Podcasts about enrich

The battle had commenced for both teams… Maybe it was a sign of fortune, divinity, or whatever you may wish to think, but the team worked together, dealing heavy damage to Malar and Enich. Galahad shows the divine wrath of Bahamut when Malar goes after Zechs and deals an impressive blow. Turk more than shows his abilities in spades, as he uses his form of dread to inflict fear into the god of the Wild Hunt. Afterwhich Zechs deals some up close and personal shots at Malar imbued with a touch of divine energy. Enich needed to heal himself immediately after Shanks' first volley of arrows. Salix uses Juniper's Bloom to cast Gravity Fissure on Enich which he manages to avoid the brunt of but with his back pressing against the wall, it's time to start taking them more seriously. Glad uses her divine magic to cast Bless on the group within Zechs' mind. Malar begins to cast Fire Storm when Turk counterspells the god keeping his new team safe and out of harm's way. Back outside Enich summons shadows that keep the team at bay and they regroup. Malar summons wolves to even the playing field, which are taken care of almost immediately before a sinister laugh comes from him, and he summons even more of them.Enich uses his Dread Lord ability to begin shifting the tides. With that, the group hesitates to approach as per Galahad's earlier warning, and Enich starts shouting about how cowardly they all are. Galahad puts Kana's Fury into Malar's chest, twists it, and says, “Didn't I tell you I was going to wear you?” Malar chuckles before fading, and the group wakes up to see a battle only a few feet away. Enich approaches Salix with his Flame Tongue Longsword and strokes them down. Turk casts Heat Metal on Enich's armor as a tactical move to make any further attacks toward the group at a disadvantage. Enich turns to Turk, points his sword to him, and casts Blight. Even with the combined efforts of the entire group, Enich is giving them a challenging time. Having already donned sturdy armor, the combination of the Shield spell makes it seem impossible to hit him. Greyleaf takes Salix and backs them away from the ensuing fight. Glad heals Salix and picks them back up before casting Magic Missle towards Enich. Arioch's paladin is up, but he's on the defensive. Zechs drops the Hunter's Mark, whom he put on Enich upon entering the fight, and instead summons “Wolfy,” his Beastial Spirit, to assist Galahad as best as it can in this battle of the paladins. As we approach the end of the fight, Shanks can get a shot off with his purple-worm-tipped arrow, dealing a heavy blow to Enich. Salix, now back up, uses Call Lightning to affect Enich is area, but Galahad and Wolfy get caught in the spell. Thankfully, they manage to survive and deal another blow to Enich, who isn't going down without a fight. Greyleaf manages to attack Enich with his Onyx Blade. Enrich casts Destructive Wave as he strikes the ground, and a wave of thunder and necrotic energy hits nearly everyone. Galahad attacks Enich, slashing him across his chest, taking the back end of the sword, and hitting him in the side of the head. Enich exchanges a few words with Galahad before going unconscious. Glad uses Sacred Flame to finish the job, and Enich goes to the afterlife. There's so much happening, and that's where we pick up…Find out what happens next in this episode of the Medusa's Cascade: Collateral Damage! Theme Music is written and performed by The Floating LighthouseMixed by Thomas Lapierre IIICheck out the show at themedusascascade.com

This is an audio version of an essay on my substack, Process This. In it, I unpack Dietrich Bonhoeffer's theological reflection on Jesus' experience in the Garden of Gethsemane, which he sees as a central metaphor for authentic Christian faith. I struggle with Bonhoeffer's conviction that true Christianity isn't found in religious performance or institutional power but in standing with God in suffering. Following Bonhoeffer's interpretation of Jesus's question, "Could you not stay awake with me one hour?" I explore how he sees Jesus calling believers to practice solidarity with those who suffer rather than seeking religious escape or comfort. According to Bonhoeffer, authentic faith emerges through presence in places of abandonment and vulnerability, where God is revealed not as a problem-solver but as one who enters fully into human suffering. I hope you enjoy it and consider supporting my work by joining 80k+ other people on Process This. If you want to read or watch the essay, you will find it here on SubStack. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

Roses are red, violets are blue, has poetry ever been intimidating for you? For many people, this art form can feel unapproachable, but poet and educator Sarah Kay, suggests that people who don't like poetry just maybe haven't found a poem that really speaks to them. Sarah proposes a fresh approach to this ancient art, talks about why playing with language can help you get in touch with yourself, and discusses the ways that writing and art help us form deeper, meaningful connections with others. This episode was originally recorded on November 29, 2021. Hosted on Acast. See acast.com/privacy for more information.

For this deeply philosophical conversation, I am joined by Norman Wirzba as we discuss his new book Love's Braided Dance and explore the concept of hope in our modern crisis-filled world. Wirzba explains that many young people view hope with suspicion, often because modern culture promotes shallow optimism over genuine hope. He argues that true hope isn't passive waiting but active participation in loving engagement with others and the world. Wirzba contrasts our modern society's obsession with control, acceleration, and technological solutions with the need for deeper resonance, meaningful connections, and the willingness to embrace friction in relationships. He emphasizes that hope emerges through community and solidarity rather than individual heroism, and requires practices of forgiveness, listening, and Sabbath rest to counteract our culture's demands for constant productivity and consumption. You can WATCH the conversation on YouTube   Norman Wirzba is a distinguished professor at Duke University who specializes in theology, philosophy, and environmental ethics. His interdisciplinary work explores the intersections of faith, ecology, and community life, with particular emphasis on how religious traditions can inform sustainable ways of living. Wirzba is known for his thoughtful examination of prayer, hope, and humanity's relationship with the natural world. He has authored numerous books, including Agrarian Spirit and Love's Braided Dance, which examines hope in times of crisis. His scholarship frequently challenges modern assumptions about progress, consumption, and individualism while offering alternative visions rooted in attentiveness, community, and care for creation. Previous Episodes with Dr. Wirzba Farm to Table Theology Way of Love Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this session, biblical scholar John Dominic Crossan explores his proposal to reconstruct Easter, focusing on Paul's understanding of "the mystery of God." Crossan argues that this mystery refers to how God allowed Jesus, as Messiah, to be executed by Roman civilization to reveal its inherent injustice, while simultaneously vindicating Jesus through resurrection to reveal the justice of creation. He proposes that historically, the earliest interpretations of Jesus's exaltation were likely focused on individual ascension rather than resurrection, and that it was Paul who transformed this understanding into universal resurrection as an in-time process rather than merely an end-time event. Crossan contrasts Western Christianity's individual resurrection imagery with Eastern Christianity's universal resurrection imagery, arguing that the Eastern tradition is more faithful to Paul's original vision. He concludes by suggesting that Paul's cosmic justice concept serves as a metaphor for humanity's evolutionary challenge of sustainability, and proposes that both theists and atheists should focus on cosmic evolution rather than debating God's existence. You can WATCH the conversation on YouTube To access all 5 of Crossan's lectures, submit questions, and join future live streams, head here to join the class. John Dominic Crossan, professor emeritus at DePaul University, is widely regarded as the foremost historical Jesus scholar of our time. Previous Podcast Episodes with Dom & Tripp Paul, Josephus, & the Challenge of Nonviolent Resistance Paul, Rome, & the Violent Normalcy of Civilization Paul & the Fictional History of Luke-Acts Paul & Thecla Ask JC Anything Diana Butler Bass & John Dominic Crossan: The Resurrection of Jesus Brian McLaren & John Dominic Crossan: The Message of Jesus & the Judgement of Civilization Brian Zahnd & John Dominic Crossan: God, Violence, Empire, & Salvation Why the Biblical Paul is Awesome Christian Resurrection & Human Evolution The Cross & the Crisis of Civilization The Coming Kingdom & the Risen Christ The Parables of Jesus & the Parable of God How to think about Jesus like a Historian the Last Week of Jesus' Life Jesus, Paul, & Bible Questions Saving the Biblical Christmas Stories the most important discovery for understanding Jesus The Bible, Violence, & Our Future Resurrecting Easter on the First Christmas   From Jesus' Parables to Parables of God  Render Unto Caesar on God & Empire Join Dom Crossan at ...Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

The group meets back up, some still in their Tabaxi guise but pauses conversing to check if anyone is following the group. A quick check confirms that there was someone, but they are no longer there when Shanks investigates. They are relieved to arrive at the inn and see that the Magnificent Mansion is still there. One of the servants relays a message from Hoshino to the group, apologizing for his abrupt departure but assuring them he will be back and offering endearment to them all. As the message ends, they pick up on a new figure waiting for them to notice his presence. A halfling fellow by the name of Turk introduces himself, and after a round of introductions and clearing any suspicion of him, he tells the group that he was sent here to help the group however he can. Before they can figure out just how effectively they can use JM's most recent addition to the Collateral team, the group exchanges the information that they gathered from what Zechs and the others saw in the past, the information Shanks and Greyleaf squeezed out of their target, and the name Enich, whom Galahad reveals as Arguile's alternate and a paladin of Arioch. The group then began to form a plan for a while. However, with Zechs still uneasy about unleashing his aspect of Malar onto the planes and feeling like they're getting played somehow, it took some time before the group reached a consensus. Zechs, with of course Duo, along with Galahad, Turk, and Glad would assist Zechs, while Arguile, Shanks, Greyleaf, and Salix keep an eye on things outside with Enich and any of the Paw members potentially interfering with the ritual. As they make their way to the ritual site, the scent of blood is in the air, and fire is ablaze in the distance. The group can faintly make out bodies missing their skin. There is a brief exchange that is somewhere between tense and uncomfortable. Enrich confirms that the dead Tabaxi are the idiots from the lodge that Galahad got piss drunk and also tells Zechs that the only reason this is happening is that he is divine punishment for this plane, at least partially. With niceties out of the way, the group splits into the ones who will help Zechs expel Malar and the others who are to keep watch on the paladin of Arioch and Lieutenant of the Constable. The ritual begins, and Zechs and Malar have a final exchange before their fight to end things, one way or another. While on the outside, Enich expresses his boredom and begins approaching the waiting party, preparing to attack. There's so much happening, and that's where we pick up...Find out what happens next in this episode of the Medusa's Cascade: Collateral Damage! Theme Music is written and performed by The Floating LighthouseMixed by Thomas Lapierre IIICheck out the show at themedusascascade.com

In this episode, I am joined by Mark Vernon to discuss the relationship between spirituality, science, and meaning in the modern world. Mark explores how our conception of religion has narrowed to focus primarily on doctrines and morals rather than experiential dimensions, which is a relatively recent development in human history. Vernon describes how human spiritual intelligence evolved not merely as a survival mechanism but as a form of "niche exploration" that allowed humans to discover immaterial realities. He contrasts the dominant enlightenment epistemology of mastery and control with spiritual traditions that emphasize receptivity and participation. Throughout the conversation, Vernon weaves together insights from his background in physics, theology, philosophy, and psychotherapy to argue that reconnecting with our inner lives and recovering a sense of wonder might be essential for addressing our current meaning crisis. You can WATCH the conversation on YouTube Mark Vernon is a psychodynamic psychotherapist, philosopher, and author who previously served as an Anglican priest. With a background spanning physics, theology, and ancient Greek philosophy, Vernon has dedicated his career to exploring the intersection of spirituality, science, and human meaning. He hosts regular dialogues with scientist Rupert Sheldrake, writes extensively on philosophical and spiritual topics, and maintains an active presence through various media platforms including YouTube and Substack. Vernon's diverse intellectual journey reflects his ongoing exploration of how head and heart can connect to address fundamental questions of human existence. You can check out his books here. Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 28: Buy, Hold, or Sell and the Endowment Effect and Chapter 29: The Drivers of Investor Behavior.LEARNING: Smart people are humble and able to admit when they have made a mistake. “As humans, we make all kinds of behavioral errors. Thus, it should not be surprising that we make them when investing. Smart people are, however, humble and able to admit when they have made a mistake.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 28: Buy, Hold, or Sell and the Endowment Effect and Chapter 29: The Drivers of Investor Behavior.Chapter 28: Buy, Hold, or Sell and the Endowment EffectIn this chapter, Larry discusses one of the more frequent risk management problems: holding or selling an asset and how the endowment effect affects this decision.The endowment effectLarry begins by empathetically explaining how the endowment effect, a common behavioral quirk, often causes individuals to make poor investment decisions. For example, it leads investors to hold onto assets they wouldn't purchase if they didn't already own them. Whether it's because the assets don't fit into their asset allocation plan or because they view them as overpriced, they're no longer the best choice from a risk/reward perspective.Larry shares the most common example of the endowment effect. People are often reluctant to sell stocks or mutual funds that they inherited or a deceased spouse purchased. Many people will usually say, “I can't sell that stock; it was my grandfather's favorite, and he'd owned it since 1952.” Or, “That stock has been in my family for generations.” Or, “My husband worked for that company for 40 years. I couldn't possibly sell it.”Another example of an investor subject to the endowment effect is stock accumulated through stock options or some type of profit-sharing/retirement plan.How to avoid the endowment effectLarry says you can avoid the endowment effect by asking: If I didn't already own this asset, how much would I buy today as part of my overall investment plan? If the answer is, “I wouldn't buy any,” or, “I would buy less than I currently hold,” you should sell. The rule applies whether the asset is a bottle of wine, a stock, a bond, or a mutual fund.He adds that you should only own an investment if it fits into your overall asset allocation plan.Chapter 29: The Drivers of Investor BehaviorIn this chapter, Larry discusses how investors make errors simply because they are humans prone to behavioral mistakes. He reviews some of the more common ones to help you avoid making such mistakes.Ego-driven investmentsIn this type of mistake, investors want more than...

In this session, biblical scholar John Dominic Crossan examines the fundamental conflict between two competing visions in the ancient world: divine deliverance and human resistance. He contrasts the positions of two self-identified Pharisees - Paul and Josephus - revealing how Josephus portrayed Rome's imperial power as divinely ordained while Paul offered a radical alternative vision. Most provocatively, Crossan uncovers evidence of organized nonviolent resistance movements in first-century Judaism that predated Jesus and Paul, suggesting these movements connected Pharisaic beliefs about the resurrection with nonviolent opposition to empire. This historical context illuminates Jesus' command to "love your enemies" as a form of nonviolent resistance, challenging us to consider whether humanity must embrace Paul's radical vision of justice over empire to become a sustainable species. Through archaeological and textual evidence, Crossan demonstrates how these competing worldviews physically manifested in the ancient world, ultimately asking whether Paul's alternative vision remains our best hope against escalating violence. To access all 5 of Crossan's lectures, submit questions, and join future live streams, head here to join the class. You can WATCH the conversation on YouTube John Dominic Crossan, professor emeritus at DePaul University, is widely regarded as the foremost historical Jesus scholar of our time. He is the author of several bestselling books, including The Historical Jesus, How to Read the Bible and Still Be a Christian, God and Empire, Jesus: A Revolutionary Biography, The Greatest Prayer, The Last Week, and The Power of Parable. He lives in Minneola, Florida. Previous Podcast Episodes with Dom & Tripp Paul, Rome, & the Violent Normalcy of Civilization Paul & the Fictional History of Luke-Acts Paul & Thecla Ask JC Anything Diana Butler Bass & John Dominic Crossan: The Resurrection of Jesus Brian McLaren & John Dominic Crossan: The Message of Jesus & the Judgement of Civilization Brian Zahnd & John Dominic Crossan: God, Violence, Empire, & Salvation Why the Biblical Paul is Awesome Christian Resurrection & Human Evolution The Cross & the Crisis of Civilization The Coming Kingdom & the Risen Christ The Parables of Jesus & the Parable of God How to think about Jesus like a Historian the Last Week of Jesus' Life Jesus, Paul, & Bible Questions Saving the Biblical Christmas Stories the most important discovery for understanding Jesus The Bible, Violence, & Our Future Resurrecting Easter on the First Christmas   From Jesus' Parables to Parables of God  Render Unto Caesar on God & Empire Join Dom Crossan at ...Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this thought-provoking episode, I am joined by theologian and philosopher Kevin Hart to discuss the nature of contemplation in both religious and secular contexts. Hart traces the historical origins of contemplation from ancient Rome and Greece through Christian traditions, distinguishing it from meditation and contrasting it with our modern culture of fascination. He draws on phenomenology, particularly Husserl's work, to explain how contemplation offers a way to move beyond the limiting "natural attitude" to experience reality more fully. Hart discusses how poetry, particularly that of Gerard Manley Hopkins, exemplifies contemplative engagement with the world, and explores how Jesus' parables invite a shift from worldly preoccupations to an intimate relationship with God. Throughout the conversation, Hart warns about the dangers of our technology-driven "culture of fascination" that traps our attention and leads to emptiness, while offering practical guidance on contemplative reading through practices like Lectio Divina that might help modern people recover a more enriching way of engaging with texts, the world, and the divine. You can WATCH the conversation on YouTube Dr. Kevin Hart is Jo Rae Wright University Distinguished Professor in the Divinity School. He is a philosopher, phenomenologist, and theologian. His academic work spans the intersection of philosophy, literature, and theology, with particular emphasis on religious experience, contemplation, and phenomenology. Hart is known for his significant contributions to understanding both religious and secular forms of contemplation, drawing on thinkers like Edmund Husserl while engaging deeply with Christian contemplative traditions.  If you are new to Dr. Hart's work, check out Contemplation: The Movements of the Soul, Lands of Likeness: For a Poetics of Contemplation, and Poetry and Revelation: For a Phenomenology of Religious Poetry.   Theology Beer Camp | St. Paul, MN | October 16-18, 2025 3 Days of Craft Nerdiness with 50+ Theologians & God-Pods and 600 new friends. ONLINE CLASS ANNOUNCEMENT: The Many Faces of Christ Today The question Jesus asked his disciples still resonates today: "Who do you say that I am?" Join our transformative 5-week online learning community as we explore a rich tapestry of contemporary Christologies. Experience how diverse theological voices create a compelling vision of Jesus Christ for today's world. Expand your spiritual horizons. Challenge your assumptions. Enrich your faith. As always, the class is donation-based (including 0), so head over to ManyFacesOfChrist.com for more details and to sign up! _____________________ Hang with 40+ Scholars & Podcasts and 600 people at Theology Beer Camp 2025 (Oct. 16-18) in St. Paul, MN. This podcast is a Homebrewed Christianity production. Follow the Homebrewed Christianity, Theology Nerd Throwdown, & The Rise of Bonhoeffer podcasts for more theological goodness for your earbuds. Join over 80,000 other people by joining our Substack - Process This! Get instant access to over 45 classes at www.TheologyClass.com Follow the podcast, drop a review, send feedback/questions or become a member of the HBC Community. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join hosts Chantel Windeshausen and Liz Malmberg for a powerful new episode of A Penny or Two for Your Thoughts, where they welcome Deb Denbeck, President and CEO of Partnership for Kids, and Dawn Gonzales, Vice President of Community Relations at Centris Federal Credit Union. Together, they explore how financial literacy programs, such as Mad City Money, are transforming young lives and equipping students with lifelong financial skills through hands-on education and mentorship. The conversation covers everything from teaching budgeting and savings to students as young as sixth grade, to success stories of program graduates who have become doctors, lawyers, and community leaders. The episode also introduces Centris's new Financial Education Center, Enrich — an interactive, personalized tool to support financial wellness for all ages. If you're passionate about empowering youth through education, this is an episode you don't want to miss.If you have any questions you would like us to ask our Subject Matter Experts, send them our way to apennyforyourthoughts@centrisfcu.orgFollow Centris on Social!Facebook | Instagram | Twitter | LinkedInThis is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel!

On this GUEST episode of Disciples Make, Anele interviews Lorna Hall, Lorna is a certified Biblical Counselor through the Association of Biblical Counselors and is a Certified Facilitator of Prepare and Enrich. In this episode Anele and Lynne talk about what Discipleship is and what it can look like in everyday life.Disciples Make is a ministry dedicated to declaring the glory of God through the craftsmanship of disciples around the world. We do this by means of education, training and storytelling. We exist to encourage the believer and to reach those seeking truth. At the heart of all that we do our mission is to follow Jesus, love people and make disciples.www.disciplesmake.com

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 27: Pascal's Wager and the Making of Prudent Decisions.LEARNING: Use Pascal's wager to avoid making devastating mistakes. “You have to think about the cost of being wrong versus giving up on that hope or the ability to brag about how you pick the best-performing stock. Pascal's wager gives you the right way to think about the answer. And then, you get to enjoy your life much more.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 27: Pascal's Wager and the Making of Prudent Decisions.Chapter 27: Pascal's Wager and the Making of Prudent DecisionsIn this chapter, Larry discusses Pascal's wager, a suggestion posed by the French philosopher Blaise Pascal that emphasizes the importance of considering the consequences of decisions rather than just the probability of outcomes.Pascal's wagerIn Pascal's wager, the philosopher asked how we should act when we cannot prove or disprove if God exists. To answer this question, the philosopher said: if a Supreme Being doesn't exist, then all the devout have lost is the opportunity to fornicate, imbibe, and skip a lot of adult church services. But if God does exist, then the atheist roasts in hell for eternity.Pascal concluded that the consequences of your actions matter far more than whatever you think the probabilities of the outcomes might be.Using Pascal's wager to make financial decisionsPascal's wager empowers individuals to make informed financial decisions. It encourages us to carefully consider the consequences before accepting the risks involved in case we are wrong. This approach can be applied to a wide range of financial decisions, instilling confidence in our choices.Buying life insuranceImagine you're an average 28-year-old. You got married a few years ago and have your first child. Now, you must decide whether you should have life insurance. If you buy the life insurance, you know with a very high degree of certainty for the next 40 years, you're going to be paying away a premium to the life insurance company and foregoing their earnings that you could get by taking that money investing in the stock market and maybe get a seven to 10% per annum return.Yet, most people buy the insurance because of the consequences of their being wrong, and they happen to be unlucky enough to die, either through an accident or some disease that wasn't forecasted for them. Then, their wives and children may live in poverty. And that's just a consequence that's not acceptable.Asset allocationIn another example, Pascal discusses

Today, we talk about the word of the year and more specifically MY word of the year: Enrich. Big lessons so far in 2025 for me. Also, we will cover our usual monday segments: Tales from the prepper pantry, a frugality tip and operation independence. Featured Event: The LFTN GSD Weekend is Upon Us! livingfreeintennessee.com/event/lftn-gsd-weekend/ Sponsor 1: EMPShield.com, coupon code LFTN Sponsor 2: AgoristTaxAdvice.com/LFTN Tales from the Prepper Pantry Launching a new video short series this week: Can You Do That with Mayonnaise? Freezers go in their permanent spot this week, and one becomes the "workshop food" freezer! This is how I stay organized so we can find everything for the workshop. Taco Soup Idea From Janna Gillard The Salsa Jar Hijink Frugality Tip from Margo Do you frequently cut the sleeves off of T-shirts? I do, because someone I live with only wears sleeves to work. I use the sleeves for rags and plant ties, but the other day I cut a sleeve off and for some reason I was like let me see if this fits on my head....guess what the sleeve of his XXL T-shirt makes a great headband for me. So yet another use for something you would normally throw away. I know I always am looking for a crappy headband when I am going to do a facemask, now I will keep a sleeve or two around. Happy Saving y'all Operation Independence Tomato Seedlings look GREAT - not buying any plants this year. Scored $150 on a left behind part of my car - Purging is also enriching my supplies budget! Mayo thoughts Main Topic of the Day: Word of the Year Update: Enrich A reminder: Choosing a word of the year is about setting an intention to guide your decisions and energy throughout the year. "Enrich" was chosen to focus on sharpening, refining, and deepening—not just doing more, but doing better. Lesson 1: Enrich the People It Serves Lesson 2: Purge What Doesn't Serve Lesson 3: Slowing My Roll Conclusion The key to enriching our world here at the Holler Homestead is not about how many memberships or Spring Workshop tickets can I sell today and much more about asking two key questions: How is this going to enrich the buyer or participants?  How does this enrich my life? Make it a great week! GUYS! Don't forget about the cookbook, Cook With What You Have by Nicole Sauce and Mama Sauce.  Community Follow me on Nostr: npub1u2vu695j5wfnxsxpwpth2jnzwxx5fat7vc63eth07dez9arnrezsdeafsv Mewe Group: https://mewe.com/join/lftn Telegram Group: https://t.me/LFTNGroup Odysee: https://odysee.com/$/invite/@livingfree:b Resources Membership Sign Up Holler Roast Coffee Harvest Right Affiliate Link  

If you've ever felt stuck in your business, unsure whether to pivot or push forward, this episode is for you. I chat with Kayleigh, the owner of Inspired to Enrich, to coach her through the challenges of scaling her business selling Story Coins. Like many entrepreneurs, Kayleigh is questioning whether she should refine her existing product or shift to an entirely new business idea. Together, we break down what it really takes to gain traction and build a profitable business.One of the biggest challenges product-based business owners face is skipping ahead before truly understanding their market. In our conversation, I walk Kayleigh through the process of refining her product, identifying her ideal customer, and gathering proof of concept. Instead of making drastic changes, sometimes the key to success lies in simplifying and doubling down on what's already working. Market research, customer validation, and clarity on the product's benefits are the real game changers.If you're in a similar place—wondering if your product has real potential or if it's time for a new direction—this episode will give you the clarity and confidence you need. Consistent sales don't happen by accident. They come from knowing exactly who you serve and why they need your product. Tune in now and let's get you on the path to sustainable growth!Resources:Learn more about Inspired to Enrich here!Follow Kayleigh on Instagram by clicking here.Interested in a one-on-one coaching call session with me that will be aired on the podcast? Learn more and grab your call here! Spots are VERY limited.Consistent content is key to getting more people to see and buy your products. If you want to create great content but you don't know what to say, or you feel too busy, or you just don't want to be the face of your brand, no worries – because we've got you covered with a year's worth of consistent content that's sure to resonate with your audience! If you want to see how easy this can be, click here.Connect:Website: theproductboss.comInstagram: @theproductbossMentioned in this Episode:InstacartDiscover more about how Instacart can work for you!Click here to learn moreGlociUse Code JACQUELINESNYDER to get 15% OFF your order! Click here to shop now!

Haley Wilson, founder of The Culture Experience LLC, and Molly Frey, owner of The Pasfield House, spoke to Community Voices to announce The Culture Experience's residency at the historic Pasfield House. Molly shared her background, her journey to owning and renovating The Pasfield House, and the services it now offers. Haley provided a refresher on The Culture Experience a business she started with her mother to create a space for cultural learning and activities. They discussed how their collaboration began, how it enhances both their visions, and highlighted upcoming events.

The New York Times' David Enrich is one of America's most tenacious investigative journalists. So when he comes out with a book entitled Murder the Truth, we should take note. There's a campaign, Enrich warns, sometimes secret, sometimes open, to undermine the First Amendment and press freedom, thereby protecting the rich and powerful. Led by Clarence Thomas, Enrich explains, it's an attempt to call into question the 1964 Supreme Court's 1964 New York Times vs Sullivan decision on libel. Undermine this critical judgement on press freedom, Enrich warns, and the truth could, indeed, by murdered in the United States.Here are the five key take-aways in our conversation with David Enrich:* New York Times v. Sullivan is a crucial legal precedent for press freedom - This 1964 Supreme Court case established the "actual malice" standard that gives journalists protection when reporting on public figures, allowing them to make good-faith mistakes without facing ruinous litigation.* There's a coordinated effort to weaken press protections - Enrich describes a network of conservative lawyers, activists, judges, and wealthy individuals working to undermine New York Times v. Sullivan, with Supreme Court Justices Clarence Thomas and Neil Gorsuch already expressing interest in reconsidering the precedent.* Legal harassment is already silencing journalism - Even with current protections in place, powerful individuals and organizations are weaponizing defamation lawsuits to intimidate journalists, particularly affecting smaller, independent outlets that lack the resources to fight prolonged legal battles.* Media ownership is responding to political pressure - The conversation touches on how even billionaire media owners like Jeff Bezos (Washington Post) appear to be making editorial decisions based on fears of government retaliation under the Trump administration.* The threat to press freedom is incremental, not sudden - Enrich argues we may be at a pivotal moment where the campaign against press freedoms is moving from rhetoric to tangible action, comparing it to the "frog in boiling water" - a gradual process that may only be recognized in retrospect.David Enrich is the Finance Editor at The New York Times. He previously was an editor and reporter at The Wall Street Journal in New York and London. He has won numerous journalism awards, including the 2016 Gerald Loeb Award for feature writing. David grew up in Lexington, Mass., and graduated from Claremont McKenna College in California. He lives in New York with his wife and two sons.Named as one of the "100 most connected men" by GQ magazine, Andrew Keen is amongst the world's best known broadcasters and commentators. In addition to presenting the daily KEEN ON show, he is the host of the long-running How To Fix Democracy interview series. He is also the author of four prescient books about digital technology: CULT OF THE AMATEUR, DIGITAL VERTIGO, THE INTERNET IS NOT THE ANSWER and HOW TO FIX THE FUTURE. Andrew lives in San Francisco, is married to Cassandra Knight, Google's VP of Litigation & Discovery, and has two grown children.Keen On America is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 26: Dollar Cost Averaging.LEARNING: Invest all your money whenever you have it. “If you want to put the odds in your favor, which is the best we can do because we don't have clear crystal balls, you should put all your money in whenever you have it to invest.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 26: Dollar Cost Averaging.Chapter 26: Dollar Cost AveragingIn this chapter, Larry discusses why lump sum investing is better than dollar cost averaging.Should you invest your money all at once or spread it over time?According to Larry, the issue of Dollar Cost Averaging (DCA) typically arises when an investor receives a large lump sum of money and wonders if they should invest it all at once or spread it over time. The same problem arises when an investor panics and sells when confronted with a bear market, but then there are two questions: How does the investor decide when it is safe to reenter the market? And does she reinvest all at once or by DCA?Constantinides, a University of Chicago professor in the 1960s, studied this question. He demonstrated that DCA is an inferior strategy to lump sum investing. He termed it logically dumb as it makes no sense based on an expected return outcome. From a purely financial perspective, the logical answer is that if you have money to invest, you should always invest it whenever it's available.Another paper by John Knight and Lewis Mandell compared DCA to a buy-and-hold strategy. Then, it analyzed the strategies across a series of investor profiles from risk-averse to aggressive. They concluded that DCA had no advantage over the two alternative investment strategies. Combined with their graphical analysis, their numerical trial and empirical evidence favored optimal rebalancing and buy-and-hold strategy over dollar cost averaging. Optimal rebalancing refers to the strategy of adjusting the proportions of assets in a portfolio to maintain a desired level of risk and return.Dollar cost averaging versus lump sum investingKnight and Mandell conducted a backtest to compare the performance of DCA versus LSI (lump sum investing). Backtesting is a simulation technique to evaluate the performance of a trading strategy using historical data. They backtested the two strategies between 1926 and 2010. Transaction costs were ignored (favoring DCA, which involves more trading). The authors assumed the initial portfolio was $1 million in cash, and the...

Discover the profound interplay between unity and individuality, as we unravel the complexities within this week's Parsha, Tetzaveh. Imagine seeing through the prism of twelve unique stones on the high priest Aaron's breastplate, each one a testament to the distinct tribes of Israel, yet collectively representing a harmonious entity before Hashem. Enrich your understanding through the teachings of the Arizal and other notable sources, as we illuminate the high priest's critical role as a unifier and delve into the layered responsibilities of leadership in achieving unity amidst diversity. Through engaging anecdotes and reflections, we highlight the nuanced challenges faced by leaders akin to rabbis who strive to bring diverse souls together in a shared spiritual journey.Celebrate the dance between personal uniqueness and communal identity as we explore the symbolism of the Kohen Gadol's breastplate. Each stone tells a story of irreplaceable individuality within a collective framework, akin to the 600,000 perspectives of the Torah. This episode encourages you to recognize and nurture your unique traits, empowering you to shine brightly like a gem on the breastplate, influencing those around you. Join us as we embrace the duality of being both a "star" and part of the "sand," each with a unique role to play in the tapestry of Jewish unity. Let us continue this enlightening journey together, and may you find inspiration and purpose as we look forward to an uplifting Shabbos._____________This episode (Ep 7.20) of the Parsha Review Podcast by Rabbi Aryeh Wolbe on Parshas Tetzaveh is dedicated in honor of our President & in honor of our Holy Soldiers in the Battlefield and our Torah Scholars in the Study Halls who are fighting for the safety of our nation!Download & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on March 4, 2025, in Houston, Texas.Released as Podcast on March 6, 2025_____________DONATE to TORCH: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!_____________SUBSCRIBE and LISTEN to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.tansistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at https://www.TORCHpodcasts.com_____________EMAIL your questions, comments, and feedback: awolbe@torchweb.org_____________Please visit www.torchweb.org to see a full listing of our outreach and educational resources available in the Greater Houston area!_____________#Torah, #Parsha, #Exodus, #Unity, #Individuality, #HighPriest, #Aaron, #Breastplate ★ Support this podcast ★

Discover the profound interplay between unity and individuality, as we unravel the complexities within this week's Parsha, Tetzaveh. Imagine seeing through the prism of twelve unique stones on the high priest Aaron's breastplate, each one a testament to the distinct tribes of Israel, yet collectively representing a harmonious entity before Hashem. Enrich your understanding through the teachings of the Arizal and other notable sources, as we illuminate the high priest's critical role as a unifier and delve into the layered responsibilities of leadership in achieving unity amidst diversity. Through engaging anecdotes and reflections, we highlight the nuanced challenges faced by leaders akin to rabbis who strive to bring diverse souls together in a shared spiritual journey.Celebrate the dance between personal uniqueness and communal identity as we explore the symbolism of the Kohen Gadol's breastplate. Each stone tells a story of irreplaceable individuality within a collective framework, akin to the 600,000 perspectives of the Torah. This episode encourages you to recognize and nurture your unique traits, empowering you to shine brightly like a gem on the breastplate, influencing those around you. Join us as we embrace the duality of being both a "star" and part of the "sand," each with a unique role to play in the tapestry of Jewish unity. Let us continue this enlightening journey together, and may you find inspiration and purpose as we look forward to an uplifting Shabbos._____________This episode (Ep 7.20) of the Parsha Review Podcast by Rabbi Aryeh Wolbe on Parshas Tetzaveh is dedicated in honor of our President & in honor of our Holy Soldiers in the Battlefield and our Torah Scholars in the Study Halls who are fighting for the safety of our nation!Download & Print the Parsha Review Notes:https://drive.google.com/drive/folders/1ncaRyoH5iJmGGoMZs9y82Hz2ofViVouv?usp=sharingRecorded at TORCH Meyerland in the Levin Family Studios (B) to a live audience on March 4, 2025, in Houston, Texas.Released as Podcast on March 6, 2025_____________DONATE to TORCH: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!_____________SUBSCRIBE and LISTEN to other podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.tansistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at https://www.TORCHpodcasts.com_____________EMAIL your questions, comments, and feedback: awolbe@torchweb.org_____________Please visit www.torchweb.org to see a full listing of our outreach and educational resources available in the Greater Houston area!_____________#Torah, #Parsha, #Exodus, #Unity, #Individuality, #HighPriest, #Aaron, #Breastplate ★ Support this podcast ★

Celebrate the positives in life.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 25: Battles are Won Before They Are Fought.LEARNING: Be well-prepared for potential disruptions in the market. “Many investors let emotions drive their decisions, and they end up buying high and selling low—the opposite of what you are doing when rebalancing.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 25: Battles are Won Before They Are Fought.Chapter 25: Battles Are Won Before They Are FoughtIn this chapter, Larry emphasizes the importance of strategic planning to anticipate market shocks, which occur approximately once every three or four years. This proactive approach ensures that investors are well-prepared for potential disruptions in the market.Historical distribution of stock returnsGene Fama studied the historical distribution of stock returns and found that the population of price changes if it was strictly normal on any stock, then a standard deviation shift from the mean of five standard deviations should occur about once every 7,000 years.The reality, though, is it occurs about once every three or four years in the US equity markets. That means the distribution of returns is not normally distributed. To illustrate this, Larry shares evidence of big fat tails in the distribution. From 1926–2022, in 26 out of the 97 years, the S&P 500 Index produced negative returns. In 11 of those years, the losses were greater than 10%. In six of the years, the losses exceeded 20%. In three of the years, the losses exceeded 30%. In one year, the loss exceeded 40%.Prepare to live through a big market downturnAccording to Larry, the data unequivocally shows that stocks are risky assets, with risks that are more prevalent than historical volatility would suggest. Investors must be prepared to face severe losses at some point. It's not a matter of if these risks will manifest, but when, how sharp the declines will be, and when they will subside.For investors, Larry underscores the importance of winning the big fat tails battle in the planning stage. Successful investors know that bear markets will happen and that they cannot be predicted with a high degree of accuracy. Thus, they build bear markets into their plans. They determine their ability, willingness, and need to take risks.Larry notes that, on average, prudent investors prepare to live through a big market shock once every three or four years. They ensure that their asset allocation does not cause them to take so much risk that when a bear market inevitably shows up, they might sell in a panic. They also make sure that they don't take so much risk that they lose sleep when emotions caused by bear markets run...

In this episode, we celebrate eight years of abiding together with you! We want to celebrate what God has done and is doing in not only our lives, but also in yours. We reflect on why we started the podcast and how our hearts still echo with a desire to help women grow closer to our Lord through communion with others. We share why we surrender the podcast to the Holy Spirit, how we've navigated supporting each other through different seasons of life, and what our hopes are for the future of the podcast. Most of all, we want to thank you for how you've received our vulnerability, your openness to us and the Lord, and your steadfastness in journeying with us along the way. Heather's One Thing - Jubilee Spotify Playlist Sister Miriam's One Thing - Our very first episode - Coffee, Unity, and Companionship Michelle's One Thing - Our listeners! We are so grateful for you!   Announcement: Join us for our Lenten Study beginning March 5th, 2025 as we journey through “Jesus and the Jubilee: The Biblical Roots of the Year of God's Favor“ by Dr. John Bergsma. We look forward to sitting at the feet of a leading scholar as we unpack what the Lord has in store for us in the year of Jubilee. Order your copy at the St. Paul Center with promo code “ABIDE15” for 15% off. There are also bulk discounts available. While “Jesus and the Jubilee” is currently backordered, the St. Paul Center expects a new shipment of books later this week and plans to fulfill your orders by late February.   Journal Questions: Have I experienced friendships and relationships that have been anointed by the Lord? How can I steward my relationships, gifts, time, and opportunities well? When have I seen the difference between success and fruitfulness?   Discussion Questions: When did you first start listening to the podcast? Do you have a favorite episode, season, series, or study? How did it bless you? What areas of your life can you surrender to the Lord to give growth?   Quote to Ponder: "To be grateful is to recognize the Love of God in everything He has given us - and He has given us everything. Every breath we draw is a gift of His love, every moment of existence is a grace, for it brings with it immense graces from Him. Gratitude therefore takes nothing for granted, is never unresponsive, is constantly awakening to new wonder and to praise of the goodness of God. For the grateful person knows that God is good, not by hearsay but by experience. And that is what makes all the difference." (Thomas Merton)   Scripture for Lectio: "Then Samuel took a stone and set it up between Mizpah and Shen. He named it Ebenezer, saying, 'Thus far the Lord has helped us.'" (1 Samuel 7:12)   Sponsor - The Little Rose Shop: Discover the beauty of integrating faith into your everyday life with The Little Rose Shop. Our Morning Offering Prayer Mug the perfect companion for your morning routine, allowing you to start each day with a heartfelt prayer, focusing your thoughts on Christ. Plus, explore our Quiet Books collection, including the Mass Quiet Book, Rosary Quiet Book, the Where is Jesus Quiet Book, and Wrapped in Mary's Mantle Quiet Book. These engaging books are designed for babies and toddlers, making it easy to introduce them to the wonders of faith in a quiet and interactive way—perfect for adoration or Mass. As a special treat for Abiding Together listeners, use promo code ABIDING15 for an exclusive 15% discount at checkout. Enrich your spiritual journey and bring the joy of faith into your home with The Little Rose Shop.   Timestamps: 00:00 - The Little Rose Shop 01:17 - Intro 02:09 - Lenten Book Announcement 02:54 - Welcome 04:40 - Guiding Quote and Scripture Verse 05:53 - Born Out of Friendship 09:19 - Surrendering Everything Back 10:39 - Honest Conversations 12:05 - Stewarding Well 15:22 - Thankfulness 18:23 - Hearing from Listeners 20:35 - A Collaboration 22:47 - Your Starting Point 24:26 - Hope for the Future 28:29 - One Things 31:12  - Lenten Book Study Reminder  

Apri un conto Fineco (60 operazioni gratuite con il codice TRD060-TB(#ad). Con Larry Swedroe, grande investitore di successo e straordinario divulgatore nel mondo della finanza, parliamo di "evidence-based investing", dei principi universali dell'investimento e del portafoglio che porta il suo nome. L. Swedroe, Enrich your Future Serenis è il partner di The Bull per il tuo benessere mentale e fisico: un centro medico autorizzato che tramite la sua piattaforma digitale offre percorsi di psicoterapia, nutrizione e coaching online con oltre 1600 professionisti in tutta Italia con in media 13 anni di esperienza.  E lo fa con una missione: rendere accessibile il benessere mentale e fisico affrontando gli ostacoli economici, tecnologici, sociali e culturali che allontanano le persone dal prendersi cura di se stessi. Puoi iniziare un percorso su Serenis per prenderti cura del tuo benessere mentale a un prezzo convenzionato a questo link (#adv). =============================================== Apri un conto Revolut entro il 31/03/2025, conto deposito con interessi al 3% bloccati fino 31/05/2025. Investi con Scalable, PAC in ETF a zero costi d'ordine. Abbonati a 4Books, 7 gg. di prova gratuita e 30% di sconto. Assicurazione sulla vita con Turtleneck I link sono sponsorizzati e l'Autore potrebbe percepire una commissione. =============================================== ATTENZIONE: I contenuti di questo canale hanno esclusivamente finalità di informare e intrattenere. Le informazioni fornite sul canale hanno valore indicativo e non sono complete circa le caratteristiche dei prodotti menzionati. Chiunque ne faccia uso per fini diversi da quelli puramente informativi cui sono destinati, se ne assume la piena responsabilità. Tutti i riferimenti a singoli strumenti finanziari non devono essere intesi come attività di consulenza in materia di investimenti, né come invito all'acquisto dei prodotti o servizi menzionati. Investire comporta il rischio di perdere il proprio capitale. Investi solo se sei consapevole dei rischi che stai correndo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's dive into evidence-based investing with Larry Swedroe, a highly successful investor and an outstanding educator in the world of finance. In the episode we have discussed the universal principles of sound, opinions-free investing and the portfolio that bears his name L. Swedroe, Enrich your Future Serenis è il partner di The Bull per il tuo benessere mentale e fisico: un centro medico autorizzato che tramite la sua piattaforma digitale offre percorsi di psicoterapia, nutrizione e coaching online con oltre 1600 professionisti in tutta Italia con in media 13 anni di esperienza.  E lo fa con una missione: rendere accessibile il benessere mentale e fisico affrontando gli ostacoli economici, tecnologici, sociali e culturali che allontanano le persone dal prendersi cura di se stessi. Puoi iniziare un percorso su Serenis per prenderti cura del tuo benessere mentale a un prezzo convenzionato a questo link (#adv). =============================================== Apri un conto Revolut entro il 31/03/2025, conto deposito con interessi al 3% bloccati fino 31/05/2025. Investi con Scalable, PAC in ETF a zero costi d'ordine. Investi con Fineco (60 operazioni gratuite con il codice TRD060-TB) Abbonati a 4Books, 7 gg. di prova gratuita e 30% di sconto. Assicurazione sulla vita con Turtleneck I link sono sponsorizzati e l'Autore potrebbe percepire una commissione. =============================================== ATTENZIONE: I contenuti di questo canale hanno esclusivamente finalità di informare e intrattenere. Le informazioni fornite sul canale hanno valore indicativo e non sono complete circa le caratteristiche dei prodotti menzionati. Chiunque ne faccia uso per fini diversi da quelli puramente informativi cui sono destinati, se ne assume la piena responsabilità. Tutti i riferimenti a singoli strumenti finanziari non devono essere intesi come attività di consulenza in materia di investimenti, né come invito all'acquisto dei prodotti o servizi menzionati. Investire comporta il rischio di perdere il proprio capitale. Investi solo se sei consapevole dei rischi che stai correndo. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 24: Why Do Smart People Do Dumb Things?LEARNING: Past performance does not guarantee future results. Change the criteria you use to select managers. “There are only two things that are infinite, the universe and man's capacity for stupidity.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 24: Why Do Smart People Do Dumb Things?Chapter 24: Why Do Smart People Do Dumb Things?In this chapter, Larry discusses why investors still make mistakes despite multiple SEC warnings.The past performance delusionLarry explains that it's normal for most investors to make mistakes when investing, often due to behavioral errors like overconfidence. Being overconfident can cause investors to take too much risk, trade too much, and confuse the familiar with the safe. Those are explainable errors.However, there's one mistake that Larry finds hard to explain. Most investors ignore the SEC's required warning that accompanies all mutual fund advertising: “Past performance does not guarantee future results.” Despite an overwhelming body of evidence, including the annual S&P's Active Versus Passive Scorecards, that demonstrates that active managers' past mutual fund returns are not prologue and the SEC's warning, investors still flock to funds that have performed well in the past.Today's underperforming manager may be tomorrow's outperformerAccording to Larry, various researchers have found that the common selection methodology is detrimental to performance. The greater benchmark-adjusted return to investing in ‘loser funds' over ‘winner funds' is statistically and economically large and robust to reasonable variations in the evaluation and holding periods and standard risk adjustments.Additionally, the standard practice of firing managers who have recently underperformed actually eliminates those managers who are more likely to outperform in the future.Why Are Warnings Worthless?Larry quotes the study “Worthless Warnings? Testing the Effectiveness of Disclaimers in Mutual Fund Advertisements,” which provided some interesting results. The authors found that people viewing the advertisement with the current SEC disclaimer were just as likely to invest in a fund and had the exact expectations regarding a fund's...

Summary: Marriage failure almost always begins with the loss of intimacy, i.e. closeness in the marriage. This episode examines what Scripture says married couples need to understand and do to experience both the emotional and sexual intimacy, which God designed marriage for. Couples Study to Overcoming the Intimacy Misconnect in MarriageShe spells intimacy TALK. He spells intimacy SEX. This booklet is designed to be used by husband and wife during 3 dates to rediscover greater emotional and sexual intimacy in their marriage.For Further Prayerful Thought:What stood out to you about the purposes for which God's designed marriage?What is the significance to you of remembering that marriage is both the joining of two lives (mind, will, and emotions) exhibited by leaving home, and the joining of two bodies in sex?When it comes to emotional intimacy, do you have more trouble opening up to your wife about what is going on inside or in helping her open up about what is going on inside her?If you are married, is there another woman in your spheres of life with whom you need to be more vigilant—not to allow yourselves to get too emotionally close?VALENTINE'S DAY QUESTIONS FOR COUPLESFor FunWhat's the most embarrassing thing that ever happened to you?If you could be any cartoon character for a day, who would you be and why?What's the funniest movie you've ever seen?If you could have an unlimited supply of one thing for the rest of your life, what would it be?If you could have any animal as a pet, no matter how wild, what would you choose?Warm UpWhat do you remember most about your first date?Share two things you most appreciate about your mate.Emotional IntimacyHusband to WifeWhat regular tasks in taking care of the family do you dislike the most or find most difficult?How can I help you shoulder your load at home?How can I better help you share your heart with me?What family problems do you feel need to be addressed?What are the worries and concerns that are weighing heavily on your heart?How can I best help you feel cherished by me?How can I support your use of your gifts that go beyond the home?Wife to HusbandHow best can I help you when your emotional tank is on empty?What gets you down most at work? When there is something weighing heavily on you at work how can I best help you share it?How can I support your spiritual leadership in our home.Do I tell you often enough what I admire and respect about you?Sexual IntimacyHow do you feel about discussing sexual intimacy on this date?Why do you think God invented sex?What are two things you appreciate about each other as lovers?What sexual activities do you find most exciting?Is there anything else about our love-making that you want to tell me?For the printed version of this message click here.For a summary of topics addressed by podcast series, click here.For FREE downloadable studies on men's issues click here.To make an online contribution to enable others to hear about the podcast: (Click link

What can we all glean from the 12 Steps? John Ortberg and I share an insightful conversation about the transformative power of the 12 steps for everyone. John, an Enneagram 3, begins by sharing his unique insights into the Enneagram and how it intersects with the journey of personal growth and spiritual development. Then, we dig into the 12 steps as a way of living. In this episode, you'll discover: The significance of the 12 steps as a design for living that can benefit everyone, not just those struggling with addiction. John's personal experiences with the Enneagram and how it has shaped his understanding of himself and his relationships. The relationship between willpower and grace, and how surrendering to a higher power can lead to profound transformation. The importance of community and fellowship in the journey of recovery and spiritual growth. Whether you're familiar with the 12 steps or new to the concept, this conversation promises to offer valuable insights that can revolutionize your life. Don't miss out on this opportunity to explore the depths of human experience and the path to deeper intimacy with God. For deeper exploration, grab a copy of: Ian Cron's "The Fix: How the Twelve Steps Offer a Surprising Path of Transformation for the Well-Adjusted, the Down-and-Out, and Everyone In Between." John Ortberg's "STEPS: A Guide to Transforming Your Life When Willpower Isn't Enough" Subscribe for more episodes that delve into the Enneagram, personal growth, and spiritual transformation!   Sponsors: This episode is sponsored by BetterHelp online therapy.  Visit https://betterhelp.com/typologypodcast. 

The Bay Area Retreat Committee is excited to invite you to our annual Out of the Fog retreat at Walker Creek Ranch in Marin County on the weekend of March 14-16, 2025. Enrich your recovery with meetings, workshops, meditation, and fellowship. We will also enjoy all manner of outer circle activities including drum circles, campfires, game night, talent/no talent show, and hiking among the rolling hills of West Marin.  This includes a re-post of the intro and outro of Ep 030 which has been pulled from public listening. Links mentioned in this episode: https://bayareasaa.org/announcements/bay-area-out-of-the-fog-retreat-registration-is-open/ Registration: http://bit.ly/retreat2025link Workshop Submittal: http://bit.ly/2025workshopform   YouTube Links to music in this episode (used for educational purposes): Heilung Resonator Talks: https://www.youtube.com/watch?v=2vvWTzpDHEI Heilung - Fylgija Ear / Futhorck Live (from LIFA): https://www.youtube.com/watch?v=iJvcN41H3Is Heilung - Alfadhirhaiti Live (from LIFA): https://www.youtube.com/watch?v=2wy-W-pYlds Heiling - LIFA (full show): https://www.youtube.com/watch?v=h1BsKIP4uYM   Be sure to reach us via email: feedback@sexaddictsrecoverypod.com If you are comfortable and interested in being a guest or panelist, please feel free to contact me. jason@sexaddictsrecoverypod.com SARPodcast YouTube Playlist: https://www.youtube.com/playlist?list=PLn0dcZg-Ou7giI4YkXGXsBWDHJgtymw9q   To find meetings in the San Francisco Bay Area, be sure to visit: https://www.bayareasaa.org/meetings To find meetings in the your local area or online, be sure to visit the main SAA website: https://saa-recovery.org/meetings/ The content of this podcast has not been approved by and may not reflect the opinions or policies of the ISO of SAA, Inc.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 23: Framing the Problem.LEARNING: Understand how each indexed annuity feature works before buying one. “I would never buy an annuity that didn't give me full inflation protection.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 23: Framing the Problem.Chapter 23: Framing the ProblemIn this chapter, Larry discusses how we, as human beings, are subject to biases and mistakes that we're almost certainly not aware of. He introduces the concept of ‘framing' in the context of behavioral finance, which refers to how a question or a problem is presented and how this presentation can influence our decision-making, often leading us to answer how the questioner wants us to.Examples of framingLarry shares the following examples from Jason Zweig's book Your Money & Your Brain to support the theory of framing in decision-making. These examples illustrate how the same information, when presented in different ways, can lead to significantly different decisions, highlighting the impact of framing on our perceptions and choices.A group of people was told ground beef was “75% lean.” Another was told the same meat was “25% fat.” The “fat” group estimated the meat would be 31% lower in quality and taste 22% worse than the “lean” group estimated.Pregnant women are more willing to agree to amniocentesis if told they face a 20% chance of having a Down syndrome child than if told there is an 80% chance they will have a “normal” baby.A study asked more than 400 doctors whether they would prefer radiation or surgery if they became cancer patients themselves. Among the physicians who were informed that 10% would die from surgery, 50% said they would prefer radiation. Among those who were told that 90% would survive the surgery, only 16% chose radiation.The evidence from the three examples shows that if a situation is framed from a negative viewpoint, people focus on that. On the other hand, if a problem is framed...

Welcome to another episode of the Oncology Brothers podcast! In this episode, hosts Drs. Rahul and Rohit Gosain are joined by Dr. Pallawi Torka from Memorial Sloan Kettering Cancer Center to discuss the latest highlights from ASH 2024, focusing on key studies in lymphoma. In this episode, we dive into: •⁠  ⁠POLARIX Study: An update on the POLARIX trial, exploring the use of Polatuzumab in frontline diffuse large B-cell lymphoma (DLBCL) and its impact on progression-free survival (PFS). •⁠  ⁠inMIND Study: A look at the promising results of the inMIND study, which evaluates the combination of Tafasitamab with Lenalidomide and Rituximab in the second-line setting for follicular lymphoma. •⁠  ⁠Triangle Study: Insights into the evolving role of transplant in mantle cell lymphoma and the implications of BTK inhibitors in treatment. •⁠  ⁠ENRICH Study: Discussion on the potential of Ibrutinib combined with Rituximab in the first-line setting and its comparison to traditional chemoimmunotherapy. Join us as we unpack these practice-changing studies, discuss their implications for clinical practice, and share insights on managing side effects associated with new therapies. Follow us on social media: •⁠  ⁠X/Twitter: https://twitter.com/oncbrothers •⁠  ⁠Instagram: https://www.instagram.com/oncbrothers Don't forget to like, subscribe, and hit the notification bell for more updates on the latest in oncology research and practice! #OncologyBrothers #ASH2024 #Lymphoma #CancerResearch #Podcast

In this podcast episode, Kevin engages with journalist and author David Enrich about his book on Deutsche Bank's tumultuous history. They discuss the bank's questionable practices, its relationships with high-profile clients like Donald Trump, and its role in financial crises. Enrich shares insights from his journalism career, highlighting Deutsche Bank's culture of greed and mismanagement. The conversation explores broader themes of financial recklessness, the impact of corporate culture on ethics, and the consequences of risky lending practices. The episode underscores the need for accountability and reform in the banking sector to prevent future crises.Tragic Events Leading to Insight (00:02:51) Deutsche Bank's Historical Context (00:05:44)Donald Trump's Relationship with Deutsche Bank (00:06:33) Internal Conflicts at Deutsche Bank (00:08:21) Trump's Use of Force Majeure (00:12:03) Deutsche Bank's Responsibility in the Crisis (00:14:18) Trump's Influence on Deutsche Bank (00:17:39) Regulatory Changes Post-2008 (00:21:00) Capitalism vs. Socialism (00:22:39) Corporate Influence on Policy (00:23:28) Understanding Financial Complexity (00:26:46)Takeaways from the Book (00:28:07) Subscribe to the following: NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MBB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE- Buy Dark Towers Here: https://www.amazon.com/Dark-Towers-Deutsche-Donald-Destruction/dp/0062878816Hit the subscribe button to get new content notifications Website: http://www.9icapitalgroup.com Corrections: Editing by http://SwoleNerdProductions.com

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 21: You Can't Handle the Truth.LEARNING: Don't put all your eggs in one basket; diversify your portfolio. “Once you have enough to live a high-quality life and enjoy things, taking unwarranted risks becomes unnecessary.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 22: Some Risks are Not Worth Taking.Chapter 22: Some Risks Are Not Worth TakingIn this chapter, Larry discusses the importance of investors knowing which risks are worth taking and which are not.The $10 million bet that almost didn't pay offTo kick off this episode, Larry shared a story of an executive who put his entire $10 million portfolio in one stock.Around the late 1999 and early 2000s, Larry was a consultant to a registered investment advisor in Atlanta, and one of their clients was a very senior Intel executive. This executive's net worth was about $13 million, and $10 million was an Intel stock. To Larry's shock, the executive would not consider selling even a small%age of his stock to diversify his portfolio. He was confident that this stock was the best company despite acknowledging the risks of this concentrated strategy. It was, in fact, the NVIDIA of its day. It was trading at spectacular levels. The executive had watched it go up and up and up.Learning from the pastLarry pointed out that there were similar situations not long ago, from the 60s, for example, when we had the Nifty 50 bubble, and, once great companies like Xerox, Polaroid Kodak, and many others disappeared, and these were among the leading stocks.Like this executive, many had invested all their money in a single company and had seen their net worth suffer greatly when these companies crumbled.This history serves as a powerful lesson, enlightening us about the risks of overconfidence and the importance of diversification.The Intel stock comes tumbling downSince he was a senior executive, he believed he would know if Intel was ever in trouble. Larry went ahead and told him some risks were not worth taking. He advised him to sell most of his stock and build a nice, safe, diversified portfolio, mostly even bonds.The executive could withdraw half a million bucks a year from it pretty safely because interest rates were higher, and that was far more than he needed. Larry's advice didn't matter—he couldn't convince him.Within two and a half years, Intel's stock was trading at about $10, falling about 75%. It was not until late in 2017 that it once again reached $40.Some risks are just not worth...

“The generous will prosper. Those who refresh others will themselves be refreshed.” ~Proverbs 11:25 NLT Hi Neighbor, Welcome you to another unplugged episode of Anchors of Encouragement. In our previous episodes, I began laying the foundation for my words this year, giving you breadcrumbs, if you will, to a word jumble. Here's a hint: I'm going to reveal these words slowly. We'll dive deep into their meanings by breaking them down into acronyms, like a little puzzle – a tribute to my Mom who loved word jumbles. Each episode will bring new insights and tools to help you navigate the year with faith and confidence. Don't miss out on the journey! Today's word begins with the letter, “P.” We'll explore how to intentionally put principles in play to refresh adoptive parents. But the principle is only beginning to accomplish its purpose. Listen to find out why. Our principle and affirmation comes from the book of Proverbs, chapter 11, verse 25. Hope and Healing are on the way. Your Neighbor,⁣⁣⁣⁣⁣ Tim P.S. If this podcast uplifted you, please share it and be an anchor of encouragement for others. Leave a written review on Apple Podcasts. Here is a short video to show you how. Join our safe space for adoptive parents. Let's replace isolation with connection, loneliness with community, and anxiety with hope. You're never alone on this journey. Reach out to Tim: email tim@anchorsofencouragement.com

The Hindu way of life is neither new nor old. It is Sanatana, eternal and so it is both, new and old. Yes, at the threshold of the new year we may finetune our life priorities, set goals and make plans. How might these include our relationship with devatas and people around us? How can we have a lasting framework that guides our actions contributing to happiness and prosperity? Let's find out. Our monthly newsletter - Aarsha Vidya Bharati - Dec 2024| Weaving Gratitude & Hope | Vedic Wisdom Festival | Īśvara Jagat Kāraṇam Brahma | Swaminiji in Dubai And more! https://mailchi.mp/4812183d6c4a/aarsha-vidya-bharati-dec2024 Our monthly newsletter will bring you more happiness, more wisdom and more freedom. To subscribe to Aarsha Vidya Bharati - https://mailchi.mp/cea95b9ad987/aarsha-vidya-bharati Vedanta - the River of Wisdom is a weekly podcast by Swamini B (Brahmaprajnananda), a Vedanta teacher, writer and a sannyasini. Please follow, learn and enjoy Youtube - https://www.youtube.com/arshavidyananda Instagram - https://www.instagram.com/arshavidyananda Twitter - https://twitter.com/arshavidyananda To connect and learn Vedanta - www.arshavidyananda.in

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In this episode released just in time for the holidays, Anthony and Bernie are joined by Tycel Phillips, MD to discuss the most exciting updates from ASH 2024 in lymphoma! Pour yourself a drink and have a listen! Some selected abstracts: EA4151: https://ash.confex.com/ash/2024/webprogram/Paper212973.html Triangle Updates: https://ash.confex.com/ash/2024/webprogram/Paper200735.html , https://ash.confex.com/ash/2024/webprogram/Paper201441.html EA4181: https://ash.confex.com/ash/2024/webprogram/Paper194641.html ENRICH: https://ash.confex.com/ash/2024/webprogram/Paper199710.html inMIND: https://ash.confex.com/ash/2024/webprogram/Paper212970.html POLARIX Long-Term F/U: https://ash.confex.com/ash/2024/webprogram/Paper197938.html

In today's version! I'm excited to dive into a game-changing feature from ControlUp called “Enrich v2.0.” We'll explore how this innovative tool seamlessly integrates real-time monitoring and remediation into your favorite SaaS applications beyond Microsoft Intune and ServiceNow. Get ready to learn how Enrich can boost your IT team's efficiency, provide minute-by-minute performance insights, and enhance your overall digital experience management. Let's get started!

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 21: You Can't Handle the Truth.LEARNING: Overconfidence leads to poor investment decisions. Measure your returns against benchmarks. “If you think you can forecast the future better than others, you're going to ignore risks that you shouldn't ignore because you'll treat the unlikely as possible.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 21: You Can't Handle the Truth.Chapter 21: You Can't Handle the TruthIn this chapter, Larry discusses how investors delude themselves about their skills and performance, leading to persistent and costly investment mistakes.The deluded investorAccording to Larry, evidence from the field of behavioral finance suggests that investors persist in deluding themselves about their skills and performance. This persistent self-deception leads to costly investment mistakes, emphasizing the need for continuous vigilance in investment decisions.Larry quotes a New York Times article in which professors Richard Thaler and Robert Shiller noted that individual investors and money managers persist in believing that they are endowed with more and better information than others and can profit by picking stocks. This insight helps explain why individual investors think they can:Pick stocks that will outperform the market.Time the market, so they're in it when it's rising and out of it when it's falling.Identify the few active managers who will beat their respective benchmarks.The overconfident investorLarry adds that even when individuals acknowledge the difficulty of beating the market, they are buoyed by the hope of success. He quotes noted economist Peter Bernstein: “Active management is extraordinarily difficult because there are so many knowledgeable investors and information does move so fast. The market is hard to beat. There are a lot of smart people trying to do the same thing. Nobody's saying that it's easy. But possible? Yes.”This slim possibility keeps hope alive. Overconfidence, fueled by this hope, leads investors to believe they will be among the few who succeed.Why investors spend so much time and money on actively managed mutual fundsLarry also examined another study, Positive Illusions and Forecasting Errors in Mutual Fund Investment Decisions,...

Troubles enrich you to have a better understanding of God that you can't gain through ease and comfort. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.   Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org.   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

In this week's episode, we reflect on how to prepare for Advent. During this busy season, it is easy to spend more time preparing our home than our hearts and we chat about the need for slowing down, quieting our hearts and surroundings, and becoming attentive to God's presence in our daily lives. We also share practical ways we prepare and wait for the coming of our Lord at Christmas. Heather's One Thing - The songs Holy Forever (YouTube) and The Story I'll Tell (YouTube) Sister Miriam's One Thing - The Carmellite Sisters (View their upcoming events here) Michelle's One Thing -  The song You Know My Name by Tasha Cobbs and This “Full of Hope” Advent Mug from Blessed is She   Announcement: Our Advent study begins next week! Be sure to subscribe to our weekly email to receive each episode, discussion questions, and videos to your inbox.   Journal Questions: Ask the Holy Spirit: What do you want me to be present to this season? Where do I need hope in my life? Where do I lack peace in my life? Where do I need joy in my life? Where do I need to birth joy in my life?   Discussion Questions: What practices do you incorporate in Advent to embrace the season of preparation? When will you take time for prayer this week and throughout Advent? How can you better embrace Advent rather than just tolerate it? How can you slow the interior pace of your heart in Advent?   Quotes to Ponder: “The liturgy of Advent…helps us to understand fully the value and meaning of the mystery of Christmas. It is not just about commemorating the historical event, which occurred some 2,000 years ago in a little village of Judea. Instead, it is necessary to understand that the whole of our life must be an ‘advent,' a vigilant awaiting of the final coming of Christ. To predispose our mind to welcome the Lord who, as we say in the Creed, one day will come to judge the living and the dead, we must learn to recognize him as present in the events of daily life. Therefore, Advent is, so to speak, an intense training that directs us decisively toward him who already came, who will come, and who comes continuously.” (St. John Paul II)   Scripture for Lectio:  “Therefore, prepare your minds for action, keep sober in spirit, fix your hope completely on the grace to be brought to you at the revelation of Jesus Christ.” (1 Peter 1:13)   Sponsor - The Little Rose Shop: Discover the beauty of integrating faith into your everyday life with The Little Rose Shop. Our Morning Offering Prayer mug , is the perfect companion for your morning routine, allowing you to start each day with a heartfelt prayer, focusing your thoughts on Christ. Plus, explore our Quiet Books collection, including the Mass Quiet Book, Rosary Quiet Book, the Where is Jesus Quiet Book, and Wrapped in Mary's Mantle Quiet Book. These engaging books are designed for babies and toddlers, making it easy to introduce them to the wonders of faith in a quiet and interactive way—perfect for adoration or Mass. As a special treat for Abiding Together listeners, use promo code ABIDING15 for an exclusive 15% discount at checkout. Enrich your spiritual journey and bring the joy of faith into your home with The Little Rose Shop.   Timestamps: 00:00 - The Little Rose Shop 01:31 - Intro 02:24 - Welcome 04:44 - Guiding Quote and Scripture Verse 05:54 - Stillness 07:20 - Preparing Our Hearts 11:29 - Distractions 14:16 - Intentional and Incarnational 17:25 - Slowing Down 18:57 - Finishing Well 20:16 - Practical Ideas 25:59 - Announcement 27:36 - One Things  30:08 - Closing Prayer

Want to reach out to us? Want to leave a comment or review? Want to give us a suggestion or berate Anthony? Send us a text by clicking this link!Embark on a journey with us as we unravel the rich tapestry of Catholicism, interwoven with personal anecdotes and profound reflections. Picture yourself on a high-speed bullet train from Florence to Rome, surrounded by laughter and camaraderie, as we share the excitement of our upcoming Italian escapade. Our discussion promises to enlighten, as we explore the vibrant diversity within the Catholic Church and compare it to the seemingly homogeneous landscape of American mega churches.Moving from light-hearted travel tales to thought-provoking issues, we tackle the serious topic of the Catholic Church's response—or lack thereof—to cultural challenges. Reflect on the story of a desecrated Virgin Mary statue in Switzerland and the remarkable resilience of the Catholic community. We navigate the complexities of church leadership and historical precedents, pondering the future of Catholicism. Enrich your understanding with insights into art, architecture, and the enduring influence of literary figures like G.K. Chesterton. As we prepare for our pilgrimage, we invite you to reflect on the deeper meanings of faith, unity, and tradition in a rapidly changing world.Support the show********************************************************https://www.avoidingbabylon.comMerchandise: https://shop.avoidingbabylon.comLocals Community: https://avoidingbabylon.locals.comRSS Feed for Podcast Apps: https://feeds.buzzsprout.com/1987412.rssSpiritusTV: https://spiritustv.com/@avoidingbabylonOdysee: https://odysee.com/@AvoidingBabylon

In this episode, Kessonga explains how reflecting on loving memories can offer a deeper connection to life's richness, encouraging listeners to draw on these moments to find peace and joy today. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's show: Daughter of Political Prisoner in Azerbaijan: Government Is Using COP29 as Chance to “Enrich the Regime” Massive Energy Needs of AI and Cryptocurrencies Lead Amazon, Google, and Microsoft to Embrace Nuclear Power Nuclear Revival? Diné Activist Warns Against New Uranium Mining as AI and Bitcoin Energy Needs Soar   The post Democracy Now 6am – November 19, 2024 appeared first on KPFA.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 20: A Higher Intelligence.LEARNING: Choose passive investing over active investing. “Passive investing involves systematic, transparent, and replicable strategies without individual stock selection or market timing. It's the more ethical way to go.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 20: A Higher Intelligence.Chapter 20: A Higher IntelligenceIn this chapter, Larry discusses prudent investing.The Uniform Prudent Investor ActThe Uniform Prudent Investor Act, a cornerstone of prudent investment management, offers two key benefits.Firstly, it underscores the importance of broad diversification in risk management, empowering trustees and investors to make informed decisions.Secondly, it promotes cost control as a vital aspect of prudent investing, providing a clear roadmap for those who may lack the necessary knowledge, skill, time, or interest to manage a portfolio effectively.Ethical malfeasance and misfeasance in investingIn this chapter, Larry sheds light on Michael G. Sher's insights. Sher extensively discusses ethical malfeasance and misfeasance. He says ethical malfeasance occurs when an investment manager does something deliberately or conceals it (e.g., the manager knows that he's too drunk to drive but drives anyway).For example, consider the manager who invests intentionally at a higher level of risk than the client chose without informing them and then generates a subsequently higher return. The manager attributes the alpha or the excess return to his superior skill instead of the reality that he was taking more risk, so it was just more exposure to beta, not alpha.On the other hand, ethical misfeasance occurs when an investment manager does something by accident (e.g., the manager really believes that he's sober enough to drive). Thus, the manager doesn't know what he's doing and shouldn't be managing money.Avoid active investingLarry highly discourages active investing because the evidence shows that active managers who tend to outperform on average outperform by a little bit, and the ones that underperform tend to underperform by a lot.Either they don't have the skill, and they have higher expenses, and the ones who have enough skills to beat the market, most of that skill is offset by their higher costs. So it's still really tough to generate alpha.Passive investing is the ethical way to goAccording to Sher, managing money in an efficient market without investing passively is investment malfeasance.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 19: Is Gold a Safe Haven Asset?LEARNING: Do not allocate more than 5% of gold to your portfolio. “I don't have a problem with people allocating a very small amount of gold to their portfolio, but they should only do it if they're prepared to earn lousy returns most of the time.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 19: Is Gold a Safe Haven Asset?Chapter 19: Is Gold a Safe Haven Asset?In this chapter, Larry explains why you should not buy gold because you think it's a good inflation hedge. While he is fine with people allocating a minimal amount of gold to their portfolio, Larry cautions that they should only do it if they're prepared to earn lousy returns most of the time.Gold as an investment assetGold has long been used as a store of value, a unit of exchange, and as jewelry. More recently, many investors have come to believe that gold should be considered an investment asset, playing a potential role in the asset allocation decision by providing a hedge against currency risk, a hedge against inflation, and a haven of safety during severe economic recessions. Larry reviews various research findings to determine if the evidence supports those beliefs.The evidenceIn their June 2012 study, “The Golden Dilemma,” Claude Erb and Campbell Harvey found that in terms of being a currency hedge, changes in the real price of gold were largely independent of the change in currency values—gold is not a good hedge against currency risk.This means that the value of gold does not necessarily increase or decrease in response to changes in currency values, making it a less effective hedge than commonly believed.Erb and Harvey also found gold isn't quite the safe haven many investors think it is, as 17% of monthly stock returns fell into the category where gold dropped while stocks posted negative returns. If gold acted as a true safe haven, we would expect very few, if any, such observations. Still, 83% of the time, on the right side isn't a bad record.Gold is not an inflation hedge, no matter the trading horizonThe following example provides the answer regarding gold's value as an inflation hedge. On January 21, 1980, the price of gold reached a then-record high of US$850. On March 19, 2002, gold traded at US$293, well below its price two decades earlier. The inflation rate for the period from 1980 through 2001 was 3.9%.Thus, gold's loss in real purchasing power, which refers to the amount of goods or services that can be purchased with a unit of gold, was

Dr. Laura Gabayan is a world-renowned highly published physician researcher who scientifically defined wisdom in her book, Common Wisdom. She interviewed 60 wise individuals across North America and arrived at 8 elements of wisdom.  Her book is fascinating , insightful, and to the point.While "Common Wisdom" is rooted in science, the eight elements are the key ingredients to living a fulfilling life.    Master the 8 life skills that lead to success.    Navigate life with more confidence and delight with "Common Wisdom."    Enrich your life with fresh perspectives and insights based on 10+ years of research by Dr. Laura Gabayan.    Discover how the 8 elements of wisdom in "Common Wisdom" can provide greater meaning, depth, and inner peace.    Enhance your life with lessons not taught in schools.    Boost your happiness and find more joy in life.Who should read this book?    Anyone seeking more meaning and fulfillment in their lives.    Anyone interested in enhancing and mastering life.    Anyone wanting to learn life skills not taught in schools.https://lauragabayan.com/https://www.facebook.com/commonwisdombookhttps://www.instagram.com/l.gabayan/https://www.linkedin.com/in/lauragabayan/Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 18: Black Swans and Fat Tails.LEARNING: Never treat the unlikely as impossible. Diversify your portfolio to withstand black swans. “If you build a portfolio that can withstand the black swans and is highly diversified, then psychological or economic events won't force you to sell.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 18: Black Swans and Fat Tails.Chapter 18: Black Swans and Fat TailsIn this chapter, Larry explains the importance of never treating the unlikely as impossible and ensuring your plan includes the near certainty that black swan events will appear. Thus, your plan should consider their risks and how to address them.Understanding the risk of fat tailsIn terms of investing, Larry says, fat tails are distributions in which very low and high values are more frequent than a normal distribution predicts. In a normal distribution, the tails to the extreme left and extreme right of the mean become smaller, ultimately reaching zero occurrences.However, the historical evidence on stock returns is that they demonstrate occurrences of low and high values that are far greater than theoretically expected by a normal distribution. Thus, understanding the risk of fat tails is essential to developing an appropriate asset allocation and investment plan. Unfortunately, Larry notes, many investors fail to account for the risks of fat tails.History of the black swansWith the publication of Nassim Nicholas Taleb's 2001 book Fooled by Randomness, the term black swan became part of the investment vernacular—virtually synonymous with the term fat tail. In his second book, The Black Swan, published in 2007, Taleb called a black swan an event with three attributes:It is an outlier, as it lies outside the realm of regular expectations because nothing in the past can convincingly point to its possibility.It carries an extreme impact.Despite its outlier status, human nature makes us concoct explanations for its occurrence after the fact, making it explainable and predictable.Taleb went on further to show that stock returns have big fat tails. Their distribution of returns is not normally distributed, and fat tails mean that what people think are unlikely events are much more likely to occur than people believe will.To illustrate this, Larry uses an example: if you take stock returns, and in the last 100 years, you cut out one best month per year, which is 1% of the...

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 17: There is Only One Way to See Things Rightly.LEARNING: Consider the overall impact of investments rather than focusing on individual metrics. "There is only one right way to build a portfolio—by recognizing that the risk and return of any asset class by itself should be irrelevant."Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 17: There is Only One Way to See Things Rightly.Chapter 17: There is Only One Way to See Things RightlyIn this chapter, Larry enlightens us on the benefits of considering the overall impact of investments rather than focusing on individual metrics. This holistic approach empowers investors and advisors to make more informed decisions.Don't view an asset class's returns and risk in isolationA common mistake that investors and even professional advisors often make is viewing an asset class's returns and risk in isolation. Larry emphasizes this point by giving the example of Vanguard's popular index funds, the largest index funds in their respective categories, to make us all more cautious and aware of the potential pitfalls of this approach.From 1998 through 2022, the Vanguard 500 Index Fund (VFINX) returned 7.53% per annum, outperforming Vanguard's Emerging Markets Index Fund (VEIEX), which returned 6.14% per annum. VFINX also experienced lower volatility of 15.7% versus 22.6% for VEIEX. The result was that VFINX produced a much higher Sharpe ratio (risk-adjusted return measure) of 0.43 versus 0.30 for VEIEX.Why more volatile emerging markets have a higher returnAccording to Larry, despite including an allocation to the lower returning and more volatile VEIEX, a portfolio of 90% VFINX/10% VEIEX, rebalanced annually, would have outperformed, returning 7.59%. And it did so while also producing the same Sharpe ratio of 0.43. Perhaps surprisingly, a 20% allocation to VEIEX would have done even better, returning 7.61% with a 0.43 Sharpe ratio.Even a 30% allocation to VEIEX would have returned 7.59%, higher than the 7.53% return of VFINX (though the Sharpe ratio would have fallen slightly to 0.42 from 0.43). The portfolios that included an allocation to the lower-returning and more volatile emerging markets benefited from the imperfect correlation of returns (0.77) between the S&P 500 Index and the MSCI Emerging Markets Index.The right way to build a portfolioLarry says there is only one right way to build a portfolio—by recognizing that the risk and return of any asset class by itself should be irrelevant. The only thing that should matter is considering how adding an asset class impacts the risk and return of the entire...

Listen onApple | Listen Notes | Spotify | YouTube | OtherQuick takeIn this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 16: All Crystal Balls are Cloudy.LEARNING: Estimated return is not always inevitable. “If returns are negative early on, don't withdraw large amounts because when the market eventually recovers, you won't have that money to earn your returns.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 16: All Crystal Balls are Cloudy.Chapter 16: All crystal balls are cloudyIn this chapter, Larry illustrates why past returns are not crystal balls that predict future returns.According to Larry, the problem with all forecasts that deal with estimations of probabilities is that people tend to think of them in a deterministic way. He says that as an investor, you should think about returns with the idea that distribution and estimate are only the middle points.Your plan has to be prepared for either the good tail to show up, which is easy to deal with and usually will allow you to take chips off the table and reduce your risk because you'll be well ahead of your goal. But if the bad tail shows up, you may have to either work longer, plan on saving more, or rebalance, which means buying stocks at a tough time.The threat of sequence riskTo demonstrate the danger of sequence risk, Larry asks us to imagine it's 1973, and stocks have returned 8% in real terms and 10% in nominal returns. We've had similar results over the next 50 years. Say an investor in that time frame decides to withdraw 7% yearly from their portfolio in real terms because they know with their clear crystal ball that they will get 8% for the next 50 years.This means if they take out, say, $100,000 in the first year, and inflation is 3%, to keep their actual spending the same, they have to take out $103,000. According to Larry, this investor will be bankrupt within 10 years due to the sequence of returns, which is the order in which the returns occur, not the returns themselves.As you can see in the table below, despite providing an 8.7% per annum real return over the 27 years, because the S&P 500 Index declined by more than 37% from January 1973 through December 1974, withdrawing an inflation-adjusted 7% per annum in the portfolio caused it to be depleted by the end of 1982—in just 10 years! (Note that from January 1973 through October 1974, when the bear market ended, the...