Podcasts about financial leverage

On this episode of CFO at Home, Vince wraps up his conversation with Albert Butler, CPA, MBA, and author of 'Life:, Truth, Love, Loss, Success, and Failure·. This time around Albert and Vince dive into practical budgeting tips, the value of using Net Worth as a primary measurement of financial success, student loans and education costs and more. Life:, Truth, Love, Loss, Success, and Failure is available now on Amazon. Key Topics: 00:40 Diving into Practical Budgeting Tips 01:52 Understanding Net Income and Financial Goals 03;38 The Power of Personal Financial Statements 05:32 The Importance of Net Worth 10:48 Rethinking Credit Scores and Financial Leverage 20:01 Navigating Student Loans and Education Costs 25:44 Final Thoughts and Resources Key Links: LIFE: Truth, Love, Loss, Success, & Failure @albertbutlercpa - Facebook @albertbutlercpa - Intagram @albertbutlercpa - YouTube Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500

Ready for an inspiring getaway that could change your business and your life? In this episode of the Childcare Genius Podcast, Brian and Carol Duprey share the top 10 reasons you should join them in Riviera Maya, Mexico, for the Childcare Genius Financial Leverage Conference. With tickets almost sold out and the event just around the corner, they're giving you a behind-the-scenes look at what makes this conference so unique—and why you'll want to pack your bags right away.   Tune in as Brian and Carol walk through the incredible mix of advanced, industry-specific content, luxury resort perks, and networking opportunities that make this event a must-attend for child care business owners serious about growth. From sessions led by top coaches on high-level financial strategies to afternoons free for poolside coaching and relaxation on the beach, you'll see why past attendees call it both a vacation and a business breakthrough.   Listen in to hear why the conference's all-inclusive setting, safe and stunning location, and five-star amenities create the perfect environment for learning and connection. You'll also discover how every topic is designed to boost your profitability and give you real-world strategies you can put into action immediately.   Join us for this fun and informative episode, where Brian and Carol urge you to secure your spot now and come connect, learn, and relax alongside hundreds of other driven child care leaders in paradise. Don't miss the chance to grab one of the last tickets and experience firsthand why this isn't just another conference—it's a game-changer for your business and your lifestyle!     Mentioned in this episode:   GET TICKETS to the Child Care Genius LEVERAGE Conference:  https://childcaregenius.com/leverage/   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university     Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

The following article of the Finance & Fintech industry is: “The Power of Financial Leverage: Rethinking Debt as a Growth Tool” by Manolo Atala, Co-Founder and CEO, Fairplay.

President Trump has set the stage for further, dramatic tariffs on a recalcitrant Chinese Communist Party, possibly exceeding 100% on its imports. He is catalyzing an economic disengagement from that mortal enemy that is long overdue. As it happens, the President has another source of leverage in the form of an “America First Investment Policy” he unveiled on February 21st. The essence of that policy is to reduce both dangerous “inbound” Chinese investments here and “outbound” U.S. investments that prop up the CCP, enable its military build-up and underwrite its totalitarian repression of the people of China. Four Wall Street firms are intent, however, on maintaining their China First investment policy by raising over $7 billion for CATL, one of Beijing's military and slave labor-exploiting companies. If you order them to stop, Mr. President, you will get Xi Jinping's attention for sure.   This is Frank Gaffney.

One thing that attracts a lot of people to investing in real estate is how fast you can potentially grow your wealth. Yes, it takes a lot more effort and work than investing in low cost index funds. The use of financial leverage is also a key to amplify returns in real estate investing. However, using financial leverage goes both ways, it magnifies returns but also magnifies losses. Tune in to learn more about the risks and benefits of using financial leverage with different scenarios explaining the power, for better or worse, of financial leverage. Please subscribe and leave a review on your favorite Podcasting platform.  If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang  Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast is for informational and entertainment only and should not be considered professional investment, legal, or tax advice. Dr Elisa Chiang is not a certified financial planner, attorney, or accountant.  The views expressed are the personal opinion of Elisa Chiang and her guests and should not be taken as advice specific to you, the listener of the podcast. Personal finance is personal and your personal financial decision need to be made based on your personal financial situation and risk tolerance after having completed your own due diligence.  

Justin Bates of Strategic Financial is joining me once again for another bonus episode! We are covering the highly requested topics of financial debt and leverage. Understanding debt, how to approach debt, and how to leverage debt are all very important when it comes to planning and fully understanding our finances and Justin is breaking it all down for us today. In today's episode, we are taking a look at debt management and the importance of clear financial goals when it comes to your approach for paying off debt. We are discussing the differences in good debt versus bad debt, how to determine if you should invest or pay down debt, and whether or not you should pay extra on your mortgage. Justin also shares the difference between debt and leverage as well as some ideas of different leverage options. Whether you are looking to attack your debt or looking to leverage different income streams, Justin's tips and insight will leave you encouraged to explore your different options to reach your goals!   Listen to the previous episodes in the Justin Bates Financial Podcast Series   Resources & Links: Join The Directory Of The West Get our FREE resource for Writing a Strong Job Description Get our FREE resource for Making the Most of Your Internship Email us at hello@ofthewest.co Join the Of The West Email List List your jobs on Of The West   Connect with Justin: Call Strategic Financial at (417) 823-3810 Check out his website Email him at jbates@thestrategicfinancial.com Follow him on Instagram @jbates_sf : Connect with Jessie: Follow on Instagram @ofthewest.co and @mrsjjarv Follow on Facebook @jobsofthewest Check out the Of The West website Be sure to subscribe/follow the show so you never miss an episode!  Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Summary:In this episode, Antonio's financial advisor, Michael Tate, shares game-changing insights into leveraging credit, building wealth through other people's money, and insulating yourself from economic downturns. Learn how to use advanced credit strategies and funding solutions to grow your wealth and secure your financial future, just like the pros.To contact Antonio T. Smith Jr.https://www.facebook.com/theatsjrhttps://www.amazon.com/stores/Antonio-T.-Smith-Jr/author/B00M3MPVJ8https://www.linkedin.com/in/antoniotsmithjrhttps://antoniotsmithjr.comhttps://www.instagram.com/theatsjr General InsightsCash Flow vs. Cash:Cash flow is more important than cash in building wealth.Leveraging other people's money (OPM) is key to generating cash flow and wealth.Both good and bad debt exist; understanding how to properly use debt is crucial for wealth building.Importance of Funding:Proper funding is critical for businesses and personal finances.Cash flow insulation through funding and leveraging credit helps prepare for economic downturns.Building a relationship with lenders allows you to maximize opportunities for funding and credit.Credit and Financing StrategiesCredit Tiers:Tier 1 (Secured Credit Cards): Best for building credit. Requires a cash deposit as collateral.Tier 2 (Starter Cards): For individuals with credit scores of 630 or above, offering basic bonuses with low annual fees.Tier 3 (Entry Travel Cards): For credit scores of 700+, these cards offer travel bonuses, but some annual fees apply.Tier 4 (Advanced Travel Cards): Requires a score of 720+; these cards have high annual fees ($450-$650) but offer significant rewards like airport lounge access, car rental upgrades, and up to 150,000 bonus points.Tier 5 (Invitation-Only Cards): The most exclusive credit cards, requiring significant spending or investments.Leveraging Credit Cards:Credit cards can be tools for leveraging funds when used strategically (e.g., business marketing, travel).Some cards offer travel insurance, customer service perks, and special access to luxury experiences.Maximizing credit card rewards through proper spending, like investing in marketing, can yield high returns.Strategic Spending:Focus on using credit for income-generating purposes like business marketing to meet spending limits and earn rewards.Travel, luxury car rentals, and hotel stays can be funded with travel points, reducing out-of-pocket expenses.Key Financial TipsPartnerships and Credit Monitoring:Partner with financial institutions that offer rewards tailored to your spending patterns and lifestyle.Use free or paid credit monitoring services to protect your credit score and identify breaches or fraud.Debt as a Wealth-Building Tool:Understand how to use "good debt" (debt that helps generate income or increase asset value).Use credit strategically for business expansion and investments rather than personal consumption.Maximizing Funding:Set up multiple rounds of funding to access larger credit lines as your profile improves.Have a plan for each round of funding to maximize the benefits and avoid unnecessary debt.Personal and Business Financial SecurityBuilding Wealth with OPM:Use credit and funding solutions to leverage other people's money for real estate, business expansion, or large investments.Proper financial planning, including insulation against downturns, is essential for maintaining wealth.Long-Term Financial Security:Keep monitoring your credit and look for new funding opportunities to keep increasing your cash flow.Regularly reassess your financial strategy to ensure you are maximizing rewards and minimizing risks.Support this podcast at — https://redcircle.com/the-secret-to-success/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Send us a Text Message.In this episode of Investing RN, we sit down with Brian Benjie (Brian Cerezo), a nurse and investing expert, to explore his fascinating journey from penny stocks to mastering the art of covered calls, cash-secured puts, and real estate. Brian shares personal stories of early investing mistakes, including the wild ride of making (and losing) a fortune in crypto, and how he evolved into a more calculated, risk-averse investor. We also dive into the details of how to leverage HELOCs (Home Equity Lines of Credit) to accelerate mortgage payoffs and explore creative strategies to maximize financial growth while working in healthcare.Whether you're a nurse looking to dip your toes into the stock market or curious about more advanced investment strategies like options trading and real estate, this episode is packed with actionable insights and real-world advice.Timestamps:[00:00] - Highlight/Introduction[01:45] - Welcoming Brian Benjie (Brian Cerezo) to the Podcast[04:20] - Brian's Journey from Nursing to Investing[10:30] - Learning from Losses: Brian's Crypto Experience[18:00] - Covered Calls and Cash-Secured Puts: An Overview[24:50] - How Brian Uses HELOCs to Pay Off His Mortgage Faster[32:15] - Stock Market Strategies and Reducing Risk[38:10] - Using Zero Percent Interest Credit Cards for Financial Leverage[44:35] - Balancing Work, Family, and Investing[51:00] - Real Estate Ventures and Diversifying Income[58:30] - How to Get Started in the Stock Market with Little Capital[1:05:20] - Final Thoughts and Where to Find Brian Benji OnlineAbout the Guest:Brian Benjie, is a registered nurse and self-taught investor who made a name for himself in the world of stocks and real estate. From learning the ropes through penny stocks to finding success in options trading and leveraging real estate, Brian's journey is one of trial, error, and ultimate financial growth. He now teaches other healthcare professionals how to build wealth and find financial freedom through his online courses and social media platforms.Links & Resources:Follow Brian on Instagram: www.instagram.com/brianbenjiernCheck out Brian's Investing Course: www.stan.store/brianbenjrn#NurseInvestor #HELOCStrategy #CoveredCalls #StockOptions #FinancialFreedom #NursingCommunity #PassiveIncome #RealEstateInvesting #NurseEntrepreneur #InvestingRNBe sure to follow us on instagram here Subscribe to our YouTube channel here Click the link, share your contact details, and we'll help you get started on your investment journey. Start now!

In this pivotal episode of "Money Grows On Trees" titled "WARNING Listen To This Before Buying A Property Investment," host Lloyd Ross dives deep into the realities and intricacies of property investing. If you've ever considered diving into real estate as a means to wealth accumulation, this episode is a must-listen. Lloyd deconstructs the complex dynamics of property investments with precision, applying his extensive expertise in real estate law and development. From understanding the long-term financial commitments and risks to analyzing potential returns, Lloyd leaves no stone unturned. He breaks down real-life examples, explaining critical concepts such as financial leverage, negative gearing, and more. Whether you're a novice or seasoned investor, Lloyd's insights aim to empower you to make informed decisions that best suit your financial goals. Don't miss out on this eye-opening discussion – listen now and equip yourself with the knowledge you need to navigate the challenging waters of property investment.

In today's episode, host Brian Lofrumento sits down with guest John Schenkelberg to explore the world of Amazon FBA (Fulfillment by Amazon) and financial leveraging. John, the founder, and CEO of Xcelle Ecom and Court Street Solutions, brings a wealth of experience from the banking world to discuss how they help clients build automated Amazon stores and leverage credit for financing. The conversation uncovers the realities of running an Amazon FBA business, shedding light on the complexities and hard work involved, debunking misconceptions of passive income, and providing valuable insights for anyone considering venturing into e-commerce. Join us as we delve into the strategies, challenges, and possibilities within the Amazon FBA landscape.ABOUT JOHNJohn Schenkelberg is the founder and CEO of Xcelle Ecom and Court Street Solutions. Xcelle Ecom builds and manages fully automated Amazon stores for his clients. Court Street Solutions helps clients leverage credit to secure financing to start and scale their businesses. He has a passion for helping his clients achieve their financial goals through passive income.John started out his career in the banking world but realized that was not the career path that would allow him to live a happy, fulfilling life, and knew he was capable of much more. He began learning about the world of passive income and financial freedom. He ended up growing his passive income streams to the point where he reached financial independence. John has since built a successful company and used his expertise to help his clients achieve their financial goals through passive income as well. He takes great pride in seeing his clients succeed and achieve their own financial goals.John has been featured in major news outlets such as Fox, ABC, NBC, CBS, Benzinga, Digital Journal, The Times, The Boston Herald, International Business Times, Pittsburgh Post-Gazette, and MarketWatch.LINKS AND RESOURCESVisit Xcelle Ecom's WebsiteConnect with John on LinkedInFollow John on Instagram

John Lamerton, a seasoned entrepreneur graciously opens up about his distinctive path—breaking free from conventional norms, embracing homeschooling, and making the pivotal decision to exit a business in 2016. During our insightful conversation, John generously shares his perspectives on the significance of imparting invaluable lessons to his children. Delving into the nuances of money role modeling and family traditions, he takes us on a journey of personal insights and intimate reflections.   Join us as we explore the intricate dynamics of family life, the intricacies of financial strategies, and the ever-evolving landscape of entrepreneurship. This episode promises a wealth of wisdom and personal anecdotes from John's unique experiences. Resources In This Episode:>> John Lamerton [LinkedIn] Next Steps On Your Wealth Building Journey:>> Join the ‘WealthBuilders For Families' Waitlist>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCESIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Today, Financial Leverage is simply the way we do business. Most of us don't give it a second thought: when we go to the store, we pull out the "plastic" and pay for our goods and items. Little do we realize that we have just made a loan with our credit card company. The dollars we're using to pay are part of a revolving loan with our VISA, Master Card, or other credit provider.

Today, Financial Leverage is simply the way we do business. Most of us don't give it a second thought: when we go to the store, we pull out the "plastic" and pay for our goods and items. Little do we realize that we have just made a loan with our credit card company. The dollars we're using to pay are part of a revolving loan with our VISA, Master Card, or other credit provider.

Today, Financial Leverage is simply the way we do business. Most of us don't give it a second thought: when we go to the store, we pull out the "plastic" and pay for our goods and items. Little do we realize that we have just made a loan with our credit card company. The dollars we're using to pay are part of a revolving loan with our VISA, Master Card, or other credit provider.

This week, we dive into the world of wealth-building strategies and uncover some hidden gems that can help you elevate your income without any extra costs. Ever wondered what a salary sacrifice is and how it can potentially boost your income or pension? We break it down for you, along with demystifying national insurance contributions and how reclaiming them can give a nice boost to your take-home pay. Kevin and Christian emphasise the value of salary sacrifice for all employees looking to amass wealth. Understanding the terminology and advantages is key to fully tapping into this wealth-building strategy. In the episode, we shine a spotlight on the magic of compound interest and its pivotal role in wealth building. We explore the intricacies of the compounding cycle, interest rates, consistency, and the associated risks. Tune in for an enlightening episode filled with practical financial wisdom that could be your stepping stone to a brighter financial future. Resources In This Episode:>> Birmingham Networking Meetup>> WT218: How Safe Is Your Pension? Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This week we venture into the education system and explore how a school is shaping the entrepreneurs of the future. In the episode, we are joined by Edd Moore, a primary school teacher and sustainability enthusiast renowned for his innovative teaching methods and environmentally friendly initiatives. Sparking their passions, the school Edd Moore teaches at encourages children to engage in sustainability-focused projects, evolving from a communal garden to selling handmade, eco-friendly goods while teaching them essential business skills.  The fascinating project is helping shape young minds through entrepreneurship, with the 'Fiver Challenge' - an innovative initiative that empowers children to start their own mini-business venture using just five pounds!  Stay tuned for helpful tips parents can employ to encourage their children, teenagers or young adults' entrepreneurial spirit and mindset around money.  Resources In This Episode:>> Edd Moore [LinkedIn]>> Birmingham Networking Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In the latest WealthTalk episode, we tackle the pressing concern for millions worldwide… the security of your pension! Kevin and Christian delve deep into the specifics of protecting your pension and explore the reasons it is critical to do so. Equip yourself with the tools and expertise needed to ensure the safety and sustainability of your pension, no matter what challenges the financial world throws your way. Whether you're approaching retirement, in the midst of your career, or just embarking on your pension journey, this episode will provide invaluable insights into fortifying your pension's security and strategies to create growth. Resources In This Episode:>> Networking & Cashflow 101 London>> Birmingham Networking Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this thought-provoking episode of WealthTalk, we have the honour of interviewing author and TedX speaker, Dr Shelley James. Shelley is a visionary in the art of turning passion into profit, and she's here to share her wisdom with you. Join us as we embark on a journey with Shelley, who unravels the secrets behind identifying and transforming your deepest passions into a source of financial prosperity. Learn how to create a business that not only generates profit but also makes a positive impact on the world, fulfilling your personal and financial aspirations. As well as hearing the hurdles and setbacks you may encounter on your passion-driven business journey, with Shelley offering practical advice on how to navigate them successfully. Whether you're an aspiring entrepreneur or looking to infuse new life into your existing business, this episode is a must-listen. Resources In This Episode:>> Dr Shelley James [LinkedIn]>> Networking & Cashflow 101 London>> Birmingham Networking Meetup>> WT159 - Looking At Your Wealth In A New Light w/ Dr Shelley James>> WT201 - Member Story: First Steps Into Business, Rachel Bunney>> Validate Your Business Mini-Course Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode of WealthTalk, we have the pleasure of hosting experienced investor, Suzi Carter. Suzi shares her invaluable insights on strategies and techniques that empower families to create a lasting legacy of prosperity and financial well-being.During this engaging episode, Suzi emphasises the importance of imparting financial knowledge to family members, equipping them with the skills to make informed decisions and secure their financial future.We delve into the intricacies of estate planning, including wills, trusts, and other essential tools for passing down assets while minimising tax burdens.Ready to take the reins of your family's financial future? Suzi also shares pearls of wisdom on smart investment strategies and effective wealth management techniques that are essential for growing and safeguarding your family's wealth. Resources In This Episode:>> Suzi Carter [Website]>> Suzi Carter [LinkedIn]>> Networking & Cashflow 101 London>> WT56: The Commercial Property Market Post Covid19 with Suzi Carter>> Secrets of the Millionaire Mind: Think Rich to Get Rich! [Amazon]>> The Entitlement Trap: How to Rescue Your Child with a New Family System of Choosing, Earning, and Ownership [Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join us as we engage in an enlightening conversation with Chris Henry about the strategies, tools, and insights that families can utilise to enhance their financial well-being and secure a prosperous future. During the episode, Chris shares his extensive knowledge and practical advice on a range of topics, including smart investment strategies, estate planning, and creating financial legacies that benefit not only today's generation but those to come.  Tune in as we explore the importance of setting financial goals, aligning investments with your family's values, and navigating the complexities of estate planning. This episode is a must-listen for families who aspire to achieve lasting financial success, safeguard their loved ones' futures, and create a legacy that endures through the generations. Resources In This Episode:>> Chris Henry [LinkedIn]>> Dr. John Demartini: The Values Factor: The Secret to Creating an Inspired and Fulfilling Life [Amazon]>> WT113: What If You Can't Find Your 'Why'?>> WT207: WealthBuilders for Families: Mark Stokes Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In the latest WealthTalk episode, we're joined by the Founder of Blue Tree Savings and author of ‘Grandpa's Fortune Fables', Will Rainey, to explore a crucial topic for parents and grandparents; turning pocket money into lifelong financial wisdom. Join us as we dive deep into a conversation with Will Rainey to understand the transformative power of teaching financial literacy to children, teenagers and young adults.  In a world where money management skills are essential, Will shares his wealth of experience and knowledge on how to instil great financial habits in the next generation. In the episode, Will discusses the importance of early financial education, offering real-world examples and success stories that showcase the remarkable impact it can have on a child's future financial well-being.  From savings goals and smart spending to investments and the power of compounding, you'll gain valuable insights into how to empower your children, teenagers and young adults with the skills they need to navigate the financial landscape with confidence. Resources In This Episode:Will Rainey [LinkedIn]Blue Tree Savings [Website]Grandpa's Fortune Fables [Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Principles and Practices of Financial Leverage with Ken Boa and Russ CrossonAre you rich? You might not think so, but compared to most of the world, you're probably quite wealthy. Just having clean water, food and shelter sets us apart from much of the world's population. The question is, what are we doing with this wealth? We'll talk with Ken Boa and Russ Crosson about that today on Faith and Finance.Ken is a pastor and founder of Reflections Ministries. Russ is executive vice president and chief mission officer of Ronald Blue Trust.Together, they've written a terrific new book titled Leverage: Using Temporal Wealth for Eternal Gain, and we're starting a 3-part series on it today. [0:50] - WHAT MADE YOU DECIDE TO COLLABORATE ON THIS BOOK ABOUT GIVING?  Ken had initially proposed an outline for a giving book that encompassed multiple processes and steps.Russ, having expertise in some areas Ken mentioned, provided a different outline. Their collaboration merged Ken's principles with Russ's practical insights.Their combined perspective as a theologian (Ken) and a practitioner (Russ) offered a unique approach. [2:30] - Keeping in mind the verse, “To whom much was given, much will be required” … DOES HAVING MORE MAKE IT EASIER OR HARDER TO GIVE GENEROUSLY? Often, as people gain more, they place their confidence in their possessions rather than in God.Russ's company has spent 40 years helping people identify what's "enough" for them and encouraging generosity beyond that amount.It can be more challenging for wealthy individuals to give in proportion to their blessings. [04:51] - WHAT ARE THE SPIRITUAL IMPLICATIONS AND DANGERS OF WEALTH? Money possesses a "gravity" or downward pull that can distract from faith.Wealth is not neutral; it can either be used for personal gain or the Kingdom.The more wealth one has, the harder it becomes to live by faith, base identity on non-material aspects, and maintain humility.The Bible encourages maintaining confidence in God, not in material wealth. [9:40] - WHAT IS BIBLICAL LEVERAGE? It involves sending wealth ahead by investing in eternal causes.The focus is on using earthly wealth to invest in people, hoping that, in the afterlife, many will express gratitude for that generosity.The idea is to impact an unlimited number of people through godly generosity rather than impress a limited audience with material possession. [10:58] - WHY IS IT IMPORTANT TO LIVE WITH AN ETERNAL PERSPECTIVE?Earthly actions have eternal impacts.It's essential to view life on Earth as temporary and in preparation for eternity.The concept of "leverage" implies that proper investment now can have far-reaching impacts in the afterlife. [12:02] - HOW DO PEOPLE DETERMINE WHAT'S "ENOUGH" FINANCIALLY?While it varies by individual, everyone has a financial "finish line" or "ceiling" based on their unique situation and concerns.Recognizing this "enough" number can lead to increased generosity. [13:12] - WHAT SHOULD BE THE APPROACH TO MANAGING WORLDLY WEALTH ACCORDING TO SCRIPTURE?  Being wealthy doesn't mean being unfaithful; it's about what's done with the wealth.More wealth means more accountability and responsibility before God.New Testament teachings emphasize giving with gratitude, sacrificially, proportionately, consistently, and under the Holy Spirit's guidance. [14:32] HOW IMPORTANT IS ACCOUNTABILITY IN GIVING?Accountability is crucial as, without it, individuals often won't be as generous as they could be. Being held accountable can help individuals adhere to their own established giving goals. On today's program, Rob also answers listener questions:  Is Voya a reputable company for my company's 401k?What's your opinion on debt consolidators, and can they help me reduce my overall monthly payments and interest rates? RESOURCES MENTIONED: - ChristianCreditCounselors.org Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community, and give as we expand our outreach. Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Are you rich? You might not think so, but compared to most of the world, you're probably quite wealthy. But the question is, what are you doing with this wealth? On today's Faith & Finance Live, host Rob West will talk with Ken Boa and Russ Crosson about the principles of financial leverage. Then, Rob will answer some questions on various financial topics. See omnystudio.com/listener for privacy information.

Families membership is LIVE! In the latest WealthTalk episode, we take a sneak peek into the WealthBuilders for Families membership to explore what makes this such a unique and invaluable membership for parents, grandparents and relatives looking to ensure their children, teenagers and young adults, are equipped with the knowledge and confidence to deal with the financial challenges and opportunities ahead. Discover how the Families membership provides you with access to a wealth of resources, expert guidance, and a supportive community.  The WealthBuilders for Families Founder Members offer is available until midnight Monday 9th October. By signing up, you lock in a unique discount and bonus content for the lifetime of your membership! Resources In This Episode:>> Founder Members Launch [Limited Time Offer]>> Manchester Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode of WealthTalk, we delve into the critical topic of raising financially responsible children with our special guest, Joanna Martin, Founder of One of Many. Join us as we explore the essential skills and strategies parents can employ to instil financial literacy and responsibility in their kids.  Joanna explains the importance of laying a strong financial foundation for children and why it's never too early to start teaching them about money with age-appropriate financial education and lessons that help your children grasp essential financial concepts, from saving and budgeting to understanding the value of money.  She shares insights on teaching children to set and work towards long-term financial goals, including saving for college and future financial independence and we delve into the impact of technology on children's financial education and how to navigate the digital age when teaching financial responsibility.  In the episode, we discuss the vital role parents play in modelling good financial behaviour and share practical tips for creating a financially responsible environment at home. Join us in this insightful conversation as we empower parents to equip their children with the skills and knowledge needed to make informed and responsible financial decisions throughout their lives. Tune in now to learn how to raise financially responsible children with confidence. Resources In This Episode:>> Register for Families Launch Webinar>> Joanna Martin [LinkedIn]>> Joanna Martin [Website]>> WT54: Dr. Joanna Martin - Intellectual Property and Business  Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this captivating episode, we sit down with one of our Founding WealthBuilders Members, Andreas Loizou, to explore his remarkable title-splitting property deal.  Andreas shares the intricacies of how he discovered and navigated this deal, shedding light on his invaluable learning experiences after going through multiple challenges. Andreas credits his Wealth Coach, Manish Kataria, and the WealthBuilders community for playing pivotal roles during this project, highlighting the guidance and camaraderie that have been instrumental in his success. This episode is a must-listen for anyone seeking inspiration, practical property advice, and a deeper understanding of the profound impact a supportive community and mentorship can have on your financial journey.  Resources In This Episode:>> Andreas Loizou [LinkedIn]>> WT144: Member Spotlight: Andreas Loizou>> Register for Families launch webinar Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

As they don't teach financial literacy at schools, colleges or the workplace, we believe it is vital for parents to be the best money role models they can be.   At WealthBuilders, we're on a mission to help parents and grandparents ensure their children, teenagers and young adults, are equipped with the knowledge and confidence to deal with the financial challenges and opportunities ahead.  We want to help nurture a financially wise generation, ensuring wealth isn't just consumed but grown and passed down. This is why we have created the following 7 principles.  Listen now to find out how you can be part of this truly life-changing community as a founding member. Resources In This Episode:>> Register for Families launch webinar Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this captivating episode of WealthTalk, we shine a spotlight on one of our founding WealthBuilders members, Glyn Wilkinson. Join us as we delve deep into Glyn's inspiring journey within the WealthBuilders, where financial transformation and empowerment are at the forefront. Having been one of the 100 founding WealthBuilders members when he joined in 2019, Glyn Wilkinson, shares his invaluable experiences, the challenges he's had to overcome and his success stories since joining the programme.  Listen in as he discusses how WealthBuilders has empowered him to take control of his financial future, make informed investment decisions, and build a path towards financial independence. Whether you're a seasoned investor or just starting your wealth-building journey, this episode offers valuable insights and motivation to help you achieve your financial goals. Resources In This Episode:>> Glyn Wilkinson [LinkedIn]>> WT018: SSAS Pensions [The Director's Pension]>> WT163: From Zero To £20k A Month w/ Heather Smail Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, we dive deep into the dynamic world of property investment with property entrepreneur, author, investor and mentor, Simon Zutshi.  Join us as we explore the ever-evolving landscape of property and answer the burning question on every investor's mind: "Can you still make money from property?" With years of experience and a keen eye for market trends, Simon Zutshi guides us through the intricate pathways of property investment. Simon unpacks the strategies and mindsets that can lead to profitable ventures, even in uncertain times. Tune in as we unravel the secrets to success in property investment and gain valuable insights from an industry expert. Discover how to identify opportunities in the ever-changing property market, leverage creative financing techniques, and harness the power of networking. Whether you're a seasoned investor or just stepping into the realm of property, If you're curious about the potential of property investment in today's world, this episode is a must-listen. Resources In This Episode:>> Simon Zutshi [LinkedIn]>> Simon Zutshi [Website]>> Lease Options Magic [Simon's Brand New Book]>> FREE pin Meeting Ticket. Voucher Code: WealthBuilders Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join us as we sit down with business owner, property investor and developer, author, husband and father, Mark Stokes.  Mark left his successful corporate career to build a portfolio of multi-generational assets from property through to business ownership and investment, achieving financial independence in his mid-forties. In the episode, Mark delves into the importance of education, communication, and aligning family values with financial goals. This episode equips you with the tools to embark on your own journey of building and maintaining wealth that stands the test of time. If you're looking to secure your family's financial future and navigate the complexities of generational wealth, this episode is a must-listen. Resources In This Episode:>> Mark Stokes [LinkedIn]>> EquaAcademy [Website]>> Advice To Your Younger Self: A unique collaboration of reflections, lessons and advice, inspiring you to fulfil your unlimited potential>> Join the Waitlist – WealthBuilders for Families Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

With the launch of WealthBuilders for Families just around the corner, we sit down with Shaz Nawaz – a seasoned entrepreneur, accomplished investor, and expert property tax accountant.  In this insightful episode, we delve into Shaz's journey as he unveils his role as a financial role model for his four children.  Drawing from personal experiences, Shaz imparts invaluable money lessons cultivated during his upbringing. Learn how these lessons now empower him to share financial wisdom with his own children, shaping their understanding of investments and the true worth of money. Tune in to discover how you, too, can initiate transformative conversations with your loved ones and create a legacy of financial literacy. Resources In This Episode:>> Shaz Nawaz [LinkedIn]>> AA Accountants [Website]>> Join the Waitlist – WealthBuilders for Families>> RSVP for our London Meetup - Thursday 17th August

In this episode of WealthTalk, we dive deep into the secrets to achieving pension millionaire status by the age of 50.  Kevin and Christian explore the tangible steps, insightful strategies, and investment techniques you can utilise to navigate the complex landscape of pension investments, seize opportunities, and make your retirement years truly golden for yourself or future generations. Whether you're working on your own financial planning journey or building a plan for your loved ones, this episode will empower you with the knowledge and inspiration needed to transform your pension into a powerful wealth-building tool.  Resources In This Episode:What is the difference between a SIPP and a SSAS pension?Talk to WealthBuilders about SSAS pensionsProviders of small self-administered schemes must "up their game" as the product marks the 50th anniversary of its creation this year. Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this highly informative podcast, your hosts Kevin Whelan and Christian Rodwell take you on a comprehensive journey through the risks that demand careful consideration as you approach retirement. Kevin and Christian share the critical importance of safeguarding your financial future. In this episode, they address outliving your savings, preparing for unexpected costs, protecting your purchasing power and much more! Whether you're approaching retirement or already enjoying it, this episode will equip you with the knowledge and tools to navigate potential pitfalls and ensure a comfortable and worry-free retirement. Resources In This Episode:>> WT198: 3 Essential Insurance Policies You Should Consider w/ Paul Brooks Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Resources In This Episode:>> Join the waitlist – WealthBuilders for Families Next Steps On Your Wealth-Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this captivating episode, we dive into the inspiring journey of Rachel Bunney, the owner of The Bunney & Thread Embroidery Club.  Having joined WealthBuilders in August 2022 with her husband Mark, we explore Rachel's path to entrepreneurship, the challenges she faced, and the triumphs she has experienced along the way. Including the pivotal moments that sparked her entrepreneurial spirit and propelled her to turn her hobby into a thriving venture. She also reflected on the obstacles encountered during the early stages of her business, such as navigating the intricacies of marketing, building a customer base, and managing the operational aspects of a growing business.  Tune in as we explore Rachel's initial steps into the world of business and the birth of her beloved brand, The Bunney & Thread Embroidery Club. Resources In This Episode:>> Rachel Bunney [LinkedIn]>> The Bunney & Thread Embroidery Club Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This week we're celebrating 200 WealthTalk podcast episodes! To commemorate the milestone we reflect back on where we were when we launched the podcast back in February 2019 and where we are now, four years later.  In this special episode, we unveil our exciting new mission: sharing a proven, step-by-step process that teaches forward thinking parents how to help their children go from financially unaware to financially savvy and responsible. But that's not all, we also announce our upcoming networking event, taking place on Thursday 17th August at Home Grown Private Members' Club, London. Perfect for business owners and entrepreneurs who would like to grow their connections and network with like-minded individuals.  Resources In This Episode:>> WealthBuilders for Families>> London Meetup Event Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

On this episode of Money Grows on Trees: the Podcast, host Lloyd Ross dives into the topic of leverage and its role in increasing wealth and success. With over 130 episodes on finance, money, and entrepreneurship, Lloyd emphasizes the importance of systems leverage, allowing individuals to access valuable information without the need for direct presence. He highlights the underutilization of social media as a tool for audience building and networking, criticizing the lack of message delivery and connection with others. Lloyd discusses the two types of leverage: people leverage and systems leverage. He stresses the importance of not wasting time created through people leverage and explains how software and systems can automate repeatable tasks. While not referring to financial leverage, Lloyd cautions against relying solely on borrowing capital. By sharing personal anecdotes and examples, including Warren Buffett's early entrepreneurial ventures, Lloyd demonstrates the power of leverage in amplifying time and increasing profit. He provides practical advice on implementing systems leverage in both personal and business contexts, urging listeners to delegate tasks and embrace technology and software to save time and be more productive. Join Lloyd as he explores the mindset shift from "I don't have time" to "I don't have leverage" on this enlightening episode of Money Grows on Trees: the Podcast. Money Grows on Trees Team

On this episode of Money Grows on Trees: the Podcast, host Lloyd Ross dives into the topic of leverage and its role in increasing wealth and success. With over 130 episodes on finance, money, and entrepreneurship, Lloyd emphasizes the importance of systems leverage, allowing individuals to access valuable information without the need for direct presence. He highlights the underutilization of social media as a tool for audience building and networking, criticizing the lack of message delivery and connection with others. Lloyd discusses the two types of leverage: people leverage and systems leverage. He stresses the importance of not wasting time created through people leverage and explains how software and systems can automate repeatable tasks. While not referring to financial leverage, Lloyd cautions against relying solely on borrowing capital. By sharing personal anecdotes and examples, including Warren Buffett's early entrepreneurial ventures, Lloyd demonstrates the power of leverage in amplifying time and increasing profit. He provides practical advice on implementing systems leverage in both personal and business contexts, urging listeners to delegate tasks and embrace technology and software to save time and be more productive. Join Lloyd as he explores the mindset shift from "I don't have time" to "I don't have leverage" on this enlightening episode of Money Grows on Trees: the Podcast. Money Grows on Trees Team

In this episode of WealthTalk, we dive into the world of business insurance and explore the essential policies that every business owner should consider to protect their business. Joining us on the podcast this week is WealthBuilders SSAS Director, Paul Brooks. Paul walks us through three crucial insurance policies that can protect your business from unforeseen risks and provide peace of mind. Whether you're a seasoned entrepreneur or just starting your business journey, this episode provides valuable information on insurance policies that can shield your business and ensure its long-term success.  Tune in to learn from the expertise of Paul Brooks and gain the confidence to make informed decisions about protecting your most valuable asset – your business. Resources In This Episode:>> Paul Brooks [LinkedIn]>> WealthBuilders [Website]>> Built to Sell by John Warrillow [Book]>> WT66: 6 Tax-Saving Tips For Business Owners Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This week we are joined by WealthBuilders SSAS Director, Paul Brooks as we dive into the world of wealth protection.  In this captivating episode, Paul reveals the three crucial insurance policies that can shield your assets, ensure financial stability, and provide peace of mind for you and your loved ones. From debunking common misconceptions to highlighting the often overlooked benefits, this engaging discussion sheds light on why these policies should be on your radar.  Are you looking to fortify your financial well-being and protect what matters most to you?  Make sure you don't miss this episode. Resources In This Episode:>> Paul Brooks [LinkedIn]>> WealthBuilders [Website] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Andy Labrum joined WealthBuilders in 2018 after a 30-year career in the Police force. Since joining, Andy has leveraged the equity in his home to purchase his first buy-to-let property and purchased an under-performing music studio which he has introduced new automated processes to help rejuvenate it and generate £1,000/month virtually hands-free.  However, Andy's big success has come by building a community which focuses on providing career guidance and support to current and ex-emergency service workers. As a result, he now has over 10,000 members and has been able to build a business with multiple income streams which has helped him to move from financial insecurity to financial security. Resources In This Episode:>> Andy Labrum [LinkedIn]>> Blue Light Leavers [Website] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

The average life expectancy of someone living in the United Kingdom in 1900 was around 47 years. In the year 2000, it rose to 77 years and, according to some projections by the United Nations, the life expectancy in the UK could reach around 95 years by the end of the century thanks to advancements in healthcare and technology. Although many will agree that a rising life expectancy in the UK is a good thing, in the latest WealthTalk podcast episode, we discuss the potential economic implications related to an ageing population, such as changes in workforce participation and pension systems. Tune in to hear Kevin and Christian share how you can prepare financially for a 100-year life, including some steps you can take to help ensure you don't run out of money when enjoying a longer retirement period than previous generations.How will you prepare financially for a 100-year life? Competition Winners: A massive congratulations to Stuart Bowker, Phil Richards and David Fogarty who are our WealthTalk competition winners.The three winners have won a free WealthMap Strategy call, including a token to take a Wealth Dynamics assessment, valued at £295+VAT.As a very special bonus, the winners will also receive a 30-minute debrief of their WealthMap with Kevin to identify and uncover any areas you may not have thought about, to help you build more wealth.Thank you to everyone who entered. If you didn't win but would like to book a WealthMap Strategy call to highlight the greatest opportunities for you to start building recurring income from assets right now, you can do so for just £295+VAT here. Resources In This Episode:>> The 100-Year Life [Website]>> The 100-Year Life: Living and Working in an Age of Longevity [Book – Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this week's WealthTalk podcast, we put WealthBuilders Founder, Kevin Whelan, up against the new kid on the block... ChatGPT! The artificial intelligence chatbot developed by OpenAI is a hot topic at the moment with many using ChatGPT and other AI tools to aid their day-to-day tasks, ask questions and improve productivity, so we wanted to put its financial education knowledge to the test. In the episode, we asked AI tools recently asked questions from our Members and compared it's answers to Kevin's. Kevin and Christian also discuss the thought-provoking topic of mastering the balance between AI-driven automation and the essential role of human judgment and intuition in complex decision-making scenarios. As well as the potential challenges and ethical considerations associated with the widespread adoption of AI such as data privacy, algorithmic bias, and the responsibility of developers and organizations in ensuring the ethical use of AI technology. How To Enter The Competition: Go to www.wealthbuilders.co.uk and take a look around to see all of the different ways that we can help you to create, build and protect your wealth. Find the ‘3 simple steps to get started' (Hint: it might be somewhere on the home page) and then send an email to hello@wealthbuilders.co.uk with the subject line ‘competition' and list what the 3 steps are. The deadline to submit your answer to hello@wealthbuilders.co.uk. Resources In This Episode:>> WealthBuilders [New Website]>> Monica AI>> ChatGPT Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

To celebrate the launch of our new website, we are running a competition! On this week's WealthTalk episode we are giving away FREE WealthMap Strategy Calls including a token to take the WealthDynamics Assessment. This is valued at £295+VAT. And as a very special bonus, you will also win a 30 minute debrief of your WealthMap with WealthBuilders Founder, Kevin Whelan, to identify and uncover any areas you may not have thought about to help you build more wealth. We'd love to get your feedback on the new website and want to offer you a free discovery call, which is an opportunity for you to tell us which areas you are looking for help with: Understanding your current pensions betterFinding out if a SSAS pension is a good fitWorking with our team of wealth coaches to build multiple streams of recurring income so that you can break free from the time-for-money trap How To Enter The Competition: Go to www.wealthbuilders.co.uk and take a look around to see all of the different ways that we can help you to create, build and protect your wealth. Find the ‘3 simple steps to get started' (Hint: it might be somewhere on the home page) and then send an email to hello@wealthbuilders.co.uk with the subject line ‘competition' and list what the 3 steps are. The deadline to submit your answer to hello@wealthbuilders.co.uk is Friday 26th May.  Resources In This Episode:>> WealthBuilders [New Website]>> Book A Free Discovery Call>> Free Live Webinar [The Roadmap to Financial Independence: A Step-by-Step Guide, Tuesday 23rd May]>> Register Your Interest [WealthBuilders for Families] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In the latest WealthTalk episode, we invited award-winning property trader and investor, Saif Derzi to speak about his experiences in the property market, having sold over 160 properties in 5 years for his investment/trading company SDGB Properties and is targeting a massive 300 properties sold within 7 years. In the episode, Saif shares his property journey; from starting out as a part-time property investor while working a full-time job to building a successful property investment portfolio, managing over 400 properties for landlords and investors. He also discusses the key elements that led to his success, including how he found properties for great value and how he was able to scale and implement processes to grow several successful businesses.  Resources In This Episode:>> Saif Derzi [LinkedIn]>> SDGB Properties [Website]>> Property Buyers Today [Website]>> Register for Property Deals Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

We invited property investor and Founder of Property Filter, Guillaume Black, onto the WealthTalk podcast to share his expert knowledge on how to find and manage hot below-market value (BMV) property deals in just a matter of minutes.   Guillaume has been involved in property since 2012 but things really kicked off for him in 2018 when he started to develop high-end house shares in the Birmingham area and has been doing so ever since.  The secret to his success in property was a piece of software that Guillaume developed with his best friends, called Property Filter. The results he saw from it allowed him to become ‘Property Entrepreneur of the Year 2021' and won him ‘Deal of the Year' in 2022.  Whether you're a seasoned investor or just starting out, you'll want to listen to this episode to learn more about Property Filter and find out how you could use it to find and manage hot BMV deals within minutes.  Guillaume has kindly offered a very special 14-day free trial of Property Filter Early Access to WealthTalk listeners, which you can sign up for here.  Resources In This Episode:>> Property Filter Early Access [14 Day Free Trial]>> Guillaume Black [LinkedIn]>> Property Filter [Website] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Pensions. Most of us have one, but they can often be the most undervalued and overlooked asset for building your wealth.  This week we revisit some of our favourite clips from previous episodes where guests provide insights on how you can use your pension to build wealth. Guests include; WealthBuilders SSAS Director, Paul Brooks who has been helping clients to understand how they can leverage their existing pensions for over 10 years.  Business investor, mentor and author, Mark Stokes, who doubled his pensions in as little as two years.  Not forgetting, of course, valuable nuggets of wisdom from WealthBuilders Founder, pensions expert and economist, Kevin Whelan.  Tune in to hear our guests cover the key differences between SIPP and SSAS pensions, how to create more income before the age of 55 by using your pension and why you can't rely solely on your pension to support you later on in life. To help you find the content that is of most interest to you we've also curated some 'pillar specific' playlists which you can subscribe to by visiting www.wealthbuilders.co.uk/wealthtalk Resources In This Episode:>> WT128: You can't rely on your pension>> WT017: Do you have a lost pension?>> WT018: SSAS Pensions [The Director's Pension]>> WT106: Three SSAS Strategies Business Owners Can Use To Build Their Wealth>> WT099: How Mark Stokes Doubled His Pension in 2 Years Using SSAS>> WT133: SIPP vs SSAS Pensions: 10 Key Differences Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Dave and Mike share some of their insight on some financial strategies. Dave discusses his lates play utilizing a home equity line of credit. Whether you're a home owner looking to capitalize or want some simple tips to build your credit, this episode is for you!

Founder of WealthForLife.net, Denver Nowicz, is a seasoned fiduciary with over 20 years of experience in the financial industry. As a fiduciary, Denver is committed to always acting in the best interests of his clients and never being confined to one specific strategy. Denver excels in collaborating with highly compensated clients to design and implement strategies aimed at scaling their wealth. With a large network of successful clients at his disposal, Denver is able to gather cutting-edge wealth building techniques and share them with the Wealth For Life community. Denver, who had an entrepreneurial mindset from a young age, started his career in marketing before transitioning to financial services. He saw the gap in financial advice that his parents received and wanted to fix the problem. Throughout his career, Denver has always been an entrepreneur, and he has never worked for anyone else. PLAYING OFFENSE-DEFENSE IN YOUR INVESTMENT PORTFOLIO Many financial advisors recommend stocks to clients, regardless of their net worth, however, Denver takes a different approach in his practice -- emphasizing the importance of business interests in addition to traditional investments. He believes that wealth comes from creating businesses, and that there is a direct correlation between net worth and business interests. Most investment portfolios are heavily focused on stocks and bonds, but some investors choose to explore alternative investments. These alternative risks pose a greater risk, but Denver believes they are important to incorporate into a diverse portfolio. Denver presents an "offense defense" framework, where he segments assets into offensive and defensive categories: Offensive assets are the ones that are more volatile and come with higher risk. Offensive assets may include: Stocks in high-growth companies or start-ups Crypto currencies and other digital assets Private equity or venture capital investments High-yield bonds or junk bonds Defensive assets are more stable and provide steady cash flow. Defensive assets may include: Cash and cash equivalents Real estate investment trusts (REITs) Insurance products, such as a tax-free matching program Utilities and infrastructure stocks Healthcare stocks The idea behind having defensive assets in a portfolio is to create a solid foundation that can provide steady income, so when markets become volatile or other investments don't perform as well, the portfolio is protected. Investors who start with a defense-first mindset are more likely to make better decisions and avoid panic when markets become volatile. With a solid foundation in place, they are in a better position to take on more investments and pursue bigger deals. This way, they can grow their business and net worth while also managing risk. The Importance of Financial Leverage for Entrepreneurs As an entrepreneur, your main asset is likely your business, however, it is important to diversify your portfolio and invest in other assets, such as stocks and bonds, to mitigate risk. This is often the first step recommended by financial advisors to those with excess cash flow from their business. For many business owners, the thought of pulling money out of their business can be a daunting prospect. This is where the principle of financial leverage comes into play. Financial leverage is the use of borrowed money to increase the return on an investment. In other words: It's using other people's money to increase your financial gain. Denver suggests that entrepreneurs should be educated on the principles of financial leverage, and how it can be used in a safe way. Denver points out that the average investor tends to chase risk using their own money and gets upset when they lose, whereas the wealthy use large amounts of other people's money in safe assets to minimize risk. One strategy Denver recommends is 3 to 1 Tax-free Matching. This strategy involves having a bank match a business owner's investment three to one, creating a larger asset that produces a tax-free income stream. This not only reduces the amount of capital the business owner needs to take out of the business, but it also frees up capital to be retained in the business, where it may still have the highest return on investment. Making the Transition from Entrepreneur to Dealmaker Being an entrepreneur and being a dealmaker are two different mentalities that not everyone is able to make the transition from one to the other. While some individuals may have a natural tendency to become a deal maker, others may find it a bit harder to adjust to the mindset. In this blog post, we'll explore the challenges that entrepreneurs face when making the transition and what it takes to succeed as a deal maker. The first step in making the transition from entrepreneur to deal maker is understanding that it requires a different mindset. Entrepreneurs are often focused on building their businesses from the ground up, providing good products and services, and growing their customer base. On the other hand, dealmakers are focused on acquiring and investing in businesses, real estate, or other investment opportunities. To make the transition, it's important to surround yourself with successful people who have made the transition themselves. This could include business owners who have made successful deals, high-net-worth individuals, and other professionals in the financial industry. By networking with these individuals, entrepreneurs can learn about the pitfalls and challenges that come with deal making, as well as get insights into what it takes to succeed. Lastly, entrepreneurs need to be aware that deal making is a gradual process and requires patience. It's important to have a clear strategy in place and to be willing to put in the time and effort required to make successful investments. Whether it's acquiring another business or investing in real estate, the key to success is having a clear plan and staying focused on your goals. • • • FOR MORE ON DENVER NOWICZ:https://wealthforlife.net/https://twitter.com/DenverNowiczhttps://www.linkedin.com/in/denvernowicz/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. If you want to find out how deal-ready you are, take the Deal-Ready Assessment today!