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In this Simple CFO Case Files episode, Christina Gutierrez takes the lead and pulls back the curtain on how she and David Richter actually work together, and why their visionary-integrator dynamic is the whole point. Built around the "Who Not How" concept, this one is about the power of handing off what you're not built to do.David is the empathy-driven, sales-and-marketing why guy. Christina is the analytical, strategic integrator who already has your results mapped out on a spreadsheet before the call ends. They explain why David pulls Christina into tricky client calls, how the whole CFO team backs up every client so no one's on an island, and why a CFO plays both offense and defense on your money. If you've been telling yourself a CFO is out of reach, this one clears that up.Timeline Summary[0:23] – Christina takes the lead and sets up the episode on their working roles[1:20] – The owner-and-integrator partnership and how differently the two of them see things[1:57] – David's sales and marketing strengths versus Christina's analytical, strategic side[2:36] – Why David pulls Christina into certain client calls for backup[3:02] – David's admission that Simple CFO runs because Christina is ten times smarter[3:24] – Why David chases the why while Christina brings the how[4:03] – The EOS system from Traction and their visionary-integrator split[4:40] – Learning from past mistakes of overselling and never wanting to promise what they can't deliver[5:13] – How Christina's brain jumps straight to solving the client's problem[6:20] – Why she holds back from taking over a call while the solutions run in her head[6:40] – How highly trained the Simple CFO team is, many having done deals themselves[7:04] – Why you get a whole team of CFOs, not one person stuck on an island[7:38] – Balancing a defined package with meeting clients where they are[9:31] – The client who came in for a bookkeeper but was asking CFO-level questions[10:25] – Reframing the CFO as affordable, not a $250K-a-year ivory tower hire[11:03] – Why a real CFO plays offense and defense, helping you make money, not just cut costs[11:21] – The discovery call as a genuine fit check, and the $100K revenue guideline[12:36] – When to clean up your books first before bringing on a CFO[13:20] – The exception: bringing a CFO in day one for an under-the-gun analysis[14:38] – The Who Not How and Time as a Tool books and handing off what you shouldn't master[16:11] – The calls after the discovery call, including an orientation call to train you on your CFO5 Key TakeawaysWho Not How In Action — You don't have to master your finances. Hand that time and expertise to someone who's already there, so you can focus on what only you can do to grow the business.Visionary Needs An Integrator — David brings the why and the empathy, Christina brings the how and the strategy. Their EOS-style split is why they pull each other into calls, and it's a model for how any business runs well.You Get A Team, Not An Island — A Simple CFO client isn't handed one CFO to fend alone. There's a whole bench of high-level CFOs, office hours, and David himself backing every engagement.A CFO Plays Offense And Defense — A good CFO doesn't just cut expenses. They show you where to make money and how to keep more of it, which is why the role is worth far more than it costs.They Meet You Where You Are — Whether you need books cleaned up first or an urgent analysis on day one, the work happens in stages built around your situation. The discovery call is a real fit check, not a hard sell.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comWho Not How by Dan Sullivan and Benjamin Hardy — https://www.strategiccoach.comTraction by Gino Wickman (EOS) — https://www.eosworldwide.comEnjoyed This Episode?If David and Christina made you realize the thing holding you back is trying to be the how instead of finding your who, that's the mindset shift worth acting on. Share this episode with an owner who's drowning in finances they were never meant to master, and follow the show and leave a rating and review so more investors can find these Case Files.
Fifteen-year-old Melanie Ethier was just minutes from home when she vanished into the night. Despite extensive searches, suspicious sightings, and decades of investigation, no trace of her has ever been found. This week, Ashley examines the disappearance that has haunted a small Canadian town for nearly 30 years. Was it a case of mistaken identity? Was it wrong place, wrong time? Join us as we explore the dark side of humanity. If someone has information about Melanie's disappearance they are encouraged to contact one of the following: the OPP at 1-888-310-1122; Crime Stoppers; or report info to Missingkids.ca. ResourcesMissingKids.ca, Canadian Centre for Child Protection: Melanie Ethier profile. Melanie Ethier profile at MissingKids.caCBC / David Ridgen, The Next Call, Season 1: The Case of Melanie Ethier. The Next Call: Melanie Ethier series overviewTimminsToday / Ontario Provincial Police, "Investigation into Melanie Ethier's disappearance still ongoing," Sept. 29, 2020. Read the OPP release via TimminsTodayMissingKids.ca, "20 years since Melanie Ethier disappeared," 2016. 20 years since Melanie Ethier disappearedSudbury.com, "Police continue 14-year-long search for missing girl," 2010. Police continue search for Melanie EthierSudbury.com, "$50,000 reward" reporting, 2006.Reward offered in Melanie Ethier disappearanceThe Temiskaming Speaker, September 2025Melanie Ethier missing person case haunts mom 29 years laterFort Frances Times / Temiskaming Speaker, October 2025. 29-year anniversary reportingShedding Light Podcast, Season 1. (Apple Podcasts)Wikipedia's Melanie Ethier article. (Wikipedia)Morbid Episode: The Mysterious Disappearance of Melanie Ethier; July 4, 2021 Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
There's no debate that Judge Dredd, a character created by John Wagner, Carlos Ezquerra, and Pat Mills for 2000 AD, is one of the most influential sci-fi figures of the late 20th Century. That makes it incredibly weird that this podcast episode marks the first time Kate and Jack read any comics featuring the scowling scion of justice. Join our hosts as they venture to Mega-City One and encounter Dredd's very first adventures in Judge Dredd The Complete Case Files 01. Robots: threat or simply a menace? Which Judge Dredd movie comes closest to the vibes we got from the comics? Did Rob Schneider and Jimmy Fallon make the same deal with the same devil? And when the hell do we get to see Judge Death? All these questions and more will be explored on this episode of the podcast. Find us at BadBooksBadPeople.com, on Twitter @badbooksbadppl, Instagram @badbooksbadpeople, on Bluesky @badbooksbadppl.bsky.social, and on Facebook. Got questions, comments or feedback? Email us at badbooksbadpeople@gmail.com
In this Simple CFO Case Files episode, Christina Gutierrez sits down again with CFO Michael Glaspie to break open a case that starts with the most common story they hear: a young wholesaler making $300,000 a year top line with bone-dry bank accounts. He could see the money coming in but couldn't tell his financials left from right, and he was beyond stressed.Michael walks through how he diagnosed three root problems, employees, marketing, and profit margin, using lead-versus-lag thinking to trace each back to sales. He covers the brutal employee turnover burning $24,000 a year, the closing-table renegotiations that were gutting the wholesaler's deals, and the double-close fix that solved it. Over nine months the client doubled his top line, then doubled it again to over $1.2 million. If you're making money but feel broke, this one is a playbook.Timeline Summary[2:31] – The first look: $300K a year top line with financials you couldn't read left, right, or sideways[2:50] – The compliance red flag of deducting owner distributions as payroll[3:29] – He had QuickBooks, but it wasn't accurate and he couldn't read it[3:41] – Why the cash flow statement, not the P&L, shows what's actually in the bank[4:11] – Beyond stressed: a young single owner whose whole vision was lifestyle-driven[5:13] – Diagnosing the problem by breaking down expense, COGS, and revenue analysis[5:32] – The three root issues: employees, marketing, and inconsistent profit margins[6:48] – Why a CFO diagnoses the acquisition and marketing side, not just the expenses[7:07] – The accounting pyramid: bookkeeper as base, tax accountant above, CFO at the peak[8:07] – Lead measures versus lag measures and why sales are led by marketing and scripts[9:17] – The first fix: tackling employees, since they were running most of the sales[9:38] – The staggering turnover, 18 people rotated in nine months[10:13] – Running the numbers to show around $24,000 burned on hiring that year[10:36] – Fixing the hiring process with screening, interviewing, and Predictive Index[12:59] – The pushback on cutting his lifestyle spending down to necessities[13:41] – Turning the cuts into a 30-day challenge with milestones to make it a game[16:15] – Seeing better sales reps in seats within about three months[16:35] – Moving to marketing and focusing on conversion rate before increasing budget[16:57] – Digging into why the deals themselves were so variable[17:23] – The problem: sellers renegotiating at the closing table after seeing big assignment fees[18:21] – The double-close fix and pairing him with a transactional lender[19:07] – Doubling top line revenue in nine months from start to finish[20:15] – Doubling again the next 12 months to over $1.2 million[20:59] – How the Simple CFO dashboard and Profit First kept the lifestyle spending in check[23:02] – The one lesson: focus on the one thing with the biggest impact for the least time5 Key TakeawaysYour Deposits Aren't Your Profit — A $300K top line with empty bank accounts is the classic trap. Big deposits feel like money, but without accurate books and a cash flow statement, you have no idea what you're actually keeping.A CFO Diagnoses The Root, Not Just Expenses — A bookkeeper keeps the data accurate and a tax accountant reports it, but a CFO traces problems to their lead measures. Here, three issues all tracked back to sales.Employee Turnover Quietly Bleeds You — Rotating 18 people in nine months burned around $24,000 in hiring costs, plus weeks of ramp time with no revenue. Fixing the hiring process with real screening came first.Change Works In Baby Steps — The client fought cutting his lifestyle until it became a 30-day challenge with rising milestones. People stick with incremental wins far better than an overnight overhaul.The Double Close Saved The Margins — Sellers were renegotiating at the closing table after seeing huge assignment fees. Switching from wholesale to double closing with a transactional lender protected the profit and doubled revenue.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comEnjoyed This Episode?If Michael's breakdown of tracing every problem back to one lead measure made you rethink where you're spending your energy, that's the shift worth making this week. Share this episode with a wholesaler who's making deposits but still feels broke, and follow the show and leave a rating and review so more investors can find these Case Files.
**CONTENT WARNING** This episode includes discussion of domestic violence, coercive control, stalking, sexual abuse allegations, mental health, and suicide. Please take care while listening. When Mica Francis Miller died by suicide in April 2024, questions surrounding her marriage to pastor John-Paul Miller quickly captured national attention. But Mica's story is about much more than the circumstances of her death. Kat and Ashley are joined by Bay Area Turning Point's Melissa Prentice to examine Mica's documented attempts to seek help, the allegations of stalking, surveillance, financial and spiritual abuse, and the pattern known as coercive control. They also look at the fight for Mica's Law and ask whether our current domestic violence laws recognize abuse before it turns deadly. References:COERCED: The Devotion & Death of Mica Francis Miller / LunaShark MediaLunaShark Media: Mica Miller TimelineMica's List / Mica's Law, Regina B. Ward LLC, June 5, 2024John-Paul Miller Probate Affidavit, July 26, 2024Netflix: Death of the Pastor's WifeU.S. Department of Justice: Myrtle Beach Pastor Indicted for Cyberstalking Wife Before Her DeathTIME: The True Story Behind Death of the Pastor's WifePeople: What Happened to Mica Miller?People: Mica Miller's Husbands and Relationship HistoryWPDE: Mica Miller Timeline – What We KnowWPDE: Mica Miller's Request for Protection From Harassment and StalkingOxygen: Mica Miller's Family and the Fight for Legislative ChangeABC11: Attorney Urges Passage of Mica's LawWBTW: Mica's List Behind Coercive-Control BillFITSNews: Mica's List – Family Seeks Domestic Violence ReformSouth Carolina Legislature: S.702 – Coercive Control / Domestic ViolenceWomen's Law: Emotional and Psychological AbuseSafeLives: Domestic Abuse and Suicide FiguresPMC: Intimate Partner Violence and Suicidal Behavior – Systematic ReviewReflect Training: How Coercive Control Impacts Mental Health and Suicide RiskLaura Richards: Resources on Coercive Control, Stalking and Risk AssessmentCrime Analyst: Laura RichardsNewsNation: Mica Miller, Suzie Skinner and John-Paul MillerFOX8: John-Paul Miller Case Delayed Again After Sixth ContinuanceLunaShark Media: JP Miller and Wayne Miller Accused of Sexual Abuse Targeting Minors in LawsuitMica Francis Miller ObituaryA&E: Mica Miller's Death and John-Paul Miller ChargesOxygen: Mica Miller and First Husband Jeremy DeasWBTV: Criminal Charges Pending Against Pastor Featured in Netflix DocumentaryPeople: Former Church Member Claims John-Paul Miller Used Wife Mica Miller for SexNewsNation: John-Paul Miller Ministry LawsuitWPDE: JP Miller, Wayne Miller and Solid Rock Ministries LawsuitNewsNation: Content Creator Says JP Miller Promised EvidenceWPDE: Mica Miller Family Press Conference and Estate AllegationsApple Podcasts: COJ – How to Get Mica's Law PassedPlease like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In this Simple CFO Case Files episode, David Richter and Christina Gutierrez pull back the curtain on what they call the number one factor in keeping more money: the relationship between an owner and the right financial partner. They walk through exactly what happens from the first discovery call to being fully onboarded with a CFO who actually fits.David and Christina cover the diagnostic first conversation that figures out whether you need a bookkeeper, a CPA, or a high-level CFO, the internal reports they now run on every new client to nail the match, and the multi-call onboarding that gets you productive fast without repeating yourself. They also speak directly to the owner hanging their head over messy numbers, and why reaching out is something to be proud of. If you've ever felt embarrassed about not knowing your numbers, this one is for you.Timeline Summary[2:39] – Why matching a client with the right CFO is the whole focus of the episode[3:03] – Christina on running operations by thinking of what the client needs first[3:55] – The low default rate as proof the matching process works[4:13] – How Simple CFO grew from David doing everything solo to a systematized seven-year-old company[5:12] – The early frank conversations with Michael about what onboarding needed[6:07] – The diagnostic first call and treating it like a doctor's visit[6:34] – A real example: a developer doing $1M a month who didn't know where to start[7:31] – The key questions that reveal what an owner actually needs first[8:26] – The three internal reports run on every new client: management brief, sales brief, and a QC review[10:34] – Christina's message to owners who hang their head over their numbers[11:44] – The Gap and the Gain and measuring gains instead of gaps[12:20] – Why the client success manager watches the calls so you never repeat yourself[13:23] – Why matching isn't a round robin, but a personality and needs-based technique[15:25] – Cutting the sales-to-onboarding-to-CFO timeline so busy owners don't waste weeks[15:45] – The battle plan call where you put your goals in front of your CFO[16:21] – The orientation call with an owner on how to get the most from a CFO relationship[17:17] – Why investing in a CFO is really an investment in you as a CEO[18:34] – How the reports go deep on delivering good and bad news to each owner[19:14] – The event attendee whose favorite call of the week is sparring with his CFO[20:25] – Why building trust from the first call matters so much with finances5 Key TakeawaysThe Relationship Is The Real Factor — Keeping more money comes down to being paired with a financial partner who fits you. Simple CFO's low default rate on matches is the proof that the fit matters.The First Call Is A Diagnosis — Like a doctor, the intake conversation figures out whether you need bookkeeping, tax, a CFO, or all three. A developer doing $1M a month may still not know where to start.Reports Drive The Match — Three internal reports on every new client, a management brief, a sales brief, and a quality review, mean your CFO already understands your business and personality before the first call.Don't Hang Your Head — Owners often go quiet and embarrassed about messy numbers. Christina's message: be proud you built the business and had the nerve to ask for help. You're rarely the worst situation of the week.A CFO Is An Investment In You — Beyond the numbers, a good CFO makes you think and operate like a CEO. The orientation call trains you on what to ask so you get real value from every meeting.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comThe Gap and the Gain by Dan Sullivan and Benjamin Hardy — https://www.strategiccoach.comEnjoyed This Episode?If David and Christina made you realize the embarrassment keeping you from calling a financial partner is the very thing holding you back, that's worth acting on. Share this episode with an owner who's been avoiding the conversation, and follow the show and leave a rating and review so more real estate investors can find these Case Files.
The Strange Case of Jessica Boynton - True Crime Casefiles with Steve StocktonBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.
In this week's episode, Ashley discusses the heartbreaking and infuriating disappearance of Angela Green, a 51-year-old mother in Prairie Village, Kansas. Throughout the investigation, her husband's story changes about 700 times, yet he is never named an official suspect and her case remains unsolved to this day. Anyone with any information about the case can either call the TIPS hotline at 816-474-TIPS or they can contact Steve at 319-573-0657.Resources:https://www.kctv5.com/2026/03/03/private-investigator-claims-new-lead-prairie-village-moms-disappearance-police-not-yet-informed/https://people.com/mom-vanished-2019-angela-green-daughter-wants-answers-11911133https://www.solvethecase.org/case/2019-2/angela-greenhttps://fox4kc.com/news/recorded-phone-calls-involving-missing-prairie-village-womans-case-raise-more-questions/ https://fox4kc.com/news/exclusive-daughter-of-missing-prairie-village-woman-aching-for-answers-as-disappearance-surpasses-a-year/Morbid: The Unbelievable Disappearance of Angela Greenhttps://www.youtube.com/watch?v=7OgoRDQkODoPlease like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
About a year after Susan Cox Powell disappeared from her home in West Valley City, Utah, a man entered a mom-and-pop bookstore one town over and stabbed the owner of the shop to death. The November, 2010 murder of Sherry Black was an inverse of the Susan Powell case: a body and physical evidence, but no suspect. It took police a decade before investigative genetic genealogy led them to Sherry Black's killer. That man is now in prison for life. Black's daughter, Heidi Miller, spent a decade of her life trapped in a stage of suspended grief. Heidi didn't know who killed her mom, or why. In the midst of that uncertainty, Heidi created a non-profit organization, the Sherry Black Foundation, to try and create something positive out of her tragedy. On September 26, 2026, the Sherry Black Foundation will co-host the inaugural Utah Missing and Unsolved Day, bringing together investigators, victim families and service providers. The goal is to make sure no cold case goes uninvestigated, no murdered or missing loved one unforgotten. Ahead of the event, Heidi Miller shares her story with COLD host Dave Cawley in a revealing personal interview. For years, investigative reporter Dave Cawley has been studying thousands of police documents, journals, videos and diary entries. He tracked down new sources, followed new leads and traced Josh Powell's trail from West Valley City, Utah, through Idaho, Oregon, Nevada and on to Washington State, where Powell killed himself and his two sons. Cold is the most complete retelling of the Susan Powell story ever. Join Dave Cawley in his search for truth. Share your thoughts: Instagram Facebook Reddit Episode credits: Research, writing and hosting: Dave Cawley Audio production and mastering: Aaron Mason KSL executive producer: Sheryl Worsley If you enjoy Cold, please try these other great shows from KSL Podcasts: The Letter, Ransom, Stranger Becomes Neighbor
Kelly and guest co-host Brandon Winfrey talk about Hardy Boys Casefiles No. 42: The Last Laugh! Frank and Joe go to SDCC, encounter evil comic book villains come to life, drop an old man and break his legs, and somehow accidentally solve a ... kidnapping/insurance fraud ring? Plus, tangents: leg lengthening surgery, twin eating, and meeting people at the beach!Support BROTHER MANOR, Kelly's gothic romance miniseries, on Kickstarter! INFO AND DONATE!SUBSCRIBE ON PATREON for ad free and video eps, bonus eps, & more.DiscordInstagramMERCH!TEEN CREEPS IS AN INDEPENDENT PODCAST.*All creepy opinions expressed are those of the hosts and guests. Hosted on Acast. See acast.com/privacy for more information.
In this Simple CFO Case Files episode, Christina Gutierrez sits down again with CFO Lee Vlcek to tackle a question most owners never plan for: how do you actually exit your business? Whether you want to sell, pass it to family, or just step back into a passive role, real estate can be a tough business to exit, and the prep work starts years before the handoff.Lee walks through two very different case studies, a father transitioning a decades-old business to his son and an owner preparing a portfolio for private equity, and shows why both hinge on the same fundamentals. He and Christina dig into owner dependency and valuation, why predictability is what buyers pay for, and how reliable financials, KPIs, and cash flow determine whether you get a premium multiple or a discount. If you've ever wondered what your business is really worth, this one delivers.Timeline Summary[2:08] – Lee opens with the first question every owner should ask before an exit[2:43] – Owner dependency and why valuation is inversely correlated with how much rides on you[3:38] – Why building toward CEO instead of employee is the real goal, exit or not[5:19] – The emotional hurdle of giving up the reins after building the business[7:18] – Common pushback: "they can't do it as well as me" and what it reveals[7:58] – Case study one: a father transitioning his business to his son[8:41] – Why a 40-year owner's vendor and banker relationships have to transfer in person[9:13] – Using AI to document face-to-face meetings and turn institutional knowledge into protocols[11:14] – Putting in the work up front to eventually earn "mailbox money"[11:36] – Identifying the true economic engine of the company so the team can protect it[13:49] – Structuring the father's phase-out over 18-plus months with real checkpoints[16:10] – Why no transition happens overnight, even a sale[18:15] – Reframing the whole process as due diligence, the same rigor you'd give a property[18:40] – Case study two: preparing a portfolio for private equity interest[19:08] – Why organization of the business drives the multiple as much as EBITDA[20:02] – What buyers actually pay for: predictability of revenue and profit[21:27] – Why comparing your sale to the guy down the street rarely holds up[22:29] – How the most organized owners consistently earn the highest multiples[23:20] – The through-line: both cases live or die on reliable financials[24:12] – The four pillars: reliable financials, KPIs, leadership beyond the owner, predictable cash flow[25:35] – The nightmare scenario of handing your son a business that runs out of cash[26:20] – Book value versus sellable value and the things that move the number5 Key TakeawaysValuation Is Inverse To Owner Dependency — The more the business relies on you for sales, relationships, and decisions, the harder it is to exit and the less it's worth. Building yourself out of the day-to-day raises the value.Exit Planning Starts Years Early — Whether passing to a son or selling to private equity, no handoff happens overnight. The real work is the two to four years of documenting relationships, knowledge, and processes beforehand.Buyers Pay For Predictability — Two businesses with identical EBITDA can be worth very different amounts. Consistent revenue, strong retention, low customer concentration, and predictable cash flow command the premium multiple.Reliable Financials Are Non-Negotiable — Both case studies hinged on the same thing. Without financials you can trust, no son knows where to focus and no buyer can assign a value.Cash Flow Is How You Survive The Transition — The worst outcome is handing over a business that runs out of cash months later. Building predictable cash flow well ahead of the exit is what lets you take your foot off the pedal safely.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comEnjoyed This Episode?If Lee's breakdown of owner dependency made you realize how much of your business still lives in your head, that's the first thing worth fixing, exit or not. Share this episode with an owner who's never thought about how they'll eventually step away, and follow the show and leave a rating and review so more investors can find these Case Files.
What if zirconia could look even more like natural teeth? According to Dr. Ed McLaren, “Of all the zirconia's he's tested, the optical properties of Ivoclar's e.max zirconia are the closest to natural teeth.” (And I second that with everything I've see – if Barb does the read) Discover what's redefining the possibilities with IPS e.max Zirconia. Join Dr. Ed McLaren for Zirconia Reimagined—an informative webinar exploring the latest advancements, clinical insights, and practical applications of zirconia in modern dentistry. October 5th @ 7:00 pm. Register today at Vivalearning.com As full-arch dentistry continues to grow, so do the demands on today's dental laboratories. That's why Knight Dental recently launched SimplyARCH Studio, a dedicated production environment built exclusively for full-arch restorations. To support this specialized workflow, Knight invested in an XTCERA milling system and carefully evaluated multiple CAM software solutions before choosing hyperDENT. The decision came down to exceptional milling quality, minimal hand finishing, and impressive production efficiency. But what truly set hyperDENT apart was the implementation process. From the very beginning, the team provided more than software training—they shared the knowledge and experience needed to build an optimized workflow for complex full-arch cases. With proven expertise in advanced milling strategies and laboratory production, hyperDENT helped ensure SimplyARCH Studio was designed for long-term success from day one. What happens when you combine a family-run software company, decades of dental laboratory experience, and a mission to make labs run smarter? You get Magic Touch Software. In this episode, Elvis sits down with Dan Sinclair and Amir Bagheri to dig into the history, philosophy, and technology behind Magic Touch and find out why they believe a laboratory management system should do a whole lot more than just track cases through production. Dan shares his unexpected journey back to Magic Touch after leaving the company, while Amir takes us all the way back to the 1990s and the origins of the software, including how his father, Gary, helped develop what would eventually become the foundation of Magic Touch through his work with Glidewell. The conversation dives into the evolution from production-focused LMS platforms to complete business management systems that bring customer management, accounting, inventory, automation, digital case entry, integrations, reporting, and production workflows together in one place. We also get into one of the biggest challenges facing modern dental labs: digital case entry and the ever-growing pile of scanner portals and inboxes. Amir and Dan explain how Magic Touch can automate that process, reduce manual entry, minimize missed cases and errors, and give lab teams more time to actually work on cases instead of hunting them down. And if you've ever wondered how much time and money a lab can lose by having a collection of disconnected systems, this conversation makes a pretty compelling case for consolidation. But perhaps the biggest theme of the episode is that Magic Touch doesn't want to be just another software vendor. Their approach is built around implementation, consultation, process improvement, and helping labs understand what they actually want their business to look like before configuring the system to get them there. From breaking old habits to building super users, testing changes before they go live, and using data to identify where a lab needs to improve, the goal is to create a system that grows and changes with the business. Hey, listeners—ever wonder what Elvis is doing when he's not recording Voices from the Bench? He's a client rep for Derby Dental Laboratory, out in the field every day doing chairside visits and building relationships. His job is simple—keep doctors happy and keep them coming back. And he couldn't do it without iCortica. Right from his phone, Elvis can see sales, remake rates, account notes, risks, and cross-sell opportunities—even before he walks through the door. No spreadsheets. No surprises. Just the info he needs to grow accounts. Stop digging for data and start taking action. Head to icortica.com and schedule your demo today. Dental lab owners and managers — are you spending too much time chasing paperwork, checking portals, tracking cases, and answering doctors asking, “Is my crown done yet?” You didn't start a dental lab to become a full-time paperwork wrangler. LabNCloud is the all-in-one, cloud-based platform built by techs, for techs, with 90+ features to streamline your entire lab — from case tracking and invoicing to shipping, time tracking, doctor portals, and automatic digital file routing. Stop managing chaos and start managing your lab. Visit LabNCloud.com to book your free personalized demo. And mention “Elvis is Handsome” to get your first month free. LabNCloud — the operating system for dental labs. Built by techs, for techs.Special Guests: Amir Bagheri and Dan Sinclair.
*This was recorded a few weeks ago and delayed release so if we talk about anything in a timely manner that doesn't make sense- that's why*Tanya Kach was groomed by a security guard at her middle school when she was only 14. She was held captive for 10 years, 2 miles from her father's home. In this episode, Ashley discusses what Tanya went through during the 10 years she was held captive, her escape, and the aftermath. She discusses where everyone involved in the story is now. If you or someone you know has been a victim of sexual abuse, text "STRENGTH" to the Crisis Text Line at 741-741 to be connected to a certified crisis counselor.Resources:1. https://medium.com/@natasha.leigh/kidnapped-tanya-kach-91ffb01080fb2. https://en.wikipedia.org/wiki/Kidnapping_of_Tanya_Nicole_Kach3. https://people.com/where-is-abuse-survivor-tanya-kach-now-119029414. https://abcnews.com/US/pennsylvania-woman-held-captive-10-years-finally-prom/story?id=193136265. https://www.today.com/popculture/movies/tanya-kach-now-true-story-rcna1559096. https://youtu.be/IuHUG9JmqvQ?si=pdkmKRgKL_mBcehy7. https://www.wtae.com/article/tanya-kach-sued-by-father-stepmother-1/7457575Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In December 1991, 18-year-old mother Nicola Payne vanished during a six-minute walk across a foggy stretch of Coventry, England, and has never been seen again. Decades of searches, conflicting witness accounts, questionable alibis, lost evidence, DNA testing, and even a murder trial have failed to answer what happened to her. More than 30 years later, Nicola's family is still waiting for the answer that matters most: where is Nicola? Grab a drink and join us for this rollercoaster of an episode as Kat does a deep dive into this 30 year-old case. References: https://www.youtube.com/watch?v=_lyBagGEdSUhttps://www.youtube.com/watch?v=G3f5jij5KL8https://www.huntspost.co.uk/news/23520720.new-evidence-nicola-payne-murder-30-years/https://www.crimeandinvestigation.co.uk/articles/what-happened-nicola-payne-one-uks-biggest-unsolved-caseshttps://www.facebook.com/groups/missingpersonssupport/posts/2971929222958764/https://www.reddit.com/r/UnresolvedMysteries/comments/69xyqt/the_1991_disappearance_of_teenage_mother_nicola/https://www.reddit.com/r/UnresolvedMysteries/comments/g12z5z/missing_since_1991_nicola_payne/https://www.bbc.com/news/uk-england-birmingham-25417081https://www.theguardian.com/uk-news/2015/nov/16/two-men-cleared-of-nicola-payne-murderhttps://www.bbc.com/news/articles/czr3r8mmpv3ohttps://news.sky.com/story/opinion-its-been-26-years-i-cant-die-without-finding-my-nicola-11171784https://www.instagram.com/popular/nicola-payne-son-owen-now/?hl=enhttps://www.bbc.com/news/uk-england-coventry-warwickshire-34515445https://www.bbc.com/news/uk-england-coventry-warwickshire-34701954https://www.coventrytelegraph.net/news/coventry-news/nicola-payne-murder-trial-brother-10252911https://www.bbc.com/news/uk-england-coventry-warwickshire-34526680https://www.mirror.co.uk/news/uk-news/nicola-payne-murder-suspect-tried-6626824https://crimeimmemorial.com/2025/11/29/nicola-payne/https://www.telegraph.co.uk/news/uknews/crime/11998729/Nicola-Paynes-family-break-down-in-court-as-Nigel-Barwell-and-Thomas-OReilly-cleared-of-murder.htmlhttps://www.thesun.co.uk/news/30406980/sister-disappearing-foggy-path-window-murdered/https://www.thesun.ie/news/13812433/sister-disappearing-foggy-path-window-murdered/https://www.bbc.com/news/uk-england-coventry-warwickshire-34643073 https://www.itv.com/news/central/2015-11-16/timeline-the-nicola-payne-case-since-1991https://www.facebook.com/groups/1396999187093926/posts/on-december-14th-1991-nicola-payne-an-18-year-old-mother-left-her-boyfriends-hom/9400669476726817/https://en.wikipedia.org/wiki/Peter_Tobinhttps://www.coventrytelegraph.net/news/coventry-news/nicola-payne-timeline-what-happened-26963939https://www.birminghammail.co.uk/news/local-news/victims-of-serial-killer-peter-tobin-248076 Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In this Simple CFO Case Files episode, Christina Gutierrez sits down with CFO Michael Hansen, one of the earliest team members who joined right as David Richter's book launched, when Simple CFO had just 13 or 14 clients. Based in Oregon and deeply operations-focused, Michael brings a perspective most finance people don't: the conviction that most money problems are actually operational problems showing up in the bank account.Michael walks through a real client turnaround, a husband-and-wife team running a school rather than a real estate business, and how he led with trust, tackled the shame around their debt, and separated business debt from personal debt before ever touching the financials. He and Christina dig into why operations that never scale with revenue create leaks, why expense analysis is the most emotionally charged conversation, and why he focuses on daily and weekly cash before cleaning the books. If you want to see how a CFO actually thinks, this one delivers.Timeline Summary[2:03] – Michael on joining Simple CFO near the start with only 13 or 14 clients[2:58] – How the client base shifted toward owners who've found success but can't reach the next level[4:13] – Who Michael is outside the work: family, a new puppy, and the Oregon outdoors[6:06] – Why the challenges show up in predictable places even though every business differs[7:13] – His core thesis: most financial problems are operational issues showing up in the bank account[7:36] – How operations built for a $500K business break at $3 million[9:23] – Why the owner is often the bottleneck doing everything themselves[9:50] – The "way we've always done it" syndrome and the two most emotionally charged conversations[10:38] – Why expense analysis hits harder than owner's comp: decisions that outlived their usefulness[11:41] – Reading the client review and introducing the case: a school, not a real estate business[13:33] – Why he enjoys working with husband-and-wife teams despite the extra layer of emotion[15:14] – Turning the owner's comp talk into a conversation about their personal life and money dynamics[17:59] – Ripping the band-aid off the shame around debt[18:49] – Why business debt is a different animal than personal debt[22:24] – Why getting to know the client comes before pulling up the balance sheet[23:57] – Moving the client onto the in-house bookkeeping team and why that team is a differentiator[26:05] – The financial clarity assessment and whether a bookkeeper can be trained up[28:45] – The CEO habit of only looking at finances once a year at tax time[29:24] – Why two meetings a month builds the habit and keeps momentum[30:41] – Books that read like a children's storybook instead of a medical journal[34:35] – His advice: get cash under control first, because Profit First only needs a bank account5 Key TakeawaysMost Money Problems Are Operational — Financial challenges usually trace back to operations that never scaled with the business. A system built at $500K in revenue quietly leaks cash at $3 million.Build Trust Before Financials — With a husband-and-wife client carrying shame around debt, Michael led with candid, graceful conversation and buy-in first. The financials came only after both partners felt heard.Business Debt Isn't Personal Debt — Applying personal-debt shame to business decisions locks a company down. Separating healthy leverage from hung-on debt gives owners permission to move forward.Expense Analysis Is Emotional — The hardest conversation isn't owner's pay, it's cutting expenses tied to old decisions owners are attached to. The question is what's still earning its keep.Get Cash Under Control First — Profit First needs only a bank account, not clean books. Michael tightens daily and weekly cash before cleanup, using the financials to find the holes draining it.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://pfreiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comEnjoyed This Episode?If Michael's idea that your money problems are really operational problems made you look at your own bank account differently, that reframe is worth sitting with. Share this episode with an owner whose systems never grew with their revenue, and follow the show and leave a rating and review so more investors can find these Case Files.
Binge Stream - Steve Stockton's Most Requested Case Files Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.
Grandparents Raising Grandchildren: Nurturing Through Adversity
Have you ever felt like the system is writing the ending of your grandchild's story before they've even found their voice? Are your grandchildren weighed down by labels—traumatized, behind, abnormal—while you're expected to manage their pain and follow rigid rules? If you've ever felt powerless to change the narrative or wished you could help your grandchild reclaim their identity from the case files, this episode is for you.I'm Laura Brazan, and after my own family was reshaped by adversity, I discovered that healing doesn't come from fixing every problem—it comes from helping children find their voice. When today's guest, Kate Markland, was granted just one hour a week on FaceTime with her son by the courts, she chose not to fill it with grief, but with a question: “Do you want to be the hero of your own story?” What followed was more than a bestselling book; it was a masterclass in how grandparents and kinship caregivers can become the scribes of their grandchildren's triumphs.On ‘Grandparents Raising Grandchildren: Nurturing Through Adversity,' we delve deep into the realities of kinship care—navigating the legal, financial, and emotional challenges, but also recognizing the hidden power you have as a caregiver. This episode unpacks therapeutic storytelling, a simple but profound way to move children from trauma to creativity. Through asking questions like “tell me more,” you can help your grandchild move from fear to self-expression, turning moments of heartbreak at the kitchen table into stories of courage and hope.Join us as we explore how to listen, clarify, and capture your grandchild's words—without correction, without judgment—and help them take back the pen. Together, we'll nurture resilience and rewrite futures, one story at a time.Send us Fan MailWhen we look at the child welfare system today, it's clear that the framework we've inherited is completely outdated. We keep trying to "fix" programs, but what if the problem isn't just funding or execution? What if the problem is how we frame the issues in the first place?Ali Caliendo, founder of the Kinship Policy Lab, reminded us that the questions we ask determine the policies we write, the data we collect, and the outcomes we pursue. Jill Bryant has spent years researching the deep complexities of counseling and the lived reality of kinship care as a professor and a grandparent raising a grandchild. Her work, focusing on the complete subjective well-being of kinship caregivers. Taking this 10-minute survey gives our advocates the timely, real-world data they need to fight for the funding and structural support your family deserves right now. In this special pre-roll segment, I'm sharing a moving letter from a member of our community, Laurel. Her story of loss, resilience, and raising her grandson after the unthinkable is a raw reminder that none of us are walking this path alone.We want to hear from you. If Laurel's story resonates with you, or if you have a journey of your own to share, join our private community. Your story might be the exact lifeline someone else needs to hear today. Thank you for tuning into today's episode. It's been a journey of shared stories, insights, and invaluable advice from the heart of a community that knows the beauty and challenges of raising grandchildren. Your presence and engagement mean the world to us and to grandparents everywhere stepping up in ways they never imagined.Remember, you're not alone on this journey. For more resources, support, and stories, visit our website and follow us on our social media channels. If today's episode moved you, consider sharing it with someone who might find comfort and connection in our shared experiences.We look forward to bringing more stories and expert advice your way next week. Until then, take care of yourselves and each other.Want to be a guest on Grandparents Raising Grandchildren: Nurturing Through Adversity? Send Laura Brazan a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/grgLiked this episode? Share it and tag us on Facebook @GrandparentsRaisingGrandchilden Love the show? Leave a review and let us know!CONNECT WITH US: Website | Facebook
Eddie is still mourning the death of Summer Layton when he meets Giselle Florin, a dancer for a musical theater company. Her bright spirit revives him and, even though the only time he spends with her is a walk along Hollywood Boulevard, he finds himself rejuvenated. The next morning his pal, Lieutenant Wayne Hadley, requests his presence at a crime scene. Seems a girl has jumped off the Hollywood sign. It's Giselle. Wayne thinks it's suicide. Eddie knows it isn't, and he's determined to prove it. He proves a lot more than that. CASTUrsula / Martha - Lauren BaumbauerSgt. Rose Smith - Lisa FredricksonAnnouncer / Harriet Fielding / Giselle Florin - Genevieve Grady GrotSusie Beck - Val KuhnsLt. Wayne Hadley - Max LevineOfc Rocky Taranto / Barrows - Mike LuceEddie James - Richard TatumPadgett / Clyde = Keith WrightStory by Val KuhnsSound Editing by Val Kuhns
In this Simple CFO Case Files episode, Christina Gutierrez sits down with CFO and CFO trainer Tommy Robinson, who brings over 20 years of real estate finance experience as a former financial analyst, controller, and VP of finance. Tommy breaks down two real client turnarounds from inside the business.He walks through a client who came in with unreliable books, significant debt, and late tax filings, and how the team rebuilt her financials into clean, project-level reporting she can trust. He also shares a flipping and rental operator who discovered their flipping business had quietly lost money for two years while the rentals carried it. If you want to see what a fractional CFO actually does day to day, this one delivers.Timeline Summary[0:44] – Christina welcomes Tommy back and introduces the Case Files format built around real client scenarios[1:46] – Tommy's background across financial analyst, controller, VP of finance, and CFO roles[2:33] – Why Profit First is about changing how owners think, not just bank accounts[3:13] – What Tommy loves most about training new CFOs and learning from their varied backgrounds[5:02] – Why the team model protects clients when a CFO takes vacation or leave[6:26] – The standardized dashboard and shared notes that let any CFO step in seamlessly[7:14] – Getting personal: Tommy's family, four children, three grandchildren, and monthly dinners[7:36] – His volunteering and an upcoming mission trip to Peru to build houses[9:14] – The client who raved about Tommy to David Richter at a conference[11:29] – Why client success depends on the client doing the homework and buying in[12:37] – The starting point: unreliable books, debt, and taxes filed late with penalties[13:05] – Building debt schedules, implementing Profit First, and transitioning to Simple CFO bookkeeping[13:53] – Quarterly expense and vendor analysis to check every dollar for profitability[15:01] – The real transformation: decisions made with confidence instead of anxiety[17:52] – Why the best time to bring on a CFO was yesterday, and the second best is now[19:16] – How a trusted CFO catches a bookkeeper who isn't actually doing the work[22:36] – The big surprise: a flipping business that lost money for two years while rentals carried it[24:27] – Building deal-level KPIs to vet ARV, budget, timelines, and contractors before buying[24:52] – How project overruns in cost and time were quietly killing margins through carry costs[25:34] – The work-in-progress dashboard with flags that trigger proactive action[26:25] – Turning three years of flip losses into a year-to-date profit for 20265 Key TakeawaysYour Books Are Your Scorecard — Unreliable books mean inconsistent owner pay, missed tax deadlines, and blind decisions. Clean, timely reporting is the foundation everything else is built on.A CFO Is A Financial Partner, Not A Bookkeeper — Tommy frames the role as advisor to the owner's decision, giving data-backed guidance while the owner still makes the call.Trust But Verify Your Bookkeeper — A client flew blind for months because her bookkeeper claimed work was done that wasn't. A CFO reviewing the numbers is what surfaced the gap.Segment Reporting Reveals Hidden Losses — Running the P&L by class showed a profitable-looking business was actually losing money on flips for two years while rentals carried it.KPIs Catch Overruns Before They Kill Margins — Deal-level flags on work in progress, budget, and timeline let flippers act proactively on carry costs instead of discovering losses after the sale.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investing Free Workbooks — https://peiworkbook.comProfit First for Real Estate Investing by David Richter — https://profitfirstrei.comEnjoyed This Episode?If Tommy's story about a flipping business quietly losing money for two years made you wonder what your own segment reports would reveal, that's worth a closer look. Share this episode with a real estate investor who's never separated their flips from their rentals on paper, and follow the show and leave a rating and review so more investors can find these Case Files.
CONTENT WARNING: This episode talks about online stalkjing of a minor, REFERENCES:https://en.wikipedia.org/wiki/Murder_of_Breck_Bednarhttps://www.bbc.com/news/uk-england-essex-37218591https://www.theguardian.com/uk-news/2015/jan/12/lewis-daynes-stabbed-breck-bednar-essex-sentenced-chelmsford-crown-courthttps://www.fbi.gov/investigate/cyber/alerts/2025/violent-online-networks-target-vulnerable-and-underage-populations-across-the-united-states-and-around-the-globe?utm_source=chatgpt.comhttps://ncmec.org/gethelpnow/cybertipline/cybertiplinedata?utm_source=chatgpt.com, https://www.ncmec.org/blog/2025/spike-in-online-crimes-against-children-a-wake-up-call?utm_source=chatgpt.comhttps://www.stalkingawareness.org/wp-content/uploads/2022/12/SPARC_Stalking-Technology-Infographic.pdf, https://abcnews.com/GMA/Family/groomed-met-playing-video-games-online-parents-kids/story?id=112781154,https://www.bbc.com/news/articles/c78l92e9192oPlease like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In this episode, Ashley discusses the disappearance of Crystal Rogers, the murder of her father Tommy, and the family that was responsible for it all. Crystal was a mother of five who had her whole life ahead of her. Let's keep her name alive by telling her story.Resources:1. https://www.oxygen.com/the-disappearance-of-crystal-rogers2. https://fox56news.com/news/kentucky/11-passed-since-crystal-rogers-disappeared-from-her-bardstown-home/ (this article has some wrong dates so use caution)3. https://en.wikipedia.org/wiki/Disappearance_of_Crystal_Rogers4. https://www.fbi.gov/wanted/seeking-info/crystal-rogers-15. https://www.courttv.com/tag/crystal-rogers/6. https://www.whas11.com/article/news/investigations/bardstown/crystal-rogers-case-jon-snow-former-lead-detective/417-c2d7aeb1-ecd4-4e0c-932a-ad9ec93339477. https://spectrumnews1.com/ky/louisville/news/2025/07/16/brooks-houck-crystal-rogers-documents8. Mini series: https://www.imdb.com/title/tt8263746/9. https://annieelise.substack.com/p/we-need-to-know-what-they-did-to10. https://www.wdrb.com/news/crime-reports/joseph-lawson-appeals-conviction-in-crystal-rogers-case-to-kentucky-supreme-court/article_15d11ace-38ae-4c74-97c9-0f7e4b255d8f.html11. https://www.wlky.com/article/crystal-rogers-act-law-kentucky/7193057812. https://www.shayinformed.com/from-bardstown-to-bowling-green-my-new-podcast-covering-the-crystal-rogers-trials/13. https://www.whas11.com/article/news/investigations/bardstown/nick-houck-court-hearing-crystal-rogers-case-sherry-ballard/417-340fb0dc-c156-46fa-8477-3d1e72d58d6314. https://www.facebook.com/watch/?v=1311545310565929Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
This week, Kat dives into the infamous Leopold and Loeb case, the shocking 1924 murder of 14-year-old Bobby Franks that became known as the "Crime of the Century." From two extremely smart and privledged young men convinced they could commit the perfect murder to Clarence Darrow's legendary defense, this case forever changed conversations about criminal psychology, justice, and the death penalty.Grab a drink and join us as we explore the dark side of humanity!References: https://en.wikipedia.org/wiki/Leopold_and_Loebhttps://www.pbs.org/wgbh/americanexperience/features/monkeytrial-leopold-and-loeb-trial/https://divinity.uchicago.edu/sightings/articles/telling-stories-leopold-and-loebhttps://www.bbc.com/culture/article/20240131-leopold-and-loeb-the-grisly-crime-of-the-century-that-fascinated-hitchcock-and-othershttps://librarycollections.law.umn.edu/darrow/trials_details.php?id=1https://homicide.northwestern.edu/crimes/leopold/https://famous-trials.com/leopoldandloeb/1741-homehttps://www.history.com/this-day-in-history/may-21/leopold-and-loeb-gain-national-attentionhttps://www.nytimes.com/1958/03/14/archives/leopold-goes-free-pleads-for-privacy-leopold-is-freed-asks-for.htmlPlease like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
Veteran Detectives Expose What's Broken in Policing Retired NYPD Sergeant Bill Cannon, and detective Phil Grimaldi discuss what is wrong with policing in NYC. Rules and laws enacyed by a progressive city council have hampered the NYPD. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this week's episode, Ashley highlights the women whose groundbreaking work changed the way we understand victims, criminals, and forensic evidence. At the center of the episode is Ann Burgess, the forensic nurse whose research on rape trauma and violent offenders helped shape modern criminal profiling and transform the FBI's approach to investigating serial killers. Ashley also explores the contributions of other trailblazing women in forensic science, including the creators and innovators behind the rape kit, homicide investigation training tools, advanced DNA profiling, forensic anthropology, hand-vein identification, and more. Their work helped bring science, structure, and compassion into criminal investigations, giving victims a stronger voice and investigators better tools to pursue justice.Resources:1. https://www.forensicmag.com/3594-All-News/623997-New-Book-Details-Forensic-Nurse-s-Role-in-High-profile-Trials/2. https://www.bc.edu/bc-web/sites/bc-magazine/bc-magazine-summer-2019-issue/features/mastermind.html3. https://www.biography.com/movies-tv/a61488077/ann-burgess-criminology-expert4. https://arstechnica.com/science/2024/07/meet-the-woman-whose-research-helped-the-fbi-catch-notorious-serial-killers/5. https://en.wikipedia.org/wiki/Ann_Burgess6. https://streetsmartsafety.org/ann-burgess-criminal-profiling/7. https://press.hulu.com/shows/mastermind-to-think-like-a-killer/8. https://www.hulu.com/series/c6d221be-cfc3-49a7-8b11-159629cb82879. https://en.wikipedia.org/wiki/Frances_Glessner_Lee10. https://en.wikipedia.org/wiki/Sue_Black,_Baroness_Black_of_Strome11. https://en.wikipedia.org/wiki/Marty_Goddard12. https://www.wittenberg.edu/news/03-10-20/joye-carter-7913. https://fosterfreeman.com/women-in-forensics/14. https://www.amazon.com/Killer-Design-Murderers-Mindhunters-Decipher/dp/0306924862Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In this Simple CFO Case Files episode, we go inside the actual client work with Chris Savor, a Simple CFO who's been with the team since April 2022 and manages some of the firm's largest client relationships. Rather than talk about the methodology in the abstract, this conversation pulls back the curtain on how a CFO actually diagnoses a real estate business, cleans up the books, and turns a cash-negative operator into a profitable one. Chris walks through his "battle plan" approach, the short-medium-long framing he uses in the first 60 days, and why financial clarity is the single biggest result he delivers.The heart of the episode is two client transformations. One is a large operator with 65 properties and a thousand doors who'd been cash-flow negative for eight months because of misconfigured allocations, fixed to cash-positive inside the first 30 days. The other is a flipper who went from 20 flips a year making nothing to 200 flips and paying himself $600,000 annually, with a real reserve position and a tax strategy that wiped out three years of tax bills. It's a grounded, practical look at what a dedicated financial partner actually changes in a real estate business.Timeline Highlights[0:00] Intro to the Simple CFO Case Files series and what makes it different[0:23] Host welcomes Chris Savor and his background as a CFO since April 2022[2:01] Chris on who he works with: flippers, multifamily, short- and long-term rentals[2:55] The single biggest result Chris delivers: financial clarity for lost owners[4:29] The battle plan call and getting real about the good, the bad, and the ugly[5:35] Short, medium, and long phases all wrapped into the first 60 days[6:01] What separates Simple CFO from a typical accountant: a genuine personal partnership[8:41] Laying the financial foundation, cleaning up books, and rolling out Profit First[10:32] Case one: a 65-property, thousand-door operator cash-negative for eight months[11:01] Finding misconfigured allocations on day 28 and clawing back overspending[12:24] Getting the operator cash-positive and onto a salary for the first time[12:45] Why the Profit First book alone isn't enough without a specialist implementing it[14:26] Inside the CFO dashboard: profit-on-the-shelf and the 13-week rolling cash view[16:41] How automated, daily-updated sheets replace manual QuickBooks report pulling[16:57] Using the forecast every meeting to close the gap to a net-profit goal[19:52] Case two: a flipper who had no idea whether he was making money[20:34] The first three moves: cleanup, real estate–specific books, and mapping the money[21:05] From 20 flips a year making nothing to 200 flips and real profit[22:12] Building reserves from 1% up to 6%+ and getting the owner onto a real paycheck[23:22] Using a tax strategy with land easements and bonus depreciation to erase three years of tax[24:22] The full transformation recap: from lost and unpaid to $600K a year[26:09] Chris's words of wisdom: you're not alone, it can be fixed, don't go at it soloKey TakeawaysFinancial clarity is the number one result. Most clients arrive seeing money move in and out of their accounts but with no idea whether they're actually profitable. Knowing your numbers is what lets a CEO steer the ship.The first 60 days make or break the outcome. That window of uncovering, admitting where things really stand, and fixing the fixable-fast problems is the biggest predictor of whether a client succeeds.A real financial partner is different from a hands-off CPA. Chris meets clients where they are, meets weekly or biweekly, and treats the relationship as a side-by-side partnership rather than a transactional service.Misconfigured allocations quietly bleed cash. A large operator was cash-negative for eight months simply because rehab and operations funds were set up wrong. Fixing the allocations flipped them cash-positive within a single month.The book alone won't get you there. Free information is everywhere, but a specialist who reads numbers without emotional attachment is what actually unravels an owner's blind spots and gets results.Getting the money game right unlocks more volume, not less. The flipper scaled from 20 to 200 flips a year precisely because he finally knew where every dollar was going and could project profit deal by deal.Plan taxes ahead and idle cash becomes a strategy. Setting tax money aside early let one client redeploy roughly $250K into a tax strategy that erased three years of tax bills instead of scrambling for the IRS.Links & ResourcesSimple CFO — book a free financial discovery call — https://simplecfo.com Profit First for Real Estate Investors — apply for a free financial discovery call — https://profitrei.comClosingChris's clients prove the same thing over and over: you're not alone, and it can be fixed. The operators who win are the ones willing to roll up their sleeves and fight the battle alongside a partner who actually knows the terrain. If you're staring at deposits and withdrawals with no idea whether you're making money, that's exactly the problem Simple CFO exists to solve. If you're ready to bring clarity and structure to your business finances, visit profitrei.com to apply for a free financial discovery call with the team.
What if one terrifying 911 call was only the beginning of a much larger mystery? Tony Merkel welcomes Rusty from Carolina Case Files to reveal the chilling investigation that thrust his team into the center of one of the internet's most unsettling paranormal stories. As their conversation unfolds, they uncover eerie witness accounts that point toward a hidden reality lurking in the forests of North Carolina, where credible eyewitnesses continue to report encounters that defy explanation. The discussion expands into Dogman sightings, translucent entities from military testimonies, and the biblical framework that may explain why these encounters are happening. Along the way, they wrestle with the dangers of chasing the supernatural and why discernment is essential for anyone seeking the truth. If these encounters are more than folklore, the greatest question may not be what these beings are, but what they reveal about the unseen spiritual battle unfolding around us.If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890
Sightings of unusual aerial objects are occurring in the airspace above countries worldwide. From lights in the sky, to unusual, structured craft, silent flying triangles, eerie orange and red orbs of light, and a range of other unusual phenomena are observed every week… and witnesses to many of these unusual—and at times unnerving—events frequently share their encounters with the UAP Sightings Reporting System (UAPSRS). This week on The Micah Hanks Program, we provide an update on some of the most intriguing recent sightings submitted to the UAPSRS, along with an update—and a significant break in the case—involving the curious story of an alleged CIA pilot whose remarkable story was recently discussed on the program. Want to advertise/sponsor The Micah Hanks Program? We have partnered with the AdvertiseCast to handle our advertising/sponsorship requests. If you would like to advertise with The Micah Hanks Program, all you have to do is click the link below to get started: AdvertiseCast: Advertise with The Micah Hanks Program Show Notes Below are links to stories and other content featured in this episode: NEWS: Today in History July 8 | 1947, Roswell Incident, Aliens, & UFO | Britannica UNM pre-law students probe civil rights over 'Roswell incident' UAP SIGHTINGS UPDATE: The latest from the UAP Sightings Reporting System Case No. 287: A mysterious orb–possible ball lighting? Case No. 289: Odd "satellites" making right-angle turns Case No. 302: A large stationary UAP observed by hikers Case No. 308: An odd disc with lights on the edges Case No. 312: UAP intercept attempt by fighter pilots? Case No. 317: Advanced tech hiding behind clouds Case No. 320: A "Flying Y" is seen descending Case No. 326: Rectangle UAP sighting Case No. 332: UAP flying at Mach 1? Case No. 335: UAP Flying in a chevron formation BECOME AN X SUBSCRIBER AND GET EVEN MORE GREAT PODCASTS AND MONTHLY SPECIALS FROM MICAH HANKS. Sign up today and get access to the entire back catalog of The Micah Hanks Program, as well as "classic" episodes, weekly "additional editions" of the subscriber-only X Podcast, the monthly Enigmas specials, and much more. Like us on Facebook Follow @MicahHanks on X. Keep up with Micah and his work at micahhanks.com.
CONTENT WARNING: This episode discusses serial murder, sexual violence, violence against sex workers, dismemberment, and details involving unidentified human remains. Listener discretion is advised.In this update episode, Kat revisits the Long Island Serial Killer case after Rex Heuermann's stunning 2026 guilty plea. We walk through the expanded timeline, the eight women he admitted to killing, the disturbing planning document, the Peacock documentary revelations, and the questions still surrounding unidentified victims connected to Gilgo Beach. Grab a drink and join us as we explore the dark side of humanity.References: https://www.peacocktv.com/blog/how-to-watch-rex-heuermann-documentary-gilgo-beach-killer-peacock-wife-kidshttps://en.wikipedia.org/wiki/Murder_of_Tana_Jackson_and_Tatiana_Dykes#:~:text=On%20April%2023%2C%202025%2C%20Nassau,deployed%20during%20the%20Gulf%20War.https://www.pbs.org/newshour/nation/rex-heuermann-sentenced-to-life-in-prison-for-new-yorks-gilgo-beach-serial-killingshttps://nypost.com/2026/06/27/us-news/nyc-architect-serial-killer-sent-to-little-siberia-prison/Please like, follow, and share this podcast - we're on all of the platforms! Oh, and please leave reviews so other true crime lovers can find us. If you are trying to get a hold of us, we can only respond via: Case Files with Kat and Ashley FacebookInstagramWe're here if you need us! NEVER hesitate to reach out! FOR HELP WITH STALKING OR CYBERSTALKING:https://rainn.org/news/resources-survivors-stalking-and-cyberstalkinghttps://www.stalkingawareness.org/FOR HELP WITH DOMESTIC VIOLENCE:NATIONWIDE: https://www.thehotline.org/get-help/domestic-violence-local-resources/IN HOUSTON AREA: https://www.bayareaturningpoint.org/ or call 24/7: (281) 286-2525FOR HELP WITH SEXUAL ASSAULT:https://rainn.org/resourcesFOR HELP WITH BULLYING:Text CONNECT to 741741 Need to Vent?Simply text HOME or HOLA to 741741 to reach a live volunteer Crisis Counselor. We are always here for you. Free, 24/7, confidential.INTERNATIONAL RESOURCES - YOU ARE N...
In this Simple CFO Case Files episode, David Richter and his business partner Christina Gutierrez kick off a new recurring series recorded right after their weekly EOS same page meeting. They pull back the curtain on how they run Simple CFO using Gino Wickman's Traction and EOS system, and why the visionary and integrator partnership has been the engine behind the business.The heart of the conversation is one recurring phrase they hear from real estate investors who walk through their door: "I wish I would have known this." David and Christina break down why so many owners stay stuck asking CFO level questions of bookkeepers and CPAs who can't answer them, what a fractional CFO actually does that's different, and how to become a master of your money without ever becoming a master of accounting. If you're flipping houses or holding rentals and you can't say what you actually kept last year, this episode points you toward the clarity you've been missing.Timeline Highlights[0:23] David introduces the new series recorded after his weekly same page meeting with partner Christina Gutierrez[1:01] How Simple CFO runs its back end on Traction and the EOS system by Gino Wickman[2:18] Christina on how EOS taught her to be open and transparent in a true business partnership[3:43] Why communication is the thing that makes a business run and what a structured system protects[4:19] A walk through Simple CFO's heavy Wednesday meeting schedule and what each meeting is for[5:10] Protecting the visionary's flow state and routing every idea to the right meeting[6:32] The recurring "I wish I would have known this" theme and a story of one owner's hair on fire[7:14] An owner who waited two years and likely lost real business value before getting his numbers cleaned up[8:38] Christina on why owners don't know who can actually help them with strategic financial questions[10:11] Most owners don't know a fractional CFO exists or that they could afford one[11:12] The real strategic questions owners never know to ask themselves[12:10] The magic of a fractional CFO is surfacing the questions you don't know to ask[13:50] Why bookkeepers and CPAs give textbook answers without knowing you or your goals[15:02] Be a master of your money, not a master of accounting, and what that actually means[17:22] How loneliness as a solo owner makes a financial partner who knows you so valuable[21:42] When to reach out and the difference between the 60 day foundation tier and ongoing CFO support[22:42] Playing offense and defense so you protect what you built while still growing[25:22] Two paths forward: a fractional CFO and the Profit First system as an entry point[26:01] A Profit First client who built a year of owner's comp and now takes a month off in Sweden each yearKey TakeawaysOwners often ask CFO level questions of the wrong people. Bookkeepers record transactions and CPAs file taxes, but neither is built to give strategic financial guidance tied to your goals.The most dangerous gap is the questions you don't know to ask. A good fractional CFO surfaces the questions that reveal whether your business is actually healthy or quietly going under.You should be a master of your money, not a master of accounting. You don't need to run QuickBooks or file taxes. You need clean numbers you can use to make decisions.Revenue alone solves nothing. Making a million dollars means little if you kept nothing, and the cause is often a cash management gap or bad bookkeeping you can't see.A fractional CFO is a relationship, not a transaction. They meet you where you are, remember the goals you set months ago, and back decisions with accurate data instead of gut feeling.Fractional high level help is more accessible than owners think. CFO, COO, and CMO support exists without the full time price tag, opening strategy to businesses that assumed they couldn't afford it.Profit First is a simple entry point for managing cash. It translates finances into business owner language and helps build reserves and owner's comp so a strong year actually shows up in the bank.Links & ResourcesSimple CFO (book a discovery call) — simplecfo.com Profit First for Real Estate Investors (apply for a free financial discovery call) — profitrei.com Profit First for Real Estate Investors by David Richter (free download) — simplecfo.com Traction by Gino Wickman — referenced as the EOS framework Simple CFO runs onClosingIf any part of this hit home, especially the part about making money but having no idea what you actually kept, don't let another year pass wishing you'd known sooner. David and Christina built this series to open owners' eyes to the financial clarity they've been missing, whether that's a fractional CFO or simply getting Profit First up and running. To bring real structure to the finances in your business, visit profitrei.com to apply for a free financial discovery call with the team.
Tony Castronovo is a Simple CFO fractional CFO who has worked with nearly 50 clients across real estate investing and small business ownership. In this second appearance on the show, Tony joins host Christina Gutierrez to walk through a string of five-star client reviews and unpack the real stories behind them — the financial messes, the predatory debt, the overleveraged portfolios, and the moments when a third-party lens changed everything for a business owner.This episode is a case study deep dive. From a three-pronged real estate and hard money operation that needed entity restructuring to a fiber construction company bleeding $7,000 a week to MCA lenders to a multifamily investor with a highly leveraged portfolio that needed property-by-property triage, Tony breaks down exactly how Simple CFO approaches each situation, why the CFO relationship only works when clients show up ready to collaborate, and what separates a bookkeeper from a financial partner who actually moves your business forward.Timeline Highlights[0:23] Tony Castronovo returns for his second episode — Christina introduces the format: unpacking real client reviews and the stories behind them[2:13] Tony's philosophy on celebrating wins, big and small, and why good news is worth sharing[3:34] Client one: Mike and Bill — a three-pronged business (traditional rentals, storage facilities, and hard money lending) all running through one entity when they arrived[5:26] The core pain when they came in: no cash flow clarity, no visibility into which business was making money and why[6:11] How Simple CFO handled pass-through revenue differently across three business models, and why the hard money business requires a completely different financial lens than storage or rentals[7:35] Entity restructuring with a CPA partner: separating the businesses for tax advantages, asset protection, and anonymity[8:01] Getting strategic once the basics are in place: the infinite banking play Tony introduced to help Mike and Bill finance storage unit purchases from their own policy instead of a lender[9:35] Why Simple CFO always starts with an expense analysis — and why every cut has to have an action attached to it, not just a number on a spreadsheet[11:11] The gym analogy: why Profit First implementation feels uncomfortable at first, gets routine, and then needs to be deliberately scaled up — just like adding weight once the reps get easy[13:52] Client two: Harley and Alex — came in effectively in crisis mode, overwhelmed by high-interest debt from predatory MCA lenders[15:30] The fiber construction business model: laying lines for carriers, owning and leasing equipment, and multiple revenue streams — plus multiple ways to spend money[17:07] How Simple CFO brought in a specialist with templated MCA negotiation scripts, saving Harley and Alex $7,000 per week in interest — roughly $30,000 a month[18:43] The snowball effect in reverse: freeing up capital, auditing the equipment inventory for bad debt, and building a path toward traditional financing[21:55] Deep dive on Alex's wife Claudia's equipment leasing business: reverse engineering the margins to find the keep number and identify exactly where gross profit was leaking[24:33] The Simple CFO network advantage: how Tony made a connection between a traditional flipper transitioning into cloudy title deals and an existing client already operating in that space[27:14] Business credit profiles: why most owners know their personal credit score but have no idea what their business credit profile looks like — and why it matters for accessing cheaper debt[28:49] Client three: Brett Long — London Living, a multifamily operator with a highly leveraged portfolio who came in recognizing that hope is not a strategy[30:52] Going property by property: analyzing gross potential rent, expense base, NOI, and debt service to identify dogs that need to be pruned from the portfolio[34:25] A live example from a flipping client the day before: stacking properties side by side to find the gross margin spread, identify holding cost problems, and fix the underwriting going forward[37:01] Why bookkeeping is the foundation of all of this — and the key difference between a bookkeeper recording transactions and a CFO using those records to make strategic decisions[39:27] Tony on what drives him: taking the financial stress off business owners so they can focus on the business they actually wanted to build[41:13] Christina's closing pitch: what to do if you hear these stories and recognize yourself in any of themKey TakeawaysClarity before implementation. Most clients arrive feeling like they're making money but not seeing it in their bank accounts. Simple CFO always starts with financial clarity — knowing the numbers — before designing any Profit First structure. You can't set allocations if you don't know what you're actually spending.Expense analysis is not academic. Every line item reduction needs a real action attached to it, and a CFO's job is to hold clients accountable to those actions between meetings. The results come from follow-through, not from a clean spreadsheet.A CFO relationship is a collaboration, not a fix-it service. Clients who come in wanting to be fixed don't get the same results as clients who come in ready to take action. The best outcomes happen when both sides hold each other accountable and trust flows in both directions.When predatory debt is bleeding the business, fix that first. Implementing Profit First while MCA lenders are taking weekly draws is adding structure to a system that can't sustain it. Tony's sequencing — stop the bleed, then build the foundation — is a deliberate order of operations, not a delay.The biggest portfolio is not the best portfolio. The most profitable portfolio is. Tony walks multifamily clients through a property-by-property NOI and debt service analysis to find underperformers that need to be pruned. Holding a cash-sucking asset because you're emotionally attached to it is a decision a third-party lens can fix.Your business credit profile matters more than you think. Most owners know their personal FICO score and nothing about their business credit profile. Improving that profile is what unlocks access to traditional, cheaper financing — and it often only takes a specialist and a plan to get started.Hope is not a strategy, and data is. Whether it's running a postmortem on every flip to analyze gross margins by property or building an underwriting template that tells you the max acquisition price before you ever talk to a seller, the CFO role is to replace optimism with actual numbers.Links & ResourcesSimple CFO (discovery call and reviews) — https://www.simplecfo.comProfit First for Real Estate Investors (free copy) — https://www.profitrei.comClosingIf any of the stories in this episode sounded familiar — the single-entity tangle, the MCA spiral, the overleveraged portfolio, the bank account that doesn't match what you think you're making — that's exactly who Simple CFO was built for. Tony and the rest of the CFO team run the same process, the same roadmap, and the same accountability system with every client. To read the reviews yourself or book a free financial discovery call, visit profitrei.com.
What if the entrepreneurial principles you spent your 20s and 30s learning the hard way — accountability, financial literacy, win-win thinking — could be baked into your kids' education from the very beginning? David Richter shares the story of how a conversation at a real estate investor mastermind led his family to discover Acton Academy, a nontraditional school with an entrepreneurial framework so aligned with how he runs his business that they eventually moved across the country to enroll their daughter.This episode isn't a sponsored segment — it's a genuine recommendation from someone who watched his six-year-old come home and propose a win-win negotiation without ever being taught the term. From peer accountability contracts and level-based progression to real-world apprenticeships and early financial literacy, David breaks down what makes Acton different and why the principles behind it translate directly to how successful investors build teams, hire by core values, and think about the next generation.Timeline Highlights[0:23] David introduces the episode: the question of how to pass down hard-won business lessons to your kids earlier than you learned them[1:03] The mastermind conversation that introduced David to Acton Academy and why the word "nontraditional" immediately caught his attention[1:35] The book that started it all: Laura Sandefer's Courage to Grow, and how both David and his wife reacted to reading it[2:38] Why Acton's model resonated with David's EOS-based business: accountability, buy-in, and team ownership over top-down directives[3:29] How David's family searched for an Acton campus, eventually relocating to Florida specifically for the school[3:52] The guide vs. teacher distinction: why Acton calls classrooms "studios" and instructors "guides," and what that signals about the learning philosophy[5:17] The peer accountability contract: how students write and sign their own code of conduct at the start of each year and enforce it with each other[6:16] Level-based progression instead of grades: how students move at their own pace by earning badges across academic and social-emotional skills[7:14] The apprenticeship program for junior high and high school students, and what that would have meant for a young real estate investor[8:16] Financial literacy built into the curriculum: from basic money concepts in elementary to reading a profit and loss statement in high school[9:09] The moment David's daughter, then six years old, came home and proposed a win-win solution — a concept he didn't encounter until reading the Seven Habits of Highly Effective People in his 20s[10:04] David's closing encouragement: whether you're already enrolling kids or just starting a family, there are alternatives worth researchingKey TakeawaysThe same principles that make great business operators — accountability, buy-in, core values, and peer enforcement — can be taught to kids in a school environment designed around them, not just added on as life lessons later.Acton Academy's peer accountability contract mirrors what strong companies do with core values: students write the standards themselves, hold each other to them, and face real consequences for repeated violations. That kind of accountability, learned young, is rare.Level-based progression removes the arbitrary pressure of grade advancement and lets students move at their own pace while building a more honest picture of mastery — a more honest model than a lot of corporate performance reviews, too.The apprenticeship structure Acton uses in secondary school gives students the kind of hands-on, real-world exposure that most real estate investors had to pay a coach or mentor for in their 30s. Starting that exploration at 14 instead of 34 changes the trajectory.Financial literacy — reading a profit and loss statement, understanding a balance sheet — is embedded in the Acton curriculum. Most real estate investors learn this through painful trial and error. Teaching it to kids before they ever start a business is a significant edge.The best businesses invest in teaching their teams the things they need to know. The same logic applies to your kids. If your school isn't teaching entrepreneurial thinking, accountability, and financial basics, it may be worth asking whether there's a better option.Links & ResourcesActon Academy — actonacademy.orgCourage to Grow by Laura Sandefer — available at major booksellersSimple CFO Solutions — apply for a free financial discovery call: https://simplecfo.comClosingIf you've ever wished someone had taught you financial literacy, accountability, or how to think like an entrepreneur before you had to learn it the expensive way, this episode is worth passing along. Subscribe to Profit First for Real Estate Investors so you don't miss future Case Files and guest conversations, and if you're ready to bring clarity and structure to your business finances, visit profitrei.com to get started.
Supernatural horror stories, creature attacks, dark fantasy nightmares, vampire hunters, witchcraft, death cults, feral forest legends, and occult monster terror collide in this eerie Weekly Spooky compilation built for fans of scary stories, horror fiction, paranormal thrillers, folk horror, supernatural action, dark magic, cannibal legends, and cursed wilderness mysteries.These stories crawl through haunted forests, secret schools, forgotten hills, and poisoned realms where the old rules of the world break apart. A gentle hermit discovers an ancient corruption spreading through the woods. A supernatural federal agent spends New Year's Eve fighting undead servants and a death god. A folklore writer follows a century-old Oregon mystery into the trees… and finds out some legends are hungry enough to survive.Inside this episode:• New Year's Evil: A Paranormal Thriller from the Case Files of Caroline QuinnA half-vampire federal troubleshooter returns to her old supernatural school on New Year's Eve, only to find the campus overtaken by cultists, undead creatures, and a possible death god resurrection. It's occult action horror with monsters, government secrets, superpowered students, and a countdown to midnight. • Hermit — by Mike MannIn a strange fantasy realm, an ancient woodland healer discovers black ichor infecting animals, trees, and the balance of nature itself. Her desperate warning leads her toward a village where fear, cruelty, dark magic, and monstrous transformation await. • Fool's Hill — by Bruce HaneyA folklore writer investigating old Oregon witch legends uncovers a century-long pattern of disappearances, mutilated bodies, strange screams in the woods, and a hill with a terrible reputation. What begins as local legend becomes a grim folk-horror mystery about curiosity, cannibal survival, and the stories people should have left buried. If you love supernatural horror podcasts, scary folklore stories, dark fantasy horror, occult mysteries, vampire hunters, haunted woods, death cult horror, folk horror, and creature-feature nightmares, this compilation delivers a strange, bloody trip into worlds where the monsters may be ancient, human, undead, or something much worse.
What happens when a father believes so much in what his son built that he becomes a paying client — not a cheerleader, not a silent supporter, but someone who put his own business on the line to test whether the system actually works? That's the story of Pete Richter: property management veteran, former client of Simple CFO, and now a fractional team member helping the company he once hired. Host Christina Gutierrez sits down with Pete for a conversation that's part case file, part origin story, and completely worth your time.Pete ran a property management firm with roughly 300 doors, was in the early stages of a fix-and-flip operation, and had the same problem most real estate business owners have — the financials were technically being tracked, but nothing was clean, nothing was separated, and nobody could tell with confidence whether the business was actually making money. David Richter, founder of Simple CFO and Pete's son, stepped in as both a son and a service provider. What followed was a transformation in financial clarity, accountability, and business operations — and eventually, a role on the team for the man who saw David's potential before anyone else did.Timeline Highlights[0:00] Series intro for the Simple CFO Case Files on the Profit First for Real Estate Investors podcast[0:23] Christina introduces Pete Richter — property management veteran, former client, and David's father[1:26] What Pete thought when David first pitched the idea: Profit First for real estate investors[2:15] Pete's personality as an implementer, not a visionary — and how that shaped how he supported David[3:21] Pete reflects on David's character: valedictorian and salutatorian not by brilliance, but by discipline[4:25] The habit that defined David early — doing obligations first so free time could be fully enjoyed[5:07] How David identified the financial gap inside real estate companies while working in them[6:02] The "45 seconds after the meeting" story — David executing before Pete was even back at his desk[7:33] Christina reflects on David's reading habits: dozens of books, outlines, and genuine retention[9:17] How Rich Dad Poor Dad started David's financial education while working a factory monitoring job[10:47] David's early instinct to go back and teach his high school about budgeting — for free[11:16] Pete on David's motivation: it was never about wealth, always about filling a need[12:08] The moment Pete knew this business was going to work — driven by David's passion, not a pitch deck[13:49] Pete's property management company and the financial problem that made Simple CFO obvious[14:45] The setup: using property management software to track flip addresses — and why that had to change[15:11] David's first advice as a son: get on QuickBooks, get separated, get a clear financial picture[16:25] Was it awkward paying his son? Pete explains why the answer was never yes[17:47] What actually changed: financial separation, monthly accountability meetings, and Profit First principles[19:26] What surprised Pete most — David's business connections at such a young age, and how strong they were[21:05] How Pete went from client to fractional team member — one management question at a time[22:31] Pete's admission: he told David early on he'd do this for free[24:49] The value Pete brings at 62 with 30+ years of management: knowing the wrong ways first[25:38] The moment Pete trained a newly promoted bookkeeper on management — and watched her apply it[27:15] Managing relationships is the real work of business — in every role, at every level[27:36] The EOS story: how Pete and David came to the operating system from a dysfunctional earlier experience[29:48] What Simple CFO clients don't see: every process and decision is built around making clients successful[31:33] What Pete has learned about David as a leader — his perfectionism, his people-pleasing, and why it matters[34:27] Why finances are the most personal topic in business — and why that makes the work Simple CFO does so significant[35:42] A funny story: the time David's parents accidentally left him home alone at age 10 — and what he did about it[38:49] Pete's advice to any real estate investor who thinks they have it figured out: start with a financial health check[40:57] Christina on David's personal orientation calls for new clients — and why it's one of the most underrated parts of the serviceKey TakeawaysTracking revenue without separating your businesses gives you the illusion of financial clarity — not the real thing. Getting clean financials is step one before any strategy can work.Accountability in monthly meetings creates momentum that spreadsheets can't. Showing up to a meeting with your to-do's done is a discipline that compounds over time.Profit First principles work differently when someone walks you through them than when you try to implement them alone — the accountability layer is what makes the system stick.Management experience is an underrated asset in a financial services company. Knowing how to develop people, resolve personnel issues, and build team culture is what keeps the financial work sustainable.A financial health check isn't just for businesses that are struggling. Many of the most surprising insights come from owners who thought they were doing well and discovered untapped equity or overlooked opportunity.Finances are the most personal topic in business — which is exactly why bringing in an outside set of eyes takes courage, and why the results are almost always worth it.The best time to build a relationship with the right advisors is before you're in crisis, not after. Pete became a client before things went wrong, and that gave his businesses a runway others don't get.Links & ResourcesSimple CFO Solutions: https://www.simplecfo.comProfit First for Real Estate Investors: https://www.profitrei.comProfit First for Real Estate Investors by David Richter: available on AmazonBook a free financial discovery call: https://www.simplecfo.comClosingPete Richter's story is a rare one — a father who believed in his son's vision, put his own business on the line to validate it, and eventually joined the team to make sure it works for everyone else. If his journey resonates with you, whether you're running 300 doors or just starting to close deals, the first move is getting a clear picture of where your money actually is. Subscribe so you don't miss our guest interviews and Profit First chats with David Richter, and when you're ready to bring real clarity to your business finances, visit profitrei.com.
Christina Gutierrez is a co-owner and fractional CFO at Simple CFO, a firm she helped build over nearly seven years alongside founder David Richter. Her background spans temp agency work across multiple industries, commercial real estate operations, a master's degree, and hands-on experience managing entire portfolios before she ever set foot in a CFO role. In this episode, David flips the script and interviews Christina directly — covering her path into fractional CFO work, the client relationships she's built, and the business partnership she and David formalized roughly 18 months ago. If you've ever wondered what a real CFO does beyond the numbers, or if you're a business owner stuck in the cycle of doing more deals but feeling broker, this conversation is for you.Timeline Highlights[0:00] Episode intro for the Simple CFO Case Files series on the Profit First for Real Estate Investors podcast[0:23] David introduces Christina and explains why he's flipping the script to interview his own co-owner and business partner[1:27] David talks about the Simple CFO partnership, now 18 months in, and calls it the best business decision he's ever made[2:33] David previews the episode: Christina's background, client wins, and the partnership dynamic[3:29] Christina traces her origin story — from seventh-grade accounting class and the math club to years of intentional temp work to absorb systems across industries[5:17] How property management in Charleston and working for a commercial real estate investor shaped Christina's understanding of real estate operations[7:07] How Christina transitioned from managing a real estate mogul's company to launching her own CFO firm, combining book education with real-world experience[9:57] Christina walks through her work with client John and his partner Alex — four years of Profit First implementation, deal cost analysis, and personnel performance reviews[12:27] The pattern most business owners miss: revenue looks strong at $2M–$5M, but without someone watching the trends, profitable months quietly drift toward break-even[16:13] The most common money lie in real estate investing — believing more deals will fix a cash problem — and why it never does without the right financial management[18:37] Joe Terrio's story: Christina helped him buy out a business partner, set up a Profit First account to fund the buyout, and just watched him make his final payment four and a half years later[20:15] The mental tug-of-war business owners face when they want to step back but fear losing their grip — and how CFO accountability helps navigate that[25:52] How the partnership conversation actually started: Christina's honest answer that she didn't want to do it at first[32:31] What every business partner must do before signing anything: written agreements, defined roles, and an operating system like EOS from the book Traction[40:47] Closing insight: why even business owners with accounting degrees hire a CFO, and why the right move is finding the right people rather than doing everything yourselfKey TakeawaysThe "more deals" lie is one of the most dangerous cycles in real estate. When revenue looks good on the surface, most owners don't notice the slow decline until they're breaking even. A CFO watches those trends before they become a crisis.Budget-to-actual analysis is only useful if you do something with it. Plenty of business owners track their numbers but never close the loop on why they went over or under. The follow-through is where the real work happens.A CFO's job is to identify which of your five problems actually matters most. You can't fix everything at once. The right question is: which issue, if resolved, gets you closest to your goals right now?Before entering a business partnership, talk through the hard stuff — in writing. Defined roles, buyout terms, what happens if someone wants out. Core values alignment and a structured operating system like EOS aren't optional extras; they're the foundation.You shouldn't be doing your own financials if you're running a business. Even if you have the skills, your highest-value use is running the company. The Who Not How principle applies directly here: find the right people and let them do what they do best.Visionary leaders need logical counterparts. Emotional decision-making drives deals and growth, but without someone asking "does this actually get us closer to the goal," you'll keep building on a shaky foundation.Links & ResourcesSimple CFO — simplecfo.comProfit First for Real Estate Investors — profitrei.com (free financial discovery call)Traction by Gino Wickman (EOS — Entrepreneurial Operating System)Who Not How by Dan Sullivan and Dr. Benjamin HardyClosingIf this episode resonated with you — especially the part about watching revenue slowly drift toward break-even without anyone catching it — share it with a business owner you know who's been telling themselves the next deal will fix everything. Christina's story, and her clients' results, are proof that having the right financial partner changes the trajectory of a business. Subscribe to the Profit First for Real Estate Investors podcast so you never miss an episode, and if you're ready to stop feeling broke, visit profitrei.com to apply for a free financial discovery call with the Simple CFO team.
Crime Talk Store: https://crime-talk-network.myshopify.com/collections/all Chris Watts wanted certain evidence kept out of public view. Newly surfaced case-file details reveal what investigators documented after the 2018 murders of Shanann, Bella, and Celeste Watts. Scott breaks down why these records became public, what prosecutors feared before trial, and how a guilty plea changed everything. Watch for the legal angle, the evidence issues, and what this case still tells us years later. #ChrisWatts, #CrimeTalk, #TrueCrime, #LegalAnalysis, #ShanannWatts, #ColoradoCrime
The Strange Case of Jessica Boynton - True Crime Casefiles with Steve StocktonBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.
Stacey Iddings is the Client Advocate at Simple CFO Solutions, serving as the first voice new clients hear after signing and the ongoing support presence throughout every stage of their engagement. Over two years in the role, she has onboarded hundreds of clients, conducting discovery call reviews before every onboarding call, running 30-day check-ins, quarterly touchpoints, and even post-cancellation conversations to ensure no client ever feels like they're navigating their business alone.This episode breaks down what a true client advocacy role looks like inside a financial services firm, from the exact language used to move clients from apprehension to relief on day one, to how Simple CFO continues showing up for clients who have paused, cancelled, or are still working toward re-engagement. If you've ever wondered what separates a service firm that genuinely cares from one that just processes clients, this episode shows you exactly what that difference looks like in practice.Timeline Highlights[0:26] Christina introduces Stacey Iddings and her role as Simple CFO's Client Advocate[1:27] Stacey describes how clients feel walking into the onboarding call vs. walking out: apprehension becomes relief[2:29] How Stacey sets the tone for new clients still nervous after signing, reinforcing their decision from the start[3:24] Why reviewing the discovery call beforehand is non-negotiable before every onboarding call[4:14] What a successful onboarding call actually looks like, connecting client business goals to personal priorities[5:39] How clients react when they see the CFO roadmap for the first time, often for the first time seeing all the pieces connect[7:27] Handling the occasional disengaged client mid-call and what Stacey does to bring them back in[9:12] What happens after the onboarding call and how Stacey matches clients to the right CFO by personality, not just expertise[11:02] The purpose of the 30-day check-in and what it reveals about whether the right partnership was created[13:10] How Stacey addresses buyer's remorse by reconnecting clients to why they originally reached out[15:33] Why quarterly check-ins matter and what it means to a client to know someone is consistently coming back[17:51] What Stacey does when clients go quiet, pause, or disengage and why staying in their corner matters most in those moments[20:41] How Simple CFO handles cancellations and why they reach out after every one, even if the client doesn't want a conversation[25:02] The story of a client who completed the 60-day program but couldn't afford ongoing support and why Stacey still calls him every 45 to 60 days[26:49] How that same client came in disjointed and new to the industry and what the 60-day program gave him[28:47] Closing thoughts on what it truly means to have a client advocate, not just someone who answers emailsKey TakeawaysThe onboarding call exists to move clients from apprehension to relief, and that shift happens when they feel heard before they've said a word. Stacey reviews every discovery call in advance so clients never have to repeat themselves.Matching clients to the right CFO goes beyond technical fit. Personality and communication style matter just as much, and Stacey uses what she learns during the onboarding call to make that match intentional.The 30-day check-in isn't just a box to check. It's where you find out whether the right partnership was actually created, whether the client feels supported, and whether clarity around financial direction is actually building.Staying present when clients pause or go quiet is where client advocacy gets real. Clients don't need a sales call in those moments. They need someone who shows up without an agenda and keeps them from feeling like they're back on an island alone.Post-cancellation outreach isn't about winning the client back. It's about understanding what changed, learning where the firm could improve, and making sure the client knows they can come back when the timing is right.Long-term relationship maintenance means continuing to check in with past clients even when they have no active engagement. One client from the 60-day program still takes Stacey's call every 45 to 60 days and has her number saved because the relationship never stopped.Links & ResourcesSimple CFO Solutions — simplecfo.comClosingIf this episode resonated with you, share it with someone who's been on the fence about bringing a financial partner into their business. Stacey's story is a reminder that the right support doesn't disappear when things get hard. Subscribe, rate, and review the Profit First for Real Estate Investors podcast, and to learn more or book your free financial discovery call, visit profitrei.com.
An old pal of Eddie's - star reporter Brock Tanner - needs a favor from Eddie: his cousin wants to break into crime reporting, and she wants to start by shadowing a private detective. Eddie reluctantly agrees to take her under his (and his partner Susie's) wing for a couple of days. He has no idea just how deadly - and how heartbreaking - those two days will be. CASTSummer Layton - Lauren BaumbauerAnnouncer / Sgt. Rose Smith - Lisa FredricksonZelda - Genevieve Grady-GrotSusie Beck - Val KuhnsLt. Wayne Hadley / Elmer - Max LevineOfficer Rocky Taranto / Gerald Fantone - Mike LuceEddie James - Richard TatumBrock Tanner / Norris Diller / Lt. Danny Feeley - Keith WrightStory by Val KuhnsSound Editing by Val Kuhns
Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something.Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn.New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod. Listen here: https://play.megaphone.fm/65qgwrg-sq-mmvg7tpqgfa
Scott and Forrest present a preview of a new podcast called Hidden History with Dr. Harini Bhat!Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something.Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn.New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod. Listen here: https://play.megaphone.fm/65qgwrg-sq-mmvg7tpqgfa
"Busy but broke" — it's the phrase Christina hears more than any other from real estate investors who come to Simple CFO. In this episode of the Simple CFO Case Files, she sits down with senior CFO Michael Glaspie, one of the longest-tenured members of the Simple CFO team, to break down exactly why that happens and how a real financial system fixes it.Michael walks through what separates a CFO from a bookkeeper or CPA, how the first 60 days of a client engagement actually work, why education without application is just entertainment, and two client stories that show what it looks like when Profit First finally clicks — including a couple doing 50–60 flips a year who discovered they were actually losing money.Timeline Highlights[0:23] Introducing senior CFO Michael Glaspie and why "busy but broke" is the most common phrase Simple CFO hears[1:51] What client businesses look like before and after Simple CFO in one sentence[3:00] Why industry knowledge is the thing that separates a great CFO from a good one[5:17] Why bad bookkeeping is the root of overpaying taxes, losing loans, and bleeding cash[9:39] Why a CFO think tank beats a solo practitioner every time[12:30] What the first 60 days actually look like: the battle plan call and backwards math[13:45] The expense analysis: evaluating bookkeeper accuracy and finding trends[14:33] How to find the root cause — is it leads, or is it flips running 270 days instead of 120?[16:38] Why you can start Profit First today — but accurate numbers unlock the exponential growth[17:54] Education without application is just entertainment — why reading the book isn't enough[19:34] Why Profit First is never one-size-fits-all and has to be customized to the business[20:19] Client story #1: the wholesaler living paycheck to paycheck — fixed with one account[21:28] Client story #2: great years, huge tax bills, no money set aside — and how 18 months changed everything[23:22] How the Simple CFO dashboard tracks real-time KPIs connected directly to QuickBooks[25:21] Full transformation story: the couple doing 50–60 flips who discovered they were actually losing money[26:43] How switching from flips to wholesaling, adding coaching, and JV-ing on student deals changed everything[28:22] Where they are today: traveling, paying themselves, and living the life they originally started the business forKey TakeawaysBusy and broke is not a revenue problem — it's a systems problem. The right financial infrastructure changes everything.Bad bookkeeping is the root cause of overpaying taxes, losing loans, and not knowing where cash goes.The CFO is the quarterback of the financial team — and you want one who's been to the Super Bowl, not one throwing Hail Marys.The first 60 days are about finding the real break-even number, cleaning the books, and identifying the true root cause of financial pain.Education without application is entertainment — reading Profit First and implementing it are completely different things.You don't always need to scale. Sometimes you need to strip the business back to what you actually intended when you started it.One account — owner's pay — can be the single shift that changes how a business owner feels about their entire business.Links & ResourcesBook a discovery call to find out exactly where your money is going and how to keep more of it: simplecfo.comClosingThanks for listening to the Simple CFO Case Files on the Profit First for Real Estate Investors podcast. If you found this helpful, make sure you're subscribed so you don't miss our guest interviews and Profit First conversations with David Richter. If you're ready to bring clarity and structure to your finances, visit profitrei.com to apply for a free financial discovery call with our team.
Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something.Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn.New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod. Listen here: https://play.megaphone.fm/65qgwrg-sq-mmvg7tpqgfa
Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something. Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn.New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod Follow @RewindStudios on Instagram. Listen here: https://play.megaphone.fm/9ry5yipcttgps_nmz7kyea To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Most real estate investors have built a successful business — they just haven't built a financial system to match it. In this episode of the Simple CFO Case Files, Christina Gutierrez sits down with CFO Tommy Robinson to break down exactly how Simple CFO transforms chaotic finances into clear, reliable systems that give business owners real control.Tommy walks through what the first 60 days actually look like inside a client engagement, why DIY Profit First almost always falls short without a custom implementation, how the Simple CFO dashboard turns raw financial data into strategic decisions, and three real client stories that show what transformation looks like at different stages of business.Timeline Highlights[0:24] Introducing Tommy Robinson and the Simple CFO Case Files format[1:37] The types of clients Tommy works with: flippers, landlords, and construction businesses[2:18] The most common financial pain: revenue without visibility or control[3:33] What the first call actually feels like for a client — and why it's usually a moment of relief[4:28] Why bookkeepers and CPAs can't replace what a CFO does[7:19] Area two: establishing baseline metrics — revenue trends, cash runway, debt exposure[7:43] Area three: the initial Profit First rollout — six accounts and why each one matters[8:43] Why the owner's pay, profit, and tax accounts are the "Holy Trinity" of the system[9:55] The two patterns Tommy sees most: businesses robbing from owners and owners robbing from businesses[10:41] Why Profit First isn't one-size-fits-all and how Tommy engineers a custom system for each client[11:47] How Tommy repurposes existing bank accounts instead of making clients open six new ones[16:15] The living cash forecast: how Tommy updates projections every single meeting[18:13] Three client success stories: the ongoing client, the new venture launch, and the industry switcher[22:00] How structured allocations gave the owner a regular paycheck for the first time[23:13] The new Project Cash Management tab and what it means for flip-heavy businesses[23:40] Where the client stands today: clean books, debt reduction plan, on-time taxes, and project-level P&Ls[25:22] The real problem most entrepreneurs have isn't revenue — it's financial systemsKey TakeawaysMost real estate investors don't have a revenue problem — they have a financial systems problem.The first 60 days are built around three things: financial clarity, baseline metrics, and a custom Profit First rollout.Profit First is not one-size-fits-all — a real estate investor with holding costs has a completely different cash cycle than a service business.The owner's pay, profit, and tax accounts are the Holy Trinity — the accounts most owners neglect or forget entirely.A dashboard connected to QuickBooks turns financial data into strategic decisions — not just historical reports.The living cash forecast, updated every meeting, is one of the most powerful tools for keeping a business directionally accurate.Either the business is robbing from the owner, or the owner is robbing from the business — a CFO helps find the right balance.Links & ResourcesBook a free discovery call to turn your financial chaos into clarity: simplecfo.comClosingThanks for listening to the Simple CFO Case Files on the Profit First for Real Estate Investors podcast. If you found this helpful, make sure you're subscribed so you don't miss our guest interviews and Profit First conversations with David Richter. If you're ready to bring clarity and structure to your finances, visit profitrei.com to apply for a free financial discovery call with our team.
From shocking revelations and cases that remain painfully unsolved, this special episode revisits the first cases covered on The Book of the Dead. I'm breaking down the biggest developments, new evidence, court updates, and unanswered questions surrounding the stories that have stayed with listeners long after the episodes ended. Some families finally got answers. Others are still waiting.This is where the cases stand now.Connect with us on Social Media!You can find us at:Instagram: @bookofthedeadpodX: @bkofthedeadpodFacebook: The Book of the Dead PodcastTikTok: BookofthedeadpodOr visit our website at www.botdpod.comFeaturing a promo for Murder Shelf Book Club PodcastYOUR true crime book club podcast.Jill tells the true crime book stories in 3 parts. Dive deep into the criminal psyche, updates, and outcomes with the greatest respect for accuracy, victims and families!Listen HereAbout - Daniel Robinson Foundation. (2025, February 6). Daniel Robinson Foundation. https://danielrobinsonfoundation.org/about/ABOUT US. (n.d.). Stephanie Nicole Parze Foundation. https://www.snpfoundation.org/aboutColleen E. Ritzer Memorial Fund, Inc. (2021, April 27). About - Colleen E. Ritzer Memorial Fund, Inc.https://colleenritzer.org/about-us/Court tosses out key records of Kobe serial child killer in 1997 case | The Asahi Shimbun Asia & Japan Watch. (n.d.). The Asahi Shimbun. https://www.asahi.com/ajw/articles/14747612Father of 1997 Kobe murder victim criticizes court's disposal of case records. (2023, February 15). The Mainichi. https://mainichi.jp/english/articles/20230215/p2a/00m/0na/015000cFioresi, D. (2025, February 13). Stephanie Lazarus, former LAPD detective who shot ex-lover's new wife, has parole denied again. CBS News. https://www.cbsnews.com/losangeles/news/stephanie-lazarus-former-lapd-detective-who-shot-ex-lovers-new-wife-has-parole-denied-again/Game over | Breck Foundation. (n.d.). Breck Foundation. https://www.breckfoundation.org/game-overGarrett, S. (2026, January 30). Tacoma police investigating individual who says they are Teekah Lewis, missing since 1999. KIRO 7 News Seattle. https://www.kiro7.com/news/local/tacoma-police-investigating-individual-who-says-they-are-teekah-lewis-missing-since-1999/52MMMKUUPVDFFPG37LUORNWLGM/Kobe court discards all records on then juvenile tried over 1997 child murders. (2022, October 20). The Mainichi. https://mainichi.jp/english/articles/20221020/p2a/00m/0na/011000cPlease Help Find Daniel. (2026, February 18). Please help find Daniel Robinson. https://pleasehelpfinddaniel.com/Riley, N. (2024, October 9). Teacher's family says “evil” Philip Chism can't be rehabilitated amid appeal for new murder trial. CBS News. https://www.cbsnews.com/boston/news/philip-chism-appeal-colleen-ritzer-murder-danvers-teacher/Riley, N. (2025, February 25). Philip Chism, convicted of killing Danvers math teacher Colleen Ritzer, denied new murder trial. CBS News. https://www.cbsnews.com/boston/news/philip-chism-appeal-murder-trial-sentence-colleen-ritzer/Robinson, D., II. (2025, December 29). Support the “Please Help Find Missing Americans Act” (Daniel Robinson Law). Change.org. https://www.change.org/p/support-the-please-help-find-missing-americans-act-daniel-robinson-law?recruiter=1122433152&recruited_by_id=58c081c0-b378-11ea-b618-7b868614c4c4&utm_source=share_petition&utm_campaign=petition_dashboard&utm_medium=copylinkTeekah Lewis' mother launches foundation to support families of missing children. (2026, January 24). KOMO. https://komonews.com/news/local/teekah-lewis-mother-launches-foundation-to-support-families-of-missing-children-tacoma-cold-case-missing-child-investigation-nonprofit-missing-people-pnwTeekah's Legacy Foundation. (n.d.). https://sites.google.com/view/teekahslegacyfoundation/home?authuser=0If you enjoyed the episode, consider leaving a review or rating! It helps more than you know! If you have a case suggestion, or want attention brought to a loved one's case, email me at bookofthedeadpod@gmail.com with Case Suggestion in the subject line.Stay safe, stay curious, and stay vigilant.
Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something. Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn. New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod Follow @RewindStudios on Instagram. Listen here: https://play.megaphone.fm/9ry5yipcttgps_nmz7kyea Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Harini Bhat is a clinical pharmacist and storyteller obsessed with the moments in history that still can't be fully explained. Every week she investigates real events that defy easy explanation. Mass hysterias. Vanished civilizations. Medical oddities. Strange signals. Unexplained phenomena that keep repeating across centuries, as if history is trying to tell us something. Hidden History doesn't dismiss ancient events as myth or superstition. It treats them as open case files, shaped by the limits of knowledge, technology, and record-keeping. Because the unknown isn't a failure of explanation. It's a constant in human experience, one that evolves, repeats, and sometimes deepens the more we learn. New episodes drop every Monday. Follow now on Apple Podcasts, Spotify, or watch on YouTube @hiddenhistorypod Follow @RewindStudios on Instagram. Listen or Watch Here: https://www.pavestudios.com/lp/hiddenhistory Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hello, ADRENALINE listeners! We're excited to bring you a high-speed audio adventure we think you'll love — Sonic the Hedgehog Presents: The Chaotix Casefiles! Join Vector the Crocodile, Espio the Chameleon, and Charmy Bee as the Chaotix Detective Agency gets tapped to solve their biggest mystery yet! Find out what kind of trouble Sonic is getting into this time, and how his investigator friends get roped in on this new audio adventure Listen to Sonic the Hedgehog Presents: The Chaotix Casefiles — wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hello, FEAR listeners! We're excited to bring you a high-speed audio adventure we think you'll love — Sonic the Hedgehog Presents: The Chaotix Casefiles! Join Vector the Crocodile, Espio the Chameleon, and Charmy Bee as the Chaotix Detective Agency gets tapped to solve their biggest mystery yet! Find out what kind of trouble Sonic is getting into this time, and how his investigator friends get roped in on this new audio adventure Listen to Sonic the Hedgehog Presents: The Chaotix Casefiles — wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Hello, EPIC listeners! We're excited to bring you a high-speed audio adventure we think you'll love — Sonic the Hedgehog Presents: The Chaotix Casefiles! Join Vector the Crocodile, Espio the Chameleon, and Charmy Bee as the Chaotix Detective Agency gets tapped to solve their biggest mystery yet! Find out what kind of trouble Sonic is getting into this time, and how his investigator friends get roped in on this new audio adventure Listen to Sonic the Hedgehog Presents: The Chaotix Casefiles — wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices