Podcast appearances and mentions of jerry cox

The I Love CVille Show headlines: Jerry Cox, Managing Director, Forerunner Foundation Jerry Cox (An Attorney) Lives In Lewis Mountain Lewis Mountain Opposing 6 Luxury Brownstones Evergreen Purchased 303 Alderman Rd 1-Year Ago City Of CVille Being Sued For New Zoning Ordinance NZO Lawsuit Status + Conflict Of Interest With Judge Analyze City Missing Filing Deadline In NZO Lawsuit How Much Tax Dollars Has City Spent On Lawsuit? Read Viewer & Listener Comments Live On-Air Jerry Cox, Managing Director of The Forerunner Foundation, joined me live on The I Love CVille Show! The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

Kiera is joined by Fred Heppner of Arizona Transitions to talk through dental practice transitions. Their conversation includes when you should start thinking about your transition, what the economic outcomes will be any way you go, what a private indemnity group is (and how it can help), and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcrpt Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera. And today I am so excited to welcome an incredible guest to our podcast, Fred Heppner. He's with Arizona Transitions. And honestly, I feel like right now in today's world, dentists need more than ever guidance and direction of like, what do we do? How do I transition my practice? What am I looking at for retirement? Do I go the DSO route? Do I do the legacy practice route? I just feel like there's so much confusion. And so trying to cut through that noise,   Fred is incredible. We met him and I just said, you know what? He's incredible. And so he said for him, it's whether a person is buying a dental practice or putting a dental practice up for sale, Fred truly can help you successfully navigate through that transition. He deals with complete transitions of dental offices and also practices securing a partner or an associate, which that is such a hard thing. Like, how do we do this? There's a million ways to slice and dice that pie because he's worked with so many different aspects of the dental industry. His experience allows him   to ensure that all parties are satisfied with the transition. So I'm super jazzed. Fred, welcome to the show today. How are you?   Fred Heppner (01:02) I'm   doing great. Thank you, Kiera. I gotta meet this guy. Who is this guy, Fred?   Kiera Dent (01:06) Well,   here he is, if I'm not mistaken. But truly, I'm so honored to have you on the podcast. When our team met you, they were like, Kiera, he's got to get on the podcast. And so just truly excited because like I said, this is a zone that I get excited to geek out on because we deal with it in consulting all the time. Our clients are constantly asking us like, what should we do? They want to bring on partners, they want to bring on associates, they want a retention model. ⁓ They want to know like,   I feel like your dental practice can be your greatest asset or your greatest burden, depending upon how you set it up. And so really being able to just dive in with you. And like I said, I think there's so much noise right now. The dentists are like, it's almost like ostrich in the sand. Like, I just don't want to even think about it. I'm going to put my head in the sand. I'm not going to pay attention. But the reality is like, let's educate, let's learn. Let's bring experts in like yourself. So that way dentists can feel more confident making the decision. I don't think it has to be scary. I don't think it's be daunting. We just need to be educated and.   Fred Heppner (01:41) Yeah, I agree.   No.   Kiera Dent (02:05) and hear wisdom and then do what feels right. So Fred, that was my intro, but anything else you want to add of how you got here or, mean, I'm just excited to riff with you today.   Fred Heppner (02:14) I appreciate the opportunity and I can tell you even from what you just said back in, back in 1983, when I started in the business of dentistry, the interesting thing was I didn't hear very often, Hey, what's your transition plan? Because oftentimes dentists were really just going to build a practice and then that was going to be their retirement and they would sell their practice and retire. Financial planners were, were non-existent to a large degree. And it was early on that I heard somebody and it really resonated with me.   They asked a young dentist who had just taken ownership or started a practice, when are you going to hang up your hand piece? And the dentist kind of, I just got started. What do mean? When am going to hang it up? I got, you know, I got 20, 30 years here. No, no, no. The moment you take ownership of a business, you want to consider what your transition plan out would be early on so that it doesn't spring it on.   Kiera Dent (02:51) Mm-hmm.   Mm-hmm.   Fred Heppner (03:09) We may   talk here later on about, what happens if you're not there? What happens if there's an injury or disability or illness and you can't practice dentistry? Now what? And let's consider talking about that maybe later on. So early in the game, it's appropriate to have some kind of idea of some kind of transition plan. Transition plan doesn't mean I have to value my business. I have to procure a buyer act to make sure that financially qualified. I have to get a contract. I have to get a lease. That's not a transition plan. In simple, think.   Kiera Dent (03:21) Yeah.   Fred Heppner (03:38) The transition plan is what do you want to do when you sell your practice, when you move on from dentistry? And you know, as well as I do, you have clients who have been in dentistry and practice for 25, 30, 35, 40 years. And if they stopped doing something that they've been doing for three decades, what are they going to do with their time? And that's, that's really high on the scale of importance in a transition plan, because ultimately they're going to sit back and say,   Kiera Dent (03:53) Mm hmm. Yeah.   Fred Heppner (04:08) I don't know that I want to be home. I don't know that my spouse wants me to be home all day. And you have to think about these things. So it's much more than I have a practice to sell. I've got a purchase price. I have to figure out how I'm going to sell everything and my staff and my patients and so on. It's more than that. So I think in the initial phases of somebody considering what's my transition plan that can pull their head out of the sand and look at a spot and say, what do I really want to do if I   Kiera Dent (04:12) Totally.   Fred Heppner (04:37) If I don't do this, what will I do? And then feels a whole bunch of other questions into the play. Number one, how much am I going to make from selling my practice? What are the economic outcomes? How much in proceeds will I have after all the fees associated with selling the business and the taxes associated with paying for the proceeds? Now, what have I got left? What is that? What does that number look like? Well, I have no idea. Well, I need to find out. That's why I have a business.   Kiera Dent (05:05) Mm-hmm.   Gosh, Fred, I am so grateful you brought this up because honestly, feel like so I don't know my financial advisor teases me all the time. He's incredible. And he's like, Kiera, you are the person that has every exit strategy. You're like, all right, so what's going to happen if this happens or what happens? And I love to play this game with my husband. I'm like, okay, so if there was a fire in our house in this location, how are we going to get out? Or if we had this, because I feel like when you have almost that North star, especially in your life of   Okay, this is how much I want when I wanna retire. This is when I wanna retire. This is like you said, if I want to, what am I gonna do when this doesn't, like when I'm no longer doing dentistry? Because you're right, I actually, ⁓ working at Midwestern ⁓ University in Arizona, I know a lot of dental students and I know a lot of dentists now. And ⁓ I've been gone from Midwestern for about now, about nine years. And ⁓ in those nine years, which does not seem that long, it's not even been a decade, ⁓   Fred Heppner (05:50) Mm-hmm.   Kiera Dent (06:05) There have been students who have gotten a disability. There have been students who have gotten cancer and can no longer practice dentistry. There are students that have already sold to DSOs. And I'm like, their life looks so different. The student I'm thinking about who ended up getting pretty sick and had to leave, thank goodness he had his ⁓ insurance on him, his disability insurance. But like when I met him,   there was no way that we ever would have thought like four or five years into practice. I went and saw him in his practice and now like he's not doing dentistry anymore. And so I think Fred, it's one of those things where I help him pray every dentist who's listening gets to work until they're 80, 90, however long they want to go that they get to practice their craft. but I think what you're talking about of let's think of what would I do if I couldn't do this anymore, whether by choice or whether by life, ⁓ and then be able to make decisions because I feel like   When you stair step it back, you're able to actually navigate today way more confidently than if you don't have a plan. And I think that gives you more security than anything else. ⁓   Fred Heppner (07:08) Amen. And if your practice   is stable, strong, producing a good profit and you are able to not only retire debt, but start to put away for your own retirement, you are much more in a direction of control also. So retirement may not be a year or a number. It sometimes is an event because injury, disability, illness, sudden death have no discrimination. It can happen to anybody.   And if there isn't a plan in place for that, which I would recommend dentists look into, ⁓ if they don't have them in their community, forming private indemnity groups, disability coverage groups, where if a group of 16, 17 dentists that per oculi are in the same community and know each other and respect each other would agree that if anything were to happen, the group would get activated and it would cover the practice a day at a time on rotation for all the membership.   until the practitioner returns from the injury or disability or the practice is sold because the dentist is incapacitated and can't come back. As a side note, I want to mention to you that I do this for six different groups here in the Valley in Phoenix where I live. And there are anywhere from about 12 to 22 dentists in each of those groups.   So if you're listeners or if anybody in the A team wants to know more about forming groups, I'm happy to pay it forward, provide it for you. It's important. It's really something that dentists, we're invincible. Nothing's going to happen to us, especially when they're 30 years old and they just graduated from Midwestern and they bought their first practice and they're fired up. And it's like, they are looking at nothing other than growth, development, coaching. They're not even thinking if something were to happen to them. So.   Kiera Dent (08:38) Mm-hmm.   hope. Right?   Mm-hmm.   Fred Heppner (08:57) Just as an aside,   let's you and I make sure that we talk more. And for any dentists who want to develop those kinds of groups, it is invaluable. And there are tons of stories that I could impart to you and impart to anybody who's willing to listen about dentists that have a mishap. ⁓ Jim Jorgensen here in Phoenix ⁓ owns Squaw Peak Dental for years. He was in Vegas with his wife, Terry, midnight. They were up in the hotel room and he flatlined. He had a massive heart attack.   Kiera Dent (09:15) Mm-hmm. Yep. Mm-hmm.   Fred Heppner (09:28) She kept him going until the paramedics arrived. He survived. We activated the group. We covered his practice for three months. He came back, continued to practice. A year later, he sold it. So he couldn't have done that. He would have lost that asset and lost the value that that asset has on the open market if that group hadn't been in place. So.   Kiera Dent (09:39) incredible.   Thank   I will. love that. And thank you for sharing that. And that's something I didn't even know existed. And I, I don't, I'm just very pro. Like, I remember when I was filling out our trust and I had to write my will and I was not very old, still like in my thirties, it was really weird. And it made me feel icky. And when you said the phrase earlier of like death, disability, illness, that has no discrimination. It hit me in my core of you're right. Like we do feel like we're invincible, but the reality is those three are hanging   out at any moment and we have no idea when they're going to strike us or our family or someone that we know. As icky as that is. And so I feel like it's like, let's just get, let's get prepared. Like when I had to figure out what's going to happen to me, if I ever am incapacitated and I called my brother, who's my power of attorney. I said, okay, this is what I want. Are you willing to do it? But now I don't like if it happens great. Like he knows, I know there's a plan in place and as much as I would hate for it to happen, there is a plan that's like, and I feel   Gosh, maybe I'm just a selfish egotistical human over here. It does give me a lot of empowerment to know that I know if something were to happen to me, things are good. And I will also say my whole team hates it, but I have an entire death plan of if Kiera Dent dies, I haven't made it so sweet that they want to kill me off. So like, that's my, that's my caveat. Like, let's not make it that good. But there's an entire plan because I realized...   If I don't have this plan in place, if things aren't able to be transferred quickly to people that I trust and that people need to execute on, this company would die and we would not be able to serve all the people that we have. And so as, as weird and as eerie as it is, I feel like Fred, there's so much empowerment that can happen because it's no longer scary. Just like getting an operations manual, just like getting all your systems in your practice in case someone leaves. I feel like it's the same thing for your business in your life. So Fred, like that's a great tip. And I think people should reach out and definitely connect with you.   Fred Heppner (11:42) maybe   for another future podcast. Coming to an A-Team podcast near you,   Kiera Dent (11:44) Like,   I mean, hey, I'm here for it.   Fred Heppner (11:50) I don't know.   It's really important. People take it for granted. And it's interesting because the people that are in the groups that I have and sponsor just sitting back and say to themselves, why wouldn't anybody not be involved in this type of group? So good for future.   Kiera Dent (12:05) That's helpful. Okay. All right. And Fred, just like, mean,   we'll, share it at the end too, but if people are interested, how do they connect with you? We'll just put it in the middle too. So people have the info and then of course we're going to continue on.   Fred Heppner (12:16) ArizonaTransitions.com is my website. ArizonaTransitions@gmail.com is my email. Best way to reach you.   Kiera Dent (12:23) And I'm sure people are   questioning, you work only in Arizona or do you work outside of Arizona just to clear that up for our listeners? Okay.   Fred Heppner (12:29) Good. Time for a little backstory. So   back in 1983, when I started in dentistry, I was a, I was a business coach, similar to how you operate and develop business systems and coaching and training for dentists and their teams to grow and essentially develop profitable and enjoyable practices. I did that for about 20 years. And then about 22 years ago, I really saw a void in Phoenix where I live. moved here in 1995.   of the transition space. just didn't see dental practice transitions being done with integrity, in my opinion. They could have been, but I saw some of the aftermath because dentists would call me and say, hey, I just bought this practice. Can you help me? It's a mess. So I would go in and assist them. Well, slowly but surely, I saw an opportunity to be able to jump into the transitions realm. So I jumped deep into ⁓ classroom study and book work on how to do business evaluations correctly.   Kiera Dent (13:04) Mm-hmm.   Fred Heppner (13:26) the International Society of Business Analysts was my education forum. ⁓ Casey Conrad, who is brilliant, he taught me how to do business valuations correctly. And by the way, he writes the curriculum for the organizations that provide accreditation to people who want to be a business analyst. So I'm learning from the guy who teaches everybody. And then I started studying large contract negotiations.   Kiera Dent (13:45) Mm-hmm. Amazing.   Fred Heppner (13:52) As I developed that understanding and saw that there were things that I could contribute to, I jumped into that realm and became more of ⁓ a transition specialist here in the greater Phoenix area. Well, along the way, I came upon a group called American Dental Sales, which is a large cooperative of 40 dental practice transition specialists, 23 different companies. They cover all 50 states and they had a void in Arizona that they needed to fill. So they approached me and said, we'd like you to come on board.   ⁓ I then met a guy named Hi Smith, who really was one of the preeminent dental practice brokers in the country. ⁓ He was in Naples, Florida. He had a place in Oregon, so he kind of commuted periodically. But Hi was very, very well regarded and still is. He's retired now. Hi was the transition specialist for the Pride Institute, a very well regarded practice management company out of California. And for 35 years.   Kiera Dent (14:44) Mm-hmm.   Fred Heppner (14:50) They referred all the business nationwide to High to develop any kind of transition plan or valuation or partnership or associate ship or practice sale. Well, he was a member of ADS and he actually, I want to say he took me under his wing to some degree because we just became very good friends and he became a really significant mentor of mine.   I fell ill and said, I'm not gonna be able to do this any longer, so you're gonna take over my book of business. and by the way, you're also gonna start doing seminars for the Pride Institute. And I'm gonna introduce you to the people over there so that when they need help, like I've been giving them for the last 30 years, you'll take over. So as a result, we were doing seminars all around the country. So four to five times a year, we'd be in Denver, Boston, Seattle, Orlando, Dallas, Chicago, Philadelphia, you name it.   Kiera Dent (15:30) Mm-hmm.   Fred Heppner (15:43) So people that would come to those meetings were Pride disciples, clients, and they would ask me to help them with their transition. So that became more of a establishing services for dentists that are outside of Arizona, not necessarily creating a footprint in each of those territories. The Pride Institute was purchased by Spear Practice Solutions about 10 or 12 years ago.   Kiera Dent (16:08) Mm-hmm.   Fred Heppner (16:09) So I got dragged kicking and screaming over to Spear and developed a really good relationship with the track practice growth partners at Spear and also Amy Morgan, who was the CEO at Pride out still with Spear. So that's the backstory to tell you that I've done transitions in 26 different States. And it's very easy for me to help provide consultation and guidance for transitions really anywhere.   Kiera Dent (16:12) Thank   Mm-hmm. Mm-hmm.   Awesome.   Fred Heppner (16:39) Florida, as an example, Florida requires a person to be a commercial real estate broker to broker business assets. So I have colleagues in Florida that I refer to. And with my affiliation with ADS, I have boots on the ground in pretty much every territory that if I don't think I can provide value to the client, I simply connect it with the people in my group and everything gets worked right.   Kiera Dent (17:04) That's awesome.   That's amazing. And it's such a fun story.   mean, I think our our paths have crossed on probably several levels. One of my business coaches is former pride. And as soon as you said that, I was like, Oh, my gosh, I bet we both know Liz. I'm sure we and all the different pieces. But I love that because I figured Arizona transitions might some of the listeners might feel like you can't help them and assist them. So I really wanted to clear that up that it's all across the nation in different areas. So all right, Fred, let's dive into like walk us through I know you've got some   Fred Heppner (17:11) Yeah, chances are.   yeah, ⁓ yeah, absolutely.   Kiera Dent (17:36) points.   I know you've got some things of like, what is the transition plan? Like how do doctors get to that level? What do they need to do if they're transitioning? Now again, this doesn't mean you're selling. Right now, I think there's a lot of options to sell, but also like prepping in case life, one of those three mysterious, hopefully never coming to you, like orbs is how feel. I feel like they're like floating around and hopefully they never strike. But what do we do? What are kind of the steps? What are some of the things you have for that?   Fred Heppner (17:56) Yeah, yeah.   Well,   I think the first step in any kind of relationship that I build with a client, it would be a true consultation. And in that sense, it's tell me what your ideal retirement plan or transition plan would look like. You've worked your practice for a number of years. At some point in time, you're going to decide that you will retire from the practice of dentistry. What do you want to do? What does that look like?   What would you be involved with? I'll give you a quick example. Jerry Cox, who's a dentist in Old Scottsdale here in Phoenix, called me and said, I'd like you to help me sell my practice. And I said, I'd be honored, thank you. So I went and saw him and we put together the plan and I asked him the question, what do you want to do? What do you want to do after you retire from practice? says, well, I like to do sculpture. And I said, really, Fred?   Kiera Dent (18:56) you   Fred Heppner (18:57) What have you done? kind of work have you done? He says, well, let me show you. He showed me pictures of the statue of Heather Farr. Heather Farr was an amateur golfer 25, 30 years ago or so, who played at ASU, who was an enormous success, played on the LPGA tour, and ultimately ⁓ developed breast cancer and died. Heather's statue ⁓ was sitting at Karsten Golf Course down near ASU, which they've now plowed.   Kiera Dent (19:20) Wow.   Fred Heppner (19:27) and also at Greyhawk Golf Club. And Jerry sculpted that statue. And I got goosebumps right now. Anyway, so as an example, Jerry has a studio at his house. He said, as soon as I sell, I'm doing that. So the point is in the transition planning phase, know what you want to do. Know what you will occupy your time. If it's turn.   Kiera Dent (19:33) Wow. Yeah.   So Fred, I'm gonna just like ask questions right here because, and   I'm gonna talk for myself. So guys, like this is my own therapy session. So thank you for being a part and a fly on the wall. Like sometimes we don't know. ⁓ So like I feel I'm very much, I know I wanna retire. I know I want more free time, ⁓ but I literally sit here and this, it's like, know how you think about like how time truly never ends. And if you think about like too hard, it actually creeps you out. Like that's kinda how I feel about like retiring of like,   Well, I know I don't want to keep working this hard. Like I don't want to be putting in as many hours, but I still love the impact. I still love the legacy, but I don't quite know what that looks like. And I feel like a lot of times people in their thirties, in their twenties, in their forties, I think as you get later on in life, you probably have more of that clear picture. But what about for those that are very fresh, like that truly maybe some people do, maybe I'm, maybe I'm the only one on my own planet. I don't think I am, but like, what do you do if you don't know what you want to do?   Fred Heppner (20:46) You're not alone. So good. part of the time, what did Chelsea, what did Kelsey Grammer say? I'm listening. So the, the, the idea is that there are portions of people that don't know. There are some that are very clear on what they want to do and there's some that are kind of, well, I'm not sure. My, my recommendation would be, think about it. Then don't answer right now, but think about it because I want you to know what you will be doing when.   Kiera Dent (20:48) Thank you. Thanks for my therapy today, Fred. I appreciate it. Thank you.   Hahaha ⁓   Fred Heppner (21:16) you stop doing this and it may change over time. It may kind of morph into, my God, I didn't know that I really enjoyed painting. Okay. Then, then that's maybe what you might do because as you retire from the proceeds of your sale of your business, you'll, you'll build out a studio in your home or in the Casita or wherever it is. So it, it's okay that you may not know. It's okay that a person may not know what they want to do, but it's important to start thinking about it.   Kiera Dent (21:26) Mm-hmm.   Fred Heppner (21:47) And then we can kind of move into the rest of the, ⁓ the rest of the questions, which I would say, is it a year that you'd like to finish working? Some dentists may want to finish when they're 55. Some may want to work until they're 65. Some may want to finish working when they're 50 or it might be a number. My investment portfolio has to be at $10 million liquid, not including asset hard assets like home.   vacation home, cars, anything like that, boats, whatever, ⁓ but that the liquid assets have a certain number because then I know through my financial planner, because he did a wealth timeline, another side note, right, Kiera? ⁓ He said that if you keep doing what you're doing and you retire at this age and you pull in social security and you have this mandatory required distributions from your portfolio,   Kiera Dent (22:16) Mm-hmm.   Right? Exactly.   Fred Heppner (22:41) you'll be able to have this much money when you're 99. So, and that's just a mathematical spreadsheet that most good financial planners have. And I highly recommend it for anybody who's in business, who's developing a portfolio for retirement. So it may not be, I don't know yet. Okay, good. Well think about it and know that I may circle back during our relationship and ask you, have you given much thought? Do know what you're going to do?   Kiera Dent (22:45) Mm-hmm.   Fred Heppner (23:09) Early on, is it important? Not as much as when it's a three to five year window. When it's a three to five year window from retirement, then we want to talk more significantly about it. Because that will be a good...   Kiera Dent (23:23) got it because that's what I was curious I was like should people be talking   when they're in their 20s 30s or is it something we're like start to think about it I know Ryan and I from Dentist advisors we we talk shop about this quite often of like there I mean there are studies that show that when you retire you actually start to atrophy in life and ⁓ there isn't as much of a purpose and so we talk often of like how can we continue that   mental stamina, the things that are going to fulfill us, whether it's working or something else of philanthropy, like whatever is going to keep you going as a human, whether you're working in the chair or you're not, I think is important. So that's I was curious of like, really probably connecting with you three to five years before we think we might retire, but with the caveat of, hey, if something were to happen to me, what would kind of be my exit strategy? your like death list like I do, like if I die, this is what's going to happen. It's creepy, but it's awesome.   Fred Heppner (24:15) No, it's, it's creepy and it is awesome. And at the same time, it's a really good conversation to have because if we're three to five years out, then one of the first things to do is say, okay, so what's going to happen if you're not here? And that carries on to the discussion we had earlier.   Kiera Dent (24:28) Mm-hmm.   The Dental A Team (24:31) Awesome. Thank you. And thank you, Fred. Thank you, all of you. And for all of you listening, thanks for listening. And I'll catch you next time on the Dental A Team Podcast.  

The I Love CVille Show headlines: CVille Hiding Upzoning Rollout & Lawsuit Costs? Listen To Attorney Jerry Cox On City Hiding $$$ How Lewis Mountain Is Fighting $1M+ Brownstones Covenants May Kill Lewis Mountain Brownstones Lake Monticello HOA Replies To I Love CVille Show HOA President Statement On $646K PPP Loan AI & “Robot News” Launches In Charlottesville Ron Sanchez Earns Best Victory In UVA Tenure Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

The I Love CVille Show headlines: Jerry Cox, Managing Director, Forerunner Foundation How Will Upzoning Real Estate Impact CVille? Why Is CVille New Zoning Ordinance Radical? Why Is New Zoning Not Leading To Affordability? Is Charlottesville Government Ignoring State Laws? Will $646K PPP Loan Doom Lake Monticello HOA? What Insiders Are Saying About Rose's Closing Ralph Sampson's Take On Next BBall Coach Read Viewer & Listener Comments Live On-Air Jerry Cox, Managing Director of The Forerunner Foundation, joined Jerry Miller live on The I Love CVille Show! The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

After the military, Jerry Cox hit the road, becoming a truck driver. He spent decades on the road, logging millions of miles in the process, until he retired, or at least thought he was retiring. See, Jerry's career was interrupted with a stint in prison. Cox overcame that and went back to work, but that's also what keeps him working today on his nonprofit, JLC Second Chance Trucking. In part two, Jerry discusses how his life continued to take twists and turns and how he's trying to help other men chart their own path forward. 

Jerry Cox was not born with a silver spoon in his mouth. Instead, he faced tremendous challenges throughout his youth, starting with ones in his home. Nevertheless, he persevered and continued to move forward and build himself up. Now, he runs a nonprofit, JLC Second Chance Trucking, dedicated to lifting others. In part one, listen to Jerry discuss the trials he dealt with and how they helped lead him to success and his mission of helping people who faced similar hardships. 

On today's program, hosted by Jody Hice: Keith Self, U.S. Representative for the 3rd District of Texas, reflects on the third anniversary of the Abby Gate bombing in Afghanistan and comments on the latest in the conflict between Israel and

It's Wednesday, June 12th, A.D. 2024. This is The Worldview in 5 Minutes heard at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark 10 years since 13,000 Christian families fled Mosul, Iraq This month marks 10 years since the Islamic State seized control of the city of Mosul and the Nineveh Plains in northern Iraq. Over 13,000 Christian families fled the area. Iraqi forces finally liberated Mosul from ISIS in 2017. But the conflict left the city in ruins. Since then, about 9,000 families have returned. Archbishop Bashar Warda of Erbil told Christian Today, “Churches are being filled again. … All those sad and terrifying memories are still there, but at least [the Christian families] could start building and showing that the future is in [their] hands.”  Please pray for our brothers and sisters in Christ in Iraq, ranked 16th on the Open Doors' World Watch List of nations where it is most difficult to be a Christian.  Psalm 147:2-3 says, “The LORD builds up Jerusalem; He gathers together the outcasts of Israel. He heals the brokenhearted and binds up their wounds.” Right-wing parties picked up seats in European Union The European Union held elections over the last week for membership in the European Parliament. Centrist parties retained dominance in the parliament. However, right-wing parties picked up seats at the expense of left-wing parties. If the conservative parties united, they would form the second largest bloc in the parliament.  Nile Gardiner, a British conservative commentator, told Fox News the elections were “a massive rejection of open borders, mass migration, the far left, green agenda that is being pushed by many European governments. … This was one of the most significant electoral outcomes in recent European history.” Gardiner also said this. GARDINER: “In continental Europe, I think there are real sweeping ideological political changes that are taking place whereby European electorates have really had enough of ruling left wing elites that have been in power for such a long time. They want to see change. They want to see secure borders. They want to see an end to mass migration.” European Christians who take a stand for Biblical morality are despised Christians in the United Kingdom are facing marginalization for their beliefs. A report by Voice for Justice UK found those who oppose sexually perverted lifestyles are the most likely to face attack.  Fifty-six percent of the Christian respondents reported experiencing hostility for sharing their religious beliefs. That number rose to 61% for those under 35. The report noted, “Often respondents felt that discrimination against other religions was given attention; what was ignored was discrimination against the Christian faith.” In Matthew 10:32, Jesus said, “Whoever confesses Me before men, him I will also confess before My Father who is in Heaven.” U.S. doctors' group: Stop puberty blockers and surgeries for confused kids In the United States, the American College of Pediatricians issued the Doctors Protecting Children Declaration last Thursday.  The declaration calls on U.S. medical organizations to "follow the science and their European professional colleagues and immediately stop the promotion of social affirmation, puberty blockers, cross-sex hormones, and surgeries for children and adolescents who experience distress over their biological sex.”  Eighteen medical groups and nearly 100 healthcare professionals have signed the statement.  Nvidia worth $3 trillion American tech company Nvidia  surpassed $3 trillion in market capitalization last Wednesday. Nvidia produces most of the semiconductor chips used by Artificial Intelligence technology. The company's stock surged nearly 150% this year. It's now the second most valuable company in the world, outpacing Apple but still behind Microsoft.  Hunter Biden found guilty On Tuesday, a federal jury found Hunter Biden, the son of President Joe Biden, guilty of three felony charges. Prosecutors accused Hunter of lying about his drug use history in order to purchase a revolver in 2018. Dept. of Justice Special Counsel David Weiss  commented on Hunter Biden having been found guilty. WEISS: “Earlier today, Hunter Biden was convicted of two counts of lying on a form submitted to a federal firearms dealer about his addiction, or use of crack cocaine, and possessing a firearm while a user or addict. “There have been two overarching themes emphasized by the prosecution during trial: this defendants illegal choices and the rule of law. “First, while there has been much testimony about the defendant's abuse of drugs and alcohol, ultimately, this case was not just about addiction. This case was about the illegal choices defendant made while in the throes of addiction, his choice to lie on a government form when he bought a gun, and the choice to then possess that gun. It was these choices, and the combination of guns and drugs, that made his conduct dangerous. “Second, no one in this country is above the law. Everyone must be accountable for their actions, even this defendant.” Hunter Biden could face up to 25 years in prison. The incident predates Joe Biden's move to the White House. But CNN notes, “The conviction marks the first time a president's immediate family member has been found guilty of a crime during their father's term in office.”  America's political divide Pew Research released a new survey on Americans' views on cultural issues ahead of the 2024 presidential election.  Voters are deeply divided generally based on whether they support President Joe Biden or former President Donald Trump. Ninety percent of Trump supporters say gender is determined by sex at birth, while only 39% of Biden voters say the same. Eighty-eight percent of Biden voters support legalizing abortion in all or most cases. Only 38% of Trump voters agree. Trump supporters were also more likely than Biden voters to say the Bible should influence U.S. laws.  Arkansas' abortions dropped from 1,600 to 0 For the year 2023, Arkansas reported no abortions in the state. The state's abortion ban went into effect in June 2022, outlawing nearly all abortions. Arkansas reported over 3,000 abortions in 2021 and 1,600 abortions in 2022.  The Arkansas Family Council celebrated the news but also warned against a ballot initiative to make abortion a right in the state's constitution. The group's president, Jerry Cox, said the state's laws are “protecting women, and they are saving unborn children. That is something to celebrate.” What prompted homeschool mom of 8 to give $1,000 to The Worldview Last night, I called Meggan in Register, Georgia who recently donated $1,000 toward The Worldview's annual fundraiser. A homeschool mother of eight between the ages of 2 and 16, she told me what she likes about the newscast. MEGGAN: “It just helps us, as believers, to see modern day events from the Biblical perspective and not to get so anxious about the things that we see in the news, but to always be mindful that everything is in God's hands.” She especially liked our occasional inclusion of uplifting and positive stories. MEGGAN: “You don't always just have the doom and gloom. There's always something positive in there. Some child did some personal business that was super successful and the community supporting them. So, I love how it's not just negative news, but positive news.” I asked Meggan what prompted her to sacrificially give a $1,000 gift. MEGGAN: “My mother passed away last year and she left me an inheritance in an IRA. I like to give a tithe from there. And so, I like to support these different ministries that I've enjoyed the fruits of all of your labor, behind the scenes, to produce these things that I haven't been able to give near as much before that now, thanks to my mother, I'm able to, kind of, spread the wealth.” She challenged other Worldview listeners to make a donation no matter how small. MEGGAN: “Well, there's no time like the present to give because tomorrow is not promised. Oftentimes, it's very easy to procrastinate and let the day to day things bog us down, and we forget about things that we want to do sometimes. “Twenty-five dollars, $10, $5 are still very important contributions. A little bit can go a long way. I know that y'all are very good stewards financially. It is a very difficult economy. So, even the $5 or $10 or $25 can still be put to good use for the Kingdom.” 5 Worldview listeners gave $650 Toward our $57,100 mid-point goal this Friday, June 14th, five Worldview listeners made a donation yesterday online. Our thanks to Lisa in Grand Rapids, Michigan and Bonnie in Happy Valley, Oregon – both of whom gave $25. And we appreciate the generosity of Jessica in Manhattan, Illinois who gave $100, Donald in Spring Branch, Texas who gave $200, and Tonnie in Castle Rock, Colorado who pledged $25 per month for 12 months for a gift of $300. Those 5 donors gave $650.  Ready for our new grand total? Drum roll please. (sound effect of drum roll) $20,578 (audience cheering) We need to raise $36,522 in just three days to hit our mid-point goal by Friday, June 14th.  I wonder if you might choose to be one of 40 Worldview listeners to make a donation.  Whether it's $5, $50, $500, or $5,000, if this unique Christian newscast has blessed you, like it has Meggan, the homeschool mother of eight children in Register, Georgia, please prayerfully make a donation online today. Go to TheWorldview.com, click on “Give,” select the dollar amount you'd like to donate, and click on the recurring monthly tab if that's your wish. Become one of 40 listeners out of the thousands online and 125 radio stations to step up to the plate right now.  Help us shine the light of God's Truth in the world of news. Close And that's The Worldview on this Wednesday, June 12th, in the year of our Lord 2024. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Jerry Cox is a Washington-DC based lawyer and crisis communications advisor with 40 years of experience with airbags in automobiles. He played a substantial role in implementing the airbag requirement and has represented numerous auto industry organizations, including the used car dealers' association, auto auctions, Carfax and state motor vehicle administrators. Takata Corporation hired him in 2014 to help explain a problem the company was having with its airbags. They were blowing up in driver's faces, shooting shrapnel, killing and severely injuring people. Jerry wrote a book titled, Killer Airbags: The Deadly Secret Automakers Don't Want You to Know, how that turned into the biggest recall of any consumer product in history. Today he returns for some potentially life-saving updates on this airbag disaster.

Are you ready to unlock the secret to maximizing crop yields? You're in the right place! Today, we have the incredible opportunity to chat with Jerry Cox. With 25 NCGA yield contest wins he is known as an expert on foliar feeding. He provides invaluable tips for anyone keen on boosting their crop growth. If you have wondered about the nitty-gritty of foliar feeding, this episode is for you. If you're ready to learn from a true expert and take your foliar feeding game to new heights, don't miss this episode!

This week's bonus episode is very special because we have with us to share his practical tips NCGA's yield champion, Jerry Cox. Making changes for our farms may not come easy especially if we have grown with traditional beliefs but Jerry will help us understand that doing things correctly really pays off and that we do not need to waste any more time and money if we only follow the true 4Rs for our farms. Let's now go listen to what he has to share with us, Tune in NOW …

The Arkansas Family Council has officially jumped the shark! I can't believe Jerry Cox has sold out to the transgender movement! Details on today's episode of the Doc Washburn Show!

Jerry Cox joins us today behind the mic and blows us away. Jerry is a retired teacher and business owner who is leaving a legacy of relationships throughout his life. From painting houses with other teachers, family, and friends to walking with his students through desegregation, Jerry brings a life experience and wisdom to what it means to lead by serving others. If Jerry (Mr. Cox) has touched your life, or you know someone like this, shoot us an email here at Leading is Serving. We'd love to hear your story!Learn your Leadership Voice here: Take the 5 Voices Assessment for free and connect with Jason & Zack's coaching through exANIMO Solutions.Leading is Serving podcast is hosted by: Chris Wood (Stillwater Renovations) & Jason Kempf (exANIMO Solutions)If you have any questions, suggested topics, potential interviews, or just want to know more, shoot us an email at podcast@exanimo.solutions.Music is Disarray by Bobo Renthlei on Soundstripe

What we have today is a special episode where we get to hear insights from the 25-time yield champion and one of Missouri's top soybean crops grower, Jerry Cox. Here he gets to share the six things that he has learned from doing the yield contest. Jerry has this list and we are going to explore each of these lessons to see what we can readily apply in our farms to maximize our farm's profitability and yield potential. Let's go, tune in and listen!

A false accusation can ruin lives. In this episode, Krystal shares the story of how her partner, Jerry, lost his home, his livelihood, and his credibility in the community, all because of one woman's lies. Jerry has been able to legally fight the accusations and use evidence to clear his name, but he is still in a fight for the return of his home and property. You can find more information at the Justice for Jerry Cox page on Facebook: https://www.facebook.com/justice4jerrycox

Jerry Cox is a Washington-DC based lawyer and crisis communications advisor with 40 years of experience with airbags in automobiles. Jerry wrote a book titled, Killer Airbags: The Deadly Secret Automakers Don't Want You to Know, how that turned into the biggest recall of any consumer product in history. Today he returns for some potentially life-saving updates on the airbag disaster.

Greetings! It is yet another week of continuous productivity and new beginnings. The A Better Way to Farm team will never stop to provide you with tons of information and implementable strategies for growing your farm this season.   In this episode, Tyler meets Tyler, the grower who never lets limiting factors get in the way of a good harvest and greater yields. His quest led him to meet A Better Way to Farm and discover the Conklin strategies to learn better farming practices together with his father, uncle and cousin.   Be ready to listen and determine what's best for your farm! Let's take note of some practices which may apply to boost your farm's growth. Come on, tune in!

The Takata airbag recall continues to become more complex with more vehicles being investigated, including another 30 million units from as recent as the 2019 model year. To get a comprehensive update about what's happening, Jerry Cox, who is chairman and chief executive officer with Potomac Strategy Associates, returned for another episode of the Auto Remarketing Podcast. Cox also reiterated what it might take for the used-vehicle industry to put the Takata matter in the rearview mirror for good.

Today's show features: Hans von Spakovsky, Senior Legal Fellow for the Heritage Foundation, on how Georgia's new election law compares with election laws in other states, and on the hypocrisy of corporations pulling business out of Georgia; Jerry Cox, Founder and President of Family Council, on the Arkansas legislature overriding Governor Asa Hutchinson's veto of the Save Adolescents from Experimentation (SAFE) Act; Cathi Herrod, President of the Center for Arizona Policy, on the 11,505 petition signatures gathered for a referendum effort to repeal a Sexual Orientation and Gender Identity (SOGI) ordinance; Stephen R. Soukup, senior commentator, Vice President, and Publisher of The Political Forum, on his book, The Dictatorship of Woke Capital: How Political Correctness Captured Big Business. --- Support this podcast: https://anchor.fm/loving-liberty/support

Hans von Spakovsky, Senior Legal Fellow for the Heritage Foundation, on how Georgia’s new election law compares with election laws in other states, and on the hypocrisy of corporations pulling business out of Georgia. Jerry Cox, Founder and President of Family Council, on the Arkansas legislature overriding Governor Asa Hutchinson’s veto of the Save Adolescents from Experimentation (SAFE) Act. Cathi Herrod, President of the Center for Arizona Policy, on the 11,505 petition signatures gathered for a referendum effort to repeal a Sexual Orientation and Gender Identity (SOGI) ordinance. Stephen R. Soukup, senior commentator, Vice President, and Publisher of The Political Forum, on his book, The Dictatorship of Woke Capital: How Political Correctness Captured Big Business. --- Support this podcast: https://anchor.fm/loving-liberty/support

Today's show features: Hans von Spakovsky, Senior Legal Fellow for the Heritage Foundation, on how Georgia's new election law compares with election laws in other states, and on the hypocrisy of corporations pulling business out of Georgia; Jerry

An honor to be able to pick brains with the 25-time yield champion, Jerry Cox. We're primarily going to focus on corn and soybeans but the principles you're going to get may also work with the other crops we have. We are also talk in substance about foliar feeding and how to make it work in our farms. All these contributes in ways we can further increase farm yield and profitability which we aspire for our farms. Come and join us episode and know on better ways to run our farms!

In this episode, it is an honor to be able to pick brains with the 25-time yield champion, Jerry Cox. For today's discussion, we are primarily going to focus on corn and soybeans but the principles you're going to get may also work with the other crops we have. We are also going to talk in substance about foliar feeding and how to make it work in our farms. All these contributes in a chunk of ways we can further increase farm yield and profitability which we all aspire for our farms, so come and join us in this telling episode and be in the know on better ways to run our farms!     Episode 39 Highlights  ✨   00:40 Rod introduces our 25-time yield champion, Jerry Cox!

Today, we are going to hear about the vitality of continued training in agriculture especially in growing our farms. From agronomy to soil tests, to better agricultural products, let us dig deeper into its applications down the road with Tyler. Come on, join us in this episode and be informed on better ways to run our farms!     Episode 37 Highlights  ✨   00:35 Tyler gives a brief background on his journey in the beginning onto the world of agriculture..   02:35 His previous take on fertilizers and chemicals

Ralph welcomes Jerry Cox, author of “Killer Air Bags: The Deadly Secret Automakers Don’t Want You to Know,” his insider account of how the Takata company made airbags that were essentially equipped with pipe bombs of ammonium nitrate. And the former executive director of Greenpeace, Peter Bahouth, comes on to rail against that noisy, polluting scourge of the suburbs: the leaf blower. Plus, Ralph answers your questions.

Jerry Cox, who is chairman and chief executive officer with Potomac Strategy Associates, returned for another appearance on the Auto Remarketing Podcast to discuss one of the most complicated — and potentially deadly — challenges currently facing the industry. Cox shared how more automakers, including General Motors and Volvo, are being caught in the maelstrom created by defective Takata airbags. But Cox also described how auctions and dealers could be the key for the entire industry solving the problem and mitigating risk.

In this episode, Gregg speaks with Jerry Cox, a 95-year-old entrepreneur who has lived at least three careers over his lifetime. From serving in world war II, to attending MIT, and then moving into the medical device industry, the digital networking industry, and now the cybersecurity industry, Jerry has taken the world by storm. Of course Gregg and Jerry explore his ‘top three’ from Hallowell Davis, who changed the world for kids that were born deaf, to Wesley Clark, who invented the personal computer, to Bill Danforth who reshaped Washington University and become a national research juggernaut. Jerry also speaks about some of the companies he's been starting during the Twilight of his career, which are reshaping industry after industry. And you have to hear what he has to say about how you can have breakthrough moments. All this and more! About Jerry Cox Jerry Cox is the Founder and President of Q-Net Security, a Quantum networking hardware-based cybersecurity company. He is also the founder and former chair of Washington University’s computer science department. Prior to founding Q-Net, Jerry worked on various startups including venture backed Growth Networks which was sold to Cisco. Jerry lives in St. Louis and has a PHD in Electrical Engineering from MIT. Show Highlights Segment 1: Overview & Introductions 2:05      Learning from Elders 3:03      Lessons of living through turmoil: sticking to your principles 6:46      Introducing Jerry Cox 7:36      Don’t be afraid of adventure 9:23      Pushing through personal tragedy 10:55   Involvement in WW2 15:59   Moving to the CID (Central Institute of the Deaf) Segment 2: The Top Three 15:59   Jerry’s ‘Top Three’ starts with Hallowell Davis 19:43   Working with the Navy in Guantanamo Bay 23:36   Learning how to measure hearing in infants 28:34   Work Hard, Be Kind: Jerry’s License Plate 30:52   Jerry Continues his ‘Top Three’ with Wesley Clark 32:31   Getting the LINC to come to St. Louis 36:29   Wes Clark: the man that made the computer personal 39:01   Working with Mike Phelps to help create the PET scan 42:31   Jerry wraps up his ‘Top Three” with Bill Danforth 44:14   Cheerleading: A look into Bill’s leadership style 45:56   Retiring from Washington University Segment 3: Life after Academia 50:28   Starting Growth Networks 52:55   After Growth Networks: learning from failures 56:47   Hard-sec and trends in the cybersecurity space 1:00:20: Standing for what you think is the right decision Section 4: Wrapping Up 1:03:13: Parting lesson: Work Hard, Be Kind 1:06:42: Stay in touch with Jerry at jcox@blendics.com Additional Information Contact: Jerry’s LinkedIn QNETS Website Contact Gregg Garrett: Gregg’s LinkedIn Gregg’s Twitter Gregg’s Bio Contact CGS Advisors: Website LinkedIn Twitter

Learn More About Your Ballot Here: Arkansas Issue 3:Voting YES means that you are in favor of the extra requirements for a citizen initiated ballot measure: signatures from more counties, earlier deadline to collect signatures, and a deadline to pursue legal action.A NO vote means that you are NOT in favor of these extra requirements.David McAvoy is the chair of Protect AR Voices, a committee opposed to Issue 3.Jerry Cox is the executive Director of Family Council. Dig a little deeper in Arkansas Issue 3 on Ballotpedia.Kelly Krout is running for the Arkansas State House in District 90. You can find her on Instagram, Facebook, and of course TikTok, if you haven't already.Down Ballot is hosted, produced, scored, and edited by Matthew Moore. Additional music by RAC courtesy of Splice.

Jerry Cox is a Washington-DC based lawyer and crisis communications advisor with 40 years of experience with airbags in automobiles. Takata airbags were blowing up in driver’s faces, shooting shrapnel, killing and severely injuring people. Jerry explains in his new book, Killer Airbags: The Deadly Secret Automakers Don’t Want You to Know, how that turned into the biggest recall of any consumer product in history.

Jerry Cox on Transgenders in sports: 12/10/19, Hr. 2 by Conduit Media

Jerry Cox, who is chairman and chief executive officer with Potomac Strategy Associates, shared insights that could help auctions and dealerships who might be handling vehicles still impacted by the massive Takata airbag recall and what federal regulators could be doing next in connection with this matter.

Interview with President of the Family Council Jerry Cox: 11/12/19, Hr. 2 by Conduit Media

Interview with Jerry Cox and Larry Walker: 10/9/19, Hr. 2 by Conduit Media

Fort Zumwalt School District is a trauma-informed school district. In this episode of FORTiTUDE, Dr. Jerry Cox, a consulting psychologist with FZSD for 27 years, and Dr. Dede McCullough, Executive Director for Behavioral Support Services, explan how this initiative came to be, and how the district meets the needs of students and staff through this process. Creating trauma-informed schools helps our staff and our community understand the prevalance of trauma in our children, the impact that it has on the development of the brain and on a child’s availability to learn. “It’s best practices,” Dr. Cox says. “It’s what we do to help all kids learn better, and all teachers teach better and all parents to feel more connected to the school community.”

Interview with Family Council President Jerry Cox: 9/10/19, Hr. 2 by Conduit Media

Interview with Jerry Cox of the Family Council: 8/9/19, Hr. 2 by Conduit Media

This Saturday morning, Glenn van Zutphen and Neil Humphrey discuss accents in Singapore with Jerry Cox and Ciarán Mullally. 

Paul talks with Jerry Cox on the death of Former State Sen. Linda Collins: 6/12/19, Hr. 2 by Conduit Media

Theo Delaney is joined by Jerry Cox, Tom Grimshaw, and David Hepworth. Starting with a little look back on the West Ham game, we continue through to PSV and Man City and talk about all things currently Spurs! Check out David’s book Nothing is Real: The Beatles Were Underrated Here: amazon.co.uk/Nothing-Real-Underrated-Sweeping-Statements/dp/1787630072 The Spurs Show is backed for the season by Ladbrokes. Check out the latest offers and odds at bet.spursshow.net Terry Dyson will be joining us for the Spurs Show Live on October 30th, on November 27th we welcome David Howells and of course our annual Xmas Party with Chris Waddle at Dingwalls in Dec 3rd! Grab your £10 Season Tickets at: season.spursshow.net Or if you only want to join our annual Christmas party on December 3rd with Chris Waddle you can get tickets here: live.spursshow.net spursshow.net @spursshow Support us at season.spursshow.net Produced by Paul Myers and Mike Leigh Engineered by Leon Gorman A Playback Media Production playbackmedia.co.uk Copyright 2018 Playback Media Ltd - playbackmedia.co.uk/copyright

Theo Delaney is joined by Jerry Cox, Tom Grimshaw, and David Hepworth. Starting with a little look back on the West Ham game, we continue through to PSV and Man City and talk about all things currently Spurs! Check out David's book Nothing is Real: The Beatles Were Underrated Here: https://www.amazon.co.uk/Nothing-Real-Underrated-Sweeping-Statements/dp/1787630072 The Spurs Show is backed for the season by Ladbrokes. Check out the latest offers and odds at bet.spursshow.net Terry Dyson will be joining us for the Spurs Show Live on October 30th  grab tickets at: season.spursshow.net  And our annual Christmas party on December 3rd with Chris Waddle! Tickets here: live.spursshow.net  spursshow.net @spursshow Support us at season.spursshow.net Produced by Paul Myers and Mike Leigh Engineered by Leon Gorman A Playback Media Production playbackmedia.co.uk Copyright 2018 Playback Media Ltd - playbackmedia.co.uk/copyright Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices