Podcasts about rtp

It might even be easy to use some of the Stoic teachings to tell yourself that travel is exotic, or even frivolous. But it isn't. It's essential.

If Ryan could sit down with Marcus Aurelius and ask him one question, it wouldn't be about Meditations or Stoic philosophy. In today's episode, Ryan poses the question to Professor William O. Stephens, author of and they discuss why the answer is far more complicated than it seems.

Michael Martin and I discuss how commercial directors can stand out by developing a distinct point of view, taking creative risks, and making work that reflects their voice. Michael shares the story behind his handmade Starbucks director's cut, while both directors explore pitching, career setbacks, ego, humility, and the value of enjoying the creative process. Together, they offer practical perspective for filmmakers navigating competition, building new creative lanes, and staying committed to the journey. My Filmmaker Retreat has 2 spots left so save your spot now! FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

We need to take a step back from problems, arguments, and frustrations. To look at the bigger picture. Watch the full episode with Senator and Astronaut Mark Kelly here: https://www.youtube.com/watch?v=tf-K7cEpuyICheck out Astronaut Terry Virts' full episode on The Daily Stoic Podcast on Apple Podcasts, Spotify, YouTube

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Legacy payments platforms do not usually fail with a dramatic outage. They fail by slowing every change request, inflating every integration, and turning “simple” upgrades like ISO 20022 into a stress test. Greg Myers sits down with Vijay Oddiraju, CEO and Co-founder of Volante Technologies, to talk about what banks are learning as real-time payments expand and modernization becomes unavoidable.We dig into how Volante started with a focus on automating financial data exchange, then found its center of gravity in payments. Vijay shares the moment that accelerated their payments journey: helping enable a record-setting real-time payments milestone in the US. From there, we unpack the biggest customer challenges today, including legacy constraints, time-to-market pressure, performance demands, and the need for resilience as regulations and rails keep changing.Vijay also lays out where he sees the growth opportunities next: ACH replacement projects, multi-rail payment platforms that can orchestrate across RTP, ACH, wires, and emerging options like stablecoin, plus cloud-native architecture that supports modular microservices and even multi-cloud disaster recovery. We close with a practical lens on AI in payments, especially for exception handling and operations, and the decision criteria that matter when choosing a payments vendor you can trust for the long haul.

https://youtu.be/jPTlkjF8M-c Tanner Taddeo, CEO and Co-Founder of Stable Sea, is driven by a mission to bring Wall Street-grade financial services to Main Street while embodying the principle Stay Put in Your Convictions. By combining blockchain technology, stablecoins, tokenized capital markets, and AI advisory services, Tanner helps businesses access investment opportunities, put idle cash to work, and move money globally with greater speed, transparency, and capital efficiency. In this conversation, Tanner introduces The Lionel Messi Startup Framework—Develop a High-Level Thesis, Talk With and Learn From the Market, Run 30-Day A/B Tests, Iterate Your Offering, and Stay Resolute With Your Convictions. He explains why founders should observe patiently, validate their ideas with customers, and act decisively when market opportunities emerge. Tanner also discusses balancing long-term conviction with continuous experimentation, unlocking 24/7 liquidity through tokenized capital markets, reducing friction in cross-border payments, and finding urgent “morphine” problems that customers cannot afford to leave unsolved. — Stay Put in Your Convictions with Tanner Taddeo  Hello everyone. Steve Preda here, and my guest today is Tanner Taddeo, the CEO and Co-Founder at Stable Sea, an autonomous treasury management platform that helps finance teams and global businesses access capital market products and move money around the globe to 40 currencies with the cheapest FX rates. Tanner, welcome to the show.  Steve, thanks for having me. Excited for the conversation today.  It’s very interesting that this is how you position your business because most businesses in your industry, as I see them, position themselves with low transaction fees, but really their money is made on the FX. So if you do preferential FX rates or cheap FX rates, that can be a very transparent way of getting business. So I don’t know if that connects to your personal why, but I’d love to learn about your personal why and how you manifest it in your business.  Yeah, definitely. At Stable Sea, we’re very mission-driven in terms of everything that we do. The team itself comes from Block, which was formerly known as Square. Yeah. And everyone on the team has been focused on building products for the real economy, for consumer use cases, for business use cases, et cetera, over the course of everyone’s career.  And so when we started at Stable Sea, our primary thesis was, with blockchain, with stablecoins, with some of the tokenized capital markets products like money market funds, bonds, equities, et cetera, that are coming on-chain, how can you really take Wall Street-grade financial services and provision them out to Main Street for businesses that need them the most? And so the why for Stable Sea, for myself, for the team, is really around helping businesses drive greater capital efficiency in their operations. And we service businesses in the real economy that typically make widgets or some sort of physical hardware devices, and they need to send them around the world.  We help them because we give them access to different types of capital markets products, so money markets and private credit and fixed-income products, et cetera. And then we help them move their money around the globe a little bit more efficiently than they could with either their state bank or their credit union or some third-party cross-border payments provider. Because our firm thesis has always been, if you and I ran Coca-Cola or a large organization, we would have the best-in-class transaction banks helping us put our idle capital to work at every point in time during the day.  If you and I ran a steel manufacturing company in Missouri, you typically have a checking account and QuickBooks, and that’s about it. And so for us, it was always about helping businesses grow, save more money, and then operate more efficiently with some of the new technologies that are out there today.Share on X  So that means, presumably, that what you focus on is more about the investment side of the business rather than crypto and blockchain, and helping people access financial products through the blockchain. Help me understand a little bit what you do and how it is different from what people can get from banks?  Yeah. So everything that we do, all the technology that we build and provision, is on-chain. So all of the capital markets products are tokenized. So tokenized bonds, tokenized equities, tokenized fixed income, tokenized money markets. All of the payment services and settlement services that we offer are through the use of stablecoins, and we can send that around the globe, settle it instantly, and then have low FX rates off the back of that. And then we have some of our AI advisory services.  But from a broad paintbrush perspective, at Stable Sea, you’ve got three products that hang off of our platform. You’ve got capital markets, you’ve got global settlement, and you’ve got advisory services. And then with all of that, we share a common architecture, and that architecture is built across many different blockchains. And then we utilize stablecoins and we utilize RWA tokens, or real-world asset tokens, to provision those use cases.  So everything that we do is stablecoin-native, but we don’t lead with that from a messaging perspective. And the reason we don’t lead with that from a messaging perspective is that if you and I ran a bakery here in Brooklyn, New York, and we had a point-of-sale terminal that just got offered RTP access from the Fed for instant settlement, the bakery owner doesn’t really care about the technology underneath it.  They just care, “Do I trust it? Is it going to get me my money quicker, and is it going to be cheaper than my current alternative?” How it happens, not very many people care unless you’re in the industry and you’re a builder, product manager, et cetera, and you want to nerd out on the actual mechanical nature of how the product works. But for us, it’s always been leading with the narrative of, what is the value proposition and how can we drive greater value to the businesses? So that’s how we lead. But to your point on what the difference is, with any new technological paradigm that occurs, rarely is it so disruptive in nature that folks can’t recognize it.  Everything that happens in terms of the innovation paradigm is typically you stand on the shoulders of giants and you make things incrementally better. And so for us, what we do with capital markets is, the first value proposition is that many businesses in the United States just don’t have access to a diverse array of capital markets products. So the first thing that we have done is just provision access, which is an innovation in and of itself because in the traditional markets, if you want to access a money market fund or a fixed-income product, you typically have high hurdle rates, meaning that as a business, you need to invest at least $10 million at the asset manager in question.  You need to hold that there so then you can get access to all these products. With us, you don’t. There’s only a $1 minimum to clear, so I think most folks can handle a $1 minimum. And then secondly, as things go on-chain, the value proposition there is that you have 24/7, 365 liquidity and tradability. And so what that means is that, just from a money market fund perspective, the interest accrues daily and it pays out daily.  So you get this interest that is dripped into your account daily as opposed to waiting for a month. You also have the ability—so let’s say that you and I run this bakery in Brooklyn. Let’s say that we close our business on Friday, and we’ve got $100,000 sitting in our checking account, and we’re closed on Saturday, Sunday because it’s the July 4th holiday. So we know $100,000 is just going to be sitting in our checking account Saturday, Sunday, not being put to work. With Stable Sea, you can put that to work in a tokenized money market fund because it operates 24/7, 365.  So what we see is businesses now that close their books on Friday can just do an auto-sweep into a money market fund, generate yield Saturday, Sunday, get back to U.S. dollars for their open of business. And again, it’s one of those things where it might not sound like the most revolutionary concept in the world, but if you can help businesses, especially in the mid-market, lower mid-market, operate a little bit more efficiently, I mean, saving an additional $20,000, $30,000, $40,000 a year is a big value-add to them in the real economy, right? If you’re a large Fortune 100 company, you probably don’t care, or it’s not as valuable. But for us, the companies that run on us, these small increments, standing on the shoulders of giants, a small derivation in innovation is actually really valuable for the end user.Share on X  Well, I think it is because, looking at the inverse of it, I used to be in banking, and I know that one of the biggest moneymakers for banks is float. Yeah. So it’s basically the money that doesn’t earn interest, which they have access to just because they cash the check a day later or make the wire two days instead of one day. And essentially, what you’re doing is you’re taking this money from the bank and you’re giving it to the company that actually should have it in the first place, right? Yep.  Then the question is, how are the banks going to survive if you take away their bread?  Yeah. That is the debate that’s happening right now. I think if you’re one of your G-SIBs, your major banks, you’re going to be okay. So the top 25 banks in the U.S. are going to be just fine, and they make money in tons of different ways, and you’re not going to disrupt that trust ultimately. In the long tail is where I worry because a lot of credit unions and a lot of state banks, they just don’t offer—they’re smaller banks, right?  So they’re not managing—they don’t have a ton of money by virtue of assets under management. So with the deposits that they receive, they need to turn around and recycle that because it’s fractional depository lending, meaning that if I have a checking account, I put 10 grand into it, the bank is then turning around with that 10 grand, making money on it somehow. And you have to think, how does the bank actually make money on that? Well, they typically make it through debt facilities, so mortgages, auto loans, student loans, cards, et cetera.  They’re putting it to work in high-margin financial products back into the economy. They’re not taking that and then buying some money market fund from an asset manager where they make 10 basis points and provisioning that out to the businesses, right? There, I think that we’re seeing a lot of companies move off. They’re taking their money from their checking account, moving it to Stable Sea because we can put it in these capital markets products.  I think that overall, that’s a net positive for the business because the business now has a higher degree of operating capital on hand that they can make money with. But by the same token, if the state banks and the credit unions don’t wake up and respond to this, their depository base will be, if not fully eroded, tarnished and diminished. And what that means for local community health, I’m not sure because banks do play a very important role, especially credit unions and local banks.  You know your local community the best, and so you lend back into that community with the deposits that you receive from that community. So there’s a cyclicality to it which has some poetry in it. And so it’s not apparently clear to me that some of this stuff is going to be a net positive. But at the same time, living in one of the most capitalistic countries and markets in the world, there’s a clear demand for this, and if the banks aren’t going to wake up and serve it, we’ll be there to help businesses do what’s best for them.  Yeah. It’s the invisible hand, right? You increase the efficiency, which will force the banks to also increase their efficiency. And yeah, the smaller banks might have to be more innovative. But they are more nimble, so maybe there are other ways that they can serve the community.  So I’d like to switch gears here and talk a little bit about frameworks. So this is a podcast of frameworks, and 350 episodes in, I’m always looking for some kind of a framework, shortcut, a mental model that you have come across or developed yourself that helps you make more sense of the world around you, get something done. It can be explained in three to five steps, something like that, which the listeners might get some ideas out of and be able to improve their businesses. So what comes to mind for you?  Yeah, two things. I’ll start with a high-level analogy and then go a little deeper. It’s the World Cup right now, so I don’t know if you or any of your listeners are following the World Cup. But if you watch Messi play, his playing style is a great analogy for startups. And whether that be a startup externally where you raise venture capital, or even just intrapreneurship if you’re inside of a big company and you’re on an innovation team, et cetera.  From the outside, it looks like startups are always building things and they’re always moving fast, et cetera. But in reality, if you watch Messi play, Messi really doesn’t move that much on the pitch. He just sits around, he observes, he watches, and then when a hole opens up and some opportunity opens up, he breaks for it, and then he goes and executes. But he spends the vast majority of time just sitting there, tinkering, observing, watching. And then if you’re watching him, you’re like, “He’s not working that hard. He’s just sitting around.”  And then he goes and executes. But he’s always observing, he’s always watching, and there’s a real learning in that. I feel like Silicon Valley, as it relates to startups, there’s this pressure that you always have to be building, you always have to be shipping, you always have to be constantly grinding. I think that wisdom is actually counterintuitive because you want to have a thesis in the market, and then you want to be able to test that thesis quickly. So in some respects, you do want to be shipping all the time.  But you don’t want to be working for the sake of work. You want to have a thesis in the market. You want to be building towards that thesis that will happen in the next six months, 12 months, two years. And then you always want to be learning and talking to the market because when that hole does open up, you’ll have the right product at the right time to go and execute on. So I think that's something that we have learned: being patient and staying resolute in your conviction that what you're building is right.Share on X And it can’t just be a gut feeling. It has to be validated by the market.  So we do a bunch of A/B tests every 30 days where we have an idea about a feature or a product or a direction we want to take it. And the thing is, if you can’t get five CEOs on the phone in 30 days to validate if a product is going to be interesting or not, then that’s a signal in and of itself, right? So for anything that we do, we always have a thesis on the market, and then we spend 30 days testing it. And at the end of those 30 days, we get some feedback.  The reason why we do these A/B tests, just to drill down into one level further, is that the idea of a startup or a product that you have in your head, it’s a living entity. It’s always evolving on the basis of who you talk to, what your team is thinking, what you’re reading in the market, et cetera.  And then you’re trying to take that living concept and plug it into a market. But the market itself is also living, right?  You’ve got regulations, you’ve got different macroeconomic cycles, you’ve got companies that have budget, don’t have budget, people getting laid off in different organizations. The market itself is living and evolving. So you have this idea that is living and evolving, and you have a market that is living and evolving, and you need those two things to stick together. And so for us, we’re always wedded to this concept that product at time A is not going to be product at time Z. You need to constantly be doing A/B tests to figure out what that right fit is.  And then when you have that fit, you need to double down on it and grow it into a line of business. But you also need to recognize that there are very few businesses in this world that have been around for more than 200 years, if at all. So whatever your original product idea is, or whatever the feature that gave you product-market fit is today, you have to consciously be aware that, “Hey, that’s not going to be the thing that gets us to IPO in five years’ time.” So you can’t be lulled into this false sense of security. You always have to be waiting, observing, testing, experimenting, growing, and then if you see opportunity, you strike.  Yeah, this is fascinating. Especially now, things are moving very fast with AI creating capabilities all the time for people to test products or to create capabilities that then get disrupted in a couple of months. So it’s interesting that you say that you have to stay resolute in your conviction. So there is a tension there. You build a thesis and you stay resolute, but then you’re testing and the market might tell you not to be resolute.  And then you also told me that companies don’t live forever. So how do you resolve this tension of being stable with your thesis and not letting your conviction be upended, but also being nimble in the changing market dynamics and everything to respond to? So how do you manage the tension?  Yeah, it’s a good question. There has to be a high-level thesis, right? So for us at Stable Sea, it is as simple as: In 10 years from now, will more finance teams and businesses be on-chain or off-chain than today? And so our high-level conviction is, in 10 years’ time, more businesses will be running their treasury stack on-chain. So that’s our conviction. We know, come hell or high water, that is going to be where the puck is going to be in the future, and we’re going to skate to that future.  So if you start with this high-level conviction that more companies are coming on-chain, that is what we’re building for. Now, how they come on-chain is a matter of debate, which is where the A/B test comes in, right? We originally thought it was going to be for payments. So we built all the stablecoin infrastructure to do global payments in 40 different markets.  Turned out to be not the case, actually. And then we started tinkering as we saw the data coming in and were like, “Okay, some companies are using stablecoins for payments, but there’s a bunch of inefficiencies. That world’s still going to take two or three years to wake up. Where is the wedge in the market today?” And so when we started experimenting with capital markets products, we found that there was this massive opportunity that businesses just didn’t have access to a diverse array of yield-bearing strategies, and they wanted that.  And so that was where we were like, okay, let’s get businesses into the on-chain economy through capital markets. And then what we’re finding is, as folks come onto the platform, everyone uses us today for capital markets, and then 20, 30% of our companies say, “Actually, I do have a cross-border payment need, and I already hold money with you. Can you facilitate that payment or that settlement to Mexico, Colombia, Brazil, South Africa, et cetera?”  So for us, when I say you need to stay resolute in your conviction, our why is always: We want to take Wall Street-grade financial services and provision them out to Main Street.Share on X The conviction behind that is that you can do that through on-chain technology. And then in 10 years from now, more businesses will be on-chain than off-chain. How we get to that future in 10 years, who knows, right? And that’s where the fun of the startup is.  You’re always testing. And so for us, we’ve waxed and waned on different product strategies, primarily because the market has changed. And as people start to educate themselves on what the value props are, you see where folks find value, and then you build to that value. And in theory, in three, five, seven years, we should be living in a world where more companies are operating on-chain, and then they might use that full product suite.  But out of the gate, it’s kind of like, where is that value, that wedge? You charge as hard as you can into that wedge, and then you continue to expand your product set over time. All with that high-level conviction of, in 10 years from now, we believe that more businesses will be on-chain than off-chain.  So basically, you want to find the point where you can penetrate that market opportunity, and then it’s a land-and-expand kind of thing. And then you expand from there as the market opportunities evolve over time. But you already have a customer, you’re already building trust with them, and now they’re going to be more disposed to buying from you.  Yeah, that’s right. And I think it’s interesting from a mental place being a startup because you’re forced to think so short-term because you just need to generate revenue, get to the next capital round, et cetera. So you’re always building for the moment. But what we try to do at Stable Sea is we try to think as if we were already a Vanguard and a large company, to the extent that we have the luxury of planning for 10 years.  If you think about it in that regard, it takes a lot of the day-to-day anxiety away. It’s a little bit like, if you listen to Warren Buffett, any time that there’s volatility in the market, he’s like, “Well, it doesn’t really bother me because I’m investing for 50 years.” So, is it up 20%, down 20%? Who cares? In 50 years, it’s going to be up 200%, so that’s all I’m worried about, right? And there’s a real luxury when you come and think about it that way. So that’s why I think if you’re founding anything, or if you’re starting something inside of a company as an intrapreneur, you need to have a strong conviction on where the market’s headed in five or 10 years, and then you need to test towards that future. But that also makes the day-to-day operations of the business a little bit more palatable.  So often, you can get caught up in this whipsaw of, “Big Company A launched this product. Regulation came down, wiped out this company. This competitor raised a Series C, and they have way more money in the bank than we do.” And so you can get caught up in all this minutiae, but it doesn’t really matter if you sit back and you say, “I know that I’m going to find a way to make this business exist for the next 10 years.” In 10 years’ time, what does the future look like? Do I feel strongly that that’s going to be the case? Cool. I’m going to build towards that future. And then whatever the headwinds are in the interim, they’re just short-term temporal problems that kind of come and go along.  Yeah. I mean, I totally agree with you. And interestingly, 20 years ago, or 25 years ago, I didn’t feel like I had enough time to think that long term. But now that I’m older, I actually am more patient to have the long view, which is very counterintuitive.  And Dan Sullivan, who is a coach and the founder of Strategic Coach, he is now, I think, north of 80, and he has this thesis that even at his age, he has a 25-year plan, and that allows him to actually create more value. So that’s fascinating. So switching gears here, what drives growth in your business right now?  Yeah. So we govern the business with an assets under management model. So we have USDC, we’ve got money market funds, we’ve got fixed-income products, we’ve got Bitcoin on platform. So we just look at overarching platform balance. And so that’s the primary, very simple heuristic for how we define success: Is that thing growing month over month, quarter over quarter? That’s how we define growth and measure our growth.  But again, the value prop in terms of what drives that, why do companies actually sign up to Stable Sea? Primarily because they just don’t have access. Almost every business that we have talked to so far, and honestly every business that I’ve interacted with, has idle cash sitting in a checking account someplace. Full stop. And that idle cash could sit there for the weekend, i.e., two days, or it could sit for a quarter. If you’re gearing up for quarterly bonuses in Q1, you will escrow a million, $2 million in Q4 so you can pay out in Q1. Not just the U.S. economy, but every economy, there’s just cash sitting around at a bank, and it’s being underutilized.  And so for us, when we go and finally chat to businesses in the mid-market, lower mid-market, even SMBs, we have a customer on platform that invests $2,500 every week. It almost looks like a checking account, or almost looks like retail behavior in some ways. But they do it because they say, “Hey, I don’t make a lot of money with my business, but if I can eke an additional two, three grand at the end of the year, that’s valuable to me.” And there’s a real poetry to that because they’ve never had access to it. They’ve always wanted it.  But banks, large and small, won’t go build for the long tail of the economy. And so finally, we show up and we say, “Hey, here’s your menu of investment options. Here’s the risk profiles. Here’s how you should think of it. Based on the seasonality of your business, we can get you into the right products.” There’s real utility there, and that’s what kind of drives the value proposition and the growth of the business and the business’s assets under management overall.  So you’re looking for opportunities where you can be additive to customers, where there’s a situation where maybe there’s a gap in the market or there’s friction that they are experiencing with investing their money, and you can be the wedge in that situation and offer them a 3X better solution.  Yeah. Correct. Correct. And again, our tagline internally is, “Keep your bank, upgrade your capital.” Because we really don’t want to compete with the checking account. Where you run payroll, where your invoices land if someone pays you, your day-to-day spend, keep your banking relationships because it’s very difficult to usurp that. And also, we don’t want to get into that. That puts us squarely in this neobank realm where you’ve got great companies like Mercury and Rho and Ramp and Brex and a thousand other companies there.  We don’t really want to go compete with that. We’re more of, if you had the privilege of working with some of the largest transaction banks in the world, that’s what we’re trying to be and essentially provision those services out to the real economy, which is typically access to capital markets, access to global foreign exchange for payments and settlement, and then advisory services, tax reporting, et cetera.  Almost like a democratized private banking service.  Yeah. Yeah. All of us at Stable Sea, we’re trying really hard to steer away from the banking narrative, but yes, in the future, if you take that 10-year perspective, yeah, we will most likely be a private banking solution, a democratized version of that.  Yeah. Fascinating. So what’s one thing that you’re actively trying to figure out right now in your business?  Yeah, it’s a great question. I mean, the one thing that we’re actively trying to figure out is two things, really. One is, so we build directly into ERP systems like QuickBooks or NetSuite or Oracle or SAP, and we have advisory services. So we take a lot of that data, we build our own model weights on top of it, and then we offer that out to our customers so that they can essentially query their own transaction data and use it for different services.  Now, we’ve got strong signal on the first value proposition for that, but I’m curious mostly for owner-operators in the real economy: What are their biggest back-office pain points? And that’s something that we’re trying to figure out because we hear a lot, “Yes, we don’t have access to savings products.” Okay, we can solve that today. “Yes, cross-border payments are frustrating, slow, and expensive.” Yes, we solve that today.  So we’re looking for that third pillar. One of our VCs always talks to us about morphine versus vitamins, where it’s kind of a crude analogy, but if you go to the hospital and you’re in dire pain, you don’t want to be sold vitamins. You want some morphine, and that’s what you’re going there for, right? And when you’re in a startup and you create products, you’re really looking for that morphine of, people just cannot live without this product. And then you can sell all the value-added services around it, which are essentially the vitamins.  And so for us, we’ve found two morphine-like products where there’s a real pain point for accessing capital markets. Primarily, there is no ability to access that today. And then second, cross-border payments: slow, difficult, expensive, opaque, all the things. Solved that. So the third one that we’re trying to figure out now is: How do we A/B test quickly enough to figure out—we have a treasure trove of data building into ERP systems—what is the highest signal-to-noise product that we can build using a diverse data set to help owners operate their back office a little more efficiently?  So you say highest signal-to-noise. Is it the ratio of signal to noise? So what is the product value which you can detect as being a need in the market? Is this what you mean by that? Yeah, yeah. It’s like, what is that one pain point that is so resolute that people are like, “I would do anything to have this thing solved”? There’s all these value-adds like cash flow reporting and automating some of your tax stuff at the end of the year, which are all nice-to-haves. We’re curious. We’re trying to figure out what it is that folks will say, “I’ve got all this data in my ERP system. I would love to know one, two, three things and have A, B, C automated so my back office can run a little bit more efficiently and my accountant doesn’t have to ask me every quarter-end, ‘Where is X, Y, and Z statement?'”  Yeah. I mean, I’ve got some ideas, but I’m sure that you’ve already thought about most of it, so I’m not going to share them. So if someone is listening to this who is a small business or medium-sized business, and they’ve got some cash just sitting around, or they’d like to invest, but they don’t have big enough balances or the transaction costs are prohibitive for their size of investment, whatever the reason, but they are curious about exploring how to have access to better FX rates, more investment products, where can they learn more, and how can they connect with you?  Of course. Well, connect with me on LinkedIn, Tanner Taddeo, pretty easy to find. And then the platform is stablesea.com. So, free to sign up, no cost whatsoever. Also, no cost to use the platform at all. So feel free to sign up right online, and then, yeah, typically it takes us two days to run through the KYB document requests, and then you’re up and running. So, pretty simple. Stablesea.com, free to sign up and start putting your capital to work. Awesome. We try and make it as seamless as possible.  So I’m just wondering, the name of the company, is it something to do with stablecoin? Is it a sea of opportunities for stablecoin?  It was stablecoin for sure. So we started with the word “stable” and then “sea” because we wanted to provide a sea of liquidity. Both for FX, because we do B2B settlements, which are typically large transactions, low volume. You’re not doing twenty $10 million transactions a day. You’re typically doing one $10 million transaction a week or every other week. But you need a deep pool of liquidity to service that.  And then also, from a capital markets perspective, we wanted to be able to provide a sea of liquidity there for different investment options that companies could access based on the seasonality of their cash flow or the risk tolerance that they have as a business. So stable meets sea, so Stable Sea.  Okay. Well, if you want to keep your bank but upgrade your capital, then reach out to Tanner Taddeo, the CEO and Co-Founder of Stable Sea. He’ll get you more investment opportunities that maybe you have not had access to. And if you enjoyed this episode, make sure you subscribe and follow us on Apple Podcasts. Do not miss any episode with exciting entrepreneurs like Tanner. So thanks, Tanner, for coming, and thank you for listening.  Thank you, Steve. Important Links: Tanner's LinkedIn Tanner's website

Legendary puppeter Jamie Shannon's approach to puppetry shows that the most memorable characters come from simplicity, intention, and a process that leaves room for both the performer and the audience to bring them to life. Check out his Puppet Island site. Jamie Shannon is the creator behind beloved puppet projects including Nanalan', the beloved Mr. Meaty, The Groggs on YTV, and the viral commercial characters he's made for brands like Smartfood and Good Food. My Filmmaker Retreat has 2 spots left so save your spot now! FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

Destinan 2 mil mdp a nuevos autobuses de RTPMagdalena de las Salinas atiende a más de mil pacientesTrump ordena reducir ejercicios militares con Corea del SurMás información en nuestro Podcast#grc

In this Episode Darcy talks to Paul Shorten from Wild at Heart, While Gabi Interviews Sunnee Muller You can find out more about Raise The Platform on our website - http://syn.org.au/show/raise-the-platform/ To stay up to date with all things RTP, you can also follow our Instagram - https://www.instagram.com/raisetheplatform.sDonate to SYN: http://syn.org.au/donate-to-syn/See omnystudio.com/listener for privacy information.

Waiting three to five days for funds isn't just annoying, it quietly reshapes entire business models. I sit down with Arpit Goel, CEO of Root, to unpack why money movement in the United States still depends on slow, multi-hop workflows and how that slowness creates “float” across payroll, staffing, marketplaces, insurance, and the creator economy. When settlement is delayed, someone benefits, and Arpit makes a sharp case that incentives are the real blocker, not the lack of technology.We dig into what Root is building in the instant payments space: a non-custodial, bank-to-bank infrastructure layer that aims to deliver true real-time payments where funds settle in seconds and can be used immediately. Arpit explains the “Zelle for businesses” idea, why it matters for enterprise disbursements, and how programmatic treasury APIs can help companies ship faster without spending a year integrating directly with a bank. We also talk about the current US real-time rails, including FedNow and RTP, and why adoption is accelerating as standards and competition push the ecosystem forward.Then we zoom out to the trends payments leaders can't ignore: agentic payments, fraud and liability, strong customer authentication, and the stablecoin-to-bank convergence as regulation catches up. Arpit's final message is direct: compliance is a follower, and security needs to be years ahead as AI-driven attacks scale faster than humans ever could. Subscribe for more conversations like this, share the episode with a payments leader, and leave a review so more builders can find it.

EP 300: 300 Episodes. Countless Stories. One Mission.WE MADE IT TO 300!

in this Episode Darcy, Gabi and Dritan discuss, Brand New Day, Gabi talks about her experience with a mobility Aid and Darcy talks about the Belong DRC disability pride event You can find out more about Raise The Platform on our website - http://syn.org.au/show/raise-the-platform/ To stay up to date with all things RTP, you can also follow our Instagram - https://www.instagram.com/raisetheplatform.s Donate to SYN: http://syn.org.au/donate-to-syn/See omnystudio.com/listener for privacy information.

On Friday 7th August 2026, Carl Munson's Good Morning Portugal! news reports that the digital healthcare platform urgentdoc.eu is moving into phase two of its expansion in Portugal. Other headlines include a new competition for climate refugees, reports of narco boats frequently detected off the coast south of Lisbon, Chega accusing Prime Minister Luís Montenegro of losing control of the Luís Neves case, authorities denying a viral gastroenteritis outbreak in Almada, the PM going on vacation after saying he would not, and RTP TV stars facing significant salary cuts after the suspension of certain subsidies. Plus a brief weather round-up and euro exchange rates complete the bulletin.#GoodMorningPortugal #PortugalNews #DigitalHealthcare #ClimateRefugees #NarcoBoats #LuisNeves #Chega #RTP #Portugal2026Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Get help moving to and living in Portugal

Mais de 300 trabalhadores da RTP podem vir a perder complementos salariais depois de a Inspeção-Geral de Finanças ter questionado a legalidade de vários subsídios pagos pela empresaSee omnystudio.com/listener for privacy information.

CDMX anuncia apertura del registro para el Seguro de DesempleoRTP inicia pruebas piloto de dos nuevas rutas Ensayos clínicos contra ébola muestra avances #grc

The Federal Reserve controls master account access to payment services like Fedwire and ACH, with 2022 guidelines creating a three tier review for insured banks, uninsured but supervised institutions, and novel charters. A Congressional Research Service report describes a skinny master account concept that would grant limited services to certain nonbanks under strict limits and collateral. Courts have upheld the Fed's discretion in access decisions, including in the Custodia Bank case. FedNow launched in 2023 and RTP continues to grow, giving operators more connectivity options. For founders, direct access could cut costs and counterparty risk but would require strong compliance and could face caps and collateral. Congress may consider legislation or policy to define skinny accounts, and Reserve Banks would implement procedures if adopted.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Recorde a entrevista de novembro de 2025 a Herman José. O humorista tinha celebrado recentemente 70 anos de vida, 50 de carreira e 40 do programa “O Tal Canal”. Herman José é o responsável por levar a comédia portuguesa à modernidade, inspirado por figuras como os Monty Python. Não muito tempo antes de gravarmos este episódio, tinha subido a palco com um ombro fraturado e um tendão de aquiles rebentado. O caso aconteceu na Lourinhã, antes de um concerto. O episódio foi originalmente publicado em duas partes, esta republicação tem a conversa completa. Durante agosto pode assistir ao Humor À Primeira Vista ao vivo: - Dia 13 de agosto, no festival Vodafone Paredes de Coura. Uma conversa com a humorista Isabel Viana, no palco Jazz na Relva, pelas 12h30. - De 28 a 30 de agosto, no Mock Fest, no Cinema São Jorge, em Lisboa. Em cada dia do festival um episódio ao vivo, com humoristas surpresa que vão estar pelo festival. A entrada é livre, mas os lugares são limitados. Para reservar um bilhete basta enviar e-mail para gcarvalho@impresa.pt, indicando o dia desejado.See omnystudio.com/listener for privacy information.

This episode is brought to you by KWI.As AI reshapes the grocery industry, independent retailers face a critical question: will the technology help them compete, or widen the gap between them and national chains?In this episode of Retail Remix, Kate Robertson sits down with Tal Zlotnitsky, Founder and CEO of Breez AI, to discuss why he believes AI represents both the biggest threat and the greatest opportunity for regional and independent grocers. Tal explains why owning the AI that interacts with shoppers will become increasingly important, how Breez AI is helping grocers create more personalized shopping experiences and why the future of grocery shopping will revolve less around shopping lists and more around planning meals, occasions and everyday life.This episode is brought to you by KWI. KWI is the best-kept secret in retail. Find out what the secret is at kwi.com/RTP. Key TakeawaysWhy independent grocers need to “own” the AI relationship with shoppers to preserve customer loyalty and valuable first-party data How Breez AI is shifting grocery shopping from product-based searches to AI-powered meal and occasion planning Why personalized AI experiences — not generic loyalty programs — will define the next generation of grocery customer engagement How AI can help shoppers save time, reduce food waste and stay within budget without sacrificing control over their shopping decisions Why Tal believes AI should strengthen independent grocers — not replace the community relationships that make them uniqueRelated LinksLearn more about Breez AI and its AI platform for independent grocersGet more retail industry insights from Retail TouchPointsSubscribe and catch up on all episodes of Retail Remix ----KWI is the best-kept secret in retail. Find out what the secret is at kwi.com/RTP.

UNAM advierte que las remesas reflejan la falta de oportunidades Venezuela y República Dominicana reactivarán sus relaciones diplomáticasEl pasaporte mexicano se mantiene entre los más fuertes de LatinoaméricaMás información en nuestro podcast#grc

Some of the greatest American heroes are people most of us have never heard of. In today's episode, Ryan talks with retired Brigadier General and military historian Ty Seidule about five remarkable Americans whose stories embody courage, sacrifice, service, and leadership. They also talk about why the people we choose to honor matter, what the renaming of military bases reveals about American history, and why telling the truth about the past does not mean giving up on greatness.Ty Seidule served in the U.S. Army for more than three decades, retiring as a brigadier general in 2020. He is a professor emeritus of history at West Point and served as vice chair of the Congressional Naming Commission, which was tasked with renaming Department of Defense assets that honored Confederates.Ty Seidule is the author of A Promise Delivered: Ten American Heroes and the Battle to Rename Our Nation's Military Bases and Robert E. Lee and Me: A Southerner's Reckoning with the Myth of the Lost Cause.

Loved hanging out with Nathan Miller and Mark Danciger of the Nott Brothers - talking about what it really takes to make it as a director. We get into how they approach the business side of directing, how they work with clients and agencies, and why being clear and collaborative makes the whole process better.We also talk about how their style has evolved, what they've learned along the way, and how they keep things creative without losing sight of the job. If you're into directing, commercials, or just hearing how great creative partnerships really work, this one's for you. My Filmmaker Retreat has 3 spots left so save your spot now! FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

EP PJ Koll has spent years in production and founded Where the Buffalo Roam before building Timmy.io, a platform shaped by his experience with the chaos of managing creative work. PJ shares a little of that history and how it led him to create a better way for production teams to stay organized. Enjoy! My Filmmaker Retreat has 3 spots left so save your spot now! FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

The Bank Policy Institute issued a joint comment on the Federal Reserve's proposed Payment Account Framework, urging uniform, transparent criteria for master account and services access. The filing called for nonbank applicants to meet bank like standards for anti money laundering controls, cybersecurity, liquidity, capital, and resolution planning. It recommended consistent review processes across the twelve Reserve Banks, clear timelines for decisions, and public reporting of aggregate outcomes. The framework builds on the Board's 2022 Account Access Guidelines and would cover services including Fedwire, FedACH, and FedNow. Context includes Custodia Bank litigation affirming Federal Reserve discretion and competitive pressure from FedNow and The Clearing House's RTP. Founders should prepare for higher compliance costs, stronger risk controls, and potential shifts in sponsor bank relationships as rules are finalized.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

This episode is brought to you by KWI.Instacart recently crossed $1 billion in quarterly revenue, and alongside its impressive marketplace growth, it's also evolving into a powerful technology partner for retailers while continuing to redefine the digital grocery experience.In this episode of Retail Remix, Kate Robertson speaks with Ryan Hamburger, Chief Commercial Officer at Instacart, about the company's expanding role across marketplace services, enterprise technology, retail media and AI. Ryan explains why trust has become the foundation of digital grocery, how Instacart is helping retailers modernize their digital infrastructure and why the future of grocery depends on connecting online and in-store experiences—not choosing between them.  Key TakeawaysHow Instacart's marketplace, enterprise technology, retail media and AI businesses work together to fuel long-term growth  Why trust—from accurate substitutions to reliable fulfillment—is the biggest driver of customer loyalty in digital grocery  How AI is improving both the customer experience through shopping assistants and store operations through computer vision and shelf monitoring  Why retailers should focus on building connected omnichannel experiences instead of treating digital and physical stores as separate businesses  Why Instacart believes enterprise technology represents one of grocery retail's biggest opportunities over the next several years Related LinksLearn more about Instacart's platform and enterprise technology solutions for retailersDon't miss RTP's latest reports on Instacart: CEO Chris Rogers Shares AI and Ad Strategy as Instacart Revenues Reach $1 Billion in Q1; Instacart Acquires Arpalus Shelf-Scanning TechnologyGet more retail industry insights from Retail TouchPointsSubscribe and catch up on all episodes of Retail RemixKWI is the best-kept secret in retail. Find out what the secret is at kwi.com/RTP. ----KWI is the best-kept secret in retail. Find out what the secret is at kwi.com/RTP.

Reedição do arquivo de podcasts do Expresso. Publicado originalmente em 2019, nos 50 anos da chegada do Homem à Lua, "Magnífica Desolação" é um podcast narrativo sobre uma das maiores aventuras da história da Humanidade.Neil Armstrong caminhou durante cerca de duas horas e meia na Lua, mas foram os dez minutos em que esteve sozinho e se afastou da câmara de televisão que deixaram um mistério que permanece até hoje. Em Portugal, no dia em que o Homem chegou à Lua, o Telejornal abriu com a inauguração de uma fábrica de cimento em Pataias. Mas, cinquenta anos depois, fomos descobrir a criança que percebeu a importância daquela realidade que parecia fantasiaSee omnystudio.com/listener for privacy information.

Jon Sneider, Founder of Wild Gravity, teaches us how his small, experienced teams can create better work faster than big, layered agencies. Jon shares lessons from advertising, filmmaking, and AI, showing why speed, collaboration, and craft still beat bureaucracy—and why creators who learn to work lean can make stronger ads, save money, and move ideas into the world much more quickly. Buy his book, "Hacking Advertising" here. My Filmmaker Retreat has 5 spots left so save your spot now!   FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

Durante uma década foi criativo de publicidade em várias agências. Depois quis mudar de rumo, estudou representação em Madrid e, aos 35 anos, estreou-se como ator na popular série “Conta-me como Foi”, na RTP. Desde aí, tem feito um sem fim de papéis na televisão, no teatro e cinema. Após um ano emocionalmente duro em que acompanhou de perto o fim de vida dos pais, Filipe Vargas revela ter superado a fase com ajuda médica e da sua rede de amigos. Atualmente o ator e criador do podcast “E a tua semana como correu?” revela-se preocupado com o rumo sombrio do mundo. “A perda do sentimento de comunidade é o grande drama da nossa atualidade. O egoísmo, a obsessão com o dinheiro, a falta de informação e de empatia, desumaniza-nos. O povo desunido vai sempre ser vencido.” Republicamos este episódio, um das conversas mais ouvidas da última temporada do podcast “A Beleza das Pequenas Coisas”, de Bernardo MendonçaSee omnystudio.com/listener for privacy information.

Avanza 80% distribuidor vial del Puerto de VeracruzCDMX presentará avances en búsqueda de personas desaparecidasTrump investiga supuestos drones iraníes en CubaMás información en nuestro Podcast#grc

SEP presume 22 millones de becas y apoyo a 73 mil escuelasAlertan por seguridad del auto eléctrico OliniaGrupo excomulgado desafía al Vaticano y apela la sanciónMás información en nuestro Podcast#grc

Texcoco recupera su función ambiental, afirma Sheinbaum El PJEM capacitará a jueces con bajo desempeño  La deforestación en la Amazonia cae 38 %Más información en nuestro podcast#grc

In this conversation with beauty director Jasmin Kuhn, we dig into the path that helped shape her voice as a filmmaker—from her early exposure to visual storytelling to the commercial work that defines her today. Jasmin shares honest insight on craft, collaboration, paid treatments, and what it really takes to build a strong reputation in the industry. It's a thoughtful look at how experience, clarity, and respect for the process come together to create standout work. My Filmmaker Retreat has 6 spots left so save your spot now! NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? Use code "virtual" to take $50 off! MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.

Cablebús inicia mantenimiento anual Aplazan audiencia de Gilda LozoyaContinúa acopio para Venezuela en TláhuacMás información en nuestro podcast#grc

 If we don't believe we're capable of change, then we are definitely not capable of change.

SHOW NOTESIn Episode 137, Mike AP sits down with A1 Blackjack—former math teacher, blackjack instructor, content creator, and advantage player. A1 shares how a simple curiosity about card counting evolved into a full-time career teaching blackjack, creating content, and exploring other forms of advantage play.The conversation covers his journey from practicing deck counts in his basement to building one of the largest blackjack-focused social media audiences online. A1 discusses working with Blackjack Apprenticeship, developing training tools and flashcards, and why perfection - not just proficiency - is critical for aspiring card counters.The discussion also dives into the world of slot advantage play, how experienced APs identify profitable opportunities, and why many successful APs diversify beyond blackjack. Along the way, A1 shares stories about networking with well-known APs, getting backed off casinos, content creation, sponsorships, and the realities of making a living in the AP world.TOPICS COVERED• A1's AP origin story and discovering card counting• Learning blackjack through BJA content and self-study• Building deck-counting and deck-estimation skills• Creating blackjack training videos and social media content• Growing a large YouTube and Instagram audience• Developing blackjack flashcards and educational tools• Working with Blackjack Apprenticeship• Transitioning from teaching math to full-time AP content creation• Introduction to slot advantage play• Casino comps, RTP, and profitable machine opportunities• Stories of casino back-offs and heat• Networking with Spartan, Math Prof, and other APs• Why perfection matters in blackjack• Advice for new advantage playersKEY TAKEAWAYS:• Card counting is simple in theory but difficult to execute perfectly in live casino conditions.• Successful APs often expand beyond blackjack into other advantage opportunities..• Networking with experienced players can dramatically accelerate your learning curve.• The best APs focus on eliminating mistakes and continually improving their game.• Advantage play can create opportunities far beyond the casino floor, including education, content creation, and community building.SPECIAL OFFER FOR OUR LISTENERS:A1 is offering podcast listeners 50% off their first month on his Patreon. https://www.patreon.com/cw/A1BlackjackUse coupon code: TA21Patreon members get access to blackjack training resources, downloadable flashcards, bankroll challenge content, and information on additional advantage play opportunities.

Bloomberg reported that Plaid is considering a US initial public offering. Plaid provides bank-data connectivity for apps including Robinhood, Coinbase, SoFi, and Venmo. The company ended a $5.3 billion sale to Visa in 2021 after a Department of Justice antitrust suit, then raised $425 million at a $13.4 billion valuation. Plaid has expanded into identity verification, fraud tools, and ACH payments, and it introduced consumer permissioning controls. In December 2022, Plaid cut about 260 roles, or 20 percent of staff. A potential listing would unfold alongside the CFPB's open banking rulemaking, faster payments adoption via FedNow and RTP, and competition from Mastercard's Finicity, Envestnet's Yodlee, MX, Visa's Tink, and TrueLayer.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Missão da CEDEAO conclui visita à Guiné-Bissau. Um dos integrantes da missão terá alegadamente sofrido uma tentativa de suborno. Moçambique enfrenta aumento de professores formados, mas desempregados. Em São Tomé e Príncipe: Licenciados recorrem a educação para escapar ao desemprego.

Mailing checks to pay off a credit card in 2026 sounds like a joke, but it is still a real debt consolidation workflow at scale. Greg Myers sits down with Jose Bethancourt, Co-Founder and CEO of Method, to unpack why liability payments are uniquely messy and what it takes to make them feel as seamless as modern fintech promises.Jose shares his path from growing up in South Texas near the Mexico border to building products at UT Austin, then turning a personal problem into a company. GradJoy started as a way to help new graduates understand student loan debt, interest rates, and payoff strategies, but it quickly revealed a deeper issue: people often cannot even locate their liabilities, and credential-based financial data access is brittle. Method tackles that with an identity-based financial connectivity API that, with consent, can find student loans, credit cards, mortgages, auto loans, and personal loans, then enable two-way flows that support both reading data and sending payments to creditors.We also get into what this unlocks for underwriting, personalization, and better customer outcomes, plus how it can reduce errors and fraud compared to manual PAN entry and back-office check operations. Jose lays out a forward-looking view of AI in payments, agentic payments, and a world where an AI agent can securely analyze your debt, shop for a better APR, and execute payoffs. Finally, we step back to discuss consumer demand for speed, why ACH still shapes reality, and how RTP and FedNow may push expectations even further.

Kris Kovacs sits down with Mark Majeske, Senior Vice President of Faster Payments at Alacriti, to explore how instant payment technologies like RTP, FedNow, and emerging payment rails are transforming the future of credit unions. Powered by Curql, this episode dives into member expectations, fraud prevention, cross-border payments, payment orchestration, and why offering faster payments has become a strategic advantage for institutions looking to grow deposits and improve member experiences.

This episode is part of our occasional Fintech Revealed series, where we do an extended deep dive into one topic with two industry experts. The topic today is vertical fintech, and I am joined by Matt Hennessy, the Business Lead at Increase, the modern banking infrastructure company, and Jamie Fox, the General Manager of Fintech at Tekion, the AI-native cloud platform that runs the entire business for auto dealerships across the US, Canada, and the UK. Tekion built its embedded banking on Increase, so the two of them give us both sides of the same story: the platform that lives inside the dealership and the infrastructure that connects it to the banking system. We get into the surprisingly large money flows inside a single dealership, why paper checks still beat instant rails for many operators, how compliance and trust get engineered into the product, and just how big this embedded banking opportunity gets.What We CoveredWhat vertical fintech is and why it matters nowThe money flows hiding inside a single car dealershipWhy outbound dealer spend is roughly 2x inboundOperating account vs. ledgering account adoption pathsDealer-to-dealer payments as a ledger change with zero rail feesInstant rails: RTP, FedNow, and Request for PaymentThe persistence of paper checks and the cost to operationalize themDirect Fed access vs. layers of middlewareCompliance as code, codified into the productBuilding trust in building blocksWhere agentic payments and "know your agent" fit inHow large the embedded banking opportunity ultimately getsKey TakeawaysOwning the financial system of record inside core operating software is the defensible position in an age when light "systems of engagement" can be replicated with AI.Outbound payments, not inbound, are the bigger prize: US auto dealerships pushed out roughly $1.3 trillion in 2024, about 2x what they took in.The barrier to instant rails is education, not technology. Many dealers do not know RTP or FedNow exists, or that they can pay a vendor any day of the week.Trust cannot be launched all at once. Holding a dealer's operating cash is a different level of trust than processing a payment they can fall back on, and it is earned in building blocks.For the founding story and more about Increase, check out my conversation with CEO and Founder Darragh Buckley from last year.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Send us Fan MailWhen will instant payments come to smaller credit unions?Perhaps the better question is: Will instant payments ever come to smaller credit unions?On the show are Bob West, CEO of CUSO CU*South, which serves  some 360 credit unions (in 42 states, not just the south), and Keith Riddle of Payfinia, which has launched an instant payment platform that integrated with CU*South's technology - meaning it's straightforward for a CU*South customer to integrate into Payfinia's tools.Now get this: most CU*South credit unions are smaller institutions.  Lots are under $350 million in assets.What might have seen a dream - available only to the likes of Chase and Navy Fed - now is available to small institutions.Does it matter?Will members use this instant payments technology?Instant payments are a reality - that's a fact in today's immediacy economy.  Credit unions need to climb aboard this train.  Listen upLike what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Just 15 minutes of me rambling about my caldron of feelings over fun, new work. Enjoy. My Filmmaker Retreat has 7 spots left so save your spot now! NEW COURSE - VIRTUAL PRODUCTION FOR COMMERCIAL DIRECTORS Filmmkaer and friend Kevin O'Brien has shot close to 100 spots on the LED wall. His new course is a tremendous head start to us that will shoot or considering to film on the volumn. Use cose "virtual" to save $50. Click here to learn from the master. FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.  

Por daños en vías suspenden servicio del Tren Ligero"Gol por el Ambiente" va por 4 mil kilos de PET  Irán contradice a Trump sobre acuerdo con EE.UU.Más información en nuestro Podcast#grc

Lluvias provocan inundaciones en municipios mexiquensesIztapalapa alista jornada cultural y de trueque comunitarioIglesia boliviana llama al diálogo ante crisis políticaMás información en nuestro Podcast#grc

Vigilarán viajes en tiempo real: SSC y DiDi firman convenioIncendio consume bodega frente al Mercado de JamaicaJueza autoriza subasta conjunta de AHMSA y MinosaMás información en nuestro podcast#grc

Fernando Alvim conversa com Clara Almeida Santos, a nova Provedora do Telespectador da RTP.See omnystudio.com/listener for privacy information.

Tlalpan convoca a la Primera Rodada por la PazFiscalía capitalina desplegará módulos móviles para el Mundial 2026Petro desconoce resultados preliminares en ColombiaMás información en nuestro Podcast#grc

Cassidy Papa - Physical Therapist for the Charlotte Hornets - joins us for the 152nd episode of MTN. On this episode, we we reflect on this last season for the Hornets, we talk through the RTP process for Charlotte, and we talk quite a bit on tendon health. This was a high-level conversation with actionable takeaways for any area of performance. Follow Cassidy on social media @cassidypapa14Find and follow us on social media @mtn_perform and check back each Wednesday for a new episodeHuge shoutout to our newest partner: Hytro. Hytro is the answer for performance BFR in our space and we are thrilled to have them partner with MTN. Find out more about Hytro and everything they have to offer ⁠right here: https://hytro.com/?utm_source=podcast&utm_medium=paid-media&utm_campaign=partner&utm_content=podcast&utm_term=foundationalA huge Thank You to our sponsor, Hawkin Dynamics: Hawkin is the world leader in force measuring, and continues to put forth the tools for high-performance practitioners to be exactly that, high performers. If you haven't yet checked out Hawkins - head over to their website at: https://www.hawkindynamics.com/ and check out everything they have to offerMake sure to check out our sponsor, Samson Equipment: Samson is a leader in manufacturing elite weight room equipment (and have been for nearly 50 years). Founded by Dave and Linda Schroeder, Samson is weight room equipment made by coaches for coaches. Check them out at samsonequipment.com for more informationShoutout to our sponsor, 1080 Motion. The 1080 Sprint is the single best piece of training equipment in the world & has continually changed the game for training speed, strength, and power. Go to 1080motion.com to learn more.

Explore the dynamic world of Shiouwen Hong and Nathan Freise, married filmmakers thriving on separate creative paths. Shiouwen focuses on impactful documentary projects, while Nathan directs alongside his brother Adam. Discover how these two lovebirds balance personal and professional lives, maintain unique voices, and support each other's artistic journeys. A key takeaway: embracing individuality can enhance collaboration and lead to greater creative success. Click on the names to see their great work. FILMMAKER RETREAT JOSHUA TREE '26 - JOIN US Oct. 1–4: our 5th Annual Retreat. SIGN UP NOW No application. Just save your spot and come learn, shoot, and grow with working filmmakers. Limit 15.  POSH DUOThe original 2-in-1 styling wax stick. I use Posh Duo to keep my hair fly and my beard on point. Free shipping for RTP listeners. Get the Posh look. A portion of the proceeds from every stick sold goes to Wigs For Kids. Free shipping. ONLINE FILMMAKING COURSES - DIRECT WITH CONFIDENCEEach of my online courses come with a free 1:1 mentorship call with yours truly. Taking the Shadow course is the only way to win a chance to shadow me on a real shoot! DM for details. Want to level up your commercial directing game? MAGIC MIND - MY MENTAL PERFORMANCE EXILIRSave hugely on Magic Mind with this link. — This link is the way. Thanks, Jordan My cult classic mockumentary, "Dill Scallion" is online so I'm giving 100% of the money to St. Jude Children's Hospital. I've decided to donate the LIFETIME earnings every December, so the donation will grow and grow annually. Thank you. "Respect The Process" podcast is brought to you by Commercial Directing FIlm School and True Gent, aka True Gentleman Industries, Inc. in partnership with Brady Oil Entertainment, Inc.  

In this episode, Craig Jeffery speaks with Paul Galloway of Strategic Treasurer about the shift toward real-time treasury and instant payments. They discuss RTP, FedNow, faster payment execution, improved visibility, and the operational changes treasury teams must consider as payment speed increases. The conversation also covers fraud risk, payment finality, approval workflows, transaction limits, alerts, and why stronger front-end controls are critical as organizations move toward more immediate payment environments.