Podcast appearances and mentions of bart zandbergen

Host Bart Zandbergen was joined in the podcast studio by Dr. Mary Ann Martin who is a board-certified Endocrinologist, Executive Health Coach, Speaker and Author.  Known as Dr. Hormone Hacker, she takes an alternative approach to our traditional, broken health care system and guides people on prevention and well care, not sick care. She is passionate about bridging the healthcare gap by helping people understand and balance their hormones, achieve a healthy body composition, prevent and reverse chronic diseases, and optimize their health proactively and holistically. In this episode, we discuss many misconceptions about health care, steps worth taking to prevent illness from setting in, and alternative approaches to managing hormones, aging and more. Key topics discussed in this episode include: - How often you should be looking at your bloodwork and why a traditional panel is not comprehensive - The silent killer aka sodium - What macros you should be tracking and why - How managing your hormones can be transformative Learn more about Dr. Mary Ann Martin by visiting: www.drhormonehacker.com *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen was joined in the podcast studio by Dr. Teryn Clarke who is a highly regarded neurologist. She recently wrote a book entitled, “Brain Health Action Plan,” which looks at how to prevent Alzheimer's diseases through lifestyle changes. In this episode, Dr. Teryn Clarke shares the data she has researched as well as the wisdom she gained throughout her studies. She is passionate about sharing the actionable steps she believes can be taken to prevent Alzheimer's disease.  Key topics discussed in this episode include: - What Dementia is versus what Alzheimer's disease entails - The importance of brain health and what you can do to maintain it - Simple Health Hacks: Interrupt cravings, stress and sedentariness - What factors contribute to Alzheimer's disease. Learn more about Dr. Teryn Clarke and purchase her book by visiting: https://www.brainhealthactionplan.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Bart Zandbergen was joined in the podcast studio by Paula Steurer of Sterling Public Relations who took over as the episode's host to interview Bart. Taking listeners on a journey back in time, Bart shared details of his humble beginnings and the pivotal fork in the road, inspired by the movie “Rocky,” that changed everything. In this candid episode, Bart discussed some of the most pivotal lessons he has learned in his life and in his business endeavors. He also talked about myths, misconceptions, the True Wealth pillars and how anyone can make the choice to rewrite their story. Key topics discussed in this episode include: -Why leading with integrity is paramount -How to “gut check” yourself when making decisions -Why getting to know a person's story is so vital to your connection with them -What stops individuals from deciding to rewrite their story -Bart's top lessons learned in his 20s, 30s, 40s, 50s, and now *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Zandbergen Group is a DBA of Axxcess Wealth Management, LLC a Registered Investment Advisor with the SEC. Bart A. Zandbergen, CA Insurance License #OA96242.   

Host Bart Zandbergen was joined in the podcast studio by Andy Nelson of Salient Counsel. Andy represents clients in business, commercial, and intellectual property matters. His practice emphasizes the development of effective strategies for trademark and copyright protection, enforcement, licensing, and dispute resolution (including practice before the USPTO and TTAB). Over his career, Andy has helped businesses in a wide variety of industries, including technology, food and beverage, AFA (apparel-footwear-accessories), manufacturing, and services. A veteran of the U.S. Army's 82nd Airborne Division, Andy especially enjoys working with businesses operated by those affiliated with the military community. Andy is admitted to practice in California state and federal courts. He is also admitted to practice before the United States Court of Appeals for the Ninth Circuit and the United States Supreme Court. In this episode, Bart and Andy focus on the legalities and nuances of copyrights. They also discuss how AI is impacting copyrights and what may lay ahead as AI becomes more broadly used. Key topics discussed in this episode include: -What the classic four pillars of intellectual property (IP) are. -What is a copyright and what does it typically cover? -How long do copyrights last for? -What are common ways copyrights are infringed on? -Copyright challenges with the onset of artificial intelligence (AI) and authorship issues. -Predictions for copyrights over the next decade due to the emergence of AI. When asked what his ultimate lesson learned has been in his career, Andy shared, “Ask for help and find a mentor.” To learn more about Andy Nelson and Salient counsel, please visit: www.salientpc.com or connect with Andy on LinkedIn: https://www.linkedin.com/in/andrewrnelson/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Zandbergen Group is a DBA of Axxcess Wealth Management, LLC a Registered Investment Advisor with the SEC. Bart A. Zandbergen, CA Insurance License #OA96242.  

Host Bart Zandbergen was joined in the podcast studio by special guest – Moses Heredia, Founder of Global Processing Systems. Founded on the principles of honesty, integrity and outstanding service, which Moses himself embodies, Global Processing Systems has served thousands of clients for over 20 years. Moses embarked on this career path over 30 years ago, working his way up quickly in his former company before he chose to follow the path less traveled by, aka entrepreneurship. In this episode, Moses shares his humble beginnings, the invaluable lessons and core values instilled in him by his mother, and his words of advice for the up-and-coming generation of leaders and difference makers. Key topics discussed in this episode include: -How having core values as focal points can help guide your life path -Why being a man of your word is essential for a successful life personally and professionally -How a goal without a plan is merely a wish -Why working to be 1% better every day makes dollars and sense -What truly defines success and how to measure it -How having a routine and a sharp focus can help you make progress towards your goals *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the podcast studio by Dr. Guitta Harb, aka The Real OC Dentist. Known for her modern smile makeovers, Dr. Harb is an expert in cosmetic dentistry. In this episode, Dr. Harb shares her challenges and triumphs in emigrating from Lebanon to the USA as a teen, her untraditional path to becoming a dentist, and why she feels a smile is more than smile deep. She also gives listeners a glimpse into her personal life, sharing her passion for fitness and family and some of her ultimate lessons learned. Dr. Harb is also a fellow podcaster, hosting The Smile Diaries with leading entrepreneurs and difference makers. Key topics discussed in this episode include: -Dr. Harb's personal story of overcoming adversity as a child -How an untraditional schooling path led to Dr. Harb becoming a leading cosmetic dentist -Why smiles impact so much more than simply someone's look -How smile makeovers transform patients' confidence and in turn relationships with others -Why refusing to listen to the “noise” helps you rise above as an entrepreneur and leader *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen and co-host Letitia Berbaum were joined in the podcast studio by Dr. Naomi Win. Dr. Win draws on clinical practice and current research to clarify the psychological factors that shape decision-making. By mapping the cognitive and emotional drivers that define financial behaviors, she upskills those seeking adaptive strategies to enhance well-being and wealth. As we navigate market volatility, and the impact of world affairs, Dr. Win shares her insights on how psychological factors can impact investing and other key decisions that may have a ripple effect. Key topics discussed in this episode include: -How uncertainty impacts decision making -What loss aversion is and how it influences behavioral choices -3 pillars to finding emotional stability -Why engaging with uncertainty can help someone move past perceived blocks and access new levels of opportunity -Habit based reactions/choices vs. opportunity based reactions/choices Dr. Win shared her Ultimate Lesson Learned to date in her career in Behavioral Finance, which was best summed up in a quote that was said to her by a close friend: “In the discomfort of absurdity make finished things.” *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the podcast studio by Carmel and Camellia Imani of Imani Law LLP, a law firm designed for creators to help navigate the legal side of entrepreneurship. Imani Law LLP has helped entrepreneurs legally start their business, as well as secure brand ownership through trademarks. Both Carmel and Camellia earned their Juris Doctorate at UC Davis School of Law. They began their legal career in litigation before transitioning to their own transactional practice. They now protect individuals and keep them out of court through transactional and preventative approaches. Imani Law LLP is not your typical law firm. It is a law firm for today's day and age, where it prides itself in flat rate fees, transparency, approachability and provides a virtual space for community connectivity on social platforms, including Instagram and Tik Tok. Key topics discussed in this episode include: -How to determine what business entity structure is right for you -Importance of using contracts in business -Importance of intellectual property and how to prove ownership of it through trademarks and copyrights -Why working with strategic professionals is key to building sustainable businesses -Mindset shifts that successful business owners should embody *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Bart Zandbergen: The 8 Pillars | The Hopeaholics Podcast Bart Zandbergen's journey to success is one built on a foundation of integrity, dedication, and a commitment to helping others thrive. As he delves into the 8 pillars of life – encompassing areas such as financial planning, health and wellness, relationships, and personal growth – Bart provides invaluable insights and actionable strategies for listeners to enhance every aspect of their lives.Through personal anecdotes and professional wisdom, Bart inspires us to take control of our financial future while also prioritizing our overall well-being and fulfillment. Whether you're seeking to gain financial literacy, strengthen your relationships, or cultivate a mindset of abundance, Bart's holistic approach offers a roadmap for achieving holistic success.Join us for an insightful episode of The Hopeaholics Podcast as we welcome Bart Zandbergen, Founder and CEO of The Zandbergen Group, a distinguished authority in financial planning and investment advising. Bart's expertise as a Certified Divorce Financial Advisor® has empowered countless clients to achieve financial freedom and live a life of purpose. In this engaging conversation, Bart shares the 8 pillars of life that have been instrumental in his success and can transform yours too.Follow us on all our social media platforms down belowINSTAGRAM : https://www.instagram.com/thehopeaholics/?igshid=Mzc1MmZhNjY%3DSPOTIFY: https://open.spotify.com/show/4diCrlmIyqrkE2e22mFgU1?si=2df7f5920f944098FACEBOOK: https://www.facebook.com/thehopeaholicspodcast/TREATMENT : https://www.hopebythesea.com

While a lot of advisors may say they offer financial planning, not all manage to offer dynamic customized plans to clients. For advisors Bart Zandbergen and Letitia Berbaum with The Zandbergen group, a DBA* of Axxcess Wealth Management in Laguna Beach, California, making planning a priority not only helps them stand out, it makes them essential. They are often the first ones called when clients are facing an emergency.   In this episode, you'll hear about their planning process, and how it's enabled by technology and smart teaming. They also explain why they family wealth conversations early and often, and how to have that conversation with clients.   For more, visit PracticeLab. *DBA stands for does business as another firm name.

Creating a memorable brand may not come easy to financial advisors, but it can be worth the effort. That's according to Bart Zandbergen and Tish Berbaum, the team behind The Zandbergen Group, a DBA* of Axxcess Wealth Management in Laguna Beach, California. Over time, the firm built a specialty serving ultra high net worth clients, and their brand evolved to match. Combining notions of transparency, a philosophy about “true wealth” beyond investments, and a general love of food, wine and fashion, the Zandbergen Group delivers what can only be described as a luxury experience.  In this episode, you'll hear about Bart and Tish's journey and learn how the two demonstrate their brand at every client touchpoint — from the office space, to the digital space, to client conversations.  For more, visit PracticeLab. *DBA stands for does business as another firm name.

Podcast collaboration episode with The Zandbergen Report:Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss the art and power of discipline. The duo discussed how discipline plays a factor in their personal and professional lives as they navigate business, relationships, family matters, fitness and beyond. They began by unpacking people's willingness to, “Do what others won't do, to be or have what others won't have,” and how a powerful motivating factor plays into the matter. Whether you are looking to rewrite your story, or design the chapter of your life called 2024, this episode will inspire you to take action to achieve the goals you plan to set for yourself by channeling discipline.In this episode you will learn the following: How consistency and persistency support discipline.Why your motivating factor has to be strong enough to carry your through plateaus.How to avoid getting lost in a cycle called “the case of the Mondays.”Why nutrition and fitness go hand in hand and one without the other works against your fitness goals.How to prioritize effectively to create sustainable routines and processes.What smart steps are to devote yourself to the big picture so you can work progressively towards your goals.Connect with Scott on LinkedInConnect with  Bart on LinkedInFor more on The Optimized Advisor Podcast click here  For more on the Zandbergen Group click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@pcninsurance.com

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss the art and power of discipline. The duo discussed how discipline plays a factor in their personal and professional lives as they navigate business, relationships, family matters, fitness and beyond. They began by unpacking people's willingness to, “Do what others won't do, to be or have what others won't have,” and how a powerful motivating factor plays into the matter. Whether you are looking to rewrite your story, or design the chapter of your life called 2024, this episode will inspire you to take action to achieve the goals you plan to set for yourself by channeling discipline. Key topics discussed in this episode include: -How consistency and persistency support discipline. -Why your motivating factor has to be strong enough to carry your through plateaus. -How to avoid getting lost in a cycle called “the case of the Mondays.” -Why nutrition and fitness go hand in hand and one without the other works against your fitness goals. -How to prioritize effectively to create sustainable routines and processes. -What smart steps are to devote yourself to the big picture so you can work progressively towards your goals. *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Scott was invited as a guest to be on The Zandbergen Report's 6th annual Holiday Wine Pairing Podcast episode with host, Bart Zandbergen. Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum, Paula Steurer of Sterling Public Relations, Scott Heinila of Producers Choice Network, and featured guest Landon Patterson, CEO of Hundred Acre. Landon shared tasting insights, pairing notes and little-known facts about the distinctive wines he chose to feature on the episode, while the show's guests also reviewed several wines from Copper Cane. Special thanks to Devon Ulrich, National Account Vice President, of Copper Cane Wines & Provisions for supporting this year's podcast episode alongside Hundred Acre. Happy Holidays!Featured wines in the 2023 edition of the Annual Holiday Wine Podcast include:Senza Freni by Paul Lato 2021 Tocai FriulanoNapa Valley Quilt 2021 Fumé BlancBelle Glos Oeil de Perdrix Pinot Noir BlancSummer Dreams Twilight Pinot Noir 2021Belle Glos Pinot Noir Las AlturasLa Vieux Donjon Chateauneuf Du PapeNapa Valley Quilt Cabernet SauvignonConnect with Scott on LinkedInConnect with Bart on LinkedInConnect with Landon on LinkedInConnect with Paula on LinkedInConnect with Tish on LinkedInFor more on The Optimized Advisor Podcast click here  For more on The Zandbergen Report Podcast click hereFor more on The Zandbergen Group click hereFor more on Hundred Acre click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum, Paula Steurer of Sterling Public Relations, Scott Heinila of Producers Choice Network, and featured guest Landon Patterson, CEO of Hundred Acre. Landon shared tasting insights, pairing notes and little-known facts about the distinctive wines he chose to feature on the episode, while the show's guests also reviewed several wines from Copper Cane. Special thanks to Devon Ulrich, National Account Vice President, of Copper Cane Wines & Provisions for supporting this year's podcast episode alongside Hundred Acre. Featured wines in the 2023 edition of the Annual Holiday Wine Podcast include: -Senza Freni by Paul Lato 2021 Tocai Friulano -Napa Valley Quilt 2021 Fumé Blanc -Belle Glos Oeil de Perdrix Pinot Noir Blanc -Summer Dreams Twilight Pinot Noir 2021 -Belle Glos Pinot Noir Las Alturas -La Vieux Donjon Chateauneuf Du Pape -Napa Valley Quilt Cabernet Sauvignon *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Scott was a guest on The Zandbergen Report Podcast with CFP, Bart Zandbergen to discuss long-Term Care benefits, considerations, and possible changes. California is considering a statewide Long-Term Care Insurance program that is also known as AB 567. If passed, this bill would require residents to pay an increased income tax of 0.40% to 0.60% to cover the cost of state-funded long-term care program. In this episode, the duo discusses the importance of being informed so that each person and their families can make the right choices for their individual needs related to their long-term care options.In this episode you will learn the following: What Long-Term Care is, what it consists of, and what various types are availablePossible changes coming with the proposed Long-Term Care Assembly BillWhat tax implications should be consideredWhat the state mandates would mean for California residentsConnect with Scott on LinkedInConnect with Bart on LinkedInFor more on The Optimized Advisor Podcast click here  Follow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss Long-Term Care benefits, considerations, and possible changes. California is considering a statewide Long-Term Care Insurance program that is also known as AB 567. If passed, this bill would require residents to pay an increased income tax of 0.40% to 0.60% to cover the cost of state-funded long-term care program. In this episode, the duo discusses the importance of being informed so that each person and their families can make the right choices for their individual needs related to their long-term care options. Learn more in the episode about: - What Long-Term Care is, what it consists of, and what various types are available - Possible changes coming with the proposed Long-Term Care Assembly Bill - What tax implications should be considered - What the state mandates would mean for California residents *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC ("Axxcess"), an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.   The contents of this podcast do not constitute insurance advice. The Zandbergen Group is a dba of Axxcess. The Zandbergen Group, Axxcess, nor Optimized Wealth Insurance are affiliated.  

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila and Dr. Morgan Cutlip, PhD. She recently released her book entitled “Love Your Kids Without Losing Yourself.” As a highly sought after relationship expert, Dr. Morgan knows what it feels like to lose yourself in motherhood, and she's determined to help mothers navigate it better. Throughout her career, she has helped hundreds of thousands of people worldwide learn how to form and maintain healthy relationships. In this episode, Dr. Morgan talks candidly about the art of relationships, the unexpected nuances of motherhood, and how to blaze a successful trail that unites the two. Dr. Morgan has been a featured relationship expert with Good Morning America, Teen Vogue, The New York Times, Women's Health Magazine, MOPS International, Loveology, and Flo, the #1 app in health and fitness. Learn more in the episode about: -Movie moment expectations of motherhood versus reality -How to navigate the feeling of losing freedom -Why knowing who you are is vital to knowing how your needs can be met -How to develop a self check-in and assessment in order to navigate your emotions in real time Soundbyte: “Mother yourself like you mother your kids.” -Dr. Morgan Cutlip, PhD. Connect with Dr. Morgan Cutlip HERE on LinkedIn and HERE on Instagram.   *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. The contents of this podcast episode do not constitute an offer of securities or a solicitation of an offer to buy securities, and may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management LLC, An SEC-registered investment advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are not FDIC insured, not bank guaranteed, and may lose value.  

Scott was joined in studio by Dr. Morgan Cutlip and Bart Zandbergen for a collaborative episode. Both Dr. Morgan Cutlip and Bart Zandbergen have been guests on the Optimized Advisor Podcast multiple times. Dr. Morgan Cutlip, PhD in Psychology and highly sought after relationship expert, knows what it feels like to lose yourself in motherhood, and she's determined to help mothers navigate it better. Throughout her career, she has helped hundreds of thousands of people worldwide learn how to form and maintain healthy relationships. Dr. Morgan has been a featured relationship expert with Good Morning America, Teen Vogue, The New York Times, Women's Health Magazine, MOPS International, Loveology, and Flo, the #1 app in health and fitness. Her new book, Love Your Kids Without Losing Yourself, is available now!In this episode you will learn the following: Dr. Morgan's book writing journeyTangible tools to take care of yourself emotionallyHow to overcome burnout and optimize your relationship with your partner for a better family dynamicListen to our previous episodes with Dr. Morgan Cutlip:Ep. 048 - Being Intentional With Your Relationships Part II with Dr. Morgan CutlipEp. 008 - Being Intentional With Your Relationships with Dr. Morgan CutlipConnect with Scott on LinkedInConnect with Morgan on LinkedInConnect with Bart on LinkedInFor more on The Optimized Advisor Podcast click here  For more on Dr. Morgan and to purchase her book click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by Melissa Océan, Founder and CEO of Divorce Strategies Group which is based in Las Vegas. Melissa has been serving clientele in the financial industry since 1992 and has been published nationally in Kiplinger, Thrive Global, Yahoo! News and Yahoo! Finance. Melissa has been creating and designing portfolios for sustainability to post-divorce clientele for the past 19 years through Abundant Wealth Strategies. Melissa does not provide specific financial advice during the divorce process but educates about general financial practices such as withdrawal rates and spending policies. In this episode, Bart and Melissa discuss the strategies and insights that Melissa has gained throughout her career to support and empower her clientele. Learn more in the episode about: -Why understanding tax and ownership considerations for various assets is important -Why education related to asset management is empowering and useful -How lifestyle analysis can be vital during a divorce -Why managing emotions related to a marital home is important -What steps you can take to incorporate a strategist such as Melissa Océan in a divorce case Learn more about Melissa Océan and Divorce Strategies Group by visiting: https://divorcestrategiesgroup.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.   The contents of this podcast episode do not constitute an offer of securities or a solicitation of an offer to buy securities, and may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management LLC, An SEC-registered investment advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are not FDIC insured, not bank guaranteed, and may lose value.

Host Bart Zandbergen was joined in the podcast studio by entrepreneur and author Nycole Freer. A fellow advisor, Nycole launched Eden Financial this year. One of her passion projects following the launch of her firm was to write her first children's book. Releasing it in April of this year, “Haisley's Birthday Money,” which is named after Nycole's daughter, is full of fun lessons children can take with them as they grow. The book is available through Amazon and Barnes and Noble. In this episode, Bart and Nycole discuss entrepreneurial lessons, their passion for wealth management and more. Learn more in the episode about: -What sparked Nycole's passion for the wealth management industry -How early childhood experiences with money impacted Nycole's outlook on money management -What entrepreneurial lessons Nycole has gained since launching her own company -What inspired Nycole to author a children's book on finances -How financial literacy can impact financial decisions for adults Learn more Nycole Freer and her book “Haisley's Birthday Money” here: https://edenfinancial.co/haisleys-birthday-money *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.   The contents of this podcast episode do not constitute an offer of securities or a solicitation of an offer to buy securities, and may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management LLC, An SEC-registered investment advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are not FDIC insured, not bank guaranteed, and may lose value.  

Host Bart Zandbergen was joined in the podcast studio by Alec Glasser, Founder of The Drake Restaurant in Laguna Beach and The Drake Gives. The Drake Gives launched in 2021, and remains steadfast in its mission to connect, inspire and provide underserved youth with music education, materials and instruments. To date, The Drake Gives has raised nearly half a million dollars to support Save The Music Foundation which has funded public music education in the Anaheim School District. Empowering young lives through music, The Drake Restaurant will host “Groove for Good” on June 6th, 2023. The elevated culinary and entertainment experience benefiting The Drake Gives and Save The Music Foundation will include cuisine curated by The Drake's award-winning culinary team complete with wine pairings from Laguna Beach based Arrow and Branch, while multiple entertainers will be performing throughout the evening, provided by Cueva Entertainment. Learn more in the episode about: -How The Drake Gives and its recent donations are impacting the underserved youth in the Anaheim Public School System -What to expect at the upcoming June 6th, 2023 experience, “Groove for Good,” where proceeds will benefit public music education programs in our local Orange County school system -What The Drake Gives' expansion plan and goals are for continued impact -How recent studies have shown that music education helps children with anxiety, depression and mental well-being -Alec Glasser's time at The Drake Hotel in NYC where he became friends with the legendary Sammy Davis Jr. Learn more about The Drake Gives and the upcoming fundraising experience by visiting: https://www.thedrakegives.org/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.   The contents of this podcast episode do not constitute an offer of securities or a solicitation of an offer to buy securities, and may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management LLC, An SEC-registered investment advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are not FDIC insured, not bank guaranteed, and may lose value.

Host Letitia Berbaum was joined in the podcast studio by Jason Ma, a world-renowned Chief Mentor of Next-Gen Leaders and CEO of ThreeEQ, a family business. With over 38 years of industry experience, including cofounding and leading successful education and technology ventures, and over 2 million miles of world travel, Jason has inspired, guided, and transformed 1-on-1 the lives of numerous Gen Z and elder leaders, while easing legacy and succession planning in Ultra High Net Worth families. As an appointed member of the B20, the G20's official engagement group representing the global business community, Jason has served on its Future of Work and Education Taskforce in the G20 Presidencies of nine countries, being one of a select few Americans appointed yearly to the powerful B20/G20.   Jason not only is an Elite College Admissions Counselor, Life and Executive Coach, Parent Coach, and Speaker sought after by wealthy families, family offices, and top-tier event organizers, but also is the author of Young Leaders 3.0 (a highly acclaimed book), a contributor to Impact Wealth and Family Office Magazine, a star former Forbes contributor on Mentoring Young Leaders, and a delegate by invitation to the prestigious Forbes Global CEO Conference for 8 years. Jason is also a well-connected Board/CEO advisor and high-level rainmaker to select tech companies and family offices, as well as an investor.   In this episode learn more about: - How ThreeEQ is preparing the NextGen for greatness - How ThreeEQ helps create remarkable outcomes while reducing family stress - Why it is important to start preparing your children for college admissions success early Learn more about Jason Ma and ThreeEQ by visiting: https://threeeq.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum to discuss Monica Morton's 25-year career as a private detective. As the President and owner of K.N.O.W. LLC Sports and Entertainment Group, Monica has completed over 7,000 investigations. In addition to investigation services, her firm offers cyber security, business due diligence, business development, branding, and marketing services to the NFL, NBA, A-list celebrities, and the entertainment community. Additionally, Monica is an in-demand public speaker, having completed presentations across the USA and in Canada, London, and Dubai. In this episode, the trio discusses how important it is to complete thorough due diligence on anyone you may consider doing business with while Monica shares her pivotal lessons learned throughout her career. In this episode learn more about: - The importance of public and private due diligence - How everything you do leaves a footprint – especially on social media - What it takes to be a top private detective and how intuition plays a key role in achieving success - What red flags to look for and what simple steps you can take to complete your own due diligence on someone *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila to discuss a review of market happenings in 2022 and possible outcomes for 2023. In this episode, Bart and Scott share their thoughts on possible and historical market performance while considering the impact of global turbulence. They also discuss inflation, interest rate hikes and the Bear Market. Learn more in the episode about: - How the stock market performed in a variety of ways in 2022 - How volatility in other countries may impact the stock market in 2023 - How inflation may continue impacting the stock market - What the possible impact of an inverted yield curve can have - What is important to keep in mind as you plan and strategize your investments *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration. The contents of this podcast episode do not constitute an offer of securities or a solicitation of an offer to buy securities, and may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management LLC, An SEC-registered investment advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are not FDIC insured, not bank guaranteed, and may lose value.

Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum to discuss five keys to investing. The duo shares what they have learned about the state of investments and potential opportunities, as well as areas that may be worth looking into. Additionally, they share key points from candid conversations they have had with other investment professionals. In this episode gain access to: - A recap of investing in 2022 - 2023 investing outlook - Why it is important to look at International Investments - Why sitting on the sidelines is not a lucrative place to be - Why looking at the credit markets and high income yields is important *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.    

Scott was joined virtually by Bart Zandbergen, for a collaborative episode with the Zandbergen Report Podcast. Bart is the CEO and Founder of The Zandbergen Group, a wealth management firm and he's the Host of The Zandbergen Report Podcast. In this episode Scott and Bart dive into a recap of 2022 and provide their take on the 2023 financial market and investments.In this episode you will learn:Some brainteaser questions where Bart tests Scott's knowledgeScott and Bart's recap of 2022 in terms of the market and investmentsScott and Bart's forecast for 2023, recession, and stock market trendsTheir advice and take on the current marketsConnect with Scott on LinkedInConnect with Bart on LinkedInFor more on The Optimized Advisor Podcast click here  For more on The Zandbergen Group click hereFor more on The Zandbergen Report Podcast click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum to discuss the SECURE Act 2.0. In this special episode, Bart and Letitia review the key policies noted in the SECURE Act 2.0. They also point out items that did not change in the SECURE Act 2.0. Learn more in the episode about: - How the SECURE Act 2.0 affects RMDs - How the SECURE Act 2.0 impacts ROTH taxation - What start-up benefits are available due to the SECURE Act 2.0 - What 529 rollover benefits are available now due to the SECURE Act 2.0 - Items that were not impacted by the SECURE Act 2.0 *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.    

Host Letitia Berbaum was joined in the podcast studio by Linda Rank, Founder of soul&beautyMEDx. Linda Rank has been at the forefront of the aesthetic industry for over 20 years. Expanding in 2021 and relocating her practice, the innovative new location in Mission Viejo offers an unparalleled line-up of services, including laser, skin care and BOTOX® memberships at the hands of industry best practitioners. As an honorary speaker and national trainer for Allergan, Linda shares her keen aesthetic perspective and refined protocols with peers and professionals across the USA, in order to help elevate the industry. In this episode, the duo discusses how self-care is essential, why staying away from trends is always a good idea, and how empowering people to reinvent themselves is the greatest gift. In this episode learn more about: - Why self-care directly impacts how you show up in the world, personally and professionally - Why staying away from trends – especially in aesthetics – is a good idea - How rejuvenating treatments are impacting the aesthetic industry - Why preventative care makes all the difference in the aging process - What entrepreneurial lessons Linda Rank has gained along her journey Learn more about Linda Rank and soul&beautyMEDx by visiting: https://soulandbeautymedx.com/   *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide tax advice. Representatives have general knowledge of tax. Consult your tax professional. The information in this material is not intended as health or medical advice. Please consult medical professionals for specific information regarding your individual situation.      

Host Letitia Berbaum was joined in the podcast studio by Jonathan Sparling, Director of Strategic Partnerships at Private College 529 Brand. Jonathan has over a decade of higher education related experience. Through his work, Jonathan has counseled students and families on college planning, savings, financing and general financial education.  He has developed content and curriculum for industry partners and advised on best practices for engaging students in educational content. He thrives on supporting individual consumers reach their higher education objectives while also consulting industry partners on effective strategies to support their customers.  In this episode Letitia and Jonathan discuss the nuances and benefits of 529 plans.   In this episode learn more about: -What a 529 Plan consists of as a Tax Advantage College Savings Plan -How a 529 Plan can be created -What the benefits are of a 529 Plan and why parents often choose to create one -Why saving early and often can add up efficiently -Top tips for strategizing education-focused savings plans   Learn more about Jonathan Sparling and Private College 529 Brand by visiting: https://www.collegewell.com/private-college-529-plan/   *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. Axxcess and its advisors do not provide tax advice. Representatives have general knowledge of tax. Consult your tax professional.    

Host Bart Zandbergen and co-host Letitia Berbaum were joined in the podcast studio by John M. Jennings, President and Chief Strategist of St. Louis Trust & Family Office. He is a member of the firm's Management Committee, on its Board of Directors, and also serves on the Investment, Risk Management and Trust Committees. Daily, John produces a blog called, “Interesting Fact of the Day,” which can be found HERE.  He is also the author of “The Uncertainty Solution: How to Invest with Confidence in the Face of the Unknown,” which will be published in Spring of 2023. In this special episode, Bart, Letitia and John discuss trends and patterns related to investor behavior when it comes to financial matters. In this episode learn more about: - How our behavior is conditioned to patterns -The four ways that humans react to uncertainty -Why recognizing discomfort and choosing to sit with it, versus reacting, is a best practice for many -Why having a margin of safety is important when it comes to investments To learn more about John M. Jennings, visit: https://johnmjennings.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen and co-host Letitia Berbaum were joined in the podcast studio by Ben Sorensen, Founder of Sorensen Consulting, Inc. Ben provides leadership training, sales training, and executive coaching to corporate and non-profit organizations around the world and across a wide spectrum of industries. He also co-authored Customer Tells: Delivering World-Class Customer Service by Reading Your Customer's Signs and Signals (Kaplan Publishing, 2007), which focuses on how to communicate effectively and deliver exceptional customer service. Prior to his 20 years in leadership training and executive coaching, Ben excelled in pharmaceutical sales and financial services. Ben proudly serves in the U.S. Navy Reserve as a Lieutenant Commander specializing in intelligence. He has earned multiple awards, including the Global War on Terrorism Service Medal and the Navy and Marine Corps Achievement Medal. Ben served at the Pentagon for 5 years and currently serves at the United States Southern Command. Ben is also a Fort Lauderdale City Commissioner. In this special episode, Bart, Letitia and Ben discuss how understanding emotions and communication can make dollars and sense when it comes to financial matters.   In this episode learn more about: - How different parts of our brain affect our decision making - The Triple A Mantra to manage self-talk: Aware, Assess, Adjust - How tracking emotions can be helpful in personal and professional scenarios - Benefits of Walking Meetings - How to recognize triggers to avoid unhealthy communication - How to create a feedback rich culture To learn more about Ben Sorensen, visit: https://www.bensorensenconsulting.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the podcast studio by Lisa Risner, Founder of Divorce Mediation of California, and her fellow team attorneys Suzanne Gregorie and Parris Trimble. Located in Newport Beach, Divorce Mediation of California consists of a team of professionals, including attorneys, mental health professionals and accountants - all of which are highly skilled and experienced in handling all aspects of family law matters. In this episode, Bart talks with the trio of highly regarded attorneys about the current state of divorce in California, its nuances, and how mindset makes a significant difference in the collective settling of a divorce proceeding. In this episode learn more about: - The different ways you can get legally divorced in California - The roles and responsibilities of a mediator in a divorce setting - What a collaborative divorce arrangement is and how it is different than a mediation - What team members are involved in a collaborative divorce arrangement - The strength of a pre-nuptial agreement and how it could potentially be challenged To learn more about Divorce Mediation of California, visit: https://www.divorcemediationca.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the studio by long time Laguna Beach resident and entrepreneur Alec Glasser. Founding Laguna Beach's iconic The Drake Restaurant just before the pandemic, Alec launched The Drake Gives last year which is a nonprofit 501(c)(3). The organization's mission is to connect, inspire and provide underserved youth with the music education, materials and instruments they need and deserve to fuel their passions and experience the power of music. In this special episode, Alec shares why music education is important to him and how his passion for The Drake began in the fabled Drake Hotel in New York City. Opening its doors in 1928, the Drake Hotel ushered in a new era of elegance along with a client list that read like a Who's Who. During Alec's tenure at the hotel which began in his teenage years, it was also the preferred address for touring musicians such as Jimi Hendrix, The Who and Led Zeppelin, as well as boxing legend Mohamad Ali and "Rat Pack" members Frank Sinatra and Sammy Davis, Jr.   To raise funds for The Drake Gives, a special speakeasy style event called The Drake After Dark is taking place December 1st, 2022 from 6:30-late at Laguna Beach's famed Seven Degrees venue. Where great food meets great music, The Drake After Dark will be an immersive experience complete with interactive food stations, exceptional wines and craft cocktails, first class live entertainment including a band and special guests, and fundraising opportunities featuring a silent auction and live auction led by none other than auctioneer Zack Krone. Chef Donald Lockhart of Seven Degrees will be leading the evening's culinary offering which will not disappoint. The celebratory affair will honor Doug Freeman, CEO and Executive Chair of Orange County Music and Dance.   In this episode learn more about: - Alec Glasser's star-studded history with the Drake Hotel in New York City - What prompted Alec as a Laguna local to open The Drake Restaurant - Why music education is important to Alec and how it inspired him to launch The Drake Gives - What boxing legend Mohamad Ali used to talk with him about at the Drake Hotel - What to expect at The Drake After Dark Event happening December 1st, 2022 When asked what his Ultimate Lesson Learned has been, Alec shared, “Greatness comes from taking responsibility.” To learn more about The Drake Gives or to access tickets for The Drake After Dark event on December 1st, 2022, click HERE. *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Letitia Berbaum was joined in the podcast studio by Janise Graham President of Small Business Style, Inc., and Entrepreneur's Insurance Services. She is a speaker, and bestselling author of Leaving In Style: Business Succession On Your Terms. Janise helps business owners and entrepreneurs better understand the nuances of long-term business succession planning to protect the future of their families, businesses, and employees. In this episode, Letitia and Janise discuss the nuances of exit planning and the steps you can take to set yourself up for success as a business owner.   In this episode learn more about: - What Janise refers to as an “accessory” and how that can benefit your company. - Who should be a part of your core team of “accessories” - What some common mistakes are in exit planning and how proper planning can help prevent them - What are some key things to consider well before a business sale takes place - Why working “on” the business is just as important as working “in” the business Learn more about Janise Graham by visiting her website: www.LeavingInStyle.com   *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Scott Heinila and Nick Bernatowicz virtually joined fellow podcast host and strategic partner, Bart Zandbergen in the podcast studio by co-host Letitia Berbaum, Paula Steurer of Sterling Public Relations for the 5th Annual Holiday Wine Pairing Podcast alongside studio engineer Danielle Ramchandani. This year's line-up of wines featured some that are well known, some that are hidden gems, and some that were being tried by the podcast crew for the very first time. Led by Bart's sommelier expertise, the cast discusses what pairings are best tailored with certain dishes alongside some unexpected pairings to consider. Cheers to the 2022 holiday season and blessings to all!The 2022 wine line-up includes: Veuve Cliquot RoseMulderbosch Chenin BlancJ Dusi Red ZinfandelRobert Bialis Black Chicken Red ZinfandelWilliam Selyam Pinot Noir Connect with Scott on LinkedInConnect with Bart on LinkedInConnect with Nick on LinkedInConnect with Tish on LinkedInConnect with Paula on LinkedIn For more on The Optimized Advisor Podcast click here  For more on The Zandbergen Group click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by co-host Letitia Berbaum, Paula Steurer of Sterling Public Relations, with Scott Heinila and Nick Bernatowicz of Producers Choice Network joining remotely for the 5th Annual Holiday Wine Pairing Podcast alongside studio engineer Danielle Ramchandani. This year's line-up of wines featured some that are well-known, some that are hidden gems, and some that were being tried by the podcast crew for the very first time. Led by Bart's sommelier expertise, the cast discusses what pairings are best tailored with certain dishes alongside some unexpected pairings to consider. Cheers to the 2022 holiday season and blessings to all. The 2022 wine line-up includes: - Veuve Cliquot Rose - Mulderbosch Chenin Blanc - J Dusi Red Zinfandel - Robert Bialis Black Chicken Red Zinfandel - William Selyam Pinot Noir - Brave & Maiden Cabernet Franc *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Letitia Berbaum was joined in the podcast studio by Jenifer Kienle, Esq., OSHA Regulation, Compliance and Litigation Specialist at Kienle Law. Jenifer has over 20 years of litigation and trial expertise defending national and California commercial enterprises including industrial and construction catastrophic personal injury and wrongful death state and federal suits, general liability matters in the food and hospitality industry, personal injury and property damage litigation arising out of public works improvements and traffic control, as well as OSHA and Cal OSHA defense including crisis management, citation appeals/answers to complaints and whistleblower claims. In this episode, Jenifer and Letitia discuss how COVID has changed the landscape for OSHA and how the guidelines for employers are continuing to evolve. In this episode learn more about: - What COVID guidelines are currently changing - What new rule related to COVID goes into effect January 1st, 2023 for employers - How to handle a sudden death in the workplace - The value in partnering with your trusted legal team during times of crisis and beyond - How understanding OSHA obligations helps you create effective workplace safety processes and protocols - Why the Injury and Illness Prevention plan will likely be a focal point for employers in 2023 Learn more about Jenifer Kienle and Kienle Law by visiting their website: https://kienlelaw.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen was joined in the studio by entrepreneur and fitness instructor Kayla Abdi. Obtaining her Master's degree in Organizational Leadership, Kayla's commitment to health and wellness spans nearly 15 years. After a string of health issues, and searching for answers, she discovered powerful solutions and is on a mission to help others feel their best. In this episode, Bart and Kayla discuss “5 Major Myths of Health and Nutrition.” In this episode learn more about: - Why treating the root cause of health issues makes dollars and sense - How food sensitivity testing can help you make smart nutrition choices - What to look for in nutrition supplements and why they can be helpful - How water can make a powerful impact in your overall health - What to consider when consuming juices or smoothies To learn more about Kayla Abdi, connect with her HERE. *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the studio virtually by Cure Duchenne Founder and CEO Debra Miller. If you have ever had the pleasure of meeting Debra, her husband Paul, or their son Hawken, you know how inspiring their journey has been. Debra's son Hawken was diagnosed with Duchenne, which is a rare form of Muscular Dystrophy, at the age of 5. Today, he is 25, a USC graduate and a successful journalist. Debra founded Cure Duchenne about a year into Hawken's diagnosis. Through the organization's fundraising efforts, which have funded important research, the life expectancy for those with Duchenne has increased by nearly 10 years. In this special episode, Debra shares details about her journey, her hopes for the future, and her goals for the 2022 Napa in Newport Gala. In this episode learn more about: - What Duchenne Muscular Dystrophy is and who it impacts - How Cure Duchenne is funding research to hopefully find a cure - How Hawken is doing as he manages this condition daily - What transpired to bring Napa in Newport to fruition with 2022 being its eighth year - What the record breaking amount was that Napa in Newport raised last year and what Debra's fundraising goal is for this year's event - How a Donor Advised Fund can play a pivotal role in charitable giving To learn more about Cure Duchenne, please visit: https://cureduchenne.org/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the studio by Dean Gray, President and Proprietor of Riverain. Connecting last year at the annual Napa in Newport event benefitting Cure Duchenne, Bart and Dean discuss how Riverain came to be, how passion plays a significant role in being successful in what you apply yourself to, and how giving back is truly a gift that keeps on giving. Plus, Dean shares a few little known facts about the vineyard while Bart shares the reason he loves Riverain's decadent Pinot Noir.   In this episode learn more about: - The history of Riverain, which produced its first vintage in 2011 - The wines Riverain produces and their limited production - How the name Riverain came to be and what its meaning is - How Rivierain became involved in Cure Duchenne and why they are passionate about giving back When asked what his Ultimate Lesson Learned throughout his lifetime has been, he shared, “The key word is Passion. Apply yourself and do it with passion in whatever endeavor you choose.” To learn more about Riverain Vineyards, visit: https://riverainvineyards.com/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen was joined in the studio by Zandbergen Group partner, Letitia Berbaum, to discuss investor behavior. Market volatility continues to make headlines, creating frustration for many investors. In this special episode, the Zandbergen Group duo discuss lessons from investment history, how emotions can create unintended consequences when it comes to investment decisions, and they share sage wisdom on how to navigate the latest season of turbulence. In this episode learn more about: - Lessons from the stock market's history and what they illustrate - Why sticking to the plan can make all the difference - Possible benefits from a diversified portfolio - Why non-emotional decision making makes dollars and sense - Why times of market volatility can be great times to reconsider your risk tolerance *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Letitia Berbaum was joined in the podcast studio by Veronica Stephens who is the Education & Outreach Manager for Laura's House. In her role, Veronica provides domestic violence education presentations and resources to non-profit agencies, first responders, corporations, working professionals and governmental agencies. Laura's House was inspired by a true story about a woman called Laura who was a victim of domestic violence. Since its inception in 1994, Laura's House has continued to grow and offer a multitude of programs and services which provide vital support and education aimed at avoiding such tragic circumstances from ever occurring again. For the last 28 years, Laura's House has provided shelter and supportive services to more than 5,000 abused women, men and children and counseling, life skills education and legal advocacy to over 55,000 persons. Today, Laura's House continues to be the only state-approved comprehensive domestic violence agency in South Orange County. Annually, Laura's House provides residential shelter services, transitional housing, counseling and workshops, and legal services to thousands of individuals. Over 2500 crisis calls come in each year on our 24/7 Crisis Hotline: 1.866.498.1511.   In this episode learn more about: - What the current statistics are related to domestic violence among men, women and teens - Why preventative measures are necessary to break the cycle of domestic violence - How teen dating domestic abuse is on the rise and why this created the need for teen-focused services - How emotional abuse affects self-worth and how to recognize it - What EMDR Therapy is and how it can be effective in treating trauma - The Mankind OC Project and what support the program will include - Different ways people can get involved to give back - The Upcoming GALA happening October 1st, 2022 called “The Next Adventure.” This event is hosted by Laura's House and will be taking place at the Newport Beach Country Club. Click HERE to learn more. Learn more about Laura's House by visiting their website: https://www.laurashouse.org/. Click here to access the teen website by Laura's House: https://www.laurashouse.org/lhteen/. *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.    

Host Bart Zandbergen was joined in the podcast studio by Scott Heinila of the Optimized Advisor Podcast and Nick Jordan, Founder of Wells of Life. In 2008, Nick Jordan established the nonprofit organization Wells of Life which is dedicated to providing rural Ugandans access to safe, clean water through the installation or restoration of sustainable borehole water wells. He also instituted WASH (water, sanitation, and hygiene) educational programs in order to teach each village about the power of sustainability and sanitation. After installing a well in the Mityana district of Uganda, a little girl, younger than 9, approached Nick and thanked him personally for the water with happiness and an overwhelming sense of gratitude. This experience is what influenced Nick to set a goal to fund and help over 1 million people and build 1000 wells. Today, in 2021, Nick and his organization are working to do just that. Wells of Life has joined forces with a team in both Ireland and Uganda to drill and restore over 700 wells in East Africa. It is with courage, tenacity, and a close relationship with God that Nick has continued to follow the path to serve others. Today, the global water crisis affects 785 million people who lack basic access to clean and safe water. Nick is a firm believer that every drop matters and every second counts. And with one donation from each school, church, and business, we can work to end this crisis as we know it.   In this episode learn more about: - How the gift of water can save lives and create opportunity - How Wells of Life is creating sustainable change through their organization - Charity vs. Philanthropy – learn what the key difference is - The current goals that Wells of Life has and how you can help the organization achieve them When asked what his “Ultimate Lesson Learned” has been, Nick shared, “Success comes at a price, and persistence is a muscle of great value.”   Learn more about Wells of Life by visiting their website: https://www.wellsoflife.org/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Scott co-hosted this week's episode with fellow podcast host and strategic partner, Bart Zandbergen. They sat down with Nick Jordan, the CEO of Wells of Life, a non-profit Christian organization whose mission is to provide rural Ugandans access to safe, clean water through the installation or restoration of stainable borehole water wells and water sanitation and educational programs. Nick shares his story on how he started Wells of Life, the work they do, and how you can get involved. Nick dives into how the organization optimizes their resources to successfully grow and provide water to those in need. This is an inspirational, motivational, and heart-felt episode. Connect with Scott on LinkedInConnect with Nick on LinkedInConnect with Bart on LinkedInFor more on The Optimized Advisor Podcast click here  For more on Wells of Life click hereContact Nick Jordan directly at 949-584-6166Follow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com

Host Bart Zandbergen was joined in the podcast studio by entrepreneur Elise Thomas. Known as “the cookie lady” on social media, Elise is the visionary and founder of Cookie Co. The launch of her business during the pandemic was full of hurdles, but nothing was able to keep Elise from following her dream. Recently nominated for the prestigious EY Entrepreneur of the Year Award, Elise is passionate about bringing her gourmet cookies made locally to a neighborhood near you. With both corporate and franchise locations opening across the country, Elise shares her journey with us as well as some pivotal lessons learned that she has collected thus far.   In this episode learn more about: - How perseverance and discipline helped Elise launch a successful business during the pandemic - What inspired Elise to launch Cookie Co., and what ignited their swift national expansion - How she overcame challenges such as a house fire, a surprise pregnancy, and relentless restrictions due to the pandemic while developing Cookie Co. - Why upholding their strict quality standards is of the utmost importance to them, especially now that they are franchising - What lessons Elise learned from just completing her first Boston Marathon and what advice she would give other entrepreneurs to help them thrive Learn more about Cookie Co. by visiting their website: https://www.cookieco.com/ or follow them on Instagram: https://www.instagram.com/theofficialcookieco/ *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the podcast studio by Ryan Issakainen, CFA, with First Trust Advisors. Ryan specializes in ETF's and ETF strategies. His goal as an ETF Strategist is to provide insights to investors as to how they might wade through the myriad of choices that are available to them, while determining which ETFs best align with their investment objectives. In this special episode, Ryan discusses his market insights pertaining to inflation, ETF's, and the potential of a recession. He also shares his thoughts on the Bio-Tech Industry and what its potential may be for investors.   In this episode learn more about: -Factors that may affect the potential of a recession -The Micro and Marco Market Outlook of First Trust Advisors -Factors that could impact the potential of inflation subsiding -Why the Bio Tech Industry may be attractive to investors *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.

Host Bart Zandbergen was joined in the studio by Zandbergen Group partner, Letitia Berbaum, to discuss the Bond market. Likening it to a Nordstrom sale, Bart and Letitia discuss the current opportunities that may be available with this type of investment. In this episode learn: - What the current state of the Bond Market is - What is a Bond, and how does it differ from other investments - What is a Bond's investment duration and relevancy - What does quality mean when it comes to the Bond market and how is it determined *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Host Bart Zandbergen was joined in the studio by Zandbergen Group partner, Letitia Berbaum, to discuss the current market volatility. With over 40 years of experience in wealth management between them, Bart and Letitia discuss the insights and best practices they have gained while serving clientele throughout many seasons with ebbs and flows. In this episode learn: - Why sticking to the plan is paramount - Why non-emotional decision-making makes dollars and sense - How times of market volatility can create various buying opportunities - Why trusting the process is important in the long run - How watching from the sidelines can cost you - Why times of market volatility can be great times to reconsider your risk tolerance *** The Zandbergen Report, where wealth strategies and investment wisdom collide, is led by host Bart Zandbergen. The show is also available on Apple Podcasts, Google Play Store, Podbean, and Spotify. Interested in being a guest on The Zandbergen Report? Email podcast@bartzandbergen.com. Learn more about Bart by visiting www.BartZandbergen.com *** NO OFFER OR SOLICITATION: The contents of this podcast episode: (i) do not constitute an offer of securities or a solicitation of an offer to buy securities, and (ii) may not be relied upon in making an investment decision related to any investment offering Axxcess Wealth Management, LLC, an SEC Registered Investment Advisor. Axxcess does not warrant the accuracy or completeness of the information contained herein. Opinions are our current opinions and are subject to change without notice. Prices, quotes, rates are subject to change without notice. Generally, investments are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE.  

Scott and Bart Zandbergen, CFP and host of the Zandbergen Report Podcast co-hosted this episode and invited Dave Welch, Chief Vision Officer of b.spoke Style, in studio to discuss current menswear fashion trends. With many people either going back to work in an office, while others are working solely from home, and others who are still working remotely entirely, the art of dressing well has shifted. In this episode, the trio discuss the importance of wardrobe consulting, what style trends have emerged, and how to dress to impress here in 2022 and beyond.Connect with Scott on LinkedInConnect with  Bart on LinkedInConnect with Dave on LinkedInFor more on The Optimized Advisor Podcast click here  For more on The Zandbergen Group click hereFor more on b.spoke Style click hereFollow us on LinkedInFollow us on InstagramFollow us on Facebook**This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@mailpcwest.com