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In this engaging episode, Ruby L. Powers, an immigration lawyer and tech enthusiast, joins Bill Umansky to discuss the dynamic landscape of immigration law, the impact of technology on legal practices, and the importance of adapting to change. They explore the challenges and opportunities in the legal field, the role of AI, and Ruby's journey in law practice management. Tune in for insights on navigating the evolving legal environment and the future of law practice.
CES 2026 offered an array of new technology to showcase from industry giants like Nvidia (NVDA), AMD Inc. (AMD), Intel (INTC), and many others. Steven Dickens says it all points to what he considers a clear picture: AI is here to stay. He talks about his CES 2026 experience and explains how physical AI like robotics and autonomous driving will serve as fulcrums to future tech momentum. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
The news to know for Tuesday, January 6, 2026! We're talking about the Venezuelan leader's first public comments since his capture, as well as new plans for his country's future and America's role in it. Also: a major shift in vaccine policy. The CDC has slashed the number of vaccines recommended for all American children. Plus, a big announcement from former vice presidential candidate Tim Walz, what one of Elon Musk's companies is now offering Venezuela, and why you'll likely be hearing about a lot of new tech this week. Those stories and even more news to know in about 10 minutes! Join us every Mon-Fri for more daily news roundups! See sources: https://www.theNewsWorthy.com/shownotes Become an INSIDER to get AD-FREE episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://thenewsworthy.dashery.com/ Sponsors: Refresh your wardrobe with Quince. Go to Quince.com/newsworthy for free shipping on your order and 365-day returns. Shop my favorites at SKIMS.com! After you place your order, be sure to let them know we sent you! To advertise on our podcast, please reach out to ad-sales@libsyn.com
2026 is nét gearriveerd! En één ding kunnen we daar nu al over zeggen: ook dat jaar zal voor een groot deel bepaald worden door AI. Immers, de Van Dale bepaalde onlangs nog dat ‘hallucineren', in AI-context, hét woord van 2025 is. Hoe moeten we ‘het gesprek over AI' nou verder voeren, na bijna vier jaar aan hype? Dat bespreken we met Felienne Hermans, hoogleraar computerwetenschappen aan de Vrije Universiteit. En Sanne Cornelissen, gedragspsycholoog en ‘AI-nerd', daarmee ook schrijver en spreker. Je hoort het in deze aflevering van De Grote Tech Show met Joe van Burik en Ben van der Burg.
It's an all new That Real Blind Tech Show as Allison, Brian, David, and Ed get together for the That Real Blind Tech Show year end spectacular. Jeanine was suppose to join us but she forgot how to read and tell time. We kick the show off discussing the announcement that The Rolling Stones have canceled their 2026 worldwide tour, and it is for the most unlikely reason. We then move on to discussing the news that iOS 26.3 will bring AirPod like pairing to third party devices in the EU> Oh no. Waymo's go bonkers in San Francisco Blackout. We then tackle the yearly discussion of Don't Get Scrooged with scams this holiday season. We then discuss how Roomba invented the smart vaccum and lost the future. We then dive in the Instacart debacle that Instacart has been using A.I. and dynamic pricing to charge different customers different prices on the same item. Which then led to lawmakers looking in to taking action against Instacart. After a really bad ten days for Instacart, they claim they have ended using their A.I dynamic pricing program. We then dive in to our year end review spectacular portion of the show, starting off with discussing the new internet slang that Gen-Z gave us in 2025. Next up we discuss the Good, the Bad, and the Ugly of Apple in 2025. Next up we discuss what could have been one of google's worst years, turned in to one of its best. We then discuss how A.I. broke the smart home in 2025. We then get personal with you starting out with our favorite tech innovations and products of 2025. Next we discuss our biggest tech disappointments for the year. We then discuss a couple of personal goals we were proud of in 2025. And it wouldn't be a year end review if we didn't discuss our regrets for the year. And we end discussing what we are looking forward to in 2026. And it's more of What's Pissing Off Brian Now and Watcha Streaming, Watcha Reading end of year style. To contact That Real Blind Tech Show, you can email us at ThatRealBlindTechShow@gmail.com, join our Facebook Group That Real Blind Tech Show, join us on the Twitter @BlindTechShow , or leave us an old school phone message at 929-367-1005.
2025 zit er bijna op, en dus is het tijd om terug te blikken. Of het nu gaat om techbazen op de knieën bij Donald Trump, onze digitale autonomie, of Europa die regelgeving handhaaft of versoepelt, het komt allemaal voorbij. Met onze gasten Lokke Moerel, hoogleraar Global ICT aan Tilburg University en Senior of Counsel bij Morrison & Foerster, en Christiaan Alberdingk Thijm, advocaat en partner bij Bureau Brandeis en senior docent Informatierecht bij de UVA, praten we over juridische tech-zaken in Nederland die internationale impact hebben. Je hoort het in deze aflevering van De Grote Tech Show met Joe van Burik en Ben van der Burg.
Booking.com maakt al jaren gebruik van AI om hun digitale marktplaats te verbeteren. Dat deed Booking.com al vóór het gros van de bedrijven ging experimenteren met AI. Daar hebben ze een heel team voor, dat op diens beurt ook nog eens moet bijdragen aan het algehele AI-ecosysteem in Nederland. Je hoort het in het gesprek tussen Ben van der Burg, Joe van Burik en Onno Zoeter, hoofd AI-onderzoek bij Booking.com, in deze aflevering van De Grote Tech Show.
Joel and the pepperment bark.
Europese techbedrijven krijgen steeds vaker te maken met dreigementen vanuit de Verenigde Staten. Dat betekent voor een Spotify of een SAP, dat er heffingen of andere maatregelen vanuit het Witte Huis boven het hoofd hangen, doordat zij zich schuldig zouden maken aan discriminatie en intimidatie van Amerikaanse Techbedrijven. Met onder andere het rapport van oud-ASML-topman Peter Wennink in het achterhoofd, bespreken we wat er vanuit Europa nodig is om hiermee om te gaan. Dit en meer in deze nieuwe aflevering van de Grote Tech Show, met Joe van Burik en Ben van der Burg.
Voor de fans van De Grote Tech Show hebben we iets moois: een Alliantie. In het tweede deel van de Alliantie bespreken we het bijna 160-pagina dikke advies van de oud-ASML-topman Peter Wennink. Daarin doet hij aanbevelingen over waar Nederland in moet investeren om ook in de toekomst een welvarend land te blijven.Drie maanden hield Wennink tientallen rondetafelsessies, sprak hij met duizenden mensen en zette hij het ene na het andere advies op papier. Vanmorgen kwam het rapport daadwerkelijk naar buiten. De hoogste tijd om een Alliantie bij elkaar te roepen.
Joel and the personal record.
Het regent AI-plannen deze week! We praten met Jelle Prins (Cradle en AI Plan) over het Nationaal AI-deltaplan dat voor minister Karremans van Economische Zaken werd opgesteld. Wat willen zij, en hoe komt dat overeen (of juist niet) met de plannen van AI Coalitie 4 NL, Techleap en Invest-NL? Daarnaast: de waanzin die is ontstaan door het blootleggen van waar extreemrechts postende X-accounts in de wereld gebaseerd zijn, een vraag van luisteraar Arie én commentaar op een controversieel interview met de CEO van gameplatform Roblox. Je hoort daarover Ben van der Burg en Joe van Burik in deze aflevering van De Grote Tech Show.
De Europese Commissie heeft voorgesteld om wetgeving te 'stroomlijnen', zodat AI-modellen zonder toestemming getraind kunnen worden met persoonlijke data en het aan banden leggen van AI-systemen met hoog risico wordt uitgesteld. Waar is deze zogenoemde Digitale Omnibus eigenlijk goed voor? Verder horen we van BNR's beursnerd en presentator Jochem Visser met welke financiële trucs belanghebbenden, zoals Nvidia, CoreWeave, Meta, Google, Microsoft en OpenAI, de steeds vaker gehoorde AI-bubbel oppompen. En vragen van luisteraars Lex Abels en Maarten worden behandeld door Ben van der Burg en Joe van Burik, allemaal in deze aflevering van De Grote Tech Show.
Joel and protein poptart.
Wanneer mag je kind nou zelf aan de smartphone en social media? In het nieuwe boek 'Smartphonevrij Opgroeien' van psycholoog Thijs Launspach staat dan concreet aanbevolen, maar waarop is dat gebaseerd? Dat bespreken Ben van der Burg en Joe van Burik met Thijs in deze aflevering van De Grote Tech Show. Ook praten we over de overname van het Nederlandse cloudbedrijf Solvinity door het Amerikaanse Kyndryl, en de problemen die Rijksoverheid nu heeft. Plus: we hebben het over een nieuwe push uit Brussel tegen desinformatie én waarom de dagen van Sony en Microsofts spelcomputers geteld zijn.
In this episode's discussions around the Community Table, recorded in person at the October 2025 ClioCon legal tech conference: When you attend a legal tech conference such as ClioCon, how do you keep from being overwhelmed by the firehose of information and new tech tools. AI? E-discovery? Vendors? Marketing? It's a lot. Working in a rural area, it can be difficult to find and hire new attorneys. Step up your recruiting marketing and consider that with today's remote tools, maybe your next hire doesn't have to live in your region. When hiring a non-attorney salesperson, how do you prepare them? Trying to teach them “the law” can be both irrelevant and perilous. Listening to potential clients and demonstrating how your firm can solve their problems is what matters. Ask us anything for the Community Table. Leave us a question online! Join the next Community Table discussion live! Always the third Thursday of the month at 3 p.m. Eastern. Mentioned in This Episode: Highlights from ClioCon 2025 “Who: The A Method for Hiring” by Geoff Smart and Randy Street Clio ClioCon 2026, Oct. 26-27, 2026
In this episode's discussions around the Community Table, recorded in person at the October 2025 ClioCon legal tech conference: When you attend a legal tech conference such as ClioCon, how do you keep from being overwhelmed by the firehose of information and new tech tools. AI? E-discovery? Vendors? Marketing? It's a lot. Working in a rural area, it can be difficult to find and hire new attorneys. Step up your recruiting marketing and consider that with today's remote tools, maybe your next hire doesn't have to live in your region. When hiring a non-attorney salesperson, how do you prepare them? Trying to teach them “the law” can be both irrelevant and perilous. Listening to potential clients and demonstrating how your firm can solve their problems is what matters. Ask us anything for the Community Table. Leave us a question online! Join the next Community Table discussion live! Always the third Thursday of the month at 3 p.m. Eastern. Mentioned in This Episode: Highlights from ClioCon 2025 “Who: The A Method for Hiring” by Geoff Smart and Randy Street Clio ClioCon 2026, Oct. 26-27, 2026 Learn more about your ad choices. Visit megaphone.fm/adchoices
De Meta Ray-Ban Display is in onze studio, dus die bespreken we in deze aflevering uitgebreid met Pieter Siekerman, ontwikkelaar van XR-toepassingen. Daarnaast beschouwen we het fenomeen 'AI-agents laten winkelen', nu Amazon via de rechter wil afdwingen dat Perplexity dat niet mag doen op hun platform. Maar geldt dat bijvoorbeeld ook voor OpenAI met ChatGPT? Daarnaast nog een luisteraarsvraag van Willem Vandenameele én een analyse van het onverwachte succes van Nintendo's Switch 2, in deze aflevering van De Grote Tech Show met Joe van Burik en Ben van der Burg.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week we're discussing Steven's experience on the Star Racing 250 and how that compares to some B-level 250 team bikes we've ridden recently...
Joel and the pumpkin ninjas.
Joel and the pumpkin ninjas.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week, we discuss two of our favorite 450s in comparison to eachother, the YZ450F and KX450...we ask Stevie about his experience developing bikes at Yamaha, how OEMs develop and test new models, and some of the items that only pros get to test.
Joel rejects the dilldog.
On April 4, 2025, I presented live on the topic of the shifting paradigm of billable hour and serving new legal market opportunities. I presented alongside Clio's Lawyer in Resident, Joshua Lenon. Here are the top 5 takeaways:* AI Will Automate a Large Portion of Legal WorkUp to 75% of all hourly billable work in law firms is projected to be automatable by AI in the coming years. This shift is already underway, with rapid adoption of AI tools across firms of all sizes, especially in mid-sized and larger firms.* The Billable Hour Model Is Becoming ObsoleteAs AI drastically reduces the time required for many legal tasks, the traditional billable hour model is increasingly unsustainable. Flat fees, subscriptions, and value-based billing are emerging as more client-friendly and profitable alternatives, especially as clients become more aware of AI's capabilities.* The Latent Legal Market Is a Massive OpportunityThere is a huge unmet demand for legal services—estimated at over $1.3 trillion in the US alone. By leveraging AI and moving away from billable hours, lawyers can serve more clients, offer greater pricing certainty, and tap into this latent market.* Industry-Specific AI Tools and Data Security Are EssentialGeneric AI tools are not reliable sources of truth for legal work. Lawyers should prioritize industry-specific AI solutions that use retrieval augmented generation (RAG) and ensure privacy, security, and compliance (e.g., SOC 2, HIPAA). Using the right tools helps avoid ethical pitfalls and increases accuracy.* Client Expectations and Legal Practice Are EvolvingMost clients either prefer or are indifferent to their lawyers using AI, and younger generations are especially open to it. Lawyers must focus on delivering value, efficiency, and transparency. Adopting AI and new billing models not only meets client expectations but also positions firms for future success.__________________________Here's a link to the slide deck that goes with the presentation.Want to maximize your law firm? Get your ticket to MaxLawCon!Sign up for Paxton, my all-in-one AI legal assistant, helping me with legal research, analysis, drafting, and enhancing existing legal work product.Here's a link to purchase lifetime access to the recordings of My Shingle's AI Teach-In if you couldn't make it live.I've partnered with Pii to make it easy for you to purchase the hardware I use in my law firm: (1) Studio Setup; (2) Midrange Setup; (3) Highrange Setup.Get Connected with SixFifty, a business and employment legal document automation tool.Sign up for Gavel, an automation platform for law firms.Check out my other show, the Law for Kids Podcast.Visit Law Subscribed to subscribe to the weekly newsletter to listen from your web browser.Prefer monthly updates? Sign up for the Law Subscribed Monthly Digest on LinkedIn.Want to use the subscription model for your law firm? Sign up for the Subscription Seminar waitlist at subscriptionseminar.com.Check out Mathew Kerbis' law firm Subscription Attorney LLC. Get full access to Law Subscribed at www.lawsubscribed.com/subscribe
Joel on the second mamoth march.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week, it's all about Shootouts! Are they still relevant? How we do them, the challenges, and how we can make them better for the viewer.
Joel and the coffee enema.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week we're sharing the best testing advice we've each received and what advice we'd also give others, diving into each brand's tuning apps and options, our top five mods for any bike, and more!
Joel and the service now ai.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week we're talking about aspects of current bikes that have gone too far, what we each like in a bike, is a shootout winner the best bike to buy, and what is so special inside a factory engine.
Joel and the observation.
Send us a textWelcome back to the Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. This week we're talking about why teams still utilize air forks and how that affects the bike in Supercross and Pro Motocross, we talk about bad changes that most consumers do to their suspension, and what new bikes we're looking forward to in 2026.
Joel and the observation.
Joel and dune 2 popcorn topper.
Send us a textWelcome to the first episode of Testing and Tech on Vital MX, presented by Yamaha Motor USA. Our latest podcast/YouTube show brings our Content Director, Michael Lindsay, and our Product Editor at Large, Steven Tokarski, together to chat about different topics. Whether it's product, tech on production and race bikes, or anything related to the cool technical tidbits of our industry, we're here to talk about it.
On the latest episode of The Race F1 Tech Show, host Edd Straw and former F1 technical director Gary Anderson take a closer look at two of the big tech stories coming out of the Austrian Grand Prix. The first is Mercedes' ongoing struggle to extract performance in high ambient temperatures, with George Russell finishing over a minute down on the race winner at the Red Bull Ring having won commandingly in Canada two weeks earlier. The second is the potential breakthrough Ferrari have made with its upgraded floor. Edd and Gary discuss the changes and ask whether a genuine step forward has been made, and whether upcoming changes to the rear suspension of the SF-25 should bring a further performance step.And as ever the episode is rounded out with Gary answering tech questions sent in by listeners. This time the subjects covered include whether teams can measure brake pressure and whether anti-dive is adjustable or not.Got a question for Gary? Send it to podcasts@the-race.comWant exclusive bonus episodes and ad-free listening? Enjoy a 7-day free trial to The Race Members' Club on Patreon today - we even have an 'F1-only' tier! Check out the new items in The Race Shop - members get a 15% discount! Hosted on Acast. See acast.com/privacy for more information.
On the latest episode of The Race F1 Tech Show, Edd Straw and former F1 technical director Gary Anderson discuss what losing '20 points of downforce' really means, after Lewis Hamilton suffered that fate in Canada, when his Ferrari collided with an unfortunate marmot.There's also chat about the revised suspension geometry on Lando Norris's McLaren in Montreal, including what the team hope to accomplish with the change, and why Norris's team-mate Oscar Piastri didn't (and may not ever) run it.And finally, in the regular 'Ask Gary' section, our tech chief answers questions on tyre warm up, the increasing complexity of aero shapes, and the idea of forcing teams to reveal design secrets...Got a question for Gary? Send it to podcasts@the-race.comWant exclusive bonus episodes and ad-free listening? Enjoy a 7-day free trial to The Race Members' Club on Patreon today - we even have an 'F1-only' tier! Check out the new items in The Race Shop - members get a 15% discount! Hosted on Acast. See acast.com/privacy for more information.
With the technical directive reducing the permitted flexibility of the front wings the big talking point of the Spanish Grand Prix weekend, why didn't it shake up the competitive order as some hoped?Former F1 technical director Gary Anderson explains that, and the reasons why he always expected the effects to be more subtle, as he looks back at the big technical stories from the Spanish Grand Prix weekend. That includes a look at the steel skid block tests run in Friday practice and the potential impact of the change from titanium for selected races. And whether it makes sense to make such a change given the alternative means to reduce the chance of grass fires ignited by sparks. Host Edd Straw also fires listener questions to Gary on a variety of topics, including active suspension, core versus surface tyre temperature and the Venturi effect.Got a question for Gary? Send it to podcasts@the-race.comLAST CHANCE: Get 75% off your first month of access when you join The Race Members' Club on Patreon. Use the code RACE75 when checking out! Hosted on Acast. See acast.com/privacy for more information.
On the latest episode of The Race F1 Tech Show, host Edd Straw and former F1 technical director Gary Anderson look back on Imola and ahead to Monaco.First, they discuss how Red Bull turned the tables on McLaren at the Emilia Romagna Grand Prix, asking whether this was a track-specific change in the pecking order, or whether Red Bull have made a significant step forward.Next, Edd and Gary turn their attention to Monaco, looking at the specific setup that the street track demands and then the debating how the teams will approach race strategy, with two pit stops mandatory for every driver in this year's race.And as usual, the final part of the podcast is dedicated to Gary answering tech questions sent in by listeners. This week the selection includes questions on gears, pitstops, underbody aerodynamics, and track evolution.Got a question for Gary? Send it to podcasts@the-race.comGet 75% off your first month when you join The Race Members' Club on Patreon today - we even have an F1-only tier! Head to patreon.com/therace Hosted on Acast. See acast.com/privacy for more information.
Modern law practice needs a modern billing approach. Learn tactics for the successful transition from hourly billing to flat and alternative fees with Scott Leigh of AltFee, the 2024 ABA Techshow Startup Alley winner. Mathew Kerbis talked with Scott at Techshow 2025 about the evolution of fee structures alongside technology advances and what lawyers should be thinking about to align their services with competitive pricing. They discuss how modernized fees can increase efficiency and profitability while offering transparent pricing for your clients. Scott Leigh is co-founder and CEO at AltFee.
With five wins from a possible six in 2025 (plus another victory in the Miami sprint), you might be forgiven for thinking McLaren's MCL39 is without fault. But listen to drivers Lando Norris and Oscar Piastri, and its clear the car isn't always perfect to drive, - especially in qualifying trim, and on this podcast host Edd Straw and former F1 technical director Gary Anderson look at the reasons for that. Following that, we've been inundated with tech questions from listeners recently, so the rest of the podcast is dedicated to answering them. As ever, it's an interesting and varied selection, with questions on dirty air, engine modes, brake callipers, visor tear offs, and Lewis Hamilton's current struggles improving with the change of formula for 2026.Want to ask Gary a question? Send it to podcasts@the-race.comGet 75% off your first month when you join The Race Members' Club on Patreon today - we even have an F1-only tier! Head to patreon.com/therace Hosted on Acast. See acast.com/privacy for more information.
On the latest episode of The Race F1 Tech Show, Edd Straw and former F1 technical director Gary Anderson take a look at the current drama surrounding F1's 2026 engine regulations, with stakeholders discussing significant changes to the rules aimed at heading off fears about cars repeatedly running out of energy.Do these changes suggest the rule direction was wrong in the first place, or are there other factors at play?Before that, Gary muses on Lewis Hamilton's current predicament at Ferrari, and suggests the setup direction he'd push the seven-time world champion in if he was in Ferrari's engineering team. And finally, the episode is rounded out with four excellent questions from listeners, which cover dirty air, how car liveries are applied, Max Verstappen's recent upshift issue, and whether Renault might be tempted back into the power unit game, should F1 revert to V10 engines one day. If you'd like to ask Gary a tech question, email podcasts@the-race.comFollow The Race on Instagram, X and FacebookCheck out our latest videos on YouTube Hosted on Acast. See acast.com/privacy for more information.
On the latest episode of The Race F1 Tech Show, Edd Straw and former F1 technical director Gary Anderson take a look at the current drama surrounding F1's 2026 engine regulations, with stakeholders discussing significant changes to the rules aimed at heading off fears about cars repeatedly running out of energy. Do these changes suggest the rule direction was wrong in the first place, or are there other factors at play? Before that, Gary muses on Lewis Hamilton's current predicament at Ferrari, and suggests the setup direction he'd push the seven-time world champion in if he was in Ferrari's engineering team. And finally, the episode is rounded out with four excellent questions from listeners, which cover dirty air, how car liveries are applied, Max Verstappen's recent upshift issue, and whether Renault might be tempted back into the power unit game, should F1 revert to V10 engines one day. If you'd like to ask Gary a tech question, email podcasts@the-race.com Follow The Race on Instagram, X and Facebook Check out our latest videos on YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices