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Rod Goodbun from Oxfam talks about Tax on the super-rich.See omnystudio.com/listener for privacy information.
Welcome to The Pumped On Property Show Podcast, hosted by investors Ben & Simon Everingham. On this podcast, you'll learn how to build your property portfolio with confidence and achieve financial freedom. Both Ben and Simon have made a lot of mistakes and learnt a lot of lessons the hard way on their journey to buying over $500,000,000 worth of investment property in Australia for themselves and their clients. Looking back, these mistakes have made them the investors they are today. At Pumped On Property we help investors build their property portfolios with confidence & achieve financial freedom. As a business, we've helped our clients buy over $500,000,000 worth of investment property in Australia. We believe you were born to be financially free and living a life filled with choices. The choice to spend more time with the people you care about, do meaningful work, help others, move better, travel the world, and become the best version of yourself. We look forward to helping you get there. DISCLAIMER The viewer acknowledges and agrees that: (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager; (b) POP is a licensed real estate agent, which conducts business as a 'buyer's agent; (c) POP conveys the information provided on this video channel as general information only and is not tailored to the viewer's particular financial circumstances or expectations; (d) The information provided on this video channel cannot be relied upon by the viewer as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property; (e) The use of which the viewer may make of the information provided on this video channel is subject to the viewer seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property; (f) The information provided in this video channel, given it is general in nature, is not suitable or applicable to the viewer's individual circumstances, needs, objectives or expectations; (g) In providing the information on this video channel, POP has made no representation, provided no advice, and given no warranty or promise as to the suitability, or otherwise, of any investment in any real property; (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this video channel. I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above before accessing this video channel."
Blast resistant doors. Biometric security. Robot massage therapists. If the apocalypse is coming, these folks want to be sure they don't have to give up a thing. From bowling alleys to self-sustaining farms, the wealthiest elites are planning for it all to end, but they might be forgetting one major piece of the puzzle. This week's episode is Billionaire Bunkers - Doomsday Plans for the Super Rich. Wildfire Relief links: California Fire Victims How to Help Those Impacted Click here for this week's show notes. Click here to sign up for our Patreon and receive hundreds of hours of bonus content. Please click here to leave a review and tell us what you think of the show. Please consider supporting the companies that support us! - Get 20% off + free shipping with the code CREEPY at Manscaped.com -Hero Bread is offering 10% off your order. Go to hero.co and use code CREEPY at checkout. - For a limited time, use my code CREEPY to get a free gift with your Journey Pack! Head to tryfum.com -Go to Quince.com/creepy for free shipping on your order and 365-day returns.
What if taxing the super-rich could lower the cost of your groceries? Or fund entire climate adaptation projects? Hosts Carl Schlyter and Joycelyn Longdon sit down with Chenai Mugumba, Executive Director of the Tax Justice Network Africa, to explore why taxes matter—and how it could reshape our everyday lives. They explore how taxing the super-rich can help reduce inequality by redistributing wealth and power. From funding healthcare and education to improving housing and tackling climate challenges, they break down where the money is and how it could shift the system. While the Super-Rich meet at the 2025 World Economic Forum, this episode asks: Could taxing the super-rich be the key to a fairer, greener future? What can you do? Sign the petition so governments #TaxTheSuperRich and use those funds to tackle the climate and social emergencies https://www.greenpeace.org/international/act/tax-the-super-rich/Listen to the previous SystemShift's episode about tax and share this podcast with those you think should listen https://www.youtube.com/watch?v=1i3rGR84RDk&pp=ygUac3lzdGVtc2hpZnQgZ3JlZW5wZWFjZSB0YXg%3D Read more Greenpeace's blogs about global tax rules that work for the people https://www.greenpeace.org/international/story/68588/we-need-global-tax-rules-that-work-for-people-like-me-not-multinational-corporations-and-the-ultra-rich/ Hosted on Acast. See acast.com/privacy for more information.
From the BBC World Service: Let’s talk about the billionaire boom. Billionaire wealth surged by a staggering $2 trillion last year. That's three times faster than the year before, according to a new report from Oxfam – which was just released as world leaders and business elites gather for the World Economic Forum in Davos, Switzerland. We’ll unpack. Plus, TikTok is back after a weekend of uncertainty.
From the BBC World Service: Let’s talk about the billionaire boom. Billionaire wealth surged by a staggering $2 trillion last year. That's three times faster than the year before, according to a new report from Oxfam – which was just released as world leaders and business elites gather for the World Economic Forum in Davos, Switzerland. We’ll unpack. Plus, TikTok is back after a weekend of uncertainty.
Two years ago, climate scientist and activist Dr Peter Kalmus moved his family away from Los Angeles because as California's climate kept growing drier and hotter, he was afraid that his much loved, indeed idyllic sounding, neighbourhood would burn. He had lived in Altadena for 14 years.Now, from his new home in North Carolina, he has had the deeply upsetting experience of watching Altadena razed, as climate-driven wildfires caused death, destroyed homes and ruined livelihoods.Kalmus tells In the News that even he – who has spent his career warning about the deadly impact of our fossil fuel dependence – didn't expect fires of this scale. It is he says proof that climate models which consistently predict the sort of temperatures that will alter life on earth, have tended to err on the side of optimism.Our inability – in a world shaped by the interests of big business, billionaires and the fossil fuel industry – to grasp the threat caused by carbon emissions, means he says that nowhere is safe from unpredictable, and even devastating weather events. The LA fires won't be the last.Presented by Bernice Harrison. Produced by Declan Conlon and John Casey. Hosted on Acast. See acast.com/privacy for more information.
There's no greater investment than in yourself. Amber reveals her four game-changing investments, from business to money to health & wellness, along with her four absolute worst ones. Learn why hiring the expert is better than a quick-fix and how leaving toxic friendships and relationships can actually make you glow. Tune in for the good, the bad, and the transformative insights that will make you rethink how you spend your time, money, and energy.------------------------In today's episode, we cover the following:Intro (1:02)Last chance for Cash Consciousness (3:15)Birdie and bogey (6:32)Global Empowerment Mission for LA fires (19:32)Worst investment #1: PR services (23:25)Best investment #1: Hiring experts (36:16)Worst investment #2: Joining a mastermind (40:08)Best investment #2: Finding your perfect network (44:00)Best and worst investments: stock picks (47:00)Worst beauty investments (55:03)Best health and wellness investments (56:38)Investing in the wrong friendships (1:03:25)Make 2025 the last year you struggle with money (1:09:15)----------------------------Resources:Episode 011: The Hot Girl's Guide to InvestingEpisode 045: Health is Wealth: What the Super-Rich do to Stay Young----------------------------Ready to reprogram your money mindset and start thinking like a wealthy woman? Cash Consciousness is now enrolling through TODAY, January 14th 2025 11:59 pm—featuring 8 modules, meditations, and live money dates designed to help you ditch overspending and design the life of your dreams. Join the crew at oldmoneypodcast.com/cash and start building your financial legacy today!----------------------------Connect with the Old Money Podcast:Web: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.
It's not just Elon Musk. Be they cabinet picks, ambassadors or advisers, Donald Trump's roster of nominees is stacked with a record number of billionaires. What does that say about the times we live in? And if Trump's first stint as US president is anything to go by, it's safe to predict more deregulation and tax cuts that will serve his team nicely. But does success in making money imply success in serving the common good? Four years ago, captains of industry and tech titans were distancing themselves from Trump's brand of politics after the storming of the Capitol that attempted to stop the January 6 certification of his defeat.Last week, Facebook's boss Mark Zuckerberg announced that he was ditching US-based fact-checkers on his platforms. Will kissing the ring be good for Meta and will the rest of the world feel the impact of what is happening across the Atlantic?At a time when the world needs to come together on issues of environmental norms and artificial intelligence, what response will there be if things get adversarial?
Asia Pacific offers one of the best coastlines in the world, housing thousands of islands in the pacific ocean which boasts many popular tourists spots. In this region, the growing appetite for luxury assets such as superyachts is in tandem with the surge in the number of high net worth individuals. How are industry players riding this wave of Asian wealth? Industry Insight dives into the world of marine opulence and luxury with Peter Mahony, General Manager (Asia) at Benetti Yachts. Peter shares his insights on the burgeoning superyacht industry in Asia and how the Italian yacht builder is shaping the future of luxury yachting.See omnystudio.com/listener for privacy information.
Connor Pugs tells a Storytime about a Spoiled Brat Cries For His Mommy (Instant Karma) So this Spoiled Brat Entitled Rich Kid thinks he owns the world, and he is super Entitled and Spoiled because his Daddy is Super Rich and Wealthy. So now, this Spoiled Brat gets hit with Karma, and this Spoiled Brat Cries for his Mommy because he is getting Instant Karma. Try not to Cringe and Try not to Laugh at this funny, fun, cringe, cringey, awesome, hilarious, thrilling and intense spoiled brat storytime! Listen to my stories on Spotify:
What would YOU like to hear about on Bloomberg? Help make shows like ours even better by taking our Bloomberg audience survey. Your morning briefing, the business news you need in just 15 minutes. On today's podcast: (1) Nvidia predicted fiscal fourth-quarter sales of about $37.5 billion. Though the average analyst estimate was $37.1 billion, projections ranged as high as $41 billion. (2) US prosecutors charged Gautam Adani with helping drive a $250 million bribery scheme, throwing the Indian tycoon's conglomerate back into turmoil just as it was rebounding from a short-seller's fraud allegations. (3) Archegos Capital Management founder Bill Hwang was ordered to spend 18 years in prison for fraud and market manipulation tied to the stunning 2021 collapse of his $36 billion family office, capping a case that riveted Wall Street. (4) Ukrainian forces fired British cruise missiles at military targets inside Russia for the first time, expanding the use of Western-provided long-range weapons as the 1,000-day conflict enters a new phase. (5) The Bank of Mom and Dad is becoming a growing source of finance for UK adults looking to get on the housing ladder, according a new Resolution Foundation report. (6) Global havens for the wealthy see an opportunity to lure away UK non-doms — and they're hosting roadshow-type events to gauge their interest. See omnystudio.com/listener for privacy information.
Trump is about to give his supporters heartburn. The super-rich continue to reap the benefits of our work. GOP Senators are cowering as many imply support for Matt Gaetz. Subscribe to our Newsletter: https://politicsdoneright.com/newsletter Purchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make America Utopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And Be Fit Now: https://amzn.to/3xiQK3K Tribulations of an Afro-Latino Caribbean man: https://amzn.to/4c09rbE
From the BBC World Service: The G20 group of nations has struck a new agreement to tax the ultra-rich in order to fund sustainable development projects. Plus, UK farmers are protesting in London over plans for a new estate tax on agricultural land worth more than $1.2 million. And how is the Egyptian economy faring with the Suez Canal still not back to full capacity following Houthi attacks?
From the BBC World Service: The G20 group of nations has struck a new agreement to tax the ultra-rich in order to fund sustainable development projects. Plus, UK farmers are protesting in London over plans for a new estate tax on agricultural land worth more than $1.2 million. And how is the Egyptian economy faring with the Suez Canal still not back to full capacity following Houthi attacks?
I would never read so much text. This is long and boring to me. Versions of this have been said to me throughout my career from designers. And not to pick on designers, but I really don't care. Because they weren't the ideal customer for the product. So of course they weren't interested in the copy.Like my old boss Mike Morgan used to tell me – you never read the refrigerator ad on page 3 of the newspaper…until your fridge breaks.So when I came across this lesson in a podcast guest application, it grabbed my attention – ‘You don't have to like it. You aren't the target.'To hear the story behind that lesson, and many more lesson-filled stories, I invited on Renee Miller, Founder and Executive Creative Director, The Miller Group [https://www.millergroup.com/].Tune in to the full episode using this embedded player or by clicking through to your preferred audio streaming service using the links below it.Stories (with lessons) about what she made in marketingTo mine own self be true. Say YES then figure out how to get it doneProvide an exceptional experience Be modestYou don't have to like it. You aren't the target.The more you value yourself, the more likely you are to take calculated risksDiscussed in this episodeGet Productive With AI – November 20th at noon EST: Join Flint McGlaughlin, CEO, MeclabsAI, for an accelerated version of the AI Guild MEC050 course. There is no cost. See the 7 principles you can learn in this session and register to join us at MeclabsAI.com/GetProductive (from MarketingSherpa's parent organization, MeclabsAI).Customer-First Marketing: A conversation with Wharton, MarketingSherpa, and MECLABS Institute [https://sherpablog.marketingsherpa.com/consumer-marketing/wharton-interview-customer-first-marketing/]Creative Marketing and Advertising Campaigns: Hold the line & get a door kicker (podcast episode #84) [https://marketingsherpa.com/article/interview/creative-marketing]Value Proposition Articulation: Examples of helping customers understand and believe your business' marketing messages [https://www.marketingsherpa.com/article/case-study/value-proposition]Strategy: Don't think of your customers as a ‘target' to acquire (podcast episode #65) [https://www.marketingsherpa.com/article/interview/strategy]Enterprise Solutions Marketing: You can make a big career, and still stay human (podcast episode #99) [https://www.marketingsherpa.com/article/interview/enterprise]Special Report: How to Market to the Super Rich -- 4 Challenges and 8 Must-Know Strategies [https://marketingsherpa.com/article/how-to/how-to-market-to-super]Get more episodesSubscribe to the MarketingSherpa email newsletter [https://www.marketingsherpa.com/newsletters] to get more insights from your fellow marketers. Sign up for free if you'd like to get more episodes like this.Apply to be a guestIf you would like to apply to be a guest on How I Made It In Marketing, here is the podcast guest application – https://www.marketingsherpa.com/page/podcast-guest-application
Send us a textWealthy Democrats Flock to London Real Estate After Trump's Election WinFollowing Donald Trump's recent election victory, a notable trend has emerged: affluent Democrats are increasingly purchasing luxury homes in London. Becky Fatemi of Sotheby's International Realty and Marco Previero of R3Location have reported significant upticks in inquiries and relocations from wealthy Americans. These buyers are seeking a "safety net" due to their opposition to Trump's policies. High-end rental properties are particularly in demand, as many are opting to rent due to the urgency of their moves and high stamp duty taxes on property purchases. Despite recent tax changes, including increased stamp duties and the end of favorable tax regimes for non-domiciled individuals, London remains a prime destination for these buyers.Are the Super Rich Really Abandoning Britain?Charlie Mullins, a notable figure who sold Pimlico Plumbers for £145 million, announced his departure from the UK, citing inheritance tax as a primary reason. Mullins' move is part of a broader trend where high-net-worth individuals (HNWIs) are considering leaving the UK. Henley & Partners estimate a net loss of 9,500 HNWIs this year, driven by factors such as the end of the non-dom regime, tighter inheritance tax relief, increased national insurance costs, and high stamp duties on second homes. Despite the complexity and personal considerations involved in relocating, wealth managers report increased client interest in moving to destinations like Singapore, Jersey, Switzerland, and the Middle East. While actual departures remain limited, the discussion around relocation continues to grow.Co-Living Firms Set to Revolutionize the Housing MarketProminent co-living companies have launched a campaign to promote their innovative rental housing model to local authorities, national policymakers, and investors. Co-living, which focuses on community, affordability, and convenience, offers private and communal spaces such as shared kitchens, coworking areas, gyms, and lounges. Rents typically include bills, and tenancy contracts are more flexible than traditional rentals. The 'Why Coliving' campaign, led by Conscious Coliving, features participants like urbanbubble, VervLife, and HUB. Supported by the British Property Federation, CBRE, and Cascade Communications, the campaign includes multimedia content and industry events to showcase how co-living can align with housing goals and provide benefits to various stakeholders.Tom Ford Makes Largest UK Property Purchase of 2024Tom Ford has made headlines with his purchase of a property in London's upscale Chelsea district for £80 million ($104 million), marking the largest residential real estate transaction in the UK for 2024. The property, a white stucco-fronted mansion in a garden square between Hyde Park and the River Thames, adds to Ford's extensive real estate portfolio, valued at over $300 million. This acquisition follows Ford's sale of a home in Regent's Park, as he anticipates new government tax hikes on high-value properties. Ford's portfolio includes notable properties such as Jacqueline Kennedy Onassis's former Hamptons estate, a Palm Beach mansion, and Halston's former Manhattan townhouse. Since retiring from fashion, Ford has shifted his focus to his impressive real estate investments.Maximize your property wealth with London Property. Turn challenges into opportunities. With expert knowledge and reach, we tackle the complexities and inefficiencies of the property market with you.
This is an episode that is probably going to make a lot of you angry. I know it's making me angry right now. A few days ago, Oxfam released their latest report called “Carbon Inequality Kills,” and we'll be talking about that today. This is a damning report on just how much carbon the billionaires of the world are producing and why it dwarfs any possible emissions you could be producing on your own. In this episode I share: The importance of personal lifestyle changes to combat climate change The climate crisis as a collective issue, not an individual fault How billionaires contribute disproportionately to global emissions The luxury lifestyle items, such as private jets and superyachts, that have massive environmental impacts Why investment emissions from the wealthy are even worse than their personal emissions The ways that poor communities bear the brunt of climate change How much control billionaires have over global companies Why policy changes are necessary to regulate luxury emissions and promote transparency in investments The power of consumer choices and how they can influence big business to change Voting for climate-conscious leaders as crucial for systemic change How we have more power than we think to address climate change collectively More info You can find the full report from Oxfam here: https://www.oxfam.org.au/2024/10/carbon-inequality-kills-report/ Key Quotes “50 of the world's richest billionaires emit more carbon in just 90 minutes that your average person emits over their entire lifetime.” “If everyone began emitting at the same rate as the world's richest 10% the world's remaining carbon budget would be depleted in 1.5 years. If we all acted like the top 1% that budget would be used up in less that 5 months.” You can get involved with the podcast online Find our full podcast via the website here: https://www.nowthatswhaticall.com/ Instagram: https://www.instagram.com/nowthatswhaticallgreen/ You can follow me on socials on the below accounts. Instagram: https://www.instagram.com/briannemwest/ TikTok: https://www.tiktok.com/@briannemwest LinkedIn: https://www.linkedin.com/in/briannemwest/ For our latest big project, find out more about Incrediballs here: https://incrediballs.com/
In the wake of the UK budget, and a report from Greenpeace on the feasibility of a wealth tax on the super rich, the panel discuss whether such a measure is possible or even likely. Plus, what happened at the BRICS+ summit, and was it a success for Putin and his allies?Joining Esau this episode are Sean Kenji Starrs, Barnaby Dye, and Benjamin Tippet from the Department of International Development.World: We Got This is brought to you by the School of Global Affairs, King's College London. Hosted on Acast. See acast.com/privacy for more information.
Ordinary Guys Extraordinary Wealth: Real Estate Investing and Passive Income Tactics
Sam and Lucas discuss the proven old money hack the richest people on earth have used to grow their businesses into giants. You can use this same old money hack to grow your personal assets, specifically your real estate portfolio. This old money trick has made multiple billionaires. This is The FasterFreedom Show. https://www.freerentalwebinar.com?utm_source=pod&utm_medium=OG&utm_campaign=Description&utm_term=221
In this week's podcast, we discuss how thousands of farmers will be hit with a €15m ACRES clawback. We talk about a potential clampdown on the super-rich buying up swathes of land across the country and discuss Met Éireann's take on grass growth into the future as climate change plays its part. Hosted on Acast. See acast.com/privacy for more information.
The mustaches are joined by guest producer, Dan “Delco” Regester, to discuss the death of Bianca Rudolph. Larry Rudolph and his wife of 34 years,Bianca traveled to Zambia in late September 2016 so that Bianca, also a big-game hunter, could hunt a leopard. They were getting ready to leave their hunting camp in Kafue National Park on the morning of Oct. 11, 2016, when Bianca was shot in the chest with a Browning shotgun. Smells Gamey to me…Try Our New 8% Seltzers HardAFseltzer.comOur Sponsors:* Check out Mochi Health and use my code CRIMEJUICE for a great deal: www.google.comSupport this podcast at — https://redcircle.com/crime-corner-with-jessie-wiseman/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
There are now almost 3,000 billionaires in the world today. But how do the super-rich amass their incredible wealth? The podcast Good, Bad Billionaire is back with season two to find out. We hear listeners' reactions and questions, including what qualifies a billionaire to be featured on the show - and are there in fact more African billionaires than records reveal? We are joined in the studio by its presenter Simon Jack.Presenter: Rajan Datar Producer: Howard Shannon A Whistledown production for BBC World Service
Robert Pausch of Die Zeit on the far right's strong showing in German regional elections • Rob Larson, author of Mastering the Universe, looks at the superrich The post German neo-Nazis on the march, a look at the superrich appeared first on KPFA.
Unlock the secrets to financial freedom and transform your financial future with our special guest, Herman Dolce. ✅ 7 Ways to Make Better Decisions Using AI: https://ai.ryanhanley.com/✅ For daily insights and ideas on peak performance: https://www.linkedin.com/in/ryanhanley✅ Find Your Favorite Way to Subscribe to The Show: https://linktr.ee/ryan_hanleyConnect with Herman DolceWebsite: https://www.bellasloanllc.com/Instagram: https://www.instagram.com/haitian_ceo/Discover the critical role of discipline and why consistent execution beats mere planning every time. Herman's business anecdotes reveal how small steps and written goals can turn dreams into milestones, making aspirations tangible and fostering self-accountability. You'll also learn how manifesting your goals can shift your mindset and elevate your financial success.Next, we break down smart financial strategies to maximize wealth generation. From the foundational lessons of money management often learned from family to the advanced tactics of leveraging credit and investments, Herman shares valuable insights that go beyond simply exchanging time for money. Surround yourself with successful mentors and understand the power of strategic financial decisions to achieve significant, compounded gains over time.We also tackle the often-overlooked importance of financial education and literacy. Learn how to fill the gaps left by traditional education systems with actionable advice on starting an LLC, investing in real estate, and protecting your assets through trusts. Herman provides a roadmap to building generational wealth and financial security, stressing the importance of living modestly while making your money work for you. Don't miss this episode filled with practical steps and advanced strategies to secure and grow your financial future.
On this edition of Parallax Views, Pulitzer Prize winning reporter David Cay Johnston has becomes widely known for his reporting on Donald Trump. He first reported on Donald Trump in 1988 and his since written three books on the former President: The Making of Donald Trump (2016), It's Even Worse Than You Think: What the Trump Administration is Doing to America (2018), and The Big Cheat: How Donald Trump Fleeced America and Enriched Himself and His Family (2022). Before writing those books on the MAGA movement leader, however, David wrote about what he refers to as the "hidden-in-plain sight system we have that takes from the money and redistributes to the very few". Turns out, there's a connective tissue between Davide's books on Trump and his reporting on that hidden system. Namely, David says, Trump is the embodiment of that system. In this interview, David and I will delve into how his books Temples of Chance: How America Inc. Bought Out Murder Inc. to Win Control of the Casino Business (1992), Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super Rich—and Cheat Everybody Else (2003), Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense and Stick You With The Bill (2007), The Fine Print: How Big Companies Use "Plain English" to Rob You Blind (2012), and Divided: The Perils of Our Growing Inequality (2014). We'll delve into Trump's pro-corporate, anti-working class agenda; some of the specific mechanism that have been used to make massive wealth transfer to the rich at the expense of the working class and poor since Reagan; the Heritage Foundation's Project 2025; the Build the Wall charity scam; President Joe Biden, the U.S. economy, inflation, job creation, and wage increases; Trump's views on minimum wage not being pro-worker; Trump's reverse Robin Hood tax policy and tax cuts to the rich; the problem with big mainstream media today and why the legacy media outlets don't intensively cover issues effecting everyday Americans enough; the warping of the campaign finance system since the Watergate scandal; how the donor class became so powerful in the American political system; a history lesson going back to the Civil War through to the Nixon years and beyond on how we got to this moment; the Supreme Court decisions that helped shaped politics in favor of big business; the poverty found in low-tax societies and David's reporting on "hidden taxes" in Singapore; the modern world's need for investments in public infrastructure and the creation of common wealth that benefits all; issues facing the education system today and how failing literacy rates in America are ruining the American political system; China's innovations in education and what it means for America; and much, much more! This is by far the best interview of had with David Cay Johnston.
Unlock the secrets to financial freedom and transform your financial future with our special guest, Herman Dolce. ✅ 7 Ways to Make Better Decisions Using AI: https://ai.ryanhanley.com/✅ For daily insights and ideas on peak performance: https://www.linkedin.com/in/ryanhanley✅ Find Your Favorite Way to Subscribe to The Show: https://linktr.ee/ryan_hanleyConnect with Herman DolceWebsite: https://www.bellasloanllc.com/Instagram: https://www.instagram.com/haitian_ceo/Discover the critical role of discipline and why consistent execution beats mere planning every time. Herman's business anecdotes reveal how small steps and written goals can turn dreams into milestones, making aspirations tangible and fostering self-accountability. You'll also learn how manifesting your goals can shift your mindset and elevate your financial success.Next, we break down smart financial strategies to maximize wealth generation. From the foundational lessons of money management often learned from family to the advanced tactics of leveraging credit and investments, Herman shares valuable insights that go beyond simply exchanging time for money. Surround yourself with successful mentors and understand the power of strategic financial decisions to achieve significant, compounded gains over time.We also tackle the often-overlooked importance of financial education and literacy. Learn how to fill the gaps left by traditional education systems with actionable advice on starting an LLC, investing in real estate, and protecting your assets through trusts. Herman provides a roadmap to building generational wealth and financial security, stressing the importance of living modestly while making your money work for you. Don't miss this episode filled with practical steps and advanced strategies to secure and grow your financial future.
This weekend, traffic in a key part of Mumbai came to a standstill to make way for a convoy of VIP guests attending one of the year's most talked about events, the wedding ceremony of Radhika Merchant and Anant Ambani. The couple tied the knot in a 4-day wedding extravaganza with the likes of Kim Kardashian, John Cena and India's PM Narendra Modi in attendance. It was the glittering finale to 4 months of pre-wedding events which spread across continents and featured private concerts by Rihanna, Katy Perry and Justin Bieber. The spectacle of the whole wedding has divided opinions, with some enjoying the extravagance of it all and others uncomfortable with such a display of wealth in a country facing stark inequality between rich and poor. BBC Delhi reporter, Meryl Sebastian, gives us an overview of the event and wedding culture in India. Plus, BBC Business Correspondent, Nikhil Inamdar, tells us a bit about how the Ambani family made its fortune and the changing wealth landscape in India. And Alex tells all about a disaster at his own wedding! Instagram: @bbcwhatintheworld Email: whatintheworld@bbc.co.uk WhatsApp: +44 0330 12 33 22 6 Presenter: Alex Rhodes Producers: Emily Horler, Benita Barden and Kevyah Cardoso Editors: Rosanna La-Falce
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In a new report, commissioned by Brazil for its G20 presidency, French economist Gabriel Zucman says an international scheme to impose a global minimum tax on the world's richest individuals is technically feasible and that a 2% wealth tax on 3,000 billionaires could generate more than 200 billion dollars in revenue. Plus, the summer sales have kicked off here in France. But the month-long period isn't as successful as in the past, when promotional sales were more restricted.
Excellent news, people: Republican officials are mounting an all-out political push for a massive cut in our taxes next year! Well… by “our taxes,” they don’t mean yours. Rather, here they come with another absurd sob story about giant corporations and the super-wealthy suffering unbearably from excessive taxation. Claiming to feel the pain of these multibillionaires, the GOP is riding to their rescue, promising to extend the trillion-dollar tax boondoggle Donald Trump handed to the rich in 2017, and vowing to add an extra trillion-dollars-worth of new breaks for them.
Welcome to the PoliticsJOE Podcast.Oli, Ed, and Ava analyse the pledges made in the Green Party manifesto - as well as questioning if Vichy France was an afters and the viability of nuclear deterrence theory. Presenters: Oli Dugmore, Ava Santina, and Ed CampbellProducer: Laura BeveridgeSting design: Chris WhiteProduction: Seán Hickey and Shawnee Linstead Hosted on Acast. See acast.com/privacy for more information.
One of the biggest experts on Donald Trump is David Cay Johnston. He is the author of many books on the former president, outlining both Trumps' history and his malfeasance in office. His no holds barred and anti-b.s. detector means he is invited on shows on cable and national news as well as interviews in podcasts such as The Opperman Report.Here he talks about the current travails of the former president, and how they reflect not only on the two tier justice system which affords Trump certain privileges no one else would get, but also how it reflects on a country where almost 30% of the electorate would want a grifter and would be dictator as their leader.David Cay Johnston is an American investigative journalist and author, a specialist in economics and tax issues, and winner of the 2001 Pulitzer Prize for Beat Reporting.From July 2011 until September 2012 he was a columnist for Reuters, writing, and producing video commentaries, on worldwide issues of tax, accounting, economics, public finance and business. Johnston is the board president of Investigative Reporters and Editors. He has also written for Al Jazeera Englishand Americain recent years. Johnston is a Distinguished Visiting Lecturer at College of Lawand the Whitman School of Managementat Syracuse University.Johnston is the author of best-selling books on tax and economic policy. Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense and Stick You With The Bill, is about hidden subsidies, rigged markets, and corporate socialism. It follows his earlier book Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super Rich—and Cheat Everybody Else, a New York Times bestseller on the U.S. tax system that won the Investigative Reporters and Editors 2003 Book of the Year award.Johnston's first book, the 1992 Temples of Chance: How America Inc. Bought Out Murder Inc. to Win Control of the Casino Business is an account of how the junk-bond kings usurped mob control of the casino industry in the 1980s. The book discusses corruption in the industry and the role of the federal and state governments in that corruption.In 2014 Johnston released Divided: The Perils of Our Growing Inequality. Cay Johnston shows most Americans, in inflation-adjusted terms, are now back to the average income of 1966. Post-recession (from 2009 to 2011) the top one percent of households took in 121 percent of the income gains while the bottom 99 percent saw their incomes fall.In 2016, Johnston released The Making of Donald Trump, a journalistic account of the rise of businessperson-turned-presidential candidate Donald Trump. At the time he wrote the book, Johnston had known Trump for 28 years. The book was on the New York Times bestseller list.Published in 2018 is It's Even Worse Than You Think: What the Trump Administration is Doing to America, an investigative piece that details actions taken by Trump and his appointees at the departmental level, and how these actions affect Americans' rights and civil protections. Temples of Chance: How America Inc. Bought Out Murder Inc. to Win Control of the Casino Business (1992) ISBN 978-0-385-41920-8 Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super-Rich–and Cheat Everybody Else (2003) ISBN 1-59184-019-8 Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense and Stick You With The Bill (2007) ISBN 978-1-59184-191-3 The Fine Print: How Big Companies Use "Plain English" to Rob You Blind (2012) ISBN 978-1-591-84358-0 Divided: The Perils of Our Growing Inequality (2014) ISBN 9781620970850, 1620970856 The Making of Donald Trump (2016) ISBN 978-1612196329 It's Even Worse Than You Think: What the Trump Administration is Doing to America (2018) ISBN 9781501174162 The Enforcers : How little-known trade reporters exposed the Keating Five and advanced business journalism (2019) ISBN 9780252042942 Social security works for everyone! : protecting and expanding the insurance Americans love and count on (2021) ISBN 9781620976227, 1620976226 The Big Cheat : How Donald Trump Fleeced America and Enriched Himself and His Family (2022) ISBN 9781982187903, 19821879051982187903, 1982187905 BooksBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.
Are the super rich entrepreneurs like Elon Musk, Jeff Bezos, Mark Zuckerberg solely responsible for creating their wealth, or have government subsidies and incentives been a major contributor ? In which case, should they be taxed at a higher rate ? And what about the Top One Percent : should they pay more tax ? --- Send in a voice message: https://podcasters.spotify.com/pod/show/james-herlihy/message
The Hinduja family still leads the Sunday Times Rich List. But this year's list records the largest fall in the billionaire count in the guide's 36-year history. So why is it happening now and where are the billionaires moving to? Alfie Best, who remains on track to become Britain's first Romany gypsy billionaire, could have the answer. This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.co.uk/thestoryGuest: Robert Watts, Contributor, The Sunday TimesHost: Luke Jones Clips: Sky News, Victorian Plumbing YouTube channel, CEOCAST YouTube channel, News GuardianThe Sunday Times Rich List can be found here, with a subscription. Hosted on Acast. See acast.com/privacy for more information.
When you are part of the one percent you are able to do things that the rest of us could only dream about. Not only are they in the business of buying yachts, now they are turning them into floating fortresses to protect them and their possessions from pirates and other undesirables. In this episode we hear about the insane lengths some of these people are going to as far as security goes. (commercial at 9:35)to contact me:bobbycapucci@protonmail.comsource:https://www.msn.com/en-us/news/other/billionaires-worried-about-their-safety-on-superyachts-are-creating-floating-fortresses/ar-AAXQCDD?ocid=msedgntp&cvid=c53360c098e3489aafdd9fefbf964c83
Ever wonder how the ultra-rich manage to look ageless? Get the scoop on what they're doing for their health and how you can adopt similar practices even on a budget. Today, you'll learn about the seven dimensions of health to live your best, healthiest, and wealthiest self. From regenerative medicine to simple dietary tweaks, there's no better time to invest in your wellness journey. -------------------------In today's episode, we cover the following:Intro (0:50)Health is a privilege (4:45)Amber's health journey (8:08)Embracing gradual change (15:59)Dimension #1: Physical health (18:50)Dimension #2: Internal medicine (25:25)Dimension #3: Aesthetic medicine (35:20)Dimension #4: Anti-aging and health optimization (42:56)Dimension #5: Nutrition (50:33)Dimension #6: Mental health (53:37)Dimension #7: Your environment (55:51)----------------------------RESOURCESDownload the Sesh Fitness App by Katy Hearn----------------------------Connect with the Old Money Podcast:Web: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok: @OldMoneyPodcast----------------------------Copyright (c) Old Money 2024. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode. Produced by AFMEDIA, a division of AFMKTG
Sweden has a global reputation for championing high taxes and social equality, but it has more dollar billionaires, relative to its population size, than almost anywhere else on the planet. Stockholm-based journalist Maddy Savage untangles the rise of the super rich, from the country's booming tech sector to wealth and taxation policy shifts. She also delves into the deep-rooted cultural norms which can discourage Swedes from celebrating money, and investigates the rise in impact investing, as some of Sweden's richest business leaders plough their cash into new startups prioritizing social and environmental sustainability. A Podlit AB production.
We lobbed the feathered arrows of enquiry at the rock and roll dartboard this week and these got the highest scores … … rock stars v the new league of the Super-Rich. … package tours of the mid-‘60s – eight acts, an interval, a compere plus God Save the Queen. … ‘Hits, Flops and Other Illusions' by Edward Zwick and the fantastic tale about arrogance, money-squandering and Julia Roberts at the Halcyon Hotel.... pop music used to be about persuading people to cut loose; now it's about getting them to tighten up. … why you can read Ron Wood's memoir as either comedy or tragedy. .. Chris Blackwell's post-production trickery that sold Bob Marley to a rock audience. … Master Tape Rescue: the arduous task of panning for gold. ... and why there should be a movie about the making of Shakespeare in Love. Plus birthday guest Chuck Loncon in Savannah, Georgia – Neil Young v Spotify, Lady Antebellum, the Dixie Chicks and the tangled world of political correctness.Subscribe to Word In Your Ear via Patreon for early - and ad-free - access to all of our content, plus a whole load more!: https://www.patreon.com/wordinyourear Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.
1/2: #IGini coefficient: Extreme inequality between the 1% of the superrich and the 99% of the rest drives cultural self-destruction such as addiction, homelessness and broad antisocial conduct. Richard Wilkinson, Kate Pickett, Nature Magazine. https://www.nature.com/articles/d41586-024-00723-3 1922 Burma
2/2: #IGini coefficient: Extreme inequality between the 1% of the super rich and the 99% of the rest drives cultural self-destruction such as addiction, homelessness and broad antisocial conduct. Richard Wilkinson, Kate Pickett, Nature Magazine. https://www.nature.com/articles/d41586-024-00723-3 1910 Wall Street broker Charles Gates (1876-1913)
Fossil fuels power our modern lives, and yet fossil fuels are also powering global warming. Because many of us lack the self-sufficient skills necessary to survive an extended power outage event, we are one thing and one thing only: vulnerable.We have become over-reliant on the very thing that's destroying our planet. On today's show: Imagining the ways in which modern life, interpersonal connections, well-being and more would change in a hypothetical, fossil fuel-free world. Here's a preview:[6:00] We are so reliant on electricity that we are incapacitated without it. This is a problem![11:00] In the event of a 2-weeks plus outage, modernity would look a lot different[24:00] Is minimalism late stage capitalism personified?[28:00] Without fossil fuels, we'd be circular[30:00] What research says with regard to the wellness benefits of working with our hands Resources mentioned:Lights Out: A Cyberattack, A Nation Unprepared, Surviving the Aftermath (by Ted Koppel)Doomsday Prep for the Super-Rich (via The New Yorker)Episode #096: Why Self-Sufficiency Matters (with Kelly Morris) --This show is listener-supported. Thank you for supporting!Join our (free!) community here.Find your tribe. Sustainable Minimalists are on Facebook, Instagram + Youtube.Say hello! MamaMinimalistBoston@gmail.com.Our Sponsors:* Thank you to HomeThreads! Use code SUSTAINABLE for 15% off. www.homethreads.com* Thank you to LifeStraw! https://lifestraw.com/* Thank you to Puro Air https://getpuroair.com/Support this podcast at — https://redcircle.com/sustainable-minimalists/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Noah Kagan is an entrepreneur, founder of AppSumo and a YouTuber. Does money make you happy? What about a lot of money? Like billions of dollars a lot of money. Noah has spent years around some of the richest people in the world and deconstructed some of their biggest regrets, thinking patterns and hacks for success. Expect to learn the most common traits of super-rich people, the advice Noah wished people would stop talking about, why having a day job can be riskier than starting your own business, how much money Noah spent on coaches, his best tips on how to overcome self-doubt and much more… Sponsors: See discounts for all the products I use and recommend: https://chriswillx.com/deals Extra Stuff: Get my free reading list of 100 books to read before you die: https://chriswillx.com/books Try my productivity energy drink Neutonic: https://neutonic.com/modernwisdom Episodes You Might Enjoy: #577 - David Goggins - This Is How To Master Your Life: http://tinyurl.com/43hv6y59 #712 - Dr Jordan Peterson - How To Destroy Your Negative Beliefs: http://tinyurl.com/2rtz7avf #700 - Dr Andrew Huberman - The Secret Tools To Hack Your Brain: http://tinyurl.com/3ccn5vkp - Get In Touch: Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact - Learn more about your ad choices. Visit megaphone.fm/adchoices
Science fiction has historically been considered a niche genre, one in which far-flung scenarios play out on distant planets. Today, though, such plots are at the center of our media landscape. On this episode of Critics at Large, the staff writers Vinson Cunningham, Naomi Fry, and Alexandra Schwartz anatomize the appeal of recent entries, from Denis Villeneuve's “Dune” movies to Netflix's new adaptation of “The Three-Body Problem,” the best-selling novel by Liu Cixin. The hosts are joined by Josh Rothman, an editor and writer at The New Yorker, who makes the case for science fiction as an extension of the realist novel, tracing the way films like “The Matrix” and “Contagion” have shed new light on modern life. The boundaries between science fiction and reality are increasingly blurred: tech founders like Elon Musk and Jeff Bezos have cited classic sci-fi texts as inspiration, and terms like “red-pilling” have found their way into our political vernacular. “I find the future that we're all moving into to be quite scary and sort of unthinkable,” Rothman says. “Science fiction is the literary genre that addresses this problem. It helps make the future into something you can imagine.” Read, watch, and listen with the critics:“Dune: Part Two” (2024)“3 Body Problem” (2024)“The Martian Chronicles,” by Ray Bradbury“Dune” (2021)“Dune,” by Frank Herbert“Star Trek” (1966-1969)“2001: A Space Odyssey,” by Arthur C. Clarke“Dune” (1984)“Can Science Fiction Wake Us Up to Our Climate Reality?” by Joshua Rothman (The New Yorker)“The Matrix” (1999)“Contagion” (2011)“The Future,” by Naomi Alderman“Doomsday Prep for the Super-Rich,” by Evan Osnos (The New Yorker)“The Three-Body Problem,” by Liu Cixin“Liu Cixin's War of the Worlds,” by Jiayang Fan (The New Yorker)New episodes drop every Thursday. Follow Critics at Large wherever you get your podcasts.
While the average American worker is subject to a progressive income tax system where tax rates increase as income rises, the wealthy often exploit a range of loopholes and deductions that significantly reduce their tax burden—sometimes to the point where the biggest corporations and one-percenters pay nothing at all. David Cay Johnston, a tax policy expert and former investigative journalist for the New York Times, joins us today to help unravel the complexity of the American tax system, which has functionally created two different tax systems: One for the wealthy and powerful and one for everyone else. David Cay Johnston is an award-winning investigative journalist and author known for his expertise in tax policy and economic inequality. Johnston worked as a tax reporter for The New York Times for over a decade. At the Times, he won the Pulitzer Prize for Beat Reporting in 2001 for his coverage of tax loopholes and corporate tax evasion. Throughout his career, Johnston has authored several critically acclaimed books, including "Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super Rich—and Cheat Everybody Else" and “Divided: The Perils of Our Growing Inequality.” Twitter: @DavidCayJ The Whiteness of Wealth: How the Tax System Impoverishes Black Americans--and How We Can Fix It by Dorothy Brown https://bookshop.org/a/101360/9780525577331 More from David Cay Johnston: “Alvin Bragg's roadmap to convict Donald Trump” https://www.nydailynews.com/2023/01/08/alvin-braggs-roadmap-to-convict-donald-trump/ Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super Rich--and Cheat Everybody Else https://bookshop.org/a/101360/9781591840695 Free Lunch: How the Wealthiest Americans Enrich Themselves at Government Expense (and Stick You with the Bill) https://bookshop.org/a/101360/9781591842484 Divided: The Perils of Our Growing Inequality https://bookshop.org/a/101360/9781595589231 Website: http://pitchforkeconomics.com Twitter: @PitchforkEcon Instagram: @pitchforkeconomics Nick's twitter: @NickHanauer
Will SCOTUS pause moving forward in Trump's immunity case? The Legal Coup - New Documents Reveal How Trump Lawyers Sought ‘Chaos' to Force SCOTUS, or Whoever Else, to Anoint Trump. Guest Interview: Writer/Journalist, Gil Duran exposes The Tech authoritarians of San Francisco. Elon Musk and the rise of reactionary Big Tech (and big money) politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Discover shocking inheritance stories of the super rich. What is your plan to ensure financial success in 2024? As adults, we also can carry worries around that are similarly not logical, but we believe them. We get strange ideas and beliefs about money, some come from stories and beliefs our parents had. "Money doesn't grow on trees ya know" or "Do I look like I'm made of money?" Yet there's nowhere simple to turn to find the right way to think about money. You can try to figure it out on your own by reading magazines and books, but who has time to sort through all of the boring content to get to what you need? That's why it is more important than ever that you have a place to ask questions and be given a simple recipe to follow, where you can just plug in all of the ingredients for success. Gone are the days of being kept in the dark, not understanding how to grow your money or where advisors were making mistakes. Now it is easier than ever to take control of your money, gain confidence and have a real understanding of what to do and how to do it. Because the difference between earning 10% a year in your investments or 0.5% in a savings account, is the difference between having a winter home and a summer home or being a burden on your kids (no one wants that, but sometimes it becomes necessary for people who never were able to compound their money well0. For example: "If you contribute $5,000 to a Roth IRA every year for forty years and earn 10 percent, you will end up with $2,660,555..." - You're Already a Wealth Heiress, p. 48. No, it is not guaranteed, but it is learnable. Remember, wealth is about knowledge. I want you to move forward into a more prosperous 2024. To loosely quote Einstein, the same thinking that got you here isn't going to get you to where you want to go. The thinking has to be different. Now is a good time to start making plans for what you need to do to get where you want to go. ⠀⠀⠀ That's why for a limited time, I am offering a 50% savings on the Be Wealthy & Smart VIP Experience. When you become part of my exclusive inner investing circle you will receive: A monthly webinar where I share forecasts about our stocks, crypto and other investments, performance, and provide time for live Q & A with me Specific ETF ticker symbols so you know exactly where to invest and in what percentages Cryptocurrency recommendations and instructions how to invest plus FAQ's "You're Already a Wealth Heiress" book Access to a video vault with short videos with my favorite investment opportunities No minimum investment $ amount required (you can use this for your 401(k), IRA, HSA or other investment accounts) No additional cost - pay once and done Lifetime access - webinars, videos, ticker symbols, recommendations, group, Q & A time, etc. 30-day money-back guarantee This is all valuable, but what is the most valuable is the peace of mind you get because my forecasts have been on point. What is your plan to achieve financial freedom and make positive progress in 2024? To get your plan for financial freedom, join the Be Wealthy & Smart VIP Experience. For the 50% savings, be sure to use code "SAVE50" at checkout. You can sign up here. WANT TO BUY STOCK PRE-IPO? #Ad Linqto has removed all the barriers so now everyday investors can invest. Sign up to receive a $500 credit toward your next investment from Linqto, click here: https://www.linqto.com/signup?r=e9tdhbl49v PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus WANT MORE FROM LINDA? Check out her program: https://www.lindapjones.com/why-join-the-vip-experience/ Follow her on Twitter: https://twitter.com/LindaPJones WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full Wealth Mentoring Library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics: https://www.lindapjones.com/podcasts/ Sign up for my weekly wealth newsletter at www.lindapjones.com Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)