Podcasts about Business studies

This week on Stageworthy, host Phil Rickaby welcomes Nicole Obidiaka, a passionate playwright, arts advocate, and business professional based in St. John's, Newfoundland. Nicole shares her journey from Lagos, Nigeria, to Newfoundland, her work as a playwright amplifying Black voices, and her mission to make theatre more inclusive. She also discusses her play Blank Page, her upcoming work Beauty Behind the Norms, and her advocacy for mentorship and community building in the arts. This episode explores: Nicole's journey from Lagos, Nigeria, to St. John's, Newfoundland How Blank Page brought representation to the stage in St. John's Her new play Beauty Behind the Norms and its exploration of polygamy and womanhood in Nigeria The importance of mentorship and amplifying Black voices in Newfoundland's theatre community Her plans for a Black Theatre Festival to support emerging Black playwrights Guest:

Highlights from this week's conversation include:Early Aspirations: Becoming a Doctor (1:09)The Shift to Business Studies (3:54)Father's Influence on Career Path (4:39)Interest in Statistics and Psychology (6:47)Networking and Early Career (10:24)Developing a Passion for Data (12:09)Joining a Startup Accelerator (17:30)Data and Engagement Metrics (21:39)Lessons on Data Fidelity (23:40)Entrepreneurial Journey in a VC-Backed Incubator (26:15)Software Engineering School Initiative (30:21)Growth and Market Timing (35:08)Post-Exit Consultancy Experience (36:36)Finding RudderStack (38:53)  Behavioral Data Revolution (40:44)Advice for Aspiring Product Managers (44:20)Understanding Customer Pain Points (46:29)Final Thoughts and Takeaways (47:03)The Data Stack Show is a weekly podcast powered by RudderStack, the CDP for developers. Each week we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com.

Warwick Pearmund leads Madison Pearl's Hong Kong operations, specializing in sourcing top-tier talent across a wide array of disciplines, including financial technology, quantitative and systematic finance, payments, digital strategy, insurtech, data science, analytics, artificial intelligence, machine learning, robotics, blockchain, and cybersecurity. Prior to his career in recruitment, Warwick worked as an equities trader and sales trader in both the UK and Asia. With extensive experience across the APAC region—on both the client side and in recruitment—he has cultivated a robust network of professionals across banks, insurers, global consulting firms, and technology companies. While his primary geographic focus is Hong Kong and China, Warwick also undertakes global mandates for senior executive roles. Having relocated to Asia in 2006 with Jefferies investment bank, Warwick spent several years in Tokyo before moving to Hong Kong with his family in 2011—a city he proudly calls home. He holds a Bachelor of Science in Business Studies from Cass Business School, City University of London. LinkedIn: https://www.linkedin.com/in/warwick-pearmund-7023a377/ --- Support this podcast: https://podcasters.spotify.com/pod/show/geeksofthevalley/support

Dr Ziko Konwar is joined by Dr Christopher Hassall and Professor Ulf Andersson to discuss the intricate linkages between biodiversity and business strategies, with an emphasis on operations of multinational enterprises. As part of the conversation, they explore questions such as how can businesses co-create value when it comes to preserving biological resources and mitigating the pace of biodiversity loss. And what are some of the major challenges for multinational companies integrating nature-based solutions into their business models? This episode was recorded on 3rd October 2024. If you would like to get in touch regarding this episode, please contact research.lubs@leeds.ac.uk. A transcript of this episode is available. About the speakers: Dr Ziko Konwar is an Assistant Professor of International Business at Leeds University Business School, and is the Director of Internationalization for the International Business Department. His research interests are in global strategy of multinational enterprises, with an emphasis on cross-national institutional and systemic challenges. He is the Leeds University Business School Research Lead for the 24-26 Cheney Fellowship project (see below), University of Leeds. Dr Christopher Hassall is an Associate Professor of Animal Biology in the School of Biology at the University of Leeds. He co-directs the Leverhulme Extinction Studies Doctoral Training Programme and co-leads the Aeroecology Research Group, which focuses on using radar for biodiversity monitoring. His research interests span fundamental ecology and biodiversity conservation, with a particular emphasis on interdisciplinary solutions to biodiversity challenges. Professor Ulf Andersson is a Professor of Business Studies in Mälardalen University, Sweden. Ulf is a research leader and expert on subsidiary management strategy of multinational enterprises, and is a Fellow of the Academy of International Business and European International Business Academy. Ulf is the first Cheney Fellow to be hosted at Leeds University Business School, University of Leeds. About the project:The Cheney fellowship project will utilize inter-disciplinary research expertise to address the role of global strategy of multinational enterprises (MNEs) in biodiversity loss (e.g. species/habitat extinction and MNE global innovation). The research team comprises Professor Ulf Andersson (incoming Cheney Fellow), Dr Ziko Konwar, Professor Yingqi (Annie) Wei and Professor Frank McDonald (Leeds University Business School), Dr Christopher Hassall (Faculty of Biological Sciences,) and Professor George Holmes (School of Earth and Environment). Over the past ten years, the Cheney Fellowship programme has established fruitful and high-impact research partnerships in areas such as water security, molecular biology, medicine and materials science. This programme has been made possible through a $4 million gift from Bacteriology and Biochemistry graduate Peter Cheney and his wife Susan.

Charting a smooth transition of China-US ties, taking stock of the policy legacy and underlining Beijing's policy consistency were highlights of the third summit between President Xi Jinping and United States President Joe Biden, observers said.Prior to their meeting on Saturday in Lima, Peru, Xi and Biden had met face-to-face in Bali, Indonesia, in 2022 and in San Francisco last year.On Saturday, Beijing and Washington agreed to "continue to stabilize China-US relations, and ensure a smooth transition of the relationship", the Foreign Ministry said.Both leaders said they believe that "their meeting has been candid, profound and constructive, and they expressed their willingness to stay in contact", the ministry added.Xi and Biden agreed to maintain the momentum of communication and strengthen macroeconomic policy coordination.They also reviewed the important progress since their San Francisco meeting in dialogue and cooperation on counternarcotics, climate change, artificial intelligence and people-to-people exchanges.Diao Daming, a professor of US studies at Renmin University of China's School of International Relations, said, "The third Xi-Biden summit further plays the role as a navigator and a stabilizer for the ties, and taking stock of the policy legacy and lessons over the past four years and beyond is part of Beijing's clear, constructive solution for driving the relations' growth in the future."Whoever takes charge of the US' China policy should respect lessons from the past, face up to the US' international duties, act on the very interests of the American people and respond to global expectations for better well-being," Diao said.Xi's underlining of Beijing's consistency in US policy will help respond to the potential uncertainties that may be brought about by Washington in the future, he added.On Saturday, Xi said that China and the US should keep exploring the right way for two major countries to get along well with each other, realize long-term, peaceful coexistence, and inject more certainty and positive energy into the world.Xi also said that neither decoupling nor supply-chain disruption is the solution, and "small yard, high fences" is not what a major country should do.Citing the lessons from the two countries' diplomatic ties over the past 45 years, Xi said that if the two sides regard each other as rivals and pursue vicious competition, they "will roil the relationship or even set it back".He identified four red lines for China that must not be challenged: the Taiwan question, democracy and human rights, China's path and system, and China's development right."Major-country competition should not be the underlying logic of the times; only solidarity and cooperation can help humanity overcome current difficulties," Xi said.Biden said the US-China relationship is the most important bilateral relationship in the world, not just for the two peoples, but also for the future of the world.He underscored that the US does not seek a new Cold War, it does not seek to change China's system, its alliances are not targeted against China, it does not support "Taiwan independence", it does not seek conflict with China, and it does not see its Taiwan policy as a way to compete with China.The US will stay committed to the one-China policy and is prepared to enhance communication and dialogue with China during the US' presidential transition period to have a better perception of each other and responsibly manage differences, he said.He added that the two sides support each other's host roles for 2026 — China will host the APEC meeting that year and the US will host the G20 meeting — demonstrating "what we can do for the two peoples when we work together".On specific policy agenda items, Xi stated China's positions on Taiwan, economic and trade ties, science and technology, cybersecurity, the South China Sea, the Ukraine crisis and the Korean Peninsula.It is crucial for the US to handle the Taiwan question with extra prudence, unequivocally oppose "Taiwan independence", and support China's peaceful reunification, Xi said.In the South China Sea region, the US should not get involved in bilateral disputes over the relevant islands and the reefs of the Nansha Islands, and neither should it aid or abet making provocations, Xi said.China does not allow conflict or turmoil on the Korean Peninsula, and it will not sit idly by when its strategic security and core interests are under threat, Xi said.In Lima, the two presidents reiterated — and stated readiness to further uphold — the seven-point common understanding on the guiding principles for China-US relations.Worked out under the two leaders' instructions, the principles are treating each other with respect, finding a way to live alongside each other peacefully, maintaining open lines of communication, preventing conflict, upholding the United Nations Charter, cooperating in areas of shared interest, and responsibly managing competitive aspects of the relationship.Anthony Moretti, department head and an associate professor of the Communication and Organizational Leadership Department at Robert Morris University in the US state of Pennsylvania, said, "The US and China remain the best partners when it comes to solving vexing challenges like climate change, food insecurity, preparing to fight the next pandemic and more."But Washington must adopt a respectful tone in its rhetoric," Moretti added. "China has made clear time and again that mutual respect, peaceful coexistence and win-win cooperation are at the heart of its global agenda. The US can — and should — endorse a similar philosophy."Analysts noted that over the past four years, the China-US relationship, which went through ups and downs, remains stable on the whole.More than 20 communication mechanisms have been restarted or established, and positive achievements have been made in areas such as diplomacy, security, economy, trade, fiscal affairs, finance, military, counternarcotics, law enforcement, agriculture, climate change and people-to-people exchanges.In Lima, Xi underscored that "it is worthwhile to review the experiences of the past four years and draw inspirations from them".He listed seven items as lessons that should be learned: to have a correct strategic perception, to match words with actions, to treat each other as equals, not to challenge red lines and paramount principles, to conduct more dialogue and cooperation, to respond to the expectations of the people, and to step forward to shoulder the responsibilities of major countries.Xiaohua Yang, a professor of international business and founding director of the University of San Francisco's Center for Business Studies and Innovation, said that Xi made it clear at the Lima summit that China continues to believe the relationship is pivotal to the peace and prosperity of the whole world."Xi set a forward-looking tone in the US-China relationship — a stable and cooperative US-China relationship benefits the whole world, not just these two countries; decoupling, building up walls and being confrontational is not the solution," she said.

Welcome to the Art of Value Whispering podcast Today, I'm joined by Tiba Al-Khalidy, Executive & Business Coach and author of ‘I Can Make It Happen', a guiding companion for success and personal growth.  Tiba began her journey as an accountant, initially providing client consultations. However, seeing some clients struggle to implement changes, she transitioned to coaching, believing that true success isn't just about business tools but also about cultivating the right mindset. Today, through her coaching program, Tiba helps business owners align with their values and build profitable six-figure businesses. Join us in this episode as Tiba shares her insights on building a profitable business with a powerful mindset shift. ‍ ‍ “Business owners shouldn't shy away from numbers—knowing them is essential to achieving the profit goals they set.” - Tiba Al-Khalidy ‍ In this Week's Episode... ‍ In this episode, you will learn: How to build your profit-focused mindset Key strategies for boosting profit The impact of pricing for profitability Why mindset is essential for business success How to align financial goals with your company's mission The mindset shifts required to achieve your six-figure goals ‍ “With the right mindset, you can boost both your turnover and profit.” - Tiba Al-Khalidy ‍ About Tiba Tiba is Executive & Business Coach, specialising in empowering, inspiring and nurturing women as leaders to reach six-figures profit and enhance their confidence to create a lasting impact.  She is highly qualified with an Accountancy and Business Studies degree and PG Certificate in Executive Coaching, bringing more than 25 years of expertise and experience in accounting and entrepreneurship. Tiba's extensive background equips her with unique insights into the challenges and opportunities faced by women in business.  Tiba has recently published I Can Make It Happen, a guiding companion for success and personal growth.   When Tiba is not coaching, she is climbing mountains such as Snowdon, or cycling in Surrey's parks.  ‍ ‍ Connect with Tiba ‍  Website       LinkedIn ‍ ‍ About Melitta Melitta Campbell is an award-winning business coach who is passionate about helping women confidently build and grow a business that matters, through her award-winning Value Whispering Blueprint programme. ‍ She teaches her clients a unique approach to business growth and promotion that she has termed Value Whispering: the art of gently weaving your true value through everything you do, building meaningful relationships, and gently guiding your clients to the results they seek. So no matter how soft your voice. You can create a powerful impact.   Her expertise comes from three decades of communication, marketing and leadership experience, including more than a decade of running her own businesses. As a certified mindset coach, she also coaches her clients on the inner-game of success, as well as the practicalities of starting and running a thriving business and maintaining a balanced lifestyle.   Melitta is also the best-selling author of A Shy Girl's Guide to Networking, host of the popular: The Art of Value Whispering podcast and an in-demand speaker, appearing on stages and screens internationally. ‍ Originally from the UK, she now supports her global client base from her home in Switzerland, where she lives with her husband, two daughters and fluffy pup. ‍ You can learn more about Melitta's story here.   Connect with Melitta Website        Facebook        Linkedin         Twitter         YouTube     ‍ ‍ Join the Dream Clients Club Come and join like-minded women in the FREE online community for Female Entrepreneurs. You can expect many more tips, tools and insights to support you as you build and grow your business to 6 figures and beyond! > The Dream Clients Club ‍ You May Also Enjoy... The Roadmap to Increased Revenue Refirement Not Retirement How to Raise Investment with a Perfect Pitch Deck The Mindset that Will Change Your Success Embracing Simplicity and Significance: The Value Whispering Journey to Date ‍ > More Podcast Episodes ‍

Inflation drops down to the RBA target rate, prices growing by 2.8% over the last year; big banks adjust rate expectations; Anthony Albanese clears up Qantas dealings; Woolworths expecting poorer sales; Alphabet in a surprise quarterly update; capital city prices hit record highs; Year 12 students taking up Business Studies; and Kate Hanrahan joins us for the Market Wrap.   Hosts: Deb Knight Executive Producer: Tom Storey Technical Producer: Liam Achurch Publisher: Nine RadioSee omnystudio.com/listener for privacy information.

Jake Dean sits down with Eva Oh to chat week-long escort bookings, contentment, client demographics, the concept of ‘high end' and the whorearchy; and so so much more. Eva shares her tips for managing long term client engagements, decompression and a family heirloom that grounds her as a part of the process.Watch on YouTube: https://youtube.com/evaohMore on Eva Oh: https://eva-oh.comHIGHLIGHTS:Here are the timestamps for the video episode. On some podcast players you should be able to click the timestamp to jump to that time.(00:00) - Welcome. What is #teakink(00:23) - Meet Jake Dean, Who Starts out by Charming Me(02:33) - Jake, Escort and Escort Agency Owner(03:50) - Why Escorting: Playboy, Business Studies and Amsterdam(06:30) - Jake's First Booking(07:30) - Customer Relationship Management in the Sex Industry(08:10) - How Escorting has Changed (For) Jake(11:50) - Friendship and Isolation(15:30) - Finding Contentment in Escorting(20:25) - Week-long Bookings with a Client?!(25:50) - How I Stay in Character-ish(27:50) - How I Decompress from a Long Booking: Habit, Practice and Boundaries(31:00) - Does Our Rates Effect Client Demographic and Behaviour?(34:00) - People Skills(35:15) - A Long Term Job(36:15) - Unpredictable and Questioning, Improving Self(38:55) - ‘High End' and the Whorearchy?(41:35) - How Jake Runs His Escort Agency(48:45) - Escort Touring Quirks and Good Habits

Speaker: Dr Kalpana Tyagi, Assistant Professor, Maastricht UniversityAbstract: Data protection, privacy and copyright may be closely aligned, yet distinctly respond to the common element, that is data – comprising of personal as well as non-personal elements. While data may not be copyright-protected, works (at least in their current form) are copyright-protected. As the Generative AI tools become more advanced, data and copyright-protected works may cease to bear any direct resemblance to pre-existing works. This can be attributed to the rise of synthetic data. While synthetic data may facilitate compliance with the 2016 EU General Data Protection Regulation (GDPR), it also heralds notable challenges for the current IPR (particularly copyright) framework. This interplay between law and technology - in light of its inter- & intra-disciplinary complexity - remains under-explored in the literature. At the CIPIL seminar, Dr. Tyagi presents her research findings on this interplay between copyright (and other IPRs) as well as data protection and privacy in the context of synthetic data and Generative AI.Biography: Kalpana Tyagi is Assistant Professor of Intellectual Property and Competition Law in the European and International Law Department, Maastricht University. She holds a multidisciplinary PhD (summa cum laude) from the Max Planck Institute for Innovation and Competition, Munich where she worked as Max Planck Fellow for Innovation and Competition until 2015. She also holds a bachelor's degree in marketing and business strategy (I division) from College of Business Studies, New Delhi (2002), a bachelor's degree in law (I division) from the Department of Law, New Delhi, an LLM degree in International Business Laws (I division) from Singapore and China (2009) and a specialized master in European Law and Economics (magna cum laude) from University of Hamburg, Bologna and Ghent (2012). Her main areas of interest relate to the interface of intellectual property rights and competition law, particularly in the context of digitalization.For more information see:https://www.cipil.law.cam.ac.uk/seminars-and-events/cipil-seminars This entry provides an audio source for iTunes.

Speaker: Dr Kalpana Tyagi, Assistant Professor, Maastricht UniversityAbstract: Data protection, privacy and copyright may be closely aligned, yet distinctly respond to the common element, that is data – comprising of personal as well as non-personal elements. While data may not be copyright-protected, works (at least in their current form) are copyright-protected. As the Generative AI tools become more advanced, data and copyright-protected works may cease to bear any direct resemblance to pre-existing works. This can be attributed to the rise of synthetic data. While synthetic data may facilitate compliance with the 2016 EU General Data Protection Regulation (GDPR), it also heralds notable challenges for the current IPR (particularly copyright) framework. This interplay between law and technology - in light of its inter- & intra-disciplinary complexity - remains under-explored in the literature. At the CIPIL seminar, Dr. Tyagi presents her research findings on this interplay between copyright (and other IPRs) as well as data protection and privacy in the context of synthetic data and Generative AI.Biography: Kalpana Tyagi is Assistant Professor of Intellectual Property and Competition Law in the European and International Law Department, Maastricht University. She holds a multidisciplinary PhD (summa cum laude) from the Max Planck Institute for Innovation and Competition, Munich where she worked as Max Planck Fellow for Innovation and Competition until 2015. She also holds a bachelor's degree in marketing and business strategy (I division) from College of Business Studies, New Delhi (2002), a bachelor's degree in law (I division) from the Department of Law, New Delhi, an LLM degree in International Business Laws (I division) from Singapore and China (2009) and a specialized master in European Law and Economics (magna cum laude) from University of Hamburg, Bologna and Ghent (2012). Her main areas of interest relate to the interface of intellectual property rights and competition law, particularly in the context of digitalization.For more information see:https://www.cipil.law.cam.ac.uk/seminars-and-events/cipil-seminars This entry provides an audio source for iTunes.

Welcome to Monday Night Live! Welcome to another insightful episode of Monday Night Live with Derek Arden! This week, Derek is joined by Graham Jones, Head of Business Studies at the University of Buckingham, for an engaging and forward-looking conversation on the role of Artificial Intelligence (AI) in shaping both the educational and business landscapes. With AI evolving at a rapid pace, its influence on universities, businesses, and industries worldwide is undeniable. Graham offers his expert take on how institutions must adapt to AI advancements or face potentially dire consequences. The Future of Higher Education – AI Takes Center Stage In a candid discussion, Graham highlights the financial challenges currently facing UK universities, with several on the brink of bankruptcy due to outdated practices and declining student enrollment. He points out how traditional lecture theaters and teaching methods are becoming obsolete as AI takes on more advanced roles in education. Graham predicts that universities will need to pivot toward AI-accredited qualifications to remain relevant, fundamentally changing the higher education system. Through the historical lens of academia, he discusses how the role of professors and the concept of lecture theaters have remained largely unchanged for centuries. Graham argues that AI's capability to enhance and even replace many traditional educational functions—like creating new content and conducting assessments—will modernize the system and force universities to rethink their approach. AI's Role in Business Efficiency – A Radical Shift Ahead The conversation then moves to the transformative power of AI in business operations. According to Graham, AI's ability to handle both administrative and creative tasks will dramatically reduce the number of employees businesses need. The prediction? Companies that previously required a workforce of 100 people may soon only need 5, thanks to AI's efficiency in automating tasks, managing websites, and making real-time adjustments based on data. Practical examples of AI's growing presence in business were shared, such as its ability to generate content, design websites, and create infographics in seconds—streamlining processes and saving both time and money. AI: Ethical Concerns and Security Issues While AI brings about promising developments, Graham also emphasizes the ethical and security concerns surrounding its use. He shares examples of cyber fraud, misuse of AI in criminal activities like human trafficking, and the recent criticism aimed at Starling Bank for not keeping up with AI-driven security measures. He stresses the need for robust legislation to regulate AI and protect against potential abuses, pointing out that it's not AI we should fear but how it may be misused by bad actors. Practical Applications of AI in Content Creation Graham gives a hands-on demonstration of how AI can be used to create content, showing how it can transform raw text into visually appealing infographics. As he walks the audience through the process of turning Derek's body language notes into professional-looking infographics, he highlights the speed, accuracy, and efficiency with which AI can produce valuable materials for businesses and educators alike. This episode underscores the importance of businesses staying competitive by adopting AI, while also being mindful of its ethical implications. The discussion wraps up with a look at the exciting future of AI and its inevitable impact on job markets, urging industries to adapt or risk falling behind. Conclusion: AI – Revolutionizing Education and Business As the episode concludes, Graham and Derek both agree that AI is no longer just a technological tool but a force that will shape the future of industries worldwide. Universities must modernize to survive, and businesses must embrace AI to remain efficient and competitive. However,

My guest today is Adam Mead — he is a professional investor, founder of Mead Capital Management, and the author of a wonderful book, **The Complete Financial History of Berkshire Hathaway: A Chronological Analysis of Warren Buffett and Charlie Munger's Conglomerate Masterpiece.** He was on Talking Billions over a year ago, and he returns to talk about Berkshire, Buffett, Munger, investing, running an investment firm, and so much more. Adam J. Mead is a life-long student of business and capital allocation. He is the CEO and Chief Investment Officer of Mead Capital Management, LLC. Adam is also the founder of watchlistinvesting.com, a value investing newsletter. Adam spent over a decade in banking in commercial credit, including observing first-hand the aftereffects of the Great Recession and the long credit expansion afterward. Adam has been investing in public securities markets since 2004. He owned two small businesses (non-financial) during college, and grew up in a family of small business owners. In addition to managing assets for his clients at Mead Capital, he is involved with numerous local non-profit organizations. Adam holds a Master of Business Administration from Southern New Hampshire University, from which he graduated Summa Cum Laude in 2013. Previously he graduated Summa Cum Laude from Southern New Hampshire University in 2008 with an undergraduate degree in Business Studies and a Minor in Economics. Twitter: @BRK_Student LinkedIn: https://www.linkedin.com/in/adam-j-mead-ab621822/ YouTube: https://www.youtube.com/channel/UCzKKNwxRUKekpN1id4QVyHg Blog: http://www.theoraclesclassroom.com Newsletter: http://watchlistinvesting.com Takeaways Attending Berkshire Hathaway's annual meetings creates a sense of community and reminds investors of the principles and values they follow. Treating shareholders with respect and recognizing their importance is a key aspect of running a successful business. Investing is driven by curiosity and a desire to understand how the world works. Managing other people's money is a responsibility that requires empathy, understanding, and the ability to address clients' behavioral challenges. Resilience is important in investing, and it can be developed through experience and a deep understanding of the businesses in which one invests. Running an investment firm involves a range of responsibilities, from attracting and retaining clients to navigating regulatory requirements. Starting an investment firm involves navigating regulatory requirements and making decisions about fee structures and operational processes. Building relationships with clients and earning their trust is crucial in the client-advisor dynamic. Staying small as a firm can offer advantages such as flexibility and the ability to focus on high-value activities. Podcast Program – Disclosure Statement Blue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed.  Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation.  Past performance is not indicative of future performance.

Chris Jamroz is the CEO and chair of the board of Roadrunner, a less than truck load, (LTL) trucking company. You get to learn, as I did, all about this industry as described by a fascinating man who clearly understands leadership and how to build companies as he did with Roadrunner and other companies before his current one. Chris was born in Polland. Throughout his life he also has lived in France, England, Canada and now he calls the United States home. Chris tells us that he greatly values the American way of life and finds that here he, and the rest of us, can exercise our entrepreneurial spirit like nowhere else in the world.   As I said, we get to learn about the trucking industry with Chris. He also talks about the economy in general including discussing the forces that lead to events such as recessions and successes. Chris and I even discuss AI and how it will in some ways affect his industry.   Chris is quite a thought-provoking individual. I learned a lot not only about his industry, but I gained knowledge about management and leadership. I think you too will value greatly from listening to our conversation.   About the Guest:   Chris Jamroz is the Executive Chairman of the Board and CEO at Roadrunner. Chris is a highly experienced executive focused on creating shareholder value through active executive management of portfolio companies in transportation, logistics and cyber security. Chris has made great contributions to the open office environment and culture at Roadrunner.    Previously, Chris served as the Executive Chairman of the Board and CEO at Ascent, a privately-owned freight forwarding and domestic brokerage services provider. Chris has led the transformative investment in GlobalX (TSXV: JET), a full-service passenger and cargo airline headquartered in Miami, FL. He is the founding partner of LyonIX Holdings LLC, a specialty investment, equipment leasing and direct operations private fund.   Before coming to Roadrunner, Chris served in executive roles at Emergent Cold, STG Logistics, and Garda Cash Logistics. He also serves as Governor of the Royal Ontario Museum (‘ROM'), Canada's largest museum. Chris is a lifelong advocate of education, promoting diversity, equity & inclusion, and mentorship. Chris has been a tenured mentor to students at Schulich School of Business. He holds a BA in Business Studies with First Class Honors (Summa Cum Laude) from Birmingham City University in the UK as well as an MBA with Distinction from York University in Canada.   Ways to connect with Chris:   LinkedIn linkedin.com/in/christopherjamroz Contact email chris.jamroz@rrts.com Roadrunner Company Website www.RoadrunnerLTL.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:21 Well, hi everyone, and once again, welcome to unstoppable mindset. We get to interview, well, not interview, because it's the conversation, of course, but we get to talk with Chris Jamroz, who is the executive chair and the board and CEO of Roadrunner. Ah, Chris, it must be lonely at the top,   Chris Jamroz ** 01:43 but it's Thank you for having me, Michael and to keep my company.   Michael Hingson ** 01:49 There you go. Well, we're really glad that you're here, and I'm glad that we have a chance to visit. It's been a while in coming. I know you've been pretty busy. We we originally chatted last December, but now we get to do it, and that's fine. So I'm really appreciative of your time, and this is all about you and talking about being unstoppable and so on, and so to start that, why don't you tell me a little bit of kind of, maybe, about the early Chris growing up and all that sort of stuff.   Chris Jamroz ** 02:21 So little Chris was born in Poland, behind the at that time the Iron Curtain under the socialist regime dominated by the Soviets. And little Chris spent his childhood dreaming of playing with real cars and dreaming of having a vehicle, which was a luxurious scarcity back then in that part of the world, and and looking through the Disney Disney movies, I learned a lot about Road Runner, so little that I knew that 40 years later, Road Runner will die be part of my path. But that journey has taken me through being a farmhand in France, a student in England, a banker in Canada, all the way to be an honest operator in the United States, when I finally make my way over to this greatest country on Earth,   Michael Hingson ** 03:19 well, and I agree it's the greatest country, and I hope we continue to do great things. I know we're working at it, and sometimes we all tend to take some missteps, but it all balances in the end. And I think that's one of the neat things about democracy, and I'm sure you have a lot of thoughts about that, as opposed to what life was like in the Iron Curtain,   Chris Jamroz ** 03:42 I certainly do. And while we do have our challenges here, and they are undeniable, the spirit of American people is the force to be reckoned with, and one of the most inspirational forces I've ever encountered my life.   Michael Hingson ** 03:56 There's a lot of creativity here, and it shows and it continues to advance, and I'm sure that it will, least, that's my belief in the in the whole system, which is cool well, so you have been in a variety of countries, and I'm sort of curious, having had experience in Everything from Poland through France and England and Canada. And here, how would you come other than the country and the politics? How would you compare life in in those different countries? And what did it teach you?   Chris Jamroz ** 04:34 I think, listen every every country has the unique history and culture and customs. Which argument wants life experiences when you have a chance to immerse yourself and in the local context, and if you do it truthfully, and not necessarily from a tourist vantage point, but as a as a person who tried to fit into the society. And performs, you know, a function or role, or whatever that may be. I think that that enriches one's lives. At the end of the day, you know, when you think about history, these two are all men and women brave enough to board, you know, ships and embark on a voyage to an unknown. We're willing to cut ties with everything they've ever known and the history and legacy and potential prosecution and all those things that may have not been kind to them or they were escaping from and come to North America and make the United States their home and start fresh. And what I do love about that the nation that now I call home, is that unstoppable force of entrepreneurialism, resourcefulness, resilience, that truly burning desire to accomplish something remarkable with with your life. And that's I've never experienced that anywhere else in the world.   Michael Hingson ** 06:01 I've been blessed since escaping from the World Trade Center back on September 11. I've been blessed to be able to travel to a variety of countries and speak and one of the things that I very much enjoy is experiencing different cultures and different attitudes. And sometimes I may not necessarily agree with them, but it isn't about agreement. It's really about understanding and broadening one's horizons and understanding. And I think it's so important to be able to do that, to really understand where various people come from and how they live and what they do. And you know, even in the US, it is such a large country that the way you experience life in Florida or West Virginia is different than what we experience in California. And it is not to say that one way is better or worse than another. It's just all part of the same country. And what's wonderful is to see all of it meld together   Chris Jamroz ** 07:01 Absolutely, absolutely, and it's,   Michael Hingson ** 07:04 and it's so much fun to be able to do that, but you said that you originally learned about Road Runner a long time ago. And how did that happen? Or what, what did you learn? Or how did you experience Road Runner years ago?   Chris Jamroz ** 07:17 Oh, that was, I was just being a little bit joking of watching Disney cartoons, and you know, got   Michael Hingson ** 07:24 it? Okay? Wiley Coyote. As I said, there you go. Wiley   Chris Jamroz ** 07:28 Coyote, but later that, I knew that would become such an important part of my adult life.   Michael Hingson ** 07:33 So do you find Wile E Coyote creeping up every so often today we   Chris Jamroz ** 07:38 do have we divided teams between Wiley coyotes and Roadrunners, and we have a contest and and a very healthy rivalry going between the two groups and, but it is, you know, it is nice to have something that is so embedded, and an industry culture and the name is so well known, and, and we Finding, and I think we found a way back to the original glory days of the beginning and the excitement and that kind of youthful and youthful excitement about our brand, which is a delight to me right now.   Michael Hingson ** 08:16 I suppose one of the advantages of watching Roadrunner years ago in another country, is that, since it was really a cartoon with very little, if any, talking, it was easy to show without having to worry about translators.   Chris Jamroz ** 08:32 But there's, there's a lot of lessons from that Michael to think about sure that that little, that little bugger, was resilient, and, oh, he was absent, and there's, there's a lot of valuable lessons to never let, never let the circumstances get you down, and always find a way to come back on top.   Michael Hingson ** 08:50 And no matter which Acme Company Wiley Coyote went to to get something that never worked, correct. I was in Montreal once, and turned on the TV. It was late morning, and there I was listening to the Flintstones in French, which didn't help me a lot, not speaking French, but it was fun to to know that the Flintstones are in different languages. Yeah,   Chris Jamroz ** 09:17 that's true. Our chief operating officer Hey, it's from Montreal, and he's now, obviously stateside, but there's and now we've, since we've opened service to the French Province of Canada, we maintain those links, and it's very interesting when we encounter French language in our daily emails and communications, it just gives us the the indication of the the fastness of the culture and and the customs across even this North American continent that we share, which   Michael Hingson ** 09:50 is really cool. I was in British Columbia in early October of 2001 I had been invited up to. Because people heard about my story, and I went to a guide dog organization that asked me to come and speak. And we got there on Saturday, and the next day, we were down in the hotel restaurant having breakfast when the news hit the TV screens that the United States had invaded Afghanistan. What a strange feeling to be, not only away from home, but in a foreign country, when our country was responding as they did, and invaded Afghanistan because of september 11, it was, it was a strange feeling. But at the same time, people were so supportive, which was a wonderful feeling, and mostly that was the case. There were a few people who said, well, America got what they deserve, and they were really shut down pretty quickly around Canada.   Chris Jamroz ** 10:53 That's correct, that's correct. Yeah. That was a very special time in our show history,   Michael Hingson ** 10:58 yeah, yeah, it was and it was strange we when we were at the airport in Newark getting ready to fly across country to Canada. It was Saturday, and the airport was pretty empty, and as my wife said, it's strange to see these 18 year olds with machine guns strapped to their bodies patrolling the airport and And nevertheless, it was, it was an interesting time. Well,   Chris Jamroz ** 11:31 strange to us here is actually a common occurrence, and yeah, many places around the globe to see those young men and women patrol airports and train stations with machine guides ready to be deployed   Michael Hingson ** 11:43 well, and as my wife said, The problem is these kids probably don't even look old enough to know how to really work the gun, but I'm sure they did, but it was, it was an interesting time, and it's unfortunate that we, we all had to experience that, but that's kind of the nature of The world? Well, tell me a little about Roadrunner, what it is, what it does, and so on, how you got involved, rather than through the Wiley Coyote.   Chris Jamroz ** 12:09 That's right. But Roadrunner originally was built as a metro to Metro, direct transportation, trucking service in the sub market referred to as less than truckload, so called the LTL. And what it means is that within you know, when you see a semi tractor, you know, speeding down and very hopefully observing the speed limit, usually about 90% of the market. When you look at those, those trucks, they are full truckloads, or referring an industry as truckloads, it's TL, TL and truckload means that all the contents, all the freight contained within the space of that trailer, is destined to one shipper. And shipper is the term we use for customers here interchangeably. So Lt. The difference of LTL is that within that same trailer, same 53 foot long trailer, you have freight for a lot of different shippers, and LTL is the sub segment of the broader trucking dedicated to service those customers who do not have the need or cannot necessarily afford the cost of chartering the whole trailer, and that may not have any specific need to for that kind of space, and they utilize pallet positions within that trailer to transport the freight from point A to point B. That accounts for about 10% to 20% depending on who you talk to of the overall market, and it's and Roadrunner became an expert and a specialist in taking loads directly across the continent from it started in Milwaukee, in Cudahy, Wisconsin, and Shooting loads directly to America's southwest to, you know, and back that's obviously was linked to the port activity and intake in intake freight input point from Los Angeles and Long Beach ports. But he became an expert, and over time, the different management teams and different constituency of shareholders embarked on a strategy of growing it across different modes and a lot of things, and it became bit of a problematic story for the last four years. We We spend a concerted amount of time and discipline effort to unwind those those layers and bring it back to the specialist metro to Metro, long haul, specialist tracking service, which has kind of helped us resume our path to sustainability and excellence.   Michael Hingson ** 14:52 Is there a lot of competition for well among LTL companies? Yeah.   Chris Jamroz ** 15:01 I think there's a fair degree or healthy competition among them. It's, it's a fairly limited market of players. It's, I came up through my, through my experience in LTL, I I've coined this phrase that LTL stands for, less than likely to go perfect. It's, you know, despite the fact that you think it's a pretty simplistic concept of picking up the palette in in Philadelphia and delivering it in Dallas, it's actually an extraordinary complex and difficult to execute service, and from a perspective of being on time, of not losing, not damaging, the freight and trust to you. And obviously do it in a sort of in a fairly compressed timeline. So it is, it is a very specialist place. It's very different from what I mentioned, about 80% of the market, which is the truckload market, which is, you know that, you know, full trailers picked up from pay B, they just go to to the destination. This one is a consolidation play. There's, there's different touch points. It's a very complex so while the competition is very healthy, it's a good competition because it's sort of a tide that raises all the bonuses. These are very high quality providers, and as we compete, our customers win,   Michael Hingson ** 16:29 yeah, which is kind of important, and as long as everybody recognizes that it makes perfect sense that it ought to be that way. Why are what makes Road Runner kind of unique, or what sets it apart from other companies.   Chris Jamroz ** 16:42 What it said that we specialize in doing that one thing, which is taking loads directly and connecting a very far apart points across the United States, Canada in increasing Mexico direct. So a lot of large, large carriers or trucking companies have a very densely populated terminals, and they've, you know, they may have in excess of 300 terminals in the United States alone. What they do is they like very much, like an airline. They created a sophisticated hub and spoke system where the shuttle service connects the entire network. So for example, the freight from picked up from Long Beach destined to a planner may go through five different hubs as the network is designed. The problem with that is that every time you have to go into an LTL trailer, that means the forklift drives inside, lifts the pallet, needs to take it out, then take the cross to CrossTalk, puts in another trailer that's going to be destined to the next point and stop on the way. Damage happens, loss happens, and time is wasted, just and time is wasted. So what we do is we only have 36 terminals, but we we're in major metro, Metro, Metro to Metro connectivity. I always say that if you have a professional sports team, ideally a good one, and you we're going to have a terminal there in those settings, and we use our team drivers, and we just just shoot those votes straight across. So we compress the time that it takes to traverse the distance, and we eliminate those points of rehandling of powers and freight and greatly reduced the risk of loss, the risk of damage, etc.   Michael Hingson ** 18:48 And presumably, as part of that, you are very creative in scheduling, so that when you take a load somewhere and you get to the final destination, you also have other material to pick up, to go back or to go elsewhere, so you don't leave trucks idle very often,   Chris Jamroz ** 19:06 correct. So that's that's the art and the science of network design. Yeah, the way we execute it. We obviously have tremendous amount of data analytics and algorithmic tools to help us route this way, because at the same time, not just the trucks sitting idle, but the drivers don't like, you know, drivers like to drive, because when they drive, they make money, yeah, and that's we are very good at keeping them on the road and making money.   Michael Hingson ** 19:38 So what got you started in deciding to be part of Road Runner and and working up through the system to get where you are.   Chris Jamroz ** 19:47 You know, over the last two decades, I've become a sort of a specialist in unlocking trapped value in logistics companies across all modes of supply chain, globally and Road Runner. Certainly one platform with very severe challenges and and I really loved the story. I was completely taken by the strength and of and the resilience of its people. And I really thought it's an incredible opportunity to orchestrate a turnaround like no other in the trucking industry. And while it may sound a little bit arrogant, it's not meant to be. But you know, as I've heard it from equity analysts and bankers, many, many trucking companies have attempted turnaround and restructuring, and very few ever made it. There was a time when Old Dominion road lawyers, which is one of the best, arguably the best LTL carrier in the nation, they used to suffer from terrible reputation. And I remember they were called the referred to as the old smelly onion. Today it's a gold standard for all of us in this business to aspire to. But there was a time in the 90s when they suffered greatly and they orchestrated a spectacular turnaround. And there were there were some others as well, but road run in recent history is definitely the most spectacular comeback in that space.   Michael Hingson ** 21:21 Well, it obviously, in part, has to do with being very creative and figuring out ways to do exactly what you do, which is to get material from one place to another, minimum of any transfer from one truck to another, because you're right that can cause a lot of damage, and it does take a lot of time, and I'm sure that the result of that is that drivers appreciate it as well.   Chris Jamroz ** 21:46 Drivers do. Drivers are, you know, hardworking people. It's tough to think when, when I do about more a group of of the more patriotic pillars of our society. Drivers are a true American entrepreneurs, and we pride ourselves in empowering them and putting them in business and helping them build their own businesses. And we have, you know, so many success stories that filled our hearts with pride. But at the end of the day, drivers stay and drivers support carrier that helps them make money, that means, helps them busy, stay them enrolled, gives them good loads. And we have become, you know, we've kind of prioritized this as our core competence.   Michael Hingson ** 22:32 So with all of that, how was it during the whole period of covid? Because, of course, a lot of things happened. A lot of things shut down, and a lot of things changed because of covid. How did all that affect Roadrunner and what you do, and how did you all come out of it?   Chris Jamroz ** 22:53 We certainly, we kind of started the restructuring, and literally in the beginning of March, which was in 2020 which was like two weeks before the entire country shut down. So obviously that made it for a very interesting time in our life. But Trucking is such an essential service, it never stopped, right? Without trucking, nothing gets delivered. You cannot do anything. It's probably next to the sanitation services, I think, the most critical part of American or any economy for that matter. And so we worked, we worked interruptly through the pandemic. We were very focused on rebuilding our business and fixing our operations so everything that was happening external to our business were kind of very much in our peripheral vision, because we had so much work to fix our business from inside out, and that kind of kept us busy for for pretty much the next two and a half years.   Michael Hingson ** 23:58 So covid was kind of a good impetus and an excuse to to do the things that you you knew you kind of needed to do anyway. It   Chris Jamroz ** 24:06 was a good it was a good time, because we would have had to do it anyway. But the people were so distracted by, obviously, the stress of of the situation, that kind of took the focus completely away from what we were, what we needed to do. And I think that was a blessing.   Michael Hingson ** 24:25 Several um, weeks ago, I had the opportunity to chat with a gentleman named Glenn Gao, who lives in Northern California, who's a business leader coach, and he promotes the whole concept of AI and specifically managers using AI to help create ideas to improve what they do and to improve their companies and so on. But one of the discussions we had, um, and he and he said something very interesting during the discussion. But one of the discussions we had was how AI is going to affect. People as we go forward, and one of his positions was artificial intelligence, and all the things that are going on with AI doesn't eliminate jobs. Rather, people eliminate jobs because either they they find that they can do things cheaper, but they're they're not really doing themselves any good by doing that, because what AI should really do is where relevant help redefine jobs. And one of the things that we talked about was exactly the whole concept of truck drivers, when AI and autonomous vehicles come more into existence, what will happen to truck drivers? And his point was, even if you let a vehicle operate autonomously and it's completely safe, what that really should do is not to require a driver to not be in a truck anymore, but rather, you find other responsibilities and other things for the driver to do while monitoring the Driving of the vehicle no matter how safe it is. And so that that prompts the question, what do you think about the whole issue of autonomous vehicles and AI, and where you think that might might go over time? Because I tend to agree with Glenn, it shouldn't eliminate jobs. It may cause some expansion or redefining of jobs, but not elimination. Yeah.   Chris Jamroz ** 26:21 I think, listen, this is a, obviously a topic that could take a day, and everybody has no yeah. I always, I always love watching those clips from the news, yeah, news from the 1990s when the first the internet, the World Wide Web, was introduced, and people kind of speculating with it, if it's going to, you know, mean anything you want to. You don't want to be that guy who voices an opinion that gets recorded, and 20 years later your kids get to see it. What you know, What a dumb Damas your dad may have been. This is, this is one of those. So I have a very specific view on this. I, you know, I always kind of think that are certain tools that I invented that help things, and some of them were very useful and don't necessarily make the life easier. An example for that is a vacuum cleaner. You know, when I, when I was born, the vacuum cleaner was still a novelty and not particularly a widely think what was happening that once a year the entire Thai family would gather to take one or two rugs that that were present. Now, take them outside, clean them, usually in the snow, because I was thinking, and come back and just enjoy the freshness for the next year. Now the vacuum cleaner comes a genius invention. Genius invention. What do we do? You know, if my mom would have her way, I would be vacuum cleaning every day, just instead of a once a thing. I have a hobby now that every time my mom is a pond to one thing, I'd better get on that and get it clean. So did it really save us? I don't know, but definitely it's full invention, AI broadly, I think has has an immense impact on our lives, to the to the extent that I don't think anybody can even appreciate right now, in terms of the logistics business, I actually think there's very limited impact of what AI can do. And this is a sort of, and this is very humble opinion, after, you know, spending the two decades and fixing different supply chain businesses, and it's just the unpredictability, the the size of these, you know, statistically viable data samples, the the the the patterns of different outcomes is just impossible to scale and up until you can lift A pallet from Portland and and it can traverse in Metaverse to Chicago. You still need a truck, you still need a forklift, you still need someone to oversee this, right? So definitely impact on jobs and logistics, I'd say minimum. I think basically, maybe quality, the quality of service, perhaps we're using machine learning and AI algorithmic methodologies in our static load plan, which basically means routing the freight the best possible way. But at the same time, it's not an infinite benefit game. At the end of the day, you have a night 10 corridor and you have a truck that can traverse as the speed limit. And what is the best case? It's just there's very limited outcomes to the upside here. So I think the AI in terms of the, you know, in terms of the logistics space, will have probably the most commute. It effects of across the board, if I think about it, and definitely as I'm looking forward to the marginal benefits, I don't see it as a particular needle mover for us here. Well,   Michael Hingson ** 30:13 as I said, even if you could completely automate a vehicle so that it could drive itself, and that's fine. I still say that ultimately, I would never want to remove the driver from the vehicle, but rather give the driver other things to do to help the company. And they're the creative people will figure that out, and I think that there is no way that it should eliminate jobs. It's ridiculous to think that it's supposed to enhance and I think that there are ways that it will, whether vehicles will really become fully autonomous anytime in the near or intermediate future, at least, is is open to conjecture. But I I don't like the idea of, well, it's going to eliminate jobs. I don't believe that that's true. And I think that's what you're saying as well, and it makes sense.   Chris Jamroz ** 31:07 Yes, yeah. Well,   Michael Hingson ** 31:09 so in terms of shipping and logistics, what does, if you will, shipping and logistics indicate about kind of the broader economy, because it's certainly listening to what you said earlier. It continued during the pandemic, and I guess that means economy continues. But in general, just the whole industry. How does that affect or fit into the whole issue of the economy, and what your industry does for the economy?   Chris Jamroz ** 31:41 So you know, the American economy, every economy has a different mix of drivers, right? The American economy is a consumer driven economy, right? A percent of the GDP is driven by the discretionary consumer spend. So everything that you and I go and, you know, whether we go to a restaurant or go to the, you know, go to a wonderful vacation spot and buy it, you know, a plane ticket and book a hotel. All those kind of things make a difference. And obviously our discretionary shopping habits, that's critical. LTL is very much driven, you know, the entire supply chain accounts for 8% of American GDP. So it's not insignificant, and it is a sort of a barometer of activity. The broader, the broader trucking index could be an indication of of many drivers in common with this, whether that's industrial out of gage, project driven infrastructure investments by, you know, oil and gas sectors, or public works, or earth moving projects, you have all this kind of interaction with LTL is predominantly linked to e commerce near shoring and a little bit to the Import activity that when we have goods imported, they enter United States either through the port of New Jersey, New York or Long Beach, Los Angeles, and obviously Seattle, Tacoma or Charleston and Houston have all these kind of different entry points and and we monitor this. So we definitely are continued to be in a third year of recession, or this, you know, the tail end of the second year of recession, a freight recession. That is where the the volume of shipments have been dramatically, muted, dramatically, and then we continue to see the excess capacity, the full truckloads that I spoke about earlier, they hurting the most from the truckers. LTL is a fairly protected niche, and again, e commerce, which is still alive and healthy near shore, obviously growing in abundance and significance. That's also helping and so those the LTO is a little bit insulated from their role, and I wouldn't, and it's never particularly good or more reliable, most reliable gage of American economy or its health, the truckload is probably in other modes of trucking are more indicative, I would say. But again, you know we can, you know this was, you know what we experienced in 2021 and beginning of 2022 which was unprecedented peak and that benefited all people in supply chain, that obviously has been a peak in a cyclical business. And no matter what you call it, the transportation business are commodity businesses. And commodity businesses cycle, and some of the modes within that sector cycle more violently than others. And and we are at the trough of that cycle. And and probably will be here for quite some time, because we see before we see any mean. For recovery.   Michael Hingson ** 35:00 Why is there such a upright recession right now?   Chris Jamroz ** 35:06 What has happened is, if you remember that, there's couple of things, number one, at any cycle, at the peak of a cycle, a lot of people make decisions, and there's this unimpeachable view of self, intellect among them, among some of the decision makers who think, Okay, this time will be different, and this time, we won't let this slip. And there are decisions made at the peak of the cycle that have consequences or carry the consequences through the trough. Those decisions in our industry usually impact capacity, such as the number of new orders for trucks and trailers and terminal expansion when, when you look at this never, ever before in the history of mankind, more tractors, trailers and terminals have been commissioned or ordered than it were in 2021 and 2022 all These orders are now coming, then, creating unprecedented capacity. And now mind you, 2020, and 2021. Tested, you know, tested our ability to function without the ability to interact with each other. So you remember, we all remember, everybody was stocking up on just about any house, good supplies, you know, toilet paper, Clorox and disinfectants and just about anything, and the volume was just that no matter how much capacity you had, you you didn't have enough to satisfy the thirst of the consumer back in those days. So people made a lot of decisions. Most profound were those of ocean shippers who commissioned more supermax container ships than ever, ever in the history of the planet. And all these ships are being launched right now in the second world so soon in the second part of 2024 never before we had such a non swap of new supply in the notion, which obviously collapsed the pricing and in an ocean market. And that has a domino effect through, you know, starts with an ocean, because everything comes from China, Indonesia, India, Vietnam. Nothing comes from, you know, nothing comes from, you know, from the American Midwest anymore to meaningful thing now, thankfully, that's been offset by those near showing trends and the resurgence of Mexico and infrastructure investment in manufacturing on this continent, which is phenomenal. But you know, you had that, that onslaught of capacity and carried from ocean ships through through train cars, through tractor trailers, through new terminals, and, you know, they're just, you know, we, we didn't stay at that peak. You didn't, you know you're not. You don't have a three month supply of paper towels in your cupboard, probably today. And those trends reversed, and they kind of reverted to more historical median. So we went to the median shipping, not not anything dramatic, but we overbuilt capacity to to to support an abnormal volume demand. So you have this, you know, you have anybody who could have a truck, you could became an instant billionaire, right? If you could commit a thing, and you could drive the truck and take somebody's cargo shipment from it from one point to another. You're in business, and you're doing extremely well. And then that, you know, at the same time, the government stimulus, the low, super low interest rate, the financing, those, those things you picked for nearly nothing in terms of financing costs, and those covid leases are still in place. So we have a bit of a delayed effect of people exiting the industry, which is a normal thing in a down cycle, and it's prolonged, because the cost of the equipment is a lot cheaper than ever before in the history of economic cycle. So you have this prolonged exits which have not rationalized the supply demand equation. You have those very committed, serious infrastructure investment in terminals and expanding the infrastructure for handling exuberant amount of freight in this in this country, and that kind of makes it for a fairly miserable outcome for for those who try to make a living in transportation.   Michael Hingson ** 39:29 Do you think that there are things that we could have done to prevent what happened? Because it's it seems to me that it is a cycle, but at the same time, how could we have avoided it, given what happened in the pandemic and everybody was stocking up and so on, how could we have avoided doing exactly the thing that occurred, which now leads to the recession in this industry? And I'd be also curious to see if you think that that's going to spread. Further to the rest of the economy. But how could we have avoided it? Or could we have,   Chris Jamroz ** 40:06 I don't think so. Now you'd have to convince people to hate making money, and that's that's a tough thing, because at the peak of the cycle, every incremental capacity you know delivers extraordinary monetary benefit. So you would, you would have to ask for restraint and discipline. That is, is not natural to us, a natural to us as humans, and definitely not part of the American, American fabric, which is obviously opportunist, opportunism and entrepreneurialism. So, and it's there's a history of that every unprecedented event, if you go back in history, tend to occur every six to seven years. We have that unprecedented event of of a of a decline in the trough that that one can fully expect we in the decade the smarter people. I mean, that's that's sort of a South tyling Kong. But you know it when, in our business, we really reserved a lot of cash in 2020, and 2021, and I directed all of my management teams to just prepare for inevitable recession and entering entering with a high, you know, high reserves of of cash helps you through the town cycle. People who have leveraged themselves to the tilt and the pursuit of getting access to that capacity can deploy to earning, earning activities, have found themselves disappointed and and at the point of, you know, difficulty or despair at times, and many of them have since exited the industry or the business and all together. But it's not a it's not, I don't think it's avoidable. It's a cyclicality of commodity businesses, a lot of businesses, go through cycles. Oil and Gas is a violent cycle, ocean shipping, transportation, businesses of all coins, all of them are extraordinary. Link to economic gravitas, and that just, you know that just happens. The question is that, can you make the landing as soft as possible? Well, because you cannot avoid not going down,   Michael Hingson ** 42:18 yeah, which is really the wisdom and the thing that you have to do, we can't prevent it, but at the same time, we, if we are wise, we can prepare for it. And that makes perfect sense, because it's it is one of those things that just too many people just run right into things, and they do things, they just react. We have too many knee jerk reactions without strategizing, and that's part of the problem. So what you did is clearly the way to go, and the hope is that you're predicting enough of the recession and the level of it that that you'll be able to survive it and it won't become too bad.   Chris Jamroz ** 43:02 Yeah. I mean, listen, people at the peak of the cycle have difficulty seeing the cliff. They always try to believe that this time will be different and and it won't end up in tears like every single time beforehand. At the same time, people at the bottom of the cycle can sometimes pass. He passed the doom and gloom of the misery of today. But you know, as Rumi, the poet, says, This shall pass too. Yeah, say, and it's just, you know, you can never predict. And I don't you know, there's just you know all the even you know a broken clock is, is right twice a day, which is one of my favorite sayings, and right if you perpetually predict the negative you one day, you'll be right. If you you know a perpetual optimist, one day, you'll be quoted that you had predicted it. But I don't think there's this ability to put the timing on severity of these swings. What you can do is to do your absolute best to prepare for the cyclicality and inevitability of a of an economic cycle that impacts industry that are commodity industries, and try not to believe your own headlines. That's one of my favorite sayings to the things just when you have this kind of, you know, exuberant confidence in your own ability, but there's always a healthy check in that is, that is required and, and I always tell the management team don't, don't. You know, we very good, but we're not that good, and never, ever believe in your own press releases.   Michael Hingson ** 44:27 Yeah. Well, one of my favorite sayings is, don't worry about the things that you can't control. Focus on what you can and let the rest take care of itself. And you can't control the recession concept or recessions, necessarily, but what you can control is how well you prepare for it, and you think about it far enough in advance or sufficiently that you prepare as well as you can, and that's all you can do.   Chris Jamroz ** 44:52 Yeah, well said.   Michael Hingson ** 44:54 So I assume that right now, rates are cheaper than they have been in the past, and this is a good. Time to ship.   Chris Jamroz ** 45:02 It is a good time to ship. It is a good time to ship, particularly from, from a perspective of past. You know, years of 2020, 2122 and but you know, you don't. You know, the rates are byproduct of capacity and demand, right? It's always, there's the markets are very efficient when they find a market clearing price or rate for any service. The key is that you know, what do we do? Like about the LTL industry, that all the carriers are disciplined, so while everybody, nobody will be reporting record earnings this year, the what we do provides an adequate return on capital to provide for continuity and sustainability of our enterprise. Well,   Michael Hingson ** 45:49 it sounds like that you and what you do with Roadrunner, and I think in other places, have built companies and made them successful. And I think the most important part about that is that you build good teams. How do you do that?   Chris Jamroz ** 46:07 You know, everybody wants to play on the winning team. I've learned that fairly, pretty often, if you want. You know you could be not necessarily the easiest coach or not the kindest general manager of a sports team, but the players who want to join and come and play on the team, if you, if you win in championships and and it's all about the creating the little victories and momentum and creating the positive momentum, because it kind of takes a life of its own. And it's all about velocity of decision making processes. These are sort of a things that when, when I see, when I see organization crippled, you know, by the paralysis by analysis. And they kind of these full of smartest people in the world, but they just cannot make the right decision that they spend endless time through, you know, trying to model different outcomes. You attract top people who believe in the ability to become very effective as leaders, as managers, by combining the intelligence, the talent, the respect for data and analytics, and they empowered to make decisions, and they empowered to make a difference. That, you know, even through my life, you know, I've seen how many changes and the generations that are entering the workforce today are very different in behaviors that even Iowa's. And the contrast is quite stark, but what it is very magnetizing to to them is the ability to be impactful and do something they truly believe in, and do the right thing, and based upon very objective analysis, as opposed to, you know, do it because I say so, or gut based decision making and and so forth. So my teams, my management teams, evolved quite rapidly. You know, the last 1415, years, you know, I've had about probably 90% rotation in 19 million continue to upgrade, and so can people continue to find different paths so they just not good enough as the caliber of challenges I take on increases, but you know, I'm thrilled to see so many incredibly young, young folks on my team doing things that are just almost, you know, I could only describe as inspiring to me.   Michael Hingson ** 48:47 There's something to be said for energy, isn't there?   Chris Jamroz ** 48:51 Oh, energy is key. And from the leadership perspective, you need, you absolutely need credibility. So you need to act with integrity, authenticity. You need to win the respect of the people by fighting alongside with them in the trenches, you know, and being a very high energy leader, I think, is critical, particularly in industry as ours, right. I love the kinetic movement. I love the energy released by by transport and moving and and I lead the way that I would want to see the people around me behave, and I think that's critically important.   Michael Hingson ** 49:33 Yeah, I think there's a lot to be said for the fact that people need to relate to you and to leaders, because if, if they can't relate, if they can't really feel like they're part of the team, then they never will be. And the leaders, the person or the leaders, are the people who need to make that happen.   Chris Jamroz ** 49:57 I agree. I think there are different industries that. That that that aspect that you just mentioned is extremely important, logistics, absolutely. But there are different industries like, think about law firms or hospitals. They doctors don't need to be inspired by leadership. Lawyers need to be inspired by the Management Committee, the excellent professionals, and they operate within their own scope of autonomy, and they phenomenal what they do in logistics. It doesn't work. You could be the most brilliant person in the room. If you do not win the hearts and minds of your fellow teammates, you're not going to get anything done. And that is critical, because, if you and that's why logistics business, particularly those who do extremely well, have leaders, who have, you know, extremely personable, personable with a very high degree of energy. They're not, you know what you would have imagined in the past. You can see and sort of even the if you look in SMP and stock performance and and the shareholder value creation. You those firms who have very passionate, charismatic leadership teams tend to outperform dramatically the rest of the peer cohort. But   Michael Hingson ** 51:12 even in a law firm, if it's a real firm, and I think that's the issue, if it wants to operate as an entity, even the lawyers have their own cases and so on. But if, if it really wants to operate as an entity and find ways for people to collaborate and work together or work with each other at least, then there's got to be some level of leadership in it. And it sometimes happens, and then sometimes it doesn't. And I think that's true in in a lot of industries, but the best companies are ones where there is a a leader or leaders who can bring people together and make people all work toward whatever the common goals are, absolutely yeah, what's the best part of your job?   Chris Jamroz ** 51:58 You know the best part is seeing the people who have worked so hard, committed so much of the personal time and sacrifice of the years come to work, and you see that moment when there there are sparks in their eyes, when they see that their work matters and they Making a difference. And there's nothing more fulfilling, because everybody wants to be, you know, on the winning team. And you know, in the history of roadrun, which is obviously the most current one, but every other business that I've had the privilege of of being at the helm. You When? When, when people who make the companies start really feeling that they've made the difference and their contributions matter, and they're being appreciated, and the work shows there's no greater feeling in the world. So   Michael Hingson ** 52:49 what, what influences you? I mean, obviously you learn. You find ways to learn, and things need to probably influence you to to get to think the way you do. What are the things that influence you in the world, other than Acme and the Wiley Coyote?   Chris Jamroz ** 53:11 You know, this is I, I've, I've gone through my share of role models and mentors, and, you know, I'm profoundly grateful for the influence they've had on shaping the character of a person that I am and, and the business person that I've become and, and there were many right now, it's really sort of, you know, as you kind of, as I'm, you know, becoming more mature. It's really a kind of creating legacy and living legacy, and doing that through passing the proverbial baton to the new generations and seeing people step up and grow and become more confident in their abilities and truly believe in themselves, that's really is is is tremendous. And I think that's you know, as you know the you know, the my 20s and 30s, and soon the 40s will be over. The next, the next decade in my life will effectively about creating the living legacy, and that's probably the most powerful influence in my life. One   Michael Hingson ** 54:18 of the things that I've learned came from being a member of the largest consumer organization of blind people, the National Federation of the Blind, and the president of the Federation, years and years and years ago, started organizing what he called Leadership seminars. And that's continued with later presidents. But one of the things that the President said, well, actually, a question that he asked, I remember it clearly. It was on the Saturday Night of the seminar, is what is the most important thing that the president of the organization can and should be doing? And his response, after hearing what other people said, is. Because the most important thing I think the President has to do is to be looking for his successor, because there will become a time that he doesn't get to be president anymore, and if the organization is going to continue, then the President needs to be the one to find the person who can take over and do what needs to be done going forward. What do you think about that?   Chris Jamroz ** 55:28 I think it's very profound. I think it's critical. I I've, you know, through my, through my adventure and logistics, you know, I've been at the helm of, you know, now, the helm of eighth and ninth organization, and I've done, I've executed seven exits, and every single time that I left, what was left behind was a fully sustainable management team that could take, they would take the operation to the new The new level, but it would be their, their story wouldn't be mine anymore, right? And it's, it's tough. It's tough because first you first there's, we're humans, and we develop emotional connectivity. If we have the humans we obviously we relate, relate to fellow humans and and we we like what we do, and we tend to touch so it's difficult to let go. Second of go, particularly things going well. There's, you know, we tend to develop. There's an impeachable view of self, intellect and supremacy and irreplaceability, which is complete and nonsensical, but it is human. And I've maintained a very healthy discipline of not staying at the helm of any organization for more than three, four years, and and that's, you know, that's, that's very healthy. And I think at any given time you you have to create because, to be honest, if especially in today's, today's society, if people do not see the path forward, if they think that their abilities will not be recognized within the meritocracy of the organizational dynamics, they will leave the competition for talented spheres. And it's not a defensive play, but it's makes organization better. I've seen a lot of executives trying to hang on to the spots for decades and and to be honest, all they've accomplished. I think it's time. The the potential that organization could have had doesn't mean the businesses are not performing, but I think the reasons could have gone a lot further. And but it's time. It's difficult, right? We don't want to seem we don't want to see ourselves as impediments to growth. Who wants to think of themselves by that? It's I think, but I think it's a very healthy habits. As much as I'm a firm believer in term limits and in certain government fears, I'm a strong believer in term limits at the helm of commercial organizations, and I've lived by by example of that, having, you know, having exited seven times already. So my average tenure is just under, you know, just about two and three years well   Michael Hingson ** 58:12 and and obviously you Leave when you know that you've been able to put together a team, and even possibly including a person at the top of the team who can take over and continue the growth or whatever it is that the organization needs which is important,   Chris Jamroz ** 58:28 absolutely, absolutely. So   Michael Hingson ** 58:32 on a personal note, what do you do when you're not being CEO or chair of the board? What kind of hobbies or pastimes and other things like that do you do to be a little bit more frivolous in the world?   Chris Jamroz ** 58:45 So my absolute thing in the world is kiteboarding, which I don't get to do enough, but it is aspirations. Kiteboarding and sailing. These are the most relaxing things I can ever envision doing in my life, and it's been quite some time since I since I've sailed, and it's been quite some time since I kite board, so like, I'm targeting, you know, the end of this year to maybe get at least a few weekends out in The ocean, as   Michael Hingson ** 59:21 long as the sharks leave you alone.   Chris Jamroz ** 59:24 Well, if you outrun them,   Michael Hingson ** 59:26 well there, there's that. That's fair. Okay. Well, Chris, I want to thank you for taking so much time to be here. My hope that you've enjoyed it and had fun. I certainly have learned a lot, which is what I always like to do. And I really appreciate you taking the time to spend with us and making this, I think, a relevant and memorable podcast for people to hear. I   Chris Jamroz ** 59:49 could absolutely and thouroughly enjoyed myself, and thank you so much for inviting me and having me on your show.   Michael Hingson ** 59:54 Thanks very much for listening to unstoppable mindset. We hope that wherever you're listening, you'll get. Us a five star rating. We value that very highly. If you want to comment on this podcast, I'd love to hear from you. You can reach me at Michael h i@accessibe.com, A, C, C, E, S, S, I, B, e.com, you can also go hear other podcasts anywhere podcasts are available, especially you could go to www dot Michael hingson, M, I C, H, A, E, L, H, I N, G, s, o, n.com/podcast, but wherever you listen to us, please give us a five star rating. We value that very highly, and we hope that you'll come back and visit with us again next time. On unstoppable mindset, you music.   **Michael Hingson ** 1:00:45 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Tom welcomes back David Brady, a former money manager, Sprott Money contributor, advisor to 4779 Capital, and Substack publisher. Brady shares his perspective on the current state of markets versus the economy using his Five Pest process. He expresses his belief that a stock market crash is inevitable, with the S&P 500 potentially reaching around 1000. Brady warns that the Federal Reserve will likely intervene to prevent a major market drop and discusses his expectations for bonds, currencies, commodities, Bitcoin, gold, and silver markets. Brady believes both gold and silver have been correlated recently but notes a disconnect with silver prices. He attributes the current strength of the gold market to Federal Reserve plans to cut interest rates, a weakening dollar, potential escalation of conflicts in Ukraine and the Middle East, growing fiscal deficits, increasing demand from central banks and countries like China and India, and bullion bank squeezes. Brady predicts that miners will eventually catch up with the metals' price rise but may initially lag behind due to rising energy costs. David shares his perspective on how miners might respond once the Fed cuts interest rates, acknowledging uncertainty about whether this could be the catalyst for miner outperformance or if it's already priced in. Silver could also surpass gold's performance based on historical trends, with silver often underperforming gold but catching up during major rallies. David emphasizes the importance of looking at inflation-adjusted highs in gold and silver markets. David's investment strategy involves tracking the beta between miners and silver, buying high beta miners when he believes silver is about to rise, selling when he thinks it's near a top, and holding until silver drops significantly to validate the trend. David discusses the potential impact of the upcoming US election on monetary policy and markets, with both Trump and a Democrat potentially winning but differing approaches to fiscal spending and interest rates. He labels Trump as an inflationist and expects him to put pressure on the Federal Reserve to lower interest rates, which could contribute to inflation and benefit gold and silver. Lastly, David also mentions his concern about larger investment funds that only rebalance their portfolios quarterly or monthly. He emphasizes the importance of being prepared for financial instability by holding physical metals, farmland, becoming self-sufficient, and paying off debt. Timestamp References:0:00 - Introduction0:40 - Davids Market Outlook6:12 - Fed Reaction & Banks11:56 - BRICS 'The Unit'15:05 - Equity Drawdowns & Metals16:06 - Performance Gold Vs Silver23:10 - Fed Cut a Miner Catalyst?26:08 - Silver Chart35:25 - Inflation Adj Highs39:10 - High Beta Miners45:00 - U.S. Political Outlook54:08 - Drawdowns Vs. Physical56:22 - Have a Plan B & Skills1:00:22 - Crisis & Big Funds1:04:50 - Wrap Up Guest Links:Substack: https://fipestreport.substack.com/Fund Website: https://4779Capital.comTwitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writers David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM and managed multi-billion dollar bond and foreign exchange portfolios for multinationals such as eBay and Salesforce. He has always been interested in financial markets, winning investment competitions at the age of 15. Scoring the highest grade for his graduate thesis, "Is the ERM (Exchange Rate Mechanism) Fatally Flawed," in 1993, and won foreign currency spot, forward, and bond trading competitions at 23. Suffice to say that financial markets have been his passion for much of his life. David is a native of Dublin, Ireland. He moved to the United States in 1998 and now lives in Ontario,

This week Ivy Slater, host of Her Success Story, chats with her guest, Courtney Spritzer. The two talk about traditional and digital marketing, and the emotional journey of birthing, running, scaling, and selling a business, as they have with Socialfly. In this episode, we discuss: How she and her business partner, Stephanie, began their journey together Why they hired as they scaled, and how early they brought in their first interns Where they acquired the knowledge in pricing and infrastructure to jump in head first and just go at the very beginning What lessons they learned as they were scaling the business Courtney's advice to any founder at any stage of growth What they learned in the M&A process with Socialfly, and how they managed selling a company while running it What they have in store for the future, and how AI and digital marketing come into play   Courtney Spritzer is the Co-Founder and CEO of Socialfly, a leading social-first digital and influencer marketing agency. Socialfly helps brands communicate and resonate with target audiences through digital marketing strategy, organic social, paid media, influencer marketing, seo, and creative production. Throughout Courtney's career, she has developed strategic marketing plans for her clients and successfully implemented campaigns for 300+ companies and brands, including Discovery Network, Conair, Girl Scouts, and Slimfast. In February 2024, Socialfly was acquired. In addition to her leading role at Socialfly, Courtney is also the Co-Founder of Entreprenista Media and co-host of the Entreprenista Podcast, a platform providing resources to women entrepreneurs and business leaders to celebrate and amplify their successes. Courtney is the recipient of the SmartCEO Brava Award and Drum's 50 under 30 in Digital Marketing, and was recognized on the annual Inc. Female Founders 100 list in 2021. She has appeared on Bloomberg, Entrepreneur, Mic, MarketWatch, CheddarTV and more. Courtney holds a Bachelor of Arts degree in Economics and a minor in Business Studies from New York University. LinkedIn: https://www.linkedin.com/in/courtneyspritzer/ Instagram: https://www.instagram.com/courtspritzer

Amit Chhabra heads health insurance in Policybazaar.com. Under his leadership, Policybazaar.com witnessed significant growth for health insurance vertical to emerge as a one-stop destination for online health insurance needs. In this period, he also developed, Health-CRM team to create best-in-class service solutions for the company. He is also responsible for acquiring new partnerships to further expand the health insurance business.   A Post Graduate in Business Management from IIM, Indore and a Bachelor in Business Studies from Delhi University, Amit brings with him more than a decade of experience.    

“Decision friction is when you deliberately interrupt your thoughts before forming a judgement. You adopt a series of prompts or questions that are like a speed bump for your mind if you're in a hot state.”   This is a special episode only available to our podcast subscribers, which we call The Mini Chief. These are short, sharp highlights from our fabulous CEO guests, where you get a 5 to 10 minute snapshot from their full episode. This Mini Chief episode features Nuala Walsh, Founder & CEO of MindEquity and author of Tune In: How to make smarter decisions in a noisy world. Her full episode is titled The art of decision-making like a ninja, and learning to control your emotions and recognise your biases. You can find the full audio and show notes here:

With the Solar Eclipse coming up what a wonderful time to visit with Jill Carr. Jill  joins us from the UK to discuss the stars, the moon and the planets! With the total solar eclipse to take place on Monday April 8th it is fitting that Jill's new book Astrolations is here to guide us with information on our own sun sign with the influence of the elements. Jill has studied ad worked in various locations in the UK, refining her research into all matters astrological, including Chinese Astrology. She has degrees in Surface Pattern Design, Business Studies and Philosophy and Aesthetics. We have a wonderful conversation about what's to come in April 2024 with the new eclipse coming out way. *Angel Class April 13th Sign Up @ NancyYearout.com

Tom welcomes back David Brady to discuss future market movements based on Fed decisions and current geopolitics. David suggests that investors should invest in physical silver and gold as a hedge against inflation, stock market crashes, and cyber attacks. He believes that the pullback from recent highs will be shallow but may require a big event to drive it. David mentions that some people are suggesting $100 silver is a slam dunk and that high beta miners are going to go through the stratosphere. David emphasizes that investing in these assets can be expensive, so people should pick an amount they feel comfortable with and buy as much as possible. This episode also highlights the current equity market trends and how gold and silver are performing. David explains that the recent increase in the price of gold and silver is not due to a specific event but rather a collective reaction to the loss of confidence in the economy. He suggests that the price of gold and silver may continue to rise, as more people seek safety in these assets during times of uncertainty. The interview also touches on the potential impact of the 2020 US presidential election on the value of gold and silver. David believes that the current economic and political environment may lead to a stock market crash and a subsequent decline in the value of assets like gold and silver, which would benefit their investors. However, he also mentions other potential risks facing the economy, such as the banking system, wars, and the loss of confidence in government institutions. David believes that investors have good reason to be bullish on the current precious metal market conditions and expects continued growth in the coming years. However, he also acknowledges the potential risks facing the economy and the political landscape, which could lead to a significant decline in the broader equity markets. Time Stamp References:0:00 - Introduction0:53 - Gold Train All Aboard?5:06 - Rate Cuts & Dollar10:19 - Demand & Confidence12:40 - COT Data & Metrics19:22 - Stock Market Thoughts24:12 - Silver Vs. Gold?29:12 - Portfolio Positioning34:48 - Valuations & Silver39:42 - Confiscation & The East43:00 - Housing & Employment45:10 - Gloom, Doom, & Popcorn50:28 - Wrap Up Talking Points From This Episode The recent increase in gold and silver prices is likely driven by a collective reaction to economic uncertainty, not a specific event. Investing in physical silver and gold can provide a hedge against inflation, stock market crashes, and other black swan events. A pullback from recent highs may be shallow but requires a big event to drive it. Substack: https://fipestreport.substack.com/Fund Website: https://4779Capital.comTwitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writers David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM and managed multi-billion dollar bond and foreign exchange portfolios for multinationals such as eBay and Salesforce. He has always been interested in financial markets, winning investment competitions at the age of 15. Scoring the highest grade for his graduate thesis, "Is the ERM (Exchange Rate Mechanism) Fatally Flawed," in 1993, and won foreign currency spot, forward, and bond trading competitions at 23. Suffice to say that financial markets have been his passion for much of his life. David is a native of Dublin, Ireland. He moved to the United States in 1998 and now lives in Ontario, Canada, since 2015, with his wife and four kids.

“We live in this highly overstimulated world, people are rushing to judgement more than ever, people are feeling unheard, and the reality is, they are unheard, because we can't hear them, because we're too busy, too distracted.”   In this episode of The Inner Chief podcast, I speak to Nuala Walsh, Founder & CEO of MindEquity and author of “Tune In”, on the art of decision-making like a ninja, and learning to control your emotions and recognise your biases.

Jill first started studying astrology seriously, after buying The Modern Text Book of Astrology by Margaret Hone in a city bookshop. Since then, she has studied and worked in various locations with the UK, continuing to refine her research into all things astrological. She discovered Chinese Astrology in the 1980's, which she finds endlessly fascinating. Jill spent over 30 years living in Shropshire, near the Welsh border, where she walked the Shropshire hills, and climbed the Welsh mountains. She has now settled in the wonderfully inspiring county of Cornwall, surrounded by natural beauty and inspired by the spiritual nature of this beautiful place. Jill has degrees in Surface Pattern Design, Business Studies, and Philosophy. Her other interests include yoga, singing, walking, and painting. Find out more about Jill Carr https://astrolations.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Bem-vindos ao podcast Líder de Elite, onde exploramos as nuances da excelência em liderança e desenvolvimento pessoal. Neste episódio especial, temos o prazer de receber Juliana Oliveira, uma especialista apaixonada por psicologia positiva e encantamento de clientes. Prepare-se para uma conversa enriquecedora que promete insights valiosos para líderes, empresários e todos aqueles em busca de crescimento e bem-estar. Não perca a oportunidade de se inspirar e aprender com uma das vozes mais influentes no campo da excelência em liderança. Pontos Chave Psicologia Positiva na Gestão de Pessoas: Juliana Oliveira destaca a importância da psicologia positiva no ambiente corporativo, mostrando como sua aplicação pode melhorar significativamente o bem-estar dos colaboradores e, por consequência, a qualidade do serviço prestado aos clientes. A Importância do Cuidado com o Colaborador: A felicidade e o bem-estar dos colaboradores são fundamentais para criar uma experiência positiva para o cliente. Um colaborador desencantado não tem como encantar ninguém. Encantar o Cliente é Mais do que um Produto ou Serviço: No mundo atual, onde a concorrência é acirrada, o diferencial das empresas reside na experiência e conexão criada com os clientes, muito além do produto ou serviço oferecido. Cultura Organizacional e Liderança: A transformação para uma gestão focada no bem-estar começa no topo. Líderes devem ser os primeiros a adotar e promover práticas que valorizem os colaboradores. Reconhecimento e Gratidão: Pequenas práticas de reconhecimento e gratidão no dia a dia podem ter um grande impacto no ambiente de trabalho, promovendo um clima organizacional positivo. Evolução da Experiência do Cliente: A transição do foco no produto para a experiência do cliente reflete uma mudança significativa no mercado, onde o valor está na conexão emocional com o cliente. Forças de Caráter na Psicologia Positiva: Trabalhar as forças de caráter individuais é uma forma eficaz de promover o crescimento pessoal e profissional, contribuindo para um ambiente de trabalho mais positivo e produtivo. Importância da Autoconsciência e Desenvolvimento Pessoal: Conhecer e desenvolver suas próprias forças e potencialidades é crucial para o bem-estar individual e sucesso profissional. Impacto Social da Psicologia Positiva: Além do ambiente corporativo, a psicologia positiva tem um papel fundamental na transformação social, promovendo práticas de empatia, gratidão e respeito mútuo. A Jornada de Transformação Começa com Pequenos Passos: Cada indivíduo tem o poder de influenciar positivamente o ambiente ao seu redor, seja no trabalho, em casa ou na sociedade, através de ações simples mas significativas. Juliana Oliveira é formada em Business Studies with Marketing pela University of West London; MBA em Gestão Empresarial pela FGV; Pós-Graduação em Psicologia Positiva pela PUC; Especialista internacional com vivência de 10 anos na Inglaterra, onde teve a oportunidade de trabalhar diretamente com experiência e relacionamento do cliente em empresas multinacionais de variados setores, cobrindo uma carteira de clientes da Europa, Estados Unidos, América do Sul, Oriente Médio e Ásia. Sua vasta experiência em CX com clientes de várias partes do mundo trouxe um expertise diferenciado sobre o tema. https://www.linkedin.com/in/juliana-oliveira-seeds/ #liderdeelite #liderança #autoliderança

The drug war in the UK and worldwide has been going on for a long time. It's not new to see news coverage on buy busts and undercover operations. It makes us more aware of the drug problem, but also lulls us into a false sense of security that things are improving. In reality, these drug busts pose more threats to our community safety. In this episode, Neil Woods gives a sneak peek into the life of an undercover cop. He shares talks about the futility of the drug war and how it empowers organised crime. So many vulnerable individuals get caught in the crossfire between criminal organisations and the police. Fortunately, Neil shares that there is some change happening. He also details the concrete steps we must take to win this fight against drugs.  Tune in to this episode to find out the truth about the drug war and what you can do to help end it!  Here are three reasons why you should listen to the full episode: Discover the ugly truth behind drug policy and why it needs to change. Learn about Neil's experiences and realisations from working as an undercover cop. Find out what you can do to aid the social movement against the drug war.  Resources ⁠Noise App⁠ Connect with Neil:⁠ ⁠⁠website⁠ | ⁠Twitter⁠ Grab a copy of Neil's⁠ Drug Wars⁠ and⁠ Good Cop, Bad War⁠ now! ⁠Why major drug busts don't work: an undercover cop explains⁠ Episode Highlights About the Young Neil Woods Neil grew up in the middle-class town of Buxton in the Peak District. He admits that he had a sheltered upbringing. He went to university by mistake, thinking he would be interested in Business Studies. He dropped out shortly after. While backpacking around Europe, he saw an advertisement for the police in the local newspaper and flipped a coin. The result eventually set him on his career path. Wanting to do something different and adventurous every day brought him to policing. His Early Years in the Police At the start, Neil found policing to be a shock. Being a 19-year-old, he was naive and had no experience with handling conflict.  He almost got kicked out during his probation and hated the first two years. But he wanted to prove to himself that he could get past two years, so he hung on by the skin of his teeth. How Neil Started Working Undercover If you struggle in the police, your colleagues will perceive you as useless and unreliable. Neil experienced this as well. To get a fresh start, he moved to another station in Glossop.  During that time, in the early to mid-90s, the government pushed police forces to prioritise the drug war.

Tom welcomes back David Brady to the show. David discusses the current state of the gold and silver markets. He believes that both metals are predicted to go lower in the short term due to thin markets, low capital requirements, and excessive shorting by bullion banks. Brady advises traders to stop playing in between major levels and instead wait for the bottom before buying low and selling high. He emphasizes the importance of reducing emotion in trading and making rational decisions based on sentiment, technicals, Elliott Waves, positioning, and the DXY. According to Brady, the bullion banks are manipulating the market, and he anticipates further short-term manipulation. Brady uses the FIPES process and data-based signals to predict market movements. He cautions against relying on forecasts and encourages traders to take "baby steps" to better understand short-term market shifts. While Brady believes that the short-term future of gold and silver is lower, he remains bullish on their long-term prospects. He expects the value of the U.S. Dollar (DXY) to increase, primarily driven by higher yields. He considers a variety of factors, including technical indicators, sentiment, and fundamentals, before making forecasts. David recommends looking at recent data for high-beta miners to avoid outlier values. He is particularly bullish on the year 2024 when the U.S. Dollar is expected to have a strong run before losing confidence. Lastly he, also stresses the importance of keeping wealth outside of the banking system. He suggests real tangible assets like land and, especially, gold and silver as the best options. He views these metals as an insurance policy that can protect against financial collapse and potentially generate wealth. Time Stamp References:0:00 - Introduction0:57 - Gold Market Outlook4:44 - Issues With Think Markets10:46 - Equities & Pivots15:50 - Timelines & Advisors21:05 - DXY & Bond Yields25:03 - High Beta Miners30:22 - Take On The Great Taking35:48 - Wrap Up Talking Points From This Episode David predicts a further downfall for gold beyond the $1,988 low seen in earlier months due to thin markets, low capital requirements, and excessive shorting by bullion banks. Investors should reduce emotion in traders and make rational decisions. Have physical gold and silver to protect a person's wealth from a potential financial collapse. Central banks buying up gold and silver globally is an indication of stability in the market. Substack: https://fipestreport.substack.com/Fund Website: https://4779Capital.comTwitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writers David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM and managed multi-billion dollar bond and foreign exchange portfolios for multinationals such as eBay and Salesforce. He has always been interested in financial markets, winning investment competitions at the age of 15. Scoring the highest grade for his graduate thesis, "Is the ERM (Exchange Rate Mechanism) Fatally Flawed," in 1993, and won foreign currency spot, forward, and bond trading competitions at 23. Suffice to say that financial markets have been his passion for much of his life. David is a native of Dublin, Ireland. He moved to the United States in 1998 and now lives in Ontario, Canada, since 2015, with his wife and four kids.

On today's show, Prof. Xanthé Mallett discusses "Mushroom Murders": Erin Patterson is charged with murdering three people using poisonous mushrooms in Australia after a lunch event. Later, Brian Gregory discusses the Transport Reality Summit UK, challenging Net Zero Targets and advocating motorist freedoms with the Alliance of British Drivers. GUEST 1 OVERVIEW: Dr. Xanthé Mallett, a forensic anthropologist and criminologist, champions justice through DNA identification, bias combat in legal systems, and expert media analysis.  https://www.newcastle.edu.au/profile/xanthe-mallett https://twitter.com/XantheMallett GUEST 2 OVERVIEW: Brian Gregory is the founder of the Alliance of British Drivers. He obtained his MA in Natural Sciences (Chemistry & Molecular Biophysics). He later obtained Masters of Science in Business Studies from Edinburgh University and worked 30 years in sales & marketing for a global titanium pigment producer. His heavy driving over a number of years in his career and the cavalier approach to road safety of officialdom rapidly became a consuming side-interest, resulting in me forming the Association of British Drivers in the early 1990s renamed The Alliance of British Drivers. Brian also developed a strong interest in studying climate and realised like health & safety overreach, climate also was going to be used as an additional stick with which to beat road users over the head.

Dr Joe is a Homeopathic Practitioner, born in Brussels, then living in several different countries before deciding to settle in New Zealand. In this podcast, he shares how he went from working as a surgeon, to discovering natural medicine – and believe me, he has studied pretty much studied every single natural health modality there is. He has also published 11 books and lectured internationally. He'll also be speaking of the Fibonacci series, which has completely revolutionised the “potency problems” many Homeopaths experience. His CV is so unbelievably amazing, that I included it here for listeners to peruse.   Dr Joe's website is www.naturamedica.co.nz and emailed at homeosensei101@gmail.com    Curriculum Vitae. Doctor Joseph Rozencwajg, MD, PhD, NMD, HMD, DO, OMD, DAcup, DIHom, DHerbMed, DNutr, HbT, FBIH, RCHom, MNZIA, MNZAMH, MNNZ, MNZSN. Born in Brussels, Belgium, March 14, 1951 Medical School Université Libre de Bruxelles, Belgium, graduated 1976 Specialty in General Surgery: 2 years at Soroka Medical Center, Beersheva, Israel   4 years various hospitals in Belgium Belgian Specialist Surgeon 1982 Specialty in Thoracic and Cardiovascular Surgery, the University of Alberta, Edmonton, Canada Diploma in Acupuncture, ABMA (Belgian School of Acupuncture for MDs)   Member of the NZ Institute of Acupuncture     Member of the NZ Chinese Medicine and Acupuncture   Society (Registered Acupuncturist)   Member of the NZ Chi-Kung and TCM Association   Certificate from the China Academy of Chinese Medicine     Sciences (Acupuncture and TCM, MEDBOO course)   Oriental Medicine Doctor (OMD) Specialist in Homeopathy:   British Institute of Homeopathy, Diploma, Post Graduate   And Fellowship   Institut Homéopathique Scientifique, Paris   Israel Medical College of Homeopathy   Westbrook University, Aztec, New Mexico, USA   Diploma in Homotoxicology   PhD in Homeopathy, Westbrook University   RCHom New Zealand     Specialist in Phytotherapy (Herbal Medicine):   The School of Phytotherapy, UK  Member of the NZ Association of Medical Herbalists Diploma in Nutrition: the International Academy of Nutrition, Australia Diploma in Applied Clinical Nutrition (USA) Fellow of the American College of Applied Clinical Nutritionists Diploma in Homeobotanical Therapy, Australia Post-Graduate Diploma of Dynamic Phytotherapy  Doctor in Naturopathy (UNM/YINS) PhD in Natural Health Sciences (UNM/YINS) Doctor in Oriental Medicine (OMD, Calamus International University) Doctorate in Osteopathy (Drugless) (D.O.) Permanent student in Ortho-Bionomy Student in Cranio-Sacral Therapy Student in Visceral Manipulation Advanced Dorn Method Practitioner Miscellaneous: Auriculotherapy, Bach Flower Remedies, Aromatherapy,    Reflexology, Iridology, Reiki Master (Usui), MPRUE Great GrandMaster Practitioner and Instructor in Tai Chi and Qigong. Former Lecturer in Medical Diagnostics at the Faculty of Chiropractics and Homeopathy, Technikon Natal, Durban, South Africa. Former Lecturer in Homeopathy at the Israeli Medical College of Homeopathy. Former Tutor with the British Institute of Homeopathy (Homeopathy, Anatomy & Physiology, Pathology, Diagnostics and Nutrition) Professor of Natural Medicine at Calamus International University Publications: - Dynamic Gemmotherapy. Integrative Embryonic Phytotherapy. - Organotherapy, Drainage and Detoxification. - Removing the guesswork from potency selection: the Fibonacci Potencies series (paper). - The Fibonacci Series: update, discussion and conclusions (paper). - The Potency. Advanced prescribing in homeopathy: the Fibonacci Series. - Third Millennium Homeopathy - Homeopathy and Mental Health Care: Chapter 16 of this Anthology - Homeopathy through the Chinese looking glass: Homeosiniatry revisited - Elementary Nutrition for Homeopaths - Elementary Human Nutrition for Health Practitioners   Non-Medical qualifications: Diploma of Creative Writing from the NZ Institute of    Business Studies. Certificate in Mauri Ora (Maori studies) from Te Wananga O Aoteaora   First Dan Black Belt Aikido   Second Dan Black Belt Karate   Tai Chi Chuan and Qigong Practitioner   Yoga Student/Practitioner

On today's show, Brian Gregory delves into a range of topics. First, we'll cover Greta Thunberg's involvement with fossil fuel activists outside JP Morgan in Canary Wharf, following her recent legal charges stemming from a separate demonstration. Later in the program, Joseph will investigate Keir Starmer's party's historic victory, marking their first seat win since the pivotal by-election in 1996. The burning question remains: Does the Conservative Party have a fighting chance in the upcoming election? GUEST 1 OVERVIEW: Brian Gregory is the founder of the Alliance of British Drivers. He obtained his MA in Natural Sciences (Chemistry & Molecular Biophysics). He later obtained Masters of Science in Business Studies from Edinburgh University and worked 30 years in sales & marketing for a global titanium pigment producer. His heavy driving over a number of years in his career and the cavalier approach to road safety of officialdom rapidly became a consuming side-interest, resulting in me forming the Association of British Drivers in the early 1990s renamed The Alliance of British Drivers. Brian also developed a strong interest in studying climate and realised like health & safety overreach, climate also was going to be used as an additional stick with which to beat road users over the head. GUEST 2 OVERVIEW: Joseph Robertson, an accomplished reporter at Epoch Times, is currently based in London.

Catriona Waters (pronounced Catreena--it's a Scottish) grew up in London and attended college in Sheffield, earning a bachelor's degree in Business Studies and French. From there, she enjoyed many years as a successful marketing and public relations executive working with major brands. After moving to California 20 years ago with her family, she started her second career as a therapist. She earned her Master's in marriage and family therapy from Pacific Oaks College and trained at the Family Services Agency of Burbank. She has been practicing as a therapist for over eight years. Catriona specializes in treating anxiety, panic, depression, and trauma.In this episode, Nada sits down with Catriona to discuss the impact of returning to school and starting a new career in midlife. Catriona gives us a glimpse of her therapy practice and what led her to focus on patients with anxiety and depression. She also gives us some great tips for leaving work at work and using our senses to ground ourselves.Check out Catriona's website. She recommends adding The Marriage Portrait and Hamnet by Maggie O'Farrel and Bring Up the Bodies by Hilary Mantel to your bookshelf.Please follow us at @thisislibertyroad on Instagram--that's where we hang out the most and connect with our community. And please rate and review this podcast. It helps to know if these conversations inspire and equip you to consider what's now and what's next. Hosted on Acast. See acast.com/privacy for more information.

PARVEEN HAFEEZ  | MANAGING DIRECTOR-SUNRISE GROUP OF HOSPITALSA nominated Kerala State Women's Development Corporation member, she was also the Founder and Chairperson of the Ladies Forum of Kerala Chamber of Commerce and Industry. Ms Parveen Hafeez was selected for best women entrepreneur in 2013 byKerala's Leading Business Magazine - Dhanam Publications c Ms Parveen has been awarded Business Icon of the Year 2015 by the School of Business Studies, Calicut University.She was awarded the Business Excellence Award 2020 by Media One.

In this week's episode, I'm joined by Island Influencer Greg Ellison, the founder of AI Strategy Ninja. With an illustrious 25-year career in the financial services sector, including the last 15 years at the helm as CEO, Greg is now channeling his expertise towards helping businesses harness the exciting opportunities of AI. A lifelong advocate of continuous learning, Greg embarked on his educational journey with a Business Studies degree from Swansea University, followed by an MBA from Henley Business School. He's a distinguished Chartered Director and has enriched his knowledge with courses at Oxford Said Business School. Most notably, he recently completed the 'AI and Business Strategy' program at MIT in America. Greg's professional life brought him (and his wife and children) to the Isle of Man in 2006 when he assumed the role of Head of Banking at Barclays Wealth, overseeing operations in Jersey, Guernsey, and the Isle of Man. In 2021, he launched the island's inaugural digital bank, Capital International Bank, while achieving an impressive threefold growth in the Group's profits. I hope you enjoy our conversation as Greg delves into his entrepreneurial aspirations, shares his career's pinnacle moments, his most significant sources of inspiration, and his visionary plans for AI Ninja—ultimately, “embedding AI into the heartbeat of IT systems.” Just hit that play button to hear Island Influencer Greg Ellison's valuable insights in episode 97. Useful links: Website: https://www.aistrategyninja.com/ LinkedIn personal page is: https://www.linkedin.com/in/gregellison/ Company LinkedIn page is: https://www.linkedin.com/company/98147338 YouTube is: https://www.youtube.com/channel/UCCTw_daLdOxLKlQ_Th1Ouag https://www.facebook.com/AIStrategyNinja Podcasts: The Good, the Bad and the rugby, which is James Haskell and Mike Tindall AI podcasts: McKinsey & MIT Book recommended: Never Finished by David Goggins [fusebox_full_player social_twitter="true" social_facebook="true" social_linkedin="true" social_pinterest="true" social_email="true" ]

On today's show, Brian Gregory delves into Rishi Sunak's decision to extend the ban on internal combustion engines by five years, pushing it back to 2035. Later, Roger Lehet joins us to shed light on the relentless burden of environmental regulations, which have been making life increasingly challenging for an entrepreneur dedicated to ensuring people stay warm and well-fed. GUEST 1 OVERVIEW: Cheryl Gallagher is a professional artist producing Space Art NFTs and is a musician and a video producer. She's also involved with Asgardia The Space Nation as a Minister of Culture. GUEST 2 OVERVIEW: Brian Gregory is founder of the Alliance of British Drivers. He obtained his MA in Natural Sciences (Chemistry & Molecular Biophysics) and later obtained a Masters of Science in Business Studies from Edinburgh University and worked 30 years in sales & marketing for a global titanium pigment producer. His heavy driving over a number of years in his career and the cavalier approach to road safety of officialdom rapidly became a consuming side-interest, resulting in me forming the Association of British Drivers in the early 1990s renamed The Alliance of British Drivers. Brian also developed a strong interest in studying climate and realised like health & safety overreach, climate also was going to be used as an additional stick with which to beat road users over the head. GUEST 3 OVERVIEW: Roger Lehet is an inventor of cutting edge technology wood stoves that output extremely high heat with despite very small size and extra low emissions. His creations are at www.UnforgettableFirellc.com

One of the most challenging aspects is knowing when the right time is to seek investment for your company. If too early your business may not be ready, however, if too late you may slow down its growth potential. In this episode, I speak with Jo Fairley, co-founder of the renowned chocolate company Green & Blacks. Jo co-founded the business in 1991 with her partner, Craig Sams, to create the world's first organic chocolate and the UK's first Fairtrade-marked product. In recognition of her entrepreneurial talent, Jo received an Honorary Doctorate in Business Studies from Kingston University. Jo is one of the UK's leading female entrepreneurs and has been an inspiration to me throughout my whole career, originally in PR and now as someone who has started a business, so I was thrilled to speak to her about her investment experience and hear her advice on key considerations around the timing of raising investment. Jo's advice: If your business grows quickly you may find your cash flow restricted so you will need investmentIf you are lucky, you may be able to play one potential investor off against anotherAvoid being in a situation where you are tempted to take the ‘wrong money' because you are under pressureYou may need to keep your day job to finance growthBe prepared for investors to want to investigate every area of your business: your contracts, your financial details, your social media history - they will want to see every detailFinding the right investor can be a full-time jobYou must decide how much equity to give away; keep this as minimal as possibleBe aware that with an investor, you lose power and autonomyConsider crowd-funding as a source of revenue, rather than finding a single investorBe mentally fit for this challenge - your well-being is vital for your whole businessFF&M enables you to own your own PR. Recorded, edited & published by Juliet Fallowfield, 2023 MD & Founder of PR & Communications consultancy for startups Fallow, Field & Mason.  Email us at hello@fallowfieldmason.com or DM us on instagram @fallowfieldmason. Let us know how your start up journey is going or if you have any questions you would like us to discuss in future episodes. FF&M recommends: LastPass the password-keeping site that syncs between devices.Google Workspace is brilliant for small businessesBuzzsprout podcast 'how to' & hosting directoryCanva has proved invaluable for creating all the social media assets and audio bites.For contracts check out Law Depot.MUSIC CREDIT Funk Game Loop by Kevin MacLeod.  Link &  LicenceSupport the show

Welcome to Episode 1520 on another episode of “On The Road Edition”, hosted by Stevie Kim. Today we are bringing you a throwback to Stevie's conversation series “Wonderful Women in Wine” recorded on instalive during the pandemic. In this episode Stevie sits down with Valentina Argiolas More about today's guest Valentina was born in 1977, in a family of wine growers of Serdiana, in the countryside of southern Sardinia near Cagliari. From a very early age she was involved in the winery's life, playing among the wine barrels and the crates of harvested grapes, and witnessing for more than thirty years the history of her family's business. The winery was founded by Antonio Argiolas, her paternal grandfather and the family's patriarch, who even after handing the business over to his children remained its bedrock until the ripe old age of 103. Valentina, who holds a degree in Business Studies, handles the winery's marketing and public relations. Her role is to spread the word about the Argiolas wines, share her family's history, and tell the story about the land and the dedication that goes into crafting the family's wines. The winery focuses on Sardinia's traditional and native grape varieties, including those lesser known outside the island, such as Nuragus, Monica, Bovale and Nasco, and this requires dedication to promoting their unique qualities. Valentina has two small children and so, as all working mothers with a demanding position, she has become adept at running a busy schedule and making sure everything fits together smoothly. She hopes that her children will inherit from Antonio both vision and passion. One thing is certain, however, and that is her children will soon be playing hide and seek among the great wine barrels that once belonged to her beloved grandfather. Connect: Website: https://www.argiolas.it/en/ More about the host Stevie Kim: Stevie Kim hosts Clubhouse sessions each week (visit Italian Wine Club & Wine Business on Clubhouse), these recorded sessions are then released on the podcast to immortalize them! She often also joins Professor Scienza in his shows to lend a hand keeping our Professor in check! You can also find her taking a hit for the team when she goes “On the Road”, all over the Italian countryside, visiting wineries and interviewing producers, enjoying their best food and wine – all in the name of bringing us great Pods! Connect: Facebook: @steviekim222 Instagram: @steviekim222 Website: vinitalyinternational.com/wordpress/ _______________________________ Let's keep in touch! Follow us on our social media channels: Instagram www.instagram.com/italianwinepodcast/ Facebook www.facebook.com/ItalianWinePodcast Twitter www.twitter.com/itawinepodcast Tiktok www.tiktok.com/@mammajumboshrimp LinkedIn www.linkedin.com/company/italianwinepodcast If you feel like helping us, donate here www.italianwinepodcast.com/donate-to-show/ Until next time, Cin Cin! Remember to follow us!! - Travel Italy, food and wine, winery visits and so much more!

Our guest this week to share 3 thoughts on this topic is Hamish Dodds, who is an accomplished chief executive with substantial US and International operating and brand development experience, previously holding roles as President/CEO of Hard Rock International, CEO of CBC Beverages, and President of PepsiCo for South America, Central Americas and the Carribean. TOPIC:  How to Approach International Expansion GUEST: Hamish Dodds   THOUGHT #1 - Be Aware of Geo-Politics THOUGHT #2 - Ensure Viable Economics THOUGHT #3 - Foster Key Relationships   CONNECT: Linkedin: Hamish Dodds   HAMISH DODDS' BIO: Hamish Dodds is an accomplished chief executive with substantial U.S.A. and international operating and brand development experience. He is recognized as a change agent, with principled leadership, clear communication practices, and a track record of building trusted teams and enduring worldwide partnerships. Hamish has extensive experience in operations, market development, global branding and franchising across retail, restaurant, hotel, gaming, entertainment, and consumer goods segments.  From 2004 to 2017, as President and CEO for Hard Rock International, he oversaw all aspects of Hard Rock's U.S. and worldwide businesses. He grew the business to $4.3bn in system revenues across 74 countries. The portfolio included company owned, JV and franchise cafes, bars, hotels, casinos, and live music venues, all showcasing the world's greatest collection of authentic music memorabilia.  Prior to joining Hard Rock, Hamish worked as CEO for CBC (Beverages), and held senior positions with PepsiCo Beverages International, where he worked for 13 years gaining extensive international experience in finance, franchising, joint ventures, and brand management from a number of senior roles in Europe, the Middle East, Africa and the Americas.  In his final position with PepsiCo, from 1997 through 2002, Hamish was President for South America, Central America and the Caribbean business unit and was responsible for the major re-franchising, brand recovery and financial turnaround in those markets.  In both his personal and professional capacity, Hamish has championed many philanthropic initiatives and has particularly focused on efforts to address worldwide children's and women's causes through his association with numerous high-profile charities including WhyHunger, BCRF (Breast Cancer Research Foundation) and BTC's campaign to stop sexual slavery.  Hamish holds an honorary doctorate, Business Administration and a Bachelor of Arts, Business Studies from Robert Gordon's University in Scotland and is a Fellow member of the Institute of Chartered Management Accountants.  Hamish enjoys golf, pickleball and travel. He has lived in Kenya, Tanzania, Scotland, England, Switzerland, UAE, Guatemala, and the United States. He is married with three children and currently lives in Orlando.   RESOURCES: Evergreen Podcast Network - EvergereenPodcasts.com Thoughts That Rock – ThoughtsThatRock.com Certified Rock Star - CertifiedRockStar.com Booky Call - https://www.bookycall.com Booky Call - Book Review App on Apple - Apps.Apple.com Booky Call - Book Review App on Google Play - Play.Google.Com  Service That Rocks: Create Unforgettable Experiences and Turn Customers into Fans (Jim Knight) - ServiceThatRocksBook.com Leadership That Rocks: Take Your Brand's Culture to Eleven and Amp Up Results (Jim Knight) - LeadershipThatRocksBook.com Culture That Rocks: How to Revolutionize Your Company's Culture (Jim Knight) – CultureThatRocks.com Black Sheep: Unleash the Extraordinary, Awe-Inspiring, Undiscovered You (Brant Menswar) - FindYourBlackSheep.com Rock ‘n Roll With It: Overcoming the Challenge of Change (Brant Menswar) – RocknRollWithIt.com Cannonball Kids' cancer – CannonballKidscancer.org Big Kettle Drum - BigKettleDrum.com Spectacle Photography (Show/Website Photos) – SpectaclePhoto.com Jeffrey Todd “JT” Keel (Show Music) - JT Keel Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of our Women in Sustainability series, we're talking with the Grantham Institute's Chunping Xie, looking at the topic of China's carbon neutrality from a wider economic perspective. Specifically, we discuss a paper published earlier this year by the Grantham Institute entitled: "Embracing the new paradigm of green Development: China Carbon Neutrality Policy Framework research report." One of the report's several authors, Chunping Xie is a Senior Policy Fellow at the Grantham Research Institute on Climate Change and the Environment, a programme to inform decision-making about China's policies on climate change, energy, economics and development. She holds a PhD in Energy Economics, and her research interests focus on promoting clean energy transition and sustainable economic development. She has multidisciplinary expertise in economics, energy technologies and energy/climate policy. The report we discuss today also builds on a report from 2022 entitled, "China's New Growth Story: Linking the 14th Five-Year Plan with the 2060 Carbon Neutrality Pledge." We discuss both reports in the episode. Topics we discuss are: Why carbon neutrality implies a comprehensive and profound change in China's development strategy. Whether the idea of a more profound change is recognized widely in China. The need to focus on the individual well-being as opposed to standard GDP measures. Achieving social consensus on carbon neutrality, and why it's important even though policy drives most change. Whether the present focus on coal hinders public awareness of climate change. On policy recommendations in transport, why it's important that China set a date for phasing out fossil fuel internal combustion vehicles. For cities, the relative importance of building retrofit versus new styles of urbanization versus developing cities outside the largest metropolitan areas of E. China. How cities can break free of the need to sell more land for fiscal budget revenue. Who should coordinate the overall economic paradigm shift they recommend, and whether this is happening already. Further reading: Min Zhu et al., “Embracing the new paradigm of green development China Carbon Neutrality Policy Framework research report,” Grantham Research Institute on Climate Change and the Environment, February 2023, at https://www.lse.ac.uk/granthaminstitute/wp-content/uploads/2023/02/Embracing-the-New-Paradigm-of-Green-Development-in-China.pdf. Nicholas Stern & Chunping Xie, "China's new growth story: linking the 14th Five-Year Plan with the 2060 carbon neutrality pledge," Journal of Chinese Economic and Business Studies, 2022, at https://www.lse.ac.uk/granthaminstitute/publication/chinas-new-growth-story-linking-the-14th-five-year-plan-with-the-2060-carbon-neutrality-pledge-2/.  

David Brady, CEO and Co-Founder of Global Pro Traders, is welcomed back to discuss what capitulation will look like in this environment. He states that typically, a large increase in volume can be seen as the price is falling to a low, which can indicate that a low is in. Additionally, a gap down followed by a move upwards is another indication of capitulation. We haven't seen a meltdown in employment and payroll numbers in the past year, however, the latest numbers came in just below expectations and then gold and silver saw a surge. Brady believes that we are near the bottom, as long as support holds and the risk-reward remains dramatically skewed to the upside. Bank of America has a big short position on gold, while JP Morgan has a smaller position but is long. Everything else with the metals is looking promising. Brady suggests acting contrary to the markets, as emotions can be the death of wealth. It is important to maintain an analytical approach to markets. Brady argues that the Fed should be more concerned with deflation, instead they are considering further rate hikes. The peak in PPI was 9.2% a year ago, which has now fallen well below 3%. He believes the PPI is a much cleaner statistic than the CPI. Brady believes that gold is sniffing out that rate hikes are already priced in and perhaps we will get one more price hike. He expects bank failures are almost certain in this environment. Brady also suggests that Central Bank Digital Currencies (CBDCs) will be rolled out along with digital identification and universal basic income. He believes that this new money will be spent on existing goods and services, which will only create more problems and more inflation. In that environment, gold and silver prices will explode, while other asset bubbles burst. He believes Canadian Banks may be vulnerable, with the exception of the large too big to fail, CIBC and RBC. The housing market has been spectacular, with the lowest affordability and highest debt to personal income, creating a potential disaster. Brady suggests miners may be cheap soon relative to the metals, and if they are underperforming, it is a great buying opportunity. He also cautions that when everything is going to hell for government finances, they will do anything to keep the ship afloat, including potentially nationalizing mines and other industries. He believes that the West's implementation of CBDC systems will fail because they will still be fiat based. The BRICS version however is likely to be tied in some fashion to commodities. Brady's advice is to focus on miners in North America and wait for confirmation of the lows. He stresses not to get caught in the weeds, as the reward potential is high, and the train is leaving the station soon. Time Stamp References:0:00 - Introduction0:35 - Sentiment & Capitulation7:16 - Banks & COT Positioning8:09 - Emotion and Wealth14:53 - Exiting at the Top17:15 - Fed & Deflation20:38 - Feds Path Forward?30:03 - Banks in Canada32:52 - Mortgage Terms & Collapse35:56 - Miners Underperformance42:15 - Nationalization Risks44:05 - BRICS Meeting Thoughts51:58 - Concluding Thoughts54:40 - Wrap Up Talking Points From This Episode Act contrary to the markets in order to maintain an analytical approach and maximize reward potential. He believes Central Bank Digital Currencies will be rolled out soon, leading to the potential for higher gold and silver prices. Brady suggests focusing on miners in North America and waiting for confirmation of the lows. Guest Links:Twitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writersSilver Chartist: https://silverchartist.comFund Website: https://4779Capital.com David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM an...

Financial expert Emmanuel Asuquo joins Joe & David on the show to chat all things money. Coming from a council estate in Tower Hamlets he was the youngest financial advisor at Barclays. He tells his story, how he got out of corporate finance and started helping people who really needed it. He shares some of his financial wisdom with David & Joe giving them some top tips on what to do with £100. David reveals he did Business Studies for 6 weeks in 1993. Find Emmanuel here https://www.instagram.com/theemaneffectuk/ https://emmanuelasuquo.com/ Follow Chatabix on Twitter & Instagram: twitter.com/chatabix1 www.instagram.com/chatabixpodcast/ Patreon for early access to our eps: https://www.patreon.com/chatabix Crunchy fresh tees and hoodies: https://chatabixshop.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Sally Ganga interviews Sara Boferding, Director of Admissions at Embry-Riddle University, to learn more about aeronautics, aviation, engineering, and business. In addition, we'll learn about life at a Christian college from, Joy Brown, Senior Director of Admission at George Fox University. Lastly, College Coach finance expert Jan Combs fills parents in on all the paperwork they need to complete when sending their student to college.

Host Sally Ganga interviews Sara Boferding, Director of Admissions at Embry-Riddle University, to learn more about aeronautics, aviation, engineering, and business. In addition, we'll learn about life at a Christian college from, Joy Brown, Senior Director of Admission at George Fox University. Lastly, College Coach finance expert Jan Combs fills parents in on all the paperwork they need to complete when sending their student to college.

Host Sally Ganga interviews Sara Boferding, Director of Admissions at Embry-Riddle University, to learn more about aeronautics, aviation, engineering, and business. In addition, we'll learn about life at a Christian college from, Joy Brown, Senior Director of Admission at George Fox University. Lastly, College Coach finance expert Jan Combs fills parents in on all the paperwork they need to complete when sending their student to college.

In this week's episode of the Treasury Career Corner, I'm joined by Tom Milligan, a seasoned treasury professional with over 30 years management experience, and a track record of financial and operational leadership across multiple industry sectors including mining, transport, logistics, leasing and biotech.On the episode Tom shares his journey from his early days in finance at IBM to his most recent roles with First Quantum Minerals and Qatar Airways.He has worked with companies ranging in size from start-up to FTSE 100 and raised debt from $100m to $3bn in individual issuances.Tom is a qualified Chartered Accountant and an Associate Member of the Association of Corporate Treasurers. He also has an Honors Degree in Business Studies from Glasgow Caledonian University plus other qualifications in Aviation Finance and the Business of Mining. Tom has also been a Committee Member with the Irish Association of Corporate Treasurers and the International Air Transport Association Treasury Committee.On the podcast we discuss… First discovering Finance and then transitioning into Treasury Tom's journey across multiple industries (mining, transport, logistics) The evolution of treasury since he first entered the field Why you should integrate with other areas in the organisation and not see treasury as a standalone discipline The benefits of continuous learning and adaptability to thrive in the treasury professionFuture trends in treasuryWhy networking within the treasury community helps create valuable connections and opportunities Practical tips for aspiring treasury professionalsYou can connect with Tom Milligan on LinkedIn. Are you interested in pursuing a career within Treasury?Whether you've recently graduated, or you want to search for new job opportunities to help develop your treasury career, The Treasury Recruitment Company can help you in your search for the perfect job. Find out more here. Or, send us your CV and let us help you in your next career move!If you're enjoying the show please rate and review us on whatever podcast app you listen to us on, for Apple Podcasts click here!Subscribe to the Treasury Career Corner podcast newsletter to receive a link to every week's episode as soon as it's published via click here!

Born in London to Greek Cypriot parents Soulla Christodoulou spent much of her childhood living carefree days full of family, school and friends. She was the first in her family to go to university and studied BA Hotel & Catering Management at Portsmouth University. Years later, after having a family of her own she studied again at Middlesex University and has a PGCE in Business Studies and an MA in Education. Soulla is a Women's Fiction author and wrote her first novel Broken Pieces of Tomorrow over a few months while working full time in secondary education and is a mother of three boys. She has since published a historical fiction novel set in 1950s Cyprus and England, The Summer Will Come, and a short story, Unlocked which was inspired by her travels to India in February 2018. The Summer Will Come has been earmarked as a Book to Movie project and currently the Greek translation is being pitched to Greek publishers as well as a new edition of the book being released with Kingsley Publishers. She is a compassionate and empathetic supporter of young people. Her passion for teaching continues through private tuition of English Language and she also supports writers with mentoring and book editing and has recently set up a social media campaign promotion service for new authors. (email contact: soullaauthor@gmail.com) She is active across a number of social media platforms and can be found at @soullasays on Instagram and @schristodoulou2 on Twitter. Her website is www.soulla-author.com. Make sure to check out this episode

Tom welcomes back David Brady, CEO, and Co-Founder of Global Pro Traders to discuss the current financial picture. He believes this is the last pull back before a big take off in gold, silver, platinum, and miners. Hedge funds are massively short bonds in particular the 10-year, and the banks are on the opposite side of that trade. History shows that banks are almost always the winners. He provides a few targets he anticipates in the next run. David believes we will get a deflationary event at some point in the near future. By the end of the year, he feels a depressionary scenario is likely, with soaring unemployment, bankruptcies, credit card debt, and auto reposessions. Real estate is stagnating, and the banking crisis is worsening. The Fed will cut rates and print, but that might not save the markets this time. We could be looking at a controlled demolition of the economy, with most sectors going down. Prices for necessities will skyrocket, and there won't be many places to put your money. David believes a mind-shift is occurring in the public with regards to gold and confidence in currencies. We're seeing talk about fertilizers being bad for the environment and the purchasing of farms in the Netherlands. If the politicians don't agree on the debt ceiling agreement, all hell could break loose. The Fed would have to restart the printers as the debt rating falls. We can't just keep borrowing while devaluing the currency, which means some sort of financial reset is inevitable. You want to be in assets proven to hold value through time. Time Stamp References:0:00 - Introduction0:42 - Unease & Crises10:38 - Flash Crash Potential?19:00 - Interest in Gold?21:56 - Inflationary Event26:12 - COT Report Trends29:10 - Debt Ceiling Theatrics40:03 - Europe & Dollar Dynamics43:14 - Dollar & Gold Movement47:15 - Reality & Growth Goals54:30 - Concluding Thoughts Talking Points From This Episode Hedge funds are short bonds while banks are long; who will be right.A great recession is a risk in which prices for necessities will skyrocket.We are facing a financial reset, and why the best bet is to invest in assets proven to hold value. Guest Links:Twitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writersSilver Chartist: https://silverchartist.com David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM and managed multi-billion dollar bond and foreign exchange portfolios for multinationals such as eBay and Salesforce. He has always been interested in financial markets, winning investment competitions at the age of 15. Scoring the highest grade for his graduate thesis, "Is the ERM (Exchange Rate Mechanism) Fatally Flawed," in 1993, and won foreign currency spot, forward, and bond trading competitions at 23. Suffice to say that financial markets have been his passion for much of his life. David is a native of Dublin, Ireland. He moved to the United States in 1998 and now lives in Ontario, Canada, since 2015, with his wife and four kids.

A bonus episode reposting when Jimmy appeared on Graham Ruddick's podcast - business studies. Subscribe to Graham's substack #OffToLunch here. This episode was recorded during the Liz Truss premiership and Graham interviews Jimmy about what working in Downing Street was really like. Subscribe so you don't miss any new episodes, releasing every Wednesday.You can sign up to Jimmy's Substack here for weekly content on the future of work, technology, and politicsFor more information on partnering with us please visit our partnerships page here.Also make sure you subscribe to The Shift, you can find it here on Spotify or on Apple Podcasts.

Welcome back to the Coaching Call podcast Season 5 episode 2. My guest is Sarah Willoughby. Sarah is a Transformation Coach, Bestselling Author, Speaker, Reiki Practitioner and Infertility Coach. Passionate about empowering people to heal, love themselves, achieve more and transform their lives, Sarah guides her clients to reconnect with themselves and find the answers that lie deep inside. Originally from the UK, Sarah attained an Honours Degree in Business Studies, Postgraduate Diploma in Human Resource Management and spent 10 years working in corporate HR. Following her admission into intensive care in 2009 after a disastrous IVF cycle, Sarah promised herself that if she recovered she would face her fears, commit to her calling and make a difference in this crazy world; life is short! Seven months later Sarah left the corporate world and emigrated to Australia to begin a heart-centred life and business by the beach. Sarah's podcast appearances, speaking engagements and inspiring articles about life have reached millions of people worldwide. Her new book, Infertility Saved My Life: Healing PCOS from the Inside Out exposes the raw teaching moments of Sarah's journey to self-love and transformation. Sarah can often be found writing in cafes and spending time in nature with her three beautiful children who are her greatest teachers and biggest blessings. If you enjoy the podcast, please subscribe and leave a short review on Apple Podcasts, or wherever you listen?  It takes less than 60 seconds and it really helps. Subscribe: ⁠⁠https://podcasts.apple.com/us/podcast/coaching-call/id1546026323⁠⁠ Please leave a star rating and a review here Follow Coaching Call: Facebook: ⁠⁠facebook.com/coachingcall⁠⁠ Instagram: instagram.com/coachingcall Email: maxfitness@optonline.net LinkedIn: ⁠⁠linkedin.com/in/maxfitness⁠⁠ Youtube: ⁠⁠https://www.youtube.com/@coachingcall⁠⁠ to watch the full interview. If you enjoyed this episode buy me a cup of coffee, make it a large: Buy me a cup of coffee at ⁠⁠⁠https://www.paypal.com/paypalme/sifuRafael⁠⁠⁠ select friends and family, thanks. --- Send in a voice message: https://podcasters.spotify.com/pod/show/coachingcall/message

You won't have a successful career! That's the starting point for this week's podcast episode: Patrick reflects on a few recent articles and podcast interviews. He shares insights about persistence, the value of not knowing, and how to think through some of your career's biggest challenges. Patrick mentions the following podcast episodes in today's discussion: Episode 192: Change Your NOW to Create Your Future with Author Mirja Bang Episode 191: Be Bold and Own Your Personal Brand with Carlii Lyon Episode 189: Don't Stop at “No” with Hint Founder Kara Goldin Episode 188: You Were Created for this Moment with Darleen “Coach Dar” Santore Find these episodes wherever you get podcasts or at www.LeddinGroup.com. For more than three decades, Patrick has led teams and studied leadership. His hands-on leadership experience has ranged from working with soldiers as a U.S. Army airborne infantry ranger-qualified officer to senior corporate leaders for KPMG Consulting and FranklinCovey to the owner of two start-ups. He is a Wall Street Journal bestselling author of The Five-Week Leadership Challenge. He is an associate professor at Vanderbilt University, teaching Corporate Strategy, Negotiation, and Crisis Leadership. He is also the Director of Vanderbilt University's Practice of Business Studies.

Hear how to rethink your life to find what really makes you happy Today's guest is Julia Wolfendale, executive coach and director at On The Up Consulting. Julia is from the UK and has developed an exciting and valuable approach to helping people find happiness, success and fulfillment. Her book is entitled Five Ways to Focus and we discuss it as a starting point to help people better understand themselves. Julia has a master's in leadership and has trained and coached hundreds of leaders on understanding themselves and improving their daily lives. You are going to find our discussion itself very interesting. Do please tune in! Watch and listen to our conversation here The five ways to focus These are significant to understand, and they follow other research which we use at SAMC to help our clients understand why focus is essential to their success. The five forces are freedom, money, recognition, fellowship and fulfillment. As you listen to Julia, you're going to ask yourself, Am I the person I would like to be? Or do I need to take stock of where I am and consider where I'm going?  At Simon Associates, we have developed a program that's entirely complementary to Julia's approach. Take a look at it at www.rethinkwithandisimon.com. It's all about trying to discover how can we change our story to find the kind of person that we want to be? And so much of this has to do with how the mind works to keep you comfortable and confident that where you are now is the best place for you.  To connect with Julia, you'll find her on LinkedIn, Twitter and her website On The Up Consulting, or email her: julia@ontheupconsulting.com.  Ready to examine what really motivates you and makes you happy? Start here: Blog: You Can Find Joy And Happiness In Turbulent Times! Podcast: Meg Nocero—Can You Feel Joy As You Rethink Your Life? Podcast: Richard Sheridan—How To Lead With Joy And Purpose! Additional resources for you My two award-winning books: Rethink: Smashing The Myths of Women in Businessand On the Brink: A Fresh Lens to Take Your Business to New Heights Our website: Simon Associates Management Consultants   Read the transcript of our podcast here Andi Simon: Welcome to On the Brink With Andi Simon. Hi, I'm Andi Simon. I'm your host and your guide. My job is to help you see, feel and think in new ways so you can get off the brink. And I'm always delighted to find people who are going to help you do just that. You know, I'm a corporate anthropologist. I'm a business owner and entrepreneur. I coach lots of folks. But I've learned over the years that new ideas come to you from different places in different ways. And somehow you'll hear something, and you'll go, oh, that's what Andi's been saying. But here's somebody else who said it and all of a sudden it clicked, and it helps me do something I've been trying to do. So I have with me today a wonderful woman from England. And if you've been listening, we've had somebody from Paris, and somebody from South Africa. The world is coming to us and we're sharing great ideas. Julia Wolfendale is a terrific individual for you to listen to. Let me tell you about her and then she'll tell you about her own journey. She's an executive coach and director at On The Up Consulting. What a great name! She's the author of a new book called Five Ways to Focus. And she's qualified to the master's level in leadership. She has trained and coached hundreds of leaders on how to have the best sales and get things on the up. She had previous roles as a marketing director for a large global company and also worked in large public sector companies. She's developed an innovative set of tools, training courses and programs to transform, and I say this is a very important thing, to transform conversations at work. We've had other podcast guests who talked about conversations, and Judith Glaser has that wonderful book called Conversational Intelligence that I use in all my leadership academies. But we live conversations. And those are the crux of who we are and how we interact. She now specializes in strength-based coaching and writing, helping organizations get the best out of their people with coaching conversations. So this is going to be such fun. And she also wrote another book called The Trouble with Elephants that she started when she was 12. And so there's a story behind that story I'm sure. Julia, thank you for joining me today. Julia Wolfendale: Hi, it's great to see you, Andrea, thank you for having me. Andi Simon: Julia, I gave them the overview of your bio, but I know your story is a rich and very important one for them to understand why as an executive coach and a trainer, you've moved into this whole area of improving conversations, but building better places to be and also to find them fulfillment and happiness. Who is Julia? Let's understand who you are so they can understand why this matters so much, please. Julia Wolfendale: Oh, thank you, Andrea. So I guess my work career really started out when I got a Business Studies degree and went to work for Adidas, the sports clothing brand, and really being part of a big corporate setup really interested me. And then I was fortunate enough to move on and become a marketing director at Helly Hansen, again, a global sports brand. And having that opportunity to see different cultures, different people in different cultures of the organization, and in different countries in the organization sort of coming together and sharing ideas, that was always something that really interested me. But particularly, I guess I've always been interested in what motivates people, what gets them to do the amazing things, and working with sports brands was really interesting because being able to see people perform at their best, use their body in the most incredible ways to compete and to perform and to really challenge themselves. But from a marketing point of view, I was interested in how do you get people to think differently about what they're capable of. So I suppose there was always something in me that led me to now, which is this coaching. So really recognizing that we are capable of so much more. And sometimes we have to challenge our situations, our environments, and ourselves, to make some changes to think differently and to find ways that we can be at our best. So that's taken me many years to kind of come to this point now where I can say I have a successful coaching consultancy. I'm coaching leaders. Throughout the week, people have really important jobs and CEOs of hospitals and working with public sector organizations where people have really tough jobs and helping them in their professional lives, and thinking about how they can be at their best, but I also train in organizations and help them develop their leaders by having chats that matter. And that's our signature program, which is about changing the way they have conversations with their people using a coaching style of recognizing people's strengths, really unlocking that potential, and tapping into people's passions and what they care about so that they can be motivated and successful, happy and fulfilled at work. And I guess that's what so many of us care about. But perhaps we don't always have the ways to do that. And I suppose that's why I wrote the book, because sometimes having the chance to focus on the stuff that matters to us and recognize what we're capable of is kind of the first step towards that. So the book, Five Ways to Focus, is around dealing with all the other stuff we could be doing. We end up getting involved in all the other things that we're thinking about, and actually just getting it down to really what matters to you. What changes are you ready and able to make? And what difference will that make for you, if you did? Andi Simon: You know, it's interesting, because I have several leadership academies for corporations. And we're actually at a point where we're talking about understanding that leaders must focus on themselves on one hand, and on empathy on the other, and then the third on the environment around which they are operating. And I often worry that there are too many things to focus on. And we're preaching a methodology of getting to understand what matters at the moment. I am so interested in what you have learned. Talk to us more about when you say the word focus in on conversations, intelligent conversations, give us a little bit more flesh to this so that I think our listeners and viewers can all sort of grab what is it you've discovered. Julia Wolfendale: Well, I think it's around cutting through the noise and the distraction. So sometimes the little distractions get in the way of us getting on with the work that needs to be done, or the plans that we need to make. But I think there's also the kind of the internal noise as well. There's the self-limiting beliefs that show up the things that we give too much attention to really, and believing when actually we perhaps could look at them, listen to them differently, challenge them, question ourselves. I think being able to focus on some of the things that are physically and literally in our way, but also what are the things that we've kind of manifested in our own minds that we believe to be our obstacles, but we've had them for so long that they've become things that we don't even imagine not having that or don't even imagine overcoming. So the book really helps break down and is focused around what matters much. So really getting someone to understand, what are they really looking for? And if they are thinking about a career change, really helping them understand and assess their life right now. What's working well, in all aspects of their lives. And what do they want to have more of? What do they need less of? You know, why they value the things that they give so much time and attention to? Or do they value the time? And do they value those things or if they just took over? And so helping people sort of reassess their lives and their work included in that. And help them think about what do they want to learn? What do they want to be able to be or be able to do? And then also helping them think about the things that are really driving them. So what are they looking for, by way of a change, and if it is a career change, there might be things that matter to them that they have lost sight of? So I do find that when I'm coaching with people, when I ask them questions around some of the one of the five ways to focus is, what are you really looking for, and it's based around freedom, fellowship, fulfillment, kudasai, and money and getting people to rank those in order. So if freedom is a big one, it might be because it might be their first thing, and they realize they don't have enough of that now. And that's what they really do want to focus on. So I'll ask them about, what does freedom mean to you? And it might mean they've got more freedom to make decisions, so more autonomy. It might mean freedom in the sense of being able to have a better flexible working schedule and then they will come to fellowship and it might mean that fellowship is something that is important to them, and having a sense of belonging. Great connections with people at work really matters. And, they may not have that now and people are suffering from that, aren't they, because of the hybrid working environment and so long remote working, that sense of fellowship might really matter to somebody, but they kind of lost it or forgotten about that. So help them understand what does fellowship mean to them? And if they're looking for it, what would it be? How could it be represented at work, so that it might be about moving into a new team, or joining a new organization where they really share the same values and they feel really connected. And so they belong and that's a strong driver for people's sense of belonging. Or it might be fulfilling. And I think too often we forget to think about what makes us feel good about work. Work can take up a lot of our lives, but it can be so much more enjoyable when there's a sense of purpose and a sense of personal reward, as well as you might be serving others and that might be enough. So where does that fulfillment come from? And what does that look like, and really getting people to recognize that. I'm feeling unfulfilled at work and that's the thing that I want to prioritize. That's something I want to focus on. And that's such a lightbulb moment when people realize that something is missing. But that's not the thing that's ever in a job description, or ever advertised. You don't apply for a job because that gives me fulfillment? No, you just hope that might come along. Or you might forget that that was ever important at all. And then curious, what do you want to be known for? What is it that you might stand out? And there might be that you have some great contribution to make, but it's just not being seen or heard in your organization? Or in your role? Have you been known for that thing that you do or the thing that you want that you want to have that kind of recognition for? And you might be the go-to person in your organization for that. But is there another place where that could be valued as well? And you take that to a sort of a biggest regret or grander scale? Or do you want to start a blog around the thing that you know really well that other people struggle to express or struggle to understand? And then, you know, money. What will it take? Do you have enough already in use, this is just okay. Just finding something that will equally help you pay the bills? Or is this a financial move for you? I want to make the move that will really give me the money that I feel is important to me in my life. So yes, just shifting the focus on to the things that really matter. That's what I'm talking about in the book, when you want examples. Andi Simon: When you work with people, have you had your own epiphany about how important this is, I won't ask you which of the five matters to you most. But, I have a hunch that when somebody does have that epiphany, do they then begin to act on it, or help them actually change so that if in fact they're looking for kudos or recognition. They can find ways to do that or if they're looking for fulfillment and purpose, they can redefine what the world is, and actually act on it. How do you actually take them from discovery to implementation or something? Julia Wolfendale: Yeah, that's a bit that really excites me as well. So I love that whole exploration with clients to help them think about things they've never thought about before. I'll bring to the fore the things that they are clear that matter to them now. But yeah, I don't like to leave people hanging. So I always kind of frame my sessions around how do we make that happen now, so very practical steps. So another part of the book is, can you do that? What's possible? So, I'll be asking them, so what can you do in the next two hours about that? What could you do in the next week, the next month, the next three months, the next six months? People need to feel that they can make those incremental steps towards the goals, whether it's a short term, or longer term, we think about changing the timescale as appropriate. So just breaking things down. That's another part of the five ways: the focus approach makes it small and achievable, but still aspirational enough that someone feels this is stretching them and challenging them and changing them but with the courage and the confidence to do that. Andi Simon: You know, I think you get so excited about what you're doing. It's really quite remarkable because people are in need of a pause and a rethink of where they're going, and to create a new story about what they are becoming because they live already what's in their minds today. Once you got that story, there you think that's reality, but it may not be right. So true. Julia Wolfendale: Yeah, so true. And for me, particularly, I can remember sitting in my business studies degree and I can remember being asked in my university class to sit and write down what I wanted to be and do. So I wrote down that I wanted to be a marketing director by 25. And I was, and then it's like, oh, now what? And then I had my first child, and I had a fantastic, fantastic job, as marketing director, and had my first child, and then everything sort of changed my priorities pane. And I can remember being stranded at Schiphol Airport in Holland, after having this problem with the plane, and we couldn't fly home after having traveled over to a sales conference with the company, and really just weeping that I was already going to have to leave my six month old daughter for even longer. And at that moment, I thought, something's really changed for me that if I'm going to do the work, if I'm going to try, if I'm going to have to be away from my child, I really want the work to be fulfilling. And it changed. So what excited me when I was 25 and 30 was the marketing, the campaigns, the brand building, all of that was fantastic. And then suddenly, my social conscience just really kicked in. I worked for 13 years in the public sector as a manager in a local authority, managing and organizing Children's Services, really deeply fulfilling as well. I think, to be able to ask these questions of yourself at different times in your career and different times in your life, because you'll want different things. And it's okay. And I think people think that you get one shot at choosing your career, whereas there are very many paths to get to feeling fulfilled and satisfied at work. Andi Simon: You know, so it's interesting, Julia, after my second book came out, Rethink: Smashing The Myths of Women in Business, I took the "how do you do that" at the end, and I turned it into an online do it yourself video program where you can rethink your story, not just for your career, but for your life. And I love when people take it because sometimes you need a guide, or you or me, but more often, you just need the discipline to try and pause and know what to do to rethink your story. And as you start to walk me through your own story, you had to have an epiphany, something went off in your mind and it was a catalyst. I always say, people, if you want to change, have a crisis or create one because the habits take over. It's so much easier not to change. Even if you're not happy at the end of the day, and you're not happy in the morning, when I coach people, I say, well, if you're not happy in the morning, we have to change the story. Let's go to bed with a happy story that you're going to wake up with so your mind is working on the happy not on the you are, just what you believe. And it is so true. It isn't somebody's doing it to you, you're doing it to yourself. Julia Wolfendale: Yeah. And I think the thing to notice is that we all experience our jobs differently. We all experience our own situations differently. So just because other people in your team might think this is the best job ever for them, but if it's not working for you, it's really okay to just check in with yourself. And if it's not fitting in with your family or your other priorities in your life, it is totally okay to ask yourself, what am I really looking for. In the book we're talking about change points and boiling points. And the difference between those is the change points is when changes are coming about. So the organization is restructuring, to mean that change is kind of naturally occurring. Or it might be a change in yourself like you're approaching 40. We see a lot of people who are kind of reaching milestone birthdays and have a rethink, like you say, pause, restart, reevaluate. Or it might be that a pandemic has caused a lot of people to reevaluate their lives. So there's change points that occur anyway. And they either come about unexpectedly because of external circumstances, or because of the natural process of aging or life change. And then there's boiling points. And it's important to pay attention to both because the boiling points are kind of less easy to spot. But if we tune ourselves into them, we know we're approaching them. So it's when those work stresses are just compounding and then it might just take something happened at home as well, which is the trigger but actually work wasn't great anyway. But, then suddenly, work just fell short of being sustainable or too difficult to face every day because there's now other stuff that's not going well in another part of life. And so many people have additional caring responsibilities now that haven't been, with our aging population, etc. So, I just think, noticing what those boiling points are as well and having that courage to kind of check in and ask for help. You know to reach out and ask for a coach or read the book. So you know, the help is available, but to notice that you might be at a boiling point, and people might be thinking, I need to change things for me. It's about taking charge, it takes a lot of courage. Andi Simon: It does. And you know, as you think of your own story, I love the story, because you had a plan at the beginning. And you actually fulfilled it, you didn't have to stay in it. And your life took a turn because you had this wonderful child, and you realize there was more to what you were all about than just what you were doing at the time. That's okay. Now, you've taken another turn past that and I do think that the most interesting time is a startup time, because that's when you're in the explore stage. You're really not quite sure what this is. But I know what I'm doing isn't whatever that means, and life is a short journey. And when one of the biggest challenges, and I have a hunch, you're going to begin to see it as people are reaching that age of retirement, and they have no plan for the next phase. So the next phase in their journey, and it doesn't take them long to have an aha moment, which says, this is not what I expected. There's only so much golf I can play. And it's not the financial money that's motivating me, it's fulfillment, it's purpose, it's recognition, it's fellowship, it's belonging. It's all the other things. Now you have to remember, we're humans, and humans need all those other things. You know, Daniel Pink has a wonderful book called Drive. He talks about autonomy, mastery and purpose. And I do think that humans are herd animals. The secret to our success is our collective minds, sharing ideas. It's really understanding that what you think is not just about you, it's more than just about you. It's about the world that we live in as people and it's a great time. And your book is great. I mean, as I'm listening to it, I'm saying this is really terrific because it gives people a way of reflection, as well as purpose and intention to begin to move into the next part of their journey. And it's okay, you don't fail. On the next part, well, that's pretty cool. Are there any illustrative cases that you can share? Or are they all private cases? Julia Wolfendale: Confidentiality is with coaching people, so I always really preserve that. That's really important. But I suppose the book really has the tools that I use in coaching that are in the book. So you know, they've come about because they're tried and tested, and they are the things that help people shift their thinking. And I think that what I know really works well is giving people that space to reflect like you say, and think about what's possible, and really tap into their true potential. And I think focusing on people's possibilities is such a shift because their self-talk can be so negative around what we're not going to be able to do or why we're not as good as somebody else. So I just think through that, and I've learned that through the coaching that perhaps we do share a dim view of ourselves. And through coaching, it's always about discovering what someone's really capable of, and that's really exciting. And through the book, as well, the questions that I asked people to ask of themselves will be ways that they'll discover what they're really capable of. And, even sometimes, just giving people a chance to check in and go at their pace. And that's the beauty of it and reading the book is that it's just all kind of in you. It's in bite sized chunks. Andi Simon: Sometimes the mirror isn't showing you what is real. And you can have a hard time figuring out where am I? And the pandemic sort of accelerated a lot of those questions. And in some ways, everybody started to reflect on what's next. And coming out of the pandemic is as challenging as almost being in it because you can't go back to what was before, and you're not quite sure what's coming next. And uncertainty is one of those things that make people most uncomfortable, basically should be the way they are. Well, they aren't really and you're crafting them as you're living and you need to see the future if you're going to live today. This has been such fun. Are there one or two or three things that you don't want our listeners to forget? Because those are always important. Julia Wolfendale: Yeah, so I think that they get to choose, they get to choose how to think and they get to choose what to do with their thoughts. You can choose how to think. You can choose to cut through the noise and to focus on the things that matter to you. But that does require you to sit down and really think, Okay, what matters to me? And if you feel that you've been driven very much by what other people's expectations are, you might find that things feel a little empty for you at the moment for people to really reevaluate and have that kind of life. Through the book, there's always a big question that helps people reflect, followed by some action questions that really help people move forward with that insight. And I just think everybody's insights are true for them. And everybody's actions have to be right for them. So it's not about comparing with other people, everybody is on their own path. And sometimes it feels like you've strayed from the path. But hey, that can be part of the path to realize too. You're where you don't want to be right now. And that's a chance to come back a couple of steps or take a different turn completely. And you know, so not to be so harsh in judging how you are in your situation, and remind yourself that there is a way to rethink and think yourself out of a particular situation. But a lot of it will mean thinking well of yourself. And just rediscovering really what's available within you. Coaches always think about things particularly like this stance. As a coach, I'm very much a supportive, challenging coach. But I really believe in people's resourcefulness and reminding people of that. I think it's important to sort of tap into what's already there, and how it can be reused and then kind of used to point the way forwards for somebody. Andi Simon: And what's so exciting about what you're saying is that it's in your hands. I preach that as well. If you think that the problem is outside yourself, that's the problem, because you can't fix the outside of yourself. You only can fix how you see, feel and think about it. And if you can't craft a new story, you can't live a new story. When I work with people who move this way, as you're asking them hard questions, you have to come to the point where you're ready to move this way to begin to hear your own self, your heart beating. If you can focus on that heart, and begin to see what makes you remember, we decide with the heart, and the head comes in as the eyes, the heart, the gut, and then the head. So don't try and beat yourself out of it. You've got to feel yourself out of it. Julia Wolfendale: That's right. And those boiling points, notice that you're experiencing those even if people like you aren't. If that's your experience, notice it. Notice what you can do about it, rather than kind of sit with the problem too long. Because though, that's when we get really stuck and withdrawn and disengaged and disillusioned and disconnected. And it's so much harder then, isn't it, to kind of come back and offer up your best self to the situation. So just notice that it's good. Andi Simon: Often when people look at career changes, I say, Well, have you spent any time with anyone who's in that career? Often, somehow they're imagining what it would be like to work in that field. I say, Well go. Take a leave from your job and go test out your imagination and see if something is better than what you have. But you may not really know what it is and why it's better. And just give yourself a little room to grow. I'm an explorer by nature, my archetype. I'm an explorer. And I like discovery. I'm an anthropologist. I like to see things. All of the folks that you're working with need a little time to step back, pause and take a look at where they are and what comes next. And it's okay, and it may not work. I taught a course on entrepreneurship as a visiting professor at Washington University. And every one of the entrepreneurs said the same thing. I opened three businesses and I never failed. And I thought, interesting way to distance yourself from the outside. And never think of yourself as the problem. Where can they find your book? And can they buy your book on Amazon or someplace? Julia Wolfendale: Absolutely. Yeah. So the book Five Ways to Focus by Julia Wolfendale is on Amazon, in the US and the UK and worldwide. And also on my website ontheupconsulting.com. And there's more about the book in there and what we're referring to coaching and consulting services as well. Andi Simon: Okay, my friends, thank you for joining us today. Julia, thank you for joining us. It's been such fun. Your book is full of really important insights about how people can see, feel and think in new ways. So it's actually perfectly aligned with what we try to do and help people. For those of you who are watching, thanks for coming. It's always a pleasure. Remember that you decide with your heart and your eyes. So if you're stuck, or stalled, go explore. Spend a little time talking to people, maybe even Julia, maybe even me, but begin to think through, who am I? Where am I going? You don't have to do it alone. You often need an echo back or place to vent, someplace to see, feel and think about where you are in life at a moment. And when you get too closed in, you don't see anything that's going on. Your mind deletes anything that challenges that story you've got. It's time for a new story. But you don't need to do it all by yourself and create it. And remember, your brain loves the habits, the familiar. They love the story that you've got, and they love pleasure. But it's what you're doing, giving you pleasure. So it's a great time to pause, step back and rethink the five forces that will help you do that. So on that note, remember, I love your emails, info@Andisimon.com . Our website is Simonassociates.net and my books Rethink: Smashing The Myths of Women in Business and On the Brink: A Fresh Lens to Take Your Business to New Heights are both on Amazon, Barnes and Noble and local bookstores. And they continue to sell now. On the Brink came out in 2016 and it's still going strong. So I thank you all for just being good fans. Thanks again. Have a great day!

Patrick reflects on conversations he has had with two leaders about getting the big ideas right. He then shares two of his recent articles. The first article deals with the importance of meaning. The second addresses the need to get rid of tools that have served their purpose. As a leader, the three ideas addressed in this episode can go a long way to helping you to become the leader you were meant to be. Find the articles and past podcast interviews that Patrick mentions in this episode at www.LeddinGroup.com. For more than three decades, Patrick has led teams and studied leadership. His hands-on leadership experience has ranged from working with soldiers, as a U.S. Army airborne infantry ranger-qualified officer to senior corporate leaders for KPMG Consulting and FranklinCovey to the owner of two start-ups. He is a Wall Street Journal best-selling author of The Five-Week Leadership Challenge. He is an associate professor at Vanderbilt University, where he teaches Corporate Strategy, Negotiation, and Crisis Leadership. He is also the Director of Vanderbilt's Practice of Business Studies.

Tom welcomes back David Brady, CEO, and Co-Founder of Global Pro Traders. David discusses Fed Chair Powell's recent statements, but argues that financial conditions have not tightened that much. Powell has said some real doozies recently, like the economy is strong, and the labor market is doing well. David says, "give me a break, the metrics around labor markets are startling wrong." Bernanke has stated in the past, "When the data is bad, you have to lie" because it's about maintaining confidence. The economy is not doing well, and neither is the labor market. The Fed statements are just justification for their policies. We're starting to see delinquencies and foreclosures that are likely to get considerably worse by next year. Housing and properties in parts of Canada have dropped forty percent. The CPI metrics for the Fed is part of their narrative construction. They are going to "redefine" the CPI lower because it reduces the cost of government entitlements. Year over year, inflation will come down, and they are going to recalculate it even lower. If we get lower inflation, the Fed will have justification to pause. He believes the DXY will head lower when this pop completes, once again near the recent highs. This will be the time to be buying gold and silver while many are throwing in the towel. The only way that doesn't play out is if we break below 1750 support. There is no scenario where gold and silver don't go up in the next few years. He is concerned there could be nationalization or excess taxation of miners. If you're able to get out, will you be able to find someplace safe to put your money? The markets are essentially rigged and managed by central banks. All the markets needed recently to go in the other direction was a catalyst. The Euro drop was the catalyst and caused the DXY to move higher, these are nearly perfectly correlated. Time Stamp References:0:00 - Introduction0:36 - Financial Conditions2:28 - Labor Contradictions6:44 - Hikes & Latent Damage10:15 - Redefining the CPI14:43 - DXY & Gold Outlook18:48 - Final Fed Endgame23:27 - Mine Nationalization25:35 - The Metals Reversal?32:50 - Leading Indications35:14 - Fed Still Matters38:50 - Dedollarization42:44 - The Fed Trifecta48:06 - Entitlements53:23 - Wifey Wrap Up Talking Points From This Episode Fed policy is all about maintaining a narrative while manipulating statistics to support it.Outlook for the dollar and why he is so optimistic on precious metals.The move away from the dollar and why Fed policy still matters. Guest Links:Twitter: https://twitter.com/globalprotraderSprott Money: https://www.sprottmoney.com/writersSilver Chartist: https://silverchartist.com David Brady has managed money for banks and businesses for 25 years. Mr. Brady is a CFA charter holder and holds a bachelor's degree in Business Studies and Financial Markets from Dublin City University. He started as a foreign currency trader in USD/DEM and managed multi-billion dollar bond and foreign exchange portfolios for multinationals such as eBay and Salesforce. He has always been interested in financial markets, winning investment competitions at the age of 15. Scoring the highest grade for his graduate thesis, "Is the ERM (Exchange Rate Mechanism) Fatally Flawed," in 1993, and won foreign currency spot, forward, and bond trading competitions at 23. Suffice to say that financial markets have been his passion for much of his life. David is a native of Dublin, Ireland. He moved to the United States in 1998 and now lives in Ontario, Canada, since 2015, with his wife and four kids.