Podcasts about DBA

Thank you Joe Walker, Laura

In this episode I'm going to do something a little different. As we wind down for the year, we're going to be running some of our favorites from 2025 until the new year begins.Let's take a look back at some of the overall themes discussed and point out a few highlights for me. I won't be able to highlight everything of course but I found 5 themes really interesting. And, I won't lie - I had a little help from AI in doing this. But that's also kind of the point. We have all been using AI to do things to make our work easier, and I thought that poring through 150+ episodes recorded over 12 months is a perfect thing to have AI help me with. About Greg Kihlström Greg Kihlström is a best-selling author, speaker, and entrepreneur, and serves as an advisor and consultant to top companies on marketing technology, marketing operations, and digital transformation initiatives. He has worked with some of the world's top brands, including Adidas, Coca-Cola, FedEx, HP, Marriott, Nationwide Insurance, Victoria's Secret, and Toyota. He is a multiple-time Co-Founder and C-level leader, leading his digital experience agency to be acquired in 2017, successfully exited an HR technology platform provider he co-founded in 2020, and led a SaaS startup to be acquired by a leading edge computing company in 2021. He currently advises and sits on the Board of a marketing technology startup.In addition to his experience as an entrepreneur and leader, he earned his MBA, is currently a doctoral candidate for a DBA in Business Intelligence, and teaches several courses and workshops as a member of the School of Marketing Faculty at the Association of National Advertisers. He has served on the Virginia Tech Pamplin College of Business Marketing Mentorship Advisory Board, the University of Richmond's CX Advisory Board, and was the founding Chair of the American Advertising Federation's National Innovation Committee.  Greg is Lean Six Sigma Black Belt certified, is an Agile Certified Coach (ICP-ACC), and holds a certification in Business Agility (ICP-BAF).  Greg Kihlström on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Resources The Agile Brand Podcast: https://www.gregkihlstrom.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/ Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://ratethispodcast.com/agileConnect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

In this episode I'm going to do something a little different. As we wind down for the year, we're going to be running some of our favorites from 2025 until the new year begins.Let's take a look back at some of the overall themes discussed and point out a few highlights for me. I won't be able to highlight everything of course but I found 5 themes really interesting. And, I won't lie - I had a little help from AI in doing this. But that's also kind of the point. We have all been using AI to do things to make our work easier, and I thought that poring through 150+ episodes recorded over 12 months is a perfect thing to have AI help me with. About Greg Kihlström Greg Kihlström is a best-selling author, speaker, and entrepreneur, and serves as an advisor and consultant to top companies on marketing technology, marketing operations, and digital transformation initiatives. He has worked with some of the world's top brands, including Adidas, Coca-Cola, FedEx, HP, Marriott, Nationwide Insurance, Victoria's Secret, and Toyota. He is a multiple-time Co-Founder and C-level leader, leading his digital experience agency to be acquired in 2017, successfully exited an HR technology platform provider he co-founded in 2020, and led a SaaS startup to be acquired by a leading edge computing company in 2021. He currently advises and sits on the Board of a marketing technology startup.In addition to his experience as an entrepreneur and leader, he earned his MBA, is currently a doctoral candidate for a DBA in Business Intelligence, and teaches several courses and workshops as a member of the School of Marketing Faculty at the Association of National Advertisers. He has served on the Virginia Tech Pamplin College of Business Marketing Mentorship Advisory Board, the University of Richmond's CX Advisory Board, and was the founding Chair of the American Advertising Federation's National Innovation Committee.  Greg is Lean Six Sigma Black Belt certified, is an Agile Certified Coach (ICP-ACC), and holds a certification in Business Agility (ICP-BAF).  Greg Kihlström on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Resources The Agile Brand Podcast: https://www.gregkihlstrom.com The Agile Brand podcast is brought to you by TEKsystems. Learn more here: https://www.teksystems.com/versionnextnow Catch the future of e-commerce at eTail Palm Springs, Feb 23-26 in Palm Springs, CA. Go here for more details: https://etailwest.wbresearch.com/ Enjoyed the show? Tell us more at and give us a rating so others can find the show at: https://ratethispodcast.com/agileConnect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstromDon't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.showCheck out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company

Escucha una nueva edición de Los Ideales / The Indieals, 180 minutos de música alternativa cosidos a mano y sin algoritmos, como se hacía antes. Entrad sin llamar, aquí cabemos todos. Han sonado: 1) Nicole Sabouné - So Far Out 2) DBA! - A poet and a clown 3) Kissed by an Animal - My Body Is The Animal That Carries Me 4) TA GA DA - Let's make a circle around my life and then stay out of it 5) The Lemon Twigs - I've Got A Broken Heart 6) The Gordian Knot - Morning Bird 7) Sorry - Candle 8) Disgusting Sisters - Killing It 9) Hex Girlfriend - Get It Together 10) Shelf Lives - 2 phoneS 11) Helicon; Al Lover - Backbreaker 12) Moreish Idols; Sonny 404 - Dream Pixel - Sonny 404 Remix 13) Insecure Men - Cleaning Bricks 14) Soulwax - The False Economy 15) KuleeAngee - Animated Love 16) Senseless Optimism - Leave Ya 17) ISTA - Waves 18) supermodel* - i used to live in england 19) Deki Alem - Fun 20) Joshua Idehen - It Always Was 21) MADMADMAD - Spin Wave 22) Getdown Services - Don't Cheese Me Off 23) Yttling Jazz; Joshua Idehen; Saturday, Monday - Illegal Hit - Edit 24) Opus Kink - I'm A Pretty Showboy 25) Squid - G.S.K. 26) The Cool Greenhouse - Alexa! 27) The Dharma Chain - YSHK 28) Sjowgren; Charlie Havenick - Cool Over Kind 29) exmagician - Sharpen These 30) Y - Skipper 31) GANS - THE KING'S HEAD 32) Sleaford Mods; Gwendoline Christie; BIG SPECIAL - The Good Life 33) Hex Girlfriend - As Long As You're Moving 34) The 113 - Presence 35) José Junior - Dust 36) CIEL - Fine Everything 37) Kaiser Chiefs - Heat Dies Down 38) The WAEVE; Graham Coxon; Rose Elinor Dougall - Broken Boys 39) Jet - Get What You Need 40) Mudhoney - Almost Everything 41) Sidonie - On the Sofa 42) The Detroit Cobras - Stupidity 43) Dum Dum Girls - Always Looking 44) Swingin' Neckbreakers - Help Wanted 45) Franz Ferdinand - No You Girls 46) New Young Pony Club - Sure as the Sun 47) The Ting Tings - Hang It Up 48) Bloc Party - Two More Years 49) The Lucksmiths - Sunlight In A Jar 50) Belle and Sebastian - The Party Line 51) Datarock - Rabbit Hole 52) Firewater - A Little Revolution 53) Pixies - Plaster of Paris 54) Arcade Fire - Alien Nation 55) The Last Shadow Puppets - The Element Of Surprise 56) Comet Gain - An Arcade From The Warm Rain That Falls

Exit planning is often talked about in terms of numbers, valuation, and deal structure, but what happens when the real work starts with people, emotions, and a clear sense of what comes next?In this episode, Matt Di Francesco sits down with Hannah Chalker, a Certified Exit Planning Advisor and Certified Growth Value Advisor, to explore what truly drives successful business transitions. Hannah shares how her journey into the Exit Planning space began, why the discovery process is the foundation of every strong plan, and how she learned to see transition planning as both a strategic and deeply human process.Matt and Hannah also talk about:(04:13) Why increasing business value is a long-term process, not a short-term decision(05:06) How documenting SOPs ahead of time protects value in any transition(06:43) Why exit planning becomes emotional and requires a true leap of faith(09:43) How acting as a trusted partner helps owners gain confidence in their transition(11:00) Why helping owners grow value over time is the most rewarding part of the workConnect With Hannah ChalkerLinkedIn; https://www.linkedin.com/in/hannah-chalker/Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:Hannah Chalker helps business owners build stronger, more valuable companies through strategic financial and exit planning. As Director of Business Development and an Exit Planning Advisor at HighLift Financial, she works alongside Matt DiFrancesco to guide owners through value growth, transition planning, and long-term decision making. A Certified Exit Planning Advisor (CEPA) and Certified Value Growth Advisor (CVGA), Hannah brings clarity, structure, and a steady hand to every stage of the journey, helping owners protect their legacy and confidently plan what comes next.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

Thank you Marg KJ, Richard C Brown, Jane B In NC

“Le podcast où les scientifiques d'aujourd'hui parlent à ceux de demain. »Nous nous sommes rencontrés sur les bancs de la fac, en licence, et pourtant nos parcours ont pris des directions totalement opposées. Je suis partie dans l'académique, tandis que Hasan s'est tourné vers le privé. Pendant une heure, nous avons discuté de son parcours passionnant et inspirant. Il nous raconte l'évolution de sa carrière, à la croisée entre le monde scientifique et le secteur privé.Au fil de ses journées de travail, il a également choisi d'entreprendre une thèse, et il nous ouvre les portes du DBA, un domaine dont on parle très peu lorsqu'on est à l'université.Au cours de notre échange, Hasan partage aussi des clés pour s'orienter vers le privé ou pour mieux construire son propre parcours scientifique. Alors j'espère que cet épisode te plaira, et je te souhaite une très bonne écoute !__Comment contacter Hasan ? LinkedinMBA schoolDBA school__Comment me contacter ? InstagramLinkedInEmail__Un podcast original : BasiologyHost : Perrine BURDEYRONMontage et production artistique : Perrine BURDEYRONMusique : EnergyMinning - BlueBerrytreeÉpisode diffusé le : 10 Décembre 2025__Vous avez aimé le podcast, voulez soutenir Recherche et vous ? Notez-le sur votre plateforme d'écoute (Apple podcast, Spotify, Audible…) cela m'aide beaucoup !Et si tu connaît des jeunes avar de sciences et en recherche de leurs futurs, n'hésite pas à leur partager le podcast Hébergé par Acast . Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

As lawn care and landscaping companies grow, many owners wonder whether they should create a separate DBA for new services or keep everything under one name. In this episode, Adam breaks down the real pros and cons of both approaches—brand clarity, marketing dollars, SEO impact, customer perception, and long-term scalability. If you're thinking about adding services like hardscaping, snow removal, holiday lights, junk removal, or pressure washing, this episode will help you understand what strengthens your marketing—and what silently works against you. Important Links: https://www.brandedbull.com/  https://www.instagram.com/brandedbull/ https://www.facebook.com/brandedbullinc https://www.lawntrepreneuracademy.com/ 

In this episode, you'll discover the hidden costs of running an interior design business, the quiet money leaks, emotional spending habits, and overlooked subscriptions that slowly chip away at your profit. Instead of tightening everything to the point of restriction, we walk through how to make more intentional, aligned investments so your business feels lighter, more transparent, and far more sustainable. If you've been wondering where your profit is going, or why your business feels more expensive than it should, this episode shows you exactly where to look and how to take back control. In this episode, you'll hear: (02:18) Why "looking the part" doesn't require overspending (05:40) How to audit your wardrobe, branding, and personal presentation with intention (10:12) The silent profit leaks hiding in your tech stack and tools (14:55) When memberships and associations help, and when they're just noise (19:43) The difference between appearances and aligned investment If you're ready to understand the true story your numbers are telling, and build a business that supports your life, book your confidential Design Business Assessment at melissagalt.com/DBA or DM me "DBA" and I'll send the link. You've got this: I've got you always! Connect with Melissa Website Instagram  

Neste episódio especial Arthur Marchetto e Cecilia Garcia Marcon se reúnem para compartilhar as leituras do próximo ano. Eles compartilham alguns títulos que desejam ler em 2026… mas também o momento mais aguardado!! A apresentação oficial da seleção de livros que comporão o Clube de Leitura 30:MIN de 2026!Então, aperta o play e conta pra gente: o que vocês vão ler em 2026?---Livros citadosLavínia, de Ursula K. Le Guin (ed. Morro Branco, trad. Helena Coutinho)Sobre o cálculo do volume, de Solvej Baelle (ed. Todavia, trad. Guilherme da Silva Braga)Raul Seixas: Não diga que a canção está perdida, de Jotabê Medeiros (ed. Todavia)Alerta Vermelho, Condição Artificial & Protocolo Rebelde (série Diário do robô-assassino), de Martha Wells (ed. Aleph, trad. Laura Pohl)Tress, a garota do Mar Esmeralda, de Brandon Sanderson (ed. Trama, trad. Pedro Ribeiro)Contos Completos & O lugar sem limites, de José Donoso (ed. Mundaréu, trad. Bruno Colbachini Mattos/Lucas Lazzaretti)---Clube do Livro 30:MIN 2026Janeiro - Meu ano de descanso e relaxamento, de Ottessa Moshfegh (ed. Todavia, trad. Juliana Cunha)Fevereiro - Kitchen, de Banana Yoshimoto (ed. Estação Liberdade, trad. Lica Hashimoto, Fabio Saldanha & Lui Navarro)Março - Berg, de Ann Quinn (ed. DBA, trad. Gisele Eberspächer)Abril - Os pescadores, de Chigozie Obioma (ed. Globo Livros, trad. Claudio Carina)Maio - Feito Bestas, de Violaine Bérot (ed. Mundaréu, trad. Letícia Mei)Junho - Erva brava, de Paulliny Tort (ed. Fósforo)Julho - Te dei os olhos e olhaste as trevas, de Irene Solà (ed. Mundaréu, trad. Luis Reyes Gil)Agosto - Kim Jiyoung, nascida em 1982, de Cho Nam-Joo (ed. Intrínseca, trad. Alessandra Esteche)Setembro - Carva viva, de Ana Rüsche (ed. Rocco)Outubro - República luminosa, de Andrés Barba (ed. Todavia, trad. Antonio Xerxenesky)Novembro - Memórias do cacique, de Raoni Metyktire (ed. Cia. das Letras)Dezembro - Porrada, de Rita Bullwinkel (ed. Todavia, trad. Marcela Lanius)---Links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apoie o 30:MIN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Siga a gente nas redes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Já apoia? Acesse suas recompensas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Confira todos os títulos do clube!

After decades of growing Peters Body Shop into a trusted name in Fort Wayne's collision repair community, Andy Peters found himself at a crossroads when his long-time advisors retired and friends began asking when he would finally slow down.In this episode, Matt DiFrancesco talks with Andy about the moment he realized he needed a transition plan, his early consideration of selling to a big box buyer, and why he ultimately chose a succession path that protected both his people and the legacy he built. Andy shares how he found Matt, how bringing his production manager into the process reshaped his future, and how understanding taxes, valuation, and continuity guided every decision.Matt and Andy also talk about:(01:59) How losing his long-time advisors pushed Andy to finally plan his future.(04:59) Why a big box offer became the wake-up call that changed his direction(06:53) How exploring ESOPs and internal transfers helped clarify his ideal transition(11:34) Why investing in his production manager became the foundation of his succession plan(14:47) How Google reviews reshaped his customer experience strategy(16:07) Why mastering valuation, taxes, and continuity made his exit plan workIf Andy's story hits home and you want to explore your own path forward, you can schedule a call with Matt at https://highliftfinancial.com/. He offers a complimentary 30 minute conversation to understand your current situation, your long term vision, and whether working together makes sense. And even if it isn't the right fit, Matt will make sure you're guided toward the best next steps for your transition.Connect With Andy PetersLinkedIn; https://www.linkedin.com/in/andy-peters-9ba30117/Website: https://petersbodyshop.com/Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:Andy Peters is the owner of Peters Body Shop in Fort Wayne, Indiana, a collision repair business he has built and led for more than 46 years. Known for his commitment to craftsmanship, a strong family atmosphere, and developing the next generation of leaders, Andy has created a shop culture rooted in integrity and continuous improvement. As he transitions into the next chapter of his life and business, Andy remains focused on preserving the legacy he built and empowering his team to carry it forward.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

Brian Skrobonja sits down with Phon Vilayoune to unpack buffered ETFs and income notes. Phon is the Founder and CEO of VETA Investment Partners, where they currently oversee over $5.5 billion in assets. They discuss the benefits of positioning your portfolio for growth and safety, how to protect your nest egg in volatile markets, and practical strategies for optimizing gains while limiting downside risk. Tune in to hear professional insights on ETFs, income notes, and actionable frameworks for navigating today's complex market cycles. Phon explains how he entered the investing world and now helps oversee roughly $5.5B in assets. Phon highlights what trading during the 2008–09 crisis taught him about being positioned like Warren Buffett or Middle Eastern banks. In deep volatility, cash plus cash flow gives you the power to buy when everything is on sale.  Why you want a Buffett-style portfolio in a downturn: Buffett held strong during bear markets and bought when others panicked.  How to win more by losing less. Phon says risk management is the key. You never want to be a forced seller during a correction because you take a double hit: loss plus selling at the bottom. Phon and Brian break down buffered ETFs and how they're tied to S&P 500 options designed to provide a more predictable range of outcomes over 12 months. Think of it like investing with guardrails — you're participating but with intentional limits on downside. Learn what income notes are: Phon says it's basically converting equity exposure into monthly income. For example, instead of holding stocks outright, you buy a structured note designed to pay you steady monthly income while still giving some market participation. It's like blending investing and cash flow without fully being in the stock market. Phon on the future earnings potential of ETFs. He believes growth will continue, especially as aging demographics seek income and protection. BlackRock projects more than $600B in defined-outcome/Buffered ETFs in the coming years. Brian highlights that markets don't move straight up forever. We all intellectually understand cycles, but emotionally, we forget. That's why having a plan for downturns is essential. Phon shares a real-life ETF scenario and how, in 2002, a near-retirement couple protected their nest egg during intense volatility using defined outcome tools. They preserved their lifestyle when others were taking major hits. How to balance your portfolio for growth and safety. For Phon, the best thing you can do is to talk to a real human advisor. There's too much DIY noise; professional guidance helps you tune the right mix for your unique situation. Phon on what to ask your advisor: Ask how your portfolio would perform in a COVID-style year or another global-financial-crisis scenario. Then ask how it generates income and supports your goals. His favorite question: "Have you actually guided clients through a deep bear market?" Why working with a professional matters: Many strategies look great and work during bull markets. But the real test is whether they protect you when things are down. Phon explains that good portfolio design is about being structurally prepared before volatility hits. You want a position that holds through downturns—and ideally lets you buy when opportunities appear. Phon's parting advice to the audience: Go outside, walk your dog, and take real time away with family. Getting off screens and into nature helps you stay grounded. Investing is long-term—your life should be too.     Mentioned in this episode: VetaInvestmentPartners.com BlackRock.com/us/financial-professionals/insights/outcome-etfs BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Skrobonja Wealth Management has no ownership interest, compensation arrangement, revenue-sharing agreement, or other economic relationship with Veta Investment Partners. We may allocate a portion of a client's portfolio to strategies managed by Veta Investment Partners when we determine that the allocation is appropriate for the client's objectives, risk tolerance, and overall portfolio design. Our selection of Veta's strategies is based solely on the merits of the investment and the needs of the client, and not on any financial relationship between our firms.

In this episode, you'll discover what really happens when your creative spark starts to fade, and how to bring it back with intention. Instead of pushing through burnout or hoping inspiration magically returns, you'll learn the simple, practical rituals that help me (and the designers I coach) reconnect to our senses, revive our imagination, and protect the creative energy our work depends on. If your creativity has felt muted or stretched thin, this episode offers a clear path back to feeling inspired again. In this episode, you'll hear: (01:44) What creative burnout really looks like for designers (04:10) How to build a morning ritual that sparks inspiration (08:27) The boundaries that protect your creative energy (12:52) Sensory practices that reconnect you to imagination (18:36) Why seasonal creative retreats transform your design vision If you're ready to build a business that supports your creativity, book your confidential Design Business Assessment at melissagalt.com/DBA or DM me "DBA" and I'll send the link. You've got this: I've got you always! Connect with Melissa Website Instagram  

Do money talks make your family squirm more than politics? In this Thanksgiving mailbag, Blake and David dig into a Bankrate survey on taboo money chats, the grim 2026 grad job market, and the maze of CPA experience sign-offs after NASBA's program vanished. You'll hear practical career advice (big firm vs. small, starting bookkeeping), what AI can and can't do for accountants today, plus news on audit partners' outlook and tariff shifts hitting grocery bills.SponsorsOnPay - http://accountingpodcast.promo/onpay Cloud Accountant Staffing - http://accountingpodcast.promo/casChapters(01:14) - Listener Mailbag: Top Messages of the Year (02:05) - Thanksgiving Dinner Conversations: Money vs. Politics (06:11) - Listener Questions: CPA Licensing Challenges (12:07) - NASBA Data Issues and CPA Exam Pass Rates (13:24) - Economic Optimism Among Audit Partners (17:22) - Political News: Tariff Rollbacks (19:03) - Career Advice for Accounting Students (26:47) - AI's Impact on Accounting Careers (27:34) - AI's Current Capabilities and Limitations (31:10) - Future of AI in Accounting (34:49) - Challenges in Accounting Education (40:51) - Listener Mail and Feedback (46:23) - Accounting News and Stories  Show NotesCompanies Predict 2026 Will Be the Worst College Grad Job Market in Five Years https://www.wsj.com/lifestyle/careers/2026-graduates-job-market-7928bcd7 Survey: Americans would rather discuss politics or religion than what's in their bank accounts https://www.bankrate.com/banking/financial-taboos-survey/ Audit partners feel more optimistic about economy https://www.accountingtoday.com/news/audit-partners-feel-more-optimistic-about-economy Trump lowers tariffs on coffee, beef and fruits, as Americans' concerns about affordability grow https://www.cnn.com/2025/11/14/economy/lower-tariffs-coffee-beef-bananas-produce Georgia Accountant Arrested After Allegedly Tearing Down Trump Sign, Shooting at North Carolina Man's Househttps://www.cpapracticeadvisor.com/2025/10/24/georgia-accountant-arrested-after-allegedly-tearing-down-trump-sign-shooting-at-north-carolina-mans-house/171649/ Measuring AI Ability to Complete Long Tasks https://metr.org/blog/2025-03-19-measuring-ai-ability-to-complete-long-tasks/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

I sat down with Jaime who is a DBA graduate, mom, and fellow bird mama to talk about her wild journey from selling $400 mini brands to booking $8,000+ clients.We dive into:How she walked away from her 9-5 with zero safety netThe moment she decided to go all-in on her design businessWhat changed in her mindset + process that allowed her to book premium clientsHow she's currently filling her calendar with dream projects (without burning out or posting every day)Jaime's story is the perfect reminder that waiting for the “right time” keeps you stuck and investment creates momentum.If you've been trying to DIY your way to growth and wondering why you're still undercharging, exhausted, or feeling invisible online… this episode will feel like a permission slip and a wake-up call at the same time.Her transformation is the proof.Follow Jaime⁠⁠⁠Join Social Butterfly Club (Marketing Membership For Designers)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Brief Collective Design Biz Academy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Unlock Secret Podcast Episodes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Share Your Unapologetic Opinion⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠

In this episode, Melissa takes you beyond the dashboards and metrics and into the heart of what makes your design business truly thrive — your creativity. You'll explore the often-overlooked power of right-brain leadership and how reconnecting with your imagination can be your secret weapon in a data-dominated world. Melissa shares insights on how intuition and emotion drive not just beautiful interiors, but exceptional business decisions and client transformations. This is your invitation to pause the analytics and remember why you started designing in the first place. You'll learn how to trust your instincts, innovate instead of imitate, and inspire your clients with vision and feeling — not just formulas. Melissa shows you how to blend the precision of data with the magic of creativity to build a business that's not just profitable, but deeply fulfilling. IN THIS EPISODE, YOU WILL HEAR: (01:08) Why design is a sensory experience, not a spreadsheet — and why that matters now more than ever (03:03) The cost of creative burnout from data obsession — and how one designer found her spark again (04:07) How to use your intuition as a powerful business decision-making tool (05:32) The role of imagination in leading clients into bold, transformative design choices (07:35) Why merging logic and creativity creates a business that's magnetic, original, and profitable (08:59) The difference between efficiency and excellence — and how imagination drives both Do you know exactly what's holding your firm back from those six- and seven-figure projects and the design fees and profit that go with them? Most interior design firm principals don't. That's why I invite you to schedule your complimentary Design Business Assessment, a confidential 1:1 with me on Zoom. It's the first high-impact step to diagnosing your bottlenecks—from pricing to process—and getting absolute clarity on the bold action required. Stop working harder, start working smarter. Book today at melissagalt.com/DBA. When you're ready to reveal your firm's growth opportunities and work with me to get there, let's go.  

Blake breaks down how AI can help with cost segregation and explains why AI currently works best on tasks that take humans 2-5 minutes. Michael Burry is betting against AI companies, claiming they're manipulating earnings by stretching server depreciation from 3-4 years to 5-6 years, adding billions to their bottom lines. Also covered: Intuit's $100 million annual OpenAI deal to integrate QuickBooks and TurboTax into ChatGPT, new bank evidence in the Rippling corporate espionage case, and a survey showing 10% of adults are acting on AI tax advice despite error rates up to 50%.SponsorsOnPay - http://accountingpodcast.promo/onpayRelay - http://accountingpodcast.promo/relayCloud Accountant Staffing - http://accountingpodcast.promo/casChapters(00:00) - Welcome to The Accounting Podcast (00:49) - Blake's Illness and Recovery (02:05) - Upcoming Topics (04:06) - Cost Segregation Explained (06:46) - AI in Cost Segregation (11:15) - AI's Current Capabilities and Limitations (19:10) - Intuit's OpenAI Deal (22:01) - Intuit's Strategy and Industry Implications (30:12) - Michael Burry's New Bet Against AI (31:21) - Depreciation and AI Companies (39:15) - Rippling vs. Deel: Corporate Espionage (42:44) - New Jersey's Alternative Pathways Bill (44:39) - AI's Role in Tax and Investing Advice (47:37) - Defining Audit Quality: PCOB's New Initiative (51:56) - FASB's Costly Lease Standard (56:13) - Ancient Accounting Systems in Peru (58:45) - Conclusion and Viewer Interaction  Show NotesComing soon!Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

After 45 years of running his Massachusetts collision shop, Tom Ricci knew it was time to start planning the next chapter, but like many long-time owners, he wasn't sure how to step back without losing himself or the business.In this episode, Matt DiFrancesco talks with Tom about the real-life journey of transitioning out of a decades-old shop, the surprising discovery that he was still needed in the business 42% of the time, and how that realization shaped his exit strategy. Tom shares how he found Matt, why he chose to sell rather than become a “missing in action” owner, and how assembling the right team gave him structure and direction throughout the process.Tom also reflects on life after the sale, the importance of building a post-business identity, and why owners should never wait until burnout to start planning. His story is a practical, candid roadmap for any shop owner thinking about their future, their lifestyle, and their legacy.Matt and Tom also talk about:(06:38) Why identifying the real results of exit planning changes your transition(07:43) How evaluating lifestyle needs and business value shapes your long-term vision(10:37) Why most owners regret selling, and how defining post-shop identity prevents it(13:49) How planning before burnout protects your leverage and your future options(16:17) Why exit planning is an ongoing journey and why having a Plan B mattersIf Tom's story resonates with listeners and they'd like to discuss their own situation, they can schedule a call with Matt at https://highliftfinancial.com/. He offers a complimentary 30-minute conversation to understand where they are, where they want to go, and whether working together might be a good fit. And even if it isn't, Matt always ensures they're pointed in the right direction for their next steps.Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:Tom Ricci is a former collision shop owner from Massachusetts who successfully ran his family-owned business for 45 years before transitioning into retirement. With decades of hands-on leadership and industry experience, Tom brings a candid, real-world perspective on what it truly takes to step back from a long-standing business. After selling his shop to a third party, he now explores opportunities to stay connected to the industry, potentially through consulting, while redefining his next chapter beyond ownership.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

In this episode, you're going to discover how to harness the power of AI to create a "digital twin" — a smart, always-on brand ambassador that mirrors your tone, values, and voice. Rather than fearing technology, you're invited to design with it, intentionally shaping your AI to sound and look like you so it can consistently communicate your design genius even when you're off the clock. Melissa walks you through how to capture your unique brand DNA — from your tone and vocabulary to your values and visual identity — and teach it to AI tools like ChatGPT, Jasper, or Gemini. You'll learn how to build a core brand library, train your digital systems, and safeguard your brand integrity while leveraging automation for consistency, scalability, and profitability. If you've ever wished you could be in more than one place at once, this is your blueprint. IN THIS EPISODE, YOU WILL HEAR: (03:13) What a digital twin really is — and why your design brand needs one (05:29) How to define your brand tone, vocabulary, and values for AI use (08:06) The secret to identifying your brand DNA with your own content (09:59) What belongs in your core brand library to train your AI tools effectively (13:27) Automating without losing your voice — how to maintain soul in scale (17:29) Why regular audits of your AI-generated content are essential to brand integrity If you're ready to build your own digital twin — one that reflects your design genius, amplifies your brand voice, and runs while you rest — let's talk. Head to melissagalt.com/DBA and book your 1:1 confidential Zoom Design Business Assessment. Or DM me with DBA and we'll share a link. Because your best business partner might not be a person — it might be the smarter, faster, AI-powered version of you, that amplifies your talent to capture better clients, bigger projects and more profit. You've got this: I've got you always!  

Is private equity eroding the soul of the accounting profession? Blake and David unpack NASBA's PE task force, the BDO–First Brands meltdown, and why ‘appearance of independence' matters. They also break down the end of IRS Direct File, Intuit's TurboTax stores, the Supreme Court's skepticism of Trump tariffs, and a new IRS notices law. Plus: AI agents that fall for scams. Learn what these shifts mean for firms, auditors, and your clients this tax season.SponsorsRelay - http://accountingpodcast.promo/relay Cloud Accountant Staffing - http://accountingpodcast.promo/casBILL - http://accountingpodcast.promo/billChapters(00:00) - Welcome to The Accounting Podcast (01:16) - Viral Tweet and Personal Anecdotes (01:53) - Interview with Furloughed IRS Lawyer (05:45) - Government Shutdown Economic Impact (10:11) - Intuit's New Retail Stores and IRS Direct File Shutdown (14:30) - IRS Leadership and Controversies (17:28) - Trump's Pardons and IRS Math and Taxpayer Help Act (24:53) - Supreme Court Hearing on Tariffs (31:17) - Major Authority and the Power of the Purse (32:03) - AI Agents Falling for Scams (35:32) - NASBA's Private Equity Task Force White Paper (37:02) - Concerns Over Auditor Independence (49:10) - BDO and First Brands Scandal (01:02:35) - Wrap up and Final Thoughts  Show NotesLongest Shutdown in History Costs U.S. Economy About $15 Billion Each Week https://www.cpapracticeadvisor.com/2025/11/05/longest-shutdown-in-history-costs-u-s-economy-about-15-billion-each-week/172368/IRS tells states Direct File 'will not be available' in 2026 https://federalnewsnetwork.com/it-modernization/2025/11/irs-direct-file-will-not-be-available-in-2026-agency-tells-states/Intuit to open 20 brick-and-mortar TurboTax stores+officeshttps://www.accountingtoday.com/news/intuit-to-open-20-brick-and-mortar-turbotax-stores-officesSocial Security, IRS Leader Bisignano Panned After Fiserv Stock Tanks https://401kspecialistmag.com/social-security-irs-leader-bisignano-panned-after-fiserv-stock-tanks/Trump Tariffs Face Supreme Court Challenge From Chicago Toymaker https://www.bloomberg.com/news/features/2025-11-02/trump-tariffs-face-supreme-court-challenge-from-chicago-toymakerSupreme Court justices appear skeptical that Trump tariffs are legal https://www.cnbc.com/2025/11/05/supreme-court-trump-trade-tarrifs-vos.htmlAICPA Applauds the Passage of the IRS Math and Taxpayer Help Act https://www.aicpa-cima.com/news/article/aicpa-applauds-the-passage-of-the-irs-math-and-taxpayer-help-actFirst Brands founder accused of looting company https://fortune.com/2025/11/05/first-brands-bankruptcy-founder-allegations-patrick-james/Are Alternative Practice Structures in Private Equity Considerations and Questions for Boards of Accountancy (NASBA White Paper) https://nasba.orgMicrosoft Gave AI Agents Fake Money to Buy Things Online. They Spent It All on Scams https://decrypt.co/347709/microsoft-ai-agents-fake-money-buy-online-they-spent-scamsNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

In this episode of the Build Your Success podcast, host Brian invites Ashley Gill, principal safety consultant at ERM and adjunct professor at Charlton State, to share her journey into the safety profession.  Ashley discusses her unexpected path from business graduate to safety expert, sparked by witnessing a serious workplace injury. She emphasizes the importance ofcontinual growth, mentorship, and community involvement, particularly through organizations like ASSP and WISE.  Ashley also highlights her involvement in public speaking, research, and even roller derby, showcasing her multidimensional approach to life and work.Tune in to learn about leadership in safety, the value of continual education, and actionable insights for improving workplace safety. Guest Email: ashley.gill@erm.com Guest Social: Ashley Gill, DBA, CSP |LinkedInGuest Website: http://erm.comHost Email:brianb@buildcs.net Host LinkedIn: Brian Brogen, PMP

In this episode of Design Business Freedom, you're invited to reframe the AI conversation and lean into what makes you irreplaceable as an interior designer. Melissa explores how, in an increasingly automated industry, your real value lies in being profoundly human—tapping into empathy, intuition, and sensory design to create transformation, not just transactions. This episode is a call to deepen your client connections and showcase your unique touch in ways AI can never replicate. Melissa walks you through the three core areas where the human advantage shines: design discovery, design delivery, and client experience. From reading body language on Zoom to curating sensory design reveals and hosting unforgettable completion celebrations, you'll learn how to make clients feel truly seen, valued, and celebrated. This is how you set yourself apart in a sea of sameness and attract the luxury clients who crave personal connection and presence. IN THIS EPISODE, YOU WILL HEAR: (02:14) Why AI can replicate images, but not the emotion or transformation behind your designs (03:35) The three stages of your business where your human advantage matters most (04:41) How emotional intelligence turns your discovery calls into loyalty-building conversations (05:51) Elevating your design delivery through sensory experiences clients will never forget (09:03) The power of completion celebrations and how they drive referrals and client advocacy (12:06) Where to draw the line between automation and personalization for a high-touch, high-profit business SUPPORTING RESOURCES: Do you know exactly what's holding your firm back from those six- and seven-figure projects and the design fees and profit that go with them? Most interior design firm principals don't. That's why I invite you to schedule your complimentary Design Business Assessment, a confidential 1:1 with me on Zoom. It's the first high-impact step to diagnosing your bottlenecks—from pricing to process—and getting absolute clarity on the bold action required. Stop working harder, start working smarter. Take the assessment today at melissagalt.com/DBA. When you're ready to reveal your firm's growth opportunities and work with me to get there, let's go.  

Thank you Richard Hogan, MD, PhD(2), DBA, Autumn Morrison, Cheryl Elkins

Most business owners think they can handle their exit plan on their own—or with the help of a CPA or attorney. But without the right expertise and coordination, that DIY approach often leads to missed opportunities, legal headaches, and costly mistakes.In this episode, Matt Di Francesco explains why going solo on your exit plan rarely works. He shares real-world examples of owners who tried to manage their transitions themselves, and the financial and emotional fallout that followed. Matt reveals how having the right team of experts can protect your wealth, your legacy, and your peace of mind.Matt also talks about:(00:51) Why your exit plan needs a coordinator to put all the pieces together(02:28) The key difference between tax preparers and long-term tax planners(04:28) Why dedicated experts matter for tax, estate, and legal planning(06:32) How emotional attachment can stall your business transition(10:34) How expert negotiation structures deals in your favor(11:34) Why succession planning should start the day you open your doors(12:39) How burnout and rushed exits cost you real value(13:52) Why defining your post-exit vision is key to lasting fulfillmentConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialDisclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission

Alicia Katz Pollock joins the show fresh from Intuit Connect with detailed notes on everything announced for QuickBooks Online and the accounting profession. The discussion covers Intuit's consolidation strategy to reduce reliance on third-party apps, the new tiered pricing structure for the Intuit Accountant Suite launching in 2026, and how AI agents are currently performing in bank feeds and transaction categorization. They also examine QuickBooks' move into CRM and marketing tools, the role of QuickBooks Live in Intuit's strategy, and what alternatives small businesses and accountants might consider.SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/cas Rippling - http://accountingpodcast.promo/ripplingBILL - http://accountingpodcast.promo/billChapters(00:00) - Introduction and Guest Welcome (00:56) - Intuit Connect Conference Overview (01:32) - Changes in QuickBooks and Intuit's Strategy (02:03) - AI Integration in QuickBooks (05:26) - The New Customer Hub and MailChimp Integration (06:54) - Concerns About AI and QuickBooks Ecosystem (12:10) - ProAdvisors' Role in the AI Era (19:44) - Addressing Reporting and Automation Issues (27:43) - The Future of QuickBooks Online Accountant (28:21) - New Features and Paid Tiers (29:24) - Intuit Accountant Suite Overview (30:40) - Core and Accelerate Versions (30:54) - Client Management and Dashboards (33:22) - Practice Management Tools (34:01) - Intuit's Market Strategy (38:04) - ProAdvisor and QuickBooks Live (40:31) - Quicken's Comeback (43:34) - AI and Automation in Accounting (53:52) - Intuit's Future Plans and Innovations (56:44) - Conclusion and CPE Information  Show NotesComing soon!Listen and Subscirbe to The Unofficial QuickBooks Accountants Podcast!https://uqb.show/subscribeConnect with Alicia Katz Pollock!https://www.linkedin.com/in/aliciakatzpollock/https://royalwise.com/ Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

What happens when two powerful women—one a psychologist devoted to leadership transformation and the other a CEO who grew up in a family-run business—join forces to rethink what it means to lead? They discover the "Sixth Level" of Leadership! On this episode of On the Brink, Stacy Feiner, PsyD and Rachel Wallis Andreasson, MBA invite us to imagine leadership not as a position of power, but as a practice rooted in purpose, connection and care. The Birth of the Sixth Level Stacy Feiner, a high-performance psychologist and coach, has long focused on helping family and mid-market companies unlock the emotional dynamics that drive sustainable success. Her fascination with human potential began early—her mother introduced her to the groundbreaking Self-in-Relation theory at Wellesley's Stone Center, which challenged male-centered models of psychology and placed women's experiences at the center of understanding human behavior. From that foundation grew The Sixth Level: Capitalize on the Power of Women's Psychology for Sustainable Leadership, co-authored with Rachel Wallis Andreasson, Kathy Overbeke, DBA, and Jack Harris, PhD. The book expands on the belief that women's relational intelligence—empathy, collaboration, and the ethic of care—is not a deviation from leadership excellence but its evolution. From Gas Station to $2 Billion Company Rachel Wallis Andreasson's story grounds those ideas in lived experience. The daughter of a gas-station owner on Route 66, she watched her father grow one small shop into a company now approaching $2 billion in annual sales. He modeled three values that remain central to her leadership: a strong work ethic, genuine care for people, and shared ownership through open communication. "When my dad walked into one of our stores," she recalls, "he didn't just check the numbers—he asked employees for their opinions. And then he used their ideas." Rachel worked for her family business for 24 years, rising to CEO and overseeing more than 1,100 employees. She is most proud of the cultural integration of the largest and most strategic acquisition of the company's history. Rachel builds cultures where people feel seen, heard, and trusted. Her philosophy mirrors her father's wisdom—lead by example, connect with authenticity, and invite others to own the company's success. The Four Core Differentiators of Sixth-Level Leadership At the heart of The Sixth Level are four principles that originate in women's social-psychology and form the basis of transformational leadership: Mutuality — Two-way empathy and shared purpose that align people behind a common vision. Ingenuity — Creative problem-solving that benefits the collective, not just the individual. Justness — Inclusion, accountability and equity built on transparency and trust. Intrinsic Motivation — Leading from within, not for external reward or authority. These are not soft skills—they are strategic capabilities that strengthen performance, retention, and resilience. "Accountability," Feiner explains, "doesn't start at the end of a project. It begins at the beginning, as a promise we make to each other to achieve success together." A Story of Transformation One of the book's most vivid case studies features Lisa, president of a rural Missouri hospital. Stepping into her role during the height of COVID-19, she found a demoralized staff, fragmented teams, and exhausted caregivers. Instead of imposing control, Lisa began by listening. She conducted open "snack-cart sessions" with employees, asking questions, sharing food, and gathering stories. From those conversations came a rallying cry—One Heart, One Team. Lisa modeled the change she wanted to see, shadowing every department, empowering cross-functional collaboration, and celebrating ingenuity at every level. The results were astonishing: record financial performance, unprecedented patient-satisfaction scores, and a palpable sense of unity across the hospital. "Transformation," says Andreasson, "is tangible. When you walk into that hospital today, you feel the caring culture. You feel 'One Heart, One Team.' " Beyond Self-Awareness to Relational Awareness Feiner believes traditional leadership training—often built on male norms—emphasizes self-control and individual performance. The Sixth Level expands that frame to relational awareness: how leaders build trust, reciprocity, and shared accountability. "We've been taught that leadership is about dominance and hierarchy," she says. "But sustainable success comes from mutuality—the capacity to care for others while driving results. Everyone can learn it. It's a human capability." A Model for All Leaders Although the book is rooted in women's social-psychology, both authors stress it is not for women only. Men thrive in Sixth Level environments too. "Command-and-control cultures haven't served anyone," Feiner notes. "When we bring the full picture—empathetic and analytical thinking together—we create workplaces where everyone can flourish." Andreasson agrees: "Culture is the secret weapon. The Sixth Level isn't a theory—it's a roadmap for building engaged teams, inclusive organizations, and caring communities." Rethinking What Leadership Looks Like As I reflected at the end of the conversation, the Sixth Level calls us to re-imagine leadership "not as power, but as purpose, connection, and deep relational intelligence." It's an invitation for all leaders—men and women alike—to claim a model that validates empathy, communication, and community as powerful drivers of performance. Perhaps the truest measure of success is what both Feiner and Andreasson have modeled themselves: leading with heart, lifting others, and proving that when we care for people, performance naturally follows. Connect with me: Website: www.simonassociates.net Email: info@simonassociates.net Learn more about our books here: Rethink: Smashing the Myths of Women in Business Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success

Brian Skrobonja talks about the hidden trap of survival mode: that quiet, familiar mindset that keeps you safe but small. He explains why so many people in midlife mistake control for security, and how shifting from a scarcity mindset to a mentality of abundance changes everything about how you earn, spend, and live. Tune in to hear what it really takes to move from survival to strategy, from managing scarcity to creating abundance, and why your next level of wealth starts in your mind, not your bank account. Brian starts by explaining how time sneaks up on us. One day you're in your 20s, and before you know it, decades have passed and you're in your 40s and 50s. Brian reveals that survival mode can feel safe because it's familiar. It got you through the student loans, the mortgage, the chaos of raising kids. But staying there too long turns what once protected you into what now holds you back. Learn why survival mode isn't a wealth strategy, it's a coping mechanism. It helps you survive the storm, but it won't help you build the life you're meant for. Brian explains what survival mode sounds like — phrases like "let's just get through this month," or "I'll do it myself, why pay someone else." It's the mindset of always managing crisis instead of creating space. And over time, that mindset becomes a ceiling you can't see but always feel. According to Brian, the midlife shift begins when you realize your greatest assets aren't money or status. They're your time, your energy, and your ability to think beyond what used to be possible.  Brian reveals that in survival mode, every dollar has a job: pay bills, pay debt, save a little, repeat. But in strategy mode, every dollar has a mission: grow, create margin, and buy back time. How to see money differently: not as control, but as freedom.  Brian shares that when couples view money as a tool to create experiences and peace of mind, their entire relationship with it changes. Suddenly, money becomes connection, not conflict. Learn how to shift from scarcity to abundance thinking. From "there's never enough" to "I can create more." Brian reveals that scarcity doesn't always look like struggle. Sometimes it looks like the person who's debt-free but afraid to invest or try something new. It's protection disguised as prudence, and it keeps your potential locked away. Brian explains the danger of carrying your old survival habits into midlife. You might think you're being smart, but what you're really doing is protecting what you have instead of growing what's possible. You end up loyal to your limitations instead of your evolution. For Brian, abundance isn't fantasy thinking. It's confidence in your ability to generate value, attract opportunity, and recover from mistakes.  Learn how abundance thinking changes the questions you ask. Instead of "how do I save more," you begin asking, "how can I multiply this?" Instead of "what will this cost me," you start asking, "what could this create for me?" Brian explains that money is energy, it flows both ways. When you spend it to buy back time or peace of mind, that's not waste, it's wisdom. Your return isn't just financial, it's emotional, mental, and deeply human. Why buying back your time matters: it's not indulgent, it's stewardship. The moment you start using money to free your schedule, your mind expands. You make room for strategy, creativity, and joy — the real sources of wealth. Brian reveals that money doesn't change who you are, it amplifies you. If you lead with fear, more money only multiplies that fear. But if you lead with purpose, money becomes fuel for everything that truly matters. Brian explains that wealthy people don't do it all themselves. They hire experts, delegate complexity, and buy back focus. They understand that leverage isn't loss of control, it's how they multiply their capability. Why community matters: scarcity breeds more scarcity when you stay around people who think small. Brian urges you to surround yourself with those who think in terms of growth, possibility, and opportunity. Brian closes with a challenge: stop asking, "What will this cost me?" and start asking, "What can this create for me?"  That one question can open the door to your next chapter — a life that's not just about surviving, but thriving in full alignment with who you're becoming.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

What's crackalackin Note Nation! Scott Carson here, your main man in the note game, and I'm stoked to drop some serious truth bombs on ya'll in this episode! Are you tired of getting outbid on those tapes? Do you want the secrets to finding note sellers that the joker brokers want to hide from you? I'm about to give you the keys to the note seller kingdom! Forget the textbooks, we're diving deep into the real-world strategies that'll have you swimming in deals before you can say "cash flow!"In this week's episode, Scott Carson unveils the insider strategies for finding note sellers, cutting out the middlemen, and scoring exclusive deals. He dives into the trenches of county records and online sleuthing, transforming you from a note-bidding newbie to a deal-finding ninja.Key Highlights:County Records Hacks: Ever wondered what those dusty old county records are good for? Scott shares his personal hacks for mining county records, and getting information about who's selling notes in your area. This goes beyond theory - it's real-world espionage for the note investing world.From Banker to Note Buyer: Scott tells stories from his time as a Chase banker. The first trick involved new DBA searches, going door to door to new businesses and providing business checking account services. How does he use that today? Tune in to find outDigging Deeper Than Anyone Else: Learn why saving every tape is essential to see what tapes have changed hands.Find sellers of notes: Don't let those pesky brokers clog up the machine and clog up your ability to make money. Scott will walk you through exactly how to connect with the actual seller of notes.Outbid? So what?: Scott talks about finding who the buyer is if your bids are not accepted and following up.Another episode down, another mountain of knowledge gained! Scott Carson just dropped a bomb of note seller wisdom and you would be a fool to not take it. So listen up, stop bidding on crap, and take action now! Tune in next week for more of Scott's knowledge and be one step closer to becoming a note investing mogul!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

What's crackalackin Note Nation! Scott Carson here, your main man in the note game, and I'm stoked to drop some serious truth bombs on ya'll in this episode! Are you tired of getting outbid on those tapes? Do you want the secrets to finding note sellers that the joker brokers want to hide from you? I'm about to give you the keys to the note seller kingdom! Forget the textbooks, we're diving deep into the real-world strategies that'll have you swimming in deals before you can say "cash flow!"In this week's episode, Scott Carson unveils the insider strategies for finding note sellers, cutting out the middlemen, and scoring exclusive deals. He dives into the trenches of county records and online sleuthing, transforming you from a note-bidding newbie to a deal-finding ninja.Key Highlights:County Records Hacks: Ever wondered what those dusty old county records are good for? Scott shares his personal hacks for mining county records, and getting information about who's selling notes in your area. This goes beyond theory - it's real-world espionage for the note investing world.From Banker to Note Buyer: Scott tells stories from his time as a Chase banker. The first trick involved new DBA searches, going door to door to new businesses and providing business checking account services. How does he use that today? Tune in to find outDigging Deeper Than Anyone Else: Learn why saving every tape is essential to see what tapes have changed hands.Find sellers of notes: Don't let those pesky brokers clog up the machine and clog up your ability to make money. Scott will walk you through exactly how to connect with the actual seller of notes.Outbid? So what?: Scott talks about finding who the buyer is if your bids are not accepted and following up.Another episode down, another mountain of knowledge gained! Scott Carson just dropped a bomb of note seller wisdom and you would be a fool to not take it. So listen up, stop bidding on crap, and take action now! Tune in next week for more of Scott's knowledge and be one step closer to becoming a note investing mogul!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

גיא ואיתן מדברים על התקלה הגדולה שהייתה בענן של אמזון לאחרונה. וגם דנים בנושאים הקשורים לשאילתות עימוד (pagination), ואינדקסים של DiskANN. קישורים רלוונטים: Pagination in SQL Server Why DISKANN Vector Indexes Are So Slow To Create In SQL Server   לחברי הקהילה בלבד – 10% הנחה במהלך נובמבר על קורס -Advanced SQL, שנבנה במיוחד לארגונים עם צוותי DBA מנוסים. הקורס מתאים למי שכבר עובדים עם SQL ביום-יום ורוצים להעמיק.  הוא נבנה יחד איתכם – לפי הידע הקיים והאתגרים הספציפיים של הצוות שלכם. כאן אפשר להשאיר פרטים כדי לבדוק התאמה - https://www.madeiradata.com/contactus  

Blake and David cover BDO's legal threat against Going Concern over independence questions, Crowe hiring an investment bank to explore private equity options, and Trump pardoning Binance founder after the crypto venture made his family richer than their entire property portfolio. Plus, tariffs create a paperwork nightmare for small businesses, accounting ranked 90th out of 100 best jobs, a film production accountant who embezzled $2 million for Vegas stays and sugar daddy payments, and the Supreme Court hearing arguments on whether Trump's tariffs amount to an illegal $3 trillion tax.SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/cas Rippling - http://accountingpodcast.promo/ripplingChapters(00:00) - Welcome to the Accounting Podcast Live from Intuit Connect (01:16) - Top Story: BDO vs. Going Concern (05:02) - The Fraud Triangle and Independence in Accounting (08:21) - BDO's Response to Allegations (18:02) - Accountants Rank 90th Best Job in the US (19:38) - Stablecoins and Treasury Management (20:28) - Trump Pardons Binance Founder (24:29) - Positive Hiring Outlook in Accounting (25:41) - Impact of Trump's Tariffs (28:44) - Challenges for Small Businesses Due to Tariffs (32:46) - Workplace Friendships and Pay Cuts (34:35) - App News: Keeper Rebrands to Double (37:53) - AI Adoption in Accounting (45:25) - Fraud in Film Production Accounting (48:15) - Private Equity in Accounting Firms (50:49) - Conclusion and Upcoming Events  Show NotesA Message from CEO Wayne Berson to BDO USA Professionals https://www.bdo.com/insights/press-releases/a-message-from-ceo-wayne-berson-to-bdo-usa-professionalsAuditor BDO Cuts Jobs With Focus on Managing Apollo Debt https://www.bloomberg.com/news/articles/2025-10-11/auditor-bdo-cuts-jobs-with-focus-on-managing-apollo-debtAccountants Hold the 90th Best Job in U.S. News & World Report's 2025 Rankinghttps://www.cpapracticeadvisor.com/2025/10/27/accountants-hold-the-90th-best-job-in-u-s-news-world-reports-2025-ranking/171733/Accountant - Career Rankings, Salary, Reviews and Advice https://money.usnews.com/careers/best-jobs/accountantTrump pardons Binance founder Changpeng Zhao, aka "CZ" https://www.cnbc.com/2025/10/23/trump-pardons-binance-founder-cz-zhao.htmlThe Accounting Firm Weighing Private-Equity Ownership After Years of Ignoring Calls https://www.wsj.com/articles/the-accounting-firm-weighing-private-equity-ownership-after-years-of-ignoring-calls-8b7377fcCrowe Ponders PE Investment Amid Middle Market Firm Shake-Up https://news.bloombergtax.com/financial-accounting/crowe-ponders-pe-investment-amid-middle-market-firm-shake-upThe Disproportionate Effects of Declining Interest Within Different Accounting Fields: An Uneven Pipeline (CPA Journal)https://www.cpajournal.com/2025/10/22/the-disproportionate-effects-of-declining-interest-within-different-accounting-fieldsMovie Accountant Charged with Embezzling Nearly $2M From Indie Films https://www.cpapracticeadvisor.com/2025/08/12/movie-accountant-charged-with-embezzling-nearly-2m-from-indie-films/167240/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

How can the new AI tools help DBAs? Richard chats with Grant Fritchey about his experiences using various types of LLMs to help with his work as a DBA. Grant discusses having an LLM open as a side window to pass questions by, such as ideas for tuning, query optimization, scripts, and so on. Not all LLMs are the same - it's worth experimenting with different tools! The conversation delves into the long-term picture of AI supporting the DBA role, enabling more work to be accomplished in less time. Some of the work that used to be complex or tedious has become easier, but the need for people to assess outcomes remains essential.LinksPostgreSQLPerplexityCopilot for SQL Server Management StudiodbverseGitHub Copilot in VS CodeRecorded September 29, 2025

Thank you Elwyn Hudson, Marg KJ, Jane B In NC

Remember when you were a hospital employee and licensing was just... someone else's problem? Yeah, those days are over.When you open a ketamine clinic, you're suddenly responsible for every license, permit, and regulatory checkbox that used to magically get handled by administrators. And here's the thing, get this stuff wrong and you can expect delays.In this episode, we break down the exact licenses and permits you need to open a ketamine clinic, the specific order to tackle them (yes, order matters), and why trying to DIY this process is a terrible idea.We share what we learned opening Reset Ketamine in Southern California plus insights from helping dozens of physicians navigate licensing requirements across different states. Because here's what we've learned: every state is different, and the details matter more than you think.What You'll Learn in This Episode:・The medical licenses you probably already have - and why you might need a second DEA license・Business permits that confuse physicians - FNP vs DBA and when you can skip them・The order of operations - 10 sequential steps that prevent costly delays・Why AI and Google aren't enough - the critical role of state-specific professional guidanceEpisode 43 show notes:00:00 Teaser - The DEA License Address Rule00:30 Episode Introduction01:42 Why You Need Professional Guidance03:48 Active Medical License & NPI04:50 DEA License: The Tricky One07:03 Order of Operation - The Foundation: Entity & Location09:11 City Business License10:22 Fictitious Name Permit (FNP)12:33 DBA (Doing Business As)15:27 EIN (Employer Identification Number)16:39 Summary: The Complete Order of Operations17:28 Key Takeaways & Closing Advice18:30 The Medical Consult Analogy20:50 Closing & ResourcesThanks for listeningSelected Links From the Episode:Get your DEA related questions answered in Episode 023 - Mastering Clinic Compliance: Insights from Retired DEA Agent Dennis WichernFollow us onLinkedinKetamine StartUp WebsiteYouTube

When it comes to dairy policy, eyes tend to drift to Washington, D.C., but there’s plenty happening closer to home. Chad Zuleger, executive director of the Dairy Business Association, joins us to share what’s brewing at the state level and how those decisions impact farmers right here in Wisconsin. The conversation with Stephanie Hoff includes a grazing initiative to benefit beef on dairy markets; addressing problematic local ordinances and moratoriums on agriculture; and how DBA navigates agency regulation changes, including the latest effort by DATCP to increase livestock hauling and livestock yard fees.See omnystudio.com/listener for privacy information.

The collision repair industry is evolving fast—ADAS technology, OEM compliance, and rising safety standards are reshaping how vehicles are repaired and calibrated. But as complexity grows, efficiency and trust have never been more important.In this episode, Matt DiFrancesco talks with John Voulgarakis, co-founder of Lightning Auto Service, about how his company is helping collision centers save 3.8–5.6 days per vehicle through innovation and precision. John shares his journey from technician to overseeing 160+ OEM-certified centers and explains how Lightning's approach—same-day service, self-scheduling, and detailed photo documentation—is redefining ADAS calibrations.He also discusses the critical role of education, process discipline, and legislative advocacy in ensuring shops not only meet OEM standards but also strengthen safety, profitability, and trust across the collision repair industry.Matt and John also talk about:(03:01) Why innovation and precision save shops 3.8–5.6 days per vehicle(04:22) How same-day service and self-scheduling streamline workflow efficiency(05:10) Why photo documentation improves transparency and trust(06:45) How John's journey from technician to leader shaped his approach to process and people(08:03) Why education and proper process drive both safety and profitability(09:27) How OEM compliance is becoming a business advantage, not just a requirement(10:18) Why collaboration with legislators and associations protects the industry's future(11:42) How Lightning Auto Service helps shops stay ahead of evolving repair standards(12:55) Why the future of collision repair depends on speed, accuracy, and accountabilityConnect With John VoulgarakisLinkedIn: https://www.linkedin.com/in/johnhv1991/Website: https://www.lightningautoservice.com/Email: john@lightningautoservice.comConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:John Voulgarakis began his career as an automotive technician and quickly advanced into estimating and management roles with local collision centers. His expertise expanded as he took on leadership roles overseeing more than 160 OEM-certified shops, ensuring strict compliance with manufacturer repair procedures. A strong advocate for precision and safety, John co-founded Lightning Auto Services alongside partners Christopher Fox and Aaron Bell. Their mission is to raise the bar for ADAS calibrations and OEM compliance—delivering repairs rooted in trust, quality, and an uncompromising commitment to doing the job right.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

What if a “stable” coin wasn't? Blake and David unpack Paxos's accidental minting of $300 trillion in PayPal USD—and what it reveals about stablecoin “pegs.” They also dig into proposals to weaponize IRS Criminal Investigations, NASBA's flawed CPA exam data, and small-business headaches from forced AI rollouts in QuickBooks. Plus: Ripple's treasury move, whether AI can run a $1M solo firm, and smart guardrails for using AI without breaking your books.SponsorsOnPay - http://accountingpodcast.promo/onpayRelay - http://accountingpodcast.promo/relayBill.com - http://accountingpodcast.promo/billCloud Accountant Staffing - http://accountingpodcast.promo/casChapters(01:12) - Celebrating Spreadsheet Day (04:40) - Remote Work and Flexibility in Accounting (05:50) - Live Stream Interaction (06:16) - Political Discussion: IRS Overhaul (18:12) - NASBA Data Issues (24:51) - AI in Accounting: QuickBooks and Docket (41:28) - Upcoming Events and Conferences (42:38) - Navigating Conferences: Tips and Challenges (43:16) - The Future of Earmark: Audio Books and Discounts (46:21) - Chicago Teachers Union Audit Controversy (48:52) - Stablecoins and Cryptocurrency Concerns (56:09) - AI and the Future of Accounting (57:32) - The Talent Shortage in Accounting (01:03:30) - The CPA Exam and the Future of the Profession (01:16:48) - Government Shutdown and Its Impact (01:18:48) - Closing Remarks and Listener Engagement  Show NotesTrump Administration Plans IRS Overhaul to Target Left-Leaning Groups (Wall Street Journal) https://www.foxbusiness.com/politics/trump-admin-plans-irs-overhaul-probe-left-leaning-groups-more-easily-wsj-reportsNew CPA Success Index is DOA: NASBA's data behind the index no longer holds up https://www.accountingtoday.com/opinion/cpa-success-index-is-doa-nasbas-data-behind-the-index-no-longer-holds-upDocyt Launches Mission to Create the 'Million Dollar Accountant' https://www.cpapracticeadvisor.com/2025/10/15/docyt-launches-mission-to-create-the-million-dollar-accountant/170851/Ripple Acquires GTreasury for $1 Billion https://www.gtreasury.com/news/ripple-acquires-gtreasuryPaxos Accidentally Mints $300 Trillion 'Excess' PayPal Stablecoin https://www.pymnts.com/cryptocurrency/2025/paxos-accidentally-mints-300-trillion-excess-paypal-stablecoin/Dozens of Arkansas cities still without state funds over missing audits https://www.ktlo.com/2025/10/13/dozens-of-arkansas-cities-still-without-state-funds-over-missing-auditsChicago Teachers Union members sue union bosses over missing financial reports https://www.illinoispolicy.org/chicago-teachers-union-members-sue-union-bosses-over-missing-financial-reports/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page

Could an AI catch what auditors and a CFO missed? This week, Blake and David unpack how a founder used Claude to scan QuickBooks and uncover a $2.1M embezzlement in 18 minutes. They also tackle Deloitte's AI ‘workslop' refund, shutdown-driven IRS and air travel woes, the IRS's new “CEO” and crypto ties, OpenAI's personal finance play, EY's audit rebound, BDO's ESOP squeeze, and crypto funds courting CPA clients.SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/cas Rippling - http://accountingpodcast.promo/ripplingAssembly - http://accountingpodcast.promo/assemblyChapters(01:35) - Deloitte's AI Report Scandal (09:05) - Government Shutdown Impact on IRS and Air Travel (23:56) - AI in Accounting: Risks and Opportunities (34:49) - Competing with the Status Quo (35:38) - Pricing Bookkeeping Services (36:31) - Standardizing Services Based on Price (37:14) - Client Needs vs. Service Offerings (38:00) - The Monthly Close Obsession (40:01) - Broken Charts in Financial Reports (43:15) - Cracker Barrel Logo Controversy (47:08) - EY's Audit Quality Turnaround (49:53) - Crypto Investment Schemes (55:48) - BDO's Financial Struggles (01:00:34) - Conclusion and Announcements  Show NotesDeloitte to partially refund Australia for report with apparent AI-generated errors https://abcnews.go.com/Technology/wireStory/deloitte-partially-refund-australian-government-report-apparent-ai-126281611Claude Exposed My Co-Founder's $2M Theft — AI Evidence Turned Into Lawsuit https://techbullion.com/claude-exposed-my-co-founders-2m-theft-ai-evidence-turned-into-lawsuit/New Research: 20% of Americans use AI tools 10X+/month, but growth is slowing and traditional search hasn't dippedhttps://sparktoro.com/blog/new-research-20-of-americans-use-ai-tools-10x-month-but-growth-is-slowing-and-traditional-search-hasnt-dipped/The Danger of Bad Charts https://www.cpajournal.com/2025/10/10/the-danger-of-bad-charts-2/Cracker Barrel's logo controversy was driven by bots https://www.nrn.com/casual-dining/cracker-barrel-s-logo-controversy-was-driven-by-bots-what-operators-should-learn-from-thisOur commitment to audit quality — Ernst & Young LLP's 2025 report https://www.ey.com/en_us/assurance/audit-quality-reportEY drops clients to improve audits after leading Big Four in deficiencies https://www.cfobrew.com/stories/2024/08/27/ey-drops-clients-to-improve-audits-after-leading-big-four-in-deficienciesOpenAI Buys Personal Finance App Roi https://www.pymnts.com/acquisitions/2025/openai-buys-personal-finance-app-roi/With its latest acqui-hire, OpenAI is doubling down on personalized consumer AI https://techcrunch.com/2025/10/03/with-its-latest-acqui-hire-openai-is-doubling-down-on-personalized-consumer-ai/BDO USA Expands Professional Services Capabilities Through HORNE https://www.bdo.com/insights/press-releases/bdo-usa-expands-professional-services-capabilities-through-horneAuditor BDO Cuts Jobs With Focus on Managing Apollo Debt https://www.bloomberg.com/news/articles/2025-10-11/auditor-bdo-cuts-jobs-with-focus-on-managing-apollo-debtNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifiedsCollective by DBA - https://collective.cpa/ Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe ...

I caught a short post from Gary Bargsley on LinkedIn that had this quote: "Many people do not believe this is true. If there isn't a fire to put out, then you are not doing a good job." He included a repost from Shaik Ashraf with that quote and an image that explains better what things a DBA is doing because they aren't always busy. I would say that by busy we think of a DBA as rushed and always trying to fix something that isn't working well. I've certainly walked into operational positions where this was the case. Things weren't working smoothly or breaking regularly. My phone was always ringing, as I moved from crisis to crisis. For some systems, rebooting them regularly was the fix, not because I didn't want to determine a root cause and fix them, but because I had too many other priorities. A reboot at least recompiled plans, cleared caches, and got the system working for a few days. Read the rest of The Improvement Limit

What if the chaos in your life was part of a greater plan? In this episode of the Spiritual Journey Podcast, Nimesh Radia sits down with Beth Kraszewski — President of Purposeful Wealth Advisors — to explore the deep spiritual lessons hidden within life's transitions. From navigating divorce to conscious parenting and balancing spirituality in corporate spaces, Beth reveals how self-care, boundaries, and mentorship create resilience in the face of uncertainty.She shares her own powerful transformation, insights from supporting women through financial shifts, and a preview of her upcoming book, Stronger Than You, designed to empower women through life's most challenging transitions. Together, Nimesh and Beth explore how to observe chaos without absorbing it, and how letting go allows greater possibilities to flow in.✨ This conversation is your reminder that you are stronger than you know — and that even in moments of upheaval, your spiritual journey is leading you toward profound growth and empowerment.

The collision repair industry is transforming—advanced technology, connected cars, and electric vehicles are redefining what it means to “fix it right.” But as the industry evolves, raising repair standards and collaboration remain essential.In this episode, Matt DiFrancesco talks with Frank Phillips, a 35-year industry veteran with experience at Caliber, Rivian, and ADAS, about how shop owners can adapt and lead through change. Frank shares insights on professional development, specialization, and the growing need for education—both for technicians and consumers.He also discusses the critical role of industry associations and legislative advocacy in shaping the future, ensuring that repair quality, safety, and professionalism continue to move the entire industry forward.Matt and Frank also talk about:(03:18) Why shop owners can't afford to coast anymore(03:42) How diverse experience sharpens perspective in a changing industry(08:47) How professionalism replaced the “hobby shop” mindset(09:15) Why knowing what you don't know drives growth(09:56) The shift toward specialization, EVs, and certification(12:05) Why there's no such thing as a simple fender bender anymore(12:29) How shop owners can get paid for proper repairs(14:10) Why educating consumers builds empathy and trust(19:39) How pre-framing the customer prevents conflict later(20:35) Why associations must lead consumer education(23:42) Why a united industry voice builds credibility and consistency(27:31) How collaboration among repairers, insurers, and OEMs protects consumers(28:38) Why slowing down early saves time and money later(30:48) How doing repairs the right way leaves the industry strongerConnect With Frank PhillipsLinkedIn: https://www.linkedin.com/in/frank-phillips-17b33341/Email: frank.phillips72@gmail.comConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialAbout the guest:With over 35 years in the Automotive Collision industry, Frank Phillips has built a career rooted in gratitude, service, and leadership. Deeply thankful for the opportunities this industry has provided to him and his family, he remains committed to honoring the legacy of the icons who paved the way before him.Today, Frank focuses on giving back—mentoring others, sharing hard-earned insights, and encouraging the next generation of collision repair professionals to continue raising the standard and strengthening the reputation of the trade. Passionate about collaboration and progress, he believes the industry thrives when its members support one another, ensuring transportation—the backbone of modern life—continues to move the world forward.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

The Pure Report welcomes Anthony Nocentino, Sr. Principal Field Solution Architect, to delve into the future of databases and data management. This episode looks at the explosive growth of relational databases and the impact of SQL Server 2025, Oracle 23ai, and AI-driven demands. We explore how Pure Storage is not just keeping pace with database growth but actively simplifying management, scaling, and protection, moving beyond foundational support to offer operational freedom for DBAs and infrastructure teams. Anthony tackles the pressing challenges faced by database environments today, including fragmented storage infrastructure, manual provisioning, and the complexities of compliance, disaster recovery, and hybrid cloud strategies. Anthony sheds light on how these issues contribute to real-world burnout among DBAs and infra team members. The discussion will also cover the evolving roles of these professionals as they increasingly become platform performance engineers, cloud strategists, and data ops troubleshooters in a world of multiple database engines and unpredictable resource needs driven by AI workloads. Hear about how Pure's vision for the Enterprise Data Cloud connects to database operations, including key announcements from our Accelerate Vegas and NYC events. We dive into how Pure Fusion with workflow templates and Pure1 offers intelligent, AI-powered workload and resource management, automated policy-based provisioning, and a unified single control plane across on-prem, cloud, and hybrid environments. The episode also explores the implications for enterprise-ready storage with the FlashArray platform family, showcasing how products like FA//XL, FA//X, FA//C, and FA//ST simplify workload expansion and provide significant performance benefits. Finally, we'll get Anthony's "Hot Takes" on critical DBA tasks, dream fixes for database environments, and common myths he'd like to debunk, all while looking forward to Pure's presence at Oracle AI World.

Brian Skrobonja talks about one of the most overlooked pieces of retirement planning — long-term care. He explains why preparing for care isn't about being gloomy, it's about protecting your freedom and keeping control over the life you've worked so hard to build. Expect to learn how to help prepare for care costs, protect your savings, and enjoy a stress-free retirement with clarity. Tune in to hear how to create a retirement plan that covers every “what if” retirement scenario. Brian starts by explaining why long-term care belongs in retirement plans.  Long-term care is the piece that quietly shapes how much freedom you keep. Planning for it means you're ready for life's curveballs, not hiding from them. Brian reveals that if you're 65 or older, there's a 70% chance you'll need some type of long-term care. This shocking number means long-term care is a reality worth preparing for.  Brian shares what care costs today. Home health aid runs around $77,000 a year, assisted living about $70,000, and a private nursing room close to $128,000. And those are just today's numbers, not tomorrow's. Without a plan, those bills can eat through savings fast. For Brian, planning for long-term care doesn't mean you're pessimistic about life. A thoughtful plan helps keep your dreams alive even if your health changes. Brian shares Tom and Linda's retirement story. They built a solid retirement, free of debt and rich with plans. Then Tom had a stroke, and their savings began to drain by $80,000 a year. Their story proves how quickly health events can rewrite even the best financial script. How long-term care shapes your life story. Brian says care isn't just a medical issue; it's a retirement event. It can shift finances, lifestyles, and even family roles.  Brian reveals that having a strategy doesn't erase every challenge. But it stops the burden from falling entirely on you, your spouse, or your children.  Brian walks through planning choices, from paying out of pocket to using insurance. Each has pros and cons, and your goals decide what fits best. The key is to match your plan to your life, not someone else's. Brian breaks down the pros and cons of traditional long-term care insurance.  Brian reveals why Tom and Linda's story is a wake-up call. They did almost everything right, yet one stroke changed everything.  A clear plan could have protected their savings and eased Linda's load. Stories like theirs remind us that planning is love in action. Without preparation, kids can be pulled into financial and caregiving roles they never expected. A solid plan keeps their lives intact and gives them confidence to support you. Planning helps protect everyone, not just your savings. How to see long-term care as part of a full life. Brian says it's not just a health moment — it's one chapter of retirement. You can decide whether it controls your story or blends into a life well lived.  Final thoughts from Brian: He reminds us that ignoring care doesn't make it vanish. Facing it gives you choice, dignity, and calm for the years ahead. That's the gift every retiree deserves to give themselves.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify   References for this episode: https://acl.gov/ltc/basic-needs/how-much-care-will-you-need#:~:text=Someone%20turning%20age%2065%20today,for%20longer%20than%205%20years https://acl.gov/ltc/basic-needs/how-much-care-will-you-need https://investor.genworth.com/news-events/press-releases/detail/982/genworth-and-carescout-release-cost-of-care-survey-results#:~:text=The%202024%20survey%20found%20the,home%20increased%209%25%20to%20$127%2C750. https://www.healthyagingpoll.org/reports-more/report/long-term-care-are-older-adults-ready     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

I've spent quite a bit of my career as a DBA/sysadmin/Operations person. However, I've had my share of development positions as well. As I work with customers who look to mature their database development to be more like other software development, I've noticed that PRs sometimes don't get handled as smoothly as we might like. In some sense, they are like help desk trouble tickets that never get closed. One of the first things I caution people about is specifying specific reviewers, especially DBAs. There are often DBAs who are the gatekeepers for code, but if we require them to be the only ones to review code before a CI or test process, we really slow things down. This often happens in smaller environments where one DBA wants to avoid anything impacting their job. They want to review everything before it commits. Read the rest of PRs Are Like Trouble Tickets

The Dairy Business Association promoted Chad Zuleger to executive director. Having nearly seven years of experience at DBA, Zuleger is dedicated to advocating for the state’s dairy community. As executive director, Zuleger will continue to lead DBA’s efforts in the state capitol. He also tells Stephanie Hoff that he will also direct DBA’s government affairs strategy, guiding public policy and messaging and fostering member involvement in grassroots campaigns. He will oversee the organization’s political action committee. Nothing to complain about with today's weather forecast. Stu Muck says for the 30th of September, these temperatures are well above normal for Wisconsin. While some are worried about the lack of rain, Stu says that may change coming up next week.This is the last week for people to get their auction items, or planned auctions connected with the Steffes Group. Ashley Huhn tells Pam Jahnke that they're wrapping up their quarterly catalog that will be distributed to more than 80 recipients this fall. Paid for by the Steffes Group.20,000 grilled cheese sandwiches is just one feature that anyone can enjoy at World Dairy Expo. Stephanie Hoff talks to Grace Mansell, a member of the Badger Dairy Club which oversees production of those grilled cheese. She says it's a juggling act to get ingredients, volunteers, and students all pulling in the same direction to deliver the hot, tasty treats.The harvest has control of the market these days. That's the word from John Heinberg, market advisor with Total Farm Marketing in West Bend. He tells Pam Jahnke that today the USDA Grain Stock Report could bring some interesting numbers to the harvest dynamic. Heinberg also notes that corn demand remains exceptionally strong.See omnystudio.com/listener for privacy information.

Thank you Sandra D, Elwyn Hudson, Marg KJ, Margaret Ryan, Richard Hogan, MD, PhD(2), DBA, and many others for tuning into my live video! Join me for my next live video in the app.* Trump's $20B Bailout Betrays U.S. Farmers, Benefits Argentina & China: Trump's $20B bailout of Argentina boosts China's soybean imports while U.S. farmers face ruin. [More]* If more moms prevented Charlie Kirk's programming … To hear more, visit egberto.substack.com

Thank you Richard Hogan, MD, PhD(2), DBA, Mary B ☮️, Steven Rosenzweig, Jane B In NC

Crypto investors love to throw around “FDV” as if it's the ultimate measure of value. But what if that number is more misleading than helpful?  In this episode, DBA's Jon Charbonneau explains his proposal to cut Hyperliquid's supply by nearly half, why he believes FDV overstates real valuations, and how outdated tokenomics are holding projects back.  We also cover whether the Hyperliquid team should take smaller allocations if they cut the token supply and what Jon thinks of Arthur Hayes' HYPE sale just weeks after saying the token would 10x. Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com Thank you to our sponsor, ⁠Mantle⁠! Guest: Jon Charbonneau, Co-founder and General Partner of DBA Links: Proposal to Reduce HYPE Total Supply by 45% by Jon Charbonneau, Co-founder of DBA Maelstrom post: HYPE's Damocles Sword Unchained: Nearly $12 Billion in HYPE Token Unlocks Loom Ahead: Maelstrom  Timestamps:

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