Podcasts about it's july

Its July of '97, and the Goths are at it again. With a new statue looming in the mall, the Visigoths and Mall Goths partake in a scavenger hunt and explore the Hawthorne Shoppes Mall. Love will be confessed and feelings will be hurt in the first episode of Fables around the Table: Tainted Love.

It's July 10th Xbox Game Pass had a great week of additions. Up first, jump right into Fallout 76 on both Xbox Game Pass for PC and Console. The online multiplayer adventure is set in the beloved world of Fallout, and has received substantial updates since launch, including NPCs and a vast array of story quests.   Also added is CrossCode, launching on console and joining Xbox Game Pass on the same day. It’s a 2D Action RPG with engaging puzzles and challenging combat.   Finally, Endless Space 2 is now available on Xbox Game Pass for PC.  With classic 4X turn-based strategy gameplay, you might be tempted to play “just one more turn.”   And don’t forget, Xbox Game Pass members can now check out July Quests on your console or Xbox Game Pass mobile app. Redeem points for more Game Pass, Xbox gift cards, and giveaway entries.   

It's July and so much has happened. We want to clue you in as to our future plans and what we have been up to. We also talk about the boat build we have planned!

WOW. 30 EPISODES IN... It's JULY. We are a little more than halfway through this year. I am checking in you YOU. Where are you as far as your goals? Where are you as far as your dreams? Have you given up on any of your dreams or goals? WHY?... Let's have the conversation. BUY THE BOOK. Follow Me on Social Media: INSTAGRAM. TWITTER. Lets Talk: beyondthecoffeetable@outlook.com

It's July 9th. Monster Hunter World: Iceborne is getting its fourth major title update. There’s the return of a legendary elder dragon and the Sizzling Spice Fest, which will wow you with new event quests, monster themed gear, and more.

Its July and that means its time to Celebrate,, Christmas in July. We run you through everything you need to do to add this second celebration of Christmas to your Calender. How to arrange the best Christmas Table Seating Plan, Do you keep the peace or is it every man for himself. Plus, What your neighbours doing to really bugs you at Christmas and how it could effect the way you celebrate this year. Join Liam and Ness as they talk all thing Christmas,, All Year Long.

It's July 2020 and we move onto a new miniseries of scares & terrors: THE INSIDIOUS MOVIES! Starting with 2010's Insidious, Calum & Gisela run through what works & what doesn't in the movie, how it fits into the career path of the great James Wan, Gisela's family history with astral projection and a small tribute to the iconic Ennio Morricone (RIP). Enjoy! . . . As always, thanks to: Dilani Saumya (https://www.fiverr.com/dilanisaumya) - Scaretroducing podcast artwork

It's July 8th. Moments of Triumph are on now in Destiny 2. During Moments of Triumph, the weekly reward limit has been lifted for Leviathan, Eater of Worlds, Spire of Stars, Crown of Sorrow, and Scourge of the Past. It’s a great time to jump back into raids that will be sunset at the end of the season.

It's July, and fittingly, Julia Finnegan joins Johnny and Riley for a remote catch-up on what has been a year of ups and downs for the Kingston-based folk singer-songwriter. After being named one of six finalists in 2019's YGK Emerging Musician Competition, Julia focused on the release of her first full-length album, until the COVID-19 pandemic forced a change of plans that has resulted in new connections, collaborations and soon, a new single, which she generously previews for us on this episode. Hosts: Johnny San john@kingstonlive.ca Riley Jabour riley@kingstonlive.ca Links: Julia Finnegan: http://juliafinnegan.ca Kingston Live music news, contests and more: http://www.kingstonlive.ca Feedback: Your suggestions, ideas and criticisms are important and encouraged. Please let us know what you think by commenting here, or by email at podcast@kingstonlive.ca YGK, YGKmusic, livemusic, kingston, ontario, limestone city, covid19, pandemic, juliafinnegan

Sponsors threatening to pull away from the Washington NFL team has forced their owner's "review" to change the team's nickname. Don't just stop there. NFLPA wants to scrap preseason, do this mean the NFL season will not start on time. It's July and we are weeks away from live MLB and NBA, how important of a role will live sports play. Follow the podcast on #Twitter #Instagram @ wws_sportsshow

It's July 4 in the US and while the beaches are closed in Florida due to a surge in Covid-19 cases, the Pentagon has given the green light to the involvement of 1,700 service members in the federal government's July 4 celebrations. American correspondent Karen Kasler joins the show with all the latest.

It's July 4 in the US and while the beaches are closed in Florida due to a surge in Covid-19 cases, the Pentagon has given the green light to the involvement of 1,700 service members in the federal government's July 4 celebrations. American correspondent Karen Kasler joins the show with all the latest.

It's July, it's summertime, and after months of quarantine/shelter in place/safer at home you deserve a little treat--so we're bringing you TWO episodes for July. In Part One, we do our usual schtick and go through the magazine offering up our unsolicited opinions (spoiler alert: there are tags for hate and tags for love). In Part Two, hear our conversation with our very first guest, Paul Trudel-Payne, an actual award-winning designer who hosts his own podcast! (We'll be on a future episode of his show, In Your Mind.) Part One brings us some Independence Day crafts (not doing those, sorry), yet another all-white house, a gorgeous garden that stresses us out, and some Upstate and Chill. (It's a thing: Google it). Signature cocktail: Cherry Ginger Coolers a la Moscow Mules. Theme and interstitial music by Bensound.com. And make sure to listen to Part Two with our special guest for more shenanigans!Support this show http://supporter.acast.com/could-be-better. See acast.com/privacy for privacy and opt-out information.

It's July, which is podcast season, or so the man at the podcast store told me. So jessamyn and I bought ourselves a podcast and took it out on the lake and, honestly, I don't know where I'm going with this. It's Friday, I'm pooped, we talk about MeFi stuff a bunch, it's about 90 minutes long, here you go.Helpful LinksPodcast FeedSubscribe with iTunesDirect mp3 downloadMisc - 165 is a number but did you know it was also a year - there's a book called Lost Butt, it's about a lost butt - jessamyn and not_on_display have been playing scrabble for ten years, how about a spreadsheet - also, jess on the ALA talking about racism in the library sector Jobs - EU National with mgmt/admin background - possible business collaboration by Meatbomb - Product Manager by nolnacs - Redesign My Website by Atrahasis - API Technical Writer by phoenixy Projects - singingbush.online by overeducated_alligator - The Mad Magazine Fold-In Effect in CSS by thomaspark (MeFi Post) - Break Into Us by avapoet - Kaggle Birdcall Identification Competition by kaibutsu MetaFilter - "Take me out with the crowd" by jessamyn - ə ə ə the most versatile vowel by spamandkimchi - The Mysteries of Majorana by vacapinta - An Overwhelming Band for Overwhelming Times by yasaman - Are you hearing unusual levels of fireworks? by seanmpuckett - I Will Nuke My Own Country Because God Wants Us Dead by 1970s Antihero - Easing functions by Foci for Analysis - The Mad Magazine Fold-In Effect in CSS by Going To Maine - Solutions and Other Problems by JHarris - Goldman Sachs is Sans a lot of things, if you ask me by jedicus - "Being open right now is dangerous, miserable, and borderline abusive." by jenfullmoon Ask MeFi - a comment by jessamyn - Solo Zen by kalapierson - Can I fix my own space bar on this stupid keyboard? by jessamyn - Where are the first-person stories on abortion in this scenario? by Anonymous - Question Regarding Reporting on Global Warming or Cooling by WCityMike - How do people with synesthesia experience partial matches or changes? by Bugbread - What's the correct term? by einekleine - Here's some photos of my loft. Plant advice? by dobbs - Choose between cataract surgery + possible covid exposure at hospital by alady - a low stakes question about guest manners. by fingersandtoes MetaTalk - Let's start a Mefi BIPOC advisory board by travelingthyme - Let's Talk About Race (baby) by arabidopsis - Feature Request: prevent racial slurs from being posted by xtine - The flag button's design is bad enough to be a social justice issue by nebulawindphone - Person of Color thread #5 (I think?) by primalux - What happened to the MeFi Deleted sites? by stillmoving - I happen to be the obscure expert you need by daisyace MeFi Music Featured in this ep: - everything i wanted (Billie Eilish cover) by Corduroy - Activity Indicating Activity by Foosnark - Rag Doll by aesop - Hey It's Okay cover by lucidium

It's July 2020, how are your New Year's resolutions going? In the beginning of this year, I hosted an Intention Setting Master Class (still available on abigailgazda.com/shop) and we talked about the difference between resolving to fix yourself and setting powerful intentions for how you want to live. Understanding the difference between WHO you are and WHAT you do will make all the difference in the results you produce. Think about it, you know rich unhappy people. You know skinny miserable people. You know pretty angry people....and they are pretty angry. Trying to fix what you think is broken about you will have you searching for that broken part of you for the rest of your life because it doesn't exist. You are not broken. This year is not broken. This life is not broken. Everything happening has a purpose and if you let it take you out from living great days all the year long, you are missing out on an amazing opportunity. For a jolt of inspiration to start again, tune into today's #FridayFillUp to remember that you can have a great year all year long AND DEFINITELY not to write a year off half way through it. Get back up on your 2020 vision and I will be sharing a little bit of mine with you!

Good Friday to you all!Its July already?! We've spent more than half of 2020 in Quarantine. Isn't that wild? This week, Janel is joined by her partner, Eric while Angel takes a week off to center herself and take care of her mental health. We at Ghoul Gaming Gals believe in taking care of ourselves and keeping the conversation around mental health open and as supportive as we can. We are so lucky and blessed that we have a support system who can help us when our head spaces aren't the best. In this week's episode, Janel tells us about the still unsolved murder of Dorothy Jane Scott. Eric takes up Angel's mantle this week with gaming news from Square Enix, Animal Crossing (of course) and Microsoft with their switch from Mixer to Facebook Gaming. New episodes posted every Friday!!! You can listen to us on Spotify, Stitcher, Spreaker, Acast, Youtube, Pocket Casts, Google Podcasts, Apple Podcasts, and iHeartRadio! Find us on Instagram, twitter and Facebook (probably) at Ghoul Gaming Gals or email us with comments, suggestions, or stories at ghoulgaminggals@gmail.com We hope to see you next week! See acast.com/privacy for privacy and opt-out information.

It's July! and Sports are back this month! The Lakers are not going to replace Dwight Howard in the roster. Also, the guys explain how one of the oldest issues in the NFL, "the name change" might finally be getting some traction. Plus, MLB spring training is set to start today.! Pedro Gomez ESPN MLB Insider, calls in to talk about the league as we get closer to start the season. And Key's Take it or Shake it!

It's July 1st and we have so many fun things to look forward to! What does the CRV in Honda CRV stand for?? Johnny Depp's texts...and Gritty gets a makeover from the Fab Five!

It's July, you guys! You know what that means, right? It's that time of the year where we have fun the most! There are a whole lot of events lined up this month. But first let's celebrate #DoctorsDay! And then for the skygazers, you'll be hearing some good news. Also a few ideas about the things you can do during a staycation....all that and much more here, only on P&S! So don't go away. Keep listening til the end! Share a list of events you'll be attending and celebrating in July. Happy birthday to the July-born babies!

""Jack & Jill Ran Up The Hill"; Remember that? A time when life seemed so simple. Now we got killer locusts, deadly viruses and who knows what's next. One thing I noticed about the pandemic, some people will not change who they are no matter what's going on. I know I'm dwelling on the ignorant side and all problems might not have a solution, but if there is something out there that can benefit your survival and you say no to it? I just don't get it. I'm confused. I didn't think anybody would have a problem wearing a mask to help protect their health. I mean what do they make the mask for anyway? Exactly! To block harmful germs, viruses or deadly bacteria from getting in or out. Anyway, that's just the way I see things. The other thing I see is, time flies no matter what! It's July already! It's hot! This mix is also hot, so let's rock and listen together. Go!!!! Enjoy your holiday weekend. 00:00 - Bazarro Intro 01:35 - Trying to Make It (West Indies) - Travis Williams 04:18 - What Chu Gonna Do (Dominican Republic/East Africa) - Bucktown USA feat. Illa Ghee,Napoleon Da Legend, Louie Skaggs 07:31 - Breakfast Of Champions (South Africa) - Jean Grae, Quelle Chris 10:40 - Desperation (Puerto Rico) - Manz Rivalz 14:24 - Big Things (West Indies) - Larry Thomas 19:14 - Chicken & Waffles (East Africa) - Napoleon Da Legend 22:48 - Bazarro Mic Break 23:55 - No Doubt (South Africa) - Jean Grae 28:16 - Fifty in Five (Australia) - Hilltop Hoods 33:24 - Hip Hop Thang (West Indies) - Travis Williams 37:18 - What's Happnin (Dominican Republic) - Louie Skaggs feat. Barbosa 42:13 - Bazarro Mic Break 43:20 - This Is For Life (Australia) - Pegz feat. Hilltop Hoods 47:12 - Arrivals (Iran/South Africa) - Mazzi & Zulu 49:51 - Encrypted Wisdom (East Africa) - Napoleon Da Legend feat. Nejma Nefertit 53:27 - Me Pushime (Italy) - FJ Killah 57:00 - Back On The Road (Ghana) - Blitz The Ambassador 61:05 - Bazarro Mic Break 62:21 - Finish "

""Jack & Jill Ran Up The Hill"; Remember that? A time when life seemed so simple. Now we got killer locusts, deadly viruses and who knows what's next. One thing I noticed about the pandemic, some people will not change who they are no matter what's going on. I know I'm dwelling on the ignorant side and all problems might not have a solution, but if there is something out there that can benefit your survival and you say no to it? I just don't get it. I'm confused. I didn't think anybody would have a problem wearing a mask to help protect their health. I mean what do they make the mask for anyway? Exactly! To block harmful germs, viruses or deadly bacteria from getting in or out. Anyway, that's just the way I see things. The other thing I see is, time flies no matter what! It's July already! It's hot! This mix is also hot, so let's rock and listen together. Go!!!! Enjoy your holiday weekend. 00:00 - Bazarro Intro 01:35 - Trying to Make It (West Indies) - Travis Williams 04:18 - What Chu Gonna Do (Dominican Republic/East Africa) - Bucktown USA feat. Illa Ghee,Napoleon Da Legend, Louie Skaggs 07:31 - Breakfast Of Champions (South Africa) - Jean Grae, Quelle Chris 10:40 - Desperation (Puerto Rico) - Manz Rivalz 14:24 - Big Things (West Indies) - Larry Thomas 19:14 - Chicken & Waffles (East Africa) - Napoleon Da Legend 22:48 - Bazarro Mic Break 23:55 - No Doubt (South Africa) - Jean Grae 28:16 - Fifty in Five (Australia) - Hilltop Hoods 33:24 - Hip Hop Thang (West Indies) - Travis Williams 37:18 - What's Happnin (Dominican Republic) - Louie Skaggs feat. Barbosa 42:13 - Bazarro Mic Break 43:20 - This Is For Life (Australia) - Pegz feat. Hilltop Hoods 47:12 - Arrivals (Iran/South Africa) - Mazzi & Zulu 49:51 - Encrypted Wisdom (East Africa) - Napoleon Da Legend feat. Nejma Nefertit 53:27 - Me Pushime (Italy) - FJ Killah 57:00 - Back On The Road (Ghana) - Blitz The Ambassador 61:05 - Bazarro Mic Break 62:21 - Finish "

Its July 29, 1996 and WWF Raw #170 goes up against WCW Monday Nitro #46 in the battle of the Monday Night Wars! Jeremy Jacobowitz from Brunch Boys and Adam Welby re-review each to see who came out on top this week! Raw is all about the build towards Summerslam with a main event of Stone Cold Steve Austin vs The Undertaker. Its a historically significant episode of Nitro as the NWO takes out half the locker room, even lawn darting Rey Mysterio, and we see the first ever NWO Black and White promo!

It's July, 1941. War is raging in Europe. Pearl Harbor is about to explode. Japan is terrorizing Korea and China and weaponizing  islands across the Pacific. On one of those islands, three women – an ace transport pilot, a Chinese Intelligence officer and a local island leader – must join forces to rescue young girls sexually enslaved by the Japanese Navy and its ruthless secret police, the Tokkeitai. Red House Rising is presented commercial free, but if you visit RedHouseRising.com or Vimeo.com/ondemand/redhouserising and stream the Video Graphic Novel Version of this podcast, the producers will contribute 100% of all rentals and sales to organizations fighting to end human trafficking.  Red House Rising was Produced, Written, Directed and Edited by Chris Côté and Dayle Kerry, from an original story by Chris Côté, Dayle Kerry and Jack MacCarthy.  Original Music and Sound Design by Jack Côté.  Starring Dayle Kerry, Raechel Wong, Roy Vongtama, Chris Côté, Rio Shigeta, Tian Wang, Ellen Mah, Andy Goldberg, Fin Kim, Tiffany Hubbard, Danni DanDan Gadigan, Josh McClenney, Craig Tsuyumine, Mark Shubb, Derek Kawasaki, Don McClennan, Matylda Kerry and Melinda Chilton. Narration by Robin Abcarian. All Asian and Pacific Islander characters were portrayed by Asian or Pacific Islander actors. The producers are grateful financial contributors to wikipedia and freesound.org. Please visit redhouserising.com/doing-more to learn how you can help fight human trafficking. This is a Vicente Terrace Production.  

It's July, 1941. War is raging in Europe. Pearl Harbor is about to explode. Japan is terrorizing Korea and China and weaponizing  islands across the Pacific. On one of those islands, three women – an ace transport pilot, a Chinese Intelligence officer and a local island leader – must join forces to rescue young girls sexually enslaved by the Japanese Navy and its ruthless secret police, the Tokkeitai. Red House Rising is presented commercial free, but if you visit RedHouseRising.com or Vimeo.com/ondemand/redhouserising and stream the Video Graphic Novel Version of this podcast, the producers will contribute 100% of all rentals and sales to organizations fighting to end human trafficking.  Red House Rising was Produced, Written, Directed and Edited by Chris Côté and Dayle Kerry, from an original story by Chris Côté, Dayle Kerry and Jack MacCarthy.  Original Music and Sound Design by Jack Côté.  Starring Dayle Kerry, Raechel Wong, Roy Vongtama, Chris Côté, Rio Shigeta, Tian Wang, Ellen Mah, Andy Goldberg, Fin Kim, Tiffany Hubbard, Danni DanDan Gadigan, Josh McClenney, Craig Tsuyumine, Mark Shubb, Derek Kawasaki, Don McClennan, Matylda Kerry and Melinda Chilton. Narration by Robin Abcarian. All Asian and Pacific Islander characters were portrayed by Asian or Pacific Islander actors. The producers are grateful financial contributors to wikipedia and freesound.org. Please visit redhouserising.com/doing-more to learn how you can help fight human trafficking. This is a Vicente Terrace Production.

It's July, 1941. War is raging in Europe. Pearl Harbor is about to explode. Japan is terrorizing Korea and China and weaponizing  islands across the Pacific. On one of those islands, three women – an ace transport pilot, a Chinese Intelligence officer and a local island leader – must join forces to rescue young girls sexually enslaved by the Japanese Navy and its ruthless secret police, the Tokkeitai. Red House Rising is presented commercial free, but if you visit RedHouseRising.com or Vimeo.com/ondemand/redhouserising and stream the Video Graphic Novel Version of this podcast, the producers will contribute 100% of all rentals and sales to organizations fighting to end human trafficking.  Red House Rising was Produced, Written, Directed and Edited by Chris Côté and Dayle Kerry, from an original story by Chris Côté, Dayle Kerry and Jack MacCarthy.  Original Music and Sound Design by Jack Côté.  Starring Dayle Kerry, Raechel Wong, Roy Vongtama, Chris Côté, Rio Shigeta, Tian Wang, Ellen Mah, Andy Goldberg, Fin Kim, Tiffany Hubbard, Danni DanDan Gadigan, Josh McClenney, Craig Tsuyumine, Mark Shubb, Derek Kawasaki, Don McClennan, Matylda Kerry and Melinda Chilton. Narration by Robin Abcarian. All Asian and Pacific Islander characters were portrayed by Asian or Pacific Islander actors. The producers are grateful financial contributors to wikipedia and freesound.org. Please visit redhouserising.com/doing-more to learn how you can help fight human trafficking. This is a Vicente Terrace Production.

It's July, 1941. War is raging in Europe. Pearl Harbor is about to explode. Japan is terrorizing Korea and China and weaponizing  islands across the Pacific. On one of those islands, three women – an ace transport pilot, a Chinese Intelligence officer and a local island leader – must join forces to rescue young girls sexually enslaved by the Japanese Navy and its ruthless secret police, the Tokkeitai. Red House Rising is presented commercial free, but if you visit RedHouseRising.com or Vimeo.com/ondemand/redhouserising and stream the Video Graphic Novel Version of this podcast, the producers will contribute 100% of all rentals and sales to organizations fighting to end human trafficking.  Red House Rising was Produced, Written, Directed and Edited by Chris Côté and Dayle Kerry, from an original story by Chris Côté, Dayle Kerry and Jack MacCarthy.  Original Music and Sound Design by Jack Côté.  Starring Dayle Kerry, Raechel Wong, Roy Vongtama, Chris Côté, Rio Shigeta, Tian Wang, Ellen Mah, Andy Goldberg, Fin Kim, Tiffany Hubbard, Danni DanDan Gadigan, Josh McClenney, Craig Tsuyumine, Mark Shubb, Derek Kawasaki, Don McClennan, Matylda Kerry and Melinda Chilton. Narration by Robin Abcarian. All Asian and Pacific Islander characters were portrayed by Asian or Pacific Islander actors. The producers are grateful financial contributors to wikipedia and freesound.org. Please visit redhouserising.com/doing-more to learn how you can help fight human trafficking. This is a Vicente Terrace Production.

Its July 22, 1996 and WWF Raw #169 goes up against WCW Monday Nitro #45 in the battle of the Monday Night Wars! Jeremy Jacobowitz from Brunch Boys and Adam Welby re-review each to see who came out on top this week! It's the night of debuts on both shows as we see Farooq, The Goon, and Freddie Joe Floyd debute on Raw, and on WCW we see Chavo Guerrero jr, Prince Ieukea, and The Leprechaun! Sunny also has a special birthday present for Shawn Michaels!

Its July 15, 1996 and WWF Raw #168 goes up against WCW Monday Nitro #44 in the battle of the Monday Night Wars! Jeremy Jacobowitz from Brunch Boys and Adam Welby re-review each to see who came out on top this week! Raw is all about building towards the big 6-man match at International Incident where Shawn Michaels, Ahmed Johnson, and Sycho Sid face off against Camp Cornette.  Over on Nitro we are awaiting to arrival of Hulk Hogan to here the first official heel promo as part of the NWO.  He lays down the plans for their takeover!

Its July 8, 1996 and WWF Raw #167 goes up against WCW Monday Nitro #43 in the battle of the Monday Night Wars! Jeremy Jacobowitz from Brunch Boys and Adam Welby re-review each to see who came out on top this week! Both shows focus on Who the 3rd Man is! Raw sees Shawn Michaels and Ahmed Johnson teasing their surprise partner for the PPV, and Nitro is all about the fallout from Hulk Hogan forming the NWO.  Dont miss Rey Mysterio vs Dean Malenko in a classic as well!

Its July 1, 1996 and WWF Raw #166 goes up against WCW Monday Nitro #42 in the battle of the Monday Night Wars! Jeremy Jacobowitz from Brunch Boys and Adam Welby re-review each to see who came out on top this week! Raw kicks off HOT with Shawn Michaels facing off against former partner Marty Jannetty.  And on WCW, the locker room prepares to go to war with The Outsiders as Bash at the Beach approaches this weekend!

(Transcript) Cindy Speaker: Good afternoon. My name is Cindy Speaker, and I'm your host today for the Biker Justice podcast. My guest is attorney Justin Lovely, and Justin is the managing partner of the Lovely Law Firm, based in Myrtle Beach, South Carolina. Justin is a personal injury lawyer, and relative to our conversation today, he handles a lot of motorcycle accident cases. In fact, I just learned that [00:00:30] he is not only a founding member but the president-elect of NAMIL, which is the National Academy of Motorcycle Injury Lawyers. So Justin, thanks for being with us today. Justin Lovely: Thanks, Cindy. Thanks for having me. Cindy Speaker: Yeah, absolutely. So Justin, tell us how you help bikers. Justin Lovely: Yeah, well, so like you said, we're a personal injury and criminal defense firm here in Myrtle Beach, South Carolina. And we help the biker community a lot down here, 'cause we have a big population of riders in this area. We have two large bike weeks every [00:01:00] year where our whole town turns into the Mecca for a motorcycle rider. And it's everything from a Harley rider to some people on a dirt bike to the crotch rocket street bikes. They all come down to celebrate and really get together. But we handle everything from speeding tickets, DUI as far as the criminal practice. And then the injury practice, obviously we handle workers comp, and then obviously if we have any kind of catastrophic motorcycle accidents, that do unfortunately occur down here during [00:01:30] the tourism season. Cindy Speaker: I bet. Yeah. Now, are you just in Myrtle Beach, or do you handle all of South Carolina? Justin Lovely: Well, yeah. So we're a statewide practice. Yeah, our main office is here in Myrtle Beach, South Carolina. Cindy Speaker: Yeah. So that's interesting. I didn't realize you had big events there in your area. So it's like a perfect place to be located. People are obviously going to need help following some of those activities that sometimes get a little out of hand. Justin Lovely: [00:02:00] Yeah. So we have a large Harley rally in May, it's the spring rally. It's usually the first weekend of May. And that's, all the Harley dealerships sponsor it, and we get bikers from all across the United States. I mean, it rivals Daytona and Sturgis, then Myrtle Beach. It's a huge rally. And we have a fall rally coming up. It's July now, so we've got a few more months. In October will be the fall rally, and it's not as big as the spring rally, but we still get [00:02:30] a pretty large crowd. Cindy Speaker: Okay. Wow, interesting. So let's back up a minute here. I'd like you to tell us about your success in representing bikers, both criminal and accident. Justin Lovely: Yeah. So bikers get a bad rap. And especially if these rallies, or if they're just riding around town and go into like their local poker run or riding as a group, you know, they're going to get profiled by police, unfortunately. So they're [00:03:00] easy targets to get pulled over for a speeding ticket, to get pulled over for an allegation of DUI. And unfortunately, the cops are going to arrest them or give them that charge. And that's it. And a lot of these cases are bogus, and we obviously have to assert their rights and get them out of it. Now, as far as accident cases, that is a whole different animal than motorcyclists, I've found they truly don't understand. Justin Lovely: [00:03:30] Amy and I actually wrote a book, and I give it to every rider I meet. It's the Motorcycle Rider's Guide to South Carolina's Motorcycle Laws. And we give that to everybody, we give it to groups, we give to everybody we see. And it kind of tells you from step one to settlement what you have to do, what to look out for, facts, figures, different kind of percentages that we've investigated through the National Highway Traffic Safety Association studies. Justin Lovely: [00:04:00] But as far as successes, yeah, I mean, we handle everything from start to finish with a motorcycle accident. And a lot of times with these motorcycle accidents, the rider is found at fault, unfortunately. So we have to start our investigation, run our whole team through the process, and really get the true facts of what happened in a motorcycle accident. 'Cause a lot of times when the rider goes down he doesn't even remember what happened. So we gotta quick act as an investigation team that goes out there with my investigators and my staff. We get the biker's story, [00:04:30] and then work it from start to finish. And we've been getting some good results for our clients. Cindy Speaker: Excellent. You know, Justin, it's interesting what you started with when you said bikers kind of get a bad rap. And I think I've definitely seen that. But do you find that there's instances where they are unjustly accused of being the one at fault when in fact that's not the case at all? Justin Lovely: Yeah, I mean, biker prejudice is a big issue. Cindy Speaker: Okay. I see, I see. Interesting. Talk to us a [00:05:00] little bit about the stages of a motorcycle accident case. You said it's kind of a different animal, but what are the stages that you go through in working with a client on a motorcycle accident case? Justin Lovely: Yeah, so the first thing that we do when we're retained on a motorcycle case is, we get our investigators on the scene. We're going to get the accident report when we first sign up a client, and that's pretty much all we have to go on. So at that point in time it's critical that we secure the scene if we can, secure any witness statements, [00:05:30] and gather affidavits if we can. Any roadside videos of the intersection or place where it happened. Then what we have to do is get the client's medical treatment set up and make sure that medical billing is being properly placed, whether that's on the health insurance, if they have it, or if we have to utilize my network of doctors and get them treated on what's called a letter of protection. Justin Lovely: From there we let the client treat. And hopefully they get better, as best as they can be. And eventually, on down the road, there's going to [00:06:00] come a time when the doctor says "Hey, this is as good as you're going to get." At that point in time we gather medical records and bills, and we can start trying to negotiate the settlement. Cindy Speaker: Okay. Explain what a letter of protection is. Justin Lovely: Yeah. So unfortunately everybody does not have health insurance in this world. It's a sad fact. And you know, that's a different, that's for a different podcast. But yeah, a letter of protection, we have a network of chiropractors, orthopedic physicians, physical therapists, primary care [00:06:30] doctors, depending on what the client needs. So we've developed a network over the years of doctors who understand that this person needs treatment and they don't have health insurance, but they agree to accept that letter of protection, which essentially is a letter from my office that says "Health care provider, the Lovely Law Firm agrees to protect your interests out of the settlement funds that come your way so that my client can get the treatment they need and ultimately work their case up." Cindy Speaker: Oh, excellent. Yeah. Well, now let's talk a minute about [00:07:00] insurance coverage. Because, so when a biker is injured, is it their health insurance that covers that? Justin Lovely: Well, and here's a good little tidbit in South Carolina. We have what's called the collateral source rule here. So I always tell my biker clients, if they have health insurance I want that to be the primary payor. And the reason I want that, Cindy, is these health insurance providers have contracted prices with the healthcare providers. So they may be paying 20 [00:07:30] cents on the dollar for what the actual full bill is. But with that collateral source rule, when I go to settle the rider's claim, I'm able to present full damages. So if it's a $100 bill and their health insurance paid $20 on it, I'm able to say "Hey, my biker client has $100 of damages," it's not the 20. Now, your health insurance may put a lien on the potential recovery. But we also negotiate that down at the end as well. And that's part of what we do for the bikers. Cindy Speaker: [00:08:00] Okay. That is very interesting. You know, Justin, when you're talking about this, honestly I think it's so imperative that someone that's in an accident like this get an attorney. Because the reality is, these are not commonly known things. Justin Lovely: You're absolutely correct. And what people do not know can ruin them financially in one of these accidents. I mean, your ER bill alone when you fall [00:08:30] on a motorcycle is catastrophic. I mean, a lot of times I'll see these bills and it's more than people's homes. I mean, it's just crazy. So yeah, and you've got to remember, do you have not only your health insurance, but do you have coverage on your first party policy? You know, oftentimes you may be calling your insurance company and you're just trying to get the [00:09:00] cheapest insurance, or you think you have full coverage. That's the classic line. "Hey, I've got full coverage, Mr. Lovely." Well, then I research it and they are not adequately protected. And what they did is, they put their all eggs in one basket with the insurance salesman and they weren't adequately protected. Cindy Speaker: Okay. So kind of give us a scenario of what you recommend as the optimal situation in terms of insurance. Justin Lovely: Right. Now, what you need, especially as a motorcycle rider, [00:09:30] you have to get what's called underinsured motorist coverage. And what that is, that's referred to in South Carolina as UIM coverage. Now uninsured coverage is required in South Carolina for $25,000, but underinsured coverage is not required. So to save money, you might be sold a policy that is not going to protect you in the event that someone is not adequately insured. Now, you can't count on the guy who's going to hit you to be able to pay all your medical [00:10:00] bills. I preach that to all my biker clients. You have to get this UIM coverage. Now, your salesman or your company, your insurance company, has to make you what's called a meaningful offer of this coverage. But I always recommend, get as much as you can possibly afford. Another thing I always recommend is personal injury protection coverage, PIP coverage. That's no-fault coverage that will cover your accident, your injuries, even if you're at fault. And I always recommend, whatever your health insurance deductible is, get that in PIP, and then obviously [00:10:30] be adequately protected with your UIM coverage. Cindy Speaker: Okay. Now, the PIP coverage that you speak of, is that relevant to ... And motorcycle insurance policy, I'm familiar with that for auto accidents, but is there PIP in the motorcycle policies as well? Justin Lovely: Right, so again, that's an optional coverage, Cindy, and you can buy that for your motorcycle coverage. Cindy Speaker:  I see. Okay. Okay, interesting. Justin, tell us some of the issues that can actually hurt an accident claim. Justin Lovely:  Yeah, the big ones that I'll always see are [00:11:00] giving a statement to the liability adjuster. Oftentimes, again, we spoke earlier about the biker prejudice. They're going to try to put the blame on the biker, and it may not be the biker's fault. So I always tell my clients never give a statement. If we're ever going to give a statement, it's going to be for settlement purposes only. It's going to be in my office. I'm going to be sitting right next to you. Or it's going to be at a deposition if we had to try the case. Okay? 'Cause we're not going to let them put words in your mouth and use it later [00:11:30] on to deny or delay your claim. Justin Lovely: Another thing that I see is not seeking treatment. Let's face it, as bikers we try to be tough. It might be a small accident, but you never know. I see on these small accidents, someone who'll say, they're complaining about neck and back pain, take ibuprofen. A couple of months down the road they've got a slipped disc. Okay, if you don't seek that treatment and get that documented, then all an adjuster and an insurance company is going to say is "Well, that wasn't caused by your wreck. That was a [00:12:00] degenerative issue, that was caused by something else." So it's very important that they seek treatment immediately and don't be tough. Tell the doctor everything, every little thing that's hurting you. Justin Lovely: One more thing is witness gathering. And this is so important too. You may fall, there may be other people around, and we can't wait on that. I mean, that's why an attorney needs to be hired immediately, because we get our investigators to talk to these witnesses, get the affidavits in hand [00:12:30] that we can be able to use later. Because memories fade. Let's face it, you may have saw something catastrophic, and then if I talk to you a month later you can't really tell me everything, or you can't remember all the facts. So the quicker I can get my investigators to talk to them, the quicker I can talk to them, the better the story can be worked up for the client. Justin Lovely: And then finally, Cindy, I know I'm long-winded. Cindy Speaker:  No, that's great. Justin Lovely: But thinking they can do it themselves. I mean, again, we all try to be loners on our motorcycle. We want to [00:13:00] be the tough guy. But you can't handle this on your own. Talk to a lawyer, and if it's me I'd be great to help you. But you definitely need some representation when you've got a motorcycle accident. Cindy Speaker: Well, and I think that's very clear based on this conversation, honestly. 'Cause as I said before, I mean, the average person is not gonna understand the nuances of all of this. Just in the beginning when you talked about health insurance and the value of using your health insurance initially, I mean, the average person is not going to know that. And the [00:13:30] ability for you to get an accident investigation team out there to solidify the fact that if in fact the motorcycle rider was not at fault, that you can prove that. Justin Lovely: That's vital to any kind of accident. Cindy Speaker:  Yeah. Yeah. Excellent. Well, tell us about your involvement in the rider community, 'cause I know you're pretty involved. Justin Lovely:  Yeah. So all my lawyers and my whole staff, we talked earlier, we spoke about those bike weeks. We participate in those, and [00:14:00] we go out and we hang out with the bikers for a week. We usually go to the local Harley-Davidson dealership. We have a legal guide that I told you about, the South Carolina Rider's Guide to South Carolina Laws that Amy and I written a few years back. And we give that to everybody. I'm actually working on an update that I'm gonna give out again, that'll probably be done by the end of the year. I've got VIP cards that we give away through NAMIL that really explains the rider's rights, and hopefully [00:14:30] they keep that on them and hope they never fall. But if they do fall, that'll be right there at their hip and they're able to utilize that in the event of an accident. You know, NAMIL's doing this motorcycle giveaway. So we've been involved with the motorcycle community, really promoting that. They can get a brand new Harley FXDR model if they win that. I think NAMIL's giving that out in October of this year. Cindy Speaker: Wow. How do they enter for that? Justin Lovely: Oh yeah, so you just go [00:15:00] to, well, if you're in the local Myrtle Beach market, just go to bikerswin.com/MyrtleBeach, and they simply just sign up, and we're going to give it away to one lucky biker. Cindy Speaker: Wow, that's cool. I want you to clarify one other thing. I know who Amy is, but explain who Amy is, 'cause we've mentioned her a few times. Let's clarify who she is. Justin Lovely: Oh yeah, let's clarify, 'cause she's probably the best rider here in this office at least. Yeah, Amy ... Cindy Speaker: That's great. Justin Lovely: Amy is my wife and she's my law partner. She handles all the civil [00:15:30] rights and criminal defense caseload here in the docket, and we started this law firm in an 8X10 office, and we've grown it to five lawyers and 12 staff and over 400 cases. And we've been helping bikers all along. And actually, Cindy, that was our first personal injury case, was a motorcycle case. Cindy Speaker: How about that. Justin Lovely: Yeah, we both grew up riding. She grew up riding dirt bikes and so did I. We've got two little boys, so we kind of backed off a little bit of hardcore rider, 'cause ... But we're starting to get back into it, 'cause they're getting older. Cindy Speaker: That's [00:16:00] great. You know, it's interesting, Justin. I rode as a young person, I rode for years, and finally my nephew decided he wanted to ride. And he came over, he was asking to ride my bike, and I thought "Okay, I gotta sell it. 'Cause I can't say no to him, but I do not want him ..." He was still young. He was just too young, I didn't want to take the risk. Justin Lovely: Yeah. Every time I tell my mom about a ride or an event we did to this day, she still tells me get off the bike, get off the bike. But when you're a rider, once you're sucked in, you gotta [00:16:30] have that wind therapy. Cindy Speaker: Oh, that's great. Wind therapy, I like that. Tell me a little bit about NAMIL. And interesting, hey, that's really cool that you're the president-elect. Tell us about that group and why you joined it. Justin Lovely: Yeah, so I'm a member of some other groups, and I've met an attorney, his name is Ken Hardison. He was a lawyer, he's an older lawyer, he used to have a big practice out of Raleigh, North Carolina. And we've kind of been talking and getting together, [00:17:00] and we got this small group together. And we decided "Hey, let's see if we can get together a specific motorcycle group." So he got up, he said "Well, it's gotta be something good, 'cause everybody's got to participate. And we gotta try to get what's the best of the best for these bikers." And what I mean by that is, what's working in a market may not work in another. Or what kind of trial strategy is working right now? What kind of pre-litigation strategy is working? So we all started getting together talking, and he kind of formed a group. Justin Lovely: It's a good group of lawyers, [00:17:30] we're from all across the country, 100% committed and representing motorcycle riders. And these are the cream of the crop personal injury lawyers in the whole United States. So these kind of guys, they need to show competency in motorcycle law. They gotta show substantial experience in handling these cases. Can't just be a young buck straight out of law school. It's gotta be somebody who knows what they're doing. We're all recognized by our peers as a leading attorney in the motorcycle injury field. And then we've got to demonstrate substantial involvement in the community with these [00:18:00] riders. And that basically will improve our practice, elevates the standards, and advances the cause, and protects motorcyclists' rights all across the US. Cindy Speaker: Wow. Fantastic. Now, where can you find this online? Because I'm thinking, actually we want to send them to your website, but I'm interested in understanding more about NAMIL. Is it NAMNIL.com, or how do they find that? Justin Lovely: Yeah, it's NAMIL-law.organization. Cindy Speaker: Okay. Justin Lovely: [00:18:30] And that's N-A-M-I-L, the National Academy of Motorcycle Injury Lawyers. Cindy Speaker:  Okay. Justin Lovely: That can get you to that site. Cindy Speaker: Okay. Now for South Carolina, Justin, tell us about where you're located, how to reach you in case someone has questions about a motorcycle accident. Justin Lovely:  Yeah, so we're located in Myrtle Beach, South Carolina. We're in a new office here at 1053 London Street. We're in the financial district off 38th Avenue and Grissom Parkway. And you can call me anytime, [00:19:00] (843) 839-4111 or simply go to my website, JusticeIsLovely.com. And we're available 24/7 for the rider community. They can call me. Feel free to stop by, I'll go over their insurance policy for free. I always can see if the riders are adequately protected, that way hopefully they never have to call me again for legal services. But at least I can meet with them, I can even ride with them, and then we can develop that relationship. Cindy Speaker: That's awesome. That's awesome. Just great information. I think [00:19:30] it's really helpful. I do want to ask one more thing. Justin Lovely: Sure. Cindy Speaker: There's no cost associated with calling you, is there? Justin Lovely:  No, I'll talk to you for free. I'll sit down. Whatever legal problem you may have, the Lovely Law Firm, we never charge a consultation fee. Cindy Speaker: Yeah. Excellent. Excellent. Well, listen, we really appreciate you taking the time to talk to us today. Justin Lovely: Yeah, Cindy. I appreciate it. Cindy Speaker: Yeah, that's great. Well, listen, to those of you that are listening, if you have questions or comments, Justin just told you how to reach his firm, reach him online. I know [00:20:00] that you can call him any time. Reach out to him, and his team is very responsive, and I know they'll be happy to help. Well, thanks everybody. Be safe and enjoy the ride.   The Lovely Law Firm represents clients in Myrtle Beach and surrounding areas with criminal and personal injury cases. https://www.justiceislovely.com/ Firms past performance and experience does not guarantee future results. No fee if no recovery. Injury cases are handled on a contingency fee calculated before expenses from gross recovery. Costs are paid by the client regardless of outcome. The Lovely Law Firm is located at 1053 London St., Myrtle Beach, SC 29577 Justin M. Lovely

EP017 - Founder/CEO and VP of Sales & Business Development at Rodo, Nathan Hecht and Patrick McKeever http://www.vehicle2.getspiffy.com Episode 17 is an interview with Nathan Hecht and Patrick McKeever, Founder/CEO and VP of Sales & Business Development at Rodo, respectively; recorded live at the Automotive Intelligence Summit in Raleigh, NC on Wednesday, July 24th, 2019. Scot and his guests discuss a variety of topics, including: The founding of Rodo as “the cheapest and easiest way to lease a car on the planet” How the Rodo app connects customers with the vehicle and lease price they want The challenges of Rodo expanding their dealership network and customer base How the current digital shift impacts car dealerships and who will survive the impending drop in new car sales Subscription services as a fusion of leasing and carsharing, and their potential for growth moving forward If you enjoyed this episode, please write us a review on iTunes! The four pillars of Vehicle 2.0 are electrification, connectivity, autonomy, and changing ownership models. In the Vehicle 2.0 Podcast, we will look at the future of the auto industry through guest expert interviews, deep dives into specific topics, news coverage, and hot takes with instant analysis on what the latest breaking news means for today and in time to come. This episode was produced and sound engineered by Jackson Balling, and hosted by Scot Wingo.   Transcript: Scot:    Welcome to the Vehicle 2.0 podcast. We are at the 2019 automotive intelligence summit here in Sunny Raleigh, North Carolina. It was rainy yesterday. So you guys are getting to experience the, the real Raleigh. It's July 24th. And we're really excited to have on the show. A couple of folks from Honcker. They're from Manhattan, so excited to have folks from the big city down here and in Mayberry of North Carolina. So we have Nathan Hecht. He is the founder and CEO. Welcome. Nathan:    Thank you. Thanks for having me. Scot:    And he brought along his partner in crime, Pat McKeever, who is VP of Sales and BD. Patrick:    That's well said, Scott. That's correct. Thank you. Scot:    Also in our pre discussion in charge of keeping Nathan out of trouble. So it's good to have a,. Patrick:    That's my main job actually. Scot:    You go with, come with security. Nathan:    He's not kidding. Scot:    Uh so Nathan, tell us about you know, the founding, I'm a fellow entrepreneur, so I'd love to hear the founding story and all the background on yourself and how you got into this. Nathan:    Sure. Thank you. So the founding of the company is actually real interesting. It was actually from a personal experience in trying to lease a car in New York. I went into a local car dealership and basically went through the runaround of trying to choose and price of vehicle for a monthly lease. It took about five hours to ultimately realize that I don't, I don't even think I'm going to take this car after, after this whole experience and during, during the five or six hours that I was in the dealership I was searching for a way to do the same thing online and quickly realized that there was no way to do a new vehicle transaction on the Internet. And in my case specifically at least. So at the end of that day did a little more research and I I committed to trying to do this and that's how the company started and as they say, the rest is history. Cool. How long ago was that? That was about two and a half years ago. Half years ago. Cool. Scot:    Awesome. And then Pat, how do you intersect into the story? Patrick:    Oh I had met Nathan from a previous my previous place of work where we played in the, in the automotive data dms data space and actually had approached Nathan had learned about the company in today. If you have a need for dms data, we can help you. He said, no thanks. But we kept in touch and at that point kind of kept an eye on him and he was starting to get some, some traction, a real traction and I immediately saw sort of the need or the hole if you will. Patrick:    There had been other services out there that could present a savings to the consumer, but at the end of the day, and I'm a huge leasing fan, both of my cars are currently leased and have been leased for the last 10, 12 plus years. I saw kind of the fit immediately. So we met in Brooklyn about a year and a half ago and I think I made an offer at that first meeting. I'll pretty much maybe the next day. I think it was the next day. We, we had a really good sort of connection where similar but very different at the same time. And we work well together. So it's been a, it's been a blast. It's all, it's been about a year and a half. It feels like 10 years, but but it's been an awesome ride so far. Scot:    Awesome. So I, I also have a lot of co-founders and partners. Usually I'm described as the arsonist and they're the firefighters that kind of what you guys have going on here, probably like the fires you get to put them out. Patrick:    That's pretty well said. Yeah. Yeah. Scot:    So Nathan, you had the idea you wanted to solve this. So give us kind of some highlights. Over the last two years, Nathan:    I knew nothing about car leasing, car financing almost zero about the overall industry. I actually was an investor in a, in a solar panel integration business right around 2008. After I sold my previous company and one of the companies that we did this solar panel array for was a very large Mercedes Benz, Mercedes Benz dealership in Queens. And the owner Michael Cohen was just a really friendly guy and as I started to think about this business, I said, who do I know in auto? And I knew nobody. And I said, okay, well I'll reach out to this Guy Michael Cohen. I went to one of the operators of that business that I was in investor and I said, can you make this introduction? He said, sure. I met Michael and I told him about what we were doing and I'll never forget it. Nathan:    I think this is the first time I'm actually saying this publicly. We were sitting around his board table and he goes, you sure you want to do this? And I was like, no. He goes, I'm warning you. This is really, really hard. And I don't, I don't even know if anybody can solve it. And by that he meant providing an accurate monthly lease payment for a consumer in real time on an app and then actually giving the consumer the Amazon experience of completing the transaction. And that just fired me up and I was like, Yup, I'm going to do this. I had already spoken to my team that was working on me with something else and I said, we're going to sort of pivot into this. And again, most of the team were actually based in Israel engineers, developers and so on. Nathan:    And they were like, Carly seeing what there is no car leasing there. They had no idea what I was talking about. And we just dove into the deep end of the pool from day one and started to figure it out. And Michael made some introductions and very quickly learned how this works. We understood, but we, we started to focus on, on the, on the technology side of it and we then focused on the brick and mortar side of it and then the consumer side of it and so on and so forth. And slowly over time things started to come together. And finally we needed to sign up a few dealers because we're a marketplace. And I was like, okay, so this is like an entirely new beast. How am I going to do this? I'd never come in, you know, face to face with a, with trying to sell something to a, to an owner, principal at a dealership. Nathan:    And myself and my creative director said, you know what, let's do this. We took screenshots of the app, we put them onto a big whiteboard type of placard and we printed them. And I walked into these car dealerships in Brooklyn, New York, a a fine Jewish kid with the Omnicon has had into these car dealerships. And I said, can I speak to the owner please holding up this big placard of screenshots of an app? And they was like, you need a car, can I help you with a Honda? And I was like, no, no, no. I want to show them something. And believe it or not. Some first general managers came out and they looked at it for a mint and they said, what are you selling? And then I eventually got to own our principals. They looked at it, they immediately saw the value prop and what we were doing and how different it was. It was available on the Internet at the time. And some of the largest regional dealer groups in New York and New Jersey and Connecticut signed up very, very quickly once they saw the value prop. And then we slowly grew from there to where we are today over a thousand dealerships and approximately 15 markets and hundreds of thousands of consumers using the app. And it's still really, really early days. So there's a, there's a long road ahead. Scot:    Awesome. So so I'm gonna ask a bunch of Newbie questions to make sure I understand. So you guys go into the dealers are you competing with their alternative leasing thing or are you partnering with that? We're part, we're completely partnering with them. So, if I'm a Mercedes and I have a Daimler finance thing that's doing the lease, you guys partner with those guys to make it easier for the consumer. You're not, you're not competing with example.  Nathan:    So we’re a marketplace where there’s the dealership on one side offering their vehicles and their consumers on the other and our technology right in the middle that sort of makes this an incredibly fast, seamless lease transaction without ever talking to a dealer without ever walking into the dealer. So we're really the first company to take what is normally such an arduous brick and mortar process and, and turn it into a seamless online experience. Scot:    Do I have to be kind of like outside of the dealership to do this or can I be in the dealer using the app? Nathan:    You can be anywhere is when, as long as you've got Internet you know, and you can download the app or go to the website. You can be anywhere you want. Scot:    So I go to the dealer and I say, I want that car. And then they say how do you want to finance it? And then if I choose lease, then I have to download your app. Nathan:    No very different. So we're like imagine you wanted to buy an airline ticket and you went to Expedia. So you'd see basically an aggregation of all of the airlines and flights. If you were flying from let's say JFK to Raleigh and you'd see a list of flights and prices next to it, it's essentially a marketplace for airlines and for hotels and what have you. So we do the same thing. You don't need to go into the dealership, you download the app or go to our website, you type in the vehicle that you're looking for or the vehicle type. And you will see actual vehicles from dealers near you with pre-calculated monthly payments that are probably unbeatable as far as price goes. Scot:    I gather enough information about me that you're using that as an input into the underlying credit scores and all that kind of jazz. Exactly. So when you register, Nathan:    We gather some personal information on you. And then behind the scenes were taking all of the necessary industry data about the vehicle from the dealership. You know, from the manufacturer, so you know, you know, rebates and incentives that may reduce your monthly payments and reduce the selling price of the vehicle or what have you. And in real time in the background, we're calculating all of that to show you a monthly payment with an actual due at signing and you shop the way you would shop on a regular ecommerce site. You choose what you like, you put it into your cart, you place the order, you upload your driver's license and answer some credit questions. The dealer then gets that transaction, that order, and they process the order for you and deliver the vehicle to you the next day. Patrick:    Oh, so I don't have to sit there for 12 hours telling them a million times. I don't need this. Scot:    Exactly. Exactly. Patrick:    Wow. That's awesome. So you've kind of taken that Carvana level experience, applied it to leasing. Okay. I got it. I didn't, I didn't realize this direct to consumer on the front end. That makes a lot more sense now. Yeah. Cool. And then the so, so padded, it sounds like dealers are gobbling this up. Is it, you're just essentially an order takers? Am I understanding that? Scot:    I wouldn't, I wouldn't call it order just yet. We've got a, it's my favorite thing to say. It's got a lot. Hilary entailed interests, great dealer in that interest. Patrick:    We've got, we have built a good sales team that is, is literally boots on the ground knocking on doors, you know, very similar to what Nate did in the very early days. But yet to your point, we've got five of the 10 largest national auto auto dealer groups on the platform today, including Lithia and Asbury. So there the dealers are seeing the value pretty quickly when we, you know, have 10 minutes to sit with a dealer, principal and owner GM. Because really for, for them it's a similar experience to a consumer where by the time we pull a dealership into the fold or alert them on a, on an order, it's a VIN-specific structured lease with a driver's license and a credit app. So it's essentially here, Mr Julia, here's a silver platter, confirm inventory, get the credit approved and we're off and running. So it's a really pretty hyper efficient process for both consumer and dealer. Yeah. Awesome. So I looked at crunchbase. Looks like you've raised according to crunchbase, they're not always right at about $30 million. Yup. Tell us a little bit about the, had you raised venture capital before? Is this your first venture back to business? Nathan:    I had raised early stage venture capital in the past in two previous startups that I founded. And in this specific instance we've raised just under $30 million to date in a friends and family seed round and then a series a and Patrick:    Do series a series a in North Carolina was like $1 million. Scot:    Okay. It's a bay area. Susan. Nathan:    We did a, our series a was 23 million. And actually it was interesting because we had a lot of interests a lot of inbound interest. And then one company took the entire series a IAC, which is the a, which is a, a media and, and a technology conglomerate out of New York City. We're very lucky to have them as investors. At this early stage, they just invested a big chunk. And Toro I saw that. Yes, they just invested about a quarter of $1 billion in Touro. Scot:    Nice. Good. You can get get series being wind up. The so it seems like you're at the sweet spot, so you're kind of like, you're in this, you're you're, you know exactly what investors are looking for. So you're, you know, don't have a lot of employees or marketplace. You're a Fintech, you kinda check and then you're in the auto category. So you're, you check a lot of boxes there. Congratulations on figuring that out. Nathan:    Thank you. I, I can't take all the credit for that. And I also would say investors will never tell you you're exactly what they're looking for. We were lucky enough that, that things sort of clicked for the, for the right investor group at the time that we were looking for capital. Scot:    Cool. So, so I get the supply side and the dealers are there. Do they help you bring consumers into the app or do you have to promote the app yourself? Nathan:    We have to promote the app ourselves. And that's not an easy task. As you know, customer acquisition is is difficult, especially when they're bombarded with, with so many ads and so many people, so many companies trying to get their attention at the same time. So we're out there, you know, grinding every day for recognition. Scot:    So you're doing the traditional Google and all those kinds of aspects. Yep. But I'm an internet marketer at heart and so while you may have a high CAC LTV of Elisa's, like pretty substantial, which was helps on the front end of that, right? Nathan:    Yeah, that's exactly, that's exactly correct. There is a very large LTV, even if, whether it's one lease or the lifetime value of that consumer, if they start leasing in their mid twenties and they listen to their seventies yes. While the CAC is hefty right up front, there's some fantastic payback over the long term. Scot:    Awesome. Cool. So I think that's super helpful to kind of frame the rest of the discussion of kind of going up to 30,000 feet and you're, you're in the thick of it. In the vehicle 2.0 podcast, we talk about connected car changing ownership, Evie Nav. I'm going to spend the bulk of our time on changing ownership cause you guys are Kinda like, you know, sitting right there and in the sweet spot of that. Do you the big trend right in your space is this subscription kind of model. It seems like that would be a natural kind of element for, you know, so you have some people looking at subscriptions, kind of almost like a rental model and then others kind of extending a lease and kind of providing some flexibility inside of Elise w you have any kind of point of view of where we're going to go as far as ownership. Nathan:    I think subscription as a category is a very interesting category. And there's a ton of opportunity there and there are some significant players already that are getting customers and traction and funding and so on. But the economics behind that are still a bit foggy, if you will. A lot of it is around used car vehicles. A lot of this credit, credit risk there. There's inventory risk. You know, there's, there's a, there's a tech risk there is how do we value the residual value of a vehicle if a consumer uses it for a month and then returns it and then I need to release it or resell it and so on and so forth. So it's an interesting category. It has a future, no doubt. But I, I would, I would compare it to, you know, web 1.0 mid nineties when sort of e-commerce was just trying to find traction. Nathan:    Travel was fine trying to find traction. There were a lot of companies that fell out and failed in trying to, you know, figure this stuff out until ultimately it was figured out and you have the you know, those that have succeeded. So that's possible that, that will happen here as well. But it's certainly a category that we keep a close eye on. And in what we're doing in particular we're thinking about these things as well and we're trying to make the, the, we look at ourselves as sort of an ecosystem for if you're going to have a car in your driveway, where did you get it? How did you insure it? How are you how are you servicing it? What are you doing with it when you're not using it? You know, can you capitalize on that? Can you make money on it? How are you paying for it and so on and so forth. So what be it, subscription or modernizing the transaction slash ownership you know, s [inaudible] and everything else that goes around it. It's really interesting and it just needs, it needs hard work, execution capital and time to prove it. Scot:    Does two goods, consumer to kind of download your app and they're active in there. You know, you don't want them to just kind of come back four years after the lease is over. So. Exactly. So I can imagine you guys have a lot of ideas around how to extend that. Precisely. Yep. Interesting. So, so pat, you're out there calling on dealerships. Are they, are they so distracted by these changes going on that they don't have time to think about something tactical like, hey, how do I make leases better? Or, or is this really, they're so transactional driven that you can get their attention? Patrick:    Yeah, it's a bit of both. So they're certainly transactional, right? Where they're still, depending on the audience, also still a bit shortsighted where they're worried about today, this week, what does my month look like? I gotta I gotta move units. Which is good. They're also, they're also aware of what's going on in the space, but I think a lot of them just are a bit I don't want to say confused, but there's so much, they hear so much and they have so much stuff thrown at them that they don't, many cases they just don't know what to do and what, how to do it and how to change the process in the store. This, some of the stores that we're working with, they're really super successful with us. It honestly just comes back down to the people in the store, right? So there's a great store outside of Philadelphia that we use sort of as our poster child. There's two people in this store that take honker orders all day having, I mean every day long and they're moving 20 plus units a month through us. And that's been consistent for the last year and a half. It's at Chrysler Dodge jeep store and it really comes down to their process and the Scot:    And they, they, they were very progressive and came on board very early on. So I think some dealers are still sort of catching up. Some are ahead of the curve. It really comes down to the ownership. And how kind of plugged in, they are really cool. One thing that we've seen in the ecommerce world as a marketplace, we'll come out and do some really innovative stuff and then the rest of the world it'll, it'll kinda raise the bar and then the rest of the world has to kind of react. Yet if you guys felt that where the traditional dealer is now feeling, you know, because you've created this seamless experience I kinda liken it to the Starbucks app. Like would you use the Starbucks app and then you forget to use it and you're in line buying two people and you're like sticking a needle in your eye. You're like, well, I forgot the Starbucks app. So then I imagine you're going to cause the whole leasing thing to get easier at dealers over time. Are you starting to feel that happening? Nathan:    Absolutely. I, I'd say from the consumer side for sure. I think it's it's fair to say that once a consumer has leased the car through our app, they will never do it the old way. So that's for certain, once they experienced this, this this digital experience on the dealership side as well. I think to Pat's point, the dealers that are embracing this and putting resources behind that and realize that this is the future, just love it. You know, and they, they, they rave about knockout deals in, in, in a few minutes and, and, and so on. And so forth. So yes, but again, to be clear, it's still very early and there's a lot that we have to prove and still a lot of adoption necessary. Scot:    Cool. I know you guys are busy out there conquering the world. So final question. If folks really want to learn more, obviously they can download the app and look at some leases that, that seems to be like an obvious one. But then maybe online. Do you guys, other than the honker website, do you guys publish any thought leadership or active on Linkedin or Twitter, any of that kind of stuff? Nathan:    Very active on linkedin and Twitter. And other social media platforms. The Honcker.com is now Sim similar to the app. You can do a transaction, you don't need to download the app if you don't want to. Most of our customers prefer to, to transact through the app. And yes, there is some thought leadership. There is a blog where we're posting stuff too on okr.com/blog. So there's a, there's a lot out there and we encourage engagement. Feedback and other communication. We've learned more from, from listening and being attentive to our customer base and our dealer base and the broader industry than we could ever have possibly figured out on our own. So we encourage our consumers, whether they've done a transaction or not, or just browsing or otherwise have thoughts to reach out and, you know, tell us what you think. Scot:    Awesome. Nathan, Pat, thanks for joining us. Nathan:    Thanks so much. Appreciate it.

July 2019. On this episode we get a peek behind the curtain. You know him as your beloved host, but when he's not hanging out in your ears he's hanging around concert venues across the country. Get ready all you eefangelicals, because this is our Church. It's July 2019 and you're listening to Tour All Year.

It's July but the a minor Leafs move still gets us talking. Your favourite childhood TV personalities, living with Alexa, and the new Wine & Cheez-it Combo!

It's July, and six months of the year have now gone by.    At the beginning of the year, back in January, you were so excited, and you were all on fire after the winter break. “I’m gonna rock 2019!” So I want to know, are you rocking it? And if you're not rocking it, where are you off course? Have you yet planned to take a day or a half day out of your business to take stock of the progress that you've made and where you need to go for the rest of the year?  You know it’s important to take time off to look at your business. What I hope to do in today's episode is to convince you, through a story, of the importance of periodically stopping and picking your head up to take stock of where you are and compare that to where you want to be going. Listen to my story of when I had this crazy idea in 2002 of doing an Ironman, which is a 2 1/2 mile swim, 112-mile bike ride and a marathon. So what does my Ironman story have to do with you and your business? There comes a time when you get uncomfortable in your business and you do things that have you drift off course. And you're drifting and drifting, and your head is down in the water. And you tell yourself a story that you don't have time to pick your head up. But you DO need to pick your head up every now and then.  And halfway through the year is the perfect time to pick your head up. Because now you have 6 months of metrics, KPIs, of solid financial data.  And if you haven't been keeping track of your metrics or your financials, call me. Because it's time for you to pick your head up in your business and look around.  Because if you don't, what it’s going to cost you is TIME and MONEY. Keeping your head down in your business could be costing you in countless ways. And it could be costing you right now.  Let me be the one to tell you to pick your head up. We need you to see where you're going in your business.  What do you need to do? Open up your calendar and find half a day or a day where you can stop and step out of your business. And look at what's going on. Schedule that time for yourself. Now could be the time that you're off course and come December you don't want to look back at July and be like, "Ugh, if only I picked my head up then, because it would have made a difference." If stepping out of your business is hard for you and you want help with it, I would love to help you. One of the things I'm good at is hovering above your business and seeing what's working in it, and what is not working in it, that needs tweaking.  Know that I would love to work with you to get your business back on course.  Now, head to the website, SheThinksBigCoaching.com and click on the Work with Me tab to see what's available to you. Ladies, I'd love to hear from you. When are you scheduling time to step away from your business? Share in the She Thinks Big Facebook group.  

Happy Monday family!!! Its July 22nd and I feel some vibrations around me! Learning to use my sensory system to read the environmental energy I live within, makes today a special day. I wanted to share some of this with you all. Friends will be joining the show again soon though until then tune on for a convo with me. --- Send in a voice message: https://anchor.fm/conversationswithfriends/message Support this podcast: https://anchor.fm/conversationswithfriends/support

Welcome to the Here's What I Don't Get Area 51 Betting Special! In just two months, millions of Americans will do their civic duty in disclosing information and objects found at Area 51. We here at HWIDG understand that many do not have the opportunity or time to attend this specific gathering, so we are offering you our state-of-the-art betting services where you can bet on just what exactly is or isn't found on the base. We've got our most popular bets: the Roswell category including bets on odds of finding ship parts, the whole ship, and extraterrestrial lifeforms themselves! Then we have our 'research archives' bet where you can bet on chem-trails, Bigfoot, advanced AI systems, and making anime girls real. Or, if you're a big spender you can bet it all on black! That's right, we've got a special HIGH-ROLLER ONLY, VIP, DEAD CELEBRITY ISLAND BETTING POOL. Elvis, Tupac, MJ, Hitler, Jimmy Hoffa and more are available to be bet on and in multiple states. Cuba celebrity hideout? Alien abduction? Good old fashioned CIA Faked death? Featuring odds as low as 1:1,678,930 you stand to make so much money, you'll be shipped off to Cuba yourself! So join us, as we take your calls and cash and bet on what we find at Area 51! Personally, my own bet is on:* Not Adapting the Source Material* Back to School* Thin Towels and Socks* RecyclingLook, seeing your beloved fantasy novel or science fiction series come to life before your eyes can be a magical thing. Will you be 100% satisfied? Absolutely not, but if it's done well it can be another way to relive the first time you stepped into that world. That is, if they even decide to get there in the first place. See, in this day and age of adaptation, the figureheads that make these deals are convinced that people need to see something they've never seen before? Doing Lord of the Rings again? Well, shove the crap that Peter Jackson didn't use right back in there. Turn Star Trek into an action movie series? Sure! I bet when it comes the time for Amazon/Warner/Hulu/Disney/Netflix to do Harry Potter, we'll get The Wizarding World of Harry Potter: How James and Lily Met, or The Wizarding World of Harry Potter: Young Dumbledore Smokes Jazz Cigarettes and Canoodles with Sailors.IT'S JULY, BUT I GUESS AS SOON AS THOSE FIREWORKS ARE OFF THE SHELVES IT'S TIME TO GO BACK KIDS. SCHOOL IS WAITING TO TURN YOU INTO A DRONE. They really can't wait. These 10c Paw Patrol folders won't sell themselves. Except guess what, THEY WILL. Elementary school kids are the only ones still excited about school supplies, but even then, you're stealing their summer. Reminding them of school doesn't make them "make the most" out of their time, it just reminds them of the impending doom. It's like your mortality. Most of the time it's in the back of your head, forgotten. But then something reminds you of it and you realize "Damn, I'm already past the 1/3rd mark, and that's under the best circumstances, well better get this will drawn up now".Day ruining. That's how bad the surprise of a thin towel is. A towel should be a luxurious end to a shower. Fluffy, warming, and smooth-to-the-touch, even the manliest lumberjack of a man will tell you how good a proper towel is after a shower. Same with socks. No one wants a paper-thin sock, because why even bother at that point. You want the sock to cradle your foot gently, while wicking away moisture in the heat and keeping your toes warm in the winter. A thin sock is like a condom with holes in it. It fails at what the rest of its kind's one function, and otherwise serves no purpose except to that one pervert that it's made for.There's something called analysis paralysis, it's when "overanalyzing or overthinking a situation can cause forward motion or decision-making to become "paralyzed," meaning that no solution or course of action is decided upon. A situation may be deemed as too complicated and a decision is never made, due to the fear that a potentially larger problem may arise". When you put out recycling bins for: non-recyclable (except food waste), compost, paper, glass, aluminum, cardboard, plastic (bottles only), other plastic, liquids, electronics, batteries, printer ink cartridges, grill refuse and hot ashes, spoiled food, chicken wings with only one bite taken, burned books, and failed election signage IT'S TOO MUCH. I DON'T KNOW WHAT GOES WHERE SO SCREW IT IT'S ALL TRASH.All this and more on this week's aerodynamic episode! Voicemails, an in-studio guest, and a taste-test! Don't forget to help us plan our Area 51 attack on DISCORD, and support our pre-attack ninja training by supporting us on PATREON or by BUYING A SHIRT.

It's July, and we are still talking about Oilers and hockey! Listen in as Pete, Jack, Dave, and Andrew chat about the latest developments in Oil Country. We even have crammed in some CFL/Eskimos talk in this episode.

It's July and it's Pride month...so we're celebrating with our very own Gay episode! Join Danny and Lauren as they tear down the 4th wall of reality TV casting with in-studio guests Jake Poteat (A&E, NorthSouth Productions, NBC), and reality TV super-fan Greg Tedesco. Plus a casting call-in from Arnold Harper, a NYC-based cabaret singer looking for love and his big break. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/realitytherapy/support

It's July 15, and games are happening! Marvel Ultimate Alliance 3 is on the horizon and has Eric feeling a little less than happy. We also talk more Judgement, Final Fantasy XIV: Shadowbringers, Mario Maker 2, and Dragon Quest Builders 2. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/gecko-gamescast/support

We transition from a 5 set battle between two of the all time greats into breaking down possible Leo Mayer finals runs. It's July, and that means three tourneys per week until further notice. We give out our outrights (with some disagreements in Europe) and even a few single match bets for early on. We'll also tell you not IF you should bet on Isner to win Newport, but how big of a reverse mortgage you'll need to lump onto his outright number this week.

It's July and school is on the horizon but it's time to start noticing what difficulties children face in learning. What are the most common learning disabilities we have not heard about in a while or maybe were not aware of all together. From Dyslexia to Discalculia. Auditory disorders to Disgraphia and more. I discuss the most common learning disabilities and resources along with ideas to help you recognize and find help for you and your family. For further information about the resources I spoke about today make sure to join our FaceBook Page-Real Talk Education Lanes Join me in another edition of Education Lanes.

. . . In which Bill says it's July 2nd, but It's July 12th.

It's July! And that means it's time for our nations favorite holiday, waiting for three months and then going to Germany for a respectful Oktoberfest! Bender gets involved in a sausage competition! Fry gets involved in Neanderthal society! Ben gets involved in saying "penis" an awful lot. We were talking about sausages, it was bound to happen. Ben gives a German lesson. Mike is a dedicated member of the Ska scene.

It's July 4th weekend and we decided to re-release this episode we recorded back in January with Lo Bosworth of The Hills (The OG version)! ENJOY! Lo Bosworth joins us to talk about her career outside of reality tv, being the founder of LoveWellness, her personal health journey both physically and emotionally, and she shares what she really thinks about The Hills reboot. https://twitter.com/LoBosworth https://www.instagram.com/lobosworth/ Thank you to Modern Fertility for sponsoring this episode. To save $20 go to https://modernfertility.com/lazypod/. Don’t forget to write us a 5 star review of iTunes, Stitcher, Spotify or any of the ten platforms we are on! PLEASE SUBSCRIBE FOR EXTRA KARMA POINTS. Join our private Facebook group www.facebook.com/groups/twtltba Like our Facebook page Stalk us! Amanda’s Twittter Ali’s Twitter Amanda’s Instagram Ali’s Instagam www.itsamandalauren.com/ www.alilevine.com/ --- Support this podcast: https://anchor.fm/lazypod/support

Flock Talk hopes you had a great holiday with friends and family and are happy to bring you Episode 39! We recap Electric Forest and ask if Sir Real is still a bust out. Terrapin Crossroads was a lot of fun on the couch and Sunny Day was glorious. It's July so we look back at the old 8x10 residencies in 2012 and 2013 and celebrate five years of Psychology! Pigeons' Songs Played: Zydeko - 2012-07-04 - The 8x10 - Baltimore, MD White Night>Blue - 2013-07-03 - The 8x10 - Baltimore, MD Upfunk - Psychology

This week we "Blow shit up, For AMERICA" and we listen to American Dad. Its JUly 4th and why isnt this done on the weekend?

It's July 4th week, so on July 3rd, Matt Fox and Ben Pearlman recorded this episode we are releasing on July 5th. They cover MLB all star snubs and the halfway point of the season, the US Women's National Team sippin' tea, and also, Ben is from Indiana. --- Support this podcast: https://anchor.fm/notthatgreat/support

It's July 4th and the guys are setting off fireworks as they get together to discuss: All Elite Wrestling's Fyter Fest and the chair shot Cody Rhodes took Paul Heyman & Eric Bischoff given Executive roles with WWE WWE Raw & WWE Smackdown thoughts Impact Wrestling to AXS TV? Georgia Indie wrestling talk  and more Follow us on: FB, IG, and Twitter: @tappedoutpod Website: tappedoutpod.com Email: tappedoutpod@gmail.com Subscribe on: Apple Podcast, Google Podcast, iHeart Media, Spotify, and all your favorite podcast players Patreon: Patreon.com/tappedoutpod And watch us on Jarrett Parsons Wrestling TV on your Roku devices  

or “How I Learned to Stop Worrying and Love the MTV Beach House.” Its July 4th and we’re taking on a thoroughly un-American record. Is “OK Computer” protest music? What constituted marketing before social media? Is listening to Radiohead the same thing as putting on fake glasses? Now that’s what I call GOAT! vol. 1984.Follow us on Instagram, Twitter, and FB @WhatIsGOATpod. Check out our website at www.WhatIsGOATpod.com

Its July & Hot girl summer is still in full effect, but why is someone always pregnant?! Join your favorite Petty Party ladies as we take a quick run down memory lane. We discuss break ups, break babies, possibly pregnancies & the "Jordyn Level Up". This episode will focus on the different aspects of women empowerment & feminism! Do you empower women or would you consider yourself a mean girl lol? Either way the Force is Female! Be sure to follow up on Instagram @pettyparty.pod to get more information on our Two Year Anniversary Live Show on July 21st at 5:00pm. XoXo, Petty Party Listen Rate & Review! Instagram: @Pettyparty.podcast Twitter: Pettypartypod Facebook: Petty Party Podcast