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At what point does a machine, with human-like characteristics, cease to be viewed as a machine? At that point, are we obligated to treat it as a human? Is it still an "it"? We try to answer these questions by watching Alex Garland's Ex Machina (2014). Excellent performances by Oscar Isaac and Alicia Vikander help drive the story in this amazing re-imagining of Shakespeare's The Tempest.Subscribe, rate and review:Apple Podcasts: Our Film FathersSpotify: Our Film FathersGoogle Podcasts: Our Film FathersStitcher: Our Film FathersAmazon Music: Our Film Fathers-----------------------Follow us:Instagram: @ourfilmfathersTwitter: @ourfilmfathersEmail: ourfilmfathers@gmail.com
SHADOW POINT BY GORDON RENNIE PART 3 WARHAMMER 40K AUDIOBOOK The first part of the sequel to Execution Hour by Gordon Rennie. Excellent classic Warhammer 40k Fiction covering The Gothic Sector War, with Abaddon the Despoiler, Leoten Semper and his ship the Lord Solar Macharius. Check Audible for a free audiobook following my affiliate link which helps me: https://www.amazon.co.uk/Audible-Membership/dp/B00OPA2XFG?actionCode=AMN30DFT1Bk06604291990WX&tag=aborderprince-21 Thanks! Emperor Protects! #WARHAMMER #40K #AUDIOBOOK Thanks! Emperor Protects! -----------------------Affiliate links-----------------------------
On episode ninety-two of the Gotta Be Saints Podcast, I spoke with Jesse Saltarelli about the need to pursue excellence.Biography:I'm Jesse and I am the hands behind New House Leather Works. I've been at this a little over three years and it has been a great blessing to learn and grow with you all.For my day job I am the headmaster of a Catholic Classical school and I love it there. The creative outlet leather craft offers me brings a lot of peace and joy.I greatly enjoy soccer and backyard games.I have an amazingly creative and loving wife Sarah and two gorgeous kiddos.Episode breakdown::30 Introducing Jesse Saltarelli 2:30 Why we are talking about excellence 8:30 Lessons from David25:00 The Importance of Beginning 37:40 Giving God your artwork 48:25 Practicals in achieving excellence 59:20 Final thoughts1:02:10 Mt. Rushmore of Saints1:02:40 Patron Saint of… This is a Good Catholic Podcast. Use code GOTTA for 20% your order.Check out The Catholic Company for all your Catholic merchandise needs! Use code GOTTA for 25% off your next purchase!If you enjoyed this episode, please give provide a review and make sure to subscribe!
Faith Family Church in Billings, MT | Pastor Sean McFarlane | Nondenominational Church
Neil Hoyne has served as an analyst, researcher, inventor, lecturer, and, in his words, the father of many forgettable slides of glossy funnels and Venn diagrams. A witness to and participant in billion-dollar successes, and instructive failures, all in the pursuit of building indestructible customer relationships through digital media. A key player in the executive rallying cry to be more “data-driven.” As Google's Chief Measurement Strategist, Neil has had the privilege to lead more than 2,500 engagements with the world's biggest advertisers. His efforts have helped these companies acquire millions of customers, improve conversion rates by more than 400 percent and generate billions in incremental revenue. Immensely proud of the degrees he's earned from Purdue University and UCLA, Neil returned to academia in 2018 as a Senior Fellow at the Wharton School of the University of Pennsylvania. His first book, Converted: The Data-Driven Way to Win Customers' Hearts, was published in February 2022 by Penguin Random House. He hopes you like it. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Neil Hoyne: Website: http://neilhoyne.com/ LinkedIn: https://www.linkedin.com/in/neilhoyne Twitter: https://twitter.com/neilhoyne
Today we are discussing the three things you need to have an excellent career. People often ask what they need to have or do to be successful. I've spoken about it many times, but today I will explain it in more depth. To have an excellent career you need education, experience, and exposure. Education isn't just about a degree; you don't need a piece of paper to be successful. You do need to be a lifelong learner. There are so many opportunities to learn available today. You learn by asking questions, listening to podcasts, attending seminars, and being intentional about learning. Education is forever. You can get smarter every day if you want to. Experience takes that education a step farther into reality. Be intentional about experiencing the things you learn about in everyday life. Find the things that grow you, take what you have learned and make them actual. Learn by paying attention on purpose. Get out of your comfort zone and around those things that others are doing. If you are interested in something, go and experience something similar and learn from it. Lastly, you must expose yourself to new experiences, people, and cultures. The more things you are exposed to, the more it develops and refines you. You will never be the same once you come face to face with things beyond your own limited experience. If you want to experience an excellent vacation, make sure you use Magical Vacation Planners for your next trip. You can reach them at 407-442-2694. Resources Career Magic
Watch the live stream: Watch on YouTube About the show Sponsored by the IRL Podcast from Mozilla Michael #1: SQLCodeGen via Josh Thurston This is a tool that reads the structure of an existing database and generates the appropriate SQLAlchemy model code, using the declarative style if possible. This tool was written as a replacement for sqlautocode, which was suffering from several issues (including, but not limited to, incompatibility with Python 3 and the latest SQLAlchemy version). Features: Supports SQLAlchemy 1.4.x Produces declarative code that almost looks like it was hand written Produces PEP 8 compliant code Accurately determines relationships, including many-to-many, one-to-one Automatically detects joined table inheritance Excellent test coverage Brian #2: The death of setup.py*, long live pyproject.toml for Python-only projects Juan Luis Cano Rodriguez tweet pip install --``editable . now works with setuptools, as of version 64.0.0 To be clear, setup.cfg also not required. So everything can be in pyproject.toml The * part: projects with non-Python bits may still need setup.py See also the newly updated tutorial by the PyPA: Packaging Python Projects Now with absolutely no mention of setup.py or setup.cfg It's all pyproject.toml Commentary: For Python only projects, is setuptools a decent flit contender??? stay tuned Michael #3: aiocache via Owen Lamont In the same vein as async-cache you might also be interested in aiocache. It has some cool functionality like an optional Redis backend for multi process caching. his library aims for simplicity over specialization. All caches contain the same minimum interface which consists on the following functions: add: Only adds key/value if key does not exist. get: Retrieve value identified by key. set: Sets key/value. multi_get: Retrieves multiple key/values. multi_set: Sets multiple key/values. exists: Returns True if key exists False otherwise. increment: Increment the value stored in the given key. delete: Deletes key and returns number of deleted items. clear: Clears the items stored. raw: Executes the specified command using the underlying client. Brian #4: Hatch : a modern, extensible Python project manager Another flit contender? While reading Packaging Python Projects tutorial update, I noticed some examples for hatchling, as an alternative to setuptools, flit-core, and pdm. Played with it some, but still have some exploring to do. features Standardized build system with reproducible builds by default Robust environment management with support for custom scripts Easy publishing to PyPI or other sources includes --repo flag to be able to publish to alternative indices. Awesome for internal systems. Version management Configurable project generation with sane defaults Responsive CLI, ~2-3x faster than equivalent tools This sounds great. I haven't verified this Commentary: Good to see more packaging tools and user workflow explorations around packaging. Extras Michael: M1 Support for PyPy Announced (via PyCoders) Joke: I am the docs
Welcome, welcome, welcome to the Distraction Pieces Podcast with Scroobius Pip!This week Pip is joined by comic, host and writer FRANKIE BOYLE!I mean, multi-hyphenate would kind of sum it all up to some degree. This a very welcome catch up with Frankie, as he and Pip check in on everything since September 2016 - so not much to talk about then really...? So let's just say that the tip of the iceberg is approached at the very least, with a lot of Frankie goodness to indulge in including his new Fringe show, not relying on fallbacks, the scourge of essentialism, the path of optimism, Left Wing melancholia, dislike for the emphatic, how we read, Becket plays, meeting greater themes in play through real life mortality experiences (wow that's a book title right there), representation and so much more. Excellent stuff. Enjoy.DPP EP117 with FrankieTWITTERONLINEIMDBMEANTIME bookBlindboy Podcast w/ cyberpsychologistSCROOBIUS PIP on TWITCHSCROOBIUS PIP on INSTAGRAMSCROOBIUS PIP on TWITTERSCROOBIUS PIP on PATREONDEBRISNORTH STAR RISINGPOD BIBLE Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
Vertically integrating your business into commercial real estate allows your company to streamline operations by taking direct ownerships to various phases of your business process. Tyler Cauble is the Founding Principal and President of The Cauble Group. He's a native Nashvillian, not only a witness to the city's tremendous growth but is also involved in it through his developments, renovation projects, and volunteer work. As President of The Cauble Group, Tyler helps bring together buyers, sellers, landlords, and tenants in retail, office, industrial, and multi-family real estate. He's committed to helping business owners understand the market to grow their businesses and be part of Nashville's future. Cauble is also the best-selling author of Open For Business: The Insider's Guide to Leasing Commercial Real Estate. [00:01 - 05:16] Opening Segment Tyler Cauble started his career as a project manager for his grandfather's construction company. Creating a company to buy debt - going through learning curves In 2013, he was brought on to work for a boutique developer and leased a couple of properties. Tyler's first project was selling 42 townhomes down in Bellevue, A 10-minute drive Southwest of Nashville. He wrote a book on leasing commercial real estate called Open for Business. Tyler started the Cauble Group, which is his commercial real estate brokerage. [05:17 - 10:17]How to Grow a Vertical Business with Multiple Channels Tyler Started multiple businesses to grow vertically integrated His key to success was being very in the same lane with his team and doing this similarly with development and investment groups To do this, getting people trained and putting the right people in their rightful seats. [10:18 - 17:33] Industrial Real Estate: The Bright Future There is a limited supply in the current state of industrial real estate. Industrial real estate is a good investment because it has a low turnover rate and high demands. There is an opportunity to build flex spaces Flex space can be from 12 to 18 dollars a foot. Tyler buys properties that are already zoned. He suggested that if you are buying properties that need rezoning, talk to your local Alderman, Councilman, and politicians and make sure your neighborhood supports your request. [17:56 - 20:01] Closing Segment Reach out to Tyler See links below Final words Tweetable Quote “If you've got to go through rezoning, just make sure you talk to your local alderman, Councilman, politicians, etc. And make sure the neighborhood's going to support it.” - Tyler Cauble ----------------------------------------------------------------------------- Connect with Tyler Cauble by visiting his website at https://www.tylercauble.com/ Resources Mentioned Open for Business: The Insider's Guide to Leasing Commercial Real Estate Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → sam@brickeninvestmentgroup.com [00:00:00] Tyler Cauble: One thing that I will say about starting multiple different companies and, growing them all is make sure that you're very much in the same lane, right? Like we are very vertically integrated. The cobble group was my main project for the longest time. And every time the cobble group would go get a listing. [00:00:17] Tyler Cauble: persol which is my property management company would get the management [00:00:20] Intro: Welcome to the how to scale commercial real estate show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big. [00:00:32] Sam Wilson: Tyler cobble is a commercial real estate broker, developer, and investor based in Nashville, Tennessee. Tyler. Welcome to the show. [00:00:39] Tyler Cauble: Sam. Thanks for having me on buddy. I'm excited to be [00:00:41] Sam Wilson: here. Hey man, I, I appreciate the pleasures of mine. I think you might win the award and I'm sure you get this a lot for the best beard on a podcast. [00:00:49] Sam Wilson: I'm absolutely jealous. How long have you been growing [00:00:52] Tyler Cauble: that? Thank you. Man it's been about this link for, I don't know right now, probably a year or two. I've usually got a pretty long one. Yeah. I used to keep it a little more trimmed up, but now, we live in a post pandemic world, I wear t-shirts and grew my beard out. [00:01:05] Tyler Cauble: So it's [00:01:06] Sam Wilson: I hear you different. I hear you, man. I can't grow any hair on the top of my head, but I can grow a heck of a beard, but I just could never, I just never had the [00:01:14] Tyler Cauble: patience. I'll take that trade off all day. I'd rather have a beard with no hair on my head. [00:01:18] Sam Wilson: Absolutely. Absolutely. I would not grow. I would never not be bald. Like I love being bald. There's no complaints. Absolutely none. Tyler, there are three questions. I ask every guest who comes from the show and 90 seconds or less you tell me, where did you start? Where are you now? And how did [00:01:31] Tyler Cauble: you get there? [00:01:32] Tyler Cauble: So I jumped outta college after my freshman year at the university of Tennessee moved back to Nashville and started working as a project manager for my grandfather's construction company. And about three months into that, a boutique developer that I had actually sold to from a summer job. The year I graduated from high school. [00:01:49] Tyler Cauble: Heard that I was back in town and he wanted me to come work for him and lease a couple of properties that he had. This was back in 2013, the commercial real estate market was very different. It was very slow. We had nice assets that were 70% occupied, which is really bad. So they brought me in, I started working on those. [00:02:05] Tyler Cauble: I got to sit in on the development meetings every week for two years, three years. Until I finally learned how to put my own development together. So my first project was 42 town homes for sale down in Bellevue, which is about 10 minutes Southwest in Nashville and left shortly thereafter wrote a book on leasing commercial real estate called open for business. [00:02:25] Tyler Cauble: Started the cobble group, which is my commercial real estate brokerage. Six months later started Perol property management. And then about a year after that started my investment in development company. Since then we've acquired about 2.1 million square feet of commercial real estate mostly office and retail. [00:02:40] Tyler Cauble: A little bit of industrial in Tennessee. So national and Chattanooga eventually we'll expand beyond that, but that's where we. [00:02:46] Sam Wilson: Man that is a lot of moving pieces. It sounds like you regret dropping out of [00:02:51] Tyler Cauble: college. Ah, it's the worst decision I could have ever made. I can't believe I did that. man, what's funny is seriously like the, the second year, like when all of my friends were graduating, I did truly regret it. [00:03:02] Tyler Cauble: Commercial real estate is hard and I thought that coming into it, I was gonna make six figures my first year. Cause I was actually really good at. Got absolutely crushed. I made like 40 grand my first year. And the second year when all of my friends were graduating, I was looking at my my pay stub again. [00:03:17] Tyler Cauble: And it was like, I swear, $40,500. It was like $500 difference. And here I am like, man, all my friends are graduating with degrees. I'm making no money at all. What did I do to myself? And of course that year I tripled my income. So haven't looked back. [00:03:32] Sam Wilson: Right. No, man. That's great. I love that. [00:03:35] Sam Wilson: I love that. Tell me, like, as you went through this process, was there a guide, was there a mentor or does this just come naturally for you? [00:03:44] Tyler Cauble: So on the sales front, I think it's just a natural thing. It's very easy for me to sit down with somebody and have a conversation. I, I could talk to a wall if I really wanted to. [00:03:52] Tyler Cauble: But you know, on the commercial real estate front, there, there have been many mentors throughout my career. I'm a big believer that, while you can gain some knowledge from podcasts, you can gain knowledge from books, from YouTube, whatever. Learning from somebody actually going through the process is by far the best way to learn commercial real estate. [00:04:10] Tyler Cauble: I've had mentors from, the ground of development perspective. I've had mentors on syndication. I've had mentors on multifamily. I've had mentors on brokerage. I'm a big believer that you'll never have just one mentor. And I feel like a lot of new investors get caught up on that. I've just gotta find that one person that's gonna show me what to do now. [00:04:28] Tyler Cauble: You don't find multiple people. Everybody has one thing that they're really good at. Just go learn that one thing from. [00:04:34] Sam Wilson: Mentors either come with a price or you somehow know them relationally before. I guess, where you eventually figure out that, Hey, you might be able to add value to them and they can add value to you. [00:04:44] Sam Wilson: How did you find a good mentor or mentors, I guess, as you're explaining to us? [00:04:49] Tyler Cauble: Yeah, I was just getting out in the world of commercial real estate, as much as I could going to masterminds and going to real estate investors meetings. Just being as good of a broker as I could be, because, if you want a badass investor to start paying attention to you and to want to spend more time with you, go out and bring them deals, go out and make them money. [00:05:10] Tyler Cauble: Right because the better deals that you bring them, the better tenants that you bring to their properties, the easier you are to work with the better your marketing is, whatever that ends up being the more that developer or that investor is going to want to be around you. And then if they see that you're really willing to put that much effort into it'll, they'll take you under their wing. [00:05:27] Tyler Cauble: That's happened to me time and time again. . [00:05:29] Sam Wilson: No, that's great. That's absolutely great advice. Let's talk about building a vertically integrated. You've got a lot of different channels in your business. I'm sure at this point with a lot of different people doing a lot of different things, what's been your key to growing and scaling that business. [00:05:44] Sam Wilson: Walk us through that process. How'd you get it [00:05:46] Tyler Cauble: done? Yeah, I just I cannot sit still. So, shortly after I started company, I have to start another one. Right. We've got the cobble group, which I founded in 2018 February of 2018. That's my commercial real estate brokerage. Six months after that we had several clients that were selling residential portfolios and 10 31 exchanging into retail shopping centers that needed management. [00:06:06] Tyler Cauble: So I had a background in that from the boutique developer that I worked with started a management company. It's also pretty nice. You get income every month instead of just whenever you close deals. Right. And then a year after that started a development and investment company buying and developing my own properties and, the. [00:06:22] Tyler Cauble: One thing that I will say about starting multiple different companies growing them all is make sure that you're very much in the same lane, right? Like we are very vertically integrated. The cobble group was my main project for the longest time. And every time the cobble group would go get a listing. [00:06:39] Tyler Cauble: persol which is my property management company would get the management, right. Because we could kind of co-PItch them. So I didn't have to go out of my way to work for one company. I was kind of working for all the companies at the same time. And so now I'm doing something very similar with the development and investment groups. [00:06:54] Tyler Cauble: So every time I go out and find a property to buy now, the cobble group gets the four lease listing or the, for sale listing and Persol gets the property management agreement. So, It makes sure that I don't get distracted, cuz it's very easy to just get distract. Like I didn't go start a bar while I'm doing a commercial real estate brokerage. [00:07:10] Sam Wilson: Those are two very different. Right. No, well said. And I appreciate breaking that down. What were the keys though? How did you find the good people? How did you, for me, it's one of, one of the common struggles in this probably is not just for me, but for a lot of people is onboarding, getting people trained at the right people in the right seats. [00:07:29] Sam Wilson: Like that's really granular. And really the more of the role of an integrator. Are you the integrator or do you have an excellent integrator on your team or what's . [00:07:37] Tyler Cauble: No, I am definitely not an integrator. I am like a lone Wolf salesman. I just wanna go close deals. Like that's the only thing that I wanna do. [00:07:45] Tyler Cauble: Cuz I'm really good at it and I love it. If I wanted to grow and scale and get to, some of my future goals, which is owning a lot of real estate and developing towers and stuff like that, I've gotta grow a team around me. I can't just be doing that, totally solo. So, no, I'll be upfront and honest. [00:07:59] Tyler Cauble: Like I've never been the best manager of people. I'm not a good manager of people. So because of that, Have learned over the years to try and hire self starters, more independent people that are willing to just go out and do the work on their own. And so, we've got a team I've got probably 10 employees now. [00:08:16] Tyler Cauble: And just about every single one of them is like that. I don't really have to tell them what to do on a daily basis. They know what they need to be doing. And they're bought in through. Profit share. And some other incentives, bonuses, stuff like that, that we've got set up based on their performance for the year, for the quarter, whatever that is. [00:08:33] Sam Wilson: Right. Yeah. And that's, that's, that, that makes a lot of sense. Who was your first key [00:08:37] Tyler Cauble: hire? Who? My first key hire was the second broker. Back in the day when I first started the firm, I mean, when I left the development firm to start my own thing, I realized just how much their influence on my marketing was stifling my own business. [00:08:53] Tyler Cauble: Cuz as a broker, you're a 10 99, you're an independent contractor. Like you eat what you kill. Right. But this company would not let me a market in some of the ways that I wanted to like. Doing stuff through Instagram and Facebook and whatever, like they just wanted billboards. [00:09:05] Tyler Cauble: Like they thought that was the way to market, which is hilarious to me. But as soon as I left and started doing my stuff I tripled my business that year. Like we went from probably four to $5 million a year to about $15 million a year in sales for the brokerage, which was pretty good for being in, I guess, starting your brokerage for the first. [00:09:24] Tyler Cauble: So, that was pretty telling for me that I was headed in the right direction for sure. Yeah, [00:09:28] Sam Wilson: Absolutely. Absolutely. So the second broker was your first key hire there. I love all that. Are there any other channels or businesses in the real estate sphere that you say, man, this is one more, one more bolt on to our current suite of businesses that I'm really looking to, to. [00:09:45] Sam Wilson: Yeah. [00:09:45] Tyler Cauble: We've toyed with the idea of construction adding that on before, but, it's it, that's so intense and sometimes it's just easier to be able to blame a third party and hold them true to a contract than it is to worry about, your team member, not falling through. [00:09:59] Tyler Cauble: So that, it's kind of why we haven't started that yet. And then, underneath the property management company, we've looked at expanding and acquiring others. Companies beneath that. So, like all of the vendors that we use on every single property now that I own 2.1 million square feet we manage far more than that too. [00:10:13] Tyler Cauble: We kinda get these economies of scale. So why not buy our own H V a C company that works for us, but also third parties? Why not buy our own landscaping company, our plumbing company, electrical company, whatever that ends up being because we'll be one of our biggest clients, right? This means that we know that we can support that business. [00:10:28] Tyler Cauble: That business just needs to go out and find third-party work too. Right, [00:10:32] Sam Wilson: right. Yeah. Those are all excellent. Excellent points. And I guess, just again, it goes back to, and this is something we talk about in this show all the time is just the right people. Like it's, it goes back to finding the right people and the right seats on the bus. [00:10:45] Sam Wilson: Otherwise you're gonna buy an electrical company that you're gonna go, [00:10:50] Tyler Cauble: oh my gosh. Now I just bought dad weight. I just bought a job. just bought a job [00:10:52] Sam Wilson:. Right. And now we're trying to resuscitate a dying electrical company. Bad processes , bad employees and bad culture and oh, no, not about [00:11:02] Tyler Cauble: that. [00:11:02] Sam Wilson: No. So that's but that really, that is really cool. I love the forward thinking there where it's like, okay, what else can we tack on here that will supplement or not supplement, but. I can even find compliment. Hey, there we go. Thank you. Ding ding, ding, you win the prize. [00:11:15] Sam Wilson: Compliment your current suite of business. That's really cool. I wanna shift gears here and talk about industrial real estate. Why you're excited about it. Why you guys are investing in it personally and why you see such a bright future [00:11:27] Tyler Cauble: for it? Yeah, I think industrial real estate has been the darling out of this last economic cycle, before. [00:11:35] Tyler Cauble: It wasn't really that sexy, right? , people just didn't really care about industrial real estate. It was just kind of a, it was out there. And now, with the rise of eCommerce, especially it's, as cities grow, industrial tends to get torn down, right. Because there's a higher and better use. [00:11:50] Tyler Cauble: Maybe you can build multifamily or whatever. Well, as cities grow. eCommerce grows and industrial's getting torn down. That means that there's a very limited supply of this real estate asset. And it's performing exceptionally well almost all over the entire country, but there are, of course, like the Southeast very partial to, since I'm out here. [00:12:09] Tyler Cauble: But look, online sales are gonna continue to. Like eCommerce, isn't going anywhere. If anything is going to just get bigger and bigger as these companies figure out how to sell you things even faster and better the supply of industrial properties is not growing rapidly. It takes a long time to build these buildings. [00:12:24] Tyler Cauble: A lot of developers are focusing more on the a hundred thousand 500,000 million plus square foot building. And there's a massive need for the 20, 30, 40, 50,000 square foot building. So if you've got some industrial land, I would certainly look at building some smaller flex space. And then typically what you'll see in industrial properties is less turnover than you might in some other asset classes. [00:12:46] Tyler Cauble: Because with a limited supply with prices rising and with just the absolute pain that it causes for some of these industrial tenants to move it's just not worth the move. So you'll, you likely have tenants there for quite some time. [00:13:02] Sam Wilson: Yeah, that talking about the tenant comment. That reminds me a lot of mobile home parks where it's like the cost to move a mobile home is just so great that like 50 bucks, 50 bucks a month extra in a rent bump is like, well, I could spend 50 bucks a month or I could spend 10 grand or eight grand moving this. [00:13:17] Sam Wilson: So I guess I'll pay the 50 bucks a month. Exactly. That, that makes a heck of a lot of. Flex space. That's a term that maybe our listeners and maybe I am only mildly familiar with. When you say smaller flex space, it sounds like there's an opportunity there that maybe has great demand, but maybe limited supply. [00:13:32] Sam Wilson: What is that? What is flex space and then, walk us through what that means, I guess if you [00:13:36] Tyler Cauble: can. Yeah. So flex space is a type of industrial real estate that. Flexible and it's use, I know we get very creative with our terms here in, in CRA . So what that means is, you could have, let's say it's 5,000 square feet and you've got 4,500 square feet of warehouse and 500 square feet of office. [00:13:53] Tyler Cauble: It's kind of flexible in the use. You could. Add more office, get it up to a thousand square feet of office and 4,000 square feet of warehouse. You'll see some showrooms that look like that. You'll see. Sometimes it's just literally 3000 square feet of condition warehouse, whatever ends up being, but it's that smaller industrial sub sector that, your local electrician or plumber, or, some smaller eCommerce startup, that's making candles and needs to be shipping them out, but they need a little office as well. [00:14:21] Tyler Cauble: that kind of business, those spaces just aren't being developed as often as they were back before this economic cycle. Right. Because again, everybody's now focused on distribution and logistics for eCommerce. So definitely an opportunity there to supply. The space for those types of tenants. [00:14:39] Sam Wilson: How does [00:14:40] Sam Wilson: someone evaluate that, that market and say, okay, this is a great spot for smaller flex space. How where does that, where do they [00:14:48] Tyler Cauble: start? Yeah, if you see some other flex buildings nearby, smaller warehouses good access, right? Maybe near an interstate, maybe you're near some major thoroughfares you're not far from downtown. [00:14:58] Tyler Cauble: You think about what the needs of those kinds of tenants are. Well, you know what an electrician could be. 30 minutes south and then 15 minutes east, and then they've got an appointment north of town. So they need to be centrally located. They need to be in a more affordable area , and they need to have, taller ceilings. [00:15:14] Tyler Cauble: So it just depends on, you don't have to be in like a heavy manufacturing, industrial area. You can be kind of within a neighborhood. You see a lot of urban neighborhoods that have some smaller warehousing and industrial properties where that could be pretty good. Are [00:15:29] Sam Wilson: there any headwinds in the industrial space as a whole, that you say, man here's a market risk that we should be looking out for. [00:15:36] Tyler Cauble: I think just being careful of how much you're paying for land and how much you're paying for construction because construction costs have gone up. Land has gone up and at the end of the day, there's only so much rent that these kinds of businesses can pay. And you as an investor have to play that line of, okay. [00:15:54] Tyler Cauble: How can we deliver a property that is going to be desirable enough to where it's gonna get leased. But, we're also maximizing our returns and, downsizing our risk. And when I first got started in the business nine years ago, you would look at flex space for six bucks, a foot, right? [00:16:10] Tyler Cauble: Incredibly cheap. Now we're looking at flex space between 12 and $18 a foot. So, and that's in nine years. So you just think about if you were a small business, like you were a local electrician and your rent in the last nine years has tripled well, either you, your business better have tripled or you're gonna be looking for something else. [00:16:31] Tyler Cauble: So that's probably just something to keep in mind is just your overall cost and how much rent you're gonna have to charge to make a return. Is [00:16:36] Sam Wilson: there, are there any zoning restrictions? Are there, is it tough to get that space through. Permitting process from a, usually from a city level. [00:16:45] Tyler Cauble: Yes and no. I would go after land. That's already zoned. But this is a light industrial use, right? If, if you're trying to get it rezoned for car manufacturing, that's a, an entirely different process and you're gonna have a lot of trouble, but for light warehousing, it's a co it's a commercial use. [00:17:01] Tyler Cauble: So, I would, again, aim for something that's already zoned, but you know, if you've gotta go through rezoning, just make sure you talk to your local alderman, Councilman, politicians, whatever they call 'em in your area. And make sure the neighborhood's gonna support it. [00:17:13] Sam Wilson: Right. Absolutely. Absolutely. [00:17:15] Sam Wilson: Tyler, this has been fascinating, learned certainly a lot about how you have grown your business, how you vertically integrated all of your businesses actually. And I think that's been, that was a really cool conversation for taking the time to kind of break down how you've done that. And then really tell us about what you see in the industrial space and where it is now and where you know, where it's heading and, again, just a small nugget there that there is right now, a hu huge need. [00:17:37] Sam Wilson: In the smaller flex space and really how to get involved in that. Are there any other closing thoughts here you'd like to share with the listeners before we sign off? [00:17:45] Tyler Cauble: Sure. The only thing is I've got a couple of free downloads on my website for your team and a couple of calculators in case anybody wants to jump on there and calculate commercial rents or cap rates, anything like that. [00:17:55] Tyler Cauble: I also have free downloads for my due diligence checklist, which is what we use every time we're going through the buying process. A letter of intent for whenever releasing, and then you can get a free copy of my book. Open for business, the insiders guide to leasing commercial real estate. That's all on my website. [00:18:08] Tyler Cauble: Tyler cobble.com/. [00:18:11] Sam Wilson: Awesome. Tyler cobble.com/scale. We will make sure we put that in the show notes. Tyler, thank you again for coming on today. I do appreciate it. [00:18:19] Tyler Cauble: Thanks for having me, Sam. [00:18:20] Outro: Hey, thanks for listening to the how to scale commercial real estate podcast. If you can do me a favor and subscribe and leave us a review on apple podcast, Spotify, Google podcast, whatever platform it is you use to listen. If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. [00:18:41] Outro: So appreciate you listening. Thanks so much and hope to catch you on the next episode.
Today Mike goes over this past season's Blackhawks goalies. Things ended a lot different than they and it's going to get even more interesting next year. Really surprised to see Lankinen not get a qualifying offer this summer, and Mrazek gets signed. Thanks for listening to the podcast! Do us a favor, and subscribe so you don't miss out on future podcasts. Liquid IVUse our link and get 15% off Liquid IV https://glnk.io/75r0/chicagotomahawk (https://glnk.io/75r0/chicagotomahawk). Excellent for helping keep yourself hydrated!
SHADOW POINT BY GORDON RENNIE PART 2 WARHAMMER 40K AUDIO The first part of the sequel to Execution Hour by Gordon Rennie. Excellent classic Warhammer 40k Fiction covering The Gothic Sector War, with Abaddon the Despoiler, Leoten Semper and his ship the Lord Solar Macharius. Check Audible for a free audiobook following my affiliate link which helps me: https://www.amazon.co.uk/Audible-Membership/dp/B00OPA2XFG?actionCode=AMN30DFT1Bk06604291990WX&tag=aborderprince-21 Thanks! Emperor Protects! #WARHAMMER #40K #AUDIOBOOK -----------------------Affiliate links-----------------------------
4 days left! Back the MEDITATIONS VOL 1 IGG campaign today to ensure the existence of MARCUS AURELIUS MEANINGWAVE VINYL!!! ▶️ https://igg.me/at/meditations (https://igg.me/at/meditations)
Studies have shown that we can think up to 80,000 thoughts in a given day, and out of those thoughts, 80% of them are NEGATIVE. Most of life's battles are WON or LOST in the mind. 2 Corinthians 10:3-4 For though we live in the world, we do not wage war as the world does. The weapons we fight with are not the weapons of the world. On the contrary, they have divine power to demolish strongholds. Power—dunamis—EXPLOSIVE, miraculous power of God (DYNAMITE) Stronghold—ochuroma—a military term for a FORTRESS built in the MIDDLE of the city. 2 Corinthians 10:5 We demolish arguments and every pretension that sets itself up against the knowledge of God, and we take captive every thought to make it obedient to Christ. Proverbs 23:7 For as he thinks in his heart, so is he. As the MIND goes, the MAN follows. Our lives are always MOVING in the direction of our STRONGEST thoughts. Whether you think you can or you can't, you're right.—Henry Ford 1. AUDIT your thoughts. THINK about what you are THINKING about. We cannot DEFEAT what we do not DEFINE. Questions to ask yourself:Are my thoughts NEGATIVE?Are my thoughts WORLDLY?Are my thoughts CRITICAL? Philippians 4:8 Finally, brothers and sisters, whatever is TRUE, whatever is NOBLE, whatever is RIGHT, whatever is PURE, whatever is LOVELY, whatever is ADMIRABLE, if anything is EXCELLENT or PRAISEWORTHY THINK about such things. 2 Corinthians 10:5 We demolish arguments and every pretension that sets itself up against the knowledge of God, and we take captive every thought to make it obedient to Christ. 2. ARGUE with your thoughts. Romans 12:21 Do not be overcome by evil, but you overcome evil with good. You can't argue with the BAD thought if you don't know the GOD thought. John 8:32 Then you will know the truth, and the truth will set you free. The greatest WEAPON to overcome your negative thoughts is to KNOW what God thinks about you. Jeremiah 29:11 For I know the thoughts that I think towards you, says the Lord, thoughts of peace and not evil, to give you a future and a hope. 2 Corinthians 10:5 We demolish arguments and every pretension that sets itself up against the knowledge of God, and we take captive every thought to make it obedient to Christ. 3. ASK God to transform our thoughts. Romans 12:1 Therefore, I urge you brothers and sisters, in view of God's mercy, to offer your bodies as a living sacrifice, holy and pleasing to God—this is your true and proper worship. Romans 12:2 Do not conform to the pattern of this world, but be transformed by the renewing of your mind. Prayer invites God to DEFEAT the thoughts that are DEFEATING you. I Peter 5:6-7 Humble yourselves, therefore, under Gods mighty hand, that he may lift you up in due time. Cast all your anxiety on Him because he cares for you. --- Send in a voice message: https://anchor.fm/coastalchurch/message
Hello everyone and welcome to Episode Sixty Eight! Here we are in mid-August and I hope all of you remain safe and healthy out there. I've been working on re-siding and painting my garage all week, and it feels good to scrub the paint from my hands and strap into the podcasting chair for a bit. Now before we get to the show notes portion of the show notes, I want to take a minute to thank all of the show's patrons, including our newest Patreon supporters, Wes Redridge, and Lawrence Erickson! Thank you so much, Wes and Lawrence! And as always, a big thank you to all of the show's supporters – there are costs associated with running any entertainment channel and I am grateful to all of you for keeping this little boat afloat. And if you're out there listening and you would like to kick in a few bucks, it's easy to do, you simply go to the So Much Pingle Patreon page. You can support the show for as little as three bucks a month – less than a fancy cup of coffee! You can also support the show via one-time contributions via PayPal or Venmo (please contact me via email to somuchpingle@gmail.com). Excellent photo courtesy of Ben Revell. Episode 68 happens to be another installment of Herp Science Sunday with my pal Dr. Alex Krohn and features Coen Hird, a doctoral candidate from the University of Queensland in Brisbane. This episode came about because Alex saw a tweet from Coen about a paper that he co-authored, concerning a certain species of pobblebonk, in this case the Northern Banjo Frog, Limnodynastes terrareginae. Love that name, pobblebonk, and there are more than one species of frogs under the pobblebonk umbrella. So anyway, Alex pings me right away about this paper as a great candidate for Herp Science Sunday, and Coen was keen to come on the show, so here we are. The title of the paper is: "The role of environmental calcium in the extreme acid tolerance of northern banjo frog (Limnodynastes terraereginae) larvae" I've added a link so that you can click on the title and get access. And as always, you can drop me a note and I will send you a PDF copy of the paper. Also – the teaser at the beginning of the show is a short clip of some pobblebonks calling, and the clip comes from some recordings I purchased from a company called Wild Ambience. Long story short, I got 45 minutes of pobblebonks and cool birds and other nature sounds for about 8 bucks U.S. So THIS is an unsolicited and yet much deserved plug from me – check out wildambience and maybe you'll hear something you like. Thank you Alex and Coen! That was a fun show. And thanks for listening everyone! And as always, please keep the comments and suggestions coming, and please take time to rate the show on your podcast platform! The show email is somuchpingle@gmail.com, and there's also a So Much Pingle group on Facebook, for discussion, comments, feedback, suggestions, herp confessions,, tips for herping better, etc. Cheers! Mike
This week Ara is on vacation again but we didn't want to leave you hanging so we have a special show. We go back to the early 2000s and learn how Ara and Braden became pilots for a very brief moment. And we also look at the best 65" TV for less than $1000 Other: Join the Neat Exchange - Social Media for Whiskey Drinkers Ara's Woodworking Join the Flaviar Whisky Club and get a free bottle Best 65-Inch TV Under $1,000 (RTINGS.COM) The Hisense 65U8G is the best 65-inch TV under $1,000 we've tested (full review here). It's an impressive TV, with outstanding contrast, excellent black uniformity, and high HDR peak brightness. It has the Android TV smart platform built-in, with an easy-to-use interface with a large selection of apps, so you're sure to find your favorite streaming content. It supports HDR10+ and Dolby Vision, meaning you can get a great HDR experience from any streaming service or external source. Visibility won't be an issue if you want to use it in a well-lit room, thanks to its excellent reflection handling and amazing SDR peak brightness. It's also an amazing TV for playing video games, with an excellent response time, resulting in very clear motion with little blur behind fast-moving objects. It has low input lag and supports both FreeSync and G-SYNC Compatible variable refresh rate technology, which can help reduce tearing in some games. It's also great for PS5 or Xbox Series S|X gaming, with HDMI 2.1 bandwidth on two ports. 8.4 Mixed Usage 8.6 Movies 8.2 TV Shows 8.0 Sports 8.8 Video Games 8.6 HDR Movies 8.8 HDR Gaming 8.3 PC Monitor Pros: Outstanding contrast. High peak brightness. Excellent reflection handling. Excellent response time. Cons: Image degrades when viewed at an angle.
SHADOW POINT BY GORDON RENNIE PART 1 WARHAMMER 40K AUDIO The first part of the sequel to Execution Hour by Gordon Rennie. Excellent classic Warhammer 40k Fiction covering The Gothic Sector War, with Abaddon the Despoiler, Leoten Semper and his ship the Lord Solar Macharius. Check Audible for a free audiobook following my affiliate link which helps me: https://www.amazon.co.uk/Audible-Membership/dp/B00OPA2XFG?actionCode=AMN30DFT1Bk06604291990WX&tag=aborderprince-21 Thanks! Emperor Protects! #WARHAMMER #40K #SCIFI -----------------------Affiliate links-----------------------------
Very good day finishing up 5.5 Units on 7/8 betting.Nice looking 6 match value card ready.The Tennis Betting Podcast@Tennis_bet_24_7
#70: Expert traveler, writer, and journalist, Sebastian Modak, joins Chris to talk about what he's learned from traveling to 80+ countries and living on four continents. They discuss what it means to travel like a journalist, how he uses those skills to plan a memorable trip, some of the unusual experiences he's had on his journeys, why travel is important for everyone, and he shares some of his favorite places to inspire your next adventure.Sebastian Modak (@sebmodak) is a writer, multimedia journalist, and the editor-at-large at Lonely Planet. He spent 2019 circling the globe as the New York Times 52 Places Traveler, reporting from every destination on the Times' 52 Places to Go list. Full show notes at: https://allthehacks.com/travel-sebastian-modak Partner Deals Inside Tracker: 20% off personalized wellness & nutrition plans backed by scienceTruebill: Easily cancel your unused subscriptionsWren: 10 extra trees planted in your nameDaffy: Free $25 to give to the charity of your choice Selected Links From The EpisodeConnect with Sebastian Modak: Website | Instagram | Twitter | Lonely PlanetPublications Mentioned:On Québec's Route Verte, not knowing what I was getting myself into was the best part52 Places to Go in 2019Resources Mentioned: The World (Lonely Planet)RedditSmart WoolFjällrävenPacking CubesTakuhaibin Delivery Services Full Show NotesWhat most people could be doing differently in the way they travel [1:21]Excellent examples of why people choose to travel [2:52]How to search for a travel destination based on the type of experience you want to have [5:16]Resources to find travel information and inspiration, and how Sebastian begins his travel planning [7:09]Sebastian recounts how reading a forum on Reddit inspired him to plan a bicycling trip in Canada as well as two takeaways from that trip [11:07]To make your trip more connective than extractive, Sebastian talks about research to do in advance and how choosing where to stay can impact your travel experience [14:55]Steps to take in order to feel connected to your destination [18:14]Sebastian's hard and fast rules of what and how to pack [26:04] Using GPS trackers in your luggage [29:11] Checking bags versus using only a carry-on, renting items you may need, and alternate methods for transporting your luggage during your trip [30:55]Three tips for engineering moments of serendipity [33:17]How to create engaging and exciting experiences while traveling with children [41:19]Hiring experiences for your next travel adventure if you have limited time and budget isn't the primary concern [46:01]Sebastian shares his most memorable and fascinating experiences of traveling to 52 destination in one year [50:52]Final travel parting advice [54:41]How to follow Sebastian on his adventures and learn what he is writing about [55:48] Travel Destinations MentionedAmalfi CoastHawaiiSloveniaItalyProvenceBordeauxFranceSpainAlbaniaCroatiaCzech RepublicProspect Park (Brooklyn)Alto AdigeQuebec, CanadaBulgariaSouth AfricaUzbekistanSyriaTurkeySiberiaTahitiGambiaFaroe IslandsDolomitesTokyoKyotoMunichNew YorkSan FranciscoNew OrleansGaliza, SpainChileFalkland IslandsDenmarkOrcas IslandMexico PartnersInsideTrackerInsideTracker provides a personalized plan to improve your metabolism, reduce stress, improve sleep, and optimize your health for the long haul. It's created by leading scientists in aging, genetics, and biometrics. They analyze your blood, DNA, and fitness tracking data to identify where you're optimized—and where you're not. With Inside Tracker you'll get a daily Action Plan with personalized guidance on the right exercise, nutrition, and supplementation for your body.For a limited time, you can get 20% off at allthehacks.com/insidetracker WrenWren makes it easy to calculate your personal carbon footprint based on your lifestyle then offset with a monthly subscription that funds projects to plant trees, protect rainforests, sequester CO2, and more. Signing up for Wren is an easy way to do something meaningful about the climate crisis and I love that they share monthly updates on all the projects you're funding. You can even see the exact coordinates of the trees you planted.To sign up and get 10 extra trees planted in your name, go to allthehacks.com/wren TruebillTruebill is the new app that helps you identify and stop paying for subscriptions you don't need, want, or simply forgot about. You can see all your unwanted subscriptions in one place, keep the ones you want and cancel the ones you don't – right from the app. Your Truebill concierge is there to cancel your subscriptions, so you don't have to. No talking to humans. No difficult conversations.Join over 2 million users who've used TrueBill to save over $100 million and start cancelling your unused subscriptions today, by going to allthehacks.com/truebill DaffyDaffy is a not-for-profit community built around a new modern way to give, with a mission to help people be more generous, more often. Daffy makes it so much easier to put money aside for charity. You can make your tax deductible contributions all at once. Or you can set aside a little each week or month. Then anytime in the future, you can give to more than one and a half million charities, schools, and faith-based organizations in a matter of seconds. So you can separate the decision to give (and get your tax deduction) from deciding exactly which organization you want to support and when. My favorite part is that you can invest your contributions to your Daffy account so they can grow tax-free to let you have even more impact in the future. To start giving today and get your free $25 to give to the charity of your choice, go to allthehacks.com/daffy Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
The first day in full pads during fall camp is always a must-see event. The energy is bumped up just a little bit extra, and the hitting starts to really take place in earnest. But all it takes is someone getting hurt to put a pall on proceedings, and that's what happened Wednesday during Day Six of Washington's fall camp. During a red zone team period, Ulumoo Ale got hit and went down, suffering an injury to his left leg. The drill had to be moved to the other end of the field while the trainers attended to Ale, who eventually had to be carted off. The injury put a big damper on the rest of the practice, as it was clear it took a minute or two for the players to shake off the shock. The guys from Dawgman.com - Kim Grinolds, Chris Fetters, and Scott Eklund - talk briefly about the injury, and we won't know more about Ale's status until Saturday at the earliest because that's the next time the media speaks to head coach Kalen DeBoer. The guys also touch on the quarterback competition, and it was a day where all three quarterbacks - Michael Penix, Jr., Dylan Morris, and Sam Huard - all had moments finding the end zone, both during regular team periods and during red zone-specific periods. After a quick break, the talk turns to the other side of the ball, where the discussion moves specifically to the defensive backs, and even more specifically on Elijah Jackson and Davon Banks. Can they break through and push Jordan Perryman and Mishael Powell? Going back to the offensive side, the receivers get their due, specifically Lonyatta Alexander and Ja'Lynn Polk. Who is going to be UW's third receiver, with Jalen McMillan in the slot and Rome Odunze out wide? And who is the best in the room going after 50/50 balls? And where does Giles Jackson fit in all this? After the final break the guys talk about the other group currently standing out, the EDGE players, and also talked about the interactions they had with some of the offensive players and coaches after practice - namely Scott Huff, Nick Sheridan, Giles Jackson, Henry Bainivalu, Richard Newton, Dylan Morris, and Sam Huard. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Hello Adventurers! Well, it's been a while since we've done one of these. In fact, we already have had the expansion come out that we were getting hyped for in our last episode! You know... back in... February of 2021. Ahem. So anyroad Endwalker has released, and it's been what, eight months since then? Excellent time to release an episode all about Final Fantasy XIV Endwalker right now! Just in time to get hyped for patch 6.2 at the end of the month. Sure. This is a great idea and we're glad everyone is on board for it. Also, there are Moogle Tomes of Verity to get and a Moonfire Faire to enjoy. Hop to it y'all (because you know, jumping puzzles and all)!Spoiler Levels: The first hour or so it's pretty spoiler free. However, after that? NOPE it's all spoilers for Endwalker so make sure to have at least wrapped up the 6.0 MSQ before continuing on.
After congratulating Jemma on her talk acceptance to RubyKaigi, the duo discuss how to handle when a co-worker is departing. From handling communication to acknowledging the importance of the departing, it's a topic that should resonate with many developers. They wrap up exclaiming over first #rubyfriend. Show Notes & Links: RubyKaigi 2022 (https://rubykaigi.org/2022/) Hire Me: I'm Excellent at Quitting by Brittany Martin - YouTube (https://www.youtube.com/watch?v=Jr0yGI7sKgI) first #rubyfriend (https://firstrubyfriend.org/) Sponsored By: Scout APM (http://scoutapm.com/rubyonrails) Try their error monitoring and APM free for 14-days, no credit card needed! And as an added bonus for Ruby on Rails listeners: Scout will donate $5 to the open-source project of your choice when you deploy. Learn more at http://scoutapm.com/rubyonrails (http://scoutapm.com/rubyonrails). Atlantis Technology (https://www.atlantistech.com/careers) Atlantis is looking for great engineers! Why work at Atlantis? You'll work with great people. You'll work on projects that change the world. No matter where you are in your career, they're prepared to help you advance it. Find out more here (https://www.atlantistech.com/careers).
Today I'm joined by Neil Jurd. Neil is a founder of Leader-Connect, an online resource for leadership discussion and development. He is a former British Army officer who now teaches and trains executives and companies in leadership and team development. He has produced a series of leadership videos which are now widely viewed. He is the author of The Leadership Book: A step-by-step guide to excellent leadership. I'm honored to have him on the show to talk about leadership, especially in these times of uncertainty and change in the workplace. The Leadership Book: A step-by-step guide to excellent leadership Leader-Connect website ____ Order my latest bestselling book You Have the Watch: A Guided Journal to Become a Leader Worth Following Purchase my bestselling leadership book now All in the Same Boat - Lead Your Organization Like a Nuclear Submariner Visit our sponsor Bottom Gun Coffee Company use the discount code DEEP Become a leader worth following today with these powerful resources: Purchase my bestselling leadership book "I Have the Watch: Becoming a Leader Worth Following" use the discount code "DEEP" Subscribe to my leadership newsletter Follow Jon S Rennie on Twitter Follow Jon S Rennie on Instagram Follow Jon S Rennie on YouTube Follow Jon S Rennie on Substack The Experience of Leadership book Learn more about your ad choices. Visit megaphone.fm/adchoices
నా ప్రియ సోదరి సోదరులకు క్రీస్తు పేరిట వందనాలు! ఈ దైవ వాక్యాన్ని మీకు అందించుటకు దేవుని యందు మేమెంతో ఆనందించుచున్నాము. ఇవి మిమ్ములను ఆత్మీయంగా ఎంతగానో బలపరచాలని దేవుణ్ణి ప్రార్ధిస్తున్నాము. ఎందుకనగా... """{ ప్రతి మనుష్యుని క్రీస్తునందు సంపూర్ణునిగా చేసి ఆయనయెదుట నిలువబెట్టవలెనని, సమస్తవిధములైన జ్ఞానముతో మేము ప్రతి మనుష్యునికి బుద్ధిచెప్పుచు, ప్రతి మనుష్యునికి బోధించుచు, ఆయనను ప్రకటించుచున్నాము. - కొలస్సీయులకు - 1 : 28. }"""" కావున ఈ వర్తమానాన్ని పూర్తిగా విని మీరు ఇతరులకు కూడా దీవెనకరముగా ఉండవలసిందిగా కోరుచున్నాము. సమస్త మహిమ,ఘనత మరియు ప్రభావములు దేవునికే కలుగును గాక! ఆమెన్. --- Send in a voice message: https://anchor.fm/teluguchristianmessages/message
In this short episode, we discuss 5 very common idioms that are used in American English and their backstory. Knowing where the idiom comes from will help you remember it better. Read all the explanations and examples here: https://blog.talaera.com/american-idioms-origins
In recent years, there has been a lot of research on how the health of the gut affects the health of every other system in the body. So this week, The Gut Expert Nishtha Patel shares some tips you can implement right away to start improving your gut health. Hear some checks you can make to establish your own gut health and wellbeing, and some gut-friendly ways to incorporate different foods and ingredients into your diet. Get full show notes and more information here: https://mindbodymouth.com.au/44
Faith Family Church in Billings, MT | Pastor Sean McFarlane | Nondenominational Church
3/4 yesterday with 2 Unit profit and 2 matches to go.Big 8 match value card today!The Tennis Betting Podcast@Tennis_bet_24_7
In this episode, Physiotherapy Lecturer and Tendinopathy Researcher, Seth O'Neill, talks about tendinopathy. Today, Seth talks about his interest in tendinopathy, and his presentation at the Fourth World Congress of Sports Physical Therapy. What is the warmup response? Hear about Seth's diagnosis framework, the appropriate use of imaging, rehabilitation, and get his advice to his younger self, all on today's episode of The Healthy, Wealthy & Smart Podcast. Key Takeaways “You're going to have some discomfort with these exercises and that's okay.” “Get your diagnosis right in the first place.” “Say yes to things when you can. Push yourself and you'll get there.” More about Seth O'Neill Seth is a Physiotherapy Lecturer at the University of Leicester whilst also maintaining clinical work. He has a PhD on tendinopathy, within this Seth has identified prevalence rates of tendinopathy in UK runners and developed a greater understanding of risk factors surrounding Achilles tendinopathy. His later work has completed a more in-depth analysis of how tendinopathy affects the Plantarflexors. This has focussed on how the strength and endurance is affected and which of the Plantarflexors is most involved. This work has highlighted the involvement of the Soleus muscle in human Achilles tendinopathy. This has led to the further work related to Calf injuries in sports. Whilst Seth's focus is on the Lower limb he maintains a strong interest in all MSK conditions. Seth feels passionately about supporting Physiotherapists to undertake further research either as standalone projects or MRes's or PhD's. Seth is currently examining tendon structure and changes that occur during health and disease along with Biopsychosocial interventions for tendinopathy and LBP and developing an international database of calf injuries. Suggested Keywords Healthy, Wealthy, Smart, Tendinopathy, Physiotherapy, IFSPT, Injuries, Recovery, Rehabilitation, Diagnosis, Exercises, Resources IFSPT Fourth World Congress of Sports Physical Therapy To learn more, follow Seth at: ResearchGate: Seth O'Neill Twitter: @seth0neill Subscribe to Healthy, Wealthy & Smart: Website: https://podcast.healthywealthysmart.com Apple Podcasts: https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify: https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud: https://soundcloud.com/healthywealthysmart Stitcher: https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio: https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927 Read the Full Transcript Here: 00:02 Hey, Seth, welcome to the podcast. I'm so happy to have you on. 00:06 Thanks very much for having me, Karen. It's great to be here. 00:08 Excellent. And today we're going to be talking about tendinopathy, maybe specifically Achilles tendinopathy. But before we get into that, I just want to let the listeners know that you're one of the amazing speakers at the fourth World Congress of sports, physical therapy taking place in Denmark at the end of this month, August 26, and 27th. And you will be talking about tendinopathy. So before we move on, I would love to know why. Why tendinopathy? How did that become sort of your specialty, your interest? 00:46 Yeah, tricky to sometimes answer these type of questions, really. But I've had tendon problems myself. So being active and sporty, I developed an Achilles problem, number of years back when I was a relatively junior physio, and we didn't really understand how we were trying to manage these things. And that took a long time to settle down. So that really sparked it off. And then not long after I developed poutine. And problem as well, my Achilles from wearing sorts of constricted footwear. So wearing wetsuits, boots, for a day, with doing wakeboarding and stuff. So developed the interest because I had the problem myself, which is probably the answer for most people, I think, with how we ended up specializing in one thing and went on to look at Achilles problems and differentiating these out as part of a master's dissertation project that did, and then still had some clinical questions I wanted to answer to help me understand how to manage people better. So I did my PhD in it as well. So yeah, it's one of those sort of sorry, stories of a while me. 01:50 And before this sort of deep dive into the literature, and a master's in a PhD, and maybe even during that journey, are there any cases that you worked on that you were like, Man, I would do it so differently now? Because I'm sure I mean, I know I have that every physio listening to this can probably relate to this. But where have you learned from your mistakes in relation? We'll say, we'll stick to Achilles tendinopathy. Right. So in relation to Achilles, tendinopathy, so that the listeners out there can be like, Oh, I think I just did that. And maybe I'm gonna change my mind. Yeah, 02:28 yeah, we're at a good number of these things, including not too distant past as well. I think like everyone, we're always learning. And we've all just got to admit to mistakes and where we can benefit and do better. So I think my early ones, particularly were around differential diagnosis, getting or missing things that were going on as well. So remember, one relatively young lad with an Achilles problem, sent him off doing Alfredsson Essentrics, this was probably 2001, something like that, came back loads loads worse and had this funny swelling around the back of his money, hola. And I was like, never seen this, this is rare, and didn't know what was going on at all. So sent them off for an MRI scan via our consultant at the time and came back with an accessory soleus, which is where part of the muscle is low lying and actually sort of fills where cake is fat pad is back in money can cause pain and be symptomatic. And the old school approach is to just go in and cut it out. So the surgeon is booked out and ordered and dusted. But I totally missed it. The first time I saw him, I don't know whether the swelling was there at that point, or whether I triggered him off or made him worse with the sort of rehab. So possibly, but also then I've had a couple of people during Alfredsson regimes that have actually ended up with ruptured or partial ruptures, partial tears, as a consequence, and then yeah, you end up sort of feeling terribly bad that what you were doing to try and help someone's actually caused a significant worsening of their function and symptoms, and they even had a patient with this happened last year, who will go and try and write up as a case study because it's really interesting management program afterwards with scans and stuff, but ultimately, they have big problems. 04:15 Yeah, it does. It happens to us all. And how do you from that? You can, you know, we can edit this out if you don't want to answer this. But how do you deal with that from sort of the mental standpoint of oh, shoot, like how do you mentally deal with that? Because I think that when that happens, it can you start to question why am I doing this? Am I the right person for this job? It can lead to burnout, that stress. So how do you manage that from a mental health standpoint, when things like this happen? 04:53 I think the thing is often as a junior therapist, you beat yourself up more because you sort of think I should have known I should sort of understand that, I think as you get more experienced than me, I'm 22 years 23 years qualified. Now you have lots of experiences like this and have to pick yourself up from them. And you just start to accept that that is like that's normal, whatever area of work you specialize in, or work in, whether it's physio, or even being an accountant or something, mishaps in things that you can learn from learning experiences happen all the time. And it's really just then taking what you can from it and developing and getting better. And when you have a bit of a boo boo happen like this, we tend to remember it and you never then miss it in the future. I mean, a couple of examples that I had in the past would be like federal stress fractures wasn't even on my diagnostic radar back when I was a junior therapist. You don't get taught at university and stuff, and then you sort of you miss one. And it's like, right, never missed one again. Now, it's always high up on your index of suspicion. So it's really just not trying to beat yourself up, realize it's a learning experience and identify what you can do. Going forward with it. Part of your CPD of your reflective practice that we're all encouraged to do and often do do but not formally. So yeah. 06:14 Yeah, great advice. Okay, now, let's get into the meat of the podcast here. So what we'll talk about is kind of you mentioned it differential diagnosis. So we'll talk a little bit about that, and then go into some possible treatments and, and outcomes and things like that. So let's say someone comes to you, with posterior ankle heel pain, they haven't been to their GP or to the orthopedic yet, because that happens a lot. Here in the US, I'm sure it happens a lot with you in the UK, as well. So I will hand the mic over to you. And you can maybe walk us through your differential diagnosis framework, what are you looking for when someone comes in with that? 07:03 So the first thing, I think is, as everyone already knows, is not to take whatever the previous diagnostic decision was, if they have seen someone as well, I make sure you do your own workup, because let's face it, we all make mistakes as well. So I'd always look at them with fresh eyes and not go with the the original diagnosis and make my own mind that the three big things that mimic Achilles tendinopathy really then are related to posterior ankle impingement. So in order to try going on, whether it's a bony impingement or not, and they're the ones actually see quite commonly that have been mismanaged that add a cricketer, recently, his professional cricketer, who had been sent from their medical team in one of the counties in the UK, or England, I should say, and unfortunately, that miss that he had a posterior impingement, not an Achilles problem and been trying to manage them and manage him using some invasive procedures, and actually scan and everything else when I scanned in, but absolutely pristine and fine. And that's the one thing I do come across time and time again, it's just people miss the impingement side of it, and normally, the x, so aggravating factors and easing factors that the patient will report to you if you listen carefully, and inquire, will be very, very different. It'll be a totally different set of positions, not about tendon load, it'll be their ankle position. And being in that plantar flexed position that's relatively simple and straightforward. But again, it just, it commonly crops up other common or relatively frequent presentations, then we'll be around several nerve. So one of the branches of your sciatic nerve runs on the lateral aspect of your Achilles, we just want to simply look at something like a straight leg raise with a neural bias for the inverter area. So you do inversion with dorsiflexion. And if movements like that provoked the pain, that's not normal for a tendon, it would normally only hurt when you put larger loads through it. And energy storage demands not simple structures, except in very highly irritable cases. But you can only determine that clinically. So they're the two big things that the third group then is other localized tendinopathies. So to be honest, posterior, or per Nei, which I think you guys call something different in the States. What are the perineal inverters of the foot? We always have problems when we teach anatomy with our students, if they use an American app, it gives it a different name. I forgot this. But anyway, so yeah, so just looking at the differential between those other tendons. So patients may refer and sort of suggest its posterior heel, but actually it's in front of the Achilles. So it's normally relatively localized pain and there's lots of debates on social media about what happens when you get diffuse pain in that area. diffuse pain is really quite rare in this area, and I do see a lot I still work clinically as well as work in that university from a research perspective and I do a lot of consultant work in sports. and wider as well. And we just don't see widespread pain in this region particularly. And the evidence really suggests that tendon off the Achilles particularly will be localized pain. It doesn't sort of spread out. But there will always be some exceptions, I'm sure. 10:15 And it sounds like from what you're saying one of the other really important things is that subjective interview. Yeah, right. So what questions are you honing in on? What are you What do you really want to know? 10:29 So I'm actually take a leaf out of Peter O'Sullivan's approach for back pain and look at the patient's story. How do they describe this originally starting? What's gone on with it from then? And what are their thought processes around that. So we really look at the whole patient, not just that the mechanical bio sorts of components here, but then our teas into the aggravating and easing factors. So where the pain is what makes it worse, what makes it better how long it takes to come on, often expecting a latent response. So the pain is not necessarily happening during this activity, it will be a latent flare up later. Although you'll sometimes get a warm up response during the activity as well. So we're looking for these hallmarks. And what we should pick up in the subjective is progressive tendons stress. So the example would be walking for the Achilles versus running versus hopping or jumping or London being progressive load, the higher you go up that ladder, the more it will flare them up or make them sore. And then what we're trying to do is look at the sin factor, then if you guys use that, as well, so severity, irritability, and the nature, but the irritability is key, the more irritable these are the lower level, we're going to start your rehab. And a lot of this subjective really helps guide our initial intervention program. But of course, on top of all this, we've got to consider the patient and the complexities that we get from our psychosocial component. And we've just had a sort of paper out with Neil Miller, and the group from Glasgow on biopsychosocial approach to tendinopathy. This the icon statement from the international group, that Karen Silverado that you mentioned earlier, and that's really looking at the psychological factors and social factors that are relevant for tendinopathy. Because like any musculoskeletal condition, the person's important, it's not just the the localized tissue that we sometimes can get overly focused on. 12:25 Absolutely, I'm preaching to the choir there. Now you had mentioned something in that, just now the warm up response. So can you explain what that is for the listeners in case they're not quite familiar with that? 12:38 Yeah. So this will be the person that will go for a walk or a run, or whatever their activity tennis, squash, whatever it happens to be, and they'll find it sore initially, and then it will get better, it feels better during the activity. And we tend to see this happens when they've sat for any length of time, if they're an inactive person, they'll get the same response then so the first five minutes of getting up having sat for an hour or two will feel sore, and then it gets better. And this is particularly common in the morning, where patients get up. And they say I was sore for 10 minutes until I've walked downstairs, made myself a coffee or had a shower. And then I feel better ready for the day. And that's typically what we see. So this sorts of pain that is focused around starting an activity when you've been inactive for a period. So that's 13:27 excellent. Thank you so much. So going back to our fictional patients here, they come in, they've got sort of posterior ankle pain, you've ruled out posterior ankle impingement, sural, nerve, local tendinopathies. And now you're really thinking well, given their subjective exam, given the little bit of objective exam that I've done, I think that we're dealing with an Achilles tendinopathy. Right, so you've kind of made that diagnosis. Now, what happens? 14:03 So once we've determined that we think it's an Achilles problem, we just want to make sure that's the case. And the best, most accurate, sensitive clinical test at this moment, whilst it gets a bad press is actually the site of pain. So asking the patient's point to it, or you look at then gripping it and looking at how Patri pain, they should put them to touch that tendon. If it doesn't, then we perhaps not dealing with an Achilles problems that would set up some alarm bells. The next thing then is to work out what sort of tendinopathy they have. And within that, what I mean is there's this sub entities, so there's different groups that will cause Achilles pain. So you could have a parent teen and disorder, like I mentioned, with myself earlier, which is essentially inflammation of the sheath around the tendon a bit like you get with the equivalence, Tina synovitis in the wrist or thumb is that same process, and that probably needs to be managed very differently because that's about friction of the sheath against the tendon. And so we've managed differently, we'd also then consider insertional, tendinopathy versus midportion, the risk factors, and some of the subtle management may differ. And as part of that, often we'll talk about trying to reduce compression of the tendon, which is what happens when you're in a dorsiflex position where the tendon will swash against the superior aspects of the calcaneus. That is had probably inappropriate interpretation from lots of clinicians, where they've heard about it and then say, we should avoid dorsiflexion. And patients then get told to avoid it. But that is forever. And of course, dorsiflexion is normal. So we've got to make sure we have encourages it. But in a highly irritable case behind center factor, we'd avoid that in the initial phases, or reduce it. So might use a heel wedge, so midportion and insertion burn, then with the mid portion, we're trying to look at whether it's really related to the Para tienen there's a potential of a partial tear. Or you can get these other disorders, which we have academic disagreements about, called splits, where actually, if the fibers run sort of longitudinally, you can get a pull in a part of the fibers. And they're called longitudinal splits, or occasionally get a flat tear where the back of the tendon or deep section and tendon pulls off. 16:18 Clinically, for me, they are much harder to manage. And they're the ones that I have, certainly in the last 510 years, made much worse, both symptomatically, functionally and also structurally. And they're the ones I think we need to be cautious about how we look at differentiating those out clinically is on subjective, again of how did it start? Was this a onset that you develop during a sporting activity or a activity a functional activity, like crossing the road and stepping up a curb? Or going down stairs or making a bed or something? Or did it involve whatever else or did it just come on gradually, you were sore the next day, after you did a long walk or a long run, that's more akin to normal typical tendinopathy being a generalized process of degeneration with some inflammatory elements that we sort of know and love as tendinopathy. But these sub entities seem to be very different, I think for management, the problem with all the research, nobody splits them out. So all the research doesn't differentiate out these sub entities, they stick them all together. And part of this is why I think a lot of regimes have washed out, they they look like people get a generally good response, some get worse, some don't respond. But generally about 70% of people get better. I personally think if we can look at these different entities, we will probably improve our rehabilitation. And Karen silver novels work I've forgotten now is going to go ahead and first author a bit. So I apologize. Currently the senior author, they've looked at actually identifying clinical groups, so psychological. So the profile group, a structural group, and more of a biomechanical sort of weakness group. And that's, I think, got some legs to go forward with how we might look at our patients in the clinic. And remember, if there's one more group, there is one more sort of sub entity which is plant Taris, induced tendinopathy. So typical presentation will be middle section pain, a little bit higher than typical midportion. And they may find that actually been in plantar flexed or dorsiflex positions when contracting the muscle, and therefore loading the tendon actually hurts. And that's because the RENNtech muskies work that he's done has shown that you get some compression of the plantaris tendon against the Achilles tendon, it seems to then set up a tendinopathy based on compression. So we can identify that clinically with palpating, the medial side. But ultimately imaging is probably then the better way to identify it. But it doesn't mean they need surgery, either. That's the other important message for you to take away from it, they've always had that plantaris. It's always been there for that person's life, they've developed the symptoms for whatever the reason, and they will probably respond to normal management, but maybe with some modification to load in in dorsi, flex or plantar flex positions. So we work in the middle a bit more initially until we're starting to settle and improve. Certainly in my clinical work, they will settle just as well as any other area does. But of course, with a lot of the research people are seeing tertiary sort of work failed, we have failed rehab with multiple people. And then of course, they're more likely to go on to surgery. So we've always got to interpret the literature a little bit with caution based on the populations that the research groups or whoever is writing the paper actually see and deal with clinically. 19:45 Yeah, that was a great overview. Thank you so much. Now that you mentioned imaging, so can you explain how you explain to the patient Do you need imaging? Do you not need imaging? When it comes back? Let's say an MRI comes back. And they're all out of sorts, because Oh, the doctor said, I have damage to my tendon, how am I going to fix this? Right? So how do you deal with that? Because if that is what happens, and then people say, well, when we're done, should I get another MRI? So that I can see the tendons back to normal? So how do you respond to that? 20:29 So that last one I'll deal with first, that is that actually, you're probably going to see some residual changes in the tendon that will take a long time to settle down. And this may be akin to scarring. So when you put your hand you end up with the scar afterwards. And that actually, what we're seeing on the imagery at a later date may be similar to that scoring process. And also reminding them that attendance is very slow to remodel and recover. So really, we're talking about imaging a year plus, if we want to look at it. And it doesn't matter what the tendon looks like, it matters, whether their symptoms and their function and good early on, I would have a different conversation in an elite sporting population, though, where actually, we know that attending that has structural changes is seven times more likely to develop symptoms the next season. And actually, I would probably then want to be changing the tendons structure. But again, that will be a discussion I have with the medical team, perhaps not the athletes so much, because we don't want to, we have to be very careful about the psychological impact of our words with our patients. And this is why imaging has had bad press over a number of years. Because it's often given to patients and they get told, Well, you've got tendinopathy, you've got big tearing there, there's loads of fluid and inflammation and the patient's like, well, I need to then rest until it settles, I need to sort of get this better, and how the hell is it loading exercise is going to help me get better when that's actually what's triggered it. So they're the clinical challenges that we have to explain in terms of the first phase, when we do the imaging, I simply try and D threaten them with it. So say, Look, this is typical of what we'd observe for somebody with tendinopathy. So that is tendon pain that you've presented with. This is not out of the ordinary, this isn't something that's particularly severe, assuming that that's the case based on the imaging. And I've also with MRI identify that it's actually a poor technique to look at collagen. So all we're going to see is high signal, really, it's very, very hard, you need to be have an excellent scan and an excellent radiology radiologist to really examine collagen fibers with it. So it will tell us how big the tendon is. And it will tell us how much fluid there is in there. But we know that that doesn't have a strong relationship with pain. And this is again, part of the reason why we wouldn't want to do it down the line say much. Having said that, again, Karen southern handles group, it's got some lovely papers that have come out that showing structural change does occur with functional resolution and improvement in symptoms. So we've got 42 different research groups in the world at the minute the Australians have often said we shouldn't be looking at imaging, whereas actually Karen's group and I think where we're taking it in the UK is that we should it has a use. But we've got to be very careful with that interpretation. And we certainly see changes in tendon structure as we have patients, we don't need to see it in order to get resolution. But that's because structure doesn't correspond to what's likely to be the key chemical factors in the tendon that are actually what's triggering pain. And we know there's lots of different chemicals involved in tendinopathy. So it's sort of trying to tie it all together. My reason for imaging, I use imaging in practice most of the time is to help we lay patients fears because often they're concerned about the risk of rupture. And this has come out in Shama core lifts qualitative work on Achilles patients. So by imaging, I can actually say, Look, your tendon has plenty of healthy tissue here. This, as best we can say, at this moment in time, is a very low risk for rupture is no higher than a normal person, because there's the same amount of tissue as a normal person would have. 24:06 Where we then have to be careful is where we find that's not the case. And we've just been doing a big longitudinal study in premiership rugby in the UK. Looking at this to see about how that changes. And Matt, who's doing a PhD with me, is going to be analyzing and looking at that data. So Matt Lee is head of medicine at Northampton saints. So Matt's got a big bit of work to determine whether really it ties in and whether we can predict who gets more symptoms, how that ties and, and they don't leave those, but we need to test that and so we're going into it to see probably, but yeah, good use, I think for imaging but not longitudinally imaging for most of your patient group. And it's not necessary and most of you patients you've got coming through your front door for a normal practice. But where there was a sudden onset of pain during activity, and they don't respond Do a six week sort of period of intervention or 12 week period, that's when I would want to image to see what I'm dealing with. Or where there's overt metabolic changes in the person. So adiposity, so high lipid levels, high adipose levels, so the waist circumference, and diabetes, then we want to just make sure they've not got some underlying problems, like, sort of gout that's going on or pseudo arthritic complaints. So yeah, that's where we're going, we might just step up a little bit and maybe consider blood tests as well. 25:33 Great, thank you. Now, let's move on to some treatment options. Right? So we've we've done the differential diagnosis, maybe we got imaging, maybe we didn't, we've, we've ruled everything out, we're pretty confident we've got an Achilles tendinopathy, I will leave it up to you, if you want to say well split it from like, you know, lower to sort of an upper you can, I'll let, I'll leave that in your hands, and how the rehab may be different. 26:05 There's no magic. So that's the first thing. There's no exercise, it's better than the other. It's about understanding the basic principles of rehabilitation here. And this is really what we do, I think, for all of our patients we ever see during a normal clinical role is going well, what do they want to do? Where are they now? How do we bridge that gap? And that's essentially what you're trying to do with your patient is, what's their functional ability at this moment in time? What do they want to do going forwards and coming up with a strategy to try and progress through that? Making sure that that allows for appropriate timescales. So tissue recovery, after exercise, if we're trying to adapt muscles, and muscle strength, which is often one of our big aims, we need to allow appropriate timescales. So 12 weeks plus, rather than expecting rapid changes quickly. So what that looks like in practice is going well, initially, we're going to start off with some form of loading for the Achilles tendon. Now, I would use a very, very isolated exercise, because you can compensate by offloading us in other muscles if we do more complex tests often. So an isolated simple exercise will be a heel race, you can't cheat, you can't use your quads and glutes to compensate, you have to use your calf and it puts stress through your tendon. And there's a nice work with Steph Leser, there's just to out on a systematic review, we're just sort of tweeting about earlier today on tendon material properties and how loading modifies the tendon, and part of what we want to do is improve the stiffness of the tendon, because with the Achilles tendinopathy, it will be less stiff. And that's generally pretty accepted. So we want to make it stiffer. And loading does that the loading needs to be progressive in nature. So we use the symptoms to determine that current simple novel, initially pioneered the pain monitoring model. So looking at how sources during the activity and afterwards, getting an appropriate level of discomfort that the patient can tolerate, doesn't impact their function and making it harder. So something like bilateral heel raises if somebody's really Niggli and saw progressed to a unilateral heel raise, that's about four times body weight through the Achilles tendon. For a bilateral erase, again, depending on the modeling method that's used Josh Baxter in the state system, some nice work on this in his lab, and he's got a lovely paper with Karen as well showing exercises that increase tendons stress. And that's a really good paper for your listeners to have a little read off to look at how to progress or to give ideas of exercises and how they would progress through that. Running, for example, be about five to six times body weight for the Achilles per step. So what we're trying to do is go well walk ins for running six, how do we cross that boundary and use other exercises, or just add external load on to heel race, which is probably easiest way. And that then allows very isolated, monitored exercises. At the same time, I would always use walking or running the same period of time, we wouldn't withdraw them unless we're very, very slow and very struggling. So we'd always use that. And in most patients, if we're not talking athletic, we don't need to use plyometric training jumping up in and stuff we can use walking and running, if necessary to do that. But the more elite athletes, I would always be looking at plyometrics. So hopping jump in London, whatever it happens to be accelerations decelerations off tangent runs, they all increase the stress through different fascicles of the tendon. And that's I guess one of the aspects we can consider that's not been researched yet, and it's where we're going with our work is how we might bend the knee or straighten the knee or rotate the foot to isolate the stress through different sections of the Achilles that correspond to where on imaging we see the degradation. So if we ever want to remodel the tendon, we also need to Reese stress To the tendon at an appropriate threshold, that needs to be 85 to 90 or more percent of your maximum voluntary contraction. And let's face it, we have never done that because most rehab doesn't quantify strength. So I'd always measure spend 30 on a lot of you guys, I think in the states have access to isokinetic devices within your clinics or in local clinics, or other force measurement devices. And I, Scott Morrison's, got quite a lot of sort of workout suggesting how you might be able to do this with a handheld dynamometer, then there's methods we can do with that, or even a set of bathroom scales, to actually utilize a measure strength to give a patient a marker. So our normal data in rugby and football on large cohorts is twice body weight is normal. And we've got similar in endurance runners, our patients are typically one and a half times the weight. But that means doing a heel raise with just their bodyweight will not strengthen them significantly. And that's where we lack we have been our rehab has to be a lot heavier than we've often done in the past. So yeah, so in a nutshell, bilateral raises unilateral progressing through I don't use isometrics early as a method for pain relief, because the evidence substantiates it's not actually that good for pain relief, unless patients find it when the fork which case use it, the heel raises. good warm up response anyway. 31:24 Perfect. Yeah. And in the states do a lot of places have isokinetic testing? I don't know. Sorry. I don't I don't know about that. Even here in New York, I don't think you know, outside of like the larger systems. I don't know that a lot of individual physical therapy offices have that i i do have a handheld dynamometer. And I'm lucky enough to be friends with Scott Morrison. So he was able to kind of take me through and and how to use it. And but it's sometimes this setups can be a little complicated, especially if you don't have an office, if you go to people's homes, how do you stabilize one end and use the other end, and I've come up with some interesting options? Yeah, it's work. I use a seatbelts, I have chains, I have like this, the green, you know, the green stretch strap. Yeah, that with all that I started using that, because it doesn't give, you know, it's pretty, it's pretty good. So kind of it kind of along the line of a seatbelt, you know. So I started using that instead of using even some chain link, I found it to be a little bit easier, a little more gentle for people on their phones, 32:49 strap ratchet strap that you might use on a roof bar. So roof rack, you might actually use that strap and those type of straps can be very good, especially if the wider if the narrower than it hurts the person's knee when you strap it on top. But ultimately, I like it because we can showcase that they need to do strength work because they are weak, more data to give them when you haven't got that opportunity, it's really just sort of giving them this sort of step sort of wise approach to go while you're here need to be there, we need to progress through this and you then just target an exercise that is tolerable, but is sort of getting a little bit of reaction afterwards for a short period. So I've said bilaterally raises unilateral, unilateral with weight, or progressive forwards. And if you're a physio or PT that likes lots of different exercises, give them a dozen, that's fine. But if you're like me, I'm very simple, I just give them one or two things to do really well to do very regularly. And what we avoid in that way is they don't do the things that feel comfortable and easy, because that's what patients generally do. And they're avoid the ones that hurt them because they think it's making them worse. But if we educate them that this is critical, we've got to poke it a little bit to stimulate the cells and improve muscle strength to help the muscle shock absorber for the tendon, which is our current understanding of what we're trying to do with rehab. Then we've got to actually sort of work very well in a bit of discomfort. 34:21 And you beat me to the punch that was going to be my next question is how do you talk to the patient about like, this is not going to be pain free, necessarily, you know, you're gonna have some discomfort. So you kind of beat me to the punch on that. But I think it's important that patients know that you're gonna have some discomfort with these exercises and that's okay. Because a lot of people have been told, I certainly I see it, I'm sure you see it their whole life if it hurts, don't do it. 34:47 Yeah. says and what you've got to explain to them and I often use examples of relatives that you might have had that have had a hip or knee replacement done in the hospital and how afterwards they have to bend it have to walk And actually, yes, it hurts when he gets better or if you've broken your arm and you're in a plaster how gently stretching out when you come out of plaster help to get better. And that's then normally enough to help people go. Yeah, I understand that I can see how that would help and I also then often just explain that as you do this and you get the symptoms afterwards that's the cells in the tendon excreting some chemicals that whilst it makes it a bit sore, they also actually be modelled the tissue. And what we're trying to do is wait the cells up to repair the tissue, wait, repair the tendon, but also improve your muscle as well at the same time. And we've got to stimulate it. It's no different from delayed onset muscle soreness if you go to the gym so that's the other one that are commonly used as the example then we'll turn them penis Dom's is this chap called William Gibson in Australia has done a whole PhD on delayed onset soreness, because it's tendons that you've looked at and connective tissue, not muscle fibers sarcomere itself. And his work I think is really pivotable pivotal with our understanding of it. So yeah, flip it around as Dom's most patients have had Dom's at some point in their life. Yeah. 36:11 Oh, that's great. Yeah, I love that. Well, I have to say, I'm gonna have to re listen to this a couple of times, even though I'm here, I feel like I'm missing things. Like you're speaking I'm like, wait, what? Wait, did I miss this? And we have to listen to this over and over again, because everything is so good. And I think thank you for making it so applicable to the practicing therapist. Because I think that there are nothing against researchers. But there are a lot of practicing therapists out there probably more so than researchers who depend on you guys to be able to to some disseminate this information in a way that is practical and makes sense. So thank you for that. Now, as we start to wrap things up, what do you want the audience to take away from our conversation today? What are some key points, 36:56 I guess the most important parts of monitoring and treating people with tendinopathy is just get your diagnosis right in the first place. Differential diagnosis gets a lot of bad press at the moment, I think on social media, and it's been wanting to sort of dumb down and go with just we've got posterior heel pain, but how I treat an impingement versus tendinopathy will be very, very different, you need to differentiate. And then you need to look at isolated tendon and muscle exercises that is progressive in nature. And I think the key message to physical therapists and physios is that we need to load a lot heavier than often we've done in the past. And by getting normative values for certain sports like we're doing at the moment will help guide what we should be targeting. And they have performance relevance as well when you're dealing with athletes. But for a normal patient, this is a difference between crossing the road quickly in front of the car that's coming in, versus actually ended up with the car getting a bit too close to you. 37:55 Got it? Yeah. And and I love that load heavier and looking at the normative values, because like you said, if running is five to six times body weight, and you're working with someone doing a single leg heel raise, just with their own body weight, that's just not going to be enough. Yeah, right, we've got to we've got to push them a little bit more to load a little heavier. So thank you for that. Now, Seth, where can people find you if they have questions they want to ask you or they, you know, they want to find your research, where can they contact you. 38:27 I'm not a huge one for pushing the sort of research out other than via Twitter. So I have a Twitter handle that we sort of use regularly. And we'll put papers on there and things. But I don't have technically got a website that's on my Twitter profile, but I don't update it. So I'm terribly slack and too busy to bother updating it and need to sort it out. But hopefully this next year, I have a bit more time. So Twitter's The best one is just Sefo Neil, but yo is zero, because there's already another stuff anyone in the world someone and then my other handle is Achilles tendons on there. And just so you all know, it wasn't ego thing. We set it as Achilles tendons, because we went on Twitter originally to recruit patients for our research because some cancer specialist at the University had suggested it was a really good way is terrible, because you need loads of followers to be able to recruit patients and actually get your message out there. It was great for networking. And that's I think the big thing with it. So I network predominantly and occasionally advertise research projects that we're doing now. I've got enough followers to actually get some patients through the door that way. But yeah, not ego because it just so we're clear, 39:33 of course, and we'll have links to those Twitter accounts in the show notes at podcast at healthy, wealthy smart.com. And like I said at the top of the our conversation, you are speaking a few times at the fourth World Congress is Sports Physical Therapy in Denmark at the end of this month, August 26 to 27th. So do you want to give a little sneak peek about what you're going to be talking about? At And what are you excited about for the conference? 40:03 So, myself and Karen Silva novel are going to be running a joint session for the British Journal Sports Med breakout on treating people with tendinopathy. So we're gonna do two sort of sessions of that. So replicate it. So hopefully, if you're interested in coming in, you can come in and send that and hopefully, it'll be nice and interactive, and flesh out some of the aspects we've discussed now, Karen, and then I'm chairing the session, which will be the session that I'm most looking forward to with Karen's there, who else have we got, I gotta get it right now. Michael Caja, and also Ben, Steph, Dakin, as well. So really looking forward to that. We're really nice to hear these guys talk because they are literally at the top of that sort of pinnacle of researchers and clinicians really worldwide. And then Denmark's nice. I mean, every conference, all I've ever managed to see is a little bit of Copenhagen. Because it's been sports Congress. And I normally dash in and bash out at conferences. So it's a little bit the same this time around. But I'm actually looking forward to seeing a bit of seen a bit of Nyborg. And also put two hours in the middle of the day for activity. And they've suggested paddleboarding. And whilst I dislocated my shoulder a week ago, or two weeks ago, it's my second time and I'm actually I was paddleboarding at the end of the week. So I'm hoping that there'll be a bit better by then and actually get out and have a decent paddle board and some exercise rather than just sat at the conference. So that's one of the things I'm looking forward to, and of course, enjoying a small beer with yourself. 41:40 That's yeah, it's a small beer. I look forward to it. And I'm looking forward to going in the summer, because I've only been to Copenhagen in February, and it is cold, and snowy and rainy, and all that stuff. So I'm looking forward to going in the summer. And just looking forward to seeing a lot of people that I haven't seen in a while. So that'll be really fun. And now last question, it's a one I asked everyone knowing where you are now in your life and in your career, what advice would you give to your younger self? 42:13 Oh, gosh. Yeah, it's a really hard question. For me. I always fancied doing research, but I was always put off because there was no ability to do it when I first qualified to do a PhD in the UK was rare in physio, and you might have been able to get a stipend which is 15,000, a year, UK, which actually quite peaker often they further physios as well. Whereas now I'd actually say if that opportunity comes up, even if it's a bit of paper, I take it if you can, because it does open a lot of doors as you progress forwards. And I would unlike other people, sometimes I'd actually say yes to everything. Generally speaking, when it comes to work, not anything else in life, to look at options that we can just opens doors, you get so many things that you don't realize where it will lead and you agree to do something and actually, certainly in these uncertain other things that are fantastic and change your career. So say yes to things when you can push yourself. And yeah, you'll get that. So read the next Roscoe put that. 43:21 Perfect. Thank you so much. This was a great interview you gave us so much to think about as myself as a practicing clinician. So this was great. Thank you so much. 43:31 Pleasure, absolute pleasure. And thank you very much for having me, Karen. Yeah. And 43:35 everyone. Thanks so much for tuning in. Have a great, great couple of days, stay healthy, wealthy and smart. And also if you hope to see you in Denmark, so there's still time we've still got a couple of weeks before the end of August. So if you haven't already, sign up because it's going to be great. So thanks, Seth, and thanks everyone for listening and stay healthy, wealthy and smart.
Romancing the Story: Romance Writing, Reading and General Story Structure
Audiobooks are a booming business with less obstacles than ever before. While many indie authors face the burning questions: Should they narrate their own books or find a narrator? And how do authors find the right narrator for a book? CJ Critt, SAG-AFTRA Actress and Narrator, walks through the process of narration and let's us peak behind-the-mic for the work that goes into voicing an audiobook. CJ has been narrating audiobooks for decades with nearly 200 popular titles of fiction to her name. For her, being an artist is thrilling. But it is work. And it is a business. And with her help, we walk through the business of audiobook narration and what it takes.Connect with CJcjcritt.comcjcritt@mac.comCJ's Upcoming Narration Classeshttps://stagewest.coursestorm.com/course/voice-over-acting-master-class-narration-tuesday-august-9-6-00-8-00-pmhttps://www.1106lupo.com/bookings-checkout/vo-trio-speak-up-narration-sept-11th?referral=service_list_widgethttps://www.1106lupo.com/bookings-checkout/cj-critt-s-voice-over-trio-september?referral=service_list_widgetThe YouTube Channel:https://www.youtube.com/channel/UCPcGXevs2NQk3Ab9OD66zuQSupport the Show:https://www.buymeacoffee.com/romancethestoryFind me below:Twitter - @RomancetheStoryInstagram - @RomancetheStoryFacebook - @RomancetheStorySupport the show
Party on, Cassettes! This week, we're taking you on a most excellent journey through the history of the 1989 classic film: Bill and Ted's Excellent Adventure! So, come learn with us! We only regret that we couldn't travel back to 1988 and see the movie-making process for ourselves! Show notes and sources: https://blackcasediaries.com/ Thank you for being excellent to us.
1. LinkedIn Launches ‘LinkedIn Collective' For B2B Marketers - LinkedIn has launched LinkedIn Collective, a community designed for and by B2B marketers to inspire excellence and success for all of us. Per LinkedIn:“The Collective will offer groundbreaking thought leadership and content resources informed by LinkedIn data and insights, our team of experts, and leaders across the B2B marketing industry. Some see LinkedIn purely as a distribution or promotional channel but we're here to challenge this assumption. Our platform is more than that – it's a thriving community of 850 million members that turn to us to help build their brands, foster connections and grow their communities.With the Collective, we want to showcase what it looks like to build a content brand on LinkedIn, proper. Though we will continue to provide the excellent and resourceful content that you've come to expect on this blog, our new content brand is platform-first and will live and grow on LinkedIn.”2. YouTube Update: New Metrics, Copyrighted Music.. - For creators, YouTube has added a number of new capabilities, including more data on their subscriber growth. Creators can now see how many subscribers they gain from community posts. This new metric can be accessed in YouTube Analytics' subscription source report. YouTube plans to introduce per-post subscriber analytics in the future. To provide creators more music choices for their videos, YouTube is broadening its partnerships with music labels and publishers so that they have the ability to access more copyrighted content while being able to earn revenue on their videos. Before this update, including copyrighted music would disqualify a video from monetization. If you've enabled the option to allow other creators to remix your content, you can now get more information about those remixes in YouTube Analytics. The three metrics you can see are: Total remix views Top 15 remixes on mobile Top 15 remixes on desktop 3. Google Added Structured Data For Product Pros And Cons - Google has added structured data support to read and potentially use pros and cons for product review snippet in the Google Search results. Google said you can now “tell Google about your pros and cons by supplying pros and cons structured data on editorial review pages.” Even if you don't use this markup, Google may still show pros and cons in the product search result snippets. So take actions and do not rely on Google.4. Google Changed Search Result For Queries With Quotes - Now if you do a search such as [“google search”], the search results page will show the snippet where the quoted text appears.According to Google, prior to this update, the quoted search term was not always displayed in the Google Search result snippet because sometimes the quoted text exists in portions of a document that don't lend itself to making helpful snippets. For instance, a word or phrase might be present as a menu item on a page where you can access the site's many sections. Such portions might not result in a snippet that produces a readily accessible description. And now Google says that they made this change due to user feedback - “We've heard feedback that people doing quoted searches value seeing where the quoted material occurs on a page, rather than an overall description of the page. Our improvement is designed to help address this.”P.S: This is not a ranking change but rather a user interface change on how Google Search will show some searches, searches that use quotes. This may impact your click-through rate from the Google search results but will have no impact on how you rank for those types of queries.5. Google Launched A New Version Of Google Tag - The Google tag (gtag.js) is a single tag you can add to your website to use a variety of Google products and services. Instead of managing multiple tags for different Google product accounts, it lets you send data from your website to linked Google product destinations to help you measure the effectiveness of your website and ads.The new Google tag (currently only accessible and configurable from Google Ads and Google Analytics 4), which was shared at Google Marketing Live, is rolling out. The aim is to make tagging easier to ensure reliable measurement for the long-term. If you're already using the global site tag (gtag.js), you don't need to take any action, but here are some things to know: The new Google tag is a single, reusable tag built on top of your existing gtag.js implementations so no need to add new code There are also new codeless capabilities so you can set up & track on-page events right from the UI – no developer resources needed. You can easily combine & manage your Google tag settings from the new Google tag screen in both Google Ads & Google Analytics. The one code works across both products. Soon, you'll be able to use your existing Google tag installation when creating new Google products, accounts, conversion actions – no extra code needed. Plus, more updates to come, including for those using Google Tag Manager. For more information, you can read the Google announcement here. To see all the tags you have access to, go to Google Tag Manager and click the “Google tags” tab on the Accounts table.6. Google Keyword Planner Now Allows You To Organize Keyword InTo Ad Groups - This “Organize keywords into ad groups” feature was released in 2021, only to a small number of users. And now Google is slowly rolling out this feature to global user base . Here is what Google had to say:"You could always manually choose to add keywords to ad groups (manually picking which ones to add where). This feature adds the ability to use an automated machine learning system where we suggest which ad groups are the best ones for the keywords, instead of you manually doing the placement. This should hopefully save advertisers time and effort if they have thousands of keywords/ad groups to sift through. The ability to manually add keywords still exists."FYI: Just like with most automation, use with caution. Test, analyze, and adjust as necessary.7. New Features In Google Discovery Ad - The new features are: The onboarding flow for creating Discovery ads has been rebuilt. Advertisers will be asked to add different aspect ratios, distinct headlines, and text overlays over images when they create their ads. Additionally, users will get real-time feedback on how effective their ads are, with scores ranging from "Poor" to "Excellent," as well as an optimization score with useful advice. Discovery advertisers can now use the insights page to see which audience segments may deliver the biggest impact. Advertisers can also use asset reporting to view performance across the Discovery ads. Users can compare the performance between assets and decide which ones to turn off, switch, or edit. Advertisers can also use optimized targeting to assess information about keywords and landing pages to find audiences that can meet your campaign goals. There is a new audience builder advertisers can use to create and reuse audiences across campaigns. Users can also use the Google Ads Editor as well as API to manage campaigns at scale. You can read the full announcement from Google in their help guide.8. Facebook Shutting Down Live Commerce On October 1, 2022 - Over the past few years, Facebook has been experimenting with live shopping implementations as part of a larger effort to capitalize on growing eCommerce trends. And now the company has announced that it's shutting down its experiments with live shopping in the app, as of October 1st this year.However, it is not completely abandoning live shopping; Instagram will continue to host it and expand it. Mark just did not see a future for it on Facebook, which is understandable. And it also reflects the generally unfavorable reception to live shopping in western markets. Plus e-commerce is slowing down in the US. Remember in episode#119, we covered the 10% headcount reduction at Shopify. 9. Twitter ‘Location Spotlight' Is Now Available To All Businesses - Initially launched to selected businesses earlier in the year, now, all businesses that have switched to a Professional Profile can add the module, which displays your physical business location on a map within your Twitter profile presence.You can read more about how to convert your Twitter account to a Professional Profile at this link.10. New Workshops Added To Twitter Flight School - Twitter's Flight School is a free education element, which provides you with a Twitter accreditation, and covers all the basics of tweeting and tweet strategy - which is worth taking to ensure that you're across all the various opportunities of the app.Now, Twitter is launching a new ‘Taking Care of Business' workshop series, which is designed to help professionals starting out on Twitter gain a better understanding of its latest products and offerings.“The workshops will cover how to set up your Professional Account, how to activate an appropriate spotlight for your business and how to tweet confidently and engage with your audience.”You can register for the workshops, run via Twitter Flight School, here.Twitter is also launching additional business courses in its Flight School education platform. Here is what Twitter said:“We'll be rolling out 10 a la carte courses on Twitter Flight School that will cover several topics that are top of mind for professionals on how to leverage Twitter to drive customers to buy. Our #TweetLikeAPro coursework will be designed specifically for small to medium businesses and will cover topics like how to Up Your Tweet Game, Creating a Community of Engaged Followers and Keeping it Simple: The 4 Cs of Content Strategy.”You can find more about the latest Flight School courses here. 11. Pinterest Reports 9% Revenue Increase In Q2'22 With Errors In Their Quarterly Report - Pinterest published its Q2 2022 results with some mistakes. In their quarterly results they state that they have 433 million DAU - same as Q1.) However when I sum up the breakdown, I see the number at 432 million in Q2 and they lost 2 million actives in US. Meanwhile they had 434 million actives in Q1 while they reported 433 million. Also they had lower than expected revenue though they earned $665.9 million (a 9% year-over-year). Also their revenue per user is off since you divide the total revenue by active users. So I will not cover it here and I plan to blog + tweet about it to Pinterest later this week.FYI: Elliott Management has a track record of buying up assets in companies that it believes could be performing better has recently purchased a 9% stake in Pinterest.
Excellent sermon from Dr. Stanley. Jaggy's Studio Line: 888-476-3111 We both thank you for tuning in!
Day 4 6-12-22 MN 131 Bhaddekaratta Sutta A Single Excellent Night Delson talks a lot about Impersonality and non-self as he explains this sutta. The sutta explains how the Buddha emphasized the need for present effort in developing insight into things as they are. Dhammachariya Delson Armstrong leads his 3rd retreat of the year at Dhamma Sukha on June 9 to June 19, 2022. 10 Days. The practice is TWIM or Tranquil Wisdom Insight Meditation with the object of Lovingkindness or Metta. Practicing in this way is based on the earliest Buddhist Suttas and leads to the ultimate supra-mundane state Nibbana. Where: Dhamma Sukha Meditation Center https://www.dhammasukha.org A complete guide to the meditation the way the Buddha taught: https://www.thepathtonibbana.com/
What does it take to have long-lasting success? Today, we welcome Dave Van Horn to share important lessons he learned during the course of his 30+ year career. He started out as an agent and has been involved in residential and commercial real estate as a licensed Pennsylvania realtor, investor, title company partner, and commercial fundraiser. Networking is key for those looking to start or scale a commercial real estate business as well as being comfortable in going after bigger deals. He also gives emphasis on being trustworthy and authentic in building meaningful relationships with colleagues and clients. Serving as the President and CEO of PPR Note Co., Dave talks about what we need to know about non-performing loans and offers his perspective on the constantly changing market. [00:01 - 04:25] 30+ Years of Expertise Dave discusses his vast experience in real estate Creating a real estate networking event helped him raise capital for CRE and notes Starting PPR Note Co. and focusing on commercial real estate and non-performing loans [04:26 - 09:21] What We Need to Know about Non-Performing Loans What strategies they're using in dealing with NPLs Dave sees risks in the nonperforming loan space and is always looking for ways to mitigate them Downturns are usually beneficial They consider unemployment as the biggest economic indicator We can make money in any market; what matters are our exit strategies Dave talks about his team and having almost $600 million AUM [09:22 - 20:58] Lessons Throughout His Career Using leverage sooner to accelerate the business Focus on one goal and avoid shiny object syndrome The ultimate end goal is generating passive cash flow to reach financial freedom Be trustworthy and kind in order to build credibility Learn from the experiences of others through shadowing or mentorship Real estate is a team sport Capitalize on other people's strengths [20:59 - 21:58] Closing Segment Dave's final advice: Don't be afraid to go big and invest in commercial real estate. Reach out to Dave! Links Below Final Words Tweetable Quotes “There's one goal in life and that is to get as much passive income as quickly as possible.” - Dave Van Horn “It's about being authentic and being yourself and being real, being kind, and being human.” - Dave Van Horn “Success leaves clues. You can learn a lot from people that are really successful at doing it.” - Dave Van Horn ----------------------------------------------------------------------------- Connect with Dave through the PPR Note Co. website, and find him on BiggerPockets and LinkedIn. Resource Mentioned: The ONE Thing by Gary Keller and Jay Papasan Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below: [00:00:00] Dave Van Horn: And I just think it's being authentic and being yourself and being real and, and being kind and being human and all these things that people talk about today. But it's, it's quite simple, really, it's are you a trustworthy person? Do you go above and beyond even when the chips are down? I mean, I've had deals that went south, but I did every, you know, I did everything under the sun to try to save those deals or hire attorneys at my own expense and try to, you know, do everything I can. And I think people know that. [00:00:41] Sam Wilson: Since 2007, Dave Vanhorn has served as president and CEO of PPR Note Co. It's a holding company that manages several real estate and mortgage investment funds. Dave, welcome to the show. [00:00:52] Dave Van Horn: Hey, how you doing Sam? [00:00:53] Sam Wilson: I'm great, sir. And yourself? [00:00:55] Dave Van Horn: I never had a bad day. [00:00:57] Sam Wilson: Wow. That's awesome. I love the positivity there, man. I don't hear that very often. I need, I need more of you in my life. I've never had a bad day. Tell me this, Dave, there are three questions. I ask every guest who comes to the show: in 90 seconds or less, can you tell me where did you start? Where are you now? And how did you get there? [00:01:13] Dave Van Horn: Where did I start? Well, I'm in Philadelphia. I've been here my whole life. So I guess I started and ended here. I started as an agent back in '86, '87 was I first, licensed. And then I bought my first rental property, which was a duplex that I built some commercial garages on. And I bought that in 1989. So that's where I started. And then I had gotten up to about 40, I had about 40 rentals. I was also, years ago, I've been investing like 35 years. So a lot of things happened in 35 years, but I was I had been a contractor, so I was a contractor for 22 years. So I was a realtor, a property manager. I owned a title company, you know, a lot of different things I did over the years, but I had accumulated quite a few properties. And then I managed a lot of properties for other investors as well. And that's pretty much it, but, you know, I just kept scaling that and then eventually got into raising capital and was started out raising capital for commercial real estate, and then started raising capital for notes. That's how I met my partner. I used to run a real estate event, pre-meet up, pre-all the technology you see today. It was really simple. We sat down, had a meal, got to know each other. That was, and you could bring your deals. That was how simple the meeting was. But the meeting actually grew from 12 people out of lunch. Over a six-year period, ended up being in five states, six cities from Baltimore to New York. And we had 8,000 people in our database. So it grew quite rapidly, this little, have a meal and talk about real estate thing. So that's kind of how that network actually became in a way my bank, you know, how I raised capital for other folks' deals, how I raised capital for myself and even PPR today, if you think about it, we're the, you know, we're kind of our own bank, so to speak with our private equity, right? [00:03:00] Sam Wilson: Tell me about what does PPR do today for the listeners that may not already be familiar with you? [00:03:07] Dave Van Horn: Well, we started out doing, believe it or not, we started out doing delinquent second mortgages, and we started as investors. So it was somewhat of an accidental business. In fact, we used to have a short sale company and that was the main business and that went out of business and the note company took off. So who knows, right? And then we went from junior liens, as we kept raising more and more capital and growing, we went into first mortgages and then, you know, have morphed into commercial notes as well. And now back into commercial real estate again, so the company's grown and diversified quite a bit, although we're relatively new to commercial real estate recently, I guess the last year and a half, two years, you know, we first started getting into short term business loans, commercial loans, construction loans, bridge loans. We actually aggregate those up. We buy them. We have an affiliate that does hard money lending and has an REO platform online that sells REO properties. And then we, you know, we also finance that stuff as well. So that's just some of the things we do. And a lot of that we do to regulate capital, but still, the majority of our business is in the non-performing loans space. We do like the commercial real estate though, because it gives us tax advantages, depreciation, things to offset the carried interest from our bulk of the business, in the loan side of the, of our company, you know. [00:04:26] Sam Wilson: You said the bulk of your business is nonperforming loans? [00:04:30] Dave Van Horn: Yes. I think last year we did about 325 million nonperforming loans. [00:04:34] Sam Wilson: And what's your strategy there? Get them to be reperforming loans and then sell those off or just reperforming and then hold them? [00:04:41] Dave Van Horn: Well there's a couple of strategies, but no, you know, we have a JV partner, we acquire a lot of assets. They have a trade desk in New York, so we can access their desk and acquire assets. It's kind of like dollar cost averaging as you purchase. So it's kind of like this, we hurry up and purchase assets and aggregate them over time and get them, you know, reperforming in a lot of cases, and then we do go to securitization. So it's a kind of a race to securitization, so to speak. And that usually takes like 15 to 18 months. And then once we securitize, which is another way of saying refinancing a pool of mortgages down to a lower rate, we kind of derisk our portfolio by doing that. Then we're often running to, you know, wind down that fund. It takes about, I guess 33 to 36 months is the typical timeframe there. And then you can turn around and you do it again. You know, you go out and you aggregate more assets. And we use a combination of our private equity with some institutional capital. That lowers our cost of capital by, you know, marrying the two together. [00:05:40] Sam Wilson: Right. Yeah, absolutely, absolutely. Do you see any risks or, I guess, any stormy weather on the horizon in the non-performing loan space? [00:05:49] Dave Van Horn: Oh, absolutely. So I'll give you an example. In the first quarter of this year, we didn't purchase any NPLs, but although last week we just purchased 73 million. So but that was intentional because of the market fluctuations and waiting for some things to settle down. But what we're seeing now is some things are loosening out right now. And you got to realize the last, gosh, 5 or 10 years almost, it's been an upmarket, so right. No prices are in direct correlation to real estate values. So the margins were actually thin. And then we tend to take off the most when it's a down market. So it's funny, some people are like, well, what happens if there's a recession? Normally that's beneficial for us because that increases, you know, the foreclosures, things like that. But usually the biggest economic indicator for us is unemployment. The thing that's strange right now where, you know, we may see what we call a technical review session, where you have two-quarters of negative GDP. Meanwhile, unemployment's still low, you know, so it's, never happened before. So that's what's different. Now if unemployment was high, yeah, we would probably be high five in a little bit and go in this, you know, not that we wish bad luck on anybody, but it's just the nature of that business. What'll happen in a down market is assets, just get, you know, cheaper pricing, wider margins. That's really what it means. We can make money in any market. What happens is your exits shift. You know, the way you exit your deals, the way you work your deals. Perfect example of that is deed in lieu. Usually, these are one to four family residential properties nationwide, right? So a deed in lieu is a good technique for an exit in an up market. It's not a good technique in a down market, right, does that make sense? Yeah. Cause you wouldn't have enough equity to, take the deed in lieu, right? So you could see how exits shift. That's just an easy example of that. And then when pricing shifts or the loan of value and, and the equity that's back in these assets shift the way you do your workout agreements, or, you know, what do you call it, loan modifications. They could vary, you know, so you just make adjustments, just like anything else in real estate, right? And, you know, you can make money in all markets. It's just you have to shift your strategy, right? [00:07:59] Sam Wilson: Yeah, absolutely, absolutely. I would imagine a lot of people, processes, procedures, you know, building the team around handling nonperforming loans has, has probably been a work of art. Can you talk about that a little bit? [00:08:13] Dave Van Horn: Yeah, it's funny you say that 'cause for many years we were asset managers. We used to do a lot of that in-house and there is a lot of compliance, but today we outsource a lot of that. So we're primarily capital allocators, more so than asset managers. And our JV partners on the West Coast actually have, you know, they have under a hundred people, but you're right. If we did all that in-house, at some point we would be a large firm like that. Whereas today, we're at like 27 people and we have considerable AUM, where like, we're just under hair, under 600 million under management. Now we recycle a lot of our money though. So it's a little different than if I said I was in multifamily and I had, you know, a billion dollars worth of property, usually that's with leverage or, but in our case, a lot of that private equity keeps moving and keeps turning. So it's a, it's a little bit different than that, where it's, you know, I bought an asset and parked the money, you know? [00:09:05] Sam Wilson: Right, right. Completely understand. As you rewind your 30, what'd you say? 35-year real estate... [00:09:12] Dave Van Horn: And growing, yeah. [00:09:13] Sam Wilson: 35? [00:09:14] Dave Van Horn: 30 something. I can't count that far back. [00:09:18] Sam Wilson: Says the numbers guy in real estate. I can't count that far back. Tell me this, Dave, what's one mistake that you can look back on that you said, man, I wish I hadn't done that, that you could help our listeners avoid? [00:09:30] Dave Van Horn: Wish I hadn't done that. Well, a lot of it is knowing who you're doing business with is definitely one 'cause we've had all had scenarios that didn't work out or lost money or whatever, bad partner. But I think really, I think the opportunity thing would be about leverage, about utilizing leverage sooner. And you know, even in, you know, I have a lot of coaches and mentors and, and that's one of the things that's a common theme with some of the coaches and mentors I've had where they'll ask the same question, which is what's the one thing that you could leverage that'll catapult you or your business in the next six to 12 months, you know, and that's an interesting question that I paid a lot of money to have asked of me. But it was good money, but the question sometimes would stay the same, and you go back with my coach six months later and he is asking me the same question, but things change, right? I could leverage technology. I could leverage people. I could leverage a lot of things, a JV partner. I could leverage capital. And that number one thing will shift for people based on where they're at with their business or their personal life. Oh, your personal life could be something else. What's the one thing, it's almost like the book, The One Thing, what's the one thing that I can do such that you know, everything else becomes easier or unnecessary that, you know, who's it, Gary Keller, right? So, you know, it's a great point. Great book. The other thing is, what's the one thing, what's the one goal, and by that, I mean, you know, I was a very ADHD type guy where I had shiny object syndrome, like a lot of real estate investors and control freak, and you know, all those things. But a friend of mine used to say this, you know, there's one goal in life and that is to get as much passive income as quickly as possible, by retirement age at the latest, and to have much, as much tax-deferred or tax-free as you can. It's an interesting goal, right? it doesn't really reflect your passion or what you're good at, but it does kind of sum it all up in a way because that's where we're all trying to get to with, you know, financial freedom or whatever that is, to get freedom of time, to get freedom to be able to go where you want when you want with who you want 'cause ultimately that's probably the bigger success. Now that could be different things for different people, but you get the idea. [00:11:50] Sam Wilson: Gotcha. So if I hear you correctly, are you saying that maybe earlier on you would've defined, I guess the one thing that you said, Hey, if I paid more attention earlier on to this, this is what will move my business forward. And then also the other thing I'm hearing is that, Hey, earlier on I would've said, look, I'm going to really hyper-focus on creating as much passive income as I can. Does that sound about right? [00:12:09] Dave Van Horn: Yes. And not 21 things, right? That's why, and then the other thing is, like, being willing to have utilized more leverage sooner. Like, I'll give you an example of that was I used to sell 75, 80 homes a year when I was a RE/MAX agent to fellow real estate investors. [00:12:26] Sam Wilson: Right. [00:12:27] Dave Van Horn: And looking back, I go, well, that was dumb. I had the capital. I had the hard money lenders. I was like reluctant to use hard money ' cause I thought it was too expensive. In reality, what did it cost me to give away 75, 80 deals? I was focused on the wrong thing. I'm focused on commission. I'm not focused on increasing building wealth or cash flow. Like, I was focused on commission. Think about that. That's ridiculous almost. And most people can't find 75, 80 deals. I'm selling 'em to other people and I'm going, why? I'm not thinking about I could have bought all of 'em. I should have been buying 75, 80 houses a year myself. That's a perfect example of me, like, can't see the forest from the trees kind of thing. It was all right in front of me. I had all the resources 'cause we don't, what's that saying? What Tony Robbins used say, we don't lack resources, we lack, you know... [00:13:20] Sam Wilson: Creativity. [00:13:21] Dave Van Horn: Yeah, it was all right there in front of me. And, you know, sometimes we just don't see that, you know. [00:13:28] Sam Wilson: It's funny you say that. I'm not quite to the same extent as painful of a lesson, but I go back to when I started in real estate in all the houses I flipped. I mean, dozens and dozens and dozens. It's like, why did I not just hold those again? Like, here I am 10 years later, I'm like, I'm an idiot. I should have just bought 'em and held 'em I was buying 'em right. Same idea. Same exact idea. Yeah, that's great. Thank you for sharing that. I certainly appreciate that. Tell me this. You know, what's one thing you feel like you've done really well? Something when you said, man, this has been a key to success that I feel like other people should be implementing. [00:14:00] Dave Van Horn: For me, you know, I was always a sales guy, and it was, you know, my unique ability is the ability to raise a lot of capital, a lot of equity very quickly, you know. Like, I've had cases where I raised 30 million in a month, you know, which is significant, right? And a lot of people can't really do that. But a lot of that, where that comes from, I think is probably from trust over a long period of time. So you're able to, you know, be able to connect with people, you know, you're authentic. It's just like having a, a large network, but it's more than having a large network, right? 'Cause you could buy a network, but if you have an organic network. And the other thing is like, the more you give, the more you get, for sure. And I just think it's being authentic and being yourself and being real, and, and being kind and being human,and all these things that people talk about today. But it's, it's quite simple, really, it's, are you a trustworthy person? Do you go above and beyond even when the chips are down? I mean, I've had deals that went south. But I did every, you know, I did everything under the sun to try to save those deals or hire attorneys at my own expense and try to, you know, do everything I can. And I think people know that. They know that I'm going to treat their capital like it's my own, or I'm going to go above and beyond to make sure everything's above board and can have a favorable outcome. Now things can happen. But I think a lot of it's how you handle it and how you communicate and things like that. [00:15:29] Sam Wilson: Excellent. Excellent. Appreciate that. Tell me this. When you look to the future and you say, Hey, in five years, this is where I want my companies to be, this is where I want to be. What does that look like? [00:15:40] Dave Van Horn: Well, I, I might be retired in five years. Now, retirement's a funny word. I don't see me stopping like in the traditional sense, let's leave it that. But now, I think my company, well, we already know. We already have a 10-year vision and things like that. In five years, we'll be at about 3 billion under management. We'll probably be at around a billion in private equity. And then hopefully we can build a lot of good as well along the way. So, you know, we do a lot of things to try to impact the community, whether it's affordable housing type things and, other programs that we're working on. So, hopefully, we will be able to give back more and, take care of our, all the stakeholders, our staff, our investors, and help others build wealth, really. It's that whole share, build, and preserve wealth concept. [00:16:26] Sam Wilson: Right. No, I like that. I like that. Dave, here's a question for you. When it comes to scaling or starting out or somebody that's saying, Hey, look, you know, in the name of the show is How to Scale Commercial Real Estate. So the idea, you know, is that somebody's going, I really want to grow into commercial assets. What's one piece of advice you would give to somebody if they said, Hey, I'm ready to go large. How do I do it? And they came to you. What would you say? [00:16:48] Dave Van Horn: Well, for one is you got to learn what you're doing to a point. So one of the things I did was I shadowed other people doing it. So when I first started raising capital, I actually went to work for a company in New Jersey and they hired me to help raise capital. But I learned a lot from them about not only raising capital, but commercial real estate, 'cause that was what the money was being used for. So you don't necessarily have to do everything yourself. You can shadow or mentor with someone who's already doing it, which makes a lot more sense than trying to go out and be the trailblazer or the first person with arrows in your back, so to speak. Success leaves clues. You can learn a lot from people that are really successful at doing it. And if it's an area that you're not familiar with build a team that is. I know the one outfit that I worked for, they were doing mobile home parks and they had never done 'em before. And they were doing storage as well. But they brought a crackerjack team together. You know, they had people on their board. I mean, the one guy was a, a mobile home developer for the last 35 years, you know, that, kind of thing. Same way with their attorney and their accountant were well versed in these areas, right? So they brought in experts. They also had a management company that was, you know, around forever. They also had a commercial broker who just specialized in mobile home parks in the Midwest. You know, it was like, they didn't just go, oh, well, we don't know what we're doing and we're going to wing it, you know? It was, yeah, it was a lot more than that. They went out and built a team that did, even though they didn't necessarily have all the skills, but most of these are commercial real estate especially, it's a team sport. You're not going to be good at everything anyway. And if you think you are, that's another problem, I think. We all like to think we're great at everything, but I know I'm not, right? I know I'm not an excellent underwriter. Does that mean I don't know anything about commercial real estate? No, I absolutely do. But there's people that like to sit in Excel all day and play around. That's not me, right? But it, that guy that's playing with Excel probably can't raise the capital either. It's a team sport just like property management, that's its own thing, right? Just like construction management, that's its own thing. 'Cause, you know, I've built a lot of stuff. And when I was a contractor, a lot of our customers had four to 600 units and we used to do the monthly turnovers, right, so I do have a strong sense of what that takes to turn over X number of units each month and things like that. So they're all different skill sets. They're all different things. And it is a team sport. It's just figure out what you're good at and bringing the folks that are good at the other parts. You know, some people are great at operations, right? Some people are great at managing people. Just because, you know, not all leaders are managers, right? [00:19:23] Sam Wilson: Yeah, like you said, you know, build the team around, you find the people that are really good at, you know, what it is that you're not, and build them around you. Yeah, that's critical. You mentioned a lot of things I'm not good at, underwriting, man. That's a tough one. I don't know, like, I'm just not great at it. So that's really, really cool. Dave, I thank you for coming on the show today. Is there any last piece of advice you'd like to share here with the listeners before we sign off? [00:19:45] Dave Van Horn: Piece of advice? Don't be afraid to get started. But I think a lot of it has to do with your, you know, it's always the same things. It's the sources of deals. It's the capital. It's the people, right? So it's networking. I think all those things help put the elements together and don't be afraid to do it. I mean, commercial is just bigger numbers, right? You know, I'm very comfortable doing commercial deals. It doesn't even phase me. I know a lot of people get nervous at that, but I think there's actually some advantages to it. The larger the loans get. You know, I was telling some of the people on my team that were newer, they were a little rambunctious about, you know, Hey, we're getting into commercial, it's bigger deals. But I go, Hey, guys, there's a professional appraisal done. There's a bank that's doing a lot more due diligence than us on this asset 'cause they wouldn't want to do that loan otherwise, right? So there's, there's other parties that can help out in some of these areas that give you a better comfort level. So that, you know, we don't have to be, like you said, experts in everything. There's other people that are coming along for the ride with us, whether it's our real estate broker, our lender, our, you know, title company, all these different things. They're there. If it was that crazy, they wouldn't do the loan, right? To a point, right? [00:20:59] Sam Wilson: That's awesome. Thank you, Dave, for sharing, certainly appreciate coming on the podcast today. It was an honor and privilege to have you on here. If our listeners want to get in touch with you or your PPR Note Co., what is the best way to do that? [00:21:10] Dave Van Horn: Probably the best way is pprnoteco.com. You could definitely sign up. We have all kinds of resources on there and definitely reach out to me. I'm also on BiggerPockets and LinkedIn. I have a distressed mortgage group on LinkedIn. You can seek me out there. On BiggerPockets, we answer a lot of questions in the forum. So anytime somebody has something, we're glad to help out, you know? [00:21:29] Sam Wilson: Awesome. Dave, thank you so much. Certainly appreciate it. [00:21:32] Dave Van Horn: My pleasure.
All part of my campaign to make the Welsh born band leader of the 1940s and 50s more well known. Twelve tracks fresh in and out the crate. Well wooden box. Big thanks to Rod Boyd for the donation. First up- Oceans and Notions. Harry Parry Trio. Joe Deniz- guitar, Tom Bromley- bass, Roy Marsh- Vibraphone. Composed by Marsh. Harry Parry Sextet- Sweet Georgia Brown, My Blue Heaven, Alexander's Ragtime Band, Blue Lou, Java Joint, Doggin' around, Rose room. Travelling Blues- vocals Johnny Green. Boogie rides to Yorke- Piano by Jamaican born Yorke Desouza. He moved to France in the 1930s and England in the 40s. Excellent jazz pianist whose career faded away in the 1950s. Composed by Desouza and Parry. Great example of the talent Parry brought into the band. Viva Harry Parry!
నా ప్రియ సోదరి సోదరులకు క్రీస్తు పేరిట వందనాలు! ఈ దైవ వాక్యాన్ని మీకు అందించుటకు దేవుని యందు మేమెంతో ఆనందించుచున్నాము. ఇవి మిమ్ములను ఆత్మీయంగా ఎంతగానో బలపరచాలని దేవుణ్ణి ప్రార్ధిస్తున్నాము. ఎందుకనగా... """{ ప్రతి మనుష్యుని క్రీస్తునందు సంపూర్ణునిగా చేసి ఆయనయెదుట నిలువబెట్టవలెనని, సమస్తవిధములైన జ్ఞానముతో మేము ప్రతి మనుష్యునికి బుద్ధిచెప్పుచు, ప్రతి మనుష్యునికి బోధించుచు, ఆయనను ప్రకటించుచున్నాము. - కొలస్సీయులకు - 1 : 28. }"""" కావున ఈ వర్తమానాన్ని పూర్తిగా విని మీరు ఇతరులకు కూడా దీవెనకరముగా ఉండవలసిందిగా కోరుచున్నాము. సమస్త మహిమ,ఘనత మరియు ప్రభావములు దేవునికే కలుగును గాక! ఆమెన్. --- Send in a voice message: https://anchor.fm/teluguchristianmessages/message
Tunes: Robert Bremner: Stadholders Minuet, Moorish Tunes, Mill Mill O, Willy was a Wanton Wag, and Black Joke. William McGibbon: Mill Mill O, Willie Was a Wanton Wag James Oswald: Burlesque on a Black Joak: Miscellaneous: Clare Dragoons, Braes a Mar Big Thanks To Ryan Kirk for the performance and write up. Head over to the Facebook page to tell him thanks! Thanks to Rob Turner for his Playing of James Oswald's Burlesque on Black Joke. You can watch his youtube upoload of the tune, along with some stellar background information. https://youtu.be/vHFwsYbvZ-A As I said in the episode, be sure to check out the rest of his music on his Youtube channel: fiauto https://www.youtube.com/channel/UCMNv7YozytBYTZHjyMGxO1A Bremner's Guitar Tutorial settings for, Moorish Tunes, Mill Mill O, Willy was a Wanton Wag, Stadholders Minuet, and Black Joke: http://guitar-repertoire.com/musicalia/bremner-r-instructions-for-the-guitar-pdf/ Oswald: Burlesque on a Black Joak: https://digital.nls.uk/special-collections-of-printed-music/archive/94598288 O'Farrell's The Black Joke with Variations: https://digital.nls.uk/special-collections-of-printed-music/archive/87780734 McGibbon's Willy was a Wanton Wag: https://digital.nls.uk/special-collections-of-printed-music/archive/105870384 Clare Dragoons: I just took off The Session https://thesession.org/tunes/777 But you might be entertained by this bizarre “Fennian War Echoes” Pamphlet with the Song: https://digital.library.temple.edu/digital/collection/p15037coll1/id/897 If you haven't listened to The Dollop Episode about the Fenian Raids, it's a pretty good laugh: https://allthingscomedy.com/podcasts/106---the-fenian-raids McGibbon's Mill Mill O: https://digital.nls.uk/special-collections-of-printed-music/archive/105869955 Here Is Ryan's Excellent write up if you'd like to see it as written: English Guitar Notes: Robert Bremner's Instructions for the Guitar is a short tutor book containing a brief overview of the instrument and a small collection of popular English and Scottish tunes. The instrument described within is not what most people today would picture when they hear guitar. Instead of the six stringed Romantic or Spanish guitar - the direct ancestor to today's classical and steel stringed instruments - the instrument described is what is now known as an English or Scottish guitar. This instrument had six courses of strings, but was a smaller teardrop shaped instrument strung with metal wire and tuned in open tunings. It is the ancestor to and most closely resembles the modern cittern or German waldzither. With its early wire strings and open tunings it was less suited to the more harmonically complex and delicate music played on the gut strung Spanish instrument. Nevertheless, it enjoyed widespread use as an instrument for popular and folk music. The ‘Instructions' portion of the text is relatively brief. It explains the tuning of the instrument (an open C major chord) and a few rudimentary techniques. Interestingly it describes a simple strumming technique and also suggests an alternating plucking with the thumb and forefinger, a common technique on the lute and other early stringed instruments now known as ‘thumb under' that approximates the effect of a plectrum. The musical selections themselves are mostly presented in simple settings. The music is provided in staff notation, rather than the tablature more commonly used for stringed instruments of the era. All of the music is transposed to C to fit the open chord tuning of the instrument. The texture is simple, mostly simple monophonic melody line with the odd open string drone or strummed open string chord for emphasis, when harmonically appropriate. In all but a few instances the music only calls on the player to strike notes on immediately adjacent strings, most often in melodic parallel thirds or a melody over an open drone string. There is none of the counterpoint, moving basslines, or harmonic figuration that is typical of Baroque or Romantic guitar repertoire. These factors along with the popular tunes suggests to me that the music was intended for an amateur audience and intended to be strummed as much as plucked. One could view the tutor as analogous to modern commercial ukulele books full of popular and folk tunes in simple arrangements. The various Moorish tunes are interesting and of particular note. They are all extremely short and simple with a strong pastoral sound of open ringing intervals evocative of hunting horns and reveilles, perhaps intended to conjure the image of the trumpets popularly associated with the military bands of the Ottoman Empire. In light of the above notes on the instrument itself, I have played the selected tunes on a modern steel string acoustic guitar, with a mix of pick and thumb and forefinger as appropriate. Ryan Kirk, Nova Scotia Canada (thanks again Ryan!) Here are six ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! You can also support me by Buying my First Album on Bandcamp: https://jeremykingsbury.bandcamp.com/album/oyster-wives-rant-a-year-of-historic-tunes or my second album on Bandcamp! https://jeremykingsbury.bandcamp.com/album/pay-the-pipemaker You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! 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Activist-educator Cara Tuttle Bell is a trained attorney and powerful speaker on sexual harassment and assault prevention. Her work on college campuses dealing with sexual harassment and assault inspired her to train women on how to build assertiveness. She says it is crucial to communication, personal safety, and overall wellbeing. Cara also gives workshops on speaking with authority in salary negotiations, relationships, and work meetings. Her new book "Drowning in Timidity: Women, Politeness, and the Power of Assertive Living" is a must-read, especially for those who think being assertive is synonymous with being aggressive. In this episode Dr. mOeand Cara discuss these topics: How to be direct without being aggressive Practicing salary negotiation Sexual Harassment in corporate America Why children must be taught assertiveness Bystander intervention in assault prevention Handling sexual misconduct in schools Moral courage, trauma-informed training and more... Visit Cara's website and connect with her online @caratuttlebell today! Transcript (auto generated) [00:00] Cara Tuttle Bell: I also hope that we can move away from this very gendered and loaded idea of assertiveness and understand it for what it really is, which is just being direct, being clear, being fair, considering the competing interests that might be in a meeting or a conversation and engaging equitably with one another. [00:27] Dr. mOe Anderson: Hey, everybody. Welcome to Perpetual Motion, a podcast focused on wellness, personal growth, culture, and relationships. Positive relationships. I'm your host, Dr. Mo Anderson. Bestselling author, award winning podcast host, keynote speaker, and speaker coach. Sometimes I interview expert guests, like today, and sometimes I do a solo show. But my goal is always the same I want to help you. Yes, you review, renew, and re you at the end of each show. I hope you have learned something that will elevate you to the next level of success. If you're new to the show or a returning visitor, let's make this official. Click that subscribe button to be notified of new episodes as soon as they are available. Also, help us grow and reach more listeners by raiding the show and leaving a comment. Just type a little bit. Just a little something, something. All right, stay tuned, because today my special guest is Kara Tuttle Bell. She is a powerful speaker on sexual harassment and assault prevention. What do we need? Some powerful speakers on that. And she also is an expert on why assertiveness is a crucial component of communication, personal safety, and overall wellbeing, she's got a great book. She's the author of Drowning, intimid, Politeness and the Power of a Certain Living. I'll be right back with Kara Tuttle Bell. You can't say Dr. Mo aintellya the fear might suffer the consequences winter's a failure what are you scared of? Why aren't you afraid? I'd rather live like I'm dying to live and die in the day my heart is pure my soul is safe tara, welcome to Perpetual Motion. [02:35] Cara Tuttle Bell: Hi. Thank you so much for having me today. [02:37] Dr. mOe Anderson: This is exciting. I haven't had a guess with your background or for this particular topic. I mean, assertiveness as part of communication is not something that we really think about. In fact, women get criticized for that a lot when they can just be the same way as a guy. And also, sexual harassment, I don't know if it's on the rise or we're talking about it more, but these are such important topics, and I'm glad you're here to help us understand better. Let's start with assertiveness. Why do we need to be more assertive? [03:11] Cara Tuttle Bell: I really hope that we can reclaim assertiveness. I think there are so many reasons that we need to show up and assert ourselves, both for ourselves and for others. I also hope that we can move away from this very gendered and loaded idea of assertiveness and understand it for what it really is, which is just being direct, being clear, being fair. Considering the competing interests that might be in a meeting or a conversation and engaging equitably with one another and I. [03:46] Dr. mOe Anderson: Hope we can as well. And I don't know the history behind it, but I just think about women who run for office or women who are in positions of authority and it seems like they just held to a whole another standard when it comes to confidence and communication. Do you know the origin of that? Is it just the role of women evolving or what the heck? [04:12] Cara Tuttle Bell: I mean, I think we are in the midst of it. I think we are watching this play out. Unfortunately, there are still too few women in these historically maledominated spaces so they remain judged and evaluated by old fashioned norms about male behavior and what we thought male leadership is and male courage looks like and really white male visions of that in most industries, but especially politics, as you mentioned. I think it is very hard for them to walk this tightrope or strike the right balance and get evaluated in the same way. I mean, they're just not we hear it on the news, we see it in the comment section of websites. You see it in headline after headline. You see it on Twitter where women are being judged more harshly for engaging directly, for having stances and opinions, which of course they do. And we should welcome that because I think a lot of people are confusing assertiveness and aggression. [05:19] Dr. mOe Anderson: Yes. And that's what we're getting to. And as you said, that what came to mind is even the subtle ways that this plays out. Even when I hear I'm a speaker, you're a speaker. But I'll hear other speakers so often when they quote someone famous, it's always what Patton said, what Lincoln said, what Ray. I hear women at events for women, women speakers and events from women and they don't have one single quote or statistics or anything from another female or for that matter, from even someone of another culture. I'll go out of my way to try to find something from someone in India or Canada or Australia and it's so ingrained that I think some people don't even recognize that they're doing it before a woman speaker. To give an hour speech and never quote a woman. It just blows my mind. [06:17] Cara Tuttle Bell: It does mine too. I completely agree. And I hope others can work intentionally to really diversify their message and their program and their slides and their images. I mean, you have to do the work and a lot of it is internalized. So I know that we're all busy and these women's speakers are probably like, I've got this presentation tomorrow and they may be finalizing their slides, but it's worth doing, right? It's worth doing because so many people are watching and listening. Now, granted, we are trying to make up for these huge gaps in education, right? Especially like in public education in the US. You probably were taught about a lot of men a lot of military generals, we see a lot of quotes from men's sports coaches as well. They're always a go to. These things are much more present in our mind because we're surrounded by those messages. We get them from day one. I mean, everywhere you go in a restaurant, church is off and on. Church, male leaders. So it's like we've been surrounded by male leadership in a lot of different spaces for the bulk of our lives and we've made so much progress, but we're still working to get towards equity. We haven't landed there yet, so we got to do some of this work of undoing to really be better at inclusion. Right? So it's like diversity and inclusion and belonging, which means we got to correct for the past, we got to address those lingering effects of that kind of socialization. And I mean, I do think asserting ourselves in these spaces, whether it's work, our professional relationships, our community works, our churches, is part of that work. It's part of the action that we can take. [08:06] Dr. mOe Anderson: Right. Very good point. And back to what you said earlier, which leads to my next question. What is the difference between being assertive and aggressive? Because I think a lot of people confuse the two. [08:22] Cara Tuttle Bell: I agree. I think we see both and it can be gendered. We have lots of good studies on this. We are just judging women more harshly. But when you look at these things foundationally, like, what does this mean? What is the definition of these words, then? Aggression? Is that steam rolling? Is that coming at something with force? It could be an abuse of power. It can be physical, it can be verbal, it can be using or depriving someone of resources. It's that misuse and abuse that becomes aggression. Right? It can be violent, it can be the unhealthy expression of anger. I'm actually fine with anger because I'll probably come up in some other answers. [09:10] Dr. mOe Anderson: But we don't want to be constructive or destructive. [09:13] Cara Tuttle Bell: It depends, right? It depends how you use it. I don't want us to live in it so much that we're bitter, but I want to harness anger as fuel so that we have that extra boost of energy to assert ourselves. Asserting yourself means you're showing up, you're being present, you're participating, and that varies. You're participating appropriate to your role in the workplace. You're participating on a committee that you're assigned to. You should be doing the work you're being asked to do and doing it fairly. So there's nothing wrong when I go to a meeting with asserting my own ideas, the agenda, my office and what I'm responsible for, and having that open conversation about whatever the decision is right. [10:02] Dr. mOe Anderson: And how we should make it, advocate for ourselves yes. [10:05] Cara Tuttle Bell: And what we should consider. And then it just sits there. It doesn't mean the other person has that obligation to receive it. But I'm showing up and engaging directly and fairly and equitably. So that, to me, is an assertive communication, which differs from really, if you think of, like, an 80s Wall Street type of movie that American, like, I'm going to call my way to the top dog approach. That's really the misuse of that. That's taking it too far. That's aggressive and it's inequitable, right? [10:38] Dr. mOe Anderson: You made me think about I'm glad you said that anger is okay sometimes because I'm here in the south, and we still have a lot of Southern belle mentality, and even when you are slicing and dicing somebody, you need to be smiling and offering them tea as they die. So many things. I had a couple of folks that I was mentoring at a previous company, and they came here from the East Coast, and they were just having such problems with clients because they were just going in just being normal, really being normal, but not the Southern way. And I was like, hey, you're going to have to and this wasn't male or female, but they were female, so they were getting it double. Like, people aren't responding. I was like, you got to go in this way. You got to come in real low and smooth. You got to ask about their children. We cannot just sit down and start talking about business. We got to drink and eat a little bit. There's so many cultural things in a dish. And then you throw these gender stereotypes and biases on top of oh, my God, it makes me weary sometimes. [11:53] Cara Tuttle Bell: It can be exhausting. And this is why I always talk about politeness, because when I'm talking about assertiveness or Serbia training a lot of women and you're right about south, right? It's a different audience sometimes a lot of Southern women in particular are a little resistant. Part of them wants to embrace assertiveness, and then they're like, but it feels too confrontational. It feels unladylike. I mean, I hear these things from them, and I'm like, okay, that word exactly. [12:24] Dr. mOe Anderson: I know you here. [12:30] Cara Tuttle Bell: It is. It's like, why wouldn't we just be pleasant and don't want to create conflict? We like to smooth things out. I'm currently in the south, and we just have to talk through it. And so I'm like, Listen, I'm all for polite behavior, but I'm really for kindness, right? We should be kind to other humans and patient and all of those things, but not to a fault. Not when it keeps us engaging, not when it keeps us from addressing injustice, not when it means that we're always minding our business while harm after harm and types of discrimination keep occurring. Not when it keeps us from having healthy relationships. So this people pleasing or fear of any sort of discomfort or conflict is the root of so many problems, personal and structural, societal. So I really am always advocating for us to bring assertiveness well beyond your salary negotiation conversation. That's when I think people think, okay, I can visit it for five minutes. I can be assertive for this moment in my life that comes maybe every three to five years, and I'm just going to cram for it, too. They just think, give me a script, I'm going to cram for this the night before. And listen, I'll help you with salary negotiation. I will, okay? So you can come to me for the last minute cramming session. But that's not skill building, right? That's like faking until you make it. That's like, I hope you can be assertive and hold for two minutes the next day when you have the conversation, but probably not because you're not practicing this on a daily basis, and it feels too hard when we make it infrequent and high stakes. And so this is about something that really, I think people should embrace as daily practice. It's self care. It's setting boundaries. It's maintaining those boundaries. It helps us have healthy relationships, and it helps us also be really in touch with those times when people are trying to violate our boundaries, where I want you to have anger, I want you to be in touch with that feeling when it comes up for you so you know what it means, but then harness it for maximum impact. And so that's where the anchor is fine. The anger is probably valid. I mean, there's so many valid reasons to be outraged right now. There's so many. But what are we going to do with that, right? Because I don't want people to live in bitterness and resentment. That's the same outcome of not engaging assertively. That's what happens when people are passive or passive aggressive, is that they're holding onto it. So for me, assertiveness is this balance that helps us be healthy on a daily basis and fair. [15:23] Dr. mOe Anderson: I like that you make that point about clients trying to come to you for the last minute. They come to me with their speeches at the last minute. Like delivering communication is a lifestyle. It's a way of life. It's kind of hard to get to that keynote level in a night. And I would think with salary negotiating, too, with what I think I've seen with people who try that cramming type of thing, is that they overcorrect and all of a sudden they're like, and this is what I wait a minute, what is going on? I can't even hear what you're saying because I don't know you. Who are you anyway? [16:00] Cara Tuttle Bell: It is a burst. It is because it's really like they are really trying to summon up the courage. And so it does come up too quickly, too strong. And then I also see people who just can't hold their position. So even if they can say the two sentences that they've memorized to make the ask, they then undo it with that need for pleasantry, if that's okay with you. Exactly. [16:25] Dr. mOe Anderson: You don't mind, and I'm sorry, and. [16:27] Cara Tuttle Bell: If you think it's okay exactly. Yeah. [16:35] Dr. mOe Anderson: I want this. We got to fix this quickly because I got a granddaughter and I want something different for her. Absolutely. All of the young women there's so much going on, as you said, and we're not going to get into that. But this is pressing, clear and pressing issue. Let's go to being assertive. And I'm just guessing you're the expert on this. Sexual harassment is a problem. It's something you have some expertise in and it's a lingering problem. And I think I'm wondering if being timid as well, in no way am I ever trying to make a woman at thought about anything. But if assertiveness when you talk about your safety and well being, if that can in some ways help you with that. But let's just talk about let's start with why in Twin. Is sexual harassment still Jeffrey Epstein a problem? [17:39] Cara Tuttle Bell: It is. And people ask me this a lot. This is my day job, right? This is the kind of compliance job that I have. So I'm trained as a lawyer and I work on a college campus. And so I'm addressing sexual harassment and assault all day, every day and have for the past eight plus years. And I am very passionate about it and become very assertive. And that's like both the personal and professional journey. I used to be. Shy. Law school really helps. But you also can practice, right? A lot of it had to be a willingness to do the practice. So I wasn't born this way. For your listeners, like, definitely this can be learned. I know it can be because I'm sitting here as the proof and the outrage that I have over the issue helps. Right? I mean, the outrage helps. The anger helps. I try to turn it into fuel to push me through the day, to be able to then bring it in a meeting or whatever it is that I'm working on addressing. And what we think in the field is that we're not seeing like a new epidemic. We're just seeing increased awareness, increased reporting of what has for a very long time been very high levels of this type of discrimination and heart. And it is everywhere you look, it is more common in male dominated professions. And you can look for data on this. This is business data, this is insurance policy data. The more there is a disparity in a profession, the more men outnumber women, the more incidents we have. And it's been this way for a long time, the more vulnerable a person in a role is. And that can be geographic isolation, that can be low pay, that can be low influence or authority in the position. That can be the seasonal nature of a position. Whatever it is, it isn't. Giving them security in a position in relation to other people makes them more likely to experience this type of harm. So it remains prevalent because inequity is prevalent and it's connected to the other forms of discrimination. So where you have racism and ableism and transphobia and homophobia and other types of discrimination you're going to also have gender harassment, sexism misogyny, sexual harassment and sexual assault. Now where assertiveness comes in is that the current best practice that we're trying to implement really across the board k through twelve schools it's been in the military they're introducing in churches. I think we're going to see this more and more across corporate America definitely has taken hold in higher ed is by teaching what's called bystander intervention training and that's because we're all bystanders like it or not I mean we're just here navigating the world and you choose and it is a choice whether to be an active or a passive. Bystander now a lot of us were raised to mind our own business. A lot of us worry about the risks of speaking up or of standing. [21:06] Dr. mOe Anderson: Out sometimes and that boys will be boys thing. [21:10] Cara Tuttle Bell: Oh and then the tolerance yes I. [21:12] Dr. mOe Anderson: Had some incidents and it was just blown off like that's just part of it yes and go out of the dark kind of thing like your right. [21:24] Cara Tuttle Bell: We still hear a lot of blaming for the target they're responsible for receiving the harassment and so where I am glad and can promise that there's been progress is a lot of the prevention messages are not so sexist anymore I mean they were they were just sexist application. They were saying women do this to prevent your own assault and we weren't having when I was in college corresponding messaging given to the male students who all of the data suggests are much more likely to be engaging in perpetration regardless of the gender identity of the victim. So men are from all the data we have and that's across fields so it's criminal justice data, psychology, sociology, women's studies that's not actually in dispute. So we haven't realistically confronted the problem for some time but the public health model now is recommending that we teach a lot of bystander intervention and we are so it is now routine practice at colleges and universities in the United States more and more often showing up yes since like 2014 so they're supposed to be doing it. If anyone has any questions, please feel free to reach out. But we're doing it and it's teaching you some strategies. If you see something, say something but it's also giving you choices. So not everyone has to swoop in like a superhero or be loud or address something directly. They can also create a distraction. You can delegate to someone who's better able or who has authority to try to respond when appropriate. We need to think broadly about delegation so it's not necessarily always law enforcement that we're calling it's what's appropriate for the situation. Right. So sometimes it's me like on campus people can call me because it's my job to go do these things and so if someone feels like they don't know what to say or they don't know what to do, who can you take with you? Who can you delegate to? How can you document something? Documentation, we're seeing having really transformative and activist power in recent years, helping us really confront some harsh realities and prove to the doubters some things that a lot of us knew were happening. So sometimes documentation from afar is the thing we can do safely to address an issue. And that takes some nerve too, right? So all of these things we're hoping to equip people to choose from if they are in the midst of situations at risk for sexual harassment or assault, but it can apply to all forms of discrimination. [24:17] Dr. mOe Anderson: What bothers me with the documentation is in the form of a video. If that falls into that category, is when people are just filming just for the purpose of posting and entertaining and not get help. That is just appalling filming women being raped, assaulted and me. And two, to be clear, this cannot just happen to women assault and harassment. Although, as you said, the data shows, it is for adults predominantly going to be women. But are they teaching them that documentation needs to go somewhere and not just post it and hope somebody sees it? Because that's scary to me. [25:02] Cara Tuttle Bell: It is scary. So I'm always making that qualifier. We know that college students consume a lot of video content from some popular sites. And so just quite directly, I'm like, this is not for that. That is not what we're asking you to do. Consent is really key when we're talking about sexual misconduct. Like consent is key. So if you're filming something without someone's consent and you're posting it somewhere without their consent and you're sharing it without consent, you are part of the problem. That's also increasingly illegal, right? So they shouldn't be sharing social content. So yes, I think that is a very important part of the conversation that cannot be left out. I don't care how long the training is running. It's like if you're going to mentioned documentation, you've got to put those really important caveats around it because that's what came to mind. [25:57] Dr. mOe Anderson: And even I believe it's illegal almost everywhere now to post pics the revenge posting of some intimate photo or whatever that was sent to you. And I'm happy that law enforcement and our lawmakers are stepping up, but again, we're looking at largely male populations to make these decisions. So that speaking up and getting involved in folks like you being there to help make this transition is so important. And I was thinking about as well too, to go back to harassment being a lingering problem. We're talking about learned behavior, confidence and being assertiveness. Isn't this sexual harassment? Learned behavior? I can't imagine. I mean, I have two sons. They didn't come here like that. And then heaven forbid that's going on. But from the movies, to their peers, to whatever is of course enough. Do we have to attack all of these industries, magazines and music and everything? Not attack, but you know what I'm saying. [27:05] Cara Tuttle Bell: You know what you mean. It is very concerning, right? Because young people are always getting so many different messages is contradictory messages, right? And so even if they're raised one way, they could then land in a peer environment where they're getting reinforcement on a lot of negative behaviors. And this is true across the board. This could be drug use. This could be alcohol misuse. This could be for like, how they engage in sexual practices. Do they bully and harass people? So that peer dynamic pushes some young people into behaviors they otherwise normally wouldn't engage in on their own. And they tell us that, right? I mean there's really fascinating research on these topics and getting them to display some moral courage, some assertiveness, that's really tough. That is really tough. So we got to really pull it apart. We work through scenarios. We talked to a lot of them about what leadership is because many of them want to be a leader in some capacity and they want to skip over the work, right? They want to just graduate and be like a successful millionaire entrepreneur in their twenty s. And we're talking about like, what skills aren't you practicing and developing? Particularly these students who have been in the home environment, so they didn't have the social experience of the past few years due to COVID on college campuses, we are seeing a developmental delay. I mean, we are like it is not the same incoming class that we had prepandemic in the interpersonal communication skills. So it really did feel like we had these young students kind of just unleashed once some of the restrictions were lifted and they were coming to us with different questions. I don't like my roommate. I don't know how to navigate this conflict, whether it's conflict or laundry or deciding where to eat in a group. So they're just asking us really basic social questions and for tips that they thought they were past at least a few years ago. Now, I always thought they had room for improvement, but it wasn't such a basic level. So I'm very concerned about their ability to engage in sexual communication, ensure that consent is a part of those things, or know and honor resistance and discomfort when they're seeing it. I mean, people are not really teaching them this consistently. So we don't have consistent sex ed in this country. It really depends where they are. A lot of schools are afraid and that's because the parents complain about the type of content. So I very rarely see a college student who has what I would want them to have had before they get to college, which would be medically accurate. Information about their body, the bodies of others. Consent, education boundaries, warning signs of unhealthy relationships. What constitutes stating violence or exploitation, sexual exploitation, a lot of which that like coercion and blackmailing can occur with phones, pictures, and videos now, because otherwise they get here. And people in jobs like mine, we will try to do what we can, but a lot of times they're 18 when they get here. Right. So we've got to engage in some unlearning to try to then relearn or teach them new skills. And, no, they're not getting enough time with me. They're with their peers most of all. And dosage is key. [30:56] Dr. mOe Anderson: Micro dosage. [31:02] Cara Tuttle Bell: We got to talk about what they're learning. Right. And with the availability of online ***********, are they learning more from **** because they're not getting sex at in schools? That is concerning to me. So then it's not surprising when they're reenacting things they saw online and they tell us stuff like, oh, I think they like that. And I'm like, you can't assume everybody likes that. [31:28] Dr. mOe Anderson: That woman or that man is paid. [31:34] Cara Tuttle Bell: It's all about consent. Yeah. We have to help them unpack these things a little bit and work through it. And you touched on this earlier, and this is really important to say is some assertiveness does deter some bad behavior. Not all. Okay. There's always going to be people who are trying to violate our boundaries and trying to cause harm, who are trying to take advantage of a situation so we can't prevent everything. [32:04] Unknown Speaker: Exactly. [32:04] Cara Tuttle Bell: But there is research to support that strong articulation of boundaries. Clear resistance does disrupt and deter some behavior. It may not prevent them from harming someone else, which I understand. They might then just choose another target. But it is worth a try when we think we're in a situation to nip something in the bud early on. Right. And especially if we're talking about sexual harassment in the workplace. Right. Because if the behavior continues and you get to a place where you're going to want to report it or seek some support, they're going to ask if you were clear about your boundaries. They're going to ask the question, did you tell them this makes you uncomfortable? And no, you shouldn't have to. They should just not commit the harm. I agree with you completely. None of this should be happening. But it is happening, and it's happening often. So I do want to just give people as many tools as possible to be able to reduce harm, appease when that's the best choice for safety or extricate yourself from a situation. [33:18] Dr. mOe Anderson: Kara, what about this? I'm thinking about the gymnasts mobiles and others. I mean, they did everything. They reported it. They went to the authorities. I think they went to the FBI. Oh, my goodness. It honestly makes me think about discrimination with African Americans back with the Tulsa Race rides and everything. Who do you turn to when the people coming for you are the people who are supposed to protect you or the people who are. Ignoring it are the authorities. [33:51] Cara Tuttle Bell: It is true and it is so discouraging, okay? Not every human resources department or law enforcement department, these people who are supposed to be who you can turn to, clearly that's not consistently available or going to guarantee success. I mean, very few times can I offer the people I'm working with anything that feels like justice. And that's really disappointing, right? Because a lot of us are raised to have faith in the systems and these procedures. We build trust like that. You hope that your company cares about you, especially if you've worked there for 20 years. We get so many messages about how we care about all these issues, yet when people value submissions, yes, the statements are lovely, but you got to back that up with action. And I know that sometimes the supportive person is hard to find, but I do know because this is my professional network, right? These are the conferences I go to. There are hundreds or thousands of us who do care, and they may not be at your company, okay? They may not be. And a good indication is, look up your sexual misconduct policy. Is it from has anyone updated it since? [35:08] Dr. mOe Anderson: How would you know? Because they'll change the bottom of the document. They'll change the footer on the front page when you look at it. Can you tell from the content that this is not current with our culture and our beliefs now? [35:26] Cara Tuttle Bell: Yes. Right, because a wave of activism on this was in the early to mid 90s, really prompted by Anita Hills testimony during the Clarence Thomas confirmation hearing. So that was the Wake up call for America phase one. And sadly, a lot of the work stopped then. So my college students, when they go get at their next job, the ones who maintain contact with us or who took my class, they do things like look up the policy and when was the last time the committee met and what would I do if I experienced sexual harassment in the workplace? And some of them are pretty activist and they ask these questions at the interview. That is risky. You may not get the job offer if you're showing yourself to be what might be perceived as a troublemaker at the interview. But if you care too much about some of these causes that could make the employer nervous, it would be better. [36:21] Dr. mOe Anderson: To know then that HR might be the very person you have to go to. [36:29] Cara Tuttle Bell: Yes, you and I are on the same page. I'm like, there is another job. I promise you there's another job. Sometimes the students are so worried, but I'm like, you need to be interviewing them just as much as they are interviewing you. These are signs. They are telling you whether or not this is going to be a healthy or a toxic or replaced culture, whether or not they're going to cover for people or actually address the things that are happening. But if you can't find it at your school or in your church or at your place of employment, do some Internet research, because there are many nonprofit organizations, regionally, nationally, I'd help anyone find them. There are attorneys who take things pro bono. There are all sorts of resources now to help people across industries. It is sometimes hard to find them, but I know that they're there. I know that they're there because those of us who have experienced these things and have had help now want to extend that help to others because the support is not consistently available. [37:32] Dr. mOe Anderson: No, it's not. But there are so many who have, myself included, being victims of sexual harassment. And I think, in addition to Anita Hill, I feel like Tyrone Burke's Me Too movement, even though it's come under a lot of criticism. And yes, there have been people accused for everything who may have been innocent, even Child Protective Services. There's always going to be that small percentage. But Kara I was at after that happened, and people don't realize she had been talking about that for a while and had that hashtag made too, for some years before it got retweeted following the Harvey Weinstein thing. Weinstein weinstein. And I remember being with some girlfriends. We'd gone to a movie and everybody was talking about hashtag me too. And afterwards we were talking and we got to talking about it. And these were professional women over about six of us. And every single one of us had been a victim of sexual harassment and sexual assault. And none of us were in a position that we felt we can do anything about it and have any support. And that was just it took me weeks just to get over that revelation, because you kind of go around just thinking it's just you like perhaps those young gymnasts were doing, not realizing how many people were being victimized. And we kind of cried together. And when you don't deal with it too, just the post traumatic stress of just being there, and some of that resentment, anger, and explosiveness that it happened and that you weren't able to deal with it. So in addition to you guys teaching these courses and you being there as an advocate, an attorney, a trained attorney, is there also counseling now? Are there more mental health services? [39:29] Cara Tuttle Bell: Yes, we're seeing just a dramatic expansion across higher ed, which is good and overdue around all kinds of counseling and well being. Right. So we'll see a center for student wellbeing, you'll see expanded staff and many more culturally relevant and sensitive trainings and staff to surf particular populations. If you look at the hiring, you just see it everywhere, like in many, many states, that there are so many jobs because this is an urgent issue on college campuses, not just sexual assault, but I mean, the mental health and well being concerned. And yes, right. So if someone were to connect with us, we offer them a menu of services. They can work with victim advocates or they can go to the counseling center. And there's some specialization and sexual trauma or aspects of identity that they can seek out. A provider who they feel comfortable with, who they think gets their experience, but also understands what they're processing. We have yoga, we have meditation, we have study skills, we have financial education that can be necessary. A lot of places have hardship funds, student health. So our medical providers have a lot more understanding of sexual trauma, childhood sexual abuse, because those exams, like the exams you're touching the body, I mean, that can be very triggering for a survivor. And consent is just important in providing information. So everything that I'm seeing is getting more trauma informed. The progress is just slower than any of us would like. Law enforcement also has been getting more trauma informed training over the years. A lot of assumptions about doing the work, which led to really a lot of dismissal of some of the reports because if they interview a sexual assault victim in the immediate aftermath trauma, she's still in the space of trauma. Trauma disrupts memory encoding, like how our brain is storing them and putting them together. So it would be difficult while we're in fight or flight, we're in the adrenaline surge. These things last for days, not just minutes and hours. And so they've learned that conducting open ended interviews after three to five sleep cycles is actually much more likely to produce a coherent narrative with fewer gaps. [42:13] Dr. mOe Anderson: I know for a long time they just kind of thought you just get to them right away, they're going to start making up stuff or imagining stuff or they'll forget. But you're saying the memory can actually oh, that's for the person experiencing that, that's horrible too. But with time it sounds like it's kind of scattered pieces and you can start putting it together a little better. [42:38] Cara Tuttle Bell: You can. And if alcohol is involved and often is not always, but alcohol consumption, whether voluntary or used to commit the crime, that further disrupts that memory consolidation and encoding. And so really sleep and being in a safe environment and emergency rooms aren't always feeling safe. They're like hectic and loud and there's people in and out. So conducting an interview, even with good intentions, even when they want to get the information to try to go try to get the offender as quickly as possible, was not producing good results. So we're seeing new approaches being adopted here and there. Again, it's not everywhere. And I would like it to be, to do things like the forensic experiential trauma interview, that's one called Fetty, where it's training them to build rapport, create a really safe condition so it doesn't feel like we're interrogating a victim, ask open ended questions, let them go where they want to go, right? Because the brain is navigating through fear and trauma and that's not linear and it's not going to be linear but at the end of the conversation or several conversations it should be the job of that investigator to put that story together. So we were really often are making the person who experienced the harm be the crime scene and then do all of the work of reconstructing the narrative and that was just not the best way to get at the information. That's really what we now know about the brain and trauma has really changed the approach in ways that better equip any type of investigator who understands this is the neurobiology of trauma who has this training to ask better questions and get a better narrative and since what we're talking about is often word against word that narrative is crucially important. Sometimes there's corroborating evidence but a lot of times there isn't and so getting that good account from the person who was harmed is tough work but it's. [44:44] Dr. mOe Anderson: Tough work worth doing right and not being dismissed. The big message here, whatever age you are is that there are people out there who will help you, who can help you and systematically it hasn't always been the case and there's still going to be some of the old attitudes and processes out there but don't give up. I mean we're seeing things coming out now about and I don't want to keep naming organizations but just people who were children, male and female and things happen and they're just now getting restitution, getting justice and we don't want to see that anymore. [45:24] Cara Tuttle Bell: No, it takes a long time and it's very important to acknowledge that these harms and this discrimination occurs across identity, right? So it occurs across gender. Identity occurs in all communities whether you're class level and across race. We do know that there's disproportionate impact, right? That some people have more vulnerable characteristics that let them be targeted and also that let them justice system then fail them than others. So absolutely none of this is fair and consistent across the board but help is available if you know where to look and if you don't know where to look reach out to me and I will help you. There are people who will help you find it. [46:10] Dr. mOe Anderson: Thank you for that. We're going to give your information to in the show notes and when we get to the end but before we do I want to know we're talking about assertiveness but how do we if we're not naturally that way unbelievably? I'm not a natural extrovert people have a hard time believing I'm not really but I had to learn it because I was trying to get run over but how can we learn? I mean I just went at it and role model somebody but was better, more systematic. I practiced until it became second nature but what's the more strategic or what is the recommended way to learn assertiveness? And I want to couch that in two ways. One is I've got young people around me. How do I teach them assertiveness in my kind little Southern bobble beltway so that they don't get in trouble at school, but also for people that it's not their nature. And there are a lot of adults, male and females, who just don't want trouble. They just rather not see anything. [47:17] Cara Tuttle Bell: I know it's hard to start, okay? It's hard. And it will feel painful. It will. And I didn't know there were tools around when I was doing it. And so I was like, you have to jump in this conversation. It really was faking it until you make it. But now I know that there are lots of books. There are now. A lot of them came out in the 70s. That's where we saw the debut of assertiveness Training, 70s Women movement. And some of them are still really good foundational texts. Now some of it's going to feel really dated and just if you read those and they're cheap, you can get a lot of these at used bookstores for nothing, for pennies. Just let the dated stuff go and take the lessons where you can find them. Then again, as I mentioned, a resurgence in the 90s, so you might see some of these books available from mid ninety s. A lot of them are really focused on women at work, so they're career focused and they're about being ambitious. But there's some good lessons in there still. Now, what I like about recent products is that they're much more inclusive also, so it's not so stereotypical about men and women. And these are tools for everyone. And this is really good because a lot of people come to the assertiveness training workshops and sometimes they're making assumptions that are just for women. But there are men who feel like they're getting run over in meetings and they don't know how to advocate for themselves either. This really is for everybody. So you can Google assertiveness training. There are lots of free resources on the web. There are books, there are workbooks. I mean, I do have my book. It has some exercises in it. I've got a workbook only that's available on Etsy, but there's lots of name of your book? My book is Drowning and Timidity Women Politeness and the Power of Assertive Living. It is available at my website, karatuttlebell.com, but also for Kendall on Amazon. You can purchase it at Walmart or through professional women books. It lives in a couple of different places, so it's available. It does have exercises in it. Start with self reflection, right? You've got to know who you are and what's hard for you. So we know what to work on. So quick questions would be when you are walking across campus, are you the person who always moves out of the way on the sidewalk or do you hold your position on a plane? Do you ever get the armrest? Or do you never get the armrest in your family or, you know, romantic relationships? Do we ever eat where you want to eat or someone else always making the decision, are you watching the movies you want to watch, or are you just going along? And so there's all kinds of questions to just do some self reflection about where am I and where is it worth it? I'm not saying fight every battle. I don't know what I'm having for dinner tonight. And I may not care when I go home and make that decision with my partner. You know what I mean? It may be their night to pick, but the question is, are you ever getting what you want ever? And where is it important for you to do so? We can apply this to romantic and sexual relationships. Who's experiencing pleasure and how often and why not? And assertiveness matters there, too. Are we giving more than we're getting? And you just apply that give and take analysis that it was Sunday. Yes. Whatever relationship we're talking about. Right? Like, are you feeling taken advantage of or does it feel really balanced and equitable so that you start with the self reflection, then you start with the small practice. I want you to start small. I want it to feel doable. I want you to ask for something that's really low stakes, so it doesn't matter if you get the yes or not. And I also want you to get comfortable getting hearing no. You'll survive the no, it's all right. You survived the tough meeting. We survived the uncomfortable phone call. We've survived it over and over. We've survived it all thus far. Excellent. You will survive. And that's why that's nice. In my career, and I've also learned to perform extraversion, even though I have to retreat and recharge. If you learn you can do it, I'll learn I can do it. I'm going to have this burst of energy. I've also become really good about setting boundaries so I have that time to recharge. That also requires assertiveness. I got to tell my friends I cannot go out again. I'm, like, try to limit to two happy hours or two social events a week. Otherwise, I feel too depleted. And some of us can't say no to our friends who love us anyway. They love me anyway. They know I don't go to brunch. Okay? I don't go to brunch. Brunch is too loud, and I don't understand middle of the day drinking, and. [52:07] Dr. mOe Anderson: They'll tease you about it. We know you're not coming. [52:10] Cara Tuttle Bell: Yes, and it's fine then. It's all fine in other ways. Yes. They know I'll fight for them. They know I've got their back. So your relationships should be strong enough to survive that actually, they should be thriving. It's like they should really be seeing you for who you are and letting you be healthy in the ways that you need and so starting small with the practice just really helps you learn to ask if you have kids. I would say make them make phone calls, maybe put the name in at the restaurant. The students are coming in really struggling with just verbal communication, like out loud communication because they're doing it all on their phones. Okay? They want to text or do an online chat. And we're not preparing them for work. Work still requires some phone calls. I mean, at some point, you have to talk to another human. So you can start small in those ways to make them practice talking and to talk to adults and actually talking across the power differential in appropriate ways. But we got to break the scene and not hurt because seen and not heard is how we have a lot of child victimization. That's how we have the gymnasts, which we talked about going on, going on for so long. How do you have hundreds of victims for so long? Well, they did everything right, as you said. They told us and they told us, and they told us, and they told adults, and they told the FBI, you know, and how does this still continue? So I actually want us to raise angry girls. Write that down. Yes. Because the anger is a signal, as we talked about. If you're stressing politeness over their boundaries and well being, they're not going to acknowledge the harm themselves. They're not going to tell you about it. They're not going to seek support. They're going to be stuck in that self blame. And so let anger be the signal. Let assertiveness be the tool. And then the outcome is healthier beings, right, who once they've learned to advocate for themselves and assert themselves absolutely, I want them to have this sense of collective responsibility. And this is part of my message, which I really think was missing in the books of the in the 90s. You've got to advocate for others. That's what changes our communities. You've got to be a bystander who engages or be the witness who goes along and confirms somebody's report who at least acknowledges the harms that are happening everywhere we look and engage collectively. So it's not assertiveness just to get you a raise, which you deserve, okay, get your rates. But that's changing an individual person's existence. That's not creating change in our communities, structural or systemic change. That's not going to bring about gender equity. So we've got to use assertiveness to change our communities and engage collectively as well. And I think that's been missing in too many places, right? [55:32] Dr. mOe Anderson: And we've been so worried about the cost ourselves individually and not thinking about long term the consequences for generations to come, like the inequity with salaries and so many other things. When we think about what the CEOs of the Fortune 500, fortune 100 company, 4% women, all of this is related. It's all related, and it's time we changed it. And start by not being bystanders. Get out there and be advocates and leaders in this area. I love what you're doing. I could just go on and on. We need to do a live or something because I have enjoyed this and your passion around it is wonderful. I learned a lot. I didn't know what was going on on college campuses. I go back for football games and roll out. I couldn't use some of this. Trust and believe. So again, karate. Tuttle Bell, author of Drowning In That You Drowning in Women Politeness and the Power of Assertive living Tools and Tips to help anyone get it. Wherever books are sold, tell them how to connect with you online. That website one more time. Social media. However, we can find you online. [56:49] Cara Tuttle Bell: Sure. The easy way is to find me on my website, which is my name Caratuttlebell.com, and then you can find me on various forms of social media at Karatuttlebell. So I tried to make it easy. You reached out to me on LinkedIn, Instagram, doesn't matter. I'm publicly available. Feel free to reach out. I'm always happy to talk about this, as you can probably tell. [57:09] Dr. mOe Anderson: I can tell. I love it. And I can't wait to call my son and say, brave, angry girl. That's what we're going to be about. Thank you so much. You've been a wonderful guest. [57:21] Cara Tuttle Bell: Thank you so much for having me. [57:24] Dr. mOe Anderson: Wasn't that a great program? I love that episode. I enjoyed it. I hope you did too. Please remember to like, subscribe and share. Learn more about me on my website. Dr. Moanderson.com. That's Moe. You can read book excerpts, watch videos, learn about the services that I offer, and book me for a speaking engagement. I'd love to talk with your group and I'd love to work with you. So until the next time, review, renew, and re you. Thank you.
Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services
This Podcast Is Episode Number 483, And It's About The Value Of Client Happiness And Ways To Keep Your Construction Clients Happy Construction business owners know that to find a loyal client base, they must stand out from their competitors. One of the best and easiest ways to do that is to have outstanding customer service. How you treat your customers reflects your entire business. People think positively about companies that treat their customers and clients well. Unfortunately, many small construction business owners focus much on their products and services, with customer service remaining an afterthought. Take time to learn more about your customers. Do they mention family members? Ask about their loved ones. Do they have particular concerns? For instance - too many cable cords around the house, and they have small children. Keep track of their issues and be attentive to their needs. Recommend solutions that address their specific problems. Go the extra mile to show your customers they're important to you. Ask for their input, as well. They'll get to know your products and services and offer insights into what's working and what could be improved. If you engage them--and make changes based on their feedback--you'll develop a loyal customer base. Happier, high-profit clients are encouraged to return because they'll appreciate your thoughtfulness and value your service. The more special your clients feel, the more likely they will hire you again. The Value of Happy Clients Happy Clients Are Returning Clients Returning clients are fantastic for business. It's less expensive to bring back a happy customer than to attract a new person to your business, and existing customers are more likely to purchase or do business with you than new ones. Some reports suggest loyal clients can be worth as much as ten times their initial investment. So by keeping your existing customers satisfied, you not only save on marketing costs, you increase your chances of making money in the future. Excellent customer service makes your customers feel important. You can have a fantastic product or service, which will go a long way to building your business, but your customers will also remember how you treat them. If you treat them well, they're more likely to be satisfied with their experience, which will keep them coming back. Even better, exceptional customer service can smooth things over and convince them to continue doing business with you if someone has an issue with your product or service. Happy Clients Tell Their Friends It's not just that a happy customer returns; your happy client will tell their friends, and their friends could also become satisfied customers loyal to your business. They, in turn, will say to their friends about you. The pattern will repeat itself over and over. Marketing costs money. Word-of-mouth is free, and it's far more valuable than advertising. People trust their friends when they recommend a product or service much more than they believe in an advertisement. Offering exceptional customer service is one way to build loyal customers who will tell their friends and colleagues about you. Happy Clients Write Positive Reviews Happy clients don't just tell their friends how happy they are; they say it to the world through online reviews. Whether posting a review on Yelp or Google, thanking you on your Facebook or Instagram page, or gushing about your fantastic customer service on Twitter, customers can reach their friends and friends of their friends and, in some cases, strangers. If they talk publicly about how happy they are with how you treated them, others will see that and come to your business. Final thoughts Asking questions is vital to get important information from buyers by helping you understand their needs, priorities, and problems. By showing prospective clients you can listen to and understand their needs, you build an essential connection that will help you provide them with solutions. That connection may also be what keeps them coming back to your business. Encouraging repeat customers makes solid business sense. To be successful, you need a balance of new and long-term clients. This means building relationships with people, personalizing your attention, sharing relevant information, and remembering your loyal customers. A great product or service at a reasonable price might bring your customers in, but outstanding construction customer service that gives them a positive, memorable experience will keep them returning. About The Author: Sharie DeHart, QPA is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on how to manage the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com
Shawn Coleman recaps another day of struggles for the Braves despite Charlie Morton's excellent performance. Plus, the arrival of Rasiel Iglesias and Kirby Yates makes the Braves bullpen the best in baseball in missing bats, which could play a pivotal role against the Mets. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Slam the Gavel welcomes Jay Rosenthal, a Child Welfare Consultant and a former Child Protective Services (CPS) investigator. He explained how he founded CPSprotect Consulting Services, a first of its kind consulting firm designed to help families prepare for and navigate CPS investigations strategically. Mr. Rosenthal discussed CPS Intrusion vs. Going to Court, how to handle CPS coming to your door and false allegations. He also explained how CPS investigators have qualified immunity and statistics. In 2017, 37.4% kids come in contact with CPS (4 out of 10 children). Advocates/Activists, Jay Rosenthal explained, are focusing on Title IV-E funding, in some respect they are right but are getting the target wrong. The reasoning for this is Title IV-E of Social Securities act for funding for prevention services and foster care reimbursement through the states. Most states contract out foster care and prevention services to private/non-profit agencies which are contracted by CPS, these are very lucrative, expensive contracts. Because CPS is conducted by the government these contracts are in essence, political. When that happens the agencies that get these contracts, tend to be friends of the officials signing the contract. The way that these contracts are paid for is reimbursement through the government through Title IV-E. Excellent podcast with Jay Rosenthal not to be missed with so much information everyone should be aware of.Website: https://cpsprotect.comPhone: (844) 633-KIDSE-Mail: contact@cpsprotect.comSupportshow(https://www.buymeacoffee.com/maryannpetri)http://beentheregotout.com/http://www.dismantlingfamilycourtcorruption.com/Music by: mictechmusic@yahoo.comThe Jordan Harbinger ShowApple Best of 2018-Learn the stories, secrets & skills of the world's most fascinating pplListen on: Apple Podcasts Spotify Becoming You AgainBecoming You Again is for women going through divorce who need guidance and support. In...Listen on: Apple Podcasts Spotify The GIG PodcastAre you ready to learn from the world's greatest golf & hospitality industry leaders? ...Listen on: Apple Podcasts SpotifySupport the show
INTERESTING FACT: I got a new construction loan to build @jewelcrestjoshua with absolutely NO money down (not even closing costs). While being able to take on a project like this does require an incredible about of privilege (good credit, having a decent proof of income, being able to spend countless hours navigating the system, cash reserves for permits, etc), I would have never realized that something like this could be done without a 5 or 6 figure downpayment. Did you know that you DON'T need a 20% downpayment to secure a home loan? Or that the government will lend you money to buy a multifamily investment property. In today's episode, we demystify how to secure a mortgage even if you don't have excellent credit or 20% down. In today's episode, we chat with Matthew Garland (@mgthemortgageguy), licensed mortgage broker and Division Manager at United Northern Mortgage Bankers on all things home loans. Be sure to tune in! In This Episode We'll Cover: With the market, and the economy right now, should we even be buying a house right now How much should we be saving for a down payment FHA vs conventional loans How to find the best financing programs & MORE 3 Ways You Can Support This Podcast: Rate Review Support our sponsors using our unique ‘HOOKUP' codes here: https://foodheavenmadeeasy.com/hookup/ HOOKUP Codes: Head to sproutliving.com and use code FOODHEAVEN for 20% off your order Soundtrack your summer with Sonos at Sonos.com For our resources and show notes, visit foodheavenmadeeasy.com/podcast. ________ Resources: Matt's Instagram Matt's Podcast Produced by Dear Media
107. Sammy Kopecky on Friendship, Boundaries, Networking, and Her Ultimate Secret for Creating Excellent Relationships.(This episode was recorded on July 19, 2022.)
Church Brand Guide Podcast | Logo, Website, Video, and Design
A great church logo design will get you noticed. It relates to people in your community and creates a recognizable impression. As a communications director, you must invest in a well-designed logo, so your marketing is more effective. The logo is the tip of the iceberg when building a brand. It has to be right so you can put it on everything from signs, to printed materials, to digital media. A great logo helps your church to be sticky in the community so people will recognize you.
Deeply passionate about following patient care from beginning to end, our next guest is creating opportunities for underserved communities to equitably access excellent healthcare across our nation. Cody Hall, founder and CEO of Octiva Healthcare, joins us to discuss how he and has team are partnering with facilities to provide telehealth and hybrid-based wrap-around services for his customer's existing operations. Additionally, Cody shares why he launched Octiva Healthcare, the ups and downs of being a startup founder, and what Octiva Healthcare's long-term vision is. Join us for this uplifting and important conversation to learn how Cody and the Octiva Healthcare team enable access to excellent healthcare. Let's go! Episode Highlights: What is Octiva Healthcare How Octiva Healthcare came to be Cody's view on value-based care Cody's long-term vision for Octiva Healthcare Feedback from Octiva Healthcare patients About Our Guest: Cody Hall is the Founder and CEO of Octiva Healthcare. Cody has a diverse background in military, technology, and healthcare making him capable of leading organizations and teams effectively. Cody led customer service and Human Resource teams from early-stage startups to industry-leading tech giants, creating benchmark customer experiences and employee journeys for teams, large and small. Following his time with larger organizations, he set off to impact innovative companies, starting and assisting multiple startups in developing world-class teams, customer experiences, and technology workflows. After years in technology, Cody was recruited to join the Titanium Healthcare Team as the Chief Compliance Officer. Cody led the company's cultural development, policy and refined the organization's human capital management abilities. Cody's time at Titanium inspired the creation of Octiva in 2020. Links Supporting This Episode: Octiva Healthcare website: https://octivahealthcare.com/ (CLICK HERE) Cody Hall LinkedIn page: https://www.linkedin.com/in/codhal/ (CLICK HERE) Octiva Healthcare LinkedIn page: https://www.linkedin.com/company/octivahealthcare/ (CLICK HERE) Clubhouse handle: @mikebiselli Mike Biselli LinkedIn page: https://www.linkedin.com/in/mikebiselli (CLICK HERE) Mike Biselli Twitter page: https://twitter.com/mikebiselli (CLICK HERE) Visit our website: https://www.passionatepioneers.com/ (CLICK HERE) Subscribe to newsletter: https://forms.gle/PLdcj7ujAGEtunsj6 (CLICK HERE) Guest nomination form: https://docs.google.com/forms/d/e/1FAIpQLScqk_H_a79gCRsBLynkGp7JbdtFRWynTvPVV9ntOdEpExjQIQ/viewform (CLICK HERE)