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Ustadz Abu Haidar As Sundawy May God Protect Him - Issuing Fatwas Without Knowledge - Ustadz Abu Haidar As-Sundawy, May God Protect Him
Agencies will soon get their first set of marching orders from President Donald Trump's executive order on artificial intelligence from earlier this week. The Cybersecurity and Infrastructure Security Agency is expected to issue at least one binding operational directive as soon as today to direct agencies to secure large language models. For more on the BOD and other changes expected from the AI EO, Federal News Network executive editor Jason Miller joins me now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, Lex chats with Mike Milotich — Chief Executive Officer of Marqeta, the modern card issuing platform that processed nearly $400 billion in payments volume in 2025, and is certified to operate in 40+ countries, growing over 30% for the third straight year. They discuss how Marqeta's separation of bank, processor, and brand armed fintech's largest winners across buy now pay later, on-demand delivery, neo-banking, and expense management with the Lego blocks to build their own card programs. Mike explains how the company's growth is shifting from enabling new use cases to displacing volume on legacy bank platforms, and they explore why card issuing is going multinational, what the agentic commerce wave actually requires to clear security and behavioural hurdles, and how Marqeta's continued growth runs through embedded finance, real-time personalisation, and the forced modernisation of the banks themselves. NOTABLE DISCUSSION POINTS: The BNPL business model is flipping from merchant rails to consumer cards. Marqeta originally solved the merchant scale problem for buy now pay later via virtual cards, removing the need for tens of millions of merchants to integrate a new button at checkout. The current shift is more important: BNPL players are now issuing consumers their own physical and virtual cards usable anywhere cards are accepted, turning BNPL from a merchant-acceptance game into a direct consumer value proposition. BNPL volume has grown over 50% year-on-year for Marqeta in recent quarters. Card issuing is going multinational, and that breaks the legacy bank model. Banks have always been local on the consumer side, with only a handful multinational on the commercial treasury side. The next generation of card issuers, neo-banks like Revolut and Nubank, plus large global platforms embedding financial products into existing user bases, are global by default. A single platform that issues cards, and is certified to operate across 40+ countries, becomes the strategic moat, and legacy processors built to serve domestic bank programs aren't structured to compete. The growth story is moving from expanding the pie to displacing the incumbents. To date, Marqeta has mostly powered new card use cases that didn't exist before — on-demand delivery, BNPL, neo-banking, expense management. Mike's forward thesis is a phase change: pressure from fintech winners is forcing banks to modernise, and the next leg of growth comes from displacing volume sitting on legacy bank-controlled platforms. Real-time personalised rewards, where the same card delivers different offers to different cardholders based on live data, is the wedge that legacy infrastructure can't deliver. TOPICS Marqeta, Visa, Mastercard, American Express, PayPal, Payments, card issuing, embedded finance, fintech, BNPL, neobank, agentic commerce, e-commerce, crypto, stablecoins, programmable money, machine economy, agentic AI ABOUT THE FINTECH BLUEPRINT
Got an RFE or want to avoid one? In this Podcast, we cover the most common reasons USCIS is issuing Requests for Evidence (RFEs) in 2026 and what you can do to prevent delays in your case. An RFE can slow down your application but with the right preparation, many are avoidable.
The Solidarity Trades' Network has threatened legal action against the Quality Council for Trades and Occupations over delays in issuing red seal certificates to young artisans. It says nearly 100 artisans have joined a class action after waiting months despite completing training and passing trade tests. Coordinator Stef Pretorius says the delays are unlawful and harming careers and incomes. He joined us for the conversation
Sen. Kirsten Gillibrand (D-NY) joins CoinDesk Live at Consensus 2026 in Miami to make the case for an ethics provision banning members of Congress and senior administration officials from issuing or promoting cryptocurrencies — calling it "against the Constitution." Plus, why she's optimistic on market structure before midterms, why Democrats are the "party of the future" on crypto, and her new prediction markets bill with Sen. McCormick. - Timecodes: 00:00 Sen. Gillibrand Joins CoinDesk Live at Consensus 2026 00:27 Crypto Market Structure Before Midterms? 01:16 The Ethics Provision: "Against the Constitution" 03:21 70% of Voters Want Officials Out of Crypto 04:40 Tension Around the President's Crypto Involvement 05:43 The Clarity Act and the Alsobrooks-Tillis Compromise 06:07 Banks, GENIUS Act Rulemaking, and the Comment Phase 07:18 "Democrats Are the Party of the Future" 09:49 AI, Jobs, and Rebuilding the Education System
The RMA Reform Minister says simplifying our councils is a crucial part of changes to Resource Management. The Government's today announced a fast-track amalgamation process - asking councils to submit proposals for merging with neighbours to form unitary authorities. They have three months to submit a rough plan. Newstalk ZB senior political correspondent Barry Soper explained what this could mean going forward. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Are you struggling to see the results you want in your sales? The truth is, many business owners and salespeople fail because they simply don't track what they do every day. You have to understand that sales is a performance discipline, exactly like sports or music.If a musician stops practicing their scales or lines, their performance will eventually suffer. If a footballer skips the fundamentals like conditioning and dribbling, they become useless on the field. Sales is no different. If you aren't doing the daily fundamentals—the "revenue-generating activities"—money won't just come and find you while you sit under the AC.Success in this field is about the law of averages. To put the odds in your favor, you must religiously track specific activities: * Call attempts and actual phone conversations. * Pricing and money conversations. * Issuing estimates and proposals. * Follow-up emails and text messages. * Meetings booked and attended.While many rely on high-tech CRM systems, these tools often fail to show the "full picture." I recommend a simple, low-tech tally sheet. This is a method I used myself while working in the civil service in Scotland to ensure we stayed on course with our daily targets. By simply marking a tick for every task completed, you gain immediate visibility into your performance.This level of tracking allows you to see if you are on an upward or downward trajectory before a problem becomes a disaster. Managing yourself and your team in this way can be boring and even demoralizing, but it is the only way to guarantee profit at the end of the day. If you want to perform convincingly on the "stage" of business, you must master the fundamentals every single day.
Send us Fan MailHave you ever sent out a client contract and felt that little flicker of unease? In this episode, we're unpacking why that happens and what it usually points to. More often than not, the issue is not the contract looking “bad” on the surface. It is that it does not feel fully aligned with how your business actually operates, and that lack of clarity can affect both your confidence and your client's.We're talking about why borrowed templates, old workplace documents, and agreements passed on by mentors often create more problems than they solve. Even businesses in the same industry operate differently, which means your contract needs to reflect your process, your boundaries, your payment structure, and the way you actually deliver your services. If it does not, that gap can quietly create friction throughout the client relationship.This episode also explores how aligned agreements do more than protect you. They build trust, support conversion, and make the client experience feel seamless from the start. If you have ever felt unsure when sending your agreement, or wondered whether your current contract is really doing its job, this conversation will give you plenty to think about.Episode Website: https://www.tmlegalatelier.com.au/rise-up-in-business-podcast/why-issuing-your-contract-feels-offSign up for my fortnightly Atelier Briefings hereCheck Your Legals with the Essential Legal Checklist hereBook a Complimentary Introduction Call with me hereJoin me on Instagram here
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Following the breakdown of rare high-level talks between Washington and Tehran, US President Donald Trump has unveiled a significant escalation: a naval operation aimed at restricting vessels linked to Iranian ports. This development comes despite a ceasefire reached on April 8 intended to temporarily halt weeks of fighting. In remarks shared on social media, Trump framed the operation as an effort to secure the Strait of Hormuz, remove maritime threats, and guarantee uninterrupted global shipping, while also accusing Iran of leveraging its influence over the vital waterway. As naval forces prepare to intercept ships in contested waters, questions are mounting over the risks of escalation. Could a response from Tehran push the situation beyond containment? On The Big Story, Hongbin Jeong speaks with Malminderjit Singh, Founder and Managing Director of Terra Corporate Affairs, to find out more.See omnystudio.com/listener for privacy information.
UK and Australia have delivered speeches overnight - warning of potential impacts of the war in Iran and the resulting surge in fuel prices. In the UK, Sir Keir Starmer says he'll seek closer economic and security ties with the EU. In Australia, Anthony Albanese has called on people to try to reduce fuel consumption if they can. Australian correspondent Murray Olds says Albanese's address left people feeling underwhelmed, as he issued a warning to farmers and key business sectors. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Shashank Joshi, Defence Editor at The Economist. gives us an overview of developments.
✸Restraining Order: A legal notice, action that restrains one from approaching, interacting with, harassing another. Recognizing Enemy Attacks Remember, the devil is an opportunist; a liar; a deceiver; a destroyer 1 Peter 5:8 (roams around seeking to devour) John 8:44; John 10:10; 1 Corinthians 5: (destruction of flesh) Accuser; condemner (Revelation 12:10; John 3:17; Romans 8:1) *Your peace is disturbed and you are spiritually uneasy, provoked, stirred. Your mind and even your circumstances are disordered (2 Timothy 1:7) Resist: James 4:7; 1 Peter 5:8,9 Responding to enemy assaults: Go before God through prayer! Affirm His Love; Lordship; protection; authority: Deliverance starts on the inside. Ask for revelation of any area where I am giving opportunity to the enemy. When the Holy Spirit reveals my sin, I must agree and confess it! (1 John 1:8, 9) Stay connected to His Authority! Worship, prayer, declaration of the Word! Connect with your Covering for reinforcement! Apply your identity and authority in Jesus! (By faith, through His Word!) “Stay dressed” in the Armor of God! (Ephesians 6:10-19)
Chris, Dan, and Pat are once again joined by ORCHID. They do not discuss Ollygate or the ACTION Death Valley Days: Road Report controversy. Please don't buy a mug.
Prime Minister Christopher Luxon and Foreign Minister Winston Peters have issued a joint statement on the escalating tension in the Middle East. The US and Israel launched a massive assault on Iran overnight with reports of more than 500 targets hit. It's reported more than 200 people have been killed in the strikes across Iran and there's also claims the country's Supreme Leader is now dead. Former Minister and commentator Peter Dunne says this is a rapidly changing situation, and it's important for this to be handled carefully. LISTEN ABOVESee omnystudio.com/listener for privacy information.
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss 7 companies issuing shares to finance their projects: Enbridge (ENB.TO) Fortis (FTS.TO) TerraVest Industries (TVK.TO) Emera (EMA.TO) Telus (T.TO) Intact Financial (IFC.TO) Capital Power (CPX.TO) It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap
00:00 Intro04:34 DHS begins issuing body cameras to personnel following fatal shootings 10:42 Chicago mayor directs CPD to document misconduct with ICE28:07 Officer charged in death of suspect after he threw a cooler at him33:35 Security guards arrested for blocking cops coming into psych ward39:15 Man with gun shot multiple times by officer on videoLEO Round Table (law enforcement talk show)Season 11, Episode 025 (2,614) filmed on 02/04/20261. https://www.lawofficer.com/dhs-body-worn-cameras/https://www.lawofficer.com/anti-ice-agitators-set-up-blockade-on-minneapolis-street-check-drivers-license-plates/2. https://www.chicago.gov/city/en/depts/mayor/press_room/press_releases/2026/january/ice-on-notice.html3. https://abcnews.go.com/US/wireStory/new-york-police-officer-charged-cooler-throw-death-1298155304. https://www.rvmnews.com/2026/02/security-guards-arrested-after-blocking-nypd-access-to-psychiatric-ward-at-brooklyn-hospital/5. https://rumble.com/v7509z6-bakersfield-police-bodycam-shows-officer-shooting-fabian-lopez-leaving-him-.html?e9s=src_v1_upp_aShow Panelists and Personalities:Chip DeBlock (Host and retired police detective)Scott Steiert (veteran Green Beret & Delta Force, LE Sales Manager for AERO Precision)Randy Sutton (retired police Lieutenant)Related Events, Organizations and Books:Retired DEA Agent Robert Mazur's works:Interview of Bryan Cranston about him playing Agent Robert Mazur in THE INFILTRATOR filmhttps://vimeo.com/channels/1021727Trailer for the new book, THE BETRAYALhttps://www.robertmazur.com/wp-content/uploads/2023/05/The-Betrayal-trailer-reMix2.mp4Everything on Robert Mazurhttps://www.robertmazur.com/The Wounded Blue - Lt. Randy Sutton's charityhttps://thewoundedblue.org/Rescuing 911: The Fight For America's Safety - by Lt. Randy Sutton (Pre-Order)https://rescuing911.org/Books by panelist and retired Lt. Randy Sutton:https://www.amazon.com/Randy-Sutton/e/B001IR1MQU%3Fref=dbs_a_mng_rwt_scns_shareThey're Lying: The Media, The Left, and The Death of George Floyd - by Liz Collin (Lt. Bob Kroll's wife)https://thelieexposed.com/Lt. Col. Dave Grossman - Books, Newsletter, Presentations, Shop, Sheepdogshttps://grossmanontruth.com/Sheriff David Clarke - Videos, Commentary, Podcast, Shop, Newsletterhttps://americassheriff.com/Content Partners:Red Voice Media - Real News, Real Reportinghttps://www.redvoicemedia.com/shows/leo/ThisIsButter - One of the BEST law enforcement video channelshttps://rumble.com/user/ThisIsButterThe Free Press - LEO Round Table is in their Cops and Crimes section 5 days a weekhttps://www.tampafp.com/https://www.tampafp.com/category/cops-and-crime/Video Show Schedule On All Outlets:http://leoroundtable.com/home/syndication/Syndicated Radio Schedule:http://leoroundtable.com/radio/syndicated-radio-stations/Sponsors:Galls - Proud to serve America's public safety professionalshttps://www.galls.com/leoCompliant Technologies - Cutting-edge non-lethal tools to empower and protect those who servehttps://www.complianttechnologies.net/The International Firearm Specialist Academy - The New Standard for Firearm Knowledgehttps://www.gunlearn.com/MyMedicare.live - save money in Medicare insurance options from the expertshttp://www.mymedicare.live/
02-03-26 - BR - TUE - Streamer Plans To Stay In Room For A Year Live - AI Creates Playlists To Maximize Your Goosebumps - McDonalds Issuing McNugget Caviar Bringing In Ralphie MaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
02-03-26 - BR - TUE - Streamer Plans To Stay In Room For A Year Live - AI Creates Playlists To Maximize Your Goosebumps - McDonalds Issuing McNugget Caviar Bringing In Ralphie MaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
01-20-26 - Will Sites Like Fanduel Start Issuing Credits When Controversial Referee Calls Change The Outcome Of A GameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
01-20-26 - Will Sites Like Fanduel Start Issuing Credits When Controversial Referee Calls Change The Outcome Of A GameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A former police officer in Michigan is charged with investigating a crash his relative was involved with (which happened in a different jurisdiction) and issuing a 'fake' subpoena in the case to access the other driver's car. https://www.lehtoslaw.com
In this episode of the Sunlight Tax Podcast, I break down everything self-employed business owners need to know about 1099s – what they are, why they matter, and what's changed under current 1099 reporting rules. If you work with independent contractors, I walk you through a clear, step-by-step 1099 checklist to help you file correctly and on time. We cover why accurate bookkeeping is important, when and why to collect W-9 forms, and how to avoid common 1099 mistakes that can trigger IRS penalties. I also explain the different types of 1099 forms (including which ones apply to freelancers and small businesses), what each form is used for, and the penalties for failing to file or filing incorrectly. Also mentioned in today's episode: 01:00 Understanding 1099: The Basics 04:31 The Importance of 1099s 10:53 The kinds of 1099s you are going to be dealing with 18:20 Checklist for Issuing 1099s 25:45 Other Resources for filing 1099s If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences. Links: Get my 1-hour course: All About 1099s Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed Get your free visual guide to tax deductions
A third of Montana waterways are impaired by nutrient pollution. Environmental groups are petitioning the state to stop issuing permits they say make the problem worse.
Thu, Dec 4 8:49 PM → 9:03 PM City of Fairfax PD Detain an Individual for Trespassing Who is Wanted by ICE per dispatch lookup of Virginia DL. Supervisor Requested phone call to the police officer at the scene. Radio Systems: - Fairfax County Project 25
The Australian state of Victoria will be formally apologising to indigenous people for colonisation next month. The symbolic action will be delivered by State Premier Jacinta Allan - acknowledging ongoing harm and injustices and land being taken without consent. Australian correspondent Murray Olds says this comes after a first-nations Justice Commission report recommended 100 actions - and more changes will be made as a result. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Welcome back to the Fintech Takes podcast. I'm Alex Johnson, joined by Mike Milotich, CEO of Marqeta (who stepped into the role after serving as CFO,) and now leads a cloud based issuing platform approaching 400B in annual payment volume. First up, we focus on Marqeta's platform. It's built out of configurable building blocks, and Mike gets specific about what that means in practice; walking us through clear examples, including how delivery platforms used virtual credentials to remove driver fraud, and how early BNPL providers relied on Marqeta to pay merchants behind the scenes (without integrating with every retailer). From there, we shift to agentic commerce and why the issuer's vantage point changes the conversation. Issuers face different constraints. They create the credential, set the controls, and carry the risk when something goes wrong. Mike unpacks how an AI agent could fund and configure a virtual card with narrow parameters so it can only execute the purchase the user intended, and how AI is being applied to fraud, risk, and disputes (plus how dynamic rewards will push cards toward real personalization). We also dig into the insights Marqeta is seeing across its network. BNPL is moving into more everyday categories as a cashflow tool. And SMBs are starting to treat modern payments as real operational leverage (because automated controls and real-time tools replace the manual work that used to eat their time). For more insights, their 2025 State of Payments Report is linked below. Thanks for listening! This episode was brought to you by Marqeta. Don't sacrifice agility for stability. With Marqeta, launch payments experiences that perform at scale and flex with your business. Learn more at https://marqeta.com/ftt Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Mike Milotich: LinkedIn: https://www.linkedin.com/in/mike-milotich-7b78402/ Access Marqeta's 2025 State of Payments Report here: https://www.marqeta.com/asset/state-of-payments-2025 Follow Alex Johnson: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson X: https://www.twitter.com/AlexH_Johnson
Issuing a warning last week, Australia's spy chief expressed concern about the potential for artificial intelligence to take online radicalisation and disinformation to new levels. Speaking to the spread of false news and violent narratives, Russian operatives were singled out. This growing threat has prompted experts to warn of quote: 'information warfare' If it's not combatted. - Глава ASIO выразил обеспокоенность, что искусственный интеллект может вывести радикализацию и дезинформацию на новый уровень. В контексте распространения ложных новостей и пропаганды насилия были особо отмечены агенты России.
Issuing a warning last week, Australia's spy chief expressed concern about the potential for artificial intelligence to take online radicalisation and disinformation to new levels. Speaking to the spread of false news and violent narratives, Russian operatives were singled out. This growing threat has prompted experts to warn of quote: 'information warfare' If it's not combatted. - آسٹریلیا کے جاسوسی تنظیم ایزیو کے سربراہ نے گزشتہ ہفتے ایک انتباہ جاری کرتے ہوئے مصنوعی ذہانت کے ممکنہ خطرات پر تشویش کا اظہار کیا، اور کہا کہ یہ آن لائن انتہاپسندی اور غلط اطلاعات کو نئی انتہاؤں تک لے جا سکتی ہے۔ غلط خبروں اور پُرتشدد بیانیوں کے پھیلاؤ کے متعلق بات کرتے ہوئے، روسی کارندوں کو خاص طور پر نشانہ بنایا گیا۔ اس بڑھتے ہوئے خطرے نے ماہرین کو خبردار کیا کہ اگر اس کا مقابلہ نہ کیا گیا، تو "معلومات کی جنگ" کی صورتحال پیدا ہو سکتی ہے۔
Issuing a warning last week, Australia's spy chief expressed concern about the potential for artificial intelligence to take online radicalisation and disinformation to new levels. Speaking to the spread of false news and violent narratives, Russian operatives were singled out. This growing threat has prompted experts to warn of quote: 'information warfare' If it's not combatted.
Hour two of Larry Conners USA: RUMBLE: https://rumble.com/c/c-1568182 WEBSITE: https://www.larryconnersusa.com/ FACEBOOK: https://www.facebook.com/larryconnersusa NEWSTALK STL: https://newstalkstl.com/larry/ The post Some Are Issuing Dire Warnings About Mamdani /7p 11.6.2025 appeared first on Larry Conners USA.
The Net Promoter System Podcast – Customer Experience Insights from Loyalty Leaders
Episode 258: How did two new leaders turn angry customer calls into executive promises to earn customer trust and advocacy? Charlon McIntosh, Chief Customer Operations Officer, and Melissa Pint, Chief Digital Information Officer, both joined Frontier Communications on the same day in 2021. At the time, Frontier faced both bankruptcy and a reputation crisis: Millions of customer complaint calls were pouring in, with only one way to reach the company. Charlon and Melissa inherited a brand that customers didn't trust. To fix it, they built a system where complaints trigger commitments, leaders face weekly scrutiny, and new product and feature launches aren't approved until they are absolutely ready. "Our CEO, Nick Jeffery, outlined a very simple four-point strategy for us," says Charlon. "Build fiber, sell fiber, improve the customer experience, and improve our operational efficiency." In alignment with these goals, Frontier treated millions of monthly calls as a focus group, and started by redesigning its messy billing process. They used data on call reasons and complaint volumes to guide a weekly, two-hour "earning customer loyalty" meeting across departments. One Friday at a time, owners identified fixes, rather than providing chest-beating updates. Charlon and Melissa's collaborative relationship is an enviable example of cross-functional teamwork. They finish each other's sentences and share a single scorecard. "There is no IT strategy," Melissa says. "There is only the business strategy." "And customers tell us if it worked," adds Charlon. A digital-first agenda became the default. Customers now use chatbots for routine tasks, with a one-tap handoff to a person. Progress runs on shared operations and IT metrics, with the CEO actively observing from the customers' viewpoint, even using customer tools himself, to identify adjustments they could implement in real time. "We were able to shift adoption from nearly a hundred percent of our transactions being handled in a call center to today, where less than 20% of our interactions are assisted between chat and phone calls," Charlon says. "The point isn't deflection. It's a faster, better answer." Guests: Charlon McIntosh, Chief Customer Operations Officer, Frontier Communications, and Melissa Pint, Chief Digital Information Officer, Frontier Communications Host: Rob Markey, Partner, Bain & Company Give us feedback: Customer Confidential Podcast Feedback Send us a note: Contact Rob Time-Stamped Topics [00:02:00] Frontier's turnaround mandate and four-point strategy [00:05:00] How experience assurance sets standards and shapes launches [00:07:00] How call volume helps spot customer experience opportunities [00:09:00] How a weekly "earning customer loyalty" forum drives executive action [00:10:00] Frontier's prioritization of billing and communications cleanup [00:18:00] How digital channels rapidly shift interactions [00:23:00] How their chatbot resolves most chats by understanding intent [00:27:00] Diving into results experienced thus far and record-low churn [00:39:00] Issuing a no-go on a marquee launch to prioritize quality [00:45:00] Looking ahead to the future of data and AI Notable Quotes [00:08] "The interactions with our customers every day in our contact channels, those are like mini focus groups. They're telling us what's confusing, what's broken, what we've done wrong, where they need help, and where they need additional support. We used the reasons customers were calling as our initial guide to say what's happening." [10:00] "As a care leader, I have the data. I can tell my partners across the organization where we are making poor decisions and where we have low quality. It's the ability to get them to listen to me. That's what makes the difference in my team's success and our ability to improve the customer experience." [15:00] "As a turnaround company, since we did need to turn around pretty quickly, we did not have the luxury of completely changing core legacy backend systems. … Our strategy was to create a layer on top of them that would bring systems together." [18:00] "A digital-first strategy means things are going to start being automated, and you put things in your customer's hands; you're giving more power to your users to have automated tasks. That drives different traffic in your backend systems—different traffic patterns—that backend systems need to accommodate."
Auckland University's completely ruled out refunds for its now-scrapped compulsory Treaty and Māori culture courses. The university's making the courses optional from next year but won't refund students who were required to complete it in the first semester of this year. The courses cost almost six thousand dollars for international students, and one thousand for domestic students. Act Leader David Seymour told Mike Hosking his party's continuing to call on the university to give the money back. He says they could refund students through a credit for future courses, rather than as a cash refund. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Angel Studios https://Angel.com/HermanJoin the Angel Guild today and know you are not just watching, you're helping make bold, faith driven stories like Disciples in the Moonlight possible. That's Angel.com/HermanBizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE. Schedule your FREE consultation at GoBizAble.com today. Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.comRegister now for the free Review/Preview Webinar November 20th 3:30pm Pacific, schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at (SLOW) Know Your Risk Podcast dot com. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here! Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Did you forget about Anthony Fauci? He must be so happy the news cycle isn't focused on his acts of perjury and gain-of-function research at the Wuhan Institute of Virology. Thankfully, Tulsi Gabbard hasn't stopped pursuing him. The question is, will Donald Trump and Kash Patel let her continue?Episode Links:HARROWING INCIDENT: At Chicago O'Hare Airport, a driver rams a DHS vehicle and nearly injures several agents. He is VERY LUCKY he wasn't shot and killed.BREAKING: In a jaw-dropping development, DNI Tulsi Gabbard has confirmed an official probe into Anthony Fauci for perjury and his role in funding gain-of-function research at the Wuhan Institute of Virology, as part of efforts to uncover the origins of COVID-19.I just called for the impeachment of Judge Boasberg. Boasberg is the poster child for rogue judges:• Forcing his way onto Trump cases• Fomenting a judicial "resist" campaign• Issuing illegal gag orders on GOP Senators.Here's the nondisclosure order signed by Jeb Boasberg in May 2023 prohibiting Verizon from notifying several US senators and one House member that Jack Smith had subpoenaed their phone records. Verizon complied with the subpoenas and NDOs with the exception of Ted Cruz. Important to note what Boasberg claims here. In order to authorize an NDO in a tech related subpoena, a judge must determine one of five factors according to Stored Communications Act. Nothing to see here … Just some woke National Guard soldiers saying that they would defy lawful orders from their chain of command to restore order in an American city. And guess what? They're both running for office as Democrats.
Meteorology Bureau Abandons Cyclone Forecasts Amidst Extreme Australian Weather Jeremy Zakis Jeremy Zakis reports that the Bureau of Meteorology (BOM) has stopped issuing cyclone forecasts for Western Australia for the first time in 50 years. The BOM admitted its models are failing due to unexpected ocean temperatures and upper atmosphere warming, resulting in unpredictable forecasts. New South Wales has experienced highly erratic weather, including the "hottest October ever" and three seasons—winter's end, spring, and the start of summer—in just two days. The warm temperatures are driving residents to the beaches and pools. Although recent rain has provided abundant food for wildlife, Jeremy warns that the currently lush grass will quickly become tinder dry, creating a severe bushfire hazard if lightning storms arrive before more rain. 1952 QUEENSLAND
This made a tremendous difference! So thankful!
LONDINIUM CHRONICLES: GAIUS & GERMANICUS PHILOSOPHIZE Summary of Audio Part 1 Gaius and Germanicus, reflecting on 21st-century events from Londinium, compare the American "princeps" (emperor) issuing ultimatums against "gangsters" in places like Gaza and Caracas to the Roman precedent of figures like Pompey suppressing the Cilician pirates, noting that emperors do not negotiate. Germanicus suggests the current US administration's approach of reducing direct administrative control over allies while maintaining titular supremacy is reminiscent of how the Roman Emperor in Constantinople dealt with emerging barbarian kingdoms by bestowing Roman titles like Consul and Patrician. They debate whether Europe's recent emergency meeting in Copenhagen regarding a "drone wall" signifies European independence or a success of the US princeps' policy of creative retrenchment, criticizing the arbitrary basis of 20th-century alliances like NATO and the discredited domino theory.
LONDINIUM CHRONICLES: GAIUS & GERMANICUS PHILOSOPHIZE Summary of Audio Part 2 Gaius and Germanicus discuss the emperor's ceremonial gathering of the legion leadership at Quantico, where the new mission of "Fortress America" was announced, an event they view as a necessary ritual to overturn previous command disobedience and re-establish the emperor's authority. They connect the current US political crisis to the end of the Roman Republic, observing that the constitutional system cannot sustain the ongoing conflict between the immensely rich oligarchic Senate faction (represented by "blue" elites) and the popular movement championed by the powerful leader, similar to the clash between senators and populares. This power struggle is visible in the Governor of California's challenge to the president's authority to use the National Guard against perceived "insurrections," which they believe is an unavoidable dynamic leading towards the establishment of a principate system.
The news of Texas covered today includes:Our Lone Star story of the day: The ever present stench of local government: Evil in Albany and tax hikes in Odessa. City of Odessa responds to Attorney General Paxton's warning over property tax rate increase – not much of a response Odessa city council finalizes property tax increase for 2026 Albany mayor doesn't appear to support open government Albany City Officials Decry Public Information Request About ‘Sanctuary City for the Unborn' Ordinance – I find the appearance of collusion with the local newspaper most humorous. It's what I've said all along about why property tax increases are so often reported as anything but – it's all the same group of friends: media and town leaders. Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Sales tax take up over September of last year. Oil and gas rig count is down and much other Texas business news.How bad is the Democrat-run court system in Harris County? This bad: Harris County Criminal Court Judge Accused of Issuing a False Bench Warrant Now Elected Administrative JudgeListen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com
Issuing convertible derivatives can be a great way for companies to raise capital, but issuance can be complex and daunting. Today's guest, Syed "Raj" Imteaz, has made a career out of demystifying that process.Raj is the head of ICR's Convertible and Equity Derivatives Advisory. During his career at ICR, Barclays and Lehman Brothers, he has worked on more than 200 convertible and equity derivatives transactions, totalling over $125 billion in deal value. Raj joins us to discuss the state of the convert market, the importance of receiving unbiased advice, and the incredible ROI he and his team are able to provide clients.Highlights:The importance of convertible and equity derivatives advisors (2:24)How Raj's team helps companies save money (4:16)The power of the ICR platform (7:16)The importance of unbiased advice (11:50)What's behind the booming convert market? (15:09)Why some firms shy away from converts (18:13)Factors influencing the future convert market (20:18)Links:Syed "Raj" Imteaz LinkedInICR Convertible and Equity Derivatives AdvisoryICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.
Send us a textA certain portion of pilots develop low platelet counts, otherwise known as thrombocytopenia. On this episode, we look at how platelets work in the body, what happens if there are not enough platelets, and why the FAA even cares. Having a good plan in place with your AME to deal with this condition is important when considering aeromedical certification.
Welcome to the eighth season of Into the Aether! For this season premiere, we will be discussing our favorite games for the Sony PlayStation Portable. The PSP was a very special console and is still a joy to play. Some might say it's the "Walkman of the 21st Century." As always, thank you all so much for listening to and supporting the show. Whether this is your first time joining us or you've been here since 2018, we're so happy you decided to give us a listen. Here's to friendship, summer, portability, and the rest of season eight!Find us everywhere: https://intothecast.onlineBuy some merch if you'd like: https://shop.intothecast.onlineJoin the Patreon: https://www.patreon.com/intothecast---Follow Stephen Hilger: https://bsky.app/profile/stephenhilger.bsky.social Follow Brendon Bigley: https://bsky.app/profile/bb.wavelengths.onlineProduced by AJ Fillari: https://bsky.app/profile/ajfillari.bsky.social---Season 8 cover art by Scout Wilkinson: https://scoutwilkinson.myportfolio.com/Theme song by Will LaPorte: https://ghostdown.online/---Timecodes:(00:00) - Intro (00:58) - Imagine if you could take a console with you (02:42) - Welcome to the Aether! (07:10) - Changes to the Patreon (GOOD!) (17:57) - Basic recap (18:56) - New merch! (21:46) - How we prepared for the episode (57:53) - Taking the podcast out of sleep mode (59:10) - The symbol criteria (01:00:59) - 2005 (01:01:17) - Lumines (01:08:04) - Burnout Legends (01:16:03) - Tony Hawk's Underground 2: Remix (01:21:59) - Me & My Katamari (01:28:05) - Meadowtron by Hideki Tobeta | Me & My Katamari OST (01:28:39) - PSP's proof of concept (01:30:45) - Star Wars Battlefront II (01:37:26) - Wipeout Pure (01:43:44) - SHININ' by Mondo Gross | Lumines OST (01:44:21) - 2006 (01:44:52) - Megaman Powered Up (01:52:03) - Daxter (01:59:22) - Ridge Racer 2 (02:14:21) - Tsui Tsui by Yu Miyake | Ridge Racer 2 OST (02:14:57) - Gitaroo Man Lives! (02:23:35) - Soft Machine by COIL | Gitaroo Man Lives! OST (02:24:04) - Tales of Eternia (02:31:25) - Tekken 5: Dark Resurrection (02:37:33) - Pulse Phaze by Yu Miyake | Ridge Racer 2 OST (02:37:58) - 2007 (02:38:20) - Puzzle Quest: Challenge of the Warlords (02:49:21) - Map by Steve Fawkner | Puzzle Quest: Challenge of the Warlords OST (02:49:51) - Jeanne d'Arc (03:04:31) - Synthesis Frog by Takeshi Inoue | Jeanne d'Arc OST (03:05:03) - AJ wants to know about the frog (03:06:27) - Main Theme by Takeshi Inoue | Jeanne d'Arc OST (03:06:59) - 2008 (03:07:02) - Hot Shots Golf: Open Tee 2 (03:12:02) - Main Menu by Gon Ohtsuji | Hot Shots Golf: Open Tee 2 OST (03:12:30) - 2009 (03:15:02) - Patapon 2 (03:20:57) - Half-Minute Hero (03:25:50) - Issuing apologies and corrections!!! (03:27:42) - Rock Band Unplugged (03:33:06) - Monster Hunter Freedom Unite (03:51:35) - Armored Core 3 Portable (04:00:51) - Gathering Hall Theme by Akihiko Narita | Monster Hunter Freedom Unite OST (04:01:21) - 2010 (04:02:24) - Persona 3 Portable (04:16:15) - Way of Life by Shoji Meguro | Persona 3 Portable OST (04:16:47) - God of War: Ghost of Sparta (04:23:14) - Metal Gear Solid: Peace Walker (04:31:42) - Kingdom Hearts Birth by Sleep (04:40:52) - Dearly Beloved by Yoko Shimomura, Tsuyoshi Sekito, Takeharu Ishimoto | Kingdom Hearts Birth by Sleep OST (04:41:26) - Valkyria Chronicles 2 (04:49:15) - Ys Seven AND Ys: The Oath in Felghana (04:59:16) - Extensive Forest Green by Hayato Sonoda, Takahiro Unisuga, Saki Momiyama, Masanori Osaki | Ys Seven OST (04:59:48) - 2011 (05:00:39) - Dissidia 012 Final Fantasy (05:06:21) - 15 seconds of Kingdom Hearts III spoilers (05:06:36) - How do you say 012? (05:07:40) - The Legend of Heroes: Trails in the Sky (05:22:15) - The Byway of Departure by Hayato Sonoda, Wataru Ishibashi | Trails in the Sky OST (05:22:40) - Tactics Ogre: Let Us Cling Together (05:33:16) - Tactics Ogre: Let Us Cling Together - Overture by Hitoshi Sakimoto, Masaharu Iwata | Tactics Ogre: Let Us Cling Together OST (05:33:45) - Honorable Mentions (05:34:04) - Street Fighter Alpha 3 MAX (05:35:28) - Soulcalibur: Broken Destiny (05:37:16) - LocoRoco (05:39:01) - Crisis Core: Final Fantasy VII (05:44:38) - Valkyrie Profile: Lenneth (05:47:09) - The 3rd Birthday (05:52:16) - Persona 2: Innocent Sin (05:55:27) - Brave Story: New Traveler (05:59:26) - Final Fantasy Tactics: The War of the Lions (06:05:25) - Every Extend Extra (06:08:30) - Water, Banana Bread, and Math (06:10:09) - Deciding the top 5 of the Aether (06:25:27) - Standing up (06:25:37) - The Into the Aether Top 5 Video Games for the Sony Playstation Portable (06:27:05) - Thank you so much for being here! (06:32:32) - Wrapping up ---Thanks to all of our amazing patrons including our Eternal Gratitude members:Zachary DIanfaceMcGeeMatt HClayton MChris Yw0nderbradShawn LCody RZach RFederico VLogan HAlan RSlinkmattjanzz DeaconGrokCorey ZDirectional JoySusan HOlivia KDan SIsaac SWill CJim WEvan BDavid Hmin2Aaron GVErik MBrady HJoshua JTony LDanny KSeth MAdam BJustin KAndy HDemoParker EMaxwell LSpiritofthunderJason WJason TCorey TMinnow Eats WhaleCaleb WfingerbellyJesse WMike TCodesWesleyErik BmebezacSergio LninjadeathdogRory BA42PoundMooseAndrewJustin MPeterStellar.BeesBrendan KScott RwreckxNoah OMichael GArcturusChris RhepaheCory FChase ALoveDiesNick QWes KChris MRBMichaela WAdam FScott HAlexander SPTherese KjgprintersJessica BMurrayDavid PJason KBede RKamrin HKyle SPhilip ★ Support this podcast on Patreon ★
Ria sits down with Luca Prosperi, CEO and Co-Founder of M0, a universal stablecoin platform that enables customization while preserving interoperability across assets. In this episode, we cover: Lessons from MakerDAO Drawing inspiration from the dual banking system Building a base asset that is decentralized, permissionless and ossified Issuing opinionated assets via wrapping and extensions while maintaining interoperability
Plus: Congress weighs crackdown on mortgage lenders' spam calls. And, Brookfield strikes deal to buy internet-service provider Hotwire. Victoria Craig hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Crypto News Alerts | Daily Bitcoin (BTC) & Cryptocurrency News
Russia just dropped the ultimate Bitcoin Bomb. Russia's banking behemoth Sber bets big on Bitcoin with new bond offering. Max Keiser shares: "What if Russia suddenly realized they have a very high strategic advantage and could buy 1M Bitcoin faster than the US and win the Global Hash War: - incredibly cheap energy costs - extremely low debt of 14.9% to GDP - ability to print own currency Issuing $100 billion in BitBonds is easy for Buy 1 - 5M BTC no problemo." Learn more about your ad choices. Visit megaphone.fm/adchoices