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The Remote Real Estate Investor
What we think about the talk of a pending crash

The Remote Real Estate Investor

Play Episode Listen Later Oct 16, 2021 15:24


There are so many people talking about a pending economic crash. When are they not? In this episode, we discuss how we are thinking about our investment strategies in light of this topic. Even though timing the market is not a reliable strategy, it is important to hedge for the ever-present possibility of an economic downturn.  --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor Podcast is for informational purposes only and is not intended as investment advice. The views opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Emil: Hey everybody, welcome back for another episode of The Remote Real Estate Investor. My name is Emil Shour and my co host today are Tom Schneider, and Michael Albaum and on this episode we're gonna be talking about all the doom and gloom headlines you may be reading out there so lots of YouTube channels lots of articles out there are saying there's an impending crash and so the three of us are just going to weigh in and tell you what we think tell you how we think you can navigate this and come out ahead so let's hop into this episode.   Michael: I think it's important to just start start off by saying that this is not a prediction of crystal balls it's just so that everyone's been talking about it we were talking about the upset everyone's been chittering chatting, chattering, Chaturanga, chatting about this impending crash that we said let's talk about what you can do and this is applicable really for any crash whether it's tomorrow five years from now 10 years from now these are just I think solid and sound principles that we plan on using to insulate ourselves from from a crash.   Tom: Definitely anyone who says they know when the crashes like happening just like run the other direction anyone who tells you Here are some easy you know here's the the easy no work way to make money run the other direction so anyways excited for this episode   Emil: Let me ask you guys this When did you start investing? When did you guys start investing in real estate? What year?   Michael: Like 2012.   Tom: Almost like well, yeah about 10 years 2014   Emil: So maybe you guys probably didn't see it as much I started in 2017 and I remember in 2017 I would probably see that headline at least once a week of like another bubble, bubble coming market crash crash like YouTube videos headlines, though since 2017.   Michael: Real click-baity stuff.   Emil: Yeah, and this is four years ago and so I think my my hypothesis here is it's click baity, no one has any idea at some point right? Someone's going to be right if you just keep saying every single month a crash is coming a crash is coming. You say that for seven years I guess at some point you may be right and then you're like See I told you so.   Michael: I'm a genius.   Tom: Kind of sorry I'm diverging a little bit I love that that's a great point of just saying that every day I heard the story about like fund managers that would have like tons of different diverse funds and like one would hit and then they would market everything on that one like diverse fund ended up kind of a similar sorry distracted Tom see what's a squirrel running by go ahead sorry keep going.   Emil: No I mean yeah, this is just casual conversation. I just think it's it's a it's clickbait I don't think anyone knows when it's going to happen it real estate moves in cycles Yes, there's going to be ups and downs right? This this kind of trajectory have been on where things have only gone up that is not sustainable forever. None of us I don't think are going to say that real estate only goes up or that anything only goes up things come down but I think it's a fool's errand to try to predict when those things will happen.   Michael: Oh, fool's errand great great saying.   Tom: Totally agree totally agree. I mean I think there's a lot of things in the world you can worry about i think that you know worrying on timing exactly the the crash and the idea of like trying to no that is just unrealistic. I think you know, when we get into the the meat of the episode, it's about Okay, what can you do as an investor to put yourself in the best position to weather the storm? And, you know, perhaps even come out even stronger?   Michael: Yeah, I'm with you. Yeah, I second that.   Emil: So let's just talk about what what should you be doing what what do we do not what should you be doing? But how do we navigate these things? So Michael, Tom, whoever wants take it off? Like how do you approach investing even at a time like this when values have never been higher?   Tom: Michael, would you like to go Would you like me to go?   Michael: Yeah, I'll go cuz you always steal my thunder. So…   Tom: I totally was, like,   Michael: I can see you there like, Oh, I hope he doesn't go first so I can steal his thunder yet again.   Tom: I'm sitting on the edge of it. All right, go ahead.   Michael: So one thing that I'm doing, and this might be counterintuitive, but I'm actually levering up as much as I possibly can, because what it does is, we're kind of at this unique time and that like you mentioned, milk values are so high Interest rates are so low. And so there's that massive spread, if you've got equity in your property that you're able to take advantage of, and get a lot of it at a very low interest rate. And so that's what I'm doing. And I'm getting some dry powder in my back pocket to be able to utilize if there is a crash.   If there is not, well, I'm just going to continue investing. And I'm probably not going to wait on the sidelines for very long before redeploying that capital to wait and see what's going to happen, because if you find a good deal, the numbers make sense. Great. And this is something that we've said all along is something that I've been preaching all along, let the numbers do the dictation for you. But the numbers be your deciding factor. So I'm grabbing as much cash as I can, while the values are still high. And I'm trying to get as long term as long of a term as I can on the debt. And so that's that's what I'm in the process of doing right now.   Tom: I love the contrary and take you have a little devil's advocate here. What say there is the crash, right that we are talking about? Are you concerned at all about the value of your properties being underwater?   Michael: Yeah, it's a great question.   Tom: Since you're maximizing your death.   Michael: Yeah, it's something that Emil and I have talked a lot about. And I think we've shared on a podcast as well, I'm less concerned actually, if the if the value of the property goes underwater, because at the end of the day, the value of the property is really only meaningful in a couple of different places. One is from an ego perspective, talking about your net worth. But two is from If a If a transaction is to occur on that particular property. And by transaction, I mean either refinance or sale because I already own the thing, so I'm not buying it again. But if I need to refinance the property, it's and it's underwater, I'm in trouble. If I need to sell the property, and I'm underwater, I'm also in trouble.   But in light of those two, barring those two events, that I believe that even if it does go underwater, the value will come up over time. And as long as there's cash flow to support the debt service, and pay myself, I'm okay taking on that risk. Or again, the potential upside of I'm putting cash in my pocket today. So if there is that crash, I'll be able to buy into that crash down the road, and hopefully hedge my downside.   Tom: Love it, Michael. Excellent. Excellent answer. Emil, do you want to jump in and I'll take up the wood, if there's any kind of scraps at the end after? Yeah,   Michael: Clean up   Emil: The scraps at the end? No, I agree. I think that's the number one thing I wouldn't miss is me personally, I'm not going to invest in anything that is me banking on appreciation to make my return, when valuations are high, I would only purchase something that I know I'm going to cash flow to be able to cover my my debt like Michael talked about because even if the value goes down 20-25% as long as I'm still able to pay my bills, I'm still able to make some money on top of it as well, it doesn't really matter to me what the value is I'm planning on holding long term. So my strategy you know, what I would avoid is is going in buying a property in hopes of it appreciating another 20% like it has in the last year or so.   Tom: Awesome. So I'll throw a couple of other tidbits in there you know, just like Michael said, making sure well the actual value doesn't matter as much but just making sure that you have some buffer in the in the cash flow is is important to be cognizant of. Just because you don't you don't have a lot of control the value but you know at what you're buying for and the way that you're using debt, you can give a little more control of that cash flow. So if there is a downturn you need to be able to weather the storm.   The other thing I would say is making sure that you have the right reserves in place as a cash backstop. Sometimes capex comes up you don't you know the the worst thing that can happen to you as an investor is you need to, not panic sale but sell out of necessity and do it quickly and you can prevent that from happening controlling your exit by making sure that you have the proper reserves so that's like the biggest way that you can get in trouble with this downturn is just needing hafting instead is make up a word there have having hafting data definitely made up a word I think it has a punch to it it's kind of fun to say.   So the you know my number one tip is just look at your reserves make sure you have you know six months whatever whatever that number to make you feel comfortable if you have some older properties that have some potential roof stuff maybe you up what that the amount of dollars you have. But to Michael's point about cashing out and having some you know, quote unquote, dry powder on the sideline, should there be some sort of a downturn? You, you can be there but to be honest, I think there's so many investors with that same attitude, but maybe I'm wrong that you know, are kind of catching up and ready to pounce. Perhaps I'm wrong.   But, you know, for that reason, I think it also kind of provides a little bit of a backstop if prices were to go down. I think there is some money on the sideline, ready to go. But anyways, as far as kind of a way to go hedge kind of the downside of risk is just making sure that you have proper reserves. I think I repeated that same point like three times, but repetition is the mother of learning. So   Michael: Driving it home. Tom, what are your thoughts on getting access to that capital via cash out refi or the lines of credit?   Tom: I love it. I'm, I love it, I love it. It's like, I feel like elf talking about maple syrup. Anyways, it's I think getting access to it is, is great. And for the market dynamics that Michael spoke of have really low interest rates, as well as high price appreciation. I too am very comfortable getting as much debt as I can just making sure that the rent covers the the excuse me the loan servicing and the debt payments that I have. So I feel I feel the same way that Michael houses right now is a great time to get that money out and to either reuse it right or just keep it keep it in the background.   Michael: But of those two, cash out refi versus HELOC or line of credit, you have a preference for what you what you would prefer?   Tom: I think long term fixed deck is great. I mean, on my on my primary like I have a big HELOC that I'll use for some stuff I'm doing around building a little studio shed a little office. But for my rentals, I think getting that long term fixed debt into place. And who knows maybe the the interest rates go down in the future, great, I'll refinance and if they go up great, I'm already locked in for a really low debt. So that is the situation there.   I think the the one other thing I'll talk about on this topic around, hey, maybe the great market bubble burst is happening tomorrow or next week, or whatever. We don't know when that is. So you know, if you have acquisition plans, I wouldn't hold your breath and just wait for that to happen. I would, you know, go through the process of building out a buy box, you know, establishing what you want to buy. And then you know, continue to underwrite properties until they they fit and it makes sense. And you know, perhaps there's there's nothing that hits your buy box, like at this time, but I wouldn't basically at a high level, I wouldn't turn off your acquisition machine, if you're in like an acquisition mode, trying to wait in timeout, timing that particular cycle, just because as we said, it's, it's impossible.   Michael: The other thing that I think about that, it seems to be on everyone's mind, and everyone's talking about, and it could very well be click Beatty, too. But I think there is some truth to this is the inflation, inflation is coming, on a prior episode with Jason Hartman, we spoke about inflation in great detail. And for those, I highly encourage anybody who's interested to go listen to the episode, at a high level, it's basically you're you're locking in a payback rate in dollars, and then that value is likely going to be floating up. So we get to pay back the loan with cheaper dollars over time. So again, totally recommend going check out that episode. But that's just another reason another benefit to taking on debt. And long the longer term, the better. And so for those two reasons, I'm out, I'm in. I just watched Shark Tank last night.   Emil: So you're saying that that's why you are another big reason why you're going out and basically levering up as much as you can?   Michael: Exactly, exactly. To get the cash backs up, like Tom was mentioning to have some dry powder, and that inflation is coming, I would probably be doing something similar. Even if there wasn't all of this talk of a crash. My strategy really hasn't changed. I just think it's kind of good practice and nice to have. And again, with the interest rates being so low, it's like how much better do you need it to get for you to go take the cash out?   Emil: Yeah. I if I had a crystal ball I doubt we're going to look five years in the future and see lower interest rates. So probably a good time.   Michael: Yeah. Yeah.   Tom: My final point is in Michael kind of alluded to it as well as at least we're we're longer term hold guys. And with that type of a strategy, there's just a little bit less risk for these market fluctuations. In that you know, we're we're playing the hold these too as retire early, all that good stuff. So you know, if you're a flipper, I would be a little bit more concerned around big changes in the market values of the houses, but as a long term holder, it's less less risky, I would say.   Emil: Great.   Tom: What actually happens with is a lot of times flippers end up turning into holders just because they can't sell the property for what they're worth. So that's how a bunch of long term buy and hold started back in you know, late 2010s. Crash   Emil: Alright, With that, let's sign off. Thanks everyone for tuning in. hope you got some value out of this one and we will check you out on the next episode. Happy investing.   Michael: Happy investing.   Tom: Happy investing.

Dr. Derek Grier's Live Big Podcast
The Glorious And Excellent Life Pt. 2

Dr. Derek Grier's Live Big Podcast

Play Episode Listen Later Oct 15, 2021 24:50


In this second part of the episode, we'll continue looking at Peter's journey and his encouragement to the church to persevere through the power of the name of Jesus Christ. Jesus also persevered in the mission God set before Him—and since He did, we have the privilege of being clothed in His righteousness!

Screen Tea Podcast
Minisode: A Quiet Place Part II

Screen Tea Podcast

Play Episode Listen Later Oct 15, 2021 43:06


 Welcome to Screen Tea Podcast, and our first ever minisode! (Ignore Jules and her grumbling about how the minisode is still 43 minutes long). Since this is a mini, here's a mini description this week: Lisha really hated A Quiet Place Part II, and Jules really wanted her to rant about it because she thought it would be funny. There you have it; brew yourself some holiday-appropriate pumpkin spice black tea (you basic bitches), get cozy, and be vewwy, vewwy quiet as you enjoy this lil baby episode! (At least we don't keep our baby in a basket all the time). Sources for information gathered for this episode were: www.imdb.com, www.wikipedia.org,  www.rottentomatoes.com, www.metacritic.com, and here's the article that Lisha got angry enough to pull up as backup: https://www.newyorker.com/culture/the-front-row/a-quiet-place-part-ii-reviewed-john-krasinskis-limited-view-of-horrorFind us on Facebook at www.facebook.com/screenteapodcast, hit us up on Twitter @screenteapod, shoot us an e-mail at thescreenteapodcast@gmail.com,  check out our website at www.screenteapodcast.com, and give us a follow on Instagram @screenteapodcast.Happy listening!Please go check out https://www.watershedvoice.com/, an independent nonprofit news organization based in Three Rivers, Michigan. Watershed Voice, on top of being a new and much needed strong journalistic presence, has also decided to feature Screen Tea Podcast on their digital news site! Support them with a subscription, by sharing their page on social media, and with good old fashioned word of mouth.(Excellent podcast logo commissioned from the talented Mel. Find Mel on Instagram @javadoodler, website www.javadoodleart.com, or on Facebook at www.facebook.com/Javadoodle.Art. Our incredible intro music was composed by Detroit musician Sasha Kashperko!) 

Healthy Wealthy & Smart
561: Schellie Percudani & Rebecca Rakoski: The Importance of Cybersecurity

Healthy Wealthy & Smart

Play Episode Listen Later Oct 14, 2021 37:13


In this episode, Managing Partner of XPAN Law Partners, Rebecca Rakoski, and Senior Account Manager at Contango IT, Schellie Percudani, talk about cybersecurity, especially for small businesses. Today, Rebecca and Schellie talk about business privacy and security practices, cost-effective steps that you can take to protect your business, and the importance of cybersecurity insurance. Why do small businesses have to worry about cybersecurity? Hear about ransomware attacks and how to react to them, data privacy laws and how they impact your business, and the value of hiring lawyers, all on today's episode of The Healthy, Wealthy & Smart Podcast.   Key Takeaways “What we all have in common between the small businesses and the large businesses is we're all human.” “You're only as good as your last backup.” “You can't have privacy without security.” “You definitely don't want to be fudging any kind of information. You definitely want transparency.” There are four basic things that you can do as a business owner: enable multi-factor authentication, provide security awareness training, monitor and patch your systems, and enable software and hardware encryption. “Encryption is your Get Out Of Jail Free card in most jurisdictions.” “60% of small businesses will go out of business within 6 months of a data breach without liability insurance.” “The first thing that businesses need to do is take a proactive posture.” “If you look at data breaches, if it's not caused by an employee in the company, it's caused by an employee at one of their vendors.” “Make sure you put yourself in a legally defensible position.”   More About Schellie Percudani Schellie is a Senior Account Manager at Contango IT located in Midtown, Manhattan. With 75 people, Contango IT services their clients through 4 key areas of technology. IT Service/Support - We offer unlimited onsite and remote support for all covered users and devices with up to 60-90 second response time. In that same fixed monthly price, we also include asset management, budgeting breakdowns, disaster recovery planning, compliance requirement review and planning, technology road mapping, and a lot more. IT Infrastructure / Cabling - Moving offices? Contango IT handles the technology side of the move through Cabling and IT setup. Cybersecurity - 45 people strictly in Cybersecurity keeps Contango IT on top of the biggest buzz In technology. Risk? Compliance? Reach out, looking to help in any way possible. Even if it is just second opinion or advice. Custom Programming - Front-end or Back-end development, Android, iOS, Web-based and much more. Winners of the Microsoft Best Use of Technology Award and the NYU Stern New Venture Competition Any technology questions, reach out! With hundreds of clients over 4 services, Contango IT has seen it before.   More About Rebecca Rakoski Rebecca L. Rakoski is the managing partner at XPAN Law Partners. Rebecca counsels and defends public and private corporations, and their boards, during data breaches and responds to state/federal regulatory compliance and enforcement actions. As an experienced litigator, Rebecca has handled hundreds of matters in state and federal courts. Rebecca skilfully manages the intersection of state, federal, and international regulations that affect the transfer, storage, and collection of data to aggressively mitigate her client's litigation risks. Rebecca is on the Board of Governors for Temple University Health Systems, and an adjunct professor at Drexel University's Thomas R. Kline School of Law and Rowan University.   Suggested Keywords Healthy, Wealthy, Smart, Cybersecurity, Small Business, Privacy, Security, IT, Insurance, Legal, Hacking, Ransomware, Malware, Data, Technology, Data Breaches, Encryption   To learn more, follow Schellie and Rebecca at: Website:          https://www.contangoit.com                         https://xpanlawpartners.com Twitter:            @XPANLawPartners                         @RRakoskiesq Instagram:       @schellie00 LinkedIn:         Schellie Percudani                         Rebecca Rakoski, Esq.   Subscribe to Healthy, Wealthy & Smart: Website:                      https://podcast.healthywealthysmart.com Apple Podcasts:          https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify:                        https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud:               https://soundcloud.com/healthywealthysmart Stitcher:                       https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio:               https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927   Read the Full Transcript Here:  00:02 Hello, Rebecca and Shelly, welcome to the podcast. I'm very excited to have you on to talk all about cybersecurity. So welcome, welcome.   00:13 Thank you for having us.   00:14 Yes, thank you. And   00:16 so this cybersecurity this for me as a small business owner, is brand new to me. Although it probably shouldn't be, but it is, but that's why we're talking about it today. But before we get into it, can you guys give a little bit more detail about yourself and what you do so if the listeners understand why I'm talking to you guys today?   00:41 So I, Rebecca McCroskey, I'm a co founder and managing partner of x Pam law partners, we're a boutique cybersecurity and domestic and international data privacy law firm, which is a really fancy way of saying we help organizations with their cybersecurity, and data privacy needs, right? I have been a practicing attorney for almost four years. I hate to admit that sometimes I'm like, I'm dating myself. But what's great is we really help businesses, small startups, all the way that big multinational corporations because right now businesses are it's, it's really a brave new world that we're facing today. And businesses are getting attacked literally from all different sides. And so we started x pant to really help businesses understand what their legal obligations are, and what their legal liabilities are. And I tell my clients, my job is to avoid those problems for you, or do my best or put you in the best position to address them if and when it becomes an issue. So that's   01:48 what I do in a nutshell. Great, thanks, Shelly. How about you?   01:53 Yes, my name is Shelly perky. Donnie, I am an account manager with contango it and we help businesses and our end organizations if I could speak, we help them manage their day to day it to help build a strong security posture. We also help them with cybersecurity, we have 45 people strictly in cybersecurity, we have 25 penetration testers, eight ethical hackers. So we have a strong, you know, posture to help businesses build a posture so that they at the end, I wouldn't say that they're not going to be attacked, but they are prepared for anything that could happen. And so we help them with that. Got it.   02:43 Well, thank you both for being here to talk about this, because we are seeing more and more things in the news lately about ransomware and cyber attacks. And so oftentimes, we think of that as only happening to the big businesses, right? So why should small businesses, which a lot of listeners that listen to this podcast, are entrepreneurs or small business owners? Why should we have to worry about this?   03:10 So, you know, from a legal perspective, obviously, anybody who's ever come into contact with the legal system knows, it's not just for large businesses. So from a legal perspective, you're going to be subjected to liability from your people who whose information you're collecting, call them data subjects, you can, you're going to have contractual obligations with your vendors and third parties that you use and share data with. So put that and then just put that aside for a moment, then you also have small businesses have a reputation. And in the small business community, I am myself a small business, I'm a small law firm, Chief law firm. And you know, your reputation is everything. And so part of your reputation nowadays is how you're handling security and privacy. What are you doing the data. And so it's really important for small businesses to realize it's not just the big guys, we hear about them in the news, the colonial pipelines and the JPS foods and the Equifax is of the world. What you don't know is that every single day law firms like mine are getting a call from small businesses going help. We just clicked on a bad link, we just got ransomware, what do we do? And that happens all the time. It really you hear about the big guys, but it's the little guys that are really, you know, bearing the brunt of it, I think.   04:32 Now, I would agree. And what we all have in common between the small businesses and the large businesses is we're all human. And like Rebecca said, it's human error. Somebody clicked on an email, and they didn't know you know, they weren't trained. Hey, this is a spoofing and phishing email. This is what they look like, this is what you need to look for. And so that's where we come in, and it's we're all human and we all make mistakes. It's just no Like, you know, you this is what to look out for.   05:04 Got it. And so what are some of the issues facing businesses today, when it comes to cybersecurity?   05:12 What ransomware is obviously one of the biggest issues, right. And for your listeners who don't know what ransomware is, it is, what happens is somebody clicks on a bad link, download the bad, you know, attachment to a file, and the ransomware is downloaded to the system. Depending on how sophisticated the hackers are, they can either deploy it immediately, which means your system starts to, they start to encrypt your files, or it can be that they sit in there and wait for Oh, I don't know, the most inopportune moment that your business has. And then they deploy the ransomware. I've had clients where they deploy ransomware, or they first delete backups before they deploy the ransomware to really add insult to injury there. So but so that's one of the big things and then the your entire system gets encrypted and you can't unencrypted it without the encryption key which you then have to pay for the ransom part of it. And, you know, we hear about the big ransoms, again, the 4.4 million from colonial the 11 million from JBS. But you know, I was speaking with a colleague the other day, and a law firm got ransomware for $50,000. Now, that's a lot to a small business, it's a lot to any business, but they try to make it it's almost like it's commercials with what they think that they can afford and pay and so that they'll pay because they want you to pay the ransom. So that's I think, I think that's probably the   06:35 number one I would say so too. And then you now you're on their list, because you've paid your   06:41 SIR now. Wow, they paid   06:44 from now you're on a list of this hacker of like, Well, you know, was easy to get in before. Yeah. So let's see how we can get in again.   06:55 Right? Oh, my goodness. Hang in and you know Rebecca's right.   06:59 And that's where you know, also patching and monitoring your systems having a good strong it. posture is important. Because they see that stuff, they see little inklings of, Oh, well, something's going on here. somebody's trying to get in, you know, so they can see that. And you know, you're only as good as your last backup, and where is your backup being stored? And you know, is that in a secure location? Because if not, guess what? It doesn't matter. Because your information is gone.   07:33 Oh, my gosh, yeah, that makes so much more sense. Now, even just explaining what ransomware is. I didn't realize so they hold the encryption key ransom. And that's what you're paying for.   07:46 Correct you in order to get your data back, you have to pay to get the encryption key. And people think Well, okay, so I'll pay the ransom. And I'll get the encryption. I'll get the encryption key. And it's like, like magic? Yeah. You do, to some extent, although there used to be honor amongst thieves. It's not always the case anymore. No. But the other thing is to keep in mind encryption is not perfect. So you're not going to get it back exactly the way it was before. And a lot of laws have been changed now. So the fact that you were ransomware, it is in and of itself, a reportable event for a data breach. So that's another aspect to it. I mean, we're talking more about the technical aspects with the ransomware. But this is the other part where you know, I always say like, ransomware is like three explosions. The first one, oh, my God, my computer has exploded, but yeah, my computer's, what do I do? And then the second one, which is how are we going to, you know, get back up and running. And then the third is really the legal liability that flows from it and holding it together.   08:55 Also to I mean, Rebecca, are you finding that now, too, they're not only holding it, they're selling the data? Yeah. So they're still older data copied it, they're giving you back access to it, but now they're gonna sell it?   09:12 Yes. So what it comes down to is yes,   09:15 there's a lot to do. At that point to now you've got to tell your clients, hey, I've been   09:23 hacked. And that's where that whole reputation part comes in, you know, where you're, you know, these are people who are interesting information to you data. You know, I mean, as a law firm, we obviously hold our clients data. But you know, if you're a business, you could be holding personal information of your clients and business partners. You could be holding sensitive data on your employees or social security, financial information, information about their beneficiaries, which could be kids and things like that. So it really is a problem that just expands exponentially. It's a rabbit Well, I guess you're falling down that rabbit hole for a while.   10:04 You're like Alice in Wonderland.   10:07 Right? Oh, my gosh. Well, now you mentioned Rebecca about laws? And does that? Could you talk a little bit more about like certain data privacy laws and how that works? And if you're a small business, what does that mean?   10:24 Sure, so different. So there are two sets of laws that you need to really be businesses need to be concerned about, right. So one of them are your your data breach notification laws, which won't really be triggered unless and until there is a data breach, there are 50 states, there are 50 different laws, it's super fun for businesses who have to deal with us, then you have data privacy laws, and because nobody can seem to get their act together to come up with a federal law, we are stuck with, again, a patchwork of laws. So different states have passed different laws. And that is in and around a data subjects rights, about the data that's being collected about from them. So for example, California has a law, Virginia passed the law, Colorado passed a law recently, I know there's a proposed one in New Jersey in New York, Pennsylvania, Texas. So you name the state, and it's probably considering Washington State has tried to have made several passes into data privacy law. And what's interesting about this privacy laws is it they're usually, there's usually a threshold, sometimes small businesses will meet that threshold, but you need to understand that and it's all about the data that you're collecting. So the data you're collecting is going to trigger or not trigger requirements under some of these laws. That same data is the attractive nuisance, if you will, to the hacker they want to, they want to so you know, I always say you can't have privacy without security. So they really do go hand in glove.   12:00 What would be like an app if you know this at the top of your head, but an example of data privacy law from one of those states that has them on the books like what would be an example.   12:13 So California has the California consumer Privacy Act, the ccpa, which was amended in November, when the good citizens of California had a ballot initiative to pass the California Privacy Rights Act or the cpra. And those types of so in and around that you have different rights, the right to deletion, the right to correction, or right to a ratio of three, you know, the right to be forgotten is what's commonly known as, or just some of the rights that you're entitled to. And so businesses that fall under the within the purview of the ccpa, which is in effect right now, the cpra, which will go into effect in 2023. And so if you are a data subject, and the business is is under those laws, you can, you know, say to the pay, I want to know what you're doing with my data, hey, I need you to correct or delete my data. And the business has a set statutory period of time to respond to that data subject Access Request. It's about transparency. So anybody who saw all those updated privacy policies online, that's all driven by privacy laws, there's one in Europe called the GDPR, the general data protection regulation. And it really is in and around transparency, and data collection, storage and sharing practices. So that's, I could go much deeper, but I don't want to put anyone to sleep as I talk about loss.   13:42 I think I think that's really helpful just so that people get an idea of like, well, I don't even know what that is, you know, and if you're a small business owner, you've got a million other things on your plate, because you probably don't have a dedicated IT department, you don't have a dedicated cybersecurity department, oftentimes, you're a solopreneur. Or maybe you have less than 10 employees, you know, so all of a sudden, all of this stuff has to come on to somebody. So I think just getting an awareness out there that it exists, is really important so that you can maybe look it up in your own individual state.   14:20 Yeah, and one thing I would say and I know that this is a problem amongst entrepreneurs and startup is within the startup community is that they think well, we can do this ourselves. We can like cut and paste the privacy policy online and somebody Shelley's laughing at me over here. But you know, the purpose of these laws is to provide information about what that business is doing with data. So if you're borrowing it from somebody else, you could be in trouble twice because you're now you're not accurately reflecting what your laws are, what you're doing with the data. And you've basically taken this information and maybe obligating yourself under other laws of regular So for people who are listening, I know nobody likes talking to lawyers. I swear we're not that bad. But hiring a dedicated privacy or security attorney who understands this is really important because you told what to, you know, have an Ono moment on top of it. Oh, no moment when you're you know,   15:19 exactly. You definitely were Rebecca Sade is absolutely correct. There are people that do that they try to manipulate it and do it themselves. What they don't realize is once you're hacked, it's not just, Oh, no, they've got my information. Now I have to pay this ransomware. But guess what, oh, if you weren't following those privacy acts, you're also gonna get fined on that data, too. So you definitely don't want to be fudging any kind of information. You definitely want transparency.   15:47 Yeah. So hire lawyer. I'm a big fan of lawyers. I hire lawyers for for everything, because I don't I'm not a lawyer. I don't know how to do any of it. And I want to make sure that I am protected. So I 100% get it. Now, what? So we're talking about the pitfalls of what could happen if you have a breach, or issues facing businesses. So what can businesses do to help with cyber security? What are some things we can have in place to give us some protection and peace of mind?   16:20 Well, I would like to answer that this is Shelley, I'm someone who's there for simple and very effective basics that you could do as a business owner. And they're very cost effective. In fact, you know, you already have some of them in hand, as far as like Microsoft Office 365, all you have to do is enable your multiple factor authentication, that's a huge one, it's like leaving your light on in your house, if you're going out to dinner, they're gonna move on to the next house, because you have that layer of protection. And then, you know, security awareness training, educating your employees, educating yourself a lot of spoofing and phishing email looks like, that's huge that you know, it, it makes them aware. And that also, you know, it shows your employees that you're protecting them, you're protecting your clients, you know, it shows stability. And then also, you know, monitoring and patching your systems, you know, making sure that someone has an eye on what's going on. I'm looking for those little ticks that someone may be trying to get into your system, because a lot of people that you can have websites, you can tell by is your website going slower, that's usually a sign that someone might be trying to hack into your system. You know, so it's little things like that. And then also, you know, software and hardware encryption, that's a huge one. A lot of people, I know we have all our devices, it's our fingerprint or face that opens it. But if your hardware is not encrypted, they could just steal your laptop, pull out the hard drive, plug it in somewhere else, and guess what the data is theirs. And it's just the simple things that can help a business.   18:10 Yeah, so So to recap, the multiple factor identification that I get, and I do security awareness training, what what are these emails look like? What not to click on? monitoring and patching systems? So when you say patching systems, what exactly does that mean?   18:27 Well, that's where someone is patching in and they're, you know, they're making sure that your system is secure. And it's going somewhere in that secure like firewall, everything like that. So that is exactly   18:39 the basic there. There are systems like so for example, the Equifax data breach was a vulnerability in an Apache struts operating system. And when they found this vulnerability, it was it was a problem. People write code, people make mistakes, you need to fix it. Once they discovered the problem. They went, they were like, Oh, you need to apply this patch. It basically fixes the code. Well, if you don't apply the patch, if you don't have somebody who can help you do that you're not you're leaving your back door   19:11 open or even Yeah, or even like software, like it needs to be updated. So they're patching and updating, they're constantly monitoring, updating any software so like have you ever had where your phone doesn't work and because you haven't upgraded your system? Well that's kind of like it is for monitoring and patching. They make sure that everything is up to date everything is to code   19:34 right because if you're not patching and updating like Shelly said, you can actually leave a hole Yeah, and you're not the it's a lot easier for them to get in because you would not that system isn't being supported anymore by the Microsoft's or the Googles because they've moved on. You got to move on with them. Otherwise, you're you're gonna have a problem.   19:52 Got it. Got it. Okay, that makes a lot more sense.   19:55 They could do that themselves. Like oh, I can do this. I can do this. But as they're growing Their business, they don't have time to focus on that. And that's how little cracks happen.   20:04 Got it? Okay, that makes a lot of sense. And number four was making sure that your software and your hardware was encrypted. Right? And does that. I mean, this might be a stupid question. But does it come that way?   20:19 No, that's not a stupid question. I mean, a lot of us think that because, you know, I mean, we're on a computer right now that if I shut it and locked it, I opened it again, I could put my finger on it, it would open it, I wouldn't have to type my password in. But if my hard drive wasn't encrypted, didn't have that same protection on it, where someone could steal it, and then just pull out the hard drive, because these people are very talented, plug in the hard drive. So you need to make sure that your hard drive has that same protection with your fingerprint of code that, you know that if they would have to, they wouldn't plug it in somewhere else, they're gonna have to know that code, because it's not going to work.   21:06 Keep in mind, too, that encryption, like we're always talking about is, in most jurisdictions, if you have an encrypted hard drive, if even if they get it, they can't access it. It's not a data breach. So I like to say encryption is your get out of jail free card in most jurisdictions, okay. There are 50 of them. There's a lot, but in most of them, that's your get out of jail free card. So it's one of the biggest, that multifactor I guess, are probably two of the biggest bang for your buck. There they are. And how do you   21:37 know if your software and hardware is in is encrypted? Again, perhaps another silly question, but I just don't know.   21:43 So first of all, I don't encrypt my own hard drive. I know a lot about technology. But I, you know, I don't go to my dentist for brain surgery. professionals, who are IT professionals, like Shelley's company, and I say, here, encrypt my hard drive, and they take care of it for you. So having it's really important   22:06 night. Yeah, I can. And does that literally mean you hand your computer over to someone and say, encrypt my hard drive? Not necessarily No, no, okay.   22:16 No, no, no, a lot of times what you know, like our text can do, they can come in, they can work in remotely in and you know, just like when they have when we monitor and patch, they do it remotely. You know, if you don't even know what's going on. It's just and it shouldn't, it shouldn't interrupt your day, it should then to wreck your workflow. It should be seamless. And usually, you know, it's something that, you know, our techs are very, you know, highly educated, I love text, I always think, Oh, my gosh, what they do is so cool, because they can just, they can fix everything, and they just go in and they're they're magicians.   22:56 Got it? Got it. Okay, how it should be you.   22:59 I mean, a lot of times, and this is true, too. I think Rebecca, a lot of rules now are making sure that you actually have a credible IT team. Because if you don't, you can now get fined. Or   23:14 Yeah, there are different laws where you can if you're not doing the things you're supposed to be doing, if you're not monitoring if you don't have your asset, you know, management, those kinds of things. I mean, one of the classic examples of that is is HIPAA. Now they don't say you have to have it on teaching but they do say you have to encrypt your heart you know, encryption, or they say you show it or they say you have to monitor monitor your devices and let's face facts, do you want to be I don't want to be monitoring my devices, I want my IT guys or gals to be monitoring my devices, I want to be practicing law. So that's the beauty of it is that it's it's Charlie says it's running seamlessly in the background, and you're doing what you should be doing much with running   23:55 your business. Got it? All right. Now let's move on to so let's say you have all of this in place. You've done your basics for cybersecurity. Do you have to have cyber security insurance? Or can you just say, Well, I did all this. So what do I need the insurance for? No,   24:15 that's like driving around without your seatbelt on. Like, you know, I, I frequently wanted to ram the car in front of me, but I don't I don't do that. So cyber insurance. When I will tell you this as when I started my own law firm. The first thing I bought was malpractice insurance. The second thing I bought was cyber liability, a separate standalone cyber liability policy. They are getting more expensive, but for a small business depending on the data you're collecting, they can be very reasonable. But I sleep at night because I know that if something goes horribly wrong, it's there. All of the things you're doing. me that all The good cyber practices that Shelly and I have been talking about that just means they're going to cover you when the when the stuff hits the fan. Because if you're not doing all of that, you've probably told they've sent you a questionnaire with your cyber liability policy and you filled it out and you're like, Oh, do I have multi factor authentication? Oh sure. I encrypt my hard drive. If you lie to them, they don't cover you. But if you're doing all these good cyber practices, and you have insurance, it's you know that every single one of my clients first thing I ask, Where is your data? What is it doing? Where is your cyber liability policy? Those are the   25:35 those are the big three Yeah. Okay. To help you too, because how are you going to get that money out? Right, how do you get that money back? How do you recoup your business? I mean $50,000 is a lot Oh yeah. And you know, you're a small business and yeah, you you could take a hit you can take a loan but wouldn't it be better if somebody covered it for you it's kind of like you You get a car accident you know, it was like that rental car where your car is getting fixed. You would like to get a new car that new car smell   26:11 Yeah, cyber liability insurance is absolutely critical for small business every this statistic might be a little bit old, but I will pull it out anyway for just as an example 60% of small businesses will go out of business within six months of a data breach without live liability insurance. So that's an I know that statistic has gone up it's a it's a little stale, but I think that's about a year old and every year they put out new stats I just haven't brushed up on my statistics today. But   26:41 well that is true because as many business owners as I talked to in everything, you would not believe how many of them I've had friends that had successful businesses and everything was going great. They got hacked, and they just couldn't recoup the money that they need it breaks my heart because they never thought it would happen to them because they weren't trading money they weren't doing anything like that. It was just common goods like e commerce that they were just like, yeah, and then something happened.   27:09 I mean, I get a call at least once a week from a crime business person literally tears I don't know what am I going to do? I have a little bit of a policy or something. It's like a rider on my my general liability policy, but now it's going out because it runs out like that and so quick, and they're like now what do I do? I don't I don't have an answer for them. They're gonna have to you know, they have to pay for it out of pocket. A lot of them can't It is really heartbreaking.   27:37 Yeah. Oh my goodness. Well, so you know, we talked about some issues facing businesses today. basics for cybersecurity, the need for cybersecurity liability, which I am in the process of getting after speaking with Celli a couple of weeks ago, so I'm there I'm doing it I'm in. You don't have to I You don't have to tell me twice when it comes to important insurances, I will get it. So is there anything else that you guys wanted to let the listeners know when it comes to cybersecurity for their businesses?   28:14 Um, I think the first thing that businesses need to do is take a proactive posture. So doing the technical things that Shelley's talking about, shoring up some of their legal obligations, like I'm talking about with, you know, appropriate privacy policies, contract language and things like that. The other thing is, they have to also be aware of their vendors, which I think is another big issue facing organizations if you look at data breaches, it's not caused by an employee in the company it's caused by an employee at one of their vendors. And so you know, it's a big issue and so I would say that for all small businesses, all of the technical aspects and then make sure your your legal, you put yourself in a legally defensible position because unfortunately, these things are going to happen. And you want to make sure that you not just survive but thrive after after an event like this.   29:09 Yeah, and I agree with Rebecca, those are the key things that you need to do as a business owner, but it's also helping yourself to educate been growing your business and I know at times it can be scary because like, Oh my goodness, I got to talk to a lawyer. That's more money. Oh, I gotta have someone you know, outsource it person. When I've had my cousin, he knows computers, he knows everything. You know, everything's going but if you're looking to move your business to that next level, and you're looking to flourish, you really just like anything else, you need to make sure you understand and you are doing what is required of you to do to help your business flourish.   29:53 Got it. Well, this was great. I mean, hopefully people listening to this, it will set a match under them. To get them to really take a look at this in their business because like you said when you're a small business owner you've got a million things going on. But this is super important and I think something that people really need to focus on so I thank you for bringing this topic to me Shelly and for bringing Rebecca on because I think this is really great and I do hope that all the listeners out there will now start to take a better look at their businesses and are they protected Do they have the right things in place so thank you thank you now where can people find you? if they have questions? If God forbid they have a breach and they need a lawyer or they need someone to help do an IT assessment of their business so where can people find you? So   30:47 I obviously have a website expand law partners com Also you can follow us on Twitter and on LinkedIn please connect you can connect connect with me personally and my business we put out for small businesses out there who have a lot of questions we are constantly pushing out different topics raising issues bringing attention to different ones so please act x Pam law partners connect with us and hopefully will will provide you with some of that information that Shelley was talking about   31:23 excellent Shelly Go ahead.   31:24 You can reach me at contango it calm is our website I can also link in with me you know I love to meet new people and I always like to offer any kind of advice or second opinions I can help with if I if there's anyone I can point you into the direction to you know help your business I would love to do that.   31:46 Excellent. Shelley is a great super connector for sure. So definitely reach out to them now ladies one last question and I asked everyone this is knowing where you are now in your life in your career. What advice would you give to your younger self?   32:01 see somebody asked me this I'm gonna have to steal from my prior answer was start my law firm earlier. I wish I had done it earlier. I cherish the time I spent at a large law firm but I love what I do now. I love helping businesses so this I would do it earlier. So amazing. I would become an ethical hacker. Love that. I want to change my answer. That's a great answer. I love it.   32:35 I love it. Well, ladies, thank you so much for coming on the podcast sharing all this vitally important information. I do appreciate it. Thank you so much for having us. Pleasure and everyone. Thank you for listening. Reach out to these ladies if you are a small business because you may need some cyber help. Thank you for listening, have a great couple of days and stay healthy, wealthy and smart.

Dr. Derek Grier's Live Big Podcast
The Glorious And Excellent Life Pt. 1

Dr. Derek Grier's Live Big Podcast

Play Episode Listen Later Oct 14, 2021 24:45


In this episode, we'll explore the transformation of Simon Peter and what his story has to teach us. It's essential to stay strong in the Lord and keep praying to him in the midst of difficulty. Peter was dedicated to growing and maturing the church by encouraging and exhorting them to persevere in the faith.

Humpty & Canty
D&R Hour 2: "I'd be excellent in child birth"

Humpty & Canty

Play Episode Listen Later Oct 14, 2021 51:04


Stephen A. Smith had some harsh words for Kyrie Irving and Pete Rose had even harsher words for a member of the Yankees. Plus, Knobservations, Did It Happen In Florida & someone on the show thinks they'd be "excellent" in child birth.

Big Fatty Online
BFO3572 – Nametag

Big Fatty Online

Play Episode Listen Later Oct 14, 2021 0:01


The Fat One is back with a recap of his exciting day in Fat Acres which includes an EXCELLENT coupon. Happy National Dessert Day.

Ted Jones World
177. Addicted To The Rage

Ted Jones World

Play Episode Listen Later Oct 14, 2021 22:34


2:30- I APOLOGIZED!!! 3:15- Smoking HEAT 5:20- Addicted To Coke… 7:00- OK Go Vegan 8:00- HOLY GUACAMOLE TED JONES COMEDY SHOW OCT 18TH! 12:35- DO NOT COMPLY 16:25- WILLY SHATNER IS FRESH 19:30- Sister AND Brother Roomates? COMEDY SHOW TIX! https://thestandnyc.com/comedians/ted-jones

People Always, Patients Sometimes
Meet the Digital Apothecary

People Always, Patients Sometimes

Play Episode Listen Later Oct 13, 2021 30:33


Pharmacy companies are an important part for Spencer Health Solutions, and pharmacists are an integral part of fulfilling our mission to serve patients in their homes. Hi, I'm Tom Rhodes, CEO, Spencer Health Solutions. We have had the opportunity to bring patient pharmaceutical and digital health thought leaders to previous podcasts. However, today we're speaking with our first pharmacist, digital health advocate and analyst, Timothy Aungst, also known as the digital apothecary. He joins our host Janet Kennedy for an insightful conversation and a call to action to the pharmacy industry on the People Always, Patients Sometimes podcast.   Janet Kennedy: (00:45) Welcome to People Always, Patients Sometimes. I'm very excited that today's guest is Timothy Aungst, the digital apothecary. He is an associate professor of pharmacy practice and also a clinical pharmacist. Timothy, welcome to the podcast.   Timothy Aungst: (01:03) Thank you, Janet, I'm really excited to be here today to talk about, you know, all this stuff that's been going on.   Janet Kennedy: (01:08) It's been a crazy couple of years and that's one of the things that I wanted to talk to you about. I found you because I read your primer, "Digital Health Primer for Pharmacists." You published it in February of 2019. At that time you wrote, "after being involved in the digital health space for almost a decade, I can say with complete sincerity, that the topic is still relatively out of the realm of the general pharmacy profession grasp." Okay. You put a challenge out there. 10 years you've been involved in digital health and you're saying pharmacy is still not up to speed. Would you say that that's true two years later?   Timothy Aungst: (01:52) Yes. I still would stand by that. I would argue that we have seen entrepreneurship within the pharmacy profession gravitate towards digital health at large, but I would also conversely say that as a profession for pharmacists, we have not really actually actively engaged in this area. We still lack a large number of educational roles and trying to get people aware of the space. There is a lack of discussion around it. Most of our public organizations that provide guidance on what our next steps for the profession don't really think about it in, I think it's for that reason, I still would say the gap is there. Now that is changing. I would say that there has been a semi call to action amongst several pharmacy organizations, whether it's say PHA, ACP and several others who are now trying to get the profession up to speed on what digital health is.   Timothy Aungst: (02:44) And that's been a big focus of mine serving as so-called subject matter expert or key opinion leader to help get information out there regarding the topic. But very, at this time it's quite topical just because we are not actively highly engaged with it. I would probably say we're maybe like two or three years behind other healthcare professions, such as the medical community. The American medical association has an active digital health component that they've been pushing, I would say probably for about two or three years at this point, have reports coming out, organizations associated with it. And I think pharmacists have to play catch up to that. And depending on key stakeholders at this current time that may or may not go fast or may go slow. And that's one thing I'm actively keeping my eye on.   Janet Kennedy: (03:27) Well, I'm curious about whether pharmacists or the pharmacy is even included in some of this digital health development.   Timothy Aungst: (03:36) I'm always a person who would've actually separate the two. The pharmacist and the pharmacy, I think are no longer synonymous organizations. You don't need a pharmacy to have a pharmacist. I think it's going to be what we see in the 2020s or 2030s at this point. I think those two things will actually diverge and that will just come down to logistics and also some legal parameters I think people are pushing right now. Technicians will be empowered to take on most of the stuff on site and pharmacists will probably feel remote. That being the case then to accomplish that, and also to get pharmacies up to speed where healthcare is going, I think the pharmacy businesses will engage in digital health activities. For good or for bad. The big news right now, right, is that Elizabeth Holmes is in court with Theranos. And if we look at Thernos, who was one of the biggest backers? That was Walgreens. And I always looked at what happened with Walgreens being burned there is a reason why they actually had a huge number of digital health initiatives back in the 2010s. And I think they pulled back because they got burned so heavily.   Timothy Aungst: (04:31) In the meantime, we see, let's say a business like CVS Health going down a whole vertical pipeline. Now we got Aetna involved, we got long-term care stuff, we got them pushing to go into kidney disease with dialysis treatments. They are partnering up with digital health companies all over the place. One of the biggest ones, for example, was Sleepio for a digital therapeutic that they've been piloting out there, which has actually initial positive results I'm actually reading through right now. So some of these companies are more involved than others. And I think it's going to come down to, you know, what assets they have to really push that. Whether they see the market going a certain way and they want to meet consumer demands because they are also aware of that, with the changing dynamics within healthcare, pharma is going down the digital health path. Payers are looking at this. Employers are looking at this and even the big tech companies are pushing this stuff out there. So are they going to let other people dictate to them the incumbents of what to do, or are they going to be the drivers themselves? And I think that's going to be something that's going to be interesting to watch.   Janet Kennedy: (05:34) Well, so you mentioned the need to separate the pharmacist from pharmacy. So speaking from the individual's perspective, do you hear pharmacists talking about wanting more and better tools to be able to help their patients or are they just basically the Amazon employee at the warehouse where they're just cranking out the work?   Timothy Aungst: (05:57) See, I used to think we're still on the razor's edge between two possibilities: one was pharmacists finding some kind of clinical services they pay for under some, say, value-based care agreements. And by providing clinical services would receive renumeration that would allow them to be so-called clinicians in health care. Or the other one was being fully remote and being consigned to these activities, to these virtual workshops where they basically just review medications that have been turned out by Amazon or other companies like true pill, et cetera. There might be a third path, which is a mix between the two. And that's kind of where I'm more leaning towards right now from a pharmacist perspective. Yes, there is a huge interest in digital pathway as a means to basically call back clinical services and kind of like be able to provide services that could then actually have objective feedback in terms of what they did, that they could then bill for services and, you know, make money from it.   Timothy Aungst: (06:51) But I don't know if that's going to be enough at this current point to actually say, "oh, well, you're now a remote clinical pharmacist that overviews these data's on people's adherence or their information on disease states, and you get this much," because one of the issues is actually even though they're like remote patient monitoring services that we're seeing CPT codes being pushed up by CMS and such, they're in the physician still. So the pharmacist almost has to still be partnered with someone else in order to receive the renumeration. And then at that point in time, you know, it was kind of like, what slice of the pie are you going to get? And I think that's really what concerns me is that from a healthcare perspective, the pharmacist is still really trapped in their other engagements, which has traditionally held us back. And I think this is because we again have very little stakes in digital health and we were coming to the table kind of late. The other people have already kind of figured this out and have already been making inroads. Making propositions to other organizations to get themselves ahead. And we're kind of almost, I don't want to say asking for crumbs, but we're going to have to really do our best claw back some of this stuff for ourselves. And that's going to delay, I think those aspects.   Janet Kennedy: (07:56) And do you see the trade associations being the ones that should be leading this charge?   Timothy Aungst: (08:01) I think the trade associations unfortunately all have different stances out why they would want to engage in this stuff. The trade associations value pharmacists to different extents. And within a pharmacy community, we know with the alphabet soup of different pharmacy organizations, they don't all have one central voice. They don't all have one central take on what is the role of pharmacists. I've heard some people say we have a pharmacist practice at the top of their license. I don't know what that means. To be quite honest, whenever I hear that I kind of have to roll my eyes, because what is the top of their license? I think in their eyes probably is just, you know, sending off for prescriptions. So that's great. That's what they see as the business that they have to focus on. I could see definitely some trade associations making an argument to empower technicians, to move back at scale back the role of the pharmacist as a, you know, as a rate limiting step in terms of evaluating prescriptions and getting them out the door.   Timothy Aungst: (08:53) And also because there are high cost margin right there, and that would reduce the overhead versus some other trade associations are definitely more clinically focused and would push that down too. So within pharmacy, the unfortunate thing right now is there are some tenuous arguments going on about, you know, who has the right step for the profession or which to be used, how to utilize them. And I think those are the conversations, the hard conversations to have to occur now versus later, because this whole approach of them to let's say digital health and such could become very fragmented. You could see some people that operate large corporations would probably want to use digital health for alternative means versus maybe some smaller companies. And I think that's going to really, for me, I have to bemoan them is that's gonna really muddy the waters and I guess, slow down the process of any adoption by the profession. So yes, I think the trade professions will probably be key here, but I would also, or you, because historically they don't always get along or had the same thought processes that this is going to be another area. That's going to be a sticking point where argue about how to do this.   Janet Kennedy: (09:57) You know, I find that health care was still slow to come to digital tools and platforms. I'm curious to know whether, with your ear to the ground, do you find that patients are pushing their desire for digital health into the healthcare system? And do you find that that's being impacted or felt on the pharmacy side?   Timothy Aungst: (10:21) And this is a good question because you know, who's the drivers for change. I think it's one of the things that always comes up. Patients are often said to be one of the major drivers, and I do believe that to a certain points payers are probably one of the biggest drivers I would argue though, overall, because they ultimately are paying the money. Patients themselves are vocal population that can dictate those favorable or unfavorable role, lots of different programs and services at the end of the day. So from that perspective, I think with the ongoing pandemic, we saw this huge push for, you know, delivery of services for the ability to have a so-called digital front door. And you know, what was in the news the other day was that Walgreens got in trouble apparently because they're whole vaccine signup and testing site wasn't secure. And the data is now - someone's getting into it. And this, I think is going to give some feedback to people like, you know, if we have to do remote practice, sign up and go through an app or make an account and et cetera, but you can't even keep my data secure - Is that good or bad?   Timothy Aungst: (11:17) You know, is that a company I'm going to trust? And those are the things that they're hitting people now it's not so much like, oh, you know, I have a brick and mortar business. People come and buy things and they leave. I just had to worry about the credit cards now I have to worry about their online accounts. I have to worry about health history that's been uploaded or shared. This is definitely a new area I think people are considering. Hospitals and health systems have been dealing with this for years. They've been getting hit by malware attacks for a long time. Now people will ask you for cryptocurrency just to unlock their systems, for goodness sake. And because of this, the population does expect a digital front door, digital services. And I think ultimately businesses have had to pivot to address an answer to that.   Timothy Aungst: (11:57) But I don't think they traditionally had that as a, you know, as something that is a high concern for them in the pandemic was a force multiplier that really had to make them rush into, this for good or for bad. I mean, the pandemic is going to go on for awhile. We're going to see this go up in waves, in different parts of the United States. So these companies are going to have a long time to pilot certain programs, but I think many of them have recognized, no matter what, post pandemic, this is going to be a status quo. So whatever works now has to work in the future as well.   Janet Kennedy: (12:27) Well, certainly the pandemic has made a lot of things happen faster; that we have seen an acceleration of the interest in some kinds of digital health, particularly tele-health, which sounds new to a lot of people, but it's been around for 20 years. And I know you've been around in the digital health space for over a decade. So let's step back for a second. Could you tell me a little bit about the digital apothecary and why did you start it?   Timothy Aungst: (12:54) Sure. So the digital apothecary was kind of like just a little passion product, a little thing that I spread out based on my interests. So I started off as a resident during my PGY1. I got an iPad in 2011. So keep in mind the iPad came out 2010. So one of the things that I did was I actually started processing orders in the hospital using my iPad through Citrix. And this is funny because this is a period where we had so-called COWs, or computers on wheels, or WOWs, workstation on wheels, as they're often called now, and people would argue over these things to process orders in the hospital, et cetera. And I just basically started using my iPad to do all this stuff. And people started catching attention, like why is he doing this stuff faster? He's looking for information faster in there and blah, blah, blah.   Timothy Aungst: (13:36) And I was like, yeah, cause I had this device that can do this. I start thinking of something, what is a good app? What is a good thing? And so I started reviewing and looking at stuff and then I joined another group called iMedicalApps and we start reviewing mobile apps. We actually wrote a bunch of papers about how to quantify what is and what is not a good app and to use clinically for patients in patient care. And we gave presentations all over place on this topic. And that was a huge thing for me. And this was when it was mobile health that was my focus. And then circa 2014-15, I moved on to just the bigger digital health space and started writing for different organizations and serving as a speaker advisor consultant for different companies actually were asking a lot of these questions. The years I started thinking with remote patient monitoring, questions about tele-health, pharmacy, how to adopt medication adherence is a big one for me as well.   Timothy Aungst: (14:20) And it kind of really changed my thought process in terms of like, you know, this stuff's just kind of adjunctive to care versus, okay, this is going to be actually part in driving care. Eventually digital health, I kinda thought to myself, is just a interim term. I think digital health eventually turns into just health. It's kind of the same period we went through with like digital banking. We don't call it digital banking anymore, we just call it banking. When you go onto your app cash or check or use Venmo, like no one calls it really digital banking. I think that's where healthcare is at. So I noticed there wasn't that many people around the space. There is one person I look up to is Kevin Clawson, who's now into blockchain for healthcare down at Lipscomb. He was a great mentor for me early on. And it was a few other people I've talked to them such as Brent Fox about this too.   Timothy Aungst: (15:01) And, but the reality is in the academia circles, that generally there was not a lot of pharmacists, I think, into digital health or into this technology thing. So I kind of got into it, talking about it. I had a lot of people say this was like a waste of time. And I really had to take a thought for myself academically - do I really want to dedicate all my time towards investigating and research in this space. Or should I start moving towards something else as an academic? And I chose to keep on it. And I'm actually pleased because now with the, you know, things are really changing the payment like that, people really want to talk more about it. People aren't real into telehealth. And they were like, who even knows about this in pharmacy? Then my name comes up because that's been something I've been talking about for so long.   Timothy Aungst: (15:39) People are looking at different digital health technologies and like, okay, who's in digital talking about, oh, Timothy's talking about it. Timothy's been talking about it for so long now. So it's kind of just in many ways for me, unfortunately, the pandemic has been a driving force around trying to actually get my message out more than it was in the past. I think if the pandemic had not happened digital health would not have seen the rampant advancements that it has, and probably would have been towards the tail end of 2020s that I foresee that would have taken off in versus the early 2020s at this time.   Janet Kennedy: (16:09) One of the things you mentioned in your primer was that digital health definitely isn't informatics. Can you tell me what you mean by that?   Timothy Aungst: (16:20) Oh, this is, this is, this is a good one. Okay. So this is unbearably one of the hardest questions I had to deal with in terms of talking within my community. So there's always been a push in pharmacy, informatics, you know informational management information, using different data streams and such, EHR management, et cetera, et cetera. And that's been a group that's been around for decades. I would probably say early two thousands, 1990s. We saw them out there and there's always been pharmacy informatics people. And it's the, you know, the American informatics Association and such, or AMIA. But you know, when, when I started talking about digital health, one thing that I actually got in trouble with early on was people like, isn't it just informatics. I was like, what do you mean? Like this is technology. I was like, "technology is not synonymous with informatics." Informatics definitely plays a role in digital health and managing all the data streams that come down.   Timothy Aungst: (17:04) But I would argue that the traditional informatics thought processes around management of health. It does not mean lik,e this whole digital health kind of ecosystem. And that's actually where I would have conversations with people like, oh, they'll get all this person, their informatics person, we have the conversation and people will talk about, you know, KPIs, C-Colon and different things in programming. And they'll be like, "Yeah, I don't do any of this stuff. That's not my business. I'm more interested in the clinical workflow design associated with this stuff and how to actually evaluate one technology versus another and blah, blah, blah." And so that does overlap. Yes, it does. But I think some people have assumed that, especially in pharmacy and for pharmacists, that informatics would subsume and take over digital health. And that's one area I'm not too sure on. I think some people may want that. And some people don't. I for one don't. I think informatics works within digital health space in that it's definitely a conversation and there's been other publications around this that kind of delved into a little bit more different therapeutic areas like oncology. But early on, It was very, very difficult actually to separate the two. I think at this time, most of it is separated, but I, that was a early conversation I had had with people.   Janet Kennedy: (18:13) Okay. I'm interested in the amount of data that could be available through digital health apps and how a pharmacist might actually interact with that. So I'm really getting around to a conversation about adherence. Right now, when we think of adherence, it's the next fill - did you get the next prescription filled? But there's 30 or even 90 days in between those fills. If you had that data and it was daily, would a pharmacist be able to actually manage that information, and would they want to?   Timothy Aungst: (18:48) So here is a loaded question. And I mean this, cause this is an area that I'm fully invested - I love this topic. It is too many stakeholders, I think we can go over in detail about maybe some, the big ones like, you know, who cares about adherence at the end of the day? You know, is it, the patient, is it the clinician, is the payer? I would argue payers recognize there's enough research out there saying that on average, a patient takes for medications, hopefully their diseases won't progress and they'll get better. Same with the clinicians and same with the patients who probably think that to a certain extent. But when we look at adherence data, if we look at HEOR and stuff like that, like what do they use as their metrics? Half the time it's like medication possession ratio, right? And I am not convinced that thing is actually really, really useful.   Timothy Aungst: (19:29) I think globally? Yes. I think scalable factor for most organizations, that is the go-to way to doing this. And yet I think about all the patients that I visit in their homes that have boxes of medications still stacked away. And it's like, why are they getting it? Well, you know, I just buy it because I'm told I have to buy it. So you buy your medication and then you store it away, but you're not taking it? And you know, I can't help it go walk away and thinking back my head, like, you know, what? If they show up in a report, people are going to say they're adherent. I just walked into their house and they had like 12 Advair discuses sitting there, and their COPD is still not doing good. Why? No, they're not probably taking and using it correctly, right? But anyone else would probably see that and not make that tie together.   Timothy Aungst: (20:10) So I think the biggest problem we've focused and seen in adherence is there's been no way to actually really assess if people have been taking their medications. So we argue about a topic that is potentially anywhere between $300 and $500 billion, which is really, I think, around medication optimization - which adherence is one of those things. But we've had very little quantitative data to back up our arguments. We've had qualitative data; but from a quantitative side, we've never really been able to scale. Even pharma has struggled with this in their clinical trials. You know, we've seen things like MEMSCAP and everything else out there for years trying to make a market here, and they've never really blown up. And then the 2010s, we had a flood in the market of all these different digital health devices because they recognize that stuff, but not all of them have been successful.   Timothy Aungst: (20:54) And the question is why? And I think it's because we've come to realize that adherence is very, very, very challenging. Human behavior is very challenging. I think humans are very chaotic in terms of adherence and such. So it comes back to the key stakeholders, you know? Why does the pharmacy care about, you know, adherence? To me, if pharmacy cares about adherence, instead of talking about value for the pharmacy, is the more prescriptions that are dispensed equal more profits. So if a patient's taking their medication on time, theoretically and filling on time, then that profit margin, at least is correct - 12 refills a year for a monthly supply versus if they're not, then they're not refilling and then you're not billing and you're not making money from it. So as a pharmacy, clinicians I think also have kind of a mixed feeling around adherence. To be honest, I think this might be actually one of the biggest conversations that should occur is there are therapeutic areas where we want a hundred percent adherence or at least above 90%.   Timothy Aungst: (21:47) There are therapeutic areas where I think we could be fine if people were not truly adherent. If you miss your Metformin a few days a month, am I going to care? Probably not? Your statin, and probably not? You know, and this comes down to, you know, how maybe severe a patient is, you know, how high their co-morbidity is. But there's certain diseases where, you know, what if I miss getting a biologic therapy by a day or two? Is I can really ruin me? Some day, we'll say yes. Some day we'll say no. But there's other therapeutic areas. Like let's say schizophrenia; you know, if they miss your medication, will it be problematic? Yeah. Probably. And the payers are going to be concerned about that. Cause that increases ER visits and hospitalizations, right? So often when we talk about adherence I feel like it's such a global issue that people focus on when it's very granular and it's really around different sensitivities associated with therapeutic areas that I don't really see a lot of people talk about, at large, associate with that technology.   Timothy Aungst: (22:40) That technology always seems focused just on trying to solve adherence from a very global perspective. While I think clinically we've had a lot of research talking about adherence from a very small perspective in terms of what diseases and such does it really impact. And so there isn't this mismatch behind there. So there's a financial aspect, there is the clinical aspects I think. And then there's some design aspects, you know, solving adherence, you know? What does it take to do that? And is actually the money invested really worth it? I think it's one thing that's often not discussed like, you know, just because we can solve adherence; should we? And again, they come back to the fact that we blocked a lot of objective information in many ways. If this goes to your question, would we want to actually have this data?   Timothy Aungst: (23:21) We are opening Pandora's box. We now know more about people's habits than we have in the past. So to gives some examples would be, let's go with inhalers. Propeller both have this interesting study where they evaluated people's utilization of inhalers and found them, I think they found 60, 80% of people were using their inhaler or Saba rescue inhaler incorrectly. Okay. That's actually really, really concerning, right? Because that's higher than what we probably have historically noted in research. Secondly, if these are patients that we've been signing off saying that they've been adherent or a technique is good, this really calls into question what and how well we've actually been approaching this area for decades. And I think that's actually one of the big things I'm actually concerned about. And I think many companies are kind of thinking about is, you know, we're getting a more objective information about people's habits than we ever had a past.   Timothy Aungst: (24:09) And in many ways this could be good, or it could be downright terrible if we're not prepared for the ramifications that everything we thought we knew may be wrong. And I think that's actually an area that most of us may be concerned about because that calls in attention like; okay, we find out that we've been wrong and we've not doing things perfectly. That's great. Well now we've got to fix it. No fix is going to come out overnight. So solving adherence also probably means finding out this data and understanding it while also trying to solve the underlying questions about how do we address some of these issues? Thinking about it clinically, thinking about our workflow. So when pharmacists want to see adherence on a daily basis, I don't think that'd be a problem, but I would throw back then this, what is the value of it? What is the value knowing if someone took their medication on a daily basis? Do they skip through the center pro clinically, is that meaningful? Maybe, maybe not depending on how bad their hypertension is, right? Or maybe heart failure or some other condition? From a peer perspective then maybe yes. And then along with that though, could also be focused on the money that you get for people not refilling on time. So these are the things I think that need to really be questioned.   Janet Kennedy: (25:17) Well, it's also the question of the firehose or the very specific stream of data that's relevant. So yes, any digital solution is going to gather all the information, but you wouldn't need all the information. What you would need is the alert that says based on the parameters for this patient, with these meds, now we need to worry about adherence and it could be on day four or five for a lesser impactful drug. It could be on day two for something that is of imperative nature that they take it. So that's the benefit of course, of being overwhelmed by analytics and informatics is that you can also then design the algorithm that sets the actions.   Timothy Aungst: (26:02) And that is the biggest issue then at this time, because who decides what the algorithm looks like? And this is a question that I throw most companies. And when I actually hear back, is well do it. But do you actually have the clinical staff and know how to do it? That's the issue. So I'm actually very curious if a company will come along, and actually would build this in their backend. You know, like we already have drug information databases out there, right? You know, is someone going to make something like this that they could then sell out to other companies to then utilize? Are they going to build it in-house, or would these alerts be optionable for a clinical site or a business? That would be nice. But you know, if you gave me a package deal and say, "you know, we could default this or you can change it, whatever you want."   Timothy Aungst: (26:46) Then I think that might change the conversation because it's just, you know, how many medications are out there? It's like, you know, NDC codes sitting on the shelf in pharmacies, enormous. So from a theoretical perspective, yes, this could be very possible. For practical perspective, who's going to build it and the timeframe it's going to take to build that is going to be enormous because the fact of matter is we can't build it because we don't know the data around some of this stuff, these questions. And that's the, that's a factor with Pandora's box. It opened up this huge conversation because we have the objective data to back it up now, compared in the past. But we don't know really, you know, what is the right answer? We don't know. If you go through like the literature and start like, you know, going into like pubmed and other things, how many days can you go without skipping his medication? It's not like there's gonna be a publication saying, oh, you can do this, this, this. That stuff doesn't exist, because we've never known.   Janet Kennedy: (27:34) All right. Well that sounds like the call to action to the industry, is we've got to start talking about, you know, when you have this data from digital health, how are you going to apply it and make it be not just an endless stream of numbers, but something that is actionable that supports the patient's health journey?   Timothy Aungst: (27:53) Actionable data is key. The when to have an action is the unknown. And this is where I think companies could freak out users; because it's easy enough for a patient to call me and say, you know, I've missed my medication past three days, and be like, okay, well you should take your medication or titrate back up, or let's have you in the off spot. And having the patients take that on. All right. Cause they self activated and they chose to do this. I didn't know that until they told me, right? So my liability or whatever we want to call it is limited on a patient discretion, because they own what happened to them. The minute you start putting this subjective information out there, that means the ownership and responsibility shifted to some group that never was responsible in the past. So to expect that people like selling them, want this data and use it, you may hear people say, no, not really.   Timothy Aungst: (28:43) And if you peel back the layers, you'll probably eventually find out it's this trepidation around, "I don't know what to do with this data." And I don't really trust the company to tell me what to do with this data, because I don't know where they're pulling that from. So there's gotta be some kind of evidence-based approach around there, but where is the evidence? And then this is where the ground falls out from all of us is, that Aetna says it exists. And that to me, I think is the overwhelming issue around truly objectifying medication here is the fact that we don't know what to do with it this time. And it's very troubling. So for me personally, I think this is great. This is what we should do. Are we there yet? I don't think so. And I think one of the biggest problems has been, it's not the technology. It's not even like the process of logistics; I think it's the overloading clinical scenarios that we never really hadn't think about in the past, and who's going to be responsible for what?   Janet Kennedy: (29:37) Okay. You have now laid some pretty big questions that could take us down another rabbit hole for at least an hour. So I'm going to hold those thoughts for our next conversation. And Timothy, just thank you very much for joining us on People Always, Patients Sometimes. Would you mind sharing how they can find you online?   Timothy Aungst: (29:58) You can find me on LinkedIn, you can find me on Twitter. Usually just my name. If you look it up, you'll find it. My website, thedigitalapothecary.com is also out there where I write about a lot of stuff. A lot of it is theory crafting, a lot of it is focused on next steps and such or issues I see in the industry. So you're welcome to come and contact me and reach out.   Janet Kennedy: (30:17) Excellent. Well, I think we're going to have a part two of this conversation. So I look forward to seeing you on the podcast again soon.   Timothy Aungst: (30:24) Thank you very much for having me.

The Pool Guy Podcast Show
Win Accounts for Life with Excellent Customer Service

The Pool Guy Podcast Show

Play Episode Listen Later Oct 13, 2021 17:05


Providing excellent customer service is a bit  of an art form. This does not mean your prices are lower than everyone else or that you provide some free services. It just means that you show up and suit up everyday with the right attitude really. It can be that simple.Leslie's Pro: Pool Service Pro, open a Wholesale account today! Customer referrals, free cleaner repairs, free water testing, open 7-days a week. It is fast and easy to become a Leslie's Preferred Pool Care Provider. https://lesliespool.com/commercial-services.html/?utm_medium=referral&utm_source=spll&utm_campaign=spll

TopMedTalk
Evan Kharasch, Chair of the ASA Committee on excellent research | TopMedTalk at the ASA

TopMedTalk

Play Episode Listen Later Oct 13, 2021 29:18


Welcome to TopMedTalk's exclusive - as live - coverage of The American Society of Anesthesiologists (ASA) annual general meeting; join Desiree Chappell, TopMedTalk's lead presenter, Sol Aronson, tenured Professor, Duke University speak with their guest, Evan Kharasch, Chair of the ASA Committee on excellent research, Professor and Vice Chair for Innovation in the Department of Anesthesiology at Duke University, and Director of Academic Entrepreneurship in Duke University School of Medicine.

Sex Afflictions & Porn Addictions
The Root Cause of Sex & Porn Addiction (w Coach Adrian)

Sex Afflictions & Porn Addictions

Play Episode Listen Later Oct 12, 2021 47:58


Email Adrian@themindfulhabit.com for helpFree Training for Sex and Porn Addicts and Their Partners: The Four Transformational Shifts You Must Make to Break Free from Sex & Porn Addiction - https://www.themindfulhabitonline.com/free-video-training-craig-perraVisit our website right now to learn more about our coaching programs: https://www.themindfulhabit.comCall if you want to talk to someone to learn more about our programs and costs: (877) 769-3790All Coaching Programs offer a 100% UNCONDITIONAL 30 Day Money Back GuaranteeRead our 340+ Excellent 5 ⭐️⭐️⭐️⭐️⭐️ Verified Testimonials and read exactly what clients say about our programs https://www.trustpilot.com/review/themindfulhabit.comFollow us on social media to learn more about habits, mindfulness, unmet needs, parts work, and other tools to live your best life. We do not focus on porn addiction or sex addiction. We focus on success!!!! Facebook: https://www.facebook.com/themindfulhabitsystemYouTube: https://www.youtube.com/user/themindfulhabitTwitter: https://twitter.com/themindfulhabitInstagram: https://www.instagram.com/coach_craiglyleMerchandise (yes, really!! Check it out, it's pretty cool and has nothing to do with sex and porn addiction): https://powerpurposegear.com/Spotify: https://open.spotify.com/show/0ILT9xCM1SxEbJpWUmlF00?si=eD1QL8dgQJmnE4C5yg1R0wiTunes: https://itunes.apple.com/us/podcast/sex-afflictions-porn-addictions/id556373664?mt=2Twitch: https://www.twitch.tv/mindfulhabitcoach

The Gravel Ride.  A cycling podcast
Sea Otter Round Up Episode

The Gravel Ride. A cycling podcast

Play Episode Listen Later Oct 12, 2021 24:44


This week's episode is a quick round up from the 2021 Sea Otter Classic featuring quick conversations with BMC, Specialized, Alchemy Bikes, Kogel, Sage, USWE, Panaracer, CushCore, Scott and T9. Support the Podcast Join The Ridership Automated Transcription (please excuse the typos): Sea Otter Round Up [00:00:00] Craig Dalton:  [00:00:09] Hello and welcome to the gravel ride podcast. I'm your host, Craig Dalton. If you're a regular listener, you may have been expecting part two of our fun Q and a episode. Building on last week's part one. I had the opportunity to head down to the sea Otter classic in Monterey, California on Friday. And I was able to pick up a few short interviews that I thought were worth sharing. There's some great imagery and stories coming out from that story to vent that I thought it would be good to share in a timely fashion.  [00:00:40] For those of you who aren't familiar with the Seattle classic. It's an event that's been going on for, I believe 31 years in Northern California. It's got a rich history, starting with mountain bike racing and later added almost every discipline you can imagine to its four day weekend calendar.  [00:00:59] It's also become quite a large consumer show for the bike industry. So there's booths from hundreds of manufacturers from around the world.  [00:01:06] I took the opportunity to catch up with some old friends and do some quick interviews with some gravel companies that I think you might be interested in. This will also serve as the jumping off point for a few longer form interviews i'll do later in the year. [00:01:19] This year is October date was pandemic related. The event normally takes place in April.  [00:01:24] So we'll be coming back around on our calendar shortly in 2022.  [00:01:28] Of note, the Sea Otter classic was purchased by Lifetime back in August of 2021. So this is the first edition produced by the seawater team owned by Lifetime.  [00:01:40] Regardless of what type of cyclist you are. If you don't mind a huge crowd, the Sea Otter classic is a great place to geek out over great parts. Watch some killer racing and enjoy the Monterey bay peninsula. With all that said let's jump right into my 10 interviews throughout the sea Otter classic  [00:01:59] Andrew Sjogren (BMC): Yeah, this is Andrew here with BMC USA. And what are we looking at here today? We're looking at our brand new URS LT gravel bike. That's ready for any trail you can throw at it. Yeah. Tell  [00:02:11] Craig Dalton: us about some of the features. [00:02:12] The frame's been in market for maybe a year last season, but it's got some significant upgrades that I can just tell by looking  [00:02:20] Andrew Sjogren (BMC): at it today. Totally. Yeah. So the new addition at the end of the name there LT for long-term. Comes with our new MTT fork, which is micro travel technology.  [00:02:28] Craig Dalton: The, tell us a little bit more about the  [00:02:30] Andrew Sjogren (BMC): suspension. So with the MTT on the rear, you have a carbon flex chain stay that allows for 20 mils of rear wheel travel, damned with an elastomer that's at the top allows you to maintain traction while you're on. But the new edition with the pork here is a new partnership with Hi Ride , which is a high-end a there come from the motor sport side of things, and they've made a new damper, which has allowed for 20 mils of oil dam suspension that allows it to not overheat like a spring driven system would be, and still has the capabilities of locking out all in a lightweight package. [00:03:03] That doesn't affect the geometry whatsoever. Now for  [00:03:06] Craig Dalton: the uninitiated, when you look at this bike, you may not notice where the suspension is happening. Can you tell us it's not the two telescoping fork legs? Can you tell us how it's happening?  [00:03:15] Andrew Sjogren (BMC): Yeah. Happening all essentially in the steer tube. So the entire damper unit is at the base of this. [00:03:20] Makes it so that it's super clean, simple, doesn't disrupt the lines of the bike, but still has a super effective method of getting you a more traction on the trails. Nice.  [00:03:29] Craig Dalton: And the bike is made out of what frame material  [00:03:32] Andrew Sjogren (BMC): a to full carbon frame, and even the fork itself has carbon lowers. So carbon it's full suspension. [00:03:38] Craig Dalton: Nice. It's a great looking bike, great execution, and I appreciate the time.  [00:03:41] Andrew Sjogren (BMC): Awesome. Thank you for having me. [00:03:43] Craig Dalton: Okay. Can I get your name and company name?  [00:03:45] Ard Kessels (Kogel): Yeah, I'm art with Kogel bearings.  [00:03:48] Craig Dalton: Thanks art. And what are you showing here at Sea Otter?  [00:03:50] Ard Kessels (Kogel): We have a line of fully gravel approved oversized gorilla cages. So we build them super stiff so he can take him off. We just introduced a line of custom colored titanium bolts. [00:04:01] So you can get your entire bike matched up.  [00:04:04] Craig Dalton: I was just talking to one of your colleagues. Cause one of the things from the outside, when I've looked at these products was the complexity of installing it. Could you describe like what you need to do to your existing rear derailleur to install the.  [00:04:16] Ard Kessels (Kogel): The installation of an oversized cage requires you to take your derailleur apart. [00:04:20] So not just remove it from the bike, but completely take it off in pieces. It's, there's no set procedure. So depending on your model of derailleur, some are super easy. Some are definitely recommended to bring to a bike shop,  [00:04:33] Craig Dalton: and it's really just removing the existing cage. And depending on how, whether it's SRAM or Shimano, how complicated they make that process, that's really what. [00:04:42] Complicated or not complicated. Is that correct?  [00:04:44] Ard Kessels (Kogel): Correct. Yes. And there is no line, one derailleur from a brand might be easy and the same derailleur from or another deter from the same brand might be complicated. And just  [00:04:54] Craig Dalton: really quickly, could you tell the listener, what is the advantage of going for one of these bigger polices? [00:05:00] Ard Kessels (Kogel): Absolutely. The idea behind it is to open up the chain. So by using a bigger wheel, the chain doesn't have to articulate as much as it has around a small pulley. Bending a chain takes it takes energy. So by this, you reduce the friction by about one or two Watts.  [00:05:16] Craig Dalton: Awesome. Thanks Ard. Thanks.  [00:05:19] All right. Can I get your name and company?  [00:05:21] Bed Edwards (Specialized): Yeah, sure. My name is Ben Edwards. I work with Specialized and part of the road and gravel team.  [00:05:25] Craig Dalton: Nice. Ben, can you tell us about the new crux we're looking at?  [00:05:28] Bed Edwards (Specialized): Yeah, we're super stoked to bring the all new Crux to riders. This thing just dropped yesterday and I think people know the crux as a cross bike, right? [00:05:35] This is like a world champion for in cross bike, but the little, the kind of the dirty secret crux all has had is that it was a bad-ass gravel bike. And so the new. While it retains a lot of that performance heritage from the cross side is really embracing that, that gravel identity. But beyond that, we've used our Athos which of any of the writers know the Athos it's a 585 Graham road frame. [00:05:56] We found a way to make these crazy light and incredibly riding road bikes at a carbon. We've now taken those learnings to the crux. So the new crux, the frame set for S works 725. And you're looking at a complete bike at 7.2 kilos, which is almost unheard of on the roadside, with a stock bike. [00:06:16] And that's what we're doing in gravel now. So that's a key thing that makes that bike. The unbelievable ride quality it delivers is that incredible, lightweight, which is pretty unheard of. And gravel beyond that, we've added some incredible capability by making sure it has room for 47 C tires. So you can, Hey, you want to race on the 30 eights. [00:06:34] Awesome. You're going to get into some rough. It's got room for this 40 sevens on their incredible capability. For  [00:06:40] Craig Dalton: sure. Nice. I was going to ask you about some of the additional capabilities that have been built in this model versus the older kind of more pure crossbite crux that people had. [00:06:49] Bed Edwards (Specialized): Yeah, for sure. So that, that, that tire clearance is a big one. We know. For awhile there, 40 was thought of as Hey, 40 is the right size for gravel. We know now these bikes are capable of so much more. So we really feel like to unlock the bikes. Potential riders have to be able to say, Hey, maybe I want to put a 47 on it, or with a bike like this 725 grand frame. [00:07:08] It's pretty amazing on the road. If you wanna have another set of wheels and throw a set of 20 eights or thirties on it, you've got an amazing platform that allows you. If you thought  [00:07:16] Craig Dalton: about the gravel market on a spectrum from sort of a road plus bike to an adventure bike packing bike, where would you describe this new crux is sitting? [00:07:25] Yeah,  [00:07:26] Bed Edwards (Specialized): this thing is it's honestly the perfect compliment to our day. With that Diverge, you've got that incredible suspend, the rider, really compliance without any compromise with that future shock. So that's really what we're looking at. As I say, like adventure explore bike, or like crazy long miles when that comfort's key. [00:07:40] This is really sitting on that performance side of the spectrum, right? When you went that more stripped down, super new. Race day or just real fast gravel riding. That's really what that crux is holding down for us now, while we should also mention this is still what our world cup, cross riders are going to be on. [00:07:55] And we've had writers like Jed next D bar, world cyclocross champion. He'll be racing this bike as his key cross bike.  [00:08:01] Craig Dalton: Awesome. Thanks for  [00:08:02] Bed Edwards (Specialized): the time. Yeah, no problem. Thanks for taking in. [00:08:04] Craig Dalton: Okay. Can I get your name and  [00:08:05] Jason (USWE): company? Yeah, Jason McCune with a USWE sports. Thanks, Jason. What are we looking at here today? Today we've got our line of epic hydration backs. We're looking specifically at the epic eight for those of you that are familiar with our brand our kind of our claim to fame as the hardest. [00:08:19] It's a one buckle harness system. You've got four way adjustability on all four sides and it's got elastic built into it as well. So you can really cinch it down and move around on the bike without the pack, moving on you that's really what people, who are riding mountain bikes and doing all these activities really want to. [00:08:35] Yeah. As I've seen  [00:08:35] Craig Dalton: some of the athletes like Amanda nom and ride it, that crossover strapping mechanism is what's most visually noticeable about the pack. And now that I've gotten the overview from you and looking at it more closely, I do see how that the sort of the hip side straps are highly adjustable and tuneable. [00:08:53] Jason (USWE): Yeah. So you can adjust from the sides that go into the yard. That come that way. And then also over the shoulders. So it's really nice. And even when you get it tightened up, up on you, it's got elastic. So when you're moving around on the. Yeah, it allows the freedom of your body to move. [00:09:08] And the packs just stand where it's at. That's the beauty of it. It's not bouncing all over the place. It's just becomes really part of your body.  [00:09:15] Craig Dalton: The first pack you showed me, do you still get access to a typical cycling Jersey pocket?  [00:09:20] Jason (USWE): So I'm glad you asked me that because yeah, like for, especially for like gravel enthusiasts and stuff like that, the packs are designed, so they sit up high. [00:09:28] So if you're running late, And you still want access to your pockets to get goose or something real quick. Yeah. All that stuff's totally accessible. And that's what makes that's part of the beauty of it. Awesome. Thanks for the time. Yeah, no worries. Thank you. [00:09:41]  [00:09:41] Craig Dalton: Okay. Can I get your name and your company?  [00:09:43] Bryce (Alchemy): I'm Bryce with Alchemy bicycles.  [00:09:45] Craig Dalton: Bryce, what are we looking at here today?  [00:09:47] Bryce (Alchemy): This is our all new alchemy rogue. This is the latest addition to our gravel lineup. We still have the Ronin, which is going to be our kind of racier, fast steeper geometry, gravel bike the rogue. [00:09:59] We want it to be more of an adventure offering. This bike is going to have a little bit longer wheel base Clint clearance for bigger tires. We wanted to build it with the SRAM, Ugh, H so that you get a little bit more peace of mind. You don't have to worry about throwing your chain. You don't have to worry about that rear drill. [00:10:16] You're taking knocks so much and a lot slacker geometry. So we've got a 70 degree head tube angle on this thing. So it can really be a lot more capable and stable on that. We also designed it to have a lot more compliance than the Ronan. So you'll notice the scallop seat stay as well as the drops or sorry, the scallop seat tube, as well as the drop seat stays. [00:10:38] That's going to give you a lot better comfort rugged terrain designed it with capability to run a wireless or hydraulic dropper post. Still has a big beefy bottom bracket shell. So when you get out of the saddle, you're going to have that powertrains for that you want. Nice.  [00:10:53] Craig Dalton: Can you specify what tire size, the speical at  [00:10:56] Bryce (Alchemy): least 700 by 50 C. [00:10:58] You could probably get a little bit bigger on that depending on your wheel and tire combo,  [00:11:02] Craig Dalton: plate size there, and talk a little bit about your manufacturing process and where you're doing that.  [00:11:06] Bryce (Alchemy): So we manufacture this bike in Denver, Colorado. This is a. Semi mana cock construction. We produce the tubes individually, so like the down tube and head to our one piece the bottom bracket, shell and C tube, as well as the chain stay, yolk are one piece. [00:11:23] And then we wrap those tubes together in an overwrap process to join them. So we also do all of our own painting house. This bike is completely fabricated from the design stage to finishing right in Denver.  [00:11:36] Craig Dalton: Amazing. Now this rogue model is, has stock sizes. Your own and model is also available in custom sizes. [00:11:42] Is that.  [00:11:43] Bryce (Alchemy): That is correct. So the rogue, we're trying to hit a little bit better price point and make the bike more accessible to people. We are offering a lot more stock sizes than we offer typically on our other bicycles. The rogue is gonna come in an extra small, to an extra large the Ronan is available in sock sizes, but we can do custom geo on. [00:12:03] This  [00:12:03] Craig Dalton: rogue we're looking at as a beautiful finish to it. Can you talk about the finish? I think there's something unique about the way it's  [00:12:08] Bryce (Alchemy): applied. Yeah, so we have started using cerakote. It's been around for a little while in the bicycle industry, but as far as I know, we're the first people doing it in house as a manufacturer. [00:12:19] Sarah coat is a pretty remarkable material in that. It's extremely thin and at the same time, extremely true. So we get a really lightweight finish. We get something that you don't have to worry so much about your tire throwing rocks up into, or leaning it against a tree. It's gonna hold up really well and it looks pretty phenomenal, too. [00:12:41] Awesome.  [00:12:42] Craig Dalton: Congrats on the bike. It looks great.  [00:12:43] Bryce (Alchemy): Thank you very much. [00:12:45] Craig Dalton: All right. Can I get your  [00:12:46] Jeff (Panaracer): name and company? I'm Jeff Zell and I'm with Panaracer. Jeff. Good to see,  [00:12:51] Craig Dalton: let's talk a little bit about the gravel king tire lineup. And specifically as the gravel king has grown in size and a recently introduced a 700 by 50. Can you just talk about the trends you're seeing and why panel issues go in that direction  [00:13:04] Jeff (Panaracer): now? [00:13:05] Yeah, it's a really good question because we've been around with gravels since really the inception or the idea of the concept of gravel riding. And at that time, a lot of people were using cross bikes or other bikes with lower frame clearances that even at 32 was big four, but as the popularity of the sport grew, and because we had seen what was happening, we were able to respond to that and create. [00:13:26] Wits that we're going to correspond with what frame manufacturers were doing because everyone wanted wider tires. So we went with a 35 people, thought we were crazy. We went with it with 40, and that we ended up doing a 43 with people. Thought we were really nuts today. 30 eights are really the goal, 30 eights to forties depending. [00:13:45] Who's making the tire are really the go-to for the tire with, for people. And we continue to see the need to go bigger, which is where the idea for the 700 by 50 came from what type  [00:13:56] Craig Dalton: of ride quality is a 750 providing for the rider? Is it, what type of solution is it creating sort of suspension and volume and traction are those, all the things you're keying. [00:14:06] Jeff (Panaracer): It is, and there's a little bit more to it than people really think one of the biggest questions that we always get or are, is what PSI should I ride my bike at? And so much of that is dependent on the type of riding you do, what kind of writer that you are what the terrain is that you're riding on and what you're looking to get out of it. [00:14:24] When you go to a 50, you're looking for something that's going to end up being a little bit more comfortable that you can run perhaps at a little bit greater pressure than you might normally. On a lower or sorry, on a smaller diameter tire. Sorry, not smaller diameter, but smaller width tire. And that allows for a little bit more room to dial in exactly what you want with it, and also load your bike up more for people that are wanting to take their gravel bikes more on adventures rather than just a two hour gravel ride or gravel event. [00:14:53] Yeah,  [00:14:54] Craig Dalton: I think it's really fascinating as the frame designers have began to embrace those bigger sizes. You may run a 700 by 50 during certain parts of your season. Maybe it's the off season when you're doing bike packing, and then you can easily go a little bit narrower and go back down to that 700 by 40 for your race  [00:15:09] Jeff (Panaracer): wheels. [00:15:10] That's exactly right. And we want to have a tire there for everybody's need.  [00:15:13] Craig Dalton: I'm a big fan of the gravel king and I'm a big fan of Panorai sir. And I just wanted to acknowledge and appreciate the amount of support you've provided the gravel events seen over the years throughout the pandemic. [00:15:23] I know that you guys continued to back a lot of the. Race course event organizers throughout the pandemic, and you've done it in 2021 and we'll continue to do it. So on behalf of this gravel rider and racer, thanks to Panorai, sir, for all that great support.  [00:15:37] Jeff (Panaracer): You're very welcome Craig, and thanks for what you do too. [00:15:39] It's great to have you getting all the news about gravel out there.  [00:15:42] Craig Dalton: Cheers. [00:15:43] All right. Can you tell me your name and company? [00:15:46] Dan (CushCore): Yeah, I'm Dan .  [00:15:47] Craig Dalton: Dan, can you tell us about CushCore and how the product is evolving to support gravel? Cyclists?  [00:15:52] Dan (CushCore): Yeah, so we launched a product or an insert for gravel bikes Kush cores engineered foam insert. So wraps inside your tire. So it's the tubeless system. [00:16:03] You still use sealant if you need it. And it's designed to do a few things. The obvious benefit is going to protect your rim from big impacts, but it's uniquely shaped and it's part of our patents like a wedge shape. So push it against the tire sidewall. So you get a stiff sidewall, even at low tire pressure. [00:16:21] So you can run the lower tire pressure without that getting a squirmy tire and also without dinging your room rim or getting a pit.  [00:16:29] Craig Dalton: Nice. And are you seeing riders run lower pressure now because of this type of  [00:16:34] Dan (CushCore): product? Absolutely. A lot of feedback we get from gravel writers is that they can definitely run lower pressure and not, like I mentioned, eliminate that squirm while cornering and and haven't got flats. [00:16:47] Yeah,  [00:16:47] Craig Dalton: that rigidity of the sidewall seems appealing. Cause obviously we've been lowering our pressure progressively to get more compliance, but there is a bottom line to that you can't go further than  [00:16:58] Dan (CushCore): for sure. That's another way we described the product as it was designed to solve the tire pressure dilemma. [00:17:04] So high tire pressure. Is good for stability and I stable tire and less likely to ding your rim or get a pinch flat, but it's a bouncy ride. So you actually, it's a high rolling resistance actually, because it's not conforming to the road. And then, but low tire pressure is great for traction compliant, tread patch for comfort, but it's the. [00:17:24] Pinch flat. It's easy to dinger him, et cetera. So with Kush core, you can solve both of those problems. Get the best of both  [00:17:31] Craig Dalton: worlds. What does the installation process look like? It's a completely sealed unit. So obviously I've got my raw rim and wheel in hand. What's next?  [00:17:40] Dan (CushCore): Yes. Yeah. Like you mentioned, the Kush core is made in the mold, so it's not zip-tied together. [00:17:44] Strapped together. And it's designed to fit tight against the rim. So we'll Mount the insert on the rim first and then basically draped the tire over that. And then start with one side by tucking the beat in with your hands. You get to the tight side, you might need a tire lever to finish that law was a little bit  [00:18:01] Craig Dalton: off. [00:18:02] And when I'm doing my sealant insert, I'm pushing that through the valve core. Is that still possible?  [00:18:09] Dan (CushCore): That's how we do it as well. And then our valves are unique. It comes with a set. It actually has three holes. The normal let's say longitude, no hole. And then there's whole holes that go crosswise. [00:18:20] So that allows the sealant to get in. It allows you to set the air pressure with the cush core would be normally on top of a valve. And then also that allows you to clean that out really easily. Right on. Thanks for the overview. Yeah. Thank you. [00:18:34] Craig Dalton: All right. Can I get your name and company?  [00:18:36] Dave (Sage): My name is David Rosen and my company has Sage titanium bicycles, Dave. Good to  [00:18:41] Craig Dalton: talk to you again, I'll reference our earlier episode in the show notes for people, but it did want to stop you here at sea Otter. And just talk about the new storm king GP. [00:18:50] Excellent.  [00:18:51] Dave (Sage): Happy to chat. What.  [00:18:52] Craig Dalton: First thing since we're we have listeners, not viewers. You've got that Rudy suspension fork on  [00:18:58] Dave (Sage): there. Ultimate's this mentioned four. Yes, it's fantastic. It's 40 millimeters. That trap. Gravel fork. It's really progressive. Like it's not what I was expecting it to be. [00:19:08] It was in the past other suspension forks that I've dealt with are a little bit harsher in terms of the travel. This is a lot smoother and it just, it works great on washboards. That's the easiest way to describe it  [00:19:21] Craig Dalton: about the beautiful storm king that you brought to the envy show earlier this year. [00:19:26] How have you modified the storm king in lieu of the spec with the explore group? Oh, and the suspension fork.  [00:19:32] Dave (Sage): So this one, I actually suspension corrected the geometry of the frame. So the axle, the crown on this is taller than a standard envy adventure fork, which I would use normally on the regular storm Kings. [00:19:45] And so as the reason. I actually slackened out the head angle by a little bit, I think a quarter of a degree if I remember correctly. And then just changed up some of the other geometry measurements of the bike to really offset for the taller fork. The reach is actually similar on the handlebar reach on the regular storm king versus the GP is similar, but the actual top tube Blaine on the GP is. [00:20:11] So I'm having you run a shorter stem kind of more mountain biking style because of the suspension fork and just accounting for dive in the fork and larger tires and that sort of thing. So an evolution of the standard storm king. When you  [00:20:26] Craig Dalton: were thinking about the GP versus the storm king storm Kings was a very capable bike. [00:20:31] Still is an incredibly capable bike. What were you thinking differently? What type of rider were you thinking about when you came to the storm king GP?  [00:20:40] Dave (Sage): A similar rider. It's definitely for adventure style, riding bike packing, long days in the country, that sort of thing. GP actually stands for Gifford Pincho which is actually the Gifford Pincho national forest, which is in Southern Washington. [00:20:53] So it borders right up against Oregon. And it's, I forget the numbers, but I want to say it's hundreds of thousands or a hundred thousand square miles or something crazy. Look it up online Gifford Pinchot national forest, and there are the stats and, but there's plenty of gravel, plenty of mountains, streams, lakes, all that sort of stuff. [00:21:10] And it's a lot more back country adventure. And it's the same rider who was getting the storm king originally. But now with the added suspension, it gives you a little bit more comfort for further adventures of just going deeper into the woods kind of thing. And so that was the purpose. Building a suspension corrected bike  [00:21:29] Craig Dalton: right on Dave. [00:21:30] I appreciate you being progressive in thinking about the new types of riders that are entering the sport, the new types of things we're going to continue to do with these drop bar bikes as always the finished work is exceptional on the Sage bikes. I encourage everybody out there to go seek out a picture of this bike and UHIN. [00:21:47] Dave (Sage): Thank you very much. Yeah, it's up on our website, Sage titanium.com. Swam has it. There's it's floating around on social media. So just look for the storm king GP and it's the one and only right on. [00:21:58] Craig Dalton: All right. Can I get your name and company name?  [00:22:01] John (T9): I'm John D prey from both shield T9 [00:22:04] Craig Dalton: John. I have to stop by. Cause as I was just telling you T9 is my favorite lib. Can you just talk a little bit more about what's behind the T nine  [00:22:10] John (T9): loop? Absolutely. This is the thing about T nine is it's both the protection and the lube and it's good in dry or wet environments. [00:22:19] It's a wax base. The carrier evaporates away after a few hours and you're left with just a wax coating. So if your chain gets dusty, it'll just rinse rate off. If it gets wet, it'll sluff off. You can use it in the winter, snow won't stick to it. Everything good about T nine is everything that's good about T nine? [00:22:37] Craig Dalton: Yeah, just for clarity. It's a wax based loop, but it isn't the type of solution that you have to remove the chain, soak it in wax and put it back on. It's a lot simpler than that. It's  [00:22:46] John (T9): Old school in the sense that it's wax, but it's new school in the sense of the internet to dip it into a pan of wax on your stove. [00:22:53] Truth story.  [00:22:55] Craig Dalton: Exactly why I love the lube. I appreciate you coming out. I hope that you have a great weekend here at Seattle. Oh, cool. Thanks  [00:22:59] John (T9): man. Thanks for stopping by. Enjoy the event. [00:23:02] Craig Dalton: So that's going to do it for this week's edition of the gravel ride podcast. I hope you enjoyed those quick interviews from the sea Otter classic. [00:23:09] I'm really excited to dig in deeper on the BMC bike. We talked about the alchemy bike. And that Scott, hopefully we can get those guys back on the show and do a little bit deeper dive. Into the intention behind those bikes, all three of them were quite sexy.  [00:23:24] In general, I had a blast down at seawater.  [00:23:27] Between the 9,000 odd athletes competing in the hundreds and hundreds of spectators around it's quite a big show. So it's not the same as going off to some of those gravel events. We love often the mountains where you get the serenity. But if you're a fan of the sport and a fan of geeking out over bike parts, and you like to see the latest and greatest.  [00:23:46] The sea Otter classic is a great place to visit. It's like wandering around one giant bike shop. So that's going to do it for us next week. We'll be back with part two of our fun Q and a episode. Until next time. Here's to finding some dirt onto your wheels.  [00:24:03] 

Locked On Aggies
Comeback season alive! How Texas A&M took down No. 1 Alabama

Locked On Aggies

Play Episode Listen Later Oct 12, 2021 29:58


Jimbo Fisher kept his promise. When asked back in May at a Houston Touchdown Club meeting if he would ever be able to contend with Alabama, he smiled and said that the Aggies would beat Nick Saban before he retired. That goal was accomplished on Saturday evening at Kyle Field. Excellent offensive production, stellar defensive play and the kick that sealed it all, Alabama leaves College Station with a loss, and Aggieland is rocking. Join Locked on Aggies host Cole Thompson as he breaks down everything that happened on that magical night in Aggieland. Support Us By Supporting Our Sponsors! Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline AG There is only 1 place that has you covered and 1 place we trust. Betonline.ag! Sign up today for a free account at betonline.ag and use that promocode: LOCKEDON for your 50% welcome bonus. Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Grace Church - Mason City, Iowa
The Most Excellent Way | Part 3 | 10.10.2021

Grace Church - Mason City, Iowa

Play Episode Listen Later Oct 11, 2021 29:12


The Most Excellent Way | Part 3 | 10.10.2021 by Grace Church

Juicebox Podcast: Type 1 Diabetes
#557 Pat & Scott's Excellent Conversation

Juicebox Podcast: Type 1 Diabetes

Play Episode Listen Later Oct 11, 2021 65:27


Patrick is a young adult living with type 1 diabetes. Show notes for people who are Bold with Insulin Find out more about the Dexcom CGM Get a FREE Omnipod Demo today  Learn about Touched By Type 1 Gvoke Glucagon  CONTOUR NEXT ONE smart meter and CONTOUR DIABETES app Add your voice to the T1DExchange TrialNet T1D Risk Screening A full list of our sponsors  How to listen, disclaimer and more Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadioRadio Public, Amazon Music and all Android devices The show is now available as an Alexa skill. My type 1 diabetes parenting blog Arden's Day Listen to the Juicebox Podcast online Read my award winning memoir: Life Is Short, Laundry Is Eternal: Confessions of a Stay-At-Home Dad The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here. Thank you! Follow Scott on Social Media @ArdensDay @JuiceboxPodcast Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find the show and consider leaving a rating and review on iTunes. Thank you! Arden's Day and The Juicebox Podcast are not charitable organizations.

Mommy Millionaire
351 | Being Excellent In 5 Areas

Mommy Millionaire

Play Episode Listen Later Oct 11, 2021 22:07


In a short Mommy Minute, Cayla pours some excellence into listeners as she discusses ways to enrich your life through more excellence. What does excellence mean to you? It means something completely different for every person and it could mean something different in the five different “slices” of your life. But the beautiful thing is, you get to design this for yourself. So listen to Cayla's inspiring episode about getting clear on what excellence is, how your voice can boost or betray you, sharing your story, and taking inspired action towards living with more excellence. This episode is sponsored by https://soaak.com/ (Soaak). Be sure to listen to Laura, the creator of this amazing frequency therapy app, on the Mommy Millionaire Podcast episode. Remember that listeners of Mommy Millionaire get a special 70% coupon code for one premium month with https://soaak.com/ (Soaak)! The code is “mommy,” so head there to get this amazing program called Rise Up Queen. This is a special Mommy Millionaire offer that you cannot find anywhere else. Thank you all for leaving reviews! This is the reason this podcast continues to grow. You will learn:[2:09] - Becoming more excellent enriches your life. [2:39] - Spiritual, career, finances, relationships, and physical are the five “slices” of life. [4:03] - Trust the process and know that everything is working for you in the moment. [4:43] - There is only one you. [6:07] - If you want to grow your business, who can you be? Your voice carries a frequency. [7:46] - Record your voice and the way you talk about your story. What do you sound like? [9:13] - Do throat clearing exercises to work out tension in your voice. [10:00] - Your most powerful asset is your story. It is the key. [14:27] - We sometimes get too much in our heads and don't share our story. [16:11] - Cayla shares how she knew she had an issue with surrender. [17:12] - Becoming more excellent looks different for everyone but you get to design it. [18:02] - Winners take inspired action. Get clear on what more excellent means to you in the five slices of your life? Find Cayla: https://www.mommymillionaire.co/ (Mommy Millionaire) https://www.mommymillionaire.co/mastermind (Mastermind) https://www.facebook.com/CraftCayla/ (Facebook) https://www.instagram.com/cayla.craft/ (Instagram) https://www.pinterest.com/caycraftisa/ (Pinterest)

Emmanuel Covenant Church
Whatever, Part 5: Excellent (October 10)

Emmanuel Covenant Church

Play Episode Listen Later Oct 10, 2021


We become what we consume. Click here for this week's notes page.

Bishop Creek Community Church Podcast
A More Excellent Ministry

Bishop Creek Community Church Podcast

Play Episode Listen Later Oct 10, 2021 59:03


Message from Pastor Kelly Larson on October 10, 2021

Kids4Truth Clubs Devos
The LORD Is Excellent in Working

Kids4Truth Clubs Devos

Play Episode Listen Later Oct 9, 2021 3:40


The Don Tony Show / Wednesday Night Don-O-Mite
Q&A w/ Don Tony 10/7/21: Trying 2002 WWE Microwave Popcorn; DT Exclusive Video: Bam Bam Bigelow Moons NY Fans

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Oct 8, 2021 174:37


RUNNING TIME: 2 Hours 55 Minutes Hosted by Don Tony In addition to some epic Q&A and calls (1:46:06) from our live audience, a special treat. Watch exclusive footage of a 2003 Wrestling event run by both Masked Maniac AND Don Tony. At the time, this was the last ever wrestling event to take place at the Elks Lodge, the infamous 'Madhouse Of Extreme' for ECW events here in Queens NY. Watch (41:30) as the Triple Threat of Shane Douglas, Chris Candido (RIP), Bam Bam Bigelow (RIP) and Sunny get nuclear heat from New York fans. Think back to when fans used to throw trash at NWO. This gets so out of control, Bam Bam Bigelow moons the fans not once, but twice!

The Don Tony Show / Wednesday Night Don-O-Mite
AEW Dynamite 10/6/21 + NXT 10/5/21 Review / Hangman Page Returns / AEW Creates TBS Women's Title / AJ Mendez Joins WOW (Wednesday Night Don-O-Mite (EP108)

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Oct 7, 2021 143:40


Running Time: 2 Hours 24 MinutesHosted by Don Tony Topics Discussed: DT reviews AEW Dynamite 2nd Anniversary Show and NXT 2.0... Hangman Page returns to AEW and wins Casino Ladder Match!... AJ Mendez (Lee) returns to Wrestling as an Executive Producer and commentator for WOW... DT's honest opinions on the in ring Tony D'Angelo and Harland's (Parker Boudreau) 'smashing' NXT 2.0 debut... Tony Khan announces the TBS Women's Championship and Tournament to crown its first Champion... WWE's terrible handling of the NXT North American Title... Addressing wacky paranoia about AEW Rampage ratings... NXT 2.0 10/5/21 rating... Bron Breakker vs Tommaso Ciampa at Halloween Havoc... and much more. Enjoy the show! NXT Quick Results (10/5/21): Mandy Rose def Ember Moon... LA Knight def Odyssey Jones... Joe Gacy def Ikemen Jiro... Cora Jade def Franky Monet... Pete Dunne def Cameron Grimes... Tony D'Angelo def Malik Blade... Indi Hartwell def Mei Ying... MSK (c) def Brooks Jensen and Josh Briggs, Grizzled Young Veterans, Carmelo Hayes and Trick Williams (Fatal 4 Way Elimination Match for NXT Tag Team Titles) AEW Dynamite Quick Results (10/6/21): Super Elite (Adam Cole, Kenny Omega and Young Bucks) def Bryan Danielson, Jungle Boy, Luchasaurus and Christian Cage... Sammy Guevara (c) def Bobby Fish (TNT Championship Match)... Darby Allin def Nick Comoroto... Serena Deeb def Hikaru Shida... Adam 'Hangman' Page (Joker) def Pac, Lance Archer, Andrade El Idolo, Jon Moxley, Orange Cassidy, and Matt Hardy (Casino Ladder Match, will receive a World Title Match) AEW Rampage Preview (10/8/21): CM Punk vs Daniel Garcia... Skye Blue vs Jade Cargill... Lucha Brothers (c) vs The Acclaimed (AEW Tag Team Title Match)... Ricky Starks (c) vs Brian Cage (Philly Street Fight For FTW Title) CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 10/6/21 Episode 108 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 10/6/21 Episode 108 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 10/6/21 Episode 108 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 10/6/21 Episode 108 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 10/6/21 Episode 108 online CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 10/04/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 10/02/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 10/02/2021  CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#40) 09/30/2021 online CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' VIDEO! RETURNS *LIVE* WEDNESDAY (10/13/2021) at 10:05PM EST ON YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS, SPONSORS and CURRENT HALL OF FAMERS (below). These are very special friends of our shows and their help and continued loyalty is greatly appreciated! ASSOCIATE PRODUCERS AND HALL OF FAMERS: 'TCB' Tighe C Bowers Brandon Folkey Adam Garcia Andrew 914 Billy Taylor Bud Ardis Aaron Kloss Alton Ehia Anthony Smith Bob O Mac Brandon Blake-Scott Brandon McIntire Brent Webster Bruno Caamano Chris Henry Chris Lumnah CJ Uehara CM Black Pixels Crisis In The Toyverse D Boy Gentleman D'Quincy Rawls Derek Brewer Dexter Kubi Edward Vary Ernesto DiFenza ErockV1 Garcia Akane George Morris Hassan AL-Hashmi Ian Jacob Esten James Diehl James Gruesome James Hollins James Moss Jason Pratt Jeffrey Collins John Garcia Johnny Morin Jonathan Hernandez Joseph Nykoluk Jude Karl Buteau aka CheeseAndRice Kenneth Hewlett Kressman Lee Friel Larry Traylor Mark Israel Matt Dasindavid Matt Ragan Michael Cuomo Michael Westphal Montez Sesley Murrell Coombes Jr Phatty 316 Ray Gomez Rob From Nashville ROCKED Roger Rubio Ryback's Personal Chef Russell Zavala Scott Taylor Seth Washington Steve Szczepaniak Steven DeSanta Super Dickk 'SwitchBabe' Courtney Summers  Tim Everhardt Timothy Keel Trevor Badger Whisperer Rob Tommy Pockesci Whisperer Rob SPONSORS SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday October 7, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 9, 2021 LIVE at 8:00PM EST. PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday October 11, 2021 LIVE at 11:05PM EST following WWE Raw. PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air Wednesday October 13, 2021 LIVE at 10:05PM EST. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP

Sex Afflictions & Porn Addictions
13 Minute Lesson: 3 Ways to Stop Ogling and Objectifying and Stay in Control

Sex Afflictions & Porn Addictions

Play Episode Listen Later Oct 7, 2021 12:57


Free Training for Sex and Porn Addicts and Their Partners: The Four Transformational Shifts You Must Make to Break Free from Sex & Porn Addiction - https://www.themindfulhabitonline.com/free-video-training-craig-perraVisit our website right now to learn more about our coaching programs: https://www.themindfulhabit.comCall if you want to talk to someone to learn more about our programs and costs: (877) 769-3790All Coaching Programs offer a 100% UNCONDITIONAL 30 Day Money Back GuaranteeRead our 340+ Excellent 5 ⭐️⭐️⭐️⭐️⭐️ Verified Testimonials and read exactly what clients say about our programs https://www.trustpilot.com/review/themindfulhabit.comFollow us on social media to learn more about habits, mindfulness, unmet needs, parts work, and other tools to live your best life. We do not focus on porn addiction or sex addiction. We focus on success!!!! Facebook: https://www.facebook.com/themindfulhabitsystemYouTube: https://www.youtube.com/user/themindfulhabitTwitter: https://twitter.com/themindfulhabitInstagram: https://www.instagram.com/coach_craiglyleMerchandise (yes, really!! Check it out, it's pretty cool and has nothing to do with sex and porn addiction): https://powerpurposegear.com/Spotify: https://open.spotify.com/show/0ILT9xCM1SxEbJpWUmlF00?si=eD1QL8dgQJmnE4C5yg1R0wiTunes: https://itunes.apple.com/us/podcast/sex-afflictions-porn-addictions/id556373664?mt=2Twitch: https://www.twitch.tv/mindfulhabitcoach

Sound Investing
Get smart or get screwed

Sound Investing

Play Episode Listen Later Oct 6, 2021 40:29


In this podcast, Paul examines the outright lies made by industry leaders about the difference between index funds and active management. They hope to skew your thinking to their advantage – not yours. Trillions of dollars in Americans' retirement savings are invested in large and small accounts managed by banks, brokerages, mutual funds, and insurance companies, which continue to fight the regulation of fiduciary responsibility. Whether your IRA or 401K will assure a safe retirement remains largely a gamble. In the documentary “The Retirement Gamble” – as true today as it was when made in 2013 – producers Martin Smith and Marcela Gaviria build on reporting from the groundbreaking series “Money, Power and Wall Street.” They reveal how fees, self-dealing, and kickbacks bring great profits to Wall Street while imperiling the prospects of a secure future for individuals. The documentary explores who has the consumer's best interests in mind, and whether there is a better way to manage our retirements. Paul's book, Get Smart or Get Screwed: How To Select The Best and Get The Most From Your Financial Advisor, looks at why the brokerage industry is not serving your best interests and includes extensive lists of questions you should ask – and services you should receive – from an advisor. In particular, Chapter 16, which he reads in this podcast, addressing how not to “get screwed" by emotional appeals. Watch the Frontline Documentary: “The Retirement Gamble”: https://www.youtube.com/watch?v=lkOQNPIsO-Q Get your copy of Get Smart or Get Screwed: How To Select The Best and Get The Most From Your Financial Advisor. It is available for sale at Amazon and other online booksellers, which supports the work of The Merriman Financial Education Foundation, or download a free copy. Here is what others have written about this book: “Excellent book especially for a DIY investor or someone just learning about personal finance… There is a plethora of bad investment advice out there in the world… It is difficult to sort through all the nonsense and to determine the true from the false… Fortunately, for Merriman's readers, he takes them by the hand and leads them through the jungle of nonsense out there in the world and explains how to avoid being taken in.” - DN “As a teacher of community-based investing classes, [I found it] a very useful book… I will definitely be adding it to my recommended reading list! I particularly liked the 2nd half of the book (chapters 11-16) that contains real-life examples of the bad practices and bad products you'll run across in your interactions with securities and annuities sales people. I had to follow the investment industry for years to learn about the various schemes and deceptions that need to be avoided. But you can gain all that knowledge in a week by reading (and rereading a few times) this part of the book.” – AP “This easy to read and easy to understand book is consistent with the other 4 books of Paul Merriman's that I have now read… What I have liked most about each of his books, although they may be written about different aspects of investing and in different words, is that they provide a consistent philosophy and recommendation on how to invest.” – DD Correction- Get Smart or Get Screwed was published in 2012 and not 2011.

Healthy Wealthy & Smart
560: Dr. F Scot Feil: Eliminating Student Loan Debt with Multiple Revenue Streams

Healthy Wealthy & Smart

Play Episode Listen Later Oct 5, 2021 39:50


In this episode, Physical Therapist and Educator, F Scot Feil, talks about understanding and eliminating student loan debt. Today, F Scot talks about the different kinds of student loans, his different revenue streams, and the value of having a diverse set of skills. How does the debt-to-income ratio affect student loans? Hear about eliminating student loans, managing multiple revenue streams, and get F Scot's most important piece of advice for students with debt, all on today's episode of The Healthy, Wealthy & Smart Podcast.   Key Takeaways “The debt-to-income ratio is the amount of student loan debt you have over your current income.” “The best way to learn about this stuff, and what's right for you, is to talk to a certified financial planner that knows about student loans.” “The biggest thing to try to do, if possible, is not to privatise your loans. Try to keep as many of your loans federal as possible.” “You make your own luck. You have to work hard, and you have to network and leverage with the right people at the right times about the right things, and then you'll start to see those opportunities open up.” “The one key takeaway that I've had with all these revenue streams is you've got to do one at a time, and you've got to get it flowing, and then you can step on to the next stream of revenue.” “The money is nice, but the time-freedom is really what you're looking for.” “You don't have to work as hard, you can scale back, charge what you're worth, and make a lot more money in a lot less time.” “Your career just has to be the tip of your iceberg.” “There's a whole lot more out there than just going to an outpatient clinic every day and seeing your patients.” “Don't worry as much. Just leverage the heck out of your career and your degrees. Use them to do what you want to do and what you enjoy doing.”   More about F. Scot Feil Dr F Scott Feil is a husband, a father, a physical therapist, a professor, and, most recently, an amazon best-selling author. F Scott is also a business coach and mentor, despite starting his journey as an English major before landing as a Physical Therapist. He is one of three co-hosts of the Healthcare Education Transformation Podcast, which aims at breaking down the silos between healthcare professions and trying to find best practices in teaching and learning throughout healthcare academia. His goal is to help at least 222 professors (one from every PT School at the time of publication of his book) and clinicians pay off their student loans quicker by using multiple revenue streams. If he helps some others with terminal degrees, or other healthcare clinicians, along the way, then it's a bonus!   Suggested Keywords Student Loans, Student Debt, Financial Planning, Education, Skills, Income, Revenue, Profit, Opportunities, Physiotherapy, Healthy, Wealthy, Smart   Resources: FREE PT Educator's Revenue Idea Generator Professors Of Profit Facebook Group PT Educator's Student Debt Eliminator: Multiple Streams of Revenue for Healthcare Clinicians and Academicians   To learn more, follow F. Scot at: Website:          https://pteducator.com Podcast:          Healthcare Education Transformation Podcast Facebook:       PT Educator Twitter:            @FScottFeil_DPT Instagram:       @PTEducator LinkedIn:         F Scott Feil YouTube:        PT Educator   Subscribe to Healthy, Wealthy & Smart: Website:                      https://podcast.healthywealthysmart.com Apple Podcasts:          https://podcasts.apple.com/us/podcast/healthy-wealthy-smart/id532717264 Spotify:                        https://open.spotify.com/show/6ELmKwE4mSZXBB8TiQvp73 SoundCloud:               https://soundcloud.com/healthywealthysmart Stitcher:                       https://www.stitcher.com/show/healthy-wealthy-smart iHeart Radio:               https://www.iheart.com/podcast/263-healthy-wealthy-smart-27628927   Read the full Transcript Here:  00:02 Hey, Scott, welcome to the podcast. I'm happy to have you on. It's great to see you and to speak with you.   00:09 Yeah, Karen, thank you so much for having me. I'm a longtime listener, first time caller here. So this is exciting. I've been waiting to do this for quite some time now.   00:17 Yeah. And I'm happy to have you on. And today we're talking about a topic that is near and dear to many, many physical therapists. And that is we're talking about student loan debt, and not only talking about it, but how to maybe understand it a little bit better, and how to eliminate it. So let's start with some definitions. And what is the debt to income ratio? And how does that affect your student loans.   00:50 So, you know, I'm not a student loan expert, by any means. I'm more of an elimination expert. That's that's where, you know, my specialty comes in. So I've had to learn this stuff, too. And, you know, one of the best ways that I've gone about doing this is going to certified financial planners, especially once you understand student loans, and talking through, you know, where I'm at what what plan looks like, it's going to work for me, what are my plans in the future? What is, you know, my vision look like? You know, do I want to start a family, buy a house, buy a car, all those things kind of factor in to your big plan. And then from there, you've got to come up with a foundational blueprint or a roadmap that you're going to follow based on what your student loans are. So the debt to income ratio is very simple, you know, it's the amount of student loan debt that you have, right? over your current income, and you just, you know, do the math and divide, right? So, realistically, the highest that you would want your debt to income ratio to be is approximately 1.01. To one, right. So if you had $100,000 worth of student loan debt, you're making $100,000 salary. That's not a terrible debt to income ratio, right? Unfortunately, especially in the field of physical therapy, we're finding that students are graduating with 150 175 200,000 plus worth of student loans, and they're coming out and they're getting jobs at 65 75,000 a year. And those are some pretty risky debt to income ratios, right? those, those get a little heavy, because, you know, if you don't know anything about it, and you you have all this debt, and you've accrued this debt, that's just massive, your payments are going to be massive, right, your student loan payments, if you just do the standard repayment, mine started out at 1700 a month, right. And I only had 140,000, when I graduated, that was with two doctoral degrees. So you know, it was one of those things where I got a little nervous at one point, because I didn't even know that I wanted to use the doctoral degrees, the way they were kind of meant to be used. But then I kind of settled down talk to a couple people both both on the business side of things, and on the Certified Financial Planner side of things, and created that roadmap, I went from the generic, you know, repayment plan at 1700 a month down to the income driven repayment plan, which for me, looked like about 700 a month. And then again, after really doing a deeper dive with the Certified Financial Planner, where I was at in my life and how I was planning on attacking my student loans, we've finally got it down on the repay plan or the revised Pay As You earn plan. And that's about $135 a month. And that stretches it out over 20 years now. So the difference that I'm making between the, you know, 135 a month and the 700, I was paying, I can now take that and have more liquid assets to do something with right I can have more cash in hand to invest or to start a new project or, you know, to make payments on other stuff, you know, so it's taken me some time to kind of learn this stuff. And again, like I said, I'm by no means a student loan expert, but I am learning through the bumps and the bruises and going through it and being in the thick of things there. And realistically, like I said, the best way to learn about this stuff and what's right for you, because it's going to be different for everybody is to talk to a certified financial planner that knows about student loans. So that would be my first recommendation.   04:15 Yeah, and that is great advice. Great advice. I've been working with a certified financial planner myself. And it really, it's really great to have an outside view of your finances and everything that surrounds them by a professional who can go in and not be emotional about it, and not have biases built in because we all have emotions around our money and around our debt and our loans. And so it's great to have that outside perspective. Yeah, you   04:45 hit the nail on the head there, you know, especially when it comes to business and money. We tend to be very emotional beings and you really have to be objective when it comes to that. And that was that was you know, a big takeaway that I found when when starting up businesses and you know, figuring things out. I've had a bunch of deals in the last couple months kind of crumble and fall through and it's like, Man, that's a bummer. But at the end of the day, you realize it's just business like, it's not a big deal. Not personal, that, you know, can't get emotional beat up over, you just got to move on it's business, you know?   05:15 Absolutely. It's it. But I mean, it does suck.   05:20 It does. It does. And it's okay to kind of recognize that, you know, you know, exactly, but at the end of the day, okay, it's business. What's my next step? How do I pivot? How do I recover? What comes next? You know, I think that's really what entrepreneurs are doing these days is trying to figure it out, you know, just keep rolling with the punches until they, they get it right. Yeah,   05:38 absolutely. And now, you spoke a little bit about those different kinds of student loans. And so I'm assuming there are different approaches one can take, can you speak to that?   05:50 Yeah. So you know, again, like I said, I'm not exactly a student loan expert, there's several different kinds of student loans out there, the biggest thing to try to do, if possible, is not to privatized your loans, right, try to keep as many of your loans federal as possible, because the federal plans are the ones that work with you a little bit more, there's a little bit more give to them, right? You can restructure them a little bit. Like I said, I went from just basic repayment plan to income driven repayment plan, which is based on, you know, the amount of income that I would make as a new grad, down into the revised Pay As You earn plan, which, like I said, that one kind of starts you at a lower bracket. And year over year, as you make a little bit more, it creeps up a little bit, you know, but it also, again, it stretches it out over a longer period of time. So you know, they're their differences are time dependence, you know, how quick you have to pay him back. But you know, things happen, like COVID, right, and all of a sudden, the Federal plans have all kind of stopped, they put a, you know, a pause on them until the new year. So, you know, that's one of the ways that they can give you grace, you can go into a deferment plan, if you need a month or two, you know, though, they'll work it out with you, and they'll tack it on to the end or whatever, you know, there's just a lot of forgiveness. And then at the end, there's a big forgiveness. But with federal loans, you just have a lot more grace, right? Once you privatized the loans, you're stuck, that's it, they are what they are, and you've got to pay him back, there's, there's no getting rid of them, right. Because, you know, student loans are loans that we just, we can't go bankrupt on we can't, you know, get out of there just gonna be there forever until you pay them off. So, you know, it's super important to recognize the difference between a private loan and you know, a federal loan. So big takeaway there is try to keep as many of your loans federal as possible for as long as possible, because those will have the most options for payoff and forgiveness and forgetting, you know, you know, any sort of programs that are available that may come and go, right, there's the one program where if you work for a nonprofit for 10 years, right, X amount is forgiven. Now, there's been kickback on that saying that, like 99% of people don't get approved for it at the end, they cross the finish line, then all of a sudden, the finish lines moved, right. So you know, there's some fine, fine print, you've got to read there with all these. But you know, at the end of the day, most of the federal loans will give you a certain time period. And as long as you make your payments all along that time period, at the very end, there will be some form of forgiveness. Now, the only caveat with that is the way you're forgiving those loans is you get taxed on the amount of forgiveness as if you made that income that year. So, you know, for me, it'll probably be a 20 year repayment plan, at the end of those 20 years, I'll have $100,000 left, it'll be forgiven. And then it'll be like I made that extra 100,000 on my salary that year, so I get taxed on it. So in those 20 years, I have to come up with some sort of plan to save up and to make money to repay that one year, when I have that influx in salary, even though it wasn't there. It was a loan forgiveness. So just something to think about there, too, when you're planning out your loans and your repayment plan.   09:04 Yeah, yeah, I don't think people realize that you have to pay taxes on that loan that is left. So each year, you want to make sure that you're putting money aside and putting money aside so that you're in an account that maybe you can't touch so that when it comes you're not like, Oh my gosh, where am I gonna get this money from, but you're like, Oh, I know exactly where I'm gonna get it from. Because I have this account of money I haven't touched for 20 years, you can pull it out from there. And that can be like, it doesn't have to be a savings account at the bank. Exactly. That could be an account that is actually generating, maybe, you know, 4% or something like that, right? So you're making money on it, especially if your loan is only like 2.3%. So you could take that money that you would be paying toward that loan, put it into an account that's maybe making even if you're making 4% You're still making money on on that money in there so that when the time comes to pull it out to pay your taxes, is number one, you're not penalized. So it's not like you're putting into a 401k plan or an IRA or something like that, but just putting it into some sort of an account that can make you some money on the way.   10:12 Exactly. And that's where a certified financial planner comes in, because they can set you up with a savings plan over those 20 years that can get 810 12%. So you're actually saving a ton more money, and you're paying way less when it comes to it. And the you know, the rate the APR is, is even lower. So I don't, I don't want to throw out a bunch of like, you know, terms and, you know, definitions and stuff that are just kind of boring and not very sexy, to be honest with you. But we do have to kind of know a little bit about this stuff. You don't have to be an expert. Again, I'm not. But I know enough. Now I'm educated enough, because I took the time to talk to that certified financial planner and figure this out and sit there, it only took maybe an hour or two, to sit there with them and go through the plan and look at it and say, Alright, here's where I am. Here's my goals and plans. Which program is best for me. Okay, great. Let's get on that program. And then you know what, now let's figure out how we're going to pay it out. You know, and there's several different ways to do that, too. Right? You just have to come up with that number at the end of those 20 years. So how do you want to do that? And, you know, that's where my expertise kind of comes in? Is the elimination part of it? Yeah.   11:17 Yep. So let's talk about that. Let's talk about how do you eliminate that debt. And I know one thing that you speak about is having multiple income streams, I'm sure that's part of this conversation, but I'll throw the mic over to you. So you can talk about the elimination part. What does that mean? Yeah, so   11:33 originally, when I wrote my book, right, peak educator, student debt eliminator, I thought I could just start a side business or to write and make a bunch of money, and then throw all that money that I made toward the student loans and pay them off in a year or two and be done. That was my plan. And realistically, I probably could have done that, I probably could have knocked them out in about three to five years total, and been done. But that's kind of what the banks want you to do. Right? That's what these loans, processors wants you to do. They want you to pay all your loan off as quick as possible. So they get all the money and make all the interest, right? Well, after talking to the Certified Financial Planner, I said, Okay, well, if my loans are gonna go down from you know, 700 a month and 135 a month, that leaves me a good extra chunk of money that I can do stuff with, right? And he's like, Yeah, absolutely. He's like, in truth be told, as long as you're putting your a lot of money every month into your savings plan, or whatever, you know, investment plan, if you will, to pay off that 20th year, you can do anything with the money, right? So I figured, okay, well, could I invest it in stocks? And he's like, yeah, you could do that. I said, What about crypto? And he said, you could do that? What about real estate? Can I do that? Yeah, absolutely. So that's been kind of my plan is like, Okay, let me start a couple of side businesses that generate income and revenue for now. So that I can put it toward investments that don't kind of take me on the long term. Right. And I think realistically, you know, I think almost every millionaire has several different streams of revenue, right. And I think that we need to start thinking about that, as soon as we either enter grad school, or immediately after we finish grad school, you know, what is our plan for long term wealth? Right? How are we going to take care of ourselves, as well as our family, you know, that might not even exist yet. As well, as, you know, future generations, you know, we're talking generational wealth here. And it's not like, you've got to be a millionaire, right? But you know, a couple of six figure incomes, that can help a lot of people, right? I mean, you can take care of a family, or two or three down the line, even, you know, making several six figures over the course of many, many years, you know, and then if you invest it, right, you can put it in places, like we talked about, like rental properties, or something like that, where, you know, once those pay off, the mortgages are done on those in 15 or 20 years? Well, now you're going from making two or $300 a month in rent, up to, you know, 18 or 2000 a month, per per house, right? And that's where you get into that generational wealth. So, you know, for me, it started out as a simple mobile PT practice, right? I was by myself in a car with a table and some sheets and a bag with some equipment in it. And I was just driving around, you know, Waco, Texas, just kind of helping people in their homes or their offices or the gyms. Because I knew I could do that. I knew I could start that business, right? I had enough expertise in the physical therapy world to be able to run a small practice on my own. And I didn't really want to be tied down to the brick and mortar. I didn't want to have a high overhead. I didn't want to do any of that, you know, so I just started my own little business. And it started out with a crossfitter, too, you know, and that was not my demographic. It was just people in the community that I knew that asked if I can help, and so I did. And then Luckily, one of the women that I worked with, her husband had some shoulder and elbow issues and he was a big tennis player. So she said, You treat the arm in the elbow and choice it. Yeah, absolutely, I can do that. So once I started talking with him, he's a CEO of a small business in Waco there. We got him better, we got him back in the tennis court, he was feeling great. And so then he started referring me to all his other CEO buddies, and the CEO buddies and C suite level execs, right, and all these busy businessmen and business women. And it was great because I was I was selling them time, right, it wasn't so much about the physical therapy, or whatever it was, it was, I was buying them back time because I could come to their home or their office or their gym, and they love that. So it was just the right niche for me in the right, you know, they had expendable income, most of them because they were, you know, own their own business. So it was a really good group to get into, and a really good niche to break into. And, you know, word of mouth spread. And that kind of took off? Well, once that kind of happened, I really started having to figure out how to like market myself better, and how to do some, like digital marketing, you know, Facebook ads, Google ads, stuff like that. And I just didn't know that I didn't have that skill set, you know. And so I had to take a course in that and learn from it and kind of invest in myself. But once I did get better at that, you know, I even took a copywriting course and read a bunch of copywriting books as well. And once I started getting better at that a bunch of my buddies that I graduated PT school with saw what I was doing with Facebook ads, and they said, Hey, could you do that for our business? And I was like, yeah, I'm sure I could probably figure it out. They said, We'll pay you and I was like, Okay, great. That sounds awesome. You know, and that's where my agency kind of started, right. But one of the second pillars of revenue for me. You know, I kind of started a little bit of a digital marketing agency unintentionally. And so I did that for you know, that a year or so. And that even brought me outside of the field of physical therapy as well. I did it for a couple local businesses, some home renovations, some roofers, pool builders, stuff like that. And it was really working pretty well.   16:58 And then, you know, COVID, started hitting and things kind of got a little crazy. And I was still working full time in the clinic, too. And so with my wife being a type one diabetic, and already being immunocompromised, I had to kind of step back from that a little. And I stepped away from the clinical side of things. And that same week, the head of the program at university, St. Augustine emailed me and said, Hey, are you still interested in teaching because I spoken to him at the ETD graduation in 2018. And, you know, I said I wasn't, but now it's actually looking like a pretty good option. So I stepped out of clinical work, I headed into academia. And while I was doing that, you know, it really became a good fit for me, because, you know, I talked online most of the time, and then I had to go up and be there for labs. But it also gave me a lot of free time to work on my side hustles, and my side businesses, you know, and that's kind of how I fell into the consulting gig as well, like, that wasn't something I ever thought I'd be doing either. But I worked for workman's comp company as well up there in Waco. And I said, Hey, we should be educating these businesses to injury prevention and wellness and how to properly lift and ergonomics and all that. They said, Oh, no, we're not going to do that, you know, that's gonna eat into our PT numbers. And I said, No, it won't. Because I can't stop somebody from running over someone's foot with a forklift, it's gonna happen, accidents are gonna happen, you know? And they said, Well, no, we're not going to do that. So I said, Alright, fine. I'll do it myself, you know. And so I just went around to all the companies locally there that were sending us workman's comp people. And I said, Hey, would you like to lower your workman's comp numbers? And they were like, Yeah, sure. And so I go in, and I educate the workforce. And, you know, you can charge good money for consulting. I mean, I was able to charge you know, 1000 bucks to 1500 bucks an hour for two hours worth of work. So now it becomes a matter of, Okay, do I want to see patients at $200 an hour, which is a pretty fair rate for physical therapy, right? Cash pay at a network? Or do I want to work two hours and just, you know, educate these people and use my add my education background combined with my PT background, to kind of help them with injury prevention and wellness. Right. So again, it just kind of one of those things that fell into my lap, that wasn't ever something I thought I would do it just the opportunities were there. And I just kind of sees, you know, it was like, seeing like these opportunities out there and just realizing that holy cow, this is where I knew I was fine. Having a PT, you know, DPT and an add, not necessarily wanting to use them even though now I am, you know, more traditionally. But being able to leverage those degrees into other opportunities. You know, I'm not a huge believer in luck, I kind of feel like you make your own luck, you have to work hard and you have to network and leverage, you know, with the right people at the right times about the right things. And then you'll start seeing those opportunities, you know, kind of open up and you have to be ready to jump on those opportunities when they present themselves. So, you know, that's, that's kind of where a lot of these streams of revenue started from. It just kind of happened, you know, and I fell into them and I got better and better and better at it. I went, and then I was able to help more people with them as well.   20:04 Yeah, it sounds like you've gone from one to the next to the next to the next, which is, which is good. You're sort of keeping yourself open and you're learning and, and understanding like, Hey, I don't know how to do this. So I'm going to educate myself and learn a little bit more, and be able to do things that may not be at face value, what you went to, quote unquote, school for, but yet they are.   20:32 Yeah, I mean, we learn so many amazing skill sets throughout grad school, you know, whether it be the DPT program, or the ed d program, systems, right processes, standard operating procedures, things like that, like clinical development, and, you know, clinical thinking skills, critical thinking skills, all these things that we learn, are a lot higher level than a lot of the general public already know and deal with. So we can help by kind of bringing those things down and simplifying them, just like we would talk to a patient, right, if you're using layman's terms, you know, and I think the key here is to realize that we have a lot of these skills already, you can keep one foot in the healthcare boat already. Or you can diverged and go a different route. And you know, some of these skill sets, you're gonna have to learn because not everybody's, you know, born a natural with a lot of these skill sets. And that's okay, I've done that. But it's a good combination of taking as much as you already know, and pushing in on that. And then adding and supplementing a little bit here and there, when you find that you need it. You know, and that's where I think taking courses and paying for mentors, and doing all that stuff speeds up your timeline a little bit. You know, and that's why I'm a big believer in that I've had many coaches, many mentors over the last couple years, and they've totally sped up my timeline and showed me mistakes that they made and made sure I didn't make the right, you're still gonna make your own mistakes, there are a lot of them are going to be different than what your mentors went through, right? That's totally normal. But it's, it's realizing that they're not failures, they're just learning opportunities, you know, and I think we as pts are really good at being lifelong learners. And so it really shouldn't be a problem to dive into a skill set you're not familiar with, and just, you know, put your ego aside and being like, Alright, I don't know this, I need to learn it, here's a good resource, here we go, you know, just keep kind of attacking it until you get it right. You know, and I think at the end of the day, these multiple revenue streams now that are kind of growing are great, I love them, I'm very passionate and energized about them. They're definitely like passion projects for me, you know, and zones of genius for me, but it's a good way for me to get an outlet of creativity, I think, because I was an English major before I was a PT, right. So, you know, that to me was was a big transition in itself. But that's also helped me monetize blogs, monetize my book, right? monetize, SEO, and email sequences and copywriting. So, you know, again, all those things kind of fall into that consulting, revenue stream. But, you know, I had to learn how to adapt that English major into copywriting or into email marketing, or whatever it may be, you know, and I think the one key takeaway that I've had with all these revenue streams, is you've got to do one at a time, and you've got to get it flowing. And then you can step on to the next stream of revenue, then get that up and running, then get that flowing. And then step onto the next one. And again, you know, if you don't do that, you're going to fall for that shiny object syndrome, right, and you're going to be kind of chasing around, Ooh, that looks cool, that looks cool. I could do that, oh, I could do that, oh, that person's doing that, Oh, that looks really good. They all work. And you can do all of them, for sure. But you've got to get one down first, and then move on to the next and there's going to be you know, arguments and debates over what number is the right number to walk away from the first one and go on to the second one. I don't think it matters, I really don't just get it up and running, make sure it's making you some money, make sure it's profitable. And then when you're ready to step on to the next project, you're still gonna go back to the first one, you know, you're still who knows, you may even hire somebody to take over that portion for you. You know, but just knowing that there's multiple opportunities out there for physical therapists for healthcare providers, I think it's a great stepping stone for you to kind of open your mind a little and get out of that nine to five clock in clock out clinician mindset, you know,   24:15 and where are you now with? How many streams of revenue Do you have at the moment? And if you could put it in a pie chart, what is what makes up what? Because I think people would really be curious as Jeff, you mentioned a whole bunch. So where are you now? And what does it look like?   24:32 So I essentially what I teach, you know, all my students, I have what's called the feelgood method, right? Which is not just a clever play on my last name. It's also you know, how I make my students feel good about staying organized with their streams of revenue, right. So there's an umbrella on top and that's your holding company, right? For me, it's feelgood industries. pllc. Texas recommends if you have a professional license that you get a pllc it's different for every state. But, you know, doctors, lawyers, dentists, they all have pllc Alright, so since I started as a mobile clinic, I started as a pllc. then underneath that I had about four or five different revenue streams or tubes of revenue, that each of those was a DBA, or doing business as underneath the pllc. Eventually, I'm probably gonna have to turn some of those into their own individual LLC and make the pllc an actual holding company, but I'm not there yet. So, you know, with each stream of revenue, like I said, I have a couple little numbers next to each stream. And those are the checklists, things that you have to get done in order for that stream to start running. So I made a shift recently, because of my changing career, you know, like I said, the goal is to try to, you know, kick the bucket of the nine to five and do your own thing, you know, and go all in on entrepreneurship and your own business eventually, right? That's the hope. For me, my story's a little bit different, because my wife is a type one diabetic. And we need not just medical benefits, but good medical benefits, right? My nine to five might always be there. And I'm okay with that. I've learned how to kind of find the best possible job with the best possible benefits. and academia has afforded me that right now. So I'm able to do that, you know, at a little bit lower rate of like 32 hours a week instead of maybe 40. And that gives me more time then to work on the businesses. So while I was doing a lot of the mobile PT at first, that's kind of decrease now, because like I said, it's like, do I want to treat patients for $200 an hour do I want to do consulting at 1500? An hour, right. So I would say overall, you know, I've got the mobile business, I've got my online business and PT educator Comm. And then I've got my consulting, business, FTI consulting, and those are kind of the three main revenue streams. Now in those revenue streams. There's probably, I don't know, three or four different services, if you will, that are offered. You know, the consulting can be anything like injury prevention and wellness, because I've got that systemized. And I've got templates for that now where I can just come in, do the tour, see what's what, and then put together a presentation overnight. And then that also will have my copywriting little digital marketing. It'll have you know, Facebook ads, Google ads, it'll have copywriting, email, all that stuff underneath the consulting. And those I can charge, you know, for just one little piece, or put together a package where I'm like, Hey, here's what you need, here's what I recommend, you can go ahead and do it based on my outline, or if you need my help, here's my price, right, my fees. And then PT educator comm is just like I said, my online site where I do a lot of my blogs, I have a lot of the courses for sale and stuff like that. And that's just really to kind of keep me up to date on my writing. And, you know, my blogging skills and stuff like that just recently passed them the mark for 1000 subscribers and 4000, watch hours for YouTube. So I cannot monetize that as well. So the vlog cast, which I do one episode a week of an interview with somebody who's done that particular side, hustler side gig, starts out on YouTube, and then eventually makes it to the podcast in audio form. And that actually, the podcast hasn't even come out, that'll start September 1. With the first few episodes, I'll probably release three or four and the first one, and then do one a week after that. So if you want the new fresh content, you go to YouTube and watch the video if you want to catch up, you go to the podcasts. But if we're if we're giving it a breakdown, you know, I would say we're probably at about 60% of consulting at this point. And coaching, I kind of put coaching underneath that as well. And then I would say, you know, the the online business is probably about 30% at this point. And then treatment is just at this point, word of mouth, close family and friends here in the Wimberley area, you know, 10%? If that?   28:54 Yeah, got it? Yeah, I think that's really helpful for people to hear so that they're like, wait, I don't understand how, how is someone doing all of this at one time? Do you know what I mean?   29:03 Yeah, and let me make this clear, too. So 32 hours a week is still dedicated to my full time job and Right, right. So that gives me maybe eight hours extra to get to a 40 hour week, and then I work 50 or 60 hours a week, there's you know, I love that stuff, though. I would do that for free if I could all day every day, because that's what gets me excited, you know, the passion projects, helping people figure out a business model. So you're, you know, figure out what they can do for side hustles and side gigs. Even if it's just making an extra 500 bucks, you know, a week or something like that, you know that that could be huge for somebody who's having to pay 2000 bucks a month for student loans, right or 1500 bucks a month for student loans. So if we can figure out a side hustle or side business to get you started, at least, maybe you grow it big enough to the point where you can walk away from that nine to five and that's great if that's what you want to do. You know, but but I'm also to the point where I was working 60 or 70 hours a week for someone else and trading time for money and just wasn't cutting it. So I've scaled back, I've been able to, you know, increase my value on certain things and, you know, raise the prices on things enough to where I'm working less time and making more money. So it's like PRN rates don't even, you know, don't even cut it for me anymore. It's not even something I would look at. It's just not worth my time, because the money's nice, right. But the time freedom is really what you're looking for, I think, you know, I think people are, are looking to claim back a lot of that time with their family, not having to work weekends, not having to stay, you know, all hours at night at an outpatient clinic, doing notes and trying to, you know, stay on top of things. So, I know I've been there, man, it's a grind. And, you know, it's nice to be able to use my add and teach and to use my DPT and use that knowledge toward you know, something as trivial as a fantasy football injury course, right? That was one of the first courses I ever made. And then, you know, video gamers eSports, I did an Esports ebook on injury prevention for gamers, right? Like, that stuff is just fun to me, you know, I love that stuff. And we can use our knowledge to help those people and solve those problems. So why not do that? Right? Why not find a hobby or something you like? And just go all in on it, you know, and use your knowledge to help people. You know, so that's been a big a big finding for me over the last year or two, it's just that, you know, you don't have to work as hard. You know, you can scale back, you know, charge what you're worth, and make a lot more money in a lot less time. You know?   31:29 Yeah, that all makes sense to me. And what would be your says, we kind of come come to a close here, what, what is your biggest, your most important piece of advice for people listening, if they could take one, if you were like, oh, man, if you just took one thing away from this talk, this would be it.   31:51 Yeah, I think physical therapy or your profession, your career just has to be the tip of your iceberg, right? I mean, again, like I said, we as physical therapists can do so many things, we can help so many people, and it's like, if I go and treat a patient, you know, one on one, that's great, that one person gets better in that hour, maybe times eight hours a day, there's eight people, right? If you want to have a bigger impact, and you want to affect more people, right? Then maybe you coach somebody or teach somebody, you know how to start their own business. And now that person's treating, you know, 50 people a week. So now you're impacting 50 there, and the few that you were teaching, then you coach somebody else on something else, and they're helping, you know, 20 businesses, you know, with their patient intake model, and they're, you know, they're doing things, you know, at a higher rate. So now you're helping 20 businesses with 50 patients each, right. And so I think more impact can come if we realize that we're more than just a physical therapist that goes in and treats eight people a day, or 20 people a day, or 30 people a day, or whatever you're treating, right? Like we can do so much more. And we just need to think outside the box a little bit, you know, and be a little bit more than that nine to five clinician that clock in and clock out, you know, and then again, by having a bigger impact by helping more people, right, and then coming at it with a servant's heart. Money is just a byproduct, you can then take that money and pay off your student loans quicker if you want or invest in things that are going to make you more money down the line so that you can pay off the student loans, should you want to do it over a longer period of time. Either way, you know, it's just about opening your eyes and seeing that there's a whole lot more out there than just you know, going to outpatient clinic every day and seeing your patients.   33:29 Excellent, excellent advice and great takeaway. Now, where can people find you if they want to learn more about you what you're doing and how to get in touch with you?   33:37 Yeah, sure. So all of my tags are pretty much at p key educator on all the social medias. And then the book is on Amazon. It's available in softcover. And in Kindle, it's called PT educator, student debt eliminator, multiple streams of revenue for healthcare, academicians and clinicians. definitely have a second edition coming out pretty soon. So check it out, out while you can. You know, I'd love to see people hop on the second edition as well, because there are a couple of key changes with all the stuff that's going on nowadays, with cryptocurrencies and, you know, all sorts of investing strategies and stuff like that. So I'm still learning, you know, lifelong learner for sure.   34:13 Absolutely. And last question, what advice would you give to your younger self, knowing where you are now in your life and in your career? Yeah.   34:22 Don't Don't worry, as much, you know, just leverage the heck out of your, your career and your degrees. You know, use them to do what you want to do and what you enjoy doing, you know, leverage the heck out of it, you'll be fine.   34:37 Excellent, great advice. I've heard that many times on this show. So, Scott, thanks so much for coming on. This was great. I think you really gave people a lot to think about and some inspiration on maybe how they can use their passions and and think outside the box a little bit. So thanks for coming on.   34:57 Absolutely. Thank you, Karen. It's been a pleasure.   35:00 Absolutely and everyone, thanks so much for listening. Have a great couple of days and stay healthy, wealthy and smart.

Planthropology
60. Breaking Bat, Eating Fruits, and Tweeting the Pope w/ Nate Marshall

Planthropology

Play Episode Listen Later Oct 5, 2021 69:50


What's up bat people? I mean plant people. I don't know what I mean. Hey, have you every Tweeted at the Pope? No? Me neither, but Nate Marshall of Give Bats a Break sure has! Host of the brand, spanking new Give Bats a Podcast podcast, Nate is a long-time bat-enthusiast turned bat-apologist. Give Bats a Break and Give Bats a Podcast seek to educate people about our flying mammalian brethren and dispel some of the bad PR bats have gotten over the years. Nate has a great podcast and is an EXCELLENT social media follow. Go connect with his show at the links below and enjoy our conversation about bats, ecosystems, social media fame, finding common ground, and so many other things!Give Bats a BreakWebsiteTwitterInstagramYouTubePodcast******************************************************As always, thanks so much for listening! Subscribe, rate, and review Planthropology on your favorite podcast app. It really helps the show keep growing and reaching more people! Also, check out Planthropology on our website and various social media pages, all listed below. As an added bonus, if you review Planthropology on Apple Podcasts or Podchaser and send me a screenshot of it, I'll send you an awesome sticker pack!Listen in on Apple, Spotify, Stitcher, Castbox, or wherever else you like to get your podcasts.Website: www.planthropologypod.comPodchaser: www.podchaser.com/PlanthropologyFacebook: PlanthropologyFacebook group: Planthropology's Cool Plant PeopleInstagram: @PlanthropologyPodTwitter: @Planthropology_e-mail: Planthropologypod@gmail.com Support the show (https://www.patreon.com/planthropology)

Repurpose Your Career | Career Pivot | Careers for the 2nd Half of Life | Career Change | Baby Boomer
LinkedIn Recommendations: Why You Need Them, How to Get & Use Them #241

Repurpose Your Career | Career Pivot | Careers for the 2nd Half of Life | Career Change | Baby Boomer

Play Episode Listen Later Oct 5, 2021 37:27


Description: This week I am interviewing Thea Kelley and we are calling this episode LinkedIn Recommendations: Why You Need Them, How to Get & Use Them. I have had Thea in the podcast in episode 53 called Thea Kelley on Interviewing for a Great Job in the 2nd Half of Life in November of 2017 and episode 157 called Creating a Career Pivot Resume with Thea Kelley in January 2020. I have tremendous respect for Thea. I contacted Thea a couple of months ago and asked her to suggest a topic to discuss with you. I thought this would be a thought-provoking discussion. Here is her bio: Thea Kelley is a job search and interview coach based in the San Francisco Bay Area and serving job seekers nationwide since 2008. Her book, the Amazon best-seller Get That Job! The Quick and Complete Guide to a Winning Interview was hailed as "Excellent" on Forbes.com. For smart job search tips and a free gift, subscribe to Thea's blog at www.GreatJobSooner.com. That site also provides information on contacting Thea for one-on-one services--to help you get a great job sooner. This episode is sponsored by Career Pivot. Check out the Career Pivot Community. Make sure and pick up my latest book, Repurpose Your Career: A Practical Guide for the 2nd Half of Life Third Edition. For the full show notes click here.

Grace Church - Mason City, Iowa
The Most Excellent Way | Part 2 | 10.3.2021

Grace Church - Mason City, Iowa

Play Episode Listen Later Oct 4, 2021 27:14


The Most Excellent Way | Part 2 | 10.3.2021 by Grace Church

Christ Peace Heritage Ministries
Manifesting your Excellent Wisdom

Christ Peace Heritage Ministries

Play Episode Listen Later Oct 4, 2021 66:47


Welcome to the month of October! Our month of manifesting your excellent wisdom. We start the month with a powerful session of worship with a brief message from Pastor Sogunle. Enjoy the service. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

On the Road with Mickey
Season 2, Episode 40 – Ride It…or Skip It?

On the Road with Mickey

Play Episode Listen Later Oct 4, 2021 61:54


Season 2, Episode 40 - Ride it...or Skip it? Ride It...or Skip It? Hey everyone, I'm Mike, she's Sophie, and that's Brenda, and we're On the Road with Mickey! This is Season 2, Episode 40 for October 4, 2021, and our feature topic today is Ride It...or Skip It. For today's podcast we are looking at attractions at Walt Disney World and asking the question, do you ride it or do you skip it? What are your lists? Let us know in the comments! Now, here's the rundown of what we talked about: Updates from last week: Updates from last week:Regarding their favorite Deluxe/Deluxe Villa Resort, we had some additional responses!Cat writes: “Old Key West was huge and we liked it very much, but 3 BR villa at Bay Lake Towers is hands down our favorite. Park views (amazing at fireworks time) fireworks, spacious and open design, monorail access... absolutely wonderful”.Pam chimed in as well: “Boardwalk. Love theming, view of the Boardwalk. Excellent location between HS & Epcot. As well as convenient to multiple restaurants including those in Beach/Yacht club. And the Salon at the Beach Club.”Sheila said: “Bay Lake Tower especially with the Ellis family.”Cindy said: “Bay Lake Towers!”John chimed in: “Only have stayed at Saratoga Springs, Wilderness Lodge, and the Contemporary. Out of these three, Wilderness Lodge was my favorite. Loved the grounds and the boat transport to the campgrounds Contemporary and MK. Saratoga Springs much larger layout. Was in one of the quiet buildings. That was nice, but only time I can say I didn't like the walk, but it was really not too bad about 5 to 10 minute walk to the main building for food. Contemporary, loved the monorail. Got to meet my Captain there, Captain Hook. My best bud for the villains. I can't put my finger on it, but the Contemporary just was missing some of the magic. Don't know if it is just that it is one of the original resorts and feeling its age. Looking forward to GF and the Beach Club in the next 3 years.”Cheddar from the Big CheeseMike: Officially, as of October 1st, the “Neighborhoods” at Epcot will be official. As a reminder, there is World Discovery, World Celebration, World Nature (all part of the original Future World section) and World Showcase, which remains the same. World Discovery will have the attractions like Test Track and Guardians of the Galaxy; World Nature has attractions like Living with the Land, and World Celebration has attractions like Spaceship Earth.Brenda: Great News! The Main Street Confectionary reopened on September 29th! Take a look at some of the new treats you can get here!Sophie: We came across something that we didn't know about, and it opened on September 1st. Over at Akershus, which is not reopened yet, they have put a lounge in the restaurant for anyone to use. It is sponsored by Florida Blue, and it is called the Florida Blue Lounge. All you need is a pass to enter, and you will be able to enjoy snacks and refreshments while you take a load off for a while! It is open daily from Noon - 6PM and will run through November 20th. Download the Guest Pass here: https://www.floridablue.com/magicConnect with us! Here's how: Facebook: https://facebook.ontheroadwithmickey.comFacebook Group: https://facebookgroup.ontheroadwithmickey.comYouTube: On the Road with Mickey (Don't forget to subscribe, like the videos, and comment!)Instagram: On the Road with MickeyEmail: info@ontheroadwithmickey.comPhone Voicemail: 919-799-8390Feature Topic: Ride it...or Skip it?This Day in Disney History for October 4Cinderella, Cinderella, and Cinderella!Disney Who's Who CharacterFoxy Loxy from Chicken LittleA little bit of Walt"Certainly we have all had great confidence at one time in our lives, though most of us lose it as we grow older. Because of my work, I've been lucky enough to retain a shred of this useful quality but sometimes, as I look back on how tough things were, I wonder if I'd go through it again.” - Walt DisneyComing next week: Walt Disney World Re...

The RV Show USA Podcast
The RV Show USA Radio Edition 10.3.2021

The RV Show USA Podcast

Play Episode Listen Later Oct 4, 2021 45:00


Excellent advice for those buying or selling an RV.   You'll meet a couple who went full time and they live (happily) in a pickup truck camper.   What is it that full time RVers don't like to talk admit or talk about?   Some perspective and advice on how to deal with people on Social Media who have short tempers in RV Groups and how to avoid that being YOU.

All Bad Things - A Disaster Podcast
Episode 222: The 2021 Misty Fjords Flightseeing Crash

All Bad Things - A Disaster Podcast

Play Episode Listen Later Oct 4, 2021 79:48


David and Rachel discuss the extremely recent tragedy of a beautiful sightseeing trip gone horribly awry. Excellent first-hand research and scrip by listener Nicole.

Hacker Public Radio
HPR3436: HPR Community News for September 2021

Hacker Public Radio

Play Episode Listen Later Oct 4, 2021


table td.shrink { white-space:nowrap } New hosts Welcome to our new hosts: CoGo, BlacKernel. Last Month's Shows Id Day Date Title Host 3413 Wed 2021-09-01 Bash snippet - using coproc with SQLite Dave Morriss 3414 Thu 2021-09-02 Critical Thinking may make You Critical of the Covid Crisis CoGo 3415 Fri 2021-09-03 Hacking Stories with Reacted: part 3 operat0r 3416 Mon 2021-09-06 HPR Community News for August 2021 HPR Volunteers 3417 Tue 2021-09-07 Ceph cluster hardware Daniel Persson 3418 Wed 2021-09-08 My gEeeky Experiment - Part 2 Claudio Miranda 3419 Thu 2021-09-09 Linux Inlaws S01E38: Tiny kernels monochromec 3420 Fri 2021-09-10 Normal Layer Modes: Erase, Merge, and Split Ahuka 3421 Mon 2021-09-13 BlacKernel's Journey Into Technology: Episode 1 BlacKernel 3422 Tue 2021-09-14 Update about Phones and Devices JWP 3423 Wed 2021-09-15 "upg.sh" my "dump.txt" to "note.md" Some Guy On The Internet 3424 Thu 2021-09-16 Infosec Podcasts Part 6 - Infosec Leadership Trey 3425 Fri 2021-09-17 Hacking Stories with Reacted: part 4 operat0r 3426 Mon 2021-09-20 Rust 101: Episode 0 - What in Tarnishing? BlacKernel 3427 Tue 2021-09-21 Ranger for the Win! b-yeezi 3428 Wed 2021-09-22 Bad disk rescue Andrew Conway 3429 Thu 2021-09-23 Linux Inlaws S01E39: Ubuntu and the Community monochromec 3430 Fri 2021-09-24 Booting Ahuka 3431 Mon 2021-09-27 Living in the Terminal BlacKernel 3432 Tue 2021-09-28 Reading a license: Creative Commons Attribution ShareAlike 4.0 International clacke 3433 Wed 2021-09-29 A Squirrels thoughts about RMS Zen_Floater2 3434 Thu 2021-09-30 From 0 to K8s in 30 minutes klaatu Comments this month These are comments which have been made during the past month, either to shows released during the month or to past shows. There are 27 comments in total. Past shows There are 2 comments on 2 previous shows: hpr3297 (2021-03-23) "Nextcloud Application Updating" by ToeJet. Comment 2: Ken Fallon on 2021-09-21: "+1" hpr3377 (2021-07-13) "Chromebook support and more" by Zen_Floater2. Comment 3: FSA on 2021-09-30: "Sound Quality Trolling?" This month's shows There are 25 comments on 13 of this month's shows: hpr3413 (2021-09-01) "Bash snippet - using coproc with SQLite" by Dave Morriss. Comment 1: b-yeezi on 2021-09-01: "New tool for my toolbox"Comment 2: Trey on 2021-09-02: "Excellent detail!"Comment 3: Dave Morriss on 2021-09-02: "Re: New tool for my toolbox"Comment 4: Dave Morriss on 2021-09-02: "Re: Excellent detail!" hpr3414 (2021-09-02) "Critical Thinking may make You Critical of the Covid Crisis" by CoGo. Comment 1: Trey on 2021-09-02: "Controversial topic... Love it!"Comment 2: drad on 2021-09-03: "Great Episode!"Comment 3: Barbara Ann Walko on 2021-09-09: "hpr3414"Comment 4: Joel on 2021-09-09: "Excellent analysis!" hpr3415 (2021-09-03) "Hacking Stories with Reacted: part 3" by operat0r. Comment 1: Willingness on 2021-09-04: "Awesome" hpr3416 (2021-09-06) "HPR Community News for August 2021" by HPR Volunteers. Comment 1: Kevin O'Brien on 2021-09-07: "My former profession" hpr3417 (2021-09-07) "Ceph cluster hardware" by Daniel Persson. Comment 1: Michael on 2021-09-08: "Why Ceph?" hpr3420 (2021-09-10) "Normal Layer Modes: Erase, Merge, and Split" by Ahuka. Comment 1: mu.rupeshkumar@gmail,com on 2021-09-12: "can't hear in Mobile"Comment 2: Ken Fallon on 2021-09-13: "Fixed" hpr3421 (2021-09-13) "BlacKernel's Journey Into Technology: Episode 1" by BlacKernel. Comment 1: Trey on 2021-09-13: "Welcome & thanks for sharing!" hpr3423 (2021-09-15) ""upg.sh" my "dump.txt" to "note.md"" by Some Guy On The Internet. Comment 1: Trey on 2021-09-15: "Great work" hpr3426 (2021-09-20) "Rust 101: Episode 0 - What in Tarnishing?" by BlacKernel. Comment 1: Trey on 2021-09-20: "Thank you."Comment 2: Hipstre on 2021-09-20: "Rust 101, Episode 0" hpr3427 (2021-09-21) "Ranger for the Win!" by b-yeezi. Comment 1: jrullo on 2021-09-22: "Vim lover" hpr3429 (2021-09-23) "Linux Inlaws S01E39: Ubuntu and the Community" by monochromec. Comment 1: Clinton Roy on 2021-09-23: "Just the usual complaint" hpr3430 (2021-09-24) "Booting" by Ahuka. Comment 1: Trey on 2021-09-24: "Trip down memory lane..."Comment 2: Kevin O'Brien on 2021-09-24: "You are most welcome" hpr3431 (2021-09-27) "Living in the Terminal" by BlacKernel. Comment 1: Operat0r on 2021-09-27: "Kids these days!"Comment 2: b-yeezi on 2021-09-28: "+1 for cnus"Comment 3: sesamemucho on 2021-09-29: "The text"Comment 4: Dave Morriss on 2021-09-29: "Very enjoyable" Mailing List discussions Policy decisions surrounding HPR are taken by the community as a whole. This discussion takes place on the Mail List which is open to all HPR listeners and contributors. The discussions are open and available on the HPR server under Mailman. The threaded discussions this month can be found here: http://hackerpublicradio.org/pipermail/hpr_hackerpublicradio.org/2021-September/thread.html Events Calendar With the kind permission of LWN.net we are linking to The LWN.net Community Calendar. Quoting the site: This is the LWN.net community event calendar, where we track events of interest to people using and developing Linux and free software. Clicking on individual events will take you to the appropriate web page. Any other business Older HPR shows on archive.org This month 5 additional shows in the range 1-870 have been uploaded. Since we don't want to upload shows without summaries or tags the old shows and tag and summary projects are now tied together. So we will be all the more welcoming of tag and summary updates submitted as described on the summary page. Tags and Summaries Thanks to the following contributors for sending in updates in the past month: Archer72, Rho`n Over the period tags and/or summaries have been added to 76 shows which were without them. There are currently 38 shows which need a summary and/or tags. If you would like to contribute to the tag/summary project visit the summary page at https://hackerpublicradio.org/report_missing_tags.php and follow the instructions there.

Defining Duke: An Xbox Podcast
Xbox & Crystal Dynamics' Weird Relationship + More Studio Acquisitions ft. Jeff Grubb

Defining Duke: An Xbox Podcast

Play Episode Listen Later Oct 3, 2021 154:19


In this episode of Defining Duke we are joined by Jeff Grubb to go over the latest in gaming! Before we get into anything, someone should call Tostitos because there are a ton of scoops this week. The biggest headline circling the Xbox camps is what is happening with Crystal Dynamics? Recently, they were brought into the fold to work on Perfect Dark, but now that partnership has expanded to a Game Pass deal for Avengers that seemed long overdue. Excellent timing or something brewing? We scoop! Beyond that, Netflix has joined what is a big time for spending across game companies. Welcoming in Night School Studio to their game development program, we are left asking one question. Is there a particular reason for these studios getting gobbled up? Diving into the nature of the industry plus the economy is required! That plus behind-the-scenes on scoops, why Matty likes Quantum Break, and much more decorate a very fun episode Defining Duke. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Don Tony Show / Wednesday Night Don-O-Mite
Breakfast Soup RAW (w/ Don Tony and Mish) 10/04/2021: WWE Draft Night 2 (w/Supplemental) Raw 10/4/21 Review; King Of The Ring + Queens Crown Tournament Details

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Oct 2, 2021 146:16


RUNNING TIME: 2 Hours 26 Minutes Hosted by Don Tony and Mish WWE 2021 Draft Night Two Results RAW: Becky Lynch, Bobby Lashley, Seth Rollins, Damian Priest, AJ Styles and Omos, Kevin Owens, Street Profits, Finn Balor, Karrion Kross, Alexa Bliss, Carmella and Gable Steveson... SUPPLEMENTAL DRAFT RESULTS: Dolph Ziggler & Robert Roode, Dana Brooke, Veer, Jaxson Ryker, Liv Morgan, Mia Yim, Tamina, Tegan Nox, Shelton Benjamin & Cedric Alexander and The Miz WWE 2021 Draft Night Two Results SMACKDOWN: The Usos, Sasha Banks, King Nakamura, Sheamus, Shayna Baszler, Xia Li, Viking Raiders, Ricochet, Humberto Carrillo and Angel Garza, Cesaro, Ridge Holland and Sami Zayn... SUPPLEMENTAL DRAFT RESULTS: Shotzi Blackheart, Natalya, Jinder Mahal and Shanky WWE Raw Results (10/04/2021): Damian Priest (c) def Jeff Hardy (United States Title Match)... Shayna Baszler def Dana Brooke... Humberto Carrilo and Angel Garza def Mustafa Ali and Mansoor... Drew McIntyre and Big E def Robert Roode and Dolph Ziggler... Rhea Ripley (c) and Nikki A.S.H (c) def Natalya and Tamina (Women's Tag Team Title Match)... Xavier Woods and Kofi Kingston def Cedric Alexander and Shelton Benjamin... Bianca Belair def Charlotte by DQ (Non-Title Match) WWE Main Event Results (10/04/2021): Karrion Kross def Ricochet. T-Bar & Mace def Viking Raiders CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 10/04/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 10/04/2021 CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 10/02/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 10/02/2021  CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#40) 09/30/2021 online CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 online CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' RETURNS *LIVE* WEDNESDAY (10/06/2021) at 10:05PM EST immediately following AEW Dynamite on YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS, SPONSORS and CURRENT HALL OF FAMERS (below). These are very special friends of our shows and their help and continued loyalty is greatly appreciated! ASSOCIATE PRODUCERS AND HALL OF FAMERS: 'TCB' Tighe C Bowers Brandon Folkey Adam Garcia Andrew 914 Billy Taylor Bud Ardis Aaron Kloss Alton Ehia Anthony Smith Bob O Mac Brandon Blake-Scott Brandon McIntire Brent Webster Bruno Caamano Chris Henry Chris Lumnah CJ Uehara CM Black Pixels Crisis In The Toyverse D Boy Gentleman D'Quincy Rawls Derek Brewer Dexter Kubi Edward Vary Ernesto DiFenza ErockV1 Garcia Akane George Morris Hassan AL-Hashmi Ian Jacob Esten James Diehl James Gruesome James Hollins James Moss Jason Pratt Jeffrey Collins John Garcia Johnny Morin Jonathan Hernandez Joseph Nykoluk Jude Karl Buteau aka CheeseAndRice Kenneth Hewlett Kressman Lee Friel Larry Traylor Mark Israel Matt Dasindavid Matt Ragan Michael Cuomo Michael Westphal Montez Sesley Murrell Coombes Jr Phatty 316 Ray Gomez Rob From Nashville ROCKED Roger Rubio Ryback's Personal Chef Russell Zavala Scott Taylor Seth Washington Steve Szczepaniak Steven DeSanta Super Dickk 'SwitchBabe' Courtney Summers  Tim Everhardt Timothy Keel Trevor Badger Whisperer Rob Tommy Pockesci Whisperer Rob SPONSORS SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== THE DON TONY SHOW / DELI MAN / BREAKFAST SOUP / MATARRAZ T-SHIRTS ON SALE!Pro Wrestling Tees has launched the only source for T-Shirts of' The Don Tony Show, Deli Man, Breakfast w/ Blasi, Breakfast Soup, and even Matarraz Shirts! Please visit our T-Shirt store now. More designs will be added shortly. CLICK HERE to visit our T-Shirt Store now! ===============  PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air Wednesday October 6, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday October 7, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 9, 2021 LIVE at 8:00PM EST. PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday October 11, 2021 LIVE at 11:05PM EST following WWE Raw. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP

The Don Tony Show / Wednesday Night Don-O-Mite
The Don Tony Show 10/02/21: WWE SmackDown, Draft 2021 + Supplemental Review; Crown Jewel Updates, Aliyah / Liv Morgan + More

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Oct 2, 2021 139:40


RUNNING TIME: 2 Hours 20 Minutes Hosted by Don Tony Topics Discussed: WWE SmackDown and Night One of the WWE Draft AND the Supplemental Draft is in the books. New Day and Big E are split again. T-Bar and Mace are split up. HIT ROW goes to SmackDown (why?). Current Raw Women's Champion Charlotte drafted to SmackDown. Edge drafted to Raw. Don Tony breaks down the draft moves made and what could happen this Monday on Raw. Plus: Important Crown Jewel updates.. The return of King Of The Ring and the debut of the Queens Crown Tournament.. Will Aliyah + Liv Morgan form a tag team on SmackDown?.. Could Becky Lynch move to Raw just to have WWE 'swap' Women's Titles with Charlotte?.. Will William Regal 'strip' Isaiah Swerve Scott of the NXT North American Title?.. What will happen next between Edge and Seth Rollins.. Praise towards AEW for the type of match given in Bryan Danielson vs Nick Jackson match.. Early thoughts on FMW Dark Side of The Ring.. Who will be the JOKER in the Casino Ladder Match on 10/6/21 AEW Dynamite?.. Your live calls and more. Enjoy the show! WWE 2021 Draft Night One Results RAW: Big E, Bianca Belair, RK-Bro, Edge, Rhea Ripley & Nikki A.S.H, Keith 'Bearcat' Lee, Rey & Dominik Mysterio and Austin Theory (SUPPLEMENTAL RESULTS: Nia Jax, Doudrop, Zelina Vega, John Morrison, R-Truth, Alpha Academy, Reggie, T-Bar, Apollo Crews, Commander Azeez, Akira Tozawa and Drake Maverick) WWE 2021 Draft Night One Results SMACKDOWN: Roman Reigns, Charlotte Flair, Drew McIntyre, Kofi Kingston & Xavier Woods, Happy Corbin & Madcap Moss, Hit Row, Naomi and Jeff Hardy (SUPPLEMENTAL RESULTS: Aliyah, Toni Storm, Mansoor, Mustafa Ali, Mace and Drew Gulak) WWE Smackdown Results 10/01/2021: Happy Corbin def Kevin Owens... Kofi Kingston, Xavier Woods and Street Profits def Alpha Academy, Robert Roode and Dolph Ziggler... Sasha Banks def Bianca Belair AEW Rampage Results 10/01/2021: Bryan Danielson def Nick Jackson... Jade Cargill def Thunder Rosa and Nyla Rose (Triple Threat Match)... Orange Cassidy def Jack Evans (Hair vs Hair Match) CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 10/02/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 10/02/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 10/02/2021  CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#40) 09/30/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#40) 09/30/2021 online CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 online CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE to WATCH the VIDEO episode of WWE EXTREME RULES 2021 PPV REVIEW RIGHT CLICK AND SAVE to download the AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE VIDEO WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to LISTEN ONLINE to WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' RETURNS *LIVE* WEDNESDAY (10/06/2021) at 10:05PM EST immediately following AEW Dynamite on YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS and SPONSORS (below). These are very special friends of our shows and their help and loyalty is greatly appreciated! ASSOCIATE PRODUCERS: 'TCB' Tighe C Bowers Paul Bielawski J580CHPmalicious erockV1 Derek Brewer Naeem Khalifa Brandon Foley Chris Henry Chatsiteforums.com Seth Washington Whisperer Rob Garcia Akane CM Black Pixels Jacob Esten Stel Johnny Morin  Michael Westphal  Roger 'Saul Goodman' Rubio Don Tony's Political Advisor (Anna) Jeffrey Collins Cockboy Joseph Nykoluk Cherry Jesus Hassan AL-Hashmi Brent Webster Aaron Kloss Alton Ehia Anthony Smith James Gruesome Bob O Mac CJ Uehara Kress Mann James Diehl 'SwitchBabe' Courtney Summers  Tim Everhardt Murrell Coombes Jr Keith Lee John Garcia Maddog No Good Larry Traylor Tommy Pockesci Chris Lumnah SPONSORS TEXAS PODCAST MASSACRE Awesome Horror Film Themed Podcast SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) ELOMIN SHA: DISPLATE STORE Pop Culture Artwork CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) RAUL ROMO'S HOUSE OF CARDS PRO WRESTLING CARDS, VINTAGE PACKS, & MORE ON EBAY! ================= DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== THE DON TONY SHOW / DELI MAN / BREAKFAST SOUP / MATARRAZ T-SHIRTS ON SALE!Pro Wrestling Tees has launched the only source for T-Shirts of' The Don Tony Show, Deli Man, Breakfast w/ Blasi, Breakfast Soup, and even Matarraz Shirts! Please visit our T-Shirt store now. More designs will be added shortly. CLICK HERE to visit our T-Shirt Store now! ===============  PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday October 4, 2021 LIVE at 11:05PM EST following WWE Raw. PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air October 6, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday October 7, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 9, 2021 LIVE at 8:00PM EST. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP

The GraceLife Pulpit
Jesus Christ: More Excellent Than Melchizedek

The GraceLife Pulpit

Play Episode Listen Later Oct 1, 2021 61:00


The GraceLife Pulpit
Jesus Christ: More Excellent Than Melchizedek

The GraceLife Pulpit

Play Episode Listen Later Oct 1, 2021 61:00


Backcountry Hunting Podcast
3-0h Hate & the 6.5 Needmore: Efficient, capable, and controversial

Backcountry Hunting Podcast

Play Episode Listen Later Oct 1, 2021 75:48


SHOW NOTES Intro: .308 and 6.5 Creedmoor: Loved, hated, revered or despised... These two own their respective realms.    Q&A:  Lightweight scopes Brush-busting 6.5 Creedmoor bullets Powerbelt ELR bullets for elk?    Main Topic:  .308 strengths & weaknesses It's NOT just a shorter .30-06! Efficiency Mild recoil  Long barrel life Inherently accurate Nearly inadequate propellant capacity  Inefficient with heavy, high-BC bullets Low penetrating capability Low wind-bucking capability Lack of on-impact "wallop" especially at long range   6.5 Creedmoor strengths & weaknesses Wonderfully accurate Super easy to shoot well Very mild recoil Excellent barrel life Great hot-barrel accuracy Easy to handload well Good wind-bucking ability Excellent for deer-size game Lack of impact authority Installs false sense of confidence Lots of documented "shot but lost" bull elk Outfitters not allowing it's use on elk   .308 Win. vs. 6.5 Creedmoor: Which is better for backcountry Hunting?    FRIENDS, PLEASE SUPPORT THE PODCAST!  Join the Backcountry Hunting Podcast tribe on www.patreon.com/backcountry Contribute via PayPal using joseph@backcountrypodcast.com Contribute via VENMO: @Joseph-vonBenedikt VISIT OUR SPONSORS HERE:  www.browning.com www.silencercentral.com www.timneytriggers.com www.siembidacustomknives.com

Tao of Our understanding Alcohol Recovery Podcast
Chuang Tzu – Starlight and Non-Being!

Tao of Our understanding Alcohol Recovery Podcast

Play Episode Listen Later Sep 30, 2021 54:04


Could Non-Being be described as love? Excellent conversation concerning surrender and Step 2. Could relief come from our surrender and stopping the fight rather than the intervention of a Higher Power? Words that are difficult to write to describe a conversation that was spot on. Info on the new book, Powerless But Not Helpless; www.BuddyC.org Order Sensei Elliston's new book; https://www.amazon.com/Original-Frontier-Serious-Seekers-Guide/dp/0764360884/ref=sr_1_1?dchild=1&keywords=the+original+frontier&qid=1599168689&sr=8-1 Sensei Elliston's Podcast, Unmind; https://www.aszc.org/unmind Zen Home Meditation Training https://www.aszc.org/sitting-with-sensei Join our private Facebook group and continue the conversation! Here is the link; https://www.facebook.com/groups/TaoPodcast/ or search Tao of Our understanding Podcast. Meetings during the pandemic; 9 pm EDT Nightly 7 Days a Week - Direct Link; www.ZoomAAMeetings.com (You must log in to a free zoom.us account for authentication to attend this meeting) Would you like to receive a free daily topic email with the most popular AA resources, accompanied by a secret Facebook group for discussion? Go to www.DailyAAEmails.com for more information! www.DailyAAEmails.com also includes a list of recovery podcasts and recovery resources! Thought for the Day; https://calendar.google.com/calendar?cid=M203cHZkbXQ0ZjRzOHRmNnI4ZjJpdmt2YmdAZ3JvdXAuY2FsZW5kYXIuZ29vZ2xlLmNvbQ ACIM; https://calendar.google.com/calendar?cid=aTZuc2x0cnV2Z2I1YzhrOXJ0aG80MXUwYmtAZ3JvdXAuY2FsZW5kYXIuZ29vZ2xlLmNvbQ&authuser=0

The Don Tony Show / Wednesday Night Don-O-Mite
Q&A w/ Don Tony 9/30/21: Trying 1998 Undertaker Bubble Gum; AEW 9/29 Rating; DT Wrestlecrap Video 2006

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Sep 30, 2021 135:52


RUNNING TIME: 2 Hours 16 Minutes Hosted by Don Tony Q&A With Don Tony (Original airdate: 9/30/21). In addition to Q&A and Live Calls tonight, Don Tony opened and tried a sealed 1998 WWF Undertaker Bubble Gum. Liv Morgan would be proud! And coming soon, WCW Nitro Cologne giveaway, Twenty Year Old WWE Popcorn, NWO Sour Candy, Ultimate Warrior Cereal and an unboxing of a 1998 Undertaker 'Wall Talkers'. As the box says, The Undertaker 'tells you where to get off!'

Sex Afflictions & Porn Addictions
The Evolved Man Doesn't Fall for Thirst Traps

Sex Afflictions & Porn Addictions

Play Episode Listen Later Sep 30, 2021 11:55


Free Training for Sex and Porn Addicts and Their Partners: The Four Transformational Shifts You Must Make to Break Free from Sex & Porn Addiction - https://www.themindfulhabitonline.com/free-video-training-craig-perraVisit our website right now to learn more about our coaching programs: https://www.themindfulhabit.comCall if you want to talk to someone to learn more about our programs and costs: (877) 769-3790All Coaching Programs offer a 100% UNCONDITIONAL 30 Day Money Back GuaranteeRead our 340+ Excellent 5 ⭐️⭐️⭐️⭐️⭐️ Verified Testimonials and read exactly what clients say about our programs https://www.trustpilot.com/review/themindfulhabit.comFollow us on social media to learn more about habits, mindfulness, unmet needs, parts work, and other tools to live your best life. We do not focus on porn addiction or sex addiction. We focus on success!!!! Facebook: https://www.facebook.com/themindfulhabitsystemYouTube: https://www.youtube.com/user/themindfulhabitTwitter: https://twitter.com/themindfulhabitInstagram: https://www.instagram.com/coach_craiglyleMerchandise (yes, really!! Check it out, it's pretty cool and has nothing to do with sex and porn addiction): https://powerpurposegear.com/Spotify: https://open.spotify.com/show/0ILT9xCM1SxEbJpWUmlF00?si=eD1QL8dgQJmnE4C5yg1R0wiTunes: https://itunes.apple.com/us/podcast/sex-afflictions-porn-addictions/id556373664?mt=2Twitch: https://www.twitch.tv/mindfulhabitcoach

Sex Afflictions & Porn Addictions
Knowing This 1 Metric Can Save Your Life #TRUTH #MENTALHEALTH #DISEASE

Sex Afflictions & Porn Addictions

Play Episode Listen Later Sep 29, 2021 18:07


Listen to my free one hour training: The Four Transformational Shifts You Must Make to Break Free from Sex & Porn Addiction - https://www.themindfulhabitonline.com/free-video-training-craig-perraVisit our website right now to start taking action: https://www.themindfulhabit.comCall now if you are ready to take action: (877) 769-3790Read my 300+ Excellent 5 ⭐️⭐️⭐️⭐️⭐️ Verified Testimonials and learn more about the results we help our clients achieve https://www.trustpilot.com/review/themindfulhabit.comFollow me to join the revolution of men taking back control of their sexual energy:Facebook: https://www.facebook.com/themindfulhabitsystemYouTube: https://www.youtube.com/user/themindfulhabitTwitter: https://twitter.com/themindfulhabitInstagram: https://www.instagram.com/coach_craiglyleSpotify: https://open.spotify.com/show/0ILT9xCM1SxEbJpWUmlF00?si=eD1QL8dgQJmnE4C5yg1R0wiTunes: https://itunes.apple.com/us/podcast/sex-afflictions-porn-addictions/id556373664?mt=2Twitch: https://www.twitch.tv/mindfulhabitcoach

No BS Sales School
135: How to Shift Mediocre to Excellent with Forrest Dombrow

No BS Sales School

Play Episode Listen Later Sep 29, 2021 25:36


Forrest Dombrow is Founder of Solve Sales and the author of Clone your Ace, a book that shows sales leaders how to duplicate their top salespeople's results in the rest of the sales team. Forrest believes the right process can help mediocre salespeople grow to be excellent producers. We also talk about the Zen of Selling and other cool stuff. Listen. Rate. Review!

The Daily Mastermind
How to Engage in Focused Thinking

The Daily Mastermind

Play Episode Listen Later Sep 29, 2021 10:22


Episode #447:  How to Engage in Focused Thinking   I believe one of the biggest problems we have in life is that we do not devote enough time to focusing on the Life we Want to Live, The Person we Want to Become, and the Goals We Desire to Achieve.  I'd like to share some great wisdom today from a book I have on my desk in my office.   by John C Maxwell:  How Successful People Think Change Your Thinking, Change Your Life   In order to become Successful in life, relationships, business or personally, I believe we need to strive to find time to Engage in Focused Thinking.   Maxwell says that focused thinking will help you to remove distractions and mental clutter so that you can concentrate on an issue and think with clarity.  He says it can do several things for you…   1- Focused Thinking Harnesses Energy Toward a Desired Goal -the greater the difficulty or size of problem the more focused thinking is required.   2- Focused Thinking Gives Ideas Time to Develop -sometimes to take ideas to the next level you need to shift from being expansive to thinking very selectively and this requires focused time on your objectives.   3- Focused Thinking Brings Clarity to the Target -to attain your goal you need to focus on a clear target and focused thinking will help you to clarify your goals and achieve them.   4- Focused Thinking Will Take You to the Next Level -in order to achieve greatness you must spend time specifically working on your talent and skills needed to achieve your goals.   But, the question starts to form for most people, “Where should you focus your thinking?”   Maxwell tells us that you should focus your thinking into 4 main areas:  leadership, creativity, communication and intentional networking.  He goes on to gives several steps to help you determine what those key areas should be specifically for you.   1- Identify your Priorities Start by listing out your priorities in each area of your life.  Then, begin to narrow in on you strengths and the areas that are the best use of your talents and abilities.  Obviously you should priorities the areas you get the biggest ROI and follow the 80/20 Rule.   2- Discover Your Gifts Most people are unaware of what their true strengths are.  I like to follow the advice of one of my Mentors and Partners Robert Stuberg who talks about narrowing in your time and attention in your area of Unique Talent.  This is represented by the things that you are Excellent and Passionate about.   3- Develop Your Dream I talk a lot about clarifying what your dream is.  Maxwell talks about using Focused time to discover your dream if you are unsure what it is.  I like to ask myself a key question if I ever feel stuck on what my DREAM really is…Try asking, “What do you want your life to be like?”   The next step in implementing more Focused Thinking in your life is to Stay Focused while you are practicing this specific daily or weekly activity.  You can do this by: Removing Distractions Making Specific Time for Focused Thinking Keeping Items of Focus in Front of You Setting Goals   Questioning & Tracking Your Progress   Finally, you must truly identify what you are going to sacrifice to find time and commit to Focused Thinking.  After all, if your life is worth living, then its time to identify the areas of your life you can cut back on.  In fact, you should be willing to give-up some of the things you love in order to focus on things that will make a major impact on your life and quality of life.   Ultimately, I'd like you to ask yourself a critical question…   Am I dedicated to removing distractions and mental clutter so that I can concentrate with clarity on Creating the Life I Truly Desire to Live, and Become the Person I would like to Be?   I appreciate you listening today.  Have an Amazing Week. George Wright III

The Don Tony Show / Wednesday Night Don-O-Mite
AEW Dynamite 9/29/21 + NXT 9/28 Review; Sammy Guevara Wins TNT Title; Jon Huber Legacy Foundation (Wednesday Night Don-O-Mite (EP107) 9/29/21

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Sep 28, 2021 145:46


Running Time: 2 Hours 26 MinutesHosted by Don Tony Topics Discussed: AEW Dynamite hailed from Rochester, NY, the hometown of Brodie Lee (RIP). A big segment was planned with the Dark Order as a tribute to Brodie Lee. Should AEW have brought in Eric Redbeard? What about Bray Wyatt? "But the rumors are Bray is going to Impact, not AEW". What about that forbidden door? We did have Sammy Guevara defeat Miro and win the TNT Title! And, Jungle Boy vs Adam Cole tore the house down. Don Tony breaks it all down talking AEW Dynamite 9/29/21 and NXT 9/28/21 for this week's 'Wednesday Night Don-O-Mite' (EP106). Also discussed: DT dissects fan booing of Cody and why he should embrace the hate... AEW having 40+ talents on each show is not sustainable, Lio Rush signs with AEW, Bobby Fish on next week's Dynamite, MJF vs Darby Allin will be fire, initial thoughts on Tony D'Angelo, AEW Rampage 10/1/21 preview, Raquel Gonzalez' lackluster NXT Title reign, Bron Breaker vs Tommaso Ciampa feud, CM Punk on AEW commentary, this week will likely end up a ratings decline for WWE, NXT, AEW and Impact. Enjoy the show! NXT Quick Results (9/28/21): Elektra Lopez def 'B-Fab' Briana Brandy (No DQ Match)... Xyon Quinn def Oney Lorcan... Io Shirai (c) and Zoey Stark (c) def Gigi Dolin and Jacy Jayne (Women's Tag Team Title Match)... Boa def Andre Chase... Roderick Strong (c) def Grayson Waller (Cruiserweight Title Match)... Ridge Holland def Kyle O'Reilly... Raquel Gonzalez (c) def Franky Monet (Women's Championship Match) AEW Dynamite Quick Results (9/29/21): Adam Cole def Jungle Boy... Cody Rhodes and Lee Johnson def Dante Martin and Matt Sydal... Jon Moxley, Eddie Kingston and Darby Allin vs Bear Country and Anthony Greene... Orange Cassidy and Dark Order def Hardy Family Office (16 Man Tag Team Match)... Anna Jay and Tay Conti def Penelope Ford and The Bunny... Sammy Guevara def Miro (New TNT Champion) AEW Rampage Preview (10/1/21): Orange Cassidy vs Jack Evans (Hair vs Hair Match)... Thunder Rosa vs Nyla Rose vs Jade Cargill (No DQ Match)... Nick Jackson vs Bryan Danielson CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 9/29/21 Episode 107 online CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE to WATCH the VIDEO episode of WWE EXTREME RULES 2021 PPV REVIEW RIGHT CLICK AND SAVE to download the AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE VIDEO WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to LISTEN ONLINE to WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 09/25/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 09/25/2021  CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' VIDEO! RETURNS *LIVE* WEDNESDAY (10/6/2021) at 10:05PM EST ON YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS and SPONSORS (below). These are very special friends of our shows and their help and loyalty is greatly appreciated! ASSOCIATE PRODUCERS: 'TCB' Tighe C Bowers Mad14ever Paul Bielawski J580CHPmalicious erockV1 Derek Brewer Naeem Khalifa Brandon Foley Chris Henry Chatsiteforums.com Seth Washington Whisperer Rob Garcia Akane CM Black Pixels Jacob Esten Stel Johnny Morin  Michael Westphal  Roger 'Saul Goodman' Rubio Don Tony's Political Advisor (Anna) Jeffrey Collins Cockboy Joseph Nykoluk Cherry Jesus Hassan AL-Hashmi Brent Webster Aaron Kloss Alton Ehia Anthony Smith James Gruesome Bob O Mac CJ Uehara Kress Mann James Diehl 'SwitchBabe' Courtney Summers  Tim Everhardt Murrell Coombes Jr Keith Lee John Garcia Maddog No Good Larry Traylor Tommy Pockesci Chris Lumnah SPONSORS TEXAS PODCAST MASSACRE Awesome Horror Film Themed Podcast SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) ELOMIN SHA: DISPLATE STORE Pop Culture Artwork CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) RAUL ROMO'S HOUSE OF CARDS PRO WRESTLING CARDS, VINTAGE PACKS, & MORE ON EBAY! ================= DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== THE DON TONY SHOW / DELI MAN / BREAKFAST SOUP / MATARRAZ T-SHIRTS ON SALE!Pro Wrestling Tees has launched the only source for T-Shirts of' The Don Tony Show, Deli Man, Breakfast w/ Blasi, Breakfast Soup, and even Matarraz Shirts! Please visit our T-Shirt store now. More designs will be added shortly. CLICK HERE to visit our T-Shirt Store now! ===============  PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday September 30, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 2, 2021 LIVE at 8:00PM EST. PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday October 4, 2021 LIVE at 11:05PM EST following WWE Raw. PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air Wednesday October 6, 2021 LIVE at 10:05PM EST. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP

So Very Wrong About Games
#186: Imperium: The Contention

So Very Wrong About Games

Play Episode Listen Later Sep 28, 2021 69:14


In case you missed it, we have now offered to the series of tubes the definitive website for all your non-porn non-cat needs. Sowronggames.com is your official repository for all things SVWAG, including all of our episodes, editorial policies, the full Swagoo, and definitions of all the arcane cant of the show (such as Swagoo). Excellent for neophytes and long-time Svwaggers alike. Unlike other websites, we don't discriminate against bots! We believe sapient bots deserve full moral recognition, and that includes access to our font of digital nonsense. You're welcome, Messrs. Prime and Magnus.Games Played Last Week:01:12 -Ankh: Gods of Egypt (Eric M. Lang, CMON, 2021)11:58 -Core Worlds: Galactic Orders (Andrew Parks, Stronghold Games, 2012)23:57 -Niagara (Thomas Liesching, Zoch Verlag, 2004)07:44 -Furnace (Ivan Lashin, Hobby World, 2021)28:38 -Camel Up (Second Edition) (Steffan Bogen, eggertspiele, 2018)31:11 -Robotech: Brace for Impact (Nick Ferris, Strange Machine Games, 2019)19:46 -The Resistance: Avalon (Don Eskridge, Indie Boards & Cards, 2012)14:34 -Khôra: Rise of an Empire (Head Quarter Simulation Game Club, IELLO, 2021)17:23 -Tapestry (Jamey Stegmaier, Stonemaier Games, 2019)23:07 -Simplicity (David Brain, Fractal Juegos, 2021)21:46 -Cloud City (Phil Walker-Harding, Blue Orange Games, 2020)26:47 -Kabuto Sumo (Tony Miller, BoardGameTables.com, 2021)News (and why it doesn't matter):35:27 Fundraiser on Twitch for Food Banks Canada on October 2nd at 3 PM EST.Guests: No Pun Included, Board Game Barrage, the SVWAG crew! KOSMOS has donated copies of The Crew: Mission Deep Sea to give away!https://tiltify.com/@svwag/so-very-wrong-about-games-food-drive36:11 Parasocial Saturdays! Saturday, 10:30 EST. 36:45 Myth and Goal: James Hewitt & Sophie Williams37:27 Let's Make a Bus Route domestic reprint: Get on Board: New York & London38:08 Eastern Empires by 999 Games40:01 No episode next week; Happy Thanksgiving!40:25 Skinny Minis 41:46 International Gamers Awards winners: Lost Ruins of Arnak, My City, and Under Falling Skies42:40 Language that insidiously encourages gatekeeping45:26 Feature Game: Imperium: The Contention (Gary Dworetsky, Contention Games, 2021)1:04:58 SVWAG Presents: Masterpiece Theatre: Avatar The Last Airbender Season 2

The Don Tony Show / Wednesday Night Don-O-Mite
Breakfast Soup RAW (w/ Don Tony and Mish) 09/27/2021: WWE Raw Review; Hurt Business And Keith Lee Return; Royal Rumble 2022 News

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Sep 27, 2021 142:25


RUNNING TIME: 2 Hours 23 Minutes Hosted by Don Tony and Mish Topics Discussed: WWE Raw 9/27/21 recap and review... This Raw was DT's favorite of 2021... YouTubeTV losing the USA Network this week... Congratulations to Ronda Rousey on the birth of her daughter! Congratulations to Karrion Kross and Scarlett on their engagement!... AEW Rampage and WWE SmackDown 9/24/21 ratings... WWE Royal Rumble 2022 coming to St Louis (and on a Saturday)... WWE Crown Jewel news... DT/Mish discuss the upcoming 'FMW' episode... Live calls... DT wanted Shayna Bazler to 'injure' Alexa Bliss on RAW to write her off TV... Discussion: Is 40 too old for women's wrestling in 2021?... More on Shane Thorne's new character (which he created) and lots more. RIP Ryan "Keiji" Sakoda (46) WWE Raw Results (09/27/2021): Big E (c) vs Bobby Lashley went to a no contest (WWE Championship Match)... Humberto Carrillo and Angel Garza def Viking Raiders... Reggie (c) def Ricochet by DQ (24/7 Championship)... Keith 'Bearcat' Lee def Akira Tozawa... Damian Priest (c) def Sheamus (No DQ Match for US Title)... Jinder Mahal, Shanky and Veer def Jeff Hardy, Mustafa Ali and Mansoor... Karrion Kross def Jaxson Ryker... AJ Styles def Riddle... Charlotte (c) def Doudrop (Raw Women's Championship Open Challenge)... Big E (c) def Bobby Lashley (Steel Cage match for WWE Championship) WWE Main Event Results (09/27/2021): Mace def Matthew A Raz... John Morrison def Drew Gulak CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 09/27/2021 CLICK HERE to WATCH the VIDEO episode of WWE EXTREME RULES 2021 PPV REVIEW RIGHT CLICK AND SAVE to download the AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE VIDEO WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to LISTEN ONLINE to WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 09/25/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 09/25/2021  CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#39) 09/23/2021 online CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 online CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' RETURNS *LIVE* WEDNESDAY (09/29/2021) at 10:05PM EST immediately following AEW Dynamite on YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS and SPONSORS (below). These are very special friends of our shows and their help and loyalty is greatly appreciated! ASSOCIATE PRODUCERS: 'TCB' Tighe C Bowers Paul Bielawski J580CHPmalicious erockV1 Derek Brewer Naeem Khalifa Brandon Foley Chris Henry Chatsiteforums.com Seth Washington Whisperer Rob Garcia Akane CM Black Pixels Jacob Esten Stel Johnny Morin  Michael Westphal  Roger 'Saul Goodman' Rubio Don Tony's Political Advisor (Anna) Jeffrey Collins Cockboy Joseph Nykoluk Cherry Jesus Hassan AL-Hashmi Brent Webster Aaron Kloss Alton Ehia Anthony Smith James Gruesome Bob O Mac CJ Uehara Kress Mann James Diehl 'SwitchBabe' Courtney Summers  Tim Everhardt Murrell Coombes Jr Keith Lee John Garcia Maddog No Good Larry Traylor Tommy Pockesci Chris Lumnah SPONSORS TEXAS PODCAST MASSACRE Awesome Horror Film Themed Podcast SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) ELOMIN SHA: DISPLATE STORE Pop Culture Artwork CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) RAUL ROMO'S HOUSE OF CARDS PRO WRESTLING CARDS, VINTAGE PACKS, & MORE ON EBAY! ================= DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== THE DON TONY SHOW / DELI MAN / BREAKFAST SOUP / MATARRAZ T-SHIRTS ON SALE!Pro Wrestling Tees has launched the only source for T-Shirts of' The Don Tony Show, Deli Man, Breakfast w/ Blasi, Breakfast Soup, and even Matarraz Shirts! Please visit our T-Shirt store now. More designs will be added shortly. CLICK HERE to visit our T-Shirt Store now! ===============  PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air Wednesday September 29, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday September 30, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 2, 2021 LIVE at 8:00PM EST. PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday October 4, 2021 LIVE at 11:05PM EST following WWE Raw. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP

Second Baptist Church Houston
The Excellent Way | Dr Young

Second Baptist Church Houston

Play Episode Listen Later Sep 27, 2021 42:31


The Don Tony Show / Wednesday Night Don-O-Mite
WWE Extreme Rules 2021 PPV Review (9/26/21): The Demon Falls (Literally), Sasha Banks Returns, RIP Lilly

The Don Tony Show / Wednesday Night Don-O-Mite

Play Episode Listen Later Sep 26, 2021 106:01


RUNNING TIME: 1 Hours 46 Minutes Hosted by Don Tony WWE Extreme Rules 2021 PPV Results (09/26/2021): Roman Reigns (c) def "The Demon" Finn Bálor (Extreme Rules Match for Universal Championship) Bianca Belair def Becky Lynch (c) by DQ (SmackDown Women's Championship) Damian Priest (c) def Jeff Hardy vs Sheamus (Triple Threat match for WWE US Title) Charlotte Flair (c) def Alexa Bliss (Raw Women's Championship) The Usos (c) def The Street Profits (WWE SmackDown Tag Team Championship) New Day (Big E, Kofi Kingston and Xavier Woods) def AJ Styles, Omos and Bobby Lashley Liv Morgan def Carmella (Pre Show Match) CLICK HERE to WATCH the VIDEO episode of WWE EXTREME RULES 2021 PPV REVIEW RIGHT CLICK AND SAVE to download the AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE AUDIO episode of WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE for the COMMERCIAL FREE VIDEO WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to LISTEN ONLINE to WWE EXTREME RULES 2021 PPV REVIEW CLICK HERE to WATCH the VIDEO episode of THE DON TONY SHOW 09/25/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of THE DON TONY SHOW 09/25/2021 CLICK HERE to LISTEN ONLINE to THE DON TONY SHOW 09/25/2021  CLICK HERE to WATCH the VIDEO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of AMA Q&A w/ DON TONY (#39) 09/23/2021 CLICK HERE to listen to AMA Q&A w/ DON TONY (#39) 09/23/2021 online CLICK HERE to WATCH the VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 RIGHT CLICK AND SAVE to download the AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE for the COMMERCIAL FREE AUDIO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE for the COMMERCIAL FREE VIDEO version of WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 CLICK HERE to listen to WEDNESDAY NIGHT DON-O-MITE 9/22/21 Episode 106 online CLICK HERE to WATCH the VIDEO episode of BREAKFAST SOUP RAW 09/20/2021 RIGHT CLICK AND SAVE to download the AUDIO episode of BREAKFAST SOUP RAW 09/20/2021 CLICK HERE for the COMMERCIAL FREE AUDIO episode of BREAKFAST SOUP RAW 09/20/2021 CLICK HERE for the COMMERCIAL FREE VIDEO episode of BREAKFAST SOUP RAW 09/20/2021 CLICK HERE to access previous episodes for all the shows! ================= DON TONY IS NOW ON INSTAGRAM, YOUTUBE, AND TWITCH! CLICK HERE to SUBSCRIBE TO DON TONY's YOUTUBE CHANNEL CLICK HERE to SUBSCRIBE TO DON TONY's TWITCH CHANNEL CLICK HERE to JOIN DON TONY's INSTAGRAM CHANNEL ================= REMINDER: 'WEDNESDAY NIGHT DON-O-MITE' RETURNS *LIVE* WEDNESDAY (09/29/2021) at 10:05PM EST immediately following AEW Dynamite on YOUTUBE (CLICK HERE) WND covers AEW, NXT, NWA. MLW, Impact Wrestling, NJPW, ROH, and much more. In other words, everything except WWE Raw and Smackdown. =============== REMEMBER, 'RETRO DON TONY AND KEVIN CASTLE EPISODES' ARE NOW EXCLUSIVELY ON PATREON (as of Sept 1, 2020). By signing up to DTKC Patreon, you'll gain access to all episodes of 'Don Tony And Kevin Castle Show' from 2017 to Summer 2020. PLUS, you can enjoy our Patreon Exclusive shows such as 'Breakfast Soup' hosted by Don Tony and Missionary, 'Castle Chronicles' hosted by Kevin Castle, 'Blah Blah Blah' hosted by Don Tony and more.  Plus ad-free episodes of all non Patreon shows including The Don Tony Show, Wednesday Night Don-O-Mite, PPV Recaps and more. And, you also have exclusive access to lost episodes of 'The Minority Report' from 2004/2005, select vintage episodes of 'The Masked Maniac Show', and retro Blackhearts Hotline reports from 2001/2002. You can join the family for as little as $2! CLICK HERE to visit the Patreon page and gain access now! =============== Special thanks to our ASSOCIATE PRODUCERS and SPONSORS (below). These are very special friends of our shows and their help and loyalty is greatly appreciated! ASSOCIATE PRODUCERS: 'TCB' Tighe C Bowers Paul Bielawski J580CHPmalicious erockV1 Derek Brewer Naeem Khalifa Brandon Foley Chris Henry Chatsiteforums.com Seth Washington Whisperer Rob Garcia Akane CM Black Pixels Jacob Esten Stel Johnny Morin  Michael Westphal  Roger 'Saul Goodman' Rubio Don Tony's Political Advisor (Anna) Jeffrey Collins Cockboy Joseph Nykoluk Cherry Jesus Hassan AL-Hashmi Brent Webster Aaron Kloss Alton Ehia Anthony Smith James Gruesome Bob O Mac CJ Uehara Kress Mann James Diehl 'SwitchBabe' Courtney Summers  Tim Everhardt Murrell Coombes Jr Keith Lee John Garcia Maddog No Good Larry Traylor Tommy Pockesci Chris Lumnah SPONSORS TEXAS PODCAST MASSACRE Awesome Horror Film Themed Podcast SHOOT THE DEFENCE Soccer fans! Excellent podcast talking soccer by fans, for fans! (Twitter: @ShootTheDefence) ELOMIN SHA: DISPLATE STORE Pop Culture Artwork CRISIS IN THE TOYVERSE PODCAST (Website: ComicCrusaders.com) RAUL ROMO'S HOUSE OF CARDS PRO WRESTLING CARDS, VINTAGE PACKS, & MORE ON EBAY! ================= DON TONY IS NOW FEATURED ON PANDORA!) Pandora Radio has launched an all new Podcast section, which features a very limited number of shows. And we are proud to announce we were chosen to be one of them! If you haven't experienced Pandora Radio, try it out. And if you are already a subscriber, you can now stream our entire library! Remember, at this time, all Podcasts on Pandora are available only thru their Phone App. CLICK HERE to listen to The Don Tony Show, Wednesday Night Don-O-Mite, older episodes of DTKC SHOW, BwB, TWIWH, and more on Pandora thru your mobile phone now! =============== THE DON TONY SHOW / DELI MAN / BREAKFAST SOUP / MATARRAZ T-SHIRTS ON SALE!Pro Wrestling Tees has launched the only source for T-Shirts of' The Don Tony Show, Deli Man, Breakfast w/ Blasi, Breakfast Soup, and even Matarraz Shirts! Please visit our T-Shirt store now. More designs will be added shortly. CLICK HERE to visit our T-Shirt Store now! ===============  PROGRAMMING NOTE: BREAKFAST SOUP RAWYour next episode of 'Breakfast Soup RAW' will air Monday September 27, 2021 LIVE at 11:05PM EST following WWE Raw. PROGRAMMING NOTE: WEDNESDAY NIGHT DON-O-MITEYour next episode of the 'Wednesday Night Don-O-Mite' will air Wednesday September 29, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: AMA / ASK DON TONY Your next episode of 'Q&A With Don Tony' will air Thursday September 30, 2021 LIVE at 10:05PM EST. PROGRAMMING NOTE: THE DON TONY SHOWYour next episode of 'The Don Tony Show' will air SATURDAY October 2, 2021 LIVE at 8:00PM EST. =============== CLICK HERE FOR STITCHER CLICK HERE FOR ITUNES CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR BLUBRRY CLICK HERE FOR IPHONE,IPAD, & IPOD TOUCH APP