Podcasts about exceeding

Thinking about collecting Social Security while you're still working? It's a tempting option, but there are several crucial mistakes you'll want to avoid. Using real-life stories, I'm laying out the four big pitfalls, like earning over the social security limit, jeopardizing your health savings account, mishandling Medicare enrollment, and forgetting about tax withholding. These missteps can lead to unnecessary penalties, and so I want to give some actionable strategies to help you make the most of your benefits without unpleasant surprises.  You will want to hear this episode if you are interested in... [00:00] Four key factors to consider before collecting Social Security while you're still working. [06:04] Collecting benefits while working can affect HSA contributions. [07:40] Stop HSA contributions six months before enrolling in Medicare Part A to avoid penalties. [13:32] Enrolling in Medicare Part B while having employer insurance is unnecessary, as employer coverage remains primary. [14:33] Medigap timing and social security taxes. [15:21] Social Security is taxable income for most people, which means that you will owe income tax on that money. Choosing when and how to collect Social Security is complex, especially if you intend to keep working beyond age 62. While the prospect of “double-dipping” might seem appealing, several critical factors can impact your overall benefit, tax situation, and healthcare coverage. Here are the four big mistakes I often see: 1. Exceeding the Social Security Earnings Limit One of the biggest mistakes is not understanding the earnings limit set by Social Security for those who collect benefits before reaching their full retirement age (FRA). If you start taking benefits before your FRA, which currently ranges from 66 to 67 depending on your birth year, your benefits may be reduced if your annual earnings exceed a certain threshold. Before FRA: For every $2 you earn over this limit, Social Security will deduct $1 from your benefits. The year you reach FRA: The limit jumps to $62,160, but the calculation changes to $1 withheld for every $3 over the limit, and only the months before your birthday month are counted. After FRA, there is no longer an earnings cap; you can earn as much as you want without reducing your benefits. Failing to plan for these restrictions can lead to a surprise clawback, so calculate your annual income carefully if you plan to collect early. 2. Losing Eligibility to Contribute to an HSA If you're enrolled in a high-deductible health plan and are contributing to a Health Savings Account (HSA), be wary: Once you enroll for Social Security after age 65, you're automatically enrolled in Medicare Part A. By law, you cannot contribute to an HSA while on Medicare. To make matters more complex, Medicare Part A enrollment is retroactive up to six months, and any contributions made to your HSA during that period will be considered excess contributions, exposed to a 6% IRS penalty unless withdrawn in time. Before you trigger Social Security benefits, stop your HSA contributions (and your employer's) at least six months in advance to avoid penalties and the loss of valuable tax deductions. 3. Accidental Enrollment in Medicare Part B Some assume that enrolling in Medicare Part B is required or beneficial while they keep their employer coverage, but that's not always the case. If your employer has 20 or more employees and you're covered under their group health insurance, your employer's plan remains primary, and Medicare Part B is unnecessary and costly, with premiums starting at $185/month and higher for high earners. Enrolling in Part B during this period can limit your future ability to buy a Medigap policy with automatic acceptance (no health questions or exclusions for pre-existing conditions). Unless you're losing employer coverage, it's usually best to delay enrolling in Part B and carefully respond to any enrollment communications from Social Security. 4. Not Withholding Enough Taxes on Social Security Payments Social Security benefits are taxable for most retirees, especially if you're still working. You need to anticipate the added income and withhold sufficient federal (and potentially state) taxes to avoid underpayment penalties. You can file IRS Form W-4V to have Social Security withhold federal tax from each payment, choosing between 7%, 10%, 12%, and 22%. Alternatively, increase withholding at work or make estimated tax payments. Planning ahead ensures you won't face a large bill come tax time. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Our 209th episode with a summary and discussion of last week's big AI news! Recorded on 05/16/2025 Hosted by Andrey Kurenkov and Jeremie Harris. Feel free to email us your questions and feedback at contact@lastweekinai.com and/or hello@gladstone.ai Read out our text newsletter and comment on the podcast at https://lastweekin.ai/. Join our Discord here! https://discord.gg/nTyezGSKwP In this episode: OpenAI has decided not to transition from a nonprofit to a for-profit entity, instead opting to become a public benefit corporation influenced by legal and civic discussions. Trump administration meetings with Saudi Arabia and the UAE have opened floodgates for AI deals, leading to partnerships with companies like Nvidia and aiming to bolster AI infrastructure in the Middle East. DeepMind introduced Alpha Evolve, a new coding agent designed for scientific and algorithmic discovery, showing improvements in automated code generation and efficiency. OpenAI pledges greater transparency in AI safety by launching the Safety Evaluations Hub, a platform showcasing various safety test results for their models. Timestamps + Links: (00:00:00) Intro / Banter (00:01:41) News Preview (00:02:26) Response to listener comments Applications & Business (00:03:00) OpenAI says non-profit will remain in control after backlash (00:13:23) Microsoft Moves to Protect Its Turf as OpenAI Turns Into Rival (00:18:07) TSMC's 2nm Process Said to Witness ‘Unprecedented' Demand, Exceeding 3nm Due to Interest from Apple, NVIDIA, AMD, & Many Others (00:21:42) NVIDIA's Global Headquarters Will Be In Taiwan, With CEO Huang Set To Announce Site Next Week, Says Report (00:23:58) CoreWeave in Talks for $1.5 Billion Debt Deal 6 Weeks After IPO Tools & Apps (00:26:39) The Day Grok Told Everyone About ‘White Genocide' (00:32:58) Figma releases new AI-powered tools for creating sites, app prototypes, and marketing assets (00:36:12) Google's bringing Gemini to your car with Android Auto (00:38:49) Google debuts an updated Gemini 2.5 Pro AI model ahead of I/O (00:45:09) Hugging Face releases a free Operator-like agentic AI tool Projects & Open Source (00:47:42) Stability AI releases an audio-generating model that can run on smartphones (00:50:47) Freepik releases an ‘open' AI image generator trained on licensed data (00:54:22) AM-Thinking-v1: Advancing the Frontier of Reasoning at 32B Scale (01:01:29) BLIP3-o: A Family of Fully Open Unified Multimodal Models-Architecture, Training and Dataset Research & Advancements (01:05:40) DeepMind claims its newest AI tool is a whiz at math and science problems (01:12:31) Absolute Zero: Reinforced Self-play Reasoning with Zero Data (01:19:44) How far can reasoning models scale? (01:26:47) HealthBench: Evaluating Large Language Models Towards Improved Human Health Policy & Safety (01:34:10) Trump administration officially rescinds Biden's AI diffusion rules (01:37:08) Trump's Mideast Visit Opens Floodgate of AI Deals Led by Nvidia (01:44:04) Scaling Laws For Scalable Oversight (01:49:43) OpenAI pledges to publish AI safety test results more often

Kim breaks down the news that the Army has already exceeded it's recruitment goals for 2025, Marc weighs in on the need for the military to get back to what it always was.

Paul Craine has been researching our population for well over 40 years and he's concerned about the Manx birth rate falling to it's lowest since 1920. Births in the Isle of Man are now 43.9% lower than in 2010 with just 574 babies born last year. What's causing this trend and how concerned should we be about it? Paul Craine joins me on this evening's Agenda at 5.30pm on Manx Radio to consider these weighty issues. Demographer Paul Morland outlines the extent of the global decline in births and concludes that: “…governments can have no higher priority than addressing the demographic question”. He advocates “…the making of a pro-natal (pro-birth) culture” and suggests that this is “a role for all of us”. Reckon I'm getting too old for that sort of thing.

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We always pray that the ministry of Bible League International will bear much fruit all over the world in making much of our gracious God and in building His Church with new and growing disciples. In places like Africa, Europe, Latin America and the Middle East, we give thanks as we see a moderate amount of growth every year.But in recent years, we've witnessed incredible growth in people reached with the Gospel in The Philippines. On this episode, Thony Ronaldo, BLI's Regional Director of East and South East Asia, joins host Michael Woolworth to share the reasons and people behind the praiseworthy increases, recalling Ephesians 3:20-21, "Now to Him who is able to do exceeding abundantly above all that we ask or think... to Him be the glory."Subscribe and invite someone to listen with you. Length: 27:20.

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Send your burning questions to hrask.org Demographic shifts are reshaping the workforce — and if you haven't already been affected by this phenomena in your city...you will! In this eye-opening episode of This Week at Work, Phil welcomes Professor Ness Sándoval, a leading demographer from Saint Louis University, to break down why employers everywhere are struggling to hire and retain talent. From declining birth rates and delayed marriages to urban migration, the workforce is shifting. Learn what this means for your business and what HR leaders need to do now to stay competitive in a thinning labor market. Timestamps: 01:54 - Phil and Dr. Ness Sandoval 02:12 - Top 3 concerns employers have today 06:25 - Challenge we have ahead of us 09:21 - The working population issue 12:45 - Population Comparisons 22:45 - Solutions that could help stop the decline 27:56 - Final thoughts #HRCompliance, #EmploymentLaw, #WorkplacePolicies, #HRMistakes, #HumanResources, #AAIMEmployersAssociation, #Leadership, #WorkplaceCulture, #EmployeeHandbook, #HRStrategy #Demogrophy     

Podcast for March 23, 2025RighteousnessDescription:J.P. discusses true righteousness from Matthew 5:19-20, emphasizing inner transformation through faith, surpassing Pharisaic superficiality, and adhering to God's unchanging truth.Chapters:0:00 Opening00:00:49 What Does It Mean to Be Truly Righteous?00:06:57 Jesus' Sermon on the Mount-00:15:14 The Absolute Truth of Scripture00:21:31 Matthew 5:1900:30:41 True righteousness is not about looking righteous or even living a Christian life00:39:14 All About ItRecorded on March 23, 2025 at Skycrest Community Church.

God's grace represents loving kindness and covenant loyalty, not a reflection of human worthlessness. While we cannot earn God's love, we inherently deserve it as His created children. Jesus's teachings on adultery and divorce emphasize the importance of covenant faithfulness and protecting the vulnerable. True grace elevates people's worth while calling them to demonstrate selfless love and loyalty in their relationships. These teachings challenge us to extend genuine grace to others while maintaining high standards of faithfulness.

How does an organization be a part of two highly successful signature fundraising events that are within a few weeks of one another? Today, I talk with HeartGift CEO Christy Casey-Moore and Vice President of Marketing and Fund Development, Kristi Jones to talk about their annual signature fundraising event, the HeartGift Gala. HeartGift provides life-saving congenital heart defect surgeries to children around the world who do not have easy access to care. Since the organization's founding in 2000, has expanded four chapters in Texas and Louisiana and served over 1,000 children in 36 countries around the world.  Over the years, HeartGift Gala has been one of Austin's top nonprofit signature fundraising event galas. Exceeding the $1 million mark for the first time in 2024. In addition to their annual gala, HeartGift is also one of the beneficiaries of Mack, Jack, and McConaughey, Texas' top nonprofit gala in 2024, raising over $16 million for HeartGift and four other children's causes. The event happens shortly after the HeartGift Gala, which creates a gala season for the organization. In this episode, Christy and Kristi discuss a wide range of topics including things to look for when establishing a chapter of your organization in a new market, tips on segmenting donors to prevent donor fatigue, and the importance of collaborating with other nonprofit organizations. This is one episode you will not want to miss.

Vanessa Lynch DNA for AFRICA is our guest as we discuss the fact that 140,000 cases are stuck in a backlog, with forensic labs operating at less than 10% efficiency.See omnystudio.com/listener for privacy information.

#1 in Sales Volume State of Idaho 4 years in a row#8 in the world (of all Coldwell Banker Agents) in Sales Volume, 2021Former PGA Golf Professional#6 in the U.S. (of all Coldwell Banker Agents) in 2022Published Author. My book ""Golf, Naked"" earned the Benjamin Franklin Award for Book of the Year from the IBPAA in 2009 (Independent Book Publishers Assoc of America)RealTrends Top 100, 2020 - 2022Who's Who in Luxury Real Estate [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

https://jo.my/dsi2uj Forklift Fundamentals: Setting the Stage for Safety Forklifts are essential in many facilities, helping move heavy loads quickly and efficiently. But with their power comes responsibility. A strong safety culture starts with understanding the fundamentals—weight capacities, operator certification, pre-shift inspections, and the stability triangle. When everyone knows these basics, the risk of accidents decreases, and operations run smoothly. Here are a few tips to assist you with forklift safety at your facility: Know Your Load Limits – Every forklift has a maximum weight capacity. Exceeding this limit can cause tipping, loss of control, or damage the forklift. Always check the data plate and never push the equipment beyond its rated capacity. Operator Certification is a Must – Only trained and certified personnel should operate a forklift. Proper training ensures operators understand controls, hazards, and safe handling techniques. Periodic evaluations keep skills sharp and help reinforce best practices. Daily Inspections Prevent Accidents – Before starting a shift, inspect the forklift for any issues. Check tires, forks, hydraulics, brakes, lights, and warning signals. If anything seems off, report it immediately and take the forklift out of service until it's repaired. A well-maintained forklift is a safe forklift. Understand the Stability Triangle – A forklift's center of gravity shifts depending on the load. The forklift can tip if the weight moves outside the stability triangle—the three-point area between the front tires and the rear counterweight. Keeping the load balanced and low improves stability. Always Keep Safety in Focus – Drive at safe speeds, use horns at intersections, and never allow passengers to ride on a forklift. Be aware of your surroundings, watch for pedestrians, and avoid sudden turns or stops that could cause tipping. Safety isn't just about the driver but everyone in the facility. A strong foundation in forklift safety helps prevent injuries, protects equipment, and ensures efficient operations. The workplace stays safe and productive when operators understand weight limits, follow certification rules, perform pre-shift inspections, and respect stability principles. Thank you for being part of another episode of Warehouse Safety Tips. Until we meet next time—have a great week, and STAY SAFE! #Safety #SafetyFIRST #SafetyALWAYS #StaySafe #SafetyCulture #ForkliftSafety #WarehouseSafety #MaterialHandling

Gaby Villegas runs the popular Instagram page @911itsgaby, sharing stories and memes from her experiences as a Police Dispatcher. In this episode, she and Dennis discuss life as a Dispatcher, the culture between Officers and Dispatchers, and how to maximize your effectiveness.-----00:00:00:00 - 00:01:09:29Teaser00:01:09:29 - 00:03:16:16Intro00:03:16:16 - 00:05:32:23Gaby's background00:05:32:23 - 00:07:39:05How did Gaby become a Police Dispatcher?00:07:39:05 - 00:14:08:19Life as a Police Dispatcher00:14:08:19 - 00:24:08:06The value Police Officers bring to the Dispatch role00:24:08:06 - 00:39:40:21Exceeding your responsibilities & Gaby's advice00:39:40:21 - 00:40:04:29Midroll00:40:04:29 - 00:52:44:15Fulfillment00:52:44:15 - 00:55:44:16Top three most famous people in the world00:55:44:16 - 00:59:44:05Validation00:59:44:05 - 01:10:40:22Reward, sacrifice, & preference01:10:40:22 - 01:12:06:07Judgment01:12:06:07 - 01:14:38:29Outro

(Romans 5:12) Sin has not gone away; it just doesn't get talked about much. It is a reality in all of our lives and the source of every sorrow in this world. We must learn the truth about our own sin and about the only Savior who can deliver us from it. (0953250228) ----more----   Ignoring Sin Whatever happened to sin? Many years ago, people used to talk about sin. Preachers used to preach against sin. People used to fear sin, but now there seems to be so little talk about it. And yet, while we're talking about it less, it seems sin in our world and in many of our lives is growing. It's getting bigger. Left unchecked apart from God.  Hamartiology: The Study of Sin Let me give you one verse today as we begin our study of what the Bible says about sin. Romans chapter 5 and verse number 12 says, "Wherefore, as by one man sin entered into the world, and death by sin, and so death passed upon all men, for that all have sinned." That's a powerful verse. There's a lot of doctrine, a lot of truth wrapped up in that one verse. This is what the Bible says about sin. Now, we most recently talked about what the Bible says about man. And there's a natural progression here because man enters into the world and soon on its heels, sin enters into the world. The Origin of Sin from Lucifer to Adam Wherefore, as by one man, who is that one man? That's Adam. By Adam, sin entered into the world. That means that the state of sin, fallen humanity, began in the garden. We trace it all the way back to the very beginning. Someone has said that woven through the Bible there are cords or threads that are consistent throughout. One of those is the gold thread of God's promises. It's woven throughout. God's faithful. One of them is the red thread or the crimson thread of the blood of Jesus and blood atonement, the sacrifice for sin. Aren't you glad for the mercy of God that is faithful? But one of those cords that is woven throughout from beginning to end is the black cord of man's sin of disobedience. And Romans 5:12 tells us not only where it came from, but where it led to.  The Consequences of Sin: Death and Destruction The Bible says wherefore is by one man's sin entered into the world, and death by sin. James says it this way, that lust, when it is finished, brings sin, and sin when it is finished brings death. Where does sin lead to? It always leads to the same place. In every generation and in every nation, in every person, and in every place, sin always produces the same thing. It produces death. Did you know sin is older than the world? Certainly older than man. Because there was sin in the universe before there was sin on earth. You remember that sin began, not first with Adam, but with the tempter that came to Adam and Eve. It began with Lucifer. Sin began in the heart of one that was created but thought he knew better than his creator. And from the very beginning, sin always led to destruction, to death. The Bible passes this judicial statement on all of humanity in Romans 5 verse 12, "And so death passed upon all men." The gavel fell. The Judge says the sentence is death.  Sin's Universality: All Have Sinned Romans chapter 3 verse 23, "For all have sinned and come short of the glory of God." We've all missed the mark. We're all sinners, and because of that, the sentence of death is passed upon every one of us. Romans 6:23 says, "The wages of sin is death." There's not a single person listening to me right now that's not a sinner, not one. Every last one of us is a sinner. Now, we don't like to think about it. You may not want to hear this today, and I really don't enjoy talking about it, but there's no fact so evident and no subject more important than the subject of sin, because sin is the reason Christ died. You can't appreciate the good news until you understand the bad news. Sin is the thing that keeps men from God. Sin is the thing that holds back Heaven's blessing.  Theological Connections: Sin and Doctrine In a sense, sin connects to every doctrinal thing we're talking about. It connects to our theology, what we believe about God, because God is holy and hates sin. It connects to what we believe about Jesus Christ, because that's why Christ died. He's the sinless Son of God who died for sin. It connects to what we believe about the Holy Spirit, because the Holy Spirit comes to reprove the world of sin. It certainly connects to what we believe about man, because it's through our disobedience that through Adam's disobedience, that many were made sinners. And it is through our daily disobedience and our own sin, That fellowship is broken with God. I'm telling you, we must understand what the Bible says, not what people say. Some folks say it's not really sin, and they've started rebranding it and renaming it. Oh, but I say to you, we must call it what God calls it. We must say about it what God says about it. We must understand sin from the perspective of the mind of God, not the perspective of a so called moral society. Why is that? Because Society's mores, the standards can change. Man's opinion changes with the wind. God's attitude about sin never changes. And the only way to be free of sin is to know the truth. Jesus said, You shall know the truth, and the truth shall make you free.  Personal Reflection: Recognizing Our Own Sin Now, here's the most difficult part of talking about sin. Alright, are you ready for it? Our heart is so sinful that oftentimes we don't even understand how sinful it is. Jeremiah chapter 17 says, "The heart is deceitful above all things, and desperately wicked. Who can know it?" I need to understand how sin works in me. If I'm going to hate it, if I'm going to despise it and deal with it in the right way, and let God deal with it in my life, then I must hate it like God hates it. As sinners, it's very easy for us to spot sin in someone else's life. But what about the sin in my own life? I can spot your sin at a hundred yards and tell you all about it and what's wrong with it, but, oh, my own heart lies to me. And Satan is a liar. And so sin can captivate you. It can bring its delusion into your mind. And what does it lead to? It always leads to sin. Romans chapter 7 and verse 13 says, "Was then that which is good made death unto me? God forbid, but sin, that it might appear sin, working death in me by that which is good, that sin by the commandment might become exceeding sinful." Would you meditate on those words? Exceeding sinful. Has your sin become exceeding sinful to you? It's exceeding sinful to God. God hates it. I wonder, I've even been meditating on this recently in my own life, do I hate my own sin? It's easy for me to hate everybody else's sin and want everybody else to get right with God. It's easy for me to fuss at the darkness around me and miss the darkness that is creeping into my own soul. Do you hate your sin? We can talk about the origin of sin. We all know the origin of sin in the universe was the devil. We've talked about that when we talked about the devil. And the origin of sin in the world, read Genesis chapter 3. Commonly called the fall of man. A man disobeyed God and immediately sin entered into the world. So we can talk about the origin of sin. We can talk about the effects of sin.  The Reality of Sin: Its Cost and Impact But I want you to think today about the reality of sin in your own life. I want you to think about what sin costs you. I want you to think not only about the evil that sin brings into your life, I want you to think about the good that sin keeps you from. Perhaps the greatest judgment is not what we get, it's what we miss. Imagine getting to heaven someday and seeing all of the answers to prayer that you never received, all of the blessings God had reserved for you, all of the good things God wanted to do, all of the people God wanted you to reach except for one thing, and that was your sin that stood between you and God. And if your sin stands between you and God, then your sin is standing between God and God's purpose in your life. And my friend, that's a fearful thing. One of the things that's missing today is the fear of God in our world. Romans 1 says, describing sin in the world, there is no fear of God before their eyes. Applying Biblical Teachings on Sin And I want you to pray today. I'm praying today, Lord, help me to see sin like you see it. Hate it like you hate it. And help me to look beyond sin to a holy God and help me to fear God. Help me to love righteousness and hate iniquity in my own life. Help me to take what the Bible says about sin and apply it to my own heart. Repeating what other people have said about the Bible is not enough. We must know the biblical reason behind what we believe.  Outro and Resources We hope you will visit us at etj.bible to access our library of Bible teaching resources, including book-by-book studies of Scripture. You'll also find studies to watch, listen to, or read. We are so grateful for those who pray for us, who share the Biblical content, and for those who invest to help us advance this ministry worldwide. Again, thank you for listening, and we hope you'll join us next time on Enjoying the Journey.

Prayer Call Extravagant God 4 Exceeding Joy 2_20_25.mp3 by Sherman L. Young, Sr.

Get ready to be inspired! On this episode of the Ninja Selling Podcast, Eric Thompson welcomes Ninja agent Lori Chamberlain and her coach, Lisa Connors, to uncover the powerful strategies behind Lori's consistent success. Prepare to learn how Lori turned a commitment to real estate reviews and client events into a thriving business and a loyal client base. This episode is packed with actionable insights for anyone looking to boost their transaction numbers and cultivate raving fans through genuine connection and value. Lori shares her incredible story of how she transformed her approach to real estate reviews, turning 80 mailed reviews into an impressive 15 transactions in just a few months! Lisa Connors, Lori's Ninja Coach, provides context on the "40 Real Estate Review Challenge" that sparked Lori's ambitious goal. You'll hear Lori's journey from initial hesitation to becoming a real estate review convert, and the simple yet effective follow-up system that made all the difference. Beyond reviews, Lori reveals her secrets to creating memorable client events that build deep relationships and generate lasting loyalty. From her legendary annual Easter egg hunt drawing 500 people to creative events like taco trucks and outdoor movie nights, Lori demonstrates how to authentically connect with her community and turn events into opportunities for meaningful touchpoints and forward conversations. Learn how to replicate Lori's success and turn your real estate reviews and client events into powerful engines for business growth and client advocacy. Episode Highlights: Meet Ninja Agent Lori Chamberlain and Ninja Coach Lisa Connors Lori's Remarkable Real Estate Review Results: 80 Reviews Yield 15 Transactions! The Ninja Coaching "40 Real Estate Review Challenge" and Lori's Exceeding of that Goal Overcoming Fear and Embracing Real Estate Reviews: Lori's Mindset Shift The Power of Mailed Real Estate Reviews vs. Email: Why Paper Makes a Difference Lori's Simple Follow-Up System: Texting for Feedback and Engagement Turning Real Estate Reviews into a Repeatable and Manageable System Building Raving Fans Through Client Events: The Legendary Easter Egg Hunt Creating Meaningful Touchpoints at Events: Popcorn Machines and Ticket Strategies Mixing Up Events: Taco Trucks, Movie Nights, and More Creative Ideas The Value of Ninja Coaching: Accountability, Strategic Ideas, and Encouragement Why Lori is a Coachable Client and the Keys to Coaching Success The Importance of Gratitude in Business and Life Key Takeaways: “I had been to Ninja Installations and I had been through all of the training… but I would get to the point of printing them off and then go to call them to set up the appointment, and that's where I'd stumble. And it was literally just fear of making the next step to calling.” “I just ripped off the band aid and did four with people I knew would love it no matter what it was… it wasn't that hard.” “Consistency over time yields results. And real estate reviews are not a quick fix… but you're planting seeds and you're bringing value to your people, and that's the key.” “We send out invitations to the Easter egg hunt. We'll put it on social media for the neighbors that are not my A clients. We'll text the A plus clients to make sure they're. They've got the invitation.” “I usually stand by the popcorn machine because everybody can come up and get as much popcorn as they want, but it's lit there, so I can see their faces a little bit better. Then we can carry on full conversations.” “Having [Lisa] consistently there with me, knowing I could count on her to not be judgmental at all, that I hadn't done anything for weeks, but to be able to be encouraging and understanding, that was super helpful.” “Lori is coachable. She is open to being accountable to learning to really digging in and figuring things out. And she's open to creativity and like she said, strategic ideas.”   Links: www.TheNinjaSellingPodcast.com Email: TSW@TheNinjaSellingPodcast.com Leave a voicemail at (208) MY-NINJA Ninja Selling www.NinjaSelling.com @ninjasellingofficial Ninja Coaching: www.NinjaCoaching.com @ninja.coaching Ninja Events www.NinjaSelling.com/Events The Ninja Selling Podcast Facebook Group Ninja Coaching Book Study Ninja Mastery Ninja Selling by Larry Kendall Ninja Sailing

Welcome to the Empower Her Business Accelerator podcast! I'm your host, Phillipa Channer. Through this podcast, we aim to empower female entrepreneurs to build thriving businesses with practical strategies and tools. One way to take your journey to the next level is by joining the EmpowerHer program, which offers tailored support in either a group setting or one-on-one sessions. Schedule a strategic session with me to see how it can help you grow your business. You'll find the link in the show notes. Today, we're kicking off a new series all about customer relationships. In this episode, we'll explore how to build strong customer relationships right from the very first interaction. Whether you're starting out or aiming to improve your existing customer engagement strategies, this episode is packed with actionable insights to help you establish trust, foster loyalty, and create a solid foundation for long-term success. Episode Summary Building strong customer relationships from day one is crucial for securing long-term loyalty and driving repeat business. This episode covers: The importance of positive first impressions. Five actionable steps to cultivate trust and satisfaction from the start. Crafting a welcoming onboarding experience. Being responsive and proactive with communication. Creating personalized customer interactions. Exceeding customer expectations with delightful surprises. Staying consistent and reliable in all touchpoints. Timestamps (00:00) Intro to EmpowerHer program and today's topic (01:00) Why early customer relationships matter (02:00) Step 1: Create a welcoming onboarding experience (03:00) Step 2: Be responsive and proactive (04:00) Step 3: Create a personalized experience (05:00) Step 4: Exceed expectations (06:00) Step 5: Stay consistent and reliable (07:00) Closing thoughts and next week's preview Outro Thank you for joining me today! Next week, we'll dive into how to turn first-time customers into repeat clients—an essential strategy for sustainable growth. If you'd like to strengthen your customer relationships or explore how the EmpowerHer program can support your business goals, schedule a strategic session with me. The link is in the show notes! Special Announcements/Links Free 30-Hour EmpowerHer Discovery Session: https://channerconsultingllc.hbportal.co/schedule/660da85649ef86002d1790d3 Subscribe for regular content on developing a solid marketing plan, marketing strategy, and marketing tips. Connect with us: LinkedIn: https://www.linkedin.com/company/channer-consulting-llc Facebook: https://www.facebook.com/channerconsulting/ Instagram: https://www.instagram.com/channerconsulting/ Get in touch: info@channer-consulting.com

With God all things are possible. There is nothing too hard for the Lord. God is able to do exceeding abundantly above even the highest capacity that we can even ask or think. May we never dilute or diminish the powerful movement and manifestation of God's power in the lives of his people. When we […]

In this episode of LIGHT TALK, The Lumen Brothers and Sister discuss everything from 7000 Par Cans to Our Ultimate Lighting Fantasies. Join Ellen, Stan, and David as they pontificate about: NAMM Report; Grammy preview; Must you use all the lights on a light plot?; The return of "Drone Focus Deluxe"; Slow programmers; Dream light plots; "Lumen Master Control with AI"; Being an honorable professional; Avoiding being the "victim"; Exceeding the expectations; and What type of television should you buy. Nothing is Taboo, Nothing is Sacred, and Very Little Makes Sense.

Galatians 3:13 Thanks to everyone who supports TMBH at patreon.com/thetmbhpodcast You're the reason we can all do this together! Discuss the episode here Music by Jeff Foote

On this week's episode of The RAG Podcast, I am joined by Hemish Ilangaratne, founder of RX Group, a specialist life sciences recruitment agency.In this candid episode, Hemish sheds light on his inspiring journey: From 11 years at S3 Group (where he didn't close a single deal in the last seven years) to launching RX Group in 2023.Exceeding his modest first-year goal of £150k and reaching nearly £1M in revenue within two years.How self-doubt and perseverance shaped his decision to become an entrepreneur.Building a successful life sciences recruitment business serving clients across the US.The role of personal branding, LinkedIn, and a supportive partner in his rapid growth.Insights on leadership, team-building, and creating a positive impact in a niche market.Hemish's story is a testament to resilience, strategy, and the power of believing in yourself – even when doubt creeps in. If you're considering launching your own business or want to learn how to thrive in 2025, this episode is for you!---------------------------------------------------------------------------------Chapters00:00 Introduction to Hemish Ilangaratne and RX Group06:49 Career development at S312:26 Transitioning to management roles17:58 Challenges in leadership and team management21:01 The decision to start RX Group25:19 Navigating family expectations and career choices29:49 Transitioning to entrepreneurship32:38 Starting the journey34:04 Building a personal brand35:58 Leveraging LinkedIn for success37:30 Quantifying revenue growth39:54 The importance of leadership41:21 Balancing work and personal life43:17 Enjoying independence in business45:29 Future growth plans47:53 Hiring strategies and team dynamics49:19 Creating a meaningful impact51:54 The bigger picture of business goals53:27 Attracting talent in a niche market55:31 Building confidence before quitting---------------------------------------------------------------------------------Episode Sponsor: Beyond the Founder.What is the essential senior hire you need to make to increase revenue and protect your recruitment business as it grows? Let's be honest, building and scaling an agency isn't just about billing more. It's about putting together a leadership team that you trust to help you take your business to the next level. That's where Beyond the Founder comes in. They specialise in placing leaders who make an impact – whether it's a Managing Director to shape your vision, a Sales leader to boost revenue, or an Ops expert to streamline your processes. Their no-nonsense, tailored approach is designed to save ambitious recruitment founders time and to deliver results.Paul, the man behind Beyond the Founder, has over 20 years of experience scaling recruitment businesses himself, so he understands what's at stake for his clients. What Paul and his team do so well is relieve that pressure. They help you remove your biggest obstacle to growth: finding and securing your key hires. And they do it in a way that supports your long-term business goals. So, if you're serious about growing your recruitment agency or if you want to build a business that...

How to truly see your sin as exceeding sinful, a crucial step in overcoming it

This episode is packed with insights on relationship building, problem-solving, fundraising, and the power of community-driven impact. Perfect for nonprofit leaders looking to maximize their impact and grow their organizations. Join host Sarah Olivieri on Inspired Nonprofit Leadership as she interviews Shilpa Alva, founder and executive director of Surge for Water. Discover Shilpa's inspiring journey from the corporate world to leading and growing a nonprofit focused on sustainable water, sanitation, and hygiene solutions. Episode Highlights Meet Shilpa Alva: Founder of Surge for Water Shilpa's Personal Journey and Passion for Tea The Genesis of Surge for Water Transitioning from Corporate to Nonprofit Key Skills for Nonprofit Leadership Challenges in Nonprofit Operations Building Corporate Partnerships Future Goals and Vision for Surge   Shilpa Alva is the founder and Executive Director of Surge for Water, a women-led, nonprofit organization dedicated to partnering with communities to deliver sustainable safe water, sanitation and hygiene solutions. Since its founding 15 years ago, Surge has impacted hundreds of thousands of people across 12 countries. Shilpa's journey didn't start in the International Development world. After graduating from Johns Hopkins University with a Chemical Engineering degree, she joined the corporate world and earned her MBA from the Carlson School at the University of Minnesota. After a successful corporate career, she made the bold choice to follow her purpose and live fully in alignment with it. She went from running the organization on nights and weekends to going all the way in! She owes much of Surge's success to her rich experience in the business world. Connect with: http://surgeforwater.org Surge on Instagram, X@surgeforwater on Surge LinkedIN: https://www.linkedin.com/company/surgeforwater/ Personal LinkedIN: https://www.linkedin.com/in/shilpa-alva-858b841/ Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn. Connect with Sarah: On LinkedIn>> On Facebook>> Subscribe on YouTube>>

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceeding #limitless #faith #success

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceeding #limitless #faith #success

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceeding #limitless #faith #success

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceeding #limitless #faith #success

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceedinglimits #victory #faith #power #failure

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceedinglimits #victory #faith #power #failure

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceedinglimits #victory #faith #power #failure

Thank you for joining us. If you'd like to know more about us or for online giving go to vcfpa.org #vcfpa #refreshing #Victory #palmyrapa #hershey #exceedinglimits #victory #faith #power #failure

Luke 2:8-20

In hour 3 Andy and Randy get back in to the Hawks most recent winning streak, and Falcons insider Joe Patrick joins the show to preview Falcons v Vikings.

Pastor Larson- 2 Peter 1:1-12

MLB insider Ken Rosenthal dropped a massive update on the Juan Soto market and it appears the Dodgers are firmly in the running for the superstar. The news and some quick thoughts... Tube in all offseason long! Leave a voicemail or text the Friend of the Show hotline!

God is able to do exceedingly above all that we can ask or think. There is great hope in Christ. http://www.prayerdrive.com/

This is the conclusion to a two part conversation Coach Andrea had with Dr. Barbara Steffens. In this episode, Dr. Steffen's shares what she's learned, if she would do anything differently, and the message she wants to leave with the world. **Don't forget to like, rate and share!** --- Support this podcast: https://podcasters.spotify.com/pod/show/fullyalivecoaching/support

Exceeding even the most optimistic expectations, Trump swept across the states handily to the chagrin of the Harris-Walz campaign, winning both the electoral and popular votes—and becoming the second-only president to serve two, nonconsecutive terms. The editors react to the election results, the Left's wild missteps and pending meltdown; the Trump campaign's successes; and what his first 100 days should look like.