Podcasts about Taxman

17 Aug 2026. Corporate tax filing is underway, so what questions might the FTA be asking about executive bonuses? We ask tax lawyer Nils Vanhassel, Partner and Head of Tax for the Middle East at Addleshaw Goddard. Plus, it’s almost back to school. Parents are getting ready, but what does the spend look like this year? We speak to Home Centre and Noon. And almost everything on your plate is imported. We find out how one food business kept supplies moving through months of disruption.See omnystudio.com/listener for privacy information.

60 years ago, in August 1966, London was being called "Swinging London" -- the home of Twiggy, James Bond, Pop Art, mini-skirts, and the site of England's only World Cup championship (in July). It was also the home of John Lennon, Paul McCartney, George Harrison and Ringo Starr who went into Abbey Road Studios in April to record an album that would redefine what popular music could be. From radically new recording techniques to non-western musical influences, The Beatles raised the bar with Revolver. And Randy Renaud marks its 60th anniversary with the story behind its recording, on this week's edition of the Chronicles of Rock.

The Moneywise Radio Show and Podcast Tuesday, July 28th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: John Duffield, CPA/MST  website: https://www.bakersfieldaccountants.com/ phone: 661-488-7000 The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. John Duffield & Bakersfield Accountants are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

As we've professed before on the program, The Wolf & Action Jackson are not the world's biggest Beatles fans. Don't get us wrong - we don't dislike The Beatles and we understand that all they did changed the world and the rock music we love. But they're not our go to, we're Stones fans at the end of the day. Whether you're a Beatlemaniac or not, rock fans owe an enormous debt to John, Paul, George and Ringo. By the summer of 1966, the lads had been around the world several times over, made millions and mingled with world leaders and culture mavens who defined their time on Earth. They finally took a well deserved three months off January - April 1966 to take a breath, see what was going on around the world and incorporate it all into their music. Revolver would be released August 5, 1966 but the lead non-album single from the same sessions, Paperback Writer (backed with Rain) let the world know that they were no longer just singing songs about love and heartache but were moving in new directions as yet unforeseen in the western world of popular music. Sitars and tablas offer up eastern textures to compliment George's ode to free love on Love You To while he sneers in an almost punk way at the Taxman. Paul gives us a classic happy Paul song in Good Day Sunshine but laments a love that's coming to an end with For No One. Stories about dropping acid and psychedelic themes permeate the album as well as Paul's first experience with marijuana on Got to Get You into My Life. Though still in their mid-20s, the boys show a maturity at their writing and arranging craft hard won over the last 4 years. Each of them were starting to branch out to find out who they were as individuals and not just four moptops. The real trick for us is trying to imagine what it was like 60 years ago before Revolver was released. After all, as we're in our fifties, we don't know a world without The Beatles. We sang Yellow Submarine as kids in the 70s having no knowledge of the impact from the guys singing it. Using different instruments and cutting edge recording techniques ushered in a more psychedelic sound that would define the mid-to-late 60s Beatles and that defined the bleeding edge of rock music. Check out our new website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ugly American Werewolf in London Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our sponsor ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠RareVinyl.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code UGLY to save 10% off one ENTIRE ORDER! Email us at ⁠⁠⁠⁠⁠uglyamericanwerewolf@gmail.com⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/UAWILROCKS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LInkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.pantheonpodcasts.com⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Die aktuellen Wirtschaftsnachrichten mit Michael Weyland   Thema heute:    Steuer-Endspurt bis 31. Juli: Klassische Steuersoftware lohnt sich für viele nicht   Zwar hatten wir in dieser Woche schon einen Tipp von Finanztip zum Sparen bei den Stromkosten im Programm, da für viele Steuerpflichtige am 31.07 die Frist zur Abgabe der diesjährigen Steuererklärung endet, hat der unabhängige Geldratgeber dieses Thema kurzfristig auch noch bearbeitet. Eine repräsentative Umfrage hat ergeben, dass fast jeder Fünfte die Steuererklärung noch mit einer klassischen Steuersoftware erledigt. Der Ratgeber hat sechs installierbare Steuerprogramme sowie zwölf Steuer-Apps und Browserlösungen getrennt getestet. Das Ergebnis: Angestellte, Rentnerinnen und Rentner sowie Vermieter kommen mit Apps und Browserlösungen meist einfacher ans Ziel. „Für die meisten lohnt sich die klassische Steuersoftware nicht mehr, App- und Browserlösungen sind deutlich komfortabler, Verbraucherinnen und Verbraucher können die App- oder Browserlösung kostenlos ausprobieren. Bezahlt wird erst, wenn die Steuererklärung ans Finanzamt übermittelt wird.“ Eine verständlichere Sprache und eine einfache Bedienung machten die Programme zudem auch für Einsteiger attraktiv.  Klassische Software bleibt für komplexe Fälle wichtig Apps und Browserlösungen stoßen allerdings auch an ihre Grenzen. Die Tests zeigen zwar, dass viele Apps und Browserlösungen immer mehr steuerliche Themen bei der Einkommensteuer abdecken. Doch für Selbstständige, Gewerbetreibende und bei Umsatzsteuer-Themen empfiehlt sich noch immer klassische Steuersoftware. Wer eine installieren möchte, kann auf die Empfehlungen von Finanztip setzen: Wiso Steuer 2026 gibt es etwa für rund 46 Euro für fünf Steuererklärungen pro Steuerjahr, im Abo wird's günstiger. Knapp 22 Euro kostet Tax 2026 (, das Programm  Steuersparerklärung (Steuerjahr 2025) gibt es für rund 39 Euro und Taxman kostet knapp 35 Euro. Wer eine App verwenden möchte, fährt mit Wiso Steuer für rund 46 Euro und der kostenlosen App Check24 Steuer am besten. Die Kosten für ein Steuerprogramm sind komplett in der Steuererklärung absetzbar, weil diese immer weniger als 100 Euro betragen. Nach jüngsten Daten des Statistischen Bundesamts haben zuletzt 15,2 Millionen Steuerpflichtige eine Einkommenssteuererklärung abgegeben –13,2 Millionen erhielten eine Steuererstattung von durchschnittlich 1.240 Euro.   Diesen Beitrag können Sie nachhören oder downloaden unter:

As we've professed before on the program, The Wolf & Action Jackson are not the world's biggest Beatles fans. Don't get us wrong - we don't dislike The Beatles and we understand that all they did changed the world and the rock music we love. But they're not our go to, we're Stones fans at the end of the day. Whether you're a Beatlemaniac or not, rock fans owe an enormous debt to John, Paul, George and Ringo. By the summer of 1966, the lads had been around the world several times over, made millions and mingled with world leaders and culture mavens who defined their time on Earth. They finally took a well deserved three months off January - April 1966 to take a breath, see what was going on around the world and incorporate it all into their music. Revolver would be released August 5, 1966 but the lead non-album single from the same sessions, Paperback Writer (backed with Rain) let the world know that they were no longer just singing songs about love and heartache but were moving in new directions as yet unforeseen in the western world of popular music. Sitars and tablas offer up eastern textures to compliment George's ode to free love on Love You To while he sneers in an almost punk way at the Taxman. Paul gives us a classic happy Paul song in Good Day Sunshine but laments a love that's coming to an end with For No One. Stories about dropping acid and psychedelic themes permeate the album as well as Paul's first experience with marijuana on Got to Get You into My Life. Though still in their mid-20s, the boys show a maturity at their writing and arranging craft hard won over the last 4 years. Each of them were starting to branch out to find out who they were as individuals and not just four moptops. The real trick for us is trying to imagine what it was like 60 years ago before Revolver was released. After all, as we're in our fifties, we don't know a world without The Beatles. We sang Yellow Submarine as kids in the 70s having no knowledge of the impact from the guys singing it. Using different instruments and cutting edge recording techniques ushered in a more psychedelic sound that would define the mid-to-late 60s Beatles and that defined the bleeding edge of rock music. Check out our new website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ugly American Werewolf in London Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Visit our sponsor ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠RareVinyl.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code UGLY to save 10% off one ENTIRE ORDER! Email us at ⁠⁠⁠⁠uglyamericanwerewolf@gmail.com⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/UAWILROCKS⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LInkTree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.pantheonpodcasts.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you're visiting one of the 63 national parks this summer or just hitting a local trail, a lot of the best practices for a great hike apply just as well to your retirement plan. Let's “walk” through a few. Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- TRANSCRIPT:  Marc: This week on Plan with the Tax Man, maybe you're visiting one of our national parks this summer or just out hitting the local trail. And if you are, we have some best practices for a great hike that apply just as well to your retirement plan. So let's walk through a few of these with Tony Mauro. Hey everybody. Welcome into the podcast. This is Plan with the Tax Man, with my friend Tony Mauro. How you doing buddy? Tony Mauro: I'm doing good. Marc: Yeah? Tony Mauro: Midst of summer. Marc: Yeah. Tony Mauro: It's all good. Marc: I'm telling you what, it's been crazy, incredible hot. Look folks, little FYI out there. If your AC unit fails you during the really hot months, be very, very careful because apparently mold can build in the ducts quickly when the humidity is high and the AC's not working, go figure, even though the AC's not working because the water and condensation that sits in there while waiting to get it repaired apparently turns to mold. So a little FYI because it's expensive to fix it. Tony Mauro: Yeah. Marc: And that might be a retirement expense, Tony, that you just didn't see coming, right? Tony Mauro: You didn't see coming. You better have to depend on the emergency fund. Marc: Exactly. Right. So we're always trying to provide useful nuggets of information on this podcast. But we're going to have some fun this week. Tony, I know you like to travel. I know you like to go a lot of places. Do you visit the national parks? Do you do some of that stuff? Tony Mauro: The reason that I want to talk about this, because I was just out in a couple of them last week. Marc: Oh. Tony Mauro: I had to go out to South Dakota for a wedding, and so we stopped at the Badlands National Park. Marc: Nice. Tony Mauro: And it wasn't really a park, but Mount Rushmore. But I have been to other national parks out. I've been of course to Yellowstone and a couple of others. A lot of them I still want to see, and they're very interesting. I will say- Marc: You have been at Yellowstone or not? I though you had. Tony Mauro: I have been to Yellowstone. Marc: Oh okay. Tony Mauro: Yeah. Marc: Yeah. Okay. Tony Mauro: I still have a few on my list. Zion and Bryce And some of those, but I do like to hike. I'm an amateur. Marc: Yeah. I want to go to Denali. That'd be cool. Tony Mauro: Yeah, Denali. Marc: Yeah. Or McKinley, whatever it used to be called, either way. So look, do you know how many national parks we have, by the way? There's a lot. Tony Mauro: I don't. Marc: There's a lot. 63. Tony Mauro: Is that how many? 63 national parks. Marc: Yeah. 63 national parks. Some are really big, obviously, and some are really small. I think Hawaii's got a couple. I think California's got like six, but yeah. So there's different sizes and stuff out there. So anyway, a lot of people like to visit these things as a summer thing with the kids or grandkids maybe. So we'll talk a little bit about some analogies. I'll let you spin some financial wisdom to my setup for the park conversation. So we'll start with a map. Don't leave home without a map. I know we got these cell phones and that we're attached to them now, Tony, but you might not get signal in some of these bigger parks. And if you think about it, a lot of the gates when you go into some of these national parks, the first thing a ranger does is tell you a couple things and they hand you a map. Tony Mauro: That's what they did to me. Yeah. Marc: Exactly. And that's the same thing. It's to help keep you oriented. Same thing with a financial strategy. It's to help to keep you oriented and focused. Tony Mauro: It is. I mean, the financial plan, if you have a formal one, I mean, that's your backbone. That's the map itself. And just like when I was... We did a little hike in the Badlands on our own and they gave us a map to make sure we stayed on the trails and stayed on... I equate that to just like in the financial planning world, stay on track and make sure that you're following your map as best you can. So out there in the Badlands, if you get off the trails, a lot of bad things can happen quickly. Marc: Yeah. Tony Mauro: In the financial world, it's going to be a slow burn if you get off track, but over time you get off track too much, and what's going to happen is you get to the end and you are not going to be where you though you were going to be. Marc: Mm-hmm. Yeah. Tony Mauro: And so with this plan, as it changes and whatnot, it's not like a static map that you'd be holding in your hand with hiking. Marc: Sure. But if you get a little off course, it might help you get back on. Or even those reviews serves as almost like a check-in spot. Maybe you're going on a really long trail through the parks and it's like, "Hey, we're going to stop at this little whatever this thing is." And there's a map there because maybe they've made some changes or who knows? Tony Mauro: Yeah. In our annual reviews, I mean normally the plan changes a little bit every year, if nothing else, just with a little bit of goal modifications and things like that. And then of course, maybe even rebalancing. Marc: Well, life's going to throw something at you. Tony Mauro: Life's going to throw something at you. I was just telling you before this call, life threw something at one of our clients. They've got parents going into, one's got dementia and had got to go in a nursing home with no plan. And boom, all of a sudden life changes quickly. Marc: Yep. Tony Mauro: All the better to have a map and to be following it. Marc: For sure. For sure. Well, and unfortunately, Tony, one of the problems that we run into often when we go to these lovely, beautiful national parks because our country is full of amazing locations, is unfortunately there's other people. And people don't do the best job of always picking up after themselves. So when you go to just about every national park, there's signs everywhere. "Please do not leave your garbage. Please do not do the..." Like at Yellowstone, we were just talking about that. At the sulfur pools, "Don't throw cans in the sulfur pools," things like that. Just crazy stuff that you think, hello, common sense. We should not do this. Ultimately, the message is don't leave a mess behind. And financially, same kind of thing. I mean, when we're no longer here, are we leaving a mess for our family? Tony Mauro: Yeah. And that's what I was just on the call with is that this family's mother and father are going to leave them a mess, and they didn't plan for it. And you don't want to leave your loved ones when you're gone. I'm already talking. I'm working through it myself with my wife at our life list. Something happens to one of us, we don't want to leave a mess for our son. And that means knowing where everything's at and how to close things out and what's going to go where. It's hard enough for loved ones when you're gone dealing with all the emotions. You don't want to leave them with a financial mess. And that goes from everything from no will to outdated wills, no beneficiaries on certain things, keeping all your stuff secret. I think you need to be more transparent with your heirs to make sure that you don't leave them with this and let them know what the plans are. You don't have to share every detail of every cent that you have, but I think you should leave something for them to help them when the inevitable happens. And then you're not going to be blindsided. Marc: Yeah. Yeah. I mean, and sometimes there's a lot of little things too. Unfortunately, big situations like the one you're currently dealing with there, but there's the little things people can do to not leave a mess. I mean, even something as simple as your TODs or PODs on some of your different accounts. A lot of times people don't even think about that. They got a bank account, maybe they got 50, 60, 70 grand sitting there and they forgot to put transfer on death to their spouse or whatever. So just a mess. Just make it easy when we pass on, because we're all going to pass on. Try to make it as easy as possible and leave no mess behind. The scenic route. A lot of times we go to these national parks, we love to do the scenic route. Lots of things can get in the way. It's fun to do the scenic route, but sometimes you're just tired. You want to take the quickest route too. And I think when you're thinking about retirement, sometimes it's easy, Tony, to be like, oh man, what's the fastest way to get me some more income or take advantage of this crazy market run that we've been on or whatever. So the scenic route could be the way to go. Sometimes the faster way is the way to go. It just depends. Tony Mauro: It does depend. And it depends on going back to the first thing we talked about is your map and really what's going on. What we see mostly is clients wanting the fastest way. And you hit it on the head is what's the fastest way I can get to X amount because they think that's... And what they end up doing is, without a good plan, they could end up taking a lot of risk. They could end up really shooting themselves in the foot a little bit because there's all kinds of things out there. Anything from the volatility in the markets, what's going on in the world politically. And then of course dumbing it down a little bit, just not dumbing it down, but shrinking it down to what's going on in their personal lives. You're going to have things that pop up at you that scenic route may be the better route. Our jobs as advisors is trying to mesh the scenic route with the fastest route and get the best of both of them according to whatever that person is after. Because most of the time patience and the discipline win the race rather than trying to shortcut and use time to market, for example. And then the next thing you know, you've lost a lot of money. Marc: Yeah. I mean, patience and discipline right there. Whether you're hiking and out in nature or dealing with your finances, it's important. You get too ahead of yourself out on the trail or you get too irresponsible, you could come across some wildlife that's not happy to see you, you could lose your footing and tumble down a hill or whatever. So certainly want to be careful there. And pack light, Tony, where you can whenever you're hiking. Anybody who's ever gone hiking or whatever knows that the more you weigh yourself down, the slower it's going to be, the more tired you are. So you keep the clutter to a minimum. And as we age financially, we start, I think not only just financially, but in every aspect we're like, "Ugh, we got too much crap. Let's start getting rid of some of it." And I think financially that happens too, right? Maybe consolidation becomes a higher priority and whatnot. Tony Mauro: I think so. I think as you get closer to retirement, you definitely want to start packing a little lighter. And it's funny because we were just out on, like I said, when we hiked last week, and I'm an amateur hiker. We don't do anything too strenuous, but we're still up on some rocks and things. I'm thinking to myself, I'm getting older. I need to slow down a little bit, make sure I assess these risks because I'm not 25 anymore. Marc: My wife would love to hear you say that. She does risk assessment for a living. Anytime someone says, "I got to assess some risks," she's very, very happy. So kudos to you. Tony Mauro: Yeah. And we're just looking at each other, it's like we're off the edge of a cliff here. And if we were to loose rocks or something, then we have an emergency. Marc: Yeah. Or it's over. Tony Mauro: Yeah, or it's over. Marc: Right. Tony Mauro: But I do like, when I hike, I do like to pack light. And I would say getting that over to the financial arena really is, as you age, get a little closer, it's a good thing to work with your advisor to consolidate accounts. Obviously try to get rid of all high interest debt if you can. I like to say to people, "You want to be debt-free by 65. Maybe you've got some old policies just like you got some old subscriptions that everybody always talks about that you're paying for that are no longer a use to you." All these exercises to clean up your financial life and make it as simple as possible when you retire so you know where everything's at, income's coming in predictably, and you don't have to stress out about it. Marc: Yeah. There you go. God stuff for sure. So consolidation and pack light financially is certainly a good idea. The final piece of this conversation, Tony, is that sometimes people will say, "Look, you just said there's 63 of these things. And if you've seen one of them, you've seen them all." Yosemite and Denali are completely different, right? Acadia and Zion, so on and so forth. And the itinerary outlined on the travel books, it may work for one park, but not for another or one family and not for another. And that's a super easy way to do a comparison to retirement. Tony, you've helped a lot of people retire and you could probably easily say, "If I've built one retirement strategy, I've built them all. They're all the same," but they're not because everybody's totally different. Yeah, taxation. Yeah, social security. Yeah. Income. There's the big ticket items you got to certainly do in every plan, but how you do it and in the ways that you do it is unique from person to person, just like a park. Tony Mauro: Just like a park. I mean, for those that say, "Well, we're going to use a robo-advisor or just pick some things out." Well, that's just generic. And will that work? Potentially, yes, but you really don't know if it will. And I believe that there's still a human touch in all of this. And what works for somebody on one end may be completely different for somebody else because, A, they may not have the same resources and income and assets, and maybe they don't even want all that. Somebody else might want something totally different. So I think that's where the planner can be of some value and that's why you're paying them is to lend that kind of thing and really create a plan for you rather than just everything's the same. Because I've only been to a few national parks and I can tell anybody that hasn't been, outside of, make sure you visit a few, they're completely different. Marc: Yeah. Tony Mauro: And they're completely unique. And I usually don't plug the federal government, but I will say that the parks that I've been to, including this one, are extremely well ran, extremely clean, and extremely just organized. And so why wouldn't we want to have that in our financial life as well? We've been talking about it for this whole call. I mean, that's what it's all about. Marc: Yeah, here, here. Well, look, the people who get the most out of their vacations, their national park trips, whatever it might be, aren't the ones that show up and figure it out the gate. Maybe. And maybe that just like retirement, it's such easy to make these analogies. You might, "Hey, we're going to go to the national park and just wing it today." And if you're 25, you can probably pull that off with ease. But when you're 65, you do not do that, right? Tony Mauro: No. Marc: You've probably done the research, mapped the trails, or at least know what you're going to be getting into before you get there. And retirement clearly, again, works the same way. A little prep goes a long way to making sure that you get the things out of it that you were hoping to get out of it. And that could not be more true when it comes to a financial strategy. So as always, if you need help folks, reach out to qualified professionals like Tony. He's a CPA and a CFP and an EA of 30 plus years in the industry. He helps clients all over the place, not just in Iowa. He helps clients all over. He's got clients in different states as well. So if you're checking out the podcast and you need to have a conversation for yourself, reach out to him, have a chat, see if he's a good fit for you and vice versa. You can find him at 844-707-7381, 844-707-7381, or go to yourplanningpros.com. That is yourplanningpros.com. Lots of good tools, tips, and resources there. And don't forget to subscribe to the podcast, Plan with the Tax Man. Lots of podcasts out there, but we try to hopefully provide you with some fun, a little bit of humor, a little bit of educational content, some nuggets of good information to help you get along your way towards retirement. And with that, Tony, thanks for hanging out, brother, and breaking it down as always. Tony Mauro: You bet. We'll see you on the next one. Marc: We'll see you on the next time here on The Plan with the Tax Man with Mr. Tony Mauro, Des Moines Professional Alternative at Tax Doctor Inc. We'll catch you next time. Securities offered through Avantax Investment Services SM Member M FINRA SIPC Investment advisory services offered through Avantax Advisory Services Insurance services offered through an Avantax affiliated insurance agency Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

The boys are back! We dive into all the latest comings and goings at Dens Park, take a brief look at pre-season, and give our verdict on the new strips. We also discuss Dundee's flying start against Airdrie in the League Cup and explore why investing in youth development will be key to the club's future.Intro track title: Back To The Fire; License: Commercial; Edit: Voiceover added to track; Podcast edited by: Ryan Norrie. Hosted on Acast. See acast.com/privacy for more information.

Over the past year, one retirement video on YouTube pulled in 3.7 million views. The title: "Sell These 5 Things Before You Retire." We thought it was worth a conversation — not to tear it apart, but to react honestly. Do we agree? How often do we actually see this play out with real clients? Let's get into it. Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Marc: Over the past year, one retirement video on YouTube pulled in 3.7 million views, the title, Sell These Five Things Before You Retire. We thought we would talk about those five things this week here on the podcast and break it down a little bit with Tony here on Plan With the Tax Man.   Welcome into the podcast, folks. Thanks for hanging out with Tony Mauro and myself, as we talk investing finance and retirement. And yeah, the top video of 2025 for retirement was 3.7 million views, Tony, and it's Sell These Five Things Before You Retire. So, we'll keep that in mind as we're breaking these down. I want to get your take on each of these, and does it make sense to you? Do you see that often? Just let us in on your insights as a planner who's been doing this for many years. So, this should be fun. How you doing, my friend?   Tony Mauro: Yeah, I've been doing good, been doing good. This is a good topic because I think we as planners get asked these things a lot. This was a really good video. And I did view it, I agree with most of it.   Marc: Yeah, I do too, yeah.   Tony Mauro: We'll break it down a little bit and have some fun.   Marc: Yeah. Well, let's start with the biggie. The oversized house. I think this is a huge question for obviously many, many people. Obviously, it resonated with lots of folks because yeah, I mean, it could maybe free up some significant money. Now, however, depending on what you want to do, housing prices are still pretty high. So, but I do agree overall with this concept. If it's this big place that the two of you don't need anymore, well, that's something to consider.   Tony Mauro: It is, and all of these topics really I would preface with saying it begs the question to at least discuss with your planner, because they're selling... In the video they're saying, "Okay, yeah, do this, this, and this." I don't agree with it all the time, but at least you're asking the question. But the theory here is, is obviously if you've got a big house, only two of you in it, no mortgage, maybe don't want to take care of it anymore, have had it a long time. Could sell the house, take the tax-free gain most of the time, and then either downsize and possibly have more money in your pocket to do something else with.   Now, where I disagree with this a little bit is because housing is the way it is, it seems like a lot of times when people go to sell property, at least in the Midwest, down the coast, maybe if you can make a lot of money that's a different story. But they find out, well, I make two or 300,000 on it, and then I go to find something even though it's smaller and I got to invest all of my proceeds plus the gain because things are up from when I bought, and they don't really get as far as they thought they would. But the theory is good because if you're, like in my own case, I have a fairly large yard and I talk with my wife right now. I was like, "As we age, do we really want to take care of this?" And we own the house already and it's too big just for the two of us, but I don't know. I don't know if I want to leave. So, it's a good question to talk about with your advisor, for sure.   Marc: Yeah. I mean, and it could, to your point, I mean, obviously add some significant capital to a retirement plan depending on, again, what you were going to do. Are you going to just maybe rent? Were you going to get a condo or a townhouse? But those have gotten really pricey lately too. So, it's a worthwhile exercise for sure to see what it could-   Tony Mauro: That's right.   Marc: ... do to your overall retirement plan.    Number two on that list, Tony, was supporting or financially supporting the adult children, sell this item. I absolutely agree with this one, me personally. But I mean, and it's hard for parents to go against the instinct of helping, but you can't finance retirement, Tony.   Tony Mauro: You can't, and I agree with you and with this point too. It is hard, I go through it with my own kids. Now I have a grandchild, and that's although I'm going to do whatever I want with her, but... And there's books been written about it about the... And I think it was from The Millionaire Next Door, I think it was from the book, but somebody was saying that that's economic triage. And then what happens is if you start supporting them, then they expect it. And like you said, they're going to have to go out and build their own [inaudible 00:04:29]-   Marc: And they've got decades still to do it, you don't.   Tony Mauro: They've got a lot of time, yeah. And you're running out of time. And so, I would limit this if you're going to do it at all, and try not to do it. Just for nothing else, hopefully they can figure things out on their own and become their own financially responsible adults, but obviously we're there as parents if they really fall, but I strongly urge my clients, yeah, not to do this.   Marc: Yeah. You made an interesting point too, if they really fall, yes. But I mean, look, at the same time, no, because you're going to have to sometimes, you got to rein it in, especially if your plan is just barely getting you the retirement that you needed or not even the dream retirement but just getting you into it and through it, allowing you to stop working or whatever, every situations are different, you can't sacrifice that to help them. I mean, I know it's tough, but sometimes you just got to bite that bullet or they've got to bite that bullet. But isn't it funny though how like throughout time it's some weird thing like, "Oh, well this is the grandkid and the grandkid is now more important than you. Sorry, bye."   Tony Mauro: I tell you what, it's hard. It really is, because you get like... I never thought I would be like that, but yeah, and you want to ensure their future. I don't know why.   Marc: Well, maybe because they're little and it's like it takes you back to when yours were little. And of course, we're typically in a better position when we have the grandkids to help them out. So, that probably has something to do with it too.   Tony Mauro: That has something to do with it, exactly.   Marc: Yeah, yeah. Good stuff. All right. Number three, expensive toys that become expensive burdens. Some of us spend a lot of years, Tony, the 30s to mid 50s collecting those toys and doing things that we like. And then you just one day go, that's a lot of crap.   Tony Mauro: It is, and I admit it.   Marc: Do I want it? Do I need it? Right?   Tony Mauro: Yeah. And we've all been guilty of it, whether it's a boat, you name it, a classic car.   Marc: Yeah, a travel trailer, whatever.   Tony Mauro: If you've got money, yeah, airplane, something like that. If you're not using this stuff and really don't enjoy it, you do have to start asking yourself is, do the cost of these things sitting around actually match what the enjoyment that I get out of them? For me, a lot of things is not. Things don't interest me as much as they did when I was younger. And now that you, most of the time you get a little closer to retirement, in retirement, you have the money to pay for them. But it's like, yeah, just because I can do it, I don't really necessarily get enough enjoyment out of it to just have it sitting around. Then I've got maintenance and everything else and it just freaks me out. But this is something to talk about with your advisor, especially, if you're looking at all of your assets, which your advisors should know about, not just your investments. He or she should know about everything you have.   Marc: Good point, yeah.   Tony Mauro: They may be able to advise you, "Hey, do you still enjoy this? If so, let's keep it in. If not, well, what can we do with that money to get you more enjoyment?"   Marc: Good point. And in that list, and you could have maybe put point number four here in point number three, but maybe not. I get where they're going from this, but I have a real hard time with this one, Tony. So, this will be fun to-   Tony Mauro: I do too.   Marc: Yeah, this will be a fun debate here. It's the second car. Now the argument is without the commute, two cars sitting in the garage maybe costing more than they're worth in insurance, maintenance, and so on and so forth. And granted, at a certain age, maybe this becomes more realistic, right? But you think about retirement, people are more active, they're more healthy in early days of retirement. The loss of freedom to an American is a huge deal. I mean, think about our country, our identity for, God, since the '50s has been tied up in the car, right? When we built the interstate system and all the vehicles and everything, I mean, this is a big country. And when you want to jump in the car and go someplace, even if it's down the street to the store, you want to be able to have the freedom to do that, right?   Tony Mauro: You do. And I don't have many clients, they talked about it on the video. It might be from a strict, strict planning standpoint, might be something to consider. And again, I maybe asked the question, but you hit it on the head with the word freedom, is that less Americans, at least me I know and almost everybody I know, do not want to give up that freedom of I can go, like you said, get in it and go wherever I want.   Marc: Yeah. Well, Tony, you travel a lot to Europe, right? You were just talking about that on our last podcast, right? Europe is designed differently. They walk everywhere.   Tony Mauro: They're different.   Marc: Right.   Tony Mauro: They walk everywhere and they have trains, like high speed trains. So over there, yeah, the whole culture is different, and maybe there it might make some sense.   Marc: And depending on where you live here, if you're in a larger metropolis, sure, walking might make more sense, but I'm sure where you're at, where I'm at, it's five miles to the nearest little convenience, like the little convenience store. I'm not walking five miles in 99 degree weather.   Tony Mauro: Yeah, [inaudible 00:09:21].   Marc: I'm taking a car, right? So this one's tough for a lot of people, I think.   Tony Mauro: Yeah, I think it's tough. I've only known one person and she actually worked for me, my admin person, she was about 70 and now she lived close to the office, but they got rid of one of their cars and it was her car, and she always told me, "I just feel like I walk home from work," because she lived real close, "And then I'm stuck there unless I take an Uber or something," and so she never did. And I was always like, "Why did you guys do this?" And of course, that was their rationale. "Well, our plan was real tight and we felt like we didn't need that car and it's saving us some monthly cash flow." And [inaudible 00:10:02].   Marc: Yeah. I mean, I guess depending on the car and... I mean, there's so many factors to this one too, Tony, right? If your vision's starting to go, and granted, that happens when we get older and reflexes, I could see where for some couples it makes sense. Maybe not the financial sense, because I don't think a second car nowadays should probably going to make or break things for a lot of people, but I mean, unless you're talking about a really expensive, nice car or something. But yeah, I think there's certainly mitigating circumstances.   Tony Mauro: I think there are. And I think if you own it outright, why not keep [inaudible 00:10:34]?   Marc: Yeah, how much is it costing you, really? Yeah.   Tony Mauro: Yeah. I mean, it's minimal after that, so.   Marc: Yeah. I guess if it's still a six, $700 a month payment, you got two of those, right? You're spending like almost two grand a month or 18, 16, 17, $1,800 a month on car payments and you're not really using it a lot, then I could see that argument too, so.   Tony Mauro: Yeah, yeah. There's a little bit of an argument in there. Yeah.   Marc: Okay. All right. Well, this last one, Tony, you can't sell it on eBay or any of the sites that are out there now, right? So this one's a little different, and it's the work identity. And you and I talk about this often anyway, and so I certainly agree with this. The argument is that sense of self once you no longer have that professional title or whatever. I mean, whether you were working an auto line or you're a doctor or whatever you might be, so many people tie their identity up in what they've done for 30 years. So who am I now, kind of thing.   Tony Mauro: Yeah, and I struggle with this one because I'm in that category of, for me, you work all these years getting, in my case, financial designations. And it's like it's part of who you are and you've had to take and spend tons of time at CE, which is continuing ed, and trying to hone what you know. It's going to be hard for me when you say, "Okay, enough's enough. Why do I want to spend the money to keep these active?" But the biggest thing is the time factor of continuing ed with all that time when you don't have much time left and you're not even earning any money from it. And so, but there's a part of me, I got to admit it, that I don't want to give them up.   Marc: Well, you're the Tax Man.   Tony Mauro: Yeah, I know. And someday I'm going to think, "Gosh, what am I, really?" I tell clients, "Don't do this," and here I am, clinging to these things that I don't need anymore. But so it is hard, but I think the video's point was when you retire, whether you're a doctor or whatnot, and you got to keep some of this stuff up, and then there might be even insurance if you're going to do something for anybody, E&O and malpractice stuff and all that, is you got to let it go and it is difficult for people.   Marc: Or just build a new identity, right?   Tony Mauro: Or build a new one.   Marc: If you're walking away from whatever, we've said many times, walk towards something else because humans need something else. Right?   Tony Mauro: You need something, yeah. You can't just sit. But for me, it's probably going to be continuing to... Well, I like wine and learning about that. So I like online stuff with that, I'm not looking for designations or to make money, but that's what interests me. That, flying, golf, and a little bit of travel. So, everybody's different. Somebody might be, I don't know, crafts, somebody might be working on cars. Who knows?   Marc: Yeah, yeah. Well, I like, we're going to steal from their framework here, their questions. They had a couple questions at the end. And I'm really going to just wrap both of them up into one that I think were most pertinent. And I like the way they put this and just put, if you're thinking about any of these five points, ask yourself, does this still serve my new life? Does it serve my new life, or does it serve my old life? And if I do let this go, what becomes possible? I think those are really good ways of thinking about that.   Tony Mauro: Those are the best two lines out of the whole video, and that's why I wanted to go over this topic because if you just use that, that's going to guide you in a lot of decisions [inaudible 00:13:57].   Marc: No matter what in retirement, right?   Tony Mauro: Yeah, no matter what.   Marc: Like you could just say to yourself, "Does this serve my retirement or does this serve my old me?" Right?   Tony Mauro: Yeah, yep. Exactly it.   Marc: And that's a struggle I imagine for most people.   Tony Mauro: It's a struggle. I know it's a struggle for me because you just get set in your ways, but I think the video really, if you haven't watched it, you should go out and watch it, because I do think-   Marc: We'll put a link by the way in the show descriptions for folks so they can check it. Yeah.   Tony Mauro: Yeah, because it is good, it's done well. It touches something that what I feel is real. And I think that we're all going to face these decisions, so start wrapping your head around it a little bit.   Marc: Yeah. I mean, 3.7 million people watched it for a reason, right? So it's not just about the things we accumulate, sometimes it's about also what we're willing to let go of. I think many of us, when you get over 50, we start to feel a little bit of a pull towards declutter. Maybe some people are, they like to hoard the things and some people like to let them go, right? So, it starts to shift a little bit as you get older, but I think it's worth the thought exercise certainly and talking with your loved ones about that as well.   So again, we'll put a link in the descriptions, but if you'd like to go check it out on YouTube again, it's just called Sell These Five Things Before You Retire. Just search that.   Tony Mauro: You'll find it.   Marc: Yeah, and you'll find it.   So Tony, thanks for hanging out as always and breaking it down, we always appreciate you. Folks, thanks for being here and if you need Tony's help when it comes to adding these things to your list of conversations or any others when it comes to building your strategy, they are here to help at yourplanningpros.com. That's yourplanningpros.com. And with that, we will see you next time here on Plan With the Tax Man. Thanks, Tony.   Tony Mauro: All right, we'll see you on the next one.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

Special NoteThe original video broadcast of this program can be found on the fantastic Wrestling With The 80's channel which you can find here: https://www.youtube.com/watch?v=e4sdYyFWTXc&t=8448sI would also encourage you to subscribe to Ted's Takes On Wrestling, which you can find here: www.youtube.com/@TedsTakesWrestlingTed Turner, the swashbuckling billionaire owner of TBS, CNN and the Atlanta Braves had an incredible impact on the world of professional wrestling as well! Wrestling fans of the 80's remember making 6:05PM on the SuperStation appointment television as they watched their favourite grapplers battle it out first in Georgia Championship Wrestling then later on Jim Crockett Promotions World Championship Wrestling. In the 90's, after Turner's purchase of JCP, viewers were treated to one of the greatest eras to be a wrestling fan as the Monday Night War heated up thanks to WCW's groundbreaking Monday Nitro! But sadly, all good things must come to an end as the world of corporate mergers led to a power struggle and eventual ousting of Turner from the empire he created, the destruction of WCW and the end of wrestling on Turner Broadcasting. Tonight I am joined by Andy the Taxman from @GrapplingWithCanada and Ted Hill from @TedsTakesWrestling to discuss the legacy of Ted Turner and his indelible mark on professional wrestling! We're also going to be giving our thoughts and reactions to the epic four part Netflix documentary on Hulk Hogan. The good, the bad, the untrue and the unbelievable. Hogan left a legacy that can't be denied and even in death he is creating a stir in mainstream media.Please be sure to like, subscribe, rate and review! (Hopefully 5 Stars!!) You can now pick up a shirt with proceeds going to charity! www.grapplingwithcanada.threadless.comYou can now also buy me a coffee (or a beer!) to support the show at:www.buymeacoffee.com/grapplingDon't forget to support our show sponsor Manscaped by shopping at www.manscaped.com and use the promo code "GWC" for 20% off your purchase AND free shipping!

Summer's here. And somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises us… they feel guilty about it. They worked hard, they saved, they planned for decades, and then they second-guess a beach vacation. Today, let's talk about how travel fits into a real retirement plan and how to enjoy it without guilt. Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Marc: Summer's here and somewhere between the excitement of planning a big trip and the anxiety of what it costs, a lot of retirees end up doing something that surprises many. They feel guilty about it. So today let's talk about how travel fits into a real retirement strategy and how to enjoy it without all that guilt.   Hey everybody, welcome into the podcast. It's another edition of Plan with the Tax Man. Tony and I are back for more content as we talk about investing finance and retirement. And we are going to talk about, again, that guilt-free vacation, planning, strategizing ahead of time so that you can enjoy some of the things that you really worked towards in your retirement years. And Tony, this works out well because you've had a bit of travel yourself, took a couple of vacations. And how you doing, my friend?   Tony: I'm doing wonderful. Yeah, I'm back from vacations and I like this topic because it is as people get closer to retirement, I think about a lot of these things too, so I'm anxious to talk about it.   Marc: Well, I think a lot of people have heard and probably know and admit, Tony, that most people will spend more time planning a vacation than they do their retirement. That's pretty common in this field. But when you're thinking about what you guys do, strategizing, putting these plans together, when you're building those out for people, is travel and vacation something that actually makes it into the plan? I know some advisors do, some don't. I feel like it's something that you've got to take into account and be budgeting for. And I'm sure that you guys do. What are some reasons why and how does that help the end user?   Tony: Yeah. For a lot of our clients, it's one of the first questions I asked when we get to the point of, okay, what do you want to do in retirement? And if I don't hear, I mean, for a lot of people they say, "Well, I want to travel." But then we try to get a lot more specific with that. But if I don't hear it, I'll ask it. But what a lot of people do is the ones that don't think about it, they plan for everything else and they don't really plan for fun because once we get through everything, it's like, okay, what do you want to do that's fun? Because that's the whole reason for retiring and enjoying the last part of the game of your life.   And so that's one thing I ask them and see if travel comes in there. And I think some people, they feel like they've never traveled a lot in their life so they don't feel like,... They want to do it, but they don't feel almost like they're worthy of it, like they haven't earned it yet, which I think is a mistake because obviously you have.   And if they haven't planned for it, a lot of times then it gets kind of stressful and that's what leads us to, well, let's start planning for it. I mean, everybody's got different budgets and different thoughts about what their travel is. So what's great for me is not going to be great for a client or somebody else, but they just need to get it in their plan and obviously we can throw it out later or we can massage it, do whatever we want. But I definitely think that if it's important to them, we got to get it detailed.   Marc: Well, and I think that some people probably seeing it on paper in their plan makes them feel like, "Okay, yes, I can spend this." Because like you said, they're so busy thinking, "Do I have enough to survive? Do I have enough to live on? Am I going to run out of money?" The classic things there. And it's like, no. And even with the vacation spending in your plan, you're not going to run out of money. I think that gives people that ability to do that more guilt-free.   Tony: Absolutely. That does. And once they know that, yeah, they can ease up a little bit and feel a little more calm about talking about it and actually trying to plan something. It's fun to see when people haven't traveled a lot and they get to do some stuff that they never dreamt they would do.   Marc: And I imagine that budget would change over the years. Like maybe you're budgeting 20,000 or 25,000 over the early couple years and then that tapers down a little bit because I'm assuming that there's a natural rhythm to how retirees spend. And we've all heard the terms about the go go and so like that. So obviously early on, most people are probably wanting to do more because A, free from work, I'm free from the time clock. But also B, I'm feeling good enough to go do it.   Tony: Yes. And I used to think that too. I used to think that my retirement was going to be just the same from the beginning till the day you die. And as I've watched people over the years, that's so far from the truth because you're exactly right. Most of the time, as soon as people retire, they want to hit the travel and hit the stuff on the big bucket list as soon as they can for the reasons you mentioned. And then we see about 75-ish and beyond, things slow down. Your body isn't moving quite as fast. The mind isn't working quite as fast. And so they don't want to be so far from home in case something happens. And so it really starts to slow down. And then you get over most of the clients I see anyway, over 80, 82 years old, it's really gone to where those days are over.   It's really just visiting family and trying to stay closer to home. So your travel budget does, it starts out high and then it starts going down, which even I think is more of a comfort to people to get them to take and do things while they're a little bit younger in retirement because you're not going to do this forever.   Marc: Right, right. Yeah. And everybody, again, situation is going to be a little bit different. I imagine you often have to, and we've talked about this many times in other aspects of the retirement strategies, you have to put on that therapy hat, for lack of a better term, because I imagine there's many couples that don't see eye to eye on travel spending, right?   Tony: There's a lot. Yeah.   Marc: You got to balance some of that. What are some things to think about there?   Tony: Well, generally, if we're on that page and somebody they can't come to an agreement, we definitely try to talk it out with both spouses usually and let them know that they are going to have the money to do it. Now, if there's some other reason that they don't want to go, then we can get that out in the open. But really we just try to convince them that you are going to have the money and you don't have to worry about that. Now, if you're averse to travel planes or something like that, I can't really help them with that, but it's really not the trip itself. It's just really kind of talking through, seeing on paper, reassuring them that, "Hey, this is able to be done." And see what they do. Sometimes they compromise, sometimes they don't. It's kind of funny to watch, but it's kind of interesting.   I only had one couple where, and that's a real trouble where one of the spouses, she just didn't want to travel at all. I mean, it doesn't matter what the other spouse or I said. They had plenty of money and so he ended up kind of doing some things by himself and she was okay with it, but that was a rare instance. Most of the time they come up with something.   Marc: Yeah. And again, how you've lived leading into that, my wife travels a lot for work so I know that she's going to want to do a little less than... And I don't travel. I don't leave the house at all very much because I can work from my home. So like a lot of people have done, so I imagine that adds an interesting dynamic too where one wants to go, one doesn't want to go. So you got to kind of find that balance. One wants to spend, one doesn't want to spend. So finding that balance. And a good way of thinking about this, Tony, is the plan itself might become the referee, right? Because then when it's in the plan and it's structured out and you go, look, you can see it. And then it maybe diffuses some of those arguments.   Tony: It does. Yeah. Because once that time period comes up in the plan, everybody's ready for it. There's not any real surprises and they know they have the money. And yeah, it does ease the stress of it again.   Marc: The tensions a little bit. Yeah. Yeah. Do most people think far enough ahead when it comes to planning for travel? I mean, I imagine most don't, right? I mean, there might be somebody who's a bit of a big planner, "Hey, I want to take this really big family trip three or four or five years out." But I imagine most people probably don't do that.   Tony: They don't. I see this so often that they want to travel and then it's like, well, let's do something in six months. And then, okay, you could do that, but I think you need to focus on, especially in retirement, come up with a plan. I get a friend of mine because he always laughs at me because I do plan three, four, five years out even now for travel. I've got it already down for the next four years. At least what we think we want to do, obviously you can change it.   Marc: Yeah, but it gives you time to kind of build in the funds and kind of see what you're going to do. I mean, things pop up like a popup wedding destination or something like that, sure, but a little bit of structure could help.   Tony: It certainly can help. And I tell you, the shorter term planning, to me, I don't like surprises and most people don't. And I think some of that time leads to surprises, if you will, in stuff you didn't think about. And for me, I don't really care about that or I shouldn't say that I don't care about it. I don't care to think about it like that. And I don't know, for me, I try to get them to plan, let's just put a big picture out there, let's put it on a piece of paper. It's just garbage anyway, you don't have to do it and let's see what happens.   Marc: I'd imagine you could also, maybe for the saver in the situation to our prior point, you could kind of say, "Hey, look, by doing this ahead of time as well, well ahead in advance, we could probably save some money because I mean think about the closer you get to a timeframe, the more the airfare goes up." So if you book something like two years out, it's going to be much cheaper, I would assume.   Tony: It'd be much cheaper. Especially if you're doing tours and things across the continents and whatnot, they always have things that go on sales, you got to keep your eyes open so at least have the plan so if something you want to do pops up, you can save some money, you can get on or at least put a deposit down.   Marc: Yeah. Yeah. And it got me thinking a minute ago when we were talking about the first point, you mentioned something about sometimes people get worried as they're aging, something might happen when they're traveling. And so I was going to ask you, what are some travel costs that tend to catch people off guard? That's a fantastic one. I mean healthcare, right? Medicare doesn't... Most people don't realize this, but it's not like Medicare follows you wherever you go.   Tony: It doesn't follow you where you go and I think that's a big issue as people get older and older is they're worried about something happening when they're on vacation. I typically recommend some sort of travel insurance. I personally use a policy that I renew every year, just like my auto and home.   Marc: So you've seen that be very, very helpful then?   Tony: Extremely helpful. And if you're traveling a lot, it's a lot less expensive to just do the yearly policy than one by one because I think they overprice those a little bit. I've got a 24-hour line and I don't feel if something happened abroad, they're going to ship me home right away, but that's something to plan into the plan, number one, because if you do have something bad happen, which I had a friend who got sick down in Cabo and it was life-threatening and she was not able to get back. She almost died down there and it's just a mess and just a mess and then it ended up costing them a fortune to get her out of there. And if she just would have had travel insurance, that would have solved all of that. I think that's one issue. The other issue is, and I try to budget this even when we go on our trips is how much are we going to spend when we're there because you know you're going to do something.   Marc: And then double it.   Tony: Yeah. And then add some percentage points because stuff comes up that you see that you want or go to some... Whatever it's a show or something else. So that has to be planned in. And then other than that, really, as I age, now that I have my first grandchild, I'm longing for the years where I can go somewhere in the winter, maybe she can come visit me. And obviously I'll pay for that, so that has to be factored in as well. So all that kind of thing I think are some of the hidden costs people don't think about unless they're having some talks.   Marc: Yeah. No, that's some good thoughts right there. Yeah, I mean things can always get... And it's not even just like the spending that gets more when you go someplace, taking in a show or some bigger items. The little stuff will nickel and dime you to death too. I was talking with somebody a couple years ago and they text me and they're like, "Worst mistake ever at a Hawaii resort, no sunscreen, had to buy it from the resort." And he was like, "It was like 40 bucks for like this bottle of sunscreen." He's like, "You've got to be kidding me." But they got you. They've got you by the you know what, right? You're not going anywhere.   Tony: Oh, you do.   Marc: You spend the money, right? So little things like that can just sneak up and granted, not that 40 bucks should make or break a trip, but it's just the idea that everything can get out of control if you're not careful.   Tony: It is. When I was just on vacation and we went to France and I'd been there before and so I knew this, but the first time I went, I was unaware. This time I was a little more prepared because what they don't do is when you're tipping them, they don't put it on the credit card like we do here. And so I had euros. I usually don't travel with a lot of cash. I think that's a whole nother topic, but I did have some euros because I wanted to be able to tip in the way they wanted it and it's just again, one of those little things that make it a little less stressful.   Marc: Yeah, that's a good point. And circling back real fast, we're going to wrap it up here, but another little thing I think when you're talking about the getting out and doing things and traveling while you're still feeling good enough to do it, especially if you're thinking about doing some of those countries and some of the European stuff like you were just talking about, it's a lot more walking than I think people realize and there's no AC and not the AC anyway like there is here.   Tony: It doesn't work quite the same. Yeah.   Marc: It doesn't work quite the same. So keep that in mind. Yeah.   Tony: There's all kinds of loads of little weird things you could talk about. Yeah. It's just different cultures and so it would behoove you to learn a little bit about that just so you're not shocked with different ways people live.   Marc: I can't tell you that how many times I've talked to somebody who's gone to like Italy or something in the summer and they're like, "Oh my God, there's no AC." And it's not like they don't have it, but they don't have it everywhere like we do, right?   Tony: No, and then they're used to it. So it doesn't bother them.   Marc: Exactly. That's the point, right? So anyway, so look, you didn't save for decades so you could sit at home and do nothing unless that was the plan. And if that's what you want to do, then that's okay too. But a good plan for travel makes things a little easier, a little more worthwhile, saves maybe some arguments and some headaches. So make sure you're talking with your advisor about putting that and strategizing that into your overall plan because I think that, again, seeing it in black and white gives people the freedom to feel like, "Hey, I can do this comfortably without the guilt." It serves as that good referee between you and the significant other so you're not jaw-jacking back and forth and making each other mad about piddly things. So it just kind of comes down to just put it in the plan, strategize it out and work with your advisor on doing that.   Get a little ahead of the game and I think that'll serve you very well. So thanks for hanging out with us here this week on Plan with the Tax Man with Tony Morrow. Of course his team's here to help you if you need that help, yourplanningpros.com is where you can find them online, yourplanningpros.com. Again, your planningpros.com. Subscribe to the podcast on Apple or Spotify or whatever app you enjoy using. This is Plan With the Tax Man with Tony Morrow. Tony, my friend, I'll see you next time.   Tony: All right. We'll see you next time. Have a good one.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

If you haven't been keeping an eye on your timeline today, you are officially losing out!

As a property investor, you may already know the usual tax breaks for properties, like negative gearing, but did you know there are ways to boost your cash flow and tax deductions? 'Mr Taxman' Dr Adrian Raftery author and tax adviser joins Associate Editor, James Kirby in this episode. In today’s show we cover: The benefits of using a PAYG withholding variation Strategies for claiming depreciation What’s deductible and what isn't? Repairs vs Improvements on the holiday rental Please note: this episode was recorded before the recent Federal Budget; check current rules given the slated 2027 changes.See omnystudio.com/listener for privacy information.

In this episode, Mark Morton explores the complexities of tax penalties, prompted by a recent high-profile case involving a significant understatement with no penalty applied. He breaks down key concepts like reasonable care, voluntary disclosure, and HMRC's approach to enforcement, highlighting the nuances that often go unnoticed by both taxpayers and advisors.For more information on this topic and more, please visit www.mercia-group.com for further details.

Let's take a very premature look at the 2028 GOP field. Plus, the Republicans have things to highlight heading into midterms but they are fumbling badly.

Mark Diehl is certainly a veteran crossword constructor — his first NYTimes crossword was published in 1984! He hasn't lost his touch, though: this was a terrific Tuesday with a boffo theme.Besides the crossword, it's Triplet Tuesday™️, and the spotlight's on Mike. Will he rise to the challenge or, tragically, go down in flames? Tune in to find out!Finally, we have an inspirational piece of listener mail about that most elusive and valuable of commodities — grit — the internal kind that keeps you driving forward, striving for success (as measured, in this context at least, by the cheery "happy music" theme).Show note imagery: The Taxman (or woman) cometh!We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!

Send us Fan MailIt's April 15th—Tax Day—and Paul's hitting the road with a quick, real talk episode on money, mindsets, and the morning commute.Do you love getting a big refund, or would you rather keep more of your paycheck all year and owe a little later? Paul breaks down both sides, shares his own approach, and opens the floor for your take.Plus, a little South Florida driving chaos, podcast updates, and a reminder: don't forget to hit “submit” on those taxes.Short, unfiltered, and straight from the car—this is your ride to work with Carpooling with Paul. Email us at: info@drumsandrums.com

Baby Jessica McClure arrested on domestic violence charges...Ruby Rose went to cops to report Katy Perry mushed her face with her vagina some 20 years ago...Lena Dunham disparages her Girls co-star Adam Driver...HBO's DTF St. Louis is another example of how Hollywood always pokes fun at masculinity.https://mydeals.page/q7j8

Washington state is building up an army of tax collectors – there's only one possible reason. Do we have a duty to defy unconstitutional laws? Former Governor Jay Inslee suddenly wants to complain about high gas prices. Independent journalist Savanah Hernandez attacked in Minnesota.

From 'NYYST' (subscribe here): All the good of the Yankees hot 8-2 starts has been erased with a five game losing streak including a weekend sweep by Tampa Bay.  Also, is Aaron Judge the most to blame for the Yankees offensive woes? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

All the good of the Yankees hot 8-2 starts has been erased with a five game losing streak including a weekend sweep by Tampa Bay.  Also, is Aaron Judge the most to blame for the Yankees offensive woes? To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

John Canzano talks with Robert Raiola, the Sports Tax Man, about NIL, endorsement income, athletes, loopholes, and more. Subscribe to this podcast. Read JohnCanzano.com Support our sponsor -- GreshamFord.com

Nudist gold digger "Neighbors"; Horns down Sweet 16 report; Candy McCains; Republicans in improv class; asking women if due; tax prep on the down low for favors conspiracy.Unlock the BONUS SCENE(S) at improv4humans.com and gain access to every episode of i4h, all ad-free, as well as TONS of exclusive new podcasts delving deeper into improv, the history of comedy, music and sci-fi.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Barry, Abigail, and special guest Kim Nyborg discuss Fruitcakes by Jimmy Buffett and sample Sour Lemon Lime, Sour Cranberry, and Sour Cherry Pineapple from Edmund's Oast Brewing Co. in Charleston, South Carolina.Barry and Kim both have key memories involving Why Don't We Get Drunk; it was the song that really made Barry understand the extent of Buffett's influence in Florida, and it was the first song Kim ever remembers singing!Abigail's first memories of Jimmy Buffett were of The Parakeet Album - Songs of Jimmy Buffett, a collection of family-friendly Buffett songs sung by students at the W.O. Smith Music School in Nashville, Tennessee.Abigail shouted out the backup singers in Jimmy's Coral Reefer Band, known as the Reeferettes. Although Nicolette Larson was never an official member of the Coral Reefer Band, she appeared on three Buffett albums (including Fruitcakes!) and is considered an honorary Coral Reefer. We played a snippet of her most famous song, Lotta Love. We've previously spoken about Nicolette Larson in the context of her guest appearance in The Creature From the Tub from Andrew Gold's Halloween Howls: Fun and Scary Music; in fact, she and Gold were briefly engaged in the early 1980s, over a decade before the release of Halloween Howls! Listen to our review of Halloween Howls, Halloween Hops (Andrew Gold and Aardwolf Brewing).Harpoon Brewery in Boston, Massachusetts, seems to have done the most collaborating with Dunkin' Donuts over the years. However, Abigail's claim of donut-chain-branded lube has been debunked by Snopes.Buffett covered The Kinks' Sunny Afternoon, which shares with Taxman by The Beatles and Exile on Main St. by The Rolling Stones a common theme in 60s and 70s British rock: the exorbitant taxes musicians faced in the UK, leading many to become “tax exiles.”Buffett covered She's Got You, originally written (as He's Got You) by Hank Cochran and made famous by Patsy Cline. Buffett paid tribute to both versions by switching between different gendered pronouns throughout the song.Up next… I've Got My Own Album to Do by Ronnie WoodJingles are by our friend Pete Coe.Visit Anosmia Awareness for more information on Barry's condition.Follow Barry or Abigail on Untappd to see what we're drinking when we're not on mic!Leave us a rating or a review on Apple Podcasts or Spotify!Facebook | Instagram | Bluesky | YouTube | Substack | Website | Email us | Virtual Jukebox | Beer Media Group

Edward Kieswetter, SARS Commission SAfm Market Update - Podcasts and live stream

The Taxman's Coming For Bettors bonus 1301 Fri, 20 Mar 2026 13:35:57 +0000 waSsKhyBIvCFh23ueRiCtJdYcl7UDN0O sports Sports Daily sports The Taxman's Coming For Bettors Wichita's popular morning local sports talk radio show is Sports Daily with Jacob Albracht and Tommy Castor. Listen live M-F 7a-11a on KFH! 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%

In this insightful episode of the Clarity Podcast, host Aaron Santmyire engages in a compelling dialogue with Scott Larson, a renowned tax expert specializing in the financial intricacies faced by pastors and missionaries. The conversation revolves around Larson's pivotal work, 'The Tax Man Cometh', which serves as a comprehensive resource aimed at elucidating the complex tax landscape that ministers must navigate. Larson articulates the critical need for pastors to understand their tax responsibilities, particularly the distinction between their roles as employees and self-employed individuals under the tax code. He sheds light on the prevalent misconceptions that hinder many in ministry from making informed financial decisions. For instance, Larson reveals that many pastors rely on anecdotal advice from peers rather than consulting qualified tax professionals, which can lead to detrimental financial missteps. He emphasizes that this reliance on informal networks often results in confusion and fear, particularly regarding self-employment taxes and the implications of housing allowances. As the discussion progresses, Larson underscores the importance of proactive tax planning and the necessity for pastors to seek out knowledgeable advisors who can help them structure their financial affairs. He advocates for a shift towards greater financial literacy within the ministry, positing that a deeper understanding of tax laws not only aids in compliance but also empowers ministers to optimize their financial health. This episode ultimately serves as an essential guide for those in ministry, equipping them with the knowledge and confidence to navigate their tax obligations effectively.Takeaways: This podcast episode emphasizes the critical importance of understanding financial realities for missionaries and ministers. Scott Larson provides invaluable insights into navigating the complexities of taxation for religious leaders, which is often misunderstood. The discussion highlights the misconceptions that many pastors have regarding their tax liabilities and the importance of proper tax planning. Listeners are encouraged to consider their financial futures by actively engaging in retirement planning through vehicles like 403B accounts. The episode underscores the necessity of professional guidance, as many pastors receive inadequate tax advice from unqualified sources. Emphasizing proactive financial stewardship, Scott Larson stresses the significance of accurately reflecting one's ministry in tax filings.

Let me tell you how it will beThere's one for you, nineteen for me'Cause I'm the taxmanYeah, I'm the taxmanAnd you're working for no one but me.-- Taxman, The BeatlesIn this second episode in our Wealthhard series, Brian speaks with Matthew Getzler, Partner and Co-Chair of the Private Client Services & Tax groups at Torkin Manes, about the practical tax opportunities still available to high-net-worth families and private business owners. Matt picks up where Jessica Feldman Chittley left off in You Need a Will (our last podcast episode), and walks through will-related tax tools: avoiding loss of the spousal rollover, probate planning and using wills as succession vehicles, plus U.S. estate-tax traps. He then moves to active tax planning: estate freezes and refreezes, prescribed-rate loan strategies, and the pragmatic use of Canadian corporations to manage U.S.-situs exposure and defer tax. Along the way he explains the mechanics, the admin rules that can kill a plan, cross-border pitfalls, and real client examples so listeners understand when a strategy makes sense, and when it doesn't. Practical, technical and actionable, this episode is for families and advisers who want to keep more of what they build while avoiding common implementation mistakes.Timestamps:00:00:00 — Intro & Legal Disclaimer00:03:54 — Guest Intro / Matthew Getzler00:07:45 — Dying Intestate & Spousal Rollover00:11:41 — Spousal Trusts & Control00:14:01 — Probate & Probate-Planning00:18:56 — Joint Ownership & Adding Children00:21:41 — Succession for Business Owners00:27:13 — Estate Freeze: The Basics00:32:03 — When an Estate Freeze Makes Sense00:35:15 — Control, Voting Shares & Practical Mechanics00:38:32 — Wills & U.S. Estate-Tax Issues00:41:34 — U.S. Estate Tax Overview & Stakes00:44:16 — Trust-Based Solutions & Cross-Border Structuring00:49:56 — Using Canadian Corporations to Protect US-Situs Investments00:51:16 — Prescribed-Rate Loan Planning01:00:01 — Investment Limits & “Kiddie Tax” / TOSI Risks01:01:59 — Common Pitfalls & Implementation Risks01:06:17 — Closing / The “Unlimited” Question01:08:21 — Outro

Podcast for the the Co-Lab Recordings stable hosted by label co-owner Benny Colab bringing you the latest and exclusive forthcoming music from Co-Lab, Sumo Beatz, Pure Vibes, Liquid Lab and Calypso Muzak alongside his favourite tracks this month from across Drum and Bass. 1. Heist – Safeguarded 2. Motiv and Anya Asis – Halcyon (Surreal Remix) 3. Heist – Velvet Rooms 4. Flaco – Untitled Dub 5. Submorphics – Make You Understand 6. Origin – Crawlin (feat. Tayla) 7. Heist – Cassanova 8. Motiv – Since You Left Her VIP 9. Motiv and Collette Warren – Cloak and Dagger (Random Movement Remix) 10. Objectiv – Familiarity 11. Tyke and Prestige – The Tao 12. Heist Presents Proteges Vol. 3 – Mixed by IamTimM 13. Breakage and Riko Dan – CTRL 14. DJ Die – The Specialist Funk 15. Total Science and Kublai – Rack 'Em Up 16. Taxman and Heist – We Don't Skin Teeth 17. Jungle Jim – Life Signs 18. Jungle Jim – Lovely People 19. Jungle Jim – Nah Gon Touch It 20. Conrad Subs – National Anthem (K Jah Remix) 21. Clearance – Hol It Session 22. Riya – Level 2 Love 23. Conrad Subs – Cat Nap 24. Clipz – 2Hi 25. Counter Culture – Ramp 26. Monrroe and Duskee – No Pressure 27. Shimah – Telekinesis 28. Business As Usual and Oktae – Did You Really 29. Think Tonk – Bury Dem (L-Side Remix) 30. L-Side – Look Inna Mi Face (feat. Ragga Twins) 31. Crate Classics – Rude Boy Sound (DJ Hype and Heist Remix) 32. Dunk – Cosmos 33. Business As Usual – Games People Play 34. Zero T – What's Happenin' 35. Heist – Lean Cuisine 36. Heist – Wheezy Ninja 37. Dunk and Mandarin – Real OG's 38. Heist – Eyes of Medusa 39. Heist – Meddlers VIP 40. Bladerunner and Exile – Evolution (feat. Deadpedal) 41. Serum – Chop House (Benny L Remix) 42. Flaco – Paloma (Jinx Remix)

Mr. Taxman, Adrian Raftery, listed 101 tax rules - Mark and Shani run through the ones that jumped out at Shani when she read the book.You can find the full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

The left can't govern their cities but insist that raising taxes will fix things. Plus, the Trump administration is fumbling on Iran just like Obama did.

1 - Is Todd Lyons going to hell? Is Josh Shapiro acting like a king? Will this land grab act 115 - Is Josh Shapiro pro-squatter? 120 - Abington Township and Rockledge Borough Republican Organization (ATRO) Chairman, Joe Rooney joins us today. Is there any Native American land in Abington? Is Josh Shapiro making PA residents worried that he is enacting Manifest Destiny across the Commonwealth? Why is there poor leadership in the Abington School District and why does that put the Superintendent and Principal's jobs at risk? How do these teachings of these far-left concepts to the children denigrate the student and their ability to learn and be taught? Why is the Abington School District's representation on the line? Why do the people who run the schools have no pride in teaching the children? 135 - Why does Seahawks Quarterback Sam Darnold owe the state of California money after winning the Super Bowl? 140 - Your calls. 150 - Your calls.

Of Alaska, Delaware, Georgia and New Hampshire - which is the only one that implements a statewide sales tax?Play. Share. Listen with Fitness Guru & Host of ⁠‘Toxic: America's Food Crisis,' ⁠streaming now on Fox Nation, Jillian Michaels. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Moneywise Radio Show and Podcast Tuesday, January 20th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: John Duffield, CPA/MST website: https://www.bakersfieldaccountants.com/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. John Duffield and their company are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

In Iron Age Jerusalem, finding a tiny bit of a cuneiform tablet is a big deal, since in that town, they use the alphabet. But when the Neo-Assyrian authorities ask, hey, where's our tax money, they can do it in any script and language they want. So you'd better read the email, otherwise -there- will be a meeting, and you won't like it.

And so 1965 is left behind and we move into the bold new world of 1966 with the mighty Revolver and its opening track, Taxman. Is it a perfect album opener? How do the lyrics stand up today and do they still (or indeed did they ever) work? And just how good is everyone on this? Rankings: Track-by-track Ranking eMail: beatlesstuffology@gmail.com Twitter: @beatles_ology Instagram: beatlesstuffology JG's Blog: Judgementally Reviews… Andrew's Blog: Stuffology   Produced By: Golly, by JG McQuarrie

Turning 62 might not feel like a milestone birthday… until you realize the Social Security clock just started ticking. Filing now could put money in your pocket sooner or cost you tens of thousands over a lifetime. How do you pick the right strategy? Let's break down how to think through one of the biggest retirement decisions you'll ever make.   Important Links: Website: http://www.yourplanningpros.com Call: 844-707-7381   ----more---- Transcript:  Speaker 1: Turning 62 might not feel like a milestone birthday until you realize the social security clock just started ticking. Filing now could put money in your pocket sooner or cost you tens of thousands over your lifetime. So which is the right strategy? Let's break it down.   Hey everybody, welcome to the podcast. This is Plan with the Tax Man, with Tony Mauro and myself to talk, "Hey, I'm 62. Should I file or wait?" That's the big conversation, Tony, that happens all the time. I imagine you probably have this chat with new prospects virtually every single time you meet with somebody.   Speaker 2: Every time. Yes. And I picked this topic this week because I've been getting a lot of questions on it. There's been a lot of chatter on social media about it. So I wanted to address it again because it is important.   Speaker 1: And it's complicated for people, but you could talk big money here. So I mean, why do it? Why file at 62? There's a plethora of reasons. If you take out the just actual need it, okay, it's like I ran the numbers and we actually do need to turn it on. Oftentimes it's things like, "Well, it's mine. I want it back." Or whatever. Understandable, but what's some other things you've heard?   Speaker 2: Well, I hear things such as, "My parents didn't live very long, so therefore I want to collect it while I still got some time." Okay. And by the way, as we talk about this, we could sit, if I had 10 listeners on the podcast as a call in, we would all have different opinions. And you could get into some serious arguments about this. So a lot of this depends upon each individual situation, like most things financial planning do. But that being said, besides worried about longevity, they want to basically take the money and invest it in themselves. Some want to give it to their heirs a little earlier.   Some are, of course, like you said, they're just ready to get out. They've worked for somebody else forever. They want to retire now and they need the income now is always the biggest one, but there are some drawbacks to that, which we'll get to. But those are the things I find most people want to take it early. And most people, when they want to take it early, they've given it no though other than those things. They haven't run any projections. They haven't done any type of planning for this, which we'll talk about here in a second.   Speaker 1: Okay. Well, why wait until FRA, full retirement age? So there's some compelling reasons to do so. First, it's what, about 6% annually. If you were to do the numbers from 62 every year you're waiting, it's about 6% up to full retirement age. Yeah?   Speaker 2: It is. So when you take it early, of course, you have to take a reduction in benefits.   Speaker 1: Yeah, like 30%.   Speaker 2: Yeah. And there's a cap on how much you can earn if you're still wanting to go out and do some work. Now, if you wait till full retirement age, not only is your benefit higher, but you can go out and earn as much as you want and they won't reduce your social security benefit. Yeah, you're still taxed on it and all of that. But that's one of the reasons why people might want to wait. They want the higher benefit. They might want to use some sophisticated planning and coordinate with spouse benefits and maybe have the lower amount or the lower earning person take theirs earlier and the higher earning take theirs later. And then of course, like I said, maybe-   Speaker 1: You should definitely think about doing that, right?   Speaker 2: Absolutely.   Speaker 1: Yeah.   Speaker 2: I mean, that's one of the biggest ones. And a lot of times you get this full retirement age statistically showing both men and women, if your health is fairly decent, you plan on living quite a bit longer up to at least the averages. At least that's, again, that's an assumption. But those are some reasons why. And if you start running some numbers and you take a look at, I ran my own before we got on the podcast. And if I took mine at 62 versus 67 is my full retirement age, by the time that I, if I lived, I used both scenarios. This is just for example, and this is what the planning software can do for you. If I lived until 83, if I waited until 67 versus 62, I would've collected $72,700 more if I waited. And so you have to decide and you should run some of these numbers.   And I also would say to all the listeners, you at very least should be out and have yourself a login and username to the social security website so you can see your reports and look at some of this stuff. It's free. They've actually done a nice job with it. So the question becomes like, in my case, is it important enough for me to delay? Because I could die between 62 and 67. Who knows?   Speaker 1: Sure, yeah.   Speaker 2: But do I want to take that chance and maybe get 72, $73,000 more I live in the same amount of time? And I think that is what the real planning stage is. And there's really no right or wrong answer because for some people, yes, maybe they do need it at 62, but for a lot of us, if you don't need the income, it generally is better to wait.   Speaker 1: Yeah. I mean, think about it. 6% from 62 to 67 is... And it's a safer investment because somebody would say, to one of the arguments, "Well, I want to just take it now and I'll reinvest that money." Especially if the argument is that, "I'm doing it, I'm turning it on, but I don't actually need the income." So let's just take, I need the income off the table because if you need it, you need it. But if you're turning it on because you just want to turn it on for whatever other reason, and you're saying, "Well, I can invest in myself." Okay, maybe you're going to get a guaranteed 6% year over year with very little risk. That's one piece. Now you might look at the market right now year to date, the S&P, Tony, while we're talking is like up 16%. Somebody said, "Well, yeah, I could get 16%." Well, fine, but that's 100% at risk.   Speaker 2: That's 100% at risk. I just saw not too long ago, which led me to even pick this topic this week is somebody on Facebook sent me a clip of what appeared to be a financial advisor or some annuity person talking about it's never better to wait. Always take it at 62. And I listened to it and I would love to debate that with a gentleman, at least for every case. I mean, he does make some compelling arguments as to why some people should take it at 62, but most of what he was talking about was, "Well, they need the income now and they can reinvest it." Well, okay, yes, that is right, but you can't just sit there and tell everybody never to wait because there are some compelling arguments in some cases to wait.   Speaker 1: Yeah, yeah. And to your point. So you ran those numbers at $70,000 or whatever. Did you think about the spousal piece? Sometimes people, they don't necessarily do that. It's like, okay, don't forget, the higher of the two is what the person that's left behind is going to get. So you mentioned earlier doing that option. So if you're in a situation where one member of the family, one of the couple there is making more and you want to turn the lower one on at 62, that's a fine strategy for many people still run the numbers first to see. But again, you got to kind of factor all that stuff in there. You can't just claim it without some intentionality in there.   Speaker 2: No, you do need to be intentional with it. You do need to talk to your advisor about it because that's one thing that we use a lot is we have the lower earning spouse, if they do want some money now, okay, let's claim that now, but let's let the higher earning spouses ride a little bit and then that way you've got kind of a little bit of best of both worlds. You're getting some money now because that's what you said you wanted, but you want to get some higher benefits and generally the women live longer and if the man dies, then she can reclaim and get his higher benefit, which will benefit her later by him waiting. And so I think that's one thing that we generally try to do as far as that goes. But we use some good software just like most advisors have to be able to at least show people and run a lot of different scenarios very quickly so they can at least have all of the facts to make the best decision for them.   Speaker 1: And you know, Tony, it can go the other way too. I was just talking with another advisor earlier and he was sharing an interesting story that he had some new clients that were in prior, right before Thanksgiving, saying that they were in, they were starting to do the preliminaries and everything and they were like, "No, no, we've already identified a lot of stuff and we're going to both wait until we're 70." They wanted to do the total maximization. And he said, "Cool, but let's go through the exercise of running stuff and just see what those," Like you kind of did, "What some of those projections lay out." And he was able to show them for a myriad of reasons why, and again, he's like, "It's not my job. If you want to go 70, we'll go 70. But if we turn it on, in your case, specifically both of you at 67, you're actually going to fare better." So there is times when it can go one way or the other, but you don't know that until you get into the math of it.   Speaker 2: You don't. And that advisor probably showed them something they probably never had dreamed of and probably going to-   Speaker 1: They were shocked, yeah.   Speaker 2: Get more money over their lifetimes.   Speaker 1: They were, actually. And then you started thinking about IRMAA and you start thinking about the taxational. That's the other piece, how much of your social security is going to get taxed? In this situation where we were talking about today or our topic point, if you're turning it on at 62, but you don't need the income, you are probably going to wind up paying the max tax on this too. So not only are you taking a 30% haircut, but you're probably paying up to the 85% as taxable.   Speaker 2: It's going to be taxable. And depending on your tax bracket, it could increase that haircut by quite a bit, which is why you need to think about some of this stuff before you do it.   Speaker 1: Now you got a buzz cut.   Speaker 2: Yeah. The other thing too is I always ask people, well, if you take it 62, especially the single people, what are you going to do for health insurance until you're 65? Because Medicare doesn't kick in. And so there's some things to think about there. And if you just blindly go into this and quit your job or whatever, you probably aren't going to be able to go back and now you could be stuck with some real unfavorable circumstances.   Speaker 1: Yeah, yeah. We all know that age discrimination is not supposed to be a thing, but we also know it's a thing. So it's like trying to be 70 and find a job or the job you had before, the odds aren't great.   Speaker 2: Not great.   Speaker 1: No. So at the end of the day, look, it's a huge, huge decision, Tony. I mean, you can truly be talking tens of thousands of bucks here.   Speaker 2: You can. I mean, at the end of the day, as I say, and on most of them, and of course, we're tooting our own horn here with, you need your advisors and help to make sure that your decisions work with your plan, your health, your long-term goals. And once you do that, then at least you could feel good about what you chose. But like I say, I would caution you to just blindly do it without running the numbers because they are big. And in fact, back to my case as we close is, my plan personally is we're probably going to wait at least until we are full retirement age, if not 70, because I'm going to want that extra 70,000. I mean, that's just my psyche. But I have run the numbers and we might do a spouse claiming early, but it probably won't be 62. It might be 64 or 65.   Speaker 1: And that's true. That's true. The reason we hear things like, "Oh, there's 6,000 claiming options." Or whatever they claim there is that's because every day after 62 that you delay and turn it on, could change something, whether it's 63-   Speaker 2: Two pennies.   Speaker 1: Yeah. 63 in two weeks or 64 in three months or whatever it might be. So it all changes that number a little bit. Again, about 6% roughly from 62 to 67 is the growth. And then from 67 to 70, it's what about 8%.   Speaker 2: It's about 8%, yeah. It really goes up during those last couple, two or three years.   Speaker 1: So something to think about. So the right social security decision depends on your income needs, work plans, health and long-term goals, but before you file, make sure you're choosing that path that supports your retirement, not necessarily just some other reason that you've got in your head. And if you need some help with that, to Tony's point, tooting the own horn, yes, but the social security office folks, they do a fine job, but they're not allowed to help you go through the... They're going to tell you your options and then you pick. They're not going to ask you about your tax implifications. They're not going to ask you about your IRAs and how much you have in your income so that you're making the right decision based on all that.   So get with a financial professional before you take this action and have those chats. And if you need Tony's help, yourplanningpros.com is where you find them online, yourplanningpros.com. Don't forget to subscribe to the podcast on Apple or Spotify and also share with others that might benefit from the message as well and maybe enjoy the content. Maybe they'll need some information that might help them along their path. Again, yourplanningpros.com. Tony, thanks for hanging out, my friend. It's the end of the year, so have yourself a great holiday season, my friend.   Speaker 2: You do the same, and I wish everybody out there a great and safe holiday season as well.   Speaker 1: Yeah. And we'll see you in 2026. Ugh, sounds weird already, but we'll see on the other side here with Tony Mauro from Tax Doctor, Inc. on Plan with the Tax Man.   Securities offered through Avantax Investment Services SM, member FINRA, SIPC. Investment advisory services offered through Avantax Advisory Services. Insurance services offered through an Avantax affiliated insurance agency. Investment strategies discussed in this episode may not be suitable for all investors. Please consult with a financial professional.

Welcome flogs to The Bacardi Bandit. Mr F@ck The Taxman is back in the hot seat with VB Gibbo and Moose tries his best to keep the Circus on track.What more can we say but thank you for a ripping line up of calls this week. Remember if you want to here all the calls with minimal editing head over to the Flogs Patreon. Hosted on Acast. See acast.com/privacy for more information.

It's that time of year again, when we get calls from high earners with W2 jobs asking: how can I save on my taxes this year? In this episode, Ben, Bob and Ellis lay out all the legal loopholes to safeguard taxes. And even better, many of these options can help you make money year round. Have more questions, or want more resources like a tax calculator? Go to investlikeabillionaire.org to learn more about our community. And find out more about the podcast at https://www.thebillionairepodcast.com/

Robert Salter and Tom Goddard look at the now infamous “donkey field” connected to Keir Starmer. With politicians’ tax affairs under the spotlight yet again, Robert explains why the arrangement looks more like straightforward trust planning than a scandal, and sometimes what makes the front page isn’t really much of a tax dodge at all. The pair explore what this story says about public attitudes to politicians and tax — and whether the criticism is fair or just noise. Then it’s over to the NFL’s return to London, where visiting players could find themselves facing a very different kind of tackle: the UK tax system. Filing returns and paying into the UK’s fiscal black hole might not feature in the playbook, but it’s all part of the rules. Finally, Robert and Tom discuss HMRC’s recent stakeholder conference. Promises of closer working with advisers sound great on paper but as changes regarding National Insurance show, HMRC’s actions don’t always match the words.See omnystudio.com/listener for privacy information.

The FED – CUTS as expected Dot Plot turns dovish Market – not much of a move really Rug pulls – moving out of cryto and into IPOs And we are talking taxes and crypto – with our guest Pat Camuso  NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Patrick Camuso is a CPA and the Founder of Camuso CPA, an industry-leading firm working closely with cryptocurrency investors and web3 businesses that was among the first CPA firms to specialize in crypto taxes back in 2016. As a pioneer in the field, Camuso CPA was also the first firm to accept cryptocurrency as payment, setting a forward-thinking example in the accounting profession. Patrick is the host of The Financial Frontier podcast, where he explores the latest trends in crypto, tax, and finance. He also runs the Digital Asset Digest, a newsletter delivering insights on blockchain, digital assets, and tax compliance. Patrick is also the author of Navigating the NFT Sales Tax Maze, Wayfair 2.0 for Web 3.0, an essential resource for navigating sales tax in the digital asset space. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Stocks mentioned in this episode: (/BTC), (/ETH), (TSLA), (OKLO)

The FED – CUTS as expected Dot Plot turns dovish Market – not much of a move really Rug pulls – moving out of cryto and into IPOs And we are talking taxes and crypto – with our guest Pat Camuso  NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Patrick Camuso is a CPA and the Founder of Camuso CPA, an industry-leading firm working closely with cryptocurrency investors and web3 businesses that was among the first CPA firms to specialize in crypto taxes back in 2016. As a pioneer in the field, Camuso CPA was also the first firm to accept cryptocurrency as payment, setting a forward-thinking example in the accounting profession. Patrick is the host of The Financial Frontier podcast, where he explores the latest trends in crypto, tax, and finance. He also runs the Digital Asset Digest, a newsletter delivering insights on blockchain, digital assets, and tax compliance. Patrick is also the author of Navigating the NFT Sales Tax Maze, Wayfair 2.0 for Web 3.0, an essential resource for navigating sales tax in the digital asset space. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Stocks mentioned in this episode: (/BTC), (/ETH), (TSLA), (OKLO)

Adam Hurrey is joined on the Adjudication Panel by David Walker and James Maw. On the agenda: an unprecedented twist on the "knowledgeable crowd", a listener spots something in the Match of the Day intro, Michael Owen's semi-ironic new era, some exquisite football pedantry in the case of the FA vs Lucas Paqueta, a never-before-considered research project into Premier League draws, the most “cat amongst the pigeons” goal ever and which team is most strongly associated with a badge in the middle of their shirt. Sign up for Dreamland, the new members-only Football Clichés experience, to access our exclusive new show and much more: https://dreamland.footballcliches.com Get your ticket for the Football Clichés Live tour this October: https://tickets.footballcliches.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Barry and Abigail discuss Navy Blues by Sloan and sample three Canadian beers: Labatt Blue from Labatt Brewing Company, Moosehead Canadian Lager from Moosehead Breweries Limited, and Life in the Clouds from Collective Arts Brewing.The delightful can art of Life in the Clouds was designed by Joe Boyd.Navy Blues was entered into our Jukebox long ago by Paul Zawacki during our episode Bonus: A Dozen Updates (The Procession Reunion Special). He described Sloan as the Canadian Beatles, comparing One Chord to Another to the White Album (we have officially gone zero episodes without mentioning the White Album!) and Navy Blues to Abbey Road.In preparation for this episode, Abigail listened through Abbey Road, Sgt. Pepper's Lonely Hearts Club Band, and Love by The Beatles.Revolver is one of Barry's favorite Beatles albums. He compared the throat clear at the beginning of She Says What She Means to George Harrison's counting on Taxman, the opening track of Revolver.Barry then compared C'mon C'mon to Good Day Sunshine, also off Revolver.…He then compared Iggy & Angus to The Tra La La Song (One Banana, Two Banana) by The Banana Splits.…Then, collectively, they compared Sinking Ships to Uncle Albert / Admiral Halsey by Paul McCartney and Linda McCartney.Barry "complained" about the sirens in Money City Maniacs, which reminded Abigail of the sounds of cars whizzing by underlying Lonely Boy by The Black Keys.Abigail had confusion over Seems So Heavy, which by title alone seems to be a rip-off of/tribute to I Want You (She's So Heavy) by The Beatles. Later, she would compare the opening couple of notes of Suppose They Close the Door to the opening couple of notes of I Want You (She's So Heavy).Abigail shared that one of the best meals she ever ate was in Halifax, Nova Scotia, Canada, from where Sloan originated. She ate sea-cuterie at Waterfront Warehouse.Barry compared the piano in Chester the Molester to the piano in Ob-La-Di, Ob-La-Da by The Beatles.We briefly discussed James Taylor's eponymous debut album, which was released on The Beatles' Apple Records (the first non-British artist on the label), was recorded at Trident Studios concurrently with the White Album, and features Paul McCartney and George Harrison on bass guitar and backing vocals, respectively! But Barry had part of the story backward - Something in the Way She Moves inspired the opening line of Harrison's Something, not the other way around. (Coincidentally, Taylor has said he had meant for the song to be called “I Feel Fine,” but that title had already been taken by The Beatles!) We played a little bit of the version of Carolina In My Mind that appears on this debut album - the version with members of The Beatles included. Later, Abigail mentioned that she kept hearing How Sweet It Is (To Be Loved by You) by James Taylor in I Wanna Thank You.Our word association around “ways to get even” from Suppose They Close the Door led us to 50 Ways to Leave Your Lover by Paul Simon and 50 Ways to Say Goodbye by Train. We should have also added Ways to Hang On by The Stick Arounds!Our next Jukebox episode will be 2014 Forest Hills Drive by J. Cole, submitted to our Virtual Jukebox by Alinor Mezinord.Up next… Teenage Dream by Katy PerryJingles are by our friend Pete Coe.Visit Anosmia Awareness for more information on Barry's condition.Follow Barry or Abigail on Untappd to see what we're drinking when we're not on mic!Leave us a rating or a review on Apple Podcasts or Spotify!Facebook | Instagram | Bluesky | YouTube | Substack | Website | Email us | Virtual Jukebox | Beer Media Group

What's the SEMOP—and Why Self-Employed Buyers Need It (Click the link to learn about a free consultation)If you're self-employed and planning to buy a home, understanding how lenders view your income can be a major hurdle. That's where the Self-Employed Mortgage Optimization Plan (SEMOP) comes in. Created by CPA Dan Mullen, SEMOP is designed to help entrepreneurs, freelancers, and independent contractors present their finances in a way that works with—not against—mortgage qualification standards. From strategic timing of deductions to optimizing income documentation, SEMOP gives self-employed buyers a clear roadmap to prepare for underwriting and boost their chances of loan approval. It's not a gimmick—it's guidance built for how the system actually works.Many first-time buyers assume a mortgage guarantees big tax breaks—but unless you itemize your deductions, those savings may never come.Are you self-employed? Want a free tax consultation from Dan the Tax Man? Visit this link to learn more about Dan's program and how to get a complimentary consultation.This episode brings on CPA Dan Mullen to break down the truth about tax benefits for homeowners. You'll learn who actually gets tax breaks, when they apply, how itemizing plays a role, and how to calculate them before you buy. From itemized deductions to the SALT cap, Dan and David explain what first-time buyers need to know—and what myths to ignore. They also share real-world examples of savings (or lack thereof) so you can plan your budget with real numbers.Quote: "You have to remember, not everybody gets the tax benefits of owning. That's just a myth." — Dan MullenHighlights:Who really qualifies for the mortgage interest deduction?What is the SALT deduction cap, and how does it affect buyers?Why some buyers may see no tax benefit after purchasingThe difference between escrow payments and tax deductionsHow to estimate your actual savings before making an offerShould You Rent or Buy? This Book Has the Math.Wondering whether homeownership really makes financial sense?Real Decisions: The Financial Impact of Renting and Owning by Brady Mullen and Dan Mullen, CPA, breaks down the real numbers behind one of life's biggest choices.They debunk common myths and reveal how taxes, inflation, and appreciation shape your long-term wealth—whether you're buying your first home or advising someone who is. Perfect for first-time buyers, financial professionals, and real estate agents alike.Grab the book on Amazon →Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

This week on The Tax Factor Neil Insull and Suzanne Briggs look at Reform’s controversial proposal for a 'Britannia Card' that would let wealthy foreigners pay a £250k fee to move to the UK and live exempt from all tax, and a significant rise in HMRC investigations into high earners, signalling a more aggressive compliance strategy. Elsewhere, the tax gap among SMEs is growing - what’s causing it, and how might it be closed? Plus, in estate planning news, Glastonbury founder Michael Eavis may have struck the right chord with tax planning that could legally bypass £80 million in inheritance tax. And finally, as Wimbledon serves up bigger prize pots, Neil and Suzanne reveal how it’s also serving HMRC a bigger slice of the winnings.See omnystudio.com/listener for privacy information.

Let's talk about Trump, tips, overtime, and the taxman....

Metalli-WHAT?

This week, hosts Jim DeRogatis and Greg Kot interview guitarist and songwriter Mike Campbell of Tom Petty and the Heartbreakers. They talk about his new autobiography, working with Bob Dylan and his continued love for music.Join our Facebook Group: https://bit.ly/3sivr9TBecome a member on Patreon: https://bit.ly/3slWZvcSign up for our newsletter: https://bit.ly/3eEvRnGMake a donation via PayPal: https://bit.ly/3dmt9lUSend us a Voice Memo: Desktop: bit.ly/2RyD5Ah Mobile: sayhi.chat/soundops Featured Songs:Tom Petty, "Runnin' Down a Dream," Full Moon Fever, MCA, 1989The Beatles, "With A Little Help From My Friends," Sgt. Pepper's Lonely Hearts Club Band, Parlophone, 1967Tom Petty and the Heartbreakers, "Breakdown," Tom Petty and the Heartbreakers, Shelter, 1976Johnny Cash, "Folsom Prison Blues," Johnny Cash with His Hot and Blue Guitar!, Sun, 1957The Paul Butterfield Blues Band, "Born In Chicago," The Paul Butterfield Blues Band, Elektra, 1965Mudcrutch, "Scare Easy," Mudcrutch, Reprise, 2008Tom Petty and the Heartbreakers, "Refugee," Damn the Torpedoes, Backstreet, 1979Tom Petty and the Heartbreakers, "Here Comes My Girl," Damn the Torpedoes, Backstreet, 1979Tom Petty and the Heartbreakers, "Don't Do Me Like That," Damn the Torpedoes, Backstreet, 1979Tom Petty, "Free Fallin'," Full Moon Fever, MCA, 1989Tom Petty and the Heartbreakers, "Even the Losers," Damn the Torpedoes, Backstreet, 1979Tom Petty and the Heartbreakers, "A Woman In Love (It's Not Me)," Hard Promises, Backstreet, 1981The Beatles, "Taxman," Revolver, Parlophone, 1966Tom Petty, "I Won't Back Down," Full Moon Fever, MCA, 1989Tom Petty and the Heartbreakers, "American Girl," Tom Petty and the Heartbreakers, Shelter, 1976Common, "The Light," Like Water for Chocolate, MCA, 2000See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Let's talk about Trump the $6 trillion taxman....