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Certified Canine Enrichment Specialist, Tori Mistick sheds light on how to take the very best care of your beloved four-legged baby, without the boredom
Certified Canine Enrichment Specialist, Tori Mistick sheds light on how to take the very best care of your beloved four-legged baby, without the boredom
The defence rested its case today after arguing a final point about the Enrich clinic where Erin Patterson claimed she was pursuing weight loss surgery in 2023.In today's episode Rachael Brown and Stephen Stockwell take you through the last of the prosecution's challenges and the defence's clarifications, before the jury was given an early mark.If you've got questions about the case that you'd like Rachael and Stocky to answer in future episodes, send them through to mushroomcasedaily@abc.net.au-It's the case that's captured the attention of the world.Three people died and a fourth survived an induced coma after eating beef wellington at a family lunch, hosted by Erin Patterson.Police allege the beef wellington contained poisonous mushrooms, but Erin Patterson says she's innocent.Now, the accused triple murderer is fighting the charges in a regional Victorian courthouse. Investigative reporter Rachael Brown and producer Stephen Stockwell are on the ground, bringing you all the key moments from the trial as they unravel in court.From court recaps to behind-the-scenes murder trial explainers, the Mushroom Case Daily podcast is your eyes and ears inside the courtroom.Keep up to date with new episodes of Mushroom Case Daily, now releasing every day on the ABC listen app.
The prosecution has put forward fresh evidence which challenges Erin Patterson's claims she sought assessment for gastric bypass at a Melbourne clinic, Enrich.Rachael Brown and Stephen Stockwell walk through the new evidence, as well as several other points in Dr Rogers' cross examination today, including Erin's Asian grocer claims and her alleged visits to Loch and Outtrim, where death cap mushrooms were documented to be growing on the iNaturalist site.If you've got questions about the case that you'd like Rachael and Stocky to answer in future episodes, send them through to mushroomcasedaily@abc.net.au-It's the case that's captured the attention of the world.Three people died and a fourth survived an induced coma after eating beef wellington at a family lunch, hosted by Erin Patterson.Police allege the beef wellington contained poisonous mushrooms, but Erin Patterson says she's innocent.Now, the accused triple murderer is fighting the charges in a regional Victorian courthouse. Investigative reporter Rachael Brown and producer Stephen Stockwell are on the ground, bringing you all the key moments from the trial as they unravel in court.From court recaps to behind-the-scenes murder trial explainers, the Mushroom Case Daily podcast is your eyes and ears inside the courtroom.Keep up to date with new episodes of Mushroom Case Daily, now releasing every day on the ABC listen app.
Please join Patrick Prohaska and me as we talk about Embracing Your Divine Mission and Changing the World. Join us as we discuss: -Get clarity on your divine purpose, mission, and vocation -Enrich your life immediately with impactful actions and mindsets that express with your divine mission -Embody your divine purpose so you can have a meaningful impact on the world -Learn how to manage setbacks, lack of enthusiasm, and pushback from others with grace and ease -Understand the difference between change through external force and transformation through internal power -Recognize the thoughts and beliefs that block your from embracing your mission -Patrick will be taking live caller questions and will be doing live processes to assist us in embracing our divine mission and changing the world. Patrick's Offers: https://awakentohappinessnow.com/s38patrick/ #shefaliburns , #awakentohappinessnow, #healing, #energy, #transformation, #consciousness, #love, #consciousliving, #joy, #empowerment, #wellness, #spirituality, #spiritualawakening, #awareness, #patrickprohaska
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 34: Bear Markets: A Necessary Evil.LEARNING: Investors must view bear markets as necessary evils. “If stocks didn't experience the kind of bear markets that we have, investors would be very unhappy.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 34: Bear Markets: A Necessary Evil.Chapter 34: Bear Markets: A Necessary EvilIn this chapter, Larry explains why investors must view bear markets as necessary evils. He says that if stocks didn't experience the kind of bear markets that we have, investors would be very unhappy.Larry further explains that the most basic finance principle is the relationship between risk and expected, but not guaranteed, return. So, the higher the risk, the higher the expected return, which means that if the risk is high, investors will apply a bigger risk premium, which will lead to the denominator in the formula of the Net Present Value. The numerator is the expected earnings. The denominator is the risk-free rate plus the risk premium.The higher the risk, the higher the premiumsLarry highlights historical bear markets, noting the U.S. has experienced losses exceeding 34% during the COVID crisis and 51% from 2007 to 2009. He argues that these losses are essential for investors to demand higher risk premiums. The very fact that investors have experienced such significant losses leads them to price stocks with a large risk premium.From 1926 through 2022, the S&P provided an annual risk premium over one-month Treasury bills of 8.2% and an annualized premium of 6.9%. If the losses that investors experienced had been smaller, the risk premium would also have been smaller. And the smaller the losses experienced, the smaller the premium would have been.In other words, the less risk investors perceive, the higher the price they are willing to pay for stocks. And the higher the market's price-to-earnings ratio, the lower the future returns.Staying the course during underperformanceThe bottom line, Larry says, is that bear markets are necessary for the creation of the large equity risk premium we have experienced. Thus, if investors want stocks to provide high expected returns, bear markets (while painful to endure) should be considered a necessary evil.However, Larry notes that it is during the periods of underperformance that investor discipline is tested. Unfortunately, the evidence suggests that most investors significantly underperform the stock market and the mutual funds they invest in. The underperformance is because investors act like generals fighting the last war.Subject to
It's time to continue our journey...In episode 1 of the Journey Management Playbook we pinpointed a key business challenge that we want to tackle. The focus of episode 2 was all about gathering qualitative and quantitative data to understand the 'what' and the 'why'.But now comes the big question: How do you transform all that valuable material into clear insights and identify the opportunities that will actually make a tangible impact, fast? Where should you even start to make sense of it all and prioritize your efforts?This is where the rubber meets the road, and it's exactly what we address in episode 3. We're diving into the crucial first steps of structuring and scoping. Just like in the past episodes, we're joined again by Tingting Lin from TheyDo, who shows us how to take our raw data and, with AI as our powerful co-pilot, quickly generate an initial, structured journey map.This episode helps you understand how to:Take your raw qualitative data (like survey responses or interview notes) and use AI to generate an initial, structured customer journey mapBegin making sense of AI-generated insights by understanding different insight types and how to initially prioritize them.Enrich an existing journey structure with new data using AI, effectively showing how to augment prior work with fresh insights.Our goal with this whole series is to help you use journey management to make tangible impact faster, and as you'll see AI is a great tool to accelerate this process.Important Note: This episode features a lot of screen sharing as we build a journey live inside TheyDo. So to get the most out of it, I highly recommend watching the video version on YouTube or having the accompanying slides (link in the show notes) handy if you're listening to the podcast edition.Enjoy and keep driving that positive change.~ Marc[ RESOURCES ]Playbook Slides - https://go.servicedesignshow.com/0nz_4Sign up for TheyDo - https://www.theydo.com[ GUIDE ]00:00 Episode 3: What to Expect02:30 Introducing Theydo & Tingting's06:00 The Big Picture07:30 Episode 2 Recap08:30 Offboarding Sources09:30 The Goodbye Email Data12:00 Working with Unstructured Data13:30 Miro Board: Structuring Insights14:30 First Step in Journey Management15:00 Generating a Journey with AI18:00 Starting a New Journey in Theydo20:00 AI-Generated Journey from Scratch23:00 Enriching an Existing Journey31:00 Blank Slate36:00 Collaborating with AI: Verifying Insights42:00 Check Mapped Insights46:00 Workspace Insights Overview49:00 3 Ways Prioritizing Verification50:00 Prioritizing with Pain, Gain & Observations51:30 Starting with Pain Points1:04:00 Bonus Questions from Previous Episode[ RSS LINKS ]
The United States and Iran have drawn clear lines in the sand regarding Iran's nuclear program. The U.S. demands that Iran must never possess a nuclear weapon. Iran insists it does not want to have a nuclear weapon. The U.S. demands that Iran must stop enriching uranium at near weapon's grade levels and dismantle their nuclear sites. Iran insists that it will never give up its right to enrich uranium. Is it possible for the two sides to reach an agreement? And what's behind Iran's demand to enrich uranium at such high levels if highly enriched uranium is not necessary for domestic energy use? During this episode of the Blessors of Israel Podcast, Pastor Rich Jones joins Dr. Matthew Dodd in studio to discuss what is behind Iran's demand to enrich uranium. They also discuss the historical and biblical significance of Jerusalem Day along with recent developments in Israel's war against Hamas. Visit the Blessors of Israel Website: https://www.blessors.org/ Thank you for supporting Blessors of Israel. Donate Online: https://blessors.org/donate/Please Subscribe and Like our YouTube Channel: https://www.youtube.com/channel/UCUfbl_rf8O_uwKrfzCh04jgSubscribe to our Spotify Channel: https://podcasters.spotify.com/pod/show/blessorsofisrael Subscribe to our Apple Podcast: https://podcasts.apple.com/us/podcast/blessors-of-israedl/id1699662615Facebook: https://www.facebook.com/BlessorsofIsrael/Twitter: https://twitter.com/BlessorsIGettr: https://gettr.com/i/blessorsofisrael Rumble: https://rumble.com/c/c-1670015Thank you for watching. Please like and share this video.We would love to hear your comments.Those who bless Israel will be blessed (Genesis 12:3).Pastor Rich JonesPastor Matthew DoddDr. Matthew DoddRich Jones Blessors of IsraelMatthew Dodd Blessors of IsraelBlessors of IsraelBlessers of IsraelTags:Pastor Rich JonesPastor Matthew DoddRich JonesDr. Matthew DoddRich Jones, Blessors of Israel, Rich Jones, Blessers of Israel, Matthew Dodd, Blessors of Israel, Matthew Dodd, Blessers of Israel, Blessers of Israel, Blessors of Israel, Two-State Solution, Palestine, Modern Palestinian Problem, Israel, Jesus Christ, Anti-Semitism, Prophecy Update, End Times Prophecy, Latter Days, Bible Prophecy, The Great Tribulation, Hamas, Gaza Strip, Terrorism, Hezbollah, Iran, Russia, Persia, Gog and Magog, BRICS, China, CCP, Persia, Iran, Turkey, Russia, South Africa, Saudi Arabia, India, Yahya Sinwar, Nasrallah, Ismail Haniyeh, Deif, United Nations, Terrorism, Antisemitism, Syria, Bashar al Assad, HTS, Damascus, Mount Hermon, Erdogan, Netanyahu, Trump, Putin, Ceasefire, Hostages, al Jolani, al Sharaa, Holocaust Day of Remembrance, China, Egypt, Iran Nuclear Deal, Trump
[✐3. Moderato] Give more reponses! Back-channel feedback“Lucky you!”Hello, everyone. Let's start right away. First, please answer with “Well, I don't know”.[00:15]1. Is this smartphone John san's?→ Well, I don't know.2. Do you know if John san will come to the drinking party tomorrow?→ Hmm, I don't know.[00:37]Next, it's about Japanese manners. Please answer with “Really? I didn't know it.”[00:47]1. You shouldn't stick your chopsticks upright into your rice in Japan.→ Really? I didn't know it.2. Do you know, you shouldn't lick your chopsticks.→ Really? I didn't know it.[01:16]Well, did you see the difference between “Shirimasen“ and ”Shirimasen deshita“?[01:22]“Shirimasen deshita” implies; I didn't know it but I know it NOW because of the question. When you know it, off course, you say “shitteimasu” (not shirimasu).[01:35]It's bad that you pass food from one person to another using your chopsticks.→ That's right. I know.[01:46]There are other manners like this;Repeat after me[01:50]1. Japanese people take off their shoes when they enter the house.2. When eating ramen or soba, they(Japanese people) make slurping noises.3. When eating rice and/or miso soup, you should pick up the bowl by hand.[02:44]Let's try!Give your own answer with “shitteimasu” or “shirimasendeshita”.[02:51]For example,Tokyo was once called Edo.(mukashi = long time ago, in the past)[Your answer]= I know it. or I didn't know it.Ready?=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=「よかったですね!」[00:07]みなさん、こんにちは。さっそくはじめます。まず、「さぁ? しりません」で こたえてください。[00:15]1. このスマホ、ジョーンさんのですよね。→ さぁ?しりません。2. あしたののみかいに、ジョーンさんがくるか、しっていますか。→ さぁ?しりません。[00:37]つぎは、にほんのはしのマナーに ついてです。しつもんに、「そうなんですか、しりませんでした」と、こたえてください。[00:47]1. にほんでは ごはんに はしを たてるのは いけないんですよ。→ そうなんですか、しりませんでした。2. はしをなめては いけないって、しっていますか。→ そうなんですか。しりませんでした。[01:16]さて、みなさん、「しりません」と「しりませんでした」の ちがいが わかりましたか。[01:22]「しりませんでした」implies; I didn't know it but I know it now because of the question. When you know it, off course, you say 「しっています [notしります]」ですね。[01:35]はしとはしで、ほかのひとにたべものをわたすことは、いけないんですよ。→ そうですよね。しっています。[01:46]ほかには、こんなマナーがあります。Repeat after me[01:50]1. にほんじんは いえに はいるとき、くつをぬぎます。2. ラーメンやそばを たべるとき、ズルズル おとを たてます。(おとをたてる = make a noise)3. ごはんや みそしるを たべるとき、おわんを てに もちます。[02:44]Let's try!では、「しっています」または「しりませんでした」でこたえましょう。[02:51]たとえば、とうきょうは、むかし えどと いわれていたんですよ。(むかし = long time ago, in the past)[Your answer]=しっていますI know it。または;= しりませんでした I didn't know it.いいですか。Support the show=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=Need more translation & transcript? Become a patron: More episodes with full translation and Japanese transcripts. Members-only podcast feed for your smartphone app. Japanese Swotter on PatreonNote: English translations might sound occasionally unnatural as English, as I try to preserve the structure and essence of the original Japanese.
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 33: An Investor's Worst Enemy.LEARNING: You are your own worst enemy when it comes to investing. “The right strategy is to avoid the loser's game. Don't try to pick individual stocks or time the market, just invest in a disciplined way, and you will win by getting the market's return.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 33: An Investor's Worst Enemy.Chapter 33: An Investor's Worst EnemyIn this chapter, Larry demonstrates why investors are their own worst enemies. He observes that many people think the key to investing is identifying the stocks that will outperform the market and avoiding the ones that will underperform.Yet the vast body of evidence says that's playing the losers' game. He adds that most professionals with advanced degrees in finance and mathematics, with access to the best databases and huge advantages over individuals, often think they're smart enough to beat the market.They do so by attempting to uncover individual securities they believe the rest of the market has somehow mispriced (the price is too high or too low). They also try to time their investment decisions to buy when the market is “undervalued” and sell when it is “overvalued.”However, evidence shows that 98% of them fail to outperform in any statistically significant way on a risk-adjusted basis, even before taxes. As historian and author Peter Bernstein puts it: “The essence of investment theory is that being smart is not a sufficient condition for being rich.”Why do people keep playing the loser's game?In the face of such overwhelming evidence, the puzzling question is why people keep trying to play a game they are likely to lose. From Larry's perspective, there are four explanations:Because our education system has failed investors and Wall Street, and most financial media want to conceal the evidence, people are unaware of it.While the evidence suggests that playing the game of active management is the triumph of hope over wisdom and experience, hope does spring eternal—after all, a small minority succeed.Active management is exciting, while passive management is boring.Investors are overconfident—a normal human condition, not limited to investing. While each investor might admit that it's hard to beat the market, each believes he will be one of the few who succeed.So, what is the right strategy?In light of the evidence presented, Larry's advice is clear: avoid the losers' game. Instead of trying to pick individual stocks or time the market, he advocates...
Ola Bossio is an incredibly talented artist who immigrated from Poland in 1999 at just 20 years old. Joining her older sister who had arrived prior to Ola, she immediately immersed herself into English classes and began to work. Originally from north Poland, which borders Russia, she felt moving to the United States would bring more opportunities than under the regime she was living in. Living in a predominantly Polish neighborhood in CT she found community and initial comfort in being able to speak her native language and felt safe and free to express herself more openly. She met and fell in love with an American man and started her beautiful family while slowly dabbling in more painting and creative outlets. She paints landscapes of her favorite places in Poland which brings her peace and serenity. She describes Poland as a grey place because of the climate, but her paintings are full of natural color and celebrate the sky and vast fields of nature. Ola has been in art galleries and shows in Southport and Stamford, CT and was recently picked to show her work at the prestigious New Britain American Art Museum. She is incredibly proud of being picked for this showcase her work. Her life in the U.S. is deeply focused on family and faith and she's abundantly grateful for all she's been able to accomplish.
Season 6, Episode 15: Reclaiming Worth, Stillness & Soul – With Debbie Styles (Co-hosted by Molly Lynch) In this special episode of My Love of Life Energy, I'm joined by Molly Lynch—my partner in the Exquisite Being project—as we sit down together with the luminous Debbie Styles, financial mentor and co-creator of Enrich and Refine. Together, we explore how redefining self-worth, embracing stillness, and creating “empty space” can change the way we live, spend, and feel. Debbie shares how letting go of constant doing opened up room for true connection, presence, and joy. ✨ We're also thrilled to announce that Molly and I will be speaking at the upcoming Enrich & Refine event — a full-day gathering of soulful women dedicated to presence, connection, and inner wisdom.
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 32: The Twenty-Dollar Bill.LEARNING: Trade as if the markets are efficient, even though they are not. “If the markets were perfectly efficient, then no one would discover anything about a mispriced stock. There would be no abnormal behaviors or biases, such as investors preferring to buy lottery stocks; therefore, there would be no incentive for investors to conduct any research. This would make the market inefficient.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 32: The Twenty-Dollar Bill.Chapter 32: The Uncertainty of InvestingIn this chapter, Larry explains the efficient markets hypothesis (EMH) and why successful trading strategies often self-destruct due to their inherent limitations.According to Larry, one of the fundamental tenets of the EMH is that in a competitive financial environment, successful trading strategies self-destruct because they are self-limiting—when they are discovered, they are eliminated by exploiting the strategy.He shares the example of Andrew Lo's adaptive markets hypothesis, which acknowledges that while the EMH may not necessarily hold in the short term, it does predict that inefficiencies will self-correct over time as arbitrageurs exploit them after publication. This understanding leads us to the inevitable conclusion that financial markets trend toward efficiency in the long run.Efficient markets rapidly eliminate opportunities for abnormal profitsTo demonstrate how the efficiency of markets rapidly eliminates opportunities for abnormal profits, Larry shares the following example:Imagine that an investor discovers that small-cap stocks have historically outperformed the market in January. To take advantage of this anomaly, that investor would have to buy small-cap stocks at the end of December, before the period of outperformance. After achieving some success with this strategy, other investors would take note—with the large dollars at stake, Wall Street is quick to copy successful strategies. An academic paper might even be published. Since the effect is now known to more than just the original discoverer of the anomaly, one would have to buy before others do to generate abnormal profits. Now, prices start to rise in November. But the next group of investors, recognizing this was going to happen, would have to buy even earlier.As you can see, the very act of exploiting an anomaly has the effect of making it disappear, making the market more efficient. This underscores the significant role investors play in shaping market efficiency.Behave as if equity markets are...
What's up Theology Nerds! Today I'm thrilled to share my conversation with the brilliant Philip Clayton on his new book Science and the Sacred: Beyond the Gods in Our Own Image. This isn't your typical science vs. religion debate - it's something way more interesting! Philip co-authored this book with Claudia Pierce, an atheist religion journalist, creating a beautiful dialogue between theistic and non-theistic perspectives that finds surprising common ground. We explore how their five-year collaboration revealed shared values even as they maintained different views on God. Phil walks us through how modern scientific understanding can coexist with spiritual meaning, challenging both religious fundamentalism and reductive scientism. We dive into questions from both conservative Christians and skeptical atheists who read the book in advance, creating a lively three-way conversation about doubt, faith, and what it means to approach mystery with openness rather than certainty. If you're tired of culture war takes on science and religion and hungry for nuanced dialogue across differences, this episode is your jam! And guess what? Phil's coming to Theology Beer Camp this year, so grab your tickets before May 15th when prices go up! You can WATCH the conversation on YouTube As a scholar, Philip Clayton (Ingraham Professor, Claremont School of Theology) works at the intersection of science, philosophy, and theology. As an activist (president of EcoCiv.org, President of IPDC), he works to convene, facilitate, and catalyze multi-sectoral initiatives toward ecological civilization. As a disciple of Jesus, he finds himself energized by the Spirit in the Quaker community. Previous Podcast Convos w/ Philip Clayton Celebrating the Life, Legacy, and Thought of Jürgen Moltmann The Christology Ladder Christ, Christmas, & the Incarnation How to Think Theologically On the Meaning of Life on the Mindfulness of Nature The Theology of Wolfhart Pannenberg w/ Philip Clayton Finding God in Everyone and Everywhere w/ Philip Clayton and Andrew Davis Can a process theologian be an Evangelical & other questions with Philip Clayton The #GodDebacle w/ Philip Clayton and LeRon Shults Philip Clayton on the Shape of Postmodern Theology Party Time with Philip Clayton for “The Predicament of Belief” Bootlegged Christianity with Philip Clayton, Jack Caputo, Bill Mallonee, Peter Rollins, & Jay Bakker Philip Clayton on The Resurrection, Trinity, Eschatology & the Predicament of Belief Coming to Jesus with Daniel Kirk & Philip Clayton ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
What's up Theology Nerds! Today on the podcast I'm joined by my brilliant friend Diana Butler Bass for another edition of "Ruining Dinner" as we mark the first 100 days of Trump's second administration. We dive into some fascinating new data on religion and politics in America that just dropped, examining everything from unexpected consensus on religious liberty (a rare bright spot!) to disturbing trends in support for political violence among Christian nationalist adherents. Diana shares her recent adventures lighting the Old North Church green for Bill McKibben's "Sunday" climate initiative, while I update her on my site visit to St. Paul (not Minneapolis!) for Theology Beer Camp and my new life as a chicken dad. We explore how competing narratives of discrimination reveal deep divides in American Christianity, unpack the dangers of executive overreach, and discuss what Lindsey Graham's papal nomination trolling reveals about our political moment. This conversation was originally for our Substack members, but we're sharing a portion with all of you – join us at The Process This or The Cottage to catch future episodes live! Diana Butler Bass, Ph.D., is an award-winning author, popular speaker, inspiring preacher, and one of America's most trusted commentators on religion and contemporary spirituality. The Interlocking Crises of Religion & Democracy Faith in a Toxic Public Square The Resurrection of Jesus 2024: The Sequel The Christology Ladder The Indictment Edition of Ruining Dinner American Saints in a Cynical Age Ruining Dinner… and Date Nights Welcome to the Post-Christian Century Ruining Christmas Dinner Ruining Election Night Dinner The Over-Rated Genie God Bad Blood, Civil War, and other Soothing Topics Shall the Fundies (Keep) Winning?, Abortion, and Black Holes Theology and Spirituality in a Time of Rupture White Evangelical Theopolitics, John Shelby Spong, & Jesus 20 Years of Religious Decline Jesus After Religion and Beyond Fear Ruining Dinner with Diana Butler Bass and Robyn Henderson-Espinoza Evangelical Decline, the Supreme Court, and the Horizon of Possibility Debating, Praying, and Living with Tyrants Religion, Politics, & the Elephant in the Room ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this session, we are joined by historical theologian, Dr. Paul Capetz. Dr. Capetz, a minister in the United Methodist Church and former theology professor at various Protestant seminaries, discusses liberal Christology and its limitations. While identifying as a liberal theologian who seeks to reconcile Protestant heritage with Enlightenment thinking, Capetz argues that traditional liberal Christology is fundamentally flawed. He explains that liberal theologians like Friedrich Schleiermacher attempted to reconstruct the historical Jesus using modern historical analysis, but this approach faces insurmountable challenges. Following Rudolf Bultmann, whom Capetz considers the greatest New Testament scholar of the 20th century, he contends that a biography of Jesus cannot be written due to limited reliable historical sources. More importantly, Capetz argues that Christology shouldn't be based on speculations about Jesus's relationship with God, but rather on the apostles' witness to Jesus as the decisive revelation of God's love. Despite his fascination with the historical Jesus question, Capetz believes that the liberal approach of grounding Christology in historical reconstruction is both historically impossible and theologically misguided. You can WATCH the conversation on YouTube Join the class & watch Paul's lecture-> The Many Faces of Christ Today! Paul E. Capetz is professor of historical theology emeritus at United Theological Seminary of the Twin Cities in Minnesota, and is currently minister at Christ Church by the Sea in Newport Beach, California. He is the author of God: A Brief History and co-editor of James Gustafson's Moral Discernment in the Christian Life. This episode centers on his recent book, Recovering Protestantism's Original Insight. Previous Episodes w/ Paul Capetz Protestantism's Radical Insight from Luther to Bultmann Recovering Protestantism's Original Insight Existentialist Philosophy, Politics, & Theology Calvin's 500th Birthday The Big Theological Throw Down with John Cobb & Paul Capetz ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us a textReady to transform your classroom with culturally responsive teaching resources? Veteran educator Jebeh Edmunds takes us on a journey through her specially designed lesson plans that celebrate diversity while meeting educational standards.Discover the Natural Resources unit plan for sixth graders that explores the ecological wealth of the African continent, complete with activities focused on Nobel Peace Prize winner Wangari Maathai and comprehensive student resources. For seventh graders, the "Young, Gifted and Black" lesson plan spotlights over 50 influential African and African-American figures who have made significant contributions as scientists, activists, and changemakers. Younger students will connect with "Your Name is a Song," a lesson that honors cultural identity through naming traditions, and the "I Am Enough" plan that builds self-esteem and classroom community for second graders. Each lesson plan is standards-aligned and "prep light," giving you everything needed to implement culturally rich content without spending hours planning. The materials include graphic organizers, presentation rubrics, vocabulary resources, and guiding questions that promote deeper understanding while celebrating diverse perspectives.Episodes Mentioned: Season 6 Episode #3 My Conversation with Award Winning Author Jamilah Thompkins-BigelowSeason 6 Episode #9 Embracing Change: Jamia Wilson on Literature, Activism, and Empowering the Next GenerationLesson Plans Mentioned:Young, Gifted, & Black Lesson Plan Gr. 7Natural Resources Unit Plan Gr. 6Your Name is A Song Lesson Plan Gr. 4Your Name is A Song Lesson Plan Gr. 3Kwanzaa Lesson Plan Gr. 2 COME SAY Hey!! Instagram: @cultrallyjebeh_ Facebook: @JebehCulturalConsulting Pinterest: @Jebeh Cultural Consulting LinkedIn: @Jebeh Cultural Consulting Leave a Review on our Podcast! We value your feedback!Buy My eBook: Empowering Your BIPOC Students Enroll In My Digital Course: How To Be A Culturally Competent LeaderBuy My K-12 Lesson PlansSign Up For Our Newsletter Enjoy the Cultural Curriculum Chat podcast? Share the love! Refer a friend to Buzzsprout and both you and your friend will enjoy exclusive benefits. Click the link to get started and support our mission of promoting inclusivity! #SpreadTheWord #CulturalCurriculumChat
Welcome back as we feature specialty crops across Wisconsin and the people who grow them. Today, we’re digging into what it takes to build a small business, take care of the land, and introduce people to grains that haven’t been used in generations. Rochelle Schnadt joins us from Heartland Craft Grains in Lodi. Her family is reviving heritage wheat and other time-honored grains for passionate bakers and conscious eaters. Whether you’re into soil health, sourdough, or just curious about how grain gets to your table, we have you covered. This podcast series is brought to you by Specialty Crop Block Grant 23-10. Learn more at gowiagtourism.com.See omnystudio.com/listener for privacy information.
In this episode, Dr. Jason Storm returns to explore the relationship between science, religion, and meaning in the modern world. Starting with Storm's work on The Myth of Disenchantment, they discuss how the conventional narrative of modernity leading to widespread secularization and loss of magical/spiritual thinking is largely inaccurate. Storm explains how this narrative emerged in the 19th century while spiritualism and occult movements were actually flourishing. They examine the fragmentation of belief systems, the historical transformation of faith and epistemology, and how various "meaning crises" arise in contemporary society. The conversation touches on capitalism's relationship with environmental degradation, our connection to nature as a source of meaning, and the limitations of postmodernism. Storm advocates for a metamodern approach that encourages epistemic humility, community engagement, and brave spaces for meaningful dialogue to address complex social problems. You can read more about it in Metamodernism: The Future of Theory and check out his previous visit to the podcast, where we discuss it here. You can WATCH the conversation on YouTube Jason Ananda Josephson Storm is chair and professor of religion and chair of science and technology studies at Williams College. He is a scholar and author whose work focuses on the intersection of religion, science, and meaning in modern society. He has written several influential books including The Myth of Disenchantment, which challenges conventional narratives about secularization and modernity, and Metamodernism and the Future of Theory, which proposes new frameworks for moving beyond postmodern skepticism. Storm teaches courses on philosophy and meaning, including a popular class on "The Meaning of Life," where he introduces students to diverse philosophical and religious traditions. His research examines how individuals navigate belief systems in a fragmented cultural landscape, the relationship between institutional authority and personal meaning-making, and constructive approaches to addressing contemporary social crises. Storm advocates for epistemic humility, community engagement, and creating "brave spaces" for meaningful dialogue across differences. THEOLOGY BEER CAMP | Oct 16-18, 2025 | St. Paul, MN 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, I explore how real-world experiences — especially travel — can deeply enrich our homes and design choices. I introduce the fourth skill of my Slow Style framework, "Enrich," and talk with Bill Richards and Marla Mullen, co-chairs of Nantucket by Design 2025.We discuss how honoring a sense of place, like the spirit of Nantucket, can shape meaningful interiors, and why in-person events like this are so powerful for design enthusiasts. Bill and Marla give us a behind-the-scenes look at this year's theme, Interwoven, and what makes this four-day celebration of design, art, and history truly unforgettable. Want to finally define your style? Grab your free worksheet and uncover your personal aesthetic!
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 31: The Uncertainty of Investing.LEARNING: Equity investing is always about uncertainty. “Most investors think of investing as much more like risk and forget there's a lot of uncertainty. That's a problem because investing is always about uncertainty. You have to recognize that we cannot rely on historical data to tell us that much about the future.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 31: The Uncertainty of Investing.Chapter 31: The Uncertainty of InvestingIn this chapter, Larry explains the difference between risk and uncertainty. He highlights that one of the most important concepts to grasp is that investing is about dealing with both risk and uncertainty.University of Chicago professor Frank Knight defined risk and uncertainty as follows: Risk is present when future events occur with measurable probability. Uncertainty is present when the likelihood of future events is indefinite or incalculable. Larry further explains that risk involves known probabilities, like casino odds or life insurance estimates, while uncertainty involves unknown outcomes, such as major events like the Great Depression or COVID-19.Larry explains that we sometimes know the odds of an event occurring with certainty. For example, because of demographic data, we can reasonably estimate the odds that a 65-year-old couple will have at least one spouse live beyond 90. However, we cannot know the exact odds because future advances in medical science may extend life expectancy. Conversely, new diseases may arise that shorten life expectancy.Why must you understand the difference between risk and uncertainty?Larry insists that it is crucial to understand the difference between risk and uncertainty. This understanding is key, as many investors mistakenly view equities as closer to risk, where the odds can be precisely calculated. This misconception often arises when economic conditions are favorable. The ability to estimate the odds gives investors a false sense of confidence, leading them to make decisions that exceed their ability, willingness, and need to take risks.However, Larry adds that the perception of equity investing shifts from risk to uncertainty during crises. Since investors prefer risky bets (where they can calculate the odds, like investing in a stable company with a proven track record) to uncertain bets (where the odds cannot be calculated, like investing in a startup with an unpredictable future) when the markets begin to appear to investors to become uncertain, the risk premium demanded rises, and that is what causes severe bear markets.Further, dramatic falls in prices lead to panicked...
In this session, Dr. Ruben Rosario Rodriguez provides an overview of Reformed Christology, focusing on the theological contributions of two key 20th century Reformed theologians: Karl Barth and Jürgen Moltmann. He begins by introducing the Reformed tradition's historical roots in 16th century Calvinism and its emphasis on social responsibility. It then examines Barth's Christocentric theology, which emphasizes God's transcendence and self-revelation in Christ as the only source of knowledge about God. Barth rejected liberal Protestantism's subjective approach and insisted on Christ as the center of all theology. He then transitions to Moltmann, whose theology developed in the shadow of the Holocaust. Moltmann rejected the doctrine of divine impassibility, arguing that God suffers with humanity, particularly through Christ on the cross. His Trinitarian theology emphasizes God as a community of equals and has political implications, including the church's responsibility to critique society and work toward justice. Both theologians maintain that Christ's suffering reveals God's solidarity with the oppressed and offers hope for transformation. You can WATCH the conversation on YouTube Join the class & watch Ruben's lecture-> The Many Faces of Christ Today! Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sarah Heath, and Kristen Tideman joined me to unveil the exciting details for Theology Beer Camp 2025 in this lively promotional episode filled with laughter, nostalgia, and anticipation. The hosts reminisce about past camps while revealing this year's Monty Python-inspired theme, "Quest for the Holy Stein," coming to St. Paul, Minnesota this October. With an impressive lineup of theologians, free-flowing beer, and a community-focused approach, this episode captures the unique blend of intellectual engagement and genuine fun that makes Theology Beer Camp a must-attend event for theology nerds and craft beer enthusiasts alike. You can WATCH this conversation on YouTube Key Announcements for Theology Beer Camp 2025: Dates and Location: October 16-18, 2025 in St. Paul, Minnesota Theme: "Theology Beer Camp and the Quest for the Holy Stein" Early Bird Tickets: Available until May 15th at theologybeercamp2025.com Impressive Speaker Lineup: Including John Dominic Crossan, Kelly Brown Douglas, Reggie Williams, Adam Clark, Jeff Pugh, Casper ter Kulie from Harry Potter and the Sacred Text podcast, Juan and Stacy Floyd-Thomas, and Philip Clayton Multiple Podcast Participants: Bible for Normal People, Rethinking Faith, Theology on the Rocks, The New Evangelicals, People's Theology, and more Included with Registration: Free beer and non-alcoholic beverages all weekend, breakfast & lunch on Friday and Saturday, snacks and coffee, access to all sessions and activities Special Events: Bottle share, karaoke, cosplay opportunities, regional and affinity group meetups Community Connections: Active Facebook group and Discord server for attendees to connect Virtual Option: Available for those who can't attend in person Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, I am joined by Congressman Eric Swalwell. We discuss his background, faith, and political journey to Congress. Swalwell shares how he first came to Campbell University (a small Christian school in North Carolina) on a soccer scholarship, where he was the goalkeeper on the soccer team. Though politics wasn't initially on his radar, an injury led him to explore student government, mock trial, and Model UN activities. After interning for a member of Congress, he transferred to the University of Maryland to pursue public service. Throughout the discussion, Swalwell reflects on being a Democrat of faith, noting that many Democrats tend to keep their faith private because they see how religion can be "weaponized" in politics. He expresses a desire for more collaborative cooperation across faith lines rather than using religion as "a means to power." The conversation also touches on polarizing issues like gun control, with Swalwell advocating for an assault weapons ban while preserving Americans' rights to own firearms for protection, sport, and hunting. The interview wrapped up when he had to head off to vote. You can WATCH the conversation on YouTube Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Sociologist Christian Smith discusses his new book Why Religion Went Obsolete. Smith explains that while traditional religion has been declining in America for decades, this decline hasn't resulted in greater secularism but rather a shift toward what he calls "re-enchantment culture." He argues that religion hasn't simply declined but has become obsolete - still functional but superseded by alternatives that better match contemporary sensibilities. Smith identifies numerous causal factors behind this obsolescence, including technological changes, neoliberal capitalism, transformed family structures, and the internet. He emphasizes how religious institutions often contributed to their own obsolescence through scandals and political entanglements. Our conversation explores how these changes have created a "millennial zeitgeist" that fundamentally mismatches with traditional religious structures, making religion feel outdated for younger generations who are raised with different cultural assumptions and technological environments. You can WATCH the conversation on YouTube Christian Smith is a renowned sociologist specializing in the study of religion in contemporary society. He currently teaches at the University of Notre Dame, where he conducts extensive research on religious trends, particularly among young Americans. Smith is the author of multiple influential books exploring faith, culture, and generational shifts, including his latest work Why Religion Went Obsolete. He previously developed the concept of "Moralistic Therapeutic Deism" to describe the dominant religious worldview of American teenagers. Smith's research often combines quantitative data analysis with qualitative interviews to understand the complex factors shaping religious participation and belief. His work examines how broad cultural and economic transformations affect religious institutions and practices, with particular attention to how different generations experience and express spirituality. Smith approaches religious change through a sociological lens that emphasizes cultural contexts rather than focusing solely on individual belief or institutional membership. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 30: The Economically Irrational Investor Preference for Dividend-Paying Stocks.LEARNING: The dividend policy is irrelevant to stock returns. “Stock prices tend to rise in the month before they pay the dividend, because dumb retail investors overvalue dividends, and then they tend to revert back after the dividend gets paid.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 30: The Economically Irrational Investor Preference for Dividend-Paying Stocks.Chapter 30: The Economically Irrational Investor Preference for Dividend-Paying StocksIn this chapter, Larry discusses why many investors prefer cash dividends, especially those using a cash flow approach to spending.Larry explains that experts have established that dividend policy should be irrelevant to stock returns, which is supported by historical evidence. Stocks with the same exposure to common factors (such as size, value, momentum, and profitability/quality) have had the same returns, whether they pay dividends or not. Despite theory and evidence, many investors express a preference for dividend-paying stocks.The fallacy of the free dividendAs Larry explains, investors tend to assume that dividends offer a safe hedge against the large price fluctuations that stocks experience. However, this assumption ignores that the dividend is offset by the fall in the stock price—the fallacy of the free dividend is a common misconception in the investment world.Larry adds that stocks with the same “loading,” or exposure, to the four factors (size, value, momentum, and profitability/quality) have the same expected return regardless of their dividend policy. This has important implications because about 60% of US and 40% of international stocks do not pay dividends.Thus, any screen that includes dividends results in far less diversified portfolios than they could be if they had not included dividends in the portfolio design. Less diversified portfolios are less efficient because they have a higher potential dispersion of returns without any compensation in the form of higher expected returns.Taxes matterLarry notes that what is particularly puzzling about the preference for dividends is that taxable investors should favor the self-dividend (by selling shares) if cash flow is required. Taxes play a crucial role in investment decisions, and understanding their implications is essential for making informed choices.Even in tax-advantaged accounts, investors who diversify globally (the prudent strategy) should prefer capital gains because the foreign tax credits associated with dividends have no value in tax-advantaged accounts.Why
The battle had commenced for both teams… Maybe it was a sign of fortune, divinity, or whatever you may wish to think, but the team worked together, dealing heavy damage to Malar and Enich. Galahad shows the divine wrath of Bahamut when Malar goes after Zechs and deals an impressive blow. Turk more than shows his abilities in spades, as he uses his form of dread to inflict fear into the god of the Wild Hunt. Afterwhich Zechs deals some up close and personal shots at Malar imbued with a touch of divine energy. Enich needed to heal himself immediately after Shanks' first volley of arrows. Salix uses Juniper's Bloom to cast Gravity Fissure on Enich which he manages to avoid the brunt of but with his back pressing against the wall, it's time to start taking them more seriously. Glad uses her divine magic to cast Bless on the group within Zechs' mind. Malar begins to cast Fire Storm when Turk counterspells the god keeping his new team safe and out of harm's way. Back outside Enich summons shadows that keep the team at bay and they regroup. Malar summons wolves to even the playing field, which are taken care of almost immediately before a sinister laugh comes from him, and he summons even more of them.Enich uses his Dread Lord ability to begin shifting the tides. With that, the group hesitates to approach as per Galahad's earlier warning, and Enich starts shouting about how cowardly they all are. Galahad puts Kana's Fury into Malar's chest, twists it, and says, “Didn't I tell you I was going to wear you?” Malar chuckles before fading, and the group wakes up to see a battle only a few feet away. Enich approaches Salix with his Flame Tongue Longsword and strokes them down. Turk casts Heat Metal on Enich's armor as a tactical move to make any further attacks toward the group at a disadvantage. Enich turns to Turk, points his sword to him, and casts Blight. Even with the combined efforts of the entire group, Enich is giving them a challenging time. Having already donned sturdy armor, the combination of the Shield spell makes it seem impossible to hit him. Greyleaf takes Salix and backs them away from the ensuing fight. Glad heals Salix and picks them back up before casting Magic Missle towards Enich. Arioch's paladin is up, but he's on the defensive. Zechs drops the Hunter's Mark, whom he put on Enich upon entering the fight, and instead summons “Wolfy,” his Beastial Spirit, to assist Galahad as best as it can in this battle of the paladins. As we approach the end of the fight, Shanks can get a shot off with his purple-worm-tipped arrow, dealing a heavy blow to Enich. Salix, now back up, uses Call Lightning to affect Enich is area, but Galahad and Wolfy get caught in the spell. Thankfully, they manage to survive and deal another blow to Enich, who isn't going down without a fight. Greyleaf manages to attack Enich with his Onyx Blade. Enrich casts Destructive Wave as he strikes the ground, and a wave of thunder and necrotic energy hits nearly everyone. Galahad attacks Enich, slashing him across his chest, taking the back end of the sword, and hitting him in the side of the head. Enich exchanges a few words with Galahad before going unconscious. Glad uses Sacred Flame to finish the job, and Enich goes to the afterlife. There's so much happening, and that's where we pick up…Find out what happens next in this episode of the Medusa's Cascade: Collateral Damage! Theme Music is written and performed by The Floating LighthouseMixed by Thomas Lapierre IIICheck out the show at themedusascascade.com
This is an audio version of an essay on my substack, Process This. In it, I unpack Dietrich Bonhoeffer's theological reflection on Jesus' experience in the Garden of Gethsemane, which he sees as a central metaphor for authentic Christian faith. I struggle with Bonhoeffer's conviction that true Christianity isn't found in religious performance or institutional power but in standing with God in suffering. Following Bonhoeffer's interpretation of Jesus's question, "Could you not stay awake with me one hour?" I explore how he sees Jesus calling believers to practice solidarity with those who suffer rather than seeking religious escape or comfort. According to Bonhoeffer, authentic faith emerges through presence in places of abandonment and vulnerability, where God is revealed not as a problem-solver but as one who enters fully into human suffering. I hope you enjoy it and consider supporting my work by joining 80k+ other people on Process This. If you want to read or watch the essay, you will find it here on SubStack. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
Roses are red, violets are blue, has poetry ever been intimidating for you? For many people, this art form can feel unapproachable, but poet and educator Sarah Kay, suggests that people who don't like poetry just maybe haven't found a poem that really speaks to them. Sarah proposes a fresh approach to this ancient art, talks about why playing with language can help you get in touch with yourself, and discusses the ways that writing and art help us form deeper, meaningful connections with others. This episode was originally recorded on November 29, 2021. Hosted on Acast. See acast.com/privacy for more information.
For this deeply philosophical conversation, I am joined by Norman Wirzba as we discuss his new book Love's Braided Dance and explore the concept of hope in our modern crisis-filled world. Wirzba explains that many young people view hope with suspicion, often because modern culture promotes shallow optimism over genuine hope. He argues that true hope isn't passive waiting but active participation in loving engagement with others and the world. Wirzba contrasts our modern society's obsession with control, acceleration, and technological solutions with the need for deeper resonance, meaningful connections, and the willingness to embrace friction in relationships. He emphasizes that hope emerges through community and solidarity rather than individual heroism, and requires practices of forgiveness, listening, and Sabbath rest to counteract our culture's demands for constant productivity and consumption. You can WATCH the conversation on YouTube Norman Wirzba is a distinguished professor at Duke University who specializes in theology, philosophy, and environmental ethics. His interdisciplinary work explores the intersections of faith, ecology, and community life, with particular emphasis on how religious traditions can inform sustainable ways of living. Wirzba is known for his thoughtful examination of prayer, hope, and humanity's relationship with the natural world. He has authored numerous books, including Agrarian Spirit and Love's Braided Dance, which examines hope in times of crisis. His scholarship frequently challenges modern assumptions about progress, consumption, and individualism while offering alternative visions rooted in attentiveness, community, and care for creation. Previous Episodes with Dr. Wirzba Farm to Table Theology Way of Love Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this session, biblical scholar John Dominic Crossan explores his proposal to reconstruct Easter, focusing on Paul's understanding of "the mystery of God." Crossan argues that this mystery refers to how God allowed Jesus, as Messiah, to be executed by Roman civilization to reveal its inherent injustice, while simultaneously vindicating Jesus through resurrection to reveal the justice of creation. He proposes that historically, the earliest interpretations of Jesus's exaltation were likely focused on individual ascension rather than resurrection, and that it was Paul who transformed this understanding into universal resurrection as an in-time process rather than merely an end-time event. Crossan contrasts Western Christianity's individual resurrection imagery with Eastern Christianity's universal resurrection imagery, arguing that the Eastern tradition is more faithful to Paul's original vision. He concludes by suggesting that Paul's cosmic justice concept serves as a metaphor for humanity's evolutionary challenge of sustainability, and proposes that both theists and atheists should focus on cosmic evolution rather than debating God's existence. You can WATCH the conversation on YouTube To access all 5 of Crossan's lectures, submit questions, and join future live streams, head here to join the class. John Dominic Crossan, professor emeritus at DePaul University, is widely regarded as the foremost historical Jesus scholar of our time. Previous Podcast Episodes with Dom & Tripp Paul, Josephus, & the Challenge of Nonviolent Resistance Paul, Rome, & the Violent Normalcy of Civilization Paul & the Fictional History of Luke-Acts Paul & Thecla Ask JC Anything Diana Butler Bass & John Dominic Crossan: The Resurrection of Jesus Brian McLaren & John Dominic Crossan: The Message of Jesus & the Judgement of Civilization Brian Zahnd & John Dominic Crossan: God, Violence, Empire, & Salvation Why the Biblical Paul is Awesome Christian Resurrection & Human Evolution The Cross & the Crisis of Civilization The Coming Kingdom & the Risen Christ The Parables of Jesus & the Parable of God How to think about Jesus like a Historian the Last Week of Jesus' Life Jesus, Paul, & Bible Questions Saving the Biblical Christmas Stories the most important discovery for understanding Jesus The Bible, Violence, & Our Future Resurrecting Easter on the First Christmas From Jesus' Parables to Parables of God Render Unto Caesar on God & Empire Join Dom Crossan at ...Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
The group meets back up, some still in their Tabaxi guise but pauses conversing to check if anyone is following the group. A quick check confirms that there was someone, but they are no longer there when Shanks investigates. They are relieved to arrive at the inn and see that the Magnificent Mansion is still there. One of the servants relays a message from Hoshino to the group, apologizing for his abrupt departure but assuring them he will be back and offering endearment to them all. As the message ends, they pick up on a new figure waiting for them to notice his presence. A halfling fellow by the name of Turk introduces himself, and after a round of introductions and clearing any suspicion of him, he tells the group that he was sent here to help the group however he can. Before they can figure out just how effectively they can use JM's most recent addition to the Collateral team, the group exchanges the information that they gathered from what Zechs and the others saw in the past, the information Shanks and Greyleaf squeezed out of their target, and the name Enich, whom Galahad reveals as Arguile's alternate and a paladin of Arioch. The group then began to form a plan for a while. However, with Zechs still uneasy about unleashing his aspect of Malar onto the planes and feeling like they're getting played somehow, it took some time before the group reached a consensus. Zechs, with of course Duo, along with Galahad, Turk, and Glad would assist Zechs, while Arguile, Shanks, Greyleaf, and Salix keep an eye on things outside with Enich and any of the Paw members potentially interfering with the ritual. As they make their way to the ritual site, the scent of blood is in the air, and fire is ablaze in the distance. The group can faintly make out bodies missing their skin. There is a brief exchange that is somewhere between tense and uncomfortable. Enrich confirms that the dead Tabaxi are the idiots from the lodge that Galahad got piss drunk and also tells Zechs that the only reason this is happening is that he is divine punishment for this plane, at least partially. With niceties out of the way, the group splits into the ones who will help Zechs expel Malar and the others who are to keep watch on the paladin of Arioch and Lieutenant of the Constable. The ritual begins, and Zechs and Malar have a final exchange before their fight to end things, one way or another. While on the outside, Enich expresses his boredom and begins approaching the waiting party, preparing to attack. There's so much happening, and that's where we pick up...Find out what happens next in this episode of the Medusa's Cascade: Collateral Damage! Theme Music is written and performed by The Floating LighthouseMixed by Thomas Lapierre IIICheck out the show at themedusascascade.com
Data Edge, Ireland's most experienced network optimisation and application performance management specialist, has announced it is growing its cybersecurity offering with the exclusive addition of NetAlly's CyberScope, the world's first handheld network vulnerability tester and scanner. Data Edge, a NetAlly partner since 2023, is the only vendor in Ireland currently offering access to CyberScope. Headquartered in the US, NetAlly is a global leader in portable network testing and its CyberScope tool provides comprehensive site security assessments, allowing for full visibility and enabling companies to identify, locate, and assess vulnerabilities in their network. The tool is able to identify every wired/wireless device on a site's network, determine where it is connected, and ascertain whether or not it is a threat. CyberScope, which consolidates the tasks of numerous devices, replaces the need for laptops and tablets for testing and also has remote access capabilities, allowing for scanning and testing when off-site. New Data Edge cybersecurity addition In another exclusive offering to the Irish market, Data Edge has also added NetAlly's network connectivity testing hardware LinkRunner to its product portfolio. The latest editions of the product, the AT 3000 & AT 4000, are high performance devices capable of identifying issues in less than 10 seconds. The hardware runs essential tests which enable the quick and accurate identification and solution of network connectivity problems in both copper and fibre Ethernet networks. Omer Mukhtar, Cybersecurity Specialist, Data Edge, said: "Having a robust cyber defence is of the utmost importance these days and adding a groundbreaking product like CyberScope to our portfolio was an absolute no-brainer. A handheld purpose-built vulnerability assessment tool is exactly the type of innovative product businesses need to protect themselves in the modern digital era. We're excited about the opportunity to continue partnering with NetAlly to bring its state-of-the-art products to the Irish market." Luke Boniface, EMEA Channel Account Manager, NetAlly, said: "In today's hyper-connected world, cybersecurity is more critical than ever. As we move further toward digital transformation, vulnerabilities at the network edge are becoming more prominent, putting organisations at risk. We'd like to thank Data Edge for their commitment and thought leadership at solving challenges organisations face in securing edge infrastructure and the potential gaps in cybersecurity tools that could leave networks exposed. From vulnerability management to endpoint monitoring, we break down the key areas you need to address to protect your most valuable assets." See more stories here. More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.
In this episode, I am joined by Mark Vernon to discuss the relationship between spirituality, science, and meaning in the modern world. Mark explores how our conception of religion has narrowed to focus primarily on doctrines and morals rather than experiential dimensions, which is a relatively recent development in human history. Vernon describes how human spiritual intelligence evolved not merely as a survival mechanism but as a form of "niche exploration" that allowed humans to discover immaterial realities. He contrasts the dominant enlightenment epistemology of mastery and control with spiritual traditions that emphasize receptivity and participation. Throughout the conversation, Vernon weaves together insights from his background in physics, theology, philosophy, and psychotherapy to argue that reconnecting with our inner lives and recovering a sense of wonder might be essential for addressing our current meaning crisis. You can WATCH the conversation on YouTube Mark Vernon is a psychodynamic psychotherapist, philosopher, and author who previously served as an Anglican priest. With a background spanning physics, theology, and ancient Greek philosophy, Vernon has dedicated his career to exploring the intersection of spirituality, science, and human meaning. He hosts regular dialogues with scientist Rupert Sheldrake, writes extensively on philosophical and spiritual topics, and maintains an active presence through various media platforms including YouTube and Substack. Vernon's diverse intellectual journey reflects his ongoing exploration of how head and heart can connect to address fundamental questions of human existence. You can check out his books here. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 28: Buy, Hold, or Sell and the Endowment Effect and Chapter 29: The Drivers of Investor Behavior.LEARNING: Smart people are humble and able to admit when they have made a mistake. “As humans, we make all kinds of behavioral errors. Thus, it should not be surprising that we make them when investing. Smart people are, however, humble and able to admit when they have made a mistake.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 28: Buy, Hold, or Sell and the Endowment Effect and Chapter 29: The Drivers of Investor Behavior.Chapter 28: Buy, Hold, or Sell and the Endowment EffectIn this chapter, Larry discusses one of the more frequent risk management problems: holding or selling an asset and how the endowment effect affects this decision.The endowment effectLarry begins by empathetically explaining how the endowment effect, a common behavioral quirk, often causes individuals to make poor investment decisions. For example, it leads investors to hold onto assets they wouldn't purchase if they didn't already own them. Whether it's because the assets don't fit into their asset allocation plan or because they view them as overpriced, they're no longer the best choice from a risk/reward perspective.Larry shares the most common example of the endowment effect. People are often reluctant to sell stocks or mutual funds that they inherited or a deceased spouse purchased. Many people will usually say, “I can't sell that stock; it was my grandfather's favorite, and he'd owned it since 1952.” Or, “That stock has been in my family for generations.” Or, “My husband worked for that company for 40 years. I couldn't possibly sell it.”Another example of an investor subject to the endowment effect is stock accumulated through stock options or some type of profit-sharing/retirement plan.How to avoid the endowment effectLarry says you can avoid the endowment effect by asking: If I didn't already own this asset, how much would I buy today as part of my overall investment plan? If the answer is, “I wouldn't buy any,” or, “I would buy less than I currently hold,” you should sell. The rule applies whether the asset is a bottle of wine, a stock, a bond, or a mutual fund.He adds that you should only own an investment if it fits into your overall asset allocation plan.Chapter 29: The Drivers of Investor BehaviorIn this chapter, Larry discusses how investors make errors simply because they are humans prone to behavioral mistakes. He reviews some of the more common ones to help you avoid making such mistakes.Ego-driven investmentsIn this type of mistake, investors want more than...
In this session, biblical scholar John Dominic Crossan examines the fundamental conflict between two competing visions in the ancient world: divine deliverance and human resistance. He contrasts the positions of two self-identified Pharisees - Paul and Josephus - revealing how Josephus portrayed Rome's imperial power as divinely ordained while Paul offered a radical alternative vision. Most provocatively, Crossan uncovers evidence of organized nonviolent resistance movements in first-century Judaism that predated Jesus and Paul, suggesting these movements connected Pharisaic beliefs about the resurrection with nonviolent opposition to empire. This historical context illuminates Jesus' command to "love your enemies" as a form of nonviolent resistance, challenging us to consider whether humanity must embrace Paul's radical vision of justice over empire to become a sustainable species. Through archaeological and textual evidence, Crossan demonstrates how these competing worldviews physically manifested in the ancient world, ultimately asking whether Paul's alternative vision remains our best hope against escalating violence. To access all 5 of Crossan's lectures, submit questions, and join future live streams, head here to join the class. You can WATCH the conversation on YouTube John Dominic Crossan, professor emeritus at DePaul University, is widely regarded as the foremost historical Jesus scholar of our time. He is the author of several bestselling books, including The Historical Jesus, How to Read the Bible and Still Be a Christian, God and Empire, Jesus: A Revolutionary Biography, The Greatest Prayer, The Last Week, and The Power of Parable. He lives in Minneola, Florida. Previous Podcast Episodes with Dom & Tripp Paul, Rome, & the Violent Normalcy of Civilization Paul & the Fictional History of Luke-Acts Paul & Thecla Ask JC Anything Diana Butler Bass & John Dominic Crossan: The Resurrection of Jesus Brian McLaren & John Dominic Crossan: The Message of Jesus & the Judgement of Civilization Brian Zahnd & John Dominic Crossan: God, Violence, Empire, & Salvation Why the Biblical Paul is Awesome Christian Resurrection & Human Evolution The Cross & the Crisis of Civilization The Coming Kingdom & the Risen Christ The Parables of Jesus & the Parable of God How to think about Jesus like a Historian the Last Week of Jesus' Life Jesus, Paul, & Bible Questions Saving the Biblical Christmas Stories the most important discovery for understanding Jesus The Bible, Violence, & Our Future Resurrecting Easter on the First Christmas From Jesus' Parables to Parables of God Render Unto Caesar on God & Empire Join Dom Crossan at ...Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this thought-provoking episode, I am joined by theologian and philosopher Kevin Hart to discuss the nature of contemplation in both religious and secular contexts. Hart traces the historical origins of contemplation from ancient Rome and Greece through Christian traditions, distinguishing it from meditation and contrasting it with our modern culture of fascination. He draws on phenomenology, particularly Husserl's work, to explain how contemplation offers a way to move beyond the limiting "natural attitude" to experience reality more fully. Hart discusses how poetry, particularly that of Gerard Manley Hopkins, exemplifies contemplative engagement with the world, and explores how Jesus' parables invite a shift from worldly preoccupations to an intimate relationship with God. Throughout the conversation, Hart warns about the dangers of our technology-driven "culture of fascination" that traps our attention and leads to emptiness, while offering practical guidance on contemplative reading through practices like Lectio Divina that might help modern people recover a more enriching way of engaging with texts, the world, and the divine. You can WATCH the conversation on YouTube Dr. Kevin Hart is Jo Rae Wright University Distinguished Professor in the Divinity School. He is a philosopher, phenomenologist, and theologian. His academic work spans the intersection of philosophy, literature, and theology, with particular emphasis on religious experience, contemplation, and phenomenology. Hart is known for his significant contributions to understanding both religious and secular forms of contemplation, drawing on thinkers like Edmund Husserl while engaging deeply with Christian contemplative traditions. If you are new to Dr. Hart's work, check out Contemplation: The Movements of the Soul, Lands of Likeness: For a Poetics of Contemplation, and Poetry and Revelation: For a Phenomenology of Religious Poetry. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices
Join hosts Chantel Windeshausen and Liz Malmberg for a powerful new episode of A Penny or Two for Your Thoughts, where they welcome Deb Denbeck, President and CEO of Partnership for Kids, and Dawn Gonzales, Vice President of Community Relations at Centris Federal Credit Union. Together, they explore how financial literacy programs, such as Mad City Money, are transforming young lives and equipping students with lifelong financial skills through hands-on education and mentorship. The conversation covers everything from teaching budgeting and savings to students as young as sixth grade, to success stories of program graduates who have become doctors, lawyers, and community leaders. The episode also introduces Centris's new Financial Education Center, Enrich — an interactive, personalized tool to support financial wellness for all ages. If you're passionate about empowering youth through education, this is an episode you don't want to miss.If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInThis is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 27: Pascal's Wager and the Making of Prudent Decisions.LEARNING: Use Pascal's wager to avoid making devastating mistakes. “You have to think about the cost of being wrong versus giving up on that hope or the ability to brag about how you pick the best-performing stock. Pascal's wager gives you the right way to think about the answer. And then, you get to enjoy your life much more.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 27: Pascal's Wager and the Making of Prudent Decisions.Chapter 27: Pascal's Wager and the Making of Prudent DecisionsIn this chapter, Larry discusses Pascal's wager, a suggestion posed by the French philosopher Blaise Pascal that emphasizes the importance of considering the consequences of decisions rather than just the probability of outcomes.Pascal's wagerIn Pascal's wager, the philosopher asked how we should act when we cannot prove or disprove if God exists. To answer this question, the philosopher said: if a Supreme Being doesn't exist, then all the devout have lost is the opportunity to fornicate, imbibe, and skip a lot of adult church services. But if God does exist, then the atheist roasts in hell for eternity.Pascal concluded that the consequences of your actions matter far more than whatever you think the probabilities of the outcomes might be.Using Pascal's wager to make financial decisionsPascal's wager empowers individuals to make informed financial decisions. It encourages us to carefully consider the consequences before accepting the risks involved in case we are wrong. This approach can be applied to a wide range of financial decisions, instilling confidence in our choices.Buying life insuranceImagine you're an average 28-year-old. You got married a few years ago and have your first child. Now, you must decide whether you should have life insurance. If you buy the life insurance, you know with a very high degree of certainty for the next 40 years, you're going to be paying away a premium to the life insurance company and foregoing their earnings that you could get by taking that money investing in the stock market and maybe get a seven to 10% per annum return.Yet, most people buy the insurance because of the consequences of their being wrong, and they happen to be unlucky enough to die, either through an accident or some disease that wasn't forecasted for them. Then, their wives and children may live in poverty. And that's just a consequence that's not acceptable.Asset allocationIn another example, Pascal discusses
Today, we talk about the word of the year and more specifically MY word of the year: Enrich. Big lessons so far in 2025 for me. Also, we will cover our usual monday segments: Tales from the prepper pantry, a frugality tip and operation independence. Featured Event: The LFTN GSD Weekend is Upon Us! livingfreeintennessee.com/event/lftn-gsd-weekend/ Sponsor 1: EMPShield.com, coupon code LFTN Sponsor 2: AgoristTaxAdvice.com/LFTN Tales from the Prepper Pantry Launching a new video short series this week: Can You Do That with Mayonnaise? Freezers go in their permanent spot this week, and one becomes the "workshop food" freezer! This is how I stay organized so we can find everything for the workshop. Taco Soup Idea From Janna Gillard The Salsa Jar Hijink Frugality Tip from Margo Do you frequently cut the sleeves off of T-shirts? I do, because someone I live with only wears sleeves to work. I use the sleeves for rags and plant ties, but the other day I cut a sleeve off and for some reason I was like let me see if this fits on my head....guess what the sleeve of his XXL T-shirt makes a great headband for me. So yet another use for something you would normally throw away. I know I always am looking for a crappy headband when I am going to do a facemask, now I will keep a sleeve or two around. Happy Saving y'all Operation Independence Tomato Seedlings look GREAT - not buying any plants this year. Scored $150 on a left behind part of my car - Purging is also enriching my supplies budget! Mayo thoughts Main Topic of the Day: Word of the Year Update: Enrich A reminder: Choosing a word of the year is about setting an intention to guide your decisions and energy throughout the year. "Enrich" was chosen to focus on sharpening, refining, and deepening—not just doing more, but doing better. Lesson 1: Enrich the People It Serves Lesson 2: Purge What Doesn't Serve Lesson 3: Slowing My Roll Conclusion The key to enriching our world here at the Holler Homestead is not about how many memberships or Spring Workshop tickets can I sell today and much more about asking two key questions: How is this going to enrich the buyer or participants? How does this enrich my life? Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce. Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link
If you've ever felt stuck in your business, unsure whether to pivot or push forward, this episode is for you. I chat with Kayleigh, the owner of Inspired to Enrich, to coach her through the challenges of scaling her business selling Story Coins. Like many entrepreneurs, Kayleigh is questioning whether she should refine her existing product or shift to an entirely new business idea. Together, we break down what it really takes to gain traction and build a profitable business.One of the biggest challenges product-based business owners face is skipping ahead before truly understanding their market. In our conversation, I walk Kayleigh through the process of refining her product, identifying her ideal customer, and gathering proof of concept. Instead of making drastic changes, sometimes the key to success lies in simplifying and doubling down on what's already working. Market research, customer validation, and clarity on the product's benefits are the real game changers.If you're in a similar place—wondering if your product has real potential or if it's time for a new direction—this episode will give you the clarity and confidence you need. Consistent sales don't happen by accident. They come from knowing exactly who you serve and why they need your product. Tune in now and let's get you on the path to sustainable growth!Resources:Learn more about Inspired to Enrich here!Follow Kayleigh on Instagram by clicking here.Interested in a one-on-one coaching call session with me that will be aired on the podcast? Learn more and grab your call here! Spots are VERY limited.Consistent content is key to getting more people to see and buy your products. If you want to create great content but you don't know what to say, or you feel too busy, or you just don't want to be the face of your brand, no worries – because we've got you covered with a year's worth of consistent content that's sure to resonate with your audience! If you want to see how easy this can be, click here.Connect:Website: theproductboss.comInstagram: @theproductbossMentioned in this Episode:InstacartDiscover more about how Instacart can work for you!Click here to learn moreGlociUse Code JACQUELINESNYDER to get 15% OFF your order! Click here to shop now!
Haley Wilson, founder of The Culture Experience LLC, and Molly Frey, owner of The Pasfield House, spoke to Community Voices to announce The Culture Experience's residency at the historic Pasfield House. Molly shared her background, her journey to owning and renovating The Pasfield House, and the services it now offers. Haley provided a refresher on The Culture Experience a business she started with her mother to create a space for cultural learning and activities. They discussed how their collaboration began, how it enhances both their visions, and highlighted upcoming events.
The New York Times' David Enrich is one of America's most tenacious investigative journalists. So when he comes out with a book entitled Murder the Truth, we should take note. There's a campaign, Enrich warns, sometimes secret, sometimes open, to undermine the First Amendment and press freedom, thereby protecting the rich and powerful. Led by Clarence Thomas, Enrich explains, it's an attempt to call into question the 1964 Supreme Court's 1964 New York Times vs Sullivan decision on libel. Undermine this critical judgement on press freedom, Enrich warns, and the truth could, indeed, by murdered in the United States.Here are the five key take-aways in our conversation with David Enrich:* New York Times v. Sullivan is a crucial legal precedent for press freedom - This 1964 Supreme Court case established the "actual malice" standard that gives journalists protection when reporting on public figures, allowing them to make good-faith mistakes without facing ruinous litigation.* There's a coordinated effort to weaken press protections - Enrich describes a network of conservative lawyers, activists, judges, and wealthy individuals working to undermine New York Times v. Sullivan, with Supreme Court Justices Clarence Thomas and Neil Gorsuch already expressing interest in reconsidering the precedent.* Legal harassment is already silencing journalism - Even with current protections in place, powerful individuals and organizations are weaponizing defamation lawsuits to intimidate journalists, particularly affecting smaller, independent outlets that lack the resources to fight prolonged legal battles.* Media ownership is responding to political pressure - The conversation touches on how even billionaire media owners like Jeff Bezos (Washington Post) appear to be making editorial decisions based on fears of government retaliation under the Trump administration.* The threat to press freedom is incremental, not sudden - Enrich argues we may be at a pivotal moment where the campaign against press freedoms is moving from rhetoric to tangible action, comparing it to the "frog in boiling water" - a gradual process that may only be recognized in retrospect.David Enrich is the Finance Editor at The New York Times. He previously was an editor and reporter at The Wall Street Journal in New York and London. He has won numerous journalism awards, including the 2016 Gerald Loeb Award for feature writing. David grew up in Lexington, Mass., and graduated from Claremont McKenna College in California. He lives in New York with his wife and two sons.Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting the daily KEEN ON show, he is the host of the long-running How To Fix Democracy interview series. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 26: Dollar Cost Averaging.LEARNING: Invest all your money whenever you have it. “If you want to put the odds in your favor, which is the best we can do because we don't have clear crystal balls, you should put all your money in whenever you have it to invest.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 26: Dollar Cost Averaging.Chapter 26: Dollar Cost AveragingIn this chapter, Larry discusses why lump sum investing is better than dollar cost averaging.Should you invest your money all at once or spread it over time?According to Larry, the issue of Dollar Cost Averaging (DCA) typically arises when an investor receives a large lump sum of money and wonders if they should invest it all at once or spread it over time. The same problem arises when an investor panics and sells when confronted with a bear market, but then there are two questions: How does the investor decide when it is safe to reenter the market? And does she reinvest all at once or by DCA?Constantinides, a University of Chicago professor in the 1960s, studied this question. He demonstrated that DCA is an inferior strategy to lump sum investing. He termed it logically dumb as it makes no sense based on an expected return outcome. From a purely financial perspective, the logical answer is that if you have money to invest, you should always invest it whenever it's available.Another paper by John Knight and Lewis Mandell compared DCA to a buy-and-hold strategy. Then, it analyzed the strategies across a series of investor profiles from risk-averse to aggressive. They concluded that DCA had no advantage over the two alternative investment strategies. Combined with their graphical analysis, their numerical trial and empirical evidence favored optimal rebalancing and buy-and-hold strategy over dollar cost averaging. Optimal rebalancing refers to the strategy of adjusting the proportions of assets in a portfolio to maintain a desired level of risk and return.Dollar cost averaging versus lump sum investingKnight and Mandell conducted a backtest to compare the performance of DCA versus LSI (lump sum investing). Backtesting is a simulation technique to evaluate the performance of a trading strategy using historical data. They backtested the two strategies between 1926 and 2010. Transaction costs were ignored (favoring DCA, which involves more trading). The authors assumed the initial portfolio was $1 million in cash, and the...
Discover the profound interplay between unity and individuality, as we unravel the complexities within this week's Parsha, Tetzaveh. Imagine seeing through the prism of twelve unique stones on the high priest Aaron's breastplate, each one a testament to the distinct tribes of Israel, yet collectively representing a harmonious entity before Hashem. Enrich your understanding through the teachings of the Arizal and other notable sources, as we illuminate the high priest's critical role as a unifier and delve into the layered responsibilities of leadership in achieving unity amidst diversity. Through engaging anecdotes and reflections, we highlight the nuanced challenges faced by leaders akin to rabbis who strive to bring diverse souls together in a shared spiritual journey.Celebrate the dance between personal uniqueness and communal identity as we explore the symbolism of the Kohen Gadol's breastplate. Each stone tells a story of irreplaceable individuality within a collective framework, akin to the 600,000 perspectives of the Torah. This episode encourages you to recognize and nurture your unique traits, empowering you to shine brightly like a gem on the breastplate, influencing those around you. Join us as we embrace the duality of being both a "star" and part of the "sand," each with a unique role to play in the tapestry of Jewish unity. Let us continue this enlightening journey together, and may you find inspiration and purpose as we look forward to an uplifting Shabbos._____________This episode (Ep 7.20) of the Parsha Review Podcast by Rabbi Aryeh Wolbe on Parshas Tetzaveh is dedicated in honor of our President & in honor of our Holy Soldiers in the Battlefield and our Torah Scholars in the Study Halls who are fighting for the safety of our nation!Download & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on March 4, 2025, in Houston, Texas.Released as Podcast on March 6, 2025_____________DONATE to TORCH: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!_____________SUBSCRIBE and LISTEN to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.tansistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at https://www.TORCHpodcasts.com_____________EMAIL your questions, comments, and feedback: awolbe@torchweb.org_____________Please visit www.torchweb.org to see a full listing of our outreach and educational resources available in the Greater Houston area!_____________#Torah, #Parsha, #Exodus, #Unity, #Individuality, #HighPriest, #Aaron, #Breastplate ★ Support this podcast ★
Discover the profound interplay between unity and individuality, as we unravel the complexities within this week's Parsha, Tetzaveh. Imagine seeing through the prism of twelve unique stones on the high priest Aaron's breastplate, each one a testament to the distinct tribes of Israel, yet collectively representing a harmonious entity before Hashem. Enrich your understanding through the teachings of the Arizal and other notable sources, as we illuminate the high priest's critical role as a unifier and delve into the layered responsibilities of leadership in achieving unity amidst diversity. Through engaging anecdotes and reflections, we highlight the nuanced challenges faced by leaders akin to rabbis who strive to bring diverse souls together in a shared spiritual journey.Celebrate the dance between personal uniqueness and communal identity as we explore the symbolism of the Kohen Gadol's breastplate. Each stone tells a story of irreplaceable individuality within a collective framework, akin to the 600,000 perspectives of the Torah. This episode encourages you to recognize and nurture your unique traits, empowering you to shine brightly like a gem on the breastplate, influencing those around you. Join us as we embrace the duality of being both a "star" and part of the "sand," each with a unique role to play in the tapestry of Jewish unity. Let us continue this enlightening journey together, and may you find inspiration and purpose as we look forward to an uplifting Shabbos._____________This episode (Ep 7.20) of the Parsha Review Podcast by Rabbi Aryeh Wolbe on Parshas Tetzaveh is dedicated in honor of our President & in honor of our Holy Soldiers in the Battlefield and our Torah Scholars in the Study Halls who are fighting for the safety of our nation!Download & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on March 4, 2025, in Houston, Texas.Released as Podcast on March 6, 2025_____________DONATE to TORCH: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!_____________SUBSCRIBE and LISTEN to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.tansistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at https://www.TORCHpodcasts.com_____________EMAIL your questions, comments, and feedback: awolbe@torchweb.org_____________Please visit www.torchweb.org to see a full listing of our outreach and educational resources available in the Greater Houston area!_____________#Torah, #Parsha, #Exodus, #Unity, #Individuality, #HighPriest, #Aaron, #Breastplate ★ Support this podcast ★
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 25: Battles are Won Before They Are Fought.LEARNING: Be well-prepared for potential disruptions in the market. “Many investors let emotions drive their decisions, and they end up buying high and selling low—the opposite of what you are doing when rebalancing.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 25: Battles are Won Before They Are Fought.Chapter 25: Battles Are Won Before They Are FoughtIn this chapter, Larry emphasizes the importance of strategic planning to anticipate market shocks, which occur approximately once every three or four years. This proactive approach ensures that investors are well-prepared for potential disruptions in the market.Historical distribution of stock returnsGene Fama studied the historical distribution of stock returns and found that the population of price changes if it was strictly normal on any stock, then a standard deviation shift from the mean of five standard deviations should occur about once every 7,000 years.The reality, though, is it occurs about once every three or four years in the US equity markets. That means the distribution of returns is not normally distributed. To illustrate this, Larry shares evidence of big fat tails in the distribution. From 1926–2022, in 26 out of the 97 years, the S&P 500 Index produced negative returns. In 11 of those years, the losses were greater than 10%. In six of the years, the losses exceeded 20%. In three of the years, the losses exceeded 30%. In one year, the loss exceeded 40%.Prepare to live through a big market downturnAccording to Larry, the data unequivocally shows that stocks are risky assets, with risks that are more prevalent than historical volatility would suggest. Investors must be prepared to face severe losses at some point. It's not a matter of if these risks will manifest, but when, how sharp the declines will be, and when they will subside.For investors, Larry underscores the importance of winning the big fat tails battle in the planning stage. Successful investors know that bear markets will happen and that they cannot be predicted with a high degree of accuracy. Thus, they build bear markets into their plans. They determine their ability, willingness, and need to take risks.Larry notes that, on average, prudent investors prepare to live through a big market shock once every three or four years. They ensure that their asset allocation does not cause them to take so much risk that when a bear market inevitably shows up, they might sell in a panic. They also make sure that they don't take so much risk that they lose sleep when emotions caused by bear markets run...
In this episode, we celebrate eight years of abiding together with you! We want to celebrate what God has done and is doing in not only our lives, but also in yours. We reflect on why we started the podcast and how our hearts still echo with a desire to help women grow closer to our Lord through communion with others. We share why we surrender the podcast to the Holy Spirit, how we've navigated supporting each other through different seasons of life, and what our hopes are for the future of the podcast. Most of all, we want to thank you for how you've received our vulnerability, your openness to us and the Lord, and your steadfastness in journeying with us along the way. Heather's One Thing - Jubilee Spotify Playlist Sister Miriam's One Thing - Our very first episode - Coffee, Unity, and Companionship Michelle's One Thing - Our listeners! We are so grateful for you! Announcement: Join us for our Lenten Study beginning March 5th, 2025 as we journey through “Jesus and the Jubilee: The Biblical Roots of the Year of God's Favor“ by Dr. John Bergsma. We look forward to sitting at the feet of a leading scholar as we unpack what the Lord has in store for us in the year of Jubilee. Order your copy at the St. Paul Center with promo code “ABIDE15” for 15% off. There are also bulk discounts available. While “Jesus and the Jubilee” is currently backordered, the St. Paul Center expects a new shipment of books later this week and plans to fulfill your orders by late February. Journal Questions: Have I experienced friendships and relationships that have been anointed by the Lord? How can I steward my relationships, gifts, time, and opportunities well? When have I seen the difference between success and fruitfulness? Discussion Questions: When did you first start listening to the podcast? Do you have a favorite episode, season, series, or study? How did it bless you? What areas of your life can you surrender to the Lord to give growth? Quote to Ponder: "To be grateful is to recognize the Love of God in everything He has given us - and He has given us everything. Every breath we draw is a gift of His love, every moment of existence is a grace, for it brings with it immense graces from Him. Gratitude therefore takes nothing for granted, is never unresponsive, is constantly awakening to new wonder and to praise of the goodness of God. For the grateful person knows that God is good, not by hearsay but by experience. And that is what makes all the difference." (Thomas Merton) Scripture for Lectio: "Then Samuel took a stone and set it up between Mizpah and Shen. He named it Ebenezer, saying, 'Thus far the Lord has helped us.'" (1 Samuel 7:12) Sponsor - The Little Rose Shop: Discover the beauty of integrating faith into your everyday life with The Little Rose Shop. Our Morning Offering Prayer Mug the perfect companion for your morning routine, allowing you to start each day with a heartfelt prayer, focusing your thoughts on Christ. Plus, explore our Quiet Books collection, including the Mass Quiet Book, Rosary Quiet Book, the Where is Jesus Quiet Book, and Wrapped in Mary's Mantle Quiet Book. These engaging books are designed for babies and toddlers, making it easy to introduce them to the wonders of faith in a quiet and interactive way—perfect for adoration or Mass. As a special treat for Abiding Together listeners, use promo code ABIDING15 for an exclusive 15% discount at checkout. Enrich your spiritual journey and bring the joy of faith into your home with The Little Rose Shop. Timestamps: 00:00 - The Little Rose Shop 01:17 - Intro 02:09 - Lenten Book Announcement 02:54 - Welcome 04:40 - Guiding Quote and Scripture Verse 05:53 - Born Out of Friendship 09:19 - Surrendering Everything Back 10:39 - Honest Conversations 12:05 - Stewarding Well 15:22 - Thankfulness 18:23 - Hearing from Listeners 20:35 - A Collaboration 22:47 - Your Starting Point 24:26 - Hope for the Future 28:29 - One Things 31:12 - Lenten Book Study Reminder
In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 24: Why Do Smart People Do Dumb Things?LEARNING: Past performance does not guarantee future results. Change the criteria you use to select managers. “There are only two things that are infinite, the universe and man's capacity for stupidity.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 24: Why Do Smart People Do Dumb Things?Chapter 24: Why Do Smart People Do Dumb Things?In this chapter, Larry discusses why investors still make mistakes despite multiple SEC warnings.The past performance delusionLarry explains that it's normal for most investors to make mistakes when investing, often due to behavioral errors like overconfidence. Being overconfident can cause investors to take too much risk, trade too much, and confuse the familiar with the safe. Those are explainable errors.However, there's one mistake that Larry finds hard to explain. Most investors ignore the SEC's required warning that accompanies all mutual fund advertising: “Past performance does not guarantee future results.” Despite an overwhelming body of evidence, including the annual S&P's Active Versus Passive Scorecards, that demonstrates that active managers' past mutual fund returns are not prologue and the SEC's warning, investors still flock to funds that have performed well in the past.Today's underperforming manager may be tomorrow's outperformerAccording to Larry, various researchers have found that the common selection methodology is detrimental to performance. The greater benchmark-adjusted return to investing in ‘loser funds' over ‘winner funds' is statistically and economically large and robust to reasonable variations in the evaluation and holding periods and standard risk adjustments.Additionally, the standard practice of firing managers who have recently underperformed actually eliminates those managers who are more likely to outperform in the future.Why Are Warnings Worthless?Larry quotes the study “Worthless Warnings? Testing the Effectiveness of Disclaimers in Mutual Fund Advertisements,” which provided some interesting results. The authors found that people viewing the advertisement with the current SEC disclaimer were just as likely to invest in a fund and had the exact expectations regarding a fund's...
What can we all glean from the 12 Steps? John Ortberg and I share an insightful conversation about the transformative power of the 12 steps for everyone. John, an Enneagram 3, begins by sharing his unique insights into the Enneagram and how it intersects with the journey of personal growth and spiritual development. Then, we dig into the 12 steps as a way of living. In this episode, you'll discover: The significance of the 12 steps as a design for living that can benefit everyone, not just those struggling with addiction. John's personal experiences with the Enneagram and how it has shaped his understanding of himself and his relationships. The relationship between willpower and grace, and how surrendering to a higher power can lead to profound transformation. The importance of community and fellowship in the journey of recovery and spiritual growth. Whether you're familiar with the 12 steps or new to the concept, this conversation promises to offer valuable insights that can revolutionize your life. Don't miss out on this opportunity to explore the depths of human experience and the path to deeper intimacy with God. For deeper exploration, grab a copy of: Ian Cron's "The Fix: How the Twelve Steps Offer a Surprising Path of Transformation for the Well-Adjusted, the Down-and-Out, and Everyone In Between." John Ortberg's "STEPS: A Guide to Transforming Your Life When Willpower Isn't Enough" Subscribe for more episodes that delve into the Enneagram, personal growth, and spiritual transformation! Sponsors: This episode is sponsored by BetterHelp online therapy. Visit https://betterhelp.com/typologypodcast.