Podcasts about Lewandowski

A-BLOCK (2:30) SPECIAL COMMENT: TRUMP SUDDENLY SPECULATES ABOUT LIFE WITHOUT HIM: From anybody else it would be trivia. From Trump this is startling. Buried in an ordinary narcissistic flight: "It'll be very unfair in the future when they (Republicans) don't have Trump to fight for them." That quote, might be the biggest headline Trump has made this year and it sailed RIGHT past the American news media yesterday. What in the HELL did he mean by that and more importantly why did he suddenly acknowledge there is an end, maybe soon? After being MIA for five days – no live public viewing of him, just one video that according to White House time stamps took more than two hours to produce even though it only required him to try to speak for a minute-ten… he EMERGED with what was, even for him, such an utterly bizarre and especially vulnerable admission. He was out of view for FIVE DAYS. FIVE. From that bizarre “please clap” speech before the Generals at Quantico on Tuesday – the Pete Hegseth International Day of Military Hair Care Symposium and Product Sampling – through yesterday morning when he managed to stagger out of the White House, blast a series of non sequitirs at the press pool, and then go to another military celebration for which we have the money even in the middle of his shutdown of the government. Nobody asked: HOW have you been, WHERE have you been, WHAT are they treating you for, WHAT does that "when they don't have (you) to fight for them" quote mean? Because again, as in the week he went MIA at the beginning of LAST month, nobody had a clue what would take a man with compulsive talking disease and an ego so large it has own it zip code, from appearing in front of crowds and cameras for FIVE DAYS. And THEN Trump went in front of the Navy and said he warned about Osama Bin Laden last year, and told Pete Hegseth about it a year before 9/11, and claimed he was president in 2016 but they fixed the 2016 election, but they ran it again and he "got 250." What. In The Hell. Is Wrong. With Trump’s Health? B-Block (27:44) THE WORST PERSONS IN THE WORLD: A $1 Trump coin? Ten cents per chin? Ian Miles Cheong doesn't think they'll eat his face. Noem and Lewandowski think they'll find undocumented immigrants attending the Super Bowl. And Kristi really has to go to the toilet. THIS IS OFFICIAL BUSINESS! C-Block (38:00) THINGS I PROMISED NOT TO TELL: Well, here we are. Fifty years ago Tuesday night, at 11:15 PM, I did my first broadcast on an actual radio station with advertisers and listeners. I was 16 and it's not bad for 16 and for the fact that my much older colleagues at WVBR-FM did a superb job of hazing me. And yes, that first broadcast is still extant, as you'll hear.See omnystudio.com/listener for privacy information.

(00:00-28:27) – Query & Company opens on a Hump Day Wednesday with Jake Query sharing his thoughts on the way the Indiana Fever went out last night against the Las Vegas Aces. James Boyd from The Athletic and Fan Morning Show joins the program from the Colts complex to provide an update on some injuries for the Colts, highlights some players that he’s interested to see how they bounce back from a poor outing against the Rams, and shares what the status of Adonai Mitchell for this week is. (28:27-41:03) – Indianapolis Indians President & GM, Randy Lewandowski, makes an appearance on the program to discuss the decision to change their logos and uniforms to honor the baseball heritage of the franchise. He explains the thought process that went behind designing the logos, why right now was the right time to do it, and teases some other things that they are working on. (41:03-49:32) – The first hour of the show concludes with Jake and Eddie discussing the job that Stephanie White did this season to even put the Fever in a position to advance to the WNBA Finals. (49:32-1:12:04) – Zach Osterman from the IndyStar joins Query & Company to discuss IU football and basketball. Jake asks Zach about what he has seen from Darian DeVries leading up to the start of the season and what type of style of basketball he wants to play. Zach also assesses if the Hoosiers can make the College Football Playoff with a loss at Oregon but recording a win at Penn State. Finally, Zach points out something he finds intriguing about next week’s game against Oregon. (1:12:04-1:21:53) – Earlier today, Shane Steichen was asked about Adonai Mitchell earning his spot for Sunday’s game against the Las Vegas Raiders and words versus actions with accountability. (1:21:53-1:34:05) – The one o’clock hour of the show concludes with Eddie asking Jake if the Adonai Mitchell situation is being completely overblown. Plus, he touches on last night’s game for the Fever. (1:34:05-2:01:03) – Sam King from the Lafayette Journal & Courier makes an appearance on the program to preview this weekend’s game for the Boilermakers against Illinois and give his perspective on how the team has grown game to game in Barry Odom’s first year. Sam also discusses what he has seen so far from Purdue basketball in some practices, evaluates all the different options that Matt Painter has with lineups, and how Painter operates in the early parts of the season in practices. (2:01:03-2:08:06) – Jake and Eddie discuss how the perception of Cubs fans has changed since they won the World Series. Jake also asks Eddie some questions about the MLB playoffs. (2:08:06-2:18:18) – Today’s show closes out with Jake and Eddie discussing Fast Times of Ridgemont High and JMV joining Jake Query in studio to preview his show!Support the show: https://1075thefan.com/query-and-company/See omnystudio.com/listener for privacy information.

Aujourd'hui, 2 émissions, la première diffusée à 16h10 TU (18h10 heure de Paris), avec au sommaire : - Ligue des Champions, dernière série de matches comptant pour la 2è journée. ; - Le Cholismo n'est pas mort ! 10 buts inscrits en 2 matches à domicile pour les Colchoneros !  - Ligue des Champions, dernière série de matches comptant pour la 2è journée. Déplacement du PSG à Montjuic, le Barça compte bien s'imposer, et oublier l'élimination en ¼ de finale de l'édition 2023-2024 par un onze où évoluait encore Kylian Mbappé. Des formations très offensives, même si l'attaque de Luis Enrique est un peu dégarnie, mais il y a des blessés des deux côtés. Pedri en confiance, Lewandowski et Yamal au top, difficile d'imaginer un 0-0 ! - Monaco/Manchester City. Les joueurs d'Adi Hütter au pied du mur bleu ciel. Après la claque reçue à Bruges et le revers à Lorient en L1, les Rouge et Blanc sont décimés, leur milieu de terrain est à réinventer. Les Sky Blues traversent une bonne période, à l'image de Doku et Haaland. L'artificier norvégien disputera son 50è match européen, et compte bien transpercer les filets monégasques ! Bernardo Silva était de ceux qui avaient éliminé sa future équipe en 2017, il sera dans le camp d'en face. Ansu sera-t-il au-dessus ? Fati, quadruple buteur lors des 3 derniers matches des Azuréens, aura-t-il plus de temps de jeu ? Monaco sera-t-il acculé sur son but ? - Le Cholismo n'est pas mort ! 10 buts inscrits en 2 matches à domicile pour les Colchoneros ! Francfort a-t-il eu du mal à se remettre de sa débauche d'énergie samedi (27 septembre 2025) à Mönchengladbach (6-4) ? Les joueurs de la Hesse en ont encaissé 5 au Metropolitano. Julian Alvarez passeur, Antoine Griezmann en a profité pour atteindre la barre des 200 buts (en 454 buts). Grizou a-t-il bien fait de prolonger chez les Colchoneros ? - Le Bayern prolifique à Paphos (5-1). Harry Kane a encore vu double. Michael Olise pas en reste, l'international double passeur décisif et buteur des Roten à la 69è. - Un triplé, mais pas content ! Autre tricolore inspiré, Kylian Mbappé. Décisif à Almaty, déjà 61 réalisations et 6è meilleur buteur de la C1. Le Kyks veut soigner son ratio occasions/buts. Avec Annie Gasnier : Éric Rabesandratana, Nicolas Vilas et Hervé Penot. Technique/réalisation : Laurent Salerno - David Fintzel/Pierre Guérin.   La deuxième émission est diffusée à 21h10 TU (23h10 heure de Paris) sur RFI.

Aujourd'hui, 2 émissions, la première diffusée à 16h10 TU (18h10 heure de Paris), avec au sommaire : - Ligue des Champions, dernière série de matches comptant pour la 2è journée. ; - Le Cholismo n'est pas mort ! 10 buts inscrits en 2 matches à domicile pour les Colchoneros !  - Ligue des Champions, dernière série de matches comptant pour la 2è journée. Déplacement du PSG à Montjuic, le Barça compte bien s'imposer, et oublier l'élimination en ¼ de finale de l'édition 2023-2024 par un onze où évoluait encore Kylian Mbappé. Des formations très offensives, même si l'attaque de Luis Enrique est un peu dégarnie, mais il y a des blessés des deux côtés. Pedri en confiance, Lewandowski et Yamal au top, difficile d'imaginer un 0-0 ! - Monaco/Manchester City. Les joueurs d'Adi Hütter au pied du mur bleu ciel. Après la claque reçue à Bruges et le revers à Lorient en L1, les Rouge et Blanc sont décimés, leur milieu de terrain est à réinventer. Les Sky Blues traversent une bonne période, à l'image de Doku et Haaland. L'artificier norvégien disputera son 50è match européen, et compte bien transpercer les filets monégasques ! Bernardo Silva était de ceux qui avaient éliminé sa future équipe en 2017, il sera dans le camp d'en face. Ansu sera-t-il au-dessus ? Fati, quadruple buteur lors des 3 derniers matches des Azuréens, aura-t-il plus de temps de jeu ? Monaco sera-t-il acculé sur son but ? - Le Cholismo n'est pas mort ! 10 buts inscrits en 2 matches à domicile pour les Colchoneros ! Francfort a-t-il eu du mal à se remettre de sa débauche d'énergie samedi (27 septembre 2025) à Mönchengladbach (6-4) ? Les joueurs de la Hesse en ont encaissé 5 au Metropolitano. Julian Alvarez passeur, Antoine Griezmann en a profité pour atteindre la barre des 200 buts (en 454 buts). Grizou a-t-il bien fait de prolonger chez les Colchoneros ? - Le Bayern prolifique à Paphos (5-1). Harry Kane a encore vu double. Michael Olise pas en reste, l'international double passeur décisif et buteur des Roten à la 69è. - Un triplé, mais pas content ! Autre tricolore inspiré, Kylian Mbappé. Décisif à Almaty, déjà 61 réalisations et 6è meilleur buteur de la C1. Le Kyks veut soigner son ratio occasions/buts. Avec Annie Gasnier : Éric Rabesandratana, Nicolas Vilas et Hervé Penot. Technique/réalisation : Laurent Salerno - David Fintzel/Pierre Guérin.   La deuxième émission est diffusée à 21h10 TU (23h10 heure de Paris) sur RFI.

Au sommaire de Radio foot internationale, 16h10 TU et 21h10 TU : - Le Barça une nouvelle fois renversant ! ; - Bundesliga : le Bayern en route pour un 35è titre ? ; - 1ère mondiale pour le carton vert ! - Le Barça une nouvelle fois renversant ! Surpris par la Real Sociedad à la demi-heure de jeu, les Blaugranas sont revenus juste avant la mi-temps, et ont pris la tête grâce à Lewandowski. Retour providentiel de Lamine Yamal sur le terrain, l'ailier a présenté au public son 2è trophée Kopa. Les Catalans profitent de la déconvenue des Merengues dans l'antre des Colchoneros pour prendre les commandes de la Liga. - Porté par son goleador argentin Julian Alvarez, l'Atlético a infligé au Real sa 1ère défaite de la saison. Les Blancos victimes du pressing des Rojiblancos. Et Griezmann enfin buteur ! Entré à 10 minutes du terme, le milieu met fin à une longue disette ! Le FC Barcelone a-t-il pris durablement les rênes du championnat ? - Bundesliga : le Bayern en route pour un 35è titre ? Des Roten reçus 5 sur 5, faciles vendredi face à Brême, et déjà en mode rouleau compresseur ! Record de précocité à 100 buts avec un même club (en 104 matches) pour Harry Kane, 22 pions déjà inscrits par les Bavarois qui n'en ont concédé que 3 ! Toujours invaincu, Dortmund, vainqueur à Mayence, reste à 2 longueurs. Leipzig, privé d'Europe cette saison, pourra se concentrer sur le championnat. Vainqueurs à l'extérieur, Francfort et Leverkusen se replacent. - 1ère mondiale pour le carton vert ! Dégainé hier (28 septembre 2025) par le sélectionneur du Maroc U20, une biscotte pour remettre en cause une décision arbitrale. L'homme en noir avait accordé un penalty litigieux en faveur de l'Espagne. Il est allé consulter la VAR, a annulé la sanction et averti pour simulation un joueur de la Roja ! Les coachs n'ont droit qu'à 2 utilisations par match du super pouvoir ! Pour débattre avec Hugo Moissonnier : Said Amdaa, David Lortholary et Patrick Juillard. Technique/réalisation : Laurent Salerno-- Pierre Guérin.

Au sommaire de Radio foot internationale, 16h10 TU et 21h10 TU : - Le Barça une nouvelle fois renversant ! ; - Bundesliga : le Bayern en route pour un 35è titre ? ; - 1ère mondiale pour le carton vert ! - Le Barça une nouvelle fois renversant ! Surpris par la Real Sociedad à la demi-heure de jeu, les Blaugranas sont revenus juste avant la mi-temps, et ont pris la tête grâce à Lewandowski. Retour providentiel de Lamine Yamal sur le terrain, l'ailier a présenté au public son 2è trophée Kopa. Les Catalans profitent de la déconvenue des Merengues dans l'antre des Colchoneros pour prendre les commandes de la Liga. - Porté par son goleador argentin Julian Alvarez, l'Atlético a infligé au Real sa 1ère défaite de la saison. Les Blancos victimes du pressing des Rojiblancos. Et Griezmann enfin buteur ! Entré à 10 minutes du terme, le milieu met fin à une longue disette ! Le FC Barcelone a-t-il pris durablement les rênes du championnat ? - Bundesliga : le Bayern en route pour un 35è titre ? Des Roten reçus 5 sur 5, faciles vendredi face à Brême, et déjà en mode rouleau compresseur ! Record de précocité à 100 buts avec un même club (en 104 matches) pour Harry Kane, 22 pions déjà inscrits par les Bavarois qui n'en ont concédé que 3 ! Toujours invaincu, Dortmund, vainqueur à Mayence, reste à 2 longueurs. Leipzig, privé d'Europe cette saison, pourra se concentrer sur le championnat. Vainqueurs à l'extérieur, Francfort et Leverkusen se replacent. - 1ère mondiale pour le carton vert ! Dégainé hier (28 septembre 2025) par le sélectionneur du Maroc U20, une biscotte pour remettre en cause une décision arbitrale. L'homme en noir avait accordé un penalty litigieux en faveur de l'Espagne. Il est allé consulter la VAR, a annulé la sanction et averti pour simulation un joueur de la Roja ! Les coachs n'ont droit qu'à 2 utilisations par match du super pouvoir ! Pour débattre avec Hugo Moissonnier : Said Amdaa, David Lortholary et Patrick Juillard. Technique/réalisation : Laurent Salerno-- Pierre Guérin.

Billi breaks down selected matches from the Bündesliga Matchday 5 slate. Bayern Munich remain 100% and they will kick off the action at home to Werder Bremen tonight. All eyes will be on Harry Kane, who continues to chase records. Kane's hat-trick last weekend was Kane's ninth hat-trick since he joined Bayern Munich two years ago. Kane has managed a hat-trick every 7.4 games or 13.4% of his appearances in the Bundesliga.Last season's Bundesliga top goalscorer has already scored eight goals in the first four games this season. If he stays fit, the question becomes, can he break Lewandowski's single-season goal-scoring record of 41 goals, which the Polish forward managed in 2020/21, breaking a record previously set by Gerd Müller (40 goals). Back then, Lewandowski had one goal fewer than Kane in the first four games. Could Kane break Lewandowski's record? Indeed, what is his limit? Would it be possible for a Bundesliga player to get close to 50, perhaps even 60 goals in a single season?The hat-trick record isn't the only benchmark Kane has set. The Englishman is also the first player in Bundesliga history to score all 17 of his penalty kicks and the fastest player in league history to reach 70 goals in just 67 games. Another record could soon follow. The England captain just needs two more goals to score 100 goals across all competitions for Bayern. Kane has scored 98 goals in 103 games for Bayern Munich, and the current record for the fastest 100 goals scored by a player for one club in Europe's top five leagues (since the foundation of the EPL in 1991) is held by Man City's Haaland and Cristiano Ronaldo for Real Madrid. The two managed to do it in 105 games.

Mark and Payton discuss Real Madrid and Barcelona's recent spate of la liga games, including Madrid besting Espanyol via two long-range strikes (10:35), Barcelona besting foul-happy Getafe via a thunderous Torres finish (16:13), Vini scoring an all-timer at Levante to secure the win (26:14), and Lewandowski rolling back the years in a big comeback at Oviedo (37:58). And of course the boys get you ready for a massive Madrid Derbi at the weekend, with Real heading to the Metropolitano searching for their first win at the cauldron in over three years (53:12). And, Barcelona search for three points at the Montjuic against Sociedad (1:00:40). 

Los goles de Lewandowski, Eric García y Araujo le han dado puntos de oro a los azulgranas que siguen a dos del liderato antes del derbi madrileño.

El FC Barcelona supo reponerse al 1-0 en el Tartiere y confirmó su buen estado de forma con una remontada comandada por Lewandowski, Eric García y Ronald Araújo. Los de Flick volvieron a demostrar que pueden ganar sin Lamine Yamal y siguen la estela de un Real Madrid que tampoco cedió en su partido de Liga ante el Levante. Los blancos tienen una cita importantísima contra el Atlético de Madrid que consiguió ganar su duelo contra el Rayo Vallecano gracias a un hat-trick de Julián Alvarez. Sigue en directo el programa 164 de El bar de Sique Rodríguez.

#Medienlupe #PeterLewandowski #DNEWS24 #Bundeskanzler #Bundesregierung #Reformstau #Arbeitsplatzabbau Die Unternehmen in Deutschland planen zunehmend, mit weniger Personal auszukommen. Das ifo Beschäftigungsbarometer sank im September auf 92,5 Punkte, nach 93,8 Punkten im August. Das ist der niedrigste Wert seit Juni 2020. Was tut die Bundesregierung? Redet über Reformbedarf, setzt aber nichts um.Einschätzungen und Wertungen zu den Themen der Woche in der DNEWS24TV-Medienlupe mit Peter Lewandowski.

Los de Flick culminan una importante remontada tras los tantos de Eric, Lewandowski y Araújo para seguir vivos por la disputa del liderato

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Los de Flick culminan una importante remontada tras los tantos de Eric, Lewandowski y Araújo para seguir vivos por la disputa del liderato

In this deeply personal episode, I speak with Laura Lewandowski, AI & Business Influencer, founder of the Smart Chiefs Newsletter, TEDx speaker, and one of Berlin's most insightful businesswomen.She recently embarked on a guided magic truffle journey in the Netherlands. Known among her friends as the “AI Queen,” Laura is a powerhouse in business and tech—but even the smartest and most accomplished among us carry fears and emotional wounds.For Laura, the truffle journey wasn't just an adventure; it was a process of surrendering control, reconnecting with her body, and finding clarity after a seven-year relationship ended. We explore how this experience helped her:Navigate fears of crying, losing control, and confronting painful emotionsUse inner family systems exercises to map her emotional landscapeReconnect with intuition and her body, leading to insights that influence her personal and professional lifeIntegrate the lessons into her day-to-day life as a mother and entrepreneurSee the power of letting go, and how pain can dissolve into joyKey Moments[00:05:00] Laura shares her initial fear of losing control and how surrender became a doorway to insight[00:12:30] The guided session with two psychologists: setting up her inner family system[00:20:00] How the psychedelic experience revealed disconnection from her feelings and over-reliance on her head[00:28:00] Insights into decision-making, intuition, and the connection between mind and body[00:35:00] Personal reflections on motherhood, prioritizing time with her daughter, and reshaping life and work balance[00:45:00] How embracing emotional waves allows pain to transform into joyWhy You'll Love This EpisodeThis episode isn't just about psychedelics—it's about emotional courage, intuition, and lifestyle transformation. Whether you're curious about plant medicine, personal growth, or integrating life lessons into everyday routines, Laura's story offers practical wisdom and inspiration.Links & ResourcesLaura Lewandowski on LinkedIn: https://www.linkedin.com/in/laura-lewandowskiSmart Chiefs Newsletter: https://smartchiefs.beehiiv.com/Learn more about guided truffle journeys on The New Health Club Podcast- https://podcasts.apple.com/us/podcast/dr-julie-holland-psychedelics-make-us-look-at-the/id1474605227?i=1000557560929TakeawaysLetting go of control can unlock deep insights and joyPsychedelic journeys can be a tool for personal growth, emotional integration, and body awarenessIntuition is strengthened when you observe without overthinkingPrioritizing meaningful relationships, like family, transforms how we structure life and work. This episode will be in german, but SPOTIFY allows you now to listen to it in english. Hosted on Acast. See acast.com/privacy for more information.

Em meio à repercussão negativa do avanço da PEC da Blindagem, o presidente Lula, o ministro da Justiça e Segurança Pública, Ricardo Lewandowski, e artistas se manifestaram publicamente contra o texto, que foi encaminhado ao Senado, após ser aprovado pela Câmara. Felipe Moura Brasil e Duda Teixeira comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do   dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores.     Apresentado por Felipe Moura Brasil, o programa traz contexto e opinião sobre os temas mais quentes da atualidade.     Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade.     Ao vivo de segunda a sexta-feira às 18h.    Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista  https://bit.ly/papoantagonista  Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Leia mais em www.oantagonista.com.br | www.crusoe.com.br 

No podcast ‘Notícia No Seu Tempo’, confira em áudio as principais notícias da edição impressa do jornal ‘O Estado de S.Paulo’ desta sexta-feira (19/09/2025): O deputado Paulo Pereira da Silva (Solidariedade-SP), o Paulinho da Força, foi escolhido pelo presidente da Câmara, Hugo Motta (Republicanos-PB), para ser o relator do projeto de anistia aos condenados pelos atos golpistas. O parlamentar disse que pretende trabalhar num texto que substitua a ideia de perdão amplo pelo foco na redução de penas, proposta que seria mais aceitável no STF – ministros da Corte não aceitam anistia ao ex-presidente Jair Bolsonaro (PL). Além de conversar com integrantes do Supremo, o relator buscará diálogo com a cúpula do Senado – que não aceita anistia “ampla, geral e irrestrita” – e com o governo para elaborar um “texto pacificado”. Ele disse ainda que vai tentar “agradar gregos e troianos” em seu projeto. E mais: Metrópole: Derrite confirma participação do PCC na execução de ex-delegado Política: Documento aponta atuação de filho de Lewandowski para entidade investigada Internacional: Trump sugere que canais de TV que o criticam deveriam perder licença Cultura: Quadro de Picasso é redescoberto após 80 anosSee omnystudio.com/listener for privacy information.

#Medienlupe #PeterLewandowski #DNESWS24 #JimmyKimmel #JuliaRuhs #NDR #ÖRR Jimmy Kimmel bei ABC und Julia Ruhs beim NDR verlieren ihre TV-Formate. Donald Trump verklagt die New York Times auf 15 Milliarden US-Dollar. Ist die Meinungsfreiheit in Gefahr?Einschätzungen und Wertungen zu den Themen der Woche in der DNEWS24TV-Medienlupe mit Peter Lewandowski.

Champions League endelig tilbage og i denne uge af Bare Barça varmer vi op til turneringen. Vi tager temperaturen på Barcelonas chancer for at vinde det største trofæ af dem alle – for første gang siden 2015. Hvor godt rustet står holdet egentlig, og hvad kan vi forvente i gruppespillet?Vi vender også den storslåede 6-0-sejr over Valencia, hvor både Fermín, Lewandowski og Raphinha leverede mål og klasse. Hvad lykkedes så godt i den kamp – og var det den forløsende præstation, vi havde ventet på?Og så ser vi frem mod en svær åbningskamp i Champions League ude mod Newcastle. Til at gøre os klogere på englænderne har vi besøg af Anders Tom Christiansen fra Newcastle United Denmark, der giver sit syn på styrker, svagheder og forventninger til opgøret.Alt sammen krydret med Barcelonas perspektiv, taktiske overvejelser og – naturligvis – vores bud på startopstillinger og resultat.Tak fordi du lytter med – Visca Barça!

In this star-studded edition of El Clasico Podcastico, the boys are here to bring you the recaps of wild La Liga weekend action, and preview the first Champions League matchups of the season. We start with Real Madrid's wild matchup against Real Sociedad, including a very questionable red card (9:25) before covering Barcelona's absolute whooping handed to Valencia in a 6-goal routing (27:48). Then, we set our sights on the cup with the big ears, as Real Madrid host Olympique Marseille (52:25) and Barcelona travel to England to kick of their UCL campaign against Newcastle United (1:00:53). 

Manchester United being crap and Amorim refusing to change his ways. (5:48) Valencia's disgraceful display against Barcelona. (49:19) Lewandowski keeps going and whether he can add to his legacy. (55:03) What records Erling Haaland can still break. (1:15:51) Champions League Preview. (1:42:29)

A uma semana da Assembleia Geral da ONU, os ministros Lewandowski e Padilha ainda não têm o visto americano. A concessão da autorização de viagem para brasileiros despencou desde janeiro. O tarifaço de Trump afetou duplamente a indústria de calçados do Brasil. Aumentaram as tensões entre Estados Unidos e Venezuela: os americanos anunciaram o ataque a mais uma embarcação supostamente com drogas. Em cidades do Brasil, carros adaptados são usados como armadilhas para flagrar fraude de combustíveis. Bandidos executaram um delegado que comandou prisões de integrantes do PCC.

Jan Urban zaliczył w kadrze debiut niemal idealny. Na początek remis z Holendrami, a dwa dni później Biało-Czerwoni pewnie wygrywają z Finlandią. Ale jaka jest jego druga, mniej oczywista twarz? W naszej rozmowie zaglądamy nie tylko do szatni, ale też do codziennego życia selekcjonera. Dowiemy się, dlaczego w jego rodzinie ważne miejsce zajmują „Simpsonowie”, jak wyglądałaby jego droga, gdyby nie futbol. Urban zdradza, jak wygląda jego wymarzony samochód i dlaczego wciąż nie jest jego właścicielem. Wraca do bardzo osobistych historii – o żonie Zofii, spóźnionym ślubie i księdzu, który zamiast o przysięgę zapytał o wynik meczu. Nie zabrakło też wątku wiary i pytania, czy selekcjoner naprawdę prosi Boga o pomoc przed najważniejszymi spotkaniami. Czy Jan Urban współczuje swojemu poprzednikowi, Michałowi Probierzowi? Pytamy też, ile naprawdę zarabia trener kadry i czy grozi mu rola „zakładnika Roberta”. Na rozmowę zapraszają Kuba Wojewódzki i Piotr Kędzierski.    Podcast ma partnerów komercyjnych #płatnawspółpraca #podcast #WojewódzkiKędzierski

Paul Hawksbee was joined by Andy Jacobs for this afternoons podcast. Troy Deeney joined us to discuss Premier League strikers and where he rates them. Danny Kelly joined us from a stormy Ireland for a Premier League review. Enjoy! Hosted on Acast. See acast.com/privacy for more information.

️ ¡Vuelve Team Barça Podcast! Un 6-0 del Barça para celebrar los 5 años de TBP. Fermín firmó un doblete y lideró la goleada ante el Valencia, acompañado por los tantos de Raphinha y Lewandowski. Un triunfo que recupera la mejor versión del Barça de Flick justo antes de volver a Europa. En este TBP 6x04 repasamos todo lo que dejó el partido del Johan Cruyff, con foco en Fermín, la conexión con Ferran, la defensa Éric–Cubarsí y el emocionante regreso de Marc Bernal. Rafa Medel se suma al análisis y no faltan los Puntos TBP y el Retrovisor al próximo rival, el Getafe. Estrenamos sección: Barça Continental, con Miguel Ruiz, donde hablamos del Newcastle-Barça, recomendamos tres partidos de Champions y lanzamos los pronósticos para esta edición (máximo goleador, asistente, MVP, revelación y decepción). Además, en Prioridad Filial, con Oriol Domènech, analizamos el inicio del Barça Atlètic de Belletti, y en El triple de Epi Marc del Río nos cuenta el histórico debut de Mohamed Dabone con el primer equipo y las claves del nuevo Barça de Peñarroya en baloncesto. ⏰ BLOQUES DEL EPISODIO: 00:00 | Sintonía 01:26 | Editorial Juanma (5 años de TBP) + introducción 05:47 | Barça 6-0 Valencia: con Tony y Juan Carlos + análisis con Rafa Medel 27:08 | Lo de Fermín y el regreso de Marc Bernal 37:11 | Puntos TBP + Punto Extra 53:29 | El Retrovisor de Tony: la lupa al Getafe 56:37 | Barça Continental con Miguel Ruiz: Newcastle y la jornada Champions 01:15:11| Prioridad Filial con Oriol Domènech: primeros detalles del Barça Atlètic de Belletti 01:35:11 | El triple de Epi con Marc del Río: el debut de Dabone 01:49:21 | Despedida y cierre ⸻ Contenido exclusivo y apoyo: •⁠ Hazte socio en Patreon: teambarca.com/patreon •⁠ Fan en iVoox: Sin publicidad por 1,49 €/mes •⁠ Invítanos un café: ☕️ ko-fi.com/teambarcapod Colabora con TBP: •⁠ Betbrothers → https://betbrothers.es/?utm_source=page&utm_medium=cta&utm_campaign=n0001&utm_id=0001 Participa: •⁠ Fantasy Biwenger: https://biwenger.as.com/go/team-barca-podcast-26 •⁠ Encuesta TBP: https://bit.ly/EncuestaTBP Tienda oficial: •⁠ https://www.teambarca.com/tienda Conecta: •⁠ X: @TeamBarcaPod •⁠ Telegram: bit.ly/ChatTBP •⁠ Discord: bit.ly/DiscordTBP •⁠ Contacto: oyentes@teambarca.com Música: Jamendo.com.

4ème journée de la Liga, ce dimanche 14 septembre 2025, le FC Barcelone recevait Valence dans le stade Johan Cruyff. Et les Catalans ont donné une leçon d'arithmétique à Valence avec 3 doublés de leurs attaquants Fermin, Raphinha et Lewandowski pour un 6-0 de bon augure avant la reprise de la Ligue des Champions. Le résumé de la rencontre dans notre émission 100 % Barça.Crédit photo : beIN SPORTS France

W Polsce, gdzie dostęp do broni jest bardzo regulowany, moim zdaniem nadmiarowo regulowany i są przede wszystkim bardzo są restrykcyjne te przepisy dotyczące zdrowia psychicznego osób, które się ubiegają, czy w ogóle stanu zdrowia osób ubiegających się o broni, Praktycznie nie ma w Polsce w ogóle przestępczości dokonywanej przez posiadaczy broni przy pomocy broni legalnie posiadanych. Oczywiście może być przestępczość tego typu, że ktoś złamie przepisy ruchu drogowego, a ma broń, albo dokona je jakichś malwersacji finansowych, ale to się zupełnie nie łączymówi Jarosław Lewandowski, redaktor naczelny pisma "Strzał w rozmowie z Wiktorem Świetlikiem. Przyczynkiem do rozmowy są pojawiające się po zamordowaniua Charliego Kirka głosy, że do zbrodni doprowadziło m.in.  zbyt liberalne amerykańskie ustawodawstwo jeżeli chodzi o dostęp do broni palnej. 

L'an

W pięćset sześćdziesiątym ósmym tygodniu nadawania Szymas relacjonuje na żywo Łódzki Festiwal Fantastyki KAPITULARZ 2025! A czyni to w towarzystwie Sylwestra Kozdroja z Retro komiksu, Jakuba Kraszewskiego z O filmówce przy kremówce/Ogórków, Huberta Spandowskiego z Radia SK, Michała Rakowicza, Pawła Matei, Bogusi z duetu Rozmovieone oraz Michała Chylaka! Jakie zmiany zaobserwowaliśmy w trakcie tej odsłony Kapi? Czy pogoda zepsuła nam konwent? Jak subiektywnie oceniamy liczbę uczestników? Które punkty programu wspominamy najmilej? Jakie łódzkie kluby piłkarskie zna Paweł? Czy Harry Potter to slasher? Dlaczego Gołkowski i Lewandowski zasługują na prelekcje na aulach? Za co dziękujemy Kai z bloku Horroru i Grozy? Z kim widzimy się na Kapi 2026? Odpowiedzi poznacie już za chwilę. Tylko w Nawiedzonym Podcaście! Plik mp3 do pobrania (1 godz 35 min 02 sek)

#Medienlupe #PeterLewandowski #DNEWS24 #charliekirk #Drohnen #Sonderschulden Russische Drohen fliegen über Polen. Und was macht die NATO? Nichts. So wird das nichts mit der Zeitenwende und der glaubwürdigen Abschreckung.Dazu ein Mord in den USA und ein Trick in Deutschland.Einschätzungen und Wertungen zu den Themen der Woche in der DNEWS24TV-Medienlupe mit Peter Lewandowski.

EL DEBATE: "Lewandowski sigue por delante de Ferran Torres"See omnystudio.com/listener for privacy information.

Zapad jest tylko jednym z cyklu ćwiczeń, które Białoruś i Rosja planuje organizować do końca roku. I tam są ćwiczenia dotyczące logistyki i przerzutu wojsk, ćwiczenia dotyczące działań przeciwpartyzanckich, ćwiczenia dotyczące działań antykryzysowych na granicy itd., itd. Więc to jest taki mocny sygnał o zacieśnianiu współpracy militarnej obu państwzauważa wykładowca Centrum Szkolenia WOT płk Piotr Lewandowski w rozmowie z Jaśminą Nowak.Groźba zajęcia przesmyku suwalskiego przez Federację RosyjskąJa jestem bardzo zdystansowany do pomysłów ataku na przesmyk suwalski. Jego znaczenie jest niewątpliwe, dlatego że jest to jedyna droga lądowa łącząca najpierw Litwę, potem Łotwę, w kolejności Estonię z resztą państw NATO. Natomiast atak na przesmyk suwalski wiąże się z zajęciem terytorium jednego z państw NATO, przy czym wcale ani niemalutkiego, ani nie słabiutkiego, bo Polska nie jest ani krajem małym, ani krajem słabym. Ma całkiem przyzwoite zasoby, żeby akurat przesmyku bronić, przy czym uderzenie musiałoby nastąpić z terytorium BiałorusiZdaniem gościa "Popołudnia Wnet, choć Wojsko Polskie ma swoje problemy, to nie należy dyskredytować jego siły. 

#Liverpool #Arsenal #PremierLeague #AustraliaCup #Heidelberg #Kane #Lewandowski #Benzema #FootballPodcast #EPL #LetEmShootThis week's episode has it ALL ⚽

The boys are finally back with their first la liga review show! Dig into a mega-sode covering the first 4 games of the season for the clasico sides, with Barcelona beating Mallorca in a wild, red-card littered game (9:57), Real Madrid cruising to a win at home vs Osasuna (27:22), Barcelona prevailing at the death against Levante (35:19), and Madrid making it a little too exciting against newly promoted Real Oviedo (55:32). Then, Payton previews Barcelona's game on Sunday against Rayo (1:11:33), and Mark looks ahead to Real Madrid's match against Mallorca (1:16:01). 

The Football Drop Podcast is back with another banter-filled, insight-packed episode! ⚽

La reciente reunión entre Trump y Zelensky en Washington arrojó resultados limitados sin un plan de paz claro. Zelensky indicó su disposición a ceder parte del territorio ucraniano a Putin a cambio de negociaciones. Mientras tanto, Ucrania sigue sufriendo ataques, con el consiguiente agotamiento de su población. En España, la investigación contra Begoña Gómez, esposa de Pedro Sánchez, se amplía a cinco cargos, incluyendo malversación. Los incendios siguen devastando el oeste de España, especialmente Galicia, Castilla y León, y Extremadura. Miles de hectáreas han sido calcinadas, causando daños materiales y afectando la calidad del aire y la salud. La finalización de la ola de calor podría ayudar a controlar los fuegos, aunque su impacto económico es severo. También se abordaron noticias deportivas como el debut de Máximo Tanque con el Real Madrid y la recuperación de Lewandowski, además del caso de las monjas cismáticas y nuevas modalidades de fraude digital.

“QUIZÁS VUELVA al REAL MADRID” | LA LESIÓN de LEWANDOWSKI | NUEVA ESTRELLA en LALIGA

It's time to officially kick off the 25/26 La Liga season, Fanaticos!! In this opening day edition of ECP, the boys are here to bring you the latest news, notes, and Matchday 1 previews. We kick things off with a roundup of the craziness that is the current state of La Liga, with registration woes and game location fiascos, the league is off to a bombastic start. Then, we turn our attention to the first La Liga games of the new season, with Barcelona taking on Mallorca (21:05) and Real Madrid hosting the bulls of Osasuna (28:34). Welcome back to La Liga action!!!

On this episode of "The Founder's Sandbox", Brenda speaks with Donovan Ryckis; CEO of Ethos Benefits, the nation's leading fiduciary benefits consultant in mid- -large market employers. Ethos Benefits was founded in 2016, after a chance request from a client of Donovan when he operated as a financial advisor--the client was faced with an increase in the companies' health insurance bill for the companies' employee plan that would have had a financial burden that threatened the sustainability of the company.   ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose.   Through Donovan's origin story we will have our eyes opened as business owners to the potential risks of employer sponsored healthcare plans and how to mitigate these risks. You can find out more about Donovan and Ethos at: www.linkedin.com/in/donovanryckis Upcoming master class on August 14th https://ethosbenefits.com/ https://businessofbenefitspodcast.com/ For a limited time only access the documentary: It's not personal, it's just  healthcare. https://ethosbenefits.com/documentary/     Transcript:  00:04 Welcome back to the Founder's Sandbox. I am Brenda McCabe, your host on this monthly podcast. It reaches  business owners and entrepreneurs who learn about building resilient, scalable, and 00:32 purpose-driven companies, all with great corporate governance. I am Brenda McCabe, and I am your host. And the guests that come to the podcast are not only those founders and business owners who are sharing their experiences, but also corporate directors,  investors,  and professional service providers who, like me, want to use the power of the private enterprise, small, medium, and large, to create change for a better world. 01:00 Through storytelling here and a recreated  sandbox,  my goal is to equip  one startup founder or one business owner at a time to build a better world through great corporate governance. Today, my guest is Donovan Rikas.  He is joining the podcast as CEO of Ethos Benefits, the nation's leading fiduciary benefits consultant in the mid to large market employer space. 01:29 So I'm absolutely delighted to bring in a professional service provider in  the employer benefits area, which  we're going to  unpeel  this  sector  today in the podcast. it's fascinating. So thank you, Donovan, for joining me today. Thank you, Brenda. Thanks for having me. Excellent. So  the company you and Chelsea, your wife and president of Ethos Benefits, 01:59 was founded in 2016, which wasn't that  long ago.  But it happened serendipitously.  You got a chance request because at that time, you were a financial advisor, right? Yes. When  your client was faced with an increase  in the company's health insurance bill for their employee plan,  pardon me, that would have had such a financial burden,  it would have threatened the sustainability of 02:27 the company and that's your client. So what did you do Donovan? What was the origin  of Ethos Benefits? Thank you. Yeah, so that's exactly right. I started as a financial advisor.  So Ethos Benefits was formerly a registered investment advisory, which was Jay Donovan Financial.  And one of the interesting things that are a little bit different on the security side versus the insurance world is 02:56 the ability to  license and designate yourself as a fiduciary advisor to your clients.  So that's really important and that's kind of where we started as financial advisors. So that essentially means that you're not gonna be commission-based with variable commissions based on what you wanna sell and the client doesn't really understand, right? You're gonna be  transparent with how you earn any compensation. 03:23 and you're not gonna have any conflicts of interest that might change  the recommendations or advice that you're giving them. So it's gonna be flat fee and you get to work with them directly instead of working for the financial institutions and the insurance companies kind of in the background that are actually the ones incentivizing. Cause  it's this odd relationship where it's like you think the financial advisor is working for you but they're actually incentivized by the institutions  that they're representing. Very important clarification because we do have a question 03:53 further on, which is, you know, what, what, how does the 401k management, right about employers 401 plan, mirror that of healthcare benefits? Yeah, for sure. You'll start to see some of those. So that's how we're working as financial advisors. And that's an important distinction as we get into an explanation of 04:22 the whole healthcare industry and how that works. So you're exactly right. I was working as a financial advisor, working with business owners  because they had more kind of complicated planning and tax structures and things that I could do to really make a difference.  And what I realized is when most of them had commission-based advisors, they'd rush to sell a product, mutual funds  with upfront loads and REITs that had  proprietary commissions and all this kind of stuff. And then they would leave without worrying about any of the 04:52 tax consequences,  you know, islets or trusts or even wills, right? Like all these extra things that business owners needed to set up their own personal wealth, but also their company, their 401k, maybe combining a defined benefit plan. So that was kind of the niche I chose.  And it was incredibly lucrative. I loved it.  Was doing exactly what I wanted to do until that client kind of asked me for that help, like you alluded to. 05:21 And it was 40 % increase on his health insurance. He said, my broker says, this is it. There is nothing else. Can you help? And I didn't know any idea. Like I had no idea about health insurance or what I do. But yeah, just- No, no. problem. 05:39 And certainly as a financial advisor, it kind of seemed like going backwards and beneath me. didn't really want to do it, but I was like, I could hear the panic in his voice. And I was like, yeah, absolutely. Just send me everything you have. And after about three weeks, basically making as many connections in the industry and learning as much as I could and trying different things, we basically mitigated that increase entirely. 06:05 And he actually came three points under where he was currently today before that increase. And we didn't take away any benefits from employees. We didn't put them in smaller  HMO networks. We didn't increase deductibles or increase their premiums. None of the usual tricks.  So this was a like for like solution. We actually improved the plan a bit and came in under.  And it really made me realize in that moment, it wasn't my experience or my education or my smarts that 06:34 may be able to do this,  it was a lack of conflicts  in compensation and incentives,  right? Because his broker does about $7 billion a year annually.  I didn't come in with more market knowledge, leverage, or experience. I just didn't have conflicts of interest and compensation. That's what  started me down this path.  And  back then,  you hadn't yet  created Ethos Benefits with that name. 07:03 So when I did a little bit of research,  I couldn't have been more delighted that you actually reached out to to be featured on the founder sandbox because of two reasons, you the word fiduciary, right?  It was in  your basically your call to action, right? Or your or the definition of company. So,  you know, you  are  the governance of a company goes way beyond making a profit for shareholders. 07:32 the duty of care, the duty of loyalty and the duty of obedience is really the underpinning elements of  fiduciary duty. And on your website, you say our ethos is simple fiduciary first. So we're going to appeal that in here in a minute here. So act in the best interest of those we serve,  no matter the cost. You also on the website,  you you had a purpose ethos represents the guiding principle. 08:01 character or spirit of an organization or a person is the why that drives decision making and feels purpose. So I,  I looked like I was reading what next act advisors may consult a firm is about is just really finding those purpose driven. So  with that, I wanted to just, you know, ask you,  what was that you had that first client that first aha moment, and 08:29 How long did it take you and did when did you realize that this could be a a career change for you, right? Rather than a financial advisor, you were actually actually a health care benefits advisor, right? Yeah, I mean, I think I think the first moment is, you know, being being a financial advisor was very lucrative. And I like the people I was working with. I liked working with entrepreneurs and business owners and and, you know, just 08:58 I found them inspiring and I was curious about the things they're doing. And  I think that kind of lifts everybody up when you keep a circle like that, right? Like you  push yourself harder, you learn, educate and do different things.  So I love the clients I was working with. Like I said,  maybe  working on personal wealth for individuals though, isn't the most rewarding thing you could be doing. seeing that... 09:25 Don't get me wrong, I was paid well enough. It would have took me a long time to figure out that it wasn't very personally fulfilling.  But seeing that first case, mean, the first thing I did when I got that successful proposal back, before I presented it to the clients is I was looking at the math  of what does this cost? What difference does this make per paycheck to all the individuals in this planet? And then I'd look at somebody, my God, this person's got a wife and two kids. Look at the difference in premium there. 09:54 I was calculating my work in return to the average American worker and realizing like me putting myself aside to  proactively, strategically go after this problem instead of making a decision for my own personal commission, looking at how much that impacted everybody. And that was powerful. 10:20 I'm going on 20 years in financial services and every aspect of it, I've seen people who prioritize commissions over, you know, a better product, a better outcome for an individual. But the idea that that could be done on scale to where you're now making that decision for yourself over 200, 500, 2000, 3000 employees, like that's pretty disgusting, right? So seeing that that kind of impact could be made. 10:49 I mean, it was  it was really not a question after that I knew I was transitioning my business. Excellent. Excellent. So  my own path  after 25 years in Europe  was quite an eye opening experience when I came back to the United States, I am a US citizen, but I had to get you know, I've been working for myself and I had to get self insured. So  I got back this is like 11:18 12 years ago, I got the Affordable Care Act for dummies from my local library.  I had not yet transferred my tax certification to the United States takes quite a few years when you've been gone so long.  So you because you do have to sub venture tax returns and all that. And then  I ran into I met Marshall Allen, the author of never pay the first bill and the other ways to fight the healthcare system and when 11:46 Marshall Allen actually spoke at  a graduate or alumni event of University Chicago. And  I was, you know, reading these books. And you know, eventually,  I got my own broker to help me get onto the exchange. But it every year has been  an experience.  I'm fortunate to be part of a  membership organization through which  for small  and medium sized businesses and I get  PPO through 12:14 I won't mention names, but  I was  blessed because just  and I'm 12 years in the United States, you have to knock on a lot of doors to actually get health care when you are a small business  owner  and really  understand what  you are paying for,  not only your premiums of what are the services  that are provided. So can you talk about  the average 12:44 premium for a family of four and some of the  numbers that you discovered  and believe  we as a country could actually improve  on the outcomes, healthcare outcomes with the actual spend we have today, right? Yeah, we're getting the numbers are pretty wild. mean, I feel like we're really kind of getting to a breaking point with it.  You know, 13:12 For what I work on, employer-sponsored healthcare, 186 million Americans are covered under employer-sponsored healthcare plan. These plans can average increases anywhere from seven to 10 % annually. We see a lot of reports that come out that kind of measure these things. Kaiser Family Foundation does one, Milliman Index is another one. So there's a lot of studies that kind of measure this annually and changes for employers across the board. 13:41 What we saw this year for 2025 was the average cost for a family of four under employer sponsored health care plan is $35,119, which is just an astonishing number. That is unaffordable for an employer. That's unaffordable for an employee. And it's unaffordable for them to split that cost as well, which is how these, yeah, that's how they're structured in some way or another. 14:11 And another number to know that kind of governs this is the ACA affordability percentage, which is essentially where employers have to contribute, they have to contribute enough to keep the premium under this amount, which is 9.02 % this year. So premium for one of your employees cannot exceed 9.02 % of their take-home pay. 14:39 And this is updated on an annual basis, correct? Correct. Yeah, it fluctuates a little bit, but it's always right at 9, 8.5, 9.2, it's balanced up and down. But that's a pretty astonishing number too. And I see a lot of companies that are basically designing their contribution just to stay under that. it's, obviously they'd love to do more, but with the way these costs increase annually, sooner or later, they get to that point. 15:07 where they're kind of designing it just to be under 9 % of the employee's income. Okay, that's  astonishing.  And I'm happy that you  are working nationwide now with employer benefits with companies that, what's the size of the companies that you typically sell to? So we only work with large employers these days. And if we have somebody come in a little bit under, we have some associate agencies that we can kind of refer them to. 15:36 I'd say our minimum is usually like 250 eligible employees all the way up to 5000. Yeah, so anywhere in that mix. Excellent. So when again, I first met you was unaware because you've basically become nationwide in the last what two, three years, right? I'd say around COVID. Yeah, I took off right. So when I was speaking with you spent some time on the website. 16:06 I was trying to understand the sales alignment. So how you reach customers, those employees that have 250 between 250 and 5,000 employees, right? My first reaction was, OK, Donovan, go in with either of these benefits. You do a cost down, right? You've done, you basically work yourself out of the job. You corrected me. So for my audience, so how? 16:32 does ethos benefits work for a company, right?  What is that?  Is it is it an annual  engagement  talk walk me through the work you Yeah, I mean, things are happening on a daily like when we break down our scope of services, we'll actually show them like,  these are daily, these are weekly tasks, these are monthly, quarterly and annual because there's so much happening.  So  we're talking about the employee benefit space. Yes, it's  the 17:01 kind of designing consulting for the annual premium for a 12 month period. I think that's what people first consider.  But there's also a ton of compliance factors that have to happen throughout the year that that company has to fill out, right? Could be anything from section  125s,  5,500s,  wrap documents, all kinds of notices and disclosures  that need to be done.  Also, you know, we deal with benefits administration. So that's... 17:29 How are the employees making elections, seeing premiums? Is that integrating into payroll?  So functions like that with eligibility in and out of the company  adjusting that.  But also we kind of discussed and talked about the fact that health care is incredibly complex. So all the same market influences, where the market's at, interest rates,  inflation, all that kind of stuff affects  health care rates just like any other company in the market. 17:58 but it also gets as granular as  new medical procedures, new drugs, new generic drugs that are now an option.  It can even go down, you know, locally or regionally to where we get a new CFO in a hospital group and that starts changing the reimbursement rates that they're requesting from the insurance. So we see that where kind of a CFO comes in and they start flexing, making life difficult in a particular region or with a hospital group. 18:28 So all these things are kind of coming together and changing every single day.  Also the fact of the sheer amount of bills,  claims that come through.  So what we see on average,  this is a pretty crazy number, but  what we see on average is 18 claims  per employee per year. Okay, that's a lot.  That's a lot. So if we had just a hundred employees, that'd be 1800. 18:56 basically accounts payable  into the company. And that's part of our job too, because as you might imagine, hospitals make tons of mistakes on the bills, about 80 % of the bills have mistakes.  And then we also have to make sure that those are coming in at fair reimbursement rates to the company, because what hospitals bill is a spectrum for the exact same procedure. And the only difference is the payer. It's not the patient, it's not the complexity, it's not the physician, like it's literally 19:25 just the insurance card that can affect that difference in reimbursement rates. So all these things kind of come together where, yes, it  very much is a daily  task for me and my team on different things that we're working on. And- Are you an advocate in any way for the employees? Yes,  very much. So, you know, it's two, there's two complicated ecosystems at the same time that we're trying to navigate. 19:52 One is certainly the healthcare finance, which is what we're working with the company. But healthcare delivery for employees and members is just as complicated and confusing as far as where do I go? What is this gonna cost? What's the next step? Can I get a second opinion? How would that work? Right? And also helping navigate them to their highest cost or their lowest cost, highest quality and understanding what that is and giving them options to seek care at. 20:21 at lower prices if that's available. Excellent.  So your  delivery platform, is it like a customer success team  that  is assigned solely to that client? How does it work? Yeah, so it's kind of different. every employer is starting at a different place. They also have different ideas of where their end place or where their goal is. 20:49 healthcare delivery, kind of working on some things like that, there might be a couple of different ways we handle it. One might be having a direct  primary care provider. So the idea of a direct  primary care provider is basically same day, next day appointments with your primary care physician  and 30 to 60 minute visit times, not the average, which is seven minutes with a PCP, which is what most people get across the country.  And  with that DPC provider, you can also do things like 21:18 stitches,  blood work, get generic meds. So we're talking about more of a comprehensive service when you actually need it, not  the 14, 18 day  primary care. So that might be one of the ways we help with healthcare delivery.  It might be a nurse concierge where they have a nurse that they can help find providers,  navigate them. That might be a part of it.  So it kind of depends. then also  a lot of the times are 21:47 Our team will basically act as a care coach, where if they have anything going on, they can just call us. We'll help them set appointments, navigate them towards care, help them with their ID problems. Fantastic. Anything else you'd like to share or shed some light on the service offering of ETHOS benefits? So we're going to jump into a legal question in a minute here. 22:13 Yeah, I mean, it always just depends on the employer.  what I would say is generally they find everything we do to be  more comprehensive. And I think that's just the nature of the fact that we're not seeking compensation from the insurance providers or working with the client, because  it's my belief that we don't have a single thing to sell to an employer.  Employers have a health care problem. And we're here to solve that and work through that in any 22:42 way that they need at that given time.  So we're not,  you know, pushing those solutions are having those conflicts.  It's an excellent segue down into  current lawsuits  that are popping up with respect to,  first of all 401k, lawyer, and now healthcare benefits. So before we jump into that some specific cases, you know, for my listeners, what does fiduciary mean? 23:12 in your business model, right? Please. Yeah. So fiduciary for us is certainly always acting in the best interest of those that you represent. It's the highest standard of care.  So you mentioned a couple of things  earlier, loyalty, obedience. I think the biggest thing where companies may think they're acting as a fiduciary and they're not, because while we carry that duty to our employers and our clients, 23:40 Employers have that duty to all of their employees. And that's something that are kind of educating them because a lot of them don't realize it. But  I think the big duty that is  left out or misunderstood is the duty of prudence.  Okay. So did they go far enough in investigating solutions and understanding the problem and working through it and having a committee within the company to kind of help go through that? Because what I mean, in a compensation package, there is nothing more important 24:10 than the cost of health care and the options in health care, right? And how those decisions are being made.  So I see the duty of  prudence being the kind of  most 24:23 I, the duty with the most opportunity, let's say, maybe, maybe the most misunderstood because  the employer sometimes think, well, you know, the broker came in and he showed me one or two other options.  This is the least worst option. Therefore that's what we're doing. And I think that's enough. Right.  And that is not the case.  And it's only until there's a 40 % increase due, right. It doesn't employer say  my business is not sustainable. 24:51 So actually healthcare is what not the number two or number three expense  in the company's PNL today. Correct. Right. So walk me through some of these  recent lawsuits.  Yeah, I think we have companies like J &J and JP Morgan. Speak to me about that. 25:14 Yeah, J. J. J. P. Morgan, Wells Fargo. A lot of them are almost they're copied and in some parts of the complaint,  because it's very much the same thing. the first one we saw was  Lewandowski versus Johnson and Johnson. And this is for their health care plan. You know, they're a Fortune 50 company.  I think they somewhere around 160,000 employees. 25:42 and they have a benefits committee and a benefits team of 16 or 18 people. So a big team of people to help make these decisions, understand them and vet them. And the lawsuit is basically for their decision of pharmacy benefit manager. So a pharmacy benefit manager essentially sets the price for any drugs that employees could get within the plan. And it lays out 35 or so specific examples of drugs 26:12 but basically they agreed to pay  up to  13,000 times  the cost of the drug that's available, just cash pay.  employee and employer funds are agreeing to pay that kind of multiple on a drug that's available without insurance, much, much cheaper.  And the  lawsuit is brought by the plaintiffs, who are they? 26:40 am Lewandowski. So she's she's the plaintiff. And then I believe as it's developed, other employees have kind of came on. So 13,000 was it do you know, I know that you're not directly involved in this case. Nor should you speak to it if that is the case. But is the transparency of the data? Can you get that data if you were an employee to then understand the 27:09 multiples that your employer plan has agreed to pay to the pharmacy benefit. I'm aghast. 13, I think the number is 13,226. So when this came out last January, the first thing I did is I read through the whole complaint. It was like 130 pages went through all these. So for all the drugs that were mentioned, I ran 27:40 J &J's prices, again, Fortune 50, 150, 160,000 employees. So you would assume they're getting leveraged prices, they're making great decisions, all those kinds of things. I ran those prices against what my clients were paying. And in the smallest, like I think our smallest in my book of business, like 100 insured employees somewhere around there, they were paying 94 % less. 28:06 for the same, for one fill of all the same drugs. So the math worked out to be like 135,000 for J &J for one fill of each of those. And my clients were like 3000 or 4000, don't know, it's all my LinkedIn. posted the public letter as soon as it came out. But I basically price referenced them. So it's not a question of leverage or buying power, know, all the ridiculous things you hear. 28:34 when you're talking to  an insurance broker for these types of decisions,  it's literally, it comes down to that question of prudence. Like,  how did you vet these decisions?  Do you know how the pharmacy benefit manager is getting paid? Do you know what these drug benchmarks are against the cash price?  And that's  where I think this lawsuit is gonna be a slam dunk. Like, there is no reason for a company that size with that big of a benefits committee to hire such a conflicted PBM, is what they call it. 29:04 You heard it here on the founder sandbox. So stay tuned for  any other  lawsuits that are  worthy of mention. Do all of them? Are they all related to the pharmacy benefit manager conundrum?  There's there's all kinds of lawsuits. I think the PBMs are the lowest hanging fruit because it's so easy to benchmark. But certainly the same arguments exist with  hospital reimbursement rates. 29:33 And we're starting to see those as well. Excellent. Well, thank you  for sharing  a bit more  details on  the  recent,  I guess,  health care benefits in the news, right? Lawsuits.  Going to get a little bit technical here. 29:57 because you allowed me to.  the framework of the CAA of 2020 and 2021, that's the minimum set of standards for activities to benchmark health care plans.  And so  what are they?  Because it then leads into  some of the common sense strategies  that employers can deploy immediately.  So can you walk? Because this is just as yesterday, it's actually during the pandemic. What's the CAA? 30:27 of 2020, 2021. Thank you. Yeah. So that's the interesting part of this. So the reason I said a decade ago, over a decade ago, I was waiting for these health care lawsuits to happen. It's because Arissa has always stated that  employers have this fiduciary responsibility, just like they had with  401k. The problem has been, and the reason these lawsuits didn't come sooner, is that health insurance companies  make this data hard to access. 30:56 different carriers were released different amounts.  And there was no set of compliance standards for employers to understand this is how I go about making it, making these decisions and benchmarking these decisions, right? Like  it was all just too vague, too opaque. The data was too gagged and withheld from the employers.  So the starting point of how do I know I'm being prudent or not, that's kind of what wasn't known prior to the  CAA of 2021. 31:27 So  the CAA  basically defined a set of minimum standards  that you have to do to even pretend like you're being a prudent fiduciary for your healthcare plan. So there's four things, but there's three main things. I'll mention the fourth thing as well, because there's funny stuff about that.  So the first one  should be the most obvious, and  it's kind of our founding story, which is understanding 31:53 your broker compensation before you enter into any arrangement or agreement for your upcoming plan. So that should not only be how much,  it should be when, what type of bonus is there. If you're looking at carrier A, B, and C, really what it says is you should know what is their compensation for carrier A, B, and C before you make an arrangement, because they will be different. And that will change the recommendation, the advice, the conversation that you're having with that broker. 32:23 is critical. That is so critical. And  in reading these transparency commission  disclosures from  brokers, it is wild, the stuff that they put in there and how conflicted their advice is.  One of them that I looked at last week said, broker acknowledges that their parent company has equity in the insurance carriers that they're recommending. Oh my gosh. So they're essentially saying, 32:52 We are an insurance company that's going to bias our recommendations to the own companies we have equity in. It's like, that's no longer a party you should take advice from, right? 33:07 Okay, so that's part one.  Yeah, no, this is this is  and you know,  I without it's gonna get too technical because the gag clause and  the prescription DC reporting so that you know, basically CAA has provided the set of benchmarks, right, which  you need to at least checkmark right before you actually do. 33:35 engage or decide on your employer benefit plan.  Yeah. To be in compliance with your fiduciary duty, particularly that of prudence. Yeah.  Yeah. And I think companies shouldn't look at as a checkmark. I think if they apply it with a good faith effort, they'll see like, oh,  it's not compliance. This is a framework  for making better decisions.  Right.  And that's what it's meant to do. It's meant to say, 34:05 Know your compensation, know your drug benchmarks,  and  eliminate any gag clauses to your data because you need your data to make decisions. So I think if companies make a faith effort, they'll automatically get better outcomes. That's the way here. Excellent. Well, thank you, Donovan. I want to give me this time to actually  speak about  how to contact you,  your company. But more importantly, 34:34 There is  you're hosting a webinar on August 14, which is right around the corner. Can you  give us some more details?  The details will be in the show notes,  but speak to the event that ethos benefits is hosting on August 14 2025. Thanks. Yeah, thank  you.  Yeah. So on the 14th, we're doing a fiduciary workshop masterclass, which is basically understanding what your 35:03 what your duties are, how to get through them, how to navigate them, how to have this framework for decision making and document that process as well. And it's all geared towards just achieving those better outcomes for your company, eliminating any of these risks and really creating positive results for your people. Excellent. And any information with respect to how to reach out to you beyond the- Yeah, sorry. the registration is on a banner on the top of our 35:33 on our homepage. So ethos benefits.com. If you connect with me on LinkedIn, LinkedIn,  Donovan, ragas, you can find it there as well.  Great. Well, I'm coming to the  part of my podcast, which  brings us back to the sandbox.  In my work, I'm all about working with purpose driven, scalable, and resilient companies. 36:00 And so I ask my guest, what is the meaning of each of those terms? What does purpose mean to you? 36:08 Purpose, what does it mean to you? That's such a big question that you can go a lot away from. You know, I feel like purpose should be almost like a hidden driver. It's almost not like a well-considered thing. It's just kind of driving you forward.  I think our purpose  is progress,  right? Like if something can be done better, it should be and just kind of moving forward with that. 36:35 We're trying to move one company at a time, but also the industry and better outcomes  for the country. 36:43 And that good feel factor when you get up in the morning and know that you're doing good, right? Yeah, absolutely. Let's just sleep well at night. Right? Yes. Amazing. How about resilience? You did share with me off  camera that yeah, while you abandoned the financials,  advisory role, it took almost five years, right to really find product market fit, right  and build this because it's a very unknown right industry. 37:12 unknown service within a very, very  complex industry, right? Yeah. So resilience for you, what does that mean?  Yeah, I think you're right. You know, it took us a while because we were sharing such a wildly different message than what people were hearing from their brokers. And sometimes they look at you and be like, well, you're small, they're big, that must mean they're right, right.  So I think resilience is being able to go from 37:42 failure to failure without any loss in energy, right? So when something doesn't go your way and you have an obstacle, an outcome that is less than desired, it's about being able to push on still without losing any of your optimism or energy. And that's all we do. So. Thank you for what you do. And scalable. What does scalable mean? 38:07 Scalable is certainly about having an actual documented process. I think when you're getting into something new as a company or a new system or procedure process, if it's not something that everybody in the company could repeat in the same way that I do, just inherently the way I do it because of my background and education, if it's not repeatable for everybody and everybody doesn't understand the purpose for those steps, 38:36 the outcomes from those steps, like the end result, it's definitely not gonna be scalable. Thank you. Final question. Did you have fun on the sandbox today? I did. Thank you so much for having  me. Thank you, Donovan.  So to my listeners, if you liked this episode with Donovan Rikas from Ethos Benefits,  sign up for the monthly release of founders, business owners, corporate directors, and professional service providers that share their experiences. 39:06 and how to build with strong governance a resilient, scalable, and purpose-driven company to make profits for good. Signing off for this month, thank you very much. Have a great day.  

"Rozmawiałem telefonicznie z Robertem Lewandowskim i padło pytanie, czy chce wrócić. Odpowiedział, że tak. Zrobiliśmy więc krok do przodu" - powiedział Jan Urban w Porannej rozmowie w RMF FM. Pytany, czy Lewandowski będzie kapitanem reprezentacji, podkreślił, że rozmowy na ten temat trwają. "Nie chciałbym tylko rozmawiać z Robertem, ale również z zainteresowanymi - Piotrkiem Zielińskim czy z zawodnikami, którzy są w radzie drużyny. Decyzję podejmę ja, jednak chciałbym wysłuchać zawodników i dowiedzieć się, co oni o tym myślą".

Mark and Payton continue to froth at the mouth as the dawn of the new la liga season draws ever closer, and make their bold predictions for the season, with wild swings about Guler, Yamal, Vini, Mbappe, and many more. Then, in an el clasico podcastico first, your hosts set Barcelona and Real Madrid off on main and side quests for the season (38:14). Who will become an unlikely star? Will Barcelona's major signings even play? Listen to find out!

OFICIAL: VENTA en el BARÇA | POSIBLE SALIDA en el REAL MADRID | ¿LEWANDOWSKI RUMBO A ARABIA?

EL REAL MADRID QUIERE a RODRI | EL TIEMPO de BAJA de LEWANDOWSKI | OFICIAL: VENTA en el REAL MADRID

(00:00) Wstęp(3:55) Jakie są pierwsze wrażenia po wystąpieniu głowy państwa do żołnierzy? (14:05) Jaki jest dziś stan polskiej armii?(42:07) Potencjał najbardziej doświadczonych żołnierzy jest marnowany?(52:22) Co wynika z wojny na Ukrainie? Jak się przygotować do wojny, która będzie?Słuchacze Układu Otwartego w Szkole Przywództwa: rekrutacja@instytutwolnosci.pl http://www.szkolaprzywodztwa.pl/Mecenasi programu: Inwestuj w fundusze ETF z OANDA TMS Brokers: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://go.tms.pl/UkladOtwartyETF ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AMSO-oszczędzaj na poleasingowym sprzęcie IT: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amso.pl/Uklad-otwarty-cinfo-pol-218.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Novoferm: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.novoferm.pl/⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Zgłoś się do Szkoły Przywództwa Instytutu Wolności:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://szkolaprzywodztwa.pl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Link do zbiorki: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://zrzutka.pl/en6u9a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://patronite.pl/igorjanke⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠➡️ Zachęcam do dołączenia do grona patronów Układu Otwartego. Jako patron, otrzymasz dostęp do grupy dyskusyjnej na Discordzie i specjalnych materiałów dla Patronów, a także newslettera z najciekawszymi artykułami z całego tygodnia. Układ Otwarty tworzy społeczność, w której możesz dzielić się swoimi myślami i pomysłami z osobami o podobnych zainteresowaniach. Państwa wsparcie pomoże kanałowi się rozwijać i tworzyć jeszcze lepsze treści. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Układ Otwarty nagrywamy w ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bliskostudio.pl ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Welcome back to the channel, everyone! The transfer window is absolutely WILD for Manchester United, with massive moves happening that could reshape the club's future!First up, the huge news: Marcus Rashford is heading to Barcelona on loan! Barca are set to pay his full £315,000-a-week wages, saving United a staggering £17 million. We dive deep into Rashford's 426 games, 138 goals, and 77 assists for United.What does Hansi Flick need to do to unlock the real Rashford?Does Marcus still have the hunger?Will he even get a game at Barca against Raphinha, Yamal, and Lewandowski?Can he reinvent himself in Spain in a way he couldn't at United?His comments about wanting to play with Yamal – is that already a sign of feeling inferior?What can Yamal learn from Rashford?Imagine an El Clásico head-to-head between Rashford and Trent Alexander-Arnold!Did Marcus do enough at United to earn this move, or is this his last real chance to reignite his career? We want to see that smile and the Marcus Rashford we all know again!If it goes well, what should the permanent fee be, considering Villa's £40m for someone else?Then, the latest on Jadon Sancho: His switch from Manchester United to Juventus is reportedly close to completion! Juventus are ready to meet United's £21.6m asking price for the England winger, who is set to sign a four-year contract worth £5.2m per year.And what about Alejandro Garnacho? There's no noise, no rumours – is he apologising and coming back into the fold, or is he done at the club?Finally, we wrap up with our thoughts on how the transfer window is going for United overall, and who should be their next key target.Stay tuned for a big Rio Meets episode tomorrow with one of my former teammates from our time at United!#MarcusRashford #Rashford #ManUtd #ManchesterUnited #MUFC #Barcelona #FCBarcelona #LaLiga #JadonSancho #Sancho #Juventus #SerieA #AlejandroGarnacho #Garnacho #TransferNews #FootballTransfers #RioReacts #PremierLeague #HansiFlick #Yamal #ElClasico #FootballDebate #TransferWindow #RioMeetsSubscribe: http://bit.ly/15QO9WERio Ferdinand Presents: rioferdinandpresents.comRio Ferdinand Presents Instagram: https://instagram.com/rioferdinandpresentsRio Ferdinand Presents Twitter/X: https://x.com/FIVEUKRio Ferdinand Presents Facebook: https://www.facebook.com/rioferdinandpresentsRio Ferdinand Presents TikTok: https://www.tiktok.com/@rioferdinandpresentsRio Ferdinand Presents Threads: https://www.threads.net/@rioferdinandpresentsRio Ferdinand Instagram: https://instagram.com/rioferdy5Rio Ferdinand Twitter/X: https://x.com/rioferdy5Rio Ferdinand Facebook: https://www.facebook.com/RioFerdinandOfficialRio Ferdinand TikTok: https://www.tiktok.com/@rioferdy5Rio Ferdinand Threads: https://www.threads.net/@rioferdy5 Hosted on Acast. See acast.com/privacy for more information.

In this podcast, Dr. Lewandowski and I will share the game-changer: the "3 P's" - Potential, Process, and Progress. These concepts can make dating clearer and brighter for you.And here's a tip: the word "YET." This tiny word can change how you view everything, emphasizing growth and change.So, don't give up on love just yet. Join us as we delve into this easy but powerful approach. Remember, you're still learning and growing, and that's truly wonderful!Originally Aired: Sep. 13, 2023NEXT STEP: Book a complimentary Love Strategy Session and let us help you attract love this year: https://go.lovestrategies.com/session

Dr. Lewandowski and Adam uncover the importance of authenticity and how being provocative can lead you to the right match. Learn why your quirks are actually your advantage in the dating world and how embracing your uniqueness is your ultimate superpower. Get ready to change your dating game and waste less time as you find the love you deserve.Originally Aired: Aug. 13, 2023NEXT STEP: Book a complimentary Love Strategy Session and let us help you attract love this year: https://go.lovestrategies.com/session

Exploring the Complexities of Pharma Rebates with Ann Lewandowski In this Summer Short episode of Relentless Health Value, host Stacey Richter converses again with Ann Lewandowski about the intricate dynamics of pharmaceutical rebates, or as Lewandowski prefers, post-sale concessions.  The discussion delves into the nuances of these rebates, the impact they have on drug costs, and the hidden consequences for patients and plan sponsors.  They highlight articles and insights by Austin Chelko and Peter Hayes, touching on how rebates can disadvantage the pursuit of lower-cost generics and biosimilars, and can obstruct pharmacogenetic testing that ensures drug efficacy and safety.  The conversation also critiques the opacity of rebates, deemed trade secrets by pharma and PBM companies, and underscores the ethical and financial dilemmas posed by the current rebate-driven system. === LINKS ===