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MARKET WRAP: ASX200: down 0.45%, 8348 GOLD: $3,334 US/ounce BITCOIN: $171,650 AUD BNPL pioneer Zip fell 6.5% to $1.87 after rival Klarna warned it was seeing more customers struggling to repay their loans. Wesfarmers expects losses in its lithium business, with shares down 1.2% to $83.90. Brent Crude fell back below $65 US a barrel, wiping 1.3% from Woodside and 0.9% from Santos. Rio Tinto CEO Jakob Stausholm will step down later in the year. Fortescue also announced aftermarket that its energy head Mark Hutchinson would exit the company after almost three years. SKS Technologies, soaring 21% after securing a $100 million contract for a data centre project. Northern Star Resources up 5.4% and Newmont 2.3% higher. Insurer IAG was up by 2.7% after the ACCC cleared the way for it to buy RACQ. See omnystudio.com/listener for privacy information.
RACQ's 2024 Travel Speeds Report has revealed that Brisbane roads are getting slower at a concerning rate with peak hour continuing to expand. RACQ’s Head of Public Policy Dr Michael Kane told Peter Fegan on 4BC Breakfast, "This is what we see every year, but what we're seeing is it's getting worse." "We can build our way through that problem in terms of motorways, but these major roads running through the urban area, we can't keep widening these." "We've got to think something completely different," Dr Kane continued.See omnystudio.com/listener for privacy information.
Out of Australia’s five largest cities, Brisbane residents are paying the most for fuel. A report from the Australian Competition & Consumer Commission found Brisbane’s average retail petrol prices were the highest at 186.4 cents per litre. Economist and Affordability Specialist at the RACQ, Dr Ian Jeffreys, told Gary Hardgrave on 4BC Drive, "Brisbane has consistently been the most expensive out of all of the large capitals." "They've said it's down to market conditions as if market conditions are somehow and on a stone tablet somewhere. But, market conditions are the choices the fuel companies make," Dr Jeffreys said.See omnystudio.com/listener for privacy information.
RACQ has called for the ACCC to investigate price gouging by fuel companies. Now, they are calling for a cap on how much petrol companies can raise prices. RACQ's Principal Economic and Affordability Specialist, Dr Ian Jefferys, told Shane Doherty on 4BC Drive, "At RACQ, we've done our own research and we've got to the point where we've had enough inquiries, and we need to see some regulation." "The market is failing to deliver reasonable petrol prices to consumers, and we are calling for a 5-cent cap on the amount that fuel companies can increase their prices on any given day," Dr Jefferys said. See omnystudio.com/listener for privacy information.
The Bruce Highway is finally getting a much overdue upgrade with the Prime Minister pledging $7.2 billion towards fixing what David Crisafulli, and many Queenslanders, call a 'goat track'. RACQ’s Head of Public Policy Dr Michael Kane told Shane Doherty on 4BC Summer Drive, "it is going to be expensive and it's going to be hard work." "We really think the Bruce will never really be fixed because we're going to keep getting population growth and economic growth." "When they get this work done, there'll be more work needed because we'll have more people, more trucks, more caravans, but it's a good start in getting rid of these two star sections, which are really unsafe and do cause high levels of fatalities," Dr Kane said.See omnystudio.com/listener for privacy information.
Friday 29 November 2024 The top five business stories in five minutes, with Sean Aylmer and Michael Thompson. 27 bills passed in parliament IAG to buy RACQ insurance ProMedicus hits a new record 24-hour share trading arrives on Wall St Sabotage claims over ship's anchor Plus don't miss the new episode of The Property Pendulum, brought to you by Domain and Fear & Greed. This week's episode: the hottest trends in homes right now. Get it from APPLE, SPOTIFY, or anywhere you listen to podcasts.Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.
RACQ Head of Public Policy Dr. Michael Cane joined Anthony & Pinky this morning to discuss the alarming safety issues with the Bruce Hwy. See omnystudio.com/listener for privacy information.
Hello divas! We are just scratching the surface of our first NY Scientologist housewife! What are your #RHONY thoughts?The Real Housewives of New York City. Season 15 Episode 2 “You Can Run, But You Can't Ride” Support the showBe sure to subscribe wherever you listen and keep up to date with new episodes!https://linktree.com/lunamusehttps://instagram.com/TheLunaMusehttps://twitter.com/thelunamusehttps://www.facebook.com/TheLunaMuse/https://www.tiktok.com/@thelunamusehttps://www.tiktok.com/@bravoqueenpodhttps://www.campederson.com/LunaMuseREGISTER TO VOTE! https://vote.gov/
We're kicking off a new season of RHONY on a... bland note?However, I AM excited to chat about our new housewives on this franchise and more queer representation on my screen! What are your #RHONY thoughts?The Real Housewives of New York City. Season 15 Episode 1 “Apple of my life”Support the showBe sure to subscribe wherever you listen and keep up to date with new episodes!https://linktree.com/lunamusehttps://instagram.com/TheLunaMusehttps://twitter.com/thelunamusehttps://www.facebook.com/TheLunaMuse/https://www.tiktok.com/@thelunamusehttps://www.tiktok.com/@bravoqueenpodhttps://www.campederson.com/LunaMuseREGISTER TO VOTE! https://vote.gov/
durée : 00:03:10 - Les uniformes sont arrivés à l'école de Labastide Cézéracq et Labastide Monréjeau
In the music industry, everything you do with your songs revolves around copyright, and the effective exploitation of your copyright. One of the ways to exploit that copyright is to have your music synced to films and TV shows and ads. In this conversation with Music Supervisor, Tyler McLoughlan, we break down the key concepts of music copyright, sync, and how songwriters can make the most of this space.Timestamp:3:51 - Explaining Copyright and Its Importance8:26 - The Role and Function of Sync Agents and Supervisors16:00 - Practical Advice for Songwriters and Artists in Sync30:52 - Discussion on Lyrics and Visuals32:44 - Genre and Sync Opportunities35:45 - Common Themes in Advertising and Sync Opportunities44:46 - Pitching Strategies1:00:38 -Sync and Money Discussion1:01:05 - Advertising Revenue1:01:34 -Sync Money and Ownership Rights1:03:21 - Information Sources for Ownership1:04:12 - Sync Agents and Copyright UnderstandingAbout Tyler: On her return from London as a music license broker with Ricall, Tyler McLoughlan founded The Sound Pound in 2011, a Brisbane business specialising in music supervision, clearances and composition across advertising, film and TV. She has worked on projects including music supervision for Billabong, Lunatics (Netflix), Robbie Hood, Bananas (SBS), Retrograde, Content (ABC), and advertising campaigns for Telfast, TAFE, Tourism & Events Queensland, Destination Gold Coast, RACQ and The Natural Confectionary Company. As an artist manager, Tyler looks after the international career of tropical roots artist Bobby Alu. Contact Tyler : WebsiteSong Credit (excerpt): “Holiday Home” written by Francesca de Valence.Find out more and contact us at I Heart Songwriting Club & Francesca de Valence.Get your creativity, confidence, and songwriting output flowing. Join The Club and receive the support and structure to write 10 songs in 10 weeks and get feedback from a private peer community. Just getting started on your songwriting journey and need more hands-on support? Establish a firm foundation and develop your musical and lyric skills with our Beginner Songwriting Courses. Don't struggle to write your next album - write an album a year with ease! Watch our Free Songwriting Masterclass. Get songwriting insights from I Heart Songwriting Club: Instagram / Facebook / YouTubeBe inspired by Francesca on socials: YouTube / Facebook / InstagramTheme song: “Put One Foot In Front Of The Other One” music and lyrics by Francesca de Valence If you love this episode, please subscribe, leave a review and tell everyone you know about The Magic of Songwriting.
Click below for tickets to the LifeFlight Sunshine Coast Galahttps://lifeflight.my.salesforce-sites.com/AAkPay__checkoutM?cmid=701IS000000LTmYYAW&cacheControl=20231122002639004The best bits from Mark and Caroline for breakfast on 92.7 MIX FM5 to 9am weekdays LISTEN LIVE: https://www.mixfm.com.au/More Mark and Caroline Podcasts here: https://www.buzzsprout.com/2038628
Dr Ian Jeffreys, RACQ's Principal Economic and Affordability Specialist, breaking down the price gouging by service stations in and around Brisbane.See omnystudio.com/listener for privacy information.
In episode 179 of Fintech Chatter Podcast, Dexter Cousins chats to Honey Insurance CEO Richard JoffeMaking his Fintech Chatter debut Richard is CEO and founder of Honey Insurance, arguably Australia's hottest early-stage Fintech! Honey Insurance is the smarter way to protect your home and contents. Backed by RACQ, Honey uses sensors in the home to offer a new type of insurer whose focus is on helping avoid accidents and protect against damage rather than just paying out after events.Dexter chats to Richard in the week he was awarded CEO Magazines Entrepreneur of the Year and Honey featured at #6 in the Deloitte Fast 50. Expect to see some massive announcements from Honey in 2024!As a 3x founder, Richard shares his secrets on:Building successful tech startupsThe key differences between launching in the US and AusAttracting and retaining the best talentBuilding a high-performance cultureWinning investment in a down marketPartnering with incumbentsAbout Honey InsuranceHoney is Smart Home Insurance, and they are on a mission to eliminate the 50% of avoidable accidents that happen to homes. Honey gives customers free technology and services from day 1 to keep homes safer, then rewards them with a lower price on their insurance.https://www.honeyinsurance.com/About Richard JoffeRichard Joffe is the founder of 3 successful startups, and currently the CEO of Honey Insurance. Previously, Richard founded Park Assist which automated the parking industry, and after expanding to 20 countries was acquired by TKH in 2012. Then Stella.ai which automated the recruitment industry using AI, and was acquired as part of a $1.1 billion merger with Trustaff. Formerly, Richard was a strategy consultant with McKinsey and an investment banker with Morgan Stanley.Now with Honey Insurance, Richard has turned his attention to home insurance, where he is on a mission to give Australians free technology and services, to eliminate the 50% of avoidable accidents that happen to homes.Richard believes technology and automation can make everyone's lives more efficient, so we can spend more time doing the things that matter most in life.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Apple: https://apple.co/3D7NsPtSpotify: https://spoti.fi/3IzSViQSubscribe and like on Youtube: https://bit.ly/3tBlRmEConnect on Linkedin: https://bit.ly/3DsCJBp
Live Q&A session with Dr Michael Kane, Head of Public Policy at the Royal Automotive Club of Queensland with discussion around RACQ and its advocacy of EVs and related infrastructure including rollout of urban and regional charging locations to support the transition towards electrification in Queensland Australia | 13 Nov 2023Watch this episode on YouTubeSupport the showCatch us LIVE on Thursday nights 9pm Sydney time on YouTubeLudicrous Feed WebsiteFollow us on X and LinkedInInstagram @ludicrous_feedFacebook @ludicrousfeed Email tom@ludicrousfeed.com
John Mackenzie chats with Margaret Shaw, Consumer Insurance Advocate, for a positive update on the progress of the $10 billion reinsurance pool for Far North Queensland's cyclone-prone regions. With some big insurers, including SURE, Suncorp, QBE, and Alliance, having already joined the pool, consumers are now waiting for the remaining giants, such as IAG and RACQ to commit. Margaret Shaw saw the news as overtly positive with positive flow-on effects, however, she vowed to fight to the very end if needed to ensure the reinsurance pool is effectively executed. A previous caller from today's show, Linda Tuck from Property Ladder Real Estate, explained how her insurance bill has already decreased by over 39% for some properties, all thanks to the newly-formed pool.
Hello, I'm Geoff Emery, VK4ZPP, and I've been thinking. Something that is becoming increasingly important as the technology changes. Like the importation of radio equipment which doesn't meet EMC standards and items which produce RF noise which interferes with radio frequency equipment, there is another ubiquitous item that probably the majority of us will have somewhere around. As much as the big battery complexes are being installed to stabilise electricity grid supplies and smaller units are hopefully supplying cheaper than the commercial tariff power to homeowners, the smaller lithium-based batteries are everywhere from motor vehicles to power tools and single cells are readily available from online sales. There are so many benefits to using these batteries compared to the older commonly used ones we have grown up with. There is also, sadly, a downside which is that if they are allowed to overheat, particularly when they are overcharged, they combust! We have seen the graphic TV footage of battery cars burning for several hours and suburban houses gutted by fires started by the battery packs of items such as electric scooters. RACQ has issued the warnings in conjunction with the Queensland Fire and Emergency Services. QFES has reported attending 40 structural fires this year whilst in the past 3 years, the insurer has dealt with over 1200 claims for fires related to lithium-ion batteries. These are hardly things we want to see in the community. Whether it is the power tools we use, accessories such as jump starters and tyre inflators for the vehicles we drive or medical equipment such as CPAP machines or mobility scooters, there will no doubt be some or many items around your home that use some form of lithium-based battery. If we look at the gear we have for our pursuit of amateur radio, there are likely to be battery packs in test equipment and batteries for use when travelling or outdoors. Those lucky enough to be running off-grid will probably have larger batteries to power radios and household items. Now I haven't researched the standards that apply to this technology but with the history we have of allowing non-type approved gear to be imported and sold, indeed imported from the manufacturing countries direct to the consumer there would appear to be no means of checking safety compliance. I would think that the insurance industry which bears the cost of replacement of damaged goods would have a vested interest in ensuring goods which we use do meet Australian Standards. As we have seen, in previous years, the solar photovoltaic industry has demonstrated many of the issues of lack of compliance and compatibility. Is there a solution? Well in the mighty behemoth of bureaucracy, it might be a long time coming but for you and me, I think we should research the matter and ensure our use is as safe as possible. Like all things, wrong use can be dangerous but safe use requires understanding. I'm Geoff Emery VK4ZPP and that's what I think....how about you? News from the Tropics, up in Far North Queensland The first recent combined Cairns Amateur Radio Club and Tablelands Radio and Electronics Club outing was a great success. We started with a group briefing at the Atherton emergency services depot before heading out in various vehicles to our two locations. We had six members at the Lake Eacham site, only thirty metres from the water's edge. The public location meant that we had to be very careful with our antenna so erected a 40-metre end-fed half-wave wire strung up from one tree to another tree. Not ideal but it worked. Our IC-7300 fed an RM Italy linear giving 200 watts. The mike was passed between each of the hams to get their tally of QSOs up to ten for the VKFF award. Stu, VK4SDD, had arranged to have the VI10VKFF special event callsign for the day, it got lots of attention not the least caused by the mouthful!
Jay and Dave for Breakfast - Triple M Mackay & The Whitsundays
The annual fundraiser is going strong, but we need to help them a little more so they can keep the choppers in the air!See omnystudio.com/listener for privacy information.
Hear Peter Gleeson recap the news of the day, including RACQ have announced they have ruled themselves out of the compulsory third party insurance scheme, and NSW Police believe there is enough evidence to potentially charge the William Tyrrell's foster mother over his disappearance.See omnystudio.com/listener for privacy information.
#142. Neil Benson discusses the challenges of organizing a large Scrum team to maximize efficiency. He suggests rotating developers between teams and organizing teams around specific components or external systems they need to integrate with. Neil also recommends self-organizing teams and coaches teams to create their own code of conduct and establish expected behaviors. He shares his experience of organizing teams by components in the past at RACQ and why it wasn't the best approach. ResourcesScaling Scrum with Nexus on Scrum.orgRichard Hundhausen, co-creator of Nexus, on Amazing Apps #136Timestamps(02:52) Large team split into component-based teams for Scrum framework. (04:49) Organizing teams by component creates interdependencies and hinders productivity; a better approach is having a team with all the necessary skills. (08:27) Allowing developers to form their own teams empowers and trusts them to be accountable for their work, rather than having a manager organize teams. (11:16) Amazing Apps Retrospective: behind the scenes.Support the showCONNECT
Australia's open-door policy to New Zealanders will add an extra $543m to the cost of the NDIS over the next four years alone. The mother of a baby girl abandoned in Sydney was known to the family who discovered the newborn. Company behind the iconic Hills hoist goes into administration. The RACQ motoring body is threatening to ditch insurance cover for more than a million motorists across Queensland. Australia Post will lift its prices for a slew of mostly business delivery services.See omnystudio.com/listener for privacy information.
Australia's open-door policy to New Zealanders will add an extra $543m to the cost of the NDIS over the next four years alone. The mother of a baby girl abandoned in Sydney was known to the family who discovered the newborn. Company behind the iconic Hills hoist goes into administration. The RACQ motoring body is threatening to ditch insurance cover for more than a million motorists across Queensland. Australia Post will lift its prices for a slew of mostly business delivery services.See omnystudio.com/listener for privacy information.
Australia's open-door policy to New Zealanders will add an extra $543m to the cost of the NDIS over the next four years alone. The mother of a baby girl abandoned in Sydney was known to the family who discovered the newborn. Company behind the iconic Hills hoist goes into administration. The RACQ motoring body is threatening to ditch insurance cover for more than a million motorists across Queensland. Australia Post will lift its prices for a slew of mostly business delivery services.See omnystudio.com/listener for privacy information.
Australia's open-door policy to New Zealanders will add an extra $543m to the cost of the NDIS over the next four years alone. The mother of a baby girl abandoned in Sydney was known to the family who discovered the newborn. Company behind the iconic Hills hoist goes into administration. The RACQ motoring body is threatening to ditch insurance cover for more than a million motorists across Queensland. Australia Post will lift its prices for a slew of mostly business delivery services.See omnystudio.com/listener for privacy information.
Michelle Winzer is a truly brave feminine leader. She's open, down to earth, vulnerable, and always learning. Michelle has operated at the highest levels of corporate life as CEO of Bank of Melbourne, holding executive roles in retail banking, business banking, call centres and operations at Bankwest, the Commonwealth Bank and Westpac. After 30 years in banking, Michelle joined RACQ as the group executive of Banking. In this Podcast Bite, we discuss letting go of perfectionism, criticality of sponsors and the ‘village' you need to build when becoming and being a CEO. Join our conversation highlights now. ----------------------- Craving inspiration? I send an email each Sunday about leadership reflection, tops tips to build an intentional & sustainable life and other things that have captured my attention and are too good not to share! Sign up here: https://www.bravefeminineleadership.com/leadershipinspiration Loving the podcast? Leave us a short review. It takes less than 60 seconds & will inspire like-minded leaders to join the conversation Are we friends? Follow us Instagram LinkedIn
Self-awareness and asking for feedback is critical for any leader. So is listening and changing. Join Michelle Winzer and I as we discuss how she let go of perfectionism, viewed her “selfish” decision to undertake an MBA as the best investment she ever made and her way of tackling the inner critic who sits on her shoulder. Michelle is a truly brave feminine leader. Open, down to earth, vulnerable, and always learning, Michelle has operated at the highest levels of corporate life as CEO of Bank of Melbourne. After 30 years in banking, Michelle joined RACQ as Group Executive Banking in December 2020. I hope you enjoy this refreshing conversation with Michelle as we continue to share what it is really like to lead organisations and to navigate our careers as strong, confident female leaders
RACQ's Lauren Cooney's explains more and what it means for motorists.See omnystudio.com/listener for privacy information.
Welcome back to Hire Potential with Indeed. This week, Heidi Suominen – Chief People Officer at RACQ, speaks with us about the nuances of privilege in the workplace. From how to recognise all the forms that privilege can take, to what employers can do to create a workplace where every employee feels like they have access to the same opportunities.Discover more:Download Indeed's new 2022 Diversity & Inclusion Report: https://indeedhi.re/37l3H02Follow Indeed on LinkedIn: bit.ly/3pXSxDo Follow Indeed on Twitter: https://bit.ly/3vKvVY7Follow our producers, The Peers Project: http://bit.ly/3adVmYGSources: Indeed is the world's #1 job site according to Comscore, Total Visits, January 2022.Sources: Over 250 million unique visitors every month, Google Analytics, Unique Visitors, February 2020.Sources: The research in the report referenced in this episode was commissioned by That Comms Co. on behalf of Indeed and conducted by YouGov. The study was conducted online between 11 - 17 January 2022, involving 2,076 participants. Hosted on Acast. See acast.com/privacy for more information.
Welcome back to Hire Potential with Indeed. In the next episode, Heidi Suominen – Chief People Officer at RACQ, speaks with us about the nuances of privilege in the workplace.Discover more:Download Indeed's new 2022 Diversity & Inclusion Report: https://indeedhi.re/37l3H02Follow Indeed on LinkedIn: bit.ly/3pXSxDo Follow Indeed on Twitter: https://bit.ly/3vKvVY7Follow our producers, The Peers Project: http://bit.ly/3adVmYGSources: Indeed is the world's #1 job site according to Comscore, Total Visits, January 2022.Sources: Over 250 million unique visitors every month, Google Analytics, Unique Visitors, February 2020.Sources: The research in the report referenced in this episode was commissioned by That Comms Co. on behalf of Indeed and conducted by YouGov. The study was conducted online between 11 - 17 January 2022, involving 2,076 participants. Hosted on Acast. See acast.com/privacy for more information.
John MacKenzie chats with Lauren Cooney, Principal Communications Advisor at RACQ, to compare the differences in fuel prices between Cairns and Brisbane. This comes after a damning report from Queensland's top motoring body; the RACQ slams fuel providers for not passing on cost savings to consumers in the Far North. The reported average price for unleaded fuel in Cairns stands at 205.7 cents per litre in contrast to Brisbane's average of just 180 cents per litre (accurate as at the time of writing this article on 22/07/2022).
We get Lauren Cooney from RACQ on the show to talk to us about all things fuel! Fuel has peaked and the good news is that the price cycle is at the end (fingers crossed!) The price cycle normally lasts 30-40 days so we are at the end of it now. Lauren suggests to download the RACQ Fuel Finder app to monitor the prices. See omnystudio.com/listener for privacy information.
In this episode, we've got an absolutely incredible guest, Nicola McDougall. She has been a continual award-winning journalist, writer and editor in Australia and New Zealand since 1998. She's co-authored an incredible bestseller book, The Female Investor. Over the period from 2003- 2004 she won the Queensland Media Award for best journalist a number of times, a finalist in coverage of disability issues in the same year after a two-year stint as editor at a lifestyle and arts paper in New Zealand, she joined the Real Estate Institute of Queensland and in 2006 she then progressively moved up the ranks to become the executive manager of corporate affairs. Over that time, she's had an incredible amount of exposure to the real estate industry and real estate investing. Then, she spent 18 months as the authorised RACQ spokesperson across the state in Queensland, including the chairman and the CEO. In early 2014 she was appointed the editor of the Australian Property Investor API magazine and was the most trusted and widely read National Property Investment Magazine in Australia and distributed globally over the period that she was there as the chief editor. In 2011 she completed a master of creative industries degree, with a distinction grade point average. She wrote then her own first novel in 2017. She won the best media report with the real estate investment industry association. And then she went on to start her current business, Bricks and Mortar, which is an incredible media and PR agency for the real estate industry. But more importantly in this conversation, we are talking about this incredible bestselling book that's just hit the charts. It is just about available right now in all of your favourite bookstores online and in hard copy. The Female Investor. I want to welcome Nicola McDougall to the show. I hope you enjoy this conversation. Follow and subscribe to: Best Practice Website: https://bestpractice.biz Kobi Simmat Academy: https://www.kobisimmat.com/ Facebook: https://www.facebook.com/bestpracticecertification/ LinkedIn: https://www.linkedin.com/company/best-practice-certification/ Instagram: @bestpractice.biz TikTok: @kobisimmat CONNECT WITH KOBI ON SOCIAL MEDIA Facebook: https://www.facebook.com/kobibestpractice LinkedIn: https://www.linkedin.com/in/kobisimmat/ Instagram: @kobisimmat TikTok: @kobisimmat
It's been six months since Facebook pulled the rug out from underneath brands and publishers. They put it back quickly but make no mistake, it will happen again and no platform is immune. Learn where the good brands are focusing their content efforts, how or if they changed tack during the past six months, and what's in store for their future content strategies and tactics.Panel of Speakers:Jarrod Price, Head of Brand & Product Marketing, RACQ https://www.linkedin.com/in/jarrodprice/ Ashton Tuckerman, Chief Marketing Officer (CMO), Gathar https://www.linkedin.com/in/ashtontuckerman/Jessica Dorey, Content Strategist, simPRO https://www.linkedin.com/in/jessica-dorey-b22881b1/Lily Woodhouse, Content & Marketing Strategist, Deloitte Digital https://www.linkedin.com/in/lilywoodhouse/Panel Facilitator: Kurt Sanders, The Content Division https://www.linkedin.com/in/kurtsanders1/ | Twitter @sanderlands @thecontentdivIn this panel you will hear:Case studies form brands that fearlessly focus their content effectivelyWhat changes you need to make to how you create and use contentWhat data and privacy considerations you need to be across for your businessLive recording by Select Audio Visual.Networx Brisbane events are organised by conference and events company, Iceberg Events. These events are proudly supported by Reload Media, Select Audio Visual, Vision6, and DPMA.Produced by Networx Brisbane, Australia. For upcoming events, visit https://brisbane.networxevents.com.au/eventsFollow Networx Brisbane on Facebook, Instagram, LinkedIn and Twitter.Never miss an episode.Subscribe on Apple Podcasts, Spotify, Stitcher, Castbox or TuneIn to get new episodes as they become available.
Show notes:Guest: Karen WynnGet in touch with Karen: LinkedInKaren's recommended reading:The Effortless Experience: Conquering the New Battleground for Customer LoyaltyExtreme Trust: Turning Proactive Honesty and Flawless Execution into Long-Term Profits
On this episode, i'm chatting it up with my boo thangs, Racquel Wyatt and Tony Pettis! Tune in to hear them share about their journeys in the creative space...and we talk about the 'holiday" known as Valentine's Day. Racquel's IGs: @youcancallmracq @unashamedlynkd @theracharis Tony's IG: @tonyartist --- Send in a voice message: https://anchor.fm/thisshouldbeinabook/message Support this podcast: https://anchor.fm/thisshouldbeinabook/support
Dr Sarah Pearson has a wealth of experience from a wide variety of roles within the science, technology and startup sector. Previously Global Head of Open Innovation at Cadbury, founding CEO of the Canberra Innovation Network, Chief Innovation Officer and Chief Scientist at the Australian Department of Foreign Affairs and Trade. Sarah is currently on the investment committee for Main Sequence Ventures, a Director of RACQ and a Paul Ramsay Foundation Fellow. Sarah was awarded a PhD in particle physics from the University of Oxford, and has published research in the areas of particle physics, medical physics, artificial intelligence, innovation, science communication and science policy, and is an author on eight patents covering cancer diagnosis and confectionary. In her conversation with guest host Will Tjo, she discusses the importance of both cooperation and competition within the startup world, and what she sees as potential changes to the way Australian government is structured that could help foster innovation. See full show notes https://w2d1.com/sarah-pearson
#109. In this special episode, I'm interviewed by Dani Kahil about my experience delivering an enterprise CRM project at RACQ (the Royal Automobile Club of Queensland). RACQ is a membership organisation serving two million people in Queensland with roadside assistance, insurance and banking services. In 2018, they set out to replace two legacy systems with Dynamics 365 Customer Service and Apttus and I had the pleasure of leading their Dynamics 365 delivery team.ResourcesDani Kahil's websiteDani's course: Functional Consulting - requirements analysis for a successful project deliveryDani Kahil on LinkedInSupport the show (https://buymeacoffee.com/amazingapps)
Planning a trip away over the festive season - a weekend, a week or more. How safe & secure is your most valuable possession - inside & out? In this episode of The Great Australian Dream Podcast we talk to RACQ's Kate Leonard-Jones with some tips to ensure you return home to the same home you left.
RACQ's manager of corporate Affairs, Lucinda Ross, said the figures were disturbing. See omnystudio.com/listener for privacy information.
non@MelinaMorrison #CEO @bccmau (Business Council of Cooperatives and Mutuals) has championed, advocated and made the case for #mutuals and #cooperatives for more than 20 years. She passionately believes in this way of doing business and in this epsiode we get to hear her make a compelling case. She is also currently a member of the @IAG (Industry Advisory Group) on #FarmCooperatives. Prior to @bccmau she was a founding director of Social Business Australia.In our discussion we get a comprehensive overview into the how's and why's of #mutuals and #cooperatives and cover;the very long history#romantimes was the first idea of #insurance or #poolingriskthe word divvy, dividend or divvying came from #Cooperative#coops date back to the middle of the 18th century when people;got interested in coming together and forming financial services institutions, which became #CreditUnions #buildingsocieties, and now they're called #MutualBanks, andpeople needing to be able to collectively bargain for themselves, collectively buy things just to stay #sustainable and we got the consumer Cooperative movement arising.why #cooperatives and #mutuals are having a resurgencethe #competitiveadvantages are being of a #cooperativea really clear explanation of the practical differences in the #purpose of a #cooperative (as against for traditional #shareholdermodels):owners are the members (so the people that use the business either as a consumer or a producer, or receive a product or service from the business are also the owners)#cooperatives make money to do something and not the other way aroundit's not so much a business model that's about doing something just to make moneyas a joint owner you have a democratic right to have a joint voice and decision making say in the businesshow all businesses now have to have a #sociallicence to operate - it's the new #Zeitgeist#stakeholdercapitalism#profitwithpurposethe seven internationally agreed principles in a #cooperative #constitution that relate to the purpose of the business;making sure that members are benefiting from the business, but also all of the other stakeholders around the business;caring for the communitybeing interested in and benefiting the #environment or the #community in which you operatebeing open and transparent and accountable making sure that there is joint democratic decision-making and allowing for the democratic and the economic participation of the members.#sharedbenefit and #sharedrisk#cooperatives today as a globally dominant form of running #supermarkets, #retail and marketing operations where they're owned by members and consumers rather than shareholders#disruptivecapitalism#enlightenedcapitalismrailing against #corporate #monoculture so we have an economy that has a rich #ecosystem of different types of businesses#competition between #businessmodels, as well as #competition between #businessesavoiding a concentration of #capital and #power where get more #cartelpricingwhy cooperation is a really powerful form of making a more productive, efficient, and #sustainableeconomywhy as a bottom-up model it's so good for #smallbusiness@marnieroberts @winegrapes@OceanSpray as a classic example of #Global #MarketingBrands under which #Cooperative existthe numbers - 8 to 10 Australians are members of at least one Cooperativeone of Australia's largest #agbiz, a consortium or a collaboration of around 4,000 family farms is @CBHGroup (a #WesternAustralian #grainexporter)#CreditUnions #MutualBanks #motoringmutuals - @racv @racq#healthservices #nonprofit #healthfundsthe need for and interest in #CommunityBuyBacks in #RegionalAustralia when people can't get the goods or services, or there's a social and economic need that the market won't deliver#target #Cootamundracooperatively own #pubs and #breweries - @AireysInletpub @renmarkhotel in #SAminimum commercial infrastructure for viable townsthe @bccm.coop toolkit - a one-stop shop of self-help resourcesjointly community-owned #renewableenergy assets like @HepburnWindlocal renewable energy#FightbackFarmers #iview #abcwww.kerrcapital.com.au
It's been an emotional reunion between a little boy and the hero's who saved his life five years ago after he was bitten three times by a coastal taipan
Renee Smith from the RACQ joined Marnie and Campo
Murray Jones from 4CA speaks with Lauren Ritchie from RACQ about techology targetting mobile phones and driving on Queensland roads
The RACQ has accused service stations of blatant price gouging as the price of fuel soars across the state. See omnystudio.com/listener for privacy information.
The RACQ has revealed a priority list of open level crossings that they say need to be removed. See omnystudio.com/listener for privacy information.
Lauren Ritchie from the RACQ says it is becoming unaffordable to own multiple cars. See omnystudio.com/listener for privacy information.
Jay and Dave for Breakfast - Triple M Mackay & The Whitsundays
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We talk to RACQ head of policy Rebecca Michael about the electric vehicle transition in Queensland.
Welcome to Episode 15 of Up and Away, the Australian aviation podcast!This episode is the final episode of Season 1 of the show! It’s been an absolute pleasure making this show for you all this year, and I can’t wait to get even more Australian aviation content out to you all next year!This episode I'm joined by RACQ LifeFlight helicopter pilot Natalie White! Prior to LifeFlight, Nat’s amazing career began in the Royal Australian Navy, where she first learnt to fly. We talk about what it’s like flying helicopters, her recent experience flying for LifeFlight, as well as her vast range of operations she has undertaken while in the Navy flying the MRH90, including search and rescue, medevac, as well as humanitarian and disaster relief operations both here in Australia and overseas.Thanks so much to all of you for your support this season, your positivity and engagement as listeners of the show has been overwhelming. I would like to thank all of my guests this season: Barrie Rogers, Dan Bolton, Simon Burke, Shelley Ross, Tim Howes, Deborah Lawrie, Craig ‘Wilco’ Wilcockson, Steve Hitchen, Bevan Anderson, Jeremy Sequeira, Kathy Mexted, Stefan Drury, Marija Jovanovich, Steve Vissher and Grant McHerron, and of course Natalie White, because without you all, there would be no show, and the show is all about you and your amazing stories. Thank you.Don’t forget to subscribe, as well as follow us on Facebook and Instagram, and if you love the show, please leave us a review!
Matt Venamore, scrum master at RACQ, asks about how to handle data migration on agile Dynamics 365 projects.My recommended approach is for the data migration team to conduct a proof-of-concept or prototyping exercise (just like many business apps teams do) to uncover challenges, test their assumptions and learn as much as possible about the data.Then work closely with the business applications team to iteratively and incrementally prepare the data and the migration procedures. ResourcesSnapshot! for Dynamics CRM/365XrmToolBox: ERD Visio BuilderSupport the show (https://www.patreon.com/amazingapps)
We’re at our final episode for the 4th season of Internal Comms Pro: The Podcast. This week, we wrap up our conversation with Lauren Ritchie, Manager of Internal and External Communications at RACQ. Tune in as we uncover the one blindspot she found for internal communicators and how to empower your team through 2 different storytelling frameworks.
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We’re at the last two episodes for our 4th season of Internal Comms Pro: The Podcast. This week, we talked with Lauren Ritchie, Manager of Internal & External Communications at RACQ. Tune in as Lauren shares how to successfully facilitate a white board session with your team to declutter your comms channel strategy.
Today I spoke to Lauren Ritchie, from the RACQ, about driver distraction and the new mobile detection camera on the Kennedy Highway near Kuranda.
What an episode. We speak to Kris Watt, Innovation and Automation Manager at RACQ, who tells us about how they are transforming their call centre operations with intelligent automation. We hear how they are driving adoption of unattended automation in their contact centres and how the culture of experimentation has led to the great achievements that Kris has been part of throughout their automation journey.
Jay and Dave for Breakfast - Triple M Mackay & The Whitsundays
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See omnystudio.com/listener for privacy information.
Well hello Toowoomba,Welcome to a new week of the Talkin Toowoomba podcast, proudly supported by Recognition Plus, put your NAME, .. where it counts!. From promo gear and trophies, to name badges, they will help you be seen.This week in Episode 33 , we are chatting to a lawyer Sarah Adams from Donaldson Law who is passionate about their non confrontational approach to Family law and local novelist Heather Reyburn who is launcing her 3rd book based on "Rural Property life".Now In News of the WeekAfter a great Carnival week, it was wonderful news to hear that the event has been secured for another 5 years.Congrats to one of Toowoomba's favourites restaurants Piccolo Papa they moved into Grand Central, Duggan LaneWednesday the 30th of September is International Podcasting Day and for those new to this, it has been around since 2004.Adam Curry and Dave Winer are credited with the invention of podcasting. Who exactly did what is up for dispute, but in the end these are the two guys who got it rolling.Now Let's get on with show.What's On brought to you by the Toowoomba Regional CouncilSchool Holiday FunMon 28th thru to Thursday the 1st of OctoberJamie Oliver's Learn Your Fruit and Veg Online Program for 3-12 year olds. See coucil events page for detailsWednesday 30 thToowoomba Chamber of Commerce hosts the State Election Candidate debate 5:30 pm at the Oaksand Canvas Coworking starts their Visiting Entrepeneur Evening again after an enforced Covid break from 5:30 pm at 625 Ruthven StFriday the 2nd of OctoberThe Toowoomba Hospital Foundation inconjunction with Suncorp and RACQ have organised The Great Western Road Trip Fri 2 Oct till Mon 5 October, a 4 day guided road trip supporting rural mental health. If you would like to get onboard see the events page on toowoombahospitalfoundation.org.auSaturday the 3rdCobb n Co are holding their popular 3 Day Blacksmithing Project Workshop Sat 3 to Mon 5th 07 am till 4 pm dailySipping Sisters gala ball is on Sat 3rd of Oct, at Burke and Wills Hotel, so get frocked up and support the Breast Cancer Network AustraliaPlease support our local marketsSaturdayThe Toowoomba Farmers markets on from 08am under the windmill at Cobb n Co museum Sundaythe Toowoomba PCYC Markets at the PCYC Toowoomba from 6amThanks again to our local supporters Recognition Plus , find them at recognitionplus.com.au for all your promotional needs. please tell your friends about us and help us out by subscribing to the podcast See you around ToowoombaShow Supported by | Recognition PlusShow Produced by | SJA Media Srevices
Well hello Toowoomba,Welcome to a new week of the Talkin Toowoomba podcast, proudly supported by Recognition Plus, put your NAME, .. where it counts!. From promo gear and trophies, to name badges, they will help you be seen.This week in Episode 33 , we are chatting to a lawyer Sarah Adams from Donaldson Law who is passionate about their non confrontational approach to Family law and local novelist Heather Reyburn who is launcing her 3rd book based on "Rural Property life".Now In News of the WeekAfter a great Carnival week, it was wonderful news to hear that the event has been secured for another 5 years.Congrats to one of Toowoomba's favourites restaurants Piccolo Papa they moved into Grand Central, Duggan LaneWednesday the 30th of September is International Podcasting Day and for those new to this, it has been around since 2004.Adam Curry and Dave Winer are credited with the invention of podcasting. Who exactly did what is up for dispute, but in the end these are the two guys who got it rolling.Now Let's get on with show.What's On brought to you by the Toowoomba Regional CouncilSchool Holiday FunMon 28th thru to Thursday the 1st of OctoberJamie Oliver's Learn Your Fruit and Veg Online Program for 3-12 year olds. See coucil events page for detailsWednesday 30 thToowoomba Chamber of Commerce hosts the State Election Candidate debate 5:30 pm at the Oaksand Canvas Coworking starts their Visiting Entrepeneur Evening again after an enforced Covid break from 5:30 pm at 625 Ruthven StFriday the 2nd of OctoberThe Toowoomba Hospital Foundation inconjunction with Suncorp and RACQ have organised The Great Western Road Trip Fri 2 Oct till Mon 5 October, a 4 day guided road trip supporting rural mental health. If you would like to get onboard see the events page on toowoombahospitalfoundation.org.auSaturday the 3rdCobb n Co are holding their popular 3 Day Blacksmithing Project Workshop Sat 3 to Mon 5th 07 am till 4 pm dailySipping Sisters gala ball is on Sat 3rd of Oct, at Burke and Wills Hotel, so get frocked up and support the Breast Cancer Network AustraliaPlease support our local marketsSaturdayThe Toowoomba Farmers markets on from 08am under the windmill at Cobb n Co museum Sundaythe
See omnystudio.com/listener for privacy information.
Microsoft MVP, solution architect, and Scrum expert Neil Benson recently concluded two years of work on a membership and sales platform upgrade for RACQ (Royal Automobile Club of Queensland) that involved Dynamics 365 Customer Service, integration with multiple other SaaS vendor solutions, and, of course, lots of legacy data to contend with from the decades old systems being replaced. This was a big project by any standard. Microsoft celebrated its early successes last year, but work has continued, and Neil gives us an inside view of what it has been like managing five delivery streams amid a host of other changes, from user adoption to the IT department's Azure transition to going live during the pandemic. Show Notes 0:45 - About Neil and his business, Customery 2:50 - About RACQ and their modernization project 5:20 - The scale of this project and the challenges of working at that scale 7:35 - Why RACQ had everything to lose in terms of customer satisfaction and retention from undertaking their modernization program 8:20 - Attitude toward cloud adoption from their legacy stance 10:50 - How five workstreams moved ahead together, how they divided up responsibilities and stages 12:05 - The core software products that go into RACQ's cloud transformation 13:35 - Observations on using Adobe Campaign with Dynamics 365 and other solutions 15:20 - Deploying Apttus and the future of their relationship with (or without) Microsoft 17:50 - The fight for ISV cloud hosting between the hypercloud vendors 19:50 - Using Scrum on a project of this scale 23:50 - Neil's experience training others on Scrum 27:50 - Innovative solutions of the RACQ solution 31:20 - How does an organization focused on driving adapt to Covid and other changing trends around car usage? 34:20 - How such a big project transitioned to work from home during the pandemic 34:35 - RACQ's efforts in trialing other tech like RPA 38:20 - Is RPA a viable long-term product for CIOs? 41:50 - On the history of Customery's LEGO usage 43:15 - Neil's podcast activities Where to find Neil: Customery Academy - https://customery.academy Amazing Apps - https://amazingapps.show Customery Videos - https://youtube.com/customery
Jay and Dave for Breakfast - Triple M Mackay & The Whitsundays
Chopper Rescue Week is coming up in October but entry is now open for one school to get the chopper to land on their school oval See omnystudio.com/policies/listener for privacy information.
Mater Health Services Clinical Nurse Consultant Jen Dalton joins Your Shout to discuss breast cancer and why you should run for a healthy cause.
Outgoing RACQ CEO Ian Gillespie joins Your shout to talk about hard work, health problems and his remarkable 13-year legacy at RACQ.
Brett Blake, Alex Ward, Zack Dyer and Andrew Portelli find out what happened with Alex and the RACQ, why Brett woke up with $600 and how we all described genitalia when we were children.Buy tickets to the Melbourne Catfish season at joshearl.com.auBecome a Patreon subscriber at patreon.com/DYKWIA See acast.com/privacy for privacy and opt-out information.
A must listen - Dan's ridiculous experience being the lead in an RACQ ad, Comedy in Taverns VS Hotels, nostalgia, technology and the end of culture.
On the podcast, this week is Mandy Turner, Mike Costello, and Scott Collie. In car news, the 2020 Volkswagen T-Roc Cabriolet has been revealed, Peugeot has introduced Australia's first petrol particulate filter, why the latest Census data is bad news for young drivers, and Australian drivers have revealed their dirty habits. Mike calls out six cars that should be sold in Australia in his latest opinion piece. Josh Dowling talks about his trip from Cairns to Cape York and gives his top 10 tips if you plan to make the journey. Plus, he discusses why manuals are on the nose, according to RACQ. Mike compares the 2019 Honda Civic Type R and Hyundai i30 N Fastback and reveals a winner. Lastly, we reveal the changes made to the way we will be doing podcasts.
On this week's podcast, you are joined by Mandy Turner, Kez Casey, and Scott Collie. In car news, according to an RACQ study, electric cars are cheaper to run, but high prices are still a problem. Also, pricing and specs have been released for the 2020 Volkswagen Touareg, the Toyota HiLux gets an updated 5-star ANCAP safety rating, and the 2020 Audi Q3 Sportback has been revealed. Mike Costello drives the 2020 Kia Seltos, and Trent Nikolic checks out the 2019 Toyota HiAce. We help out Steve on The Shortlist who is wanting a sophisticated sedan with a good sound system between $60,000 to $80,000. And Mandy talks to Alpina CEO, Andreas Bovensiepen.
This piece is part 5 of a series. Now it’s time to put it all together. We capture stuff. This comes in through a variety of places: notebooks, email, social media, the reminders app, the notes app etc. It’s worth mapping all of your stuff traps. We take the stuff and translate it into something meaningful. We place those meaningful things into the bucket that makes the most sense. Actions go into the calendar or a list. Incubated items come back to us via a calendar, an email to our future self or a tickler file. (A few items go to trash). We review our calendars and lists as regularly as we need to, as the place from which we choose the next action to execute. We keep the whole system up to date so that we can trust it. It is more trustworthy than relying on our brains but we need to go all in for our brains to be truly freed of the task. There are a few things that I skimmed over and wanted to dig into before I finish off this series. Below I cover reference material and tomorrow you’ll hear about higher horizon thinking and review. Reference material I mentioned in passing that some stuff will end up as reference material. There are many thoughts on this topic but I will only talk to how I do it. If you don’t think this will work for you, find your own path. For physical items If I have something to file away, I think to myself, “what would I look under if I was searching for this?” A statement from NAB is filed under BANK — NAB. A physio receipt goes under HEALTH — PHYSIO. Spare business model canvas print offs are filed under BUSINESS MODEL CANVAS. All of these headings are just dymo labels on a manila folder arranged in alphabetical order. Even if something is a little ambiguous, I’ll still find it. If I’m looking for car registration, I might try RACQ or BARINA but I’ll eventually find it under CAR. The average person doesn’t have that many physical things any more. One day I’ll start scanning them all. One day. For digital items It’s a mess. But it’s a searchable mess. That’s the best I can manage for now.
RACQ member Tiffany Melius was just 14-years-old when she fell in love with Sports Climbing, little did she know that her hobby could one day take her to the Olympics.
Despite health and fitness trending on social media, obesity remains at the top of the list of chronic diseases affecting Queenslanders. Husband, father of two and health coach David Contarini has made it his personal mission to educate Queenslanders about health while pursuing his role as RACQ’s Head of Community and Education.
RACQ Foundation visit Morven to assist the drought-affected community. Local farmer, Peter Bryant, talks to us about his drive to stay motivated during the toughest of times.
Join RACQ Foundation in drought stricken Morven, Queensland chatting to local resident Michael McKellar.
RACQ Foundation volunteers and Drought Angels pack up and visit the brave farmers of Morven. Interview with RACQ's Michelle Bagnall and Jodi Neale and Peter Duce.
Donna Sargent who is the founder and Managing Director of Wellbeing2u Pty Ltd which incorporates a workplace massage business, Massage2u. Donna’s passion for healing clients took her to the corporate world, where in 2008 Massage2u became an established provider of workplace massage. Massage2u’s has provided stress relief in the form of massage for clients such as KPMG, ANZ Bank, BT, Credit Corp, Selleys Yates, Nestle, RACQ, and Virgin Australia to name a few.
Stav, Abby & Matt Catch Up - hit105 Brisbane - Stav Davidson, Abby Coleman & Matty Acton
The man Anthony Mundine joined us to talk about his fight with Jeff Horn, Scotty to Hottie called in for Tradie Chat Tuesday talking about being “tough” and Abby spoke about eating her placenta. We also had the Ramblers Sky Dive Chief Instructor who told us what is possible for releasing the money. Fuel prices are up so we spoke to Lucinda from RACQ about Fuel Myths and we also spoke about people being on the public hospital waiting list. See omnystudio.com/listener for privacy information.
Stav, Abby & Matt Catch Up - hit105 Brisbane - Stav Davidson, Abby Coleman & Matty Acton
Lucinda Ross from RACQ joins us this morning to bust some fuel myths and try to help save us money! See omnystudio.com/listener for privacy information.
In this special racing themed episode. RACQ takes you trackside to cover all things motorsport from round two of the Australian Production Cars series at Queensland Raceway.
What makes you a motoring enthusiast? In this podcast we chat to male and female motoring lovers about the highlights and pitfalls of restoring old vehicles. We also reveal the best motoring events in Queensland, including RACQ’s MotorFest.
A 3 year record high fuel price is possible with the RACQ telling us current price highs are not warranted.
What do you normally think about before you go anywhere? Anyone who has ever left the house before has probably had to think about something before taking a step out the front door. Anyone who hasn’t, this analogy won’t really apply to you but for those of us who have, what was the last thing you thought before going to the shops? Probably fairly common - you need to do a list of what you’re going to buy. And sometimes it’s a spontaneous trip of just going to get one item. Thankfully, for this a lot of habit and routines kick in to take over the duty of actually getting to the shops, because it is a relative common occurrence. But say you have to drive to your relative’s house and they live around 8 hours away. It’s probably going to take bit more planning than just popping down to the shops or even driving to and from work every day. But generally, an 8-hour drive in the modern age (with cars) you’ll not need to put too much planning in to it. Say for instance you’re 15 minutes down the road after you leave your house on this 8-hour trip, then all of a sudden you realized you forgot a gift that you were taking to [your] relative. You probably would just turn home and grab it, because is a lot easier then actually try to find a new one. But say for instance you are an hour into the trip; the car breaks down, you wait for RACQ to come, they tell you that it’s either going to have to be towed away and repaired, or they can just lend you a car a now, they’ll deal with it, and you can drive on. Either way, what decision you make is actually all around why you are going, because if you are going to take the additional resource and spend money on not only fixing the car, but having it towed away, and having a hire car, plus the additional hassle of trying to come back, and at the same time trying to figure out what’s wrong with the car... If you’re not going for a reason that means a lot to you, you might just be likely to take the first taxi back home and just have the car repaired and pick it up in the morning. If you’re going for your cousin’s 21st birthday you might call and just apologize… but, say it was someone’s funeral. You’re much more likely to still proceed with the journey. So that analogy is really just finishing off from last time where, the “why” you take the journey really matters more than anything. And depending on the reason as well, it would trigger different responses based around what the incentives are. So, if you’re hungry for instance, or you’re thirsty even, that’s just a basic need. Beyond a basic need though would you prefer to receive something now or something later? And it really depends how big is that thing, and how quickly do we get to have it. Years of behavioral studies really show that, there’s [a tendency] to prefer something right now even if it’s a smaller reward than something we would get in the few days’ time. And it’s all about what we perceive the value of it to be. So, if you perceive something as very valuable (even though it might not be valuable to others) you pay more for it, you’ll go to much greater effort to obtained it, and that’s part of your “why”. What you perceive to be in the future and what you want to achieve has a perceived value. So, imagine you’re hungry again and you couldn’t leave where you are. You’re stuck there for say 6 hours or so. Someone offers you a sandwich or even tells you that you can wait and then have two sandwiches, what option do you go for? So, if you’ve got 6 hours to wait and someone says that you can have one sandwich now, or you can wait and have two in 30 minutes (depending on how hungry you already are) just wait that 30 minutes out and then have two sandwiches, and that might get you through the 6 hours. However, they said that you can have 17 sandwiches in 8 hours, would you still take them up on the offer? The offer itself seems far less attractive because technically, if you’re really hungry now, in 8 hours you would be out of where you’re stuck and you’ll be able to get your own food and not be forced to have a sandwich. It’s the exact same rate of return; a sandwich every 30 minutes but it becomes much, much less attractive because it’s in the future and we need that sandwich now. So, it’s been experimented on a lot in the past - and there’s a thing called the Stanford Marshmallow Experiments (they’ve done recreations of these studies a lot, but just go to YOUTUBE and checkout a video) it shows children put into a situation where they can do exactly that, they can get one treat now or they can wait out until the researchers come back and the researchers will give them two treats so, the expected value of what the kids thought of around having two treats is preferable to one. It was shown that those kids that could distract themselves and could focus more on the greater value rather than the instant reward, did fairly better in a lot of metrics even later in life, even getting into high school, getting into college and then their later careers as well as because their ability to delay some gratification slightly to help to move toward that future goal. And the reward itself - it needs to be something tangible to you - because if you don’t like marshmallows or you don’t like sandwiches, then you’ll probably pass up on these options. Friedrich Nietzsche said it perfectly where, “He who has a “why” to live for can bear almost any how”. Imagine that again you are hungry but you have no money this time, and you’re still stuck there for 6 hours, so… you got a family to feed back home and you’ll likely wait that 8 hours then for the 17 sandwiches if you can’t actually afford to get the food on your own. And that’s, again, just the perceived value where, if you do have more of a resource, then you might not actually wait out because the perceived value is less than if you don’t have money to buy the sandwiches. It’s a lot about scarcity and time, so the more scarce something is, the greater value would put to it …but at the same time, the longer and the future we have to wait the less value. So, it’s about finding a balancing act between the longevity of your goal to still keep it motivating, such as financial independence which for most people is very long journey. So, it’s hard to stay on track and keep motivated, especially when there’s not a clear aim or idea about what that why is. Take for an example a common retirement dream were people think that they would travel and tike off all the countries on the bucket list, or just sit on the beach and drink cocktails all day at a tropical resort. How long do you think you could realistically sit on a beach drinking for the remainder of your retirement? You probably could manage it for a while but the accumulative hangover would probably become a bit of an irritant after a bit. Or even just travelling to different countries, how long could you be on the nomad’s road just traveling across Europe or South America before finding out you’ve been everywhere …and then “what to do now?”. So, the whole point is [that] just having a fixation on a moment or activity in time isn’t a tangible “why” to enter into the road to financial independence. And unfortunately, we can’t really experience the same moment of time over and over and not have that scarcity again of the abundance of the thing. [It’s] become less valuable so, we perceived it’s very valuable, because we don’t get to go drinking on a beach all the time or we don’t get to travel that often. But when we start doing more of it, it’s actually more of common occurrence, therefore the scarcity in us makes it slightly less valuable. Again, you can’t really live out that same moment unless you’re Simple Rick and have it really the same emotional magnitude. If the activity played out for years and years, you might really want to move on to something else and that’s the unfortunately thing as well with the next shiny thing that’s pops in - something new, something “now” provides some satisfaction and it’s essentially the same satisfaction that drinking in the beach provides - except we can get it now rather than waiting until retirement. And what you’re aiming for is really just a motivating factor and is actually sustainable over the long term, where as something that’s the alternative to really achieving financial independence can also be motivating if you’re not quite sure were to aim. So, imagine that your income is now capped, you’ve got around $23,200 per annum in income, in your life right now how would you get by? If you have mortgage - it’s probably almost the size of the mortgage repayments itself – let alone if you want to travel, to keep up with daily living or even buy groceries. That figure I just provided, is actually the maximum pension income for a single home owner in Australia. It’s $17,530 or so, if you are in a couple (so each couple gets $17,000). And generally, it’s not a lot of additional income to pay for all those lifestyle wants when you’re younger. And it feels pretty awful in that situation. I work with clients in that situation, where it’s about managing the cash flow - and it limits options, and I really feel for people in that situation. That’s part of why this podcast has come into existence, where helping people avoid this is quite an easy thing… if it’s just done consistently over time. But where does the money come from to fund such a system with the age pension? It would be great to have more and more income for individuals who wants to do more. Given our unlimited wants, what [calculation] can be place on the income like that? And how long can it be funded for, because it increases at a certain rate where it might actually start demotivating people? And it might actually be a certain limit where, if you provided universal income of $50,000, would that actually create happier people if they still have a lot of resources to find the beach every single day? And the most important one - because I’m not going to even try to answer the previous ones - but the most important is really, will it be around? So, the age pension was introduced back in 1904 and it still had a relatively similar eligibility to today. If you were 65 years old in 1904 you could obtain the age pension. But the little catch with that is the life expectancy back then was between 54 to 58, so it’s a fun trick to play on people - when you introduce something saying if you reach a certain point you’ll obtain it. People started living a lot longer though from the 1930s, and the eligibility didn’t really increase up until a few years ago…So, it’s become a large allocation of the government’s budget. It wasn’t really counted for 100 years (like nothing can ever really be) but when the total expenses are $450 billion, and they spend around two hundred of that on transfer payments, it might take them some time to actually catch up to being able to afford that - or they’re going to have to reduce it. I’m not saying it’s a good thing, it’s just a possibility because we’ve seen all round the world that government can go bankrupt and when they do, transfer payments is the first thing to go. It’s never their salary. So, with history it’s a good, valuable lesson – not saying it’s going to happened here - it’s just that it’s something that you can’t control and the whole reason for independence is to have control over your situation. so, what’s the main reason that you’re taking a journey to financial independence? And why? If its avoiding a similar situation to the previous one, or if it’s striving for something else in mind, where you’ve got a dream about what you’re trying to achieve (even a hobby that you want to become a full time hobbyist at), that’s something that you can put a tangible value to almost as long as you know when you want to achieve by, and what it would cost to sustain your living expenses. By this point, we think we really had it as far as putting together the picture of how to achieve financial independence over all…but unfortunately that’s where the hammer dropped for us where there’s only so much knowledge, structure, advice anyone can provide. As long as there’s that why there (as to why you are going towards financial independence or along that journey), that “why” will actually make up more of an effort, or value, or just long term success than as any really of the other factors put together. So, we can’t tell you what you want, nor really can anyone else. That’s the disconnect between a lot of the information that is provided where it’s structured in ways it seems like it’s what we want to achieve. But unless you really figure that out first, it’s almost like the rare golden watch era where people would get the job, be in the same position for decades and decades, and at the end get the golden watch... and that’s what a lot of peoples’ retirement dreams feels like where they get the watch and now what do we do? So, the relationship between completing a task and the incentives needed to do it is totally separate as well, because the journey is more satisfying than achieving it. That difference is motivation versus satisfaction. Satisfaction is just momentary, if you get a new car, you get a new house anything like that actually provides a satisfaction to you, depending on how it satisfied you are with it, it will either provide a little bit of happiness, a lot of happiness but it all reduces to the same base line level almost. It’s all about increasing along the way and the journey. Because the journey itself provides more happiness I guess you could call it than actually obtaining what you set out for. And even with a goal in mind you realize there is lot of effort required to get there once you start, so, having that “why” and having something tangible to aim toward really helps motivate and keep working through the goals. Unfortunately, it’s not easy otherwise it would be not a topic we’re covering… so, reducing the barriers to these problems is what we want to achieve. So, reducing the effort in conjunction with responsibility, understanding and frameworks, essentially, to provide an easy framework that is something that’s generally complex (but the easier the better). So, from the next episode we will be wrapping up – it’s a bit of a wrap up party, a summary on all of these episodes put together and then from the seventh we’ll start with really what the podcast is all about.
We discuss how peak motoring group RACQ is training senior school students to stay safe on the road. The panel also looks at what's going on with driver behaviours and attitudes.
Stav, Abby & Matt Catch Up - hit105 Brisbane - Stav Davidson, Abby Coleman & Matty Acton
Today was a big day for Stav, who was surprised with a call from David Duchovny. Abby was schooled by her son Finny who told her what she actually meant when she said disappoint and Brisbane called up and shared how their kids have schooled them. The speed limit has dropped by 10km/h so we spoke to the RACQ about why it has happened and what the mystery cameras are that have popped up on the side of the road. It's Friday and as always on a Friday we learn about the things Matty learnt for the week! See omnystudio.com/listener for privacy information.
Luke Grant speaks to Steve Spalding, from the RACQ about the rising tensions and violence between cyclist and motorists on Queensland roads.
Ben speaks to Paul Turner from RACQ about how the rail debacle is slowing down the daily commute
Renee Smith from RACQ chats about what it took to get her big break in the media, the challenges associated with working in breakfast radio and developing her leadership skills.
Arete Executive Podcast hosted by Managing Partner Richard Triggs. Interview with Ian Gillespie, Group CEO, RACQ. Richard Triggs LinkedIn: https://au.linkedin.com/in/richardtriggs Ian Gillespie LinkedIn: https://www.linkedin.com/in/ian-gillespie-95847822 Arete Executive website: www.areteexecutive.com.au RACQ website: http://www.racq.com.au/ Richard's book on Amazon: http://www.amazon.com.au/Uncover-Hidden-Job-Market-Executive-ebook/dp/B00WCQ5U46/ref=sr_1_1?ie=UTF8&qid=1445566942&sr=8-1&keywords=uncover+the+hidden+job+market LinkedIn CEO Incubator Group: https://www.linkedin.com/grps/CEO-Incubator-6948255/about? Theme music by Simon Gardner "Sunny" from the album "Choose Your Own Adventure": http://simongardnerguitarist.com
Have you ever given your car a nickname? Motoring organization RACQ has had a look at the car nickname phenomenon and discovered that the most likely car owners to do it are aged 16-24. Spokesperson Lauren Ritchie has joined Behind the Wheel hosts Peter Hitchener and Chris Miller for a chat about the most popular car nicknames and how car owners determine what they call their car. For the record, Kermit was the most popular car nickname, though there were a few more that are obviously derived from the cars official name. Have a listen to find out more…
Overdrive 4 July 2015. News including: Kia does well in reliability survey; Ford and Mini want you to rent your car; Autonomous cars nearly crash; TomTom gives feedback; Bull bars cause controversy. Road test of Land Rover Discovery Sport and Ford Falcon. Quirky news : Chevrolet goes emoji.
The RACQ has crunched the numbers and found that owning and running a car now is actually cheaper than it’s been for a number of years. The Queensland motoring club has released its annual Vehicle Running Costs survey which has revealed lower interest rates, cheaper fuel and more competitive insurance prices helped to reduce the upward push of costs in recent years. As reported at behindthewheel.com.au, the cheapest car to own and run in Queensland was a Suzuki Celerio, with the most expensive car a Nissan Patrol V8. Looking at all the expenses associated with normal car ownership, RACQ Executive Manager Technical and Safety Policy Steve Spalding joined Behind the Wheel hosts Chris Miller and Peter Hitchener to look at why the cost of owning some new vehicles has dropped by as much as $20 per week.
AJAX is changing the way that users interact with websites - it has the potential to provide richer and more interactive online user experiences but also introduces its own set of usability and accessibility problems. This session will present views from leading usability experts from around the world from an experienced practitioner workshop conducted at the Usability Professionals Conference in USA. We will also discuss key usability issues we have unveiled through our own usability testing of a range of websites using AJAX over the last 2 years. The session will highlight some of the pitfalls and user frustrations with AJAX as well as how AJAX can be used to enhance the user experience. We will present usability and accessibility issues and common user behaviours with AJAX applications. Finally we will discuss interaction design guidelines for developing user friendly AJAX designs. This is not a technical session and will appeal to designers, developers and anyone working with interactive websites or web applications. Tania Lang is founder and principal of Peak Usability as well as a member of the UPA, WIPA and the Queensland Representative for CHISIG in Australia. She is considered one of the leaders in her field and is passionate about usability. She regularly presents and conducts training workshops to increase awareness and adoption of good usability and UX design practices. With over 10 years experience as a UX practitioner and consultant, Tania has conducted hundreds of usability tests and has learnt a lot about online user behaviour and how this has evolved over the years. She has worked on UX projects for Telstra, Commonwealth Bank, Westpac, Suncorp, Flight Centre, iiNet, RACQ, NRMA, Ergon Energy and numerous government agencies. Licensed as Creative Commons Attribution-Share Alike 3.0 (http://creativecommons.org/licenses/by-sa/3.0/).
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