Podcasts about Aite

Aite y'all this is my very late election episode. Late upload, I have some excuses but won't make any. Let's get to it! Talking taxes, tariffs, deportation and everything in between. 1 Peter 4:12-13 for reference

More pipe music from a the airts as Gary delves into his collection once more for your delectation and delight! PlaylistRory Campbell with Cotton Eyed from IntrepidJohn Wilson with Traditional Air, Hugh Kennedy and Inveran from The World's Greatest Pipers Vol 5. Greater Glasgow Police Pipe Band feat. Rachel Walker with Fraoch a Ronaigh, Thug Mi Gaol Ghut, Thug Mi Gradh and Hi Ho Leagain from Ceolry. Xavier Boderiou with Laride Gavotte from Gwrizienn Davy Spillane with Undertow from Pipedreams P/M Angus MacDonald with Susan MacLeod, Caledonian Society of London, Mrs MacPherson of Inveran and Johnnie MacDonald's Reel from The World's Greatest Pipers Vol 1 Robert Watt with Leaving Barra, Soraidh Leis an Aite, Teann a'Nall, Crossing the Minch and The Mason's Apron from Live in Uist and Barra Carlos Nunez with Jigs and Bulls from Os Amores Libres Support the show

Aite yall I'm a little late on the upload...my bad. This episode we're talking about our feelings and how those same feelings are preventing you from taking the next step. In Jesus name let's get it!!

Aite we back down to earth right.... it's just one loss.... ARRRRRRGGGHHHHHHHHH THE SEASON IS OVER!!!!!!!!!!!!

Get ready to clutch your pearls! Sam and Bec return to finish what they started: Break Point (the first episode of season 4 of Emily in Paris). Plus, the first "Am I The Emily?" (AITE) segment! Emily Cappello's review of season 4 is here: https://collider.com/emily-in-paris-season-4-part-1-review/ Find your Emily in Paris character based in your star sign here: https://people.com/which-emily-in-paris-character-you-are-based-on-your-zodiac-sign-8695430 The 1-star review from The Guardian is here: https://www.theguardian.com/tv-and-radio/article/2024/aug/15/emily-in-paris-season-four-review-as-exciting-as-watching-paint-dry-if-you-really-hate-paint The behind-the-scenes article by Rebecca Liu is here: https://www.theguardian.com/culture/article/2024/aug/10/emily-in-paris-season-4-behind-the-scenes-netflix Vote for Enemy in Paris in the British Podcasting Awards here: https://www.britishpodcastawards.com/voting Help Sam and Bec justify the amount of time and effort it takes to bring you this show by becoming a Hatereon supporter today! You'll not only get an Emily-level sense of smugness, but access to bonus content! http://patreon.com/EnemyinParis And if things are tight, you can still help by spreading the hate via word-of-mouth, social media (@enemyinparis), or a 5-star review! Don't forget to follow/subscribe and (if it's an option) hit the notification button so you're alerted when each episode is released. Find us on... http://instagram.com/enemyinparis http://facebook.com/enemyinparis Sam Kieffer can be found as @mostfunsam across most platforms. Bec Hill is @bechillcomedian. The theme tune is by Frankie Lowe. (The full version can be found on the Enemy in Paris Instagram and Facebook page - and where ever you get your music!)

Kažką į dabartį atsinešėme iš praeities. Kažką iš dabarties bandysime nusinešti į ateitį. O kas į ateitį keliaus iš praeities? Vizijos, lūkesčiai, sapnai?Ved. Aidas Puklevičius.

In this episode, we relaunch our podcast with Season 4! We introduce the new executives from AITE and Westhill for the 2023-2024 school year. We also talk about back to school tips, how to set yourself up for success this school year, and how to practice self-care. Be sure to share this podcast with your friends and family and tune into our future episodes which will be releasing every month!

The 2023 Hall Of Fame game had plenty of NFL Draft prospects on display. Who were the standouts/good of the contest? New York Jets Mekhi Becton looked great in Damian's opinion, although it was in a small sample size. Cleveland Browns rookie QB Dorian Thompson-Robinson was impressive last night. Should Kellen Mond fear for his QB2 spot? How did Keith feel about Jets QB Zach Wilson's performance last night? Rookie RB could not get going versus the Cleveland Browns' defensive front. Jets first-round pick Will McDonald IV was "Aite" to DP. He liked what he say and hopes to see more this preseason. Support Us By Supporting Our Sponsors!Underdog FantasyThis episode is sponsored by Underdog Fantasy! Sign up HERE with the promo code LOCKEDON to get your first deposit DOUBLED up to $100.Must be 18+ (19+ in Alabama and Nebraska, 21+ in Massachusetts and Arizona) and present in a state where Underdog Fantasy operates. Terms apply. Concerned with your play? Call 1-800-GAMBLER or visit www dot ncpgambling.org; In Arizona call 1-800-NEXT-STEP; in New York, Call 1-877-8-HOPENY; in Tennessee, call 1-800-889-9789eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit. eBay Motors dot com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply.FanDuelMake Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

The 2023 Hall Of Fame game had plenty of NFL Draft prospects on display. Who were the standouts/good of the contest? New York Jets Mekhi Becton looked great in Damian's opinion, although it was in a small sample size. Cleveland Browns rookie QB Dorian Thompson-Robinson was impressive last night. Should Kellen Mond fear for his QB2 spot? How did Keith feel about Jets QB Zach Wilson's performance last night? Rookie RB could not get going versus the Cleveland Browns' defensive front. Jets first-round pick Will McDonald IV was "Aite" to DP. He liked what he say and hopes to see more this preseason.  Support Us By Supporting Our Sponsors! Underdog Fantasy This episode is sponsored by Underdog Fantasy! Sign up HERE with the promo code LOCKEDON to get your first deposit DOUBLED up to $100. Must be 18+ (19+ in Alabama and Nebraska, 21+ in Massachusetts and Arizona) and present in a state where Underdog Fantasy operates. Terms apply. Concerned with your play? Call 1-800-GAMBLER or visit www dot ncpgambling.org; In Arizona call 1-800-NEXT-STEP; in New York, Call 1-877-8-HOPENY; in Tennessee, call 1-800-889-9789 eBay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit. eBay Motors dot com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNFL. Terms and conditions apply. FanDuel Make Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

In episode 4 of the podcast "Scam Rangers," Julie Conroy, the Head of Risk Insights and Advisory at Aita-Novarica group and I talk about online scams and the perspectives of both financial institutions and consumers. We discuss the gap between what banks think they're doing to educate and protect customers from scams, and how it's being received by consumers.This podcast is hosted by Ayelet Biger-Levin, who spent the last 15 years building technology to help financial institutions authenticate their customers and identify fraud. She beleives that when it comes to scams, the story starts well before the transaction. She has created this podcast to talk about the human side of scams, and to learn from people who have decided to dedicate their lives to speaking up on behalf of scam victims and who take action to solve this problem. Be sure to follow her on LinkedIn and reach out to learn about her additional activities in this space.

On this episode of Conversations on the Creek, we're happy to welcome this month's guest, Martina Conlon, Head of the Property & Casualty Insurance at Aite-Novarica. Martina has extensive experience in IT strategy, best practices, organizational approaches, and technology architecture, and is the primary researcher and author of market-leading reports on agent portals, core systems, business intelligence, and technology strategy. Martina will share her insights with Duck Creek's Chris D'Souza into the challenges facing P&C insurers as they seek to accelerate product innovation, how insurer's are planning and prioritizing these initiatives for personal and commercial lines, and the key attributes insurers look for in a modern core system to sustain innovation at scale.   Learn more about AiteNovarica by visiting www.aite-novarica.com.   As a companion to this podcast, we invite you to download Duck Creek's Guide to Accelerating Speed to Market by visiting https://info.duckcreek.com/practical-guide-accelerate-speed-to-market-2   Check out all our other episodes and subscribe to Conversations on the Creek on Apple Podcasts, Spotify, Google Podcasts and https://www.duckcreek.com/podcasts/.  

Glen speaks with Highline co-founder and CEO Geoff Brown about his firm's efforts to simplify bill payment and make “safe to spend” budgeting more practical by remitting amounts due directly from paychecks. Also- the ninth (or tenth) life of checks, and questions over how the CFPB is “fed.”      Links related to this episode:   Highline: https://highline.co/  Our previous episode on payday lending: https://www.big-fintech.com/Media/BIGcast/ArticleID/836/Exodus-from-the-Debt-Trap  BillGO and Aite's study on how Americans pay their bills: https://www.billgo.com/blog/how-americans-pay-their-bills  Deluxe's unexpected check rebound: https://www.americanbanker.com/payments/news/deluxe-check-printing-business-sees-surprising-uptick-in-demand  CFPB funding: https://www.npr.org/2022/10/19/1130115943/court-says-financial-watchdog-agency-cfpbs-structure-is-unconstitutional    Join us live every other Wednesday at 3pm ET/Noon PT for the CU Town Hall, an interactive discussion of the most pressing issues facing credit unions:  https://www.cutownhall.com/    Follow the Best Innovation Group on Twitter: @bigfintech Follow Glen on Twitter @154Advisors Follow John on Twitter @jbfintech

#MotivationalMonday: Be An “Aite Cool” Educator Don't you hate that friend or family member who takes things too seriously and want them to say Aite Cool every once in a while. Well…as an educator we should take the same mentality. There are three ways to do it. 1. Have a relaxed classroom atmosphere. 2. Allow teammates to try something new. 3. Roll with what the admin says sometimes and don't buck up. Challenge: Use flexible groupings in your classroom Be more chill and your practice will improve. Be Phenomenal, Mr. Short Check thephenomenalstudent.com and The Phenomenal Student Podcast. Follow me on Tik Tok: @thephenomenalteacher and Twitter: @Mr100teacher #EduTok #EduMotivation #Motivation #TeacherLife #Education #TeachersofTikTok --- Send in a voice message: https://anchor.fm/jeremiah-short0/message Support this podcast: https://anchor.fm/jeremiah-short0/support

We often have the preconceived notion that leaders have to treat everyone the same in order to be fair. However in truth, managers need to respect everyone's individual needs and motivators.On episode #4, Cassy Aite, the co-founder and CEO of Hoppier, shares how different values, environments and involvement can influence your employees' motivation in the workplace. Cassy also discusses the importance of being genuine with your employees and how recognizing an achievement can backfire if you're not careful.Lastly, we dive into why he chooses to be transparent with his team and rallies everyone together to be on the same page.Tune in to hear all about how Cassy's leadership experiences and advice can help you improve your leadership style!

Tech and regulatory hurdles stand in the way of a fully interoperable payments environment in the U.S.  Consumers increasingly expect an interoperable — seamless and friction-free — payments ecosystem, with several banks and fintechs leading the charge through embedded data sharing and real-time payments (RTP). However, the growth in payments digitization has left many financial institutions and their customers struggling to keep up, Ginger Schmeltzer, strategic advisor at research firm Aite-Novarica, tells Bank Automation News in today's episode of “The Buzz” podcast.  “Most of us who have worked at banks have lived this: legacy technology,” Schmeltzer says. “The payments spaghetti infrastructure that so many banks have — with 40- and 50-year-old core systems that have been added on to and added on to as new technologies and payments come along — make it difficult to introduce new payment technologies.” Technology is only one barrier, Schmeltzer adds. Reticence from both consumers and banks to support data sharing, regulatory concerns from government entities and the hypercompetitive nature of financial services in the U.S. make true interoperability an ongoing challenge for market players.  Schmeltzer sees new technologies playing a part in increasing interoperability in the United States.  “The growth of application programming interfaces (APIs) over the last five or six years has made a huge difference in the ability for various players to work together,” Schmeltzer tells BAN. “QR codes have really jumped up in visibility during the pandemic, as people are looking for contactless ways to interact. That is really helping to drive more interoperability in a lot of areas.” Listen as Schmeltzer explains what interoperability means for payments systems and explores how financial institutions can move towards facilitating the environment.  

"Pora Kaip Tvora" #08 su Mantu Katleriu, Aiste Kabašinskaite, Irena Starošaite ir Žilvinu Žvaguliu! www.youtube.com/negyvaseteris www.instagram.com/negyvaseteris www.patreon.com/veltiepatys

jQuery(document).ready(function(){ cab.clickify(); }); Original Podcast with clickable words https://tinyurl.com/yxgfv9vk Booster: a priority for pregnant women. Teanndáileog: tús áite do mhná atá ag iompar clainne. A booster dose of the Covid-19 vaccine is to be offered to everyone in the State aged sixteen and over. Táthar le teanndáileog den vacsaín in aghaidh covid 19 a thairiscint do gach duine sa Stát atá sé bliana déag agus os a chionn. This decision was made on the basis of advice from the National Advisory Committee on Immunization, Health Minister Stephen Donnelly said. Is de réir comhairle ón gCoiste Comhairleach Náisiúnta um Imdhíonadh a rinneadh an cinneadh seo, a dúirt an tAire Sláinte Stephen Donnelly. The Minister indicated that the Chief Medical Officer Dr Tony Holohan has also accepted the recommendation. Thug an tAire le fios go bhfuil glactha ag an bPríomhoifigeach Leighis an Dr Tony Holohan leis an moladh freisin. Pregnant women will be given priority, according to the council. Tabharfar tús áite do mhná atá ag iompar clainne, de réir na comhairle. After that, the booster will be provided in descending order of age, that is, 40 to 49 and 16 to 39. Ina ndiaidh siúd, is in ord íslitheach de réir aoise a chuirfear an teanndáileog ar fáil, mar atá, 40 go 49 agus 16 go 39. One of the mRNA vaccines - Pfizer or Moderna - will be the most widely used. Ceann de na vacsaíní mRNA - Pfizer nó Moderna - is mó a bheas i gceist. It is recommended that people be given a booster dose of the mRNA vaccine five months after the second dose. Moltar teanndáileog den vacsaín mRNA a thabhairt do dhaoine cúig mhí tar éis an dara dáileog. The Janssen vaccine is shorter. Achar níos gairide atá i gceist le vacsaín Janssen. A booster of this vaccine can be given to people three months after the last dose. Is féidir teanndáileog den vacsaín sin a thabhairt do dhaoine trí mhí tar éis na dáileoige deireanaí. People who have had Covid-19 have to wait six months after contracting the disease to get a booster. Maidir le daoine a raibh covid 19 orthu, ní mór dóibhsean fanacht sé mhí ó tholg siad an galar le teanndáileog a fháil. The Health Service Executive also announced today that next month, around 140,000 vaccines will be shipped to Ireland for distribution to children aged five to eleven. Chuir Feidhmeannacht na Seirbhíse Sláinte in iúl inniu chomh maith go mbeidh timpeall 140,000 vacsaín á seoladh go hÉirinn an mhí seo chugainn le cur ar fáil do pháistí idir cúig bliana agus aon bhliain déag.

Spaudos apžvalga.Kalbos rytas.Poetė Ramutė Skučaitė mini 90-mties metų jubiliejų. Mariaus Eidukonio pokalbis.Lietuvos nacionaliniame muziejuje atidaroma didžiausia tarptautinė medalio meno paroda Baltijos šalyse – XI Baltijos medalių trienalė.Į Lietuvą iš Dubajaus sugrįžo „Vilnius City Opera“. Pokalbis su Dalia Ibelhauptaite.Monikos Gimbutaitės parengta kino apžvalga.Laidos ĮGARSINTAS VAIZDAS ištrauka.Ved. Karolina Bieliauskaitė

The Fourth episode of Digital Tells: A BioCatch Podcast dives into the phenomenon of online money mules. What is a mule? How does one become a mule? Why do or why should financial institutions care about mule activity? And what can be done to detect mules?We open with commentary from Julie Conroy, Head of Risk Insights and Advisory at Aite-Novarica Group. Julie discusses the role of money mules inside criminal organizations and introduces some different mule back-stories. Digital Tells' host Peter Beardmore digs deeper into 5 mule personas. BioCatch's Raj Dasgupta explains the regulatory and reputational risks that mules represent to financial institutions. And John Paul Blaho, Senior Director of Product Marketing, shares a look at how behavioral biometrics can enhance mule account detection.TranscriptPeter BeardmoreAre you a mule? So, the title of this episode is admittedly a bit preposterous. If you're listening to this podcast, it's doubtful you're a money mule (or a drug mule, or an actual mule for that matter). But the point I'm attempting to make with this title is that there are different kinds of mules out there ~ ranging from the completely complicit (let's just call them criminals) to the vulnerable / gullible victims of scam activities that we've discussed in previous episodes. The FBI defines a money mule as Ok, that makes sense, right… I mean if you're going to make money scamming people, stealing, selling drugs, human trafficking ~ that money's got to get someplace where you can eventually retrieve it, right? ~ ideally below the radar of authorities ~ or even better ~ laundered sufficiently so the proceeds can be spent or invested without drawing the attention of law enforcement. In episode 2 Tom O'Malley walked us through all the specialized functions in a cyber criminal syndicate that the U.S. government prosecuted a few years back. Remember there were malware developers, crypters, spammers, bulletproof hosters, account take over specialists - and then there were these cash-out specialists. These were the people who ran the money mules - they had these networks of accounts where money could be moved quite quickly - beyond the reach of the direct victims, their financial institutions, investigators, and authorities. On this episode of Digital Tells - A BioCatch Podcast - we're taking a look at the mules themselves. What is a mule? How does one become a mule? Why do or why should financial institutions care about mule activity? And what can be done to detect mules?Act 1Julie Conroy is the head of risk insights and advisory for Aite-Novarica Group. She advises financial institutions, vendors, and merchants about risks relating to fraud and financial crime ~ strategies and tactics to mitigate those risks ~ and what that all means for customer experiences.I spoke with Julie recently about how financial institutions are struggling with mule accounts, and I asked her specifically about the spectrum of mule personas that I mentioned earlier.Julie ConroyYou have this organization of functions in financial crime, just as we do on the side of the good. And so you do have some people that are specifically leveraging stolen identities, synthetic identities to open up your accounts with the express purpose of exiting these funds. You also have folks that have been brought over on visas, and they're using their identities for a period of time to open up accounts. And then after those accounts have been used to serve their muling purpose for a while, they go back to their country and there's no consequences, really. Somewhere in the middle, you have people that respond to the make money in your sleep signs. They know ultimately that this isn't quite right, but they are still using their own identities in order to help facilitate the mewling. And then at the other end of things, you have people that truly have been duped by romance scams or other things into opening up these accounts, facilitating the sending of funds and truly don't know that what they're doing is facilitating financial crime.Peter BeardmoreAt BioCatch, we've actually developed personas to help us bring some clarity to the spectrum of mules – from the more complicit to less complicit – we'll share a link in the shownotes.OK, so let's briefly discuss these personas:There's The Deceiver – who opens an account specifically to perpetrate fraud – The deceiver is obviously the most complicit on the spectrum.Then there's The Peddler – who sells their genuine bank account to a criminalThere's The Accomplice – a willing participant who's chasing an “easy money” opportunity.There's The Chump – who executed a transaction believing the money is clean – this is your prototypical scam victim.And then finally there's The Victim – a victim of credential theft, unaware that there's even been a break-in – The Victim obviously the less complicit persona.As I started to research these personas, a couple things struck me.First – with the exception of The Deceiver – the most complicit, and The Victim – the least complicit – the others – The Peddler, The Accomplice, The Chump, – they're all kind of Sad, right? I mean, these aren't societies winners… people basking in their own success? ‘living the dream' so to speak? More likely – they're desperate – They've fallen for easy money or get rich quick schemes – or romance schemes – and they're either desperate enough to knowingly sell their own identity and accounts – or desperate enough to live with the ambiguity that they may have involved themselves in a criminal enterprise – or their just gullible – I mean, if you're gullible enough to execute a transaction for a stranger on the internet - believing nothing is wrong – could that possibly be the only time someone has taken advantage or exploited you? I'm reminded of that Clint Eastwood character in his movie The Mule that came out a few years ago. This very old man, clearly he'd made a slew of bad decisions in his life, and realizing in his final years that he was destitute – his home was foreclosed - and he's alone / his family had lost faith in him and his x-wife (with plenty of justification) was rubbing his nose in his failures – but with just a glimmer of hope for redemption with his family and friends - he made a naïve decision to earn some money – and then around the time he realizes what he's doing and who he's involved with – the draw of all that money takes over – and the bad decisions just spiral. And then the second thing that struck me, when I thought about the actual online behavior of money mules. Well, there are elements of the account take over problem we discussed in episode 2 – there's some of the Account Origination and identity theft issues we discussed in episode 3 – and the scams we explored in episode 4 are pretty thick here too. So as complex as the mules themselves are, so too will be connecting the dots through a continuum of online activity. What are the digital Tells of mules?Well, before we get to that, there's another important question we need to ask. Act 2You may recall meeting Raj Dasgupta in an earlier episode. He's director of fraud strategy at BioCatch. I asked Raj – Do Banks even care about mule accounts? And if so, why?Raj DasguptaThe banks do care and they're required to care because of regulation. So if there is money laundering activity going on within their account base, they're responsible for it because by law, they're required to look into suspicious activity and report that activity and take action. If they're not there, then inadvertently playing a role in money laundering and money laundering can be used to fund a variety of fraudulent activity, criminal activity, including terrorism. So there is a very strong responsibility on the part of the banks to make sure that money laundering is not happening within their account base. It's against the law. And if they are not following the law, there can be heavy penalties and fines levied on them. And then, of course, there's a reputational issue. If you are known to not pay attention to mule activity going on and it's all bringing you a lot of negative press, you wouldn't want that. But that's on the softer side and the hard side. If you've not followed the law, there will be real dollar value impact in terms of fines and fees.Peter BeardmoreSo there's regulation and reputation. And those are good reasons – reasons that have been around for a while. But as Julie Conroy explains – there are market dynamics at play that have accelerated the urgency for financial institutions to focus on mules. Here's Julie:Julie ConroyIt was something that we at Aite group had been seeing building even prior to 2020, as you have faster payments spreading across countries across the globe. And so, as we've seen faster payments hitting large markets like the US and Canada, even in 2019, we were seeing a greater emphasis on desire to invest in mule detection technology in those countries. Then you bring 2020 and add a massive global pandemic and the hundreds of billions worth of stimulus that were pumped into ecosystems around the world and the fraudsters quickly responded. And what we saw was as you were stealing hundreds of billions of dollars from things like unemployment claims from small business loan programs, you need a very robust new network to exit those funds from the system. And so we have a couple of bodies of research that just showed market increases in mule activity during the pandemic and carrying into 2021. And with that, you know, that only further emphasized the importance from a financial institution perspective to start building. More robust controls to detect this activity, both because many believe that there is a moral obligation to be stopping this financial crime.Peter BeardmoreThis stimulus fraud that Julie mentioned is a phenomenon that BioCatch has seen up close. It serves to reason that if you're going to massively defraud the government of program money from the U.S. Payment Protection Program or enhanced unemployment benefits – you'll need a place to send that money – a mule account. Back in June, as covid-related unemployment rates were slowly declining, the state of Virginia reported a 58% spike in unemployment applications in a single week! Not coincidently, BioCatch simultaneously saw a correlation in our data. There was a spike in high-risk applications for new deposit accounts originating from Virginia at the very same time. A spike in fraud – A spike in mule activity.You won't need to look too far to find news stories of stimulus fraud from the past year ~ and it's like that some of that accounting (or reconning) is only just beginning ~ so aside from the regulatory and reputational reasons for caring about mule activity that Raj cited – there's a wave of activity that has financial institutions searching for answers.Act3So what are they to do? What technologies are financial institutions relying on to detect and route out mule activity? Here's Julie Conroy again.Julie ConroyYou know, I've seen institutions just start with some simple rule deployment and looking for, you know, patterns of behavior that in the first 90 days and an account like we didn't see much activity, there were no direct deposits. And then all of a sudden on day 93, we see $10000 come in and ninety nine hundred dollars go out. Very just basic things like that. It's a good starting point. And then as you progress along that spectrum, there are great indicative behavioral solutions like BioCatch that can examine the behavior of the account and compare it to the way that normal people interact with the account. Also, seeing that, you know, typically it's not just a mule that is logging into their account. You also have a mule herder who is managing multiple mules, and they will also periodically be logging into the account to make sure that these mules are doing what they're supposed to be doing. So recognizing not only that second person periodically logging into the account, but then also bringing the intelligence that second person is logging into 20 other accounts at this institution, that type of behavioral analysis. Can be really powerful.Peter BeardmoreSo there's a lot there from Julie ~ but her key point here is yes, the rather binary rules financial institutions have traditionally used for monitoring account activity are a good place to start. But mules, while they may open and typically use their mule accounts on their own, those same accounts – are often controlled by complex and sophisticated organizations – either directly or indirectly. And those differences in behavior – may include some of the Digital Tells that behavioral biometrics can use to identify mule activity!And well, that's something BioCatch has been taking a hard look at – working with our customers and data scientists – and the good news is – there's something there.I recently spoke with JP Blaho, he's senior director of product marketing at BioCatch, and I tried to get him to spill the beans on any upcoming BioCatch announcement. Here's JP.JP BlahoSo, Peter, we've been talking about mule attacks and mule fraud for well over a year now. Due to the coronavirus we've seen a significant increase in this type of activity, and we've been working with some of our partner banks for this last year to identify where these are happening and how we can identify them using behavioral biometrics faster. And with these handful of financial institutions, we've refined the solution to a point that we are going to launch formally the general availability of of mule money or money mule detection solution in November. So we are already engaging with our customers around the solution, showing them how we can prevent this. But we'll do more of a formal announcement to new customers, net new opportunities and to the analyst community next month.Peter BeardmoreSo, JP ~ let's fast forward a bit. I want to zero in on what mule detection actually means for the bank and for the customer. What happens when those digital tells start to alert?JP BlahoYou know, in many of those instances, I think the bank identifies that account before the individual realizes that it's happening. And in many of those instances, the account gets frozen and until that consumer tries to perform a transaction, realizes that they don't have access to the account is when they have to coordinate and work with the bank to have that account reopened or have it moved into a new account. So there's a lot of pain associated with that too to the victim, you know, not just for the fact that they're part of a criminal transaction, but now they most likely have to move their account to a different within a new account number, et cetera. But also their money is frozen until they can prove that they're not part of the problem or they were not actively part of the problem. So that's a really good point.Peter BeardmoreBack to my point earlier about the topic of mules. This is a game of very few winners. But I think we have an obligation to apply the science of behavioral biometrics to help financial institutions identify mule accounts – to help them manage compliance and liability risk, to interrupt cybercriminal networks when possible - and help those who may have unwittingly found themselves in the middle of something really bad – to at least confront the truth. Digital Tells is written and narrated by me Peter Beardmore, in partnership with my producer Doug Stevens of Creative Audio and Music, and with the unwavering support and sponsorship of my employer, BioCatch.Special thanks to Julie Conroy, Raj Dasgupta, and JP Blaho. I mentioned those Mule Personas that BioCatch has identified earlier in the episode – you can find a link in the shownotes to take a closer look. For more information about this episode, behavioral biometrics, or to share a comment or idea, visit biocatch.com/podcast.Join us for episode 6, in which we'll take a look behind the scenes at biocatch – how the sausage gets made, so to speak, and some special insights on transforming fraud management to fuel digital business. Until then, take care.

Hoppier, began in 2016 as a platform to provide healthy snacks to workplaces across North America but recently Hoppier reinvented its business model to account for unexpected changes in consumer behaviour brought on by COVID-19. In this episode Hoppier CEO, Cassy Aite, joins the podcast to chat about how his business was able to adapt during these unprecedented times.

Kas yra prekariatas ir kuo jis skiriasi nuo anksčiau vartotos proletariato sąvokos? Kaip ši sąvoka gali padėti suprasti mūsų politinį ir socialinį gyvenimą? Su kokiomis pažeidžiamumo ir nesaugumo formomis susiduria šiuolaikiniai žmonės? Kaip kinta laiko, užimtumo, tėvystės ir šeimos supratimas? Kokią įtaką prekariatui daro globalizacija ir nacionalinė politika? Ar technologijų pažanga gali palengvinti prekariato gyvenimą? Kaip socialiai pažeidžiamų žmonių likimą keičia COVID-19 pandemija? Apie tai diskutuojame su sociologe, Vytauto Didžiojo universiteto doktorante Ieva Dryžaite.Ved. Simas Čelutka

This is the intro to our podcast! Tune in and listen to all of the details behind our podcast and be sure to listen to our future episodes!

The Aite Group's Christine Barry on what commercial banks should look for when adding cash management technology and how lenders can better cross-sell cash management and treasury services. 

This week on the put bro on podcast we start off talking about AJ old rap career and bless you guys with some old school bars from his rap days. He also give you a lil history about his old rap group. After that in “Aite so boom” AJ tells a story of son confused freshmen catching him in their puppy love triangle. In entertainment we dive in the groupie queens of the last few generations. In sports we talk about the only relief we have as Atlanta sports fan in the braves. In put bro Ant put AJ on to Among Us and AJ Talks about if Michael Jackson’s Change the world music was in 2020.Social Media:Aj’s IG @AlgirlsloveALAnt’s IG @SouthernhudAnd out podcast page on all social media @PutBroONPodcastPut Bro ON on YouTube Intro song: Put me on - B.o.B.

PUT BRO ON PODCAST. Today the brothers dive into their top five albums, Aite so boom we hear about Kanye West waking up AJ, and Anthony being scared of a bug. Then we dive into the Tyrod Taylor lung punctured by team doctor situation. Put bro on we talk about Will Smith passing’s the role of Django because he felt it wasn’t the top character. And 2k buying up a whole bunch of games and how they are trying to take over the video game world including the golf video game, that no one wants to play..Also check out YouTube page, where we will post clips from each segment and if you just want to see them fine ass Hudson boys!!!!Aj’s IG @AlgirlsloveALAnt’s IG @SouthernhudAnd out podcast page on all social media @PutBroONPodcast

**Arrest #JonathanMattingly, #MylesCosgrove, & #BrettHankison.The murderers of #BreonnaTaylor. We're typing this on every post until it happens!**It's been some time. After one of our co-hosts of @_pausenplay suffered the loss of a family member, we decided to take a breather. But now we're back. And today's episode - we wanna know who your faves are when it comes to music! So who you got for the 70s? What about the 80s? Aite, and the 90s? But what about the [20]10s? As you reminisce and groove with us, we'll also drop some facts on the music industry and Enjoy!We love us . . !Instagram:Pause N Play: @_pausenplayJus/Brodi: @afrodigenaChara: @chageethegemLinktreelinktr.ee/AfroDigena90New Jack Swing: https://www.billboard.com/articles/news/6258728/jimmy-jam-janet-jackson-rhythm-nation-1814Correction: Boyz II Men was first to receive "Best R&B Album of the Year" in 1994, the 37th Annual Grammy Awards, with TLC to receive it the following year. https://www.grammy.com/grammys/awards/winners-nominees/206

Aite! The fellas @iamrobhollywood and @jdeauxthagroove had enough of the coronavirus... now it's time to laugh through the pain! Tune in as they discuss why coronavirus is not going anywhere and why people wont STAY HOME. Then the fellas discuss the beautiful black women in power in this country... oh and Lori Lightfoot! Follow us on IG @chickenandwhiskeypodcast Visit our website at www.chickenandwhiskeypodcast.com

We're Back! On This Week's Episode: - Lamar Jackson Passes Mick Vick - Burrow for Heisman - Running the "Red Light"? - How to Get Out the "Friend Zone" - Messing with Someone Your Friend Used to be Involved With? Follow Us on Instagram to Keep up with us and the Latest: Aaquil: @aaquil_annoor China: @finestchina_ Deon: @itsprimetime21 Drae: @drae_linton Joe: @_josecinco Josh: @__joshalston

Welcome to episode 3 of the Christmas podcast (0:00). The Shop is back open? (5:00). Nostalgia in the streaming age (12:15). Who wants to be a civil rights activist? (19:00). Harriet talk (23:03). Burning Cane (34:30). Holiday movie seasons (46:00). Parasite is really put here (54:00). Honey Boy (1:00:30). Rob - ‘Klaus’ - Netflix Sankara - ‘Parasite’ and ‘Honey Boy’ in theaters now and ‘Let it Snow’ - Netflix Christine - ‘Frances Ha’ - In theaters now

PODCAST #312 The World’s Digital Bank (Aired 11/7) Brett King hosts Alissa Knight, author of #Hacking Connected Cars, and the Senior #CyberSecurity Analyst for Aite group. Then, we’re joined by Henry Ma, CIO and Co-Founder of #WeBank, the largest challenger bank in the world, talking their path to nearly 180 million customers and how they've worked to reinvent #FinancialInclusion in #China.

The grass might actually be greener on the other side. All my co-parents, might be co-parents and should be co-parents - this is for you.

Securing your mobile app, vulnerabilities in APIs, and finding the right security partners

Someone once told me the grass was much greener, on the other side.

CEO and Co-founder of, Hoppier (formerly DeskNibbles) joins me to talk about rebranding, his time in Germany, growing the company, and his focus as a leader. Useful Links Hoppier: https://www.hoppier.com/ Unpaid Advertisements Heap Analytics: https://heap.io/ LogRocket: https://logrocket.com/ If you have any questions, comments, or concerns, you can reach Casey at casey.li@gmail.com or tweet @caseyli23. Visit our website at www.caseyli.com/podcast.

The New Payday Lending Alternative: Employer Based Lending Benny Yiu, HoneyBee Safwan Shah, PayActiv Jon Schlossberg, Even Doug Farry, Employee Loan Solutions, LLC Moderator: Leslie Parrish, Aite Group

On this episode Mike and Moe first get into Russell Westbrook interactions with fans and league handing down lifetime bans. They then debate top 5 black sitcoms all-time. Next they give their thoughts on one of the biggest college scandals all-time and then reminisce about high school hustles. All this and more. Always remember...

Aite so boom, EP 9!!! Today we got our mans/creative Elie on the show who waxed the whole bag of green grapes. We talk how he got into photography, shooting for Black Panther(& if Michael B Jordan is really that brolic) touring with The Weeknd, The Mandela Effect & Trey's confident he can knock out a bear. Oh and Elie speaks French *bomb drop x2* ★ Don't forget to rate and review Random Order on iTunes. ★ More Random Order YouTube • goo.gl/4aJ6R4 Instagram • goo.gl/qv3Fyz New episodes Mondays at 12PM ET Instagram.com/Elie Instagram.com/RandomOrderShow Instagram.com/JaeRichards Instagram.com/TreyRichards Instagram.com/Sabastianxx

Today’s episode is about proving people wrong . Other people opinions don’t determine your ability. --- Support this podcast: https://anchor.fm/heartworks/support

On E28 of Let's Grab Coffee, I sit down with Cassy Aite - CEO & Co-Founder of Desk Nibbles, the easiest way for offices to order snacks, beverages and more. Desk Nibbles is based in Ottawa and in a span of 2 years grew to 20+ employees and $1M in sales! Desk Nibbles was always incubated in Ryerson's DMZ and has been mostly bootstrapped - raising $362,500 (debt financing & angel capital) to expand into the U.S. Cassy talks about his experience growing Desk Nibbles with his brother Emil Aite and the ups & downs that come with running an startup. An episode for all early-stage founders, and aspiring entrepreneurs. Visit: https://www.desknibbles.com/ Connect with Cassy: https://www.linkedin.com/in/cassyaite/ --- Support this podcast: https://anchor.fm/georges-khalife/support

This week on Episode 301, James is off and I take a one on one conversation with Julie Conroy from Aite group on the topic of global fraud. It's a fascinating conversation that winds through the fringes and often unexplored corners of enterprise security. Check it out, and special thanks to Julie for taking the time out of her busy schedule.   Highlights from this week's show include... A brief glimpse into the impact of enterprise security on global fraud Julie talks through identity, and how enterprise security can positively impact fraud Account takeovers - the thing we all fear but struggle to solve Balancing security and usability, convenience Guest Julie Conroy - ( https://www.linkedin.com/in/julie-conroy-6997/ ): Julie is an experienced product management executive with a proven track record of revenue growth and innovation.

Hoy hablaremos sobre las experiencias del reciente Viaje a Japón 2018 .¿Qué sensaciones se han tenido en el viaje?, ¿Con que maestros se estudió Aikido?, ¿Cómo fueron las clases?Algunas frases de Anno Sensei en las clases:Cuando Tori y Aite se armonizan en un movimiento continuo es cuando surge la verdadera belleza del Aikido.Si cambias de pensamiento, cambiarás de sentimiento, si cambias de sentimiento, tu Aikido expresará el verdadero a Amor y Paz que significa el Budo del Aikido.Todo esto lo podréis escuchar en el episodio de hoy…Dirige: Diego Espinosa / Chema PoloMás información: dojocam.com

Hoy hablaremos sobre las experiencias del reciente Viaje a Japón 2018 .¿Qué sensaciones se han tenido en el viaje?, ¿Con que maestros se estudió Aikido?, ¿Cómo fueron las clases?Algunas frases de Anno Sensei en las clases:Cuando Tori y Aite se armonizan en un movimiento continuo es cuando surge la verdadera belleza del Aikido.Si cambias de pensamiento, cambiarás de sentimiento, si cambias de sentimiento, tu Aikido expresará el verdadero a Amor y Paz que significa el Budo del Aikido.Todo esto lo podréis escuchar en el episodio de hoy…Dirige: Diego Espinosa / Chema PoloMás información: dojocam.com

It was such a slap, we had to run it back! INTERPOLATIONS 2! A mix of songs that replays/re-records elements from an older song and then makes a new song out of it. For the sequel, we got DJ ANT-ONE on the 1s and 2s, guiding us through some songs that are real dead ringers... Aite! Let's get familiar! Hosted by JBOO, MISO, ANT-ONE & RUBY RED-I.

Intelectualmente entendemos muchas cosas, pero necesitamos la experiencia y las sensaciones para después llegar a un comprendimiento más profundo de las mismas.¿Qué quiere decir que el Aikido se aprende a través de la piel?, ¿Qué importancia tiene Aite para Tori?, ¿Qué niveles de percepción hay? , ¿Qué quiere decir que hay que escuchar la técnica?Más información: https://dojocam.comDirige: Diego Espinosa / Chema Polo

Intelectualmente entendemos muchas cosas, pero necesitamos la experiencia y las sensaciones para después llegar a un comprendimiento más profundo de las mismas.¿Qué quiere decir que el Aikido se aprende a través de la piel?, ¿Qué importancia tiene Aite para Tori?, ¿Qué niveles de percepción hay? , ¿Qué quiere decir que hay que escuchar la técnica?Más información: https://dojocam.comDirige: Diego Espinosa / Chema Polo

DOMINIC & TAYLOR WORK OUT THE KINKS OF THEIR NEW PODCAST, AND TALK A BUNCH OF NONSENSE THAT YOU DONT CARE ABOUT BUT THE SHIT FUNNY SO YOU LISTEN. AITE, TWO TWOS MY YUTE DEUCESSSS.

Diet fads have always been a part of pop-culture: They all promised weight loss and natural energy boosts, but do any of these really work?  Today we’re talking about a few of the most popular ones. The Cabbage Soup diet promised 10 pounds weightloss in just one week, and Atkins swore up and down that you could eat as much fatty meat and cheeses, but none of them were permanent solutions.  Even juicing or eating an all-paleolithic/gluten-free diet can wreak havoc on your body. There are two things to take from today's episode: Diets are sometimes too good to be trueListen to Fadtabulous! On next weeks' episode we'll be shakin' a tailfeather, doin' a little dance...and perhaps even a little Macarena (Aite!

En el capítulo de hoy hablaremos de Uke o Aite - el atacante o compañero en Aikido.Hoy hablaremos sobre la suavidad del cuerpo, los Ukemis o caidas. ¿A que nos referimos con el trabajo de la sinceridad?, en la práctica ¿nos tiran o nos caemos?.Todo esto lo podremos escuchar a continuación...- Diego Espinosa Sensei - 6º dan Aikikai y Dojo-Cho del Centro Aikido Mallorca.- Chema Polo - Profesor del Centro Aikido Mallorca.Más Información: dojocam.com

En el capítulo de hoy hablaremos de Uke o Aite - el atacante o compañero en Aikido.Hoy hablaremos sobre la suavidad del cuerpo, los Ukemis o caidas. ¿A que nos referimos con el trabajo de la sinceridad?, en la práctica ¿nos tiran o nos caemos?.Todo esto lo podremos escuchar a continuación...- Diego Espinosa Sensei - 6º dan Aikikai y Dojo-Cho del Centro Aikido Mallorca.- Chema Polo - Profesor del Centro Aikido Mallorca.Más Información: dojocam.com

If you listen to NPR, you’ll sometimes hear a recording artist, someone like Lyle Lovett, referred to as “an artist’s artist”. Meaning, an artist that other people of the same craft can appreciate and love. Our guest on this episode of the Tradestreaming Podcast is an analyst’s analyst. Ron Shevlin is the Director of Research at Cornerstone Advisors, a consulting firm to the banking and credit union industries, where he specializes in retail banking issues including sales and marketing technologies, customer and marketing analytics, social media, customer experience and consumer behavior. He was previously at Aite and Forrester covering the financial services space. In this episode, we discuss whether financial services is truly becoming uberized and dive deeper into Ron’s vision for the future of financial services which he describes as the industry’s migration from product providers to a platform or ecosystem of financial services much like Amazon’s platform for ecommerce.

Daily #Podcast: Today, Alibaba shatters records, Apple in talks with US banks for P2P mobile money transfers, China opening doors for foreign payment networks, Aite’s new report about P2P payments in the US, Microsoft is allowing access to Ethereum for Bitcoin and blockchain and Brian Roemmele’s new Pay Finder app.

Today we're going to give you some background on Spectrum and ACI's relationship with Spectrum. We're going to talk a little bit about the market insight on how mobile alerting affects consumer relationships with their banks and issuers. We're going to cover some practical applications of ACI mobile alerting with the various ACI solutions, and we're going to cover off some real world examples of how global institutions have successfully deployed the solutions and some results related. At the end we'll spend some time for some Q&A. So, first up, I wanted to spend a moment to talk a little bit about Spectrum Message Services. Specializing in flow-driven financial and telecom traffic, they are a technology company that offers several solutions including MoneyGuard SMS and Mobile payments platform, their Technocall IVR and Call Centre solution, and Floware SOA business process management solution. ACI mobile alerting solution is powered by their MoneyGuard solution. Spectrum has been around for ten years. They originally started in Hungary in 1993, and now also have offices in Australia. The relationship between Spectrum and ACI dates back to 1999 when Spectrum first integrated its MoneyGuard mobile alerting solution on the Base24 payments platform at OTP Bank in Hungary. We then also started working with them on our payments risk management solution, Proactive Risk Manager, in 2006 at that same entity. In 2008 we entered a formal partnership with them in the Amir region, and then expanded that to include offerings in the Americas and Asia Pacific as well. I'm going to move on to a little bit of market information related to mobile alerting from a fraud and consumer service perspective. Last year, ACI embarked on a third global card fraud study. We surveyed 5,200 consumers in 17 countries around the world. We teamed with U.S.-based analyst research firm, AITE, to interpret and report on the findings, and publish a formal report. The result is a comprehensive picture of consumer attitudes and experiences with credit, debit, and other forms of card fraud. We conducted the survey last year to help our banking and retail clients better understand what consumers think about fraud, their experiences with fraud, and to help them understand the impact fraud has on existing and future relationships with the financial institutions. So, the survey includes some key findings. 27% experienced card fraud in the last five years, so just a little more than one in four experiencing card fraud. 82% said that they were very interested in being notified prior to the bank taking action. But we'll get into that a little bit more in the next couple of slides. 74% prefer that no additional transactions are posted until they respond to a fraud alert, and 21% of cardholders said that they would leave their institution after experiencing fraud. So, if you kind of look at that at a high level what does that mean? Fraud is being experienced by many of your customers. The majority of them want to be informed and want real-time action to be taken based on their instructions, and 20% of the customer base could leave as a result of fraud. So that's not an insignificant number. As we look at some of the credit card fraud rates by country, you'll see the 17 countries that were included in the survey broken out here. The U.S. and Mexico lead the way and have been the unfortunate benefactors of fraud, as we are the last back end to roll out EMV and still employing the signature versus more secure PIN verification methodology. But even in some of the EMV countries like the UK, almost a third of consumers surveyed experienced some form of credit card fraud in the past five years. As you can see, also on the other end of the spectrum, Holland enjoys very low card rates at less than 10% as do Germany and Sweden hovering right around the same area. When we look at the debit card fraud rates by country, the rates are a little bit lower in general. That's largely influenced by the nature of PIN transactions associated with a debit card.

Aite and ACI discuss the impact of mobile on the needs of consumers and the marketing of retail financial services. The Future of Mobile Banking is a topic on everyone's radar, regardless of the size of your institution or where you're are with your global strategy. An interesting element of mobile is the changing and evolving needs of the consumer and the technological information that addresses those needs.   ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Mobile Banking and Payments solutions

ACI and Aite discuss how current global and regional smartphone use is predicting the future shape of the mobile economy.   Mobile is one of the hottest areas in the payments and banking industry today. Despite the fact that we see mobility everywhere, we felt that there was not a lot of data on our mobile customers. Across the industry, there is an inconsistent understanding of these consumers; what they are doing, what they look like in different countries, how they prefer to shop or transact, and how they shape the future of banking and payments over the next 5 years. Within this podcast we discuss the results of our global study and what the implications are within the payments and banking industry.   ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. Mobile Banking and Payments solution

ACI and Aite share results of a global study and convey consumer attitudes towards payment fraud, its affect on customer retention, and working with banks to fight fraud.  The survey was conducted to help our customers better understand how their consumers are impacted by fraud and how those consumers are responding to this ever-changing threat. Speakers include Mike Braatz; Senior Vice President and Product Line Manager at ACI Worldwide. Mike is responsible for the product strategy roadmap and delivery of ACI Payments Fraud product line, which includes Proactive Risk Manager and ACI Case Manager. Shirley Insco is a senior analyst with IK Group, covering fraud, data security, anti-money laundering and compliance issues.   ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail.   ACI Proactive Risk Manager product page

Aite and ACI discuss the basic requirements for a card issuing platform in the 21st century and discuss the the value added and revenue generation capabilities that are needed to grow an issuing business. This episode consider some of the IT infrastructure dilemmas faced by payment insures and banks in general, the frustrations they have with the current payment hub systems, and the likelihood of them purchasing new software solutions rather than building systems in-house.     ACI Worldwide software powers electronic transactions for financial institutions, processors and retailers around the world - all the time, without fail. ACI Issuer product page