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Hello to you listening in Olympia, Washington! Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more) for Wednesdays on Whidbey and your host, Diane Wyzga. I am a storyteller of the old school. What do I mean? For over 30 years I've taught (and continue to teach) my clients and students the same thing: “Put down the paper and nobody gets hurt!” Why? Because storytellers have something to say that comes from their aliveness, which is what people most want to feel and connect with. Sharing our stories out loud brings them to light and life, and encourages us to do what most folks fear more than snakes: stand up and speak up in public. Story spoken aloud is what we leave of ourselves in another person. A story is an intimate lasting legacy, a permanent inheritance much like a vow or an oath. When we share our stories out loud, we connect with each other, we belong to each other. We might not realize it but we are creating a verbal promise, a vow, an oath of belonging. Think about how many times we've heard someone say, "Repeat after me: I solemnly swear..." Marrying couples pledge faithfulness through the challenges and joys of marriage. Lawyers uphold the law, maintain client confidentiality, and act as an officer of the court. Doctors focus on ethics, patient care and societal responsibilities. Politicians preserve and defend the Constitution. US military support and defend the Constitution against all enemies. Immigrants becoming US citizens swear the Oath of Allegiance to the United States during a formal naturalization ceremony. From the time we are children in school we recite The Pledge of Allegiance, a patriotic promise of loyalty to the United States flag and the republic for which it stands. What happens when we share our stories out loud? They become real. We say what we mean, we mean what we say. We—and those hearing us—know what we stand for and what we won't stand for. Yes, you might write a story but it needs to be shared out loud to enrich and include the wider world. That's the legacy of the stories we leave in those who have heard them spoken aloud. CTA: If you'd like to learn more, email me at info@quartermoonstoryarts.net for a no obligation Discovery Call. And thank you for listening! You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, email me to arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack. Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Masterpiece Podcasts: Collection of Chinese Classic Novels
Masterpiece Podcasts: Collection of Chinese Classic Novels
Masterpiece Podcasts: Collection of Chinese Classic Novels
Rome didn't collapse overnight.It made a decision.In 211 AD, Emperor Septimius Severus gave his sons a final piece of advice:“Enrich the soldiers and despise all others.”That sentence rewired the Roman economy.Military pay exploded. Silver coins were quietly debased. Taxes strained. Inflation spiraled. And within fifty years, Rome's currency was mostly copper wearing a thin silver mask.This wasn't an accident. It was arithmetic.In this episode, we break down:• The Praetorian Guard auctioning the empire • The 50% pay raise that destabilized the treasury • How Roman currency debasement really worked • Caracalla's Antoninianus and hidden inflation • Why the Third Century Crisis began with payroll Rome didn't fall because of barbarians.It fell because it taught itself that money was negotiable.History doesn't repeat. But it does rhyme.Subscribe to see the pattern before it repeats again.
2.13.26—The Endgame Max Page and Peter Enrich-Raise Up Mass Coalition on Ballot Initiatives $7 or 8 billion in cuts John Feffer and John Berkowitz—Ukraine War End game? Al Williams of Northampton Open Media (NOM) & Jeff Mastroianni – Executive Director (E-Media)-YouTube Censorship & Local Media Survival. Donnabelle Casis—JooYoung Choi, AstroFuturist artist, “Quantum Soup Surfer,” at Amherst College Mead Museum.
Maria Grazia Davino, Managing Director bei BYD Europe spricht heute mit Andreas Herrmann im Mobility Pioneers Podcast über:> EV-Innovation in Europa > Was können wir in Zukunft von BYD erwarten? > BYDs Vision einer vollelektrischen WeltDie Episode wurde am 30.10.2025 im Rahmen des IV. Smart Mobility Summits aufgezeichnet.
Discover how cold-processed liquid fish fertilizer transforms home gardens by enriching soil structure, boosting microbial life, and delivering complete plant nutrition—all affordably. Learn which plants thrive most and why this organic option supports sustainable gardening practices. Read more at https://gsplantfoods.com/products/organic-liquid-fish GS Plant Foods City: Lake Mary Address: 4300 West Lake Mary Boulevard Website: https://gsplantfoods.com/
In this episode of MoneyDonuts, we're doing a deep dive into Royal's self-service toolkit and sharingpractical ways to build financial confidence at any age and stage of life. Thehosts explore Royal's helpful resources like financial calculators, EnrichOnline Learning, the Debbie rewards app, and the Silvur retirement platform tohelp you set goals, stay motivated, and keep moving forward one step at a time.Enrich: https://www.rcu.org/education-resources/financial-education/self-service-tools/enrichDebbie: https://www.rcu.org/education-resources/financial-education/self-service-tools/get-cash-rewards-with-debbieRetirement Simplified: https://www.rcu.org/education-resources/financial-education/self-service-tools/retirement-simplified-powered-by-silvur
On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene is joined by Jonathan Iger, CEO of Sage Realty Corporation, to explore how a 100-year-old, family-owned real estate company is redefining the modern office experience. Drawing on Sage's deep roots in New York City office development, Jonathan explains how brand, hospitality, and operational excellence can drive higher tenant retention and long-term value creation. The conversation dives into why office real estate was already changing before COVID, how renewal rates are often misunderstood, and why "experience" has become a core driver of NOI and asset performance. Jonathan also shares how Sage applies hospitality principles like consistency, service recovery, and "surprise and delight" to create differentiated office environments that tenants don't want to leave. Listeners will gain insight into where the office market is heading, how branded office platforms can create alpha for investors, and why the future of office belongs to owners who treat buildings as long-term relationships rather than short-term transactions. In this episode, you will hear: How Sage Realty evolved from traditional office ownership into a branded office platform Why tenant renewal rates are far lower than most underwriting assumptions The role of hospitality, SOPs, and service recovery in commercial real estate How experience-driven offices can increase rents, NOI, and long-term asset value Why office real estate isn't dead, but fundamentally changing Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover these conversations and supports the show's growth. Supporting Resources Connect with Jonathan: Website: https://sagerealty.com/ Instagram: https://www.instagram.com/experience_sage/ LinkedIn: https://www.linkedin.com/company/sage-realty-corporation/ Connect with Jonathan: Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties Zillow - www.zillow.com/profile/streamlinenj Bigger Pockets - www.biggerpockets.com/users/jonathangreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties This episode was produced by Outlier Audio.
Join leading neurosurgical experts as they share cutting-edge techniques for intracerebral hemorrhage management from MISTIE and ENRICH to emerging endoscopic strategies. Learn how the approaches can optimize clot removal, improve outcomes, and transform workflow efficiency. Claim Certificate of Completion: bit.ly/3ZPAnWZ
Adam Smith narrates his post from the Dementia Researcher Community. In this post Adam reflects on conversations with carers who support people experiencing hallucinations, particularly in Lewy body dementia. Drawing on real encounters, he explores the uncertainty, emotional labour, and isolation that often sit beneath everyday care, and why awareness and shared understanding matter. Find the original text, and narration here on our website. https://communities.dementiaresearcher.nihr.ac.uk/c/research-chat/living-alongside-hallucinations-8379e5a8-9929-4b34-b5d5-033969892649 -- Adam Smith was born in the north, a long time ago. He wanted to write books, but ended up working in the NHS, and at the Department of Health. He is now Programme Director in the Office of the NIHR National Director for Dementia Research (which probably sounds more important than it is) at University College London. He has led a number of initiatives to improve dementia research (including this website, Join Dementia Research & ENRICH), as well as pursuing his own research interests. In his spare time, he grows vegetables, builds Lego & spends most of his time drinking too much coffee and squeezing technology into his house. -- Enjoy listening? We're always looking for new bloggers, drop us a line. http://www.dementiaresearcher.nihr.ac.uk This podcast is brought to you in association with Alzheimer's Association, Alzheimer's Research UK, Alzheimer's Society and Race Against Dementia, who we thank for their ongoing support. -- Follow us on Social Media: https://www.instagram.com/dementia_researcher/ https://www.facebook.com/Dementia.Researcher/ https://twitter.com/demrescommunity https://www.linkedin.com/company/dementia-researcher https://bsky.app/profile/dementiaresearcher.bsky.social Join our community: https://onelink.to/dementiaresearcher
We're in a different genre of shit. Stop leaning like you did in 2025. 2026 is all about learn and grow. Stop worrying about someone else .
What happens to relationships when offenses are harbored and people become embittered? Licensed Professional Counselor Cheryl Thompson joins Andy and Steph to talk about how Christians are called to handle offenses within relationships. Bio: Cheryl Thompson is a Licensed Professional Counselor. She has worked with children, adults and couples specializing in anxiety, mood and complex trauma disorders. She has extensive training in Gottman Couples Therapy and is a certified Prepare and Enrich facilitator. She founded Concord Counseling STL, a private practice in St. Louis, where she served until retiring in 2024. Resources: Email us at friendsforlife@lcms.org LCMS Life Ministry: lcms.org/life LCMS Family Ministry: lcms.org/family Not all the views expressed are necessarily those of the LCMS; please discuss any questions with your pastor.
Adam Smith narrates his blog written for Dementia Researcher. On UCAS deadline day, Adam reflects on how careers are often imagined as fixed destinations rather than evolving journeys. Drawing on his own experience, he explores how sideways moves, pauses, and apparent detours are usually acts of persistence rather than failure. The blog challenges the myth of linear progress in academia and research, offering reassurance to students and early career researchers who feel out of step with an imagined timeline. Find the original text, and narration here on our website. https://communities.dementiaresearcher.nihr.ac.uk/c/research-chat/what-i-thought-i-would-be-doing-at-18-e48bde6c-7d2c-4fd0-aa94-d529b5298190 -- Adam Smith was born in the north, a long time ago. He wanted to write books, but ended up working in the NHS, and at the Department of Health. He is now Programme Director in the Office of the NIHR National Director for Dementia Research (which probably sounds more important than it is) at University College London. He has led a number of initiatives to improve dementia research (including this website, Join Dementia Research & ENRICH), as well as pursuing his own research interests. In his spare time, he grows vegetables, builds Lego & spends most of his time drinking too much coffee and squeezing technology into his house. -- Enjoy listening? We're always looking for new bloggers, drop us a line. http://www.dementiaresearcher.nihr.ac.uk This podcast is brought to you in association with Alzheimer's Association, Alzheimer's Research UK, Alzheimer's Society and Race Against Dementia, who we thank for their ongoing support. -- Follow us on Social Media: https://www.instagram.com/dementia_researcher/ https://www.facebook.com/Dementia.Researcher/ https://twitter.com/demrescommunity https://www.linkedin.com/company/dementia-researcher https://bsky.app/profile/dementiaresearcher.bsky.social Join our community: https://onelink.to/dementiaresearcher
Talk to Copilot and get it's help with triaging your email. Sounds good. You might want to find a quiet corner to try it, or a headset with active noise cancelling. Or Jed's noisy sales call might interrupt the Copilot conversation. Microsoft Planner is retiring some features to make room for some new ones. One in particular is going to finally make comments on tasks more useful. This and more on this week's show 0:00 Welcome 2:18 Microsoft 365 Copilot - Add web links as references in Copilot Notebooks - MC1193414 5:52 Coming Soon - Anthropic models will be available by default in Copilot experiences - MC1193290 12:04 Retirement of several Microsoft Planner features in early 2026 as part of a Planner update - MC1193421 17:05 Microsoft Teams - Find SharePoint agents in Teams chats and Teams Store - MC1193415 23:11 Microsoft 365 Copilot - Email triage with pin, flag, archive, and mark read - MC1193695 31:11 Microsoft 365 - Enrich profile cards with custom properties from third-party systems - MC1193692
Wildlife biologist Ken Bevis discusses the many benefits to biodiversity of "snags," standing dead trees, and how to incorporate them safely and aesthetically into our gardens.
Money can so easily capture our hearts. It promises security, comfort, and control—but often leaves us anxious and striving for more. Yet when we give, something remarkable happens. We're declaring our dependence on God, not our bank accounts.Dr. Art Rainer—founder of the Institute for Christian Financial Health and author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose—joined us recently to explore how generosity becomes an act of trust that transforms our hearts and deepens our faith.Money Reveals the HeartLarry Burkett often said, “Every spending decision is a spiritual decision.” Dr. Rainer agrees.“Jesus said, Where your treasure is, there your heart will be also,” Art explained. “The Bible makes it clear—money management reflects heart management.”Scripture contains over 2,000 verses about money and possessions. Why? Because few things so clearly reveal what—or whom—we truly trust. For believers, the central question is this: Do we believe God's promises about provision, and are we willing to surrender this area of life to Him?Giving as an Act of TrustDr. Rainer describes giving as a tangible expression of faith. “God doesn't tell us to give and then leave us hanging,” he said. “He ties promises to generosity.”Those promises fall into three beautiful truths—God will provide, multiply, and enrich.1. God Promises to ProvideIn Malachi 3:10, the Lord declares:“Bring all the tithes into the storehouse so there will be enough food in my Temple. If you do, I will open the windows of heaven for you and pour out a blessing so great you won't have enough room to take it in. Try it! Put me to the test!”“God invites us to trust Him,” Art said. “He promises to pour out an abundance of blessings—not necessarily material wealth, but blessings that can be spiritual, relational, or emotional. Maybe it's the contentment you've been chasing for years, or the joy of being part of something far greater than yourself.”2. God Promises to MultiplyIn John 6, a young boy offers his five loaves and two fish to Jesus—hardly enough to feed five thousand hungry people. Yet Christ multiplies that small gift until everyone is satisfied, with twelve baskets left over.“Many of us feel like that boy,” Art said. “We look at our meager resources and wonder, What difference can this make? But God is a God of multiplication. He can take whatever you give and expand it to accomplish His purposes. That's His promise—but it requires trust.”3. God Promises to EnrichWho doesn't love a good return on investment—or ROI? “God does too,” Art said.In 2 Corinthians 9:11, Paul writes, “You will be enriched in every way so that you can always be generous.”“God gives so that we can give,” Art continued. “He blesses so that we can bless others. He's looking for conduits of generosity—people through whom His blessings can flow. When we live that way, generosity becomes not just a habit, but a way of life.”Trusting God With Your MoneyAs Dr. Rainer summed it up:“Generosity is an act of trust. It shifts our hearts from reliance on ourselves and money to reliance on God. If you're a Christian, you've already trusted Him with your soul. It's time to trust Him with your money.”When we give generously, we're not losing—we're investing in eternity. We're saying, “Lord, I believe You are my provider.” And that's one of the clearest ways to live out genuine faith.Learn more about Dr. Art Rainer's work at ChristianMoneySolutions.com.On Today's Program, Rob Answers Listener Questions:I'm 69 with no debt and considering a whole life insurance policy—$100,000 with premiums for 10 years—to leave tax-free money to my children. I already have a term policy that ends at 75. I also have $28,000 in an underperforming annuity with no surrender charge, and was advised to do a 1035 exchange into a new annuity at 4.65% for seven years. I've also invested in CDs at 4% and am considering high-yield savings accounts. What's the best strategy moving forward?My in-laws are around 80 and have fully matured savings bonds. When they used some for home upgrades, they faced a large tax bill. Is there any way to move or reinvest those bonds to delay or avoid taxes—perhaps into an IRA or Roth IRA?I manage finances for someone receiving annual settlement payments until 2036. He wants to create a trust now to support three families, but his lawyer recommends keeping the money in savings while he's alive. The payer says a trust can be set up after his death. Should he establish the trust now or wait?I'm debt-free and have my cash in a high-yield savings account, but rates are dropping. Should I invest some of it or find another way to protect and manage my money?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Money in the Light of Eternity: What the Bible Says about Your Financial Purpose by Dr. Art RainerThe Institute for Christian Financial HealthChristian Money SolutionsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Christian Community Credit Union (CCCU)GainbridgeWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Ever wondered what actually goes into launching a book that could reshape the way dog daycares think about enrichment? What happens when you return from a whirlwind U.S. expo, jump straight into coaching calls, and then dive headfirst into recording your next audiobook? And what is it about enrichment that has daycare owners buzzing, levelling up, and leaving rave reviews within days? In this episode, I check in from a frosty, Christmas-tinged Town Farm to share the story behind the launch of Mission Enrich, my newest (and most unusual) pet business book. Fresh off the plane from Hershey, still buzzing from back-to-back presentations and an avalanche of Enrich U sign-ups, I break down why this book is different — and why it's already making waves with daycares across the UK, US, and the rest of the world. You'll hear the behind-the-scenes of the launch week at the Hershey expo, the early feedback flooding in from readers, why writing remains my most important business tool, and why now is the perfect time for daycare owners to rethink what enrichment really means. I also share the opening chapter of the audiobook, plus a special offer for podcast listeners who want early access to the full audio version. In this episode, you'll discover: The Spirit of Canis – The ancient idea at the heart of Mission Enrich and why it matters for modern dog daycares. Why This Book Is Different – How a parable can teach deeper lessons than any how- to manual. Real Reviews – What early readers are saying about how the story is already reshaping their teams, dogs, and daycares. The Power of Writing – Why learning to communicate through story is one of the most profitable skills a pet business owner can develop. A Special Launch Bonus – How to get the audiobook version for free — before it's available anywhere else. If you've been thinking about implementing enrichment, this episode is a window into the next evolution of the industry — and the mindset shift that will define the best-run facilities in 2026 and beyond. To grab a copy of Mission Enrich, click here now Huge thanks to our sponsors PawPal, who's amazing services you can find more about here: https://pawpal.uk
SUMMARY In this episode of Whistlekick Martial Arts Radio, Andrew Adams, Dennis Campo, and Nick Taber discuss the enriching experiences gained from attending martial arts gatherings. They explore the importance of networking, building relationships, and learning from diverse instructors. The conversation emphasizes the value of open-mindedness and the ripple effect of teaching, while also addressing common insecurities that prevent instructors from participating in such events. The episode concludes with reflections on personal growth and the importance of continuous learning in martial arts. TAKEAWAYS Gatherings break you out of your bubble. Martial arts events foster camaraderie and relationships. Networking is a key benefit of attending gatherings. Learning from diverse instructors enhances teaching skills. Open-mindedness is crucial for personal growth. Teaching is about creating ripples that can change lives. Insecurity can prevent instructors from seeking new experiences. Continuous learning is essential in martial arts. Attending events can lead to lifelong friendships. The benefits of gatherings are often priceless.
Hi. Have you had trouble keeping track of all the grifts? The crypto scams, the Trump watches, all the bribes? In this episode, we go through every way Trump is using the presidency to make him and his family billions.Hosted by Cody JohnstonExecutive Producer - Katy StollDirected by Will GordhWritten by Marco Siler-GonzalesProduced by Jonathan HarrisEdited by Gregg MellerPost-Production Supervisor / Motion Graphics & VFX - John ConwayResearcher - Marco Siler-GonzalesGraphics by Clint DeNiscoHead Writer - David Christopher BellPATREON: https://patreon.com/somemorenewsMERCH: https://shop.somemorenews.comYOUTUBE MEMBERSHIP: https://www.youtube.com/channel/UCvlj0IzjSnNoduQF0l3VGng/join#somemorenews #DonaldTrump #cryptocurrency Upgrade your wallet today! Get 10% Off @Ridge with code SMN at https://www.Ridge.com/SMN #RidgepodIf you're 21 or older, grab 25% off your first INDACLOUD order plus free shipping with code SMN at http://indacloud.co! Calm your mind, change your life. Calm has an exclusive offer just for listeners of our show- get 40% off a Calm Premium Subscription at http://calm.com/MORENEWS. This is an amazing value.Pluto TV. Stream Now. Pay Never.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Father Dave welcomes back veteran tour guide Joan Watson to discuss the benefits of going on a pilgrimage. Joan is the pilgrim formation manager for Verso Ministries and the author of the new book "Making a Pilgrimage: A Companion for Catholics."
President Trump pardons a crypto king who helped enrich Donald Trump and his family. Plus, Gotham's race dives into the mud as Andrew Cuomo suggests Zohran Mamdani would cheer another attack on New York City. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this powerful and perspective-shifting episode, Harvard Business School professor and author **Laura Huang** shares a deeply human and practical roadmap for transforming disadvantage into advantage. Drawing from her book *Edge*, she breaks down the four-part EDGE framework—Enrich, Delight, Guide, and Effort—showing how each of us can flip bias, reshape perceptions, and build momentum on our own terms.Laura opens up about her experience as the daughter of Taiwanese immigrants, her non-linear path from engineering to investment banking to academia, and the real-world struggles of navigating privilege, expectations, and identity. She tells the story of Dave's Killer Bread as a case study in reclaiming a life shaped by systemic disadvantage. Throughout the conversation, she pushes back on the myth of pure meritocracy, arguing that hard work is critical—but not enough.This conversation will resonate with anyone who's ever felt underestimated, overlooked, or boxed in by other people's assumptions—and who's ready to turn that into power. Hosted on Acast. See acast.com/privacy for more information.
As behavior professionals we need to be proficient in the areas of environmental management, enrichment, and also dog training. But we are not a master of all three we might lean too heavily on one or two of them while forgoing the third, sometimes to the detriment of the case. Join Sarah in an exploration of each of these areas through the lens of practical examples. Sign up for courses and join the membership here: sarahstremming.com Join us on Patreon: https://www.patreon.com/cogdogradio Music by AlexGrohl from Pixabay
Tune in as Joni reflects on how Mary treasured and pondered the wonder of Jesus's life. Pause today and meditate on how precious he truly is to you. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
Ever wonder what your cat is really trying to tell you? Our next Purr Podcast guest is Tabitha Kucera, a Veterinary Technician Specialist in Behavior, Certified Cat Behavior Consultant, and founder of Chirrups and Chatter. Tabitha is an international speaker, educator, and advocate for feline welfare, known for helping caregivers and veterinary teams better understand cat behavior and enrichment. Feline enrichment isn't “extra”—it's essential! Thanks for tuning in to the Purr Podcast with Dr. Susan and Dr. Jolle!If you enjoyed today's episode, don't forget to subscribe, rate, and leave us a review—it really helps other cat lovers and vet nerds find the show. Follow us on social media for behind-the-scenes stories, cat trivia, and the occasional bad pun. And remember: every day is better with cats, curiosity, and maybe just a little purring in the background. Until next time—stay curious, stay kind, and give your cats an extra chin scratch from us. The Purr Podcast – where feline medicine meets feline fun.
Title: MIPS for ICH: Ground-breaking Innovation for MIS ICH Evacuation and Future Directions Guests: David Dornbos and Mark Bain MIS ICH evacuation has become standard of care following the ENRICH trial and the introduction of level 1 evidence showing efficacy. We discuss the pearls and pitfalls of this approach and how to best build systems of care to enhance its success. While this has been a frameshift in ICH management, numerous questions remain unanswered and are the focus of ongoing trials and research. Sponsored by Stryker
Friends and family of Josh Chattin and Fenel Baines of the Dream Initiative join Rob in the bunker to talk about the continued fallout of the attempt to get air conditioning in Delaware's prisons, and how the Dream Initiative is building and growing despite those obstacles.If you have stories about treatment by the DOC and want to get involved, you can reach out to Jennifer and Heather at Jenniferde7@gmail.com or Thedreaminitiative21@gmail.com or send a message to Heather on Facebook.
In this heartwarming episode, we sit down with Dr. Rustin Moore, Dean of the College of Veterinary Medicine at The Ohio State University, to explore the profound connection between humans and animals. As a proud dog dad to Travis, Tucker, and Teddy, Dr. Moore shares insights from his latest book, *Unleashing the Bond-Harnessing the Power of Human-Animal Interactions*, which delves into touching stories of how pets enrich our lives. Join us as we discuss the inspiration behind Dr. Moore's journey into veterinary medicine and the unexpected path that led him to write a book after delivering a TED Talk on the human-animal bond. He reveals heartfelt stories from over 100 interviews, highlighting the transformative power of pets in our lives, including tales of resilience, love, and healing. We'll also touch on practical veterinary advice featured in his book, ranging from traveling safely with pets to understanding the emotional and physiological benefits of pet companionship. Plus, Dr. Moore introduces us to some remarkable individuals, like those involved in providing care for pets of the homeless and the fascinating science behind the human-animal connection. Whether you're a pet owner, animal lover, or simply curious about the incredible bond we share with our furry friends, this episode is sure to inspire and uplift. Tune in for an engaging conversation that celebrates the joys and challenges of being a pet parent and the lifelong lessons learned along the way.https://vet.osu.edu/people/rustin-moorehttps://www.rustinmooredvm.com/about--What started during the COVID-19 lockdown with one baby gorilla at the Cleveland Zoo has grown into a channel loved by animal fans around the world. I'm a one-person operation—filming, editing, narrating, and sharing the most heartfelt moments of baby gorillas, orangutans, elephants, and other zoo animals. Whether it's Jameela's emotional journey or Clementine's first steps, each video brings you closer to the animals and their stories. If you love watching real animal behavior, learning fun facts, and supporting conservation through storytelling—this is your place! Subscribe to Larry's Animal Safari on YouTube @larrysanimalsafari ---Support our sponsor for this episode Blue Buffalo by visiting bluebuffalo.com. BLUE Natural Veterinary Diet formulas offer the natural alternative in nutritional therapy. At Blue Buffalo, we have an in-house Research & Development (R&D) team with over 300 years' experience in well-pet and veterinary therapeutic diets, over 600 scientific publications, and over 50 U.S. patents. At Blue Buffalo, we have an in-house Research & Development (R&D) team with over 300 years' experience in well-pet and veterinary therapeutic diets, over 600 scientific publications, and over 50 U.S. patents.---All footage is owned by SLA Video Productions.
In this heartwarming episode, we sit down with Dr. Rustin Moore, Dean of the College of Veterinary Medicine at The Ohio State University, to explore the profound connection between humans and animals. As a proud dog dad to Travis, Tucker, and Teddy, Dr. Moore shares insights from his latest book, *Unleashing the Bond-Harnessing the Power of Human-Animal Interactions*, which delves into touching stories of how pets enrich our lives. Join us as we discuss the inspiration behind Dr. Moore's journey into veterinary medicine and the unexpected path that led him to write a book after delivering a TED Talk on the human-animal bond. He reveals heartfelt stories from over 100 interviews, highlighting the transformative power of pets in our lives, including tales of resilience, love, and healing. We'll also touch on practical veterinary advice featured in his book, ranging from traveling safely with pets to understanding the emotional and physiological benefits of pet companionship. Plus, Dr. Moore introduces us to some remarkable individuals, like those involved in providing care for pets of the homeless and the fascinating science behind the human-animal connection. Whether you're a pet owner, animal lover, or simply curious about the incredible bond we share with our furry friends, this episode is sure to inspire and uplift. Tune in for an engaging conversation that celebrates the joys and challenges of being a pet parent and the lifelong lessons learned along the way.https://vet.osu.edu/people/rustin-moorehttps://www.rustinmooredvm.com/about--What started during the COVID-19 lockdown with one baby gorilla at the Cleveland Zoo has grown into a channel loved by animal fans around the world. I'm a one-person operation—filming, editing, narrating, and sharing the most heartfelt moments of baby gorillas, orangutans, elephants, and other zoo animals. Whether it's Jameela's emotional journey or Clementine's first steps, each video brings you closer to the animals and their stories. If you love watching real animal behavior, learning fun facts, and supporting conservation through storytelling—this is your place! Subscribe to Larry's Animal Safari on YouTube @larrysanimalsafari ---Support our sponsor for this episode Blue Buffalo by visiting bluebuffalo.com. BLUE Natural Veterinary Diet formulas offer the natural alternative in nutritional therapy. At Blue Buffalo, we have an in-house Research & Development (R&D) team with over 300 years' experience in well-pet and veterinary therapeutic diets, over 600 scientific publications, and over 50 U.S. patents. At Blue Buffalo, we have an in-house Research & Development (R&D) team with over 300 years' experience in well-pet and veterinary therapeutic diets, over 600 scientific publications, and over 50 U.S. patents.---All footage is owned by SLA Video Productions.
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they conclude the lessons from the book.LEARNING: Investing isn't about chasing the next hot stock—it's about building a resilient, well-diversified portfolio you can live with in good times and bad. “Once you have enough, stop playing the game as if you don't. Reduce risk, enjoy life, and make your money serve you—not the other way around.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. In this series, they conclude on the lessons from the book.Enrich Your Future: Larry's Timeless Guide to Smarter InvestingIf you've ever wondered how to cut through the noise of investment hype and build a portfolio that actually works for you, Larry's Enrich Your Future is the blueprint you've been looking for. Here's a distilled look at the wisdom from his book.Start with core principlesLarry insists there are only a handful of fundamental truths in investing—and if you master them, you'll avoid most costly mistakes:Markets are highly efficient – While not perfect, markets price assets so effectively that consistently beating them on a risk-adjusted basis is near impossible. So don't engage in individual security selection or market timing.All risk assets offer similar risk-adjusted returns – Whether it's US stocks, Thai stocks, or corporate bonds, the relationship between risk and return holds steady over time. Invest in assets based upon your ability, willingness, and need to take risks. If you're willing to take more risk and have the ability and maybe the need to, then you can load up on more risky, higher expected-returning assets. It doesn't mean they're better assets; rather, they have higher expected returns at the cost of higher risk.Diversification is non-negotiable – Since all risk assets have similar risk-adjusted returns, it makes no sense to concentrate all of your risk in one basket. Concentrating your risk in a single asset class or geography is a recipe for trouble.Build a portfolio that fits YOUForget cookie-cutter solutions—Larry believes the “right” portfolio depends on three factors:Ability to take risk – Your financial capacity to weather market downturns is influenced by factors like investment horizon and job stability.Willingness to take risk – Your psychological comfort level with market volatility.Need to take risk – Whether you require high returns to meet your financial goals.Larry's rule? Let the lowest of these three determine your equity exposure. If you don't need to take big risks, don't.Think global, but stay rationalA...
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 41: A Tale of Two Strategies and Chapter 42: How to Identify an Advisor You Can Trust.LEARNING: Passive investing is still the winner. If something is worth doing, it's worth paying someone to do it for you. “A good wealth advisor helps you build a plan and choose the best investment vehicles that'll give you the best chance of achieving your life and financial goals.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 41: A Tale of Two Strategies and Chapter 42: How to Identify an Advisor You Can Trust.Chapter 41: A Tale of Two StrategiesIn Chapter 41, Larry explains why investors who have implemented the types of passive strategies recommended in his book have experienced “the best of times.” On the other hand, for those who continue to play the game of active investing, it has generally been the “worst of times.”“It was the best of times, it was the worst of times.” Charles Dickens may have been writing about the French Revolution, but Larry observes that that line rings true for today's investors, too. Depending on how you approach the market, your experience can feel like either a triumph or a disaster.If you're betting on active management, it's the worst of timesAccording to Larry, people who still believe in the promise of active fund managers as the winning strategy are likely to find themselves in the “season of Darkness.” Over the years, the ability of active managers to consistently outperform has dwindled significantly.You may be surprised to learn that in 1998, when Charles Ellis wrote his famous book “Winning the Loser's Game”, about 20% of actively managed funds produced statistically significant returns after adjusting for risk. That figure was already discouraging.A later study in 2014 (Conviction in Equity Investing) found that the percentage of managers producing any net alpha had dropped from 20% in 1993 to just 1.6%.Larry reminds investors who are holding on to the hope that active management will deliver the goods that they are swimming against a strong current. The odds aren't in their favour—and neither are the expenses.It's the best of times for passive investorsIf you've embraced passive investing, it's the best of times. The resounding success of this strategy, backed by a wealth of data and real-world results, should instill a strong sense of confidence in your investment decisions.For investors who believe that markets are efficient...
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In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 40: The Big Rocks.LEARNING: Passive investing will give you the freedom you need. “Indexing and passive investing have the ‘disadvantage' of being boring. I admit it. However, if anyone needs to get their excitement in life from investing, I'd suggest they might want to consider getting another life.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 40: The Big Rocks.Chapter 40: The Big RocksIn Chapter 40, Larry explains why passive (systematic) investing is the winning strategy in life as well as investing.Like all the other chapters in the book, this one begins with a story used as an analogy to help understand a financial issue. In this one, a time-management expert fills a mason jar with large rocks. “Full?” she asks. The class agrees. She adds gravel, sand, and water – each filling the spaces between. When a student suggests the lesson is about fitting more into busy schedules, she corrects them:“If you don't put the big rocks in first, they'll never fit at all.”The investor's jarLarry explains the metaphor's profound implication for wealth:Big rocks = Family, health, growth, legacyGravel = Stock charts, earnings analysisSand = Financial news, market commentaryWater = Trading forums, portfolio tinkeringLarry explains that active investors start with gravel and sand, leaving insufficient time for the big rocks. They spend much of their precious leisure time watching the latest business news, studying the latest charts, scanning and posting on Internet investment discussion boards, reading financial trade publications and newsletters, and so on. Their jars fill with noise, leaving no room for life's essentials.Passive investors, on the other hand, ignore the ”noise” (the sand, the gravel, and the water) and place big rocks first. Their strategy operates quietly, driven by low-cost index funds and disciplined rebalancing. The result? Their jars hold what truly enriches life, giving them a sense of freedom and independence.Two stories, one lesson1. The physician's regretDuring the 1990s bull market, a doctor would spend nights analyzing stocks after 12-hour shifts. He turned $10,000 into $100,000 – but his marriage was on the verge of collapse. His wife no longer had a husband; his child lost a parent to the glow of stock charts. When the tech bubble burst, the money vanished.The wake-up call was brutal: He had traded first steps and bedtime stories for digits on a screen. After reading Larry's book, he switched to passive investing, which...
Why did CBS cancel Stephen Colbert's show mere days after the company settled a lawsuit with Donald Trump? Are Trump's lawsuits part of a larger movement to crush dissent? And which other billionaires, corporations, and politicians are trying to bully critics into silence?Today on Lever Time, David Sirota speaks with New York Times journalist David Enrich, the author of the book Murder The Truth: Fear, the First Amendment, and a Secret Campaign to Protect the Powerful. Enrich brings listeners inside the legal movement to end Americans' first-amendment right to express opposition to what's happening in this country.You can read an unedited transcript of this episode here.Get ad-free episodes, bonus content and extended interviews by becoming a member at levernews.com/subscribeTo leave a tip for The Lever, click the following link. It helps us do this kind of independent journalism. levernews.com/donate
Did you know sleep can be a powerful gateway to reviving your sex drive, nourishing your pelvic floor, and supporting your mental health? That's right! I'm sharing three practical and science-backed ways to enrich your sleep, so you can feel more alive, more connected, and more in tune with your pleasure. This one's all about reclaiming rest as a radical act of healing. Tune in, take a deep breath, and let's get into it.Work with us 1 on 1 for vaginismus, pelvic pain or sexual pain! Get started with a FREE Consultation here: https://www.vaginarehabdoctor.com Join our private Vaginismus Strategy & Support Group on Facebook: https://m.facebook.com/groups/274014645123366/ Follow me on Instagram @vaginarehabdoctor Leave a 5 star review if you are learning from and loving this podcast! Email us with any questions about working with us: support@vaginarehabdoctor.com Produced by Light On Creative Productions
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 39: Enough.LEARNING: More wealth does not give you more happiness. “Prudent investors don't take more risk than they have the ability, willingness, or need to take. If you've already won the game, why are you still playing?”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 39: Enough.Chapter 39: EnoughIn Chapter 39, Larry discusses the importance of knowing that you have “enough,” a concept that, once understood, can enlighten and guide your financial decisions.In 2009, Larry conducted an investment seminar for the Tiger 21 Group, America's most exclusive wealth management group. One of the issues the group asked him to address was: How do the wealthy think about risk, and how should they approach it? Larry's answer exposed a terrifying paradox.More wealth will not make you happierAccording to Larry, self-made wealth follows a predictable script. Fortunes are built through extreme risk-taking: betting everything on one business, ignoring diversification, and trusting instinct over analysis. This breeds a dangerous confidence—the kind that whispers, “If I did it once, I can do it again.”He explains that the utility of the wealth curve resembles an elephant from the side. It goes up quickly because when you have nothing, even a little extra money can significantly improve your life. If you're homeless and someone gives you $25 to take a shower, get a meal, and stuff, that will make you much better off. But once you get to some level of net worth, like $2 million or $3 million, or whatever the number is for you, the extra wealth is better than less.However, as you gain more wealth, your incremental level of happiness—just like the elephant's back— flattens out. There's virtually little or no improvement in your state of well-being and happiness.The entrepreneur's invisible trapLarry stresses that wealth building and wealth preservation demand opposite mindsets. Those with the greatest ability to take risks (resources to absorb losses) and willingness (confidence from past wins) often overlook the third critical factor: need. And therein lies the trap.The wealthiest individuals have a near-zero need for further risk. Yet, they continually strive for more and take on significant risks that may not ultimately lead to an enhanced level of happiness. In reality, they do not need to take such a substantial risk. They can dial down the risk in their portfolio and be much happier, sleep better, not worry about markets, and enjoy their life.When $13 million evaporatesLarry recounts meeting a couple in 2003. Three years earlier, their portfolio stood at $13 million, with...
They are not stupid. They can handle more than entertainment and silliness. In fact, they're hungry for meaning, for beauty, for depth.
Please don't put yourself in a situation where the Holy Spirit has to wonder why you're here. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
The Rabbit Room presents this session from Hutchmoot 2024: The Practice of Devotion: How Devotional Songs and Poetry Enrich Our Spiritual Lives (Jon Guerra) The quality of corporate worship transcends music, instruments, and lyrics. It is a spiritual dimension measured only by God, linked to our personal intimacy with Him. Devotional songs and poetry, like the Psalms, are meant to shape and enrich our hearts. Just as “with the same mouth comes blessing and cursing,” a regular engagement with devotional content between Sundays can profoundly enhance the quality of our worship when we gather together.See omnystudio.com/listener for privacy information.
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 37: Sell in May and Go Away: Financial Astrology and Chapter 38: Chasing Spectacular Fund Performance.LEARNING: Calendars don't drive returns. Winners ignore hot funds. “For you to believe in a strategy, there should be some economically logical reason for it to persist, so you can be confident it isn't just some random outcome.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 37: Sell in May and Go Away: Financial Astrology and Chapter 38: Chasing Spectacular Fund Performance.Chapter 37: Sell in May and Go Away: Financial AstrologyIn chapter 37, Larry explains why the idea of selling stocks in May and switching to cash, then buying back in November, is not a sound strategy.What financial advisers insist on repeating, in Larry's view, is: “Sell in May, go to cash, and reinvest in November.” It makes sense and is even logical. And, as the adage has it, numbers don't lie. Figures, backed by reliable data, show that stocks gain more from November through April (a 5.7% average premium) than from May through October (a 2.6% average premium). So why not time the market?Busting the mythLarry dismantles this advice, revealing that the ‘Sell in May' strategy, despite its apparent logic, is a myth. He points out that stocks still outperform cash even during the May to October period, with stocks beating T-bills by 2.6% annually.Selling stocks prematurely leads to missed gains, and the strategy of switching investments underperforms a simple buy-and-hold approach. In fact, a ‘Sell in May' strategy yielded an average annual return of 8.3% from 1926 to 2023, while simply holding the S&P 500 returned 10.2%—a significant 1.9% yearly gap.Larry adds that Taxes and fees make the strategy worse. Trading converts long-term gains (lower tax) into short-term gains (higher tax). Transaction costs always pile up.Additionally, this strategy is rarely effective. Before 2022, the last “win” was 2011. A single outlier (2022's bear market) does not make a strategy worthwhile.The fatal flawAccording to Larry, one of the fundamental rules of finance is that expected return and risk are positively correlated. So if stocks actually do worse than cash between May and October, they'd need to be less risky for these six months, which is absurd because volatility doesn't take summer vacations.Why do people believe in this flawed strategy?Larry notes four reasons why people still believe in this flawed investment strategy:Recency bias: Media hypes the strategy after rare wins (like 2022).Pattern-seeking: Humans confuse coincidence with...
No matter how disabled, old, or incapacitated you are, you can still live for God and serve others. That is what gives you a great quality of life! -------- Thank you for listening! Your support of Joni and Friends helps make this show possible. Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org. Find more encouragement on Instagram, TikTok, Facebook, and YouTube.
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 36: Fashions and Investment Folly.LEARNING: Do not be swayed by herd mentality. “Markets can remain irrational longer than you can remain solvent. So do not bet against bubbles, because they can get bigger and bigger, totally irrational eventually, like a rubber band that gets stretched too far, it snaps back, and all those fake gains that weren't fundamentally based get erased and investors get wiped out.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 36: Fashions and Investment Folly.Chapter 36: Fashions and Investment FollyIn this chapter, Larry explains why investors allow themselves to be influenced by the herd mentality or the madness of crowds.Perfectly rational people can be influenced by a herd mentalityWhen it comes to investing, otherwise perfectly rational people can be influenced by a herd mentality. The potential for significant financial rewards plays on the human emotions of greed and envy. In investing, as in fashion, fluctuations in attitudes often spread widely without any apparent logic.Larry notes that one of the most remarkable statistics about the world of investing is that there are many more mutual funds than stocks, and there are also more hedge fund managers than stocks. There are also thousands of separate account managers. The question is: Why are there so many managers and so many funds?Effects of recency biasAccording to Larry, there are several explanations for the high number of managers and funds. The first is the all-too-human tendency to fall subject to “recency.” This is the tendency to give too much weight to recent experience while ignoring the lessons of long-term historical evidence. Larry says that investors subject to recency bias make the mistake of extrapolating the most recent past into the future, almost as if it is preordained that the recent trend will continue.The result is that whenever a hot sector emerges, investors rush to jump on the bandwagon, and money flows into that sector. Inevitably, the fad (fashion) passes and ends badly. The bubble inevitably bursts.Investment ads create demand where there is noneAnother reason, Larry notes, is that the advertising machines of Wall Street's investment firms are great at developing products to meet demand. The record indicates they are even great at creating demand where none should exist.The internet became the greatest craze of all, and internet funds were designed to exploit the demand. Investors lost more fortunes
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 35: Mad Money.LEARNING: Investors are naive, and Cramer is an entertainer, not a financial advisor who adds value. “Do not confuse information with value-added information. If you know something because it was in the newspaper, everyone else knows it as well. So it has no value.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 35: Mad Money.Chapter 35: Mad MoneyIn this chapter, Larry explains why investment advice from so-called market experts is often worthless.The infamous Jim CramerJim Cramer, a former hedge fund manager, has become one of the most recognizable faces in the investment world. He dispenses rapid-fire investment advice on the show “Mad Money.” Since it premiered in March 2005, it has been one of CNBC's most-watched shows. But has his advice been as successful for the investors who follow it? Larry shares a couple of research studies that answer this question.It pays more to invest in an S&P than in Cramer's fundCramer manages a portfolio that invests in many of the stock recommendations he makes on TV. Established in August 2001 with approximately $3 million, the Action Alerts PLUS (AAP) portfolio has been the centerpiece of Cramer's media company, TheStreet, which sells his financial advice, giving subscribers in the millions access to each trade the portfolio makes ahead of time. Jonathan Hartley and Matthew Olson, authors of the 2018 study “Jim Cramer's Mad Money Charitable Trust Performance and Factor Attribution,” examined the AAP portfolio's historical performance. Their study covered the period from August 1, 2001, the AAP portfolio's inception, through December 31, 2017. The study found that the fund returned a total of 97%. During that same period, an investment in the S&P would have returned 204%.No real stock-picking skill, just entertainmentIn another study, “How Mad Is Mad Money?”, Paul Bolster, Emery Trahan, and Anand Venkateswaran examined Cramer's buy and sell recommendations for the period from July 28, 2005, through December 31, 2008. They also constructed a portfolio of his recommendations and compared it to a market index. The researchers came to three key conclusions:Investors were paying attention, as the stocks he recommended had abnormal returns of almost 2% on the day following his recommendations.The returns...
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 34: Bear Markets: A Necessary Evil.LEARNING: Investors must view bear markets as necessary evils. “If stocks didn't experience the kind of bear markets that we have, investors would be very unhappy.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 34: Bear Markets: A Necessary Evil.Chapter 34: Bear Markets: A Necessary EvilIn this chapter, Larry explains why investors must view bear markets as necessary evils. He says that if stocks didn't experience the kind of bear markets that we have, investors would be very unhappy.Larry further explains that the most basic finance principle is the relationship between risk and expected, but not guaranteed, return. So, the higher the risk, the higher the expected return, which means that if the risk is high, investors will apply a bigger risk premium, which will lead to the denominator in the formula of the Net Present Value. The numerator is the expected earnings. The denominator is the risk-free rate plus the risk premium.The higher the risk, the higher the premiumsLarry highlights historical bear markets, noting the U.S. has experienced losses exceeding 34% during the COVID crisis and 51% from 2007 to 2009. He argues that these losses are essential for investors to demand higher risk premiums. The very fact that investors have experienced such significant losses leads them to price stocks with a large risk premium.From 1926 through 2022, the S&P provided an annual risk premium over one-month Treasury bills of 8.2% and an annualized premium of 6.9%. If the losses that investors experienced had been smaller, the risk premium would also have been smaller. And the smaller the losses experienced, the smaller the premium would have been.In other words, the less risk investors perceive, the higher the price they are willing to pay for stocks. And the higher the market's price-to-earnings ratio, the lower the future returns.Staying the course during underperformanceThe bottom line, Larry says, is that bear markets are necessary for the creation of the large equity risk premium we have experienced. Thus, if investors want stocks to provide high expected returns, bear markets (while painful to endure) should be considered a necessary evil.However, Larry notes that it is during the periods of underperformance that investor discipline is tested. Unfortunately, the evidence suggests that most investors significantly underperform the stock market and the mutual funds they invest in. The underperformance is because investors act like generals fighting the last war.Subject to
What's up Theology Nerds! Today I'm thrilled to share my conversation with the brilliant Philip Clayton on his new book Science and the Sacred: Beyond the Gods in Our Own Image. This isn't your typical science vs. religion debate - it's something way more interesting! Philip co-authored this book with Claudia Pierce, an atheist religion journalist, creating a beautiful dialogue between theistic and non-theistic perspectives that finds surprising common ground. We explore how their five-year collaboration revealed shared values even as they maintained different views on God. Phil walks us through how modern scientific understanding can coexist with spiritual meaning, challenging both religious fundamentalism and reductive scientism. We dive into questions from both conservative Christians and skeptical atheists who read the book in advance, creating a lively three-way conversation about doubt, faith, and what it means to approach mystery with openness rather than certainty. If you're tired of culture war takes on science and religion and hungry for nuanced dialogue across differences, this episode is your jam! And guess what? Phil's coming to Theology Beer Camp this year, so grab your tickets before May 15th when prices go up! You can WATCH the conversation on YouTube As a scholar, Philip Clayton (Ingraham Professor, Claremont School of Theology) works at the intersection of science, philosophy, and theology. As an activist (president of EcoCiv.org, President of IPDC), he works to convene, facilitate, and catalyze multi-sectoral initiatives toward ecological civilization. As a disciple of Jesus, he finds himself energized by the Spirit in the Quaker community. Previous Podcast Convos w/ Philip Clayton Celebrating the Life, Legacy, and Thought of Jürgen Moltmann The Christology Ladder Christ, Christmas, & the Incarnation How to Think Theologically On the Meaning of Life on the Mindfulness of Nature The Theology of Wolfhart Pannenberg w/ Philip Clayton Finding God in Everyone and Everywhere w/ Philip Clayton and Andrew Davis Can a process theologian be an Evangelical & other questions with Philip Clayton The #GodDebacle w/ Philip Clayton and LeRon Shults Philip Clayton on the Shape of Postmodern Theology Party Time with Philip Clayton for “The Predicament of Belief” Bootlegged Christianity with Philip Clayton, Jack Caputo, Bill Mallonee, Peter Rollins, & Jay Bakker Philip Clayton on The Resurrection, Trinity, Eschatology & the Predicament of Belief Coming to Jesus with Daniel Kirk & Philip Clayton ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
What's up Theology Nerds! Today on the podcast I'm joined by my brilliant friend Diana Butler Bass for another edition of "Ruining Dinner" as we mark the first 100 days of Trump's second administration. We dive into some fascinating new data on religion and politics in America that just dropped, examining everything from unexpected consensus on religious liberty (a rare bright spot!) to disturbing trends in support for political violence among Christian nationalist adherents. Diana shares her recent adventures lighting the Old North Church green for Bill McKibben's "Sunday" climate initiative, while I update her on my site visit to St. Paul (not Minneapolis!) for Theology Beer Camp and my new life as a chicken dad. We explore how competing narratives of discrimination reveal deep divides in American Christianity, unpack the dangers of executive overreach, and discuss what Lindsey Graham's papal nomination trolling reveals about our political moment. This conversation was originally for our Substack members, but we're sharing a portion with all of you – join us at The Process This or The Cottage to catch future episodes live! Diana Butler Bass, Ph.D., is an award-winning author, popular speaker, inspiring preacher, and one of America's most trusted commentators on religion and contemporary spirituality. The Interlocking Crises of Religion & Democracy Faith in a Toxic Public Square The Resurrection of Jesus 2024: The Sequel The Christology Ladder The Indictment Edition of Ruining Dinner American Saints in a Cynical Age Ruining Dinner… and Date Nights Welcome to the Post-Christian Century Ruining Christmas Dinner Ruining Election Night Dinner The Over-Rated Genie God Bad Blood, Civil War, and other Soothing Topics Shall the Fundies (Keep) Winning?, Abortion, and Black Holes Theology and Spirituality in a Time of Rupture White Evangelical Theopolitics, John Shelby Spong, & Jesus 20 Years of Religious Decline Jesus After Religion and Beyond Fear Ruining Dinner with Diana Butler Bass and Robyn Henderson-Espinoza Evangelical Decline, the Supreme Court, and the Horizon of Possibility Debating, Praying, and Living with Tyrants Religion, Politics, & the Elephant in the Room ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this session, we are joined by historical theologian, Dr. Paul Capetz. Dr. Capetz, a minister in the United Methodist Church and former theology professor at various Protestant seminaries, discusses liberal Christology and its limitations. While identifying as a liberal theologian who seeks to reconcile Protestant heritage with Enlightenment thinking, Capetz argues that traditional liberal Christology is fundamentally flawed. He explains that liberal theologians like Friedrich Schleiermacher attempted to reconstruct the historical Jesus using modern historical analysis, but this approach faces insurmountable challenges. Following Rudolf Bultmann, whom Capetz considers the greatest New Testament scholar of the 20th century, he contends that a biography of Jesus cannot be written due to limited reliable historical sources. More importantly, Capetz argues that Christology shouldn't be based on speculations about Jesus's relationship with God, but rather on the apostles' witness to Jesus as the decisive revelation of God's love. Despite his fascination with the historical Jesus question, Capetz believes that the liberal approach of grounding Christology in historical reconstruction is both historically impossible and theologically misguided. You can WATCH the conversation on YouTube Join the class & watch Paul's lecture-> The Many Faces of Christ Today! Paul E. Capetz is professor of historical theology emeritus at United Theological Seminary of the Twin Cities in Minnesota, and is currently minister at Christ Church by the Sea in Newport Beach, California. He is the author of God: A Brief History and co-editor of James Gustafson's Moral Discernment in the Christian Life. This episode centers on his recent book, Recovering Protestantism's Original Insight. Previous Episodes w/ Paul Capetz Protestantism's Radical Insight from Luther to Bultmann Recovering Protestantism's Original Insight Existentialist Philosophy, Politics, & Theology Calvin's 500th Birthday The Big Theological Throw Down with John Cobb & Paul Capetz ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices