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Are you thinking of turning your 'side hustle' into a full time job?Perhaps you want to take the plunge but don't know your sole trader from your limited company.This Money Box Live is a toolkit for anyone planning to start a new business - or those who've started one but might need a helping hand.And we have Dragons' Den star Deborah Meaden on the show to talk about what makes a good idea, the positives of running your own business as well as the pitfalls to look out for.Following the pandemic there was a huge drop in the number of self-employed people but last year more than 100,000 people decided to go it alone and work for themselves compare to the year before - and it's the over 50's taking the lead according to the freelancer organisation IPSE.It's also deadline day to fill out your self assessment tax return - so we'll be answering all your tax questions too.Felicity Hannah is joined by Vicks Rodwell from the Association of Independent Professionals and the Self-Employed and Richard Jones from the Institute of Chartered Accountants in England and Wales.Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess Quayle(First broadcast 3pm Wednesday January 31st 2024)
Saurabh Mithal is a teacher, independent professional, and the founder of Passionately Curious, a community for solopreneurs. I invited Saurabh to talk about his experience working with freelancers. In this episode, Saurabh shares how he helps independent professionals establish their businesses, and how he helps them manage self-doubt, procrastination, and distractions. LINKSPassionatelyCurious.inThe Passionately Curious podcastSaurabh on LinkedInDesigning Your LifeCreativity Inc. Creative Confidence The Practice War of Art This is MarketingThe Art of Possibility
Small businesses represent as much as 99% of UK companies, according to government figures. They employ about half of the workforce and often contribute a vital service to local communities. The small business sector has been facing significant challenges - higher inflation, more expensive business loans and uncertain markets. In this podcast, we look at both the challenges and the opportunities for small businesses. The experts on the panel are: Charlotte Thomason, Head of Policy and Government Relations at Enterprise Nation, an organisation which helps advise small businesses on how to set-up and grow. Andy Chamberlain, Director of Policy at IPSE - The Association of Independent Professionals and the Self-Employed. Adnan Sajjad, an accountant specialising in helping small businesses. Presenter: Adam Shaw Producer: Amber Mehmood Researcher: Catherine Lund Editor: Beatrice Pickup
Digital Game Changer | Finanzielle Freiheit für Selbstständige
2013 wurde ich gefragt, ob ich nicht in einem Prinzengefolge im Karneval dabeisein möchte. Aber was ich nicht auf dem Radar hatte, was das 10 Jahre später für eine unternehmerische Auswirkung auf meinen Business haben würde ... ### Kuratierter Newsletter ### „Die freiberufliche Boutique“ ist ein kuratierter Newsletter für freiberufliche Unternehmer und Independent Professionals. Mit handverlesenen Buchtipps, inspirierenden Beispielen, hilfreichen Strategien und interessanten Events. Aus der Praxis, für die Praxis! https://maikpfingsten.de/
Digital Game Changer | Finanzielle Freiheit für Selbstständige
Auf das Leben - mein berühmt berüchtigter Braindump beim Spazierengehen. Ich bin mal wieder unterwegs am Rhein und spreche über meine Erfahrung und wohin die Reise geht. ### Newsletter ### „Die freiberufliche Boutique“ ist ein kuratierter Newsletter für freiberufliche Unternehmer und Independent Professionals. Mit handverlesenen Buchtipps, inspirierenden Beispielen, hilfreichen Strategien und interessanten Events. Aus der Praxis, für die Praxis! Jetzt abonnieren unter https://maikpfingsten.de/
It's quite a winding route that's taken Marcelle to be known as a fashion photographer. But from working in shops on London's Oxford Street as a teenager, now her photos can be seen in those windows instead.Marcelle did lots of work for free early on but it built a network, a portfolio and a reputation that has since served her well. Whilst her training as a graphic designer has kept her working at times when she didn't have a camera in her hand.She loves her job and is a self professed workaholic, but her thirty year plan finds her sitting in a beach far away from the streets of London.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
Kyle left agency life and started his self-employed journey working with friends as a collective. 8 years on though, he'd built his own name through hosting meet-ups and speaking at events to the point where it made sense to go solo.From small meet-ups he ended up speaking on some of the biggest stages with the likes of Adobe as clients. Yet in 2020 decided to switch from being a freelancer to becoming a Creative Director in-house.Now, full-time at School Of Motion, a fully remote company, he still has flexibility in his life. Kyle believes his years of working independently, general skill-set, and ability to get things done that comes from being freelance is actually making him a better employee.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
When Korean Hyunjin, or ‘Jenna' as she's also known, met her American husband, she moved to be with him and needed to find work in small town USA.Whilst blogging tips about international relationships, Jenna found readers started to approach her for help with their own written English requirements like cover letters and applications. Her freelance journey had begun.Years later she joined Elance, that became Upwork, and worked her way up to be one of the top 1% professionals on the freelancer job site.Her blog meanwhile spawned what is now the largest community for Korean/international couples. Currently based back in South Korea, along with regular clients on Upwork, her free community brings her plenty of opportunities as her members recommend her too.Maybe Upwork doesn't have to be a race to the bottom after all. Hear Jenna's story. And her cat.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
Luke needn't have been scared of going freelance. He'd spent 10 years of agency life making great work and making a name for himself. Through writing, speaking and community, people knew he'd be a great freelancer even if he didn't.And whilst all of his income is derived from client work, that's definitely not where all his time is spentLuke devotes huge amounts of energy to Birmingham Design. Joining forces with his friend Dan to organise events, workshops, a shop, website, directory, mentorship scheme and a massive festival celebrating and nurturing the creative scene around them.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
The government has spent the past few weeks introducing and then withdrawing a confusion of financial policies, which first introduced the largest package of tax cuts in decades and then, in the face of market chaos, decided that they weren't such a good idea and withdrew many of them. So where does this leave the personal finance of people who've seen two mini-budgets, two chancellors, an emergency bond-buying programme, mortgage rate increases and widespread uncertainty about the future? In particular, we'll be looking at how it affects the self-employed - all 4.3 million of them. Featuring Helen Thornley from the Association of Taxation Technicians and Andy Chamberlain, Director of Policy at The Association of Independent Professionals and the Self-Employed. Presenter: Adam Shaw Producer: Amber Mehmood Editor: Jess Quayle (First broadcast 3pm, Wednesday 19th October, 2022)
When Australian Robyn quit her job working in comms for a French yacht company, she wasn't expecting her boss to be so keen to keep her that he'd offer her a 2-day-a-week retainer if she went freelance.So she did. Finding work through her network and referrals along the way. 6 years later Robyn still has no website.But working solo also gradually sent Robyn into her shell. So now, she's proactively seeking out connection once more. Making online dates with other freelancers and working with a business coach - she's enjoying life being freelance once more.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
While working in his first job at a small agency, Ryan started a website. He didn't think much of it. Until its local SEO started bringing him leads and the chance to do extra work on the side.A year on, working evenings and weekends, he'd reached capacity. This was it. Time to go full time freelance. With no network of his own, he needed his site to continue to bring him clients. And it really did.In the past year Ryan's grown a team of two fellow freelancers. Able to make the most of the leads, the retainers and enjoy the ability of having people to bounce ideas off of rather than make every decision on him.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
Already established in her marketing career, Nadine went freelance in order to ‘stretch' herself professionally. And stretch she has!Her natural networking style served her well. Nadine has been freelancing for 10 years with big name clients and still doesn't have a website of her own. LinkedIn and her trusty Rolodex of business cards keep her ‘booked and busy'.And in the past couple of years, she's decided to use her own success and knowledge to give back. Starting a community and investment fund for diverse, marginalised entrepreneurs.Nadine loves the entrepreneurial side of being freelance. And you're going to love her story…You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
Momina realised traditional office life didn't fit with taking care of her mental health. Sh'e'd go freelance and be a better boss to herself.Having quickly built up a personal brand and relationships on Twitter, work soon came her way.This was in January 2022. So when she spoke for the podcast in July of that year, she'd really not been freelancing long. But that doesn't mean she didn't have a lot to share. A lot for us to learn from.Having already experienced and dealt with burn out, the issues with outsourcing in a hurry, prejudices from those refusing to consider hiring someone from Pakistan… but also the flip side of community, building great client relationships and ultimately creating that work life that works for her.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
Stephen wasn't looking to go freelance, but when redundancy came 10 years ago, he took on a contract for a few months. And here is all those years later saying he'd never go back.In between he's evolved specialisms, written a book that became a course and started working remotely. Stephen takes time out on side projects and courses to always stay on top of trends, tech and skills - thinking about what his clients might want now and in the years to come.And what about what he wants? As he nears the end of his 40s, Stephen's now exploring what a future in freelancing will look like for him and his family.You'll find full show notes and transcript for this episode at beingfreelance.com This episode is sponsored by AXA Business Insurance.Get cover for your work, your tools, your reputation. It feels better being protected, being freelance.Work hard, insure easy. Check out their site or Search AXA Business Insurance.AXA Insurance UK plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation AuthorityThis episode is sponsored by IPSEThe Association of Independent Professionals and the Self Employed - support for UK freelancers.Advice, networking, events, perks - and sort your pension, insurance, legal, tax..There's a lot to think about when being freelance, and IPSE have your back. New to freelancing? The Being Freelance course is made for you!Steve's rolled up everything he's learnt from over 6 years of conversations with more than 250 freelancers.There's no ‘one way' to be a successful freelancer, but this course will help you avoid the many mistakes that most of us make. Learn from our experiences.Find out more about the course. FREELANCER MERCHGet Being Freelance merchandise at beingfreelance.com/shopLooking to learn from and connect with other freelancers? Check out the website beingfreelance.com, and be part of the Being Freelance Community!Like VIDEO? - Check out the Being Freelance vlog - YouTube.com/SteveFolland
We hear from a new starter whose boss asked her to buy £800 of vouchers - but it turned out to be a scam. Employers' social media could be putting staff at risk from fraudsters, but to whom can victims turn for compensation? Dr Elisabeth Carter, criminologist and forensic linguist at the University of Roehampton tells us how scammers use a technique known as "genre mapping". Many of us who are self-employed or with side hustles channel the income through our personal accounts, but as one Money Box listener and yoga teacher found out, it can lead to your personal account being suddenly frozen. Andy Chamberlain from IPSE - The Association of Independent Professionals and the Self-Employed - lays out account holders' rights. If you're half of one of the almost one in 10 married couples with an age gap of more than 10 years, your pension could take a surprise hit in the event of your partner dying. Many pension schemes contain a discretionary clause known as the “young spouse discount.” One Money Box listener tells us how her pension was unexpectedly and substantially reduced when her husband of 40 years died - because he was 25 years older than her. We also hear from former pensions minister, Steve Webb, partner at the pensions analysts, Lane, Clark and Peacock. Presenter: Felicity Hannah Producer: Paul Waters Reporter: Dan Whitworth Researcher: Kafui Okpattah
Claer catches up with 30-year-old jewellery designer Roseanna Croft. When they spoke last October, her small business was reeling from the impact of coronavirus and cancelled weddings. Money Clinic experts advised Roseanna on accessing financial support, and finding a new direction for her business under lockdown. Five months on, has she managed to hammer out her financial issues? The experts were Suli Breaks, the entrepreneur, poet and presenter of the 7even Figures Business podcast, and Andy Chamberlain, head of policy at the Association of Independent Professionals and the Self Employed. The original podcast was released on Nov 10th 2020.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team money@ft.com, with a brief description of your story. Follow Claer @Claerb and read her Serious Money column. Further reading:-Claer has written extensively about issues facing small business owners during the pandemic, and has more advice in this recent Money Clinic-Follow Suli @SuliBreaks and Andy @AndyChamberlain-The IPSE website has lots on the help available for the self-employed and limited company directors See acast.com/privacy for privacy and opt-out information.
Disclaimer: This podcast is for general guidance only and discusses the legal position in the UK at the time of publication unless stated otherwise. You must take legal advice and not rely on the information provided in this podcast before taking action. We do not update our podcasts and therefore, past podcasts may not reflect the current legal position. There are 5 million self-employed people in the UK and if you’re listening to this episode, it’s likely you’re one of them. If you’re a freelance motion designer you’ve probably heard about the IR35 tax law - but what does it mean for you and the way you do business? In today’s episode, you’re going to find out. About Andy Chamberlain Andy Chamberlain is the Director of Policy for The Association of Independent Professionals and the Self-Employed (IPSE). IPSE is the only non-profit organisation in the UK providing support to independent professionals and self-employed people in the UK. What is IR35 and does it affect me as a freelance motion designer in the UK? IR35 is a term used to describe two sets of tax laws that stop what is known as “disguised employment”. This is when an individual acts like an employee and is treated like an employee but they disguise that employment by portraying themself as a limited company rather than an individual. By doing this, both the individual and the employer who is hiring them essentially pay less tax - however, it’s illegal and a form of tax evasion. IR35 will only affect you if you’re an individual operating as a limited company. If you are a sole trader, it does not apply. So what is changing with IR35? As it stands, the government is changing the way that IR35 works in the private sector - moving the responsibility from the individual receiving the payment to the end client. The issue with this is that now many individuals are having to pay tax like an employee even though the company they work for gives them no employee benefits. As an employee, when you get paid, the amount you receive has already had the tax and national insurance deductions taken out of it. Under new IR35 rules, the same will now happen for self-employed people. This is making companies less likely to hire self-employed people because they don’t want to spend time putting them on their “books” and making tax deductions if they won’t be with the company for very long. Therefore they are now advising self-employed people to work under an umbrella company that will make those tax deductions for them instead. This is because if they pay someone through their payroll, they have to make employers national insurance contributions which is an additional 13.8%. Umbrella companies also don’t want to have to pay the 13.8% so they say to the individual “we need you to reduce your day rate so that we can afford to pay your employers national insurance contributions.” So who benefits from this new system? The only person who is really benefiting from this new system is neither self-employed people nor the end client - it’s the government. Rather than waiting a year for a self-employed person to submit their tax return, they are now able to gather a lot more tax from self-employed people more quickly. End clients are now worried - because if they say that IR35 doesn’t apply to a contractor they are working with and carry on paying them their gross pay as before, HMRC can approach them at a later date and they will be held liable. Because IR35 is so complicated, many end clients are choosing to put all self-employed workers under the IR35 rules rather than risk being penalised later on down the line. Does IR35 apply if I am a sole trader? IR35 only applies if you are a self-employed person working as a limited company and not if you’re a sole trader. Historically end clients have preferred to work with people who operate under a limited company because it mitigates their risk. For example, there are some laws that apply whereby if a sole trader didn’t pay the correct tax, the person who paid them could be liable. If you currently have a limited company and are concerned over the implications of IR35 on you and your freelance business, you could consider dissolving your limited company and become a sole trader, provided your clients were still happy to work with and pay you on that basis. There are benefits and drawbacks to being a sole trader or a limited company. Ultimately, only you can decide what is best for you. Am I inside or outside IR35? Andy explains that for employment to exist, you need to have each of the following: Personal service - one individual required to do the work themselves, they cannot send a substitute. If you feel you can send a substitute to do your work, this is one of the key ways in which you could dispute an IR35 claim. Mutuality of obligation - is the end client obliged to provide the contractor with work and is the worker obliged to accept that work and do it? Contractors are able to turn down work, whereas employees are obliged to carry out any work they are given. Control - how much control does the individual have over the work they are doing? If you are an employee, the employer has the right to control your work. However, if you’re a freelancer, you are largely able to dictate your own work and the way in which you produce it. If you can prove that any one of these three elements does not exist in the end client relationship, then IR35 does not apply to you. What should I do as a freelance motion designer to prepare for this? Andy advises freelance motion designers to consider what factors distinguish them from paid employed inside the companies that they are currently working with. If you are unsure whether IR35 applies to you or not, you can use the Check Employment Status for Tax tool (CEST) on the Government website, print out the results and show them to your client. Small company exemption rules The rules we have covered so far in regard to IR35 tax rules only apply to end-clients who are medium or large in size. Small companies don’t have to make these considerations under the small company exemption rules. A small company has to meet two of the following three criteria: The company has less than or equal to 50 employees The company has less than or equal to £10.2 mil turnover Less than or equal to 5.1 million on their balance sheet Protecting yourself with a Statement of Work Contract A statement of work is a type of contract that sets out the set deliverables and milestones required for you as the contractor to carry out the work. Payment is then on delivery of those milestones. If you have a contract like that then it makes it very hard for anyone to claim IR35 applies to that written contract, so long as the work carried out matches what was in the contract. A Statement of Work Contract could be a great way to carry on working as you have been with no IR35 implications. If you’re unsure about your existing contracts, consider paying to get them independently reviewed. Andy finishes off the episode by answering some frequently asked questions that have been submitted by Motion Hatchlings, so make sure you listen to the end to see if your questions have been answered. Ultimately, the best advice around IR35 is to make sure you have researched the topic and are aware of your rights should your clients try to claim you are within IR35 when you know you are not. Do you have any other questions about IR35? Do you think it’s going to affect the way you work? Leave a comment on the episode page and let us know! Read the full shownotes. Find more guidance on IR35 on the IPSE website. Follow Andy on Twitter and LinkedIn.
Featured speaker: Andrew Chamberlain, Director of Policy, IPSE We know that the new IR35 rules are coming into effect in April 2021. Organisations like the REC and The Association of Independent Professionals and the Self-Employed (IPSE) have been pushing for a delay to this legislation. While we continue our work behind the scenes, it is imperative that all parties in the supply chain are fully aware of their obligations and the implications of non-compliance. We spoke to IPSE's Director of Policy, Andrew Chamberlain on what recruiters and clients can do to support contractors and freelancers. In this episode, you'll hear about: • An overview of IR35 from a contractor's and client's point of view • Trends IPSE are seeing among clients with their approach to IR35 • Status Determination - do's and don't • What recruiters can do to support contractors and freelancers ahead of April 2021. Head to REC's IR35 hub for the latest legal resources and to sign up to our upcoming practical seminars: www.rec.uk.com/ir35 To learn more about IPSE's work on IR35, check out their website: https://www.ipse.co.uk/ir35-hub-ipse.html
In the early days of lockdown the government announced support for the self-employed who'd had their work impacted - or even destroyed - by the pandemic. But it's estimated that more than a million people have been unable to claim any financial help from the scheme, and they've been in touch with Money Box in droves. Adam Shaw and our panel hear from some of those who've been stuck without government support and want to know why not, and ask what other help is out there for freelancers. Panel: Andy Chambers - Director of Policy at IPSE, the Association of Independent Professionals and the Self-Employed Tom Waters - Senior Research Economist from the Institute For Fiscal Studies Caroline Miskin - Technical Manager from the Institute of Chartered Accountants in England and Wales Producer: Beth Sagar-Fenton Editor: Emma Rippon
29-year-old jewellery designer Roseanna Croft is having her mettle tested by the pandemic. Wedding cancellations have dented her sales, and now the second UK lockdown threatens Christmas trading. As a limited company director, she has restricted access to government support and must rely on her own efforts to redesign her business plan. Claer finds creative inspiration for Roseanna from Suli Breaks, the entrepreneur, poet and presenter of the 7even Figures Business Podcast, and financial tips from Andy Chamberlain, head of policy at IPSE (the Association of Independent Professionals and the Self Employed).Further reading:-Claer has written extensively about issues facing small business owners during the pandemic, and the problems of accessing government support schemes. Her recent FT column Help for the self-employed won’t save everyone is free to read -Suli presents the 7even Figures podcast, where he interviews an entrepreneur who has set up a business from scratch, finding out how they grew their passion into a million pound company-Watch Suli in action on his website and follow him on Twitter @SuliBreaks-Andy Chamberlain is head of policy at IPSE, and tweets @AndyChamberlain-The IPSE website has a hub full of advice and information for the self employed and limited company directors detailing the help available during the pandemic-You can follow Claer on Twitter and Instagram @Claerb See acast.com/privacy for privacy and opt-out information.
Coronavirus means the next few years look worrying. But did you know that freelancers are actually more in demand in financial crises? As more companies rely on the flexible workforce of the UK's freelancers, find out how to adapt your business to make sure you stay in demand and can find freelance work. Ruth Wilson, a freelancer who is a television producer, director and editor as well as a qualified life coach, joins us to talk about her experiences during the 2008 financial crash. Ruth had to adapt her business to weather the financial storm and 12 years later, has advice for freelancers facing a financial crisis now. Ryan Barnett, economic policy adviser from the Association of Independent Professionals and the Self-Employed (IPSE), also joins us to talk about the freelance economy, and what freelancers should expect over the next few years. Read IPSE's Freelance Confidence Index here (https://www.ipse.co.uk/policy/freelance-confidence-index-hub.html ) to find out how the economy impacts freelancers.
With unemployment rising and more and more companies making people redundant, I’m having a lot of conversations with people about the merits of becoming a freelancer or a contractor. According to IPSE, the Association of Independent Professionals and Self Employed, approximately 6% of the UK workforce are freelancers and since typically when we see high redundancy levels we see an increase in the number of people freelancing they are expecting that percentage to go up. In this episode, I share the things you should consider before deciding if you should join them and become a freelancer.
Since 2002, Christy Geiger has worked with executives and business leaders to inspire growth and transform leadership. As an ICF Master Certified Coach and founder of SynergyStrategies.com, Christy is passionate about human performance and communication. Her mission is to TRANSFORMING ORGANIZATIONS THROUGH LEADERSHIP, PRODUCTIVITY AND PERFORMANCE. With a Masters in Psychology, numerous certifications in assessments and Guerrilla Marketing, extensive background in human psychology, HR management and strategic planning, she is able to dynamically work with clients to leverage their strengths and style to LEARN and TAKE ACTION, closing the gap between where they are and where they want to be. Her clients describe her as a great listener, quick, insightful, truth-teller and full of ideas and energy. From the “mover and shaker” to the “reflective and academic thinker” leader type, Christy works with executives to: 1) DEVELOP LEADERSHIP FROM THE INSIDE OUT: Leaders looking to advance in the industry or expand their edge or reputation with a stronger image and impact by honing their natural strengths and style 2) ADVANCE VISION AND ACTION: CXOs, Executives, Owners, Managers & Independent Professionals (people responsible for goals and their bottom line) to get clarity, focus and a strategic plan for solid leadership, traction and execution 3) STRENGTHEN TEAM AND BUSINESS CULTURE: Leaders desiring to build their communication and team by understanding the uniqueness of each team member and different communication styles resulting in positive and healthy cultures Christy works virtually with clients across the globe to help C-level executives, business leaders, and professionals to transform their performance, expand their reach and achieve new levels! Today we discuss how businesses and leaders can avoid getting SCARFed or reacting to disappointment, frustration, and uncertainty about the future out of self-preservation and get back into their higher brain decision making. synergystrategies.com http://www.facebook.com/synergystrategies https://twitter.com/christygeiger https://www.linkedin.com/in/christygeiger/ https://synergystrategies.youcanbook.me/ Sage Peak Business Solutions help businesses create systems and processes and automate the heck out of those processes. Book your free strategy session today! https://www.meetingbird.com/l/SagePeak/consultation --- Send in a voice message: https://anchor.fm/lisa-kempton/message
Over 2 million people have received a grant from the government’s self-employment income support scheme. This week Chancellor Rishi Sunak announced that it will be extended to pay out another lump sum worth 70% of average monthly trading profits, capped at £6,570. Guest: Andy Chamberlain, Director of Policy for the Association of Independent Professionals and the Self-Employed. It's been more than a month since a ban on using credit cards as a source of funds for gambling came into force. Reporter Dan Whitworth unearths a major loophole in those rules. Guest: Carolyn Harris MP and Chair of the all-party parliamentary group on gambling related harm. University students applying for maintenance loans who have experienced household loss of income of 15 percent or more, due to coronavirus, could be eligible for a higher amount. Guest: Tom Allingham from Save the Student Presenter Paul Lewis Reporter Dan Whitworth Producer Charmaine Cozier Editor Richard Vadon
On this week's bonus podcast, Faye and Jess are joined by Ryan Barnett, Economic Policy Adviser for The Association of Independent Professionals and the Self-Employed (IPSE (https://www.ipse.co.uk/) ). After a turbulent few weeks in the policy world, Ryan simplifies what has happened this week, and what to expect in the coming months for freelancers.
Announcements from the Government are coming thick and fast about the help available for small business in these difficult times. An expert panel joins Adam Shaw to discuss and answer your questions on what assistance might be on offer. We also look at issues facing the self-employed and discuss what support is currently out there for them. Get in touch by email: moneybox@bbc.co.uk or tweet: @moneybox. Joining Adam: Will Hadwen - rights adviser from Working Families Sonali Parekh - Head of Policy at the Federation for Small Businesses Alasdair Hutchison - Policy Development Manager from the Association of Independent Professionals and Self Employed Producer: Darin Graham Editor: Emma Rippon
If you are looking to stay productive while between projects, one area to invest time is setting up technology tools for your practice. In this episode, I share 17 recommendations. I mention some previous episodes of this show in my discussion, including: Episode 172: David A Fields on setting up a CRM system Episode 236: Evernote Episode 237: MixMax Episode 73: Calendly
Rachel Mason is a mum in business who is definitely doing the mummy juggle. She is a multi award-winning songwriter, singing teacher, arranger, performer and international vocal judge. She was also crowned Freelancer of the Year 2019 by the Association for Independent Professionals and the Self Employed. She started her journey in business before she became a mum and she is proof that anything is possible if you just say yes. You can follow Rachel on Instagram and find out more about her business on her website and facebook. If you enjoyed this podcast then please like, share and subscribe. You can keep up to date with Mummy on a Break on Facebook, Twitter, Instagram and on the website.
This week Frankie Tortora and Steve Folland have a chat in response to a question submitted anonymously. Let's call the person... Gemma. She says: "If I'd gone back to my librarian job, my M-I-L was going to babysit for a full day every week to ease the financial burden and get baby cuddles in. However, now that I am fully self-employed, she 'pops down to visit' for 2-5 hours every other week, of which 1 hour is lunch that I am expected to cook, and eat with her. It's lovely of course, but it's hardly letting me get any work done.... It's obviously a favour so I struggle with the guilt of pushing it beyond being family time to being work time.” What would your advice be? Let us know your thoughts using #DIFTKpodcast on Twitter and Instagram, and join in the conversation via the DIFTK Community on Facebook. ••• This episode is supported by the lovely people at IPSE, the Association of Independent Professionals and the Self Employed. ••• Frankie Tortora's website Steve Folland's website Steve's podcast - Being Freelance* Doing It For The Kids website DIFTK Facebook Community DIFTK Instagram DIFTK Twitter
Our guest today is Brad Clark, who is a former management consultant – he was a Principal at Oliver Wyman. Later, he was the Chief Marketing Officer at The Motley Fool, and he has now built a holistic financial planning and investment management service, where many of his clients are consultants. In our discussion, Brad describes the five financial planning tips he believes are essential for independent professionals: entity conversion, retirement planning, insurance, paying for college, and tax planning. You can learn more about Brad's services on his website: www.bradleyclark.com The weekly Unleashed email includes a transcript of each episode, book recommendations, and consulting tips. Sign up at: https://www.umbrex.com/unleashed-podcast/
A big change to the UK's tax system starts next April, but are firms ready to comply? In barely five months' time, every business which is above the threshold for VAT must ditch paper-based record-keeping and get new approved software instead. The new rules are part of Making Tax Digital - and make it compulsory for them to keep electronic records of VAT and file returns to the Revenue directly from accounting software. It will apply to small businesses and sole traders if they are VAT-registered and have a turnover - not a profit, a turnover - of £85,000 a year or more. But accountants are worried that many businesses don't know anything about the changes. And there's concern about how much the new software will cost. If you're affected by the new rules or think you might be, get in touch. Call 03700 100 444. Lines are open from 1pm on Wednesday 24 October. Or email moneybox@bbc.co.uk or tweet @moneybox Guests: Anita Monteith, Tax Manager, Institute of Chartered Accountants in England and Wales Elaine Clark, Managing Director, Cheap Accounting Andy Chamberlain, Deputy Director of Policy, IPSE (the Association of Independent Professionals and the Self-Employed) Presenter: Paul Lewis Producer: Sally Abrahams
The Emmeline Pidgen Illustration Insights Podcast is an ideal listen if you are starting out in the creative industry, thinking about freelancing or already up and running in the freelance world. Emmeline is an incredibly proactive and engaging artist, who clearly is driven towards being the best she can be at what she does. Emmeline who has won the IPSE (The Association of Independent Professionals and the Self-Employed) award for Freelancer of the Year. Is incredibly open about her journey in the illustration world both positive and challenging. Emmeline also elaborates on her want to be measured against herself, her love of storytelling and the fact that her 'job' feels like a 'hobby'. Additionally, an insight on the importance of face to face 'networking', social media and thinking of yourself as a business. -- The illustration insights podcast is a series released weekly which shares insights from some of the best illustration talent on the planet. We ask the questions that we all want to know, like 'Why did you get involved in illustration in the first place? How do you win work? How do you keep that work coming in?". If you like, please subscribe and take us with you in your pocket. Emmeline's Website is Here: https://emmelineillustration.com/ Emmeline's twitter: https://twitter.com/emmelinedraws Emmeline's instagram: https://twitter.com/emmelinedraws
Chara McGill runs The RMG Group, what has traditionally been called a bookkeeping firm, with about 20 employees based in New York City. Chara suggests a different term for the work her firm does instead of bookkeeping – she calls it “internal accounting operations,” since the work goes well beyond the traditional bookkeeping tasks of general ledger entries. In this episode, Chara shares her advice for independent professionals on how to do the bookkeeping yourself, the signs that it may be time to outsource the work, and how to find a firm who will meet your needs. https://www.thermggroup.com/
Dan Janal helps leaders brand their businesses with books and publicity. In 2001, he founded PR LEADS, one of the most cost-effective publicity leads services, which has been copied by many other companies. He provides publicity and marketing coaching and consulting services for Independent Professionals and Small Businesses. He also writes press releases designed to rank high on search engines. Quotes To Remember: “Subscription models are a great model to follow if you are thinking about starting a business or if you are thinking about how you can monetize your business even more.” “There is nothing better in marketing than having your clients sell your service for you.” “Everyone is a reporter and everyone is a publisher because everyone can be a content producer.” “Most of the ads are read through a mobile device.” “Think short and you get better results.” What You’ll Learn: How to Get People Into a Subscription Being a Contributor to Major Platforms Reaching a Reporter or Client in 5-Sentences or Less Key Links From The Show: Dan’s Site PR LEADS How to Write and Submit an Op-Ed Audible Recommended Books: Content Marketing Secrets by Marc Guberti The Impostor Syndrome: Becoming an Authentic Leader by Harold Hillman The Art of X‑Ray Reading by Roy Peter Clark
Iona Bain started her career as a professional musician but strayed down the path of financial journalism after losing all her hard-earned cash in a robbery - listen in to hear the story of her stolen piggy bank! As the founder of the Young Money Blog, the first and only British blog dedicated to young people's finances, Iona is now the go-to voice on finance for a younger generation, and is frequently seen and heard on both television and radio. She is one of only a few female financial journalists under 30, and is unafraid to be outspoken on issues she considers important. Her book, Spare Change, was named one of the Independent's top five feminist books of 2016 and she was recently named 2018 Freelancer of the Year by the Association of Independent Professionals and the Self-Employed (congratulations Iona!) Iona gives a fresh and accessible take on money and finance, and speaks candidly about the challenges women face in these areas. She is engaging and warm, so if you want to hear about making money, saving money and making your money work for you, then dig in...
Når man er færdig med en uddannelse, så er drømmen nok for mange at få et fast job, med faste kollegaer, og fast løn. Men ifølge rapporten 'Future Working: The Rise Of European's Independent Professionals', så udgøres op mod 25 % af den europæiske arbejdsstyrke af freelancere. Men hvilke overvejelser skal man gøre sig, hvis man ønsker at arbejde som freelancer, og hvordan er det egentlig at være løsrevet fra sit sikkerhedsnet? Det satte Daniel Cesar sig for blive klogere på, og derfor tog han kontakt til Mille Sjøgren, der til dagligt arbejder som freelancer.
Our guest today is Jonah Gruda, a Tax Partner at the accounting firm Mazars USA, LLP. In this episode, we discuss a wide range of tax-related topics relevant to independent professionals. We cover differences between various structures including LLC, S-corp, and C-corp. Before our conversation, I thought LLC was the obvious choice for most independent professionals, but Jonah made me realize that there are many factors that go into the equation and you really want to sit down with a professional to figure out what structure is right for your situation. We discuss bookkeeping, how to hire a subcontractor, various deductions to keep in mind, and nexus issues you want to be aware of. We also discuss the implications of the new tax law: the short answer there is that it is going to take some time for the IRS to issue guidance to resolve some of the ambiguous or even contradictory aspects of the law. To get in touch with Jonah, you can visit www.mazarsusa.com. Here is a link for Jonah's contact info: http://mazarsusa.com/about-us/our-people/jonah-gruda/ I hope this episode answers some questions you may have about the tax side of running your own firm, and raises awareness of important points that maybe were not top of mind.
Our guest today is Roger Lee, the owner of F1 Consulting. Roger provides remote IT support for independent professionals, home offices, and small businesses. He helps his clients with network design and installation, cloud services migration, remote monitoring, and offsite data backup and disaster recovery. One of the tools that Roger mentions in this episode is LastPass, a password manager. After Roger and I spoke I adopted LastPass myself and I strongly recommend it. Roger asked me to point out that he misspoke on the cost of LastPass – the monthly fee is two dollars, not one dollar. If you are an independent professional, you ought to have an IT professional like Roger on your virtual team. I picked up a ton of useful tips in this discussion and I hope you find it helpful.
Our guest today is Dorene Stockman, an insurance agent with the Owens Group, an independent agency. Dorene helped me get my own insurance policy, and I thought she was very knowledgeable and a helpful advisor on that process, so I asked her to be on the show to share her advice for independent professionals on the types of coverage we need to consider getting. In our conversation we discuss the types of coverage that are applicable to most independent professionals, namely: Business owners insurance – closely related to General Liability policy Umbrella policy Professional liability policy Privacy / cyber policy We discuss policies that independent professionals should consider getting if you hire an employee or engage a subcontractor, including Workers comp Disability Unemployment insurance For those independt professionals that serve on the board of a non-profit or for-profit, we discuss directors & officers insurance Dorene also shares tips on how to select a broker, how often you should re-quote your policy, and how to work most effectively with a broker. Dorene prepared a much more exhaustive list of policy types that are applicable to narrower groups of independent professionals – if you email me at unleashed@umbrex.com I’ll send you a copy You can find Dorene’s firm at owensgroup.com Reach Dorene at: dstockman@owensgroup.com
This week The Boobs sits down with Independent Wrestler Justin Mane and discuss professional wrestling and his thoughts on the industry as one of Michigan's top Independent Professionals. To hear more visit ProWrestling247.com and listen to our live stream with the entire first part of the two part sit down. This week is devoted to our Independent Spotlight as we investigate the minds of some the industries Independent Superstars.
Jack Motlanthe and team chat to Scelo Makhathini, a qualified chartered accountant with several years of working experience in investment banking. Scelo has created a solution that would make sourcing top independent professionals as easy as buying airtime. www.cliffcentral.com
CliffCentral.com — Jack Motlanthe and team chat to Scelo Makhathini, a qualified chartered accountant with several years of working experience in investment banking. Scelo has created a solution that would make sourcing top independent professionals as easy as buying airtime.
5 years after redundancy abruptly introduced her to self employment, exhibitions designer Rebecca Shipham was named IPSE Freelancer Of The Year. Ahead of National Freelance Day 2015, a year on from her coronation, we hear how she succeeds in her niche, deals with isolation, finds confidence in trading as company Ships and Pigs, how she gives back to the next generation of creatives and just about finds time for a holiday. Don't forget to subscribe via iTunes and the Podcast app for iPhone etc and also via Stitcher who have an Android app - If you like the podcast, please do leave a review if you get a chance. Thanks! Here’s some of the key takeaway points: there’s always going to be people out there who are better than you, just accept it and do the best that you can stay on top of the latest technology, always keep learning trading under a business name (instead of her own) made her feel like a business, treating it like a business, promoting like a business she copes with the isolation of working alone by using twitter to form a network of freelancers to chat to both creatively and for company submitting an entry for an award, makes you take stock of what you’ve done and celebrate your achievements winning gave Rebecca a boost in confidence that’s improved her work stick to what you’re good at - don’t do everything, find your niche, your expertise - “Find what you’re good at and do that, don’t try and do more” More from Rebecca Rebecca's site: Ships and Pigs Rebecca on Twitter Creative Briefs Useful Links IPSE (The Association of Independent Professionals and the Self Employed) Policy Bee Who the hell is Steve Folland? You know how everyone bangs on about how powerful video and audio content can be? Yeah, well Steve helps businesses make it and make the most of it. Find out more at www.stevefolland.com Track him down on Twitter @sfolland or lay a trail of cake and he'll eventually catch you up.
[Legacy post: Small Business Talent] Brynne Tillman, CEO of Social Sales Link, is my guest on the podcast today. Brynne is a national LinkedIn speaker, author and trainer. She’s also a proud LinkedIn Sales Solutions Channel Partner, teaching individual entrepreneurs like us, and professionals from major companies including ARAMARK, TD Bank, IBM, and many others. […] The post Brynne Tillman on LinkedIn and the Power of Social Selling for Independent Professionals appeared first on Smart Solo Business.
[Legacy post: Small Business Talent] My guest on the podcast today is Robert Middleton. Robert has been a marketing coach, speaker, trainer and consultant since 1984. Robert is the author of several online bestsellers, including: The InfoGuru Marketing Manual, The Web Site ToolKit, and Marketing Ball – Lessons on Attracting Clients from the Marketing Coach. He also […] The post 7 Big Mistakes Independent Professionals are Making in their Marketing: Robert Middleton Speaks Out appeared first on Smart Solo Business.
Today’s Guest I originally heard about today’s guest, Francesca Geens, through a woman I met at The Holistic Hub, a holistic business networking group where I spoke on social media. Then her name came up later with someone else, and I realized it was time to look into what she does a little more. And I'm very happy I did! I absolutely love what she does, and I love how she only does IT support for solopreneurs, many of them women. So many of the women I meet and work with are very technophobic or IT-shy. I see people struggling with out of date computers or systems that are not serving them well. Francesca truly is the answer to this. She's got a great program where she'll not only do an IT audit for you and your business, but she provides ongoing support. She works with solopreneurs and she knows how to speak your language. Francesca Geens setup Digital Dragonfly to offer technology advice to the growing number of independent professionals. Working with freelancers, coaches and consultants from all sectors Digital Dragonfly gives those running their own businesses confidence in the tools they rely on to run their business- from email to backup to cloud working. Her unique Tech Ninja plan offers unlimited help with all things tech to busy solo business owners. Passionate about productivity and getting things done with the right tech tools she loves helping her clients achieve tech nirvana. She is the author of The Ultimate Guide to Technology for Independent Professionals available for free from the Digital Dragonfly website. What You’ll Learn Francesca's top tips for how to improve technology in your business The top business tools that she recommends How the right technology can help you grow your business Things We Discussed Email: Office 365, Google Apps for Business Backups: Dropbox, Google Drive Productivity: Trello CRM: Nimble Connect With Francesca Website Twitter LinkedIn Google+ Her free ebook Our Sponsor If you’re worried that your web page copy isn’t quite as clear and powerful as you’d like it to be, Tanja from Crystal Clarity Copywriting has a free gift for you. “Make Your Web Page Crystal Clear” is a carefully chosen collection of 12 simple, easy-to-implement tips. Each tip is designed to stop you making some of the most common mistakes that drive readers away from your website. Get the “Make Your Webpage Crystal Clear” guide completely free today by going to http://bitly.com/clearwebpage
Find out more about the SobCon Blogging Conference and Register NOW!Building Successful Websites for Independent Professionals and Small Business OwnersDawud Miracle is a social media and internet expert who specializes in “Independent Professionals.”He asks on his site Dawud MiracleIs this you?You’re great at what you do. Your services are top-notch. And when you have customers, you blow them out of the water. Yet you’re not making enough money. Somehow, you need to increase your revenues so you can take your business to the next level - but how?Listen as Dawud takes you through some steps to increase your business and better utilize social media. Oh, and of course we'll talk about SobCon as well!
Find out more about the SobCon Blogging Conference and Register NOW!Building Successful Websites for Independent Professionals and Small Business OwnersDawud Miracle is a social media and internet expert who specializes in “Independent Professionals.”He asks on his site Dawud MiracleIs this you?You’re great at what you do. Your services are top-notch. And when you have customers, you blow them out of the water. Yet you’re not making enough money. Somehow, you need to increase your revenues so you can take your business to the next level - but how?Listen as Dawud takes you through some steps to increase your business and better utilize social media. Oh, and of course we'll talk about SobCon as well!