Podcasts about DMA

Markets rallied on Wednesday before selling off into the close, but technically this is all normal behavior. After a mild 5% pullback in early November, stocks are simply consolidating gains from the April lows. Now, markets are pushing back toward resistance at the previous highs—an area that may produce some short-term volatility. If markets can break above November's highs, it opens the door for a traditional Santa Claus Rally into year-end. Even a pullback to the 50-DMA heading into Christmas would be a healthy setup. With markets on a buy signal from relatively low levels, the odds still lean toward a strong finish to 2025. Volatility may return over the next couple of weeks, and headlines will inevitably warn that "Santa isn't coming this year." But historically, two back-to-back negative Decembers are extremely rare. The technical backdrop continues to support a year-end push higher. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=CnOnz8np7ps&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SantaClausRally #StockMarketToday #MarketVolatility #YearEndRally #TechnicalAnalysis

AI stocks inside the Mag-7 are no longer moving in unison. We're now seeing a clear split between the names that are extremely overbought and those entering oversold, opportunity-driven territory. Apple ($AAPL) ripped to all-time highs and is now heavily deviated from its long-term means — historically a tough level to sustain. Google ($GOOGL) has been the recent "darling," but it remains extremely overbought and is beginning an early correction phase. We rebalanced our Google position back to target last week based on that setup. On the other side of the spectrum, Nvidia ($NVDA) has pulled back and is still above its 200-DMA, though the gap hasn't fully closed. Palantir ($PLTR) has triggered a buy signal, showing rotation inside the AI space. The message? When one part of the AI sector becomes stretched, opportunities often emerge somewhere else. Managing position sizes and rebalancing becomes critical into year-end. This pre-market update breaks down: • Which AI stocks are overbought • Which are resetting • Where technical setups are shifting • Why dispersion in the Mag-7 matters right now Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=B8eJNdf9YTI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AIStocks #Mag7 #TechStocks #PreMarketUpdate #StockMarketNews

The MacVoices Live! panel breaks down Apple's study on EU DMA impacts and why App Store pricing hasn't shifted as expected. Chuck Joiner, Marty Jencius, Brian Flanigan-Arthurs, Jeff Gamet, Eric Bolden, David Ginsburg, Mark Fuccio, Web Bixby, and Jim Rea also explore reports that Tesla may add CarPlay, and what that means for Rivian, GM, and the EV market.  http://traffic.libsyn.com/maclevelten/MV25302.mp3 This edition of MacVoices is supported by MacVoices Magazine, our free magazine on Flipboard. Updated daily with the best articles on the web to help you do more with your Apple gear and adjacent tech, access MacVoices Magazine content on Flipboard, on the web, or in your favorite RSS reader. Show Notes: Chapters: [0:08] Black Friday sale details from Take Control Books [0:40] Apple's DMA study and App Store pricing debate [1:30] Panel reactions to developer incentives and revenue shifts [3:08] Economist perspectives on the study's findings [4:06] Report: Tesla exploring CarPlay support [4:59] Rivian, Lucid, and broader EV ecosystem reactions [6:51] Anticipated Tesla update timeline and compatibility [9:59] Manufacturers dividing over CarPlay inclusion [11:15] EV market slowdown, discontinued models, and incentives [14:21] Tesla enters rental market; implications for CarPlay demand [17:20] CarPlay licensing questions and Apple's control [20:40] Closing notes and support options Links: Bloomberg: Tesla working to add CarPlay https://sixcolors.com/link/2025/11/bloomberg-tesla-working-to-add-carplay/ EU's Digital Markets Act Failed to Lower App Store Prices, Apple-Commissioned Study Says https://www.macrumors.com/2025/11/12/dma-no-lower-fees-study/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession 'firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Markets kicked off the first trading week of December with a weak open but rallied off the lows. Despite some early sloppiness, the major indices remain well-above their 100-day moving average, and the MACD Buy signal remains intact. Momentum is rebuilding, and a basing pattern appears to be forming across the board, including the NASDAQ. The bigger headline today is Bitcoin. After a sharp pullback and several weeks of ETF outflows, Bitcoin is now oversold and flashing renewed buy-signal conditions. ETF inflows have returned, options activity is picking up on the long side, and the price action suggests a potential base forming—though confirmation will take time. A rally back toward the 100-DMA would still offer meaningful upside without implying new highs. Meanwhile, the U.S. Dollar continues to base following its recent rally, which has helped fuel short-term strength in Gold. Risk-on sentiment is beginning to re-emerge across asset classes as investors rotate back into markets heading into year-end. This pre-market update breaks down the technical backdrop, Bitcoin's improving structure, and what the risk-on rotation means for traders as we move through December. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=lOg7kPGVEpM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketNews #BitcoinAnalysis #PreMarketUpdate #TechnicalAnalysis #TradingStrategy

On a peut-être trouvé mieux que Nano Banana : c'est Flux 2, et c'est européen ! On a des nouvelles en matières d'intelligence artificielle, mais aussi sur les enjeux tech qui concentrent les affrontements entre la Chine, les US ou l'Europe…  Patreon YouTube Discord Interactions auditeurs Les pingouins s’éclatent avec AMD… et Intel. Mots et Photos Flux 2 … fois trop gros ? World War Z : les chinois vont-ils écraser les bananes ? OpenAI attaque les suicidés, Jony et Sam parlent de leur futur échec. Pas de franchise pour les IA qui mentent. Le retour de l'homme au gros short. Les robots humanoïdes courent-ils à leur perte ? J'ai pas les mots. Mais c'est pas grave. Citoyens Souverains Nexperia, la saga des composants Nexpatriés. Les plateformes responsables des scams, ça change. Des hauts des bas, des DMA. Angleterre : pourquoi tant de VP haine ? Graphene OS ne nous fait plus confiance, a-t-il tort ? Les cryptos s'effondrent, je vais reprendre des moules ! Jeux vidéo DDR et SSD sont les nouveaux bitcoins. Pigeon voyageur : la Chine a battu Star Citizen. Un championnat d'Excel ? Vous voyez le tableau ? Participants Une émission préparée par Guillaume Poggiaspalla Présenté par Guillaume Vendé

In this episode, I sit down with bestselling author and investigative journalist Lee Strobel to explore some of the most profound questions of faith: Are miracles real? What evidence supports the Christmas story? What are angels like?  Lee was famously an atheist, and when his wife came to faith in Christ, he set out to prove her wrong. In the end, he discovered that the evidence for Jesus was too substantial to ignore and he became a Christian. Since then, he has helped countless people wrestle with life's biggest questions: Is God real? How do we navigate a spiritually mismatched marriage? How can we help our kids understand the evidence that Jesus came, died, and rose again?  Now, he has a new movie coming out called The Case for Miracles, bringing the supernatural to life in a powerful and compelling way. In this interview, we explore: Documented cases of divine healing Spiritual Mismatch in marriage and how to have hope  The evidence surrounding Christmas and the incarnation Do angels exist? Do we have guardian angels? What Scripture and research reveal How God is using miracles and dreams around the world to draw people to Him  Connect with Lee Strobel:  Instagram: Lee Strobel (@lee_strobel) Facebook: Lee Strobel Website: Lee Strobel Links Mentioned:   The Case for Miracles Movie Spiritual Mismatch: By Lee Strobel The Seeing the Supernatural: By Lee Strobel The Case for Christ: By Lee Strobel The Case for Miracles: By Lee Strobel Related Episodes: Moms and the Best Christmas Pageant Ever :: Dallas and Amanda Jenkins [Ep 501] “What is My Responsibility in My Child's Salvation?” :: Vela Tomba [Ep 431] Seek Him First :: Lillian Richey [Ep 494] Featured Sponsors:  BUBS Naturals: Live Better Longer! For a limited time only, our listeners are getting 20% OFF at BUBS Naturals by using code DMA at checkout. Just head to BubsNaturals.com and use code DMA and you're all set.  Branch Basics: Get yourself and your loved ones the best gift of all - the gift of clean with Branch Basics! For a limited time only, our listeners get 15% off and Free Shipping on their premium starter pack when you use code DMA at BranchBasics.com/DMA. 

En el episodio 766 del podcast hago un resumen de la actualidad tecnológica más destacada de la semana. Amazon, Meta, ByteDance o Alibaba se enfrentan a bloqueos mientras la Unión Europea sigue marcando la actualidad con los temas regulatorios. 24/11/25 Malasia prepara una prohibición total de redes sociales para menores de 16 años a partir de 2026. 24/11/25 Italia investiga a Amazon por facilitar la entrada de mercancía china sin declarar. 25/11/25 Senadores de EE. UU. exigen investigar a Meta por los ingresos derivados de anuncios fraudulentos. 25/11/25 Cómo la crisis de Nexperia volvió a desestabilizar las cadenas de suministro del automóvil. 25/11/25 CNN retira su contenido de Apple News mientras negocian un nuevo acuerdo. 26/11/25 Bruselas rechaza las insinuaciones de Estados Unidos: la normativa digital europea “no está en venta”. 26/11/25 Alibaba supera previsiones gracias al auge del comercio minorista instantáneo y al impulso de la IA. 26/11/25 China bloquea a ByteDance y prohíbe el uso de chips Nvidia en nuevos centros de datos. 27/11/25 Tesla intenta reconducir su negocio mientras la caída global de ventas se agrava. 27/11/25 Perplexity se adentra en el comercio digital con su nuevo asistente de compras con IA. 28/11/25 El Pentágono propone incluir a Alibaba, Baidu y BYD en su lista de empresas vinculadas al ejército chino. 28/11/25 La UE aprueba un nuevo marco para reforzar la protección frente al fraude online. 28/11/25 Francia archiva la denuncia antimonopolio de Qwant contra Microsoft. 29/11/25 Alibaba irrumpe en el mercado de gafas inteligentes con las nuevas Quark AI. 29/11/25 Google retira su denuncia contra Microsoft en la nube mientras avanza la investigación de la UE. 30/11/25 La UE estudia si Apple Ads y Apple Maps deben cumplir las reglas estrictas de la DMA. 30/11/25 Huawei y ZTE consolidan contratos 5G en Vietnam tras los aranceles de EE.UU.

My guest on this episode of the podcast is Mikołaj Barczentewicz, a professor of law at the University of Surrey and the author of EU Tech Reg, a blog dedicated to following developments in the EU regulatory machinery. In this episode, Mikołaj and I discuss the digital omnibus package that was recently proposed by the European Commission and which aims to reform and simplify, among many other things, the GDPR. A draft version of the digital omnibus had been leaked a few weeks before we spoke, but we waited until the formal version was unveiled by the EC to record this podcast.Among other things, we cover:The genesis of the Digital Omnibus package: why was it proposed in the first place, and what it aims to achieve;The specific changes to the GDPR proposed in the package;The scope of the opposition to GDPR reform;The implications of digital omnibus reforms on the EU's domestic AI industry;Whether any genuine progress been made against the recommendations made by last year's Draghi report;The current status of Pay or Okay in the EU and in the UK;Whether the DMA might be softened in response to pressure from the Trump administration.Thanks to the sponsors of this week's episode of the Mobile Dev Memo podcast:⁠Xsolla⁠. With the Xsolla Web Shop, you can create a direct storefront, cut fees down to as low as 5%, and keep players engaged with bundles, rewards, and analytics.⁠INCRMNTAL⁠⁠⁠. True attribution measures incrementality, always on.⁠Universal Ads⁠ is Comcast's self-serve TV ads platform that lets you launch campaigns in minutes across premium inventory from NBC, Paramount, Warner Bros. Discovery, Roku, and more.Interested in sponsoring the Mobile Dev Memo podcast? Contact ⁠⁠Marketecture⁠⁠.The Mobile Dev Memo podcast is available on:Apple PodcastsSpotify

In this powerful and deeply honest conversation, Jess Connolly—author, podcaster, and speaker—invites us into a season of her life marked by heartbreak and uncertainty.  Jess opens up about the winter of 2023, when her husband experienced panic attacks, heart issues, and a mental health crisis. At the same time, her family was facing major loss as her stepfather passed away after heart surgery, while also preparing for a book release. Followed by one of her children walking through a dark trial. Jess brings so much truth and gentle encouragement to anyone walking through a season that desperately needs hope, not the shallow Christian clichés we often hear, but a deep and steady hope that God is with us in the valley. Here's some of what we cover: The myth of the “prosperity gospel of parenting” and why 1+2 does not always equal 3 The pressure to assign purpose to a painful season  Rethinking Psalm 23 and understanding the rod and the staff  Learning to lament: why anger expressed to God is actually intimacy An exclusive sneak peak at her next book!  Connect with Jess Connolly:  Instagram: Jess Connolly | Author + Bible Teacher (@jessaconnolly) Facebook: Jess Connolly Website: Jess Connolly Links Mentioned:   What Comes Next: By Jess Connolly Tired of Being Tired: By Jess Connolly It's Not Supposed to Be This Way: By Lysa TerKeurst Related Episodes: Sidetracked with Jess Connolly :: Cynthia and Heather [Ep 484] Your Body is GOOD :: Jess Connolly [Ep 329] Worth Repeating // Jess Connolly Featured Sponsors: Sex Ed Reclaimed: Sex Ed Reclaimed offers a full curriculum with lifetime access so with that mind, visit sexedreclaimed.com to get your family's video curriculum today. Branch Basics: Get yourself and your loved ones the best gift of all - the gift of clean with Branch Basics! For a limited time only, our listeners get 15% off and Free Shipping on their premium starter pack when you use code DMA at BranchBasics.com/DMA . Jones Road Beauty: This holiday season, simplify your routine with makeup that's clean, strategic, and multifunctional. From November 18th - December 1st, Jones Road is doing their first ever Black Friday Sale! Go to JonesRoadBeauty.com to get up to 20% off sitewide.

Markets have been under pressure lately—especially in Technology—as investors worry about stretched valuations, widening credit default swaps, and whether the AI trade is finally losing steam. Despite the noise, this remains a minor, healthy pullback of roughly 3%, not a full-blown correction. In this pre-market update, we break down why the decline feels worse than it is, why the next two weeks of November historically favor stronger performance, and how mutual fund distributions in December may create volatility before a potential year-end rally. Nvidia is today's major market mover. After an extraordinary run from below $100 in April to nearly $186 today, the stock has pulled back to support but remains in a solid long-term uptrend. If you've been waiting for an entry point, the current setup may offer one, with $200 as a logical near-term target. We also analyze key technical levels for the S&P 500: • A close above the 50-DMA keeps the bullish trend intact • A break lower shifts focus to the 100-DMA • Four straight down days have worked off October's overbought surge, increasing odds of a bounce toward 6,700–6,750 If you didn't harvest profits earlier, selling into weakness now may not be ideal. Use the next rally to rebalance risk and manage exposures. Stay focused. Stay disciplined. Keep perspective. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=bb8BeVp7ID8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Nvidia #AITrade #SP500 #MarketUpdate

Christopher Ramos is currently serving as Director of Bands and Assistant Professor of Music at Utah Valley University in Orem, Utah. He conducts the UVU Wind Symphony and directs instrumental studies within the music education area. He additionally teaches courses in conducting, music education, and music appreciation. He received the DMA in instrumental conducting at The Hartt School, studying with Glen Adsit and Edward Cumming. While at Hartt, he assisted in conducting Hartt's instrumental performing ensembles and the Greater Hartford Youth Wind Ensemble, and as part of the adjunct faculty he taught courses for graduates and undergraduates in conducting, brass methods, diversity and belonging, jazz pedagogy, and in the core music theory sequence. Before Hartt, Chris served as a band director at Dalat International School in Penang, Malaysia where he taught Western classical and jazz music in performing and theory courses across grades 6-12, and his students were invited to perform in international festivals across Southeast Asia. He is also an active scholar working at the intersection of musicology, wind band studies, and music education with his latest publications forthcoming in the Music Educators Journal (NAfME) and the Utah Music Educators Journal (UMEA). In 2022 he received the Goldstein Award from the University of Hartford, and in 2016 he received the Joanne Kealinohomoku Prize from the Society of Ethnomusicology Southwest for his scholarship. He holds additional degrees from the University of New Mexico where he studied with Eric Rombach-Kendall, and from East Texas A&M University (formerly Texas A&M University-Commerce) where he studied with Phillip Clements (conducting), Luis Sanchez (piano), and Mike Morrow (horn). In addition to his conducting, researching, and teaching, he actively performs both on the French horn and at the keyboard. He has produced, performed, and conducted on records for the Naxos, Summit, and Parma record labels, and he has performed in and conducted ensembles in concert halls, stages, forests, and patios across the United States and Asia. An avid supporter of new music, he has been part of numerous commissioning projects for solo horn, chamber ensembles, and wind ensembles. He is a second-place winner in The American Prize for conducting and in 2025-27 he holds the Harry Begian Conductor Scholar Award at Blue Lake Fine Arts Camp. He is an active member in the College Band Directors National Association, Utah Music Educators Association, Utah Bandmasters Association, National Band Association, American Musicological Society, and National Association for Music Education, and is an honorary member of the Phi Mu Alpha Sinfonia National Music Fraternity.

The S&P 500 just broke below its 50-day moving average (50-DMA) for the first time in 199 days – the longest streak since the bull run began. Is this the start of a major correction or just another fake-out? In today's pre-market video short, we break down: Why yesterday's break of the 50-DMA actually matters What the MACD and RSI are telling us right now Why everything is moving together: stocks, small-caps, Nasdaq (QQQ), international, emerging markets, gold, and even Bitcoin The danger of high correlation across all asset classes in 2025 Historical seasonality: the last 2 weeks of November are usually strong Key takeaway: Don't panic-sell yet. Wait 2–3 days to see if the S&P closes back above the 50-DMA. Buyers often step in exactly at these widely watched levels. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=OZ4-aOC7VqQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SP500 #50DayMovingAverage #StockMarketCorrection #PreMarket #Investing2025

As a young mom, I felt the tension of wanting to have it all together: the boys in matching outfits, the house spotless, and dinner on the table. But no matter how hard I tried, it always felt just out of reach.  Today, Ashleigh Surratt joins me to talk about what it means to be a Type C mom — a blend of Type A and Type B — and how this mix shapes the way we experience motherhood. She is a mom and faith-filled encourager who speaks honestly about motherhood, identity, and finding God's grace in the messiest seasons of life. Her perspective helps moms release perfectionism and embrace the freedom found in authenticity. We talk about:  How to stop comparing yourself and embrace what truly matters to you How “ideal mom” expectations can become an idol Why authenticity and vulnerability invite connection rather than shame Create simple “catch-all” systems to manage chaos in your home When you feel drained, pause and invite God into the overwhelm Connect with Ashleigh Surratt:  Instagram: Ashleigh Surratt (@ashleigh.surratt) Facebook: Ashleigh Surratt Links Mentioned:   The Lazy Genius The Ashleigh Surratt Show - Podcast - Apple Podcasts Podcast with her husband Related Episodes: Manage Your Time Like a Lazy Genius :: Kendra Adachi [Ep 492] The Lazy Genius Kitchen :: Kendra Adachi [Ep 365] Choose What Matters to YOU :: Kendra Adachi [Ep 293] Featured Sponsors:  Honeylove: Treat yourself or someone special to the most comfortable and innovative bras on earth this holiday season. Save 20% off sitewide at honeylove.com/DMA. Use our exclusive link to get 20% off Green Chef: Make this fall your healthiest yet with Green Chef. Head to Greenchef.com/50ALONE and use code 50ALONE to get fifty percent off your first month then 20 percent off for two months with free shipping.  Thrive Causemetics: Complete your fall look. Go to thrivecausemetics.com/DMA for an exclusive 20% off your first order. 

Markets tested the 50-DMA for the third time since October on Friday—and once again, buyers stepped in to defend support. Futures are pointing higher this morning, but the setup still looks like a weak open for Wall Street. With upside resistance near 6,900, the market remains stuck in a well-defined trading range. The big catalyst this week? Nvidia earnings, which could determine whether this consolidation resolves higher—or if we're watching the early stages of a topping process. Short-term signals remain on a sell, and relative strength is cooling. But bullish year-end factors like corporate buybacks, momentum chasing, and neutral professional sentiment continue to provide a floor. In this environment, the message hasn't changed: Stay disciplined. Manage your risk. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=M9ZcmcDNCM8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Premarket #TechnicalAnalysis #NvidiaEarnings #InvestingNews

Full market cycles matter more today than at any point in the last 15 years. Lance Roberts breaks down why valuations, history, and market structure all point to a simple truth: Every bull market is only half the story. The other half is the bear. Lance's approach isn't bullish or bearish. It's risk-focused. Your job as an investor isn't to predict the next crash—it's to avoid catastrophic losses that erase years of gains during the completion of a full market cycle. 0:00 - INTRO 0:27 - Market Moves Will Hinge on Nvidia 4:18 - Markets' 3rd Test of 50-DMA 8:46 - Why Berkshire Lags the S&P 10:36 - Economic Acceleration Expectations for 2026 14:01 - Consumer Spending Drives Economic Growth 17:42 - Economic Consolidation is Underway 21:45 - Half of Expected Cap-Ex Spending Will Support Economic Activity 23:48 - Full market Cycles Encompass Bulls & Bears 28:20 - A History of Markets' Performance 29:58 - Market Cycles Have Rhythm - The Wycoff Cycles 31:52 - There is No Evidence of Imminent Crash 33:42 - Full market Cycle Analyses 35:22 - Navigating Markets Now 37:51 - Betting Against Buffett 40:59 - Market Dynamics Can Drive Bull Markets for a While 42:42 - Data Deluge & Comming Attractions

00:00: ☀️ Bom dia Tech!01:09:

Markets posted a fourth straight day of gains, reclaiming the 20-DMA and pushing back toward all-time highs—with the Dow breaking above 48,000 for the first time. The bullish trend remains intact as a momentum buy signal sits on the verge of triggering. Under the surface, rotation is driving the story. Healthcare continues to outperform, even outpacing Tech. Staples are starting to recover from deeply oversold levels, with a potential momentum shift if they clear the 20- and 50-DMA. Finance is improving from oversold conditions with strengthening relative strength. Meanwhile, Disney beat earnings and boosted buybacks, though content remains its weak spot. Amazon continues to support Consumer Discretionary, but strip it out, and activity slows noticeably. If this rotation out of Tech continues, these beaten-down sectors could help push markets even higher into the end of the week. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=jm-ZtvJ12Fk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketUpdate #TechnicalAnalysis #SectorRotation #TechStocks #Staples #Discretionary #Amazon #Tesla #Healthcare #Premarket

This Day in Legal History: Happy Brandeis DayOn November 13, 1856, Louis Brandeis was born in Louisville, Kentucky. He would go on to become one of the most influential jurists in American legal history. Appointed to the U.S. Supreme Court in 1916 by President Woodrow Wilson, Brandeis was the first Jewish justice and brought a deeply progressive and pragmatic philosophy to the bench. Long before his judicial career, he co-authored the seminal 1890 Harvard Law Review article “The Right to Privacy,” articulating a legal theory that would shape decades of constitutional interpretation. On the Court, he consistently championed civil liberties, individual privacy, and limitations on unchecked government and corporate power.Brandeis was known for his meticulous reasoning and willingness to dissent, often laying the groundwork for future majority opinions. In Whitney v. California (1927), his concurring opinion defended free speech in sweeping terms, arguing that the remedy for harmful ideas was more speech, not enforced silence—a principle that remains central to First Amendment jurisprudence. In economic cases, he frequently opposed monopolistic practices and was skeptical of concentrated financial power, earning him the moniker “the people's lawyer.” His distrust of large institutions was not ideological but rooted in a belief that democracy and individual autonomy could only flourish when those institutions were held accountable.Brandeis also advanced the use of social science and empirical data in legal arguments, exemplified by the famous “Brandeis Brief” in Muller v. Oregon (1908), which emphasized real-world facts over abstract legal theory. He believed that courts should understand the broader implications of their rulings, particularly in cases affecting labor, privacy, and civil rights. Though his views were sometimes out of step with his contemporaries, many of his ideas became mainstream in later decades. Brandeis served on the Court until 1939, leaving a legacy of principled independence and intellectual rigor.House Democrats have released emails suggesting that Donald Trump may have been aware of Jeffrey Epstein's abuse of underage girls. The documents include a 2019 email in which Epstein told author Michael Wolff that Trump “knew about the girls” and asked Ghislaine Maxwell to “stop,” as well as a 2011 message from Epstein to Maxwell claiming Trump spent significant time at his house with one of Epstein's victims. The victim's name is redacted, but the White House says it refers to the late Virginia Giuffre, who has publicly stated that Trump was not involved in any wrongdoing.Trump has consistently denied any knowledge of Epstein's crimes, emphasizing that their friendship ended years before Epstein's death in jail in 2019. The White House dismissed the email release as a politically motivated stunt and accused Democrats of constructing a “fake narrative.” Still, the controversy has stirred unease among Trump's base, with recent polling showing only 40% of Republicans support his handling of the Epstein case—far less than his usual approval ratings.Wednesday's release coincides with the swearing-in of Democratic Rep.-elect Adelita Grijalva, whose vote could trigger a full House vote to declassify all Epstein-related records. Democrats, led by Rep. Robert Garcia, are pushing for full transparency, alleging that attempts to conceal the files raise deeper concerns about Trump's connection to Epstein.House Democrats release Epstein papers saying Trump ‘knew about the girls' | ReutersApple says recent fee cuts for app developers in the EU, made to comply with the Digital Markets Act (DMA), have not led to lower prices for consumers. The company commissioned a study showing that developers kept prices the same or raised them for 90% of products, with only 9% seeing reductions—and those were consistent with typical pricing trends, not fee changes. Most of the financial benefit from reduced commissions, totaling €20.1 million, went to non-EU developers.Apple argues this undermines the DMA's goal of helping consumers and fostering competition, instead creating new hurdles for startups and potential risks for users. The European Commission has not yet commented. The DMA targets tech giants like Apple, Google, Meta, and Microsoft, aiming to level the playing field and offer users more choice.Developer fee cuts not passed on to EU users, Apple says | ReutersGoogle has filed a federal lawsuit in New York aiming to dismantle an international phishing operation it claims originated in China. According to the complaint, the group used software called “Lighthouse” to impersonate entities like Google, the U.S. Postal Service, and E-ZPass, sending fake text messages that tricked users into revealing sensitive personal and financial information. Nearly 200,000 fraudulent websites were allegedly created in just 20 days, targeting over a million people across more than 120 countries.Google accuses the 25 unnamed defendants of trademark infringement, false advertising, and racketeering, and is seeking financial damages as well as legal orders to shut the scheme down in the U.S. The company estimates the group may have stolen between 12.7 million and 115 million U.S. credit card numbers. Google's general counsel also backed proposed federal legislation to strengthen protections against similar scams.Google sues in New York to break up text phishing scheme | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

Markets opened weakly on Tuesday but finished in the green as Buy-the-Dip traders stepped back in. The S&P 500 bounced off its 50-DMA and is on the verge of a momentum buy signal, while relative strength continues to improve — a bullish sign for near-term market direction. Rotation remains the key theme: Energy (XLE) is starting to lift, even with oil prices steady. Natural gas could see rising demand as AI-driven data centers strain the power grid. Consumer Staples are beginning to recover as investors rotate toward defensive names. Lance Roberts explains how sector rotation is shaping market momentum — and what it means for portfolio positioning as breadth improves. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=8dRFc_XWbPc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketToday #XLE #EnergyStocks #MarketRotation #InvestingStrategy

- Nicht zum Sonderpreis: Studie untersucht App-Store-Preise nach dem DMA - Gesund aufgestellt? Wie geht es mit Apple Fitness+ weiter? - Alte Socke, neu erfunden: iPhone Pocket - Auf Sendung: Apple hat angeblich große Satellitenpläne - Die Luft wird dünner: iPhone Air 2 verschoben? - Ver-ohr-tet: Ist das der neue Homepod mini? - Umfrage der Woche - Zuschriften unserer Hörer === Anzeige / Sponsorenhinweis === Diese Folge wird präsentiert von Incogni. Nutze den Code APFELFUNK unter dem unten aufgeführten Link, um einen exklusiven Rabatt in Höhe von 60% auf dein Incogni-Abo zu erhalten: https://incogni.com/apfelfunk === Anzeige / Sponsorenhinweis Ende === Links zur Sendung: - Mac & i: DMA bringt Nutzern laut Studie keine günstigeren App-Preise - https://www.heise.de/news/Studie-DMA-bringt-Nutzern-keine-guenstigeren-App-Preise-11075918.html - Apfelfunk News: Apple Fitness+ soll 2026 in Health+ Abo mit KI-Chatbot integriert werden - https://apfelfunk.com/apple-fitness-soll-2026-in-health-abo-mit-ki-chatbot-integriert-werden/ - Apfelfunk News: Apple und ISSEY MIYAKE lancieren limitierte iPhone Pocket Accessoires - https://apfelfunk.com/apple-und-issey-miyake-lancieren-limitierte-iphone-pocket-accessoires/ - Apfelfunk News: Apple plant angeblich erweiterte Satellitenfunktionen für künftige iPhones - https://apfelfunk.com/apple-plant-erweiterte-satellitenfunktionen-fuer-kuenftige-iphones/ - Apfelfunk News: Apple verschiebt angeblich nächste iPhone Air Generation - https://apfelfunk.com/apple-verschiebt-naechste-iphone-air-generation-wegen-schwacher-verkaeufe/ - Apfelfunk: Neue HomePod Mini-Generation mit S9-Chip und Wi-Fi 6E erwartet - https://apfelfunk.com/neue-homepod-mini-generation-mit-s9-chip-und-wi-fi-6e-erwartet/ Wir danken unseren Unterstützern! Du möchtest den Podcast auch supporten? Hier gibt es mehr Infos: https://steadyhq.com/de/apfelfunk/about Kapitelmarken: (00:00:00) Begrüßung (00:16:00) Werbung (00:19:47) Themen (00:21:09) Nicht zum Sonderpreis: Studie untersucht App-Store-Preise nach dem DMA (00:31:57) Gesund aufgestellt? Wie geht es mit Apple Fitness+ weiter? (00:43:03) Alte Socke, neu erfunden: iPhone Pocket (00:57:01) Auf Sendung: Apple hat angeblich große Satellitenpläne (01:04:00) Die Luft wird dünner: iPhone Air 2 verschoben? (01:18:02) Ver-ohr-tet: Ist das der neue Homepod mini? (01:24:18) Umfrage der Woche (01:26:49) Zuschriften unserer Hörer

The Buy-the-Dip crowd showed up again as markets tested the 50-DMA. Despite weak breadth and last week's Tech pullback, buyers quickly returned to the sector—proving this market still runs on liquidity and momentum. Lance Roberts breaks down what's driving this move and what investors should watch next: Why defensive sectors are quietly leading the market How the RSP Equal-Weight Index signals a potential broader rally The impact of $6 billion per day in corporate buybacks Why early December weakness could set up another buying opportunity

When life doesn't go as planned, it can be hard to see where God is working. In this powerful conversation, Sandra Peoples, author, special needs mom, and ministry leader,  opens up about her journey from growing up with a sister with Down syndrome to parenting a son with autism. Sandra shares how her family's story revealed a gap in the church for families impacted by disability, and how God called her to help fill it. From starting a special needs ministry to creating sensory rooms and buddy systems, Sandra offers practical and spiritual wisdom for pastors, volunteers, and parents alike. Here is some of what we cover:  Disability families are often unreached — the church has an incredible opportunity to serve and love them. Support for the whole family — offer counseling, respite nights, and peer connection for parents and siblings. The church should be a whole picture of the body of Christ including those with disabilities who often enter into worship in the most beautiful ways.  What questions to ask your friends who are hesitant to come to church with their special needs child.  Hope for the mom that feels unseen or hopeless. Psalm 126:5- Those who sow in tears shall reap with shouts of joy! Connect with Sandra Peoples Website: Sandra Peoples: Equipping Churches and Encouraging Families Instagram: Sandra Peoples (@sandrapeoples) Facebook: Sandra Peoples Links Mentioned:   Accessible Church: By Sandra Peoples Held: Learning to Live in God's Grip: By Sandra Peoples Unexpected Blessings: By Sandra Peoples 99 Balloons Related Episodes: Adopting Special Needs :: Alice and Candace [Ep 213] Mothering Autism: Navigating Grief, Marriage, and Community :: Carrie Cariello, Kate Swenson, and Adrian Wood [Ep 515] Parenting Neurodivergent Children–Summer Edition :: Carrie Cassell [Ep 413] Featured Sponsors:  Thrive Causemetics: Complete your fall look. Go to thrivecausemetics.com/DMA for an exclusive 20% off your first order.  StoryWorth Memoirs: Give your loved ones a unique keepsake you'll all cherish for years–Storyworth Memoirs! Right now, save $10 or more during their Holiday sale when you go to storyworth.com/dma !

Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this “Rocket of a Stock Market.” From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=42moSAfvL10&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton

Markets have rocketed higher for six straight months — but how long can it last? Hedgefund Telemetry founder, Tom Thornton joins Lance Roberts to unpack the forces driving this "Rocket of a Stock Market." From AI euphoria and sector rotation to passive indexing risks and the Fed's impact on valuations, we dig into what's really happening under the surface. 0:18 - INTRO 2:50 - The Rocket of a Stock Market 5:37 - Market Volatility & Opportunity in AI I7:14 - Interning During the Crash of '87 8:21 - Forward Earnings Expectations 9:35 - The Broadening in the Market - Energy, Materials, Consumer Staples 11:42 - Sector Rotation is a Real Thing - What if AI comes under pressure? 13:26 - Market Cap Concentration Concerns 16:02 - The Y2K Panic Buying pulling forward consumption - Similar in AI? 17:50 - Tracking Investor Sentiment (Bullish Sentiment chart) 20:36 - Tom DeMark Indicators - S&P and NASDAQ 100 PE Multiples (Chart) 23:03 - When S&P is Within 5% of ATH... (chart) 24:30 - Most-shorted Baskets (chart) - showing what speculators are buying 27:30 - Mag 7 daily & Weekly (chart) 31:35 - What Technicals Tell Us about Managing Risk 33:18 - Valuations at Elevated Levels: Apple & Nvidia (chart) 36:01 - Multiples that make no sense - Palantir & Tesla (chart) 36:55 - Waymo vs Tesla 39:15 - This Level of Concentration is New (chart) 41:23 - US Households are "All In" and Leveraged (chart) 42:40 - Leveraged ETF Data 43:56 - Short Term Options trading is Gambling (chart) 45:43 - % of Stocks About the 20, 50, & 200-DMA (chart) 49:18 - 6-straight months of market upside: When do you run out of buyers? 50:30 - Expectations for EOY? Bubbles don't deflate; they pop. 52:17 - 2026 will be difficult to continue strong momentum without a decent correction 52:44 - Where's the risk? 56:18 - Levered Obesity Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketAnalysis #AIBubble #InvestorSentiment #MarketVolatility #TomThornton

Un nuevo Mac barato, llega Pluribus a Apple TV, y Gemini será el cerebro de la nueva Siri. Todo grandes noticias.Patrocinador: Did I Do te permite gestionar cada una de tus tareas recurrentes en un pequeño widget en la pantalla de tu iPhone o de tu iPad. Usando el código CUPERTINO tendrás un mes gratis de la versión Plus con la que tendrás funciones extra que son magníficas: múltiples widgets, notificaciones y recordatorios.Un rumor impactante sugiere que Apple está desarrollando un MacBook de bajo coste, con un precio aproximado de 600 dólares, enfocado en el sector educativo para competir con Chromebooks. Este portátil podría integrar un procesador de la gama A de iPhone y plantearía la posibilidad de un diseño más asequible, incluso de plástico y con colores vibrantes, lo que podría redefinir la línea de Mac y su estrategia de mercado. En el ámbito de la inteligencia artificial, comentamos la notable noticia de que Apple podría pagar mil millones de dólares anuales a Google por usar su modelo Gemini, especialmente entrenado para la inferencia en los iPhones, con el fin de potenciar las capacidades de Siri en tareas complejas, mientras continúan desarrollando sus propios modelos fundacionales.Exploramos las mejoras en el ecosistema de software y los desafíos regulatorios. Celebramos la llegada de la traducción en tiempo real a los AirPods en Europa, aunque su retraso se debió a la creación de una nueva API de enrutamiento de audio exigida por la DMA. Sin embargo, lamentamos la pérdida de la sincronización Wi-Fi automática del Apple Watch en Europa por la misma regulación, que Apple considera un riesgo para la privacidad. También comentamos las significativas mejoras en la aplicación de Podcasts, que ahora incluye capítulos automáticos y enlaces a otros podcasts, y el lanzamiento de una nueva interfaz web para la App Store. Además, abordamos la limitación de seis miembros en Familia Compartida de Apple, sugiriendo la necesidad de opciones de expansión para familias más grandes.Finalmente, compartimos otros detalles y rumores, como la posible llegada de tiendas de aplicaciones de terceros a Japón y las implicaciones que el acuerdo entre Epic y Android podría tener para Apple. Analizamos el hallazgo de "Apple Creator Studio" en el código de la beta de iOS 26.2, que podría ser un servicio de suscripción para aplicaciones profesionales. Hablamos de la suite de Affinity, ahora gratuita gracias a Canva, como una excelente alternativa a Adobe. También abordamos el rumor de que el iPhone Air de 2026 podría incorporar una doble cámara, debatiendo la configuración más lógica, y el posible aumento de los precios de los procesadores y la memoria RAM, lo que impactaría los costes de los futuros dispositivos.En cuanto a Apple TV+, destacamos el nuevo logo y el inicio del rodaje de la sexta temporada de "For All Mankind", mientras esperamos con ansias la quinta, y comentamos el nuevo documental "Planeta Prehistórico: Edad de Hielo". Tim Cook cumple 65 años y crecen los rumores sobre su sucesor en Apple – iSenaCode No estar a la altura con Siri ya tiene precio: más de 1.000 millones de dólares que Apple pagará a Google por usar Gemini iOS 26.2 updates Liquid Glass slider to customize your Lock Screen - 9to5Mac iOS 26.2's new Apple Podcasts feature makes the app very hard to resist - 9to5Mac iOS 26.2 to Allow Third-Party App Stores in Japan Ahead of Regulatory Deadline - MacRumors [Has the Fate of 'For All Mankind' Already Been Decided? [Exclusive]](https://collider.com/for-all-mankind-future-seasons-renewed-cancelled-explained/) Star City (serie de televisión) - Wikipedia, la enciclopedia libre Private Talky on X: "iPhone Air with dual camera setup. which design would you prefer? https://t.co/CetCOKvye9" / X Angel Jiménez de Luis on X: "Mi apuesta: servicio de suscripción tipo Creative Cloud con acceso a Final Cut, Logic, Pixelmator y nuevas apps creativas que se podrían lanzar en 2026." / X ‎Today for iPhone - App Store GitHub · Where software is built Motorola's Edge 70 is the blueprint for future thin phones The Verge La traducción en tiempo real de los AirPods llega por fin a Europa Gadgets Ya es oficial: WhatsApp llega al Apple Watch con todas estas funciones iOS 26.2 to Allow Third-Party App Stores in Japan Ahead of Regulatory Deadline - MacRumors Apple (AAPL) Preps Low-Cost Laptop to Rival Chromebooks and Windows PCs - Bloomberg Chipmaker TSMC Reportedly Informs Apple of Further Price Hikes - MacRumors TSMC 주요 업체에게, 5나노 이하 공정 가격인상 통보중 : 네이버 블로그 Apple's A20 Chip Could Be Massively More Expensive - MacRumors

In this final episode of Season 3 of Tech It to the Limit, hosts Sarah Harper and Elliott Wilson go global and get grounded with a very special guest. After sharing travel tales from Germany and the HLTH conference, Sarah and Elliott debut their new game, “Trust-O-Meter,” rating real-world health tech scandals and solutions on a scale from “hospital stairwell cell signal” to “grandma's green bean casserole.”Then, they sit down with Dr. David Rhew, Global Chief Medical Officer at Microsoft, for a wide-ranging, surprisingly personal conversation on everything from his pivot from academia to industry ( a VA grant pushed him out) to the future of oculomics, voice biomarkers, and responsible AI. Dr. Rhew breaks down the three layers of bias, explains why implementation is everything, and doesn't shy away from the hard truth about AI and the future of the healthcare workforce. It's a deep, funny, and profoundly human conversation to close out the season.The episode wraps with Wise Nugs and a final health tech haiku, leaving listeners hopeful and ready for Season 4.Key TakeawaysTrust needs humans in the loop :AI earns credibility when it supports clinical workflows, not replaces them.Bias hides in plain sight :Data, model design, and deployment all carry bias. Responsible AI means addressing all three.Implementation eats innovation for breakfast: Technology does not change healthcare; adoption and usability do.Your eyes and voice are the new vital signs :Oculomics and voice biomarkers are turning everyday signals into early detection tools.Equity must be built in, not bolted on:“Neutral AI” does not exist. Fairness and transparency have to be engineered from the start.Automation is not the enemy; stagnation is :AI will replace tasks, not purpose. The key is reskilling and redefining human work.In this episode:[00:00:13] Welcome to the season 3 finale[00:01:19] Host travel log[00:05:24] Game debut: Trust-o-meter[00:22:01] Interview: Dr. David Rhew[00:23:34] Dad jokes and Korean BBQ regrets[00:25:27] From white coat to cloud[00:30:52] Bridging the hype-reality gap[00:34:50] Oculomics: The 2-minute eye scan[00:38:02] The DMA of bias[00:45:27] The TRAIN consortium[00:48:45] Cloud consolidation and data stewardship[00:58:29] Call to action: Operationalizing trust[01:05:32] Spicy nugs: Key takeaways[01:14:09] Health tech haiku and sign-offResources:Tech It To The Limit PodcastWebsite Apple PodcastDr. David RhewLinkedIn -https://www.linkedin.com/in/david-rhew-m-d-1832764/Sarah HarperLinkedIn -https://www.linkedin.com/in/sarahbethharperElliott WilsonLinkedIn - https://www.linkedin.com/in/matthewelliottwilson

Featuring Brad Pritchett, Chief Experience Officer at the Dallas Museum of ArtIf there's one person redefining how Dallas connects with culture, it's Brad Pritchett. As the Chief Experience Officer at the Dallas Museum of Art, Brad isn't just curating exhibits; he's curating connection. With his trademark blend of creativity, candor, and charm, he's turning one of the city's most storied institutions into a living, breathing experience that invites everyone in.His path here wasn't exactly linear, and that's part of what makes it brilliant. From growing up in a Southern Baptist home to performing on cruise ships, from television correspondent to community advocate, Brad's story is about becoming who you really are, even when that means rewriting your own script.In this episode of Counsel Brew, Brad opens up about authenticity, transformation, and finding joy in the work that moves you. He shares what it means to lead with empathy and imagination, and how art can be both a mirror and a megaphone for community. We talk about Dallas' thriving arts scene, his passion for making the DMA accessible to everyone, and yes, his unapologetic love for fall décor and a perfectly crafted pecan cortado.Brad reminds us that art isn't confined to galleries; it's found in the stories we tell, the spaces we create, and the courage it takes to live out loud.So pour your brew (bonus points if has a hint of Fall flavor) and join us for a conversation with the man who Dreams it, Makes it, and Amplifies it, one bold, beautiful idea at a time.

En el Manzanas Informadas de hoy, comentaremos varias noticias interesantes sobre las últimas versiones Beta lanzadas. Porque no todo lo que han traído ha sido bueno. Los AirPods ganan traducción, el Apple Watch pierde sincronización de claves wifi por el DMA.Este Podcast es parte del compromiso 7 de 7. Lo tenemos!!!

Once again, "buy-the-dip" traders are stepping in. After testing the 20-DMA earlier this week, markets bounced and continue to hold the rising trendline. For now, buyers remain in control — but the rally's narrow breadth is a growing concern. In this quick pre-market update: Key support at the 20- and 50-DMA How retail investors keep driving momentum Why the gap between the S&P 500 and equal-weight index matters What to watch as we head toward year-end

Markets rallied ahead of strong earnings from Amazon, Apple, Meta, and Microsoft, but even solid results didn't lift prices. It's a familiar "buy the rumor, sell the news" setup—Palantir and Meta both slipped from record highs. Despite the noise, this pullback is only to the 20-DMA, which remains in a bullish trend. The 50-DMA continues to act as strong support. After new highs, a short-term pause is normal—but if it stings, your portfolio may be carrying too much risk. Stay tuned for daily pre-market updates and insights from The Real Investment Show. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=6B2pV8tKyHw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketUpdate #EarningsSeason #StockMarket #RiskManagement #Investing

Futures are flashing warning signs this morning after six straight months of market gains. Is this the start of a long-awaited correction—or just another dip to buy? In today's pre-market update: • Why a quick 2% pullback to the 20-DMA or 50-DMA wouldn't be unusual. • How deteriorating market breadth could be signaling deeper weakness. • Bitcoin and Gold's "risk-off" message for broader markets. • Why momentum remains positive—but at dangerously high levels. • What to watch as volatility and correlations pick up across asset classes. While seasonals still favor a strong year-end, rising volatility and narrowing breadth suggest caution may be warranted.

Yolo Local, an emerging Davis Media Access project to create a new place for local information and news -- with the goal of countering the decline of local news outlets -- has wrapped up several months of conversations and research to learn more about what people in Yolo County want and need. This fall the project published a report with insights and ideas, and early next year they'll start using this work to define what Yolo Local will be and how it will function. It'll probably include a website. Other ideas include producing information in Spanish, and a "backbone" that news outlets might use to work together and share resources. Today we get an update with Autumn Labbe-Renault, DMA's executive director, about how this work in progress is coming together. (The photo shows a Yolo Local sticker displayed at the DMA offices in Davis)

In this episode, New York Times bestselling author Katherine Schwarzenegger Pratt joins us to talk about parenting, faith, and finding courage, especially in the spotlight. Katherine opens up about her new children's book, Kat and Brandy, an inspiring story about overcoming fear, bravery, and the bond between animals and humans. She shares how growing up in a politically influential family shaped her values, why protecting her kids' privacy matters deeply to her, and how faith and humor help her stay grounded in motherhood. From her childhood journals to her love of animals Katherine reveals the experiences that built her courage, and how she hopes to pass those lessons on. Here is some of what we cover: Balancing Fame and Family: How Katherine and Chris Pratt navigate parenting in the public eye while prioritizing a grounded, private childhood for their kids. Why boredom, journaling, and quiet moments sparked her lifelong passion for storytelling and creativity. Motherhood with Humor and Grace: Katherine's honest reflections on mom life, finding laughter in chaos, and building a community that uplifts and supports. Encouragement for Overwhelmed Moms: find humor in things, get outside, and give yourself grace. Connect with Katherine Schwarzenegger Pratt:  Website: Katherine Schwarzenegger Pratt Instagram: Katherine Schwarzenegger (@katherineschwarzenegger) Facebook: Katherine Schwarzenegger Links Mentioned:   Kat and Brandy: By Katherine Schwarzenegger Pratt Jingle All the Way Christmas Movie Black Beauty: By Anna Sewell BDA Baby® Podcast Related Episodes: Honoring Moms, the Unsung Heroes :: Rebecca St. James [Ep 466] Raising Rock Stars on a Firm Foundation :: Helen Smallbone [Ep 166] From Blockbusters to Blanket Forts: Patricia Heaton on Parenting, Faith, and Comedy [Ep 521] Featured Sponsors:  Hiya Health: Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/DMA. This deal is not available on their regular website. Get your kids the full-body nourishment they need to grow into healthy adults. Bubs Natural: Live Better Longer with BUBS Naturals. For A limited time get 20% Off your entire order with code [DMA] at Bubsnaturals.com PolicyGenius: Head to policygenius.com to compare life insurance quotes and get the coverage you need. Because being financially protected? That's the ultimate self-care. 

Markets kicked off the week with renewed bullish momentum, breaking out of the rising trend channel after holding support at the 50-DMA. Liquidity continues to pour into equities as investors chase returns, while gold corrects and bonds quietly deliver solid year-to-date gains. In this short market update, Lance Roberts explains: • Why the backdrop for stocks remains bullish near-term • How liquidity rotation is fueling equities at gold's expense • Where gold may find support for its next move higher • Why bonds continue to offer steady total returns Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=quAIX8PhNZw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishMomentum #StockMarketUpdate #Gold #Bonds #Treasuries

What does it really mean to parent with grace? Does choosing grace-based or gentle parenting mean we throw out discipline or become permissive? In today's episode, Cody Kimmel and I, explore the deep spiritual truths behind parenting the way God parents us, full of grace, full of truth, and full of delight. Parenting is not about perfection. It's about partnering with God in the work He's doing in our kids' lives. When we align ourselves with His heart—gracious, truthful, joyful—we parent from a place of rest, not reaction. Here is some of what we cover: How to respond to a talking-back teen with both love and limits How our own sanctification plays a role in how we approach our kids and discipline  The role of trust and play in your relationship with your kids Grace doesn't mean permissiveness, it means parenting the way God parents us How modern parenting gets it wrong by saying parenting is death to joy and freedom but there is incredible beauty and delight in motherhood  Connect with Cody Kimmel:  Website: Home - Gracebased Facebook: Gracebased Instagram: Gracebased (@gracebasedfamilies) Links Mentioned:   Grace-Based Parenting: By Tim Kimmel Blueprint Pathway - Gracebased Gracebased Home Journal - Gracebased Podcasts lightcatchers - Gracebased Related Episodes: Grace Based Discipline for Kids with Unique Needs :: Karis Murray [Ep 237] Grace-Based Discipline :: Karis Kimmel Murray [Ep 150] “What Does My Child Need?” :: Amy and Jeffrey Olrick [Ep 480] Featured Sponsors:  Little Spoon: Simplify your kids' mealtimes. Go to: littlespoon.com/DMA and enter our code DMA at checkout to get 50% OFF your first Little Spoon order.  Voetberg Music Academy: This month, use my code: DONTMOMALONE to get 20% off each month you're subscribed. Get 20% off the proprietary Voetberg Method Experience. Lightcatchers Podcast: Lightcatchers, a new podcast of original stories for children. Created by an organization with over 40 years of helping moms and dads experience God's vision for parenting, Lightcatchers is loved by children and parents alike. It's perfect for parents looking for stories that explore topics like emotional intelligence, mental health, and hope. Listen now to Lightcatchers wherever you get your podcasts. And learn more at bealightcatcher.com

- Schlaue Siri: Angeblich Bedenken nach internen Tests - Netzteil-Debatte zum MacBook Pro: Unnötig aufgeladen? - Produktionszahlen des iPhone Air: Doch nur ein Leichtgewicht? - Bordkarte aufgebohrt: Welche Airlines bei der verbesserten Wallet-App mitmachen - Freie Wahl: Apple ergänzt in iOS 26.1 Liquid-Glass-Schalter - Jetzt wird es ernst: Apple verklagt EU wegen Digital Markets Act - Umfrage der Woche - Zuschriften unserer Hörer === Anzeige / Sponsorenhinweis === Sichere dir 4 EXTRA-Monate auf einen 2-Jahresplan über https://nordvpn.com/apfelfunk Teste NordVPN jetzt risikofrei mit der 30 Tage Geld-Zurück-Garantie. === Anzeige / Sponsorenhinweis Ende === Links zur Sendung: - Mac & i: Lange erwartete kontextsensitive Siri ruft Bedenken hervor - https://www.heise.de/news/Lange-erwartete-kontextsensitive-Siri-Angeblich-Bedenken-bei-internen-Text-10778833.html - Mac & i: Dritte iOS-26.1-Beta zeigt in Richtung weiterer KI-Partner - https://www.heise.de/news/KI-nicht-nur-von-OpenAI-Dritte-iOS-26-1-Beta-zeigt-in-diese-Richtung-10762207.html - Mac & i: Musste Apple die MacBook-Stromversorgung in der EU streichen? - https://www.heise.de/news/Netzteil-Konflikt-Musste-Apple-die-MacBook-Stromversorgung-in-der-EU-streichen-10778520.html - Mac & i: Apple fährt iPhone-Air-Produktion angeblich massiv herunter - https://www.heise.de/news/Bericht-Apple-faehrt-iPhone-Air-Produktion-massiv-herunter-10794765.html - Mac & i: Diese Airlines machen bei Apples verbesserten Bordkarten mit - https://www.heise.de/news/Apple-Wallet-Diese-Airlines-machen-bei-Apples-verbesserten-Bordkarten-mit-10762155.html - Mac & i: Liquid Glass in iOS 26.1 verbessert - https://www.heise.de/news/Neue-iOS-26-1-Beta-Liquid-Glass-verbessert-Kameranerv-entfernt-10789161.html - MacRumors: Apple erhebt Klage gegen DMA - https://www.macrumors.com/2025/10/21/apple-hits-back-at-eu-law-in-court/ Kapitelmarken: (00:00:00) Begrüßung (00:13:45) Werbung (00:17:27) Themen (00:18:42) Schlaue Siri: Angeblich Bedenken nach internen Tests (00:39:09) Netzteil-Debatte zum MacBook Pro: Unnötig aufgeladen? (00:53:38) Produktionszahlen des iPhone Air: Doch nur ein Leichtgewicht? (01:14:45) Bordkarte aufgebohrt: Welche Airlines bei der verbesserten Wallet-App mitmachen (01:18:55) Freie Wahl: Apple ergänzt in iOS 26.1 Liquid-Glass-Schalter (01:25:29) Jetzt wird es ernst: Apple verklagt EU wegen Digital Markets Act (01:31:42) Umfrage der Woche (01:36:32) Zuschriften unserer Hörer

Markets climbed above key moving averages on Monday, retesting the 50-DMA three times before pushing higher. The NASDAQ's QQQ hit new all-time highs as tech led the rally, while the S&P 500 Equal Weight (RSP) lagged—showing how narrow the market's leadership has become. The “buy-the-dip” mentality continues to dominate, delivering the best returns in 33 years. Meanwhile, the U.S. dollar is trending higher, bond yields are sliding below 4%, and foreign investors are returning to U.S. markets. With the MACD close to turning back to a “buy,” a new market high could confirm the bullish trend.

In today's episode, we're joined by Kathleen from The Pour Over, a news outlet known for delivering the world's biggest headlines with clarity and Christian perspective. We unpack the emotional weight of our 24/7 news cycle, especially in a world where social media pulls on your emotions and algorithms scream, “Why aren't you talking about this?”.  Moms are expected to stay informed, care deeply, and somehow shield their kids from the fear and confusion that often comes with breaking news. Here are some of the topics we cover:  How to talk to your kids about heavy headlines without additional fear Discernment in the age of social media and video “evidence” Monitoring your time consuming the news — and its effect on your mood Staying informed while still showing the fruits of the Spirit Connect with Kathleen Wadkins:  Website: Your politically neutral, Christian news source. - The Pour Over Instagram:  The Pour Over | News & Perspective (@thepourovernews) Links Mentioned:   Decaf - The Pour Over Subscribe for FREE to The Pour Over The Pour Over - Podcast - Apple Podcasts Related Episodes: Factual News, Flexible Thinking and Family Moral Imperatives :: Sharon McMahon [Ep 332] Do Not Grow Weary :: Sharon McMahon [Ep 495] Raising Critical Thinkers :: Julie Bogart [Ep 474] Featured Sponsors:  Branch Basics: Ready to kick off your back-to-school reset? Shop the Premium Starter Kit and save 15% off with code [DMA] at BranchBasics.com. Start fresh this season, with products that are safe, simple, and actually work. Honeylove: Treat yourself to the most comfortable shapewear on earth and save 20% Off sitewide at honeylove.com/[DMA]. Experience the new standard in shapewear with Honeylove.

Markets spent last week trapped in a tight range between the 20- and 50-day moving averages. The 20-DMA, which had served as support for weeks, has now flipped into resistance. Futures are pointing higher this morning, suggesting traders are positioning for a potential breakout — but confirmation will depend on whether markets can close and hold above the 20-DMA this week. If that level fails, expect renewed pressure on the 50-DMA, where a cluster of stop-losses could trigger a deeper pullback. Earnings will be the dominant catalyst — strong results and upbeat forward guidance could provide the lift bulls need to reclaim momentum. ⚠️ Key Takeaways: 20-DMA resistance, 50-DMA support — critical inflection point Earnings results will likely dictate direction Keep stop-losses tight and avoid over-reacting to short-term noise Overall trend remains bullish — for now Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO  Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: http://bit.ly/4qldYN8  ------- Get more info & commentary:  https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketToday #MarketAnalysis #TechnicalAnalysis #InvestingNews #StockMarketUpdate #TechnicalAnalysis #MarketMomentum #InvestingInsights #PreMarketReport

After a volatile session, markets managed to reclaim the 20-day moving average — but barely. Weak volume and narrow participation suggest the move lacked conviction. While futures are pointing higher this morning, recent trading patterns have shown early gains often fade quickly. The good news: the market has worked off much of its overbought condition. The bad news: momentum remains weak, and we're still on a MACD sell signal. Until that reverses, risk stays elevated. In today's pre-market update, Lance Roberts breaks down:

Federal Reserve Chair Jerome Powell just hinted that the Fed may soon pause its balance-sheet runoff — a potential shift that could reshape market liquidity and investor sentiment. Lance Roberts & Danny Ratliff break down: * Why the Fed may pause QT — and what it signals about financial conditions. * How ending balance-sheet runoff affects liquidity, yields, and asset prices. * What history tells us about QT pauses and subsequent market rallies. * Why the Fed's portfolio composition (Treasuries vs. MBS) still matters for inflation and housing. * Portfolio tactics if the liquidity tide begins to turn. 0:19 - Markets' Rally on Powell QT Comments 4:16 - Speculation Continues on Wall St 8:40 - Childhood Bedtimes & Digital Devices 14:36 Is Quantitative Tightening About to End? 16:55 - What is the Result of Easing QT? 19:37 - Where's the Risk: Private Credit/Equity 21:12 - The Fed's Moral Hazard & History of Bailouts 26:01 - How Would a Failure of FNMA Loans Affect the Economy? 28:34 - What Led to the 2007-2008 Financial Crisis 32:13 - The Bigger Risk of Too Much Money Chasing Too Few Deals 35:45 - The Last Stages of Asset Development 40:11 - IRS Rules Changes for Roths 45:12 - Comming Attractions Whether the Fed is stabilizing the system or setting up the next round of excess — it's a key inflection point investors can't ignore.

Federal Reserve Chair Jerome Powell just hinted that the Fed may soon pause its balance-sheet runoff — a potential shift that could reshape market liquidity and investor sentiment. Lance Roberts & Danny Ratliff break down: * Why the Fed may pause QT — and what it signals about financial conditions. * How ending balance-sheet runoff affects liquidity, yields, and asset prices. * What history tells us about QT pauses and subsequent market rallies. * Why the Fed's portfolio composition (Treasuries vs. MBS) still matters for inflation and housing. * Portfolio tactics if the liquidity tide begins to turn. 0:19 - Markets' Rally on Powell QT Comments 4:16 - Speculation Continues on Wall St 8:40 - Childhood Bedtimes & Digital Devices 14:36 Is Quantitative Tightening About to End? 16:55 - What is the Result of Easing QT? 19:37 - Where's the Risk: Private Credit/Equity 21:12 - The Fed's Moral Hazard & History of Bailouts 26:01 - How Would a Failure of FNMA Loans Affect the Economy? 28:34 - What Led to the 2007-2008 Financial Crisis 32:13 - The Bigger Risk of Too Much Money Chasing Too Few Deals 35:45 - The Last Stages of Asset Development 40:11 - IRS Rules Changes for Roths 45:12 - Comming Attractions   Whether the Fed is stabilizing the system or setting up the next round of excess — it's a key inflection point investors can't ignore.

Technieuws STEM-inschrijvingen dalen naar laagste peil in 10 jaar Google investeert 5 miljard euro in AI-infrastructuur in België, goed voor 300 nieuwe jobs Apple, Google en Snapchat moeten aan EU uitleggen hoe ze kinderen beschermen Eerste elektrische Ferrari wordt vierzitter van half miljoen euro met 530 kilometer rijbereik Palmer Lucky (oprichter van Oculus) lanceert Mixed Reality ‘systeem’ voor helmen van militairen genaamd EagleEye Arduino wordt overgenomen door Qualcomm Financiering van Groningse AI-fabriek is rond na EU-subsidie van 71 miljoen euro. Belgie pist naast de pot voor dezelfde subsidie Reportage: De link tussen bordspellen en video games (1/4) Dungeons & Dragons Deep dive(s) De gevolgen van de DMA voor Apple gebruikers in de EU | Apple klaagt over Europese wet DMA die 'Europese gebruikers raakt' | Naast Apple vraagt ook Google om aanpassingen aan de Digital Markets Act | Digital Markets Act (DMA): voor eerlijke en betwistbare digitale markten | Consumentenorganisaties pleiten voor het behoud van de DMA | Bangmakerij of terechte kritiek? Grote techbedrijven verzetten zich tegen de DMA Google lanceert AI mode in Europa

Markets are at a turning point after Friday's dip to the 50-day moving average and Monday's rebound. But with futures pointing lower, investors are asking: will this rally hold—or fold? In today's pre-market briefing:

In this episode I chat with the lovely Erica Gwynn, author, podcaster, and mom about her new book That's Just Not True. She shares how easily we start believing lies about our worth, purpose, and identity. From the pressure to “have it all together” to the quiet voice that whispers “you're missing out” or “you're not enough,” the conversation dives deep into how these thoughts take root — and how God's truth brings freedom. Through honest stories and truth, Erica reminds us that you are not enough — but Jesus is enough. God hasn't asked us to do everything; He's gifted us to play our part in the body of Christ. Here is some of what we cover: Turning ordinary (or in between) moments into “breath prayers”  Recognizing lies like: I'm missing out, I missed my shot, and I can manifest my dream life We talk about how mom's can make their kids their whole life and identity How to shift worldly affirmations to Godly affirmations How social media has become a place of “curated messy” and fake authenticity Connect with Erica Gwynn:  Website:  Popular Philadelphia Lifestyle Blog | Coming Up Roses Facebook: Coming Up Roses Instagram:  Erica Ligenza Gwynn // PHILLY (@ericaligenza) Links Mentioned:   That's Just Not True: By Erica Ligenza Gwynn You Are Special; by Max Lucado Must Be Nice Hat from Sidetracked Podcast Thrive Podcast | Coming up Roses Related Episodes: If You're Tired of Feeling Like You Don't Measure Up… :: Hosanna Wong [Ep 538] The Shift: Overcoming Self-Sabotage, Imposter Syndrome, and Critical Inner Monologues :: Mary Marantz [Ep 520] Unpacking Moms' Mental Load :: Dr. Morgan Cutlip [Ep 503] Featured Sponsors:  Green Chef–Make this fall your healthiest yet with Green Chef. Head to Greenchef.com/50ALONE and use code 50ALONE to get 50% off your first month then 20% off for two months with free shipping.  Thrive Causemetics–Complete your fall look. Go to thrivecausemetics.com/DMA for an exclusive offer of 20% off your first order.  Voetburg Music Academy–The Voetberg Family loves playing music together, and they want to help you bring the gift of music into your home in an affordable, efficient, and family-centered way. This month, use my code: DONTMOMALONE to get 20% off each month you're subscribed. Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors. 

Markets continue to push higher as optimism remains strong, fueled by massive corporate share buybacks and record retail inflows. Since April, liquidity has been the lifeblood of this rally — but beneath the surface, the setup is increasingly fragile. The MACD has been flat for weeks, volatility remains near historic lows, and options positioning shows a large negative delta. That combination can unwind quickly if the 20-DMA gives way. A simple 5% correction could feel twice as painful after months of calm. In today's pre-market video, we discuss: Why money flows and buybacks are propping up markets The warning signs of fragility beneath the surface What a 20-DMA break could mean for risk assets Simple portfolio tactics to manage exposure before volatility returns

Is it too late to rebuild your relationship with your adult child? What if there's grief, resentment, or even silence between you? In this episode, Kathy Cunningham, a Christian counselor, ordained minister, coach, and inner healing ministry leader shares her deeply personal journey of healing, transformation, and restored connection with her adult children. Kathy went through a journey with both of her kids and started to see more and more parent child estrangement in her counseling practice. This led her to start a ministry that helps parents grow and be a cheerleader instead of controlling their adult kids. Here is some of what we cover:  Why your own healing journey is key to restoring connection Setting healthy boundaries in your home while honoring your child's independence What to do when your child has cut off contact Radical acceptance: creating space for disagreement without division Moms whose identity has been wrapped up in parenting find themselves feeling lost and unsure of who they are once their kids leave home- what to do next Connect with Kathy Cunningham:  Website:  Grace For The Journey Facebook: A Seed of Hope Instagram:  Katherine L Cunningham (@kathycunningham717) Links Mentioned:   Doing Life with Your Adult Children: By Jim Burns Parents of Addicted Loved Ones | Support Group for Parents, Spouses, Family of Addicted Loved One FREE resources for parents to reconnect with adult children  Grace Restored Membership Related Episodes: “How do I connect better with my kids?” [Ep 475] Building Healthy Relationships by Exploring Adult Attachment Patterns (Part 1) :: Charissa Lopez [Ep 498] Building Healthy Relationships by Exploring Adult Attachment Patterns (Part 2) :: Charissa Lopez [Ep 499] Featured Sponsors:  GoPure Beauty–For a limited time, our listeners get 25% off goPure with code DMA at checkout. Just head to gopure.com, use code DMA, and you're all set. And after you buy, do us a favor—when they ask where you heard about goPure, tell them it was from our show! Policygenius: Head to policygenius.com to compare life insurance quotes and get the coverage you need. Because being financially protected? That's the ultimate self-care. Hiya Health: The same multivitamin that more than a million parents trust is now available with an enchanting Disney Princess welcome kit, with a new Princess unboxing experience including Princess bottle and stickers. And we've worked out a special deal with Hiya for their best selling children's vitamin. Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/DMA. This deal is not available on their regular website. get your kids the full-body nourishment they need to grow into healthy adults. Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors. 

What happens when love meets fear head-on in the midst of an unexpected pregnancy? Today, Amy Ford, from the ministry "Embrace Grace" is here to share her own personal testimony and how God is moving through local churches to love on women. Amy's own story of an unexpected pregnancy that ends in total redemption is amazing. From that she started Embrace Grace, an organization that provides baby showers, support before and after birth, and a community that goes beyond. Here is some of what we cover:  What “Love Boxes” are and why 30,000+ were given out last year The powerful symbolism of Hagar, the first single mom in the Bible, who encountered the God who sees A support group for fathers called Embrace Legacy and the vital role they play The vision of being in 23,400 churches by 2050  How your church can become a place of welcome and grace for single moms and dads Connect with Amy Ford:  Website:  Unplanned Pregnancy Support Groups | Embrace Grace Facebook: Embrace Grace | Hurst TX  Instagram:  Embrace Grace (@embracegraceinc) Links Mentioned:   Write a Brave Girl Letter | Encourage a Single and Pregnant Mom Love in a Box – Embrace Grace Shop Help Her Be Brave Podcast Hannah Kirkman's IG story of healing from her abortion journey Forgiven and Set Free by Linda Cochrane Forgiven and Set Free Bible Study by Linda Cochrane Surrendering the Secret Bible Study by Pat Layton  Related Episodes: I Am Restored :: Stacy Reaves {Ep 93}  How to Stop Shame Spirals :: Dr. Curt Thompson [Summer of Mentorship Wk 6] Set Free From Shame :: Jeannie Cunnion [Ep 190] Featured Sponsors:  Voetberg Music Academy: If you are ready to get started with either Piano, Guitar, Fiddle, or Ukulele lessons at Voetberg Music Academy then use my code DONTMOMALONE at checkout and get 20% off each month you're enrolled. Weekly lessons, LIVE coaching calls, monthly performance opportunities, 24/7 messaging with your instructor, access to the VMA community, badges mailed to your home and so much more is included with your membership that is less than one in person lesson.  Thrive Causemetics: Complete your fall look. Go to thrivecausemetics.com/DMA for an exclusive 20% off your first order.  Branch Basics: Head to BranchBasics.com to shop their Ultimate Starter Kit and save 15% off with code [DMA] at BranchBasics.com. That's 15% off your new Branch Basics Ultimate Starter Kit at BranchBasics.com with promo code [DMA]. Make the change today—because a healthier home starts with what you clean it with. Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors. 

Have you ever felt like your teenager is pulling away, and no matter how much you talk, nothing seems to get through? In this episode, we're joined by Mark Gregston, a ministry leader who has spent over 50 years walking with teenagers through crises, often welcoming them into his home. His insights challenge a lot of the assumptions we make about parenting teens. Mark reminds us that relationships are the most important thing and shares ways to make that connection, and how to transition from parenting littles to older kids. Here is some of what we cover:  What to do when mom shame pops up  How to know when your teen is just being a teen... and when it's a red flag What to do when your teen surprises you with behavior you didn't see coming How to give them more responsibility and be less controlling Creating a home where relationships flourish is possible—even when things feel hopeless Connect with Mark Gregston:  Website:  Parenting Today's Teens with Mark Gregston Website: Heartlight Ministries Facebook: Parenting Today's Teens with Mark Gregston Instagram:  PTT with Mark Gregston (@parentingtodaysteens) Links Mentioned:   Family Crisis Coaching Program - Parenting Today's Teens Heartlight Ministries Parenting Today's Teens Podcast with Mark Gregston eBooks - Parenting Today's Teens Related Episodes: Help for the Unspoken Challenges of Parenting Teens :: Amy Betters-Midtvedt [Ep 493] Three Faith Pillars for Parenting Teens :: Melissa Kruger [Ep 457] Important Topics to Cover with Tweens and Teens about Manners, Technology and Friendship :: Lee Cordon [Ep 408] Featured Sponsors:  GoPure: Right now, goPure has a crazy deal. For a limited time, you can get 57% off the Tighten & Lift Neck Cream and Sculpt & Tone Arm Cream Bundle. You can also get 25% off all other products by using code DMA at goPure.com Honeylove: Treat yourself to the most comfortable shapewear on earth and save 20% Off sitewide at honeylove.com/DMA.  Thrive Market: Go to thrivemarket.com/DMA to get 30% off your first order and a FREE $60 gift.  Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors. 

Is your child really doomed if they don't start soccer by age 2? Do you feel the constant pressure to sign your kids up for the “right” teams and keep pace with the families around you? In this episode, longtime youth sports leaders Ed and Brian pull back the curtain on the fear-driven culture so many parents get caught in. They challenge the myth of early specialization and share a hope-filled vision of what true success looks like for our kids—on and off the field. You'll hear practical wisdom on how to stay connected with your child while letting them own their sports journey. Here's what we cover: The silent killer: what's said in the car ride home What the fruits of the Spirit look like on the sidelines Creating spiritual rhythms around practice and game day The myth of “early start or fall behind” Plus, a little Napoleon Dynamite and Uncle Rico fun! Connect with Ed and Brian:  Website:  Away Game Instagram:  Ed Uszynski Instagram: Brian Smith Links Mentioned:   Away Game: By Brian Smith and Ed Uszynski  Related Episodes: Choosing Connection Over Critique :: Rachel Macy Stafford [Ep 280] How to be Calm and Kind Under Pressure :: Candace Cameron Bure [Ep 223] Parenting in the Power of the Holy Spirit :: Jeannie Cunnion [Ep 347] Featured Sponsors:  Green Chef: Make this fall your healthiest yet with Green Chef. Head to Greenchef.com/50ALONE and use code 50ALONE to get 50% off your first month then 20% off for two months with free shipping.  Thrive Causemetics: Maximize your look with minimal effort. Go to thrivecausemetics.com/DMA for an exclusive offer of 20% off your first order.  Untriggered by Amber Lia: Untriggered: 60 Days of Transformation for Moms Who Struggle with Anger available at MoodyPublishers.com or wherever you get good books. Find links to this week's sponsors and unique promo codes at dontmomalone.com/sponsors.