Podcasts about DBA

Brian Skrobonja breaks down two retirement curveballs that most people don't see coming until it's too late. He covers how your Social Security decisions can make or break your retirement, and what really happens to your income when your spouse passes away. From the math behind claiming early versus waiting, to the hidden tax traps that arise when one spouse passes away, this episode walks you through the real-life scenarios that can make or break your retirement plan. Brian starts by introducing Joe and Jane, a blend of real-life clients whose story brings clarity on the right way to claim Social Security and what happens to your income when a spouse passes away. He highlights how to understand the impact of Social Security and the math behind what you keep and what you lose. Brian explains how Social Security isn't just about retirement timing. It's about your income, your long-term tax exposure, and your ability to stay financially independent.  You've worked your whole life to earn these benefits, you shouldn't allow the tax man to take more than necessary just because of bad timing or misinformation. Why is retirement planning so important? For married couples like Joe and Jane, the right decision on when to claim benefits can be a six-figure decision.  According to Brian, filing before full retirement age means you accept a permanent reduction in your benefit.  For example, if Joe starts drawing Social Security at 65 and Jane at 62, Joe's full retirement benefit is $3,000 a month, and Jane just $2,000 a month.  But since they're drawing before their full retirement age, there's a permanent reduction. Joe gets $2,600 a month and Jane gets $1,400 a month. That's $1,400 a month total. Multiply that across 25 years and you land at about 1.2 million in lifetime benefits. Brian walks through a smarter path—Joe waits until 70, Jane until 67. With this strategy, Joe's benefit increases substantially thanks to delayed credits, while Jane locks in her full amount. The result is $5,720 per month and a total retirement income that's $172,000 higher than the early-filing option. If they both wait until age 70, their monthly income jumps to $6,200—and over the same 25-year period, that choice results in $1.398 million in total benefits. That's nearly $200,000 more than the “default” approach.  Why does this matter so much? Because those additional dollars don't just boost your lifestyle, they can help protect your surviving spouse, increase your flexibility later in life, and reduce your reliance on investment withdrawals. Every strategy has trade-offs. Waiting requires income from other sources, which means you need a plan in place. But if you can do it, the long-term gain is not just higher monthly income, it's peace of mind that you've made a decision that protects both you and your spouse for life. Brian highlights how the survivor benefit is a critical retirement planning piece that many people overlook. Brian explains how Social Security doesn't have to be a guessing game and how you can use it to design a retirement plan with confidence. Most people think retirement planning ends when you start withdrawing income from your accounts, but Brian believes that's actually where the real planning begins. He explains why it's not just about having enough money. It's about how that money behaves in retirement, how it stretches, how it responds to market shifts, and how it continues to support you when something unexpected happens. Brian shows how lower income in retirement can sometimes lead to higher effective tax rates—especially when you factor in things like Social Security taxation and Medicare surcharges. Filing status changes everything when one spouse passes away. The surviving spouse becomes a single filer, which means half the standard deduction and compressed tax brackets. Even with a smaller income, they could end up paying significantly more in taxes. Learn how Joe and Jane's provisional income pushed them into the 85% tax zone for Social Security. With IRA withdrawals and benefits combined, their adjusted gross income hit nearly $83,000. After the standard deduction, their taxable income was just under $53,000—enough to land them in the 12% bracket and trigger nearly $6,000 in federal tax. Brian emphasizes why tax planning isn't optional. You can run all the retirement projections in the world, but if you're not planning for survivorship and changing tax dynamics, you're only seeing half the picture. This is where strategies like Roth conversions come in. By converting part of your IRA while both spouses are still alive—and still filing jointly—you can lock in today's low rates. Later, the surviving spouse benefits from a source of income that's entirely tax-free. The cost of losing a spouse isn't just emotional—it's financial. And it often happens at the exact moment when a household is least equipped to absorb the hit. Without a plan, what should have been a smooth transition can become a financial scramble. One way to fill the gap is life insurance. A properly designed policy can deliver a tax-free lump sum that replaces lost income and offsets new tax liabilities. Brian encourages couples to model survivor income today. Waiting until someone passes away to find out what's left is a mistake. Knowing what the future looks like allows you to prepare now and avoid painful surprises later. He explains why your retirement plan can't rely on assumptions. It needs to function even when life doesn't go as planned. The goal is not just to survive retirement—but to do it with confidence, clarity, and control.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

This commercial-free episode of Money Management was originally broadcast on Saturday, June 14th, 2025, in which the Opus 111 Group team gives you some alternative perspective on the latest financial news. This week, besides all the financial news, we present a "Mid-Year Checklist" of steps to make sure you're on the right financial course.Each week, enjoy a fresh episode of Money Management, with Jim Harvey, Mike Maehl, Andrew Harvey and the rest of the Opus 111 Group team offering their ground-level view of the week's financial news and events.The Investment Advisor Representatives (IARs) use the trade name/DBA, Opus 111 Group. All securities & advisory services are offered through Commonwealth Financial Network©, Member FINRA/SIPC, a Registered Investment Adviser. For a current list of our IARs please visit our website.Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network. The Financial Advisors associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrationsInformation presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.Review our Terms of Use:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.commonwealth.com/termsofuse.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Opus 111 Group is located at 111 Queen Anne Avenue North Suite 501 Seattle, WA98109-4925. Reach us at (206) 283-2345 or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@opus111group.com⁠

This commercial-free episode of Money Management was originally broadcast on Saturday, June 7th, 2025, in which the Opus 111 Group team gives you some alternative perspective on latest financial news. You never know, there could actually be some positive news out there! There's also a look at the economic shape of President Trump's second term.Each week, enjoy a fresh episode of Money Management, with Jim Harvey, Mike Maehl, Andrew Harvey and the rest of the Opus 111 Group team offering their ground-level view of the week's financial news and events.The Investment Advisor Representatives (IARs) use the trade name/DBA, Opus 111 Group. All securities & advisory services are offered through Commonwealth Financial Network©, Member FINRA/SIPC, a Registered Investment Adviser. For a current list of our IARs please visit our website.Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network. The Financial Advisors associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrationsInformation presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.Review our Terms of Use:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.commonwealth.com/termsofuse.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Opus 111 Group is located at 111 Queen Anne Avenue North Suite 501 Seattle, WA98109-4925. Reach us at (206) 283-2345 or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@opus111group.com⁠

This commercial-free episode of Money Management was originally broadcast on Saturday, May 31st, 2025, in which the Opus 111 Group team gives you some alternative perspective on the latest financial happenings, along with great advice for grandparents wanting to contribute to their grandkids' college fund.Each week, enjoy a fresh episode of Money Management, with Jim Harvey, Mike Maehl, Andrew Harvey and the rest of the Opus 111 Group team offering their ground-level view of the week's financial news and events.The Investment Advisor Representatives (IARs) use the trade name/DBA, Opus 111 Group. All securities & advisory services are offered through Commonwealth Financial Network©, Member FINRA/SIPC, a Registered Investment Adviser. For a current list of our IARs please visit our website.Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network. The Financial Advisors associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrationsInformation presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.Review our Terms of Use:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.commonwealth.com/termsofuse.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Opus 111 Group is located at 111 Queen Anne Avenue North Suite 501 Seattle, WA98109-4925. Reach us at (206) 283-2345 or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@opus111group.com⁠

Struggling to make your supply dollars stretch further without sacrificing quality? On this week's Power Supply Vendor Spotlight™, we're joined by Tyler B. Berger, DBA, Co-Founder and CFO of XS Supply, to discuss their unique approach to providing cost-effective surgical supply solutions. Learn how XS Supply is helping healthcare facilities save money on high-quality surgical products while reducing waste in the healthcare supply chain. Through their guaranteed best customer service model and customized solutions, discover how XS Supply can help optimize your supply budget and redirect those savings toward what matters most - patient care! For more information about XS Supply's cost-saving solutions, email support@xs-supply.com, call 844-790-3897, or follow them on LinkedIn. Mention Power Supply for 10% off, or visit their website to register for a $250 credit to spend!* *Offer available to healthcare facilities only.

Internal transfer of a business might seem like the ideal way to keep your legacy alive—but without a clear plan and the right guidance, things often fall apart.In this episode, Matt DiFrancesco explores one of the most overlooked — and often misunderstood — succession strategies: the internal transfer. Whether to family members or key employees, transferring your shop internally presents unique challenges. But with the right planning, it also offers the opportunity to preserve your legacy, take care of your people, and avoid the emotional and financial pitfalls that come with selling to a third party.Join Matt as he shares real stories, generational insights, and practical frameworks to help you decide whether an internal transfer is right for you — and how to execute it well.Matt also talks about:(01:09) Why selling to a third party may not be your best option(03:07) The value of generational businesses(04:08) Why the next generation doesn't want what you had(06:26) Redefining ownership to attract leaders(08:09) How to balance family dynamics in an internal transfer scenario(09.08) How to choose the right successor without creating resentment(10:26) Why working with a certified exit planner can make all the differenceConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialDisclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

This commercial-free episode of Money Management was originally broadcast on Saturday, May 24th, 2025, in which the Opus 111 Group team talk about another "interesting" week in financial news, a discussion of behavioral finance for partners, and people's perceptions of the real reality.Each week, enjoy a fresh episode of Money Management, with Jim Harvey, Mike Maehl, Andrew Harvey and the rest of the Opus 111 Group team offering their ground-level view of the week's financial news and events.The Investment Advisor Representatives (IARs) use the trade name/DBA, Opus 111 Group. All securities & advisory services are offered through Commonwealth Financial Network©, Member FINRA/SIPC, a Registered Investment Adviser. For a current list of our IARs please visit our website.Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network. The Financial Advisors associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrationsInformation presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.Review our Terms of Use:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.commonwealth.com/termsofuse.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Opus 111 Group is located at 111 Queen Anne Avenue North Suite 501 Seattle, WA98109-4925. Reach us at (206) 283-2345 or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@opus111group.com⁠

Czym jest kultura produktowa i jak wygląda produktowe podejście do pracy w Allegro?Czym jest produkt, co odróżnia go od projektu a gdzie może się z nim łączyć? Jak praca nad produktami w Allegro zmieniała się na przestrzeni lat? Jak w praktyce dostosowujemy produkty, które tworzymy do potrzeb różnych użytkowników w Polsce i za granicą?W jaki sposób kultura produktowa wspiera zarządzanie zależnościami i złożonością produktów w Allegro? Dlaczego zarządzanie produktem przypomina czasem linię produkcyjną? O codzienności Product Managera w Allegro z perspektywy doświadczonych PM-ów opowiadają Ola i Janek. Posłuchajcie rozmowy, która daje pełen obraz tej roli i pokazuje dlaczego #dobrzetubyć. Aleksandra Wasielewska - Senior Manager, Product & Engineering | Head of appŁącząc produkt, technologię i biznes, tworzy produkty kochane przez miliony. Wychodzi poza utarte schematy. Dba o product excellence i mentoruje innych. Wspiera osoby zmieniające ścieżkę kariery. Zwolenniczka learning by doing i propagatorka patrzenia przez pryzmat klienta jutra. Katalizuje zmiany i transformuje. Kocha innowacje i quick wins. Fanka Mastermindów i przechodzenia od mówienia do działania. Aktywnie kształtuje kulturę produktową w Polsce i zaraża innych swoją energią oraz entuzjazmem do działania.Jan Pastwa - Senior Product Manager Dzieli się wiedzą o zarządzaniu produktem (i nie tylko) na konferencjach i w Akademii Leona Koźmińskiego. Znajduje rozwiązania, które jednocześnie realizują długoterminową wizję i przynoszą szybkie efekty. Lubi rozumieć złożone organizacje i jeździć transportem publicznym, zwłaszcza pociągami.

Brian Skrobonja breaks down 11 small business tax tips that could help you keep more of what you earn. He explains how the wealthy leverage these strategies, ways to apply them to your own business, and how being proactive now can save you thousands down the road. Tune in to discover practical steps you can take today to reduce your tax burden, boost your bottom line, and build long-term financial security. Brian starts by revealing how the tax code can be used as a tool to build wealth. According to Brian, the difference between the wealthy and the average American is that the wealthy are more informed about tax-saving strategies. Unfortunately, many business owners treat taxes like a once-a-year nuisance. They write a check and move on.  For Brian, taxes are a bigger expense than rent and payroll--and being informed can mean hundreds of thousands of dollars in your pocket over time. #1 The R&D Tax Credit. Brian explains how this overlooked credit isn't just for tech businesses in Silicon Valley — if you're improving a product, process, or even internal software, you might qualify. #2 The Augusta Rule. Brian reveals how you can rent your own home to your business for up to 14 days a year and not pay a dime in taxes on that income. #3 De Minimis Safe Harbor. Brian shares how to write off things like laptops, chairs, and tools right now instead of dragging those deductions out for years. #4 Qualified Business Income Deduction (QBI). Brian highlights how small business owners operating through a pass-through entity like an S-Corp or LLC can deduct up to 20% of their qualified business income. #5 Bonus Depreciation. Brian explains how business owners can immediately deduct a significant percentage of the cost of qualifying property like machinery, vehicles, furniture, and computer equipment, in the year it's placed into service, rather than spreading the deduction over years through traditional depreciation. #6 Intangible Drilling Costs (IDCs). Business owners in oil and gas can deduct up to 100% of certain drilling expenses upfront, regardless of whether the well is productive. #7 Cost Segregation for Real Estate. Brian breaks down how, for commercial property owners, this strategy is a highly effective tool to accelerate depreciation and create early tax savings.  Instead of depreciating an entire building over the standard 39-year life for commercial real estate, a cost segregation study identifies and reclassifies specific building components, such as HVAC systems, that could be depreciated over a five to 15-year period. #8 Market Value Adjustments for Roth Conversion. Brian explains how doing a Roth conversion when asset values are low can lock in long-term tax-free growth, especially if it's inside a traditional IRA. #9 Build Banking. Brian shares ways to use specially designed whole life policies to create your own private banking system so you can grow wealth tax-deferred and access it tax-free. #10 1031 Like-Kind Exchange. Brian shows how real estate investors can defer capital gains by rolling proceeds into another similar investment without paying taxes. #11 Opportunity Zones. Reinvesting gains into a qualified opportunity fund can help you defer, and possibly erase, capital gains taxes altogether. Brian believes business owners should act fast to take advantage of the tax code. The tax code doesn't reward procrastination. Every day you wait is money left on the table.  Before implementing any of these strategies, always consult your CPA to make sure the structure is appropriate for your business situation.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets. ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC.

Newman University celebrates a milestone as its first Doctor of Business Administration cohort graduates. The unique program allowed students to maintain careers while earning doctoral degrees through a supportive, hybrid learning environment - the only DBA program in Kansas. Learn more by visiting: https://newmanu.edu/academics/dba-degree Newman University City: Wichita Address: 3100 McCormick Website: https://newmanu.edu/

Repair shop owners today face a new kind of complexity: how to keep up with rapidly advancing vehicle technology without falling behind in training, tools, or talent.As modern vehicles become “computers on wheels,” the pressure to repair them properly is growing. Systems like ADAS and interconnected sensors demand up-to-date knowledge and precise calibration—raising the stakes for every technician in the bay.Join Matt Di Francesco and Pam Oakes, SME Auto technical app engineering consultant $ business intelligence, as they explore what it takes to stay ahead in a high-tech repair world—and why elevating the industry's image starts with investing in continuous learning.Matt and Pam also talk about:(02:23) The risks body shops face when repair protocols aren't followed(03:05) Why body shops should commit to training(05:24) The worst thing that a technician can ever experience(07:58) Why ASE Certification matters more than a recommendation(14:44) Why we won't see a fully autonomous car in the next 5 years(23:34) Why today's technicians are comparable to rocket scientists(24:12) How younger technicians bring fresh ideas to the shop(25:10) How can independent shops thrive in the future(27:46) An important reminder when searching for training onlineConnect With Pam OakesLinkedIn: https://www.linkedin.com/in/pamoakesase-eet/Website: https://www.autoINENG.ioEmail: autoINENG@gmail.comConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYoutube: @highliftfinancialAbout the guest:Pam Oakes is a Subject Matter Expert Consultant in Automotive App Engineering and Business Intelligence at autoINENG.io, where she helps drive innovation across the automotive industry. With decades of hands-on experience, Pam specializes in ADAS and HVAC systems and serves on the National Science Foundation's NCAT advisory committee as well as the SAE International Task Force.In addition to her consulting work, Pam is a developer designer at Automotive Aids, where she and her team hold two pending patents for OEM sensors and have created a nationally recognized invention that is now available in major retail outlets like Ace Hardware. Pam is passionate about equipping the automotive industry with cutting-edge solutions and sharing her expertise to elevate standards and practices across the field.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

This commercial-free episode of Money Management was originally broadcast on Saturday, May 17th, 2025, in which the Opus 111 Group team talk about the value of long-term investing, talk about a choppy future, how our biases shape the way we invest, and some surprising numbers that came out this week. Each week, enjoy a fresh episode of Money Management, with Jim Harvey, Mike Maehl, Andrew Harvey and the rest of the Opus 111 Group team offering their ground-level view of the week's financial news and events.The Investment Advisor Representatives (IARs) use the trade name/DBA, Opus 111 Group. All securities & advisory services are offered through Commonwealth Financial Network©, Member FINRA/SIPC, a Registered Investment Adviser. For a current list of our IARs please visit our website.Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network. The Financial Advisors associated with this website may discuss and/or transact business only with residents in states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrationsInformation presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.Review our Terms of Use:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.commonwealth.com/termsofuse.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Opus 111 Group is located at 111 Queen Anne Avenue North Suite 501 Seattle, WA98109-4925. Reach us at (206) 283-2345 or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@opus111group.com⁠

Listen to Carol Mackay sharing her take on the latest design industry report by Up To The Light: What Clients Think 2025. We explore: • The impact and opportunity of AI for designers • The changing tech landscape in design • What clients want from designers from pitch to presentation   About Carol Mackay: Carol is the co-founder of Design Business Council and design studio Mackay Branson. She is also a leading and active advocate for Australia's design community. As well as leading DBA, a business advisory focused on the business of design, Carol has mentored through AGDA, Womentor and The Aunties. She sits on the board of Never Not Creative, a non-profit dedicated to improving the mental wellbeing of people working in creative businesses. Connect with Carol on Instagram Design Business Council Website What Clients Think 2025 Article   Want to connect with Bec? Check out The Brand Method Find me on Instagram

Send us a textChanging the legal entity or tax info in Amazon Seller Central can be confusing without guidance.This step-by-step guide shows how to update your business details correctly and avoid common issues.Need help updating your legal entity or tax info? Book a call with us for expert support: https://bit.ly/44uHuaR#AmazonSellerCentral #AmazonLegalEntity #AmazonTaxInfo #EcommerceComplianceWatch these videos on YouTube:Simple Trick to Cut PPC Costs https://www.youtube.com/watch?v=k5CM6XtYo1c&list=PLDkvNlz8yl_YEKE1B5o1uhbBm1QQcPzmY&index=39How to Increase IPI https://www.youtube.com/watch?v=TMysF_XACdQ&list=PLDkvNlz8yl_b5s-jb7KgPe-aPWP47jZIL-------------------------------------------------Struggling with ads? Download our free PPC guide made for Amazon sellers: https://bit.ly/3YwQ45cWant better rankings? Grab the free Amazon SEO toolkit and start fixing your listings: https://bit.ly/4jYVez2Timestamps00:00 - How to Start Updating Legal Info on Amazon  00:21 - Where to Find Account Info in Seller Central  00:29 - Navigating to Tax Information  00:47 - Choosing the Correct Account Type  01:03 - Why You Should Use an LLC  01:24 - Federal Tax Classification Options  01:43 - Picking the Right LLC Type  02:00 - Entering Business Name and DBA  02:14 - Where to Add EIN (Employer ID Number)  02:29 - Save and Submit: What Happens Next  02:36 - Amazon Approval Timeline & Final Thoughts  02:50 - Where to Get Help with Amazon Account Updates-------------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

גיא ואיתן מדברים על ההרצאה שאיתן העביר לאחרונה בנושא משאבים חינמיים של הקהילה, בלוגרים ומרצים ששווה להכיר בתחום ה-SQL Server, ועוד. קישורים רלוונטים: The DBA's Essential Toolkit - Eitan Blumin Brent Ozar Unlimited - SQL Server Consulting and Training Itzik Ben-Gan T-SQL - Home SQL.KIWI - Page Free Space Aaron Bertrand – SQLBlog.org Ami Levin - YouTube sp_IndexCleanup | Darling Data

Hali is juggling life with three toddlers and launched her graphic design business less than a year ago. With a niche focus on photographers, she landed her very first client at $600. Fast forward, and she's now celebrating her first $3,500 project, all by implementing the proven strategies we teach inside Design Biz Academy.In this breakdown, Hali shares exactly which pieces of the DBA framework created the biggest shift in her business and how she's already setting her sights on her first $5K client.Follow Hali⁠⁠⁠Join Social Butterfly Club (Marketing Membership For Designers)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Brief Collective Design Biz Academy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Unlock Secret Podcast Episodes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Share Your Unapologetic Opinion⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠

DIY exit planning is a path many independent collision shop owners take—especially when they're looking to sell to key employees or keep the transition “in-house.” But without the right structure and support, these plans often stall out or fall apart entirely, leaving owners frustrated and without the outcome they hoped for.In this episode, Matt DiFrancesco shares a real-life story of a shop owner who initially engaged with his process to sell the business to key employees—but ultimately decided to go it alone. Matt explains why these do-it-yourself exit plans rarely succeed and what shop owners overlook when they try to navigate the process without professional guidance.Join Matt as he unpacks why DIY strategies so often lead to disappointment, what a successful transition really takes, and how the right team can help you exit your business on your terms—with confidence and clarity.Matt also talks about:(01:22) The dangers of DIY Exit Planning(02:06) How a lack of expertise can lead to failure(02:40) How emotional involvement can lead to unrealistic expectations(04:34) Why a shop's revenue means nothing to your valuation(05:47) The importance of understanding your market(07.04) How shops are leaving money on the table without expert negotiation(07:56) Why having sufficient succession planning is critical(08:38) Why you can't set unrealistic time frames when it comes to exit planning(10:01) Why it's crucial to have a clear picture of the life you want post-exit(12:17) How working with a team that can guide your transition lead to successConnect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialDisclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

A report from the Seattle Aerospace Bash, Boeing's strategic divestments, Avelo Airlines' controversial charter flights, Electra's innovative aircraft technology, Lockheed Martin's future fighter jet developments, and Boeing's reacquisition of Spirit AeroSystems. Seattle Aerospace Bash The Seattle Aerospace Bash (Formerly BBQ) was held April 5th, 2025, at the Museum of Flight View Room, in Seattle, Washington. Aerospace enthusiasts and geeks gathered to celebrate the year ahead in aviation and space. In addition to food, activities included an aerospace swap meet, a sticker/freebie table, Isaac Alexander's aerospace trivia contest, and an aerospace raffle with various prizes. Isaac Alexander and participants at the Seattle Aerospace Bash. Brian Coleman spoke with organizer Isaac Alexander about the Seattle Aerospace Bash. Isaac is known as Jet City Star on many social media platforms, and he's the Chief Content Officer at the Hype Aerospace Insights service. Brian also had a conversation with Brian Wiklem about aerospace memorabilia and the aviation documentaries he produces as a hobby. Find avgeektv on YouTube and at avgeektv.com. Freebies at the Seattle Aerospace Bash. Aviation News Boeing to Sell Portions of Digital Aviation Solutions to Thoma Bravo for $10.55 Billion Boeing has entered into a definitive agreement with software investment firm Thoma Bravo to sell portions of its Digital Aviation Solutions business. The all-cash transaction is valued at $10.55 billion. Thoma Bravo would acquire the assets of Jeppesen, ForeFlight, AerData, and OzRunways. Jeppesen provides flight planning tools, and navigation charts. It was acquired by Boeing in 2000. ForeFlight offers an electronic flight bag and was acquired in 2019. AerData specializes in lease management, engine fleet planning, and records management. It was acquired 2014. OzRunways produces an electronic flight bag and maps for drone operators in Australia. That company was acquired 2024. Boeing will retain Digital Aviation Solutions' fleet maintenance, diagnostics, and repair service elements. That organization currently employs approximately 3,900 people worldwide. Subject to regulatory approval, the transaction is expected to close by the end of 2025. Thoma Bravo has over US$179 billion in assets under management as of December 31, 2024. North Bay activists call for boycott of Avelo Airlines as it plans for ICE deportation flights Avelo Airlines previously announced it would operate deportation charter flights for the Department of Homeland Security. This sparked protests against the airline at Charles M. Schulz Sonoma County Airport in California, at Daytona Beach International Airport in Florida, and near Wilmington Airport in Delaware. Avelo Airlines generates profit by leveraging its ultra-low-cost carrier model. Key strategies include low operating costs, ancillary revenue, efficient fleet utilization, use of secondary airports, and lean staffing. Avelo's Cost per Available Seat Mile (CASM), excluding fuel, is only 6.6 cents. CASM = Total Operating Costs / Available Seat Miles (ASM)  ASM is the number of available seats times the distance flown.  Typical CASM for different airline business models: 6-8 cents for ULCC 8-10 cents for LCC 13-17 cents for legacy carriers Electra raises $115m for ultra-short take-off and landing aircraft Electra.aero is developing the eight-engine hybrid-electric EL9 Ultra Short, a 9-passenger, high-wing aircraft. The company claims a 150-foot ground roll, 75 dBA at 300 feet, and 40% lower fuel burn. The target market is regional aircraft. The Ultra Short technology demonstrator is undergoing flight testing. The first eSTOL flight was May 16, 2024. Video: Electra First eSTOL Flight May 2024 https://youtu.be/esTykmreHuQ?si=1dRhyc5CSsWihtL2 John Langford is the founder and CEO of Electra.aero. He is a member of the National Academy of Engineer...

Emily Pilbeam presents a mixtape of her personal selection of tracks from BBC Introducing, including Delilah, OneDa, Cassia, DBA, Jasmine 4.t., Something in the Lake and Bandit.

In this episode, we're joined by Co-founder of DBA, Jon Charbonneau, to discuss the current state of venture and liquid markets, Bitcoin's evolving narrative, and whether crypto VCs should benchmark against BTC. We also cover Solana and Celestia's long-term prospects, Ethereum's scaling challenges, and broader changes in crypto culture.Thanks for tuning in! As always, remember this podcast is for informational purposes only, and any views expressed by anyone on the show are solely their opinions, not financial advice. -- Special thanks to our sponsor, dYdX! Stay up-to-date with DeFi's Pro Trading Platform by following dYdX on X: https://x.com/dYdX -- Missed DAS? Join us from June 24th-June 26th at Permissionless IV! Use Code 0x10 at checkout for 10% off! Tickets: https://blockworks.co/event/permissionless-iv -- Follow Jon: https://x.com/jon_charb Follow Dan: https://x.com/smyyguy Follow Ryan: https://x.com/_ryanrconnor Follow Boccaccio: https://x.com/salveboccaccio Follow Blockworks Research: https://x.com/blockworksres Subscribe on YouTube: https://bit.ly/3foDS38 Subscribe on Apple: https://apple.co/3SNhUEt Subscribe on Spotify: https://spoti.fi/3NlP1hA Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ Join the 0xResearch Telegram group: https://t.me/+z0H6y2bS-dllODVh -- Timestamps: (0:00) Introduction (2:17) Thoughts on Venture and Liquid Markets (9:01) Should VCs Benchmark Against BTC? (11:47) Outlook on Celestia and Solana (21:48) Tokenizing Everything (24:23) SVM Chains & Firedancer (33:37) dYdX Snippet (37:24) Monad vs MegaETH (40:56) Does the L1 Premium Still Exist? (46:08) Scaling the Ethereum L1 (54:45) Ethereum's Culture Shift (1:08:50) Closing Comments -- Check out Blockworks Research today! Research, data, governance, tokenomics, and models – now, all in one place Blockworks Research: https://www.blockworksresearch.com/ Free Daily Newsletter: https://blockworks.co/newsletter -- Disclaimer: Nothing said on 0xResearch is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Boccaccio, Danny, and our guests may hold positions in the companies, funds, or projects discussed.

Firestone Walker Brewing Company's CMO says connected TV has made it easier to reach its sports-loving customers. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio.Damian (00:01):I'm Damian Fowler.Ilyse (00:02):And I'm Ilyse Liffreing.Damian (00:03):This week we're really excited to talk with Dustin Hinz, the Chief marketing officer of Firestone Walker Brewing the craft brewery based in California.Ilyse (00:12):Dustin has been the chief marketer at Firestone for almost six years. He's an award-winning marketer who knows how to build a culturally relevant brand.Damian (00:21):Also, he's a musician and he helped build Guitar Center into that powerhouse brand It is today. He worked there for 17 years and you can ask any guitarist about Guitar Center and its Importance. And then he was an Ernie Ball music man, which is famous for its guitar strings, which I love. I'm curious though, Ilyse, do you play the guitar?Ilyse (00:40):I wish, but Okay. Damian, we're here to talk beer and how to market it in a crowded marketplace. So let's begin. So Dustin, can you tell us a little bit about Firestone and the brand 805? It seems it really has a West Coast vibe just like me. I'm from the West coast so I can see that. I feel it.Dustin (01:04):Firestone Walker is the culmination of David Walker and Adam Firestone's love for beer. And they met back in the nineties when David fell in love with Adam's sister and there's great stories about that. And then they found they had this mutual love for beer and the central coast of California. David being an expat in British and Adam being a Californian, they founded this amazing brewery on the central coast and really focused on just a few craft beers. DBA was their first beer and then Union Jack and there was a lot of craft was sort of an early movement. And then back in 2012 they stumbled upon this idea of 8 0 5 and 8 0 5 is the area code for the big swath of the Central coast, a big piece of California all the way down to Ventura County where actually I grew up. We like to say that the goal of 8 0 5 is to be the most globally recognized, regionally available beer in the world.Ilyse (02:03):Very cool. But there are a lot of beers out there, even craft beers. What would you say is the point of differentiation? Is it the taste? Is it the West coast vibes? What would you say?Dustin (02:15):I think the biggest point of differentiation in beer is the brand position. Obviously great brand position and great marketing is not going to solve a lousy product, so you got to have amazing product and we're trying to focus on being odds of the evens and really investing in our own legend and trying to stand for something and be the alternative choice. And thankfully beer is so big and there's so much opportunity that you can carve out a pretty nice size of the pie for yourself if you want to focus on being the alternative premium choice.Damian (02:43):One of things that you just said about the importance of marketing and how marketing can drive the business seems key to this. Is there anything that you could point us to that you'd say, this was the moment where I created brand awareness above and beyond or something like that?Dustin (03:05):The first one with the traditional 8 0 5, the black can I was very lucky to inherit five and a half years ago a slogan called Properly Chill and Properly Chill sort of was the slogan for this idea that life on the central coast was a little different, right? And what we did last year and then going into this year, and I believe that this is going to come out right around this new campaign is going to drop, is this idea telling the story of our brand through the lens of our customer. We have this amazing roster of ambassadors, we call them Authentico and eight oh five Authentico and Professional surfers, motocross Riders, boxers, MMA, fighters, artists, tattoo artists, you name it, it spans the spectrum. There's over 50 of them and they kind of cover every single different customer group that we believe the brand represents and we tell the story of that brand through those consumers or through those athletes.(04:06):And then a couple other examples were what we did was Summer of Cervesa when we launched the extension of 8 0 5, the first extension after 10 years, which was a Mexican lagger themed version of 8 0 5 with a little bit of lime in it. And the idea at the time was when you were looking at the marketplace, Mexican laggers were really on the rise. Corona obviously as an incredible background. Modelo has now at this point become the number one brand in the US surpassing Bud Light and Consumers were definitely reaching for this idea of sort of an escapism beer. So when we launched the campaign with summer survey, so we realized that we had to do something to stand out and create some differentiation between 8 0 5 blonde and 8 0 5. And so the 8 0 5 cervesa campaign was the first time we ever showed the product in color. 8 0 5 has been black and white since its inception in 2012. And with 8 0 5 Cervesa was the first time we ever put the product in color in the advertising. And it was a game changer. I mean, we sales went from moderately successful to up 20% pretty consistently because we were able to create that differentiation in the idea that Cervesa was a light and refreshing product.Damian (05:24):Wow, I love that just by adding color. But it is interesting that you started out in black and white as a kind of campaign. Why black and white?Dustin (05:32):I think they realized they needed to do something different to stand out back then. And trust me, it is a conversation pretty regularly when we're working on new ideas of, there is a lot of consternation around the idea of how do we maintain the brand identity and not stray from it because we want to be timeless, not timely. So we're very, very focused on, hey, every decision we make is going to have an impact a decade from now, two decades from now. Because the greatest brands in beer are multi-generational.Ilyse (06:02):Totally. And I know we talked about this earlier because it can be really difficult to market alcohol products, especially on platforms like social media where there are age roadblocks. What are the channels that you decided to lean into for these campaigns and are there any that you're experimenting with now?Dustin (06:24):I'd say at-home is a good third of our total media investment and then a big shift to TV about two years ago. And with connected TV platforms continuing to become more robust, it's made it a hell of a lot easier for us to get more geo-targeted because I think that spray and prey doesn't work when you're a regional brand and you want to get really focused on zip codes and you want to try to drive measurement. And so connected TV has been huge for us and whether that's through our partnerships with the World Surf League or we're just doing a sports our brand, what we know though is that from all of our consumer data is that a huge percentage of our customers are sports fans. They watch a lot of football, they watch a lot of baseball. So what we do is we take our brand to those channels and through partnerships like ESPN, we've been able to really connect with consumers and drive some really nice measurable lift for the brand. You're watching a sports game and you're going to see beer brand X or insurance brand X with an athlete for that sport. And then you see our spot, which might have a bull rider in it or a surfer or a motocross rider, and it just stands outIlyse (07:33):With your brands embrace of sports and kind of that measurement piece of CTV, you must love that more live sports are coming into the connected TV space.Dustin (07:47):I think the beneficiaries of this sort of democratization of content and it's making things more competitive. So as you see the Disney Network, Hulu, ESPN, or you go to YouTube TV and some of the other platforms that are continuing to open up, it makes it really easy to be competitive in the space or to at least have a voice. I think our team's been really good at identifying those opportunities, proving the efficacy of those investments so that we can continue to do them.Damian (08:15):You hinted at something about the seasonality of marketing and I'm kind of interested in that as a marketer of beer and I guess in lots of ways, as you said, you're kind of marketing lifestyle, you have associations with surfers and athletes and the summer. I'm curious how often you think about the need to refresh campaigns and how do you keep them relevant to the culture cultural moment?Dustin (08:42):Yeah, great question. You definitely have to, in beer, especially with the retail partners, you need to be seasonal. I spent the first 20 years of my career on the music side as a retailer, so I know what retailers want. They're going to want, Hey, it's Memorial Day, I'm going to have a display in my store for a week and a half, two weeks. It better fit the theme of Memorial Day. Now how you do that, you can do that without just stars and stripes. There's other ways to do that, but the I idea of escapism and patriotism to a degree, but when you look at the retail calendar, there are a myriad, there's like 16 major temples that you have to win. So our team is definitely working to make sure that we're taking the overall thematic of our brand and pulling that down into those temples.(09:33):And that fits the larger brand story because obviously you don't want to have 16 different TV spots throughout the year. So we'll have several different campaigns throughout the year, but then those drop down into Cinco de Mayo or Day of the Dead or 4th of July. So you have to, depending on the channel that we're in, yeah, some stuff has to be far more granular to make sure that it's serving the need of that retailer or the desire of that retailer, and as well as making sure that we're still maintaining the brand identity that we want to have. While everybody else does Super Bowl and does football, we're doing the World Surf League pipeline, which is the Super Bowl of surf, so is the official beer of the WSL when everyone's doing Super Bowl, we're doing surfing.Damian (10:10):Now, Dustin listeners can't see this, but I know behind you you've got some fantastic vintage guitars there, which I wanted. I know that you are a musician and before you worked at 8 0 5, you worked as a marketer in the music industry, including for Ernie Ball, music Man and Guitar Center. And I'm kind of interested in the kind of synergies that you might have found there between marketing to musicians and the kind of now the position you're in now marketing beer.Dustin (10:42):It's really sort of a story of serendipity. I got my first guitar when I was 14 years old and it sort of changed my life. Music just bordered became this obsession and it's what I wanted to do, started a band and typical story, didn't go to college, was like college, I'm going to be in a band, mom, what are you talking about? So I begged her at the time she was working, she was the executive assistant to the CEO O of Guitar Center back in the nineties when they were still a small company. And I said, Hey, just give me a job in the mail room or something, and so just give me the summer. Let me prove to you that my band can be in great before I have to go to college. And so she got me a job in the mail room and said, three months, that's it. And three months turned into 18 years.(11:35):I worked my way up to vice president and that typical age old story. But what I found really early on when I got there was, and I remember there was a moment, I was there a couple of months working in the mail room, excited in the mail room is right next to the marketing department and there was a great VP of marketing. It was Mike. I still talk to him to this day, 20 something years later. He always says, his joke is, you're the best hire I ever made. But I remember looking at the marketing materials and saying to the guys like, Hey, we're not marketing to, I'm the customer. Why don't you talk to me? We should change the way that we talk to the customers because this doesn't make sense. I'm the customer, I don't want to read this. So I pitched him some ideas and he's like, yeah, that's a great idea. You want a job in marketing?(12:18):And I went from $4 and 50 cents an hour to $9 an hour. I thought it was rich. I'm 18 years old. And I started that journey. And I think what I realized really early on, and what was great about Guitar Center was that our mission was to mint new customers. We realized early on through a great visionary, CEO, we had Marty Albertson was that we had to make sure that we were creating musicians. There wasn't a lot of 'em. When you think about the population of the world, it think it's like 2% our musicians. So if you want to continue to sell guitars and you want to continue to sell instruments, you've got to inspire people to want to play music. So our mission became taking this great feeling and propelling that and perpetuating it to get more people excited about it. And we became a platform for artists and creating, over the course of my 20 years, I got to create TV shows and write documentaries and make slashes documentary.(13:09):I got to things that you would only dream of when you were a kid to make art with other artists that inspired the world. And I think the common thread through all of that was that great marketing, great brands stand for something clear and enduring. I'm very, very lucky that as a songwriter and a musician early on, that I found this extension of that creative process to sort of keep me inspired. I mean marketing in a lot of ways, your writers, your songwriters, your creatives, and you get to do that while also tackling, for me at least the necessary evil of lift analysis, analytics andDamian (13:46):Some of those things that come with the business. Our musicians have to be marketers these days anyway. Right.Ilyse (13:50):That's very true. And that 2%, we at least have two in our miss because Damian's a musician as well. But yeah, it's so interesting that you talk about that area of the population and in some ways it's almost harder to reach those very niche communities.Dustin (14:09):Yeah, there's that great quote. I don't know if it came from Nike, it was probably Nike, but what's that speak to the core loud enough that everyone else can hear? I mean, I think that's been a mission of music. I mean, remember the indie movement or the punk movement, it was like everybody didn't want to be mainstream, and it was just like, do this thing, own your audience. And then what happens is the cool thing, everybody wants to sit at the cool table. Everybody wants to be a part of the movement, but you can't market to the people that want to be in the movement. You have to market to the people who have started the movement, and then what happens is then you can maintain some credibility.Damian (14:40):I'm just curious to get your high level perspective on what do you think needs to change in the ad marketplace today, which as we all know, is very much digital programmatic.Dustin (14:52):I think product placement right now, especially on podcasts, is just incredibly oversaturated. And I understand that when you've got a major budget and you're moving money around and you're trying to do everything you can to drive eyeballs, but I have this conversation all the time with the agency. I'm not interested in the most amount of eyeballs. I want the right ones. And when I look at a podcast and I just see energy drinks on tables and then right behind it, I see a Starbucks cup and the cans aren't open, I just think there's too much of that going on. To me, there's not real connections. So I think one of the things for me that's just unfortunate is because of the amount of money and the amount of ad money that's available and it's all moving from different platforms, is that sort of approach has created, I think a really high level of high bar for entry into some of these categories.(15:40):The expectations of money that are tied to some of these opportunities are so overblown. So I think that to me, that's always been something that I've always struggled with that I always hope is going to work itself out and well. I think that you go through ebbs and flows, especially when times get tough, people will cut back on their marketing, they cut back on sponsorships, and that's when opportunities open up. And if you're smart and you manage your money effectively and you have dollars, when other brands are carving back, that's when you can start to find really interesting opportunities. But for me, yeah, influencer marketing, product seating, I've never been excited about it. One of the things that we say all the time at Firestone Walker is keep the main thing, the main thing. And by doing that, we put on ourselves from chasing too many squirrels in the backyard.Ilyse (16:30):I love that.Dustin (16:31):Yeah.Ilyse (16:32):Is there anything you are obsessed with figuring out right now?Dustin (16:35):I mean, we sell millions of cases of beer and our first party data. We've done an amazing job of our first party data, emails building customer attention, but there is this weird thing with social, and I'm just obsessed with trying to figure out what it is. And our agency's got great relationships with meta and these platforms, and nobody, one can seem to give me the answer of what is happening on the backend within the algorithms that is preventing some of the biggest brands in the world with tens of millions, if not hundreds of millions of consumers. This ability to create real audiences on these platforms, because we live in a world now where all content is consumed through just a few channels. When you think about YouTube, whatever happens with TikTok, Instagram Meta, et cetera, there's a only handful of channels where a majority of all of the content consumption is taking place.(17:31):And if every single one of those has a toll booth between you and your customer, but then there's also a filter that is preventing you from really building your audience. I'm obsessed with trying to figure that out. If we do believe in this idea of the zeitgeist and that culture matters and that brands stand for something clear and enduring, the world is going to continue and down this digital path. And sure, point of sale and billboards and TV advertising are great ways to tell people about your brand, but it is the way to get your arms around them. It's going to be on these platforms and the ones that are coming. And I think that's what the industry as a whole is always the industry as a whole struggles with this. And I think it can be dangerous in the sense that you over obsess it and then you put too much money into like, well, I got to grow followers, or I got to grow my audience. Versus like, well, I just got to drive, drive affinity in purchase intent. And so that's, I think the balance of how do we focus on stuffing the funnel, creating a tremendous amount of energy for our brands. The right partnerships is omnipresent in the right cultural segments that we want to be in, but at the same time try to figure out how we can expand our tent and get more people into it.Damian (18:46):Wow. Ali, I love that conversation with Dustin. I mean, it's not every day you get to talk to somebody who's a musician and a marketer and who's able to tie both of those things together so well as he did. But what was the standout thing to you that he said?Ilyse (19:02):I think what really stuck out was kind of playing how Firestone and Dustin kind of play that fine line of keeping consistent, but also not being too rigid and trying new things with customers. I know with 9,000 plus breweries, it's kind of crazy that there's so much competition to stick out and beer brands have to stick out. But what he said was really interesting about staying consistent with an agency and measurement and really trying to find, making sure that what you're making art essentially actually makes sense.Damian (19:45):Yeah, I agree with you and I feel like one of the most powerful things he said to me was when he was at Guitar Center, when he was there for 17 years, his vision was to mint new musicians and identifying that only 2% of the world population, 2%, I think he said musicians. So you have to inspire more people to want to create music. And taking that sort of core philosophy and applying it to his current role at 8 0 5 seems to be something that's driving him as a mission driven marketer. I think as he said, great brands have to stand for something enduring. So in that regard, I think he's really smart, and to do this at this cultural moment where there's so much fragmentation, that is one way to help him clear through all the clutter and stay focused.Ilyse (20:30):Yeah, I think one of my favorite quotes too was like keep the main thing, the main thing, and that keeps us basically from chasing those squirrels.Damian (20:44):That's it for this edition of The Current Podcast. I'm Ilyse, and I'm Damian, and we'll see you next time.

DBA students at Newman University bridge leadership theory and practice, transforming academic models into actionable business strategies. Through research-based approaches and diverse industry perspectives, they drive measurable improvements while maintaining work-life balance in Kansas' only DBA program. Visit: https://newmanu.edu/academics/dba-degree Newman University City: Wichita Address: 3100 McCormick Website: https://newmanu.edu/

Host Ben Hall invites Richard Tarpey, DBA assistant professor of the Jones College of Business at Middle Tennessee State University on this episode of Inside Politics to discuss the rollercoaster ride of the stock market due to tariff decisions by the US. The two discuss the president's initial wave of tariffs placed on all trade partners, the ramifications as well as the halting of tariffs on April 9th to some trade partners. The two react to President Trump's statement that they began talks with some countries but would require many lawyers to work out proper deals for the US. Also, the latest reciprocal tariffs from China are discussed. See omnystudio.com/listener for privacy information.

Planning for life after shop ownership is something many independent collision shop owners overlook—until they're already in the process of selling. But without a clear vision, the transition can be overwhelming and leave former owners wondering, “What's next?”In this episode, Matt DiFrancesco shares insights from the Northeast Conference, where he and Laura Gay led a discussion on preparing for life beyond the shop. They addressed common concerns from shop owners, including burnout, the challenges of third-party sales, and the uncertainty of what comes after stepping away from the business.Join Matt as he shares key takeaways from the event, explores the questions that resonated most with attendees, and guides shop owners on designing a fulfilling and purposeful post-shop life.Matt also talks about:(01:50) Why most shop owners fail to design their post-shop life(02:25) The importance of having a post-shop vision before you sell(03:00) The power of planning your exit the right way(04:09) The first step in planning(05:06) Life after the sale: What comes next?Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYouTube: @highliftfinancialDisclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategies discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

Some of you reading this are database administrators (DBAs) who manage systems as their full-time job. Others of you might be developers, analytics people, or someone else who has another job, but you get stuck with managing the database somehow. I've seen a receptionist and a dental hygienist act in this role. We may call you the accidental DBAs, though that doesn't imply you are good or bad at managing databases. I got into this line of work as an accidental DBA who was also a developer.  No matter what your job title, my guess is that you aren't over-staffed at your organization. Likely you wish you had one (or more) more person to help keep up with the work. It seems that we never have enough time to get everything done in a week. And that's with a full staff. What do you do when someone is sick or goes on vacation? If you're like me, you get further behind and feel extra stress while your coworker is out of the office. Read the rest of Part-Time DBAs

American company 'Colossal Biosciences' claim to have brought back the Dire Wolf using genetic engineering and preserved DBA, despite the species having been extinct for over 10,000 years. Producer Max spoke with the Director of the Otago Paleo Genetics Lab at the University of Otago, Nic Rawlence, about the supposed "de-extinction" of the Dire Wolf, as well as the ethics of bringing back extinct species.

Lois Houston and Nikita Abraham kick off a new season of the podcast, exploring how Oracle APEX integrates with AI to build smarter low-code applications. They are joined by Chaitanya Koratamaddi, Director of Product Management at Oracle, who explains the basics of Oracle APEX, its global adoption, and the challenges it addresses for businesses managing and integrating data. They also explore real-world use cases of AI within the Oracle APEX ecosystem   Oracle APEX: Empowering Low Code Apps with AI: https://mylearn.oracle.com/ou/course/oracle-apex-empowering-low-code-apps-with-ai/146047/ Oracle University Learning Community: https://education.oracle.com/ou-community LinkedIn: https://www.linkedin.com/showcase/oracle-university/ X: https://x.com/Oracle_Edu   Special thanks to Arijit Ghosh, David Wright, Kris-Ann Nansen, Radhika Banka, and the OU Studio Team for helping us create this episode.   -----------------------------------------------------------------   Episode Transcript:   00:00 Welcome to the Oracle University Podcast, the first stop on your cloud journey. During this series of informative podcasts, we'll bring you foundational training on the most popular Oracle technologies. Let's get started! 00:25 Lois: Hello and welcome to the Oracle University Podcast! I'm Lois Houston, Director of Innovation Programs with Oracle University, and with me is Nikita Abraham, Team Lead: Editorial Services. Nikita: Hi everyone! Thank you for joining us as we begin a new season of the podcast, this time focused on Oracle APEX and how it integrates with AI to help you create powerful applications. This season is for everyone—from beginners and SQL developers to DBA data scientists and low-code enthusiasts. So, if you're interested in using Oracle APEX to build low-code applications that have custom generative AI features, you'll want to stay tuned in. 01:07 Lois: That's right, Niki. Today, we're going to discuss Oracle APEX at a high level, starting with what it is. Then, we'll cover a few business challenges related to data and AI innovation that organizations face, and learn how the powerful combination of APEX and AI can help overcome these challenges.  01:27 Nikita: To take us through it all, we've got Chaitanya Koratamaddi with us. Chaitanya is Director of Product Management for Oracle APEX. Hi Chaitanya! For anyone new to Oracle APEX, can you explain what it is and why it's so widely used? Chaitanya: Oracle APEX is the world's most popular enterprise low code application platform. APEX enables you to build secure and scalable enterprise-scale applications with world class features that can be deployed anywhere, cloud or on-premises. And with APEX, you can build applications 20 times faster with 100 times less code. APEX delivers the most productive way to develop and deploy mobile and web applications everywhere. 02:18 Lois: That's impressive. So, what's the adoption rate like for Oracle APEX? Chaitanya: As of today, there are 19 million plus APEX applications created globally. 5,000 plus APEX applications are created on a daily basis and there are 800,000 plus APEX developers worldwide. 60,000 plus customers in 150 countries across various industry verticals. And 75% of Fortune 500 companies use Oracle APEX. 02:56 Nikita: Wow, the numbers really speak for themselves, right? But Chaitanya, why are organizations adopting Oracle APEX at this scale? Or to put it differently, what's the core business challenge that Oracle APEX is addressing? Chaitanya: From databases to all data, you know that the world is more connected and automated than ever. To drive new business value, organizations need to explore and exploit new sources of data that are generated from this connected world. That can be sounds, feeds, sensors, videos, images, and more. Businesses need to be able to work with all types of data and also make sure that it is available to be used together. Typically, businesses need to work on all data at a massive scale. For example, supply chains are no longer dependent just on inventory, demand, and order management signals. A manufacturer should be able to understand data describing global weather patterns and how it impacts their supply chains. Businesses need to pull in data from as many social sources as possible to understand how customer sentiment impacts product sales and corporate brands. Our customers need a data platform that ensures all this data works together seamlessly and easily. 04:38 Lois: So, you're saying Oracle APEX is the platform that helps businesses manage and integrate data seamlessly. But data is just one part of the equation, right? Then there's AI. How are the two related?  Chaitanya: Before we start talking about Oracle AI, let's first talk about what customers are looking for and where they are struggling within their AI innovation. It all starts with data. For decades, working with data has largely involved dealing with structured data, whether it is your customer records in your CRM application and orders from your ERP database. Data was organized into database and tables, and when you needed to find some insights in your data, all you need to do is just use stored procedures and SQL queries to deliver the answers. But today, the expectations are higher. You want to use AI to construct sophisticated predictions, find anomalies, make decisions, and even take actions autonomously. And the data is far more complicated. It is in an endless variety of formats scattered all over your business. You need tools to find this data, consume it, and easily make sense of it all. And now capabilities like natural language processing, computer vision, and anomaly detection are becoming very essential just like how SQL queries used to be. You need to use AI to analyze phone call transcripts, support tickets, or email complaints so you can understand what customers need and how they feel about your products, customer service, and brand. You may want to use a data source as noisy and unstructured as social media data to detect trends and identify issues in real time.  Today, AI capabilities are very essential to accelerate innovation, assess what's happening in your business, and most importantly, exceed the expectations of your customers. So, connecting your application, data, and infrastructure allows everyone in your business to benefit from data. 07:32 Raise your game with the Oracle Cloud Applications skills challenge. Get free training on Oracle Fusion Cloud Applications, Oracle Modern Best Practice, and Oracle Cloud Success Navigator. Pass the free Oracle Fusion Cloud Foundations Associate exam to earn a Foundations Associate certification. Plus, there's a chance to win awards and prizes throughout the challenge! What are you waiting for? Join the challenge today by visiting oracle.com/education. 08:06 Nikita: Welcome back! So, let's focus on AI across the Oracle Cloud ecosystem. How does Oracle bring AI into the mix to connect applications, data, and infrastructure for businesses? Chaitanya: By embedding AI throughout the entire technology stack from the infrastructure that businesses run on through the applications for every line of business, from finance to supply chain and HR, Oracle is helping organizations pragmatically use AI to improve performance while saving time, energy, and resources.  Our core cloud infrastructure includes a unique AI infrastructure layer based on our supercluster technology, leveraging the latest and greatest hardware and uniquely able to get the maximum out of the AI infrastructure technology for scenarios such as large language processing. Then there is generative AI and ML for data platforms. On top of the AI infrastructure, our database layer embeds AI in our products such as autonomous database. With autonomous database, you can leverage large language models to use natural language queries rather than writing a SQL when interacting with the autonomous database. This enables you to achieve faster adoption in your application development. Businesses and their customers can use the Select AI natural language interface combined with Oracle Database AI Vector Search to obtain quicker, more intuitive insights into their own data. Then we have AI services. AI services are a collection of offerings, including generative AI with pre-built machine learning models that make it easier for developers to apply AI to applications and business operations. The models can be custom-trained for more accurate business results. 10:17 Nikita: And what specific AI services do we have at Oracle, Chaitanya?  Chaitanya: We have Oracle Digital Assistant Speech, Language, Vision, and Document Understanding. Then we have Oracle AI for Applications. Oracle delivers AI built for business, helping you make better decisions faster and empowering your workforce to work more effectively. By embedding classic and generative AI into its applications, Fusion Apps customers can instantly access AI outcomes wherever they are needed without leaving the software environment they use every day to power their business. 11:02 Lois: Let's talk specifically about APEX. How does APEX use the Gen AI and machine learning models in the stack to empower developers. How does it help them boost productivity? Chaitanya: Starting APEX 24.1, you can choose your preferred large language models and leverage native generative AI capabilities of APEX for AI assistants, prompt-based application creation, and more. Using native OCI capabilities, you can leverage native platform capabilities from OCI, like AI infrastructure and object storage, etc. Oracle APEX running on autonomous infrastructure in Oracle Cloud leverages its unique native generative AI capabilities tuned specifically on your data. These language models are schema aware, data aware, and take into account the shape of information, enabling your applications to take advantage of large language models pre-trained on your unique data. You can give your users greater insights by leveraging native capabilities, including vector-based similarity search, content summary, and predictions. You can also incorporate powerful AI features to deliver personalized experiences and recommendations, process natural language prompts, and more by integrating directly with a suite of OCI AI services. 12:38 Nikita: Can you give us some examples of this? Chaitanya: You can leverage OCI Vision to interpret visual and text inputs, including image recognition and classification. Or you can use OCI Speech to transcribe and understand spoken language, making both image and audio content accessible and actionable. You can work with disparate data sources like JSON, spatial, graphs, vectors, and build AI capabilities around your own business data. So, low-code application development with APEX along with AI is a very powerful combination. 13:22 Nikita: What are some use cases of AI-powered Oracle APEX applications?  Chaitanya: You can build APEX applications to include conversational chatbots. Your APEX applications can include image and object detection capability. Your APEX applications can include speech transcription capability. And in your applications, you can include code generation that is natural language to SQL conversion capability. Your applications can be powered by semantic search capability. Your APEX applications can include text generation capability. 14:00 Lois: So, there's really a lot we can do! Thank you, Chaitanya, for joining us today. With that, we're wrapping up this episode. We covered Oracle APEX, the key challenges businesses face when it comes to AI innovation, and how APEX and AI work together to give businesses an AI edge.  Nikita: Yeah, and if you want to know more about Oracle APEX, visit mylearn.oracle.com and search for the Oracle APEX: Empowering Low Code Apps with AI course. Join us next week for a discussion on AI-assisted development in Oracle APEX. Until then, this is Nikita Abraham… Lois: And Lois Houston signing off! 14:39 That's all for this episode of the Oracle University Podcast. If you enjoyed listening, please click Subscribe to get all the latest episodes. We'd also love it if you would take a moment to rate and review us on your podcast app. See you again on the next episode of the Oracle University Podcast.

Dr Mark G. Hewitt : Charles Manson Behind Bars - The Crazy Antics and Amazing Revelations of America's Icon of EvilJun 1, 2022Dr. Mark G. Hewitt, DBA is a true crime author and award-winning public speaker who travels the world in his quest for intriguing, unanswered questions and enduring mysteries.Charles Manson holds a special place in history, notorious for his crimesand cult, yet fascinating for his seemingly endless ability to dominate and control all who came into his orbit.In this interview Dr Hewitttells Ed about Manson, who was never a quiet inmate. Mood swings from  outbursts of rage to acts of generosity, he made his presence felt to everyone around him. He inspired awe in other inmates, he cozied up to prison guards who were eager to do him favours, and he was responsible for numerous staff transfers in the institution and externally.Mark is also the author of the acclaimed Zodiac Serial Killer Series, three books dedicated to telling the complete story of California's most notorious unidentified serial killer:HUNTED: the Zodiac murdersPROFILED: the Zodiac examinedEXPOSED: the Zodiac revealedWith inmate Guillermo Mendez, he is the co-author of Charles Manson Behind Bars, the first Manson book from the inside.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Lindsey Busfield, co-owner of Optimize My Firm, a company specializing in SEO for law firms, speaks with Favour Obasi-ike on how to grow your business locally using search engine optimization. Lindsey Busfield recounts her unconventional journey into the SEO world, beginning with marketing for an Amish egg company before transitioning to legal marketing and eventually partnering to grow her current business. The discussion covers the increasing importance of SEO in the age of AI, strategies for ranking in Google's local pack, and the fundamental differences between SEO and social media marketing. She also emphasizes that effective SEO is an investment in long-term online visibility and lead generation, distinct from the immediate but finite impact of pay-per-click advertising, and offers advice on identifying the informational needs of potential clients.Frequently Asked Questions about Local SEO and Online Presence for Businesses1. How did you get started in the SEO industry, particularly focusing on legal SEO? My journey into SEO began somewhat unexpectedly with a family business involving Amish chicken farmers. I transitioned from teaching to handle marketing and business development for their egg company, helping it grow significantly. This experience ignited my passion for marketing. Later, I worked for a law firm where I learned the intricacies of SEO. I then met my current business partner, Len, who had an existing but smaller SEO business called Optimize My Firm. I joined him to organize and help grow the company, eventually focusing on providing specialized SEO services to law firms nationwide.2. With the rise of AI overviews and the potential for "zero-click" searches, how important is SEO for businesses looking for growth opportunities? SEO is exceptionally important in the age of AI overviews. While AI might provide immediate answers at the top of search results, these answers are being pulled from somewhere – credible and authoritative websites. Strong SEO principles, including comprehensive website content and quality backlinks, are crucial for positioning your website as a reliable source that Google (and other search engines) will use to generate these AI-powered answers. Therefore, SEO is the driving force behind getting your business to "write" the answer in the AI section and remain relevant in search results.3. What are the key factors that influence a business's ability to appear in the local pack on Google? Google primarily considers three main factors for local pack rankings, with a fourth important element: * Proximity: The physical location of your business relative to the user's search location is critical. Being closer to residential areas and further away from direct competitors can improve your chances. * Review Recency: Consistent and recent positive reviews are essential. Google values fresh feedback and is wary of purchased or sudden surges in reviews. * Business Name: Strategically incorporating relevant keywords into your business name (sometimes through a "doing business as" or DBA filing) can help trigger visibility for specific searches. * Organic SEO Ranking: If your website ranks well organically on the first page of Google for relevant keywords, you have a significantly higher likelihood of also appearing in the local pack.>> Contact Optimize my Firm for your SEO needs here

In this episode of the PowerShell Podcast, we reconnect with Jess Pomfret, a PowerShell and SQL Server powerhouse, LinkedIn Learning instructor, and community advocate. From her early days in England to becoming a respected speaker and consultant, Jess shares her journey into tech, her passion for automation, and the importance of mentorship, curiosity, and community. Key topics in this episode include: Jess's transition from footballer to DBA – How a soccer scholarship led her to a tech career in the U.S. The power of PowerShell and DBA Tools – How Jess leverages PowerShell to automate SQL Server tasks and save time. Finding a community in SQL and PowerShell – Jess reflects on how welcoming both communities are and the impact they've had on her career. Career growth through speaking and mentoring – Encouraging others to speak, contribute, and grow through conferences and collaboration. Working with Data Masterminds – The benefits of working in a high-level consulting team and tips for managing multiple clients and context switching. LinkedIn Learning and teaching at scale – Behind the scenes of her professional training content and what it's like filming for LinkedIn Learning. Jess also shares her favorite DBA Tools command, productivity tips for conferences, and the story behind her podcast Finding Data Friends, which highlights voices in the data world.   Bio and links: Jess Pomfret is a Data Platform Engineer and a Dual Microsoft MVP. She started working with SQL Server in 2011, and enjoys the problem-solving aspects of automating processes with PowerShell. She also enjoys contributing to dbatools and dbachecks, two open source PowerShell modules that aid DBAs with automating the management of SQL Server instances. She has also contributed to the SqlServerDsc module, adding several new resources to use when configuring your SQL Servers. She grew up in the South West of England and outside of her DBA life enjoys Crossfit, cycling and watching proper football.  Connect with Jess on LinkedIn: https://www.linkedin.com/in/jpomfret and Bluesky: https://bsky.app/profile/jpomfret.co.uk Watch Finding Data Friends on YouTube: https://www.youtube.com/@findingdatafriends/videos Check out her LinkedIn Learning courses: https://www.linkedin.com/learning/instructors/jess-pomfret Explore DBA Tools at dbatools.io Join PowerShell Wednesdays at 2 PM EST on https://discord.gg/pdq The PowerShell Podcast: https://pdq.com/the-powershell-podcast The PowerShell Podcast on YouTube: https://youtu.be/L4zABO526bM

In this episode of the Entrepreneur Aligned podcast, host Jarrod Musick dives into the changing landscape of interest rates and how entrepreneurs can strategically utilize debt to fuel business and personal growth. With interest rates gradually declining after years of rising costs, Jarrod explores various types of debt—ranging from mortgages and portfolio-based loans to SBA and private lending. He offers actionable insights on refinancing, optimizing credit, and preparing for future opportunities as the financial environment evolves. Tune in for valuable tips on leveraging debt as a component of your long-term success!   -----   ABOUT JARROD   Jarrod was born into financial planning and solving financial problems. With his financial advisor father Steve telling stories about finance around the dinner table from an early age, the idea that everyone has a different financial situation was always there. After an early professional career spent in nonprofit and government, Jarrod came back to his roots helping people plan and invest in 2011. Since then, he has worked with individual clients, led internal teams and ultimately became partner and the CEO of Destiny Capital in 2017. With a passion for helping entrepreneurs change the world, Jarrod ultimately oversaw the creation of Entrepreneur Aligned in 2020. With both Destiny Capital and Entrepreneur Aligned, Jarrod leads teams that help people live lives of abundance where money is simply a tool to let everyone be a positive force for the world around them. When he isn't working with the talented teams for EA and DC you can find him chasing his twins, wily trout or a podium spot at an OCR race.   WANT TO LEARN MORE?   Subscribe to our Entrepreneur Aligned Podcast for new episodes posted every week OR click below to check out more new content from Entrepreneur Aligned.   Wealth Digest - weekly articles delivered to your inbox! Subscribe to our YouTube channel Connect on LinkedIn Follow on Twitter Follow on Instagram Check out our Linktree   REACH OUT TO US!   If you have a question or simply want to talk through your financial planning, we are here to help.   SEND US A MESSAGE or call 720-715-7570   DISCLOSURE: Jarrod Musick is an officer of Destiny Capital and Entrepreneur Aligned, a DBA of Destiny Capital. All opinions expressed by Jarrod are solely his own opinions and do not reflect the opinion of Destiny Capital or Entrepreneur Aligned. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. We recommend consulting with your wealth advisor, CPA/tax advisor and/or attorney, as applicable to your situation, prior to implementing a new investment strategy.  Advisory services offered through Destiny Capital Corporation, an Investment Adviser registered with the U.S. Securities & Exchange Commission.

In this episode, we dive into the challenges of valuing digital assets with Ryan Connor, Jon Charbonneau from DBA, and Matthew Sigel from VanEck. The discussion covers the applicability of traditional valuation models to crypto, the role of sentiment and flows, the impact of tokenomics, and the relevance of technical analysis in the space. Thanks for tuning in! As always, remember this podcast is for informational purposes only, and any views expressed by anyone on the show are solely their opinions, not financial advice. -- Missed DAS? Join us from June 24th-June 26th at Permissionless IV!  Tickets: https://blockworks.co/event/permissionless-iv -- Follow Jon: https://x.com/jon_charb Follow Matthew: https://x.com/matthew_sigel Follow Ryan: https://x.com/_ryanrconnor Follow Blockworks Research: https://x.com/blockworksres Subscribe on YouTube: https://bit.ly/3foDS38 Subscribe on Apple: https://apple.co/3SNhUEt Subscribe on Spotify: https://spoti.fi/3NlP1hA Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ Join the 0xResearch Telegram group: https://t.me/+z0H6y2bS-dllODVh -- Timestamps: (0:00) Introduction (1:59) Do TradFi Valuation Metrics Apply to Crypto? (7:57) Crypto Native Valuation Metrics (11:47) How Do Tokenomics Affect Valuations? (19:18) Using Technical Analysis -- Check out Blockworks Research today! Research, data, governance, tokenomics, and models – now, all in one place Blockworks Research: https://www.blockworksresearch.com/ Free Daily Newsletter: https://blockworks.co/newsletter -- Disclaimer: Nothing said on 0xResearch is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Boccaccio, Danny, and our guests may hold positions in the companies, funds, or projects discussed.

Between the authoring of a state budget and other law-writing business going on in the State Capitol, farm lobby groups are busy. Chad Zuleger is the director of government affairs with the Dairy Business Association. He pulls out some examples of what DBA wants to see support for in the state budget. It includes $150 million for the Agricultural Road Improvement program and support for farmer-led environmental initiatives. These initiatives include producer-led watershed groups, nitrogen optimization grants, and cover crop rebates. Chad says these priorities have been successful for Wisconsinites in past budgets.See omnystudio.com/listener for privacy information.

Ever feel like you missed the boat on selling online courses? Like the market is too crowded and it's just not worth starting now?I hear this all the time, and let me tell you, this couldn't be further from the truth.In this episode, I'm breaking down:The mind-blowing stats that prove the online course industry is just getting started.Why personal brands are taking over (and how YOU can profit from it).The massive digital shift happening right now, and what it means for your future.If you've ever doubted whether it's too late to start, this episode will change your mind. If you are ready to learn the skills to sell your courses and make money for years to come, then you could be the perfect fit for Digiteachers Biz Academy.Email me the word DBA and we can hop on a no-pressure call to see if my program is a fit for you.My freebie: The Scalable Digital Course Roadmap is your first step. This is for the freelance/ teaching business owners who are burning out from trading their time for money and are looking to create a digital course but have no clue where to start. I am giving you the 6 steps to turning your 1 x 1 students into a scalable course that will free you from the teaching treadmill.Grab it HERE.Send us a text

This is episode 287 recorded on March 13th, 2025 where John & Jason talk the Microsoft Fabric January 2025 Feature Summary including Python Notebooks in preview, Lineage enhancements to spark notebooks, lots of DBA enhancements to Data Warehouse, Tenant Level Private Link for Databases, and CI/CD preview for most of Fabric.

Attracting and retaining talent is a persistent challenge in the collision repair industry, and industry engagement plays a critical role in overcoming this issue.The struggle to find skilled technicians and support technical education programs leaves many shop owners feeling overwhelmed and unsure of how to bridge the workforce gap. Without a steady pipeline of trained professionals, the industry's future is at risk.Join Matt Di Francesco and Brandon Eckenrode, Executive Director of the Collision Repair Education Foundation (CREF), as they discuss the power of local industry involvement, offering practical strategies for shop owners to mentor students and secure a sustainable future for the collision repair industry.Matt and Brandon also talk about:(01:54) Why is finding talent in the collision repair industry such a challenge?(03:14) The crucial role of combining iCAR and ASE training with ADAS advancements(05:21) How can we shift the negative perception of being a “grease monkey”?(07:06) What initiatives is CREF taking to tackle the talent shortage(08:47) How CREF recruits students and connects them with shops after graduation(10:53) How can shop owners engage with local schools to attract talent?(14:35) Can young hires' fresh ideas create a mutually beneficial learning environment?(17:35) How can educators, industry leaders, and recruiters collaborate to attract your techs?(19:07) What's the best way for a shop owner to get involved in supporting new talent?Connect With Brandon EckenrodeLinkedIn: https://www.linkedin.com/in/brandon-eckenrode-9b51107/Email: brandon.eckenrode@i-car.comWebsite: https://collisionrepaireducationfoundation.org/Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYoutube: @highliftfinancialAbout the guest:Brandon Eckenrode began his career in 2002 with I-CAR's marketing department before joining CREF in 2009. Since then, he has been dedicated to supporting collision programs at high schools and colleges across the U.S., helping to train and develop the next generation of technicians.As Executive Director, Brandon is committed to promoting the collision repair industry as a viable career path and addressing the workforce shortage by attracting new talent. Under his leadership, CREF is focused on strengthening educational initiatives and ensuring a sustainable future for the industry. Brandon is a familiar face at industry events and shows, where he actively engages with stakeholders to advance CREF's mission.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

Jennifer Zilka and Kyle Pudenz, DBA, from Cencora joined Over the Counter to discuss the work their team is doing to identify, define, and address pharmacy deserts across hundreds of communities in the US.

In this episode, Kathy Sanford, DBA, RN, FAAN, Senior Executive Vice President and Chief Nursing Officer at CommonSpirit Health, discusses the health system's innovative approach to nursing, including virtual care models, workforce development, and the next five-year strategic plan. Tune in to hear how CommonSpirit is tackling staffing challenges, enhancing patient care, and preparing for the future of healthcare.

Lorie Jones is the Wealth Manager at Fearless Financial Advisors, a DBA of hybrid advisory firm Fidelis Wealth Advisors based out of Colorado, where she oversees $30 million in assets under management for 88 households. What sets Lorie apart is how she maximized the capabilities of Salesforce CRM—typically used by larger firms due to its advanced features and higher cost—to streamline processes and workflows while working at a mid-sized advisory firm without the need for costly Salesforce developers, demonstrating how a well-optimized CRM can enhance efficiency across the firm. Listen in as Lorie shares how she leverages Salesforce's "clicks not code" functionality to create custom automations—such as her innovative "magic buttons"—that streamline firm operations, from client onboarding to money movements. She also discusses her journey from an administrative role to firm partner, her transition into full-time advising to focus on serving high-net-worth women, and how she overcame the challenges of launching her own practice. Lorie also reflects on balancing earning her CFP and MBA while raising five children, how starting a podcast helped her gain confidence in prospecting, and why learning from mentors empowered her to take bold career risks. For show notes and more visit: https://www.kitces.com/428

In this episode of the Entrepreneur Aligned Podcast, host Jarrod Music dives into a critical aspect of business ownership—equity management. As businesses grow beyond a single owner, managing multiple equity owners and partners becomes essential. Jarrod explores the complexities of ownership structures, voting rights, and long-term strategic planning. He highlights how equity management impacts personal financial outcomes, retention of control, and the alignment between business strategy and personal goals. Tune in for key insights on making informed decisions regarding your business and financial success.   -----   ABOUT JARROD   Jarrod was born into financial planning and solving financial problems. With his financial advisor father Steve telling stories about finance around the dinner table from an early age, the idea that everyone has a different financial situation was always there. After an early professional career spent in nonprofit and government, Jarrod came back to his roots helping people plan and invest in 2011. Since then, he has worked with individual clients, led internal teams and ultimately became partner and the CEO of Destiny Capital in 2017. With a passion for helping entrepreneurs change the world, Jarrod ultimately oversaw the creation of Entrepreneur Aligned in 2020. With both Destiny Capital and Entrepreneur Aligned, Jarrod leads teams that help people live lives of abundance where money is simply a tool to let everyone be a positive force for the world around them. When he isn't working with the talented teams for EA and DC you can find him chasing his twins, wily trout or a podium spot at an OCR race.   WANT TO LEARN MORE?   Subscribe to our Entrepreneur Aligned Podcast for new episodes posted every week OR click below to check out more new content from Entrepreneur Aligned.   Wealth Digest - weekly articles delivered to your inbox! Subscribe to our YouTube channel Connect on LinkedIn Follow on Twitter Follow on Instagram Check out our Linktree   REACH OUT TO US!   If you have a question or simply want to talk through your financial planning, we are here to help.   SEND US A MESSAGE or call 720-715-7570   DISCLOSURE: Jarrod Musick is an officer of Destiny Capital and Entrepreneur Aligned, a DBA of Destiny Capital. All opinions expressed by Jarrod are solely his own opinions and do not reflect the opinion of Destiny Capital or Entrepreneur Aligned. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. We recommend consulting with your wealth advisor, CPA/tax advisor and/or attorney, as applicable to your situation, prior to implementing a new investment strategy. Advisory services provided by Destiny Capital Corporation, a Registered Investment Adviser.

“Si la DBA y los “caviares” se quieren destruir entre ellos, problema suyo debe ser. La sociedad peruana es mucho más compleja que ese blanco y negro al que nos quieren llevar” Visita nuestra web https://sudaca.pe/       

In this episode of the Entrepreneur Aligned Podcast, host Jarrod Music delves into the intricacies of private real estate investments, a popular asset class among entrepreneurial families. Jarrod discusses the two primary approaches to real estate investing: cash-flowing properties and appreciation-driven projects. He provides valuable insights into single-family homes, multi-family units, commercial properties, and syndications, helping listeners understand the potential returns, risks, and management demands of each type. Whether you're a seasoned real estate investor or considering your first property, this episode offers practical advice on aligning real estate investments with your broader financial goals.       -----   ABOUT JARROD   Jarrod was born into financial planning and solving financial problems. With his financial advisor father Steve telling stories about finance around the dinner table from an early age, the idea that everyone has a different financial situation was always there. After an early professional career spent in nonprofit and government, Jarrod came back to his roots helping people plan and invest in 2011. Since then, he has worked with individual clients, led internal teams and ultimately became partner and the CEO of Destiny Capital in 2017. With a passion for helping entrepreneurs change the world, Jarrod ultimately oversaw the creation of Entrepreneur Aligned in 2020. With both Destiny Capital and Entrepreneur Aligned, Jarrod leads teams that help people live lives of abundance where money is simply a tool to let everyone be a positive force for the world around them. When he isn't working with the talented teams for EA and DC you can find him chasing his twins, wily trout or a podium spot at an OCR race.   WANT TO LEARN MORE?   Subscribe to our Entrepreneur Aligned Podcast for new episodes posted every week OR click below to check out more new content from Entrepreneur Aligned.   Wealth Digest - weekly articles delivered to your inbox! Subscribe to our YouTube channel Connect on LinkedIn Follow on Twitter Follow on Instagram Check out our Linktree   REACH OUT TO US!   If you have a question or simply want to talk through your financial planning, we are here to help.   SEND US A MESSAGE or call 720-715-7570   DISCLOSURE: Jarrod Musick is an officer of Destiny Capital and Entrepreneur Aligned, a DBA of Destiny Capital. All opinions expressed by Jarrod are solely his own opinions and do not reflect the opinion of Destiny Capital or Entrepreneur Aligned. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. We recommend consulting with your wealth advisor, CPA/tax advisor and/or attorney, as applicable to your situation, prior to implementing a new investment strategy. Advisory services provided by Destiny Capital Corporation, a Registered Investment Adviser.

Managing costs and staying profitable is a constant challenge for independent collision shop owners, and education plays a crucial role in overcoming these hurdles. In this episode, John Shoemaker shares his passion for helping shop owners educate themselves and their customers about the value of their services—ensuring they are properly compensated for their work.With years of experience in business development. John has helped many shops refine their processes and improve their bottom line. He understands the importance of accurate invoicing, validating costs, proper documentation, and building strong relationships with claims adjusters.Join Matt DiFrancesco and John Shoemaker, AMAM, Business Development Manager - BASF Automotive Refinishes North America, as they explore the power of education in the collision industry, offering practical advice on how shop owners can stay ahead, maximize efficiency, and confidently communicate their value to customers.Matt and John also talk about:(05:38) Why do shop owners struggle with charging through invoices?(08:52) The two towers in the insurance world(11:53) Why proper documentation is the key to success(13:25) Should shop owners invest in sales training for their staff?(16:27) The benefits of finding your niche(18:43)  Why owners should start educating their customers on what sets their shop apart(24:17) How to develop better relationships with different claims managers(28:33) Where can shop owners learn to improve documentation, billing, and repair planning?(30:29) Why shop owners should invest in personal development(33:30) What is appraisal burnout?(35:51) The power of paying it forward in the industryConnect With John ShoemakerLinkedIn: https://www.linkedin.com/in/john-shoemaker-amam-a0800020/Email: john.a.shoemaker@basf.comPhone: 7574357118 (Mobile)Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYoutube: @highliftfinancialAbout the guest:John Shoemaker is the Business Development Manager for BASF Automotive Refinish Coatings - North America and has been in the automotive repair industry since 1973. His career began as a helper in a small body shop in California before serving in the U.S. Air Force as a technician, vehicle maintenance manager, accident investigator, technical instructor, and management system analyst. After returning to the civilian sector, he managed several dealership collision centers, served as a dealership service director, and founded JSE Consulting, where he provided training in damage analysis, marketing, lean implementation, and collision center management. John has contributed to industry advancements by assisting CCC Information Services in developing the Production Assistant system and working with DuPont Performance Coatings to validate data connector needs. He holds an Accredited Master Automotive Manager certification and has presented training programs at SEMA, NACE, AASP/NJ Northeast, and other industry events.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.High Lift Financial is a DBA for DiFrancesco Financial Concierge, LLC.  Investment advisory services are provided through Cornerstone Planning Group, LLC, an independent advisory firm registered with the Securities and Exchange Commission.

Let us know how we're doing - text us feedback or thoughts on episode contentPending regulations are reshaping the sustainability reporting world, with the Corporate Sustainability Reporting Directive (CSRD) starting to require European companies to report this year.Underpinning these reporting disclosures is something called a Double Materiality Assessment (DBA). In this episode, Paul digs into what is included in a DBA, how it differs from a company's current non-financial disclosures, and what companies should be doing to prepare for these reporting requirements. Even US based companies who may have to start reporting as soon as 2028.For more research:Corporate Sustainability Reporting Directive (CSRD) - European CommissionFollow Paul on LinkedIn.

In this episode of the Entrepreneur Aligned Podcast, host Jarrod Musick delves into the complexities of purchasing vacation properties, particularly for entrepreneurs. Using the example of a ski house in Vail, Colorado, Jarrod offers advice on securing a mortgage, choosing the right lender, and understanding the nuances of your tax return as a business owner. He also explores the benefits and challenges of managing the property for personal use, occasional rentals, or as a short-term rental investment. Whether you're considering a beach house, rural getaway, or mountain retreat, this episode provides valuable insights to help you make informed decisions.     -----   ABOUT JARROD   Jarrod was born into financial planning and solving financial problems. With his financial advisor father Steve telling stories about finance around the dinner table from an early age, the idea that everyone has a different financial situation was always there. After an early professional career spent in nonprofit and government, Jarrod came back to his roots helping people plan and invest in 2011. Since then, he has worked with individual clients, led internal teams and ultimately became partner and the CEO of Destiny Capital in 2017. With a passion for helping entrepreneurs change the world, Jarrod ultimately oversaw the creation of Entrepreneur Aligned in 2020. With both Destiny Capital and Entrepreneur Aligned, Jarrod leads teams that help people live lives of abundance where money is simply a tool to let everyone be a positive force for the world around them. When he isn't working with the talented teams for EA and DC you can find him chasing his twins, wily trout or a podium spot at an OCR race.   WANT TO LEARN MORE?   Subscribe to our Entrepreneur Aligned Podcast for new episodes posted every week OR click below to check out more new content from Entrepreneur Aligned.   Wealth Digest - weekly articles delivered to your inbox! Subscribe to our YouTube channel Connect on LinkedIn Follow on Twitter Follow on Instagram Check out our Linktree   REACH OUT TO US!   If you have a question or simply want to talk through your financial planning, we are here to help.   SEND US A MESSAGE or call 720-715-7570   DISCLOSURE: Jarrod Musick is an officer of Destiny Capital and Entrepreneur Aligned, a DBA of Destiny Capital. All opinions expressed by Jarrod are solely his own opinions and do not reflect the opinion of Destiny Capital or Entrepreneur Aligned. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. We recommend consulting with your wealth advisor, CPA/tax advisor and/or attorney, as applicable to your situation, prior to implementing a new investment strategy. Advisory services offered through Destiny Capital Corporation, an Investment Adviser registered with the U.S. Securities & Exchange Commission.

Stop overthinking and just start. Don't waste time crafting a perfect 300-page plan or making sure every little detail is in place. If you wait for perfection, you'll never launch your business. Take action now and refine things as you go. Step one—register an LLC. Not sure about the name? Pick one and file a DBA later if needed. Don't let small decisions hold you back.

Exploring SaaS Success, AI Trends, and Business Challenges in 2025 with River Consultancy Group Riverconsultancygroup.co.uk About the Guest(s): James Lawson is the founder and Chief Executive of River Consulting Group, a leader in the domain of customer success. With over 25 years of experience in the SaaS industry, he has built his expertise through roles at companies like Oracle. James is known for his strategic problem-solving skills and has been an advocate for a customer-centric approach in technology consultancy. Denny Burda is the Chief Commercial Officer at River Consulting Group, where he plays a pivotal role in transforming client relationships and business operations. His career began in the nonprofit sector, working in social work, which has given him a unique perspective on customer interactions in the tech world. Denny's approach combines customer success strategies with commercial insight to drive business growth. Episode Summary: In this engaging episode of The Chris Voss Show, hosts Chris Voss, James Lawson, and Denny Burda dive into the world of SaaS and explore the future trajectory of this dynamic industry. With a combined expertise in customer success and commercial strategy, James and Denny share their insights into combating SaaS challenges and fostering sustainable growth. Listeners will learn about innovative solutions for addressing poor employee engagement, misaligned business transformations, and the evolving roles within SaaS organizations. James Lawson and Denny Burda discuss the potential impact of AI on the SaaS landscape by 2025, arguing for a balanced approach to technological adoption. They emphasize the importance of not over-investing without strategic purpose, comparing AI to the advent of the word processor and the personal computer. Their prediction centers around creating a lean and customer-centric business model that thrives on simplicity and eliminates the traditional reliance on a sales force. Hear firsthand their revolutionary "Build the CAT" program and how it aims to align business processes with customer success, ensuring tangible and repeatable growth metrics. Key Takeaways: The evolution of AI is changing SaaS; successful companies must adopt AI strategically rather than jumping on the bandwagon blindly. There's a growing shift towards relying less on traditional sales forces and more on customer success methodologies to drive predictable growth. The “Build the CAT” approach emphasizes leveraging existing customer bases to scale SaaS offerings without extensive sales efforts. By 2025, the industry will likely pivot towards simpler, more effective solutions rather than over-engineered innovations. Human connection and interaction remain critical, even as AI evolves; businesses must balance tech tools with genuine customer engagements. Notable Quotes: "A business is perfectly built to get the output that it gets." – James Lawson "Technology's always gonna be coming; you've always gotta adapt and evolve to it." – Denny Burda "We are trying to kill sales culture because sales culture at its core says, I'm gonna go out and get what I can for me." – Denny Burda "There's layering to it that is often not spoken about because these are all subjects that require research around." – James Lawson "AI is really just a new iteration of that complex of art imitating life." – Denny Burda BIOs James Lawson Founder, Chief Executive Officer James started life as a DBA back in the late 1990's and despite the recurring cron job nightmares made the decision to move into customer success at the beginning of its inception. Both luck and persistence never left his soul as he found himself working for some of the biggest and fastest growing tech firms in the world, including a little place called Oracle. This is where his life ultimately changed and he stepped onto the fast track of learning the world of M&A, Sales and Customer Success (all the hard way)....

In today's VETgirl online veterinary continuing education podcast, we interview two certified veterinary practice managers (CVPM) about the long road to acquiring this designation: Susan Diment, CVPM, DBA, PHR, administrative assistant/CVPM candidate liaison for the Veterinary Hospital Managers Association, Inc. also known as the VHMA and Sarah Wooters, CVPM, practice manager of Chestertown Animal Hospital in Maryland. Tune in to understand the length of the process, benefits to acquiring your CVPM and the resources VHMA has available to candidates!

Fran Toler is the CEO of Toler Financial Group, a DBA firm under the RIA Rossby Financial, that oversees nearly $200 million in assets under management for 280 households. Fran discusses how she transitioned from an independent broker-dealer model to a 'supported independence' corporate RIA platform to reduce her compliance burdens while paying lower platform fees by partnering with a service provider that doesn't charge for functions her staff already performs. This strategic move enables her to have greater autonomy without the full list of compliance responsibilities associated with complete independence. Listen in as Fran shares how her firm's public stance on progressive values has led to client and AUM growth by attracting clients and staff who share these ideals, why she offers new hires a stable base salary to ensure she includes talented candidates who might not have the financial backing to succeed in an 'eat what you kill' environment, and how she is approaching succession planning as she contemplates her eventual retirement. For show notes and more visit: https://www.kitces.com/416