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If you know me, then you know there was a time in my life where vacation spending felt so exciting in the moment…and so stressful the second I got home. I remember going on a girls trip to Vegas in my early 20s. Deep down, I knew I couldn't really afford the trip the way I was approaching it, but I went anyway. No real plan, no clear budget…just spending based on what felt good in the moment. And when I got back? Reality hit. I was scrambling to cover my normal expenses, including rent. That post-vacation stress didn't match the experience I thought I was creating. I thought I was enjoying my life, but what I was really doing was borrowing peace from my future self to enjoy the present. In this episode, we're breaking down the truth about vacation spending—what actually causes people to overspend, why guilt shows up so often around travel, and how to approach your trips in a way that lets you enjoy them fully without throwing your finances off track. Because guilt-free spending isn't about spending less…it's about spending with a plan. In this episode, we discuss: Why vacation spending often leads to stress, guilt, or financial setbacks The two extremes people fall into: overspending vs over-restricting Why emotional spending is more likely during travel How to plan your vacation spending before the trip (not during it) Why deciding your experience matters more than just setting a budget How to structure your days to balance spending and enjoyment The importance of staying aware of your spending while traveling How to enjoy your trip without feeling restricted or financially anxious This episode is especially helpful if you: Feel stressed or guilty after spending money on vacations Tend to overspend while traveling and regret it later Overthink every purchase on trips and struggle to enjoy yourself Want to travel more but feel unsure how to afford it responsibly Feel like you have to "recover" financially after vacations Want to enjoy experiences without sacrificing financial stability Why this matters: Vacation spending isn't the problem. It's how you approach it. Most people fall into one of two patterns: they either overspend and deal with the consequences later…or they restrict so much that they can't even enjoy the experience. But there's a middle ground. When you plan ahead, decide what actually matters, and stay connected to your spending while you travel, everything changes. You stop making emotional, in-the-moment decisions and start making intentional ones. And that's what allows you to enjoy your trip fully…without coming home stressed, behind, or trying to fix your finances. Timestamps: [02:45] Raya's past experiences with vacation spending tend to be a common scenario for a lot of women. [05:13] Don't wait until you're on the trip to start figuring out your finances. Planning ahead allows you to be proactive, instead of reactive with money. [09:00] When planning a trip, always start with the type of experience you want to have. This will help you plan spending. [12:20] There's a middle ground between being aware of what's happening with your money and spending while on vacation. Resources Mentioned: Episode #30: Vacation Planning on a Budget Request a free money call with Raya City Girl Savings Personal Finance Portfolio Financial Focus Coaching Program Vacation spending doesn't have to come with guilt, but it does require intention. When you plan ahead, decide what matters, and stay connected along the way, your trips stop being something you have to recover from…and start being something that fits into your life. You get to enjoy the experience and feel good when you come home…not stressed, not behind, but still in control of your money. And if you're ready to build that kind of structure and confidence with your finances (not just for vacations, but for everyday life), support and accountability can make all the difference. You can request a free money call using the link in the Resources section. You don't have to choose between experiences and financial peace. You just have to learn how to plan for both.
Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, let's talk about how travel fits into a real retirement plan and how to enjoy it without guilt. Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381 ----more---- Transcript: Marc: Summer's here and somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises many. They feel guilty about it. So today let's talk about how travel fits into a real retirement strategy and how to enjoy it without all that guilt. Hey everybody, welcome into the podcast. It's another edition of Plan with the Tax Man. Tony and I are back for more content as we talk about investing finance and retirement. And we are going to talk about, again, that guilt-free vacation, planning, strategizing ahead of time so that you can enjoy some of the things that you really worked towards in your retirement years. And Tony, this works out well because you've had a bit of travel yourself, took a couple of vacations. And how you doing, my friend? Tony: I'm doing wonderful. Yeah, I'm back from vacations and I like this topic because it is as people get closer to retirement, I think about a lot of these things too, so I'm anxious to talk about it. Marc: Well, I think a lot of people have heard and probably know and admit, Tony, that most people will spend more time planning a vacation than they do their retirement. That's pretty common in this field. But when you're thinking about what you guys do, strategizing, putting these plans together, when you're building those out for people, is travel and vacation something that actually makes it into the plan? I know some advisors do, some don't. I feel like it's something that you've got to take into account and be budgeting for. And I'm sure that you guys do. What are some reasons why and how does that help the end user? Tony: Yeah. For a lot of our clients, it's one of the first questions I asked when we get to the point of, okay, what do you want to do in retirement? And if I don't hear, I mean, for a lot of people they say, "Well, I want to travel." But then we try to get a lot more specific with that. But if I don't hear it, I'll ask it. But what a lot of people do is the ones that don't think about it, they plan for everything else and they don't really plan for fun because once we get through everything, it's like, okay, what do you want to do that's fun? Because that's the whole reason for retiring and enjoying the last part of the game of your life. And so that's one thing I ask them and see if travel comes in there. And I think some people, they feel like they've never traveled a lot in their life so they don't feel like,... They want to do it, but they don't feel almost like they're worthy of it, like they haven't earned it yet, which I think is a mistake because obviously you have. And if they haven't planned for it, a lot of times then it gets kind of stressful and that's what leads us to, well, let's start planning for it. I mean, everybody's got different budgets and different thoughts about what their travel is. So what's great for me is not going to be great for a client or somebody else, but they just need to get it in their plan and obviously we can throw it out later or we can massage it, do whatever we want. But I definitely think that if it's important to them, we got to get it detailed. Marc: Well, and I think that some people probably seeing it on paper in their plan makes them feel like, "Okay, yes, I can spend this." Because like you said, they're so busy thinking, "Do I have enough to survive? Do I have enough to live on? Am I going to run out of money?" The classic things there. And it's like, no. And even with the vacation spending in your plan, you're not going to run out of money. I think that gives people that ability to do that more guilt-free. Tony: Absolutely. That does. And once they know that, yeah, they can ease up a little bit and feel a little more calm about talking about it and actually trying to plan something. It's fun to see when people haven't traveled a lot and they get to do some stuff that they never dreamt they would do. Marc: And I imagine that budget would change over the years. Like maybe you're budgeting 20,000 or 25,000 over the early couple years and then that tapers down a little bit because I'm assuming that there's a natural rhythm to how retirees spend. And we've all heard the terms about the go go and so like that. So obviously early on, most people are probably wanting to do more because A, free from work, I'm free from the time clock. But also B, I'm feeling good enough to go do it. Tony: Yes. And I used to think that too. I used to think that my retirement was going to be just the same from the beginning till the day you die. And as I've watched people over the years, that's so far from the truth because you're exactly right. Most of the time, as soon as people retire, they want to hit the travel and hit the stuff on the big bucket list as soon as they can for the reasons you mentioned. And then we see about 75-ish and beyond, things slow down. Your body isn't moving quite as fast. The mind isn't working quite as fast. And so they don't want to be so far from home in case something happens. And so it really starts to slow down. And then you get over most of the clients I see anyway, over 80, 82 years old, it's really gone to where those days are over. It's really just visiting family and trying to stay closer to home. So your travel budget does, it starts out high and then it starts going down, which even I think is more of a comfort to people to get them to take and do things while they're a little bit younger in retirement because you're not going to do this forever. Marc: Right, right. Yeah. And everybody, again, situation is going to be a little bit different. I imagine you often have to, and we've talked about this many times in other aspects of the retirement strategies, you have to put on that therapy hat, for lack of a better term, because I imagine there's many couples that don't see eye to eye on travel spending, right? Tony: There's a lot. Yeah. Marc: You got to balance some of that. What are some things to think about there? Tony: Well, generally, if we're on that page and somebody they can't come to an agreement, we definitely try to talk it out with both spouses usually and let them know that they are going to have the money to do it. Now, if there's some other reason that they don't want to go, then we can get that out in the open. But really we just try to convince them that you are going to have the money and you don't have to worry about that. Now, if you're averse to travel planes or something like that, I can't really help them with that, but it's really not the trip itself. It's just really kind of talking through, seeing on paper, reassuring them that, "Hey, this is able to be done." And see what they do. Sometimes they compromise, sometimes they don't. It's kind of funny to watch, but it's kind of interesting. I only had one couple where, and that's a real trouble where one of the spouses, she just didn't want to travel at all. I mean, it doesn't matter what the other spouse or I said. They had plenty of money and so he ended up kind of doing some things by himself and she was okay with it, but that was a rare instance. Most of the time they come up with something. Marc: Yeah. And again, how you've lived leading into that, my wife travels a lot for work so I know that she's going to want to do a little less than... And I don't travel. I don't leave the house at all very much because I can work from my home. So like a lot of people have done, so I imagine that adds an interesting dynamic too where one wants to go, one doesn't want to go. So you got to kind of find that balance. One wants to spend, one doesn't want to spend. So finding that balance. And a good way of thinking about this, Tony, is the plan itself might become the referee, right? Because then when it's in the plan and it's structured out and you go, look, you can see it. And then it maybe diffuses some of those arguments. Tony: It does. Yeah. Because once that time period comes up in the plan, everybody's ready for it. There's not any real surprises and they know they have the money. And yeah, it does ease the stress of it again. Marc: The tensions a little bit. Yeah. Yeah. Do most people think far enough ahead when it comes to planning for travel? I mean, I imagine most don't, right? I mean, there might be somebody who's a bit of a big planner, "Hey, I want to take this really big family trip three or four or five years out." But I imagine most people probably don't do that. Tony: They don't. I see this so often that they want to travel and then it's like, well, let's do something in six months. And then, okay, you could do that, but I think you need to focus on, especially in retirement, come up with a plan. I get a friend of mine because he always laughs at me because I do plan three, four, five years out even now for travel. I've got it already down for the next four years. At least what we think we want to do, obviously you can change it. Marc: Yeah, but it gives you time to kind of build in the funds and kind of see what you're going to do. I mean, things pop up like a popup wedding destination or something like that, sure, but a little bit of structure could help. Tony: It certainly can help. And I tell you, the shorter term planning, to me, I don't like surprises and most people don't. And I think some of that time leads to surprises, if you will, in stuff you didn't think about. And for me, I don't really care about that or I shouldn't say that I don't care about it. I don't care to think about it like that. And I don't know, for me, I try to get them to plan, let's just put a big picture out there, let's put it on a piece of paper. It's just garbage anyway, you don't have to do it and let's see what happens. Marc: I'd imagine you could also, maybe for the saver in the situation to our prior point, you could kind of say, "Hey, look, by doing this ahead of time as well, well ahead in advance, we could probably save some money because I mean think about the closer you get to a timeframe, the more the airfare goes up." So if you book something like two years out, it's going to be much cheaper, I would assume. Tony: It'd be much cheaper. Especially if you're doing tours and things across the continents and whatnot, they always have things that go on sales, you got to keep your eyes open so at least have the plan so if something you want to do pops up, you can save some money, you can get on or at least put a deposit down. Marc: Yeah. Yeah. And it got me thinking a minute ago when we were talking about the first point, you mentioned something about sometimes people get worried as they're aging, something might happen when they're traveling. And so I was going to ask you, what are some travel costs that tend to catch people off guard? That's a fantastic one. I mean healthcare, right? Medicare doesn't... Most people don't realize this, but it's not like Medicare follows you wherever you go. Tony: It doesn't follow you where you go and I think that's a big issue as people get older and older is they're worried about something happening when they're on vacation. I typically recommend some sort of travel insurance. I personally use a policy that I renew every year, just like my auto and home. Marc: So you've seen that be very, very helpful then? Tony: Extremely helpful. And if you're traveling a lot, it's a lot less expensive to just do the yearly policy than one by one because I think they overprice those a little bit. I've got a 24-hour line and I don't feel if something happened abroad, they're going to ship me home right away, but that's something to plan into the plan, number one, because if you do have something bad happen, which I had a friend who got sick down in Cabo and it was life-threatening and she was not able to get back. She almost died down there and it's just a mess and just a mess and then it ended up costing them a fortune to get her out of there. And if she just would have had travel insurance, that would have solved all of that. I think that's one issue. The other issue is, and I try to budget this even when we go on our trips is how much are we going to spend when we're there because you know you're going to do something. Marc: And then double it. Tony: Yeah. And then add some percentage points because stuff comes up that you see that you want or go to some... Whatever it's a show or something else. So that has to be planned in. And then other than that, really, as I age, now that I have my first grandchild, I'm longing for the years where I can go somewhere in the winter, maybe she can come visit me. And obviously I'll pay for that, so that has to be factored in as well. So all that kind of thing I think are some of the hidden costs people don't think about unless they're having some talks. Marc: Yeah. No, that's some good thoughts right there. Yeah, I mean things can always get... And it's not even just like the spending that gets more when you go someplace, taking in a show or some bigger items. The little stuff will nickel and dime you to death too. I was talking with somebody a couple years ago and they text me and they're like, "Worst mistake ever at a Hawaii resort, no sunscreen, had to buy it from the resort." And he was like, "It was like 40 bucks for like this bottle of sunscreen." He's like, "You've got to be kidding me." But they got you. They've got you by the you know what, right? You're not going anywhere. Tony: Oh, you do. Marc: You spend the money, right? So little things like that can just sneak up and granted, not that 40 bucks should make or break a trip, but it's just the idea that everything can get out of control if you're not careful. Tony: It is. When I was just on vacation and we went to France and I'd been there before and so I knew this, but the first time I went, I was unaware. This time I was a little more prepared because what they don't do is when you're tipping them, they don't put it on the credit card like we do here. And so I had euros. I usually don't travel with a lot of cash. I think that's a whole nother topic, but I did have some euros because I wanted to be able to tip in the way they wanted it and it's just again, one of those little things that make it a little less stressful. Marc: Yeah, that's a good point. And circling back real fast, we're going to wrap it up here, but another little thing I think when you're talking about the getting out and doing things and traveling while you're still feeling good enough to do it, especially if you're thinking about doing some of those countries and some of the European stuff like you were just talking about, it's a lot more walking than I think people realize and there's no AC and not the AC anyway like there is here. Tony: It doesn't work quite the same. Yeah. Marc: It doesn't work quite the same. So keep that in mind. Yeah. Tony: There's all kinds of loads of little weird things you could talk about. Yeah. It's just different cultures and so it would behoove you to learn a little bit about that just so you're not shocked with different ways people live. Marc: I can't tell you that how many times I've talked to somebody who's gone to like Italy or something in the summer and they're like, "Oh my God, there's no AC." And it's not like they don't have it, but they don't have it everywhere like we do, right? Tony: No, and then they're used to it. So it doesn't bother them. Marc: Exactly. That's the point, right? So anyway, so look, you didn't save for decades so you could sit at home and do nothing unless that was the plan. And if that's what you want to do, then that's okay too. But a good plan for travel makes things a little easier, a little more worthwhile, saves maybe some arguments and some headaches. So make sure you're talking with your advisor about putting that and strategizing that into your overall plan because I think that, again, seeing it in black and white gives people the freedom to feel like, "Hey, I can do this comfortably without the guilt." It serves as that good referee between you and the significant other so you're not jaw-jacking back and forth and making each other mad about piddly things. So it just kind of comes down to just put it in the plan, strategize it out and work with your advisor on doing that. Get a little ahead of the game and I think that'll serve you very well. So thanks for hanging out with us here this week on Plan with the Tax Man with Tony Morrow. Of course his team's here to help you if you need that help, yourplanningpros.com is where you can find them online, yourplanningpros.com. Again, your planningpros.com. Subscribe to the podcast on Apple or Spotify or whatever app you enjoy using. This is Plan With the Tax Man with Tony Morrow. Tony, my friend, I'll see you next time. Tony: All right. We'll see you next time. Have a good one. Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.
Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, Phil talks about how travel fits into a real retirement plan and how to enjoy it without guilt. You didn't save for decades so you could sit home and protect every dollar. Give yourself permission to go. Just take your plan with you. Here's some of what we discuss in this episode:
Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, let's talk about how travel fits into a real retirement plan and how to enjoy it without guilt. Here's what we discuss in today's show: ✈️ Retirement is the time to enjoy the experiences you've spent decades planning for.
Planning a vacation should be exciting—not overwhelming. But between choosing a destination, booking flights, creating an itinerary, and figuring out logistics, it's easy to feel stressed before your trip even begins. At The Travel Brats, we've planned everything from last-minute city getaways to international adventures booked nearly a year in advance. Over time, we've learned that the best trips happen when you focus on smart planning without overplanning every minute. Here's our step-by-step guide to planning a vacation the right way. 1. Start With Your "Why" Before choosing a destination, ask yourself: Do I want relaxation or adventure? Am I traveling for food, culture, nature, or nightlife? Am I recharging or packing my schedule? Your answer determines everything from budget to destination to daily activities. Helpful questions to research: Is this destination better for couples, friends, or families? Is it good for digital nomads? Can I visit without renting a car? Does it offer more adventure or relaxation? The clearer your travel goals, the easier every other decision becomes. 2. Set Your Dates and Budget You don't need an exact budget, but you need a realistic one. Consider: Number of travel days Flight costs Hotel or Airbnb costs Food and drinks Transportation Activities and excursions Most importantly, leave room for unexpected expenses. A good vacation budget includes a buffer because travel rarely goes exactly as planned. Also factor in important deadlines such as: PTO approval School breaks Weddings Special events 3. Choose Your Destination Strategically Timing can completely change your experience. Ask yourself: What's in season during my travel dates? Will weather affect the trip? Is it peak tourist season? How long is the travel time? Is the destination easy to navigate? If you only have a few vacation days, shorter flights often win. We've seen travelers hate destinations during crowded peak seasons and fall in love with the same places during shoulder season. Research matters. 4. Book the Big Stuff First Follow this order: ✈️ Flights
What if your vacation didn't end with inbox dread, stress, and a week of playing catch-up?In this episode, we dive into a smarter, more intentional approach to taking time off, one that protects your peace before, during, and after vacation. Inspired by insights from Actualize Consulting's COO Kerry Wekelo, this conversation explores why unplugging successfully isn't just a personal habit, but a leadership and organizational strategy. From building a “game plan” for your absence to creating healthy communication boundaries and empowering your team with context instead of just task lists, this episode unpacks the hidden systems behind truly restorative time off. The discussion also tackles the anxiety of returning to work, why so many professionals struggle to disconnect, and how better planning can actually improve performance, creativity, and long-term wellness. Don't have time to listen? Here's some key takeaways to implement the next time you're out of the office: Audit your workload before time off and identify where you are the single point of contact. Share the “why” behind your work, not just a to-do list, so your team can make decisions confidently and independently. When people understand the “why” and “how, n” they can adapt to fluid situations without needing your real-time input. Create a clear “game plan” document with escalation paths before you leave to reduce unnecessary interruptions Create a simple coverage plan, so colleagues know exactly who to contact while you're away Establish a rigid communication barrier with an email update strategy, such as a daily summary or a single comprehensive email sent only on the morning you return. Digital silence is not abandoning your responsibilities when the operational matrix is laid out specifically for your out-of-office time. Schedule a quick catch-up meeting before you leave to reduce post-vacation inbox anxietyRemember: rest works best when it's planned intentionally, not squeezed in around work Visit us online to connect with our team of trusted advisors and explore our Infusion programs. https://www.actualizeconsulting.com/cultureinfusion.html Join the conversation and follow us on LinkedIn for ongoing insights, knowledge sharing, and strategy perspectives from our global team. https://www.linkedin.com/company/actualize-consulting We'd love to hear from you! If you have any questions, comments, or would like to collaborate on a future episode, please get in touch with us at podcast@actualizeconsulting.com.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
The story of a woman who had artificial intelligence plan her European vacation and how dolphins have been used in warfare. Featuring audio from: The Dave Glover Show out of KMOX in St. Louis, the Dana & Parks Show out of KMBZ in Kansas City.
Welcome to Episode 260 of the Vacationeers Theme Parks & More Podcast!This week, Tom and Jon cover personal updates, theme park news, the latest Halloween Horror Nights speculation map, and a listener-driven main topic built around Chris's Orlando vacation planning questions.In The Queue, Jon talks about breakfast at Topolino's Terrace, Tom talks about Easter weekend at the Pier 60 Sugar Sand Festival, another visit to 3 Daughters Brewing Clearwater Beach, a stay at the Hilton Clearwater Beach Resort & Spa, and seeing Helloween at House of Blues.In the news, the guys discuss the passing of Buddy the Gator at Gatorland, changes coming to SeaWorld Orlando's Expedition Odyssey, CityWalk updates at Universal Orlando, the return of free beer at SeaWorld, Buzz Lightyear's Space Ranger Spin reopening, and the latest timing for Big Thunder Mountain Railroad.In the Rumor Report, Tom and Jon discuss the latest Halloween Horror Nights speculation map and what it could mean for this year's event.Then in the main topic, Tom breaks down a long list of practical vacation-planning questions from listener Chris, including SeaWorld hotel perks, Quick Queue strategy, All-Day Dining timing, Aquatica logistics, ticket rules, Universal hotel strategy, Gatorland discounts, and more. It's a useful discussion not just for Chris, but for anyone trying to plan a smoother Orlando theme park vacation.Whether you're plotting your rope drop, planning your first meal, decoding HHN rumors, or just trying not to get soaked on Journey to Atlantis, this episode is packed with practical tips and current updates.Listen now and keep making memories.
Before you book your next vacation, there’s one important family member you can’t forget—your pet. Sandra Parrish and community expert Colleen dive into practical, must-know tips for caring for pets while you’re away. From booking boarding facilities early and scheduling test stays to arranging in-home pet sitters and keeping vaccinations up to date, this conversation helps pet parents plan stress-free trips. They also share personal stories about dogs, cats, and easing anxiety—for both pets and their humans—making this episode a helpful guide for anyone traveling with furry family members in mind. Follow us on Facebook and Instagram or download our app to stay connected! Saturdays with Sandra www.1011thepulse.com ios App Android App Advertise with UsSee omnystudio.com/listener for privacy information.
(00:00) Fred, Hardy and Wallach exchange pleasantries on a getaway day for Fred as he'll be vacationing in Florida shortly, making the rounds to a few Spring Training ballparks.(22:17) WHAT HAPPENED LAST NIGHT: Day 1 of the Round of 64 of the Men's NCAA Tournament is under way. Major upsets bust everyone's brackets.(36:38) The Bruins blow out the Winnipeg Jets (6-1) and sweep their season series against them.Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Local artist Carla J. Lawson discusses Crowned, her first museum exhibition at the Vacaville Museum. The show explores traditional African hairstyles as symbols of heritage, identity, and survival, using sculpture, painting, and mixed media.Carla shares the historical meaning behind the braids and forms featured in the exhibit, her process of creating companion sculpture and painting pieces, and how Northern California's cultural diversity shaped her artistic path. The conversation also touches on her journey as a self-taught artist and why Crowned is meant to be both visually striking and historically grounded.Crowned runs February 5- March 7, 2026
Bradley Jay Filled in On NightSide Do you use third party apps when planning a vacation? What tools or services make vacation planning a breeze? Kevin Brasler, an executive editor at Consumers’ Checkbook joined Bradley to give general tips for travel planning, dos, and don’ts, and more!See omnystudio.com/listener for privacy information.
Bradley Jay Filled in On NightSide Do you use third party apps when planning a vacation? What tools or services make vacation planning a breeze? Kevin Brasler, an executive editor at Consumers’ Checkbook joined Bradley to give general tips for travel planning, dos, and don’ts, and more!See omnystudio.com/listener for privacy information.
In episode four of our five-part series spotlighting the chefs behind Visit Vacaville's Farm to Table Dinner 2025, host Alyssa Pardini sits down with Chef Matt Andrews—owner and operator of Frosty's, and a culinary talent whose heart is as big as his flavors.Hailing from the small Northern California town of Dixon, Matt's love for food was sparked in his grandmother's kitchen, where simple, honest flavors first captured his imagination. A graduate of the California Culinary Academy, he honed his craft under renowned chefs including Wolfgang Puck and Kerry Simon, blending comfort food with the fresh creativity of California cuisine.Family. Flavor. Passion.
Welcome to Teeth & Titanium, Episode 60, “Vacation Planning” This episode features: Current Events- AAOMS/CAOMS Recap- Learning and benefiting from resident exposure Fan Mail- Saying “Hi” to Wendall- Feedback from last episode- Thoughts on name change Resident reminder - Utilization of vacation/conference days during residency Journal Club- How Has Your Practice Changed?- Rapid and Low-Cost Mesh Shaping Technique for Orbital Fracture Reconstruction - A Technical Note Your Personal Finance Drill from PWL Capital, “Individual Pension Plan (IPP)”- Brady Plunkett Senior Wealth Advisor, Portfolio Manager, CFP®, CIM® Recommendations- Old school cosplay- Sus Girlfriend- New school cosplay- Guest Recommendation Be sure to subscribe so you never miss an episode! Apple / Spotify / Google / Online links Thanks to the CAOMS and PWL for their continued support of this podcast. https://www.caoms.com. PWL Capital; https://pwlcapital.com/ If you would like to contact us, be a guest, or would like to submit a topic for Resident Reminder or Journal club, please email us at: teethandtitaniumOMFS@gmail.com Hosted by Dr. Wendall Mascarenhas & Oscar DalmaoProduced by Dr. Brad W. Ray Articles/Books cited in this episode: Aghaloo T. How Has Your Practice Changed? J Oral Maxillofac Surg. 2025 Oct;83(10):1189. Paiva C, Tavares RN, Chaves FN, Carvalho FS. Rapid and Low-Cost Mesh Shaping Technique for Orbital Fracture Reconstruction - A Technical Note. J Oral Maxillofac Surg. 2025 Oct;83(10):1266-1270.
ChatGPT can be super helpful when it comes to vacation planning, but there's one major area where it just doesn't measure up—and if you're not careful, it could throw your trip off track. In this episode, I'm breaking down what you need to watch out for and how to use ChatGPT wisely, so you can plan with clarity and confidence instead of running into roadblocks later. → SAVE YOUR SPOT ON MY CALENDAR TO GET 1-ON-1 VACATION PLANNING SUPPORT! ← Connect w/ Angela on Instagram LISTEN BACK: Episode 136: Using AI to Plan Your Vacation Episode 159: 5 Tips to Decrease the Time It Takes to Plan Your Vacation Episode 204: The Only Flight Booking Tip You Need
In episode three of our five-part series spotlighting the chefs behind Visit Vacaville's Farm to Table Dinner 2025, host Alyssa Pardini sits down with Chef Kyle Young—a culinary talent known for blending classic techniques with modern creativity.With experience across fine dining and boutique kitchens, Chef Kyle brings a bold yet thoughtful approach to local, seasonal ingredients. Passionate about sustainability and community, he's as dedicated to mentoring young chefs as he is to crafting unforgettable dishes.Fresh ideas. Local flavors. Big impact.
→ PLAN YOUR TRIP ONE CHUNK AT A TIME ← If the idea of planning your next vacation feels like way too much—and your brain just wants to avoid it altogether—my first recommendation is always to hire me. That's the fastest way to take the stress off your plate and still end up with an amazing trip. But if that's not in the budget right now, the next best thing I can give you is my free vacation planning challenge. And in this episode, I'm walking you through exactly how it works, so you can see how it takes that big, messy “plan a whole trip” task and breaks it into simple, bite-sized steps. This way, you'll keep making progress every week—without the overwhelm. Because I don't want you waiting so long to start that the best flights and hotels are gone. I don't want you rushing through the details and ending up with a “meh” trip. And I definitely don't want you deciding, yet again, that you're just too busy for a vacation this year. This challenge is built for busy, working women—it's flexible, it's doable, and honestly, it's kind of fun. And by the end, you'll have rock-solid vacation plans you can actually feel excited about. So if you're ready to finally get that trip out of your head and onto the calendar, this is where you start → SIGN UP FOR THE FREE VACATION PLANNING CHALLENGE → SAVE YOUR SPOT ON MY CALENDAR TO GET 1-ON-1 VACATION PLANNING SUPPORT! ← Connect w/ Angela on Instagram LISTEN BACK: Episode 93: The MAIN Reason Vacation Planning Feels Like a Chore (+ How to Bring Back the Fun!) Episode 95: What It's Like to Have Me Plan Your Vacation Episode 107: How to JUMPSTART Your Vacation Planning
In the second episode of our five-part series spotlighting the chefs behind Visit Vacaville's Farm to Table Dinner 2025, host Alyssa Pardini sits down with Chef Tim Saenz of Il Fiorello Olive Oil Company. With roots in San Diego's top kitchens—including The Addison, Jeune et Jolie, and The Marine Room—Chef Tim brings serious culinary chops and a deep love for fresh seafood and local ingredients. Destination Vacaville? Let's go!
Join Erik and Tage this week as they are joined by Marie and Kate as they discuss if they would let someone else plan their Disney vacation from hotel to daily itinerary, what they think should be the next thing added or changed at Disneyland, why they believe fans aren't going to see original Disney movies in theaters, and what moment they would time travel to in Disney Park history. Support the podcast by going to https://www.thehubcrawl.com/support. Question 1: Would you trust someone else to plan your entire Disney vacation “” from hotel to daily itinerary “” without giving you any details until right before you leave? Why or why not? Question 2: What's the next thing Disney should add or change at Disneyland? Question 3: Every Disney fan I know says that they want more original stories when it comes to Disney and Pixar films rather than relying on sequels and remakes, but it seems that there is a trend of original films doing more poorly at the box office than sequels and remakes (eg Elio vs Lilo & Stitch or Inside Out 2). What do you think is keeping people out of the theater for original stories and if you were put in charge of solving this problem, what would your recommendations be? Question 4: If you could time-travel to any moment in Disney Park history, where would you go and why? Bonus Question: What keeps you from going to the parks more frequently AND what could the company do to help bridge that gap?
Keke is over preparing for her upcoming vacation. Plus, we debate relationship drama on an all new Stay Or Go! And, do you think Megan can beat THE Showbiz Shelly? Find out!See omnystudio.com/listener for privacy information.
In the first episode of our five-part series featuring the chefs from Visit Vacaville's Farm to Table Dinner 2025, host Alyssa Pardini sits down with Chef Megan Smith of Ironwood American Bistro. Megan shares the inspiration behind her vibrant salad course, made with local produce, foraged fennel pollen, and garden-fresh chive blossoms. She also talks about her culinary journey and how she now focuses on teaching approachable, nutrition-focused cooking classes. Destination Vacaville? Let's go!
A quick preview of our upcoming series featuring the talented chefs behind Vacaville's 2025 Farm to Table Dinner.
Welcome to episode 287 of the Löw Tide Böyz - A Swimrun Podcast!We're both back from our respective vacations and got the idea of putting together a show about our best thinking on planning an awesome Swimrun family vacation. So here it is! In this episode, we share our best thinking on how to pitch, plan, and execute an epic Swimrun adventure with the whole family.Enjoy!~~~That's it for this week's show. If you are enjoying the Löw Tide Böyz, be sure to subscribe to the show on your favorite podcast player and leave us a five-star rating and review since that's the best way for people to discover the show and the sport of Swimrun. You can find us on Apple Podcast, Spotify, and on YouTube. Check out our website for Swimrun resources including gear guides, tips, how-to videos and so much more. Also make sure to check out our meme page @thelowtideboyz on Instagram. If you have any suggestions for the show or questions for us, send us a dm or an email at lowtideboyz@gmail.com. Finally, you can support our efforts on Patreon…if you feel so inclined.Thanks for listening and see you out there!- Chip and Chris
In this episode of CTC Jeff & Andy discuss: - Vacation Planning for Health & Wellness, how we think about working out (or not) and staying active while we take a break. - Hypertrophy vs. Strength and how the Build Program creates priorities for health and longevity as it's focus. - Busting Plateaus and finding your low hanging fruit so you can mentally & physically move forward. - Lastly we discuss Mobility & Stretching!
In this episode of Destination Vacaville, host Alyssa Pardini sits down with sculptor Martin Taylor to discuss his incredible journey into creating metal origami sculptures. Martin shares how his passion for industrial design evolved into an art career, starting with inflatable art pieces at Burning Man and leading to his latest work, "Touch the Sky." This beautiful sculpture now graces downtown Vacaville, where it resides on the scenic School Street Bridge. Tune in to hear the fascinating story behind "Touch the Sky" and how Martin's creative process brings his imagination into reality.Destination Vacaville? Let's go!
Summer planning round 3, ding ding ding. I share a lot of my life because I am part of the Organize 365® brand. I've been podcasting for over 12 years and over that time I have shared a lot about me, my life, and my family. Recently I shared how I wanted to spend the next 120 days upleveling the upstairs of my house. Those plans changed when Abby decided to have back surgery. And once again those plans have changed. And when evaluating my boundaries, I asked to share some news on this podcast I'd been withholding to explain why all the changes. My personal life A year or two ago I started practicing boundaries. My family has never been upset with anything that I shared but I started thinking they are adults and it's their news to share when there's news. I don't need to share everything. And a year ago I decided to stop sharing vacation/trips with social media and on the app. But then I wanted to share something while I was on a trip and I questioned my boundaries. I've decided I have boundaries in place but when I want to share something I will even if it goes against those boundaries. My boundaries are flexible. Unexpected golden window When Abby's back surgery got cancelled, I removed the “When Abby has back surgery” google calendar and my calendar was bare! I'd dedicated about 80% of my upcoming time to take care of Grayson and Abby. Now what did I want to do in this unexpected golden window? People often ask “I have so much to do, but when I have a pocket of time, I don't know what to do first.” I say all you need to do is just pick. I had lots of options when that time opened up on my calendar. I decided I want to make the PhD a priority. You see, Abby had to do some pre-operation bloodwork that revealed she's expecting. Yes!! Hence the surgery is off. This discovery led to a cascade of changes for the next 120 days. The second thing I decided I wanted to do was revisiting creating an office upstairs in our house. And I created a little bedroom upstairs for Grayson like I'd mentioned before so our house is ready for this next phase of life. Wanna know how I'm gonna spend the rest of this time? Italy, a Wedding, and a Baby Knowing the baby is coming in December, I want to plan our Italy trip for this fall. It's been cancelled a few times, and I want to go before Abby needs us with baby #2. More news I've been keeping private is that Abby is engaged and they're getting married in the Spring of 2026, so we definitely need to squeeze this trip in. Pray for me as I plan this wedding. LOL So travel, travel is the other thing I want to do for this 120 days. By the time you listen to this episode I will have just come back from Michigan. Greg and Joey are headed to the Keys. When we head to FL I'm taking Grayson to Disney (secretly hoping it becomes our little tradition.) I'm taking an adult field trip to VA. And I'll be planning this Italian trip for the fall that we've talked about taking forever! So I have a few things keeping me busy. I will not be creating any courses or Sunday Baskets® for weddings, vacationing, or any other courses based on the events currently in my life. I'm not a public figure that is going to try to be an expert in everything I do. When I created Organize 365® I chose a subject I was an expert in and a subject that I wanted to talk and teach about until I was at least 80. Teaching others about organization is my unique gift and I'm going to stay in that lane. EPISODE RESOURCES: The Sunday Basket® Sign Up for the Organize 365® Newsletter Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!
Send us a textThis episode comes from April's Live Q&A session, where Serena answered various questions from bookkeepers about pricing strategies, software recommendations, financial statement presentation, and business growth challenges.In this episode you'll hear:Learn how to confidently set your prices for bookkeeping setups and avoid underchargingDiscover effective ways to present financial statements that truly benefit your clientsFind out how to balance multiple professional identities on LinkedInGet strategies for taking a break from your bookkeeping business without losing clientsResources mentioned in this episode:Podcast episode: "177 | Crafting Deliverables That Matter" https://youtu.be/sb_9SYI82h0The Bookkeeping Business Accelerator: https://www.ambitiousbookkeeper.com/bbaElevate program: https://www.ambitiousbookkeeper.com/elevateEmail subscription: https://www.ambitiousbookkeeper.com/subscribePayment processors: Stripe, PayPal, GoCardless, PlutoWorkflow Queen (Alyssa Lang): https://www.workflowqueen.comAccounting software: Xero, QuickBooks, WavePayroll: GustoClient management: DubsadoSpotify playlists for The Ambitious Bookkeeper PodcastThanks for listening. If this episode inspired you in some way, take a screenshot of you listening on your device and post it to your Instagram stories and tag me @ambitiousbookkeeperFor more information about the Ambitious Bookkeeper Podcast or interest in our programs or mentoring visit our resources below:Visit our website: https://www.ambitiousbookkeeper.comFollow the Blog: https://www.ambitiousbookkeeper.com/blogConnect on Instagram: https://www.instagram.com/ambitiousbookkeeperConnect on Threads: https://www.threads.net/@ambitiousbookkeeperConnect on Facebook: https://www.facebook.com/serenashoupcpaThank you for your support of our show. If you haven't left a review yet it's super simple. Please go to ambitiousbookkeeper.com/podcast and leave your review.Podcast Publishing Tools we use:Editing → Sabr Media LLC: https://www.iangilliam.com/sabr-media-llcDescript: https://get.descript.com/u7lubkx09073 (affiliate link)Buzzsprout: https://www.buzzsprout.com/?referrer_id=1753696 (affiliate link)To fill out The State of Virtual Bookkeeping Survey, click HERE.For each response, I'll be donating $1 to charity: water. Learn more here. Join the next free training at ambitiousbookkeeper.com/training
I speculate about what the Standard Meta will look like tomorrow before playing Drunk Paladin on the ladder. You can find the deck import code below the following contact links. You can follow me @blisterguy on Twitch, Bluesky, and Youtube. Join our Discord community here or at discord.me/blisterguy. You can support this podcast and my other Hearthstone work at Patreon here. # 2x (1) Aegis of Light # 2x (1) Divine Brew # 2x (1) Dragonscale Armaments # 2x (2) Flash of Light # 2x (2) Hand of A'dal # 2x (2) Oh, Manager! # 2x (2) Resistance Aura # 2x (3) Flickering Lightbot # 2x (3) Libram of Clarity # 2x (3) Metal Detector # 2x (4) Holy Glowsticks # 1x (4) Ursine Maul # 2x (4) Vacation Planning # 1x (5) Sunsapper Lynessa # 1x (7) Shaladrassil # 1x (8) Ursol # 2x (10) Sea Shanty # AAECAamaBgTSuQbI/wa0gQeSgwcNktQEhf4FtZ4GwbYG1LgGwb8G6ckGztUGjNYGoeEGnOgGz/4Gw48HAAA=
I take a look at how the Imbue Mechanic has played out before playing Raylla Imbue Mage on the ladder. You can find the deck import code below the following contact links. You can follow me @blisterguy on Twitch, Bluesky, and Youtube. Join our Discord community here or at discord.me/blisterguy. You can support this podcast and my other Hearthstone work at Patreon here. # 2x (1) Divine Brew # 2x (1) Seabreeze Chalice # 2x (1) Vicious Slitherspear # 2x (2) Bitterbloom Knight # 2x (2) Busy-Bot # 2x (2) Divination # 2x (2) Sing-Along Buddy # 2x (2) Spirit Gatherer # 2x (3) Mixologist # 2x (4) Flutterwing Guardian # 1x (4) Nightmare Lord Xavius # 1x (4) Raylla, Sand Sculptor # 2x (4) Vacation Planning # 2x (5) Wisprider # 1x (6) Puzzlemaster Khadgar # 1x (8) Aessina # 1x (8) Malorne the Waywatcher # 1x (125) The Ceaseless Expanse # AAECAfCKBwazxQbjzwaq6gak+AbDgwfygwcMorMGgb8Ghr8Gwb8Gn+EGoeEG1/MG1voG3PoG9PwG94EH7o0HAAA=
In this episode we discuss: Who could have saw it coming It wasn't private equity this time Oh Stone Look over here not over there The post Episode 581 – Beer Vacation Planning first appeared on The Craft Beercast.
In this episode of Loan Officer Team Training, I chat with Sophie Lapointe , mortgage broker and owner of Urban Pointe Lending. Sophie shares her inspiring journey in the mortgage industry and how she's built a strong, successful team. We talk about the importance of systems and automation, and how she's able to step away for personal vacations while her business runs smoothly. Sophie also opens up about her approach to social media marketing, maintaining a growth mindset, and the daily routines that keep her on track. Plus, we dive into the value of training and supporting your team, and why providing exceptional service to clients is always a top priority.If you've enjoyed this episode please share it with your friends. If you haven't yet, +Follow the show to ensure you get every episode right away.Get Loan Team Training for YOUR Team: loanteamtraining.comSophie on Instagram: https://www.instagram.com/sophie.loans/Episode Highlights:00:00 Introduction to Urban Pointe Lending02:59 Team Dynamics and Structure07:29 Vacation Planning and Team Management09:27 The Importance of Systems and Automation11:35 Leveraging Social Media for Business Growth15:06 Adapting to New Marketing Strategies18:17 Navigating the Changing Real Estate Landscape23:17 The Power of Content Creation25:21 Building Connections and Collaboration29:07 Embracing Change and Growth33:40 Mindset and Daily Routines38:33 Learning and Development in Business
Hello, Travel Brats! Today, we're excited to introduce you to a travel expert and vacation planner extraordinaire, Erin Morgenthal. Whether you're dreaming of a sun-soaked beach retreat, a mountain expedition, a cultural immersion in a vibrant city, or a luxurious cruise across the seas, Erin's got you covered!Erin owns Wander Off Travel and holds certifications as a travel associate, cruise counselor, and autism travel professional. Whether you are a family, a solo traveler, or any adventure seeker, Erin is all about turning your wanderlust into a reality that fits your travel style.While chatting with Erin for the podcast, she shared that her love of travel started early. Originally from North Central Indiana, after growing up on a farm, at 18 Erin moved to Chicago and spent 20 years there, and now resides in central Florida, where she helps clients create unforgettable travel experiences."Travel has always been a part of who I am," Erin explained. "I love exploring new places and helping others do the same." She was inspired as a child by her Grandmother, who was an intrepid traveler and never stopped going to new and exciting places. The Story Behind Erin's business, Wander Off Travel, began in 2018 after she had been helping people plan trips to Disney - starting out more casually and then making the transition to getting paid to plan trips for people! Her approach to travel planning is all about personalization, and she loves working as a luxury travel concierge. She starts by understanding her clients' needs. Asking them good and specific questions to get a clear picture of what they want out of the trip. From there, she focuses on creating value and finding the best experiences, whether it's flights, activities, or accommodations. “In the travel industry there are so many options,” Erin shared. “But what I provide is creating an experience for my clients. It's curating an itinerary and making sure that they leave their trip, come home, and feel like they got something out of it.” Erin really wants travel to be accessible to everyone! And when it comes to deals versus value, Erin prioritizes giving her clients the best experience for their budget. "Sometimes the best deal isn't the cheapest option," she noted. "It's about finding what brings the most joy and convenience to your trip."Some of Erin's favorite destinations with all her travel expertise, include the below:Cruises: Erin loves the river cruises in Europe (Ama & Viking, especially!), Royal Caribbean & the newer Carnival ships (family), and Virgin Voyages (adult only) Honduras or Costa Rica as a tropical destination New York CityAll-Inclusive Resorts: Her top picks include the Hyatt Zilara in the DR, Zoetry Wellness & Spa Resorts, and Secrets Resorts for adultsTheme Parks: Erin is a huge fan of Walt Disney World, as well as Disneyland, but also really loves Universal in FloridaNational Parks: Yellowstone, Denali, Moab, The Grand CanyonHere's where to find Erin to connect with her and learn more about planning your next adventure: www.wanderofftravel.com & erinmorgenthal.com, and on instagram at @wanderoffwitherin & @wanderofftravelco
Send us a textPinterest is buzzing with fresh new trends for spring 2024! From fashion and home decor to vacation ideas and Mardi Gras inspiration, we cover what's trending and how you can use these insights to market your business effectively. Tune in for actionable Pinterest strategies!
Planning a trip to NYC? You may be wondering when is the best time to visit New York. Well, you might not expect me to say this, but as a New Yorker who moved away but visits regularly, I can confidently say that WINTER is secretly the best time to experience the city at a deep discount. If you are looking for the best deals, fewer crowds, and wildly fun adventures, here's why you should book a winter New York City trip. Read blog post: https://thoughtcard.com/best-time-to-visit-nyc/ Other Episodes You'll Enjoy Trips vs Vacations: What's the Difference? - Episode 179 Why You Need a Travel Fund (and How To Start One) - Episode 2 Book Recommendations: Affording Travel We Are Financially Savvy Travelers Other Budget Travel Book Recommendations Connect With Danielle Desir Corbett Join my newsletter: https://thethoughtcard.substack.com/ Website: www.thoughtcard.com Follow on Instagram: @thedanielledesir Follow on Threads: @thedanielledesir Work With Me: Email thethoughtcard@gmail.com for brand partnerships and business inquiries.
Stephanie Antin cracked the code for family travel using points and miles. Her family of five has traveled to six continents and dozens of countries for almost FREE. Stephanie explains how families can better strategize travel reward redemptions for business and first-class flights and practical ways to use points for luxe stays, like picturesque underwater bungalows in Tahiti. Connect with Stephanie Anin at almostfreefamilytravel.com and follow her on Instagram at @almostfreefamilytravel. Stephanie is hooking up listeners of The Thought Card Podcast with an exclusive promo code to save $50 on her travel coaching program, where you'll learn how to use points and miles on family vacations and honeymoons. On average, her clients save $3,000 on their first vacation after completing the coaching program. Click here to learn more and use the promo code ‘THOUGHTCARD' for a $50 discount. Want more cheap flights, travel rewards, and money-saving strategies? Check out all our best episodes neatly organized in Spotify playlists.
It's time to start planning the return trip for Bradley and the family to Walt Disney World! Welcome to The Mouse and Men where we explore the grown-up side of Disney. Almost two years ago, Bradley took his family to Disney World for the kids' first visit. Now they are preparing for their return trip in a couple months, and Bradley brings you along for the planning process. themouseandmen.com @themouseandmen on Instagram and X
What are your travel goals for the upcoming year? Today, we're exploring how to set and achieve travel goals with intention. Discover how setting intentional travel goals can transform your wanderlust into unforgettable adventures! Download our Travel Goals Printable from our brand new Etsy shop! Want more cheap flights, travel rewards, and money-saving strategies? Check out all our best episodes neatly organized in Spotify playlists.
Episode #143: In this engaging podcast episode, Kimberly Lovi hosts travel experts Joy Smith and Mara Rice, a mother-daughter duo who specialize in travel hacking. They discuss how to navigate credit card rewards to achieve nearly free travel, share insights on the best credit cards to use, and provide strategies for maximizing points value. The conversation also covers the differences between using points for flights versus hotels, and offers practical tips for effective point redemption. Listeners will gain valuable knowledge on how to make the most of their travel rewards and save money on vacations. In this conversation, Mara Rice and Joy Smith share invaluable insights on navigating travel purchases, the importance of travel insurance, and maximizing travel rewards. They discuss strategies for booking family vacations on a budget, managing points after a loved one's passing, and choosing the right hotels for points redemption. The conversation also highlights the significance of planning ahead for travel and finding last-minute deals, as well as the potential for using points for events and experiences. Takeaways: Travel hacking can significantly reduce vacation costs. Understanding credit card rewards is essential for maximizing travel benefits. Flexible reward credit cards offer the best value for points. Chase Sapphire Preferred is a top recommended card for travel rewards. Transfer points to partners for better redemption value. Using points for flights often provides more value than hotels. Every redemption is a good redemption if it saves money. Research availability before transferring points to partners. Maximizing points requires understanding their value across different programs. Travel hacking can lead to luxurious travel experiences at a fraction of the cost. Always compare insurance options before purchasing. Travel insurance is crucial for international trips. Track your travel expenses to maximize savings. Utilize credit card rewards for travel benefits. Plan ahead to secure the best hotel deals. Combine points with family members for better redemption. Look for last-minute travel deals to save money. Understand the value of experiences over monetary savings. Use points for travel rather than events when possible. Stay informed about travel rights and insurance options. Chapters: 00:00 Introduction to Travel Hacking 06:00 Choosing the Right Credit Cards 11:49 Using Points for Flights vs. Hotels 18:11 Final Tips and Insights 24:52 Navigating Travel Purchases Wisely 31:13 Maximizing Travel Rewards and Points 36:24 Booking Family Vacations on a Budget 41:35 Choosing the Right Hotels for Points Redemption Check out Travel Savvy Mamas here. Follow Kimberly on Instagram and TikTok @kimberlylovi or @iconicnationmedia