Podcasts about exceeding

Bob Zimmerman details SpaceX's historic IPO, which raised over $85 billion, granting the company resources far exceeding NASA's budget. He also reports on structural leaks in Russia's Zvezda module on the International Space Station. (11)

Jesus prepares for a major section of teaching in His Sermon on the Mount by clarifying His relationship to the Scriptures. He has not come to abolish the Law or the Prophets, but to fulfill them. He will accomplish all that is written down to the smallest jot or tittle. Thus, none of Jesus' disciples are free to relax God's commandments in teaching or practice. Rather, Jesus calls His disciples to a righteousness that exceeds the righteousness that the Pharisees and scribes have. The righteousness of Jesus' disciples is greater because it is of a different kind—it is the gift of God to them through faith in Jesus.  Rev. Ryan Ogrodowicz, pastor at Grace Lutheran Church and School in Brenham, TX, joins host Rev. Timothy Appel to study Matthew 5:17-20.  To learn more about Grace Lutheran, visit gracebrenham.org. “The Reign of Heaven Stands Near” is a series on Sharper Iron that studies the Gospel according to St. Matthew. The first evangelist proclaims that God has fulfilled His Old Testament promises by sending Jesus to bring the reign of the heavens among us. As the Son of David, Jesus is the gracious King we need, and as the Son of Abraham, Jesus is the blessing to all the families of the earth.  Sharper Iron, hosted by Rev. Timothy Appel, looks at the text of Holy Scripture both in its broad context and its narrow detail, all for the sake of proclaiming Christ crucified and risen for sinners. Two pastors engage with God's Word to sharpen not only their own faith and knowledge, but the faith and knowledge of all who listen. Pastor Appel serves at Faith Lutheran Church in Godfrey, IL. Learn more at flcgodfrey.org. Submit comments or questions to: listener@kfuo.org

An episode from THE BIBLE Baptist Church, a Bible believing, Bible preaching church in DeLand, Florida.If you are looking for a church in the DeLand, Florida area that preaches the Truth from God's Word, reach out to us at any time. We would love to hear from you at (386) 736-9274 or on our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://biblebaptistdeland.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You may also write to them at:THE BIBLE Baptist Church872 Glenwood Rd.DeLand, FL 32720 This message is part of the KJV Bible Preaching Churches Podcast, a ministry dedicated to making faithful, King James Bible preaching available to all; especially those who may have limited access to sound biblical teaching.Our purpose is simple: to exalt the Lord Jesus Christ, uphold the authority of the Holy Scriptures, and point souls to the truth of God's Word. Every message shared through this podcast comes from likeminded, Bible-believing churches and ministries that hold firmly to the King James Bible as the final authority in faith and practice.This podcast is used as a Gospel resource and teaching tool, including outreach efforts to individuals who are incarcerated. We believe God's Word is living, powerful, and able to work in hearts wherever it is heard.If you are a pastor, preacher, or church that faithfully preaches from the King James Bible and would like to learn more about being part of this podcast, or if you have questions about this ministry, you are welcome to reach out.The KJV Bible Preaching Churches Podcast is directly supported by Doss Metrics LLC | Ministry Services based out of Cleveland Texas. If you have any questions regarding this podcast, or the churches hosted on the podcast, please reach out to us directly at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dossmetrics@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or write to us at: Doss Metrics | KJV Bible Preaching Churches Podcast1501 McBride Rd.Cleveland, TX 77328 God Bless#KJV #BaptistChurches #BiblePreaching #KJVPreaching #KingJamesBible #ChurchSermons #ChristianPodcasts #BibilicalTeaching #JamesKnox

by Elder Lonnie Mozingo, Jr. (preached on As we said in the introduction to the first half of this sermon, we have been blessed over the years with the friendship of Elder Lonnie Mozingo, Jr., who has preached for us many times here at Zion Primitive Baptist Church. He visited us back in 2013, and...

by Elder Lonnie Mozingo, Jr. (preached on October 6, 2013) Over the years, Elder Lonnie Mozingo, Jr., has visited often and been a dear friend to Zion Primitive Baptist Church. In this sermon, he takes us to the spiritual mountaintop, teaching us about the exceeding great and precious promises of God for His people. Join...

In this Company Update, we connect with Tara Christie, President and CEO of Banyan Gold (TSXV: BYN / OTCQB: BYAGF). Tara takes us through the updated Mineral Resource Estimate (MRE) for the AurMac Gold Project located in the Yukon, which was announced on May 19, 2026. We discuss the significant expansion of the project's total footprint, the successful definition of a substantial high-grade core, and what these new numbers mean for the company's upcoming PEA milestones. Key discussion points include: Exceeding the High-Grade Target: How the company successfully delineated a high-grade portion of the deposit right around 1.0 g/t gold, surpassing their original 5-million-ounce target. Impressive Resource Conversion Rates: A look at the 90% conversion success rate to the indicated category, showcasing the continuity and robustness of the deposit without sacrificing grade. Pit-Constrained Sensitivity Analysis: An explanation of how the pit-constrained model reacts to different gold prices, revealing the significant long-term growth potential still locked within the system. 2026 Exploration Strategy & Upcoming PEA: Details on the current 70,000-meter drill program, how the budget is allocated between conversion and regional exploration, and how this MRE optimizes the economics for the Preliminary Economic Assessment (PEA) coming in the second half of the year. Strong Financial Position: A summary of the company's balance sheet, which features $70 million in cash.   If you have any follow up questions for Tara please email me at Fleck@kereport.com.    Click here to visit the Banyan Gold website - https://banyangold.com/   ----------------- For more market commentary & interview summaries, subscribe to our Substacks:  The KE Report: https://kereport.substack.com/  Shad's resource market commentary: https://excelsiorprosperity.substack.com/ Investment Disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security or investment product. Investing in equities, commodities, really everything involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Carl and Mike react to reports of the Atlanta Falcons coming to terms with Avieon Terrell and Anterio Thompson and then share thoughts on their conversation with Mike Griffith as they discussed the CFP wanting to expand to 24 teams, both agreeing that 16 teams should be the most and believe the expansion could help with getting rid of the bye week in the playoffs.

1. Climate and Fuel SecurityAustralia's El Niño forecast has been upgraded to a "Super El Niño," characterized by catastrophically dry conditions and record-high temperatures. This shift is driven by the Pacific Ocean exceeding normal temperatures by an average of 6°C near the equator, with a "warm slab" of water 250 meters below the surface preventing the ocean from cooling. These conditions have already led to an early autumn that feels like winter, with plants turning brown and widespread drought predicted. Consequently, New South Wales fire departments have begun back-burning operations six months earlier than usual to mitigate a potentially catastrophic bushfire season.Amidst these climate concerns, Australia has managed to stabilize its fuel supply, maintaining roughly 35 days of stock through imports from Asia. While Europe faces "dry pumps" and exorbitant prices, Australia's diesel costs roughly $2.80 per liter, with gasoline between $2.40 and $2.50. Although aviation fuel is refined locally, the industry remains vulnerable as it relies on the raw product imported from Asia. The government has launched an educational campaign to explain these supply lines to the public, which has successfully reduced panic-buying. 11700 

Two Alabama nurses saw a glaring gap in care and decided not to ignore it. Hosted by Jana Price, this episode of Nurse Converse features Shannon Krebs and Marcina Doze as they share how they built a Sexual Assault Nurse Examiner (SANE) program from the ground up in a fast-growing community with zero prior access. They walk through the real-world barriers, from funding challenges to training and emotional toll, and explain how collaboration with hospitals, law enforcement, and community leaders made it possible. Beyond logistics, this conversation highlights the human impact, showing how access to compassionate, timely care can change outcomes for survivors. It's a practical and deeply personal look at advocacy, resilience, and what it takes to create meaningful change in healthcare. Jump Ahead to Listen:[00:01:20] Identifying zero SANE access in a fast‑growing Alabama county[00:04:19] Patients sent an hour+ away for exams during tourism season[00:08:46] Saying “that's enough” and deciding to build a local SANE program[00:09:14] First moves: collaboration, admin support, and community awareness[00:12:59] Finding, training, and “growing your own” SANE nurses[00:17:32] Barriers: money, staffing shortages, on‑call demands, and trauma[00:20:59] Court as education: testimony mindset and mock‑trial practice[00:27:12] Year‑one wins: major grant, dedicated exam room, local backing[00:30:13] Exceeding case projections and constant education of law enforcementConnect with Jana on LinkedIn and on social media: Instagram: @gentlyusedrnFor more information, full transcript and videos visit Nurse.org/podcastJoin our newsletter at nurse.org/joinInstagram: @nurse_orgTikTok: @nurse.orgFacebook: @nurse.orgYouTube: Nurse.org 

For many Americans approaching retirement, financial planning means more than just maximizing savings and deciding when to claim Social Security. If you're not yet eligible for Medicare and rely on health coverage through the Affordable Care Act (ACA), your Social Security claiming decision at age 62 could have a dramatic effect on your insurance costs. On the show this week, I explore the nuances of how your income, and especially the timing of your Social Security benefits, can impact your eligibility for ACA premium tax credits—and what you can do to avoid costly surprises. You will want to hear this episode if you are interested in... [00:00] Retirement income and tax planning [03:35] Understanding ACA tax credits [07:44] Managing income for ACA tax credits [10:38] Social Security and tax calculations [14:57] Strategies for tax-free income access   Are ACA Premium Tax Credits, and Why Do They Matter? Premium tax credits, often referred to as ACA subsidies, are financial incentives designed to make health insurance more affordable for individuals and families who purchase coverage through healthcare.gov or a state exchange. These credits are contingent on your income, specifically your household's Modified Adjusted Gross Income (MAGI). For 2026, a single person can qualify for ACA subsidies if their MAGI is between 100% and 400% of the federal poverty level (FPL)—$62,600 in 2026 for an individual, and $84,600 for a couple. If you earn even $1 above this ceiling, you lose your entire premium subsidy—a phenomenon known as the "subsidy cliff".  With millions of Americans currently receiving subsidies, understanding how your retirement income decisions could threaten this benefit is essential for sound financial planning.   How Income Is Calculated for ACA Subsidies Not all income is created equal when it comes to ACA subsidies. The government uses your MAGI, which is your Adjusted Gross Income (AGI)—the number found on your tax return—plus certain items like tax-exempt bond interest and non-taxable Social Security benefits. This includes: Wages and self-employment income Social Security benefits (both taxable and non-taxable portions) Retirement account distributions (except Roth IRAs or Roth 401ks) Rental, interest, and dividend income Capital gains   Additionally, some deductions, like contributions to IRAs, HSAs, and student loan interest, can reduce your AGI, and thereby your MAGI, giving you potential tools for staying below the subsidy cliff.   The Social Security Timing Dilemma Collecting Social Security early at age 62 may sound appealing, but it comes with strings attached for ACA recipients. A critical point is that not all of your Social Security benefits are necessarily taxable. However, when calculating MAGI for ACA purposes, you must add back even the non-taxable portion, which can push your income above the subsidy threshold. For example, if you take a modest IRA distribution and also begin Social Security, the cumulative MAGI could surprise you.    Strategies to Preserve Your ACA Subsidy Given the high stakes, careful income planning is essential for anyone under 65 not covered by Medicare and receiving an ACA subsidy. You could delay Social Security, as waiting to claim benefits may help keep your income lower. You could also draw from Roth accounts or savings, withdrawals from Roth IRAs or 401(k)s—provided they're qualified—don't count as income. Likewise, using savings or HSA reimbursements has no impact on MAGI. IRA, HSA, and 401(k) contributions can reduce your MAGI, especially if you miscalculated and need to lower your income late in the year. The most important thing to do is plan withdrawals: Time your IRA or 401(k) distributions and capital gains so they don't coincide with years when you're dependent on ACA subsidies.   Avoiding the "Subsidy Cliff" Surprise Perhaps the most important lesson is to monitor your income projections carefully throughout the year and to report your expected MAGI precisely when applying for coverage. Exceeding the threshold by even a small amount can cause you to lose your subsidy, resulting in thousands of dollars in unexpected premium costs come tax time. Retirement planning requires a big-picture approach that balances income sources, tax implications, and healthcare costs. If you're considering Social Security at 62 and not yet on Medicare, pay close attention to how your income choices will affect your ACA subsidy—because when it comes to the "subsidy cliff," every dollar counts.    Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Episode 267: Surviving the ACA Subsidy Cliff   Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

The Exceeding Great Reward And Shield Is For You!

Anthony Castrovince of MLB.com and MLB Network joins the program to discuss Chase DeLauter's transcendent start and the Guardians' ability to win series despite a struggling offense. They also break down Gabriel Arias's performance, Steven Kwan's mental approach, and the impact of the ABS challenge system on the fan experience.

This message was preached by Bishop E.A.T Sackey during the resurrection Sunday at the Glory Hope Life Centre, Accra - Ghana on the 5th of April, 2026.

Series: N/AService: Sun PMType: SermonSpeaker: Leon Mauldin

WATCH: https://www.curlynikki.com/daily-devotional-march-27-2026.html

HOUR 1: TSA wait times are now exceeding the travel time of many domestic flights. At what point do you just drive? full 2356 Thu, 26 Mar 2026 19:00:00 +0000 JaSNea8rlvGCqi4dUbcRKgdlKzDXvILb news The Dana & Parks Podcast news HOUR 1: TSA wait times are now exceeding the travel time of many domestic flights. At what point do you just drive? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False

Kendrick Diaz discusses Ephesians 3:20—“Now to Him who is able to do exceedingly abundantly above all that we ask or think, according to the power that works in us . . .”

Customers can sense when companies are setting the service bar at a bare minimum. The companies that aim higher elevate the customer experience, and will benefit from an abundance of repeat and referral business. Avoid being “run of the mill” and aim at delivering exceptional customer service.Support the show

Welcome to SC Church Podcast! We're so glad you could join us. Today Pastor Denny Duron shared with us his message:“Seeds of Life: Activating the Exceeding-Abundantly-Above Harvest"

1. Guests: Bill Roggio and Ambassador Husain Haqqani Headline: Global Markets Shudder as Oil Surges Past $100 Summary:War in the Middle East has triggered a damaging global economic surge, with oil exceeding $100 per barrel. Panelists discuss Iran's resilient regime and the appointment of late leader's son, Mojtaba Khamenei. (2)1907 TEHRAN

Stripe Restricted Business? Payments Frozen, Paused, or Held? Even legal businesses can trigger a Stripe risk review, leaving funds inaccessible.Small spikes in chargebacks, refunds, or unusual processing patterns can trigger a Stripe risk review, leaving funds inaccessible and businesses scrambling.In this episode, Maria explains the Stripe restricted business list and which businesses are prohibited, how Stripe flags accounts, and what patterns can cause payments to be frozen or held. She also covers why having a backup plan beyond Stripe is essential to avoid unexpected freezes and keep your business running smoothly.Understanding how Stripe monitors accounts and what triggers holds will help you protect your payouts, prevent disruptions, and stay in control of your business—even if Stripe temporarily freezes or pauses your payments.____________________________________________

Matthew 5:38-48 | Adam Smith

Matthew 5:38-48 | Adam Smith

Federal fisheries regulators approved some limits on Western Alaska chum bycatch in the Bering Sea last week. The highly debated – and long awaited – decision aims to protect declining salmon stocks, a crucial food resource for Alaska tribes. The Alaska Desk’s Alena Naiden from our flagship station KNBA has this story. The North Pacific Fishery Management Council voted to set a Western Alaska chum bycatch limit in the Bering Sea pollock fishery. The council said the move will balance protections for Western Alaska salmon returns, while also allowing pollock fisheries to continue their harvest. Council member Nicole Kimball voted for the motion. She says it addresses those needs and reflects best available Western and Indigenous science. “I think it’s going to change behavior. I think it’s going to reduce Western Alaska chum bycatch … I’m sure, as per usual, nobody is very happy, but all of the discussions have really helped … inform the outcome.” The trawl fishery in the Bering Sea near the Aleutian Islands is focused on pollock, but boats also scoop up other types of fish. That includes chum salmon, some of which migrates to Western and Interior Alaska rivers and is a crucial subsistence resource there. But chum runs have been declining, leading to repeated fishing closures in some communities. Alaska Native Council member John Moller, originally from Unalaska, is a commercial fisherman. He says he is fortunate to put fish up each year and feels for those who cannot. “I know how important that is to me, how important that is to my family, and passing that on to my children – I get that. And my heart is ripped out, speaking with all of you that are living on the rivers right now that don’t have that same ability that I have living in Southeast.” The council voted to support a motion that sets a limit to Western Alaska chum bycatch. Exceeding that limit would trigger a partial closure. Rachel Baker is the Deputy Commissioner at Alaska Department of Fish and Game. She presented the motion. Several members who voted against the motion said it is not likely to provide a meaningful improvement for salmon returns, but Baker argued. “We’re at this table used to thinking about large volumes of fish, in tons … we heard in testimony that four fish were able to provide the needs for a potlatch.” The plan goes to the National Marine Fisheries Service next before it can be implemented. (Courtesy AMC) This weekend saw the recent premiere of Season 4 of AMC's award-winning detective drama, “Dark Winds” which takes place in 1970s Navajo Country. As Brian Bull reports, tension and resentment threaten the romantic relationship between two main characters. After Bernadette Manuelito quits the U.S. Border Patrol and returns to the Navajo Tribal Police Department, it looks like a carefree and intimate rekindling of her romance with fellow officer, Jim Chee. But Lt. Joe Leaphorn shares a life decision with Manuelito that will shake up the force, a secret which Chee inevitably learns. Feeling affronted and mistrusted, a schism occurs between the couple. Actors Kiowa Gordon and Jessica Matten talk about bringing this conflict to their characters. “Leaphorn's coming from a place of understanding the matriarchy system, and in order to protect this relationship dynamic, she doesn't feel like she's lying to Chee, she feels like she's actually protecting him from what he doesn't need to know.  Y'know she's dealing with a lot of the PTSD of her just killing a man in season 3, and sometimes you just don't want to tell the truth right away because you might actually spiritually just drown, because it’s too much.” “And he is dealing with his own demons that he's been pushing away but now they've come to collect. And having to deal with that and trying to maintain your professionalism when you're working with the love of your life at the same time, and so there's a lot of dynamics being played out.” (Courtesy AMC) Meanwhile, an investigation takes the pair and Leaphorn to Los Angeles. Gordon and Matten say much of the filming still happened in New Mexico, parts of which resembled L.A. more than 50 years ago. New episodes of “Dark Winds” air Sunday nights on AMC and a fifth season has already been greenlit. The premiere episode of “Dark Winds” season 4 ended with a tribute to executive producer Robert Redford, who passed away last September. (Courtesy AMC) Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out today’s Native America Calling episode Wednesday, February 18, 2026 – Native in the Spotlight: Keeya Wiki

Matthew 5:33-37 | Adam Smith

Matthew 5:33-37 | Adam Smith

In this encouraging episode of Healing Journeys Today, Colleen Iammarino shares a powerful message on “God's Exceeding Greatness Towards You for Healing.” She unpacks where our healing truly comes from—God Himself. According to His greatness, we've already been given everything we need. Learn how to receive and walk confidently in the healing that is already yours through Christ. You're not lacking—His power is working in you right now.

The landscape of Social Security is changing yet again. As we enter 2026, six big changes will impact both current and future retirees. I break down everything from the new cost of living adjustment (COLA), increases in the earnings test limit, and updated eligibility requirements, all the way to shifts in the full retirement age and the solvency projections for the Social Security Trust Fund. You'll also hear practical tips on maximizing your Social Security benefits, how to prepare for what's ahead, and why it's more important than ever to have a solid retirement plan in place.  You will want to hear this episode if you are interested in... [00:00] Social Security updates in 2026. [04:23] Social Security Cost of Living Adjustment (COLA). [09:00] Social Security earnings and credits. [13:41] Social Security benefits timing. [15:31] Social Security cuts looming in 2033. Key Social Security Changes in 2026 On the show, you'll hear an overview of these changes, helping you to prepare and adjust your financial plans accordingly. From increased earning limits to the solvency of the trust fund, here's what you need to know. 1. Cost-of-Living Adjustment (COLA): A Modest Boost One of the most anticipated changes each year, the Social Security cost-of-living adjustment (COLA), has been set at 2.8% for 2026—slightly higher than last year's 2.5%. This increase is designed to help benefits keep pace with inflation and is calculated automatically based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) (as explained by Ryan Morrissey ). For retirees, this means an average monthly benefit increase of around $56 for singles and $88 for married couples. However, COLA's impact can be offset by hikes in Medicare Part B premiums, which have risen to $201.96 for 2026. This nearly $18 increase represents a 9.6% jump—higher than the COLA percentage—reminding retirees to monitor both Social Security and Medicare in tandem for accurate budgeting. 2. Earnings Test Limits: Collecting While Working If you want to claim Social Security before reaching your full retirement age and continue working, new earnings test limits apply. For those aged 62 until they reach full retirement age, the annual earnings limit is now $24,480, with benefits reduced by $1 for every $2 earned above this threshold. If you're in the year you hit full retirement age, the limit jumps to $65,160. Exceeding this means your benefit will be reduced by $1 for every $3 extra earned. Importantly, once you reach the month of your full retirement age, these limits disappear, and you can collect benefits without reductions regardless of income. 3. Earning Credits for Eligibility To qualify for Social Security, you must earn at least 40 credits over your working lifetime. For 2026, you'll receive one credit for each $1,890 earned per quarter—a slight increase over last year's $1,810. Most individuals accumulate the required credits after about 10 years of work. Earning more than 40 credits doesn't increase your benefit, but working longer and earning more can boost your payout through the average indexed monthly earnings calculation. 4. Social Security Wage Base Increase Social Security taxes apply to income up to a set wage base, which in 2026 rises to $184,500. Both employees and employers pay 6.2% up to this limit, which has increased by $7,500 over the last year. If you're self-employed, you cover both portions (12.4%). There's no cap on what you pay into Medicare, with a rate of 1.45%, and an additional 0.9% for higher earners. These thresholds have not been adjusted for inflation, making planning essential for those with larger salaries. 5. Full Retirement Age: Incremental Shift The gradual increase in full retirement age culminates in 2026. Those born in 1959 can claim full benefits at age 66 and 10 months, while anyone born in 1960 or later sees their full retirement age rise to 67. This change marks the final step in modifications enacted by the 1983 Social Security Act. After age 67, there are no planned increases—unless Congress takes further action. 6. Social Security Trust Fund: Solvency Concerns The long-term outlook for the Social Security Trust Fund remains a concern. Per the latest trustee report, benefits could be cut by 23% in 2033 if Congress does not act. Recent laws have expanded eligibility but also reduced system inflows, raising questions about solvency. For now, we don't need to panic; proactive planning and staying informed are key. Regularly review your Social Security status and plan contributions, and consider how these changes affect your overall financial strategy.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

February 8, 2026  "Exceeding in Righteousness" Rev. Dr. Joe Evans, Senior Pastor First Presbyterian Church Marietta

Matthew 5:31-32 | Adam Smith

Matthew 5:31-32 | Adam Smith

Matthew 5:27–30 | Adam Smith

Matthew 5:27–30 | Adam Smith

(00:00-41:57) Robbie Avila is the cutest boy this morning. Doug couldn't get the SLU game on ESPN+ last night. People had some blackout issues at the end of the game. Rammer's call of Avila's game winning three. I hope Chuck Todd is happy. Martin wants Schertz in a white suit. No more Papers harassment. Jackson finally ranks SLU ahead of Mizzou. Mya Culpa. The final play. Bending the knee to Schertz.(42:05-1:01:06) Nolan Arenado on Foul Territory talking about his experience and time in St. Louis. Good point, Martin. Arenado on not accepting the trade to Houston. The Jim Acosta of baseball journalism.(1:01:16-1:30:15) Ricky Rozay. Bob Ramsey joins us on the phone lines after the big night at Chaifetz Arena last night. Sign of a good team is falling behind and not having your best stuff but finding a way to win. Exceeding preseason expectations. Do they still need to win the A10 to get a Tourney bid? Nobody has seen more Billiken basketball games than Rammer. Matt Rocchio's Twitter feed after the game. Male loneliness epidemic. Robbie Avila on the floor after last night's game.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Designed for the Creative Mind, I'm sitting down with Natalie Froom, founder and principal designer of Studio 180 Design. Natalie and I go way back—she came through the Interior Design Business Bakery shortly after the pandemic, back when she lovingly calls herself a "baby designer." Fast forward to now, and she's running a growing studio with a team, a refined process, and big plans for the future. This conversation is one of those full-circle moments I absolutely love. We talk about how Natalie's background in psychology and nutrition led her to interior design, how wellness and environment are deeply connected, and how her business (and confidence) evolved over time. If you're a designer who's still figuring out your niche, your process, or your next level—this one is for you.  In This Episode, We Talk About: How Natalie's background in psychology, nutrition, and wellness naturally led her into interior design The connection between mental, physical, and environmental wellbeing (and why it matters in design) Finding your niche by doing the work—and letting your projects guide you Why Natalie focuses on busy, high-level professionals who want a true turnkey experience The importance of process over "just talent" when growing a design business How collaboration (not competition) elevates design and the industry as a whole Balancing beauty with practicality—creating homes that are both elevated and livable Why Natalie believes personality matters more than a rigid design "style" Growing from a solo designer into a team-based, scalable business Looking ahead: international growth, team expansion, and better work-life balance Natalie's journey is such a powerful reminder that you don't have to have everything figured out on day one. Your niche can evolve. Your process can be refined. Your vision can grow bigger than you ever imagined. What matters most is building a solid foundation, staying open to learning, and allowing yourself to grow into the designer—and business owner—you're meant to be. If you've ever felt like you were "behind," unsure of your style, or still finding your footing, I really think this episode will resonate with you. Watching Natalie step into her confidence, refine her process, and build a business that truly supports her life is exactly why I do this work. This conversation is proof that when you focus on process, collaboration, and intention, growth follows—both creatively and professionally. If this episode sparked something for you, I'd love for you to reflect on where you are in your own journey and what your next evolution might look like.   Fix the Leaks: The Hidden Places Your Business Is Quietly Losing Time & Money https://www.addevent.com/event/qjrn64tbm77l   How to Price Your Design Services with Confidence https://thedesignbakehouse.com/pricing-workshop     More about Natalie:  Design is Natalie's lifelong passion, where crafting exquisite interiors is an art of precision. Beyond aesthetics, her journey has honed top-tier communication, mediation, and organizational skills.   Multitasking is second nature, orchestrating projects with intricate moving parts. Exceeding expectations is the norm, achieved with a proficient, trustworthy team.   This commitment to excellence is why Studio 180 Design has proudly earned multiple Houzz awards for exceptional client experience. This is the essence of Studio 180 Design - where meticulous details converge to craft exceptional   RESOURCES:   INTERIOR DESIGN BUSINESS BAKERY - Our year-long mentorship and coaching program: https://thedesignbakehouse.com/interior-design-business-bakery   SIMPLIFY YOUR MARKETING, SIMPLIFY YOUR LIFE. All-in-one software that organizes sales, marketing, and business services all in one convenient location. https://mysidemark.com/   MARKETING MEMBERSHIP - Join our hands on marketing & visibility program, no contract, only $59/month. https://thedesignbakehouse.com/lead-lab   Stay in touch with Michelle on Instagram: https://www.instagram.com/thedesignbakehouse/   Join our Free Facebook Community: https://www.facebook.com/groups/idbizlaunchpad    Get clarity on your next best step today! https://www.designedforthecreativemind.com/reviewguide   Have ideas or suggestions or want to be considered as a guest on the show? Contact me! https://www.DesignedForTheCreativeMind.com/contact  

Matthew 5:21–26 | Adam Smith

Matthew 5:21–26 | Adam Smith

Matthew 5:17–20 | Adam Smith

Matthew 5:17–20 | Adam Smith

AUSTRALIA'S EXTREME HEATWAVE AND THE SOLAR PANEL REVOLUTION Colleague Jeremy Zakis. Zakis reports on Australia's extreme weather, describing a heatwave moving east with temperatures exceeding 110°F, exacerbated by winds acting like a "fan-forced oven." He warns that recent rains fueled vegetation growth that will quickly dry into kindling, creating a "tinderbox" risk for wildfires within a week. Culturally, Zakis notes Australians no longer "tough out" the heat; instead, they use air conditioning early, supported by a "solar panel revolution." This widespread solar adoption has reduced pressure on the electrical grid, eliminating the need for public service announcements urging power conservation during these heat spikes.

Our Lord Jesus, insists Spurgeon, was not only a man of sorrows, but a man of joys. He knew joys in his humiliation, and he knows joys in his exaltation. He has distinct gladness as the Mediator. Bubbling over with delight, Spurgeon spreads himself in his introduction, delighting to think of the delight which characterises our Lord in glory. Only then does he turn, with particular concentration, to the substance of his sermon, packing in truth because he has less time than otherwise, condensing his study of the distinctive privilege and character of the saints' joy, drawn from their entering into Christ's joy. He holds fast to his text, before expanding upon it in the last few moments of his sermon, as—soaked with Scripture, and with a poetry born of piety—he considers the channels through which the blessings of God flow to us, and then soars into a concluding exhortation to God's people to enter into the joy which the Lord has secured for us. It is a truly happy sermon, and it breeds the kind of happiness which this world cannot offer, but which is received and enjoyed by all who know Christ Jesus as their God and Saviour, and the Almighty as their Father, through him. Read the sermon here: https://www.mediagratiae.org/resources/exceeding-gladness Check out the new From the Heart of Spurgeon Book! British: https://amzn.to/48rV1OR American: https://amzn.to/48oHjft Connect with the Reading Spurgeon Community on Twitter! https://twitter.com/ReadingSpurgeon Sign up to get the weekly readings emailed to you: https://www.mediagratiae.org/podcasts-1/from-the-heart-of-spurgeon. Check out other Media Gratiae podcasts at www.mediagratiae.org Download the Media Gratiae App: https://subsplash.com/mediagratiae/app