Podcasts about Fad

Explore how fintech and AI expand access to personalized financial guidance, regardless of wealth level, and why human connection is vital in the age of AI with Connective CEO Ian Rosen. 00:00 Introduction 02:49 The Gaps in Financial Education and Advisory Services 09:08 Building Trust in Financial Services 13:03 Addressing Financial Anxiety and Health 14:37 The Journey to Founding Connective 23:08 The Future of Human Connection in Wealth Management 31:36 The Ripple Effect of Financial Support 32:31 The Need for Financial Professionals 42:24 Trend or Fad?

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What Kind of Business Should I Buy? If you're thinking about buying a business, this is the question that determines everything. Not how to fund it. Not how to structure it. Not even how to find it. But what kind of business should you buy? In this week's episode, Jonathan Jay answers the foundational question every serious dealmaker must get right and explains why choosing the wrong business is the fastest way to sabotage your future success  . Start With the End in Mind Jonathan opens with a principle borrowed from Stephen Covey: Begin with the end in mind. Before you even look at sectors or valuations, you need clarity on your outcome. Are you: Escaping corporate life? Growing your existing business? Building a group to sell for seven or eight figures? Each goal demands a completely different acquisition strategy. If you want to replace your salary, Jonathan challenges you to aim higher than feels comfortable. If you want to scale your current company, acquisition is the fastest way to move the needle. If you want generational wealth, buy-and-build might be your path. But the type of business you buy must match the outcome you want. Why Most First-Time Buyers Aim Too Low One of the most controversial sections of this episode? Size. Jonathan argues that most first-time buyers go too small — and pay the price. Businesses making under £100,000 net profit often: Depend too heavily on the owner Lack proper management accounts Have fragile teams Leave no room for post-acquisition wobble Instead, he shares what he looks for: At least £1m revenue At least £200k net profit Stable margins (15–25%+) Strong management in place Recurring or repeat revenue The effort required to buy a £200k profit business is not ten times harder than buying a £20k one. But the impact on your life absolutely is. The Three Core Acquisition Paths Jonathan breaks down three common strategies: Escape the Day Job: Buy a business that produces serious income — ideally 10x your salary. Grow an Existing Business: Acquire competitors, suppliers, complementary businesses, or geographic expansions. Buy-and-Build: Acquire smaller businesses at lower multiples, combine them, and sell the larger group at a higher multiple. He explains: What fragmented markets are Why M&A activity above you matters How multiple arbitrage works Why strong management becomes critical at scale And importantly — why one deal can change your life. The Worst Types of Businesses to Buy Jonathan doesn't hold back here. Avoid: Owner-dependent businesses Fad businesses Highly volatile or "spiky" profit businesses Overleveraged acquisitions Companies reliant on family members Businesses where relationships walk out the door with the seller He also explains why buying too small can mean buying yourself a job. And that's not what this is about. Funding, Risk and Structure This episode also covers: Why over-leveraging kills deals Why working capital matters more than most buyers realise Why your first deal is the most important Why corporate structure must be set up properly Why personal guarantees should be limited and contained Jonathan's position is clear: Deal number one sets the foundation for everything that follows. Get it right, and you build momentum. Get it wrong, and you may never do deal two. The Big Takeaway Buying a business isn't just about buying something. It's about buying the right thing. With: The right margins The right management The right structure The right funding And the right strategic fit for your long-term goal Clarity at the beginning prevents regret later. Listen Now If you're serious about buying a business in 2026 — or even just thinking about it — this episode gives you the strategic filter you need before you start looking at opportunities. Listen now and make sure your first deal is the right one.   If you're serious about buying a business – and avoiding the mistakes Jonathan outlines – book a free Clarity Call with one of his team:

AJ discusses the benefits of staycations. SHOW NOTES LINKThe Staycation Isn't a Fad, It's a Reset

FAD Full Show

In this episode, I sit down with Daria Mochly-Rosen to explore the powerful role mitochondria play in our energy, brain health, metabolism, and long term resilience. We talk about the science behind sleep, strength training, stress, and nutrition, and how simple daily habits can support better healthspan without falling into burnout or extreme biohacks.We also cover the cultural pressure to hustle nonstop, why slowing down is not a weakness, and how connection, family, and meaningful conversations can actually support your biology. She breaks down the fascinating truth about how we inherit mitochondria, how lifestyle choices influence cellular health, and why it is never too late to start building stronger, more resilient energy from the inside out.→ Leave Us A Voice Message! Topics Discussed:→ What are mitochondria?→ How to boost energy?→ Does sleep affect health?→ Best habits for longevity?→ Are mitochondria inherited?Sponsored By: → Function | Own your health for $365 a year. That's a dollar a day. Learn more and join using my link. Visit https://www.functionhealth.com/bewellbykelly and use gift code BEWELL25 for a $25 credit toward your membership→ Be Well By Kelly Protein Powder & Essentials | Get $10 off your order with PODCAST10 at https://bewellbykelly.com.→ Timeline | Support your cells and how you age with Mitopure® Gummies from Timeline. Visit https://timeline.com/KELLY and save up to 39% off your Mitopure® Gummies.→ Fatty 15 | Fatty15 is on a mission to replenish your C15 levels and restore your long-term health. You can get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/KELLY15 and using code KELLY15 at checkout.Timestamps: → 00:00:00 - Introduction→ 00:01:57 - What are mitochondria?→ 00:02:48 - Mitochondria in each cell→ 00:03:46 - Krebs cycle, ATP + metabolism→ 00:06:24 - Cellular energy production→ 00:08:22 - Nutrition for energy→ 00:14:08 - Healthy vs refined carbs→ 00:17:05 - Sugar + metabolic health→ 00:19:12 - Fad diets explained→ 00:23:45 - Lifestyle changes for longevity→ 00:30:33 - Stress + mitochondrial health→ 00:35:59 - Mitophagy + autophagy benefits→ 00:40:46 - Glymphatic brain detox→ 00:43:09 - Exercise + movement science→ 00:49:10 - Mitochondrial peptides→ 00:55:16 - MOTS-C peptide benefits→ 00:56:35 - Chronic disease + mitochondria→ 01:02:38 - Reactive oxygen species→ 01:07:36 - Family, connection + health→ 01:12:07 - Fertility + energy health→ 01:15:01 - Building healthy mitochondriaFurther Listening: → The Key to Longevity: Exploring Mitochondrial Uncoupling with Dr. Steven GundryCheck Out Daria:→ Stanford | https://med.stanford.edu/profiles/daria-mochly-rosen→ Linkedin | https://www.linkedin.com/in/daria-mochly-rosen-9733bb198→ Book |

Riposte de Séverine Chavrier La directrice de la Comédie de Genève recourt contre la décision de la Fondation d'art dramatique, la FAD, de ne pas reconduire son mandat, qui se termine en juin 2027. Séverine Chavrier a aussi déposé une plainte pénale en janvier, estimant être victime d'une cabale. Ce […] The post Le journal moitié-moitié first appeared on Radio Vostok.

Fad workouts have been with us for decades, but they go back much further than we realize. Long before CrossFit, Zumba, P90X, Tae Box, Jazzercise or Jack LaLanne, we had 19th century strongmen. These mustachioed showmen were the first global fitness influencers. They hauled trunks of weights onto steamships, toured the world, then sold exercise equipment through the mail. The most famous was Eugene Sandow, who broke chains, and created with his own body a "manned cavalry bridge" where he would lie down while men, horses, and a carriage were driven over his body. He even fought a lion in front of an auditorium and won, although the lion was almost definitely sedated. Today’s guest is Connor Heffernan, author of “When Fitness Went Global: The Rise of Physical Culture in the Nineteenth Century.” In this episode, we discuss: Ancient Egyptians were basically doing CrossFit thousands of years ago. They trained with swinging sandbags that look exactly like modern kettlebell flows. One of the first exercise practices to experience globalization was Indian club-swinging. Indian club-swinging, originating from the heavy training clubs used by Indian wrestlers and soldiers for centuries, was observed and adopted by British military officers stationed in India during the early 1800s. Early diet culture was a carnival of quack science. Victorian fitness magazines were filled with miracle tonics, starvation cures and pseudoscientific meal plans. Many of our “new” diet trends are rebranded versions of schemes first marketed with sepia portraits and dubious testimonials. See omnystudio.com/listener for privacy information.

Explore today's ETF landscape, including retail usage, AI in portfolios, market outlook, regulations, and the rise of active ETFs with President and Director of Research at ETF.com, Dave Nadig. 00:00 Introduction 02:27 ETF Awards and Innovations 04:41 State of the ETF Landscape 12:01 Regulatory Changes and ETF Launches 17:59 Active ETFs and Market Trends 32:04 Navigating the Challenges of Private Investments 38:05 Emerging Trends in Investment Products 40:23 The Impact of AI on Investment Strategies 53:18 Trend or Fad?

Démissions à la tête de la Fondation d'art dramatique à Genève « Pour des raisons personnelles différentes », plusieurs membres du conseil de la FAD, qui chapeaute la Comédie de Genève et le Théâtre Le Poche, ont démissionné. Parmi elles et eux, sa présidente Lorella Bertani et sa vice-présidente Anne-Marie […] The post Le journal moitié-moitié first appeared on Radio Vostok.

FAD gets started with the Show Open, Benjamin Allbright joins the show to talk all things NFL, Mavs After Dark, and Jeanie Buss.

FAD gets started with the Show Open, Benjamin Allbright joins the show to talk all things NFL, Mavs After Dark, and Jeanie Buss. Tom Hale joins the show to talk about the upcoming winter storm, a fan favorite Fair or Foul, and the latest on Rich Paul and Anthony Davis. A look around the entire NFL with NFL Stack, are the Cowboys any closer to finding a DC, and Jacob Regh has Jaking Off. Show reset, Phone lines open for Faddies on the Fones, and Show Close.

In this powerful episode of Coaching In Session, Michael Rearden sits down with Allyson Hurley, a Certified Personal Trainer and Nutrition Coach, for a transformative conversation about nutrition, wellness, mindset and behavior change. If you've ever struggled with diet confusion, unrealistic fitness expectations, or the pressure of society's body standards, this episode delivers clarity and direction.Allyson breaks down common myths about diets, explains why carbs are not the enemy, and reveals how behavior-based goals can lead to lasting health results. Michael and Allyson dive deep into the connection between nutrition, mindset, and emotional wellbeing—highlighting how food affects not just the body, but also confidence, stress, and mental clarity.This episode is packed with practical insights about sustainable habits, trial-and-error learning, building a positive relationship with food, and setting goals rooted in self-awareness. If you're ready to simplify nutrition, improve your mindset, and create a healthier relationship with food, this conversation will guide you every step of the way.What You'll Learn in This Episode-Nutrition doesn't need to be complicated, simple approaches work-Why carbs have been misunderstood and how they support a balanced diet-The truth about fad diets and why they fail long-term-How understanding your body leads to better weight management-Why behavior-based goals outperform weight-only goals-How mindset influences fitness, motivation and consistency-The role of trial and error in discovering what works for you-How unrealistic expectations damage motivation-Why support, encouragement and accountability matter-How to create long-term balance with food without restrictionKey Takeaways✅ Nutrition can be simple and effective when personalized✅ Carbs are not inherently bad; balance is key✅ Understanding your body improves weight management✅ Fad diets are often unsustainable and ineffective✅ Behavior-based goals lead to lasting results✅ Mindset strongly influences nutrition and fitness success✅ Trial and error is essential for discovering what works✅ Realistic expectations maintain motivation✅ Support and encouragement improve adherence and results✅ Long-term balance is critical for sustainable health

Learn about the importance of behavioral finance in understanding investor emotions, decision-making, and common behavioral mistakes investors make with Chief Behavioral Officer, at RFG Advisory, Brendan Frazier. 00:00 Introduction 03:29 Journey into Behavioral Finance 12:21 Behavioral Mistakes Investors Make 14:17 The Impact of Past Experiences on Financial Behavior 22:43 The Rivalry Between Current and Future Sel 25:15 Understanding Client Goals and Motivations 30:50 The SAFE Framework for Clients 38:11 Setting Expectations to Mitigate Fear 42:39 The Impact of Technology on Human Behavior 44:56 Trend or Fad?

Join host Joe Baya as he kicks off the first Northwest Florida Fishing Report of 2026, featuring expert insights from top guides Brandon Barton (Pensacola) and Captain Justin Leake (Panama City). This episode covers essential winter fishing tips for inshore and offshore anglers, from targeting bull redfish around bridges and flats, to safety considerations for kayak fishermen during colder months.  Learn the most effective live and artificial bait strategies for snapper, grouper, flounder, and scamp, and discover how changing weather patterns, tides, and wind conditions influence local fishing success. The discussion also spotlights the region's growing artificial reef and FAD projects, fishery management best practices, and the ongoing transition towards sustainable fishing in Northwest Florida. Whether you fish Pensacola, Panama City, or anywhere along the Emerald Coast, this report offers actionable advice and high-impact techniques to help you make the most of winter fishing in Florida's top angling destinations.   Sponsors: Dixie Supply and Baker Metal Killerdock Coastal Connection EXP Realty AFTCO Sea Tow SlipSki Solutions Black Buffalo Saltwater Marketing Stayput Anchor

In this episode, Rory Mitchell sits down with Kayla Girgen for an in-depth conversation on health, fitness, nutrition, and rucking one of the most effective and underrated forms of functional training. Together, they break down how rucking workouts improve mental toughness, strength, endurance, and overall wellness, making it an accessible fitness method for beginners and experienced athletes alike. The discussion explores the physical and mental benefits of rucking, why setting realistic fitness goals leads to long-term success, and how to approach nutrition without restriction. Kayla shares expert insight on fad diets, metabolic health, continuous glucose monitoring, and why flexible dieting and cheat meals can play a healthy role in sustainable weight loss and performance. Rory and Kayla also tackle the realities of content creation in the health and fitness industry, discussing why authentic fitness content, meaningful engagement, and real education matter more than follower counts or viral trends.This episode highlights the importance of building trust, community, and credibility in the wellness space. To close out the conversation, Kayla introduces her new book, RuckFit, a practical guide to rucking for fitness, fat loss, and longevity, and explains how rucking has evolved into a powerful community-driven fitness movement that brings people together through shared challenge and accountability. Whether you're looking for a beginner rucking guide, smarter approaches to nutrition and metabolic health, or motivation to stay consistent with your fitness goals, this episode delivers actionable advice, mindset shifts, and real-world strategies you can apply immediately.Takeaways Rucking is a simple yet effective way to improve fitness.Mental health benefits are as important as physical health.Focus on building sustainable habits rather than just setting goals.Flexibility in diet allows for better long-term adherence.Cheat meals can be beneficial if managed properly.Fad diets often lead to unsustainable results.Continuous glucose monitoring can help manage diet effectively.Community and social connections enhance the rucking experience.Content creation requires consistency and authenticity.Engagement with a smaller audience can be more impactful than sheer numbers.Contact Kayla Girgen  INSTAGRAM: https://www.instagram.com/kaylagirgenrd/Pre-Order The Book: https://a.co/d/j7X2YX7YouTube: https://www.youtube.com/@kaylagirgenrdTikTok: https://www.tiktok.com/@kaylagirgenrdFacebook: https://www.facebook.com/kaylagirgenrdldLinkedIn: https://www.linkedin.com/in/kaylagirgen/

Send us a textOrder a copy of my debut film, Cape Cod Cthulhu!Happy New Year!The first podcast of 2026 is filled with all of the GenX nostalgia and pop culture you could want!Episode 226 kicks off with a look at 1990s fitness fad fails. Common New Year's Resolutions revolve around health, fitness, and weight loss. We will look at some products, diets, and exercise equipment that were marketed to those looking to achieve a healthier life. Unfortunately, not all of them were successes; some were downright dangerous. A new year means a new look back 30 years into the world of music. This week, we look at 1996, the year in music, focusing on January through June. News, songs, albums, and general thoughts about the music scene are here in this segment. The first Top 5 of 2026 goes back to the first golden age of television commercials. We look at the most fondly remembered product advertising mascots of the 1960s. Many of these still exist to this day. How many do you remember?There is a new This Week In History and Time Capsule looking back to the creation of FM radio.Happy New Year to all of my listeners!You can support my work by becoming a member on Patreon. Or you can Buy Me A Coffee!Helpful Links from this EpisodeBuy My New Book, In Their Footsteps!Searching For the Lady of the Dunes True Crime BookHooked By Kiwi - Etsy.comDJ Williams MusicKeeKee's Cape Cod KitchenChristopher Setterlund.comCape Cod Living - Zazzle StoreSubscribe on YouTube!Initial Impressions 2.0 BlogCJSetterlundPhotos on EtsyListen to Episode 225 hereSupport the show

Hear how understanding individual money stories and shared contributions helps couples build a healthier relationship with each other through money, with Money Together authors Douglas and Heather Boneparth. 00:00 Introduction 02:06 The Book Launch and Reception 10:59 The Impact of Personal Experiences on Financial Views 21:05 Navigating Difficult Conversations About Money 31:39 The Importance of Financial Knowledge 32:11 Joint vs. Separate Accounts 34:26 Navigating Financial Agency 36:23 Addressing Non-Financial Risks 39:43 Planning for Future Caregiving 42:01 The Impact of Technology on Relationships 44:30 Trend or Fad?

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From investing through the modern data stack era (DBT, Fivetran, and the analytics explosion) to now investing at the frontier of AI infrastructure and applications at Amplify Partners, Sarah Catanzaro has spent years at the intersection of data, compute, and intelligence—watching categories emerge, merge, and occasionally disappoint. We caught up with Sarah live at NeurIPS 2025 to dig into the state of AI startups heading into 2026: why $100M+ seed rounds with no near-term roadmap are now the norm (and why that terrifies her), what the DBT-Fivetran merger really signals about the modern data stack (spoiler: it's not dead, just ready for IPO), how frontier labs are using DBT and Fivetran to manage training data and agent analytics at scale, why data catalogs failed as standalone products but might succeed as metadata services for agents, the consumerization of AI and why personalization (memory, continual learning, K-factor) is the 2026 unlock for retention and growth, why she thinks RL environments are a fad and real-world logs beat synthetic clones every time, and her thesis for the most exciting AI startups: companies that marry hard research problems (RAG, rule-following, continual learning) with killer applications that were simply impossible before.We discuss:* The DBT-Fivetran merger: not the death of the modern data stack, but a path to IPO scale (targeting $600M+ combined revenue) and a signal that both companies were already winning their categories* How frontier labs use data infrastructure: DBT and Fivetran for training data curation, agent analytics, and managing increasingly complex interactions—plus the rise of transactional databases (RocksDB) and efficient data loading (Vortex) for GPU-bound workloads* Why data catalogs failed: built for humans when they should have been built for machines, focused on discoverability when the real opportunity was governance, and ultimately subsumed as features inside Snowflake, DBT, and Fivetran* The $100M+ seed phenomenon: raising massive rounds at billion-dollar valuations with no 6-month roadmap, seven-day decision windows, and founders optimizing for signal (”we're a unicorn”) over partnership or dilution discipline* Why world models are overhyped but underspecified: three competing definitions, unclear generalization across use cases (video games ≠ robotics ≠ autonomous driving), and a research problem masquerading as a product category* The 2026 theme: consumerization of AI via personalization—memory management, continual learning, and solving retention/churn by making products learn skills, preferences, and adapt as the world changes (not just storing facts in cursor rules)* Why RL environments are a fad: labs are paying 7–8 figures for synthetic clones when real-world logs, traces, and user activity (à la Cursor) are richer, cheaper, and more generalizable* Sarah's investment thesis: research-driven applications that solve hard technical problems (RAG for Harvey, rule-following for Sierra, continual learning for the next killer app) and unlock experiences that were impossible before* Infrastructure bets: memory, continual learning, stateful inference, and the systems challenges of loading/unloading personalized weights at scale* Why K-factor and growth fundamentals matter again: AI felt magical in 2023–2024, but as the magic fades, retention and virality are back—and most AI founders have never heard of K-factor—Sarah Catanzaro* X: https://x.com/sarahcat21* Amplify Partners: https://amplifypartners.com/Where to find Latent Space* X: https://x.com/latentspacepodFull Video EpisodeTimestamps00:00:00 Introduction: Sarah Catanzaro's Journey from Data to AI00:01:02 The DBT-Fivetran Merger: Not the End of the Modern Data Stack00:05:26 Data Catalogs and What Went Wrong00:08:16 Data Infrastructure at AI Labs: Surprising Insights00:10:13 The Crazy Funding Environment of 2024-202500:17:18 World Models: Hype, Confusion, and Market Potential00:18:59 Memory Management and Continual Learning: The Next Frontier00:23:27 Agent Environments: Just a Fad?00:25:48 The Perfect AI Startup: Research Meets Application00:28:02 Closing Thoughts and Where to Find Sarah Get full access to Latent.Space at www.latent.space/subscribe

From investing through the modern data stack era (DBT, Fivetran, and the analytics explosion) to now investing at the frontier of AI infrastructure and applications at Amplify Partners, Sarah Catanzaro has spent years at the intersection of data, compute, and intelligence—watching categories emerge, merge, and occasionally disappoint. We caught up with Sarah live at NeurIPS 2025 to dig into the state of AI startups heading into 2026: why $100M+ seed rounds with no near-term roadmap are now the norm (and why that terrifies her), what the DBT-Fivetran merger really signals about the modern data stack (spoiler: it's not dead, just ready for IPO), how frontier labs are using DBT and Fivetran to manage training data and agent analytics at scale, why data catalogs failed as standalone products but might succeed as metadata services for agents, the consumerization of AI and why personalization (memory, continual learning, K-factor) is the 2026 unlock for retention and growth, why she thinks RL environments are a fad and real-world logs beat synthetic clones every time, and her thesis for the most exciting AI startups: companies that marry hard research problems (RAG, rule-following, continual learning) with killer applications that were simply impossible before. We discuss: The DBT-Fivetran merger: not the death of the modern data stack, but a path to IPO scale (targeting $600M+ combined revenue) and a signal that both companies were already winning their categories How frontier labs use data infrastructure: DBT and Fivetran for training data curation, agent analytics, and managing increasingly complex interactions—plus the rise of transactional databases (RocksDB) and efficient data loading (Vortex) for GPU-bound workloads Why data catalogs failed: built for humans when they should have been built for machines, focused on discoverability when the real opportunity was governance, and ultimately subsumed as features inside Snowflake, DBT, and Fivetran The $100M+ seed phenomenon: raising massive rounds at billion-dollar valuations with no 6-month roadmap, seven-day decision windows, and founders optimizing for signal ("we're a unicorn") over partnership or dilution discipline Why world models are overhyped but underspecified: three competing definitions, unclear generalization across use cases (video games ≠ robotics ≠ autonomous driving), and a research problem masquerading as a product category The 2026 theme: consumerization of AI via personalization—memory management, continual learning, and solving retention/churn by making products learn skills, preferences, and adapt as the world changes (not just storing facts in cursor rules) Why RL environments are a fad: labs are paying 7–8 figures for synthetic clones when real-world logs, traces, and user activity (à la Cursor) are richer, cheaper, and more generalizable Sarah's investment thesis: research-driven applications that solve hard technical problems (RAG for Harvey, rule-following for Sierra, continual learning for the next killer app) and unlock experiences that were impossible before Infrastructure bets: memory, continual learning, stateful inference, and the systems challenges of loading/unloading personalized weights at scale Why K-factor and growth fundamentals matter again: AI felt magical in 2023–2024, but as the magic fades, retention and virality are back—and most AI founders have never heard of K-factor — Sarah Catanzaro X: https://x.com/sarahcat21 Amplify Partners: https://amplifypartners.com/ Where to find Latent Space X: https://x.com/latentspacepod Substack: https://www.latent.space/ Chapters 00:00:00 Introduction: Sarah Catanzaro's Journey from Data to AI 00:01:02 The DBT-Fivetran Merger: Not the End of the Modern Data Stack 00:05:26 Data Catalogs and What Went Wrong 00:08:16 Data Infrastructure at AI Labs: Surprising Insights 00:10:13 The Crazy Funding Environment of 2024-2025 00:17:18 World Models: Hype, Confusion, and Market Potential 00:18:59 Memory Management and Continual Learning: The Next Frontier 00:23:27 Agent Environments: Just a Fad? 00:25:48 The Perfect AI Startup: Research Meets Application 00:28:02 Closing Thoughts and Where to Find Sarah

FAD goes all around the NFL with NFL Stack, Brennan Baxter joins the show talking all things College Football, and Fair or Foul.

Fred and Blake kick things off with the Show Open, Reactions to Jerry Jones Audio, and Brett Siegel joins the show. FAD goes all around the NFL with NFL Stack, Brennan Baxter joins the show talking all things College Football, and Fair or Foul. A look around the entire NFL, Carter Freemon and Jake Riepma join the show talking all things college football and the CFP, and the NFL Pro Bowl players have been announced. Another edition of Extra Credit, the phone lines open for Faddies on the Fones, and show close.

Voilà 100 jours que Sidi Ould Tah a pris la tête de la Banque africaine de développement (BAD). Et, le banquier mauritanien affiche déjà une action positive pour ses trois premiers mois : la levée mardi 16 décembre de 11 milliards de dollars pour le Fonds africain de développement. Une hausse de 23 % par rapport à la précédente session des donateurs. Et, ce, malgré la baisse drastique des enveloppes d'aide au développement cette année. Le président de la BAD explique ses ambitions pour l'Afrique dans un environnement financier en recomposition. Il répond à Sidy Yansané   RFI : M. le président Sidi Ould Tah, vous êtes à Londres pour la réunion des donateurs du Fonds africain de développement, le FAD, qui est, pour le dire simplement, une cagnotte réservée au financement de projets dans les pays africains les plus pauvres. Et cette semaine, le FAD a recueilli 11 milliards de dollars. Un montant que vous qualifiez d'historique.   Sidi Ould Tah : Absolument ! Nous sommes pour l'élan de solidarité historique que nous venons de connaître, qui devrait nous permettre, au cours des trois prochaines années, de mieux répondre aux attentes des populations africaines, en particulier les 37 pays les plus fragiles et les moins dotés de l'Afrique. Du coup, cette année, qui sont les principaux contributeurs ? Malgré le contexte international que nous connaissons tous et qui se caractérise par des pressions fiscales importantes et aussi des pressions sur les ressources, les partenaires du FAD et les pays africains ont décidé ensemble d'augmenter leur enveloppe dans cette 17ᵉ reconstitution du Fonds. C'est un message très fort de solidarité avec l'Afrique et pour l'Afrique. Et aussi un message très fort des Africains pour la prise en charge de leur propre développement. Justement, vous vous félicitez de l'engagement de l'Afrique dans son propre fonds. 23 pays du continent qui ont contribué à près de 183 millions de dollars. Une véritable transformation, vous dites. Mais finalement, 183 millions sur un total de 11 milliards, cette transformation que vous vantez est-elle bien réelle ? Ce qu'il faut regarder au-delà des chiffres, c'est le geste lui-même. Je crois que c'est la dynamique qui commence et ça montre quand même un engagement très fort de la part des pays africains. Si on rapporte ce montant au PIB des pays africains contributeurs, on se rend compte quand même que l'effort est considérable. Mais ce qu'il faut aussi regarder, c'est la volonté commune des deux parties d'aller au-delà de l'aide publique au développement pour aller vers l'investissement, vers le partenariat économique, tout en prenant compte de l'intérêt de nos pays donateurs. Parlons de ces partenaires. Avant de prendre les rênes de la BAD, vous teniez pendant dix ans ceux de la BADEA, la Banque arabe pour le développement économique en Afrique, notamment financée par les pays du Golfe que vous connaissez bien. C'est cette « nouvelle génération de collaborateurs à grande échelle », comme vous le dites, que vous comptez développer ? Il ne s'agit pas d'individualiser des partenaires contre d'autres. Ce qu'il faut voir, c'est l'ensemble des partenaires de l'Afrique. Le continent a toujours reçu un appui constant de la part de ses partenaires historiques, et cet appui continue et se renforce. L'arrivée d'autres partenaires ne fait que renforcer ce partenariat, et ne diminue en rien le partenariat existant. Nous avons consacrée tout une journée au secteur privé avec un certain nombre d'acteurs financiers. Nous sommes à Londres qui est une place financière internationale. Dans ce cadre, le FAD pourrait jouer un rôle important dans l'atténuation du risque perçu dès qu'il s'agit du continent africain, de quoi rassurer les investisseurs et permettre le développement des projets transformateurs dans les différents pays africains. Revenons sur la Banque arabe pour le développement économique en Afrique, qui s'engage à donner jusqu'à 800 millions de dollars pour le développement en Afrique. Engagement similaire de l'OPEP à hauteur de 2 milliards de dollars. Ce sont les sommes annoncées par la BAD que vous présidez. N'y a-t-il pas là une alternative aux contributeurs habituels ? Vous savez, les besoins de l'Afrique sont immenses. Annuellement, on estime ces besoins de financement et de développement à 400 milliards de dollars. Donc, toutes les contributions sont les bienvenues. Toutes les participations sont nécessaires, que ce soit à travers la mobilisation du secteur privé, qui doit aussi jouer un rôle important dans la mise en œuvre des projets d'infrastructures, la transformation des matières premières, le secteur de l'énergie, des transports, les ports, les aéroports, les chemins de fer, mais aussi dans le domaine digital. En novembre, vous étiez présent au G20 organisé en Afrique du Sud et boycottée par Washington. Comment comptez-vous composer avec la nouvelle politique américaine des deals pour paraphraser le président Donald Trump, notamment sur les matières premières ? Les Etats-Unis ont toujours soutenu la BAD et continuent à la soutenir. Et nous travaillons en étroite collaboration avec nos actionnaires dans l'intérêt du continent africain. Le rôle de la Banque est un rôle de financement du développement et de mobilisation des ressources pour le continent africain, et nous continuerons à le faire, y compris avec le secteur privé américain comme la DFC, comme US Bank. C'est les projets qui vont contribuer à l'amélioration du bien-être des populations africaines. À lire aussiBanque africaine de développement: le nouveau président invite à «changer de paradigme» face aux défis du continent

The boys, back in town, discuss what they have beenlistening to. Their list includes four rock-n-roll hall of famers, three recently departed legends, two underground rap heavyweights, and a partrige in a pear tree. Jay's wing gets clipped as Deon's sampling gets a little out of hand. Get into it.Sonic contributors to the 28th BONUS episode of Lightnin' Licks Radio podcast include: A wealth of treasures from the KPM Archives; the prompt was 50's lounge. Brothers Johnson, Dave Matthews Band, DJ NuMark, Jurassic 5. James Todd Smith, Ice Cube, One Eye, Cynthia Fee & Andrew Gold, Sleepy Donnie POSPOTUS, Darling Jula @soundwavesoffwax, MattHeller A.K.A. DJ Snakes. The E-Street Band. Bruce Springsteen, The Boss-type beats, Bob Dylan, Timothy Chalamet, Paul Walter Houser, Jeremy Allen White. Bon Iver, Cowboy Junkies, Pavement. Stephen Malkmus, Lottie's, Talking Heads, R.E.M., Warren Zevon, John Hammond. Miranda from Endless Scroll podcast, Dua Lipa, Tame Impala, The Beatles, Lil' Yachty, Marvin Gaye, J.J. Fad, Black Circle Radio, Arc of All, The Source of Light and Power, Open Mike Eagle's What Had Happened Was podcast, Chris Rock, Height Keech, Prince Paul. Handsome Boy Modeling School, Dr. Octogon, Kool Keith, Dan the Automater, Chris Elliot, Right Said Fred, Beastie Boys, Bee Gees, Kardinall Offshall, Sly Boogy, TikTokker @cgleason22, Dave James, D'Angelo, Questlove, Questlove's eulogy of D'Angelo, Prince, The Roots, Dr. Dre & Snoop Doggy Dogg, The Vanguard, DJ Premier, Q Tip, Brian Baumgartner, Blindboy Boatclub, Iggy Pop, Kiss, Ace Frehly, Dick Dale, Phill Most Chill, RUN DMC, Soft Cell, Pet Shop Boys, Human League, Jimi Hendrix, Sammy Cahn, Jimmy Van Heusen, Frank Sinatra, Bobby Darin, and actor Larry Thomas. Our super-secret-special-sonic friends that we may or may not have even ever met include Miranda Reinert, Mitch Anderson, Open Mike Eagle, and Prince Paul.Suggestions: Deon – Cowboy Junkies by way of BruceSpringsteen, Lottie's, D'Angelo, and Phill Most Chill. Jay – New old R.E.M., Warren Zevon, Ace Frehly, Soft Cell. Miranda – Tame Impala. Mitch – Sweetwater, but not the 90's grunge outfit, rather the 60's psych folk collective. Mike & Paul – Doctor Octogon by way of Handsome Boy Modeling School.Mixtape can be heard UNCUT on Soundcloud HERE. A Spotifyplaylist with most featured tracks can be found HERE. As expected, the mix is cut fom the episode due to copyright claims. Please purchase music. Also like and subscribe to cool podcasts. Also volunteer in your community. (1) Sweetwater - In a Rainbow (2) Phill Most Chill - I'm (3) Warren Zevon - The Worrier King (4) Ace Frehley - What's on Your Mind? (5) Lottie's - The Cut.(1) Cowboy Junkies - My Father's House (2) D'Angelo and the Vanguard - Another Life (3) Tame Impala and HAIM - 'Cause I'm a Man [Deon's Half&Half remix] (4) R.E.M. - Radio Free Europe [Jacknife Lee remix] (5) Dr. Octagon - BlueFlowers [Prince Paul's It's so Beautiful remix] (6) Soft Cell -Where the Heart is.Happy Holidays.

Welcome to the last Q&A session of 2025. In this show we cover selling properties to invest in pensions instead, starting to invest for the first time, UFPLS vs FAD and SO MUCH MORE! Shownotes: https://meaningfulmoney.tv/QA36  02:05  Question 1 Big thanks to Pete and Roger for all the excellent advice. This question is for some of the 2.8 million UK landlords. Even those with just one property in their own name—not through a limited company—are increasingly affected by fiscal drag. Looking ahead, I plan to sell down much of my property portfolio in later life (because who wants to be a landlord at 70?). Plus, mortgage finance becomes trickier in your 70s. That said, even if I retain one or two of the best properties, the rental income alone may push me into the higher-rate tax bracket. I'm 49 and don't currently have a SIPP, but I can invest up to the £60k annual allowance via my limited company. Would it make sense to start building a modest pension over the next 10 years as a risk mitigation strategy? If so, how should I think about the opportunity cost? I'd save 25% corporation tax going in, but pay higher-rate income tax on the way out (less the 25% tax-free lump sum)—so is the net tax cost around 5%? Or am I overlooking other factors, like the benefit of CGT and income tax exemptions on growth within the pension? Appreciate your thoughts—and keep up the great work. Regards, Cameron. 07:29  Question 2 Hi Pete, Roger and Nick, I've recently discovered your YouTube channel and podcast, and it's been a real eye-opener - thanks so much for all the great content! I'm 45 and currently have £74,000 in a Fidelity SIPP, but it's all sitting in cash. I know that's far from ideal, especially with 15–20 years until I plan to retire. I also realise it's a relatively modest pot for my age, and it's not earning anything while it just sits there. How would you typically advise someone in my situation to begin investing some or all of that cash? I'm keen to make up for lost time but want to do so wisely. Thanks again, and keep up the brilliant work! Joanne 15:15  Question 3 Hi Pete & Roger, Firstly thanks so much for all your hard work - I devour your podcasts, videos & books - so much hard work on your behalf & I hope you realise how appreciated they are. I am just at the stage of life where in the next few years I need to start thinking about drawing money out of mine & my husband's pensions and I am considering the most tax efficient way of doing this. I have been reading all about UFPLS and FAD. As background, it is unlikely that either my husband or I will ever have much Personal Allowance unused in the years up to receiving our State Pensions due to rental income we receive; it is also unlikely that either of us will ever become higher rate taxpayers. I also understand that to get the most out of ones PCLS it is best to only crystallise the funds actually needed from an uncrystallised pension so the rest of the pot can hopefully grow and therefore the 25% tax free sum also grows.  So, my question is, what am I missing, in what situations would it be more beneficial to take an UFPLS payment v making a partial crystallisation into a FAD pot (I am with ii who offer this). I feel like an UFPLS payment would give me 25% tax free and 75% taxed right away, whilst a FAD would give me the same 25% tax free and 75% could be taken straight away or drawn down over time as desired and could also be left invested to hopefully grow? Thanks so much, Tracy 21:12  Question 4 Hi Pete and Roger, thanks for hosting such a great podcast! I've recently been searching for a new job and was lucky enough to receive an offer with some interesting compensation features that I thought I would ask your opinions on. I actually turned down this role in favour of something else, but wanted to ask nonetheless as the offer came with an interesting feature that I have not come across before. Firstly, and probably most straightforward to answer – The salary on offer was £50,500 per year, which seems a weird figure – suspiciously only slightly above the threshold to tip me into the higher tax bracket, which got me thinking – are there any benefits (to the employer or employee) of being only just into the next tax bracket up? Why not £50k, or £51k? Secondly, in addition to a very generous DC pension scheme (they would pay in 12% if I pay in 5%) they offer a "Savings Scheme" whereby 5% of my salary would be deducted (and paid into this scheme) each month and at the end of 12 months the company would then top up these savings with another 5% of my annual salary – (actually 6% to "account for the extra tax"). My real question is this – what are these "savings schemes" in a nutshell, and are there any benefits of them over trying to negotiate for increased employer pension contributions instead? Interested to hear your thoughts on these. Thanks so much! Jamie 29:09  Question 5 Hello Pete and Roger I've recently found your podcast and wanted to say thanks for all the insight you are providing. Not only do you make a fairly dull subject tolerable, you even manage to make it reasonably enjoyable

FAD 8:40 segment

FAD 10:20 segment

The boys, back in town, discuss what they have been listening to. Their list includes four rock and roll hall of famers, three recently departed legends, two underground rap heavyweights, and a partridge in a pear tree. Jay's wing gets clipped as Deon's sampling gets a little out of hand. Get into it.Sonic contributors to the 28th BONUS episode of Lightnin' Licks Radio podcast include: A wealth of treasures from the KPM Archives; the prompt was "50's lounge." Dave Matthews Band, DJ Nu Mark, Jurassic 5, Brothers Johnson. Zach Braff & Natilie Portman. Ice Cube, One Eye. Sleepy Don POSPOTUS, Darling Jula from @soundwavesoffwax. E Street Band. Bruce Springsteen, The Boss-type beats, Bob Dylan, Timothy Chalamet, Paul Walter Houser, Jeremy Allen White, Bon Iver, Cowboy Junkies, Matt "DJ SNAKES" Heller, Pavement. Stephen Malkmus, Lottie's, Talking Heads, R.E.M., Warren Zevon, John Hammond, Endless Scroll podcast, Dua Lipa, Tame Impala, The Beatles, Lil' Yachty, Marvin Gaye, J.J. Fad. Black Circle Radio, Arc of All, The Source of Light and Power, Open Mike Eagle's 'What Had Happened Was' podcast, Chris Rock, Height Keech, Paul Edward Huston, Handsome Boy Modeling School, Dr. Octagon, Dan the Automater, Chris Elliot, Right Said Fred, Beastie Boys, Bee Gees, Kardinall Offshall, Sly Boogy, TikTokker @cgleason22, Dave James, D'Angelo, Questlove, Questlove's recent eulogy of D'Angelo, Prince, The Roots, Dr. Dre & Snoop Doggy Dogg. The Vanguard, DJ Premier, Q Tip. Brian Baumgartner, Blindboy Boatclub, Iggy Pop. Kiss, Ace Frehley, Dick Dale, Phill Most Chill, RUN DMC, Soft Cell, Pet Shop Boys, Human League, Jimi Hendrix, Frank Sinatra, Jimmy Van Heusen & Sammy Cahn, Bobby Darin. And lastly, but certainly not leastly, the lovely sisters HAIM. Our super-secret-special-sonic friends whom we may or may not have even ever met include Miranda Reinert, Mitch Anderson, Open Mike Eagle, and Prince P-p-p-paul.Sonic suggestions, what we have been funkiing with: Deon – Cowboy Junkies by way of Bruce Springsteen, Lottie's, D'Angelo, and Phill Most ChIll. Jay – New old R.E.M., Warren Zevon, Ace Frehley, and Soft Cell. Miranda – Tame Impala (w HAIM).Mitch – Sweetwater, not the 90's grunge act but the 60's psychedelic folk oufit.Mike and Paul – Doctor Octagon by way of Handsome Boy Modeling School.HEAR the full uncut mixtape HERE.(1) Sweetwater - In a Rainbow (2) Phill Most Chill - I'm (3) Warren Zevon - The Worrier King (4) Ace Frehley - What's on Your Mind? (5) Lottie's - The Cut.(1) Cowboy Junkies - My Father's House [outtake] (2) D'Angelo and the Vanguard - Another Life (3) Tame Impala and HAIM - 'Cause I'm a Man [Deon's Half&Half remix] (4) R.E.M. - Radio Free Europe [Jacknife Lee remix] (5) Dr. Octagon - Blue Flowers [Prince Paul's It's so Beautiful remix] (6) Soft Cell -Where the Heart is,MERRY CHRISTMAS and HAPPY HOLIDAYS!

HR 5 - Joseph Hoyt, Sounds of the Sports Day, Cross Talk with FAD full 2534 Thu, 11 Dec 2025 01:55:49 +0000 Eg7pwDU5H48rVIP57s9yiU1k2xN9u7Ke sports GBag Nation sports HR 5 - Joseph Hoyt, Sounds of the Sports Day, Cross Talk with FAD The G-Bag Nation - Weekdays 10am-3pm 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepod

The time of year has now arrived when everyone is setting ambitious goals that they will likely not accomplish. At the beginning of the New Year, it seems the entire world takes this as an opportunity to envision the person they want to become, and set goals to get closer to that ideal. Fad diets, workout routines, savings goals, often it's the same thing every year. New Year's resolutions often fail, but why is that? More importantly, as followers of Jesus, how is it that we should view the New Year and New Year's Resolutions? On this episode, Brent, Kenzie, and Logan discuss how we can view the New Year as a time to examine your life and see what steps you can begin to take to grow closer to Christ and bring more glory to Him by your lifestyle.  We hope you're encouraged by this podcast! If you have questions about our church or what it means to follow Jesus, we'd love to hear from you! Check out our Instagram @fellowshipya, website www.fellowshipar.com/young-adults, or send us at email at youngadults@fellowshipar.com.

We want to hear from you, Send us a TextWelcome to the 2025 edition of 12 Days of Jeepmas. Jeff has done his best to improve upon the last couple years and so stay tuned towards the end to see what lyrics he came up with. Neil obviously will be singing the song but this year... Scott challenged Jeff to bring his guitar and play live music for Neil to sing to. Will this be the worst edition yet??? Aside from Christmas shenanigans, this episode focuses on front axles in Jeep. Specifically talking about CAD and FAD. Find out what SFJ4x4's team really think of these axles and why. Tune in next week for the 2nd part of 12 Days of Jeepmas!Support the showThanks for listening, give us a review and check us out on YouTube -SFJ4x4 and visit our website to grab some great gear or products for your Jeep, SFJ4x4.com. Don't forget, you can email Jeffc@sfj4x4.com for special content requests, blind react videos, suggestions, special guests, or general questions. Check out our Patreon patreon.com/ISpeakJeep

"Success leaves clues. And sometimes that clue is healthy leadership that is just able to take them from plateau to plateau." - Trey MarinelloMy guest this week, Trey Marinello of Houlihan Lokey, is an expert in a topic everyone is constantly talking about: Private Equity. Trey joined the show to demystify the world of investment banking and explain exactly why private equity firms are pouring billions of dollars into the employer-sponsored healthcare space.Trey breaks down the current trends, explaining why PE isn't just about leverage and debt, but about "turning the propeller faster" through distribution expertise and strategic growth. We discuss why categories like TPAs, cost containment, and innovative funding models are red-hot, while "wellness" and "population health" have struggled to prove their ROI.We also explore the potential of AI to revolutionize mental health care, why “ICHRA” is still a wild card, and how smart brokers are becoming essential value-drivers in M&A deals.Tune in for a masterclass on following the money in healthcare!Chapters:(00:00:00) Why Private Equity is Pouring Billions Into Employer Healthcare(00:00:35) Why Private Equity Loves Healthcare (00:08:59) What Does an Investment Banker Actually Do? (00:17:25) How PE Firms Use Distribution to Scale (00:20:06) Is ICHRA the Future or a Fad? (00:28:50) The Rise of Alternative Funding (00:42:34) Why "Wellness" Investments Failed (00:57:16) How Brokers Drive Enterprise Value (01:02:47) The Hottest Category in Healthcare M&AKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

Grayscale Investments®, the world's largest digital asset-focused investment platform*, today announced that Grayscale XRP Trust ETF (Ticker: GXRP) and Grayscale Dogecoin Trust ETF ("GDOG" or the "Fund") has begun trading on NYSE as an ETP.~This episode is sponsored by BTCC~BTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCCGUEST: Zach Pandl, Head of Research, Grayscale InvestmentsGrayscale Dogecoin ETF ➜ https://bit.ly/GrayscaleGDOGGrayscale XRP ETF ➜ https://bit.ly/GrayscaleGXRP00:00 Intro00:08 Sponsor: BTCC00:38 Bear Market?01:30 Short Term Bull Catalysts?03:13 Could CLARITY Act pump crypto?04:15 BTC vs ETH/SOL Treasuries05:30 XRP ETF Launch vs Solana ETF08:48 XRP Staking ETF Next?11:45 Dogecoin $GDOG ETF Launch14:14 Did Elon Musk hurt Dogecoin Brand?15:42 Pudgy Penguins $PENGU will flip $DOGE?19:22 Internet Outages vs Decentralization20:33 Wallstreet Loves Decentralization21:46 Privacy Tokens a Fad?23:23 Crypto VC Funding Growth25:00 outro#XRP #Crypto #dogecoin ~XRP + Dogecoin ETF Launch!

Bloggin' the Boys Brandon Loree joined the show to talk Cowboys and their matchup with the Las Vegas Raiders for Monday Night Football.

Fred, Blake, and Kevin put in their suggestions for what owner Patrick Dumont should do to win back the fans.

A recap of Fred and Blakes Week 10 Picks.

The TOLOs get to speak during Faddies on the phone!

Fan After Dark starts with the Show Intro, Texas High School Football playoffs get underway, and Brandon Loree with Bloggin The Boys joins the show to discuss all things Dallas Cowboys.

Fred and Blake discuss what is next for the Dallas Mavericks, Christian Clark with The Athletic joins the show to talk Dallas Mavericks, and another edition of Fair or Foul.

FAD read and react to their Week 10 picks, they make their Week 11 predictions and another edition of Extra Credit.

Fan After Dark starts with the Show Intro, Texas High School Football playoffs get underway, and Brandon Loree with Bloggin The Boys joins the show to discuss all things Dallas Cowboys. Fred and Blake discuss what is next for the Dallas Mavericks, Christian Clark with The Athletic joins the show to talk Dallas Mavericks, and another edition of Fair or Foul. FAD read and react to their Week 10 picks, they make their Week 11 predictions and another edition of Extra Credit. Show Reset along with a High School Football score summary, Faddies on the Phone and Show Outro.

Fred and Blake have you for hour 4 of FAD in the new studio!

On today's episode we are joined by KFC and Big T for a draft of the best parts of 2009. The Categories are: Movie, Song, Sports, Story, and Fad.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk