Podcasts about Worcester

The Refugee Orchestra Project, a collection of musicians representing the millions of immigrants and refugees in the U.S., is slated to perform Sunday at Worcester's Mechanics Hall.

Keep your eyes open and don't be afraid of life. If you want to age gracefully, stay busy, positive, and connected. -Dede Ulbrich This week, we meet Dede Ulbrich, a beautiful 86-year-old woman whose secret to staying young is laughter, love, and connection.   The granddaughter of former New Hampshire Governor Francis P. Murphy and founder of WMUR radio and television stations, Dede was raised in Worcester, Massachusetts, where her big, Irish family believed in the glory of hard work and having fun.  In this interview, Dede recalls that men returning from World War II and Vietnam were changed forever, and she was determined to live her life to the fullest. As a friend and former colleague of political consultant and White House special assistant Kenny O'Donnell, Dede attended the Inaugural Ball for President John F. Kennedy and later experienced the horror of losing her favorite president to an assassin's bullet in Dallas. Years later, as the single mother of three sons, Dede rebuilt her life after divorce, taking a job selling running shoes at the Nike store in Wellesley, Massachusetts. Identified as a talented salesperson, she was recruited by company executives to join their elite marketing team.  Dede climbed the corporate ladder in a man's world with zero hesitation, creating relationships with Olympic runners like Joan Benoit Samuelson.  A runner herself, she later met and married her second husband, Dick Ulbrich, DMD, experiencing the joy of finding love the second time around. Known affectionately as“Doc”, her husband built a lasting friendship with a gardener from Weston, Massachusetts named Nelson McNutt, who lived to be 105, leaving his entire estate in gratitude to the couple.  www.nelsonsgarden.com.  Filled with the kind of wisdom that can only come from a life well lived, Dede says,“Life is good. Always look for the beauty in life.  Keep searching for the things that make you happy.”   For 25 minutes of inspiration, just hit that download button. #gratitude #age #kennedyassasination #nelsonsgarden

In this conversation, Andrew Freed shares his journey from a corporate job to becoming a successful real estate investor in Worcester, Massachusetts. He discusses the multifamily market in Worcester, his strategies for investing, and the importance of mentorship. Andrew also addresses the current state of the real estate market, particularly in New England, and offers advice for new investors looking to get started in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Comedian and actor Denis Leary feels like he could give a f*** about being Conan O'Brien's friend. Denis sits down with Conan to discuss their shared Worcester roots and finding out they're related, making healthy lifestyle choices, founding the Emerson Comedy Workshop while in college, and shooting his television series Going Dutch entirely in Ireland. For Conan videos, tour dates and more visit TeamCoco.com.Got a question for Conan? Call our voicemail: (669) 587-2847. Get access to all the podcasts you love, music channels and radio shows with the SiriusXM App! Get 3 months free using this show link: https://siriusxm.com/conan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Host Bill Elliff catches up with special guest Paul Worcester (the National Collegiate Director for the North American Mission Board of the SBC) about a rising movement of spiritual awakening on college campuses, the history of student-led revivals, and the growth of The Annual Collegiate Day of Prayer. They discuss practical training for students, spirit-led gospel appointments, along with stories of conversions and missions mobilization. Go to  https://collegiatedayofprayer.org/ to adopt and pray for a campus. Gather other leaders for united prayer, and take simple evangelistic steps to join God's work among the next generation! Please let us know how the OneCry Podcast has impacted your own story by emailing us at podcast@onecry.com. You can find many more downloadable revival resources and join the movement at www.onecry.com

Former WWF writer Tommy Blacha and co-host Rob Pasbani head to Worcester, Massachusetts, to recap the massive fallout from King of the Ring 2000! The landscape of the WWF shifts forever as Shawn Michaels steps down and introduces Mick Foley as the new WWF Commissioner. Tommy Blacha provides the backstage perspective on the decision to bring Foley back in an authority role and how a "face" commissioner completely changed the show's dynamic.We also break down Vince McMahon's bizarre and narcissistic "Genetic Jackhammer" promo, where he attempts to write himself off the show to "make babies" with Linda McMahon. Tommy pulls back the curtain on the real-life USA Network legal battles and the growing pressure from sponsors to tone down the Attitude Era's signature language.In this episode, we also discuss:- The Rock's new world title reign and his "Billionaire's Elbow" mocking of the Chairman.- Kurt Angle's official coronation as King and the legendary "adult man in a crown" mockery from Foley.- The beginning of the Right to Censor angle as Steven Richards covers up a "top-off" match involving The Kat and Terri.- Undertaker and Kane forming a dominant "Brothers of Destruction" alliance against Edge and Christian.- Tommy Blacha pays tribute to long-time WWF Director Kerwin Silfies following his passing.0:00 - Intro / The Mick Foley Reset0:53 - The "Gnarly" history of Worcester and the textile mills4:20 - Post-Pay-Per-View post-mortems: Handling reviews7:40 - Summer Reset: Pulling back the McMahons10:14 - The Rock vs. Vince promo14:10 - Rikishi vs. Chris Benoit / Taz makes a confusing return15:45 - Chris Jericho kisses "Roadkill" Stephanie McMahon17:40 - The Golden Age of Heel Crowns: Harley Race to Kurt Angle19:25 - Eddie Guerrero and Chyna vs. Val Venis and Trish Stratus20:50 - Kurt Angle's "Commoner" perspective / Coronation prep23:10 - Shawn Michaels straddles the throne in Worcester25:55 - MICK FOLEY IS THE NEW COMMISSIONER28:30 - Foley mocks "King" Angle's oversized crown31:00 - Oversaturation talk: Balancing 6 hours of WWF programming34:00 - Triple H cheap shots Kurt Angle35:10 - Lawler, Malenko, Terri, and The Kat: "Over the Top" rules37:55 - The Birth of Right to Censor: Steven Richards intervenes40:30 - Backstage: Why Stevie Richards didn't have an "epiphany"43:40 - Sponsor Pressure: Bleeping the "A-word" and the "H-word"44:45 - Edge & Christian vs. Mick Foley (The Sound of Music reference)47:45 - APA wins the Tag Team Battle Royal49:10 - Undertaker offers Kane tobacco chew (Locker Room Habits)50:30 - Undertaker & Kane vs. Edge & Christian53:15 - The Rock premieres "It Doesn't Matter" on TRL54:25 - Main Event: The Rock vs. Triple H vs. Kurt Angle57:55 - The Delaware Court decision: Moving to Viacom59:00 - Mike Piazza and the USA Today wrestling controversy1:01:10 - TRIBUTE: Remembering WWF Director Kerwin SilfiesFollow Tales from The Attitude Era on all social mediahttp://youtube.com/@TFTAttitudeEra http://twitter.com/TFTAttitudeErahttp://instagram.com/TFTAttitudeErahttp://tiktok.com/@TFTAttitudeEra Hosted on Acast. See acast.com/privacy for more information.

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Lindsay joins us to share some of her paranormal experiences while growing up in Worcester, Massachusetts. Lindsay went on to investigate many haunted locations in search of answers. Nothing prepared her for a near death experience she had that left her with even more questions.Please like, hype, comment, share and subscribe if you enjoyed this episode. Join us on Patreon https://www.patreon.com/fromtheshadows From The Shadows Podcast is a program where we seriously discuss the supernatural, paranormal, cryptozoology, and ufology. Anything that cannot be rationally explained has a platform for discussion on the From The Shadows Podcast.  Follow us on:TikTok - https://www.tiktok.com/@fromtheshadowspodcastFacebook - https://www.facebook.com/fromtheshadowspodcastInstagram - Shane Grove - https://www.instagram.com/shanegroveauthor Instagram - Podcast - https://www.instagram.com/fromtheshadowspodcast#paranormal #supernatural #UFO #Alien #Ghost #haunted #NearDeath OR #LifeAfterDeath OR #NDE

The 2026 men's football World Cup will be the biggest ever staged. For the first time, 48 teams will compete, playing more than 100 matches across North America.But the expanded scale comes at a cost. Ticket prices are far higher than at the last World Cup in Qatar. With matches also spread across the US, Mexico and Canada, attending the tournament is becoming unaffordable for many global fans.FIFA says higher revenues will be reinvested to grow the game worldwide and has released some lower-priced tickets for dedicated supporters, but some fan groups say this isn't going far enough. This week on The Inquiry, we're asking: Is the 2026 World Cup an own goal?Contributors: Dr Christina Philippou, associate professor in sport finance at the University of Portsmouth, UK Dr Victor Matheson, professor of economics at the College of the Holy Cross in Worcester, Massachusetts, US Dr Johan Rewilak, associate professor of sport management at Loughborough University, UK Miguel Delaney, chief football writer, The Independent newspaper in the UKPresenter: Tanya Beckett Producer: Matt Toulson Researcher: Evie Yabsley Editor: Tom Bigwood Technical Producer: Cameron Ward Production Management: Phoebe Lomas and Liam Morrey(Photo: FIFA World Cup Trophy is displayed during the FIFA World Cup 2026. Credit: Pool/Getty Images)

From 'Play Tessie' (subscribe here): Just when we thought there wasn't anything noteworthy to come out of Fort Myers, Gordo, Sammy, and Pat have plenty of thoughts after hearing from Sam Kennedy. What to make of Kennedy saying Alex Bregman didn't want to be with the Red Sox and how to treat when ownership speaks to the media? Then, Masataka Yoshida seems like the forgotten player on the Sox roster and no one knows what exactly his role will be in 2026. And, its not just the starting rotation that has depth and Triston Casas and Kristian Campbell are likely to start the year in Worcester. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Massachusetts mayors brace for an ICE surge, while Boston and Worcester mayors declare city property off-limits to ICE. President Donald Trump's call for Republicans to lead an effort to nationalize elections is met with resistance, including from one of the President's strongest supporters: Texas Governor Greg Abbott. And State Auditor Diane Dizoglio amps up her campaign for an audit of the legislature–with a lawsuit and financial support from a state GOP candidate. It's a full hour of political analysis with the Mass Politics Profs!

From 'Play Tessie' (subscribe here): Just when we thought there wasn't anything noteworthy to come out of Fort Myers, Gordo, Sammy, and Pat have plenty of thoughts after hearing from Sam Kennedy. What to make of Kennedy saying Alex Bregman didn't want to be with the Red Sox and how to treat when ownership speaks to the media? Then, Masataka Yoshida seems like the forgotten player on the Sox roster and no one knows what exactly his role will be in 2026. And, its not just the starting rotation that has depth and Triston Casas and Kristian Campbell are likely to start the year in Worcester. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Air Date - 10 February 2026In a world that moves fast and demands much of us, it takes courage to pause. Whether you're navigating a life transition, seeking greater clarity and peace, or longing to feel more at home in yourself—practicing mindfulness is a powerful way to do so.About the Guest:Jessica Bane Robert is a professor of mindfulness at Clark University and the founder of the Barred Owl Retreat, in the woods of Central Massachusetts, just outside of Worcester. With over 20 years of experience, Jessica has honed her gifts to become a transformational mindfulness coach, sound healer, forest bathing guide, NLP coach, writer, and speaker. She is a contributor to Aspire Magazine as well as the upcoming book, Embers to Wings: Women's Soul Stories, of Remembering, Reclaiming & Rising. She offers nurturing workshops and retreats focused on holistic mindfulness-based practices, creative expression, and nature connection. Her offerings are soulful, inclusive, and rooted in deep presence and compassionate personal discovery.Visit her website to learn more about her soulful offerings, programs, and retreats at https://jessicabanerobert.com/Social Media:Website: https://jessicabanerobert.com/Facebook Fan/Biz: https://www.facebook.com/BarredOwlRetreat/Facebook Personal: https://www.facebook.com/jessica.b.robert/Instagram: https://www.instagram.com/barredowlretreat_/#JessicaBaneRobert #InspiredConversations #LindaJoy #Women #Lifestyle #InterviewsVisit the Inspired Conversations Show Page https://omtimes.com/iom/shows/inspired-conversationsConnect with Linda Joy https://linda-joy.com/ and her YouTube channel, https://www.youtube.com/@linda-joySubscribe to our Newsletter https://omtimes.com/subscribe-omtimes-magazine/Connect with OMTimes on Facebook https://www.facebook.com/Omtimes.Magazine/ and OMTimes Radio https://www.facebook.com/ConsciousRadiowebtv.OMTimes/Twitter: https://twitter.com/OmTimes/Instagram: https://www.instagram.com/omtimes/LinkedIn: https://www.linkedin.com/company/2798417/Pinterest: https://www.pinterest.com/omtimes/

What would it take to present THE COMPLETE BACH? Thanks to an extraordinary 11-year project underway in Worcester, MA, you can find out! Starting in 2024 and continuing through March 21, 2035, Music Worcester is presenting a series of concerts encompassing all of Johann Sebastian Bach's massive compositional output. Chris Shepherd is Artistic Director of THE COMPLETE BACH, and he talked with Suzanne about how and why this project came to life.

Greg Hill finishes the Leads with college kids using their phones when they shouldn't be and Tristan Casas was spotted at practice with a unique look. They Said It features Garrett Crochet being named the starter for Opening Day and Mike Vrabel confirming that Will Campbell will stay at tackle. The News consists of a man detained relating to the Nancy Guthrie case being released and Worcester being fed up with the snow.

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

The Country Land and Business Association, CLA, says winter flooding is putting pressure on farm finances, coming after summer drought and during a period of poor arable and milk prices. The CLA's Deputy President, Joe Evans, describes driving past 'hundreds of acres' of 'prime arable land' under water on the outskirts of Worcester. He tells Anna Hill of instances where arable farmers in Somerset have stopped growing crops because of repeated flooding. He believes that farmers could be more resilient, and help protect nearby communities, if they were given the right policy and regulatory support.The Government has said it plans to end the use of sow farrowing crates under proposals in the new Animal Welfare Bill. These narrow pens are used in indoor pig units, and they confine sows during birth and suckling, for around a month. Their purpose is to prevent sows killing piglets by accidentally lying on them. We visit a farm in East Yorkshire which has been trialling alternative systems for 15 years. This week we're exploring how artificial intelligence, AI, could help farmers improve efficiency, and reduce the environment footprint of producing food. Today, a project combining AI with a camera which 'sees' things in a different way to the human eye, to understand how plants are behaving. It could eventually help farmers use nitrogen fertiliser much more precisely.Presenter: Anna Hill Producer: Sarah Swadling

WhoShaun Sutner, snowsports columnist for the Worcester Telegram & Gazette and Telegram.comRecorded onNovember 24, 2025Why I interviewed himHey Man, we do this every year:What we talked aboutThe psychology of injury recovery; the power of being there; the “gladiatorial atmosphere” of ski racing; the East's strong winter; a Canadian facepalm; the Black Mountain, New Hampshire co-op; Hermon Mountain, Maine for sale; how to make a crappy old ski area into a modern-seeming ski area without big infrastructure upgrades; is every ski area closing a tragedy?; Lost Valley, Maine; lost Berkshires ski areas that make great backcountry ski spots; new owners at Ragged, New Hampshire; Magic Mountain, Vermont and the four-year lift installation; would Vail Resorts purchase Smugglers' Notch, Vermont?; assessing Killington's independent owners one year in; the Super Star six-pack upgrade at Killington; is it worth buying a new lift if it doesn't improve capacity?; why Loveland, Colorado's only detachable lift is also one of its shortest; expectations and potential from Berkshire East buying Burke, Vermont; is the demise of the good ol' boy overstated?; Wachusett's new six-pack; locals hate everything; priorities for New England lift upgrades; will Cannon ever replace its decommissioned tram (and should it be with a gondola)?; should New Hampshire lease out Cannon?; Whaleback's chairlift woes; thoughts on the Boston Ski Show moving to Connecticut; and BOA boot buckles.What I got wrongMost of these aren't “wrong,” so much as outdated:* We recorded this as Sutner was still recovering from an injury, and he said he wouldn't be able to get back to skiing until, um, February. Which is now I guess.* We talked about the “budding winter,” which started strong in November, but has kept banging away to be one of the best ski seasons in recent New England history.* We discuss since-resolved drama at Black Mountain around a withheld liquor license for the mid-mountain champagne shack.* Sutner didn't get this wrong – he was prescient, however, in saying Pacific Group Resorts would do something “big” after selling Ragged – the company purchased Silver Star, British Columbia shortly after we spoke:Then there were these:* I didn't really understand the point of Hermon Mountain, but between recording and releasing this episode, I was able to visit it. Stand by for that write-up, which helped me understand it as a teen holding pen for Bangor Maine.* I said that Pacific Group Resorts “may have” purchased Powderhorn after its Flat Top Flyer high-speed quad installation – that is the case; the lift arrived in 2015, and PGR bought the ski area in 2018.* Sure enough, Burke joined the Berkshire Summit Pass - a season pass for sister resorts Berkshire East and Catamount, as well as Bousquet. Here are the details:I said the Mohegan Sun Arena held 6,000 to 8,000 people – it's about 8,000 for basketball games, which is what I was referring to.Podcast NotesOn the closing of Four Seasons ski area in New YorkOn the new owners at Ragged and KillingtonOn Geoff Hatheway at Magic Mountain, VermontMy pods with Geoff are both a bit dated, but you can keep up with Magic by subscribing to Hatheway's Alpine Update emails, which is one of the most transparently honest ski area newsletters in America.On Wachusett's Clueless Construction UpdatesWell done, Stimpson:On other pods mentionedThe Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

In Episode 432, Jeff Belanger and Ray Auger stroll the streets of downtown Worcester, Massachusetts, to see the epicenter of a profound UFO sighting that took place just before the Christmas holiday of 1909. A strange light circled the city and was witnessed by thousands. What could this strange craft have been?   See more here: https://ournewenglandlegends.com/podcast-432-worcesters-christmas-ufo/    Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends  Get your tickets to our 2026 Freak Formal, February 14, 2026, at the DoubleTree Hotel in Milford, Massachusetts, to benefit Project Just Because! Tickets here: https://www.eventbrite.com/e/freak-formal-event-presented-by-new-england-legends-tickets-1980103869978  Buy Jeff Belanger's new book Wicked Strange New England on Amazon: https://amzn.to/4lMkM3G  Check out Jeff's new underground publication Shadow Zine! https://shadowzine.com/  Listen to Ray's Local Raydio! https://localraydio.com/ 

Thank you to the folks at Sustain for providing the hosting account for CHAOSScast! CHAOSScast – Episode 127 In this episode of CHAOSScast, host Alice is joined by Matt Trifiro from the Commercial Open Source Startup Alliance (COSSA) and Daniel Izquierdo, CEO of Bitergia and co-founder of the CHAOSS Community. The discussion delves into the importance of open source community health metrics in shaping successful commercial strategies for startups. Matt shares COSSA's mission to support the growth of venture-funded open source projects by fostering collaboration among founders, investors, and customers. Daniel discusses how community health can influence the sustainability and innovation of projects. They also explore the future goals of COSSA, including establishing a working group to develop standardized metrics for evaluating community contributions and business value. Press download now to hear more! [00:00:29] Matt and Daniel introduce themselves and their backgrounds. [00:01:56] Matt explains COSSA's mission. [00:02:58] Matt cites evidence that community health can correlate with business outcomes and that investment can improve community indicators, and there's a discussion on moving beyond vanity metrics like GitHub stars. [00:05:13] Daniel shares his perspective from the Open Compliance Summit (Tokyo) and the supply chain/corporate lens: organizations want confidence the software will be safe and still maintained years from now, and he talks about measuring health via collaboration networks. [00:08:34] Matt breaks value into two buckets: Distribution and IP/innovation to explain how open source communities create startup value. Daniel adds that open source and can reduce procurement friction. [00:12:23] They touch on open source as a path to standards. [00:14:50] Matt describes how COSSA supports the startups: education, best practices, and measurement and his goal is to “convert community metrics into dollars.” Daniel notes the need for a baseline framework, then customization by industry. [00:19:38] What's next for COSSA? Matt shares COSSA is being bootstrapped, received initial Linux Foundation support, and is pursuing seed style funding. His planned membership structure is investors, founders, and customers. [00:20:36] Daniel and Matt discuss making the metric framework transparent, likely anchored via CHAOSS, and the goal to building a “Rosetta Stone” between investors and community. [00:25:49] There's a conversation on rug pulls, incentives, and lack of a shared framework. [00:28:21] Matt describes the “covenant” concept. [00:30:34] Alice wraps with mentioning COSSA's direction is clear, and a working group could be on the ramp for broader community participation. Value Adds (Picks) of the week: [00:31:20] Alice's pick is visiting outdoor Christmas light displays after dark. [00:32:27] Matt's pick is his oldest son's finishing his first semester in college. [00:32:58] Daniel's pick is his son finishing his first quarter at primary school and going to the Open Compliance Summit and thanking Shane Coughlan for all his work for many years running this event. Panelist: Alice Sowerby Guests: Matt Trifiro Daniel Izquierdo Links: CHAOSS CHAOSS Project X CHAOSScast Podcast CHAOSS YouTube podcast@chaoss.community Alice Sowerby LinkedIn Matt Trifiro LinkedIn COSSA Daniel Izquierdo LinkedIn Bitergia Christmas Lights at Stourhead Rapturous Delight: after-dark Worcester, Worcestershire The State of Commercial Open Source 2025 (The Linux Foundation)Special Guest: Matt Trifiro.

Actor and comedian Denis Leary talks to Ted Danson about growing up working class in Worcester, Massachusetts, his mom's spaghetti, how he credits a Catholic nun for his career in comedy, and memories of working with Peter Falk and Clint Eastwood. He also shares about his relationship with the firefighting community and how it inspired his acclaimed show “Rescue Me.”    Denis currently stars in season two of “Going Dutch," airing now on FOX.  Like watching your podcasts?  Visit http://youtube.com/teamcoco to see full episodes.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In what might be our longest episode ever, we welcome back one half of the Throwdown Thursday Podcast (the great Ashes Von Nightmare) to talk about some of our favorite movies that feature fictional bands! After a STONEHENGE-sized presentation on the one that started it all, Rob Reiner's seminal classic THIS IS SPINAL TAP, we move onto 8 other films that are also GONNA ROCK YOU (tonight). We've got everything from outright comedies to hard-hitting Oscar-winning dramas. Some of these flicks have full soundtracks by their "fake bands" and others only a track or two. Does the cast sing and play their instruments? Who did the writing? Make no mistake, while the bands are all made up... this ROCK AND ROLL is as real as it comes! ,,/ And if horror and indie films are your idea of a good time... check out the what Ashes came to promote, the Dead of Winter Festival coming to Worcester, Massachusetts Feb. 21st & 22nd 2026! NOTE: This episode is dedicated to the wonderful Catherine O'Hara, who passed just hours after this recording. Our hearts were not ready and are thoroughly broken. #RIPCatherineOhara #SpinalTap #ThisIsSpinalTap #ThatThingYouDo #Airheads #AMightyWind #AlmostFamous #2gether #StillCrazy #Rockstar #SteelDragon #Stillwater #StrangeFruit #TheFolksmen #MickeyandMitch #TheWonders RETRO RIDOCTOPUS is ----------------------------------- "Parasite Steve"...... AKA Steve Van Samson (read) "8-Bit Alchemy "...... AKA Tim Krikorian (listen) "Coopster Gold"...... AKA Justin Cooper (subscribe) ------------------------------------------------------------------------- Retro Ridoctopus is a proud member of The Dorkening Podcast Network and is brought to you by Deadly Grounds Coffee. Podcast intro and all heavy metal interstitials by Enchanted Exile.

Een nieuw #nerdland maandoverzicht! Met deze maand: Imbolc! Artemis! Kwallen & Anemonen! Het slimme LEGO-blokje! (P)ISS! Fossielrijk zand! Noorderlicht! Koeiengereedschap! En veel meer... Shownotes: https://podcast.nerdland.be/nerdland-maandoverzicht-februari-2026/ Gepresenteerd door Lieven Scheire met Jeroen Baert, Els Aerts, Kurt Beheydt, Bart Van Peer en Koen De Poorter. Opname, montage en mastering door Els Aerts en Jens Paeyeneers. (00:00:00) Intro (00:01:22) Het is weer zover, het is weer Imbolc! (00:05:12) Astronauten teruggehaald uit ISS. Mysteries! Roddels! Schandalen! (00:14:28) Alzheimer teruggedraaid in muizen (00:17:20) AI-choker helpt mensen spreken na een beroerte (00:22:34) Virussen en bacterieën vechten anders in de ruimte (00:29:49) Is er een evolutionaire reden voor same-sex attraction? (00:41:38) We maken ons klaar voor de maan: Artemis missies (00:49:50) AI NIEUWS (00:50:07) Petra De Sutter AI quotes (00:58:43) AI gegeneerde weerkaart maakt vuile mopjes (00:59:51) Politieverslag met AI beweert dat agent in kikker veranderde (01:02:18) Kwallen en anemonen slapen ook (01:08:57) Bomen in zee gooien om het klimaat te redden (01:14:11) Ministers wil stranden ophogen met fossielrijk zand (01:17:22) SILICON VALLEY NEWS (01:17:39) OpenAI lanceert ChatGPT health (01:20:09) OpenAI denkt aan advertised content (01:22:17) Iemand heeft de ISSpiesniveaumeter gebouwd! (01:25:36) CES-beurs (01:31:10) Robots op CES (01:35:25) Slimme LEGO-blok (01:42:33) Bril ontwikkeld die zijn sterkte automatisch aanpast (01:48:19) Personal wifi triggert navo alarm (01:49:58) Microplastics gevonden in aardlagen uit 1750 (01:53:08) Er was Noorderlicht in België (01:57:49) Sony bouwt AI die uw computerspel speelt (02:03:16) Schansspringers spuiten zuur in hun piemel. Enfin: misschien. (02:07:07) Koe gebruikt gereedschap (02:10:09) Het robotpaard van Kawasaki gaat in productie (02:12:18) RECALLS/EIGEN PROMO (02:12:25) Eerste namen festival komen op 10 februari online, je hoort het eerst via Nerdland Newsletter (02:12:52) Lieven speelt in maart in UK! Leeds, Bristol, London, Chelmsford, Worcester, Lichfield, Exeter, Andover,… (02:13:17) Lezingen Jeroen te boeken via Nerdlandtalks.be (02:13:36) Franqui-leerstoel Hans Van Dyck UHasselt (02:14:03) Welke opname-apparatuur gebruiken wij, Els? (02:16:50) Sponsor Flanders Make

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

✨ New Episode: Healthy Living with Yoga Anita ✨This week, I'm joined by Damary Rosado — scientist, mom, poet, and author of Unraveling My Soul: “Silence the Mind and the Heart Will Sing.”Originally from Puerto Rico and now a longtime Fitchburg resident, Damary shares her powerful healing journey. After losing her mother at just 12 years old to a drug overdose, her aunt encouraged her to write as a way to process grief. That practice eventually became her book of poetry — a deeply honest expression of loss, faith, and hope.Shortly after publishing her book, Damary faced another unimaginable challenge when her daughter was diagnosed with Flu B, which progressed to sepsis, organ failure, dialysis, and a two-month coma at Boston Children's Hospital. Through daily prayer, unwavering faith, and the incredible medical team, her daughter made a miraculous recovery and returned to school at the Center for Applied Behavioral Instruction in Worcester this past December.Damary now shares her story to inspire others to lean into faith, creativity, and community during life's most difficult moments. A conversation filled with courage, love, and healing you won't want to miss.

Get ready for some serious West Coast vibes with a side of New England flavor! In this episode of Party With Pup, the legendary DJ Pup Dawg sits down with Compton’s own Compton AV. Known for his infectious energy and undeniable hustle, AV dives deep into what it truly means to stay independent in an ever-changing industry. The two discuss the massive success of his recent hit "YAYA" (and the star-studded remix featuring Snoop Dogg). From his early days in the streets of Compton to becoming a staple in the West Coast rap scene, AV drops gems for any aspiring artist looking to build a career on their own terms. But it wouldn't be a DJ Pup Dawg interview without a little local hazing! We put Compton AV to the ultimate test in the "Pronounce These New England Cities" game. Watch (or listen) as the West Coast powerhouse tries to navigate the linguistic minefield of towns like Worcester, Gloucester, and Billerica. It’s a hilarious moment that shows why Pup is one of the best in the business at bridging the gap between his Boston roots and the global hip-hop scene.See omnystudio.com/listener for privacy information.

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Paul Worcester shares as a part of the youngadultstoday 2026 digital conference! Be sure to join one of our Coaching Communities: www.youngadults.today/coaching-communities You're invited to our youngadultstoday leader conference March 13-14th in Minnesota: www.youngadults.today/conference 

Morning Prayer for Monday, January 19, 2026 (Confession of Peter the Apostle; The Second Sunday of Epiphany; Wulfstan, Bishop of Worcester, 1095).Psalm and Scripture readings (60-day Psalter):Psalms 47-48Genesis 19:1-29John 9⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to access the text for the Daily Office at DailyOffice2019.com.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to support The Daily Office Podcast with a one-time gift or a recurring donation.

Evening Prayer for Monday, January 19, 2026 (Confession of Peter the Apostle; The Second Sunday of Epiphany; Wulfstan, Bishop of Worcester, 1095).Psalm and Scripture readings (60-day Psalter):Psalm 49Jeremiah 181 Corinthians 3⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to access the text for the Daily Office at DailyOffice2019.com.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to support The Daily Office Podcast with a one-time gift or a recurring donation.

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

Welcome to All Saints Church Worcester! In this podcast, we invite you to join us for a heartfelt worship gathering that celebrates our faith and community. 

On January 14, the Grafton Police Department announced the arrest of a 54-year-old man from Worcester following an investigation into suspected crimes against minors.See omnystudio.com/listener for privacy information.

On this episode of Taste Buds with Deb, host Debra Eckerling speaks with bagel-tarian Sam Silverman, founder and CEO of BagelUp and the creator of New York BagelFest.   "From the earliest memories that I have, bagels were always a part of our life, a part of our household," Silverman, who grew up in Worcester, Massachusetts, says. "When I moved to New York 10 years ago, and I had my first New York bagel, [I] realized that I'd been eating bagel-shaped bread my entire life."   This ignited his passion to explore New York through the lens of finding the best bagels. When he discovered New York didn't have a bagel festival, Silverman started BagelFest. This was seven years ago. And led to the launch of BagelUp.   "BagelUp is all about celebrating bagels, the culture and the people behind them," says Silverman, nicknamed "the New York bagel ambassador" by Utopia Bagels. "This food evokes such amazing nostalgia and comfort and feelings of joy and excitement, it's [easy] to find other people who feel [the same] way."   Sam Silverman shares his love of bagels, bagel history, and the origins of BagelUp and BagelFest. He also talks about his schmear hack, the secret to making good bagels, and his favorite bagel recipe, which you can find at https://JewishJournal.com/podcasts.   National Bagel Day is January 15. Happy Bagel Day to all who celebrate!   Learn more at BagelUp.com and BagelFest.com. Follow @bagelambassador on TikTok and Instagram, and connect with Sam on LinkedIn. For more from Taste Buds, subscribe on iTunes and YouTube, and follow @TheDEBMethod on social media.

(00:00 - 4:58) It's Tuesday! LBF tells us about her awesome cooking adventures; Bob ended up meeting ML Carr at Panera Bread. (4:58 - 11:08) Today's DM Disaster is from Bonnie! She was invited by her niece to her 21st birthday skiing trip. She went and then she tried to ski and that's where it ended. Bonnie fell and messed up her back and ended up having to hang in the room the entire weekend. Her niece wanted to stay with her, and it ruined the entire birthday trip and all of Bonnie's nieces' friends were talking smack about Bonnie. That's Bonnie's DM Disaster! (11:08 - 16:06) LBF is playing inspection sticker chicken, she told us it's been 3 months since her inspection sticker expired, and she doesn't want to get it done. But Aaron has her beat; it's been over 18 months since his expired. They both think it's a scam. (16:06 - 20:09) Today's Supah Smaht Player is Lydia from Worcester. Find out if there Supah Smaht! (20:09 - 27:38) Bob cannot be trusted in the wild. He was recently at the boat show when one of the girls on the street team showed him a photo of her at a concert. Bob replied with "wow you look so different!" Which set her back a bit. So LBF had to correct Bob's behavior. (27:38 - 36:09) LBF did the one thing you should do. She answered the phone; turns out she was on the phone with a scammer! A person called saying they were from the sheriff department and told her there was a warrant for her arrest for missing jury duty, and they needed LBF to send them 10k. Turns out it was a scam and she didn't bite. All this and more on the ROR Morning Show with Bob Bronson and LBF Podcast. Find more great podcasts at bPodStudios.com…The Place To Be For Podcast Discovery! Follow us on our socialsInstagram - @bobandlbfFacebook - The ROR Morning ShowSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How does Matthew Stafford deserve the MVP Award over Drake Maye? We look back at our preseason predictions for the NFL Playoff picture. Grab Bag - Bruins vs. Kraken preview, Tua Tagovailoa and Trae Young looking for changes of scenery. Clip du Jour - Susan in Worcester.

Full Text of Readings [DAY TITLE] The Saint of the day is Saint Egwin Saint Egwin's Story You say you're not familiar with today's saint? Chances are you aren't—unless you're especially informed about Benedictine bishops who established monasteries in medieval England. Born in the seventh century of royal blood, Saint Egwin entered a monastery, and was enthusiastically received by royalty, clergy, and the people as the bishop of Worcester, England. As a bishop he was known as a protector of orphans and the widowed and a fair judge. Who could argue with that? His popularity didn't hold up among members of the clergy, however. They saw him as overly strict, while he felt he was simply trying to correct abuses and impose appropriate disciplines. Bitter resentments arose, and Saint Egwin made his way to Rome to present his case to Pope Constantine. The case against Egwin was examined and annulled. Upon his return to England, Egwin founded Evesham Abbey, which became one of the great Benedictine houses of medieval England. It was dedicated to Mary, who had reportedly made it known to Saint Egwin just where a church should be built in her honor. Saint Egwin died at the abbey on December 30, 717. Following his burial many miracles were attributed to him: The blind could see, the deaf could hear, the sick were healed. Reflection Correcting abuses and faults is never an easy job, not even for a bishop. Saint Egwin attempted to correct and build up the clergy in his diocese and it earned him the wrath of his priests. When we are called to correct someone or some group, plan on opposition, but also know that it might be the right thing to do.Saint of the Day, Copyright Franciscan Media

Sixth Day of Christmas Saint of the Day: St. Egwin of Evesham; a Seventh- and Eighth-Century English noble who became the bishop of Worcester, England, in 692; his clergy found him too strict, so he went to Rome; when he returned, he founded Evesham Monastery, at the prompting of a vision of Mary; . in 709, Egwin returned to Rome, accompanied by King Cenred of Mercia and King Offa of the East Saxons; St. Egwin died in 717 A.D. Office of Readings and Morning Prayer for 12/30/25 Gospel: Luke 2:36-40

It's been another interesting year in the world of personal finance and macroeconomics. As we look ahead to 2026… well, who really knows what's coming? I'll be sharing my own take—and making a few predictions—in an upcoming episode. What's hard to ignore is just how unusual this moment in history is. We're coming off COVID. We went through a rapid rise in interest rates, and now a pullback. Tariffs are back in the conversation. There are a lot of moving parts, and as usual, the consensus hasn't exactly nailed it. Almost every expert was convinced tariffs would push inflation higher. I expected at least a temporary bump—some transient inflation while markets adjusted. Then the CPI report came out at 2.7%. That's a lot closer to the Fed's 2% target, and nearly half a percentage point lower than expectations. Clearly, something else is going on. At the same time, GDP came in at around 4.3% growth. That's real strength. Inflation is coming down, growth is strong, and while the labor market is still a little murky, there's no question there's underlying momentum in the system. Investors haven't quite felt it yet. It's been a sticky environment. But my sense is that we're getting closer to a shift—more liquidity, more money in the system, and markets that may start moving meaningfully again. Of course, we'll see how it all plays out. For this episode, my producer Phil pulled together some of the highlights from the show in 2025—a look back at the conversations and ideas that stood out in a year when the data kept surprising just about everyone. I hope you enjoy it. And again, happy holidays. Merry Christmas, and Happy New Year. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with D Wealth Formula Podcast, coming to you from Montecito, California and, uh, want to wish you, first of all, a happy holidays. Merry Christmas, happy new Year, all that. And, uh, yeah, it’s been, uh, it’s been another, uh, another interesting year in the world of personal finance and macroeconomics is what, what we talk about on the show. And as we look forward to 2026, gosh, who knows what’s gonna happen, right? Uh, well I’ll give you my take in, uh, show coming up where I’m gonna make some predictions. However, you know, it’s just, it, it, it’s just such an unusual time in, in history. Um, as we kind of look at. Coming off of COVID and having those high interest rates and then coming, uh, coming down and then having Trump elected and now the tariffs and well, gosh, who knows? Right? I mean, just for example, you know, almost every expert was pretty much guaranteeing that inflation would go up because of the tariffs. I mean, even if it was transient, which frankly I thought it was gonna be transient, meaning that there was gonna be a bump in inflation. For a period of time until there was a readjustment after tariffs. Well, TPI comes up most recent CPI is actually 2.7. You know, that’s much closer to the fed target of 2%. And, um, 2.7 was, you know, I think, uh, almost a half, half percentage point less than the expected, uh, CPI, uh, report. So that, that’s obviously something else is going on there. And then. GDP numbers came out and we had a four handle. It was like 4.3, I believe, GDP. So we’ve got incredible growth. We’ve got decreasing inflation. The labor market is still, I know, a little unclear, but it seems like there’s a lot of strength in this market. Of course, it’s really sticky investors. We haven’t quite felt that strength yet, but I do think you need to start anticipating. That markets are gonna come back pretty heavy, uh, with increased liquidity, uh, and a lot of money in the system. But we shall see, uh, this show. What we’re gonna do here is, uh, my, uh, producer Phil put this together, but it’s basically some of the highlights of, uh, the show in, in 2025. So hopefully you enjoy it. Uh, and again, happy holidays. Merry Christmas, new Year. And we’ll be back right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbocharge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. How do you approach the process of identifying stocks that are maybe best suited for consis consistent cash flow? Or do you just pick the stocks that you like and, and create the cash flow? Or are, you know, fundamental metrics that maybe you prioritize? Yeah, the, the, the first thing to determine. I think real estate investors understand this is if I were to invest in real estate, I’m gonna determine whether I’m gonna be a flipper, or I’m gonna try and buy low forced depreciation, sell high. Or if I’m gonna be a cashflow investor where I might invest in syndication, or I am, I’m gonna have tenants in property management. And the same is true with stocks. Most people start off by thinking about price rather than cash flow. They think about buy low, sell high, like a house slipper, and that’s, that’s less tenable in stocks because in real estate, if I buy low and sell high, I can do things to force appreciation. I can renovate, I can get new management, I can put in new appliances. I, there’s things I can do to force appreciation. But once a person buys a stock, there’s absolutely nothing you can do to make the stock price go up. But if you take a a, if you think of it like a real estate investor. You think about it like owning a business where the priority, as you mentioned these metrics, the priority is, Hey, what kind of cashflow will this produce be in terms of dividends and in my case, option premiums. And so some of the key metrics is, you know, if I, I’m basically buying a financial statement, same as real estate. You know, I, I, I, it is just a little different numbers in real estate. I wanna know what the net operating income is. In stocks, I might wanna know what the EBITDA is ’cause they’re essentially looking at the same types of things in real estate. I wanna know what the cap rate is in stocks. I wanna know what the PE ratio is, which is just the same number inverted. They just put the price on the top instead of the bottom. To me, I don’t see a difference between real estate and stocks, uh, in that they’re both a business or they charge someone for a good or a service. And there’s either cashflow there at the end of it or not. If people take a cash flow approach, they can begin to build on their passive income. And that contributes to that blueprint we mentioned earlier to get ’em outta the route race. So if you take a Warren Buffet approach, the most important number in that business is operational cash flow or earnings. Meaning does what they do, their operation. You know, you walk in there, a nice operation you got going here, you know, trucks are moving and you know, products are being built and shipped and, and nice operation. If they’re earning money, that means that’s the life flood of the business. That means it’s got a good moat. That means it’s pretty protected and that allows them to do two things for me. Number one is a dividend, which is exactly the same thing as a distribution in real estate. Uh, there is no difference, uh, in a syndication. I have a whole bunch of investors I’ve joined with where you have a share of this project and when the earnings come out, they distribute the, the distributions among the share shareholders. Same is true with stocks. They take the earnings, uh, we call it a payout ratio, and they take a, a, a significant amount of that money and they pay it in a dividend, same as a distribution. But what I do that’s a little bit unique buck is, uh, is I also have the options market on my side. Where I can use options to control risk, uh, to get guarantees where I can buy and sell, but even more importantly, I can offer, uh, and get paid for making promises to people. This is very much a Warren Buffet deal where it, it brings a significant increase to my monthly cash flow beyond the dividend, up to three, two and three times. Uh, the amount of money, two to 300% more cash flow. By being involved in the options market and that’s, that’s a nice secret sauce. The yield max Tesla option income, ETF, which is TSLY. And basically what it does is. Is it just does a series of longs and shorts and, and then generates what looks like to be kind of a, a ridiculous amount of, uh, dividend, uh, per, per month. So what are we missing here? What, what’s, well, you’re, you’re basically hiring those guys to mow your grass. It’s just like any other mutual fund or any other. They’re doing something you could absolutely do by yourself and not pay them a fee. There’s two cultures. There’s the advice culture and there’s the education culture and the advice culture. People say, look, I don’t wanna learn anything. Just gimme the advice. Well, you’ll pay for that in fees. And the problem with doing that is if you really listen to Warren Buffett, which 1% is enormous. Because in the wealth blueprint that we do for people, we use compounding. We use the compounding calculator to see what we’re gonna need. You drop that 1%, you give up 1% of your compounding powers as an investor over your life, it, it wouldn’t seem like 1%, but Buffet knows the truth. It’s enormous. So yeah, absolutely there are ETFs and there are funds that will do exactly what I do or what I teach people to do, but we have some advantages in doing it yourself because risk is about control. I trust myself more than I trust those guys any day of the week. And like I say, I’m doing this by month, so yeah. But it’s legit. How do you even make predictions? And second of all, I mean presumably you still have some forecasts over the next, uh, 12 to 24 months, and maybe you could tell us a little bit about that. Our methodology lends itself to times of uncertainty like this, and that’s the benefit of really relying on the leading indicators that we have. Now. We do have to take a little bit of a different approach. We have to look at data in a lot higher frequency today. You know, a lot of the data you get from government sources or quarterly data, monthly data, but we’re having to track weekly trends with the ever-changing environment that we find ourselves in. So we’re not surprised by the time any monthly or quarterly data comes out. The level of uncertainty that we’re dealing with is certainly unprecedented. I share an index each day, um, and we are three times more uncertain today than we were at the height of the pandemic. You know, put that in perspective, right? Yeah. So we do have to adjust, um. The, the way that we’re looking at data with higher frequencies, we also have to rerun a lot of these correlation analysis. Every single time we get a new data point to see are these lead times becoming more condensed? Do we have to make adjustments in our models as a result to maybe data reacting quicker than it might have in the past? So those are some of the ways that we’re, we’re continuing to evolve in these interesting times we live in. This relates to our forecast. Our team expected some weakness in the first part of this year, and, and we knew that coming in with the, with the tariffs that were proposed during President Trump’s campaign, we did have a weak first quarter GDP number forecast. Our team was 0.1% off of nailing that first quarter GDP number, so they were right on the money there. Uh, we were very impressed with that, but we do expect a sluggish first half of the year. We call it the recovery phase of the cycle. What we mean by that is our growth rates are still building momentum, but are still negative year over year. You know, ITR. Really known for its emphasis on leading indicators. So which of the leading indicators you guys rely on the most when and, and I guess which are flashing red or green right now? I’ll give you one of each. Uh, yeah. The one we’re in right now, we look at the purchasing managers, index isms, purchasing managers index. Now we look at at on a one 12 basis. What I mean by that is we compare the most recent month, the same month one year ago. The reason we look at it on that basis is it gives us 12 month lead time into the future when you correlate it to the economy. That index was recently rising until we got the most recent month of data, and then it dropped back down. So that is giving us the mixed signal of, hey, we need to be a little bit more concerned about the prospect for growth moving forward. Now the opposite is true when we look at an indicator called capacity utilization. What Capacity utilization measures, it’s about an eight month lead time to the economy. So still a nice view into the future, but what it measures is output over capacity, and that actually continues to improve meaning. And again, really all that means on a simple level is we’re utilizing more of our existing capacity, so we’re getting busier. If we look at the consumer side of inflation that the Fed’s more concerned about in terms of setting policy, we have inflation essentially flat this year from where we are today. Now, if you look at the CPI, it’s at 2.8%. Our projection for the end of the year is 2.8%. We don’t see inflation coming down much at all. As a result of that, that’s why you’re seeing Chairman Powell back off being able to cut rates and is holding these rates steady because he sees these higher inflation risks as well. And so from our perspective, it’s very unlikely you see any meaningful interest rate decline this year. Yeah. Now again, the second quarter, GDP number can have an impact on that. We do see a very weak second quarter chairman Powell alluded just a couple of days ago to some slack in the labor market. Maybe you can get a quarter point if we have a really weak second quarter, quarter point cut, but it just seems very unlikely given how persistent inflation has been. And so we tell all of our clients, prepare for interest rates to be relatively flat this year, and prepare for interest rates to rise through the balance of the second half of the decade. It’s not just tariffs, it’s employment costs, it’s electricity costs, it’s material costs. There’s a lot more driving higher inflation than just tariffs. What macroeconomic trends are you watching right now with regards to how they’re shaping the markets today? I think there’s really three things right over the long run. They’re gonna debase the currency, that’s gonna be a persistent tailwind for all liquid, uh, assets, including stocks. Bitcoin gold and bonds. And then I think that you also are going to have a, uh, very interesting dynamic around all these tariffs, uh, and kind of the administration’s economic policies. And then the third thing is that there is a whole technology, uh, trend to, uh, pay attention to. Uh, obviously innovation is very deflationary. Uh, we’ve got, you know, things from humanoid robots to rockets to gene editing, to uh, to crypto and everything in between. And so I think those three things really tell the story of where, uh, markets potentially go in the future. When I grew up, um. S and P 500 was the benchmark. There’s a risk-free rate in bonds. I believe that my generation and younger sees Bitcoin as the benchmark. And so, uh, it’s very simple. If you can’t beat it, you gotta buy it. And I think that there’s institutions around the country who are realizing they can’t beat the benchmark and therefore they will end up buying it. And really, to me, that is, uh, maybe the most interesting. Part of the entire conversation is that Bitcoin obviously has risen significantly on a percentage basis in appreciation. Bitcoin has kind of infiltrated every corner of finance, but most importantly is it has transitioned from a high risk, you know, kind of asymmetric type asset to now it’s becoming the hurdle rate uhhuh. And if you’re the hurdle rate, you suck up a lot of capital. Yeah. Because there’s not a lot of people who can beat you. And I think that that is a very powerful position for Bitcoin to be in. And that’s how you infiltrate into, uh, the institutional portfolios. Bitcoin will stop going up. When they stop printing money. I don’t think they’re gonna stop printing money, so I don’t think Bitcoin’s gonna stop going up. That’s kind of one huge component of this. The second thing is that Bitcoin is very unique in that the higher the price goes, the less risky it is deemed by the largest pools of capital. Mm-hmm. And so usually, you know, if NVIDIA’s at a $4 trillion market cap, people like, oh, it might be overvalued there. A lot of debate. Right. Bitcoin if it was at a $4 trillion market cap would be way less risky than it when’s at 2 trillion. And so there is a lot of structural advantages, both from the legacy world but also from the Bitcoin market that I think will continue to lead to these large institutional capital pools. Uh, allocating some percentage. And the beauty is right now we have very small adoption in that world. Uh, it’s only gonna get bigger. It’s only gonna get more normalized. And I think that one of the parts people really underestimate when it comes to Bitcoin is how important time passing is. You know, if you think back, uh, there is not anyone under the age of 16 that has lived their life without Bitcoin existing. If you’re keeping large chunks of money in savings account, paying less than 1% or any percent less than inflation, you’re bleeding wealth every single day. It feels safe. It looks safe, right? ’cause the numbers may not be moving nominally but it, but it’s not safe. It’s a bucket with a hole in the bottom and you don’t even notice until it’s almost empty. That’s why the wealthy don’t hoard cash. They own assets. They own assets that inflate with inflation. If you can’t beat ’em, join them. They buy things that grow in value as dollars shrink because they understand the system. They don’t fight it, they ride it. So you’ve said many times that the current monetary system is broken and headed for reckoning. So from your perspective, what are the core flaws in the system right now and how do we get here? Well, probably the largest and most obvious underlying flaw in the monetary system is the fact that the federal government just can’t balance its budget. And so they have to take on debt to cover the deficit that they run and that deficit. Well, you know, over the course of the last 20 years, it’s gone up and down. More recently, it’s gone mostly up and, uh. We just came through a period where, you know, it was reemphasized to everybody. Just what a problem this is. Because as you’ll recall, when Trump was first elected, they were talking about those, the Department of Government Efficiency and cutting expenses and you know, maybe 2 trillion or 1 trillion. Of course, then Elon got frustrated and left and the numbers have come down and you know, Trump and the Freedom Caucus was saying they were gonna try and balance the budget or at least cut expenses. And of course, what we know is that they just passed this big beautiful bill. Which really increases the deficits and they bump the debt, uh, ceiling up by another $5 trillion. So sadly, what do many of us have seen and been saying, which is to say they just can’t stop, kind of continue. Seems to be continuing. And, um, you know, the reason why that, just to close the full circle, the reason why that matters is they, they do this debt, they issue debt to cover these deficits, and then the debt requires interest payments and, you know, there’s not enough money to make the interest payments. And so. They more or less have to print the money, you know, and inflate the money supply to keep the system going. And that’s why it’s so important to hard assets. You know, we need to grow the economy at, you know, 4, 5, 6, 7% a year, which, which we’ve never really done on real terms. Well, I think that is kind of what they’re projecting it might be, but it, it’s gonna be harder than hell to achieve. I mean, it just, where you can’t just snap your fingers and create that growth. Now, don’t get me wrong, if you start to, if you ramp up inflation. If you have 10% inflation, well then the GDP number’s gonna get bigger, fast. And so really the model they’ve used, they call it the R Star model, is that they’ve got to have faster growth. Growth rate has to be higher than interest rates, or else you’re in a debt spiral. And so what’s been happening is, by the way, that’s why Trump wants to take interest rates down so much. You know, he is called for a 300 basis point cut. Imagine right now with inflation running at three plus percent, if they cut rates to one point a half percent or one point a quarter percent, I mean, it would be good for the economy. People would refi their houses. You know, there were all kinds of, you know, growth, right? Huge. But in turn it would be inflationary, very inflationary. That’s the trap. They’re really kind of caught in. It’s a seventies kind of stagflation sort of environment. You know, if they don’t keep rates low, they’re not gonna have any growth. If they want to get growth, they’ve gotta keep rates low. That’s gonna lead to monetary creation, which is gonna lead to inflation. Look how it all resolves is very complicated and none of us know. Yeah, sure. But what I do know with very high certainty, with a lot of confidence is this is going to be an inflationary decade. It’s already been an inflationary decade, and because of the way the math is today is very highly likely to continue to be an inflationary decade until we fix this monetary system. Well, we have less than 3% adoption. Three goes to six fairly easily. You know, human beings underestimate how long change really requires, and then we really underestimate how much change actually occurs. Think the internet like we are moving into a digital planet, right? Robots are not going to use credit cards, man. They’re not gonna use, they don’t need visa. We don’t need middlemen. The cool thing about Bitcoin, unlike the Rolls Royce, is you don’t have to buy the whole Rolls Royce. You can buy a fraction of it. You know, you don’t, maybe you guys partner with each other to do apartment buildings. Well, you’re already doing fractured deals on apartment buildings, so Sure. It’s not really that different. 2%, 3% goes to six. I mean, it does go to six. You have the largest ETF in the history of ETFs, okay? This supersedes the goal. ETF by orders of magnitude. I study markets very, very well, price. Really gets people’s attention. I think price is, uh, 90% of Bitcoin. Like I am truly a supply and demand guy. Oh wow. 21 million. And you guys have lost four. You lost 4 million coins. Oh, how’d you lose the 4 million? You lost the 4 million. I know how you lost it. You mispriced it. Bitcoin has been mispriced every day. Its entire history. Dude. 19 million coins have been issued. The addressable market is 8 billion people. You don’t need ’em all. Yep. You just need a small function of those 8 billion to go, Ooh. 21 million units and and four have been lost. It’s already mispriced. Okay. They’re pricing Bitcoin at one 15 Today, assuming there’s 21 million units, we know there’s not. There’s 17, so the supply shrunk. The market caps at 2 trillion. Hello. The standard deduction for a household is now, uh, what in a low 32,000 range. And it turns out that 60% of the households in the United States cannot take advantage of itemized deductions. That is when they take their mortgage interest, property taxes, charitable deductions, they don’t get that number. And so there’s not as much benefit to home ownership as there used to be in the United States. With our big institutional players, nobody wants their appraised values to be quickly marked down to market, because if your competitors don’t do the same thing and they’re part of the index and benchmark that you compete against, you’re going to underperform. And so we’ve traditionally had a lot. Appraised values for real estate among the institutional players, especially. You don’t get this out of the private market, but you get this from the nare players, the institutional type players, and, um, and everybody’s, uh, uh, fearful of underperforming that index. I would prefer as a private investor just to go ahead, bite the bullet and mark it down. Now take the pain if in fact you’ve seen it go down. Some markets have seen property values go down 30, 35% even in multifamily, but they’ve bottomed out in the transaction market and, and absolutely the, uh, the appraisers are gonna have to bring it down and the owners are gonna have to ease up that pressure and say, yes, I want a realistic appraisal. But, um, but there is that fear of underperforming the index and that’s. What’s holding up the American appraisal firms in 2008, 9, 10, 11, we saw a lot of deep distress. The the smart money was ready for it. Now, there’s a lot of people with dry powder, as we say. Ready to p on the market hoping for some distress from those who cannot refinance now, whose, whose CMBS loan or other money is, is rolling. A couple points there. One is, I think you’re going to see more loan modifications this cycle than last time because they realize it’s temporary and they realize that not all properties are in trouble. And these tend to be the higher leverage properties. The smart private wealth investors tended to use conservative leverage over the last several years knowing we’d hit a cycle and, and they probably are 65% or less. Leverage some of the, um, greener newer investment managers might have gone up to 80% and might have even used variable rate debt when they shouldn’t have. They’re the ones getting nailed. They’re losing all their equity and that property is distressed. So there’s not that much of it out there. But there’s a little bit, and I would certainly pounce on it if you can find it. There are often a lot of sort of hidden costs associated with buying versus renting. Can you talk about trying to weed through some of that? Sure some of the highest costs that we don’t think about when we own, although we do take cut down on risk. And also I think that’s come back to consumption. I, I is the fact that there’s the opportunity cost. So think about having 50%, a hundred percent of your home paid for. This, it’s the opportunity cost. You’ve actually taken capital out of play at higher returns to put it into something that perhaps, yes, you see it as a form of an investment, but it’s also partly consumption. And I think that’s why many people end up paying for their homes when they can, because there’s an old saying, and that is, you can’t go broke if you don’t owe money on it. Right? So if you, it’s hard for the lender to come get your home and you don’t really care, right? You wanna be able to. Have no debt on your home. It doesn’t make the typical financial sense if we argue at it from leverage and returns and maximization of returns. I think most people this high end level are looking at, you know, I, I, I, I have high net worth. I’m looking at both consumption and the investment side of the component. But very often the consumption wins and the investment is I can be safe and I can own this house. Outright in many states too. Your homeowner, the home that you live in, you are actually, if you’ve homesteaded the home, you’re actually protected against lawsuits and other things that are out there. Divorce cases will protect your position in, in terms of a homestead, so you can protect a significant portion of wealth by having a paid for home. What are some of those markets that are really overpriced versus. I guess underpriced right now. So when we look at the top 10 most overpriced markets in America right now, we look at their prices, where they are and compare them to where they should be statistically modeling them. We’re seeing the most overpriced markets are Detroit at 33.5% and then falling, falling, descending. Order of Cleveland, Ohio. New Haven, Connecticut, Akron, Ohio, Worcester, Massachusetts, Las Vegas, Nevada, Hartford, Connecticut. Rochester, New York, Knoxville, Tennessee, Toledo, Ohio. You’ll notice. And these are overpriced. These are overpriced. These, the overpriced mark. That’s so, that’s sort of counterintuitive, isn’t it? Ab absolutely. But yes. Wow. Okay. And then h how about the, uh, underpriced markets? I’m curious on that too. Sure. So when we then go to the opposite end of the spectrum, and usually now with underpriced comes risk and there’s risk in both of these markets, what you wanna do, both overpriced and underpriced, what you wanna be long term in a housing market. Uh, ’cause you want to be really close to that trend and not have these dramatic swings. It’s just like stock price. We don’t like volatility. Housing, it’s, it’s dangerous for performance. The most underpriced markets. We only have four markets in America right now that are trading at a discount relative to their long-term pricing trend. In other words, statistically, where they historically prices say prices should be today only four cities are underperforming. That that’s Austin, Texas at 3.1% below where they should be, or a discount of 3.1%. San Francisco at a discount of 6.5%. Wow. New Orleans, Louisiana at a discount of 8.7 and Honolulu, Hawaii at a discount of 10.3. Notice I’m not saying these markets are inexpensive. They’re just below where they’ve historically been. These are the best buys right now because they’re below their long-term trend. One of our other indices, we call it our price to rent ratio. It’s really a PE ratio for rents versus home ownership. And then so we can look at that. So if you’re in our a hundred markets, we know the average price, right? So it’s gonna be priced, divided by the annual average rent. So it’s gonna be how many dollars in price do you pay for every $1 and annual rent? And that gives us the relative difference between owning and renting. The higher that ratio. The, the more you should on in general be leaning towards renting, the lower that ratio, the more you should be leaning towards owning. And we used to do an old buy versus rent index for 23 cities. We now do it for 100 cities. And this price to rent ratio produces almost the same exact answer. So when we look at the average price to rent ratio in an area and we just compare, are they above or currently are you above the price to rent ratio? Uh, for Los Angeles, California. Are you below it? If you’re above that average for say the last 10 years, you’re gonna be rent friendly. If you’re below it, you’re gonna be bio friendly. I can do this very quickly. Pick a California market you’d like to know about. Why don’t we try Dallas, Texas. Okay. Dallas, Texas. That one’s in the top 100 in terms of population. So Dallas, Texas, uh, their price to rent ratio is at about a, just below a 6% premium. In other words, that trade off between renting and owning is about 6% above where it should be, so it slightly favors renting. I’ll jump to the next index. If we look at actual prices in Dallas, there’s a slight premium. So it’s, it’s, it’s telling me, Hey, that my price to rent ratio’s high, slightly favoring ownership, but it’s probably because prices are a little high and they might change. Uh, Dallas has had a bit of a. Premium right now. So I will now go look at Dallas rents. My gut feeling is they’re gonna be below average and they are. They’re at about a 4.5% discount. So that’s just market dynamics in motion right there. And we can do that for a hundred cities pretty quickly. Mm-hmm. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Good news. If you need to catch up on retirement, check out a program. M put off by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it and uh, once again. Thanks again for listening. Uh, I truly appreciate your support. I hope, uh, I hope it’s been entertaining for you and that you’ll learn something along the way and, um, you know, always appreciate your feedback. Shoot me an email, bucket wealth formula.com. Let me know if there’s things that you want me to do. Let me know if there’s things you wanna hear more about. Uh, but hopefully it’s gonna be a good year and we’re gonna keep plugging away talking about the, you know, try to get educated myself and pass along information to you on Wealth Formula Podcast. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.

In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Eric Girard, a seasoned real estate investor and agent based in Boston. Eric shares his journey into real estate, focusing on unique strategies for finding undervalued properties, the importance of persistence in financing, and his future goals in the real estate market. He emphasizes the significance of looking beyond surface-level issues in properties and the potential for growth in the Worcester area. Eric also discusses the challenges he has faced and the lessons learned along the way, providing valuable insights for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

From The Danny Ferrantino Show on WTAG, Worcester, MA 12.12.2025 I got to be on two segments! Check it out!

We Like Shooting Episode 641 This episode of We Like Shooting is brought to you by: C&G Holsters, Midwest Industries, Gideon Optics, Primary Arms, Medical Gear Outfitters, Die Free Co., Blue Alpha, and Bowers Group   Welcome to the We Like Shooting Show, episode 641! Our cast tonight is Jeremy Pozderac, Aaron Krieger, Nick Lynch, and me Shawn Herrin, welcome to the show! Text Dear WLS or Reviews. +1 743 500 2171 - Gear Chat Shawn - PopStop™ Review: Innovative Solutions for Shooting Enthusiasts PopStop™ is a device designed to eliminate first round pop (FRP) in suppressors by injecting inert carbon dioxide to replace oxygen, thereby reducing impulse noise and suppressor flash. It has been shown to achieve noise reductions of up to 9 dB and can stabilize velocity standard deviations. The product is not compatible with all firearms, particularly 9mm pistols, and requires specific barrel measurements for proper use. Its introduction aims to enhance suppressor performance within the gun community. Shawn - RL-100 Pre-Order Announcement Cloud Defensive has announced the RL-100, a new entry-level rifle light that combines performance with affordability, priced at $149.99 for early pre-orders. Designed for reliability and ease of use, the RL-100 aims to provide a high-quality lighting option for budget-conscious users and agencies without sacrificing performance. This product's introduction may impact the gun community by offering a cost-effective alternative to higher-priced weapon lights, which could enhance accessibility for everyday users and law enforcement. Shawn - Long Range Shooting Tips Advanced long range shooting by Cleckner Nick - KRG Bravo KRG Bravo Shawn - Hi Point's AR-15 Fun Hi Point AR-15 Shawn - Precision Shooting Simplified Kelbly Precision Element Shawn - C&G Holsters News! C&G Holsters Announcement Jeremy - Savage 24F and Chiappa 12ga barrel inserts Bullet Points Chiappa 44 mag Gun Fights Step right up for "Gun Fights," the high-octane segment hosted by Nick Lynch, where our cast members go head-to-head in a game show-style showdown! Each contestant tries to prove their gun knowledge dominance. It's a wild ride of bids, bluffs, and banter—who will come out on top? Tune in to find out! Agency Brief AGENCY BRIEF: SHAYS' REBELLION  1780 – 1785: Economic Conditions Veterans' Pay: Paid in depreciated Continental currency/IOUs. State Policy: Massachusetts demands taxes in hard currency (gold/silver). The Debt: Boston merchants control state debt; courts aggressively foreclose on farms and imprison debtors. August – October 1786: Escalation Aug 29: 1,500 "Regulators" seize the Northampton courthouse to stop debtor trials. Sept: Armed shutdowns spread to Worcester, Concord, and Great Barrington. Captain Daniel Shays emerges as leader. Sept 26: Shays (600 men) vs. Gen. Shepard (militia) at Springfield Supreme Judicial Court. No fire exchanged; court adjourns. Oct 20: Continental Congress authorizes troops but lacks funds. MA passes Riot Act (arrests without bail). January 1787: The Private Army Jan 4: Gov. Bowdoin authorizes a private militia. Funding: 125 Boston merchants subscribe £6,000. Force: 3,000 mercenaries raised, led by Gen. Benjamin Lincoln. January 25, 1787: Springfield Arsenal (The Climax) Objective: Shays leads ~1,200 men to seize 7,000 muskets/cannons at the federal arsenal. Defense: Gen. Shepard (900 militia) defends the arsenal. The Engagement: Shepard fires artillery warning shots over rebels' heads. Rebels advance. Shepard fires grapeshot directly into the ranks. Casualties: 4 rebels dead, 20 wounded. Rebels flee without firing. February – June 1787: The Fallout Feb 4: Gen. Lincoln marches overnight through a blizzard to Petersham, surprising retreating rebels. 150 captured; Shays escapes to Vermont. Spring Election: Gov. Bowdoin is voted out in a landslide; John Hancock elected Governor. June: Hancock issues broad pardons. Legislature enacts debt moratoriums and lowers taxes. 1787 – 1791: Constitutional Impact May 1787: Constitutional Convention convenes; Washington/Madison cite Shays' Rebellion as proof the Articles of Confederation failed. 1788: Anti-Federalists demand a Bill of Rights to check the power of the proposed federal standing army. 1791: Second Amendment ratified. Modern Parallels Narrative: Veterans labeled "insurrectionists" for resisting economic policy. Tactics: Use of private capital to fund state enforcement when tax revenue failed. Legal Precedent: Establishing the "well-regulated militia" as a counter-balance to federal military power.   WLS is Lifestyle Jelly Roll and Gun Rights Jelly Roll wants his gun rights back to hunt after losing them for felonies. Deadpool Unleashed Dead pool Machine Head Introduces 94-Proof Bourbon Whiskey Machine Head has launched Shotgun Blast Whiskey, a 94-proof bourbon designed for fans who enjoy stronger spirits. This product aligns with the band's aggressive identity while remaining accessible as a traditional bourbon. The whiskey emphasizes classic bourbon flavors and is marketed as a lifestyle product, mirroring a trend of music collaborations in the spirits industry. Aaron's Alley Going Ballistic Manhunt Madness: Another Day, Another Gun Control Fail (no summary available) More Giffords Nonsense: Gun Control Before Facts (no summary available) When "Gun Control" Meets Reality: The Brown University Attack Details (no summary available) Gun Control: An Epic Fail at Bondi Beach (no summary available) "Legal Gun Ownership: The Unintended Target of Gun Control Fanatics" (no summary available) When Antique Gun Ownership Becomes a Crime: UK Cops Confiscate 129 Legal Firearms (no summary available) New Jersey's Carry Ban: Lawsuit Showdown or Just Another Dance with Gun Control? (no summary available) Traveling with NFA to get easier? Reviews ⭐⭐⭐⭐⭐ - from TwinDadARguy - Great show, been listening for about 4 or so years. Just heard the convo about Aaron's weird ability to pull interest from the fairer sex. You couldn't come up with a good word for it - I'm here to help. The perfect word is conFAUXdence. You're welcome.   ⭐⭐⭐⭐⭐ - from Devin K - Where is the damn squares button!? Love this show and all the antics that come along with it. Lever action debate that would be fun to listen too. What's your favorite lever action caliber for whitetail hunting? What would be the one you would take if you needed to defend that SSB. #171, #fuckthethumb.   ⭐⭐⭐⭐⭐ - from System AI - A review and comparison to bring us all back to Dungeon Crawler Carl. Let's pair each cast member to a Character from DCC. First, Shawn, obviously he's Carl. He's the main character. He's powerful. He's the reason we are all here. There may or may not be a Cat that led him here. He likely has someone obsessed with his feet and definitely only has heart boxers on behind his desk. Second, Aaron, he's Prepotene. Smart and powerful. Sometimes on the team, sometimes in the way, sometimes nowhere to be seen. Probably rides a Goat. Screams nonsense from time to time. Would be dead without the rest of the team. Third, Jeremy. Jeremy is Quasar. Swears constantly Hates the leader/rulers of the galaxy and game. Is there everytime we need him. Will likely be the reason the rest end up in a prison. Fourth, Savage. He's JuiceBox. Extremely smart. AI generated. Self aware. Playing the same game but may have a different motive. Likely to lead to the downfall of the show. Last, Nick. Nick is Samantha. Much more powerful then he's willing to let on. Always growing in power. A very important member to keep the show running. Would be dangerous if all his organs worked correctly. And Shawn has definitely been inside him. These comparisons can not be altered. Debate will result in acceleration. Thanks for your attention to this matter. Signed, Gary/System AI. #nonotes   Before we let you go - Join Gun Owners of America   Tell your friends about the show and get backstage access by joining the Gun Cult at theguncult.com.   No matter how tough your battle is today, we want you here fight with us tomorrow. Don't struggle in silence, you can contact the suicide prevention line by dialing 988 from your phone. Remember - Always prefer Dangerous Freedom over peaceful slavery. We'll see you next time!   Nick - @busbuiltsystems | Bus Built Systems Jeremy - @ret_actual | Rivers Edge Tactical Aaron - @machinegun_moses Savage - @savage1r Shawn - @dangerousfreedomyt | @camorado.cam | Camorado

On a winter night in early February of 1992, John E. Volungis Jr. was standing on the edge of a brand-new life. After years of working toward a career in law enforcement, John was about to take off for his next step in that pursuit.It was supposed to be a fresh start after navigating a complicated past and an equally complicated marriage. But before he could take that next step, something happened inside the Worcester duplex he shared with his wife. Something no one has ever fully explained.If you have information relating to the murder of John E. Volungis Jr. please call the Worcester Police Department Unsolved Homicide Unit at (508) 799-8688. To submit an anonymous tip, text “CRIMES” (274637), then type the keyword “TIPWPD” followed by a space and your message.View source material and photos for this episode at: darkdowneast.com/johnvolungisjr Dark Downeast is an Audiochuck and Kylie Media production hosted by Kylie Low.Follow @darkdowneast on Instagram, Facebook, and TikTokTo suggest a case visit darkdowneast.com/submit-case Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pastor Tim and Andrew Henry discuss Helen Andrews' article "The Great Feminization," in which she presents this thesis: "Wokeness is not a new ideology, an outgrowth of Marxism, or a result of post-Obama disillusionment. It is simply feminine patterns of behavior applied to institutions where women were few in number until recently."Is she right? Has God made men and women different? Does His Word clearly define the differences? Has the church been faithful to uphold His Word as our standard?The episode concludes with a discussion of the feminization and bowdlerization of English translations of Scripture.Also mentioned:Carol Gilligan's In a Different Voice (1982)Andrew Jackson, speaking of Marshall's opinion in Worcester v. Georgia: "He has made his decision; now let him enforce it."Hemingway: "'How did you go bankrupt?' 'Two ways. Gradually, then suddenly.'"***Out of Our Minds Podcast: Pastors Who Say What They Think. For the love of Christ and His Church. Out of Our Minds is a production of New Geneva Academy. Are you interested in preparing for ordained ministry with pastors? Have a desire to grow in your knowledge and fear of God? Apply at www.newgenevaacademy.com. Master of Divinity / Bachelor of DivinityCertificate in Bible & TheologyIntro and outro music is Psalm of the King, Psalm 21 by My Soul Among Lions. Out of Our Minds audio, artwork, episode descriptions, and notes are property of New Geneva Academy and Warhorn Media, published with permission by Transistor, Inc. ★ Support this podcast on Patreon ★

Gary Fleischer- 35 years of combination experience. A District Chief with the City Of Worcester Fire Department in Massachusetts. Growing up Gary didn't have aspirations of becoming a Firefighter. He was introduced to an explorer post from his friends which got him into obtaining training, skills, knowledge and doing outside only work for the fire department on scenes of emergencies. After doing this for a bit Gary knew the fire service was what he wanted to do for a career. His path to get there took time and patience but once Gary got his foot in the door he never looked back climbing through the ranks to where he is today. One of the takeaways I hope the listeners can obtain is when Gary speaks the truth when it comes to Task/Strategic level training. For those who don't know about the history of Worcester Fire Department do yourself a favor and read the following NIOSH reports that he wanted to me share. We must be able to understand the past so the future of the fire service doesn't repeat it. Actively engaging with history and ensure lessons are passed on.Worcester 6: Lt. Thomas Spencer, Lt. Timothy Jackson, Lt. James Lyons III, and Firefighters Jeremiah Lucey, Paul Brotherton, and Joseph McGuirk Report: https://stacks.cdc.gov/view/cdc/163923Worcester Lieutenant Jason Menard: https://www.cdc.gov/niosh/firefighters/programs/pdfs/face201918.pdfWorcester Firefighter Jon Davies: https://www.facebook.com/share/p/1DPynmFkad/ Worcester Firefighter Christopher Roy: https://www.cdc.gov/niosh/firefighters/programs/pdfs/face201818.pdf