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This episode was triggered and is a response to a Canadian physician who, on a podcast, discussed the difference between RRSP and IPP (Individual Pension Plan) and, in doing so, delivered numerous false information. When I listened to the episode, I quickly realized many so called financial "gurus" are providing the same misunderstanding of what IPP are and are not. I am taking this opportunity to discuss with a real pension lawyer what is real and what is false about IPPs. I hope that real information permutes the airwaves, and not myths or misinformation. To leave me with comments or feedback, please email me at hmfhd2020@gmail.com.
A ÁGUIA ESTÁ NO AR para o seu episódio de número 21!Neste episódio, apresentamos as nossas projeções finais posição por posição para o elenco de 53 jogadores do Philadelphia Eagles na temporada. Passamos por todas as disputas mais quentes do training camp e projetamos a estratégia de Howie Roseman para as movimentações decisivas antes do prazo final de cortes da NFL.Destaques do episódio:A Disputa de QB2: Por que Tanner McKee assumiu a frente contra Andy Dalton e como a gestão do contrato e possíveis trocas impactam o grupo.Profundidade das Trincheiras: A ascensão de Markel Bell e Willie Lampkin na linha ofensiva, a explosão de Ty Robinson e o dilema do projeto Uar Bernard na linha defensiva.Guerra de Vagas em WR, EDGE e LB: A dinâmica entre Hollywood Brown e Elijah Moore, a afirmação surpreendente de Joshua Weru vindo do IPP e o setor de linebackers mais talentoso da era recente.Estratégias do Waivers & Practice Squad: As manobras táticas com o long snapper Rocco Underwood e a gestão de calouros para evitar o risco de perder talentos para outras equipes.
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A podcast about a podcast about one of the strangest sports scandals of the modern era. Brian Beckner welcomes back Reality Steve and Jason Stewart for a special Baller Lifestyle Podcast crossover dedicated to the ESPN 30 for 30 podcast The Betrayal of Shohei Ohtani. The guys go deep on the unbelievable story of Ippéi Mizuhara, Shohei Ohtani's former interpreter and trusted intermediary, who was ultimately accused of stealing approximately $17 million from Ohtani while accumulating enormous gambling debts. The central question: Did Shohei Ohtani really know nothing about it? Coming into the podcast, the guys had very different theories. Reality Steve was torn between the possibility that Mizuhara initially told the truth and the possibility that Ohtani genuinely had no idea what was happening. Jason Stewart entered firmly in the conspiracy/fall-guy camp. Brian was somewhere in between. After listening to the full story, however, the evidence presented in the 30 for 30 dramatically changed the conversation. The guys examine the three major possibilities surrounding the scandal: Ohtani was secretly involved in the gambling. Mizuhara gambled, lost millions, and Ohtani knowingly bailed him out. Mizuhara was secretly stealing from Ohtani, while Ohtani had absolutely no idea. The discussion dives into the evidence supporting the third scenario — including the enormous volume of communications investigators reviewed without finding evidence of gambling conversations between Ohtani and Mizuhara. But the guys aren't willing to completely let Ohtani off the hook. How can one of the richest and most famous athletes on Earth fail to notice $17 million disappearing from his own bank account? The answer may have more to do with Ohtani's unusual lifestyle, his dependence on other people, his limited English-language communication, and his extraordinary level of wealth than most people realize. The guys also explore Mizuhara's increasingly bizarre behavior, including his deception about his background, his relationship with Ohtani, his interactions with bookmaker Mathew Boyer, the enormous volume of bets placed, and the shocking story involving Ohtani's money and dental work. They also question why Boyer received a dramatically shorter sentence than Mizuhara and discuss how federal cooperation agreements can change the outcome of criminal cases. And then there's the biggest "what if?" of all: What happens if the federal government never catches Boyer? Would Mizuhara still be stealing from Ohtani today? The episode also explores one of the most revealing details from the documentary: Ohtani's description of Mizuhara not necessarily as a best friend, but as a business partner. That distinction changes the entire way the relationship can be viewed. Approximate Timestamps Note: The uploaded source is a transcript rather than an audio file, so these are suggested editorial timestamps based on the sequence and relative length of the discussion. 00:00 — Welcome to the Special Bonus Episode Brian introduces the special Baller Lifestyle Podcast episode. Reality Steve joins the show. Jason Stewart returns as the "Stu Gatz's favorite producer." Why this episode is different from the normal Baller Lifestyle format. 03:00 — The First-Ever Baller Lifestyle / Reality Steve Crossover Reality Steve explains why he wanted the episode on his own feed. The guys joke about doing a "podcast about a podcast." Why the Shohei Ohtani story was perfect for a baseball-focused crossover. 06:00 — What Did Everyone Believe Before Listening? Brian's initial impression of Ippéi Mizuhara. Reality Steve's three possible theories. Was Ohtani gambling? Did Ohtani knowingly pay Mizuhara's gambling debts? Or was Mizuhara secretly stealing from him? 10:00 — The $17 Million Question How does someone steal approximately $17 million from one of the world's richest athletes? Why Ohtani may genuinely not have noticed. Ohtani's extraordinary wealth and unusual lifestyle. The idea that he may have essentially never needed to monitor his own bank accounts. 14:00 — Jason Stewart's Fall-Guy Theory Why Jason initially believed Mizuhara was taking the fall. Why the conspiracy theory was more entertaining than the actual explanation. Comparisons to other famous sports scandals. Why the evidence eventually changed Jason's mind. 18:00 — 19,000 Bets and $325 Million in Action The staggering volume of Mizuhara's gambling. More than $300 million in total bets. Approximately $142 million in winning bets. Approximately $182.9 million in losing bets. The resulting roughly $41 million net gambling loss. How someone could gamble at that scale and continue getting credit. 23:00 — The Bookmaker Mathew Boyer Reality Steve explains the betting numbers. Why Boyer kept increasing Mizuhara's credit. The importance of Mizuhara's connection to Ohtani. How much did Boyer actually know about his client's finances? The enormous amount of money moving through the operation. 27:00 — The $500-a-Week Problem Mizuhara's claims about how much Ohtani paid him. Why the guys immediately questioned the number. What Mizuhara actually did for Ohtani on a daily basis. Driver, personal assistant, translator, errands and more. Why the story didn't seem to add up. 31:00 — The FBI Investigation What federal investigators actually examined. Thousands of pages of communications. The surprising absence of gambling conversations between Ohtani and Mizuhara. Why that evidence dramatically changed the guys' opinions. 35:00 — Was Shohei Really Completely Clueless? Jason explains why he still had doubts. Why the absence of gambling conversations initially seemed suspicious. Could Ohtani have used Mizuhara as a buffer? Why the guys ultimately lean toward Ohtani being unaware. 39:00 — Ohtani's Extraordinary Dependence on Other People Ohtani's limited English. His dependence on agents, bankers, interpreters and other representatives. Why the guys think Ohtani may have been unusually insulated from everyday life. The theory that Ohtani has simply never had to handle normal financial responsibilities. 43:00 — The Dental Work Scam The shocking $60,000 dental story. Mizuhara receives money for dental treatment. What allegedly happened to the money. How the guys view this as another example of Mizuhara's willingness to exploit Ohtani. 47:00 — What If the FBI Never Caught Boyer? How the entire scandal came to light. The federal investigation was focused on Boyer. What could have happened if investigators never uncovered the connection to Ohtani? Would Mizuhara still be stealing from Ohtani? Reality Steve's theory that Ohtani might eventually have discovered everything privately. 51:00 — The Original Story Mizuhara Told ESPN Mizuhara initially claimed Ohtani knew about his gambling. The original explanation for the money transfers. Why Mizuhara's story completely changed. How Ohtani reportedly learned about the allegations. 55:00 — The South Korea Team Meeting Ohtani's shocking position as the last person to understand what was happening. Mizuhara's explanation of what he had told the team. Ohtani asking what had been said. The surreal nature of the situation. 59:00 — Could Ohtani Have Been Suspended? Reality Steve poses the hypothetical: What if the original story had been true? What if Ohtani knowingly paid off Mizuhara's illegal gambling debt? What would Major League Baseball have done? The difference between gambling himself and helping a friend pay a debt. Pete Rose and the Astros enter the discussion. 1:05:00 — MLB, Gambling & the Changing Sports Landscape How professional sports' relationship with gambling has changed. Pete Rose's precedent. The Astros' cheating scandal. Modern sports betting controversies. Why punishment for gambling-related behavior has become increasingly complicated. 1:10:00 — Was Mizuhara Really Ohtani's Best Friend? The guys challenge the public perception of their relationship. Ohtani reportedly referring to Mizuhara more as a business partner than a close friend. How Mizuhara may have cultivated the image that they were essentially brothers. Ohtani's language barrier and how it affected that perception. 1:15:00 — Mizuhara's Sentencing vs. Boyer's Mizuhara receives 57 months. Boyer receives only five months. Why the sentencing disparity surprises the guys. Federal cooperation agreements. The guys compare Boyer's situation to other famous criminal cases. 1:20:00 — What Does Boyer Know? Boyer's claims about his gambling operation. His alleged connections to major sports figures. Why the guys wonder who else might have been betting with him. The unanswered question of how much information Boyer actually possesses. 1:24:00 — Mizuhara's Future in Japan Mizuhara's Japanese citizenship. Why he may ultimately be deported. The implications of returning to Japan after stealing from Ohtani. The guys speculate about what his life could look like after prison. 1:28:00 — Ohtani's Incredible Ability to Compartmentalize The scandal breaking right around Opening Day. Ohtani's ability to perform despite the controversy. His historic 2024 season. Winning the World Series while the scandal surrounded him. How remarkable his focus was. 1:33:00 — Brian's Ohtani Hot Take The guys discuss Ohtani's current performance. Brian insists on consistency. The conversation turns to international baseball and MLB's overseas strategy. 1:37:00 — Should MLB Start the Season Overseas? The guys revisit MLB's decision to open the season in Korea. Why Brian thinks regular-season games should begin in the United States. Growing baseball internationally versus inconveniencing American viewers. Why exhibition games might accomplish the same goal. 1:42:00 — NFL Games Overseas The NFL's increasingly aggressive international strategy. Games in Australia and other international locations. The guys joke about how far the NFL will go to test the limits of its audience. Streaming and unusual kickoff times. 1:46:00 — Reality Steve's NFL Survivor Pool Reality Steve discusses his 2026 NFL Survivor Pool. Entry fee and contest structure. The Reality Steve Survivor Contest on Splash Sports. Why Survivor pools can be so much fun — and so frustrating. The guys discuss huge survivor pools and the problem of people entering hundreds of times. 1:51:00 — The Diamond Bar Connection Brian reveals his personal connection to the Ippéi Mizuhara story. Diamond Bar High School. The legendary basketball game against Los Alamitos. Brian's 24-point performance and six three-pointers. A young Keith Van Horn on the opposing team. The guys connect the story to the six degrees of separation from Shohei Ohtani. 1:57:00 — Keith Van Horn, Rick Majerus & Krispy Kreme Keith Van Horn's college career. Rick Majerus and the Utah Utes. Jason's memories of Majerus. The legendary Krispy Kreme story. A brief detour into Majerus lore. 2:01:00 — Final Thoughts on The Betrayal of Shohei Ohtani The guys recap what they learned. Why the 30 for 30 podcast changed their opinions. Why Mizuhara increasingly appears to have acted alone. Why Ohtani's financial naivete remains the most unbelievable part of the story. The unanswered questions that remain. 2:04:00 — Wrap-Up Brian thanks Reality Steve and Jason Stewart. Discussion of doing another crossover episode. Final plugs and sign-off. TBLS. Key Takeaways The Three Theories The episode revolves around three possible explanations for the scandal: Ohtani was secretly gambling himself. Ohtani knew Mizuhara was gambling and knowingly paid his debts. Mizuhara secretly stole from Ohtani without his knowledge. After reviewing the evidence presented in the ESPN podcast, the panel largely moves toward the third explanation. The Scale of the Gambling Mizuhara's gambling activity was enormous: Roughly 19,000 bets Approximately $325 million in total wagers About $142 million in winning bets About $182.9 million in losing bets Roughly $41 million net losses The scale of the operation becomes one of the most astonishing aspects of the entire story. ️ The Communication Evidence One of the most important points discussed is the federal investigation's review of thousands of pages of communications between Ohtani and Mizuhara. The guys focus heavily on the fact that the investigation reportedly did not uncover conversations between the two directly discussing gambling. For Jason in particular, this becomes a major reason to reconsider the original fall-guy theory. How Could Ohtani Not Know? The panel's explanation is that Ohtani's extraordinary wealth and insulated lifestyle may have made it possible for him to remain completely unaware of the missing money. The guys discuss how Ohtani delegated virtually every aspect of his day-to-day life to other people — making Mizuhara's position of trust extraordinarily powerful. Mizuhara's Deception The episode portrays Mizuhara as someone who repeatedly manipulated people around him, fabricated elements of his background and cultivated a much closer public relationship with Ohtani than Ohtani himself may have considered accurate. The guys particularly focus on the contrast between the public perception of them as best friends and Ohtani's description of Mizuhara as more of a business partner. ️ The Sentencing Question Another major unanswered question is why Mizuhara received a dramatically longer sentence than bookmaker Mathew Boyer. The guys discuss how cooperation with federal investigators can produce dramatically different sentencing outcomes — and speculate about what information Boyer may have provided. The Biggest "What If?" The biggest hypothetical of the episode: What if the federal government never investigated Boyer? The guys debate whether Mizuhara would have continued stealing from Ohtani until he eventually ran out of money, got caught by Ohtani himself, or somehow managed to keep the scheme going. Most Shocking Moments Approximately $17 million allegedly stolen from Shohei Ohtani. Nearly 19,000 gambling bets. Approximately $325 million wagered. Mizuhara's reported losses exceeding $40 million. The absence of gambling discussions in thousands of pages of communications between Ohtani and Mizuhara. Ohtani allegedly being the last person to learn what Mizuhara had told the Dodgers. The bizarre $60,000 dental-work story. Mizuhara's original claim that Ohtani knowingly paid his gambling debts. The dramatic reversal of that story. Mizuhara receiving 57 months compared with Boyer's five months. The possibility that Ohtani genuinely never noticed millions disappearing from his accounts. Ohtani's ability to produce an historic season while the scandal exploded around him. Featured Topics Shohei Ohtani Ippéi Mizuhara The Betrayal of Shohei Ohtani ESPN 30 for 30 Los Angeles Dodgers MLB gambling Sports betting Mathew Boyer Baseball scandals Federal investigation Ohtani interpreter scandal Reality Steve Jason Stewart The Baller Lifestyle Podcast NFL Survivor Pools International sports About the Episode Brian Beckner hosts this special edition of The Baller Lifestyle Podcast with Reality Steve and Jason Stewart. Rather than simply recap the ESPN documentary, the guys debate the evidence, challenge each other's theories and ask the questions they felt the original podcast left unanswered. It's part sports documentary breakdown, part true-crime discussion, part gambling conversation and part completely unhinged Baller Lifestyle detour. And yes, Brian also finds a way to connect the entire story back to Diamond Bar basketball and Keith Van Horn. Follow / Subscribe If you enjoy sports, comedy, gambling stories, baseball, controversial sports scandals and completely unnecessary tangents, subscribe to The Baller Lifestyle Podcast and leave a review on Apple Podcasts. Keywords Shohei Ohtani, Shohei Ohtani scandal, Ippéi Mizuhara, Ippei Mizuhara, The Betrayal of Shohei Ohtani, 30 for 30, ESPN 30 for 30, Los Angeles Dodgers, MLB, baseball gambling, sports betting, Mathew Boyer, Ohtani interpreter, Ohtani gambling scandal, Ohtani $17 million, Reality Steve, Jason Stewart, Brian Beckner, Baller Lifestyle Podcast, Dodgers podcast, baseball podcast, sports comedy podcast, MLB scandal, sports documentary, gambling scandal, federal investigation, Shohei Ohtani documentary Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
A więcej materiałów na kanale YouTube #IPPTV! #hejter #apel #przesłanie #idzpodprad #IPP #apostołPaweł #szansa #pastorPawełChojecki Zacznij wspierać ten kanał, a dostaniesz te bonusy: https://www.youtube.com/channel/UCUZ9x49ZuhZt1QVJafMy5rA/join
Get your FREE MyDriveTime trial hereDiscover more about the IPP Summit here. Weekly tips for driving instructors.Whether you are a seasoned ADI, or just starting out as a PDI, this show will offer you valuable insight to help you pass your Standards Check or Part 3, improve as a driving instructor, and run a better driving school.All with tips in under two minutes!One Minute Driving Instructor Tips is part of The Instructor Podcast network - find out more here: The Instructor Podcast.Sign up to The Instructor Podcast Premium for instant access to hours of exclusive training around the Standards Check, Coaching, Mindfulness, and more - Join here. Takeaways:In the realm of driver instruction, reliance solely on tips and tricks can be misleading.The most effective instructors possess a profound understanding of learning and human behaviour.It is imperative to analyze the circumstances under which various teaching strategies succeed or fail.Real professional development stems from engaging with the underlying principles of effective teaching.Collecting teaching ideas is valuable, yet it is essential to delve deeper into their theoretical foundations.Participation in events such as the IPP summit can enhance one's teaching philosophy beyond mere tactics.
Send us your feedback In this episode, privacy law specialists Richard Wells and Suzy McMillan discuss practical steps organisations can take to ensure their privacy policies remain fit for purpose in the face of growing AI use.[01:21] Richard asks how the Privacy Act 2020 framework, and in particular Information Privacy Principle (IPP) 3, applies when organisations use AI. Suzy explains that the key starting point is determining whether AI is actually being used to process personal information, as this will trigger privacy obligations pursuant to the Act.[03:06] Richard and Suzy discuss whether different types of AI require different levels of disclosure, noting that low-risk productivity tools generally impose a lesser disclosure burden than AI used for decision-making, eligibility assessments, or credit scoring purposes.[04:42] Suzy and Richard talk through the practical information organisations should include in their privacy policies, including acknowledging the use of AI and explaining its purpose in plain language, clarifying who processes the personal data, and being transparent about whether data may be used to train or improve AI models.[06:37] They then consider the AI guidance from the Office of the Privacy Commissioner (OPC) and the important role Privacy Impact Assessments (PIAs) play in ensuring privacy policies accurately reflect how AI tools process personal information.[08:49] Suzy talks through the privacy implications of AI model training and secondary use of personal information, highlighting the importance of reviewing vendor contracts to ensure any AI providers' data practices align with an organisations privacy policy.[11:42] Richard and Suzy close out the episode by considering what good AI disclosure should look like in practice and the key steps organisations should undertake to bring their privacy policy up to standard, including conducting thorough PIAs, reviewing vendor terms, ensuring compliance against IPP 3, and training staff on the appropriate use of AI tools.Information in this episode is accurate as at the date of recording, 3 July 2026.Please contact Richard Wells, Suzy McMillan or our Technology team if you need legal advice and guidance on any of the topics discussed in the episode.And don't forget to rate, review or follow MinterEllisonRuddWatts wherever you get your podcasts. You can also email us directly at techsuite@minterellison.co.nz and sign up to receive technology updates via your inbox here.Additional resources Privacy Act 2020Biometrics Processing Privacy Code 2025Tech Suite | How to comply with IPP12: Cross border disclosures of personal informationAI-and-the-Information-Privacy-Principles (September 2023) | Office of the Privacy Commissioner.pdfDoes the Office of the Privacy Commissioner approve or endorse Artificial Intelligence providers? (November 2025) | Office of the Privacy CommissionerFor show notes and additional resources visit minterellison.co.nz/podcasts
EBD 2026 Aula 13 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
Convidado Justin Schell - Director of Younger Leaders Generation (Lausanne) by IPP
EBD 2026 Aula 14 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 12 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 11 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 10 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
Trump ingeruje w czerwoną kartkę! Gdzie koniec tego szaleństwa? | IPP ⛵️
[31:52] What happens after the gavel changes hands? In this episode Greg Gazin speaks with Distinguished Toastmaster António Mendes about one of Toastmasters' most overlooked leadership roles: the Immediate Past President (IPP). Drawing on his experience serving as club president and Immediate Past President four times, António shares why this role may continue to influence a club long after a leadership transition.António shares how what began as a search for stronger business pitches eventually became a 12-year Toastmasters journey that continues today.You'll also hear how encouraging newer Toastmaster Ana Natário to step into leadership helped shape António's thinking about the IPP role. Watching her grow as club president and later continue supporting the club as Immediate Past President showed him how leadership continuity, encouragement, and a strong club culture can create lasting impact long after a term ends. That experience became one of the strongest examples behind his belief in the value of an engaged IPP.Listeners will also hear:• Why António believes leadership does not end when a presidency ends• Why he compares the IPP to an airbag• What it means to be a bridge between past and future leadership• How supporting newer Toastmaster Ana Natário helped reinforce his view of the role• Why a formal handover meeting can help set new officers up for success• How clubs can preserve traditions while remaining open to changeYou can read António's article, The Unsung Hero of Toastmasters: Discover the Value the Immediate Past President Can Provide a Club in the July 2026 issue of Toastmaster magazine.About António MendesAntónio Mendes, DTM, has been a Toastmaster for 12 years and currently serves as Immediate Past President of Setúbal Toastmasters Club in Portugal. Over a 46-year career in technology, he worked as an IT manager, consultant, entrepreneur, and business leader and now advises organizations on cloud, cybersecurity, and artificial intelligence. He has served in multiple club and district leadership roles and helped establish and revive clubs while sharing ideas to help clubs grow and strengthen member engagement.António Mendes lives in Setúbal, Portugal and can be reached via e-mail: mendes.ajs [at] gmail [dot] com, Instagram: @mendes.ajs, Facebook: mendes.ajsLinkedIn: ajsmendes.
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre IPPs and PPPs actually the right next step for your corporate wealth strategy—or just more complexity than you need?As your incorporated business grows, your planning priorities start to shift from simply reinvesting and reducing tax today to building a more structured long-term retirement and legacy strategy. Individual Pension Plans and Personal Pension Plans can offer powerful tax-deferred planning opportunities, but they only work well when your income, age, corporate structure, and future goals line up. This episode helps you understand when these plans make sense—and when simpler strategies may still be the better fit.You'll walk away with:A clear understanding of how IPPs and PPPs differ from RRSPs, including how contributions are calculated and why these plans are more than just “bigger RRSPs.”A practical sense of timing, including why these strategies often become more attractive in your late 40s, 50s, and beyond rather than during the earlier growth years of your business.Insight into the trade-offs between predictability and flexibility, including how IPPs and PPPs compare on cost, complexity, contribution options, tax deferral, and family business succession planning.Press play now to learn whether an IPP or PPP could fit your next stage of corporate wealth planning.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.A strong Canadian wealth plan for incorporated business owners should connect corporate wealth planning, personal vs corporate tax planning, RRSP optimization, salary vs dividends Canada, and corporation investment strategies into one clear system for building long-term wealth Canada. For Canadian entrepreneurs, the path to financial freedom Canada and financial independence Canada often involves choosing the right retirement planning tools, such as an Individual Pension Plan, Personal Pension Plan, or other RRSP alternatives Canada, while also considering tax-efficient investing, corporate tax deferral, business owner tax savings, passive income planning, and corporate structure optimization. Whether your strategy includes real estate investing Canada, real estate vs renting, a capital gains strategy, financial buckets, an investment bucket strategy, or financial diversification Canada, the key is aligning your financial vision setting with practical Canadian tax strategies, estate planning Canada, legacy planning Canada, and business owner succession planning. By optimizing RRSP room, managing retained earnings, and creating financial systems for entrepreneurs, incorporated professionals can build a flexible early retirement strategy, support a modest lifestyle wealth goal, and create a stronger foundation for retirement planning for entrepreneurs, long-term tax deferral, and lasting family wealth.Ready to connect? Text us your comment including your phone number for a response! If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
As a business owner, retirement can feel like a distant thought when you're focused on building something; stepping away is the last thing on your mind. We explore why retirement planning looks different for business owners, why strong cash flow within a business can be misleading for long-term financial readiness, and why building assets outside the business is one of the most important steps an owner can take. We also discuss the value of creating your own pension plan through tools like an IPP, why diversifying your income sources matters more than many business owners realize, and how separating yourself financially from your business, early on, can lead to a stronger retirement and a higher business valuation when the time comes to sell. Finally, we touch on why preparing for a business transition isn't a one-year process, and why the best time to start thinking about your exit strategy is long before it feels urgent. This is Part 1 of a 2-part series. In our next episode, we continue the conversation by exploring what preparing for life after the business can look like as transition planning becomes more real.
Ce mercredi 27 mai, l'expérimentation du plafonnement des loyers, au sujet de laquelle l'Institut des politiques publiques (IPP) a consacré un rapport qu'il a remis récemment au ministre du Logement, a été abordée par Bruno Arcadipane, vice-président du MEDEF en charge des Adhérents et président d'Action Logement, Christian Saint-Étienne, économiste et auteur de "Trump et nous : Comment sauver la France et l'Europe", et Anthony Morlet-Lavidalie, économiste chez Rexecode, dans l'émission Les Experts, présentée par Raphaël Legendre sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.
Dia das Mães 2026 com Suzana Ribeiro Barnabé by IPP
EBD 2026 Aula 07 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 09 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 08 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
Czy USA wycofują się z Europy? Jak Polska powinna postępować z Trumpem? Dlaczego Stany Zjednoczone same się osłabiają? Czy Rosja zaatakuje kolejny kraj po porażce w Ukrainie? O tym dziś opowie nam generał Ben Hodges - były dowódca sił lądowych USA w Europie. A po wywiadzie komentarz pastora Pawła Chojeckiego. Zapisz się na Zjazd Widzów IPP! https://idzpodprad.pl/aktualnosci/zjazd-widzow-ipp-2026/ #IPPTVNaŻywo #polityka #Trump #Hodges
EBD 2026 Aula 04 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 05 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 Aula 06 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
Stephen Grootes speaks to Tommy Garner, management committee member of the South African Independent Power Producers Association about escalating tensions between independent power producers and Eskom over control of grid connections. At the centre of the dispute is a tightening bottleneck in transmission capacity, particularly in renewable-rich provinces, and growing concern that Eskom’s dual role as both market participant and gatekeeper is distorting fair access for private developers. In other interviews, John Loos, Independent Economist talks about what an extended two-month fuel levy relief really means for South Africa’s economy, as the government tries to cushion consumers from surging global oil prices without blowing out an already stretched fiscus. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Most BESS revenue forecasts aren't wrong, they're just being used for the wrong thing. The gap between a valuation-grade forecast and what a project actually earns in a live market is where BESS developers win or lose. The developers who survive that gap are the ones who design for uncertainty from the start - not after the fact.Recorded live at the Investing in Battery Energy Storage conference, Paul Mason, Chief Investment Officer of Harmony Energy, joins Ed Porter for a return appearance on Transmission.They cover:- Why treating a revenue forecast as a fixed cash flow is the most common mistake in BESS development.- How the listed fund model enabled GB BESS to scale.- Why splitting BESS revenues into ancillary, wholesale, and balancing mechanism streams is now a misleading framework.- How Harmony selects new markets in France and Germany: renewable penetration, grid-first site selection, and why any business case dependent on high ancillary revenues is a losing strategy.- What good optimizer relationships actually look like.Got follow-up questions? Ask Ko, Modo Energy's AI analyst : https://modoenergy.com/sign-up?utm_source=podcast_apps&utm_medium=podcast&utm_id=paul_masonWatch on YouTube: https://youtu.be/a2--s956k-c⏱ CHAPTERS────────────────────────────────────────────────────────────0:00 Introduction1:16 What do BESS developers get wrong when building an IPP?3:25 Why full EPC contracts — and why they still hired project managers5:28 Duration strategy: the case for 2-hour batteries early7:00 The full BESS lifecycle — develop, build, operate, sell8:25 How Harmony raised capital through listed funds (and why it worked then)10:45 Why listed fund capital flowed out and what came next13:20 The Foresight asset sale: private vs. public valuation15:08 New markets: what Harmony looks for in France, Germany and beyond18:05 Market timing — should you enter early or wait for wholesale dynamics?20:12 Grid connection across Europe: where it works and where it doesn't22:33 Operating a live fleet: what drives performance once assets are running24:10 How to work with optimizers without burning the relationship26:30 BM trading trials with Tesla — what the data showed28:45 Is GB still exciting for Harmony, or is it old hat?30:20 Audience Q&A: colocation, revenue cannibalization, and market saturation32:35 If you ran European power: one thing to fix────────────────────────────────────────────────────────────Transmission is hosted by Ed Porter, Director EMEA & APAC at Modo Energy. New episodes every week.
Most BESS revenue forecasts aren't wrong, they're just being used for the wrong thing. The gap between a valuation-grade forecast and what a project actually earns in a live market is where BESS developers win or lose. The developers who survive that gap are the ones who design for uncertainty from the start - not after the fact.Recorded live at the Investing in Battery Energy Storage conference, Paul Mason, Chief Investment Officer of Harmony Energy, joins Ed Porter for a return appearance on Transmission.They cover:- Why treating a revenue forecast as a fixed cash flow is the most common mistake in BESS development.- How the listed fund model enabled GB BESS to scale.- Why splitting BESS revenues into ancillary, wholesale, and balancing mechanism streams is now a misleading framework.- How Harmony selects new markets in France and Germany: renewable penetration, grid-first site selection, and why any business case dependent on high ancillary revenues is a losing strategy.- What good optimizer relationships actually look like.Got follow-up questions? Ask Ko, Modo Energy's AI analyst : https://modoenergy.com/sign-up?utm_source=podcast_apps&utm_medium=podcast&utm_id=paul_masonWatch on YouTube: https://youtu.be/a2--s956k-c⏱ CHAPTERS────────────────────────────────────────────────────────────0:00 Introduction1:16 What do BESS developers get wrong when building an IPP?3:25 Why full EPC contracts — and why they still hired project managers5:28 Duration strategy: the case for 2-hour batteries early7:00 The full BESS lifecycle — develop, build, operate, sell8:25 How Harmony raised capital through listed funds (and why it worked then)10:45 Why listed fund capital flowed out and what came next13:20 The Foresight asset sale: private vs. public valuation15:08 New markets: what Harmony looks for in France, Germany and beyond18:05 Market timing — should you enter early or wait for wholesale dynamics?20:12 Grid connection across Europe: where it works and where it doesn't22:33 Operating a live fleet: what drives performance once assets are running24:10 How to work with optimizers without burning the relationship26:30 BM trading trials with Tesla — what the data showed28:45 Is GB still exciting for Harmony, or is it old hat?30:20 Audience Q&A: colocation, revenue cannibalization, and market saturation32:35 If you ran European power: one thing to fix────────────────────────────────────────────────────────────Transmission is hosted by Ed Porter, Director EMEA & APAC at Modo Energy. New episodes every week.
Revenue from aging solar assets can now more than double through redevelopment. Matt Murphy, CEO of Flux Energy, joins Tim Montague on the Clean Power Hour to explain how. Murphy, a 20-year solar industry veteran and former Greenbacker executive, launched Flux Energy to focus on repowering and redeveloping existing solar farms, adding energy storage, renegotiating contracts, and replacing outdated panels with modern technology. His claim: deploying capital into operating assets delivers returns as good or better than building new projects from scratch. With SREC 1 and SREC 2 programs expiring in Massachusetts and solar panels from the early 2010s producing a fraction of what today's 750-watt modules deliver, the opportunity for solar asset redevelopment is growing fast.Here's what you'll learn in this conversation about repowering and redeveloping aging solar assets:Learn how Murphy's "redevelopment" strategy stacks new revenue streams on existing solar farms by adding battery storage, repowering with modern panels, and renegotiating offtake agreements.Understand the scale of the efficiency gap: panels installed a decade ago were 120-watt modules, while today's range from 600 to 800 watts. A repowered site on the same acreage produces up to four or five times the energy output.Find out why Flux Energy prefers DC-coupled battery storage.You'll hear how Murphy restores EBITDA to peak incentive levels, then connects sellers with IPP buyers in what he calls "solar house flipping."Learn why about 50% of the decommissioned panels Flux has evaluated so far have secondary market value at a few cents per watt.As the ITC phases down and a rush to complete new projects dominates industry attention, a parallel opportunity is emerging in the existing fleet. With state incentive programs expiring and aging assets underperforming, companies like Flux Energy represent a new segment of the solar industry focused on extracting maximum value from what has already been built. Connect with Matt Murphy, Flux Energy Matt's LinkedIn: https://www.linkedin.com/in/matthew-murphy-b900877a/Flux Energy Website: https://www.fluxenergy.com/ Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.comCorporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com
Relaciones personales, responsabilidad, dinero y ascensor social: en esta entrevista con Sergio Fernández exploramos cómo tu entorno define tu éxito financiero y emocional. ¿Se puede cambiar de grupo social? ¿Por qué muchas personas no prosperan aunque trabajen duro? ¿Cuáles son los secretos para tener mejores relaciones y más dinero? Hablamos de mentalidad ganadora, relaciones conscientes y las decisiones que determinan tu crecimiento profesional y económico. Todo empieza en ti y si: PUEDES CAMBIAR TU VIDA. FORMACIÓN Y REGALO: Relaciones para la vida real edición 2026 - https://formacionipp.com/mdr-mz26/inscripcion/afl/registro/?ref=mindalia_18 Sergio Fernández CEO de IPP y autor de varios Bestsellers. Mindalia es un canal de espiritualidad, consciencia, crecimiento personal y salud integral, con entrevistas, conferencias, documentales y programas sobre bienestar físico, mental y emocional, desarrollo humano, autoconocimiento, ciencia y espiritualidad. En este canal participan especialistas, investigadores, terapeutas y divulgadores internacionales, abordando temas como salud emocional, psicología, meditación, terapias complementarias, alimentación consciente, evolución personal y pensamiento crítico, desde una mirada abierta, independiente y plural. : :// . . *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas. #RelacionesPersonales #CrecimientoPersonal #ÉxitoFinanciero
Aniversário IPP | Luiza Nazareth | Descansar by IPP
EBD 2026 Aula 03 Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas.m4a by IPP
¿Por qué tus relaciones se repiten, se desgastan o terminan en conflicto? En esta entrevista con Laureano Pérez, exploramos el orden natural de las relaciones: contigo mismo, con tu familia, con tus iguales, con tu pareja y con la vida. Comprender este orden te permite liberar desgaste emocional, poner límites sanos y recuperar claridad. Un enfoque práctico para transformar tus vínculos y vivir con más coherencia y paz interior. Laureano Pérez Experto en las enseñanzas de Carl Gustav Jung, coordinador de formaciones de Desarrollo Personal en IPP y confundador del Instituto Marly Kuenerz. Mindalia es un canal de espiritualidad, consciencia, crecimiento personal y salud integral, con entrevistas, conferencias, documentales y programas sobre bienestar físico, mental y emocional, desarrollo humano, autoconocimiento, ciencia y espiritualidad. En este canal participan especialistas, investigadores, terapeutas y divulgadores internacionales, abordando temas como salud emocional, psicología, meditación, terapias complementarias, alimentación consciente, evolución personal y pensamiento crítico, desde una mirada abierta, independiente y plural. : :// . . *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas. #Relaciones #Patrones #Sanación
EBD 2026 | Aula 02 | Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2026 - Espiritualidade - Aula 03 by IPP
Aniversário IPP - Luiza Nazareth | Descansar by IPP
EBD 2026 | Aula 01 | Descobrindo a Verdadeira Liberdade em Cristo – Meditações em Gálatas by IPP
EBD 2025 - Paulo aos Efésios - Aula 09 by IPP
EBD 2025 - Paulo aos Efesios - Aula 10 by IPP
EBD 2025 - Paulo aos Efésios - Aula 11 by IPP
EBD 2025 - Paulo aos Efésios - Aula 12 by IPP
EBD 2025 - Paulo aos Efésios - Aula 13 by IPP
EBD 2025 - Paulo aos Efésios - Aula 14 by IPP
EBD 2026 - Espiritualidade - Aula 01 by IPP
EBD 2026 - Espiritualidade - Aula 02 by IPP
It was an honor to welcome David MacNaughton, Strategic Advisor at CIBC and former Canadian Ambassador to the United States. David joined CIBC earlier in January (press release linked here) and will provide insights to senior business leaders across public policy, regulatory developments, global trade, and stakeholder relations. David served as Canada's Ambassador to the U.S. from 2016 to 2019, a pivotal period that included the renegotiation of NAFTA. Earlier in his career, David served as Chairman of StrategyCorp and as a Senior Advisor to CIBC Capital Markets, and he previously served as President of Palantir Canada. He is a seasoned entrepreneur and political strategist, having founded and built multiple public affairs and advisory firms. We were thrilled to host David ahead of CIBC's Annual Institutional Investor Conference taking place this week in Whistler and to hear his perspective on the evolving dynamics shaping the U.S.-Canada relationship. In our conversation, we discuss David's experience spanning business and government, the highly dynamic geopolitical environment, the need for renewed public-private collaboration, and why politics feel increasingly interventionist today, with populist pressure pushing governments toward protectionism and isolationism. We explore the implications of AI-driven white-collar job disruption, why businesses must treat geopolitics and public policy as core risk drivers, Canada's role in AI innovation and adoption, and how Canada is rebalancing its resource economy amid global energy and trade shifts. David shares his perspective on Canada's prior reluctance to embrace LNG exports and its renewed push to be an “energy superpower,” how to interpret volatility from the Trump Administration, and how tariffs have strained, but not broken, the U.S.-Canada relationship, highlighting the importance of the integrated North American energy system and the need for Canada to diversify markets. We discuss how David's Strategic Advisor role will help clients think about using government support appropriately, his cautious optimism on recent geopolitical shifts, and why maintaining dialogue among allies matters, as misinterpretation and retreating into corners can quickly spiral into escalation. It was a broad-based discussion and we're thankful to David for sharing his time and unique insights. Mike Bradley opened the show by noting that the 10-year U.S. bond yield had spiked to ~4.3% amid concerns that Europeans could sell U.S. Treasuries in response to President Trump's Greenland overtures, as well as growing questions about what a spike in Japanese bond yields might mean for global bond yields. Consensus appears firmly in the camp that the Fed will not cut interest rates at the January 28 FOMC meeting. In the broader equity market, the S&P 500 was down modestly (~0.5%) over the last week, with cyclical sectors (Energy and Industrials) leading and Financials lagging. In energy commodities, WTI price appears to have stabilized at ~$60/bbl. U.S. natural gas price recently spiked ~$0.80/MMBtu (to ~$4.00/MMBtu) due to an Arctic blast forecast in the weeks ahead. On the energy news front, Q4 earnings season begins this week with Halliburton and SLB reporting. Discussion on those calls is likely to be dominated by 1H26 international oil spending trends. Mike also noted Mitsubishi Corp's $5.2 billion deal to acquire Aethon Energy, and his expectation for many more deals across the energy value chain in 2026. He ended by highlighting that President Trump, along with a handful of Northeast governors, are asking PJM Interconnection to hold an emergency energy auction that would allow Big Tech companies to bid on 15-year contracts to supply ~$15 billion of new power plants. IPP equities were the most negatively impacted by this proposal late last week.
In this episode, I talk with Kirstin Bordner of Mouse Creek Farm in central Pennsylvania. Kirstin has been working her 44 acres for over 40 year but started raising pigs on pasture just 8 years ago. Her foray into pasture pigs now has her running a 10 sow registered IPP breeding operation. For more information about her farm, check her out on facebook here. Also, join us for discussion of all things pastured pig on our new facebook group, The Pastured Pig. https://www.facebook.com/groups/thepasturedpig Please consider supporting us on Patreon: https://www.patreon.com/thepasturedpig If you would like to know more about us here at Red Tool House Farm or would like to suggest topics for future episodes, visit us at: https://thepasturedpig.com/podcast/