Podcasts about cromford report

There has been a huge decline in existing housing sales in the U.S. recently. Senior housing analyst Tina Tamboer from the Cromford Report joins the show to discuss what we’re seeing here in the Valley.

According to a new study, Arizonans need a household income of $122,000+ to afford an average home in the state.

Some Valley neighborhoods were hotter than others when it comes to real estate last year. The Cromford Report's Tina Tamboer tells Arizona's Morning News what she thinks is ahead for some of these communities in 2025. 

Could this be the year for Gen Z to break into homeownership? Tina Tamboer with the Cromford Report breaks down the data:

Tina Tamboer with the Cromford Report explains what it's like trying to buy a house in the Valley among election season.

Even with elevated mortgage rates, nationwide home prices hit a record high in June with the S&P Case-Shiller 20-City Home Price Index showing that prices were up 5.4% from a year earlier. New York saw the biggest gain by going up 9%. The Phoenix Metro Area saw an annual home prices increase of only 3.7%, the sixth smallest out of the 20-city index. Joining us on the show is Tina Tamboer, Senior Housing Analyst with the Cromford Report, who tracks the Greater Phoenix residential resale market. 

The newest Case-Shiller Home Price Index report is out. Tina Tamboer with the Cromford Report explains what the data means for Phoenix and the people in the housing market.

Tina Tamboer with the Cromford Report joins the show to break down our 2024 housing outlook. 

As we begin 2024 Tina Tamboer with the Cromford Report joins us to talk about what Arizona's housing market will look like in the new year. 

As we wrap up 2023 with our final market update

As Valley home sales and prices drop, Tina Tamboer with the Cromford Report joins the show to talk about the real estate market.     

In this episode of the AZREIA Show, the host of AZREIA welcomes Tina Tamboer, the Senior Housing Analyst from the Cromford Report. They discuss the current market update, including topics such as interest rates, unemployment, and housing. Tina shares her insights gained from 30 years of experience in the industry, including her time as a salesperson during the real estate bubble and crash. Listeners are encouraged to pay attention and stay informed about the local market trends.   Key Takeaways: 02:18 Dual experience in real estate. 08:03 Creating a flip map. 09:56 The importance of a market update. 11:59 Investor confidence and Goldman Sachs. 18:07 FHA buyers and housing market. 20:26 Buying homes during COVID. 25:02 Consolidation in rental market. 28:15 Co-living and affordability rates. 32:00 Fluctuating housing market trends. 35:14 FHA policy on condos. 38:05 Wall Street and house rentals. 42:48 Water certificates and real estate. 45:38 Subscription-based video library.   Connect with Tina Tamboer: LinkedIn: https://www.linkedin.com/in/tinatamboer/ ---- The Arizona Real Estate Investors Association provides its members the education, market information, support, and networking opportunities that will further the member's ability to successfully invest in Real Estate. Join AZREIA here. Is a Career in Real Estate Right For You? Take AZREIA's Real Estate Investing Entrepreneurial Self-Assessment at  

The Cromford Report's Tina Tamboer joins the show to talk new data showing the Phoenix housing market's decreasing numbers. See omnystudio.com/listener for privacy information.

In this episode, we're joined by a distinguished expert, Tina Tamboer of The Cromford Report. Get ready to dive into the heart of the matter as Tina reveals the current pulse of the real estate market, providing invaluable insights into its dynamics and trends. Let's... The post What's The Real Estate Market Doing Right Now appeared first on Real Estate Disruptors.

The median price for a home in the Valley is trending upward again, why and will it start taking off like a rocket again? We talked with Senior Housing Analyst with the Cromford Report about it...Take a listen!   See omnystudio.com/listener for privacy information.

The Cromford Report's Tina Tamboer joins Jim and Jayme to talk dropping home sales and prices in the Valley and how interest rates play a role in the housing market. See omnystudio.com/listener for privacy information.

EPISODE HIGHLIGHTS: • Education and the Peace Corp (3:50) • Meeting his wife and business partner, Amy (14:30) • Corporate rat race (15:10) • Getting started in real estate (19:50) • Buffini's CRM and referral network (25:45) • The Cromford Report and Tina Tamboer (28:10) • Launching North&Co. (32:30) • Working your neighborhood (41:00) • Selling lifestyle (45:20) • Working with wife Amy (46:13) • Lead generation (49:50)   EPISODE RESOURCES • The Angelo Group website https://theangelogroup.com/ • North&Co. website http://northandco.com/ • Buffini & Company https://www.buffiniandcompany.com/ • IG @theangelogroup https://www.instagram.com/theangelogroup/?hl=en

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Senior Housing Analyst Tina Tamboer with the real estate watchdog the Cromford Report joins the show. She says supply is a big factor affecting home prices. See omnystudio.com/listener for privacy information.

Our newest episode dives into the real estate market

Things are looking good in the AZ real estate market. Those who think the housing market is a bursting bubble are obviously wrong . We tell you why thanks to our friends at the Cromford Report.  Average sales price per square foot is drifting down slowly, not at an alarming rate.  The overall deterioration for sellers is starting to decelerate. We discuss a FB group that warns you about shady guys. How to unlock the chemicals in your brain that make you happy. The five foods to eat that make your skin glow. Five foods we eat here in the U.S. but are banned in other countries. We have a great volunteer opportunity for you.  And we recap our fun night out Thanksgiving Eve!   Diane Brennan Coldwell Banker Realty Diane@ThatRealEstateShow.com cantrememberheremail@gmail.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast Tom Ross Bay Equity Home Loans tross@bayeq.com   Christine Fay Lawyer's Title 602.434.1149 Christine.Fay@ltic.com   Gayle Bass IG @gaylebasstv   Volunteer Opportunity Paz de Christo -  https://pazdecristo.org/get-involved/volunteer/   Fun Thing To Do Montelucia Thanksgiving Eve Recap

Tina Tamboer, analyst with the Cromford Report, joins Arizona's Morning News to discuss where the housing market is and who can even afford a house in the valley right now. See omnystudio.com/listener for privacy information.

Tina Tamboer of The Cromford Report is back for the second time. She is the resource for housing data in Arizona, and today we're talking about the state of today's real estate market update and potentially what we've got coming down the pipe. Real Estate... The post Real Estate Market Update by the #1 Arizona Data Scientist: What to Expect In 2023 appeared first on Real Estate Disruptors.

Tina Tamboer of The Cromford Report is back for the second time. She is the resource for housing data in Arizona, and today we're talking about the state of today's real estate market update and potentially what we've got coming down the pipe. Real Estate... The post Real Estate Market Update by the #1 Arizona Data Scientist: What to Expect In 2023 appeared first on Real Estate Disruptors.

According to Tina Tamboer, Senior Housing Analyst at The Cromford Report, what we're seeing in the housing market is not a correction, but rather a disruption and the next few months are going to be a very telling time. Jason Hartman and Tina put the Phoenix housing market under a microscope to see exactly what's happening with buyers, sellers, listing prices, foreclosures, landlords, rent increases and rate hikes! Supply is rising and prices are being reduced in the Phoenix area market as there have been a significant number of seller reductions each week in various price ranges. We are seeing a slowdown and we're seeing the tables turn a little bit more towards the buyers in this market. We're not seeing people waving inspections or paying quite as much over listing price as we have the past two years, but that doesn't mean we're in a buyer's market. It does not mean that sale prices won't continue on an upward trajectory. We're just seeing sellers getting a little more accommodating and conceding to concessions. Key Takeaways: 0:00 Welcome back Tina Tamboer, Senior Housing Analyst at The Cromford Report 0:47 Big difference in the housing market, depending on whether you're under $400,000 or over 3:21 Will Interest rate sensitivity cause people to stay in the renter pool? 5:15 Upward pressure on rents 6:39 Adjust your expectations and settle for less 8:34 When supply rises like this, sellers have to adjust their expectation on price also 11:09 Are these price reductions real market value reductions? 13:53 List prices down and days on market up 16:21 More houses under contract than what's available for sale under $600K 19:30 Scottsdale home sold overnight for $400K over list price 21:07 Median mortgage payments are actually quite low historically 23:50 Crash in the auto industry as soon as the manufacturers catch up 26:11 Mortgage rates cannot be predicted 26:50 Interest rates have gone down at the end of every recession historically 28:43 Where do you expect incomes to go in the future? 30:43 What we have right now is not a correction, but a disruption 34:17 Phoenix area foreclosures are still below pandemic levels 39:25 Learn more at CromfordReport.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Is the housing market at an inflection point? Tina Tamboer, Senior Housing Analyst at The Cromford Report says there has been a significant shift, specifically in supply and demand creating a very interesting dynamic right now in the greater Phoenix area, one of the nation's hottest markets. Are things becoming more favorable to buyers? What about investors? Is this seller's market finally over? Phoenix is a boom and bust type of market nowadays, but today is different from the last housing market crash. Whatever your residual anxiety over what you went through during that period of 2005, all the way to 2008, ‘09 and ‘10, you have to put those emotions aside. Emotions are not facts and you have to lean into the numbers to learn what's happening today. If you rely on the numbers, you'll see that shifts in supply and demand affect each range of the market differently. Somebody experienced on the higher end of the market is going to be different from somebody who's experienced on the lower end of the market and you have different players. People on the investment side of the market are having to adjust quickly as well. Key Takeaways: 0:00 Welcome Tina Tamboer, Senior Housing Analyst at The Cromford Report 1:11 Shift in supply and demand affects each range of the market differently 2:00 Inventory is going up in different amounts in different markets 4:26 Affordability in the Phoenix Metro area 5:37 The interest rates have gone up so fast, the lending community can't keep up 6:12 The difference between a crash and a correction 7:30 Interest rates coming down at the end of a recession 9:39 In RE investing, you can continually renegotiate your deal 10:48 Why this market is different from the last crash 13:28 Measuring housing supply and demand 15:37 Phoenix is a boom and bust type of market nowadays 17:14 New listings increasing sharply 18:09 Number of closings in the great Phoenix area 22:47 What's happening in each market segment - below 400K and above 400K 23:35 Tune in for part 2 on the next episode! Learn more at CromfordReport.com     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

According to Tina Tamboer, Senior Housing Analyst at The Cromford Report, what we're seeing in the housing market is not a correction, but rather a disruption and the next few months are going to be a very telling time. Jason Hartman and Tina put the Phoenix housing market under a microscope to see exactly what's happening with buyers, sellers, listing prices, foreclosures, landlords, rent increases and rate hikes!  Supply is rising and prices are being reduced in the Phoenix area market as there have been a significant number of seller reductions each week in various price ranges.  We are seeing a slowdown and we're seeing the tables turn a little bit more towards the buyers in this market. We're not seeing people waving inspections or paying quite as much over listing price as we have the past two years, but that doesn't mean we're in a buyer's market. It does not mean that sale prices won't continue on an upward trajectory. We're just seeing sellers getting a little more accommodating and conceding to concessions. Key Takeaways: 0:00 Welcome back Tina Tamboer, Senior Housing Analyst at The Cromford Report 2:14 Big difference in the housing market, depending on whether you're under $400,000 or over 5:57 Will Interest rate sensitivity cause people to stay in the renter pool?  6:43 Upward pressure on rents 8:27 Adjust your expectations and settle for less 10:05 When supply rises like this, sellers have to adjust their expectation on price also 11:56 Are these price reductions real market value reductions? 13:55 List prices down and days on market up  18:37 More houses under contract than what's available for sale under $600K 20:56 Scottsdale home sold overnight for $400K over list price 22:33 Median mortgage payments are actually quite low historically 25:17 Crash in the auto industry as soon as the manufacturers catch up 27:38 Mortgage rates cannot be predicted  28:15 Interest rates have gone down at the end of every recession historically 30:10 Where do you expect incomes to go in the future? 32:10 What we have right now is not a correction, but a disruption  35:44 Phoenix area foreclosures are still below pandemic levels  40:52 Learn more at CromfordReport.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel  

Is the housing market at an inflection point? Tina Tamboer, Senior Housing Analyst at The Cromford Report says there has been a significant shift, specifically in supply and demand creating a very interesting dynamic right now in the greater Phoenix area market. Are things becoming more favorable to buyers? What about investors? Is this seller's market finally over? Phoenix is a boom and bust type of market nowadays, but today is different from the last housing market crash. Whatever your residual anxiety over what you went through during that period of 2005, all the way to 2008, ‘09 and ‘10, you have to put those emotions aside. Emotions are not facts and you have to lean into the numbers to learn what's happening today. Key Takeaways: 0:00 Welcome to The Creating Wealth Show 1:26 Empowered Investor Pro August meeting  2:23 Welcome Tina Tamboer, Senior Housing Analyst at The Cromford Report 2:52 Shift in supply and demand affects each range of the market differently  3:54 Inventory is going up in different amounts in different markets  6:04 Affordability in the Phoenix Metro area 7:06 The interest rates have gone up so fast, the lending community can't keep up  7:48 The difference between a crash and a correction  9:03 Interest rates coming down at the end of a recession  11:15 In RE investing, you can continually renegotiate your deal  13:52 Why this market is different from the last crash  15:21 Measuring housing supply and demand 17:31 Phoenix is a boom and bust type of market nowadays 18:00 New listings increasing sharply  21:34 Number of closings in the great Phoenix area 22:59 What's happening in each market segment - below 400K and above 400K 25:11 Tune in for part 2 on the next episode! CromfordReport.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

The collapse between April and June is unprecedented - faster and more violent than we have ever witnessed,  Find out more from the Cromford Report.    Interest rates - a break you need to know about. Also find out about more finishes that will date your home.  Plus Gayle Bass joins us to talk about a great volunteer opportunity that helps foster children and reviews the latest movies you may want to check out.    Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com cantrememberheremail@gmail.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Justin Volpone Loan Officer Bay Equity Home Loans jvolpone@bayeq.com  702-541-0653 IG: @justinvolpone   Adventure Girl Heather Perreault @adventuregirl2000   Gayle's Volunteer Opportunity Arizona's Children Foundation arizonaschildren.org

Lots of info about how the Phoenix real estate market is changing. We've got a lot more inventory. Find out what The Cromford Report says.  Where are interest rates going?  Should you buy down points when you take out a mortgage or refinance.  We talk about a cool place you can see bats in Phoenix. And a new place to hang out with live music.  Find out how a Starbucks small coffee cup is the same as the other two bigger sizes.  How to safe your live in different scenarios and find out what icky 70s clothes are coming back.   All this and more!!!   Diane Brennan  Coldwell Banker Realty Diane@ThatRealEstateShow.com 602.620.2277 IG: @myrealtordianebrennan @ownitgirl_podcast   Justin Volpone Loan Officer Bay Equity Home Loans jvolpone@bayeq.com  702-541-0653 IG: @justinvolpone   Stacy Voss SW Business Development Officer Bay Equity Home Loans svoss@bayeq.com  623.900.4746 IG: @stacymvoss   Adventure Girl Heather Perreault @adventuregirl2000   THING TO DO  Bats in Phoenix www.atalsobscura.com/places/phoenix-bat-cave   PLACE TO TRY Chars Live https://charslive.com

Tina Tamboer with the Cromford Report, Sheryl Willis with Go Arizona Real Estate, and Greg Douthit with Security Title Agency join us to discuss the state of the housing market in Arizona. Tina shares how agents can use the Cromford Report to provide amazing market data and guidance to their clients. Sheryl talks about how she uses local market data and how she generates consistent business in today's crazy market. Greg also shares his thoughts about what he is seeing in real estate and what agents are doing to be successful. Enjoy!

Jason Hartman invites Tina Tamboer, senior housing analyst with The Cromford Report to discuss housing trends, household formation and relocation, and real estate market predictions for 2022. Are we in for a housing price crash or boom? The consensus right now, according to most analysts, is to expect prices to continue rising, but not at the rate we saw over the last year, however some industry professionals are predicting a decline. What are their reasons? Tina shares her methodology for evaluating current and future real estate prices and they discuss market predictions from Goldman Sachs, Core Logic, American Enterprise Institute, Zelman & Associates, and The Mortgage Bankers Association. Key Takeaways:  1:06 Tina Tamboer is a senior housing analyst with The Cromford Report 2:24 Predictions for 2022 - can we expect a housing price crash or boom? 3:59 Household formation and relocation trends affect supply and demand 6:15 Airbnb short term rental market crash 11:33 Bad predictions that missed the mark last year 13:00 Why interest rates are one of the most difficult things to predict and is Zillow too big to fail? 15:09 Mortgage forbearance and foreclosure crisis 20:20 Do house flippers and iBuyers represent real demand or only interim demand? 24:39 Lending practices and interest rates 28:00 Percentage growth of housing units vs percentage growth of population 30:09 Are there any houses for first time home buyers out there still? 31:20 The United States population rate is in decline 35:29 National Association of Homebuilders Affordability Index 41:44 Housing price increases are not sustainable 44:17 Lending practices have loosened up 46:37 Buyers and sellers are in an arm wrestling match 50:20 Seasonal real estate trends 53:16 Find out more at CromfordReport.com Watch the video HERE.   The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

Today Jason finishes up his talk with Tina Tamboer of the Cromford Report. Listen in as they talk about the housing market, supply and demand curve, new home builders, home price increase and housing affordability, population decline, mortgage lenders and interest rates, and more real estate data! Key Takeaways: 2:20 Percentage growth of housing units vs percentage growth of population 4:29 Are there any houses for first time home buyers out there still? US population rate is in decline 9:49 National Association of Homebuilders Affordability Index 16:04 Housing price increases are not sustainable 18:37 Lending practices have loosened up 20:57 Buyers and sellers are in an arm wrestling match 24:40 Seasonal real estate trends 27:37 Find out more at CromfordReport.com The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

Today Jason welcomes Tina Tamboer, senior housing analyst with The Cromford Report to discuss housing trends, household formation and relocation, and real estate market predictions for 2022. Are we in for a housing price crash or boom? The consensus right now, according to most analysts, is to expect prices to continue rising, but not at the rate we saw over the last year, however some industry professionals are predicting a decline. What are their reasons? Tina shares her methodology for evaluating current and future real estate prices and they discuss market predictions from Goldman Sachs, Core Logic, American Enterprise Institute, Zelman & Associates, and The Mortgage Bankers Association. ​ Watch the video in YouTube HERE. Key Takeaways: 1:06 Tina Tamboer is a senior housing analyst with The Cromford Report 2:24 Predictions for 2022 – can we expect a housing price crash or boom? 4:00 Household formation and relocation trends affect supply and demand 6:15 Airbnb short term rental market crash 11:32 Bad predictions that missed the mark last year 12:59 Why interest rates are one of the most difficult things to predict and is Zillow too big to fail? 15:09 Mortgage forbearance and foreclosure crisis 20:20 Do house flippers and iBuyers represent real demand or only interim demand? 24:39 Lending practices and interest rates Find out more at CromfordReport.com   The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

Today Jason talks about buyer's remorse and how we can gain perspective in time as it applies to real investing, and how we can all be inspired by this song by one of the all time greats! He also hosts Tina Tamboer, senior housing analyst with The Cromford Report as they discuss housing trends, household formation and relocation, and real estate market predictions for 2022. Are we in for a housing price crash or boom? The consensus right now, according to most analysts, is to expect prices to continue rising, but not at the rate we saw over the last year, however some industry professionals are predicting a decline. What are their reasons? Tina shares her methodology for evaluating current and future real estate prices and they discuss market predictions from Goldman Sachs, Core Logic, American Enterprise Institute, Zelman & Associates, and The Mortgage Bankers Association. ​ Watch the video in YouTube HERE. Key Takeaways: 1:38 Buyer's remorse 4:04 Staring at a painting and gaining perspective in time 6:56 Luck and preparedness meets opportunity 8:14 One Moment in Time 13:08 Tina Tamboer is a senior housing analyst with The Cromford Report 14:28 Predictions for 2022 – can we expect a housing price crash or boom? 16:03 Household formation and relocation trends affect supply and demand 22:18 Airbnb short term rental market crash 23:36 Bad predictions that missed the mark last year 25:03 Why interest rates are one of the most difficult things to predict and is Zillow too big to fail? 27:12 Mortgage forbearance and foreclosure crisis 32:23 Do house flippers and iBuyers represent real demand or only interim demand? 36:42 Lending practices and interest rates Find out more at CromfordReport.com Tweetables: “Time heals all wounds” – Anonymous “Luck is what happens when preparedness meets opportunity” – Earl Nightingale “Luck is the word we use to describe successful people we don't like” – Paul Harvey “You're a winner for a lifetime if you seize that one moment in time” – Whitney Houston The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

You are all invited to collaborate with real state professionals nationwide through Jason's Empowered Investor Inner circle. Jason also talks about the BEST index out there when looking at housing prices and how the Consumer Price Index (CPI) is heavily manipulated through weighting, substitution and hedonic indexing and much more! But the best way to understand real estate values is with the Hartman Comparison Index. Get your free white paper at HartmanIndex.com.  Central planners are scared of deflation, so they will do whatever they can, including printing trillions of fake dollars out of thin air. Make sure you are prepared to invest in any environment and let Jason teach you how with his brand new coaching program: Income Property Mastery. Check it out at Coach.JasonHartman.com.  He also finishes up his talk with Tina Tamboer of the Cromford Report. Listen in as they talk about the housing market, supply and demand curve, new home builders, home price increase and housing affordability, population decline, mortgage lenders and interest rates, and more real estate data! Watch the video in YouTube HERE. Key Takeaways: 1:51 You're invited to the Empowered Investor Inner Circle monthly meeting. Go to EmpoweredInvestor.com 2:50 Get your copy of the Hartman Comparison Index™  4:27 Cost of Living Very Well Index 5:37 Consumer Price Index for Urban and core inflation, and how they manipulate it 8:32 Personal consumption expenditures including food and energy chain type price index 9:00 The FED's target inflation rate, population, the GDP and the Philips curve 12:02 An airplane's death spiral; a metaphor for the central planner's nightmare- deflation 14:06 Inflation Induced Debt Destruction 15:04 Sign up for our new coaching program Coach.JasonHartman.com Interview with Tina Tamboer of the Cromford Report 15:53 What affects demand 17:05 Percentage growth of housing units vs percentage growth of population 19:14 Are there any houses for first time home buyers out there still? 20:25 The United States population rate is in decline 24:34 National Association of Homebuilders Affordability Index 30:49 Housing price increases are not sustainable 33:22 Lending practices have loosened up 35:42 Buyers and sellers are in an arm wrestling match 39:25 Seasonal real estate trends 42:21 Find out more at CromfordReport.com   The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

Today Jason gives a summary on the Creating Wealth Live virtual event that took place last weekend. He also reminds all Empowered Investor Inner Circle members of their monthly meeting every first Tuesday of the month.  He also talks about "buyer's remorse" and how time gives us a better perspective on things.  Jason also hosts Tina Tamboer, senior housing analyst with The Cromford Report to discuss housing trends, household formation and relocation, and real estate market predictions for 2022. Are we in for a housing price crash or boom? The consensus right now, according to most analysts, is to expect prices to continue rising, but not at the rate we saw over the last year, however some industry professionals are predicting a decline. What are their reasons? Tina shares her methodology for evaluating current and future real estate prices and they discuss market predictions from Goldman Sachs, Core Logic, American Enterprise Institute, Zelman & Associates, and The Mortgage Bankers Association. ​ Watch the video in YouTube HERE. Key Takeaways: 2:02 Creating Wealth Report and the EIIC monthly meeting 3:46 Buyer's remorse 5:23 Unanswered prayers and dodging bullets; gaining perspective in time 9:34 It's cool and chilly in Florida  11:16 Whitney Houston's One Moment in Time 18:36 Tina Tamboer is a senior housing analyst with The Cromford Report 19:54 Predictions for 2022 - can we expect a housing price crash or boom? 21:30 Household formation and relocation trends affect supply and demand 23:45 Airbnb short term rental market crash 29:03 Bad predictions that missed the mark last year 30:30 Why interest rates are one of the most difficult things to predict and is Zillow too big to fail? 32:39 Mortgage forbearance and foreclosure crisis 37:50 Do house flippers and iBuyers represent real demand or only interim demand? 42:09 Lending practices and interest rates Find out more at CromfordReport.com Join The Collective Mastermind Tweetables: "Time heals all wounds" - Anonymous "Luck is what happens when preparedness meets opportunity" - Earl Nightingale "Luck is the word we use to describe successful people we don't like" - Paul Harvey "You're a winner for a lifetime if you seize that one moment in time" - Whitney Houston    The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you're on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets. Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Free Mini-Book on Pandemic Investing: PandemicInvesting.com Jason's TV Clips: Vimeo.com/549444172  CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect What do Jason's clients say?: JasonHartmanTestimonials.com Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com Free white paper on the Hartman Comparison Index™  Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee

Diane & Ashleigh talk about the process of becoming a real estate agent and what you have to do once you get your license. They also talk about the shady and unethical things some real estate agents are doing with multiple offers.  They also talk about home appreciation.     Thanks to our friends at the Cromford Report for their list of ranking cities by average sales price per square foot. The least expensive cities have outperformed the rest. Top spot for annual appreciation is Coolidge, Arizona at 40.5% rate of appreciation in one year.  It's the most affordable on the list of 40, sitting at $146.94/sf. Other high appreciation areas include Tonopah, AZ at 39% Arizona City at 36.1% Maricopa, Arizona at 34.9% Queen Creek, Arizona at 34.8% When it comes to the lowest appreciation rate, Eloy, Arizona is at 19.2% Carefree & Sun City West are at 22.8% each. Generally, the areas with a high median age increased at a slower rate than areas with a low median age. However, more expensive areas have historically moved later than cheaper areas when following house price trends. Supply in Paradise Valley and Carefree has dropped much more than other areas in the last 12 months. So it would not be a surprise if their appreciation catches up over the next 12 months. Arizona's real estate market is showing no sign of turning in buyers' favor.  Let's see how Buckeye, Arizona is doing in honor of Ashleigh, the Queen of Buckeye. It's average $/sf is $196.46   VOLUNTEER OPPORTUNITY Fresh Start Women's Foundation - https://www.freshstartwomen.org/ FUN THING TO DO Waste Management Open - https://wmphoenixopen.com OUR CONTACT INFO: Diane Brennan, Coldwell Banker Realty Diane@ThatRealEstateShow.com, 602-620-2277 IG & Tik Tok: @myrealtordianebrennan Ashleigh Herman, Realty One Group, ashleigh.f.herman24@gmail.com, 480-532-3140

Join Diane Brennan, Host and Realtor with Coldwell Banker, Ashleigh Herman with Realty One Group, Justin Volpone with Bay Equity Home Loans and Mary Van Alstyne with Landmark Title.    (1:39) We invite first responders to take part in our "Unsung Heroes Program." Diane and Ashleigh contribute 25% of their commission to the hero. Bay Equity contributes .25% of the total loan amount toward closing costs.  First Responders include active duty military, Veterans, police officers, firefighters, 911 operators, emergency room personnel.    (3:10, 49:39) We are going to try a new restaurant each week and let you know about it. This week is The Henry in Phoenix on Camelback and 44th Street. https://www.thehenryrestaurant.com/ Look at the picture of Diane's steak she got at the Henry. Listen to the reaction of the crew. Find the picture on Instagram @thatrealestateshow and @myrealtordianebrennan   (4:37) We find out what everyone's reading or audiobook they're listening to and what they think Ashleigh: The Gap and the Gain, Dan Sullivan with Dr. Benjamin Hardy Mary: A Happy Pocket Full of Money, by David Cameon Gikandi Justin: I Will Teach You To Be Rich, by Ramit Sethi Tristan: Bullshit Jobs, by David Graeber Diane:  Will by Will Smith    (14:35)There's a chain letter type of thing going around Facebook. Check out Diane's FB page.  If you'd like to join: email Diane:  Diane@ThatRealEstateShow.Com   (16:11) Diane talks about her road rage incident with a California driver.   (24:10) Find out the latest about the AZ Real Estate Market thanks to our friends at the Cromford Report.   The sellers market continues. We have low supply in the Valley and it's getting worse.  We have had the lowest number of active listings at the end of 2021 that has ever been recorded. Looking at this month, January, compared to a year ago. We are down 4.5% in active listings from 2021. Down over 15% in supply from last month. The monthly average sales price per square foot is $267.31. That's up 28% from last January and just over 1% from last month. Our monthly median sales price sits at $425,000. Last year, at this time, it was $332,000. That's up 28%. To those that continue to think the market is cooling off, the real world data does not agree.  The housing market heated up in the last 10 weeks of 2021 and starts 2022 with a huge excess of demand over supply. This is not because of colossal demand.  It is because of the unusually low supply. We normally see a strong flow of new listings in January while buyers tend to stay quiet until February. It's too early to tell if that will occur in 2022.  It did NOT occur in 2021 and this was a striking reminder that the market was abnormal.  In the next 4 weeks we will find out if the market remains in an abnormal state. Prices continued to advance during December, more than 1% higher over the month. It would be surprising if we don't see at least a 3% increase over the next 3 months.  The Cromford report says its money woul be on a move in excess of this, but nobody knows for sure what the future will bring, and the market continues to spring surprises on everyone.    HERE WE GROW AGAIN!   (26:30)Here's why 300,000 more people may be moving to Buckeye https://azbigmedia.com/business/heres-why-300000-more-people-may-be-moving-to-buckeye/   (30:55)  Glendale hires architecture firm to revamp arena that will no longer be 'hockey venue.  https://www.bizjournals.com/phoenix/news/2022/01/10/glendale-hires-architecture-firm-to-revamp-arena.html   (28:27) Appraisals   (40:45) What does a title company do?   IF YOU WANT TO REACH OUT TO US:   Diane Brennan  Diane@ThatRealEstateShow.Com 602-620-2277     Ashleigh Herman  ashleigh.f.herman24@gmail.com 480-532-3140   Justin Volpone jvolpone@bayeq.com 702-541-0653 

We talk about a very strange experience that Diane hasn't seen in all her years in real estate. She and Diva found a frustrating experience last Friday night with a place required a vaccination card to get in. It was strange to see that in Arizona! They'll talk about where it was and the dilemma we were faced with. Diane Brennan with Coldwell Banker Realty shares things she learned on TikTok including in the world of design (is Burlwood back?) Check out our Instagram for a cool video of Burlwood if you're unfamiliar by clicking here. We'll share some Costco secrets, talk about booze and how to avoid the harsh taste of some alcohols, and more! Tom Ross with Bay Equity Home Loans talks with Diane about the Market Report. We'll talk more about some misconceptions about the state of this market - Tina Tamboer's Cromford Report covers the reality of this.  We'll talk about new home closings being down 22% from a year ago due to shortages of material to complete them and/or the staff to do the work. (It's not because of lack of demand).  Re-sale homes were up 6.6% from last year. The overall median sales price is up 24% from October of 2020. It is at $422,500! Diva talks about a volunteer opportunity at St. Mary's Food Bank Operation TURKEY Drive, with the help of the Phoenix Police Department. Click here to visit their Facebook event page. Also, a fun thing to do at The Taste at San Tan Village. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Tom Ross is the Producing Branch Manager, NMLS ID 179446; Bay Equity, LLC, NMLS ID 76988 His office is located at 5635 E. Thomas Road, Office 13 Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here. To reach Tina Tamboer with the Cromford Report: CromfordReport.com Michael Land provides the theme music for the show! For more information and show dates visit MichaelLandMusic.com.

Diane Brennan, a Realtor with Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans jump in with talk about Diane's experiences the previous week in Vermont. She shared a funny story about the transportation they ended up with, and more funny stories.  Diva Danielle and Diane shared a story about the people they meet on planes and other public places - with very different experiences! Diane talked about a crazy situation at DC Ranch with Sissoo trees and the millions of dollars in damage that have resulted. Brian, the producer of the show, shares a personal story of a Sissoo tree in his yard. Diane and Tom talk about the state of the real estate market with metrics delivered as always thanks to the Cromford Report, and Diane talks about a huge expansion by Intel in Chandler and several other new companies bringing high tech jobs to the Valley. With October being Breast Cancer Awareness month, Danielle talks about a volunteer opportunity with Impact One Breast Cancer Foundation. They need items to help fill their HOPE boxes along with volunteers for an upcoming event on Oct 17th. Visit ImpactOne.pink for more details! She also talks about a fun thing to do in the Valley. At the Aunt Chilada's Squaw Peak location the offer Line Dancing & Live Music on Wednesdays. Visit their website for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Diane Brennan with Coldwell Banker Realty and Tom Ross with Bay Equity Home Loans talk in depth about a real estate market that should be looked at with a different perspective. It is slowing down, but that should not be looked at as an alarm of things to come. We have experienced some unprecedented growth and the easing off of that does not necessarily mean that there are signs of trouble. Thanks of course to Tina Tamboer of the Cromford Report for a lot of the data included in the presentation! We'll dive into where things are changing, and what to expect in the near future regarding interest rates. The crew gets into some interesting things Diane learned on TikTok, including how to repair bendy carrots!  They also talk about Country Thunder, which is an annual event in Arizona that Diane and friends are going to attend! Diva Danielle talks about a fun thing to do at the Rockin' Taco Street Fest in Chandler. For more info go to RockinTacoAZ.com. She also talks about a volunteer opportunity with Apache Junction Communities on National Make a Difference Day. Click here for details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

Diane Brennan with Coldwell Banker Realty, Tina Tamboer with the Cromford Report, and Tom Ross of Bay Equity Home Loans talk about how easy it is to get a license to be a realtor in the State of Arizona, and some of the stories about new agents. Tom Ross talks about the buying and selling process as well as some pitfalls to be aware of. Diva Danielle talks about a fun thing to do in the Valley as well as a volunteer opportunity! D Squared Homes needs volunteers to help with assisting the mental ill homeless population. Go to DSquared4Homeless.org for more info. And a fun Thing to do by  getting your sexy on. It's the Labor Day Rooftop Party at the Cambria Hotel! It's going on September 6th and you can get more info on their Facebook page here.

The tides are changing when it comes to the real estate market! Homes seem to be sitting a little longer on the market and for the moment prices seem to have stopped rising. We have our two expert guests Joe Smith from Epic Mortgage and Anthony Penna from Lawyers Title on to discuss some of these changes. Could this be another real estate bubble waiting to pop? Or are the headlines doing more to scare than educate? Tune into today's show to find out the REAL market stats and what is to come! Listen & Learn: 2:15 - Joe & Anthony touch on interest rates 4:00 - Top 10 cities with the most appreciation 6:50 - August's Cromford Report explained 10:20 - Rebecca's market predictions 13:00 - Active listing chart explained 15:30 - The perfect storm for buyers right now 19:30 - Are we hitting the ceiling for home prices? 21:40 - Today's rates & refinancing benefits 24:00 - Anthony's PowerPoint on the housing bubble 27:00 - Less irresponsible cash-out refinances 29:20 - American home equity skyrocketed 31:40 - Main driver of the housing shortfall 33:40 - Forbearance & Today's market 38:00 - Ivy Zelman one of the top real estate economist & her thoughts on foreclosures 39:40 - This time last year versus now 41:00 - Real estate & the current economy 43:15 Anthony & Joe's final thoughts Special Guests: Anthony Penna - Director of Sales & Marketing at Lawyers Title "There is nothing more satisfying than helping people achieve their goals by providing them with opportunities to excel in their business. It's an awesome process that I feel very fortunate to be a part of both as a former sales executive of 15 years and now in my current position since 2014. I love what I do at Lawyers Title." As the highest ranked company in title insurance (proudly ranked 293 on the Fortune 500 list), Lawyers Title is the leading resource for all title, escrow, and marketing needs in the real estate industry. Phone: 602-510-8848 Email: apenna@ltic.com Website: www.lawyerstitlearizona.com Joe Smith - Owner/Broker of Epic Mortgage Joe Smith first started in the mortgage business in 2002 as a loan officer. He quickly established himself as a top producer, eventually managing the state of Arizona for a top 10 mortgage lender. After 17yrs in traditional retail banking, working for many top companies in the mortgage business he decided to make a jump to becoming a mortgage broker himself. Currently, Joe is the Broker and Owner at Epic Mortgage and is definitely someone you're gonna want to go to for advice on lending! Phone: 602-741-4121 Email: joe@myepicloan.com Website: www.myepicloan.com Follow us on Facebook @GratefulHeart.Tv

Today Diane Brennan and friends cover a lot of interesting area. We mix it up and touch on a lot of important points, including a conversation that Diane had and wanted to share from Judy Lowe (real estate commissioner), the Wildcat Subdivision nightmares. Tom Ross with Bay Equity Home Loans jumps in and talks with Diane about some of the unintended consequences of this real estate rush. Diane talks about some examples of people getting duped because of the limited options they had while rushing to buy a house and foregoing an inspection. We talk about the Zoom lawsuit, and learn about "Zoom Bombing"; Diane breaks down the latest real estate supply levels thanks to the Cromford Report; and Tom hits some critical things to keep in mind regarding credit scores. "Diva" Danielle talks about a volunteer opportunity with United Food Bank. With school back in session they need help with food drives and volunteers at the center where she volunteers. Visit  https://www.unitedfoodbank.org. She also shares a fun thing to do - by taking a step back in time at a Speakeasy! You can cool off and sip nostalgic creative cocktails and taste the delights of lite bites in an adult atmosphere. Visit THE WHITE RABBIT in Gilbert for more details. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

There are key things to keep in mind when working out a settlement during a divorce. We talk about getting a home warranty, getting inspections, and what to look out for when talking to realtors. We discussed a lot about divorce and real estate in episode 5, and you should check it out to get the full scope of things to consider. We talk to Dawn Ryan, who is a life coach who specializes in helping people cope with divorce and the entire process. She has a 12-week program that helps spell out how to analyze and work through the self-care process and how to prioritize things for your own well being. Tina Tamboer with the Cromford Report show goes in depth on quit claim deeds or disclaimer deeds. Tom Ross with Bay Equity joins in the conversation and talks about the important distinctions when it comes to community property states. Diane Brennan with Coldwell Banker Realty talks to Tom about at what point you can start the process of looking for a new home after a divorce, and also talks about the importance of having a conversation with your realtor and lender for help with YOUR specific divorce challenges. One critical part of choosing a home as a buyer (specifically after divorce) your realtor needs to help keep you grounded when you fall in love with a home! We'll talk about the 'Buyer Advisory' document, which is a great resource for learning a LOT about the neighborhood and even the type of insects in the area!  So much information in this episode. Share with a friend who is going through this difficult process alone. Resources and Links: Dawn Ryan's website and coaching resources are at DanceThru.com. You can find her on Instagram @DanceThru To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 To reach Tina Tamboer with the Cromford Report: CromfordReport.com "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook! Her Community Link AZ Facebook page is here.

For the first time in history the monthly average price of a single-family home in Phoenix (the city as defined by the USPS) has exceeded $509,000. One year ago, the average was just over $390,000 (that's over a 30% increase!) Tom Ross with Bay Equity Home Loans discusses these stats with Diane Brennan with Coldwell Banker Realty and the value of that information and more, that the Cromford Report is so incredible delivering! Also, how much does an Airbnb in Kyrgyzstan cost? The crew discusses that, Handmaid's Tale, how to clean your sinks and cotton balls soaked in vinegar. Diva discusses a volunteer opportunity with United Food Bank and a fun thing to do at at West Alley BBQ. They have live music and BBQ in Chandler Silhouette. Also, one interesting footnote from The Cromford Report's Tina Tamboer - CoreLogic predicted that home prices across the USA would FALL by 6.6% between June 2020 and June 2021. Possibly the most inaccurate forecast in their history. Tina's suggestion: Don't take any 12 month home price forecast any more seriously than a 12 month weather forecast! Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

A makeup mishap, the "color" of your voice, and why the secret service can't cuff their pants! And if you go to Diane's Instagram page you can check out the video of a period cramp simulator! Also, Tom Ross with Bay Equity Home Loans talks about the state of the markets and percentages he is seeing with refinances. One of the features of the Cromford Report is the CMI Index. Tom goes into detail about what that means. Danielle was featured Arizona Health and Living Magazine! Diane and Danielle talk about that experience. And she celebrates her birthday! She turns 53, and looks nowhere NEAR her age. There is still time to get your tickets to her upcoming comedy appearance on May 21st and 22nd! Click here for tickets for only $10! "Diva" talks about a volunteer opportunity with Elevate MD. They  provide scholarships, mentoring, and support to medical students from African American, Latina and Native American backgrounds. She also talks about the Arizona Black Rodeo! A lot of fun going on Saturday, May 15th. Click here for all of the info. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

On today's episode we talk about some of the data we use each week from The Cromford Report, created and delivered to us by Tina Tamboer. Tom Ross with Bay Equity Home Loans explains the intent of the report, what critical details it gives us, and goes through what benefit it has for agents and buyers alike. We talk about our friend Jen the Builder, and talk about supply. She talked about growing West in this Valley, and some current challenges with labor to build new homes. We cover the progress and direction of growth, and talk about some neighborhoods in progress and how it might shape up. Tom talks about the affordability of housing and the relatively positive balance of value for cost.  "Diva" Danielle talks about a fun thing to do at High Street - that have two events May 8th & 9th; the Street Taco & Margarita Festival and the Sangria & Jazz Festival She also talks about a volunteer opportunity with Free Arts AZ - helps with abused children dealing with trauma. Click here for more information. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018  "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

On today's episode, Tom Ross is off this week, so Diane and Danielle have a "women only" show!  Diane Brennan with Coldwell Banker Realty will talk about some direct responses to some of the myths out there about this market being in some kind of "bubble". The myths couldn't be more false.  Some of the Myths About the Arizona Housing Market Today’s mini-boom cannot be sustained Few people foresaw the housing market crash 15 years ago that ignited a worldwide recession Fueled by low interest rates, loose mortgage lending standards, and the nation's unshakeable faith in home ownership, home values rose at record rates year after year We love the Cromford Report and they break apart these myths with some facts YOU need to hear about! We also dive into some other fun topics. We discuss health, including some important facts about Vitamin D. Diane talks about a talk given by a doctor with expertise in immunology and virology. They also discuss a few really great books to read about relationships including; How to Survive the Loss of a Love The Commitment Phobe - Emily Wilcox Anything by Steven Carter and Julia Sokol "Diva" Danielle, our social community director talks about a great volunteer opportunity with The Reveille Foundation, and a fun thing to do with Tiny Homes Street of Dreams. Check out their upcoming event on April 30th, called Tiny Homes at the Home & Garden Show at WestWorld of Scottsdale. Resources and Links: To reach Diane: Facebook is /ThatRealEstateShow Instagram @myrealtordianebrennan Phone: 602-620-2277 To reach Tom: The Tom Ross Team at Bay Equity website By phone: 602-684-8200 Office is located at 5635 East Thomas Road, Office 13, Phoenix, AZ 85018 "Diva" Danielle Williams is @1AndOnlyDivaDanielle on Instagram and here on Facebook!

Today we stumble into an interesting conversation about music and musicians, and it led to us finding out even more about Tom Ross and his history with his band. We talk groupies for a few minutes.  We also talk about the Super Bowl, and the incredible trajectory and success of Tom Brady. And last, before we get to the main topic we discuss Diva's current dating life.  We cover the state of the general real estate markets and talk about what we know about supply - the lowest it's ever been recorded. It beat a 2005 record. Demand and it's trend remains to be seen - but there are some very interesting stories about difficulty getting supplies for actual home building! Diane Brennan with Coldwell Banker Realty and Tom Ross with Bay Equity dive deeper on the analysis of the recent information from the Cromford Report. Tom shares some really helpful tips and shares an interesting story about a client he recently talked to that showed a pre-approval from a major lender that would have collapsed in escrow for sure. The bottom line: make sure you find someone who knows what they are doing! "Diva" Danielle Williams talks about a great volunteer opportunity with Live and Learn, which helps women break the cycle of generational poverty. Learn more at LiveAndLearnAZ.org. She also talks about a fun thing to do! Take a trip to Tucson for the Bike Taco tours! She'll share a cool chance to meet people, eat good tacos, take advantage of amazing sights and end up at local breweries. Visit  TucsonBikeTours.com/TACO.

On today's episode, since Tom Ross is in Hawaii we got the chance to see a few of the other members of the Bay Equity team! Justin Volpone and Courtney Crowder join us and we had so much fun. I'm Diane Brennan with Coldwell Banker Realty and on our podcast we don't just buy and sell real estate, we help you connect and thrive in the community. We talk about what they focus on over at Bay Equity, and the state of the markets. We also talk about my mom's annual December call and the history of that (going back to my KTAR days). We'll also do our "Defend the Caveman" segment, and talk about an unbelievable text I received. I have long threatened to put the screenshot (showing their phone number) from some of these goofballs on my social media when they send things like this! Ladies, tell me what you think about this one. Courtney and Justin are going to break down dating for their generation, so Gen X'ers and Baby Boomers can understand. We'll dive into the market data with the Cromford Report to give you an update on how the Valley is doing. "Diva" talks about a fun thing to do in the Valley with Holiday Festivities in Mesa. Visit MerryMainSt.com. She'll also talk about the volunteer opportunity at Ready Set Go Foundation - their mission is to provide underserved, women, and veteran entrepreneurs with the tools to educate, empower, and execute business ownership! Visit them at ReadySetGoFoundation.com.  

In this episode we sort of jump into a conversation that started off air! I kind of intended it to be that way, but we had to cover it. It has to do with opinions about what makes certain guys feel that they can approach certain types of women with much closer to "inappropriate" conversation than others. In the "Defend the Caveman" segment, we'll talk about one word Danielle received by text. "MEOW"! It's an off an on text from a guy and we will poll our guys and see what they think. Tom Ross with Bay Equity and I will talk about the increase in the properties added in ARMLS in October - up over 66% over last year! It's incredible. And if you are under the impression that this is flooding the market - most of all of those are already under contract. We discuss some crazy trends in today's markets with thanks to Tina Tamboer and the Cromford Report for the data. "Diva" talks about a fun thing to do. JAZZ Under the Stars is back at the NASH. She also talks about a volunteer opportunity with A New Leaf. Last year they served 26,973 individuals and homeless and domestic violence shelters with services, affordable housing solutions, youth services, foster care, counseling, financial literacy, neighborhood economic development, workforce support, and community services. Check them out by clicking here.

Rate lock data suggests $4 trillion in 2020 mortgage origination volume   New rate lock data suggests 2020 will end with over $4 trillion in mortgage origination volume, easily a record.   The data, from Black Knight’s “Mortgage Monitor” report, shows that rate lock activity in the first half of October was up 4% from September, with purchase locks up 6% and refinance locks up 3%. Add low mortgage rates to the recipe and quarterly mortgage origination volume is expected to reach record levels across both purchase and refi.     Mortgages in forbearance fall across all loan types     The U.S. forbearance rate measuring the share of mortgages with suspended payments fell seven basis points to 5.83% last week, according to the Mortgage Bankers Association.   “With more borrowers exiting forbearance in the prior week, the share of loans in forbearance declined across all loan types. Almost half of forbearance exits to date have been from borrowers who remained current while in forbearance, or who were reinstated by paying back past-due amounts,” said Mike Fratantoni, MBA’s senior vice president and chief economist.   The share of Fannie Mae and Freddie Mac loans in forbearance fell 6 basis points last week to 3.66% – marking the 21st week in a row the GSEs’ forbearance rate has dropped.   Though the rate for Ginnie Mae loans, which include loans backed by the Federal Housing Administration, rose slightly the week prior, last week’s rate leveled off after falling 4 basis points to 8.13%.   Core Logic - A Joke (Fred’s headline)   November 3 - Like King Canute (Cnut) ineffectively commanding the ocean tide to recede, CoreLogic continues to command home prices to stop rising, and with similar effect.   Last month they forecast that month-over-month prices for September would increase by 0.1% over August. Today they report that the actual increase was 1.1%, 11 times greater than their forecast. One month is not difficult to forecast, especially as they are forecasting for a month that has already ended. However they still manage to get it wildly wrong again and again. They are forecasting a month over month increase for October of 0.2%. In Greater Phoenix we have already measured 4.8%, for October. I am going to go out on a limb here are predict that their forecast for October will be extremely low again.   Their longer term forecast is for US home prices to rise by 0.2% between September 2020 and September 2021. This is likely to prove even more incorrect than their short-term forecast, but I do admit that long term forecasting is a fool's game in which the Cromford® Report does not participate. We make no price forecast at all for September 2021, but we do know a silly forecast when we see one.

On today's episode, we dive right in and talk about a showing I took a client to. We went into the garage as part of the tour (of course) and were met by a wall of marijuana! Not exactly the way someone should show a home. Today we talk to Nicole Evans with Leidan Mitchell Salon. She's my personal hairdresser and image consultant. She'll talk about makeup, looking your best, and much more. If you'd like to reach her, check out her Instagram page @believing_in_beauty, or call her at 360-521-6465. I want to say congratulations to the Coopers on the purchase of their new build by Fulton Homes in Lakeview Trails in Gilbert, Arizona! I jump into the state of the market and talk about some of the trends that the Cromford Report shows for the Valley. Tom Ross with Bay Equity Home Loans and I talk about what these numbers mean, and Tom talks about what he's hearing from his client's regarding the same.  We talk about what's happened historically when the market looks like this, what the typical timeline is for a first payment, and why loans get transferred so quickly after you start a mortgage. "Diva" Danielle, our social community director talks about the Thing to Do for the week - and it's in Flagstaff! Danielle talks about the Flagstaff Extreme Adventures Course. And the volunteer opportunity of the week as well is the Phoenix Herpetological Sanctuary - www.phoenixherp.com Nicole talks about make up trends, and her biggest pet peeves in women's make up, hair styles and more. We talk about gray hair and also touch on men's hair styles!

In this episode we talk about my wonderful friend and our social community director, "Diva" Danielle Williams, and the fight for her life. Danielle has stage four lung cancer, and she shares how she found out about it, what she is doing to fight it, and how you can help. This story is amazing - and I think you'll find her positivity inspirational. To support her in this fight, we ask that you go to her  GoFundMe page here. We talk about this hot real estate market and those signs you see around town that talks about selling your house in 72 hours. If it takes that long in this market...you might be doing something wrong! I'll talk to Tom Ross with Bay Equity about lending and an interesting thing that happened with the Cromford Report's correcting of a national report. We talk about seeing Danielle do standup (she's an awesome comedian, by the way) and she'll share a wine tour in Sedona that you don't want to miss, and the Aris foundation is the volunteer opportunity of the week. The specialize in providing meals for 150 people each week, in the form of grab and go meals. It's easy and a fun thing for you and maybe your community to get involved in! For more information call Katherine at 480-241-4354 or arisfoundation.com.

Today we dispel a mistaken assumption that the real estate market is crashing. We are in the trenches and have the Cromford Report data on our side that tells us a very different story. We'll dive into that and we believe you'll agree - it's a seller's market and there are lots of opportunities in this market! Tom Ross with Bay Equity dives further into it as we go into determining mortgage payments, and why mortgage calculators might not be a good idea compared to asking your lender specifically. There are some factors that a lot of calculators just don't have. We also talk about appraisers and some of the challenges when dealing with big banks that use appraisal methods that are less than honorable. I'll share an example of an appraiser that gave an estimate because he "used to live near there in college".  "Diva" Danielle, our community director tells us about several farmer's markets that have opened back up, where they're at, and when they're open! She also shares the volunteer opportunity of the week and details about NoAbuse.org. It's a wonderful organization in need of help! We'll also talk about skin care - and we're going to chat with Stephanie Kuershner- an RN with Summit Aesthetics here in the Valley. Stephanie is a wealth of knowledge and demonstrates some specific misconceptions about UV rays and skin cancer, talks about Botox, and several other procedures, as well as a deeper dive into applying products, removing products, and more!

What a fun episode we have for you!! The regular cast of characters is here, but we got to sit down with some former NFL players and talk about body recovery and self-care. Jude Adjei-Barimah and Gabe Martin with Pro Recovery Zone at the Biltmore Fashion Park are in studio with us today! Ladies we’re going to learn why what you do after exercise may be just as (if not more) important than your workouts. Danielle and I did a body restoration experience last week and we must talk about it! Everything from calorie burning, fast healing, and several modalities that they focus on are part of the conversation.  We talk to Tom Ross with Bay Equity about working with certain banks and how they approach Arizona when they are out of state.  I'll talk about the City of Chandler, and besides a fun bit of historical trivia about the city, we'll give you some data from the Cromford Report that talks about home prices there. "Diva" Danielle will talk about horseback riding as a fun activity to do, and a wonderful volunteer organization called Zuri's Circle that helps families, homeless, and seniors!

Today’s stats, news, and market intelligence for the Phoenix Arizona Real Estate Market. Stats brought to you from the Arizona Regional Multiple Listing Service, and The Cromford Report. You can find me at www.phxhomespro.comnathan@danielmontezgroup.com602-359-4884

Wow! What a packed episode today. We talk about an incident that happened at my home that was a further demonstration that home warranties are important! I'll talk about consideration for lower deductibles versus higher premiums and how home warranty companies get a bad rap, but the company I'll tell you about has been outstanding. Our special guest today is Stacie Sholer, a Feng Shui expert and she'll give us some great tips on how to create a more positive energy with your home and surroundings. Tom Ross with Bay Equity dives deep on FHA loan program and some interesting ways that it provides support for families that you may not have known about. Tina Tamboer with the Cromford Report will tell us how supply is becoming short in the Valley and what that's creating in the marketplace. And "Diva" Danielle, our Social Community Director will tell us another great spot to check out and an organization called Control Alt Delete that assists people and their children escape abusive homes.  

This episode is absolutely packed with great information! Hello again, it's Diane with Own It Girl - that real estate show for women!  Along with our usual wonderful participants on the show Tom Ross with Bay Equity Home Loans and Tina Tamboer with the Cromford Report we are excited to introduce our new Social Community Director, "Diva" Danielle Williams! She's such a blast to have in the studio and we're excited to have her. She'll talk about some fun new things to do where you live and ways to give back to the community! We spend some time getting acquainted with Danielle, talk about some hilarious times back on That Real Estate Show (back in the terrestrial radio days), and more. Latest Events in the Community Danielle talks about the Arcadia Canal, and a cool little hidden gem at the Arizona Falls Park! She also talks about a great organization called Hope Women's Center. They're looking for help and Danielle discusses their needs and ways you can give back. That Market Report Tina Tamboer has some great news in the Valley Real Estate Market. She'll share data that points to a 'V' shaped recovery in homes above and below the $500,000 mark Racism and Community Protests We'll jump into some serious conversations about things we've seen and are hopeful about after the tragic murder of George Floyd. We'll discuss topics around racism and how encouraging some of these rallies have been. Ella Fitzgerald was a part of a story in particular that we wanted to share - and how a simple act by Marilyn Monroe was a part of her exposure to larger audiences.

In this episode we will talk to a truly inspiring woman! Dana Martinez Parker joins us to talk about how she started investing in real estate!  Some of the topics; Her history - working on the slope in Alaska Building a house investing in rentals investing in REITS (Caliber) Looking at flips Of course we check in with Tom Ross with Bay Equity Lending and talk about what you need to know if you're in the middle of forbearance and what the rules say about when you can refinance, change to deferment, etc. Tina Tamboer of the Cromford Report talks about the state of the real estate markets in the Valley, including; The latest on contracts in the valley Where are the hottest places for real estate activity What's going on under $500k We also have a funny story to share about the statute of limitations on bringing up old gripes and a hilarious TikTok video from @lydialoo121 that we just had to share with you!

Today's show is full of facts, fun, and most importantly good news! I start off with the strangest story of the fire department coming out to my house just because the smoke alarm was beeping (okay, the story is way more than that).  Tina Tamboer is the market analyst for The Cromford Report and has some really interesting data that shows real light at the end of this tunnel! Tom Ross talks about what he's seeing in the lending market and how taking advantage of lower interest rates for the foreseeable future is a really good idea. We talk about what we've all been experiencing in the later stages of the first "phase" if you will of this pandemic, and three things we've each learned. We'll talk about what you can do to prepare yourself for a purchase as well. And maybe...JUST maybe...Brian (our producer) has come up with a good nickname for Tom Ross!

On this episode of Own It Girl we talk about a new term I'd never heard of... "Isolationship". We also discuss the state of the real estate markets here in Arizona and let you know about whether or not you'll have to repay all of that forbearance in a lump sum. Good news on all fronts. Tina Tamboer with the Cromford Report and Tom Ross, Branch Manager of Bay Equity will get us all the latest information! I also talk about a really interesting article in ViaCharacter.org. Alicia Guerrieri is our guest and owner of iSearchDecor.com, and author of "Making It Pop - 5 Step Guide to Professionally Optimizing Your Property to sell at Maximum Return." Buy her book at Amazon.com. We'll talk about an amazing story about her son-in-law diagnosed with COVID-19, what can women be doing right now to take advantage of this time at home to spruce up their homes for sale. Topics we discussed What are buyers looking for in a house these days? What are the hot trends in decorating right now? Making it POP - 5 step guide to Professionally Optimizing your Property to sell at Maximum Price. Alicia started a training for agents on staging. Paint colors NEUTRAL Modern Ivory - Dunn Edwards Bone White Exclusive Ivory - Dunn Edwards Cream Wave WHITES Swiss Coffee - Dunn Edwards White Dove Mike Glass Droplets - hint of grey GREYS Grey Owl - Benjamin Moore Worldly Grey - Sherwin Williams Amazing Grey - Sherwin Williams Olympus White - Sherwin Williams

On today's episode we're talking to Tania Lopez-Cepero, a licensed therapist who gives us some great tips and advice regarding how to take care of our mental health through this pandemic! You can email her for more information at tania@arizonachildpsychology.com Also, we have some great news about the latest market activity regarding contracts in a certain price range up 64% and what that means for the state of real estate and possibly a direction of things to come. Tina Tamboer of the Cromford Report brings her exclusive commentary! I'm going to share a wild story about what an agent recently did regarding social distancing and how she shut down her own client because she didn't want to be dictated to about how she can look at a property.  Tom Ross with Bay Equity will talk about home loans, where we're at with timing of escrow, what specifically is delaying closes these days and much more!

Tina Tamboer with the Cromford Report helps us demystify some scary HEADLINES and answers questions many agents have been wondering about. Is the housing market going to crash? What's going on with the iBuyers? Will the number of Airbnb properties cause a downturn? Should someone start investing in today's market? What impact might unemployment have on housing? We discuss these topics and more in this fun and informative episode.

So we’re into this a month, a month and a half. Many people are confused and frustrated. Outside of some of the tips in today’s episode…my best advice is get off social media! Not only are people fighting with their friends but you’re getting hit with a bunch of misinformation from so called “experts”. We all know how the algorithms work, you search one thing….you get a bunch of ads and offers about the same thing. It’s no different than info on the Coronovirus virus and we’ll talk about a few articles in particular that are flashy headlines that use the word “crash” among others. Wait until you hear what constitutes a crash in the real estate market! First, if you need help paying your mortgage contact your lender now! Many are doing deferment plans – and Tom Ross will tell you exactly what might and will not be reported to the credit bureaus. There is some local help as well that was set up during the housing crash from the late 2000’s. The “Save Our Home AZ" program offers principal reduction assistance, monthly mortgage subsidy assistance for under and unemployed Arizonans, and second lien elimination assistance to qualified Arizona homeowners. The program’s goal is to aid Arizona’s homeowners in avoiding foreclosure by assisting with mortgage affordability. https://housing.az.gov/save-our-home Tina Tamboer of the Cromford Report will discuss the current market data that you will want to hear. There is encouraging news on several fronts, and again, using facts – not flashy panic inspired headlines and clickbait.

In this episode we'll talk about everything you need to know about forbearance and deferment, but we really need to reinforce this important fact: REAL ESTATE PRICES AREN'T DROPPING. I'm Dianne Brennan and I join Tom Ross with Bay Equity, and Tina Tamboer, data analyst with The Cromford Report to bring you the latest on home values, and what is and isn't being affected during this time in real estate. Tina talks about a very slight adjustment in pricing from sellers who had active listings. The suggestion here is that this is a "pause", not a crash. Save Our Home AZ An incredibly important resource for those with mortgages in Arizona affected by the distress in this current environment. It actually has been around since the 2008 mortgage crisis and is a great help. Visit https://housing.az.gov/save-our-home I have a showing with the owners currently occupying the property. Their approach is not to show unless they have a contract. I'll talk about that approach and options using Matterport, a great 3D camera service that creates an incredible walkthrough view of a home. We talk about the circumstances behind a recent cash buyer that backed out of a deal. I ask Tom the dirty details about forbearance, and what someone should do if they are being affected. First, we define specifically what it means, the difference between that and deferment, and Tina discusses obligations you'll be responsible for when it comes to taxes and insurance. Tom expands on the state of "loan servicing" and the panic that has been occurring. "Paid not as agreed" This is an interesting part that many might not realize. Tom will discuss what lenders are required to report when it comes to potentially missing payments.

On this episode of Own It Girl, we're discussing COVID-19 and real estate. We’re going to give you a clear idea of how bad it is…and more importantly how bad it is NOT. We'll give you up to date information on how things are being affected and conducted in real estate here in Arizona. Our clients are the most concerned about prices and I'm sure you are concerned as well. We'll get to the bottom of that with Tina Tamboer and the Cromford Report. You may be surprised with how little they may be affected. Some of the areas of buying and selling in this marketplace we'll touch on are; People whose leases are coming up and need a place to live Showing listings to vacant vs. occupied locations How my sellers have no problems selling (depending on whether the property is occupied or not) What opportunities exist for buyers out there and at what price points We'll talk about the use of technology to help overcome the social distancing factor, the public "shaming" that is going on for open houses, and much much more. Tina Tamboer's report is essential for those interested in some of these immediate effects of Coronavirus. This will give you a better picture of what to expect going forward. Tom Ross with Bay Equity Home Loans will talk about where there is weakening indicators for loans and where things remain strong. Are you in a position to refinance and should you? What is the COVID-19 addendum for deals in escrow? What are Fannie Mae and Freddie Mac saying about forebearance and how does this compare with the housing crisis in 2008? And on a lighter note, I'll talk about the City of Scottsdale process server who felt it was essential to come to my door and serve me a photo radar ticket during this time! Enjoy,  

And yes, we do mean now! We are definitely in uncertain and unprecedented times...with the volatility in the stock market a lot of people are worried. It turns out the virus isn't the problem. It's the panicked reaction to it - fear and anxiety is really out of control. Things are changing constantly and we're all trying to find a new "normal". I'll share a funny story about a valet who presented himself as "not afraid of all this germ stuff", and what I saw after we shook hands.. Then we'll jump right in to the top 5 reasons to buy a home right now (yes, right now) in Arizona. You need somewhere to live! Cash investors are out - which can be good for you! Prices are going to continue to rise Affordability is normal Prices are going up...but mortgage interest rates are DOWN And we may even give you a bonus reason!! I talk with the regular cast of experts Tom Ross with Bay Equity and Tina Tamboer with the Cromford Report. Thanks to Michael Land who put together our incredible theme music (visit MichaelLandMusic.com for more info), and Brian DuBose with OnWeb Productions who puts the podcast together!

Today, Tom Ross and I discuss the interesting and ever-changing world of interest rates. Tom (with Bay Equity) knows exactly how to understand the way interest rate fluctuations work, and explains the dynamics involved in how rates are determined and what the criteria should be for refinancing at lower rates. How Much Do You Save? What Is a "point"? There is a discussion about what the market means right now, with the dynamic of Coronavirus, which is not likely to stop having an effect on sales.  We discuss an easy way to figure additional payment based on a simple calculation you can do in your head (it's only a 'rough' estimate but it helps). We also break down some key zip codes in the Valley and available housing supply in the Cromford Report. Key Questions Tom Ross with Bay Equity Reviews What affects interest rates What is a "point"? When should you refinance? Is it a full percentage point? How dependent is it on the no-cost aspect of a refinance? With rates where they are now, how to estimate your mortgage payment per month for every $10,000.

First you gotta find someone to help you… do you use a realtor, real estate agent, or a broker? We’re going to talk today about the difference and we’ll also give you the scoop on discount brokerages. Also we’ve been hearing all over the radio and television about these businesses that will buy your home as well. We’re going to take a very deep look at this. Clients ask me regularly about these companies and whether there is a catch. Here’s a spoiler…there DEFINITELY is a catch! We’re going to explain it to you. As we do each week, we'll talk to Tom Ross with Bay Equity along with data analyst Tina Tamboer with the Cromford Report. Some show notes for your reference while listening to the different types of brokers is below. Thanks for listening! Types of discount real estate brokers; Low Commission (Percentage) – a low commission broker who offers a greatly reduced commission percentage when selling your home Low Commission (Flat Rate) – a low commission broker who offers a flat rate when selling your home Hybrid Real Estate Brokers – hybrid model that is a combination of low commissions and flat rates when selling your home 2 for 1 – 2 for 1 model that is based on the agreement of buy a house with the agent and they will sell yours for free No Commission (Flat Fee MLS) – The no commission model that really means you’re selling the house yourself but there are a few valuable MLS listing services offered by a real estate agent Buyer Rebates – The buyer rebates model where real estate agents agree to refund a portion of the commission they receive to the buyer Be sure to follow us on social media! Facebook, and LinkedIn, or visit our website at ThatRealEstateShow.com.

Welcome to "Own It Girl", That Real Estate Show For Women. We've done a radio show until recently and we're venturing into the podcast universe! Below we've outlined a bit about ourselves, but the episode talks about our mission of empowering women in all matters related to women - not just real estate, but investments and much more! Tina Tamboer talks about buying her first property as a newly single woman, and how that felt. She talks about some of the challenges that women face when it comes to maintaining the home. She also talks about the current state of the markets. Tom Ross discusses the initial steps that need to be taken to purchase a home. From getting pre-approved before looking to what is a good credit score to make that happen. Diane talks about what she does and first steps that should be taken when buying a home. The Crew on the Show Diane Brennan - Host I'm a real estate agent with Coldwell Banker and I've always been an investor in real estate and spent much of my free time following market trends. I decided to turn my passion into a full time career and hangs her license at Coldwell Banker Residential Brokerage and hosts the weekly podcast, "Own It Girl" along with her co-hosts below. Tom Ross - Bay Equity Home Loans As a lending professional at Bay Equity, I'm dedicated to helping my clients with all of their home mortgage needs. The housing and mortgage markets are constantly changing and I pride myself on helping clients navigate the many options to find the right loans for their family. Tina Tamboer - The Cromford Report I hold a finance degree from Virginia Tech and have spent 19 years in the real estate industry as a database designer, data analyst, software trainer and sales executive. I began working as a consultant with Michael Orr in 2011 and I currently perform custom research, analysis, sales and customer support for The Cromford Report. My background in both trend analysis and sales allows me to help Realtors and lenders track their local market, target their sales efforts, and stay ahead of the game in today’s fast paced real estate environment.

Look out Cromford Report...we have Crystle Ann Mulzet-Lucero! Crystle's Ball - Our resident Title Rep/ Tarot Card reader forecasts the further of the market! Don't worry, we all chime in to give you a good view of where we see it going. Joining us is Brian Culhane, a "believer" as he retells the story of his first card reading when he was broke and wanting to take out this hot lady who is now his wife! Kristi Culhane Also the first Bitchin' Listin" of the week!

In this brief episode Tia Moore reviews the Arizona Real Estate Market from The Cromford Report. If you have any questions about your specific neighborhood contact NextView Home Professionals at 480-281-3078.

Butch Leiber, co-owner of Desert Fairways Realty, joins us in the studio this week. Butch has helped grow the brokerage through training and support for the agents. He is on a mission to help bring a higher level of professionalism to the industry. Butch is also very knowledgeable when it comes to market trends and research. He even helps train agents on how to best use the Cromford Report to stand out from other agents. We even discuss the current market. Don't miss this informative episode.

Tina Tamboer with the Cromford Report joins us in studio to share her market update. We dive into what is happening with supply and demand around the valley, inflation, incomes, Millennials, Boomers, interest rates, existing homes and new builds. Don't miss this exciting episode!

This Show Aired Saturday, November 7, 2015. Mike Orr from the Cromford Report joins us to talk about real estate, trends and market changes.

Nick Mowery explains the Arizona Real Estate Market using informaiton from the Cromford Report.  During the disussion an investment deal is introduced that can be found at www.moweryrealtygroup.com

The Cromford Report combines MLS Data with County Record Data to provide unique, in-depth and relevant analysis of what's happening for the Phoenix real estate market. Tina Tamboer explains the Cromford Report and discusses the current state of the Arizona Real Estate Market.   Tina Tamboer (Guest) www.cromfordreport.com Nick Mowery (Host) www.moweryrealtygroup.com / http://nick.mytreehouserealty.com Brent Bengtson (Host)

Mike Orr from the Cromford Report joins the show to discuss the local real estate market. Great information on prices, trends and what we can expect in the future.