Podcasts about Pronto

Hoje trazemos Edu Camargo, empreendedor, investidor, mentor, advisor e palestrante. Atuando na intersecção de negócios, empreendedorismo, inteligência artificial e neuroempreendedorismo, Edu é sócio da Mauna, onde transforma profissionais fora de série em empreendedores fora de série. É especialista em fintech, marketplaces e empreendedor por vocação. Acaba de lançar o livro Por que você não deveria empreender. Uma conversa sobre empreender no Brasil, que não é pra todo mundo.See omnystudio.com/listener for privacy information.

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¿Alguna vez has soñado con viajar en el tren más rápido del mundo? ¡Esta es tu oportunidad! Este video te llevará a un viaje increíble: verás cómo funciona este tren, cómo se ve desde adentro y cuál es el secreto que lo hace tan rápido. Un camino a casa a 603 km / h pronto se convertirá en un hábito, lo prometo. El superconductor Maglev de Japón ha establecido un nuevo récord mundial de velocidad. Este tren conectará las ciudades más grandes de Japón: Tokio, Nagoya y Osaka. Imagínate: en un tren así podrías llegar de Nueva York a Washington DC en solo 1 hora. Pronto, la distancia dejará de ser un obstáculo para cualquier negocio... Learn more about your ad choices. Visit megaphone.fm/adchoices

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Gregorio Samsa despierta una mañana atrapado en el cuerpo de un monstruoso insecto. No hay magia ni explicación; solo un caparazón rígido y patas que se agitan desesperadas. Su mayor angustia no es la pérdida de su humanidad, sino el miedo a perder el tren para ir a trabajar. Pronto, la habitación donde se recluye se convierte en su prisión y en el escenario del sutil abandono de su familia. Quienes antes dependían de su sueldo, ahora lo miran con asco y resentimiento. Vales lo que produces, colega. Esto es La Metamorfosis de Franz Kafka. ☄️ Y si este programa te ha gustado: comenta, dale a me gusta, compártelo. Ayúdanos a llegar a más gente. Esto sólo puede existir si estáis al otro lado ☄️ APÓYANOS EN: ☄ Patreon: https://www.patreon.com/vuelodelcometa ☄ iVoox: https://www.ivoox.com/support/1049191 ☄ YouTube: https://www.youtube.com/@vuelodelcometa TELEGRAM: ☄ Telegram (canal de difusión): https://t.me/canalvuelodelcometa ☄ Telegram (chat grupal): https://t.me/vuelodelcometacomunidad REDES SOCIALES: ☄ Instagram: https://www.instagram.com/vuelodelcometa ☄ Twitter: https://twitter.com/Vuelodelcometa ☄ Bluesky: https://bsky.app/profile/vuelodelcometa.bsky.social ☄ Threads: https://www.threads.com/@vuelodelcometa ☄ Facebook: https://www.facebook.com/Vuelodelcometa WEB: ☄ Web: alvaroaparicio.net CLUB DE LECTURA (iremos avisando): ☄ Discord: https://discord.gg/a7ugw77vB Y si quieres contactar con nosotros para una promoción, no dudes en ponerte en contacto a través de: vuelodelcometapodcast@gmail.com Si quieres apoyar este y otros proyectos relacionados, puedes acudir a https://www.patreon.com/vuelodelcometa o a través del sistema de mecenazgo en iVoox. Arte de Simón Schliebener. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

L'offerta di Intesa sul tavolo di Mps, cda pronto a chiedere un rilancio; Chip ad alta volatilità, di nuovo sell-off dopo il rally; Anthropic si prepara all'IPO, incontri in corso con gli investitori; Netflix, attesi utili in crescita ma titolo in affanno; Stallo Usa-Iran, si teme guerra senza fine. Puntata a cura di Elisa Piazza - Class CNBC Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailMeet Storyfi - the NACUSO New CUSO of the Year for 2026.  When I saw the press release I had to get Nick Olexa, CEO of Storyfi, a Michigan based CUSO owned by six Michigan credit unions.What Storyfi is doing is important - it's harnessing video to help credit unions tell their stories and it's working within credit union budgets.That matters because, nowadays,  video is the globe's communication tool of choice.  Whether it's a 7 second video on Facebook or a 3 hour video on Netflix, video genuinely is how the world tells and communicates its stories and, frankly, credit unions had been lagging at this.An upshot is that, in the main, credit union marketing has been blah.Storyfi's purpose is to reverse that reality.  To really get credit union stories told well.Understand: every credit union has a story.  So does every CUSO.  Most of the stories revolve around solving problems and, often, working through adversities.  So these are good, compelling, human stories.  And in video they shine.Since its 2023 founding, Storyfi has worked with around 140 organizations to tell their stories.On the show, Olexa tells Storyfi's origin story, the kinds of videos it creates for customers, and why all this really matters in thinking of the credit union future.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

#InviertanBienOVendan

Send us Fan MailIs the country finally ready for a safe banking act that in effect legalizes cannabis businesses at the federal level?In recent years multiple bills doing essentially that were passed by the House of Representatives only to be buried in a Senate committee that never reported it out for a floor vote.There's a new House bill in play and this time may be the charm, says Terry Mendez, CEO of Safe Harbor and a past podcast guest.  Safe Harbor has provided the tools credit unions to offer cannabis banking services since it opened in 2015.  According to Safe Harbor, the current bill would:Bar federal banking regulators from prohibiting or discouraging banks from serving state-legal cannabis businessesBar regulators from terminating or limiting a bank's deposit insurance because it serves a cannabis clientCreate a safe harbor from criminal prosecution, liability, and asset forfeiture for banks and their officers/employees serving legitimate state-sanctioned cannabis businesses, while preserving banks' right to decline that businessExtend protection to ancillary businesses serving cannabis operators, including lawyers, landlords, and vendorsBy the way, the American Banking Association has come out in support of the act.  In a letter to Senate leaders ABA said the bill would “provide important legal and regulatory clarity” and “address a significant challenge facing American businesses, our communities, and the banks that serve them.”On the show Mendez elaborates on why he believes the bill has a good chance of becoming law.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

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In today's Tech3 from Moneycontrol, we unpack the Re 1 home services battle as Pronto, Snabbit and Urban Company's Insta Help spend aggressively to win customers. We also break down TCS' Q1 results and why AI is becoming the company's biggest growth engine, explain why Groww is introducing regular mutual funds alongside direct plans, and look at Fundamentum Partnership's new Rs 2,200 crore Fund III, anchored by Nandan Nilekani, with a sharp focus on AI application startups.

Send us Fan MailTitle this show everything you need to know about fraud today but have been afraid to ask.Start with this: Fraud is big and getting bigger.That is the worrisome message delivered by Rene Perez, a fraud expert with Jack Henry, and seconded by Stephanie Ziegler, director of financial investigations at SELCO, a $2.8 billion credit union headquartered in Oregon.Perez is on the show to discuss Jack Henry's new Financial Crimes Defender tool and Ziegler and SELCO are early adopters and she tells why.Much of the show is devoted to discussing trends in financial institution fraud - and the criminals just keep getting slicker and more sophisticated.Credit unions can - and are - successfully fighting back but a key realization is accepting that the fraud tactics keep changing.Nowadays, for instance, a huge problem, said Perez, is that criminal organizations are seeking to implant crooked employees in financial institutions and fintechs.  Perez and Ziegler discuss their organizations' defenses against this.Another mushrooming trend: account takeovers are epidemic.The bottomline reality: fraud is an immense problem for all credit unions - and what you don't know can indeed hurt you.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Este devocional es una iniciativa de la Iglesia Adventista del Séptimo Día en Keene, Texas, diseñado para fortalecer tu espíritu y renovar tu fe cada día. A través de reflexiones sencillas pero profundas, encontrarás ánimo para enfrentar los retos diarios con confianza y esperanza. Cada mensaje te invita a recordar las promesas divinas y a disfrutar de momentos íntimos y transformadores en la presencia de Jesús, reconociendo que todo es por Su gracia. Directora: Nancy Rodríguez Referencia: "Por Su gracia" (2025) | Pr. Isaías Espinoza Lector: Larry Rodriguez Redes Sociales: @AdventistaDeKeene Website: https://www.keenehsda.org Créditos de la Música: "The Hopeful" | Autor: Ivan Luzan ¡Dios le bendiga!

Trump vuelve a situar a España en el centro del debate sobre la OTAN con una nueva amenaza: «se van a arrepentir».

Il futuro non è un'attesa, è un atto di volontà.

Olá, eu sou a Bruna Pinheiro! Sou terapeuta transpessoal, psicanalista, formada em Psicologia Positiva e pós-graduada em Psicologia Transpessoal e numeróloga. Mãe de um menino de seis anos, cantora, compositora e criadora da empresa Sua Música Personalizada. Também sou autora do meu primeiro livro, Coisas que Todo Mundo Sente Mas Ninguém Fala, além de muitos outros escritos.Criei este podcast há mais de oito anos com um propósito: espalhar luz, acolhimento e reflexões para tornar os dias mais leves e conscientes. Aqui, compartilho meus aprendizados, vivências e tudo que fala com o coração.Se você sente que esse conteúdo te toca e quer apoiar o que faço, fica à vontade para colaborar com qualquer valor pelo Pix: 358.084.778-32 (CPF). Toda contribuição é recebida com muito carinho.

Ritorna il grande ciclismo, con l'appuntamento più atteso dagli appassionati: la 113esima edizione del Tour de France parte nelle prossime ore, con 3333 chilometri di strada che da Barcellona - ormai è un'usanza quella di partire all'estero - ci porterà il 26 luglio alla tradizionale passerella dei Campi Elisi di Parigi.Seguici su Facebook e Instagram o abbonati ai nostri podcast cliccando qui. 

El nombre de Boeing es sinónimo de dinamismo, aviones imponentes, transporte aéreo global, éxito y fortaleza económica. Sin embargo, casi nadie podría imaginar que, en sus inicios, este poderoso competidor mundial fue un negocio familiar, y que dicha familia era originaria de Alemania. En 1868, Wilhelm Boeing, de 22 años, decidió abandonar su país para siempre. El joven llegó a Michigan, donde se había iniciado un auténtico boom de la madera. Pronto pudo establecerse como comerciante en este sector y rápidamente se hizo rico. En 1910, viajó a Los Ángeles para asistir a la primera exhibición aérea internacional que se celebraba en Estados Unidos. Allí descubrió su pasión por volar, que se mantendría durante el resto de su vida. A través de cuidadosas reconstrucciones logramos revivir la época de finales del siglo XIX y principios del XX en escenas reveladoras. El programa es, a la vez, un retrato familiar fascinante, un relato cautivador sobre la inmigración, y la increíble historia de una compañía aérea.

Charlize Theron en la naturaleza australiana, intentando superar un duelo. Pronto hay alguien con un rifle que la ha elegido como presa. Es lenta, sí, pero tiene un final que cierra bien. En dos meses no te acordarás de ella, pero mientras la ves funciona.

Rui Rocha, Secretário de Estado da Proteção Civil, apresenta dispositivo robusto para o combate aos incêndios. "Hub satélite" do Taguspark? Ainda não funciona. À população, pede-se responsabilidade.See omnystudio.com/listener for privacy information.

Send us Fan MailCan a banker successfully transition into a senior role in a credit union?  Can a credit union deploy a financial wellness initiative that also works as a competitive edge in marketing?Kevin Miller, CEO of $5.7 billion Travis Credit Union in Northern California, is on the show today and he is guilty of that banking background but he has logged 4+ years as Travis CEO.And he also strongly believes that not only are financial wellness initiatives a key part of a credit union's doing good in its communities, they also are a competitive edge against both mega banks and community banks.As for Miller's past work experience, he logged 4+ years at regional bank TCF as EVP of retail banking, 2 years at Santander, 4 years at BMO, and 6 years at Bank of America. A stint at a fintech rounded out his background.In the show he explains why he jumped into a credit union and why hiring bankers is good business for a credit union.Listen up. Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

El huracán Otis fue un ciclón de categoría 5 que destruyó Acapulco y pueblos a la redonda en Octubre de 2023. Pronto comenzaron a rondar testimonios de personas que aseguran haber escuchado a la llorona durante la tempestad. Otros, dicen haber visto una serpiente gigante volando en el cielo. Algunos explicaron que cuando el huracán azotaba con toda su fuerza escucharon golpes y gritos de alguien pidiendo refugio, pero al asomarse no vieron a nadie.Esta es una experiencia de Max Dorantes, quien precisamente nos escribe para contarnos que mientras estaban refugiándose de los fuertes vientos del Huracán Otís escucharon afuera los gritos de una mujer, pero al asomarse no vieron nada.Cuando la tempestad pasó y Acapulco estaba sumido en la oscuridad los vecinos se reunieron para compartir alimento y refugio, es entonces que muchos contaron que también escucharon a la llorona aquella noche...▬▬▬▬▬▬▬▬▬▬▬▬Te invitamos a seguirnos en todas nuestras redes sociales. Publicamos más contenido aterrador por allá todos los días:

El huracán Otis fue un ciclón de categoría 5 que destruyó Acapulco y pueblos a la redonda en Octubre de 2023. Pronto comenzaron a rondar testimonios de personas que aseguran haber escuchado a la llorona durante la tempestad. Otros, dicen haber visto una serpiente gigante volando en el cielo. Algunos explicaron que cuando el huracán azotaba con toda su fuerza escucharon golpes y gritos de alguien pidiendo refugio, pero al asomarse no vieron a nadie.Esta es una experiencia de Max Dorantes, quien precisamente nos escribe para contarnos que mientras estaban refugiándose de los fuertes vientos del Huracán Otís escucharon afuera los gritos de una mujer, pero al asomarse no vieron nada.Cuando la tempestad pasó y Acapulco estaba sumido en la oscuridad los vecinos se reunieron para compartir alimento y refugio, es entonces que muchos contaron que también escucharon a la llorona aquella noche...▬▬▬▬▬▬▬▬▬▬▬▬Te invitamos a seguirnos en todas nuestras redes sociales. Publicamos más contenido aterrador por allá todos los días:

Pronto un nuovo strumento per avvicinare cittadino e ente pubblico: nello spazio condotto da Brocks, lo presenta il vicesindaco Daniele Calore

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C'è una cosa che tutti i grandi atleti hanno in comune ed è la capacità di entrare in campo anche quando non si sentono pronti.Anche quando la testa dice aspetta ancora un po'.Robert Fultz è un ex atleta professionista che ha passato la seconda metà della sua carriera a capire perché il talento da solo non basta, e la seconda vita a insegnarlo ad altri.In questa puntata porta dentro un territorio che i creativi conoscono bene ma raramente nominano: il momento prima di cominciare. Quello in cui hai tutto, sai tutto, e non riesci comunque ad andare.Si parla di flow, di meditazione, di quello che LeBron, Jordan e Kobe facevano prima di scendere in campo. Di come allenare la presenza invece di aspettare l'ispirazione. E di perché sentirti pronto è la condizione sbagliata da cercare.Una puntata per chi aspetta il momento giusto da troppo tempo.Ultima di quattro puntate sull'energia. In sponsor con Tua Energia.#ADV▫️ Analizza la tua bolletta di luce e gas con Tua Energia per scoprire come risparmiare e ottenere un preventivo gratuito → ⁠⁠⁠⁠https://dub.sh/tua-enegia⁠⁠ ⁠⁠(Contenuto sponsorizzato da Tua Energia)▫️ Unisciti a oltre 200+ creativi nella nostra nuova community → ⁠⁠⁠⁠⁠⁠⁠⁠https://dub.sh/mYVBDjU▫️ Approfondisci con gli Appunti (la nostra newsletter)→ ⁠⁠⁠⁠⁠⁠https://dub.sh/rgUIhjq⁠▫️ Per collaborazioni scrivi a info@hacking-creativity.com⁠

Send us Fan MailTwo threads run through this show: the human impacts of AI and the credit union of the future.Ultimately the threads are connected.  If a credit union is its people, what is it when AI does an increasing amount of the work in a credit union?On the show to explore these ideas is Nenuca Syquia, CEO of BoxD, “Better Organizations by Design,” a Silicon Valley consultancy.Herself a longtime credit union member, Nenuca is convinced there are important roles for credit unions to play in our lives in the future - and part of getting there is asking and exploring tough questions such as what happens to our people as agentic AI takes over more and more tasks?What happens indeed?Be prepared to mull on very big ideas as you listen.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Why did global VCs invest $60M into India's most operationally heavy marketplace problem?The early bet was undoubtedly on the founder, Anjali Sardana.A 23 year old biology graduate from Georgetown University who is today the solo founder of Pronto. The company founded on 2nd April 2024 is at a $200 Million valuation, just a year later and they are growing at god-speed. What began in a single hub in Sector 56, Gurgaon is today 22,000 bookings a day, 5,000+ professionals, and operations across India's biggest cities.But Pronto was never just about convenience. It was built on a belief that India's home services market is broken not just for customers, but even more so for workers. No income stability. No safety net. No formal identity in the system. Not many individual investors write a $20M cheque. Lachy Groom did, alongside General Catalyst and Gladebrook. One year in, Pronto's growth explains the conviction. This episode is the story of the chaos, the urgency and the belief behind one of India's fastest moving startups.00:00 — Trailer01:32 — What is Pronto?03:16 — Hiring the first 30 pros in a single day06:13 — Delivering uniforms in 48 hours08:02 — Hustling to make the first payroll09:23 — The first home office11:28 — Why the customer app is only a nice-to-have17:18 — How pros are trained21:11 — How Gurgaon, Mumbai & Bangalore behave differently29:17 — TAM expands based on ease of access34:58 — Mission is bringing dignity to formal labour42:27 — Pronto's 30-year vision42:48 — How US investors see Indian startups44:37 — How a ₹400 headhunter brought the first hire47:05 — Final round interview for Pronto's chief of staff49:29 — How Anjali hires missionaries54:31 — One thing Anjali would always do as founder58:29 — One thing she's most proud of59:29 — One value Pronto would never compromise on1:01:44 — A company with urgency as core value1:03:55 — What needs to change in India for Pronto to succeed?1:05:18 — How to build a win-win-win business1:07:40 — Why was this problem not solved yet?1:09:02 — If Pronto fails, what would be the reason?1:10:05 — How Anjali spends a day as a solo founder1:15:30 — One lesson learned the hard way-------------India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/neon-fund/X: https://x.com/TheNeonShowwConnect with Nansi on:LinkedIn: https://in.linkedin.com/in/nansi-mishraX: https://x.com/nansi_mishra-------------This video is for informational purposes only. The views expressed are those of the individuals quoted and do not constitute professional advice.Send us Fan Mail

Ritrovate le sorelle scomparse. Fermati la madre, il compagno e il nonno: i tre sono accusati di sequestro di persona in concorso. Ne parliamo con Daniele Bocciolini, avvocato specializzato in diritto penale minorile e Scienze Forensi, Consigliere Pari Opportunità e Commissione Famiglia e Minori dell’Ordine degli Avvocati di Roma. Keir Starmer lascia Downing Street, pronto Burnham. Il commento di Luca Cinciripini, ricercatore dell’Istituto Affari Internazionali. Nuove accuse di doping per Alex Schwazer. “Sono innocente ma non ho più energie per difendermi”, dice il corridore. FIGC, Malagò eletto presidente. Sentiamo il nostro Dario Ricci, che ci aggiorna anche sulla giornata dei Mondiali di calcio.

Ivan Lima costuma dizer, à sua maneira, que o desconhecido não deve ser temido, mas explorado. Afinal, é nele que vivem as perguntas que ampliam a nossa consciência e nos convidam a enxergar além das aparências. E talvez ninguém represente melhor essa travessia do que alguém que construiu sua vida através da própria voz. Uma voz que milhões de pessoas já ouviram. Uma voz que atravessa telas, desperta curiosidade e conduz jornadas pelo universo dos mistérios. Mas também uma voz que revela algo mais profundo: a busca humana por sentido. Porque, no fundo, toda pergunta sobre o mundo é também uma pergunta sobre nós mesmos. Talvez por isso sua trajetória tenha sido tão singular. Ator, comunicador, buscador espiritual e viajante dos mundos visíveis e invisíveis. Alguém que, em determinado momento da vida, deixou para trás antigas certezas e atravessou o oceano em direção à Índia para mergulhar em uma jornada de transformação interior. Uma experiência que ampliou sua visão da realidade e aprofundou ainda mais seu interesse pelos mistérios que cercam a existência humana. Hoje, sua voz continua conduzindo milhões de pessoas. Mas talvez o que ela esteja dizendo, desde sempre, seja algo muito simples: que a vida é infinitamente mais vasta do que imaginamos. Neste papo com o podcast "45 do Primeiro Tempo", o ator, apresentador, comunicador e uma das vozes mais marcantes da internet brasileira contou sua história de vida, trouxe seu olhar sobre este momento que estamos vivendo e foi categórico: “O mestre aparece quando o discípulo está pronto”. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailWhen will instant payments come to smaller credit unions?Perhaps the better question is: Will instant payments ever come to smaller credit unions?On the show are Bob West, CEO of CUSO CU*South, which serves  some 360 credit unions (in 42 states, not just the south), and Keith Riddle of Payfinia, which has launched an instant payment platform that integrated with CU*South's technology - meaning it's straightforward for a CU*South customer to integrate into Payfinia's tools.Now get this: most CU*South credit unions are smaller institutions.  Lots are under $350 million in assets.What might have seen a dream - available only to the likes of Chase and Navy Fed - now is available to small institutions.Does it matter?Will members use this instant payments technology?Instant payments are a reality - that's a fact in today's immediacy economy.  Credit unions need to climb aboard this train.  Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Pronto terminará el Mundial en México y Clara Brugada no podrá desviar la atención de los problemas de la ciudad, agravados en estos días por inundaciones. Es momento de que preste atención a las insuficiencias en el suministro de agua, el drenaje, el mantenimiento del Metro y la infraestructura urbana. No se ve que tenga una estrategia o un plan que nos deje ver que en la ciudad no solo se gobierna en los bomberazos, sino con una visión de largo plazo. No se ve una jefa de gobierno más que en los eventos y en los desfiles. Con o sin mundial es momento de abordar los problemas estructurales de la ciudad.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pronto para fazer uma limpeza profunda em sua alma? Hoje Joyce compartilha como o Espírito Santo nos ajuda a "limpar a casa" para que possamos nos tornar crentes maduros.

Eduardo Tironi, Arnaldo Ribeiro, José Trajano, Juca Kfouri, Danilo Lavieri, Luiza Oliveira, Pedro Lopes e PVC debatem tudo sobre a seleção brasileira antes da estreia contra Marrocos na Copa do Mundo e também analisam a goleada dos Estados Unidos contra o Paraguai

Trump diz que acordo está pronto para assinar amanhã.See omnystudio.com/listener for privacy information.

Nesta edição, analisamos o impacto alarmante das perdas no varejo brasileiro, um "concorrente invisível" que causou um prejuízo de R$ 42,1 bilhões e exige o uso urgente de tecnologias, como a Inteligência Artificial, para frear o desperdício. Destacamos que a bola já está rolando na Copa do Mundo 2026, impulsionando a venda de jogos e figurinhas de forma inédita e abrindo uma janela de ouro para aumentar o ticket médio através de ações com o setor de bazar. No campo do comportamento do consumidor, mostramos o forte crescimento do hortifrúti pronto para consumo, uma tendência de praticidade que atrai as gerações mais jovens, eleva as margens e ajuda a reduzir quebras operacionais. Por fim, exploramos as novas exigências do shopper digital em relação aos agentes de IA, revelando o que o público aceita e o que ele já não tolera em termos de consistência no atendimento. Entre os destaques:

Maracanà con Marco Piccari e Stefano Impallomeni. Ospiti: Oreggia:"Spalletti ha aperto la crisi. Non so se Chiellini sia pronto" Santarelli:"Su Comolli decisione tardiva. Spalletti deve rimanere saldo" Impallomeni:"Chiellini assumerà più centralità

Send us Fan MailHow does a lawyer - by education and employment history - become a top executive at fintechs?  Good question.  But here's another one: how can a fintech help credit unions win members for savings accounts paying in the vicinity of 4% APR?On the show is Alastair Wood, CEO of Raisin, a fintech that helps credit unions market innovative products - high yield savings included - to attract new members.Understand, Raisin does essentially all the lifting involved in marketing and opening new accounts for new members.  Memberization included.  Raisin, by the way, is relatively new to the US market. But it has a long history in Europe.This episode starts with Wood explaining why, just maybe, a trained lawyer is an ideal leader for a fintech, especially one operating in a highly regulated environment.Wood, by the way, traces his hands on involvement in fintechs and credit unions back to a multi year stint at Silvur, whose CEO, Rhian Horgan is a past CU 3.0 Podcast guest.  Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Deja vu retro show desde Diablopolis… Consexionario con Elsy Reyes… Participa en “Si lo hice y no me arrepiento de naaaaaaaada”… “Posicionamientos”…. Chismecito Tlacuachero.

Mentre il conflitto prosegue senza tregua, Zelensky invia una lettera al Cremlino per un incontro con Putin, che invita l'omologo ucraino a Mosca.Seguici su Facebook e Instagram o abbonati ai nostri podcast cliccando qui. 

Espressioni come "c'ho fame!" o "Vieni qui che ti dico una cosa" sono comunissime nell'italiano parlato, ma difficilmente le troverai in un manuale di grammatica. In questo articolo analizziamo due fenomeni tipici dell'italiano parlato e informale — il CI ATTUALIZZANTE e il CHE POLIVALENTE — per aiutarti a riconoscerli e capirli nel contesto reale. CHE POLIVALENTE e CI ATTUALIZZANTE: L'Italiano Informale Parte 1 — Il CI ATTUALIZZANTE: "C'Ho Fame!" Forme come "c'ho fame", "c'ho sonno", "c'ho fretta" o "non c'ho voglia" sono molto frequenti nell'italiano parlato. Il dubbio che sorge spontaneo è: "Ma quel 'ci' cosa sta facendo lì?". Vale la pena capirlo. Cos'è il CI ATTUALIZZANTE? In italiano standard, il verbo "avere" non ha bisogno di nessun "ci": "Ho fame."   "Ha il biglietto."   "Non ho voglia di studiare." Ma nell'italiano parlato e informale, moltissimi italiani — una tendenza diffusa soprattutto nel Centro e nel Sud Italia, ma presente in tutta la penisola — aggiungono un "ci" davanti al verbo "avere". Questo "ci", chiamato appunto CI ATTUALIZZANTE, non aggiunge nessun significato nuovo: serve solo a rendere la frase più enfatica, più immediata, più viva. Italiano standardCon CI ATTUALIZZANTE"Ho fame.""C'ho fame!""Ha il biglietto.""C'ha il biglietto.""Non ho voglia.""Non c'ho voglia!""Non ho più 18 anni.""Non c'ho più 18 anni!" La versione con il "ci" suona più spontanea, più espressiva: il CI ATTUALIZZANTE aggiunge una piccola carica emotiva alla frase, rendendola più vivace nel parlato. Come Si Forma il CI ATTUALIZZANTE? La formazione è semplicissima: si aggiunge "ci" davanti alle forme del verbo "avere". Nella pronuncia parlata, "ci" e "ho/ha/hanno" si fondono insieme: PersonaForma con CI ATTUALIZZANTEEquivalente standardIoc'hohoTuc'haihaiLui / Leic'hahaLoroc'hannohanno Attenzione: questa forma si usa soprattutto con le persone singolari e la terza persona plurale. Con "noi" e "voi" nel parlato si tende ad evitarla. Esempi Pratici del CI ATTUALIZZANTE "C'ho una fame incredibile!" "Marco, c'hai cinque euro? Ho dimenticato il portafoglio." "Mia nonna dice sempre che non c'ha più l'età per certe cose." "Quei due c'hanno qualcosa — si vede chiaramente!" È Corretto o Scorretto? Il CI ATTUALIZZANTE è considerato sub-standard, cioè non è accettato nella grammatica ufficiale dell'italiano. Non lo troverai in testi scritti formali, giornali o documenti ufficiali. È importante però distinguere tra scorretto e raro: questa forma è comunissima nel parlato informale di moltissimi italiani. Ascoltando conversazioni quotidiane, film o serie TV, la sentirai continuamente. Riconoscerla è quindi fondamentale, anche se puoi scegliere di non usarla. Parte 2 — Il CHE POLIVALENTE Il CHE POLIVALENTE è uno degli elementi più caratteristici dell'italiano parlato. Gli italiani lo usano al posto di diverse congiunzioni e pronomi perché è breve, immediato e versatile. Vediamo i casi principali. 1. CHE POLIVALENTE al Posto di "Perché" o "Così" — Il "Che" Finale Questo è forse il caso più comune. In italiano informale, il CHE POLIVALENTE si usa alla fine di un'esortazione o di un'affermazione per spiegarne il motivo, esattamente come "perché" o "così": Con CHE POLIVALENTESignificato equivalente"Sbrigati, che è tardi!"Sbrigati, perché è tardi!"Vieni qui che ti dico una cosa."Vieni qui, così ti dico una cosa."Mettiti la giacca che fuori fa freddo."Mettiti la giacca perché fuori fa freddo."Abbassa la voce che c'è gente che dorme."Abbassa la voce perché c'è gente che dorme."Mangia che si raffredda!"Mangia prima che si raffreddi! Questa costruzione è tipica del parlato quotidiano: è diretta e immediata. Gli italiani la usano frequentemente per dare istruzioni, consigli o inviti, specialmente in contesti familiari e informali. 2. CHE POLIVALENTE Consecutivo — Quando il "Così" è Sottinteso Un altro uso tipico è quello in cui il CHE POLIVALENTE introduce la conseguenza di qualcosa — una situazione così intensa da produrre un risultato. Nei primi due esempi il "così" è esplicito; negli ultimi due è sottinteso — ed è qui che il fenomeno diventa davvero informale: TipoEsempio"così" esplicito"Era così stanca che non si reggeva in piedi.""così" esplicito"Ridevo così tanto che mi faceva male la pancia.""così" sottinteso"Fa un freddo che non si riesce nemmeno a uscire!""così" sottinteso"C'era una fila che non finiva mai." Negli ultimi due esempi il "così" iniziale è completamente sottinteso: si passa direttamente alla conseguenza, rendendo la frase più espressiva e immediata. È una caratteristica tipica dell'italiano parlato, che tende a comprimere la struttura sintattica a favore dell'efficacia comunicativa. 3. CHE POLIVALENTE al Posto di "In Cui" — Il "Che" Relativo Informale Nella grammatica ufficiale, per indicare il tempo o il luogo si dovrebbe usare "in cui": "L'anno in cui mi sono laureata è stato bellissimo." "Il giorno in cui ci siamo conosciuti era d'estate." Ma nell'italiano parlato, quasi nessuno dice "in cui" — si usa direttamente il CHE POLIVALENTE: Con CHE POLIVALENTEForma grammaticale standard"L'anno che mi sono laureata è stato bellissimo."L'anno in cui mi sono laureata…"Il giorno che ci siamo conosciuti ero nervosissima."Il giorno in cui ci siamo conosciuti…"La settimana che siamo stati a Roma è volata!"La settimana in cui siamo stati a Roma…"Quella volta che mi sono persa a Milano… non ne parliamo!"Quella volta in cui mi sono persa… Anche questo uso è tecnicamente scorretto nella grammatica formale, ma è universalmente diffuso nel parlato italiano. L'uso di "in cui" in una conversazione informale tende a suonare più formale del necessario: il CHE POLIVALENTE rimane la scelta più naturale e spontanea. Riepilogo: CI ATTUALIZZANTE e CHE POLIVALENTE a Confronto FenomenoFunzioneEsempioRegistroCI ATTUALIZZANTE"ci" davanti ad "avere" per enfasi"C'ho fame! / C'hai ragione."Informale / Sub-standardCHE POLIVALENTE finaleAl posto di "perché" / "così""Vieni qui che ti dico una cosa."Informale / ParlatoCHE POLIVALENTE consecutivoIntroduce una conseguenza (così sottinteso)"Fa un freddo che non si esce!"Informale / ParlatoCHE POLIVALENTE relativoAl posto di "in cui" per tempo/luogo"Il giorno che ci siamo conosciuti…"Informale / Parlato Domande Frequenti Posso Usare il CI ATTUALIZZANTE e il CHE POLIVALENTE Quando Parlo Italiano? Puoi farlo nelle conversazioni informali con amici, colleghi o nelle situazioni quotidiane. Evita queste forme in contesti formali — colloqui di lavoro, esami, documenti scritti — dove è preferibile usare l'italiano standard. Il CI ATTUALIZZANTE si Usa in Tutta Italia? È particolarmente diffuso nel Centro e nel Sud Italia, ma si sente anche al Nord, soprattutto nelle conversazioni più spontanee e informali. È comunque un fenomeno pan-italiano del parlato. Il CHE POLIVALENTE ha Sempre lo Stesso Significato? No! Il CHE POLIVALENTE è "polivalente" proprio perché assume significati diversi a seconda del contesto: può significare "perché", "così", "in cui" o introdurre una conseguenza. Il significato si capisce dal contesto della frase. Questi Fenomeni si Trovano Anche Nello Scritto? Il CI ATTUALIZZANTE è quasi esclusivamente orale — rarissimo anche nello scritto informale. Il CHE POLIVALENTE invece può apparire nei messaggi di testo, nelle chat e nei social media, specialmente nelle sue forme finale e relativa, perché rispecchiano il ritmo del parlato. Pronto a scoprire un'altra delle costruzioni più particolari dell'italiano? Leggi l'articolo dedicato al dativo etico. I verbi pronominali ti creano confusione e tanti dubbi? Trasforma i dubbi in sicurezza con il nostro corso esclusivo: “Da «Non ce la faccio più» a «Ora me la cavo»: i verbi pronominali in 30 giorni.” In modo divertente, con lezioni brevi ed esercizi mirati, in un mese imparerai a usarli con naturalezza. { "@context": "https://schema.org", "@type": "Quiz", "name": "Test sul CI Attualizzante e CHE Polivalente", "description": "Quiz interattivo sui fenomeni tipici dell'italiano parlato informale: il CI attualizzante con il verbo avere e i diversi usi del CHE polivalente.", "educationalLevel": "Intermedio B1-B2", "learningResourceType": "Quiz", "inLanguage": "it", "hasPart": [ { "@type": "Question", "name": "Quale verbo accompagna sempre il CI attualizzante?", "acceptedAnswer": { "@type": "Answer", "text": "avere" } }, { "@type": "Question", "name": "In quale registro si usa il CI attualizzante?", "acceptedAnswer": { "@type": "Answer", "text": "Informale parlato" } }, { "@type": "Question", "name": "Cosa significa 'che' in: 'Sbrigati, che è tardi!'?", "acceptedAnswer": { "@type": "Answer", "text": "perché" } }, { "@type": "Question", "name": "Il CI attualizzante aggiunge un nuovo significato alla frase.", "acceptedAnswer": { "@type": "Answer", "text": "Falso" } }, { "@type": "Question", "name": "Quale forma standard corrisponde a 'l'anno che mi sono laureata'?", "acceptedAnswer": { "@type": "Answer", "text": "l'anno in cui mi sono laureata" } }, { "@type": "Question", "name": "In 'Fa un freddo che non si riesce a uscire', il CHE introduce una...", "acceptedAnswer": { "@type": "Answer", "text": "conseguenza" } }, { "@type": "Question", "name": "Il CI attualizzante si usa comunemente con 'noi' e 'voi'.", "acceptedAnswer": { "@type": "Answer", "text": "Falso" } }, { "@type": "Question", "name": "Perché il CHE si chiama 'polivalente'?", "acceptedAnswer": { "@type": "Answer", "text": "Perché assume significati diversi a seconda del contesto" } }, { "@type": "Question", "name": "Quale frase usa correttamente il CHE polivalente al posto di 'in cui'?", "acceptedAnswer": { "@type": "Answer", "text": "Il giorno che ci siamo incontrati era d'estate." } }, ...

Anjali Sardana grew up in northern Virginia, studied biology at Georgetown, worked at Bain Capital — and then, without telling her parents, flew to India and founded Pronto: a platform building the world's largest labor organization network, starting with home services.In this episode of Unstarted, Anjali breaks down how she picked an operations business over a product business (and why), why she sees India's informal labor market as a trillion-dollar opportunity, and the founder mindset that got her through the messy, chaotic, sleep-deprived early days.She also gets brutally honest about faking confidence, hiring missionaries not mercenaries, and why she thinks most human limitations are completely made up.Chapters0:00 Intro — Meet Anjali Sardana1:20 Growing up in Virginia, studying biology at Georgetown3:10 The evolution framework that shaped her business thinking5:00 Product vs. operations vs. distribution — how she chose8:30 Why India? The labor-market thesis12:00 Moving to India with zero experience — and hiding it from her parents15:40 Fake it till you make it: raising a seed round at Bain Capital19:15 Running pilots, vibe-coding the app, and getting the first bookings24:00 The Kapil story — recruiting 30 workers in one afternoon28:00 Operating 24/7 with 5 people, sleeping in shifts31:30 Building culture: missionaries vs. mercenaries36:00 Urgency as a core value — actions beget information39:30 Conviction vs. market signals — how to balance both

Send us Fan MailCan a credit union be a credit union without human employees?Are credit unions, in the age of AI, at risk of losing the humanity that distinguishes them?In this provocative episode, keynote speaker Joshua Evans, who bills himself as an expert on the workplace of the future, talks about how AI is transforming credit unions, how parts of this are to the good, but, he insists, credit unions need to maintain their humanity.That's a lot to think about but it's thinking that needs doing today as - plainly - AI is transforming many workplaces, credit unions included.How often did you use AI yesterday?  When a member contacts your credit union is he/she greeted by a human - or an AI bot?Incidentally, Google Gemini tells me that a credit union needs humans on its board.  That's non negotiable.  An LLM or AI bot cannot be named to a board seat.And Gemini raises a philosophical topic: “The credit union movement is built on the ‘People Helping People'  philosophy. A 100% automated entity would likely struggle to maintain its tax-exempt status or its identity as a ‘cooperative' if there is no human community to cooperate.”Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

We've got a bit of a musical legend in the house today for the guestmix! Here's some words from the man himself Lately I've been getting back into playing a lot more vinyl-only sets after spending the last few years deep in film scoring and studio work. I will be getting back out playing more shows this year, so this mix felt like a good snapshot of where my head is at musically right now. I've also been putting a lot of energy into my label PRONTO, which has become a home for music from artists and friends like Marcellus Pittman, Osunlade, Rick Wade, Art Of Tones, Oliver Dollar and Make A Dance. I'm currently working on a new project with Osunlade called Nomadics that I'm really excited about. Outside the club world, I've had music in the new Jackass film and the latest Farrelly Brothers movie, plus I recently finished scoring a new feature starring Ron Perlman and Theo Rossi. Before all of that I spent years making music for Grand Theft Auto which was honestly one of the wildest chapters of my career. This mix is just a bunch of records I love, Chicago roots, deep house, disco, weird late-night stuff and a few curveballs. I also recently got to remix Joe Smooth's “Promised Land” for DJ International, which was a pretty surreal full-circle moment for a kid originally from Chicago. Hope you enjoy it. James @jamescurd

Send us Fan MailCome join Peter Rice, CEO of $2.3 billion Hanscom Federal Credit Union, on a walk.  A Long walk.  70+ miles.  On the Camino de Santiago in Spain and Portugal.Rice did that walk three times for his book Break or Become: How Hard Roads Make Good Leaders.What's the book about? In an hour long podcast Rice explains and, listen up, it's about the death of a spouse, raising two young boys as a single dad, entering a second marriage, and lastly a Camino with two co-workers.Stuff goes wrong.  Stuff goes right.In the walks Rice explores big topics: what's a leader's role, what's a father's role, what differentiates credit unions, what's the future of credit unions, and why would a groom wear kilts to a wedding in Lisbon, Portugal?Rice by now has added one more Camino to his achievements and, as for your host, I have done two and must admit Rice's enthusiasm for the path has triggered in me a desire to add one more.But know this is not so much a book about walking the Camino as it is about leadership -- but it just may be the most unusual leadership book on the shelf.There's a link in the show notes to the book, buy it.Rice has been on the show before In 2021 he talked about helping members manage stress.  In 2025 he had been named CEO at Hanscom Federal Credit Union and he returned to the show to talk about credit union federal tax exemption, even the history of his native Ireland. Links to those shows are in the show notes.When he told me he had published a book, I had to get him on.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Send us Fan MailCareful or courageous?Which are you?James Grenon, vice president of administration at Summit Credit Union, a mid-sized institution in North Carolina, raised exactly that question in a recent CUInight story entitled: “Careful or courageous: The leadership choice that shapes culture.”Regular listeners know I have a bugaboo about what I see as the unhealthy risk aversion of many CU executives and boards so you can guess I am all in on Grenon's topic.Grenon sets the stage with a heavy snowfall in North Carolina.  His young daughters hadn't even seen so much snow, they initially were frightened and wanted to stay inside.Grenon picked up the story: “they bundled up anyway. Carefully at first. Testing their footing. Adjusting their pace. Before long, there were snowball fights in the yard, sled runs down the hill, and laughter echoing through the neighborhood with other friends.“They respected the conditions. But they did not let the conditions decide for them.That is the balance leadership requires. Acknowledge risk. Prepare for it. But do not let caution become confinement.”In our conversation we explore the cautious-courageous dynamic at credit unions involving everything from a core conversion - a recent project at Summit - to the roll out of AI initiatives.Meantime, fintechs embrace risk.  They grow in part by taking risks.  Nobody is saying credit unions should be as ready to plunge into risk - but should they take more risks?Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Presentata la prima enciclica di Leone XIV: “Magnifica Humanitas”. Ci racconta tutto Catia Caramelli, nostra inviata in Vaticano.USA-Iran, accordo pronto. O forse no. Su Kiev si abbatte la “rappresaglia” di Putin. Con noi Marco Di Liddo, direttore del Centro Studi Internazionali.Classifica della qualità della vita nelle città: presentata ieri a Trento la porzione dedicata alle fasce d’età: a Firenze, Bolzano e Trieste i primati rispettivamente per bambini, giovani e anziani. Sentiamo Michela Finizio de Il Sole 24 ORE.

Send us Fan MailCan bill pay be revived at credit unions?You may remember, perhaps a generation ago, when bill pay was revered by financial institutions because it was viewed as creating stickier members who, having inputted a dozen or two bill pay recipients, were reluctant to change FIs because of the work involved.Bill pay lost a lot of its stick when various fintechs rolled out widgets that collected billpay data so it could be transferred to another institution.The death blow came when many vendors - including most credit card companies - created auto pay tools where a user can choose to pay the minimum or the balance due or amounts in between automatically.  That's what I use to pay all my recurring bills and the closest I've come to using oldfashioned bill pay is when I've paid contractors with Zelle a couple times.Cary Strange is on the show to tell how PayOnward plans to change that current practice and, hold on, know that PayOnward is a portfolio company of Black Dragon Capital which talks about PayOnward this way: “PayOnward is a cloud-native universal payments platform that empowers Community Based Financial Institutions to offer a full suite of AI driven digital payment solutions for both business and consumers through an easy to use and efficient integrated solution.”Now know that Black Dragon Capital  is a private equity firm founded by Louis Hernandez, Jr. a dozen years ago.  He's a longtime credit union tech innovator - think the DNA core system. Hernandez is not a guest on this episode but he is much referenced in it.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

The MRN broadcast of the 2000 Pronto Auto Parts 400 from Texas Motor Speedway. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.