Podcasts about Saab

Gabriella Saab returns to discuss all the *SPOILERS* in her debut novel "The Last Checkmate." We chatted with her earlier this month and just had to invite her back to unpack all the spoilers. Click here for our first interview with her.  Be sure to check out our shop on Bookshop.org to be able to help support independent bookstores and this podcast. You can find "The Last Checkmate" under "Featured Books;" our book of the month, "The Party Crasher" in our 'Book of the Month' shop.  

EP282 - Cyberweek Recap with Salesforce's Rob Garf  Rob Garf (@retailrobgarf) is VP and GM, Retail at Salesforce. Rob returns to the show for the third time (EP249 and EP110) to talk about November, and especially cyber week e-commerce sales. The Salesforce shopping index combines data and holiday insights on the activity of more than a billion global shoppers across more than 54 countries powered by Commerce Cloud, billions of consumer engagements and millions of public social media conversations through Marketing Cloud, and customer service data powered by Service Cloud. We cover e-commerce sales in November 2021 vs 2020 and 2019. First mile issues, last mile issues, inflation, winning and losing categories, predictions for December. Episode 282 of the Jason & Scot show was recorded on Tuesday, November 30th, 2021 http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:24] Welcome to the Jason and Scot show this is episode 282 being recorded on Tuesday November 30th 20:21 I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host Scott Wingo. Scot: [0:39] Hey Jason and welcome back Jason Scott showed listeners well Jason we're in the thick of it we are recording this the day after Cyber Monday this is our favorite time of the year and who better to help us recap the turkey five than longtime friend of the show Rob Garf he is the VP and GM retailgeek at Salesforce and he is here to sling some hot data and some fresh takes welcome Rob. Rob: [1:06] Hey Scott Jason it's great to be here as always happy holidays. Jason: [1:12] Happy holidays to you Rob I feel like it wouldn't be holidays if I if we weren't recording a podcast with you it's kind of an annual tradition. Rob: [1:20] Absolutely look forward to it every year. Jason: [1:22] So before we jump into it remind our listeners who you are and what you do for Salesforce. Rob: [1:30] Yeah absolutely some VP and GM for retail so what that means is I oversee the industry product solution and insights and the insights portion is really what brings me here today we have a team whose Charter is really to stay out in the industry understand where. The retail space is going and that helps us really think about our products and solution but also have really interesting. And informative conversations with our customers as well and most of that data and Analysis is based on our shopping index are shopping index looks at all the data that flows through the Commerce Cloud platform we obviously bubble that up. We strip out all the pii data and it really becomes the de facto standard of what's happening in retail and this is our holiday it's our Super Bowl where we really allow the data to come to life and not only project where. The industry is going over the critical holiday time but report on it so it's been a couple of sleepless nights over the last week and really excited to be here today to crawl through the data and just have really good conversations with two good friends. Jason: [2:38] We are excited to do it and I'm extra excited because if I'm not mistaken it seems like you have a bigger scope than you did last time you were on the show did you get a promotion because of what a good job you did on the show. Rob: [2:52] I think it was exactly that and I appreciate it by the way your check is in the mail yeah you know certainly. It's important to Salesforce to look at Industries and industries as a practice within Salesforce has really then one of the focus one of the priority areas over the last couple years and so for retail taking a real close look at what products what Solutions we have to bring to Market across the entire supply chain obviously in Salesforce we grew up in the sales and service space grew to marketing Commerce now and analytics and data and collaboration but we want to look at it always through the industry lens and in this case that's retail so it's my Charter along with the insights that I talked about a minute ago to oversee our product and solution strategy so thanks for that help by the way. Jason: [3:43] It was well-earned and well-deserved so good props test Salesforce erect for recognizing talent and I want to call out I feel like you're famous for three things first for being on the Jason and Scot show. Second for all the great work you do foreign with your co-workers at Salesforce and then third you are the. Kind of egotistical center of the whole garfi movement. Rob: [4:11] Haha you know I miss that's one of the many things I miss about the pandemic is not being able to do live gar fees that I've been out on the road. Over the last I don't know how to say four to six weeks or so and it's been a highlight to get back at that a little bit so can you promise me gentlemen in a couple weeks hopefully knock on wood will be back in New York for NRF and we can get another garfi of us we can try it virtually here it's just not always the same so we can see how that plays out. Scot: [4:42] Yeah yeah we're always up for garfi and that's got several in my library. Jason: [4:46] So before we move on from that explain to our listeners what a garfi is. Rob: [4:51] Yeah of course so garfi obviously a play on selfie and you know I struggled for a long time trying to find my persona. Via social you know first was LinkedIn and you know what I realized is I spent a lot of time on the road and when I'm on the road I need a lot of awesome people and when I meet those people I get really inspired and so I just you know for no plan in particular started taking pictures with them and me whether it's one-on-one one you know a few of us or me up on stage and just turning around and doing I selfie with a bunch of people in the crowd and a much more creative person than I am. Salesforce's social media team all of a sudden one day said that's a garfi and then you know really where it came to life is over and our F that same person had a great idea to say hey why don't we make some money for a charity by. [5:53] Donating a certain amount of money. For every time somebody takes a selfie or a garfi with me and that I guess I don't know two or three years running we've connected and collaborated with the retail orphan initiative great music in friends and really raise money for kids in need and so it has a nice altruistic angle to it which of course is part of Salesforce and ar111 model and giving back really please really closely to our values so I'm able to do a couple of things, really share with those in the social sphere what I'm up to hopefully helping. Inspire them like it's expired inspired me and then finally raise some money in and around NRL so that's kind of I don't know if I've ever shared and not much detail the Genesis of it but it was fun doing it so thanks for asking. Jason: [6:49] Yeah and I also admire I feel like it's an underappreciated talent to take a good selfie I feel like I really struggled frame the photo well with my arm fully extended and hit the shutter and you I don't know if you started out doing it this easily but I feel like in more recent years it seems like you do it effortlessly so just hats off to you on your quality of your selfies. Rob: [7:12] I mean that's the best compliment I'll get all day or holiday I can tell you that right now I started I was really bad like really bad and now my family like I'm the go-to during holidays to be able to do it so yeah it's you know chin up don't go you know don't angle to I don't go to Le I mean I could write probably a social posts are a blogger I don't know there might be something in there. Jason: [7:36] Art of the the art of the garfi. Rob: [7:37] The art of the confit. Jason: [7:39] Yeah I strongly I strongly encourage that and then getting slightly closer to like topics that that our listeners came for I do want to caveat one thing we're going to be talking a lot about how holiday has played out and what the interesting Trends are and just I want to underscore the mainland's you're looking at this through is a online lens so I'm sure I'm sure the bulk of your clients are omni-channel and you get some some good insight into what's happening in stores but the actual data set is measuring how much consumers shop and buy on websites is that do I have that right. Rob: [8:16] Totally you got that right I mean if you think about it as I mentioned the shopping and X which we have throughout the year and we release it quarterly is really the backbone of it it's billions and billions of Shoppers digitally it's across thousands of sites across dozens and dozens of countries yeah like you said we do do primary research and we do have some instrumentation understand some of the things that show the intersection between online and digital but the short answer to your point Jason it is really primarily the digital shopping that we've seen. Scot: [8:53] We'll call let's that's really good backdrop and we should definitely dig into the garfi thing on another episode but the enough foreshadowing how are things going for the holiday season give us kind of the the big picture. Rob: [9:08] Yeah well you know coming into this sky the way we're looking at it even going back till June was you know if last year's headline with ship a gettin was all around a smile how and if products are going to get to the doorstep of the consumer this has been all about the first mile we've all heard about it I think you're going Supply pain right so it's more of the inbound Logistics the container stuck off the port of LA and trouble getting the containers off the vessels in through the domestic supply chain and that's really, kind of cast the context for the holiday and you know the headline in addition to the first Mile and the issues that retailers have been seeing is a pulling forward of holiday demand you know it's something that retailers have wished for four decades upon decades and this year it actually came to life I have a lot more to share on that you know I can keep on going but I can also pause as well to see if you have any. Follow up questions are just you know you can just fly me up I can tell you a little bit more of what we're seeing broadly in the holiday so far. Scot: [10:22] Yeah one of the theories was that you know the Press wasn't shy about the supply pain and consumers you know when my aunt ji is asking me about this stuff I was I know it's reached the zeitgeist. How do you say it pull it Forward are you talking like right even like before Halloween you saw unusual activity or like give us an idea of like how how much of the the oxygen move to the front of the balloon there. Rob: [10:47] Yeah yeah yeah well like that oxygen moved to the front of blue and I like that might have to borrow that Scott yeah so so what we saw is that. Real demand got pulled forward you know if you look at the first two weeks of November we saw an 18% year-over-year increase and that is significant last year we saw a bit, in October because Prime day if you remember got pulled into October and we had that halo effect so if you were named Amazon you were still you know getting some of that Halo of the demand and the buzz and the conditioning that happened but it really simmer down late October through. November until the week before cyberweek this year really you know again as I mentioned 18% year-over-year increase for the first two weeks of November you pull that out to the first three weeks in November we saw a 10% your of your increase so there actually was a pull forward and you know I want to. [11:48] Put this in context I mentioned retailers have been hoping and dreaming for this forever I call this discount chicken you might remember I reference this last year probably last couple years I've been on the show and this is this phenomena where retailers go into the holiday season with this amazing promotional calendar all the expertise all the data all the analysis and after the first week. They usually rip it up call an audible and they chased the discount and you know consumers have been conditioned to wait it out. Consumers typically win the game a discount chicken they wait until Black Friday they wait until Cyber Monday, for that last big deal and this year I have to say given what we've seen so far consumers aren't winning at that game. Retailers have really held their own on discounts and you combine that with like you mentioned the headlines that consumers were seeing around the supply chain and you know inflationary concerns as well and they were actually buying early and that did have an impact by the way spoil alert on cyberweek all you know all in. Jason: [13:06] Awesome will you open the door so let's dive in there so first of all you you call it cyberweek and so what what is that weak to you does that start Thursday Friday when does it. Marker 01 Rob: [13:17] Yeah good call so yeah we look at cyberweek from the Tuesday before American Thanksgiving through Cyber Monday it's the way we've been, reporting on it for the last bunch of years than just for like for like now analysis we've kept that I know there's the turkey five and the Cyber five that certainly are looked at for benchmarks and you know partly why we do that is we started to see early on a smoothing out of demand not just through the course of November as I just referenced before but over the course of the week and we wanted to represent that in a more holistic way so you know the short answer to your question we look at it from the Tuesday before Thanksgiving all the way through Cyber Monday. Jason: [14:01] Perfect and fun fact for our listeners Thanksgiving is obviously a North American holiday but Black Friday and cyber week our Global phenomenon which is interesting the holiday is not Global but the shopping is so how did cyberweek play out we're recording this a day after cyberweek so we're we up from. 20/20 and I'd also love to know how he did versus 2019. Rob: [14:24] Yeah absolutely so we wore up so for the course of cyberweek we were up four percent year-over-year and that represents about sixty two billion dollars with the be of digital revenue and you know you look at that number and you say wow that's kind of you know muted it's kind of leveling off and I can't lie it is because we saw such a significant Spike to your point from 2019 to 2020 so there's a whole new Baseline that's been set but to really replicate that seismic growth that we saw last year with non-essential retail closed people really focused on their health and their safety also looking at dealing with retailers that provided convenience and Trust. I see four percent year-over-year as as good as you know a retailer should hope right again because retailers should have seen brand should have seen that pulling forward of demand earlier in the season. Jason: [15:28] Yeah and then can you and part of it is last year was a monster year for digital so like do you do you have your like do you do it a two-year year-over-year or do you remember what the growth was last year for cyberweek just for frame for comparison. Rob: [15:44] You know I don't have that exact number in front of you what I can say for the holiday so November December was 50% year-over-year growth so you know you got to imagine suck cyberweek was way up there I could tell you that Force four. Black Friday in the u.s. because those are u.s. numbers just to remind you to sixty two billion at the four percent year-over-year we saw 20 percent growth. On Black Friday so that gives you a sense of what you saw throughout the year a lot of the growth last year actually came the week before. Cyberweek and in large part because the two of you everybody saw a ship again in like everybody right it made the Today Show. Large part really in the growth the for cyberweek last year we saw something like eighty percent year-over-year growth for the week before. Cyberweek because consumer saw the headline you know I was asked by a customer just recently in the specialty apparel space. Who worked for the wholesale division asking will this year. Consumers understand the issues that are happening in the inbound supply chain unlike last year where ship again was front and center I mean we all felt the Bermuda Triangle of packages being you know delayed significantly so as a consumer. [17:07] That kind of triggered you to think hey maybe I should buy early to make sure I get the product and also by the way maybe I should buy online and pick up in store so I know I can actually. Pick it up because it's more black a smile under my control. [17:22] That's my long way saying once again we saw growth last year in large part 3 cyberweek Black Friday we saw twenty percent so this 4% bringing it back today. Around cyberweek was you know leveling off from prior years but was on such a significant or based on such a significant New Normal that we really hit last year and by the way we don't see the snapping back to what we saw before the pandemic. Jason: [17:51] Yeah and I think that's a mistake people make and in their head when they're looking at growth rates they see this year's 4% is smaller than last year's twenty to thirty percent and they say oh gosh digital shrinking and no it's growing off a huge number from last year it just growing in a smaller slower rate than it than it did last year. Rob: [18:13] Exactly and by the way people are getting back into the store right especially for those not essential retail we're experiencing something and they want to go talk to a knowledgeable store associate and want to touch and feel the product you know they actually want to see friends out in a mall believe it or not and so there's you know. A rising tide here that's really lifting both digital and physical so you can't kind of look at one without the other I don't think there's a cannibalization happening per se because you're still seeing growth but you can't forget what's happening in-store this holiday. Jason: [18:48] Yeah it's super interesting and inside just to highlight like macro Trend that you're sort of underscoring here so this year cyberweek grew around 4% but holiday digital is growing in like ten percent so I'm gonna I'm gonna do risky public math that sounds like the holiday spike is kind of flattening out and holidays becoming more about that hole. Um cyber November if you will instead of instead of cyberweek is that do I have that right. Rob: [19:21] You got it spot-on Jason you know just throwing some more numbers at you because I know you love them but I know there's a lot is that for November and you hit it by the way you said 10% we saw based on a nine percent year-over-year growth across, the month of November and so in the US that represents 136 billion dollars of online sales so there is this smoothing out there is this flattening I'm not ready to put the nail in the coffin for Cyber Monday and Black Friday just you know consumers are just so condition to shop on those days but retailers can't ignore the fact that you know these spikes are still relevant but there is this smoothing out that started even before this year and we saw even more pronounced this year. Jason: [20:16] Yeah I was talking to a very big client and they were talking about how early in his career they used to celebrate this anomaly where the wear like during cyberweek they would have their. There billion dollar day in total retail sales and this year every day in November is a billion dollars for them. Yeah. So I am still curious even though it does seem like it's slightly less relevant it still is a super interesting novel to me novelty to me can you break down. The key days within cyberweek like I'm always interested in. E-commerce sales on Black Friday versus Cyber Monday and whether you know with the Advent of the smartphone are we selling more stuff at the Thanksgiving table on Thursday what sort of Trends did you see across the week. Rob: [21:11] Yeah I love it that's awesome yeah so let's dive into that you know a couple of things here you know Cyber Monday we saw a three percent year-over-year growth representing eleven point three billion and digital sales on Black Friday we saw five percent year-over-year growth which represented thirteen point four million and online sales and so we saw. [21:38] And this isn't the first year on this it's happening over the course of the last three or four maybe even five years. That Black Friday is a bigger digital sales day van Cyber Monday let me say that again Black Friday according to our data is a bigger digital sales day and Cyber Monday a lot of that you hinted at it Jason is that Cyber Monday you all know this was really. Coming to bear from our friends at the national retail Federation. To coin a term to signify people getting back into their office when the internet was not so great at home so they can get high-speed connectivity and Shop but now. We're all connected right we're all connected all the time and so in fact over the course of cyberweek 61%. Of borders and close to eighty percent of traffic was on a mobile device by the way that's phone. To be specific that doesn't include your tablets. And so there is this moving out partly because of connectivity what we saw in Thanksgiving for the last couple of years is a growing. [22:56] Disproportionately growth I'll say over Thanksgiving because you kind of. Finish your meal you're done with your crazy uncle Lou and you want to sit on the couch a little bit you can press and you pull out your phone and you know shopping generally and especially over the holiday is you know totally embedded and fragmented now you often get inspired by what you see on your phone. When you start shopping what we saw this Thanksgiving actually was. There was a little bit of leveling off we feel like people were more present last year I know I didn't have Thanksgiving and the one or two times over the holiday we did get together last year was underneath our patio heater we probably one of the last people in the country to get one and our fire pit and people want to be present this year and so. It wasn't as strong what I thought was interesting is two more points I'll make is. [23:55] Saturday Sunday we're pretty strong and those are generally pretty light days but this year people are online and people were buying so. You know I'll pause there probably a lot more to talk about but certainly again you see these Peaks happening with Cyber Monday with Black Friday in particular Black Friday where I should say one more thanks I'm just thinking about it is you know obviously Black Friday digitally was really large because more stores were closed and even if they were open people still felt more comfortable buying online. Jason: [24:29] Yeah just just to sort of echo that point Walmart told me that in 2019 they sold a billion dollars worth of turkeys on Thanksgiving and this year they sold 10 billion dollars worth of turkeys. So like a twenty percent jump in in American turkey consumption so that. Rob: [24:50] That's crazy that's amazing. Jason: [24:51] Yeah so sir clearly indicating that people were excited and did get back together so I almost wondered if that was gonna put a damper on the online shopping but it seems like it really didn't. Rob: [25:03] Not across the entire cyberweek it was still again I I'll risk even say healthy but probably closer to moderate growth is what I've been talking to our customers about but again that growth. I'm really or moderate growth is because of the earlier demand which retailers that's what they wanted that's what they got they should be smiling and be happy. Scot: [25:27] Very cool so just for the record Black Friday bigger than Cyber Monday for the first time that's pretty I think it's worth saying again. Rob: [25:36] Yeah it is it's kind of interesting because you know Black Friday think about is such a physical store holiday right and. It's really smooth it out and I know I've used that word before but it's really the theme for this holiday, and I think we'll see how I think it is a sign of things to come by the way I don't think this is now an anomaly but rather. How we're going to view the holiday season moving forward finally it didn't really by the way pull as forward as I would have suspected into October we saw some blips here and they're based on. The promotional calendar but it really started in Earnest on November first. Scot: [26:16] Yeah as a pure play e-commerce guy I'm glad we kind of overtook Black Friday and so yeah the so now that now that we're through these key days does it change your forecast up down or you feel like it's kind of right in line with what you guys were expecting. Rob: [26:34] Yeah we were expecting 10 percent growth over the course of the holiday in the u.s. and 7% growth. Globally we're sticking to that right now we're about just shy of 50 percent of All Digital sales in the books for this holiday. But we still have a way to go and in fact fun fact I guess that wasn't the exact questions got you ask but I'll grow it out there is about one-third of All Digital sales happen in November and December. So yeah we expect there are still a lot of sales to be had out there and we are anticipating similar results and so we're staying Pat on our our ten percent growth year over year across the entire holiday season for digital. Scot: [27:22] Wrinkle any indications of the data so far if you mentioned kind of that first mile any indications of other than it pulling forward that it's you know that it's causing any kind of problems like increased stock outs or we've had this first wave and you're worried there won't be anything on the shelves at the back end or what do you see in there. Rob: [27:43] We do see some concern with that you know I've been cautioning anybody I've talked to so I'll say here now is if you see something you like buy it don't wait for that last big discount we can talk about discounts in a little bit if you like but you're not going to necessarily get it in the product might not even be there what retailers have done based on our data is pull back on their assortment and so what we saw is. First cyberweek in the u.s. we saw a shrinkage of 6% of product catalogs so retailers are being conservative. They're selling what they know or hope is available but there is a concern as we go into these last couple of. Weeks of the holiday as The Last Mile and shipping cut off window starts to creep up what it will look like for those replenishable items if they actually will be replenishable but we thought was super interesting as I just mentioned is retailers were really being conservative and trying to do you know going deeper in there. [28:55] Inventory rather than going broader in their assortment and that's evident by what we saw in cyberweek with a six percent decrease in the product catalog where is generally speaking for cyberweek you're seeing you know anywhere from a five to ten and some cases of fifteen percent increase in that product catalog. Scot: [29:14] Nursing and then let's flip to the other side last year we had ship again in the indications there that that the shipping infrastructure was having problems keeping up. Rob: [29:26] You know we're feeling a lot Rosier than we did last year certainly you hit it on the head with chip again and we. [29:35] We anticipate in Saab 700 million packages at risk and those in most cases were delayed that was pulled back tremendously this year retailers really moved over the course of the last 20 months from Scrappy standing up some pretty Innovative but Scrappy nonetheless solutions for Last Mile and they've really worked to scale that and to not only do it effectively but efficiently efficiently meaning don't crush their margins by trying to get the product to the consumer buy online pick up in store still seems to be the winner, this holiday so those that put it in place over the course of the pandemic are actually seeing. Some really nice benefits from it one interesting fact that the team was able to gather was for those, retailers on Black Friday that offered buy online pick up in store so orders placed with the confidence at home and being able to picked up in and around the store grew at a 50% higher rate than those that didn't so consumers think about it over the course of the pandemic really showed loyalty retailers who are able to provide health safety convenience and Trust to the denominator there is removing the friction from the shopping process and those that offer that service were really. [31:04] Able to leverage and benefit from that in the new consumer Baseline of removing the friction. Jason: [31:12] Yeah you know it's an interesting thing on the last mile. Last year Amazon passed FedEx in terms of the number amount of packages they delivered themselves right in there. Depending how you count something like 30 to 40 percent of all e-commerce the middle news this week one of the supply chain guys that he expects by the end of this year or the first quarter of next year that they'll not only will they ship more packages than FedEx they'll ship more packages than UPS so Amazon could be the large the largest non-governmental last Last Mile in the in the country by next year. Rob: [31:50] Yeah you mean it's quite amazing how large Amazon has gotten with Last Mile and I give credit to anybody who isn't last excuse me who isn't Amazon. And who is in a big box retailer who has you know some capital of fro at The Last Mile Challenge and you know those that partnered with these you know collaborative networks to be able to. [32:16] Outsource if you will the the last mile or even provide buy online pick up in store to you know Outsource The Last Mile to the consumers have really benefited and you know where we saw unfortunate gap between the large players and the neighborhood and local players they somewhat of leveling the playing field. [32:39] Will be leveraging the stores not only for a filament Center but an experiential Center as well and I know I'm shifting a little bit but it's something that comes to mind Jason Scott is you know our research showed coming into this holiday. Those retailers that leverage their store for more than just scanning and bagging will benefit in fact 60% of. Online orders will be influenced by the physical store let me say it again 60% of digital will be influenced by the store which is somewhat the opposite that for store really came at us with five ten years ago about digital orders. Influencing store orders and you know that could be whether the store is generating demand or fulfilling demand and that could be from fulfillment or store associates being social media managers or you know even Service agents whether they're in the store or they're picking up micro shifts at home and then certainly obviously pick packing and shipping and getting the products ready to either be picked up or Filled from there so I know that was a little bit of a tangent to say you know most don't have the scale of an Amazon and so you got to get really crafty and Innovative of how you're going to kind of level the playing field particularly around Last Mile. Jason: [34:07] Yeah no totally agree and it's actually if you have too much free time on your hands it's really fun to read all these retailer Q3 earnings reports because like they often embedded in the back of that they do talk about like the percentage of their sales that are fulfilled by store influence from store and that that's a standout stat for almost every retailer now is how important that store is for the digital supply chain so that's that exactly mirrors your data I want to like there's so much going on this holiday I feel like we could we could do a two-hour show which we won't do to our listeners but another interesting one is pricing promotion and inflation and how all that pays out like it was a lot of the growth from this year in your guys estimation was it. Inflation and consumers just paying more for less or or was it. Rob: [35:00] Yeah yeah we got the data and it's it's fascinating it is really it's you know it's fascinating on one hand but it's like pretty basic on the other which is a lot of the growth was driven by increase prices and so what we saw for instance over cyberweek the average selling price was up 11%. In the US and 5% globally what we also saw at the same time is that order volume was lower, and average order value was higher so the math says, that people are buying fewer items at fewer retailers because they have kind of a zero-sum game you know they have a specific budget and so if you're buying things at higher prices you're buying less of those things and you could equate the 11%. [36:00] Increase of average selling price to inflation and we're seeing that across the board meeting across the different product categories so you know. That's happening we predicted that for the second half of the Year retailers and brands. We're going to have an incremental 223 billion dollars of cost of goods sold and that's from manufacturing supply chain labor they absorbed a good amount of it but. They had to pass some on to the consumers consumers they're happy they're positive. They want to focus on buying things that they want versus just needs. [36:40] So they bought now what retailers did to the discount piece of this and why consumers are likely to lose out on discount chicken this year is discounts were the lowest levels and we've seen. Andres when I say that discount rates where some of the lowest we've seen in recent history and so the discount and the rates being lower I think it's something like eight percent. Down your view here in the u.s. is because you know retailers. Just had to hold their own right and really protect some of the margin and you know even on Cyber Monday where you see some of the biggest discounts it just wasn't happening this year. Jason: [37:28] Yeah interesting you know you talked about consumers picking fewer retailers and buying being a few items for more money I wonder to me that sounds like it's a recipe for sort of retail, I hate using this word because Steve Dennis will get all excited bifurcation that you know if consumers are buying less items than their first choice retailer is likely to win and they're you know kind of longer tail retailers are likely to lose those that are using that at all or do you think that's how it's going to play out this year. Rob: [38:02] Yeah I do just plainly you know loyalty has been redefined we don't mention it before in terms of health safety, convenience and Trust now that's the Baseline and retailers really need to focus you know what we're hearing from consumers they want to be treated special they want to E M I don't know what personalization means but when you ask them the attributes of it they want that right they want to feel like they're unique two-thirds say they want to, have a unique experience and feel like they're being treated uniquely the challenge based on Research that we just conducted is only one-third of retailers can actually harness and democratize that data and turn it into personalized promotions and prices and offers and so. Yeah there's this will give a shout out to Steve face Steve happy holidays there is this bifurcation taking place and it's you know so important especially as we go into this cooking this world for retailers to really harness their data more than they ever have it's not, a new story right we've been talking about for a while but this first part is zero party data so important because that same research showed three strikes and you're out after three bad experiences retail with a retailer or brand consumer is going to abandon and go somewhere else and not come back so yeah just I think you're onto something this and I need to really not just a choir but think about the consumers that you have those loyal shoppers. Jason: [39:31] Yeah if only there was some kind of tool set that merged I Commerce and data and it all lived like I don't know in the cloud that would be amazing. Rob: [39:39] It would be kind of amazing woman that I know I think we're in a pretty good spot. Jason: [39:43] Someone should do that. Another thing that's been interesting to me regarding the inflation is it seems like some retailers are. Passing more of the the costs on to Consumers than others and it's been funny I don't know if you followed all these all these Q3 earnings but there's retailers that are like. We pulled a lot of levers we got a lot of extra inventory in but it came in way more expensive we didn't raise our prices a lot and so our sales have been great but our profitability is down and then there have been other retailers that are like, consumers have been willing to pay more for a good so our sales are up in our profitability is up. Side note I don't I don't follow this is much but the investors like the retailers that took the prophet a lot more than the retailers that acted as a shock absorber. Rob: [40:31] Shocker yeah I think generally that equation that you just talked about not only sales but profit come back into play here retailers and of what I've seen I've gotten somewhat of a hall pass over the course of the pandemic because you know the focus on. Consumer safety. Associate safety getting the product through the supply chain and so the Retailer's took a hit there I think we're taking you know a. Refocus you know back on to profitability and you know that's why it's interesting I was hosting a Roundtable virtually just recently and one of the participants one of the executives reminded all of us is of the profitability of the box right we kind of lost sight up that'll is what I mean by that obviously the physical store. And I think we lost sight of that purposely over the course of last 20 months but. And I think we're going to have to really hunker down and really look at what that looks like especially as you know consumers have gotten used to having a lot of flexibility and choice around how they get in where they get the product. Scot: [41:44] Cool and interesting data from the categories apparel has been under a lot of pressure since the pandemic Electronics have been surging Home Improvement seems to be running non-stop it anything any changes to those kind of Trends we've seen for the last 18 months. Rob: [42:02] Yeah you know I'll look I'll give you some information and across cyberweek. Because it's most recent but I think it speaks to what's happening Scott or what has happened over the last 20 months. Um what we saw in the hottest categories across cyberweek are luxury handbags with a sixty percent year-over-year growth. Furniture at a 56 percent year over year growth. In general Footwear at a 22 percent year-over-year growth now luxury handbags in general apparel I get it. That's going off of a base that shrunk last year nobody saw my feet on any zooms right so my slippers were just fine legs are handbags. I know we weren't really going out to many restaurants in SLE need to refresh that so the growth on Lower base or. Shrinking base from last year makes sense for getting back out in the world you know we're focusing on exponential categories as consumers like entertainment and travel and being outdoors. [43:11] What really is super interesting is furniture. Furniture has been on a tear because we've all been home and whether we're redoing our outdoor patio set because that's where we're spending time outdoors I did for the holiday as I mentioned or it's my home office. You know what I can think about as my team look through the data is it's a shifting slightly of what people are buying for their home they're buying more entertainment type of products whether it's home appliances or its couches. Or the like where people are coming back into your home after a long respite and we want to spruce up our home as well so you know like I said the handbags from where I get it which is great to see Furniture you know ears. Really didn't know walls over the course of the pandemic and as we come through this holiday. Scot: [44:07] Nursing how about any interesting toys you want to highlight like I think Jason mentioned the mixy as one that was kind of called out as being a hot toy. Rob: [44:16] Jason what's the Mixie tell me more. Jason: [44:20] You are I don't I actually haven't seen any data on whether it came to fruition but the toy it was the toy the toy industry was leaning into and it's like it's like a combination of a chemistry toy with a plushie so like like it create smoke and then a plushie comes out of the smoke I think is the the gist of it the the big toy I've seen in terms of sales velocity is that the gaming platforms are selling like hotcakes. Rob: [44:51] Yeah yeah yeah that's what I was saying it's really just a sample size of one where it's like for my boys 15 and 12 they're all about whatever's digital whether that's devices or Dean's on those devices so you know shopping is gotten a little easier on one hand but we have to also be really creative as well. Jason: [45:12] Yeah I wonder we'll see how it plays out but it doesn't feel like Last Mile has had a big impact on on shopping up till now but like even if give last-mile holds up in there's no capacity problems we still have these holiday cut-offs right you know we still get to this date where we can no longer cost-effectively ship something to your home in time for the holidays and I feel like there's more digital gifts out there than ever before so you think of all the streaming services you can gift a subscription to all the content for these these gaming Platforms in these Computing platforms and I'm not super Bush for this holiday but like I think we're going to see more retailers offering enough teas and things this year so it I'm kind of curious if the back half of. December becomes the sort of digital holiday season. Rob: [46:01] Yeah we certainly saw that didn't we Jason last year in terms of the shipping cut off. Come in really early on the heels of Cyber Monday because the last mile issues and a lot of retailers really honed in on gift cards as another source of. A gift and I think you're right I think you're right in terms of you know whether it's and FTS maybe we're a little early for that but we'll see. My colleague Michelle Grant has been tracking that really closely and she's pretty bullish about the whole category as relates not only gifts but the intersection between that and loyalty programs but yeah I mean I think it's you know whether it's gift cards to restaurants or travel or the like gaming as you mentioned just I think there's something that I really think there's something to that. Jason: [46:50] Yeah well listen this has been a super exciting conversation and I always like to end it on a total Debbie Downer note so the. I'm curious if you have seen or have you guys are trying to figure out how you're going to model like any impact from the new covid variant like in my world it feels like people were definitely planning to get together and more in person events but it does seem like people are starting to second-guess those there's all the news articles are talking about what what's the correct pronunciation is it Omicron. Makan. Rob: [47:27] Sounds good to me I'll let you stick to that one I will try to because I know all. Jason: [47:31] Got you I think a Peyton Manning screaming Omaha is my. Rob: [47:34] Hahaha I like that reference nicely done yeah. That's a good question I as I mentioned earlier I only hope we can see each other in person at an arrest in January you know where. We're at Salesforce tracking just. [47:53] Now this new digital world really closely because we're not going back to the same. You know mindset as we had before as our newly assigned co-ceo put it is work isn't where you go but it's what you do and you know we're living in this digital headquarters and it's going to be hybrid I've. Attended plenty of hybrid types of executive meetings over the course of the last month or two as people start, get back on the road as it relates to retail you know I can't really speak to what's to come. But what I can say is we tracked digital sales across the last 20 months as it relates to cases and maybe it shouldn't be a surprise you know as. Non-essential. Stores closed and I hope that doesn't happen again but people want to hunker down and be home and order products online there was a direct correlation between cases and order and sales growth in fact over the course of 2020 we saw a 50% year-over-year growth. And by the way that was I'm sorry 57% to be precise and that was driven in large part by 40% growth in net new digital Shoppers so these are people would hang on a line right they go to social media they be able to browse and. [49:22] Do some research but they ultimately go in the store and buy they're also buying new categories as well and so you know as things. As we look forward we can certainly based on history see a correlation between digital which is set a whole new Baseline as I mentioned before and what that looks like as it relates to traffic orders and sales. Jason: [49:47] Yeah it is certain there is no short – of variables to impact this holiday as it feels like we've gone from playing checkers to playing 3D 3D chess a little bit with all this stuff. Rob: [50:02] Yes you're right I need to bring in my 15-year old to help me play that game because yeah I'm a couple moves behind but you know we can look at data and that's the fun part about our part of the fun part about my job as looking at the data and seeing what people have done. Jason: [50:17] I I do other and that's why we love having you on the show so much is because you bring the data in Rob that is going to be a perfect place to wrap for tonight because we have used up all our a lot of time on this special cyberweek / Hanukkah edition of the show so if you if listeners enjoyed this show we sure would appreciate it as our holiday gift if you would jump onto iTunes and give us that five-star review. Scot: [50:45] Rob we really appreciate you taking the time out of your busy schedule to join us here on the day after Cyber Monday you guys have a fancy cool new portal or I don't know what you want to HUB how do folks find that. Rob: [50:59] We do have the insights hub for the holiday and so perhaps we can in the show notes or however you do it these days share it with the crew but if you also searched Salesforce holiday insights Hub you'll get right to it so you'll see all the data that I talked about and even more across marketing as we get further into the holiday season you'll see it for service as well and so I encourage your listeners to engage through that portal and you know Scott Jason thank you so much sincerely I mean it's been a long week not a lot of sleep for the team and me but. It's been a highlight to share this with you and make this an annual tradition so happy healthy and safe holiday season. Scot: [51:46] Thanks Rob will have Jason put a link to the hub on his friend stir page. Rob: [51:52] Perfect. Jason: [51:55] I will do it I will put it in all the socials and if folks want to keep track of the gar fees that's its retail Rod right is it retail Rob Garf is that your Twitter handle. Rob: [52:07] You got it retail Rob Garth and then I'm on LinkedIn as well. Jason: [52:10] Awesome I will put links to all of the above Rob really appreciate it one of the conversations I look forward to every year and absolutely look forward to seeing you in person at the interrupt Big Show next month and until then happy commercing!

On this episode of the Business Podcast, sponsored by Bell, our guests are “Rocket Ron” Epstein, PhD, of Bank of America Merrill Lynch, Richard Aboulafia of the Teal Group consultancy and Sash Tusa of Agency Partners. Topics: — Implications of new Omicron COVID variant on global air travel, trade and economy — Inflation update as the holidays approach — Black Friday and belly cargo — Canada's decision to drop Boeing's F/A-18 from fighter competition, leaving the field to Lockheed Martin's F-35 and Saab's Gripen — Croatia picks former French Air Force Rafale jets by Dassault Aviation as its next fighter — What JP Morgan Chase CEO Jamie Dimon's comments about China and his double apologies mean

Cone has learned that its fun to play in the mud

“Khan Saab Desi Craft Kitchen in Fullerton is a 100% Halal restaurant featuring high-end Desi cuisine paired alongside a menu of alcohol-free crafted mocktails from the award-winning Chef Imran Ali Mookhi. Built on the mission to highlight global cuisine in … Continue reading → The post Show 452, November 20, 2021: Chef Imram Ali Mookhi, Khan Saab Desi Craft Kitchen, Fullerton appeared first on SoCal Restaurant Show.

Hoy en Día a Día, comenzamos conversando con Andrea Shalal, corresponsal de Reuters para la Casa Blanca, sobre la petición del presidente Biden para que se investigue si los precios de la gasolina están subiendo por una ‘conducta ilegal' de las compañías de petróleo y gas: “Si la Comisión descubre una conducta ilegal, esto tendría múltiples consecuencias… El presidente Biden ha solicitado a Rusia y a los países de la OPEP que aumenten la producción para así bajar los precios, pero esto no se ha logrado”, comentó. El periodista de Thomson Reuters, Luc Cohen, nos habló sobre el caso del profesor Bruce Bagley, acusado por lavado de dinero: “Bagley recibió transferencias de cuentas bancarias de Suiza y Emiratos Árabes que pertenecían a un individuo colombiano, el cual el mismo Bagley señaló que es Alex Saab… El profesor se declaró culpable el año pasado y ahora es que fue sentenciado a 6 meses”, explicó, y señaló: “Este caso demuestra que quizás Saab no era tan leal a Maduro como todos creían”. Ini Candela, periodista de política y judiciales en La Nación, conversó con nosotros sobre las investigaciones a la vicepresidenta Cristina Kirchner por presunto lavado de dinero: “Como este caso es por lavado de dinero y corrupción, no es tan fácil para la vicepresidenta que esta causa sea cerrada”, opinó. Candela destacó: “Todo indica que el juicio tarde o temprano se va a terminar haciendo, y no va a ser tan fácil para la vicepresidenta y sus hijos ser absueltos”. Desde Washington nos atendió el periodista de The Hill, Rafael Bernal, para hablarnos sobre el caso de Jacob Chansley: “El juez le dijo a Chansley que no podía darle menos del mínimo por la gravedad del ataque. Sin embargo, no es una sentencia tan larga”, comentó. “Esta investigación debe terminar antes de las próximas elecciones, donde es probable que retome la mayoría el Partido Republicano”, agregó el periodista. El artista cubano Yunior García Aguilera confirmó que está en España junto a su mujer. Sobre el tema, conversamos con Mario J. Penton, periodista especializado en temas cubanos en América TeVe: “Esto ha sido una decepción para muchos miembros de la plataforma Archipiélago, porque esta decisión de García Aguilera ni siquiera la consultó con sus colegas”, comentó. “Creo que este era el propósito del régimen cubano desde el inicio, y lo logró al sacar a García Aguilera del país”, agregó. Y para cerrar, el profesor asociado de Relaciones Internacionales de la universidad de La Salle, César Niño, nos habló sobre la crisis migratoria con Bielorrusia: “Tenemos uno de los episodios más críticos de los últimos 5 años en inmediaciones de la Europa continental… Los migrantes intentan pasar de Bielorrusia hacia Polonia, generando un gran desequilibrio de la política europea”, dijo.

Gather your gal pals for a listening party as author Gabriella Saab joins the squad for a chat about some of our favorite female friendships in pop culture! From the Spice Girls to the ladies of SATC, we've got all our besties covered. After we share our heavily 90s-influenced picks, we talk with Gabriella about her new historical fiction novel “The Last Checkmate,” which is out now and has already garnered some VERY impressive reviews on Goodreads. We dive into Gabriella's research process, the concept of “chess brain,” and the female friendships at the center of the book that inspired this entire othersode. Read along for our next Bookpisode on Claire Fuller's “Unsettled Ground,” coming November 9th, and then prepare for a very mysterious Emily-less Othersode on December 13th, topic TBD. Be sure to send any feedback to thesquad@booksquadgoals.com and we'll read it on a future episode!TOC:30 – welcome Gabriella Saab!2:44 – Fave female friendships round one: Anna and Maya 10:00 – SATC17:18 – Ghost World23:07 – The Spice Girls29:25 – Friends38:20 – Round 2! Anne and Diana45:20 – Ann and Leslie48:54 – Issa and Molly53:50 – Cher and Dionne57:20 – Gracie and Cheryl; Gracie and Agent Sam Fuller1:03:12 – Talking about The Last Checkmate with Gabriella1:27:24 – Listener feedback1:33:36 – What's on the blog? What's up next?Find Gabriella at https://gabriellasaab.com

En este episodio 38, seguimos analizando la política en América Latina. Nos detenemos brevemente en la farsa electoral de Nicaragua, las legislativas argentinas y la inminente elección presidencial de Honduras. Naturalmente y a pocos días de la fecha, también hacemos una segunda revisión en profundidad del evento regional y local del 21N en Venezuela.

Hoy en Día a Día, comenzamos conversando con la periodista Luján Artola, sobre el caso del exgobernador de Nueva York Andrew Cuomo: “Cuomo ha reconocido ‘haber tenido alguna mujer en su rodilla' y ‘haber besado a alguna mujer'… Hay 11 mujeres, y una de ellas recuerda estos hechos inapropiados que se produjeron en el 2013, han pasado casi 9 años”, expuso. “Lo que creo que puede convertir todo esto en un asunto serio es si realmente Cuomo pasaba por encima de la voluntad de las mujeres”, opinó. El periodista de investigación y cofundador de Armando.Info, Joseph Poliszuk, nos habló sobre la extradición a EEUU de Adrián Velázquez, exjefe de seguridad de Hugo Chávez: “Guarapiche se hizo conocido con los Panamá Papers… Ahora se le juzga a Guarapiche en EE.UU por lavado de dinero justamente con Gorrín, quien también está solicitado y sancionado”, dijo. Poliszuk agregó: “La gente espera que estas extradiciones tengan efectos inmediatos en la política, y yo no creo que esto vaya a ser así”. Sobre la ley de agentes extranjeros para que evitar que personales naturales, jurídicos, organizaciones políticas y otros reciban donaciones para actividades políticas contra la administración de Bukele, conversamos con Sergio Arauz, periodista y subjefe de redacción de El Faro: “Bukele anunció el 1 de julio la batalla contra lo que él llamó los ‘poderes fácticos'. Y en esa batalla están los medios de comunicación y las organizaciones de la sociedad civil que le resultan incómodas”, dijo, y agregó: “Este es un paso más para ahogar a todo aquello que le resulte incómodo al régimen de Bukele”. La periodista de investigación en el diario ‘La Estrella de Panamá', Marlene Testá, conversó con nosotros sobre los siguientes pasos del expresidente Ricardo Martinelli: “Martinelli quedó libre del caso ‘Pinchazos', lo cual le da la oportunidad de seguir haciendo campaña política… El expresidente tiene mucho carisma y popularidad entre la población más vulnerable”, dijo. Testá comentó: “La situación de los hijos de Martinelli es muy compleja. A uno se le ha extraditado el lunes a EE.UU, y al otro ya se le aceptó la extradición”. Desde Miami nos atendió el corresponsal de Associated Press para América Latina, Joshua Goodman, para hablarnos sobre el caso de Alex Saab: “La investigación a Saab data desde el 2015, cuando ya era un ‘sujeto de interés' para las autoridades de EE.UU”, comentó. “Seguramente Saab se va a declarar no culpable, tal y como hace el 99,9% de procesados en sus primeras audiencias”, agregó Goodman. Y para cerrar, el director asociado de Comunicaciones de Sierra Club, Javier Sierra, nos habló sobre la Conferencia de las Naciones Unidas sobre el Cambio Climático de 2021: “El hecho de que EE.UU y China se comprometan a acelerar el ritmo de reducción de emisiones del cambio climático es esperanzador. Aunque todavía no nos han dado ningún tipo de detalles”, comentó, y destacó: “Lo que hace este anuncio es dar ánimo a los negociadores y participantes de la COP26”.

Debut author Gabriella Saab joins us for a fangirl session over her WWII historical fiction novel "The Last Checkmate." We discuss chess, research, the audiobook -- and had so much fun, we invited her back for a spoiler-filled episode at the end of the month! Be sure to check out our shop on Bookshop.org to be able to help support independent bookstores and this podcast. You can find "The Last Checkmate" under "Featured Books." 

durée : 00:25:09 - Anne Sofie von Otter, mezzo-soprano (2/5) - par : Judith Chaine - Aujourd'hui, nous poursuivons les récits d'enfance d'Anne Sofie von Otter… Après les voyages en Saab à travers l'Angleterre dans les années 60, les après-midi à jouer avec Peggy son cochon d'Inde adoré, la voici évoquant l'école et ses premières aspirations en termes de professions. - réalisé par : Lionel Quantin

Brian and Nick are back with a new episode, answering chat questions about the Chevy Beast, motorcycles, the search for a 4Runner in good condition, Fordlandia, the upcoming Saab story, and a whole lot more! Check it out!

Hoy en Día a Día, comenzamos conversando con Roberto Rodríguez, vocero del Departamento de elecciones del condado de Miami Dade, sobre las elecciones municipales generales de Miami: “Hoy hay seis elecciones: Hialeah, Homestead, Miami, Miami Beach, Sunny Isles Beach y Biscayne Gardens… Las personas tienen hasta las 7pm para ir a votar”, dijo, y explicó: “Cualquier votante que tenga su boleta de voto por correo tiene dos opciones: entregarlo en persona en el Departamento de Elecciones o acudir a su recinto”. Ante la llegada del fiscal de la CPI a Venezuela, conversamos con el comisionado del Gobierno Interino de Venezuela para los DD.HH y Atención a las Víctimas, Humberto Prado: “La visita del fiscal Karim Khan no es por turismo, sino por cumplir lo establecido en el propio estatuto de lo que es la colaboración cuando un país está siendo evaluado… Creo que esta visita es incómoda para el régimen de Maduro”, dijo. Prado expresó: “Quiero aprovechar este espacio para pedirle al fiscal que busque abrir un espacio para oír a las víctimas”. Desde Washington nos atendió el estratega demócrata Federico de Jesús, para hablarnos sobre las elecciones en Nueva Jersey y Virginia: “Creo que estas elecciones van a ser un termómetro de lo que está sucediendo políticamente en el país, y pudieran predecir las elecciones de medio término”, opinó. “Si los demócratas pierden en Virginia, estarían perdiendo en un estado en el que tenían todas las condiciones para ganar. Eso podría afectar los prospectos del proyecto de ley que se está discutiendo en el Congreso”, agregó. El director del Centre for Postcolonial Studies de Goldsmiths de la Universidad de Londres, Francisco Carballo, con quien conversamos sobre la Conferencia de las Naciones Unidas sobre el Cambio Climático: “Si bien ya reconocemos la magnitud del problema del cambio climático, nos falta reconocer que para resolverlo debemos empezar a vivir de forma distinta y van a haber costos”, dijo, pero destacó: “Los gobiernos se han dado cuenta de que electoralmente es difícil pedirles a sus ciudadanos tomar esta agenda del cambio climático más en serio”. También nos atendió Roberto Deniz, periodista de Armando.Info, para hablar sobre el caso de Alex Saab: “La desestimación de los cargos contra Saab ocurre porque en el compromiso entre las autoridades de EE.UU con las de Cabo Verde ya estaba acordado… Para poder ser extraditado no podía enfrentarse a una condena en EE.UU cuya pena superara en tiempo la pena máxima en Cabo Verde”, explicó con respecto a la desestimación de 7 de las 8 acusaciones penales. Y para cerrar, el coordinador de la sección política de La Prensa Gráfica, Denni Portillo, nos habló sobre la supuesta participación de dos diputados de Bukele en una conspiración para romper el grupo parlamentario: “Nuevas Ideas aseguró haber recibido un audio filtrado en el que se escucha a Roy García haciéndoles ofrecimientos a estos diputados a cambio de que se salgan del partido y se lleven a más diputados”, dijo.

In dieser Folge lässt Jens die Hose runter beim Quartett Roulette. Wir sprechen über den neuen SL und streifen dabei natürlich die Vergangenheit. Und vieles mehr :-)

Nalja saab? SAAB KÜLL!  Loeme ette väga konkreetse kirja, kus meile esitatakse väga konkreetne ülesanne. Kuula ise järgi!  Kui soovid jagada oma mõtteid siis kirjuta meile kas jutupiigad@gmail.com või pajata oma lugu anonüümselt sellel lingil: https://forms.gle/KJyoTmvH12N5NwZS6

Roberto Deniz es un periodista venezolano que ha investigado las acciones de Alex Saab, empresario y presunto testaferro de Nicolás Maduro, durante años. En protesta por la extradición de Saab a Estados Unidos, Venezuela ha interrumpido las conversaciones con la oposición y ha revocado el arresto domiciliario de seis exejecutivos de la refinería de petróleo de la empresa Citgo, como nos cuenta Cristina Vadell, la hija de uno de los exejecutivos.

Sellest sügisest asus esimene lend inimesi Jõhvis avatud koolis programmeerimist õppima. Aga Jõhvi kool on imelik, seal ei ole ei õpetajaid. Tänases Algorütmis on külas Jõhvi kooli kaasjuht Karin Künnapas ning teiseks kutsusime rääkima Sergei Anikini sellest, kuidas ikkagi täpselt Jõhvis programmeerimise õppimine käib ja kas tõesti saab sellest mingi mõistlik asi, kui tuletõrjujad ja taksojuhid arvuti ning arendusülesandega ilma õpetajata ühte ruumi kinni panna. Sergei oli üks nendest, kes Jõhvis kasutatavat metoodikat aitas niiöelda maale tuua ning räägib, miks talle see meeldis ja miks tema arvates saab niimoodi õppida küll. Saadet veavad Priit Liivak Nortalist ja Martin Kapp Pipedrive'ist.

The United States government demonstrates repeatedly that it will do whatever it takes to protect the economic and political interests of the elites, even if it means total disregard for human rights and international law. Two cases that highlight this are the recent kidnapping and prosecution of Venezuelan diplomat Alex Saab and the attempts to extradite the Australian Wikileaks publisher and journalist Julian Assange. Clearing the FOG speaks with Roger Harris of Task Force on the Americas who travelled to Cabo Verde where Saab was detained and tortured for over a year before his rendition to Miami and with Joe Lauria, the editor of Consortium News, who has covered the case of Julian Assange extensively. Canadian economist Paul Tulloch provides some insight into the upcoming COP26 meeting in Glasgow, Scotland. For more information, visit PopularResistance.org.

On this episode of the Business Podcast, sponsored by Bell, our guests are “Rocket Ron” Epstein, PhD, of Bank of America Merrill Lynch, Richard Aboulafia of the Teal Group consultancy and Sash Tusa of Agency Partners. Topics: — Roundup of the week on defense and aerospace stock performance on world markets — Commercial air travel demand and outlook for jetliner orders and deliveries — Drive to return mothballed aircraft back in service — Hexcel, Honeywell and Saab earnings as markets poised for results from leading US and European firms — China's hypersonic weapon tests and spending implications should Beijing deploy a Fractional Orbital Bombardment System

Saab in diciōnem Americānōrum redditus; Americānī in Haitiā captīvī; Colin Powell vītā functus; Sīnēnsēs in caelō; Alitalia dēcoxit; Carmen Mola dētecta; Catulus servātus.

Hoy en Día a Día, comenzamos conversando con Santiago Basabe, profesor asociado de Ciencia Política de la Facultad Latinoamericana de Ciencias Sociales, sobre la investigación al presidente Guillermo Lasso por la mención de su nombre en los ‘Pandora Papers': “La Asamblea lo convocó, pero desafortunadamente no ha asistido. Me parece que esa era la oportunidad para que él aclare la situación ante un órgano político… Si el presidente Lasso no acude hoy, habría una consecuencia de orden político”, dijo. Desde Caracas nos atendió el politólogo Ricardo Sucre, para hablarnos sobre la acusación de EE.UU a Vielma Mora y otras cuatro personas por su papel en la trama de Álex Saab: “El caso de Vielma Mora está desde el 2019, cuando fue sancionado por los mismos cargos que ahora”, dijo, y opinó: “Viendo el caso Saab y el de Vielma Mora, pienso que EE.UU está buscando un tema que para el gobierno de Maduro sea difícil defenderse”. También nos atendió el periodista Jorg Metzer, con quien conversamos sobre el proceso de formación de la coalición de gobierno en Alemania: “Recién comienzan las conversaciones y negociaciones de la coalición, por lo que puede ser roja, verde y amarilla… Es un proceso que requiere de mucha tolerancia, disposición e ideas por parte de todos los que van a estar involucrados”, dijo, e indicó que “Las negociaciones de coalición comienzan el día de hoy en horas de la tarde, donde asistirán 6 representantes de cada partido”. La Cámara de Representantes de EE.UU declaró en desacato al ultraderechista Steve Bannon. Sobre el tema, conversamos con el analista político Maurizio Passariello: “A Bannon no se le ha acusado de nada, lo único que se le está pidiendo es que testifique y proporcione los documentos que tiene… Desde el punto de vista legal, lo que se puede hacer es encauzarlo por desacato y amenazarlo con alguna pena”, explicó. La profesora y asesora empresarial de negocios, marketing y gestión de marcas, Lenis Toro Ditta, nos habló sobre los cambios en Facebook y la posible construcción de un ‘metaverso': “El metaverso está basado en poder tener una vida paralela a través del mundo digital, basado en todos los esquemas de inteligencia artificial”, expuso, y explicó: “Los millennials y centennials pasan tanto tiempo conectados, interactuando, jugando y haciendo vida con sus amigos, que el concepto del metaverso toma cabida con esas nuevas generaciones de forma muy particular”. Y para cerrar, conversamos con Yaxys Cires, director de estrategias del Observatorio Cubano de DD.HH, sobre el panorama ante la próxima protesta pautada para el 15 de noviembre en Cuba: “El gobierno cubano está subiendo la parada represiva al declarar como ilegal la manifestación.”, dijo, por lo que “Hemos escrito a Michelle Bachelet para pedir que se cree un mecanismo de protección internacional para las personas que quieren manifestarse de manera pacífica”. “El régimen está llevando a cabo una amenaza contra todos los ciudadanos que quieran manifestarse”, agregó

Hvorfor vil Martin ha en Saab? Morten leser opp Vippskrav fra broren sin og morgenrutinene til Bernt og Morten får Martin til å stusse! Nyt ukens godbit. Produsent: Jørgen Vigdal

Võrkpalliteemalises taskuhäälingusaates "Kuldne geim" läheb täna eetrisse 116. osa, kus lööb kaasa eelmistest kordadest juba tuttav trio koosseisus Mihkel Uiboleht, Rivo Vesik ja Karl Rinaldo. Seekordses saates arutatakse mitmel viimase nädala jooksul palju kõneainet pakkunud teemal, mis tähendab, et jutuainet jagus taas kaheks tunniks. Saate teemad: *Pikk ja lohisev sissejuhatus. *Ülipikkade nimedega klubid - kas hea lahendus? *Ülevaade Eesti võrkpallitegelaste häältesaagist kohalike omavalitsuste valimistel. *Lugu sellest, kuidas Rivo valimistel oma emale kaotas. *Saaremaa Võrkpalliklubi nukker eurosarja-saaga jätkub. *Rivo võrkpallikauged sõbrad tahtsid minna MK-etappi mängima. Mis edasi sai? *Pafi ennustusmäng: üldtabelis toimus palju muudatusi. *Credit24 Balti liigas peeti kaks põnevat Eesti klubide duelli. *Oliver Orav oli vigastatud, aga... kerkib ikka sama kõrgele nagu varem. *Pärnu kaotas olulise liikme kogu hooajaks. Kas uus mees leitakse asemele? *Tartu Bigbank võitis põhikonkurenti ka kolme põhimeheta. *TalTech küll kaotas tartlastele, ent pakkus palju ilusat. *Kohtunike eksimus pälvis mängu ajal ja järel palju tähelepanu. Kas õigustatult? *Tartu ja TalTechi mängu käis vaatamas seitse korda vähem inimesi kui euromängu. *Kuulajate küsimused puudutavad Mihkli tööd, TalTechi kadunud tempomehi ja TalTechi klubi laiemalt.

🔴 No olviden registrarse en nuestra nueva televisión sin censura, en EDATV.COM ▪ Hazte socio plata u oro en la sección Colabora de edatv.com 🇪🇸 Únete a la resistencia y conviértete en miembro para disfrutar ventajas exclusivas: ▪ YOUTUBE https://www.youtube.com/channel/UCM9R... ▪ PATREON https://www.patreon.com/estadodealarmatv 📺 ¡Ayúdanos a seguir haciendo pública la verdad, sin filtros, sin censura, sin injerencias de ningún gobierno! 🛒 Visita la tienda oficial de Estado de Alarma con productos producidos en España con los que podrás apoyar al programa: https://tienda.edatv.es/ ------------------------------ Necesitamos tu ayuda si quieres que sigamos haciendo este canal que quiere cerrar el Gobierno. Por pequeña que sea: Número de cuenta: ES72 2085 9298 7803 3043 1954 Titular: Fack News Consulting S.L. Concepto: Estado de Alarma Paypal: estadodealarmatv@gmail.com -------------------- 🔔 Recuerda suscríbete a nuestro canal y activar las notificaciones ⚠ Copia y comparte el siguiente texto en tus redes sociales: Te recomiendo que te suscribas a este canal de Youtube donde descubren LA VERDAD de lo que está ocurriendo en España. Suscríbete aquí https://cutt.ly/6tmICXD 🎙 Tienes disponible nuestro Podcast: https://cutt.ly/rtYok9T ⭕ #EstadodeAlarma #España #Actualidad #Politica

Scott Ritter, former UN weapon inspector in Iraq, joins us to discuss Colin Powell. Scott Ritter gives us his insider view as to what Colin Powell knew about the Bush regime's plans for the overthrow of the government of Iraq. Scott argues that Colin Powell was not an innocent bystander pushing back on irrational policies, but that he helped craft the foolish plans to deceive the American people and invade Iraq based on lies. James Carey, editor/co-owner at Geopoliticsalert.com, joins us to discuss Iran. Recent polls show that Iranian citizens have given up on any hope of a rapprochement with the US under the Biden administration and want their leaders to unify with Eurasian powers. Niko House, political activist, independent journalist and podcaster, joins us to discuss the media. The new billionaire owner of Politico has announced that the media outlet will be aligned with US official economic and military policies and that any employees opposed to this policy will be let go. Caitlyn Johnstone has penned an article in which she uses humor to describe the "refreshing" burst of honesty in the media.Medea Benjamin, co-founder of Code Pink, joins us to discuss sanctions. US sanctions against the Taliban will intentionally create misery and starvation for the already impoverished people. Meanwhile, Russian President Vladimir Putin has argued that the US policy of sanctioning the world will eventually force the replacement of the US dollar as the world's reserve currency.Roger Harris, human rights activist and board member for the 32-year-old anti-imperialist human rights organization Task Force on the Americas, joins us to discuss Venezuelan diplomat Alex Saab. World renowned human rights activist Roger Harris joins us to discuss the Alex Saab case. Saab has been kidnapped by the US government and taken to Miami for a fake prosecution on a charge of money laundering.Kathy Kelly, American peace activist, joins us to discuss drones. The US is being misled about the illegal and immoral drone war because the media and Pentagon are using misleading terms such as "over the horizon" capabilities. These kinds of attacks seem destined to continue, piling up civilian casualties in the process due to the inability of high altitude attacks to distinguish between civilian and military targets.Mark Sleboda, Moscow-based international relations security analyst, joins us to discuss the FBI raid on Russian aluminum tycoon Oleg Deripaska. Additionally, we discuss the break in diplomatic ties between Russia and NATO.Robert Fantina, journalist and Palestine activist, joins us to discuss Israel. Palestinian prisoners in Israel are challenging the injustice of the Israeli system with long, brutal hunger strikes. The prisoners have no judicial system to provide a fair trial, and have decided that their only weapons are their bodies.

Hoy en Día a Día, comenzamos conversando con Javier Maza, analista y consultor político, sobre la demanda del expresidente Donald Trump para mantener ocultos unos documentos sobre el asalto al Capitolio: “Es muy probable que hayan documentos en los que Trump o no hizo lo que le tocaba hacer como presidente en un momento tan grave como fue el asalto del 6 de enero, o hizo o dijo cosas que no debió como jefe de Estado”. El corresponsal de Associated Press en América Latina, Joshua Goodman, nos habló sobre la primera audiencia de Alex Saab ante la justicia estadounidense: “Saab tiene dos procedimientos legales que le tocan: nombrar a un abogado permanente y declararse culpable o no… Es casi seguro que va a declararse no culpable en su primera audiencia. Eso es algo que hacen casi todos los acusados, pero después empiezan a ver las evidencias y más adelante pueden o no cambiar su decisión”, explicó. También nos atendió el periodista de La Estrella de Panamá, José Arcia, para hablarnos sobre el rechazo a las reformas electorales aprobadas esta semana por la Asamblea Nacional de Panamá: “Uno de los puntos clave es la equidad de género. La propuesta buscaba garantizar que hubiese participación de la mujer en un 50-50. Y la Asamblea le pone trabas para evitar esto”, dijo, y expuso: “El veto a estas reformas no sería total, porque lo que está pidiendo el Tribunal Electoral sería un veto parcial de estos artículos más polémicos”. Desde Bogotá nos atendió el abogado y analista político internacional Miguel Andrés Fierro Pinto, quien nos habló sobre la condena de la CorteIDH al Estado colombiano por el caso de Jineth Bedoya: “En el año 2000, durante la disputa entre grupos armados en la cárcel La Modelo, Bedoya iba a ir a hacer una entrevista, pero tristemente la engañaron, torturaron y violaron dentro del mismo penal”, contó. Pinto explicó: “La CorteIDH ordenó una serie de medidas, entre ellas continuar con las investigaciones penales que se llevan a cabo en el marco del caso”. La periodista del diario ABC, Gabriela Ponte, nos habló sobre el caso de Hugo ‘El Pollo' Carvajal: “Carvajal tiene congelada la extradición a EE.UU, puesto que el 27 de octubre tiene que presentarse como testigo ante el juez para aportar información sobre la causa que se ha abierto sobre la financiación de Podemos… Al parecer el relato de lo que vivió Carvajal mientras fue jefe del DGCIM acompaña y da detalles muy específicos sobre la financiación de Podemos. Por eso el juez reabre la causa”, explicó. Y para cerrar, el codirector del Centre for Postcolonial Studies de Goldsmiths de la Universidad de Londres, Francisco Carballo, nos habló sobre el asesinato del diputado británico David Amess: “Sabemos que el diputado estaba atendiendo a sus electores, y un miembro del público lo atacó”, dijo. Carballo expresó: “Este es el segundo asesinato de un miembro del parlamento en 5 años, y está haciendo que la gente se cuestione si es factible tener estos encuentros tan cercanos con los diputados”.

On today's show, Gabriella Saab joins me to talk about her new book The Last Checkmate. Readers...

Sobre el proceso contra Saab y las reacciones del chavismo hablamos con Roberto Deniz. De lo controvertido que fue Powell, Dori Toribio. Y de algunas novedades del cáncer de mama, con José López-Picazo de la Clínica de la Universidad de Navarra

David S. Weinstein, exfiscal federal y estatal de EE.UU., habló en La W sobre la extradición del empresario Alex Saab.

The current US Postmaster General, Louis DeJoy, and the head of the Board of Governors, Ron Bloom, launched a ten year plan that will slow mail service and raise prices. This is the final blow to defund and destroy the US Postal Service so it will be ripe for privatization. DeJoy and Bloom have financial stakes in this happening. Clearing the FOG speaks with Chuck Zlatkin, legislative and political director for the largest postal union local in the US about the plan and the devastating impact it will have on everyone who relies on the post office. Zlatkin also exposes the blatant corruption, explains how the Biden administration could save the postal service and critiques the new postal baking pilot. We have reached a point where we must act to save the postal service, or we are going to lose it. For more information, visit PopularResistance.org.

Former US Secretary of State Colin Powell, the first Black Secretary of State, has died at age 84. Gerald Horne, professor of history at the University of Houston, author, historian, and researcher, joins us to discuss the death of Colin Powell. Former US Secretary of State Colin Powell has died at age 84. Powell who was known for being the first Black Secretary of State was also criticized for his part in the Iraq invasion and occupation.Mark Sleboda, Moscow-based international relations security analyst, joins us to discuss Russia, China, and Eastern Europe. US international security analysts are reportedly shocked that China has developed and tested a hypersonic glide vehicle that circled the globe and attacked a target. Also, ties between Russia and Nato seem to have completely broken down.Dan Lazare, investigative journalist and author of "America's Undeclared War, "joins us to discuss the Christopher Steele interview. Despite the complete collapse of the infamous Steele Dossier. Christopher Steele has incredulously claimed that everything in the dossier is 100 percent true including the Russians' use of a non-existent consulate in Miami for financial payouts.Steve Poikonen, national organizer for Action4Assange, joins us to discuss Julian Assange. Caitlin Johnstone reports that Netflix is relaunching a "brazen smear job" on Wikileaks and Julian Assange just 3 days before the publisher meets a significant court date regarding his fight to stop extradition to the United States. Also, Joe Lauria writes that the information that CIA plans to assassinate or kidnap Assange was known to the world as early as 2010. Dan Kovalik, writer, author, and lawyer, joins us to discuss the US kidnapping of Venezuelan diplomat Alex Saab. Saab, a diplomat who should be able to exercise all legal diplomatic protections under international law, was taken by the UNited states under the guise of extradition for money laundering. He works to help feed the people of the Bolivarian Republic as the United States works to starve the citizens.John Burris, civil rights attorney, joins us to discuss the Ahmaud Arbery case. The killing of Ahmaud Arbery is again in the news as the trial of three men involved in the death of the Georgia man begins this week. Crowds gathered outside of the courthouse over the weekend to protest the murder and push for justice.Laith Marouf, broadcaster and journalist based in Beirut, joins us to discuss the Middle East. Our esteemed guest updates us on the tense political situation in Lebanon. Also, the Influential Iraqi cleric Moqtada al-Sadr has gained tremendous power due to the Iraqi elections and is laying out his plan for dealing with the US empire.Cohosts Dr. Wilmer Leon and Garland Nixon discuss the life of Dr. Colin Powell.

La extradición de Álex Saab, el aliado de Maduro…. hay relación con el escándalo en México de petróleo por alimentos?

Este lunes llegó al país John Kerry, enviado especial del gobierno de Estados UnidosMañana se define la situación jurídica del rapero César Renato Suárez, alias “Millonario”El empresario Alex Saab, comparece ante un juez de Estados Unidos por presunto blanqueo de dinero

Álex Saab, presunto testaferro de Nicolás Maduro, es extraditado a Estados UnidosEl empresario colombiano llevaba en Cabo Verde desde junio de 2020 y era reclamado por supuesto blanqueo de dinero. Venezuela detuvo a seis ejecutivos petroleros de Citgo tras conocer la noticia de la extradición de Saabhttps://www.univision.com/noticias/america-latina/extradicion-alex-saab-estados-unidos-testaferro-maduroEl período de inscripción anual de Medicare es del 15 de octubre al 7 de diciembre. Porfirio Villarreal, vocero del Departamento de Salud de Houston, explica quiénes califican y qué tipo de modificaciones se pueden hacer en este lapso.https://www.univision.com/local/houston-kxln/esta-semana-se-abren-las-inscripciones-para-medicare-esto-es-lo-que-debes-saber-video

Hoy en Día a Día, comenzamos conversando con Elías Levy, director de la agencia EFE en Ecuador, sobre la visita a Ecuador del secretario de Estado estadounidense, Antony Blinken: “El presidente Lasso está esperando que la visita de Blinken sea el disparador para poder empezar a negociar un acuerdo comercial entre Ecuador y EE.UU… En este momento no sabemos hacia dónde irá la situación política en Ecuador”, comentó. El periodista y co-editor de Armando.Info, Ewald Scharfenberg, nos habló sobre la extradición de Alex Saab a EE.UU: “La suerte de Saab no sólo estará definida por cómo se declare hoy, sino también por las características del juicio… Según algunas fuentes no confirmadas, Saab habría llegado a una negociación para que durante el proceso logre el arresto domiciliario en vez de estar en una cárcel común”, dijo. El periodista destacó que “A minutos de enterarse de la extradición, Maduro devolvió a la cárcel a los ejecutivos de Citgo que están siendo nuevamente procesados en Venezuela”. Al menos 17 misioneros cristianos estadounidenses y sus familias han sido secuestrados por una banda criminal este sábado en Haití. Sobre el tema, conversamos con el periodista freelance Harold Isaac: “Se sabe muy poco de los que fueron secuestrados”, dijo, y agregó: “Este grupo tiene mucho tiempo actuando, pero siempre se habían limitado a algunas zonas de influencia. Pero su actividad criminal ha aumentado en los últimos tiempos y ahora son de las bandas más temidas en Haití”. Desde Boston nos atendió el abogado de inmigración Julio Henríquez, para hablarnos sobre las implicaciones del restablecimiento del programa ‘Permanecer en México': “Cerca del 70% de las personas que estaban esperando del lado mexicano por su proceso de asilo fueron torturadas, secuestradas e incluso hay un número importante de mujeres que han sido violadas… Desde 2019, más de 70.000 personas han sido afectadas por esta medida de ‘Permanecer en México'. Aunque actualmente ese número es menor”, expuso. Y para cerrar, conversamos con el dirigente de Voluntad Popular, Leopoldo López: “El camino de las negociaciones nos puede permitir llegar a la solución de esta crisis política. Esa solución sería una elección presidencial libre, justa y verificable”, aseguró, aunque “Las elecciones como están planteadas no son ni libres, ni justas, ni verificables”. López destacó que “El objetivo principal y la expectativa de los venezolanos sobre Juan Guaidó como presidente encargado ha sido salir de la dictadura. Pero por distintas razones eso todavía no se ha materializado”, por lo que considera que “Fue sumamente inconveniente la manera pública como Julio Borges y Primero Justicia presentaron las diferencias con Juan Guaidó”. Y sobre las declaraciones de Calderón Berti, comentó: “Las acusaciones recientes que Calderón Berti ha hecho sobre Monómeros han sido gravísimas… He tomado la decisión de procesar con una querella criminal por calumnia en contra del señor Calderón Berti aquí en España”.

Día Mundial de la Menopausia; Muere a los 84 años el general Colin Powell, ex secretario de Estado de EE.UU.; Bill Clinton recibe el alta hospitalaria; Testaferro de Maduro, Alex Saab comparece a su primera audiencia ante la justicia estadounidense; Bitcóin supera los 62.000 dólares y se aproxima a máximos históricos; Camilo es el gran ganador de los Monitor Music Awards 2021; "El juego del calamar" se ha convertido en el mayor lanzamiento en la historia de Netflix; Netflix encarga "sinoff de "That 70s show"

Roberto Deniz, periodista venezolano, dijo en la W que Alex Saab ha sido una persona cercana al entorno familiar de Nicolás Maduro.

Dennysse Vadell, esposa del exgerente de Citgo, Tomeu Vadell, dijo en La W que enviar a la cárcel a los exdirectivos es una "represalia del Gobierno de Nicolás Maduro".

🔴 No olviden registrarse en nuestra nueva televisión sin censura, en EDATV.COM ▪ Hazte socio plata u oro en la sección Colabora de edatv.com 🇪🇸 Únete a la resistencia y conviértete en miembro para disfrutar ventajas exclusivas: ▪ YOUTUBE https://www.youtube.com/channel/UCM9R... ▪ PATREON https://www.patreon.com/estadodealarmatv 📺 ¡Ayúdanos a seguir haciendo pública la verdad, sin filtros, sin censura, sin injerencias de ningún gobierno! 🛒 Visita la tienda oficial de Estado de Alarma con productos producidos en España con los que podrás apoyar al programa: https://tienda.edatv.es/ ------------------------------ Necesitamos tu ayuda si quieres que sigamos haciendo este canal que quiere cerrar el Gobierno. Por pequeña que sea: Número de cuenta: ES72 2085 9298 7803 3043 1954 Titular: Fack News Consulting S.L. Concepto: Estado de Alarma Paypal: estadodealarmatv@gmail.com -------------------- 🔔 Recuerda suscríbete a nuestro canal y activar las notificaciones ⚠ Copia y comparte el siguiente texto en tus redes sociales: Te recomiendo que te suscribas a este canal de Youtube donde descubren LA VERDAD de lo que está ocurriendo en España. Suscríbete aquí https://cutt.ly/6tmICXD 🎙 Tienes disponible nuestro Podcast: https://cutt.ly/rtYok9T ⭕ #EstadodeAlarma #España #Actualidad #Politica

La extradición a EEUU del empresario, Alex Saab, señalado “testaferro” de Nicolás Maduro, ha dejado en suspenso las negociaciones entre el gobierno y la oposición de Venezuela, que debían reanudarse el domingo en México. Roberto Deniz, periodista venezolano en el exilio por publicar detalles de los multimillonarios negocios “opacos” de Saab con el gobierno de Venezuela, cuenta a SBS Spanish que considera la figura de Alex Saab como “clave para entender la dimensión de la corrupción en Venezuela” por los nexos que supuestamente lo vinculan al círculo interno del mandatario venezolano.

María Elvira Salazar, congresista republicana de La Florida, habló en La W sobre la extradición del empresario Alex Saab.

In dieser Folge erfahrt ihr die Meinung von Jens zum EQS, wir reden über die Neuzugänge in der Garage 11 und spielen Quartett Roulette

Chino welcomes the one and only Jim Bacarro and Saab Magalona-Bacarro to the podcast as he picks their brains about what else, podcasting. They talk about how Wake Up with Jim and Saab started, how they felt when it started to pick up steam, and how they remain loyal to their listenership. They also talk about finding an audience, deciding on topics, expressing opinions on social media, and podcast sustainability. Podmetrics.co/register referral code: CLASSCLOWN https://linktr.ee/chinosupersized

I dagens avsnitt intervjuar vi Monica Sjödin som generöst delar med sig av sin ekonomiska resa där hon på 6 år gick från utbränd till ekonomisk fri. Monica arbetade i nästan 20 år som framgångsrik projektledare inom IT på företag som bl.a. SAAB. Efter en tid kroppen ut sin rätt och Monica blev sjukskriven för utbrändhet när hon var 49 år gammal. Det blev starten på en resa - både en mental och ekonomisk - som idag sex år senare har gett Monica möjligheten att själv välja vad hon vill göra i livet. Vi har haft förmånen att träffa Monica i olika sammanhang tidigare, bland annat genom att hon hänger lite på RikaTillsammans-forumet, i utbildningar och i hennes grupp på Facebook: "Pensionsguiden" (se länk nederst). I mångt och mycket är Monicas resa lik många andras som har haft ekonomisk frihet som mål. Det handlar om att våga lyfta på alla stenarna i sitt liv, att medvetet välja vad som är viktigt och vad som inte är det. Det handlar även väldigt mycket om modet att våga gå efter det man önskar samtidigt man behöver lita på att belöningen kommer i framtiden. Att det är okej att avvara idag för att få mer i framtiden. Det som jag också uppskattade väldigt mycket i samtalet med Monica var att vi berörde några av de saker som man inte alltid pratar om inom FIRE-sammanhang. Vi pratade om den personliga resan det handlar, om att våga bestämma sig och göra ett åtagande. Att säga att något är viktigt och vara oresonlig i det. Att prioritera sig själv. Något som jag själv har en hel del att växa i. Vi pratar även om att jobba på alla sidorna i en ekonomi. Inom FIRE-rörelsen är det - enligt mig - ett ibland osunt fokus på att spara och "dra ner". Med Monica berör vi absolut ämnet, bl.a. genom hennes inspiration av Marie Kondo, men vi pratar också om att öka inkomsterna. Hur Monica vågade tro på sig själv, ta steget och starta ett eget företag. Hur det också gjorde det möjligt att på ett år tjäna in långt mer än en extra årslön. Vi pratar även konkret om hur Monica använt de extra pengarna för att investera och arbeta både med tillgång- och skuldsidan i en ekonomi. Sedan är det som Monica säger att vi har haft ett par goda börsår som accelererat processen, men hur viktigt kassaflödet faktiskt är. Slutligen diskuterar vi även en del konkreta och handfasta råd kring Pension som Monica är väldigt duktig på, några området där vi inte är överens och andra där vi är det väldigt väl. Vi hoppas att Monica kan inspirera dig lika mycket som oss. Tack för den här veckan, Jan och Caroline Länkar ===== Artikeln i Aftonbladet med Monica https://bit.ly/rt223aftonbladet Uppskattad forum-tråd med Monica https://bit.ly/rt-monica Pensionsguiden-gruppen på Facebook: https://www.facebook.com/pensionsguiden.nu Innehållsförtecking ==== 00:03:49 - Från sjukskriven till FIRE 00:06:26 - Det som lockade var friheten 00:10:28 - Financial freedom 55 00:13:00 - Hur började processen? 00:17:05 - Sålde radhuset och köpte två lägenheter 00:21:22 - Medveten konsumtion 00:26:05 - Behöver man dra ned på sin livskvalité? 00:29:56 - Hur mycket ska man ha på bankkontot vs investerat? 00:33:20 - Att bli konsult 00:38:26 - Ha tilltro till din förmåga 00:43:18 - Monica förlorade 15% som nybörjare på börsen 00:47:14 - Portföljen blir mer passiv med åren 00:49:53 - Vad skulle du ge dig själv för tips? 00:52:32 - Lyssna inte för mycket på andra 00:56:24 - Vad ska man tänka på inför pensionen? 00:59:40 - Frågor från facebookgruppen pensionsguiden 01:03:17 - Riskjustering när man har uppnått sitt mål? 01:07:39 - Idag har Monica en annan frihetskänsla 01:10:50 - Vikten av att spara långsiktig 01:17:13 - Handfasta råd om tjänstepension 01:19:20 - Tjäna pengar på sådant du tycker är roligt 01:24:01 - Motivation och hotivation 01:27:39 - Inställning till löneväxling 01:29:55 - Monicas grupp Pensionguiden på Facebook

The important think tanks tackle global peace, poverty and the really deep problems facing humanity. Tom and Ray's 'Bushings Institute' set their sites a bit lower: Where is Stacey's oil leak coming from?.. When is the right time to sell your Saab?.. and how can the boys settle the $100 bet between Sarah and her friend fairly and still take their standard 50% commission?

Hoy en Día a Día, comenzamos conversando con Ivo Hernández, profesor de Estudios Internacionales en la Universidad de Münster, sobre las elecciones en Alemania: “La votación quedó repartida de forma homogénea entre dos partidos grandes: los socialdemócratas de Scholz con el 25,7% y los demócratas cristianos el 24,1%”, dijo, y explicó: “Van a tener que buscar la coalición con los otros dos partidos para lograr el 50%”, por lo que “Puede venir un gobierno Jamaica – negro, verde y amarillo – o un gobierno semáforo, con rojo, verde y amarillo”. El periodista de Tele 13, José Alejandro Aristimuño, nos habló sobre las consecuencias del desalojo de migrantes de la Plaza Brasil en Iquique, Chile: “Después del desalojo se hace esta marcha anti inmigrantes. Se quemaron las carpas, colchones e incluso coches de bebés en ese lugar, sin importar quiénes pudieran estar allí… El Estado chileno ha condenado la violencia, pero no ha hecho nada para estabilizar la situación”, contó. Desde Ciudad de México nos atendió el corresponsal de TVV, Juan Carlos Aguirre, para hablarnos sobre el proceso de negociaciones entre el gobierno y la oposición venezolana: “Para hoy a las 9am se tiene previsto que llegue la delegación de Nicolás Maduro al Hotel Sofitel, que es donde se realizarán las reuniones con la Plataforma Unitaria”, dijo, y añadió: “Se le preguntó a Jorge Rodríguez qué iba a pasar la exigencia de que Alex Saab forme parte activa de la mesa de negociación, y dijo que Saab es miembro pleno de esta mesa”. La periodista de The Guardian, Alexandra Villarreal, conversó con nosotros sobre la situación migratoria en Texas: “Esta historia tiene dos partes: tenemos a los que se les ha permitido quedarse en EE.UU y han ido a ciudades que les resultan más económicas, pero la otra parte es la de la gran mayoría, quienes fueron deportados hacia Haití”. A propósito del inicio de la campaña electoral en Nicaragua para los comicios del 7 de noviembre, conversamos con Maynor Salazar, periodista de investigación en Divergentes: “En Nicaragua hay una mayor preocupación por lo que está ocurriendo con la pandemia que por el inicio de las campañas electorales… El nicaragüense no está interesado, porque también los partidos políticos que están compitiendo no son populares e incluso algunos no son conocidos”, dijo, y agregó: “Al tener Ortega el control total de todas las instituciones del Estado, los nicaragüenses están conscientes de que se aproxima un fraude electoral”. Y para cerrar, el periodista experto en temas asiáticos, Isidre Ambrós, nos habló sobre el intercambio de “prisioneros” entre China, EE.UU y Canadá: “Todo fue a partir de la tecnología 5G para los celulares… Primero Washington prohibió a sus empresas que facilitaran productos a Huawei”, recordó. “Ambos canadienses fueron detenidos por las autoridades chinas entre 8 y 10 días después de que Canadá detuviera a la alta directiva de Huawei en Vancouver, y los acusaron a ambos de espionaje”, explicó.

Alexander Mercouris, editor in chief at theduran.com and host of "The Duran" on YouTube, joins us to discuss Russia-gate. A Clinton campaign lawyer has been indicted in connection with spreading falsehoods and lying to push the Russia-gate narrative. Special counsel John Durham has levied charges against attorney Michaels Sussman for lying to the FBI about his connections to the Clinton campaign. Sussman allegedly told the FBI that he was not representing any political entity as he passed on false information, but documents reveal that he was billing the Clinton campaign for the interview in which he made that claim. Scott Ritter, former UN weapon inspector in Iraq, joins us to discuss AUKUS. US and French diplomats are scrambling to clean up a geostrategic mess as the US has stolen massive military contracts from France. Also, France has recalled its ambassador to the US, and the EU power is flexing its muscles against the US empire. Will France back down, or will the US strike out at its long-time ally?Dr. Iyabo Obasanjo, professor, epidemiologist, veterinarian, and the daughter of former Nigerian president Mr. Olusegun Obasanjo, joins us to discuss covid. Advisers at the Food and Drug Administration (FDA) have refused to authorize a third booster shot for vaccinated Americans, but did ok it for the population of 65 and over. Also, a number of big cats have tested positive for covid at the National Zoo, and hospitals in some rural states are facing tough decisions.Laith Marouf, broadcaster and journalist based in Beirut, joins us to discuss the Middle East. The US is levying sanctions on Hong Kong companies for allegedly doing business with Iranians in violation of US rules. Also, Iran has announced that they are going to sell oil directly to Lebanon, and the EU is considering more sanctions on Beirut.Marjorie Cohn, professor of law at the Thomas Jefferson School of Law in San Diego, joins us to discuss her book about drones and targeted killings. Cohn has written an extensive book about drones, and our guests talk to her about the many violations of US and international law created by the US program. Steve Poikonen, national organizer for Action4Assange, joins us to discuss Pentagon spending. Anti-war activists are pushing back against a questionable Biden administration plan to provide helicopter maintenance to Saudi Arabia for 500 million dollars. Also, William Astore has penned an article in which he proposes that the weapons manufacturers are the perpetual winners in Afghanistan-style wars of occupation.Nino Pagliccia, activist and writer, joins us to discuss the Global South. China has come out firmly against the US-sponsored illegal detention of Alex Saab. Saab was working on a diplomatic mission for Venezuela when he was captured by US empire lackeys. Also, the president of Mexico has come out to openly condemn the US blockade of Cuba. Dr. Linwood Tauheed, associate professor of economics at the University of Missouri- Kansas City, joins us to discuss neoliberalism. In his article "(Neoliberalism) and its discontents," Francis Lee compares classical liberalism to the current neoliberal political movement. He then goes on to discuss how and why neoliberal politics conflicts with traditional collectivist political movements and philosophies.

Jack dreams of a green baby. Thanks, Frank.2:37 Apple Watch 7  13:25 Jack's story inspired by William Gibson's essay15:13 Breitling with UTC module 18:29 Danny's and the Zenith Chronomaster Original 32:38 Seiko 6139 Pogue  33:04 James' Beloved SPB143 37:15 A 4:30 date window for your Saab 38:05 Zenith Revival Shadow  39:10 Girard Perregaux WW.TC  41:35 Green babies, old Speedies, and two tourbillons for Hodge 46:05 GF Double Tourbillon 30° Edition Historique 47:50 AP with the titanium QP  48:00 In-Depth - The Early Audemars Piguet Royal Oak Perpetual Calendar 50:55 AP Royal Oak minute repeater and CODE 11.59 Openworked Tourbillon  

Sobre los cargos contra Álex Saab hablamos con Gerardo Reyes de Univision. De Bukele y Chávez, con José Miguel Vivanco, de Human Rights Watch. Y les contamos lo de la libertad condicional a Sirhan Sirhan, condenado por la muerte de Kennedy