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Is it risky to hold all your investments with one wealth management company? In this episode of Your Retirement Planning Simplified, Joe Curry explains how CDIC and CIPF protection work in Canada — and whether "advisor diversification" actually reduces risk. If you're focused on retirement income planning, tax-efficient investing, and protecting your legacy - this episode will bring clarity.   Resources Canadian Deposit Insurance Corporation (CDIC) Canadian Investor Protection Fund (CIPF)   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

In this episode We hear about the potential of local and global water restoration from Zach Weiss, inspired founder of Water Stories, a learning, training, and action platform focused entirely on Water Cycle Restoration. A globally renowned Water Cycle practitioner, Zach continues to activate thousands of people around the globe to restore the health of watersheds and ecosystems, while ensuring water security and true wealth in their own communities. Water is the prime mover of life and we each bear responsibility for its continuance in order to heal ourselves and our living relatives on the planet. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Decentralized water retention is both quietly and radically transforming desertified, urbanized and degraded landscapes, ushering in fertility and abundance, restoring peace and the livelihoods of numerous communities worldwide. Indigenous peoples have traditionally regarded water as sacred, safeguarding it as the precious inheritance of life. We would do well to remember our ancestral, original connections to water and how, if we respect and protect it, we can collectively change the world. Water regulates 70-95% of the heat dynamics of planet earth, yet it is virtually non-existent in climate change conversations. Over the past 10,000 years human activity has desertified ⅓ of earth's land, causing catastrophic consequences, water and food scarcity, displacement of peoples, and created repeated cycles of severe flood, drought, and fire - otherwise known as the Watershed Death Spiral. All of this is not only preventable, but reversible if we work with water and recognize this as the ultimate calling of our times. Work for water and the world changes. Decentralized Water Retention delivers meaningful results after the first rainy season. People around the world are learning how to quickly create real substantive change for the health of their landscapes and communities - by working for water. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio RESOURCES https://www.waterstories.com/water-cycle-restoration Zach Weiss is a Water Cycle Restoration Practitioner and Founder of Water Stories. Over the past decade Zach has implemented Decentralized Water Retention in more than 25 different countries on six continents, spanning a wide range of climates, contexts, land-forms and ecosystems. After more than a decade of experience, Zach created www.WaterStories.com [http://www.waterstories.com/] to bring these approaches and solutions to people around the world. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats

In this episode of Your Retirement Planning Simplified, Joe Curry sits down with estate planning expert Mark Halpern to discuss tax-efficient investing, charitable giving strategies, and how Canadians can reduce estate tax while building a meaningful legacy. If you're approaching retirement and want to protect your wealth, optimize your RRSP and RRIF withdrawal strategies, and explore philanthropy in Canada, this conversation is packed with practical insight.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

On this podcast I speak with Registered Dietician Nicole Byrom. Both Nicole and I have daughters with Celiac Disease. We break down our conversation into three portions – talking about a parent having celiac disease, talking about a diagnosis for the child, and talking about the diagnosis of a sibling. We also recognize that children require different approaches depending on their ages. We've broken down our discussions looking at different age groups – ages 5-10, ages 10-13 and ages 14+. For more information about the Kids Teach Kids program from Celiac Canada go to their link – https://www.celiac.ca/kids-teach-kids/ Here is the link to Nicole's website for Fresh Start Nutrition – https://freshstartnutrition.ca/ She can be reached via email at – Nicole@freshstartnutrition.ca Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.comEp Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

On this podcast I speak with Registered Dietician Nicole Byrom. Both Nicole and I have daughters with Celiac Disease. We break down our conversation into three portions – talking about a parent having celiac disease, talking about a diagnosis for the child, and talking about the diagnosis of a sibling. We also recognize that children require different approaches depending on their ages. We've broken down our discussions looking at different age groups – ages 5-10, ages 10-13 and ages 14+. For more information about the Kids Teach Kids program from Celiac Canada go to their link – https://www.celiac.ca/kids-teach-kids/ Here is the link to Nicole's website for Fresh Start Nutrition – https://freshstartnutrition.ca/ She can be reached via email at – Nicole@freshstartnutrition.ca Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.comEp Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

In this episode, we share a panoply of voices speaking out about the dangers of AI - Artificial Intelligence - and this insane boom in water-and-power-hungry data centers throughout the U.S. We engage with Steven J. Kung, an advocate against the construction of a massive data center in Monterey Park, California. Steven, a writer and director, shares his insights on the environmental implications, air pollution, blight, industrializing the landscape, in addition to the excessive water consumption and energy demands. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url We also hear from Stanford professor and renewable energy expert Mark Jacobson, who discusses sustainable alternatives for powering data centers. Tech journalist Paris Marx weighs in from the 2025 Bioneers Conference on the social and political implications of this data center bubble economy. For some positive news, legislators in New York introduced the strongest data center moratorium proposal thus far [https://www.politico.com/news/2026/02/06/new-york-democrats-propose-sweeping-pause-on-data-center-construction-00768090]. The bill would pause data center construction for three years while appropriate regulations are drafted. Moreover, Vermont Senator Bernie Sanders suggests a national moratorium on this data center building boom. Join us as we explore the grassroots movement to protect local communities and the fight for environmental justice. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Resources/Articles: True Cost of AI with Paris Marx - Bioneers: https://bioneers.org/the-true-cost-of-ai-water-energy-and-a-warming-planet-ztvz2507/ Stopping a Data Center in Monterey Park https://www.theguardian.com/us-news/2026/feb/07/california-monterey-park-stop-datacenter-construction Steven J. Kung is a proud Chinese American resident of Monterey Park who lives 1,300 feet from the proposed data center site. He is a writer-director who co-founded the grassroots activist group No Data Center Monterey Park [https://www.nodatacentermpk.org/]. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes for a PBS SoCal Artbound project called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 278

When it comes to CPP and OAS timing, most Canadians ask the wrong question: "What if I die early?" In this episode, Joe Curry reframes CPP as longevity insurance -  a core part of retirement income planning designed to protect you from the real financial risk: living longer than expected and running out of money.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service. 

In this episode, we share multiple presentations given by Paul Stamets, a leading mycologist and advocate for the medicinal use of fungi. He delves into the transformative potential of psychedelics, mycology, and their implications for healing and environmental restoration. Paul shares insights from his extensive research and experiences, including his work on the documentary Fantastic Fungi and his passion for uncovering the intelligence of nature through mushrooms. He discusses the remarkable capabilities of various fungi, from their medicinal properties to their role in ecological balance, and highlights the urgent need for a paradigm shift in our understanding and use of these powerful organisms. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url And psychedelics have entered the zeitgeist. Although illegal as a Schedule I drug in much of the United States and beyond, two states have approved use of psilocybin mushrooms in therapeutic settings, and many more states are reviewing their policies. Schedule I drugs are defined as drugs with a high potential for abuse or drugs with no recognized medical uses. However, psilocybin mushrooms have had numerous medicinal and religious uses in dozens of cultures throughout history and let's face it, mushrooms are not addictive. Paul Stamets is one of the leading advocates worldwide for opening up the possibility of legalizing. Paul introduces listeners to several key mushroom species, and beyond psychedelics they have important medical and therapeutic uses in treatment of diseases. He emphasizes the importance of integrating Indigenous knowledge with modern science, revealing how traditional practices can inform and enhance our approach to health and wellness. With a focus on the potential of psilocybin mushrooms to address mental health challenges and promote community healing, Paul inspires hope for a future where fungi play a crucial role in both personal and planetary health. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Sources: Fantastic Fungi Trailer 2019 https://youtu.be/IHvjfoWzWOw?si=ncAOxYSxQk8C5ZAN Paul Stamets at TEDMED 2011 https://youtu.be/pXHDoROh2hA Paul Stamets on the Future of Psychedelics, Mycology & Medicine | NextMed Health: https://youtu.be/Ztan0IYjUd0?si=4s5e5-F8SrRdE1X0 Paul Stamets [https://paulstamets.com/] is an award-winning mycologist, entrepreneur, and industry leader in fungi production, habitat, and medicinal use. He is an author of seven books and advocates on medicinal fungi and mycormediation for ecological restoration and detoxification of the environment. Stamets played a significant part in the 2019 documentary film Fantastic Fungi, and edited its official companion book, Fantastic Fungi: Expanding Consciousness, Alternative Healing, Environmental Impact. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes a column on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 259 Photo credit: HavnLife/Paul Stamets

It's the beginning of February 2026 which means I can take the opportunity to speak again with Ellen Bayens of theceliacscene.com about news and information she has brought to our attention over the past month. Ellen and I spoke about a new app that may solve your problems with record-keeping for your gluten free food deduction on your taxes. We try and take some of they mysteries out of the ROME IV Criteria and its relationship with DGBI's. Below is the link to fill out the University of Alberta Survey. CELIAC SCENE NEWS GLUTAX - Celiac Tax App is Here! What are ROME IV Criteria & Why Do They Matter? What are 'DGBIs' and Why Should Celiacs - Especially Parents - Care 43% of Celiac Kids Still Struggle with Symptoms UofA Survey for Adults & Parents of Children with Celiac Disease PRODUCTS & SERVICES WE LOVE! Coming Soon to M&M Foods! Chocolate Dipped Cheese Cake! At Last! .05% Alcohol-Free, Gluten-Free Beer! Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

It's the beginning of February 2026 which means I can take the opportunity to speak again with Ellen Bayens of theceliacscene.com about news and information she has brought to our attention over the past month. Ellen and I spoke about a new app that may solve your problems with record-keeping for your gluten free food deduction on your taxes. We try and take some of they mysteries out of the ROME IV Criteria and its relationship with DGBI's. Below is the link to fill out the University of Alberta Survey. CELIAC SCENE NEWS GLUTAX - Celiac Tax App is Here! What are ROME IV Criteria & Why Do They Matter? What are 'DGBIs' and Why Should Celiacs - Especially Parents - Care 43% of Celiac Kids Still Struggle with Symptoms UofA Survey for Adults & Parents of Children with Celiac Disease PRODUCTS & SERVICES WE LOVE! Coming Soon to M&M Foods! Chocolate Dipped Cheese Cake! At Last! .05% Alcohol-Free, Gluten-Free Beer! Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

Most retirement plans look fine - until inflation, markets, taxes, and 'real life' hit. In this episode of Your Retirement Planning Simplified, Joe Curry explains how to stress test your retirement plan in 2026, why Monte Carlo projections can create false confidence, and how guardrails help you make calmer, tax-smart retirement income decisions when markets get volatile.   Thank you for listening!  You can get a full breakdown of each episode on our blog:  https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!      Ready to take the next step?   Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves?  Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/      About Joe Curry  Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.   You can reach out to Joe through:  LinkedIn: https://www.linkedin.com/in/curryjoe  Website: https://www.retirementplanningsimplified.ca/  Website: https://matthewsandassociates.ca/vsl/      About Retirement Planning Simplified  Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.  To know more about RPS you can visit the links below:  LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/  Instagram: https://www.instagram.com/retirement_planning_simplified  Podcast/Blog: https://www.retirementplanningsimplified.ca/blog  Youtube: https://www.youtube.com/@retirementplanningsimplified         Disclaimer  Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.   

In this episode, we are joined by Don David Wiley, a renowned teacher and elder who advocates in alignment with two living traditions, the Huichol (Wixarika) and Nahua of Mexico. He shares his profound insights on humanity's original relationship with the living forces of Nature, sacred fire, and weather beings. Through his teachings, we explore the importance of restoring the concept of sacred reciprocity, the role of ceremony, and the need for healing the planet by honoring our connection with the powerful forces of Nature. Join us as we navigate the complexities of tradition, modernity, and the wisdom of our ancestors in a quest to live harmoniously with the world around us. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Ancient traditions, ancestral wisdom, and sacred relationships with nature and spirit can guide humanity's return to a more integrated, respectful and balanced way of life. In 1996, Don David Wiley's life was profoundly altered when who would later come to be recognized as the Spirit of Fire, often called Grandfather Fire, appeared before him as an apparition in the garden of a meditation retreat center near Cuernavaca, Mexico. Grandfather sent David to study with two Indigenous elders, Don Lupe Ríos Gonzales of the Wixárika (Huichol) tradition of Mexico's Sierra Madres and Don Lucio Campos Elizalde of the Nahua tradition of the central highlands in formal medicine and ceremonial apprenticeships in these two ancestrally related Indigenous paths. As a result, David received an initiation as a mara'akame – or a shamanic healer, counselor, and ceremonial leader in the Huichol tradition. He was also initiated as a quiapaquiz (caller of the sky-waters, in Nahuatl) or granicero – or weather worker in Spanish, ceremonial leader, and healer from the Nahua path. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Don David Wiley [https://keepsthefire.org/] is a renowned teacher, elder, and one of the founders of the Sacred Fire global network of initiated firekeepers. He is well-known in traditional circles as one who lends his body as a human vessel to be the “god-speaker man” for Grandfather Fire. He is a healer, ceremonialist, and ritual leader in two ancestrally related Indigenous traditions from Mexico—the Wixárika mara'akame tradition and the Nahua path of weather working and healing. Devoted to the guidance of Spirit, he offers support and teachings to help people reconnect with heart, life, nature, and Divine through ceremony, awareness, and meaningful relationships. Over the years, Grandfather Fire inspired Don David and the community growing around Grandfather's wisdom to spread traditional lifeways worldwide through nonprofits – Sacred Fire [https://sacredfire.org/], which trains Sacred Firekeepers and hosts events, Grupo Tatewarí - Wixárika (Huichol) Tradition. Don David Wiley is part of the Elder Council and the main teacher for the group [https://www.traditionalshamanichealing.org/], and the Granicero website for the Nahua Tradition weather workers [https://www.weatherwork.org/]. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats Episode 277

  Many retirees believe playing it safe means avoiding market risk—but that fear-driven approach can quietly limit your lifestyle in retirement. In this episode, Joe Curry explains why inflation and longevity are often bigger threats than volatility, and how guaranteed income, smart spending clarity, and the RISA framework can help you retire with confidence. Thank you for listening!  You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog   Don't forget to like, comment, and subscribe for more simplified retirement planning insights!      Ready to take the next step?   Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves?  Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/      About Joe Curry  Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.   You can reach out to Joe through:  LinkedIn: https://www.linkedin.com/in/curryjoe  Website: https://www.retirementplanningsimplified.ca/  Website: https://matthewsandassociates.ca/vsl/      About Retirement Planning Simplified  Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure.  To know more about RPS you can visit the links below:  LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/  Instagram: https://www.instagram.com/retirement_planning_simplified  Podcast/Blog: https://www.retirementplanningsimplified.ca/blog  Youtube: https://www.youtube.com/@retirementplanningsimplified         Disclaimer  Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service. 

In this episode, we feature Michael Parenti, who passed away this week at the age of 92. A prominent political scientist and cultural critic, he delivers a powerful lecture at the University of Colorado Boulder from 1986. Parenti discusses the intricacies of US interventionism, the dynamics of capitalism, and the historical exploitation of the developing world. He challenges conventional narratives about poverty in the Global South, asserting that these nations are not poor but rather over-exploited. Join us as we unpack his insightful analysis of imperialism, capitalism, and the ongoing struggles for social justice that our oligarchs and their political class have not seemed to learn the lessons from 40 years ago, as the stature of the U.S. erodes daily on the world stage, supporting endless war in Ukraine and Palestine, disastrous trade policies, and ongoing hegemonic and regime change operations in multiple countries. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Born to a working class Italian American family in New York City, he earned his doctorate at Yale and taught political science despite being blacklisted for his political views. We re-air this Yellow lecture - referring to the poor 1980s video quality – because after the U.S war machine goes after Venezuela, Greenland, Iran, Cuba, Nicaragua, Colombia, who's next, this desire for hegemonic control from this failing empire will not stop until we all step up and make it stop. And this Imperial Boomerang, what Chalmers Johnson called Blowback, it's hitting us in Minnesota, on the streets here in Los Angeles all the way to Maine. The violent methods to control and subdue smaller weaker countries, disappearing intellectuals, activists, political leaders Like I saw in Guatemala in the 90s; where activists are unalived without any fear of accountability. Minneapolis. We did it to Vietnam, we did it in Iraq, now we're doing it in…where next? For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Sources: Michael Parenti speaks at the University of Colorado, Boulder: "US interventionism, the 3rd world, and the USSR" April 15, 1986 Yellow Lecture: https://youtu.be/W10QEs-TkhU?si=ZP_D5JNOWpJ_xvuC Michael Parenti Library: https://www.youtube.com/@themichaelparentilibrary/videos Michael Parenti [https://www.michael-parenti.org/] is a U.S. political scientist, academic historian and cultural critic who writes on scholarly and popular subjects. He is the award-winning author of twenty-four books, including The Face of Imperialism (2011) and Democracy for the Few originally written in 1974 with a 9th edition published in 2010: He has taught at universities and has also run for political office. Parenti is well known for his Marxist writings and lectures, and is an intellectual of the U.S. Left. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes for an Artbound project on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 259 Photo credit: Michael Parenti

On this podcast I speak with Cindi Little the Everyday Gluten Free Gourmet. I wanted to chat with Cindi to explore some of the ways gluten free convenience foods and mixes which have relatively recently exploded onto the market can be used in creative ways to be more satisfying and help us expand our daily menu selections. Cindi and I speak about gluten free breaded chicken pieces that are now widely available as well as the many gluten free sauce and gravy mixes we find in our grocery stores. Cindi and I acknowledge that many people don't have access to the flours that would be used in traditional gluten free baking, but the abundance of gluten free baking mixes now available can go a long way to filling that gap. You can find Cindi on her website Everyday Gluten Free Gourmet as well as on social media. Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL

On this podcast I speak with Cindi Little the Everyday Gluten Free Gourmet. I wanted to chat with Cindi to explore some of the ways gluten free convenience foods and mixes which have relatively recently exploded onto the market can be used in creative ways to be more satisfying and help us expand our daily menu selections. Cindi and I speak about gluten free breaded chicken pieces that are now widely available as well as the many gluten free sauce and gravy mixes we find in our grocery stores. Cindi and I acknowledge that many people don't have access to the flours that would be used in traditional gluten free baking, but the abundance of gluten free baking mixes now available can go a long way to filling that gap. You can find Cindi on her website Everyday Gluten Free Gourmet as well as on social media. Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL

Many high-net-worth Canadians discover that spending money in retirement is harder than saving it. In this episode, Joe Curry explores the psychology behind underspending, the risks of overspending, and how a personalized retirement income plan can give you the confidence - and permission - to enjoy the life you worked so hard to afford. Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, Jack Eidt interviews author Max Talley on his book called Peace, Love, and Haight, set in the wild San Francisco district of Haight-Ashbury in 1969. The hippie counterculture clashes with the capitalist society in the era of the Vietnam War, the push for civil rights, and the sexual revolution. We feature clips from LSD guru and CIA turncoat Dr. Timothy Leary, poet Allen Ginsberg, psychonaut Terence McKenna, political activist Eldridge Cleaver, and of course the sounds of the Grateful Dead. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Max Talley [https://maxtalley.com/] is an author, editor, musician, visual artist, and writing teacher – he's doing it all – who has published multiple novels, essays, and short stories and won awards for his mix of literary, psychedelic-dystopian, crime, sci-fi, and satirical works. His latest which we will discuss today are the story collection, Destroy Me Gently, Please by Serving House Books, and Peace, Love & Haight – as in San Francisco's Haight-Ashbury – from Three Rooms Press. He resides in Santa Barbara where we encountered him in, of all places, a noisy hotel lounge. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes for a PBS SoCal project called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 276 Photo credit: Max Talley

In this mailbag edition, Joe Curry answers five of the most common retirement planning questions Canadians ask—covering retirement income planning, target asset allocation, RRSP-to-RRIF withdrawal strategies, and tax-efficient investing. You'll learn how to estimate what you actually need in retirement, avoid rules-of-thumb mistakes, and make smarter choices about withdrawals, taxes, and where your investments are held.   Resources To request a link to fill out the Retirement Income Style Assessment (RISA), or to submit your own questions (perhaps they will end up in our next mailbag episode!), email us at info@retirementplanningsimplified.ca   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Microplastics, small, micro-sized plastic fragments are showing up in our water sources, rain, drinking water, and beverages like beer. It is in food, salt, and seafood. Moreover, it has recently been found in human breast milk, placentas, human lungs, and blood. One report indicated that blue whales are consuming 10 million pieces of microplastic particles a day. As plastic fragments, it continues to shed fibers smaller than a strand of human hair. Most of the time we are unaware how and when this happens. Did you know, when you open a plastic cap on a bottle, you release thousands of particles. But then there is also our clothing, roads, artificial turf, food packaging, tea bags, or plastic that comes in contact with friction, hot liquid, or hot food. Dr. Scott Coffin [https://scottcoff.in/] joined us in this encore presentation from 2022. As a toxicologist and Research Scientist at California State Water Resources Control Board, he has been studying plastic since 2014. He speaks about how microplastics are entering our environment, what solutions are being put in place to assess risk and implement precautionary solutions, and how we might limit our own exposure. For the extended discussion with Dr, Coffin, click here: www.patreon.com/posts/more-on-and-with-74660652 Dr. Scott Coffin [https://scottcoff.in/] is a research scientist and subject-matter expert for microplastics at the California State Water Resources Control Board, where he leads the agency's efforts to monitor and manage microplastics pollution in drinking water and the environment. Dr. Coffin holds a PhD in environmental toxicology from the University of California, Riverside. Jessica Aldridge, Co-Host and Producer of EcoJustice Radio, is an environmental educator, community organizer, and 15-year waste industry leader. She is a co-founder of SoCal 350, organizer for ReusableLA, and founded Adventures in Waste. She is a former professor of Recycling and Resource Management at Santa Monica College, and an award recipient of the international 2021 Women in Sustainability Leadership and the 2016 inaugural Waste360, 40 Under 40. More Info: https://www.sccwrp.org/about/research-areas/additional-research-areas/trash-pollution/microplastics-health-effects-webinar-series/history-california-microplastics-legislation/ https://www.plastiverse.org/ https://www.springeropen.com/collections/sccwrp Related Show: The EcoJustice Radio Plastic Plague Series: https://wilderutopia.com/ecojustice-radio/the-future-solutions-policy-resistance-around-plastic-plastic-plague-pt-7/ Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://wilderutopia.com/ecojustice-radio/microplastics-are-everywhere-whats-the-risk/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Guest: Dr. Scott Coffin Executive Producer: Jack Eidt Host and Producer: Jessica Aldridge Engineer and Original Music: Blake Quake Beats

Hapy New Year! It's the beginning of January 2026 which means I can take the opportunity to speak again with Ellen Bayens of theceliacscene.com about news and information she has brought to our attention over the past month. Ellen speaks to us about a study done on children properly diagnosed with celiac disease who, after months on the gluten free diet and lower antibody numbers are still showing symptoms. The study may show a link between these symptoms and a condition called DGBI (Disorders of Gut-Brain Interaction). Ellen has informed us of the testing process of an app for our phones which is in development that will allow us to scan food labels and with the app using AI, it will determine if the food is gluten free or not. Both Ellen and I have praise and concerns about this one. I explain to Ellen the continuing process of the Celiac Canada petition to government to allow for a tax "break" to compensate for our increased food costs. Ellen reminds us of the updated Gluten Free Fast Food Listings on her website for both Canada and the US. As well, Ellen fills us in on her test of a new pizza available at Costco and other cooking she did over the holidays. If you have anything you'd like to hear Ellen and I discuss in our next conversation you can send me an email to acdnceliacpodcast@gmail.com or to Ellen at ellen@theceliacscene.com. Here are the links to theceliacscene.com AI App Accurately Identifies Gluten-Free Packaged Foods Celiac Kids Keep Showing Symptoms Despite Recovery on a Gluten-Free Diet 2026 Gluten-Free Fast Food Update - Canada 2026 Gluten-Free Fast Food Update - United States Review: Costco's NEW Molinaro Gino Bambino Pizza Kit Tax Petition Update | A Canadian Celiac Podcast RECALL! Stickling's Gluten-Free Low Carb Bread recalled due to undeclared gluten Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

If your retirement plan feels boring, that might actually mean it's working. In this episode, Joe Curry explains why disciplined, boring retirement planning leads to better long-term outcomes — and how chasing excitement, headlines, or FOMO can quietly derail your retirement income strategy.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, we welcome Zen Honeycutt, the passionate founder of Moms Across America and author of the book Unstoppable. Zen shares her journey of advocating for children's health by tackling the dangers of biocides, GMOs, glyphosate, and toxic chemicals in our environment. As she discusses the alarming rise of chronic illness among children and the impact of harmful agricultural practices, Zen provides actionable insights on how we can collectively create a cleaner, healthier planet for future generations. Join us as we explore the importance of community action and the role of informed parenting in safeguarding our children's wellbeing. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Zen Honeycutt is a key figure in the MAHA (Make America Healthy Again) movement. We essentially live in a synthetic chemical soup. Given the amount of toxic exposure we face from harmful chemicals used in agriculture, manufacturing, mining, and the energy industries, our times ask us to be relentless in the pursuit of clean air, water, soil, food, and every consumer product we use. Behavioral change and action are imperative to ensure the continuance of all life. Zen Honeycutt shares how we can advocate for the health of our children, public health, and that of the planet itself. Zen has motivated and inspired millions of mothers to advocacy and action on behalf of their children and communities, many of whom have directly suffered from the harmful legacy of toxic chemicals being used in the US and globally. Our children deserve the inheritance of a clean and thriving Earth free from toxic exposure. Zen Honeycutt is here to encourage us to invoke change by leading and acting in our own communities in order to uplift the children of the world. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Zen Honeycutt is the Founding Executive Director of the non-profit, Moms Across America [https://www.momsacrossamerica.com/], a National Coalition of Unstoppable Moms with the motto "Empowered Moms, Healthy Kids." She is also an international speaker and the author of UNSTOPPABLE Transforming Sickness and Struggle into Triumph, Empowerment, and a Celebration of Community [https://www.amazon.com/Unstoppable-Transforming-Empowerment-Celebration-Community/dp/1986668266/ref=sr_1_3?ie=UTF8&qid=1526656802&sr=8-3&keywords=unstoppable+transforming&pldnSite=1]. Zen has been featured in over a dozen documentaries such as BOUGHT, Secret Ingredients, Modified, and Common Ground, in hundreds of podcasts, and other media outlets. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats Episode 275

Knowledge alone won't get you through retirement — action will. In this New Year's episode, Joe Curry explains why clarity, testing assumptions, and taking intentional steps matter more than consuming endless retirement content, and how you can turn 2026 into a year of momentum and confidence.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

In this episode, we welcome Rebecca John, an investigative climate reporter at the Climate Investigation Center [https://climateinvestigations.org/] and the news outlet DeSmog. She has uncovered a series of alarming revelations about the oil industry's manipulation of public perception and climate science. We delve into the historical context of the oil and gas lobby, exploring how entities like the Western States Petroleum Association (WSPA) have influenced research and public opinion since the 1950s. From the origins of the Air Pollution Foundation to the ongoing battle against climate change, Rebecca sheds light on the intricate web of misinformation and the urgent need for public action. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Archival documents published by The Guardian and DeSmog show that the Air Pollution Foundation — the front group WSPA created as a means of delaying clean air regulation implementation aimed at curbing deadly smog emissions in Los Angeles and statewide — led to the discovery of climate change. WSPA was the top funder of the Air Pollution Foundation, whose research concluded that atmospheric carbon could “ultimately prove of considerable significance to civilization.” For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Resources: Revealed: Big Oil Told 70 Years Ago That Fossil Fuel Emissions Could Impact ‘Civilization' - DeSmog https://www.desmog.com/2024/11/12/revealed-big-oil-told-70-years-ago-that-fossil-fuel-emissions-could-impact-civilization/ Rebecca John is a Research Fellow at the Climate Investigations Center [https://climateinvestigations.org/who_we_are/]. She is also a freelance investigative journalist and award-winning documentary filmmaker. As a Producer and Director of the acclaimed “Extreme Oil” / “Curse of Oil” [https://topdocumentaryfilms.com/the-curse-of-oil/] series for PBS /BBC. The Climate Investigations Center (CIC) was established in 2014 to monitor the individuals, corporations, trade associations, political organizations and front groups who work to delay the implementation of sound energy and environmental policies that are necessary in the face of ongoing climate crisis. Some of the issues our team monitors include: Efforts to stall the climate policy process by the fossil fuel industry and its allies Climate science denial campaigns spawned by industrial interests and their front groups The latest climate science impacts assessments and backlash against them Attribution science advances connecting climate impacts to global warming pollution Our Research and Energy units provide specialized research capabilities within the Climate Investigations Center Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes from a project on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 250

In this special year-end episode of Your Retirement Planning Simplified, Joe Curry breaks down the five biggest retirement lessons listeners cared about most in 2025. From tax-efficient retirement income planning to mindset, health, and purpose after work, this episode highlights what truly matters for a confident Canadian retirement.   Resources Retirement Planning Simplified Blog   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!   Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this festive episode, we celebrate the holiday spirit with classic literary readings from Dylan Thomas and Charles Dickens. Experience the magic of Thomas's "A Child's Christmas in Wales," a nostalgic and whimsical reflection on Christmas past, and dive into Dickens's "A Christmas Carol," a timeless tale of redemption and social critique. Join host Jack Eidt as we journey through these beloved works, capturing the essence of Christmases past and the hope for future celebrations. We include clips from Dylan Thomas: A Child's Christmas In Wales: https://youtu.be/zFSs2IdDmuU Recorded Feb 1952 in Steinway Hall in New York City A Christmas Carol: A Ghost Story of Christmas: https://youtu.be/vT3skWqpUMA?si=12kYQhqExUsN8rsx Author: Charles Dickens, This was produced by the Mormon Channel, Created in 2015. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Dylan Marlais Thomas (1914 - 1953) was a popular poet writing in English, and from Swansea, Wales. He is famous for his acutely lyrical and emotional poetry, as well as his turbulent personal life. The originality of his work makes categorization difficult. His works include the poems "Do not go gentle into that good night" and "And death shall have no dominion", as well as the "play for voices" Under Milk Wood. He also wrote stories and radio broadcasts such as the piece we share today, A Child's Christmas in Wales, as well as Portrait of the Artist as a Young Dog. Charles Dickens (1812 – 1870) was an English novelist, journalist, short story writer and social critic. He created some of literature's best-known fictional characters, and is regarded by many as the greatest novelist of the Victorian era. His notable works include the piece we excerpt today, "A Christmas Carol," as well as "Oliver Twist," and "Great Expectations," all still quite popular today. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes a column on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 243 Photo credit: Sol Etinge from Pixabay

In this audioblog, we take on a topic relevant to holiday gatherings: what to do when you receive unsolicited advice from well-meaning relatives? From preparing ahead of time to helping your kids navigate criticisms, today you'll hear some practical strategies to help you continue to parent confidently in your grace-based approach. Key Takeaways: How to have empathetic responses with your family members before redirecting their approaches Confident responses to practice in advance How to equip your kids with truth before the gathering Mentioned in this Podcast: Blog – How to Handle Unsolicited Parenting Advice from Family (4 Grace-Filled Tips) PDF – Scripts for Unsolicited Advice Holiday Family Stress? How to Actually Enjoy Family Gatherings | Ep. 276 Luke 1:17 Free E-Book – What Kids Need: 4 Messages That Build Identity The Table Monthly Giving Program Give a Gift to Connected Families Check out our website for more resources to support your parenting! This podcast was made possible by members of The Table, whose monthly support creates a ripple effect of change for generations to come. We'd love to have you take a seat at The Table! Love the podcast? Leave a review to help other parents discover the show! © 2025 Connected Families .stk-14eb4a5-inner-blocks{justify-content:center !important;}.stk-14eb4a5 {background-image:url(https://connectedfamilies.org/wp-content/uploads/2023/11/iStock-894693700-scaled.jpg) !important;padding-top:64px !important;padding-right:64px !important;padding-bottom:64px !important;padding-left:64px !important;}.stk-14eb4a5-container{background-color:#00000096 !important;}.stk-14eb4a5-container:before{background-color:#00000096 !important;}.stk-14eb4a5 .stk-block-hero__content{min-height:300px !important;max-width:400px !important;min-width:auto !important;margin-right:auto !important;margin-left:0px !important;}@media screen and (max-width:689px){.stk-14eb4a5 {background-position:center right !important;padding-top:30px !important;padding-right:30px !important;padding-bottom:30px !important;padding-left:30px !important;}} .stk-a848eca .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;}“Things began to change when…” .stk-945cf01 .stk-block-text__text{color:#FFFFFF !important;}Be part of the team that brings “aha” moments of grace to families. .stk-6b4031e .stk-button-group{flex-direction:row !important;}@media screen and (max-width:999px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}} .stk-9906cf2 .stk-button{background:#431c3b !important;}.stk-9906cf2 .stk-button:hover:after{background:#95848f !important;opacity:1 !important;}.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;color:var(--theme-palette-color-8, #ffffff) !important;font-weight:600 !important;}.stk-9906cf2 .stk-button:hover .stk-button__inner-text{color:var(--theme-palette-color-8, #ffffff) !important;}@media screen and (max-width:999px){.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;}}DONATE TODAY

In this episode of Your Retirement Planning Simplified, Joe Curry breaks down the 10 assets successful Canadian retirees almost never buy - and why avoiding these common wealth traps can dramatically improve retirement income and peace of mind. You'll learn how high fees, complexity, lifestyle liabilities, and poor planning quietly erode retirement wealth, and what disciplined retirees do instead.   Resources 10 Assets Canadian Retirees Never Buy - And Poor Ones Always Do - Original Youtube Video for Your Retirement Planning Simplified The Rational Reminder Podcast, hosted by Benjamin Felix and Dan Bortolotti Your Retirement Planning Simplified Blog Matthews + Associates Website   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Celebrate the solstice with a story that intertwines the magic of the Nutcracker with the urgency of world peace and environmental and climate action. Jack Eidt reads from his short story ‘Nutcracker and the Shapeshifter,' a re-imagined classic that dances to the tune of environmental and social justice. Featuring a blend of fantastical characters and real-world issues, this episode of EcoJustice Radio is a call to action, wrapped in the wonder of a holiday tale, set to the enchanting music of Tchaikovsky's ballet. Enjoy this tale of rebellion, peace, and the power of the natural world. On this show, Solstice Celebration Story: Nutcracker and the Shape Shifter. Co-host and Producer Jack Eidt, in his role as a Literary Fiction writer, reads an excerpt of his short story based on The Nutcracker, a two-act ballet, with an 1892 score by Pyotr Ilyich Tchaikovsky. The ballet libretto was adapted from E.T.A. Hoffmann's 1816 story The Nutcracker and the Mouse King. Here we present Jack's own pro-peace-environmental re-imagining of that story, called The Nutcracker and the Shape Shifter, published in 2022 in the Fifth Fedora Anthology of Weird Noir and Stranger Tales, Published by Borda Books. We also feature excerpts of Tchaikovsky's ballet, the Nutcracker, Opus 71, recorded by the Rotterdam Philharmonic Orchestra, conducted by Yannick Nezet-Seguin, featuring Boys' Choirs Rijnmond, Rivierenland and Waterland conducted by Arie Hoek [https://youtu.be/tk5Uturacx8?si=TIKVwp0zz_7R_zaH]. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer and Co-Host of EcoJustice Radio. He writes for a PBS SoCal Artbound project called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Story by Jack Eidt Background Music: The Nutcracker, Opus 71, by Pyotr Ilyich Tchaikovsky Performance by the Rotterdam Philharmonic Orchestra, conducted by Yannick Nezet-Seguin, featuring Boys' Choirs Rijnmond, Rivierenland and Waterland conducted by Arie Hoek Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 201

On this podcast I speak with Melissa Secord, Executive Director of Celiac Canada regarding the recent petition that was up for signatures. The time to sign has now closed and I was interested in how successful the CCA was in getting signatures a second time for this petition, and what the next steps are to push for the reality to make gluten free more affordable in Canada. Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.comEp Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

Learn what more than 100 successful Canadian early retirees did differently to make life after work sustainable. Joe Curry breaks down the income systems, bridge strategies, CPP and OAS timing, and flexible RRSP/RRIF withdrawal strategies that turn a portfolio into a reliable retirement paycheck—especially if you're thinking about retiring before 60.   Resources Original YouTube video: I Analyzed 100 Early Retirees in Canada - Here's What Worked — on the Retirement Planning Simplified YouTube channel Ep #134 – Smart Tax Strategies for More Efficient Retirement Planning Covers withdrawal order, OAS clawback, and tax-efficient retirement income in more depth. Ep #123 – Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees Practical guidance on RRIF withdrawals and minimizing tax in later retirement. Ep #157 – How to Delay CPP to Age 70 Without Sacrificing Retirement Income Shows how to bridge income so you can delay CPP for higher, inflation-indexed benefits.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, we welcome Abby Martin, a journalist and filmmaker known for her anti-imperialist vision. She has done on-the-ground investigative reports and documentary films in places like Palestine, Venezuela, the Amazon Rainforest. We explore the profound environmental impacts of U.S. militarism, connecting the dots between war and ecological devastation. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Abby sheds light on the military's role as the world's largest polluter, the real enemy of the people, the land, the rivers, the sea, in this story. She speaks on her uncovering of the military operations toxic legacy, and the urgent need for a collective response against these destructive forces. Join us as we uncover the truth about how militarism and environmental degradation are intertwined, and what we can do to combat this crisis. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Resources/Articles: Earth's Greatest Enemy Website: https://earthsgreatestenemy.com/ Abby Martin is a journalist, filmmaker, activist who hosts, directs, and writes the YouTube show The Empire Files [https://www.youtube.com/channel/UCG29FnXZm4F5U8xpqs1cs1Q], an independent documentary & interview series with her husband Mike Prysner - reporting on war & inequality from the heart of Empire. She is director of the film Gaza Fights for Freedom [https://gazafightsforfreedom.com/] and the documentary Earth's Greatest Enemy [https://earthsgreatestenemy.com/]. She also co-hosts Media Roots Radio [https://soundcloud.com/media-roots]. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes for a PBS SoCal Artbound project called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 274 Photo credit: Abby Martin

In this episode of Your Retirement Planning Simplified, you will gain insight into the optimal withdrawal order for Canadian retirement accounts — RRSP first, CPP/OAS later, TFSA last. This sequencing can save you tens of thousands in taxes. Joe explains how strategic timing creates more flexible, tax-efficient income and a more secure retirement plan.   Resources YRPS Blog: What Should You Withdraw First: RRSP, CPP, or TFSA? https://retirementplanningsimplified.ca/blog Original Youtube Episode: RRSP vs CPP vs TFSA: What Should You Withdraw First Matthews + Associates: Retirement Planning Process Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

It's the beginning of December 2025 which means to me that I get to catchup with Ellen Bayens of theceliacscene.com about information she has brought to our attention over the past month. First, by December 6th, let me remind you about signing the e-Petition from Celiac Canada to request that the Federal Government consider a Gluten-Free Tax Credit. Here's a link to sign the digital e-Petition - https://www.celiac.ca/petition-high-cost-of-gluten-free-food/ Ellen and I also spoke about a Survey that is online from Conquer Studies through Dr. Diana Major and the University of Alberta regarding the cost of gluten free food for families. If you are an adult with celiac disease or the parent of a child with celiac disease, your opinion and experiences will help form a true picture of what Canadians are experiencing. We talked about the Gluten-Free marketplace that was held recently in Charlottetown, PEI. Ellen and I spoke about issues around AI and how that is affecting some recipe websites – the lesson here is to follow bloggers you know and trust. Both Ellen and I have been travelling over the past couple of months, and we chat about some of the gluten-free aspects of our adventures. December 6 - Last Call to Sign the e-Petition for a Gluten-Free Tax Credit Survey for Adults and/or Caregivers of Children with Celiac Disease (0–19 yrs) The Case for a Gluten-Free Diet Tax Credit Gluten-Free Paradise in Charlottetown, PEI! Cinde Little's Adventure in a Gluten Free Kitchen | A Canadian Celiac Podcast Celiac Scene News Round Up | A Canadian Celiac Podcast Ellen's Visit to 100% Gluten-Free Good Bread for All in Fort Wayne, Indiana! Sue's Websites and Social Media – Podcast https://acanadianceliacpodcast.libsyn.com Podcast Blog – https://www.acanadianceliacblog.com Email – acdnceliacpodcast@gmail.com Baking Website – https://www.suesglutenfreebaking.com Instagram - @suesgfbaking YouTube - https://www.youtube.com/playlist?list=PLUVGfpD4eJwwSc_YjkGagza06yYe3ApzL Email – sue@suesglutenfreebaking.com

In this episode, Co-host Carry Kim speaks with Terri Napeahi, a Native Hawaiian advocate and founder of the Keaukaha Action Network, about the significant health, cultural, and environmental impacts of geothermal energy development in Hawai'i. Terri shares her personal journey and the ongoing struggles of the Native Hawaiian community against industrial practices that threaten their lands and traditions. Join us for a powerful discussion on the intersection of Indigenous rights, environmental justice, and the fight for a sustainable future. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url There is a global push and narrative around “clean, renewable energy.” Anyone who has advocated on the frontlines knows that renewable energy is far from being 100% clean or without consequence, particularly to Indigenous people or people of color who tend to be on the receiving end of the aftermath and health risks of renewable energy sources such as geothermal may pose. Every energy source bears environmental risk whether to our air, soil, water, the sacred lands of original Indigenous peoples or the totality of beings of nature, especially those nearly invisible to us. Who benefits and who suffers in this assault upon air, water, soil and living beings? The expense is high for all of us. Terri Napeahi, Native Hawaiian grassroots organizer and advocate for her people, highlights concerns around the expansion of geothermal energy in Hawai'i as well as issues of corporate influence and fasttracking projects without proper regard for the health and safety of current and future generations of life. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio RESOURCES Terri Napeahi is a Native Hawaiian raised in Keaukaha Hawaiian Home Lands in Hilo, Hawaiʻi. She is the founder of Keaukaha Action Network, now helping to revitalize the Pele Defense Fund. Terri's advocacy began in her own community, after hearing that Hawaiians hold the highest percentages of health, income, and welfare disparities in their own home. She has a BBA in Business Administration from the University of Hawaii at Hilo College of Business and Economics, and currently works as a Planner in the Regulatory Division for the County of Hawai'i Planning Department. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats Episode 273

Naming beneficiaries and successors might seem simple, but one wrong designation can lead to tax headaches, probate delays, or unfair outcomes for your heirs. In this episode, Joe Curry explains how to properly name beneficiaries across your RRSPs, RRIFs, TFSAs, and non-registered accounts — and how to avoid common estate planning pitfalls that could cost your family thousands.   Key Takeaways Beneficiary vs. Successor — know the difference. A beneficiary receives the account value after death, while a successor (available only to spouses) continues the account tax-free and without interruption. RRSPs and RRIFs carry hidden tax traps. Non-spouse beneficiaries may get the full payout, but the estate — and the executor — must handle the tax bill. TFSAs can pass on tax-free growth — but only with the right setup. Naming your spouse as a successor holder preserves the tax-free status; naming them as a simple beneficiary does not. Non-registered accounts and property often go through probate. Joint ownership or trust structures can help avoid delays and additional costs. Keep designations up to date. Life changes — and so should your beneficiaries. Ensure account designations align with your will to avoid confusion or accidental disinheritance.   Resources Matthews and Associates – Book a Beneficiary Review Call Retirement Planning Simplified Blog Related RPS Podcast Episodes: Ep 92 – Paying for Promises: An Evidence-Based Look at Segregated Funds with Mark McGrath Ep 110 – Estate Planning Fails: Real Stories of What Can Go Wrong with Ellie Muir (Clear Estate)   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Join us for a profound conversation with Paula Peters from 2024, a citizen of the Mashpee Wampanoag tribe, as we unravel the myths surrounding Thanksgiving and explore the rich history and culture of the Wampanoag people. Discover the untold stories of colonization, the impact of diseases, and the ongoing struggle for land and cultural preservation. Paula shares insights into the Wampanoag's spiritual beliefs, their connection to the land, and the efforts to correct historical narratives. This episode is a journey into the resilience and enduring spirit of Indigenous peoples. Paula Peters, citizen of the Mashpee Wampanoag Tribe, shares the historical and cultural legacy and story of the Wampanoag: the People of the First Light. She unravels common misperceptions and false narratives around the first “Thanksgiving” and the harvest of 1621 involving Native people and the first colonizers, the Pilgrims. By acknowledging what has gone before, she invites us to envision and collectively create a balanced way forward for humanity. The Wampanoag have lived in southeastern Massachusetts for more than 12,000 years. They are the tribe first encountered by Mayflower Pilgrims when they landed in Provincetown harbor and explored the eastern coast of Cape Cod and when they continued on to Patuxet (Plymouth) to establish Plymouth Colony. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio LINKS The Thanksgiving Story from the Wampanoag Perspective: https://wilderutopia.com/traditions/wampanoag-thanksgiving-stolen-land-massacred-hope/ Paula Peters is a politically, socially and culturally active citizen of the Mashpee Wampanoag Tribe. For more than a decade she worked as a journalist for the Cape Cod Times and is now co-owner of SmokeSygnals [http://smokesygnals.com], a Native owned and operated creative production agency. As an independent scholar and writer of Native, and particularly Wampanoag history, she produced the traveling exhibit “Our”Story: 400 Years of Wampanoag History and The Wampum Belt Project documenting the art and tradition of wampum in the contemporary Wampanoag community [https://www.plymouth400inc.org/category/news/]. In 2020 she wrote the introduction to the 400th Anniversary Edition of William Bradford's, Of Plimoth Plantation. Paula is also the executive producer of the 2016 documentary film Mashpee Nine and author of the companion book, a story of law enforcement abuse of power and cultural justice in the Wampanoag community in 1976. Paula lives with her husband and children in Mashpee, Massachusetts, the Wampanoag ancestral homeland. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats Episode 242

Even in retirement, small expenses can quietly drain your income — until you take a closer look. In this episode, Joe Curry shares how a simple personal cashflow audit saved him over $2,000 a year and outlines practical steps retirees can use to find — and fix — their own hidden money leaks. Perfect for Canadians focused on tax-efficient retirement income planning and smarter spending.   Key Takeaways Small leaks sink big ships — even in retirement. Performing a personal cashflow audit can uncover significant amounts in annual savings. Subscriptions add up fast. Many retirees pay for apps, streaming services, or memberships they've forgotten about. Canceling unused ones can free up hundreds of dollars a year. Your needs change in retirement — your insurance should too. Review life, home, and auto coverage regularly to make sure you're not overpaying for outdated protection. Tax inefficiency is an invisible leak. Pulling income from the wrong accounts or missing opportunities like CPP deferral can quietly cost thousands in unnecessary taxes. Question your habits. Routines you've "always done" — from premium cell plans to cable TV — may not serve your retirement lifestyle anymore.   Resources Retirement Planning Simplified Blog Matthews and Associates Book a Cashflow Audit Call Related RPS Episodes: Ep 134 - Smart Tax Strategies for More Efficient Retirement Planning   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

In this episode, we explore the critical role lithium plays in the clean renewable energy transition, focusing on the potential of the Salton Sea in the Southern California desert as a lithium-rich resource. Well, there has been plenty of hype from industry as well as some clean energy advocates and environmentalists saying this could be the answer to many environmental problems with hard rock mining and brine evaporation for lithium around the world. We feature an interview with Dr. James J. A. Blair of Cal Poly Pomona, as well as multiple news reports, testimony from Preston Arrow-weed, a Quechan-Kamia knowledge keeper, Christian Torres from Comite Civico del Valle in Brawley, Dr. Ali Sharbat of Cal Poly Pomona, and Daniela Flores of the Imperial Valley Equity and Justice Coalition. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Also, check out two pieces published on PBS SoCal, host Jack Eidt's project with art-photojournalist Osceola Refetoff, where these issues are illustrated with incredible visuals from both the Salton Sea and Chile. White Snake of Knowledge: Lithium Boom on the Salton Sea: https://www.pbssocal.org/shows/artbound/the-white-snake-of-knowledge-a-lithium-boom-at-the-salton-sea Green Extractivism: Can Our Deserts Survive Our Thirst for Lithium: https://www.pbssocal.org/shows/artbound/green-extractivism-can-our-deserts-survive-our-thirst-for-lithium More on the environmental justice advocacy in the Salton Sea: https://ccvhealth.org/hells-kitchen?lang=us In our third segment we share an interesting discussion from the 2025 Bioneers Conference around the impacts of clean energy balanced with the urgent need to transition away from climate-wrecking fossil fuels with Bill McKibben of Third Act and 350.org Co-Founder, Colette Pichon Battle from Taproot Earth, and Eriel Deranger from Indigenous Climate Action. Join us as we delve into the intersection of technology, environmental justice, and community impact in the pursuit of clean energy. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Sources: Dr. James J. A. Blair [https://www.jamesjablair.com/] is an author, environmental consultant, and Associate Professor in Geography and Anthropology at California State Polytechnic University, Pomona. His work centers on energy, water, and environmental justice, especially related to extractive industries, including mining, fossil fuels, dams, logging, and fishing. Specific case studies include: geothermal lithium extraction at the Salton Sea in California; lithium mining, hydroelectric dams, and industrial logging in Chile and Argentina; as well as offshore oil and commercial fishing in the Falkland Islands (Malvinas). Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes on desert environmental and cultural issues for an L.A.-Press-Club-honored project on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation, and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 272 Photo credit: Jack Eidt

Even high-net-worth retirees can fall into the trap of financial complexity, with multiple accounts, different advisors, and no clear strategy. In this episode, Joe Curry explains why simplifying your financial life can create more control, smarter tax planning, and greater peace of mind. Learn how coordination, clarity, and a single cohesive plan can strengthen your retirement income strategy.   Key Takeaways Complexity creates confusion and missed opportunities. When investments are scattered across institutions, it's hard to see the big picture — leading to inefficiency and inaction. Diversification isn't about having money with many advisors. Real diversification happens when your investments are coordinated under one structured portfolio that works in harmony. Simplification unlocks smarter tax planning. With a unified view, you can coordinate RRSP, TFSA, and non-registered withdrawals to minimize lifetime taxes and avoid OAS clawbacks. A coordinated plan gives you clarity and confidence. Seeing your full financial picture in one place makes it easier to make decisions and understand how each dollar supports your goals. An advisor helps you stay simple and strategic. A great advisor continually reviews, rebalances, and coordinates your plan — keeping things clear, efficient, and aligned with your life.   Resources YRPS Ep # 134 – Smart Tax Strategies for More Efficient Retirement Planning A previous episode of YRPS that touches on how to build a tax-efficient retirement income plan Book a Call with Matthews + Associates   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Joshua tree is an icon and ecological keystone of the California deserts. However, climate disruption with hotter, drier summers and more frequent brush fires, threatens that some day soon Joshua Tree National Park will no longer have any Joshua trees. We discuss these systems and investigate what solutions are needed. Are solar farms in the desert an appropriate renewable energy solution, or do they cause more harm than good? What about the consequences of lithium mining in Death Valley for electric vehicles? Did you know it is not a wise idea to grow your own Joshua Tree from imported seeds? Our guest, James Cornett [https://www.amazon.com/stores/James-W.-Cornett/author/B001K84BWE?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true], is an ecologist, author, and principal biologist at JWC Ecological Consultants. He is one of the West's most prolific writers with more than forty-four books published. As former Director of Natural Sciences at the Palm Springs Desert Museum, he continues to share his love of natural history through writing, teaching, and lecturing. He is the first professional naturalist to have visited all nine of the world's great deserts and is writing a book on his travels and research in each. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 111

In this episode of Your Retirement Planning Simplified, Joe Curry unpacks essential cybersecurity lessons for retirees, based on insights from expert Darren Mar, Director of Client Solutions at NPC Dataguard, who recently led an informative cybersecurity webinar for clients of Joe's firm, Matthews + Associates.  Learn how to protect your retirement savings, personal data, and peace of mind from online threats with simple, practical steps that safeguard your digital and financial life.   Key Takeaways Cybersecurity is part of retirement security. Your wealth, identity, and digital assets are all connected — protecting them is as important as managing your investments. Most cyberattacks target individuals, not just corporations. Retirees are prime targets because of their savings, steady income, and tendency to trust legitimate-looking communications. Five essential layers of protection. Multi-factor authentication, long passphrases, regular software updates, secure backups, and professional-grade security tools dramatically reduce your risk. Awareness beats fear. You don't need to be a tech expert — just build consistent habits, question unexpected messages, and know what to do if something feels off. Peace of mind is part of your plan. Cybersecurity helps protect not only your money but your confidence and independence in retirement.   Resources Darren Mar, Director of Client Solutions at NPC Dataguard Darren recently led a webinar about Cybersecurity for our Fall 2025 Client Event at Matthews + Associates Cybersecurity & Identity Theft Checklist Request your free copy by emailing us: info@retirementplanningsimplified.ca YRPS Ep #97 Blog: Safeguard your Savings: Outsmart Cybercriminals Targeting Your Money with Scott Wright Previous YRPS episode with related content Matthews + Associates   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode, we confront the devastating aftermath of Hurricane Melissa, the strongest storm in recorded history to strike Jamaica with massive damage to Haiti, the Dominican Republic, and Cuba. We hear firsthand accounts from Jamaican survivors who faced terrifying winds and flooding, and we delve into the role of climate change in intensifying such storms. We feature two climate scientists, Dr. Michael Mann and Dr. Daniel Swain, juxtaposed with a documentarian on the ground, Jonathan Petramala. Join us as we explore the urgent need for aid and the resilience of the Jamaican people in the face of catastrophe. Support the Podcast via PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Several days of torrential rains, storm surges and catastrophic flooding caused by Hurricane Melissa have impacted the lives of more than 700,000 children across the Caribbean. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Sources: Hurricane Melissa's Ground Zero - Jonathan Petramala https://youtu.be/WjI0RD2s0To?si=l_No92HjV-pWzMNN Hurricane Melissa: The Fight to Reconnect Survivors https://youtu.be/Nhy9ZkSw_iQ?si=IM63dbmLiJ58Zf8D Michael Mann Discusses Impact of Hurricane Melissa on MSNBC with Chris Jansing https://youtu.be/AQ5OMZWJKRo?si=JY5vaFLDmD3ywSVb Dr. Daniel Swain of Weather West speaks on the dynamics of Hurricane Melissa https://www.youtube.com/live/mZJXmweDr0g?si=emPVEs_l4X1zIyET Dr. Michael E. Mann [https://michaelmann.net/] is Presidential Distinguished Professor in the Department of Earth and Environmental Science at the University of Pennsylvania, with a secondary appointment in the Annenberg School for Communication. He also serves as Vice Provost for Climate Science, Policy, and Action and Director of the Penn Center for Science, Sustainability, and the Media (PCSSM). Dr. Daniel Swain is a climate scientist focused on the dynamics and impacts of extreme events—including droughts, floods, storms, and wildfires—on a warming planet. Daniel holds joint appointments as a climate scientist within the California Institute for Water Resources within University of California Agriculture and Natural Resources (UCANR) and as a research partner at the NSF National Center for Atmospheric Research. He engages extensively with journalists and other media to facilitate accessible and accurate coverage and conversations surrounding climate change. He also authors the Weather West blog (weatherwest.com), which provides real-time perspectives on California weather and climate. Jonathan Petramala [http://www.youtube.com/@JonathanPetramala] is an independent journalist and documentarian with over 20 years of experience. He focuses on documenting major disaster events, bringing attention to the power and resilience of the human spirit. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes on desert environmental and cultural issues for an L.A.-Press-Club-honored project on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com], a website dedicated to the question of Earth sustainability, finding society-level solutions to environmental, community, economic, transportation, and energy needs. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 271 Photo credit: Daniel Swain

When it comes to CPP timing, the math often says "wait until 70" - but life isn't lived in a spreadsheet. In this episode, Joe Curry explores why taking your Canada Pension Plan early—sometimes even at 60—can be a smart, meaningful choice for your lifestyle, legacy, and peace of mind. Key Takeaways from this Podcast CPP timing isn't just about math — it's about meaning. The "optimal" financial choice may not be the one that helps you live your best retirement. Taking CPP early can increase flexibility. Early benefits can fund experiences, family gifts, or charitable giving when you're healthiest and most active. Zero-earning years can reduce your benefit. If you retire before 65 but delay CPP, those years may count against you in the CPP calculation. Not everyone needs longevity insurance. If you have pensions, rental income, or sufficient savings, delaying CPP might not be worth the trade-off. Behavioral comfort matters. If you're hesitant to draw from investments, that monthly CPP cheque might help you enjoy your retirement more freely. Resources Mentioned in this Podcast Episode 157: How to Delay CPP to Age 70 Without Sacrificing Retirement Income Episode 106: Understanding Your Retirement Income Personality for Success, with Wade Pfau Matthews & Associates Retirement Planning Process   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

In this episode, we explore the urgent need for bioregional climate action with Colette Pichon Battle, Eriel Deranger, and Thomas Linzey with Justin Winters moderating. These panelists came together at the 2025 Bioneers Conference in Berkeley, California [https://bioneers.org/] to share their powerful stories and insights on how local communities can drive meaningful change in the face of climate change and biodiversity loss. From Indigenous rights to community-led initiatives, this conversation emphasizes the importance of justice, equity, and local leadership in crafting effective climate strategies. Join us for a deep dive into the intersection of environmental activism and community empowerment. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Sources: Bioneers Conference 2025: https://conference.bioneers.org/ Eriel Tchekwie Deranger (Athabasca Chipewyan First Nation), a leading global figure in Indigenous Rights and Climate Justice activism, is the co-founder and Executive Director of Indigenous Climate Action [http://indigenousclimateaction.com/] and is a member of the International Indigenous Peoples Forum on Climate Change. She also sits on a number of boards of notable non-profit organizations (including Bioneers) and activist groups. Thomas Linzey, Senior Legal Counsel for the Center for Democratic and Environmental Rights [https://www.centerforenvironmentalrights.org/], widely recognized as the founder of the contemporary community rights movement, drafted the very first “rights of nature” law in the world (in Pennsylvania in 2006), and consulted on the very first rights of nature constitutional provisions (in Ecuador). Linzey co-founded the Community Environmental Legal Defense Fund. Linzey's work has been featured widely, including in leading publications including the NY Times, Mother Jones and the Nation magazine. Colette Pichon Battle, a generational native of Bayou Liberty, Louisiana, is an award-winning lawyer and prominent climate justice organizer. In the aftermath of Hurricane Katrina, when Black and Indigenous communities were largely left out of federal recovery systems, Colette led the Gulf Coast Center for Law and Policy (GCCLP) to provide relief and legal assistance to Gulf South communities of color. Justin Winters is the co-founder and Executive Director of One Earth [http://oneearth.org/], a nonprofit organization that works to prove that we can solve the twin crises of climate change and biodiversity loss through three pillars of collective action: renewable energy, nature conservation, and regenerative agriculture. One Earth generates educational content, inspiring storytelling, and innovative digital tools to equip people to drive change across Earth's 185 Bioregions. Prior to One Earth, Justin served as Executive Director of the Leonardo DiCaprio Foundation, where she built the organization's grant-making program that awarded over $100 million in grants across 60 countries, and grew its digital media community to 80 million followers. Jack Eidt is an urban planner, environmental journalist, and climate organizer, as well as award-winning fiction writer. He is Co-Founder of SoCal 350 Climate Action and Executive Producer of EcoJustice Radio. He writes on desert environmental and cultural issues for an L.A.-Press-Club-honored project on PBS SoCal called High & Dry [https://www.pbssocal.org/people/high-dry]. He is also Founder and Publisher of WilderUtopia [https://wilderutopia.com]. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Host: Jack Eidt Engineer and Original Music: Blake Quake Beats Episode 270

Wondering if your retirement portfolio is really performing well? In this episode of Your Retirement Planning Simplified, Joe Curry explains why comparing your portfolio to indexes like the TSX or S&P 500 can be misleading. Learn how to evaluate investment performance based on your personal goals, asset mix, and income needs — not on market headlines. Key Takeaways from this Episode Stop Comparing to the TSX. Your retirement portfolio is designed for stability and income, not for competing with stock indexes built for accumulation. Diversification Is the Real Benchmark. A well-structured retirement portfolio should include Canadian, U.S., international, and fixed-income holdings — each with its own purpose. Asset Allocation Should Reflect You. Your mix of stocks and bonds should align with your risk tolerance, income needs, and guaranteed income sources like CPP, OAS, or pensions. Evidence Beats Guesswork. Research like the SPIVA scorecard consistently shows that active managers rarely beat the market after fees — supporting an evidence-based approach. Stay Focused on Purpose, Not Performance Chasing. Evaluate your portfolio by asking whether it's helping you meet your income goals and maintain peace of mind, not whether it's "winning" against the market. Resources Mentioned in this Episode SPIVA® Canada Scorecard (S&P Global) Previous Episode of YRPS: The Bond Tent Strategy Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://matthewsandassociates.ca/ https://www.facebook.com/RetirementPlanningSimplified/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

Toxic Exposure: The Monsanto Roundup Trials, and the Search for Justice," reveals the dark side of the world's most widely used herbicide. Jessica Aldridge interviewed Dr. Chadi Nabhan in 2023, who offered his expert insights on the link between glyphosate and cancer, the landmark legal battles against Monsanto, and the ongoing struggle for environmental justice. Tune in for a compelling narrative that exposes the failures of regulatory agencies and the courage of individuals standing up to agrochemical giants. For years, Monsanto declared that their product Roundup, the world's most widely used weed killer, was safe. But in 2015, scientific studies concluded that glyphosate, the active ingredient in Roundup, is probably carcinogenic. The Environmental Protection Agency (EPA) and Monsanto disagreed with the findings, as scientists worked to understand the link between glyphosate and cancer. Dr. Chadi Nabhan's book, Toxic Exposure [https://chadinabhan.com/mybooks/], tells the true story of his role as an expert physician witness who testified in multiple state and federal trials against Monsanto. His book recounts the heartbreaking stories of numerous patients who developed the cancer non-Hodgkin lymphoma, after regularly using Roundup on yards and school grounds. Monsanto is now owned by Bayer, one of the largest agrochemical companies in the world. These companies and the EPA downplayed the health dangers of Roundup and the active ingredient glyphosate even after Monsanto lost numerous court cases (owing billions in judgements) and settled out of court for more than $11 Billion for more than 100K patients. In this interview we discuss the history of Roundup, the dangers of glyphosate, the trial stories and verdicts, and what the everyday person can do to fight for justice against this agricultural behemoth. Dr. Chadi Nabhan is an expert in lymphoid malignancies and treating and diagnosing cancers. He is author of Toxic Exposure: The True Story behind the Monsanto Trials and the Search for Justice [http://www.chadinabhan.com]. He received his medical degree from Damascus University in Syria. After performing basic science research at Massachusetts General Hospital/Harvard Medical School, he completed his internal medicine residency as well as an MBA in Healthcare Management at Loyola University in Chicago. Dr. Nabhan maintains active medical licenses in five states, and has over 300 peer-reviewed articles and abstracts. He is also a sought-after speaker, moderator, facilitator, and the creator and host of his own podcast, "Healthcare Unfiltered" [https://www.youtube.com/channel/UCjiJPTpIJdIiukcq0UaMFsA]. Jessica Aldridge, Co-Host and Producer of EcoJustice Radio, is an environmental educator, community organizer, and 15-year waste industry leader. She is a co-founder of SoCal 350, organizer for ReusableLA, and founded Adventures in Waste. She is a former professor of Recycling and Resource Management at Santa Monica College, and an award recipient of the international 2021 Women in Sustainability Leadership and the 2016 inaugural Waste360, 40 Under 40. More Info/Resources: Buy the book, Toxic Exposure: https://chadinabhan.com/mybooks/ Salon Article: https://www.salon.com/2023/02/25/glyphosate-roundup-chadi-nabhan-interview/ Related Show: Kelly Ryerson - Glyphosate Girl - https://wilderutopia.com/ecojustice-radio/glyphosate-an-herbicide-that-kills-more-than-weeds/ Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer: Jack Eidt Host and Producer: Jessica Aldridge Engineer and Original Music: Blake Quake Beats

In this episode of Your Retirement Planning Simplified, Joe breaks down the five and a half guaranteed retirement income sources every Canadian should understand—from CPP and OAS to pensions and annuities. Learn how to build a dependable retirement income floor so you can retire with confidence and weather any market conditions.     Key Takeaways from this Episode Defined Benefit Pensions – A disappearing but powerful guaranteed income source, backed by employers or plan sponsors. Know your plan's funding health and inflation protection. Canada Pension Plan (CPP) – One of the most reliable lifetime income streams. Delaying CPP can act as “longevity insurance,” boosting payments by 8.4% per year after age 65. Old Age Security (OAS) – Government-funded and guaranteed, but subject to clawbacks for higher-income retirees — making tax-efficient withdrawal strategies critical. Annuities – Think of these as “do-it-yourself pensions.” You exchange a lump sum for guaranteed lifetime income, ideal for those who value simplicity and peace of mind. Guaranteed Minimum Withdrawal Benefits (GMWBs) – Hybrid investment-insurance products that can provide guaranteed income while keeping you invested, though often with complexity and higher fees. Bonus (“Half”) Sources: GIS for lower-income retirees and rental income, which may feel stable, but lacks a true guarantee.     Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/  Don't forget to like, comment, and subscribe for more simplified retirement planning insights! ABOUT JOE  CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/   https://www.facebook.com/RetirementPlanningSimplified/                https://matthewsandassociates.ca/      ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified         DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

Nature is not fixed, but ever changing. Some of the world's best known deserts were once fertile grasslands and forests, including the Sahara, the Mojave, the Kalahari, and Gobi deserts. Is it accurate to think of deserts as permanent? Ecosystem succession shows us that Nature can evolve from rock to forest as well as reverse itself back to dust or a barren state. According to National Geographic, drylands account for more than 40 percent of the world's terrestrial surface area. Human-caused desertification and soil erosion is changing the landscape of Earth, with Africa and Asia being particularly vulnerable; many in these regions rely on subsistence farming. Humans are accelerating the degradation of land through deforestation, urbanization, mining, monocrop industrial farming, and conventional ranching, however, turning land into desert is not a fixed or foregone conclusion. Our guest in this show recorded in 2023, Alejandro Carrillo, Managing Partner, Grasslands Regeneration Project for Las Damas Ranch, has been working to green the Chihuahuan desert in northern Mexico. Droughts, floods and erosion need not be permanent realities if we change the behaviors that are causing them. We have the power to align with and assist Nature in a process of evolution that benefits and sustains life. Las Damas, Alejandro Carrillo's 30,000-acre ranch, is one of the world's best known examples of what is possible on dry land, these arid and brittle environments that receive low rainfall. Due to rotational grazing and other strategies, like supporting the work of dung beetles and termites, native grasslands have proliferated. Thus, water infiltrates into more productive soil, wildlife and plant diversity thrive, encouraging a microclimate where rainfall increases. Resiliency is possible and Alejandro is here to share his remarkable, regenerative journey. For an extended interview and other benefits, become an EcoJustice Radio patron at https://www.patreon.com/ecojusticeradio Alejandro Carrillo, Managing Partner, Grasslands Regeneration Project [https://www.desertgrasslands.com/], is a regenerative rancher in the Chihuahuan Desert in Northern Mexico. In the last ten years, he has been able to grow tremendous amounts of grasses, forbes, and legumes in a climate zone that receives only eight inches of rainfall, thanks to holistic, rational grazing management. This has benefited both his ranching endeavor and the life in general of all organisms below and above ground. He has also made rainfall more abundant by creating a microclimate for his ranch. Before joining his father's cattle ranch called Las Damas in 2004, Alejandro worked for several years in the software industry in the financial sector in various countries in the Americas and Europe. Carry Kim, Co-Host of EcoJustice Radio. An advocate for ecosystem restoration, Indigenous lifeways, and a new humanity born of connection and compassion, she is a long-time volunteer for SoCal350, member of Ecosystem Restoration Camps, and a co-founder of the Soil Sponge Collective, a grassroots community organization dedicated to big and small scale regeneration of Mother Earth. Podcast Website: http://ecojusticeradio.org/ Podcast Blog: https://www.wilderutopia.com/category/ecojustice-radio/ Support the Podcast: Patreon https://www.patreon.com/ecojusticeradio PayPal https://www.paypal.com/donate/?hosted_button_id=LBGXTRM292TFC&source=url Executive Producer and Intro: Jack Eidt Hosted by Carry Kim Engineer and Original Music: Blake Quake Beats Episode 199