Podcasts about therealinvestmentshow visit

What should you really expect from a financial advisor? Is your advisor acting as a fiduciary, managing risk, helping with taxes, retirement income, estate planning, and behavioral coaching, or just selling products and chasing performance? Richard Rosso & Jonathan McCarty break down the real role of a financial advisor, what services matter most, how advisors are compensated, and the warning signs investors often miss. We also discuss fiduciary standards, portfolio management, communication expectations, financial planning, and why transparency matters more than promises.. Here's a topical rundown of today's show: 0:00 - INTRO 0:33 - Jerome Powell, Kevin Warsh, & CPI Review 3:43 - Employment Numbers & Data Centers 5:28 - What Does Your Advisor Do? 9:34 - What Should You Expect? 13:07 - What Are You Getting vs Giving Up? 16:56 - Looking at Taxes on a Continuum 19:26 -Investment Management is Important 24:37 - Financial Advisors with Open Minds 27:41 - Fixed-cost vs Fee-based Financial Planning 26:15 - How to Deal with Emotional & Cognitive Biases 27:11 - Fiduciaries Focus on Things You Miss 28:30 - Proper Asset Location 30:03 - Fee Transparency - How advisors get paid 31:35 - Red Flag Warnings When Choosing an Advisor 33:11 - What Annuities Do (and Don't Do) 34:44 - Big Firms vs Small Firms - KYC 35:38 - Fee-only vs Fee-based Advisors 36:49 - What Comprehensive Wealth Management Should Look Like Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "The Perfect Planning Experiemce" https://realinvestmentadvice.com/ria-e-guide-library/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HXafEWQMFuI?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Mania Meets Market Rotation," here: https://youtu.be/bNIRIssbDP8 ------- Watch our previous show, "Inflation Surge Hits Markets?" https://youtube.com/live/UOSeQNOhcwI ------- * REGISTER for our next Candid Coffee, THIS Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialAdvisor #RetirementPlanning #Investing #WealthManagement #Fiduciary

Is the U.S. Dollar really collapsing, or is the world still trapped in a dollar-based system with no true alternative? Today's discussion breaks down the myths behind de-dollarization, why BRICS nations still face trust problems, and how the global monetary system depends on U.S. dollar liquidity, debt markets, and swap lines. We examine the relationship between gold, oil, fiat currencies, and central bank reserves, along with why the dollar continues to dominate global trade despite endless bearish headlines. We also discuss why fiat currencies are intentionally designed to lose value over time, how money is created through debt, and why America's balance sheet is fundamentally different from most nations. 0:00 - INTRO 2:09 - What's Really Going on with The US Dollar - Why are the Negative Dollar Narratives Generally Wrong? 5:28 - Fiat Currency vs Gold & the BRICs (No one trusts China) 7:15 - Fiat Currencies are designed to lose value over time - Money is a form of control 9:45 - The Hard Money System - going back to a Gold standard 13:18 - Debt Always Gets Paid 15:25 - Dollar Stats & The Relationship Between Oil, Gold, & Dollars 19:48 - Why Central Banks Have Dollar Reserves 21:25 - Are Central Bankers Idiots? 23:04 - Falling Into Doom Loops 24:17 - US Debt vs US Assets & Income - why are we different? 27:56 - Exporting Inflation to the Rest of the World 29:33 - The Dollar is the Original Stealth Weapon 29:53 - Why the Dollar Matters (The Landman Example) 32:19 - Monetary System is Debt-based: Money is loaned into existence - the Carry Trades 36:53 - De-Dollarization vs Re-Dollarization 38:04 - Extending US Dollar Swaps to the World 42:40- Dollar Swap Lines w Strings Attached Get Brent Johnson's latest report (to be released mid-June, 2026) here: https://research.santiagocapital.com/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/wTSSjezC_jI ------- Watch our previous show, "Subprime Crisis 2.0? Private Credit Risks Explained," https://youtube.com/live/3vdXmMNXyV0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #USDollar #DeDollarization #BRICS #Gold #GlobalEconomy

What happens when the wives take over the show? The tables are turned as Michelle Ratliff & Christina Roberts step in to answer the questions investors never hear. From what Lance and Danny would really be doing outside of wealth management, to what happens if they suddenly win the lottery, we blend humor with surprisingly real financial insight. We also dig into the realities of managing money at home: Where couples disagree about finances Where financial values actually align How to teach kids a healthy relationship with money Plus, a hilarious (and relatable) breakdown of "Girl Math" and even "Boy Math" that might sound ridiculous… until you realize you've done it too. Hosted by Michelle Ratliff & Christina Roberts Produced by Brent Clanton, Executive Producer NOTE: Recorded on April 1, 2026 0:00 - INTRO 0:58 - Michelle Ratliff & Christina Roberts 2:52 - Three Things About Danny Ratliff 4:16 - Three Things About Lance Roberts 7:44 - What If...? 10:33 - If they won the Lottery... 14:21 - Money Alignments & Mis-alignments 17:26 - Things We Didn't Discuss w Our Kids (but should have) 19:32 - Kids & Bills, & Amazon Culture 29:37 - Travails of Buying a Car 31:25 - The Blow-up Dinosaurs 34:07 - Lance's Diet & Sourdough Bread 36:47 - Online Grocery Shopping 39:31 - Girl Math & Boy Math 44:02 - Pet Stories - Gunner & Sniper, Capone & Ruby ------ Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/wTSSjezC_jI ------- Watch our previous show, "Subprime Crisis 2.0? Private Credit Risks Explained," https://youtube.com/live/3vdXmMNXyV0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PersonalFinance #MoneyAndMarriage #FinancialPlanning #AprilFools #InvestingBasics

The Dirty Dozen of Estate Planning: Are you making costly estate planning mistakes without realizing it? Jon Penn and Estate Attorney Russ Newton break down the most common errors people make when creating wills, trusts, powers of attorney, beneficiary designations, and charitable gifting strategies. From dying intestate and failing to update documents, to misunderstanding Texas estate laws, TOD and Lady Bird deeds, testamentary trusts, and living trusts, this discussion covers the practical steps families can take to protect assets and avoid unnecessary legal problems. We also explore charitable gifting strategies involving IRAs, 401(k)s, QCDs, and more advanced trust planning tools designed to preserve wealth for future generations. 0:00 - INTRO 1:48 - A Practical Estate Attorney 3:00 - Common Mistakes to Avoid - Procrastination 6:10 - Dying Without a Will - Intestate 9:13 - Do-it-Yourself Estate Planning - Avoid Ambiguity 12:35 - Failure to Revise or Update Will 14:21 - Moving to a Different State - State Conformity 16:02 - Coordination of Beneficiaries & Assets 18:34 - Naming Agents on Power of Attorney - Two Powers of Attorney in Texas 22:34 - Using a Will vs a Living Trust - Naming Assets Properly 26:35 - Pour-over Will 27:48 - TOD/Lady Bird Deed 29:37 - Testamentary Trusts - Protecting Assets "from the grave" 32:46 - Three Considerations: How Long, How Accessed (HIMS), Who is Trustee 34:53 - Tangible Assets (everything but real estate) 38:23 - Ignoring Estate Plans 39:53 - Charitable Gifting (401k & IRA, QCD's) 43:53 - More Sophisticated Trust Planning Tools Hosted by RIA Advisors Senior Investment Advisor, Jonathan Penn, CFP w Estate Attorney Russ Newton Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/pXCNeZIBR6k ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EstatePlanning #LivingTrust #WillAndTrust #RetirementPlanning #WealthManagement

What really drives lending cycles, and why do they always seem to end the same way? Lance Roberts and RealFin Capital founder, David Zugheri, break down how credit is created, why risk builds beneath the surface, and what happens when underwriting standards begin to loosen. From the origins of the RTC to today's lending environment, we explore the structural forces that shape booms, busts, and the transfer of wealth across the economy. We also dig into the evolution of housing, the growing risks in multi-family real estate, and the unintended consequences of regulation on credit availability. Through the RealFin story and real-world experience in esoteric lending, we highlight what separates success from failure in volatile cycles, how liquidity disappears when it's needed most, and why being battle-tested matters. If you want to understand why there's rarely a "soft landing" in lending—and what that means for investors and business owners—this episode connects the dots. 0:00 - INTRO 2:11 - Building a Business During Business Cycles 5:35 - How We Got the RTC 7:16 - Risk is like Stretching 9:22 - The Beginning of the End 12:15 - The Two-trick Pony: Lower Rates or Loosen Underwriting 13:39 - There's no such thing as a soft landing in lending 14:06 - We loan money into existence 15:13 - Lending, Borrowing, & Redistribution of Wealth 19:54 - Capitalism is Not Broken 21:31 - Dodd Frank Killed the American Spirit 24:13 - The Different Flavors of Lending (Ass National Bank) 26:08 - It has Always Been Expensive to Buy a House 29:00 - When Asset Prices Get Out of Control 30:52 - The Evolution of the Housing Market, Problems in Multi-family Real Estate 32:09 - The RealFin Story - Esoteric Lending 34:33 - Regulation-induced Lending Restrictions 36:51 - The Difference Between Success & Failure in a Business 39:56 - When You Get Yourself in Trouble... 40:58 - The RealFin REIT - We eat our own dog food 44:43 - Being Battle-tested 46:01 - The Liquidity Issue 50:17 - Getting in Touch w RealFin 52:48 - The Most Powerful Force in the World 57:54 - Mistakes We've Made Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch today's video of this show here: https://youtube.com/live/tf2oAMpTArA ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LendingCycle #RealEstateRisk #CreditMarkets #HousingMarket #FinancialSystem

Markets finally pulled back after a relentless momentum-driven rally, but history suggests parabolic advances rarely end quietly. Lance Roberts & Tom Thornton break down the growing signs of a speculative bubble forming beneath the surface of the market, from DeMark Exhaustion Sell Signals and narrow market breadth to surging semiconductor inflows, Korean market speculation, and rising energy-driven inflation risks. We examine why tech leadership is becoming dangerously concentrated, how crude oil and gasoline prices could reignite CPI pressures, and why the Fed may be effectively finished with rate cuts. We also discuss the "immediate gratification economy," emerging market weakness, fertilizer and commodity pressures, and the growing disconnect between market optimism and economic reality. Plus, we analyze why investors may want to diversify, take profits while they still can, and rethink the difference between long-term investing and speculative casino behavior. NOTE: This interview was pre-recorded on 5/7/26. 00:00 - Intro 1:20 - Market Correction, as Predicted 4:00 - Parabolic Spikes Have Happened Before 5:53 - There's a Bubble Brewing - Bullish Sentiment (slide) 8:53 - DeMark Exhaustion Sell Signals (slide) - what they are 10:54 - What the Signals are Saying (13's) 11:40 - Nasdaq 100 w DeMark Exhaustion Sell Signals 12:25 - Korean Kospi Index - Most Important in the World, next to U.S. 13:38 - GS Data Center & Memory Baskets (slide) 15:25 - SMH Semi's & EWY Korea ETF Inflows (slide) 18:35 - Memory Chip Price Gouge 20:56 - EWY Korean ETF 21:47 - QQQ vs SPX and SMH vs SPX Ratios (slide) 23:08 - Narrow Market Breadth 24:26 - Markets Regurgitate Same News, over and over 25:43 - Paul Tudor Jones: "United States has never been more dependent on the stock market than ever before." 26:41 - XLK Tech vs SPX & RSP Equal Weight vs SPX ratios (slide) 29:13 - Crude Traders are "in a bunker" on fears of Crude Oil draws 30:20 - Crude Oil Prices, Gasoline Prices, and CPI 33:33 - The Fed is Done 34:28 - What if...it's all about timing 36:15 - Are Emerging Markets Losing Their Luster? 38:26 - High Energy Prices' Impact on Consumer Spending into Foreign Markets 38:51 - Living in the Immediate Gratification Economy 39:33 - The Fertilizer Issue 40:43 - Gasoline Prices and the Lag-effect on CPI 42:11 - The Call to Take Profits While You Can 42:56 - Catalyst List: Crude, Bonds, Rates - This is a call to diversify 44:52 - Warren Buffett - Church vs Casino Investing (Why we sold our Berkshire stock) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/s5pdp2zHltg ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketBubble #Nasdaq #Investing #FederalReserve

Qualified Charitable Distributions, or QCDs, can be one of the most tax-efficient strategies available for retirees with IRA assets. But are they always the right move? Richard Rosso and Jonathan McCarty break down the pros and cons of QCDs, including how they interact with Required Minimum Distributions (RMDs), adjusted gross income (AGI), Medicare IRMAA surcharges, Social Security taxation, Roth conversions, and estate planning strategies. Here's a topical rundown of today's show: 0:00 - INTRO 0:19 - Texas Tree Roaches & Market Commentary 4:08 - AI Data Centers & Anti-AI Mentalities & Other Observations 16:23 - How AI Tools Can Help 19:04 - Qualified Charitable Distributions 21:13 - Falling Into the Widows' Trap 23:38 - Age Requirements of QCD's 29:46 - How QCD's Work 31:57 - What is Your Charitable Intent? 34:26 - Looking at QCD Limits 36:31 - "The Process is Clunky" - Ed Slott 41:09 - Who Benefits from QCD's? 43:40 - Dynaminc Learning Series - SimpleVisor Nerd Alert Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PdNwnrviYnQ?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Pause Before Summer Rally?" here: https://youtu.be/oWiPrlAYz5A ------- Watch our previous show, "The AI Economy Beyond The Hype" https://youtube.com/live/TeIhoqBT8dg ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #QCD #Taxes #IRA #FinancialPlanning

Qualified Charitable Distributions, or QCDs, can be one of the most tax-efficient strategies available for retirees with IRA assets. But are they always the right move? Richard Rosso and Jonathan McCarty break down the pros and cons of QCDs, including how they interact with Required Minimum Distributions (RMDs), adjusted gross income (AGI), Medicare IRMAA surcharges, Social Security taxation, Roth conversions, and estate planning strategies. Here's a topical rundown of today's show: 0:00 - INTRO 0:19 - Texas Tree Roaches & Market Commentary 4:08 - AI Data Centers & Anti-AI Mentalities & Other Observations 16:23 - How AI Tools Can Help 19:04 - Qualified Charitable Distributions 21:13 - Falling Into the Widows' Trap 23:38 - Age Requirements of QCD's 29:46 - How QCD's Work 31:57 - What is Your Charitable Intent? 34:26 - Looking at QCD Limits 36:31 - "The Process is Clunky" - Ed Slott 41:09 - Who Benefits from QCD's? 43:40 - Dynaminc Learning Series - SimpleVisor Nerd Alert Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PdNwnrviYnQ?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Pause Before Summer Rally?" here: https://youtu.be/oWiPrlAYz5A ------- Watch our previous show, "The AI Economy Beyond The Hype" https://youtube.com/live/TeIhoqBT8dg ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #QCD #Taxes #IRA #FinancialPlanning

The AI economy looks unstoppable on the surface, but what is really happening underneath? Lance Roberts and Michael Lebowitz break down the massive surge in AI infrastructure spending, the role of hyperscaler CapEx in driving GDP growth, and whether AI is creating a stronger economy or masking deeper structural weaknesses. Here's a topical rundown of today's show: 0:00 - INTRO 0:53 - NVIDIA, AI, & Streamlining Workforce 5:41 - Market Sell Signals and Chances for Summer Correction 10:10 - Weakness in Economic Data is Transitory 14:53 - Oil Price Economic Impact - When Does it Hit? 16:36 - The AI Economy -Beyond the Hype 19:52 - How Will AI-generated Productivity Work Through Economy? 22:33 - Data Center Spending Impact on GDP Growth 26:41 - GDP per Capita per US States vs Internationals 29:40 - Every Economy Has a "K" 31:07 - What AI Can Do For You 32:33 - When Dire Predictions Don't Come True 35:52 - ...this doesn't mean we can't have a recession 37:44 - Points to Ponder from Latest NVIDIA Report 38:47 - Space-X (SPCX) IPO Preview Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The AI Economy: Looking Beyond The Facade Part 1" https://realinvestmentadvice.com/resources/blog/the-ai-economy-looking-beyond-the-facade-part-1/ "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/TeIhoqBT8dg ------- Watch today's "Before the Bell" feature, "Momentum Pause Before Summer Rally?" here: https://youtu.be/oWiPrlAYz5A ------- Watch our previous show, "Q&A Wednesday - Straight Talk About Your Money" https://youtube.com/live/ngEmjqsUFTY ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #SP500 #Investing #MarketOutlook #ArtificialIntelligence #AIeconomy #StockMarket #EconomicOutlook #TechnologyStocks

The AI economy looks unstoppable on the surface, but what is really happening underneath? Lance Roberts and Michael Lebowitz break down the massive surge in AI infrastructure spending, the role of hyperscaler CapEx in driving GDP growth, and whether AI is creating a stronger economy or masking deeper structural weaknesses. Here's a topical rundown of today's show: 0:00 - INTRO 0:53 - NVIDIA, AI, & Streamlining Workforce 5:41 - Market Sell Signals and Chances for Summer Correction 10:10 - Weakness in Economic Data is Transitory 14:53 - Oil Price Economic Impact - When Does it Hit? 16:36 - The AI Economy -Beyond the Hype 19:52 - How Will AI-generated Productivity Work Through Economy? 22:33 - Data Center Spending Impact on GDP Growth 26:41 - GDP per Capita per US States vs Internationals 29:40 - Every Economy Has a "K" 31:07 - What AI Can Do For You 32:33 - When Dire Predictions Don't Come True 35:52 - ...this doesn't mean we can't have a recession 37:44 - Points to Ponder from Latest NVIDIA Report 38:47 - Space-X (SPCX) IPO Preview Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The AI Economy: Looking Beyond The Facade Part 1" https://realinvestmentadvice.com/resources/blog/the-ai-economy-looking-beyond-the-facade-part-1/ "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/TeIhoqBT8dg ------- Watch today's "Before the Bell" feature, "Momentum Pause Before Summer Rally?" here: https://youtu.be/oWiPrlAYz5A ------- Watch our previous show, "Q&A Wednesday - Straight Talk About Your Money" https://youtube.com/live/ngEmjqsUFTY ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #SP500 #Investing #MarketOutlook #ArtificialIntelligence #AIeconomy #StockMarket #EconomicOutlook #TechnologyStocks

Markets are hitting new highs while volatility, inflation concerns, interest rates, and geopolitical risks continue to pressure investors. Lance Roberts and Danny Ratliff answer your questions about investing, retirement planning, portfolio management, taxes, market risk, Federal Reserve policy, and the economy. From market momentum and valuation risks to retirement income strategies and financial planning mistakes, this is your opportunity to get straightforward answers without Wall Street spin. Here's a topical rundown of today's show: 0:00 - INTRO 0:57 - Markets Trying to Sell-off 6:17 - Market Comparisons 11:19 - Not Reading the News is Better 12:08 - Is TLT a Good Buy Now? 15:40 - What to Do with Cash 16:40 - Can Bond Yields Go Over 5.5%? 19:08 - Will There Be Inflation from SCOTUS Ruling on Trucker Broker Liability? 20:14 - What Would Trigger Differentiation from Standard Correction or Worse? 23:50 - Higher Oil = Higher Treasuries? 28:26 - Space Stocks, Momentum Trading, & Space-X IPO 31:27 - The Roth Conversion Conundrum 33:53 - APLD Positioning & Short Squeeze 36:21 - Correlation of Assets - What to do when trades don't work 40:46 - Microsoft, AI, & Layoffs 41:48 - What is Your Plan for a Market Downturn? 49:14 - Social Security Reform - Raising Minimum Retirement Age? 55:02 - In What Sector will Space-X Be Placed? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ngEmjqsUFTY ------- Watch today's "Before the Bell" feature, "Market Decoupling Danger," here: https://youtu.be/uDPuWbEqO-E ------- Watch our previous show, "U.S. - Iran Risks You Cannot Ignore" https://youtube.com/live/YT_BHXcoydw ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BullMarket #MarketCorrection #FederalReserve #Investing #Investing #Retirement #FinancialPlanning #SocialSecurity #SpaceXIPO

Markets are hitting new highs while volatility, inflation concerns, interest rates, and geopolitical risks continue to pressure investors. Lance Roberts and Danny Ratliff answer your questions about investing, retirement planning, portfolio management, taxes, market risk, Federal Reserve policy, and the economy. From market momentum and valuation risks to retirement income strategies and financial planning mistakes, this is your opportunity to get straightforward answers without Wall Street spin. Here's a topical rundown of today's show: 0:00 - INTRO 0:57 - Markets Trying to Sell-off 6:17 - Market Comparisons 11:19 - Not Reading the News is Better 12:08 - Is TLT a Good Buy Now? 15:40 - What to Do with Cash 16:40 - Can Bond Yields Go Over 5.5%? 19:08 - Will There Be Inflation from SCOTUS Ruling on Trucker Broker Liability? 20:14 - What Would Trigger Differentiation from Standard Correction or Worse? 23:50 - Higher Oil = Higher Treasuries? 28:26 - Space Stocks, Momentum Trading, & Space-X IPO 31:27 - The Roth Conversion Conundrum 33:53 - APLD Positioning & Short Squeeze 36:21 - Correlation of Assets - What to do when trades don't work 40:46 - Microsoft, AI, & Layoffs 41:48 - What is Your Plan for a Market Downturn? 49:14 - Social Security Reform - Raising Minimum Retirement Age? 55:02 - In What Sector will Space-X Be Placed? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ngEmjqsUFTY ------- Watch today's "Before the Bell" feature, "Market Decoupling Danger," here: https://youtu.be/uDPuWbEqO-E ------- Watch our previous show, "U.S. - Iran Risks You Cannot Ignore" https://youtube.com/live/YT_BHXcoydw ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BullMarket #MarketCorrection #FederalReserve #Investing #Investing #Retirement #FinancialPlanning #SocialSecurity #SpaceXIPO

Narrow market leadership is becoming a growing risk for investors heading into the summer months. While the S&P 500 continues pushing near record highs, a small group of mega-cap technology stocks is carrying most of the market higher as broader participation weakens beneath the surface. Lance Roberts breaks down why concentrated leadership matters, what history says about narrow rallies, and why stretched momentum in semiconductors, AI, and mega-cap growth stocks could leave markets vulnerable to sharper volatility ahead. We'll review the widening gap between cap-weighted and equal-weight indexes, weakening sector participation, and the growing importance of risk management as markets move further above long-term trends. Here's a topical rundown of today's show: 0:00 - INTRO 0:54 - Strong Earnings Season Continues - Nvidia Prelude 6:01 - Markets Complete 7th Week of Gains 12:01 - Bring Your Kid to Work Day 12:54 - Signs of Market Risk Ahead 15:30 - Market Breadth Has Been Worrisome 17:17 - Market Weighting is Important 19:51 - Narrow Market Leadership History 21:44 - Negative Market Should Be Expected 22:35 - Factors of Risk 24:22 - When Correction Comes... 26:47 - Six Actions You Can Take Now 32:17 - Warren Buffett's Cash 35:24 - The Buffett Indicator: Warren's Calling for a Crash? 36:57 - Two Readings that Matter 41:45 - Why Do You Own Berkshire-Hathaway 43:41 - What Would Warren Buffett Buy (WWWBB)? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Market Leadership Is Narrow, Increasing Summer Risk" https://realinvestmentadvice.com/resources/blog/leadership-is-narrow-increasing-market-risk-into-summer/ "Buffett Cash Hoard: Why $397 Billion Sits On The Sidelines" https://realinvestmentadvice.com/resources/blog/buffett-cash-hoard-why-373-billion-sits-on-the-sidelines/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ajQHux6HT7k ------- Watch today's "Before the Bell" feature, "Momentum Meets Gravity," here: https://youtu.be/-HT6wtmOzjw ------- Watch our previous show, "What Your Advisor Should Really Do" https://youtube.com/live/HXafEWQMFuI?feature=share ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #Investing #SP500 #MarketOutlook #WarrenBuffett #BerkshireHathaway #MarketRisk #TechnologyStocks #FederalReserve

Narrow market leadership is becoming a growing risk for investors heading into the summer months. While the S&P 500 continues pushing near record highs, a small group of mega-cap technology stocks is carrying most of the market higher as broader participation weakens beneath the surface. Lance Roberts breaks down why concentrated leadership matters, what history says about narrow rallies, and why stretched momentum in semiconductors, AI, and mega-cap growth stocks could leave markets vulnerable to sharper volatility ahead. We'll review the widening gap between cap-weighted and equal-weight indexes, weakening sector participation, and the growing importance of risk management as markets move further above long-term trends. Here's a topical rundown of today's show: 0:00 - INTRO 0:54 - Strong Earnings Season Continues - Nvidia Prelude 6:01 - Markets Complete 7th Week of Gains 12:01 - Bring Your Kid to Work Day 12:54 - Signs of Market Risk Ahead 15:30 - Market Breadth Has Been Worrisome 17:17 - Market Weighting is Important 19:51 - Narrow Market Leadership History 21:44 - Negative Market Should Be Expected 22:35 - Factors of Risk 24:22 - When Correction Comes... 26:47 - Six Actions You Can Take Now 32:17 - Warren Buffett's Cash 35:24 - The Buffett Indicator: Warren's Calling for a Crash? 36:57 - Two Readings that Matter 41:45 - Why Do You Own Berkshire-Hathaway 43:41 - What Would Warren Buffett Buy (WWWBB)? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Market Leadership Is Narrow, Increasing Summer Risk" https://realinvestmentadvice.com/resources/blog/leadership-is-narrow-increasing-market-risk-into-summer/ "Buffett Cash Hoard: Why $397 Billion Sits On The Sidelines" https://realinvestmentadvice.com/resources/blog/buffett-cash-hoard-why-373-billion-sits-on-the-sidelines/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ajQHux6HT7k ------- Watch today's "Before the Bell" feature, "Momentum Meets Gravity," here: https://youtu.be/-HT6wtmOzjw ------- Watch our previous show, "What Your Advisor Should Really Do" https://youtube.com/live/HXafEWQMFuI?feature=share ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketCorrection #Investing #SP500 #MarketOutlook #WarrenBuffett #BerkshireHathaway #MarketRisk #TechnologyStocks #FederalReserve

What should you really expect from a financial advisor? Is your advisor acting as a fiduciary, managing risk, helping with taxes, retirement income, estate planning, and behavioral coaching, or just selling products and chasing performance? Richard Rosso & Jonathan McCarty break down the real role of a financial advisor, what services matter most, how advisors are compensated, and the warning signs investors often miss. We also discuss fiduciary standards, portfolio management, communication expectations, financial planning, and why transparency matters more than promises.. Here's a topical rundown of today's show: 0:00 - INTRO 0:18 - Jerome Powell, Kevin Warsh (Janet Yellen) & CPI Review 4:18 - Employment Numbers & Data Centers, & Robots Chasing Hogs 6:26 - What Does Your Advisor Do? 10:16 - What Should You Expect? 14:24 - What Are You Getting vs Giving Up? 16:02 - Looking at Taxes on a Continuum 19:35 -Investment Management is Important 20:44 - AI, Robots, and Animatronic Beavers 25:40 - Financial Advisors with Open Minds 27:41 - Fixed-cost vs Fee-based Financial Planning 30:10 - How to Deal with Emotional & Cognitive Biases 34:22 - Math & Movie Voice-overs 36:02 - Fiduciaries Focus on Things You Miss 37:45 - Proper Asset Location 38:14 - Fee Transparency - How advisors get paid 41:20 - Red Flag Warnings When Choosing an Advisor 42:59 - What Annuities Do (and Don't Do) 45:25 - Fee-only vs Fee-based Advisors44;31 - Big Firms vs Small Firms - KYC 47:02 - What Comprehensive Wealth Management Should Look Like 47:54 - Candid Coffee - Financial Organization Made Simple Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "The Perfect Planning Experiemce" https://realinvestmentadvice.com/ria-e-guide-library/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HXafEWQMFuI?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Mania Meets Market Rotation," here: https://youtu.be/bNIRIssbDP8 ------- Watch our previous show, "Inflation Surge Hits Markets?" https://youtube.com/live/UOSeQNOhcwI ------- * REGISTER for our next Candid Coffee, THIS Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialAdvisor #RetirementPlanning #Investing #WealthManagement #Fiduciary

What should you really expect from a financial advisor? Is your advisor acting as a fiduciary, managing risk, helping with taxes, retirement income, estate planning, and behavioral coaching, or just selling products and chasing performance? Richard Rosso & Jonathan McCarty break down the real role of a financial advisor, what services matter most, how advisors are compensated, and the warning signs investors often miss. We also discuss fiduciary standards, portfolio management, communication expectations, financial planning, and why transparency matters more than promises.. Here's a topical rundown of today's show: 0:00 - INTRO 0:18 - Jerome Powell, Kevin Warsh (Janet Yellen) & CPI Review 4:18 - Employment Numbers & Data Centers, & Robots Chasing Hogs 6:26 - What Does Your Advisor Do? 10:16 - What Should You Expect? 14:24 - What Are You Getting vs Giving Up? 16:02 - Looking at Taxes on a Continuum 19:35 -Investment Management is Important 20:44 - AI, Robots, and Animatronic Beavers 25:40 - Financial Advisors with Open Minds 27:41 - Fixed-cost vs Fee-based Financial Planning 30:10 - How to Deal with Emotional & Cognitive Biases 34:22 - Math & Movie Voice-overs 36:02 - Fiduciaries Focus on Things You Miss 37:45 - Proper Asset Location 38:14 - Fee Transparency - How advisors get paid 41:20 - Red Flag Warnings When Choosing an Advisor 42:59 - What Annuities Do (and Don't Do) 45:25 - Fee-only vs Fee-based Advisors44;31 - Big Firms vs Small Firms - KYC 47:02 - What Comprehensive Wealth Management Should Look Like 47:54 - Candid Coffee - Financial Organization Made Simple Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "The Perfect Planning Experiemce" https://realinvestmentadvice.com/ria-e-guide-library/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/HXafEWQMFuI?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Mania Meets Market Rotation," here: https://youtu.be/bNIRIssbDP8 ------- Watch our previous show, "Inflation Surge Hits Markets?" https://youtube.com/live/UOSeQNOhcwI ------- * REGISTER for our next Candid Coffee, THIS Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialAdvisor #RetirementPlanning #Investing #WealthManagement #Fiduciary

Inflation pressures may be heating up again, and markets are beginning to notice. Rising prices can have major consequences for stocks, bonds, interest rates, and Federal Reserve policy. Lance Roberts & Michael Lebowitz discuss why persistent inflation is dangerous for both investors and the economy, how rising yields pressure bond prices, and why higher rates can challenge stock valuations — especially in high-growth and technology sectors. We also examine whether the recent market rally is underestimating the risk of another inflation wave. Here's a topical rundown of today's show: 0:00 - INTRO 1:04 - Gamma Squeeze & Markets' 7-week Run 5:16 - Market Sectors vs Market Factors 13:34 - Rotations from Semi's to SAAS's? 15:57 - Market Rotations Back to Value? 17:50 - Charting Relative Scores of Market Factors 19:42 - Why Dispersion Matters 20:54 - CPI & Inflation Data - What Does it Tell Us? 23:41 - Gasoline Prices & CPI Calculations 26:58 - Chart Crimes and "Lower" Inflation 29:28 - CPI Today vs 1970's (more chart crime) 31:06 - What Kevin Warsh is Walking Into 33:35 - The Fed's Trap and Consumption Destruction 38:02 - Earnings Revisions Coming from Narrowed Breadth 38:53 - Commentary - Government Spending Impact on Inflation 45:35 - Debt to GDP Ratio - Explain Japan Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Government Debt: Not What The Doom Crowd Thinks It Is:" https://realinvestmentadvice.com/resources/blog/government-debt-not-what-the-doom-crowd-thinks-it-is/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UOSeQNOhcwI ------- Watch today's "Before the Bell" feature, "Momentum Mania Meets Market Rotation," here: https://youtu.be/bNIRIssbDP8 ------- Watch our previous show, "Q & A Wednesday: Real Answers. No Spin." https://youtube.com/live/vMLyZ9wZbH8 ------- * REGISTER for our next Candid Coffee, THIS Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MomentumStocks #Semiconductors #ValueInvesting #MarketRotation #Inflation #Bonds #InterestRates #FederalReserve

Inflation pressures may be heating up again, and markets are beginning to notice. Rising prices can have major consequences for stocks, bonds, interest rates, and Federal Reserve policy. Lance Roberts & Michael Lebowitz discuss why persistent inflation is dangerous for both investors and the economy, how rising yields pressure bond prices, and why higher rates can challenge stock valuations — especially in high-growth and technology sectors. We also examine whether the recent market rally is underestimating the risk of another inflation wave. Here's a topical rundown of today's show: 0:00 - INTRO 1:04 - Gamma Squeeze & Markets' 7-week Run 5:16 - Market Sectors vs Market Factors 13:34 - Rotations from Semi's to SAAS's? 15:57 - Market Rotations Back to Value? 17:50 - Charting Relative Scores of Market Factors 19:42 - Why Dispersion Matters 20:54 - CPI & Inflation Data - What Does it Tell Us? 23:41 - Gasoline Prices & CPI Calculations 26:58 - Chart Crimes and "Lower" Inflation 29:28 - CPI Today vs 1970's (more chart crime) 31:06 - What Kevin Warsh is Walking Into 33:35 - The Fed's Trap and Consumption Destruction 38:02 - Earnings Revisions Coming from Narrowed Breadth 38:53 - Commentary - Government Spending Impact on Inflation 45:35 - Debt to GDP Ratio - Explain Japan Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Government Debt: Not What The Doom Crowd Thinks It Is:" https://realinvestmentadvice.com/resources/blog/government-debt-not-what-the-doom-crowd-thinks-it-is/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UOSeQNOhcwI ------- Watch today's "Before the Bell" feature, "Momentum Mania Meets Market Rotation," here: https://youtu.be/bNIRIssbDP8 ------- Watch our previous show, "Q & A Wednesday: Real Answers. No Spin." https://youtube.com/live/vMLyZ9wZbH8 ------- * REGISTER for our next Candid Coffee, THIS Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MomentumStocks #Semiconductors #ValueInvesting #MarketRotation #Inflation #Bonds #InterestRates #FederalReserve

Q&A Wednesday is back. Markets are pushing record highs while oil prices surge on renewed Iran and Strait of Hormuz tensions, inflation concerns remain elevated, and the AI trade continues to dominate Wall Street headlines. Investors are also watching the Fed, tariffs, interest rates, retirement risks, taxes, and portfolio positioning as volatility quietly builds beneath the surface. Lance Roberts and Danny Ratliff answer your questions, live, with straightforward analysis and no spin. Bring your questions about markets, retirement planning, portfolio management, taxes, risk, the economy, or whatever is on your mind. Questions we answered on today's show include: 0:00 - INTRO 0:56 - CPI Checks In Higher Than Expected 5:02 - Duration and Velocity of Bullish Stampede 9:47 - Birthday Fishing Present 14:44 - Berkshire Hathaway Exposure to AI 17:30 - Investing Like Warren Buffett 19:12 - Why Aren't Swap Lines "Printing Money Out of Thin Air"? 22:03 - CPI Revisions 25:17 - Deflation in Rents 26:03 - GDP, Inflation, & Yields 27:00 - Hold Long-Dated Bonds or Sell? 28:04 - Are REIT's Over Extended? 29:41 - Should You Average into the S&P? 30:52 - Why is Stock-picking/Diversification So Hard Now? 32:30 - Stock Market Regimes & Asset Allocation 34:41 - CPI Data vs Fixed Income Allocations 41:06 - Church vs Casino Investing 42:03 - Long Term Investor: What's Your Personality? 46:37 - RSP vs SPY in Current Market Condition? 50:44 - What's a Good ETF for a Younger Person to Invest In? 52:34 - Space-X IPO Effects on Markets & Indexes Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/vMLyZ9wZbH8 ------- Watch today's "Before the Bell" feature, "Buying Stampede: Good News & Bad News." here: https://youtu.be/hDeUW-rmwC4 ------- Watch our previous show, "Five Questions for Smarter Money Decisions" https://youtu.be/rZ1lej68NvE ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #MarketCorrection #BullMarket #QandAWednesday #StockMarket #RetirementPlanning #Investing #AskUsAnything

Q&A Wednesday is back. Markets are pushing record highs while oil prices surge on renewed Iran and Strait of Hormuz tensions, inflation concerns remain elevated, and the AI trade continues to dominate Wall Street headlines. Investors are also watching the Fed, tariffs, interest rates, retirement risks, taxes, and portfolio positioning as volatility quietly builds beneath the surface. Lance Roberts and Danny Ratliff answer your questions, live, with straightforward analysis and no spin. Bring your questions about markets, retirement planning, portfolio management, taxes, risk, the economy, or whatever is on your mind. Questions we answered on today's show include: 0:00 - INTRO 0:56 - CPI Checks In Higher Than Expected 5:02 - Duration and Velocity of Bullish Stampede 9:47 - Birthday Fishing Present 14:44 - Berkshire Hathaway Exposure to AI 17:30 - Investing Like Warren Buffett 19:12 - Why Aren't Swap Lines "Printing Money Out of Thin Air"? 22:03 - CPI Revisions 25:17 - Deflation in Rents 26:03 - GDP, Inflation, & Yields 27:00 - Hold Long-Dated Bonds or Sell? 28:04 - Are REIT's Over Extended? 29:41 - Should You Average into the S&P? 30:52 - Why is Stock-picking/Diversification So Hard Now? 32:30 - Stock Market Regimes & Asset Allocation 34:41 - CPI Data vs Fixed Income Allocations 41:06 - Church vs Casino Investing 42:03 - Long Term Investor: What's Your Personality? 46:37 - RSP vs SPY in Current Market Condition? 50:44 - What's a Good ETF for a Younger Person to Invest In? 52:34 - Space-X IPO Effects on Markets & Indexes Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/vMLyZ9wZbH8 ------- Watch today's "Before the Bell" feature, "Buying Stampede: Good News & Bad News." here: https://youtu.be/hDeUW-rmwC4 ------- Watch our previous show, "Five Questions for Smarter Money Decisions" https://youtu.be/rZ1lej68NvE ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #Investing #MarketCorrection #BullMarket #QandAWednesday #StockMarket #RetirementPlanning #Investing #AskUsAnything

Should you pay off debt, invest more in your 401(k), or do both? Lance Roberts & Jon Penn walk through five real-world financial decisions that millions of Americans face every year. Using new Vanguard research and simple math, we break down how to prioritize credit cards, mortgages, student loans, retirement savings, and employer matches to maximize long-term wealth. We also discuss why the mathematically correct answer is not always the emotionally correct one, and how personal priorities, risk tolerance, and peace of mind factor into financial planning. Key topics include: 0:00 - INTRO 1:12 - Six Weeks of Market Advances - What Happens in Week-7?4:36 - Economic Data Review 5:30 - Narrow market Rally Poses Portfolio Risk 10:35 - Birthday Table & Coming Attractions 12:00 - Five Questions to Help You Make Better Financial Decisions 13:45 - Everybody Starts from Scratch 18:20 - Invest or Pay off Debt? 20:54 - Not Everybody Contributes to 401k Plan 25:50 - The Number One Asset is Time 30:21 - Taking a Loan Against Your 401k? (NO!) 32:51 - Margo Has Money Troubles & Other Streaming Treats 35:12 - Inherited Money: Pay Off Mortgage? (NO!) 43:04 - Healthy Debt vs Unhealthy Debt Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtu.be/rZ1lej68NvE ------- Watch today's "Before the Bell" feature, "Tech Rally Risk Is Rising" here: https://youtu.be/RU_xjKIGiDs ------- Watch our previous show, "Annuities: Smart Move or Costly Mistake?" https://youtube.com/live/6Rag3wz8r3k ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnologyStocks #XLK #StockMarket #Investing #MarketRisk #FinancialPlanning #401k #DebtManagement #RetirementPlanning #PersonalFinance

Should you pay off debt, invest more in your 401(k), or do both? Lance Roberts & Jon Penn walk through five real-world financial decisions that millions of Americans face every year. Using new Vanguard research and simple math, we break down how to prioritize credit cards, mortgages, student loans, retirement savings, and employer matches to maximize long-term wealth. We also discuss why the mathematically correct answer is not always the emotionally correct one, and how personal priorities, risk tolerance, and peace of mind factor into financial planning. Key topics include: 0:00 - INTRO 1:12 - Six Weeks of Market Advances - What Happens in Week-7?4:36 - Economic Data Review 5:30 - Narrow market Rally Poses Portfolio Risk 10:35 - Birthday Table & Coming Attractions 12:00 - Five Questions to Help You Make Better Financial Decisions 13:45 - Everybody Starts from Scratch 18:20 - Invest or Pay off Debt? 20:54 - Not Everybody Contributes to 401k Plan 25:50 - The Number One Asset is Time 30:21 - Taking a Loan Against Your 401k? (NO!) 32:51 - Margo Has Money Troubles & Other Streaming Treats 35:12 - Inherited Money: Pay Off Mortgage? (NO!) 43:04 - Healthy Debt vs Unhealthy Debt Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtu.be/rZ1lej68NvE ------- Watch today's "Before the Bell" feature, "Tech Rally Risk Is Rising" here: https://youtu.be/RU_xjKIGiDs ------- Watch our previous show, "Annuities: Smart Move or Costly Mistake?" https://youtube.com/live/6Rag3wz8r3k ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnologyStocks #XLK #StockMarket #Investing #MarketRisk #FinancialPlanning #401k #DebtManagement #RetirementPlanning #PersonalFinance

Is the commodity supercycle the next great investment opportunity, or the biggest threat to the current bull market? Lance Roberts breaks down the growing Wall Street narrative that commodities are entering a multi-year boom driven by deglobalization, underinvestment in energy and metals, AI infrastructure demand, and concerns over long-term dollar dominance. But there's a major problem with the thesis: commodity spikes are inflationary, inflation destroys demand, and higher commodity prices often strengthen the U.S. dollar instead of weakening it. We examine the reflexivity problem, the China demand issue, AI's real impact on commodity consumption, and why the “dollar collapse” narrative may be overstated. Key topics include: 0:00 - INTRO 0:50 - Trump - Xi Preview; Earnings Season Winds Down 4:36 - Economic Data Review 6:53 - The Contrarian Trade Continues 11:41 - The Bull Stampede 12:28 - The Commodity Super Cycle 15:16 - Supply/Demand is most important piece of economic equation 16:50 - The Commodity Reflexivity Loop 18:39 - Commodities are Notorious for Reversal 22:36 - The AI Boom Factor 24:15 - Earnings Recap - Stellar Results 30:46 - What's Driving Market Upside - AI Cap-Ex 36:39 - Prior Peaks in Longterm EPS Growth Estimates...and downturns 40:12 - ISM Mfg. vs S&P 500 Annual % Change (chart) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/6Rag3wz8r3k ------- Watch today's "Before the Bell" feature, "Iran Headlines Rattle Markets" here: https://youtu.be/RU_xjKIGiDs ------- Watch our previous show, "Annuities: Smart Move or Costly Mistake?" https://youtube.com/live/bIrBY3SVfbQ ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis #Commodities #CommoditySupercycle #Inflation #BullMarket #Investing

Is the commodity supercycle the next great investment opportunity, or the biggest threat to the current bull market? Lance Roberts breaks down the growing Wall Street narrative that commodities are entering a multi-year boom driven by deglobalization, underinvestment in energy and metals, AI infrastructure demand, and concerns over long-term dollar dominance. But there's a major problem with the thesis: commodity spikes are inflationary, inflation destroys demand, and higher commodity prices often strengthen the U.S. dollar instead of weakening it. We examine the reflexivity problem, the China demand issue, AI's real impact on commodity consumption, and why the "dollar collapse" narrative may be overstated. Key topics include: 0:00 - INTRO 0:50 - Trump - Xi Preview; Earnings Season Winds Down 4:36 - Economic Data Review 6:53 - The Contrarian Trade Continues 11:41 - The Bull Stampede 12:28 - The Commodity Super Cycle 15:16 - Supply/Demand is most important piece of economic equation 16:50 - The Commodity Reflexivity Loop 18:39 - Commodities are Notorious for Reversal 22:36 - The AI Boom Factor 24:15 - Earnings Recap - Stellar Results 30:46 - What's Driving Market Upside - AI Cap-Ex 36:39 - Prior Peaks in Longterm EPS Growth Estimates...and downturns 40:12 - ISM Mfg. vs S&P 500 Annual % Change (chart) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Articles Mentioned in Today's Show: "Commodity Supercycle: The Enemy Of The Bull Thesis (Part 1)" https://realinvestmentadvice.com/resources/blog/commodity-supercycle-the-enemy-of-the-bull-thesis-part-1/ "Earnings Estimate Revisions Are Very Optimistic" https://realinvestmentadvice.com/resources/blog/earnings-estimate-revisions-are-very-optimistic/ "Parabolic Semiconductor Rally Is Pricing In 2028 Already" https://realinvestmentadvice.com/resources/blog/parabolic-semiconductor-rally-is-pricing-in-2028-already/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/6Rag3wz8r3k ------- Watch today's "Before the Bell" feature, "Iran Headlines Rattle Markets" here: https://youtu.be/RU_xjKIGiDs ------- Watch our previous show, "Annuities: Smart Move or Costly Mistake?" https://youtube.com/live/bIrBY3SVfbQ ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis #Commodities #CommoditySupercycle #Inflation #BullMarket #Investing

Are annuities only for retirees, or can they play a role in building long-term financial security at any age? Richard Rosso & Jonathan "Smarty" McCarty break down the myths, costs, benefits, and risks of annuities, and how guaranteed income fits into a retirement strategy. We discuss how annuities can serve as bond substitutes, why fees vary so widely, how sales structures impact costs, and how to determine whether an annuity fits your personal retirement goals. Most importantly, we explore how to create a rules-based approach to guaranteed income that matches your lifestyle, risk tolerance, and future needs. Key topics include: 0:00 - INTRO 0:19 - Living Vicariously thru Clients' Experiences 4:05 - Why Annuities Get a Bad Rap - Liquidity & Life 7:09 - Insuring Late-life Consumption 9:30 - Behavioral Mechanisms - Mental Accounting & Loss Aversion 11:48 - The Cap'n Crunch Diversion 12:58 - Benefits of Delaying Social Security 14:26 - Everybody "knows" when they're going to die 16:42 - Framing Delay as a Longevity Bet 17:23 - Women are Better Investors 19:43 - Spousal Protection Consideration 20:18 - Annuities Get Sold, Not Planned 23:17 - Secrets of Return Risk 25:51 - Study: Fixed Income Annuities vs Bonds 29:42 - Annuities We Don't Like 30:18 - Annuities Riders You May Not Need 33:34 - RIA Snuggies, Immediate Annuities,, and Early Retirement 36:22 - Getting a Second Opinion -What Problem is Annuity Solving? 42:50 - Immediate vs Variable Annuities 45:30 - How Much of an Annuity Do You Need? 47:36 - Passing Along Assets & Annuities 50:59 - Candid Coffee Tease Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/bIrBY3SVfbQ ------- Watch today's "Before the Bell" feature, "How Markets Ignore the Fear" here: https://youtu.be/1BrnxwNgzeY ------- Watch our previous show, "Semiconductors: Bubble or Bust?" https://youtube.com/live/X0moIzRXOHg ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Annuities #RetirementPlanning #GuaranteedIncome #FinancialPlanning #RetirementIncome

Are annuities only for retirees, or can they play a role in building long-term financial security at any age? Richard Rosso & Jonathan "Smarty" McCarty break down the myths, costs, benefits, and risks of annuities, and how guaranteed income fits into a retirement strategy. We discuss how annuities can serve as bond substitutes, why fees vary so widely, how sales structures impact costs, and how to determine whether an annuity fits your personal retirement goals. Most importantly, we explore how to create a rules-based approach to guaranteed income that matches your lifestyle, risk tolerance, and future needs. Key topics include: 0:00 - INTRO 0:19 - Living Vicariously thru Clients' Experiences 4:05 - Why Annuities Get a Bad Rap - Liquidity & Life 7:09 - Insuring Late-life Consumption 9:30 - Behavioral Mechanisms - Mental Accounting & Loss Aversion 11:48 - The Cap'n Crunch Diversion 12:58 - Benefits of Delaying Social Security 14:26 - Everybody "knows" when they're going to die 16:42 - Framing Delay as a Longevity Bet 17:23 - Women are Better Investors 19:43 - Spousal Protection Consideration 20:18 - Annuities Get Sold, Not Planned 23:17 - Secrets of Return Risk 25:51 - Study: Fixed Income Annuities vs Bonds 29:42 - Annuities We Don't Like 30:18 - Annuities Riders You May Not Need 33:34 - RIA Snuggies, Immediate Annuities,, and Early Retirement 36:22 - Getting a Second Opinion -What Problem is Annuity Solving? 42:50 - Immediate vs Variable Annuities 45:30 - How Much of an Annuity Do You Need? 47:36 - Passing Along Assets & Annuities 50:59 - Candid Coffee Tease Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/bIrBY3SVfbQ ------- Watch today's "Before the Bell" feature, "How Markets Ignore the Fear" here: https://youtu.be/1BrnxwNgzeY ------- Watch our previous show, "Semiconductors: Bubble or Bust?" https://youtube.com/live/X0moIzRXOHg ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Annuities #RetirementPlanning #GuaranteedIncome #FinancialPlanning #RetirementIncome

Semiconductor stocks continue to lead the market higher as the AI boom drives massive capital spending, soaring valuations, and relentless momentum in names like Nvidia, AMD, Broadcom, and TSMC. But are investors witnessing the next great technology revolution, or the early stages of another market bubble? Lance Roberts & Michael Lebowitz examine the semiconductor trade from both sides: Explosive AI demand, data center growth, and earnings momentum versus stretched valuations, narrowing market breadth, and growing concentration risk inside the S&P 500 and NASDAQ. Key topics include: 0:00 - INTRO 0:56 - Earnings Revisions are Ratcheting Up 4:32 - The Importance and Use of Technical Indicators 11:05 - Tools for Separating Narratives & Emotions from Market Reality 13:07 - Likes for Lebo Merch 14:10 - Semiconductors, AI, and Bubbles 16:58 - GPU's, CPU's, & LLM's 18:38 - The AMD Story & Supple-Demand Imbalances 24:10 - Portfolio Management Keeps You Out of Trouble 25:05 - Taking Profits is Important 26:45 - Where Will Money Go Next? 29:22 - Dissention in the Fed - Cuts or No Cuts? 32:15 - AI is Disinflationary in Nature 34:06 - The Curb Appeal of the Economy 36:18 - Guessing the Outcome - The K-Shape Continues 38:29 -The Technology Displacement Cycle Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/X0moIzRXOHg ------- Articles Mentioned in Today's Show: "A Robot Economy: Who Gets Rich, Who Gets Left Behind" https://realinvestmentadvice.com/resources/blog/a-robot-economy-who-gets-rich-who-gets-left-behind/ ------- Watch today's "Before the Bell" feature, "How Markets Ignore the Fear" here: https://youtu.be/1BrnxwNgzeY ------- Watch our previous show, "Q&A Wednesday - What's Your Biggest Concern?" https://youtube.com/live/TFn61TpR-Fc ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis #Semiconductors #AIStocks #Nvidia #TechnologyStocks

Semiconductor stocks continue to lead the market higher as the AI boom drives massive capital spending, soaring valuations, and relentless momentum in names like Nvidia, AMD, Broadcom, and TSMC. But are investors witnessing the next great technology revolution, or the early stages of another market bubble? Lance Roberts & Michael Lebowitz examine the semiconductor trade from both sides: Explosive AI demand, data center growth, and earnings momentum versus stretched valuations, narrowing market breadth, and growing concentration risk inside the S&P 500 and NASDAQ. Key topics include: 0:00 - INTRO 0:56 - Earnings Revisions are Ratcheting Up 4:32 - The Importance and Use of Technical Indicators 11:05 - Tools for Separating Narratives & Emotions from Market Reality 13:07 - Likes for Lebo Merch 14:10 - Semiconductors, AI, and Bubbles 16:58 - GPU's, CPU's, & LLM's 18:38 - The AMD Story & Supple-Demand Imbalances 24:10 - Portfolio Management Keeps You Out of Trouble 25:05 - Taking Profits is Important 26:45 - Where Will Money Go Next? 29:22 - Dissention in the Fed - Cuts or No Cuts? 32:15 - AI is Disinflationary in Nature 34:06 - The Curb Appeal of the Economy 36:18 - Guessing the Outcome - The K-Shape Continues 38:29 -The Technology Displacement Cycle Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/X0moIzRXOHg ------- Articles Mentioned in Today's Show: "A Robot Economy: Who Gets Rich, Who Gets Left Behind" https://realinvestmentadvice.com/resources/blog/a-robot-economy-who-gets-rich-who-gets-left-behind/ ------- Watch today's "Before the Bell" feature, "How Markets Ignore the Fear" here: https://youtu.be/1BrnxwNgzeY ------- Watch our previous show, "Q&A Wednesday - What's Your Biggest Concern?" https://youtube.com/live/TFn61TpR-Fc ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #MarketOutlook #TechnicalAnalysis #Semiconductors #AIStocks #Nvidia #TechnologyStocks

It's Q&A Wednesday, and Lance Roberts & Danny Ratliff are taking your questions live from the YouTube chatroom. From markets at all-time highs and rising pullback risk, to Fed policy, rates, and portfolio positioning, we're breaking down what matters most right now. With stocks extended, volume thinning out, and momentum showing signs of fatigue, is this a healthy pause or the start of a correction? What should investors and traders be doing right here? Key topics include: 0:00 - INTRO 0:57 - Markets Rally, Oil Plunges 4:05 - AI Trade is Back - but watch for reversal 7:52 - Vanguard Bond Builders - Bonds vs ETF's 12:32 - Best Store of Cash for a Portfolio? 14:39 - Couples with Pensions 17:06 - How did you react to downturn in the market? 19:59 - Lump Sum vs Pension Payout? 21:15 - The Thing About High-Yield Bonds 23:15 - What About the "Bucket Strategy" for Managine Risk? 24:31 - What Happens if Pensions Go Broke? 26:12 - Technical - Is the MACD Ever Wrong (and what is it?) 28:14 - Technical - What is the difference between Absolute & Relative scores? 32:28 - Where Are Rotations Going Next? 33:33 - Why Aren't Nvidia & Palantir Part of This Advance? 35:32 - Are Gold Stocks a Decent Buy? 38:16 - Use of Inverse ETF's as Hedges 39:03 - Portfolio Over- & Under-weighting 39:58 - How to Work with RIA? 40:44 - What if U.S. Dissolves? 42:35 - Don't Worry; Be Happy 43:07 - Managing Stocks w Different Advisors 45:35 - What's Your Story? 46:20 - The Thing About Apple & Microsoft 50:48 - BOE Interest Rates & Impact on Gold Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/TFn61TpR-Fc ------- Watch today's "Before the Bell" feature, "AI Rally Nears Exhaustion," here: https://youtu.be/cievTNHiw6Y ------- Watch our previous show, "Investing vs Trading - Finding the Balance," https://youtube.com/live/LGDW2OXJ6oo ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #AIStocks #MarketOutlook #RiskManagement

It's Q&A Wednesday, and Lance Roberts & Danny Ratliff are taking your questions live from the YouTube chatroom. From markets at all-time highs and rising pullback risk, to Fed policy, rates, and portfolio positioning, we're breaking down what matters most right now. With stocks extended, volume thinning out, and momentum showing signs of fatigue, is this a healthy pause or the start of a correction? What should investors and traders be doing right here? Key topics include: 0:00 - INTRO 0:57 - Markets Rally, Oil Plunges 4:05 - AI Trade is Back - but watch for reversal 7:52 - Vanguard Bond Builders - Bonds vs ETF's 12:32 - Best Store of Cash for a Portfolio? 14:39 - Couples with Pensions 17:06 - How did you react to downturn in the market? 19:59 - Lump Sum vs Pension Payout? 21:15 - The Thing About High-Yield Bonds 23:15 - What About the "Bucket Strategy" for Managine Risk? 24:31 - What Happens if Pensions Go Broke? 26:12 - Technical - Is the MACD Ever Wrong (and what is it?) 28:14 - Technical - What is the difference between Absolute & Relative scores? 32:28 - Where Are Rotations Going Next? 33:33 - Why Aren't Nvidia & Palantir Part of This Advance? 35:32 - Are Gold Stocks a Decent Buy? 38:16 - Use of Inverse ETF's as Hedges 39:03 - Portfolio Over- & Under-weighting 39:58 - How to Work with RIA? 40:44 - What if U.S. Dissolves? 42:35 - Don't Worry; Be Happy 43:07 - Managing Stocks w Different Advisors 45:35 - What's Your Story? 46:20 - The Thing About Apple & Microsoft 50:48 - BOE Interest Rates & Impact on Gold Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/TFn61TpR-Fc ------- Watch today's "Before the Bell" feature, "AI Rally Nears Exhaustion," here: https://youtu.be/cievTNHiw6Y ------- Watch our previous show, "Investing vs Trading - Finding the Balance," https://youtube.com/live/LGDW2OXJ6oo ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #AIStocks #MarketOutlook #RiskManagement

Investing and trading are often treated as opposing strategies, but the real advantage comes from knowing how to use both effectively. Long-term investing builds wealth through discipline and compounding, while trading can create short-term opportunities to enhance returns or manage risk. Lance Roberts & Jon Penn break down the key differences between investing and trading, when each approach makes sense, and how to structure a portfolio that incorporates both without letting emotion or overactivity take control. We discuss time horizons, risk management, position sizing, and how to avoid the common mistake of letting short-term trades derail long-term financial goals. Key topics include: 0:00 - INTRO 0:58 - Hormuz Headlines & Market Gyrations 5:16 - Market Volume Spreads & Correction Targets 10:11 - The Story of Cinco de Mayo & Taco Tuesday 13:34 - Trading vs Investing 14:45 - Proposed Ban on Prediction Markets in Texas 16:07 - Zero Days to Expiration: The Ultimate Gamble 18:06 - Psychological Effects of Prediction Markets - the tax on the poor 21:18 - Who's Making the Money? 22:54 - Warren Buffett's Pile of Cash 25:36 - We Want to Believe Fundamentals Matter 28:04 - What Are Your Top-five Stocks? 30:05 - Binary Outcomes - All or Nothing 31:42 - Markets are Expensive 33:31 - When Buy & Hold Fails 36:10 - Protect Capital - The Value of Time 39:02 - Sequence of Returns Risk 40:14 - What to do with Cash Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/LGDW2OXJ6oo ------- Watch today's "Before the Bell" feature, "Cooling-Off Correction Ahead," here: https://youtu.be/LbNhP30VHio ------- Watch our previous show, "Summer Sell-Off Risk Rising," https://youtube.com/live/h2Bku-whRmY ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketCorrection #InvestingStrategy #RiskManagement #Investing #Trading #PortfolioStrategy #RiskManagement #WealthBuilding

Investing and trading are often treated as opposing strategies, but the real advantage comes from knowing how to use both effectively. Long-term investing builds wealth through discipline and compounding, while trading can create short-term opportunities to enhance returns or manage risk. Lance Roberts & Jon Penn break down the key differences between investing and trading, when each approach makes sense, and how to structure a portfolio that incorporates both without letting emotion or overactivity take control. We discuss time horizons, risk management, position sizing, and how to avoid the common mistake of letting short-term trades derail long-term financial goals. Key topics include: 0:00 - INTRO 0:58 - Hormuz Headlines & Market Gyrations 5:16 - Market Volume Spreads & Correction Targets 10:11 - The Story of Cinco de Mayo & Taco Tuesday 13:34 - Trading vs Investing 14:45 - Proposed Ban on Prediction Markets in Texas 16:07 - Zero Days to Expiration: The Ultimate Gamble 18:06 - Psychological Effects of Prediction Markets - the tax on the poor 21:18 - Who's Making the Money? 22:54 - Warren Buffett's Pile of Cash 25:36 - We Want to Believe Fundamentals Matter 28:04 - What Are Your Top-five Stocks? 30:05 - Binary Outcomes - All or Nothing 31:42 - Markets are Expensive 33:31 - When Buy & Hold Fails 36:10 - Protect Capital - The Value of Time 39:02 - Sequence of Returns Risk 40:14 - What to do with Cash Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/LGDW2OXJ6oo ------- Watch today's "Before the Bell" feature, "Cooling-Off Correction Ahead," here: https://youtu.be/LbNhP30VHio ------- Watch our previous show, "Summer Sell-Off Risk Rising," https://youtube.com/live/h2Bku-whRmY ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketCorrection #InvestingStrategy #RiskManagement #Investing #Trading #PortfolioStrategy #RiskManagement #WealthBuilding

Markets have pushed higher, but underlying risks are beginning to build as we head into the summer months. From stretched valuations and overbought technical conditions to seasonal weakness and shifting liquidity, investors may be facing a more challenging environment than recent gains suggest. Lance Roberts breaks down the key signals pointing to a potential summer sell-off, including market breadth, momentum, and the impact of earnings season winding down. We also discuss how buybacks, economic data, and Federal Reserve policy could influence the next move in stocks, and whether any pullback would represent a healthy reset or something more significant. Key topics include: 0:00 - INTRO 0:56 - Launching Month of May - Manufacturing Numbers review 4:42 - Ongoing Update on Strait of Hormuz 6:02 - Trim Risk Now 10:43 - Chat Rebuttal: Why the market doesn't care about ongoing "war..." 13:45 - Why Summer Correction Risk is Rising 15:45 - Market Breadth Continues to Deteriorate 17:33 - New York Advance/Decline Line Breadth Metric 18:32 - Market Volatility 20:21 - Summer Seasonality is a Real Thing 23:57 - Market Performance in Mid-term Election Years 25:46 - Updated Outlook for Oil Prices 28:54 - How to Navigate Markets Now 32:12 - The Robot Economy & The Minimum Wage 37:48 - The Conundrum of the K-Shaped Economy & Wealth Divide 40:43 - You CAN Be Replaced - Jobs at Risk 42:04 - What You Can Do About It 44:35 - Invest today in the companies of tomorrow Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/h2Bku-whRmY ------- Watch today's "Before the Bell" feature, "Markets Near Peak - Pullback Risk Rising," here: https://youtu.be/OBGLWIvsGZI ------- Watch our previous show, "Gray Divorce: Social Security Secrets," https://youtube.com/live/rXi5IdkLNRM ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketPullback #InvestingStrategy #RiskManagement #TechnicalAnalysis #MarketOutlook #Investing #MarketVolatility

Markets have pushed higher, but underlying risks are beginning to build as we head into the summer months. From stretched valuations and overbought technical conditions to seasonal weakness and shifting liquidity, investors may be facing a more challenging environment than recent gains suggest. Lance Roberts breaks down the key signals pointing to a potential summer sell-off, including market breadth, momentum, and the impact of earnings season winding down. We also discuss how buybacks, economic data, and Federal Reserve policy could influence the next move in stocks, and whether any pullback would represent a healthy reset or something more significant. Key topics include: 0:00 - INTRO 0:56 - Launching Month of May - Manufacturing Numbers review 4:42 - Ongoing Update on Strait of Hormuz 6:02 - Trim Risk Now 10:43 - Chat Rebuttal: Why the market doesn't care about ongoing "war..." 13:45 - Why Summer Correction Risk is Rising 15:45 - Market Breadth Continues to Deteriorate 17:33 - New York Advance/Decline Line Breadth Metric 18:32 - Market Volatility 20:21 - Summer Seasonality is a Real Thing 23:57 - Market Performance in Mid-term Election Years 25:46 - Updated Outlook for Oil Prices 28:54 - How to Navigate Markets Now 32:12 - The Robot Economy & The Minimum Wage 37:48 - The Conundrum of the K-Shaped Economy & Wealth Divide 40:43 - You CAN Be Replaced - Jobs at Risk 42:04 - What You Can Do About It 44:35 - Invest today in the companies of tomorrow Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/h2Bku-whRmY ------- Watch today's "Before the Bell" feature, "Markets Near Peak - Pullback Risk Rising," here: https://youtu.be/OBGLWIvsGZI ------- Watch our previous show, "Gray Divorce: Social Security Secrets," https://youtube.com/live/rXi5IdkLNRM ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketPullback #InvestingStrategy #RiskManagement #TechnicalAnalysis #MarketOutlook #Investing #MarketVolatility

Gray divorce is on the rise, and many investors are missing a key opportunity: Social Security benefits tied to an ex-spouse. Richard rosso & Jonathan McCarty explain how divorced spousal benefits work, including eligibility rules, timing decisions, and how much you may be able to claim. If you were married at least 10 years, you could receive up to 50 percent of your ex-spouse's benefit, or even more through survivor benefits, without impacting their payout. Key topics include: 0:00 - INTRO 0:19 - Financial Repercussions of Gray Divorce 1:47 - Economic Numbers Review 2:16 - Data Center & Power Station Build Outs 4:40 - Interest Rates & Kevin Warsh 6:22 - Apartment Build Outs - Function Over Form 9:39 - Gray Divorce Rates - One in Three: Financial Vulnerabilities 12:58 - Going Back to Work After Divorce 14:23 - Demographics, Ageism, & Merit-based Immigration 18:24 - AI & Content Creation : Lessons About Business 20:15 - Taxation Following Divorce 21:37 - Mishaps with Social Security After Divorce 23:02 - Longevity & Empty-nester's 25:29 - Timing Matters - All in the Family 29:39 - Financial Advisor as Referee 35:15 - Social Security: Spousal Benefits, Survivors Benefits Qualifications 38:32 - Don't Make These Divorce Mistakes 41:53 - First Rule When You Know You're Divorcing 45:22 - The Middle Class is Being Bolstered by Growth in Assets 46:14 - Will AI replace FA's? 50:56 - Candid Coffee Event 5/16 Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/rXi5IdkLNRM ------- Watch today's "Before the Bell" feature, "Market Stalls as Risks Build," here: https://youtu.be/SSzwq4AG2-0 ------- Watch our previous show, "Fed Holds Rates as Powell Stays On," https://youtube.com/live/oYQSPI-_BqE?feature=share ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #GrayDivorce #SocialSecurity #RetirementPlanning #DivorceFinance #WealthManagement

Gray divorce is on the rise, and many investors are missing a key opportunity: Social Security benefits tied to an ex-spouse. Richard rosso & Jonathan McCarty explain how divorced spousal benefits work, including eligibility rules, timing decisions, and how much you may be able to claim. If you were married at least 10 years, you could receive up to 50 percent of your ex-spouse's benefit, or even more through survivor benefits, without impacting their payout. Key topics include: 0:00 - INTRO 0:19 - Financial Repercussions of Gray Divorce 1:47 - Economic Numbers Review 2:16 - Data Center & Power Station Build Outs 4:40 - Interest Rates & Kevin Warsh 6:22 - Apartment Build Outs - Function Over Form 9:39 - Gray Divorce Rates - One in Three: Financial Vulnerabilities 12:58 - Going Back to Work After Divorce 14:23 - Demographics, Ageism, & Merit-based Immigration 18:24 - AI & Content Creation : Lessons About Business 20:15 - Taxation Following Divorce 21:37 - Mishaps with Social Security After Divorce 23:02 - Longevity & Empty-nester's 25:29 - Timing Matters - All in the Family 29:39 - Financial Advisor as Referee 35:15 - Social Security: Spousal Benefits, Survivors Benefits Qualifications 38:32 - Don't Make These Divorce Mistakes 41:53 - First Rule When You Know You're Divorcing 45:22 - The Middle Class is Being Bolstered by Growth in Assets 46:14 - Will AI replace FA's? 50:56 - Candid Coffee Event 5/16 Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/rXi5IdkLNRM ------- Watch today's "Before the Bell" feature, "Market Stalls as Risks Build," here: https://youtu.be/SSzwq4AG2-0 ------- Watch our previous show, "Fed Holds Rates as Powell Stays On," https://youtube.com/live/oYQSPI-_BqE?feature=share ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #GrayDivorce #SocialSecurity #RetirementPlanning #DivorceFinance #WealthManagement

The Federal Reserve held interest rates steady at 3.5%–3.75%, but the bigger story may be what comes next. Powell announced he plans to remain on the Federal Reserve Board as a governor after his term ends—an unusual move that limits a potential board vacancy and keeps his influence in play. Lance Roberts & Michael Lebowitz examine what this means for monetary policy, market expectations, and the timing of future rate cuts. Key topics include: 0:00 - INTRO 1:02 - Closing Out April, Moving Into May: earnings season winding down 3:52 - Eli Lilly & GLP-1 4:21 - No Change in Fed Stance & Oil Prices 6:04 - Market Consolidation Continues 9:56 - Mrs. Roberts Moderates & Likes for Lebo 11:47 - Mag-4 Earnings Review 16:16 - Eli Lilly & Myriad Applications for GLP-1 19:13 - Most Uneventful Eventful Fed Meeting 23:22 - Office Politics at The Fed 26:01 - The Hawkish Take is the Correct One 27:41 - What Really Drives Inflation (not car insurance) 31:47 - Inflation Varies by Location 33:15 - The Fed is Stuck 34:59 - Oil Futures Pricing & the "Sweet Spot" 36:47 - Earnings & Profit Margins - Where's the Risk? 39:08 - Caterpillar Earnings & Data Center Construction Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/oYQSPI-_BqE?feature=share ------- Watch today's "Before the Bell" feature, "Market Stalls as Risks Build," here: https://youtu.be/SSzwq4AG2-0 ------- Watch our previous show, "Q&A Wednesday: Markets & Your Money ," https://youtube.com/live/xzazFr20EOE ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #EarningsSeason #RiskManagement #FederalReserve #InterestRates #JeromePowell #MonetaryPolicy

The Federal Reserve held interest rates steady at 3.5%–3.75%, but the bigger story may be what comes next. Powell announced he plans to remain on the Federal Reserve Board as a governor after his term ends—an unusual move that limits a potential board vacancy and keeps his influence in play. Lance Roberts & Michael Lebowitz examine what this means for monetary policy, market expectations, and the timing of future rate cuts. Key topics include: 0:00 - INTRO 1:02 - Closing Out April, Moving Into May: earnings season winding down 3:52 - Eli Lilly & GLP-1 4:21 - No Change in Fed Stance & Oil Prices 6:04 - Market Consolidation Continues 9:56 - Mrs. Roberts Moderates & Likes for Lebo 11:47 - Mag-4 Earnings Review 16:16 - Eli Lilly & Myriad Applications for GLP-1 19:13 - Most Uneventful Eventful Fed Meeting 23:22 - Office Politics at The Fed 26:01 - The Hawkish Take is the Correct One 27:41 - What Really Drives Inflation (not car insurance) 31:47 - Inflation Varies by Location 33:15 - The Fed is Stuck 34:59 - Oil Futures Pricing & the "Sweet Spot" 36:47 - Earnings & Profit Margins - Where's the Risk? 39:08 - Caterpillar Earnings & Data Center Construction Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/oYQSPI-_BqE?feature=share ------- Watch today's "Before the Bell" feature, "Market Stalls as Risks Build," here: https://youtu.be/SSzwq4AG2-0 ------- Watch our previous show, "Q&A Wednesday: Markets & Your Money ," https://youtube.com/live/xzazFr20EOE ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #EarningsSeason #RiskManagement #FederalReserve #InterestRates #JeromePowell #MonetaryPolicy

Markets continue to push higher, but the underlying story is getting more nuanced. Leadership is narrowing, valuations are stretched, and investors are weighing strong momentum against rising risks—from interest rate uncertainty to geopolitical developments and shifting economic data. Lance Roberts and Danny Ratliff open the chatroom to tackle your most pressing financial questions in real time. From portfolio strategy and market outlook to retirement planning, taxes, and risk management, we'll break down what matters most in today's environment and how to think through what comes next. Key topics include: 0:00 - INTRO 1:04 - Jerome Powell's Last Stand 5:59 - Markets Primed for Pull Back 10:28 - When Will Oil Prices Peak? 13:48 - Will UAE Exit from OPEC+ Fracture CarteL? 15:39 - Could OPEC Break Up Lead to Oil Over-supply/Price Crash? 17:00 - The Fed Should Be Seen & Not Heard 20:27 - Strategies for Rates and Timing 22:25 - John Bogle, International Mutual Funds, & Boat Anchors 27:37 - Market Volatility & Record Retail Participation 28:25 - How We Use Options 31:01 - When Do We Know the Software Services Apocalypse is Over? 33:23 - What Was Your Worst Trade...and Biggest Mistake? 38:37- What Did Lance have for Breakfast? 40:05 - Investing in Photonic Stocks? 43:38 - Armadillos & Horses (really, people??) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/xzazFr20EOE ------- Watch today's "Before the Bell" feature, "Overextended Markets - Pullback Risk Rising," here: https://www.youtube.com/playlist?list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "The Hidden Costs of Divorce," https://youtube.com/live/sSYl1w7TUek?feature=share ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #FederalReserve #TechnicalAnalysis #Investing #FinancialPlanning #InvestorQuestions

Markets continue to push higher, but the underlying story is getting more nuanced. Leadership is narrowing, valuations are stretched, and investors are weighing strong momentum against rising risks—from interest rate uncertainty to geopolitical developments and shifting economic data. Lance Roberts and Danny Ratliff open the chatroom to tackle your most pressing financial questions in real time. From portfolio strategy and market outlook to retirement planning, taxes, and risk management, we'll break down what matters most in today's environment and how to think through what comes next. Key topics include: 0:00 - INTRO 1:04 - Jerome Powell's Last Stand 5:59 - Markets Primed for Pull Back 10:28 - When Will Oil Prices Peak? 13:48 - Will UAE Exit from OPEC+ Fracture CarteL? 15:39 - Could OPEC Break Up Lead to Oil Over-supply/Price Crash? 17:00 - The Fed Should Be Seen & Not Heard 20:27 - Strategies for Rates and Timing 22:25 - John Bogle, International Mutual Funds, & Boat Anchors 27:37 - Market Volatility & Record Retail Participation 28:25 - How We Use Options 31:01 - When Do We Know the Software Services Apocalypse is Over? 33:23 - What Was Your Worst Trade...and Biggest Mistake? 38:37- What Did Lance have for Breakfast? 40:05 - Investing in Photonic Stocks? 43:38 - Armadillos & Horses (really, people??) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/xzazFr20EOE ------- Watch today's "Before the Bell" feature, "Overextended Markets - Pullback Risk Rising," here: https://www.youtube.com/playlist?list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "The Hidden Costs of Divorce," https://youtube.com/live/sSYl1w7TUek?feature=share ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #FederalReserve #TechnicalAnalysis #Investing #FinancialPlanning #InvestorQuestions

Divorce is rarely just emotional—it can be financially devastating. Lance Roberts and Jon Penn break down the many costs and consequences of divorce, with a focus on “financial infidelity” and how hidden spending, secret accounts, and undisclosed income are tearing marriages apart. Key topics include: 0:00 - INTRO 0:58 - Earnings Season Chugs Along 4:01 - What's Hanging Over Markets Now 5:31 - Market Breadth Narrows 10:34 - Private Jets & Early Wake-up Calls 11:24 - Cohabiting, Marriage, & Financial Conflict 16:14 - Forensic Accountants & Secret Families(!) 18:52 - Splitting & Combining Money - The Zero-based Budget 21:52 - Two Biggest Causes of Divorce 23:06 - The "Gray Divorce" Phenomenon 25:08 - Financial Infidelity & Gambling 30:08 - Biggest Risk in Marriage (Poll) 32:34 - "Half!" 36:10 - Pre-marital Financial Counseling 37:56 - The Real Meeting 42:07 - Financial Habits are Hereditary 47:17 - Beware Lifestyle Creep Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/sSYl1w7TUek?feature=share ------- Watch today's "Before the Bell" feature, "Narrow Rally Warning," here: https://youtu.be/KOvVspATC_o ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Why is the Market Ignoring the Strait? " https://youtube.com/live/tpVJst4GNkE?feature=share ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketBreadth #Nasdaq #EnergyStocks #DivorceCosts #FinancialInfidelity #PersonalFinance #MarriageAndMoney #WealthManagement

Divorce is rarely just emotional—it can be financially devastating. Lance Roberts and Jon Penn break down the many costs and consequences of divorce, with a focus on "financial infidelity" and how hidden spending, secret accounts, and undisclosed income are tearing marriages apart. Key topics include: 0:00 - INTRO 0:58 - Earnings Season Chugs Along 4:01 - What's Hanging Over Markets Now 5:31 - Market Breadth Narrows 10:34 - Private Jets & Early Wake-up Calls 11:24 - Cohabiting, Marriage, & Financial Conflict 16:14 - Forensic Accountants & Secret Families(!) 18:52 - Splitting & Combining Money - The Zero-based Budget 21:52 - Two Biggest Causes of Divorce 23:06 - The "Gray Divorce" Phenomenon 25:08 - Financial Infidelity & Gambling 30:08 - Biggest Risk in Marriage (Poll) 32:34 - "Half!" 36:10 - Pre-marital Financial Counseling 37:56 - The Real Meeting 42:07 - Financial Habits are Hereditary 47:17 - Beware Lifestyle Creep Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/sSYl1w7TUek?feature=share ------- Watch today's "Before the Bell" feature, "Narrow Rally Warning," here: https://youtu.be/KOvVspATC_o ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Why is the Market Ignoring the Strait? " https://youtube.com/live/tpVJst4GNkE?feature=share ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketBreadth #Nasdaq #EnergyStocks #DivorceCosts #FinancialInfidelity #PersonalFinance #MarriageAndMoney #WealthManagement

Geopolitical tensions around the Strait of Hormuz have historically sent shockwaves through global markets—especially oil. Yet today, markets appear unusually calm. Why? Lance Roberts breaks down the disconnect between rising geopolitical risk and resilient equity markets, exploring why investors may be discounting the threat, including shifting oil correlations, expectations for contained conflict, and the role of liquidity, positioning, and market structure. Key topics include: 0:00 - INTRO 1:02 - Assassination Attempts & Strait of Hormuz News 5:12 - Markets Consolidate to Close at All-time Highs 9:44 - Data Center Plays Today 15:06 - Men, Women, & Movies 19:42 - Is the Market Ignoring the Strait of Hormuz? 29:42 - What To Do Now 36:02 - The Dollar's Funeral Nobody Attended Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Smart Wealth Transfer Strategies " https://youtube.com/live/J1FjILk7Gaw ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #RiskManagement #StockMarketNews #Geopolitics #OilPrices #Investing

Geopolitical tensions around the Strait of Hormuz have historically sent shockwaves through global markets—especially oil. Yet today, markets appear unusually calm. Why? Lance Roberts breaks down the disconnect between rising geopolitical risk and resilient equity markets, exploring why investors may be discounting the threat, including shifting oil correlations, expectations for contained conflict, and the role of liquidity, positioning, and market structure. Key topics include: 0:00 - INTRO 1:02 - Assassination Attempts & Strait of Hormuz News 5:12 - Markets Consolidate to Close at All-time Highs 9:44 - Data Center Plays Today 15:06 - Men, Women, & Movies 19:42 - Is the Market Ignoring the Strait of Hormuz? 29:42 - What To Do Now 36:02 - The Dollar's Funeral Nobody Attended Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Smart Wealth Transfer Strategies " https://youtube.com/live/J1FjILk7Gaw ------- The latest installment of our new feature, Before the Bell, "Don't Chase These All-Time Highs" is here: https://youtu.be/fcqpg6b8GPQ ------- Resources Mentioned in Today's Show: "Hormuz: Why Markets Are Shrugging Off The Oil Shock" https://realinvestmentadvice.com/resources/blog/hormuz-why-markets-are-shrugging-off-the-oil-shock/ "The Dollar's Funeral Keeps Getting Rescheduled" https://realinvestmentadvice.com/resources/blog/the-dollars-funeral-keeps-getting-rescheduled/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #InvestingStrategy #RiskManagement #StockMarketNews #Geopolitics #OilPrices #Investing

What are the smartest ways affluent families transfer wealth efficiently—and what mistakes should you avoid? Richard Rosso & Devoda Owens share wealth transfer strategies from the simplest approaches to more advanced planning techniques, starting with foundational tools like annual gifting and using lifetime exemptions. Also explaining how to think about asset selection—what to gift now versus what to hold for a step-up in basis. Key topics include: 0:00 - INTRO 0:19 - Missed Exits, '70's Music, Origins of the RIA Eagle 4:15 - Looking at Wealth Transfers 5:55 - Charitable Donations & Tax Deductions 7:47 - The Great Wealth Transfer 11:14 - Wealth Transfer Planning for Asset Protection 13:03 - The Foundation of Wealth Transfer is Gifting 16:58 - Trust Planning: Revocable & Irrevocable Trusts 19:31 - Potential for Taxation of Wealth Transfers 22:59 - Managing Illiquid Assets in a Trust 24:57 - Messy Estate Plans for Celebrities (Do you really need one?) 30:14 - Trusts Are Expensive 31:56 - Donor-advised Charitable Funds 35:27 - Leaving Inheritance for Pets, the Saga of Gravy Train 37:49 - Roth Conversions in Wealth Transfers 42:14 - Our Next Candid Coffee (5/16/26)* Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Devoda Owens, CFP, MS ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/J1FjILk7Gaw ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Can Warsh Reshape the Fed?" https://youtube.com/live/MKQ5YTaUNh8 ------- The latest installment of our new feature, Before the Bell, "Wait for the Setup" is here: https://youtu.be/0PkDug9qEys ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthTransfer #EstatePlanning #TrustStrategies #FinancialPlanning #HighNetWorth

What are the smartest ways affluent families transfer wealth efficiently—and what mistakes should you avoid? Richard Rosso & Devoda Owens share wealth transfer strategies from the simplest approaches to more advanced planning techniques, starting with foundational tools like annual gifting and using lifetime exemptions. Also explaining how to think about asset selection—what to gift now versus what to hold for a step-up in basis. Key topics include: 0:00 - INTRO 0:19 - Missed Exits, '70's Music, Origins of the RIA Eagle 4:15 - Looking at Wealth Transfers 5:55 - Charitable Donations & Tax Deductions 7:47 - The Great Wealth Transfer 11:14 - Wealth Transfer Planning for Asset Protection 13:03 - The Foundation of Wealth Transfer is Gifting 16:58 - Trust Planning: Revocable & Irrevocable Trusts 19:31 - Potential for Taxation of Wealth Transfers 22:59 - Managing Illiquid Assets in a Trust 24:57 - Messy Estate Plans for Celebrities (Do you really need one?) 30:14 - Trusts Are Expensive 31:56 - Donor-advised Charitable Funds 35:27 - Leaving Inheritance for Pets, the Saga of Gravy Train 37:49 - Roth Conversions in Wealth Transfers 42:14 - Our Next Candid Coffee (5/16/26)* Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Devoda Owens, CFP, MS ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/J1FjILk7Gaw ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Can Warsh Reshape the Fed?" https://youtube.com/live/MKQ5YTaUNh8 ------- The latest installment of our new feature, Before the Bell, "Wait for the Setup" is here: https://youtu.be/0PkDug9qEys ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthTransfer #EstatePlanning #TrustStrategies #FinancialPlanning #HighNetWorth

Kevin Warsh's nomination hearing put Federal Reserve reform front and center. His vision challenges long-standing norms, raising key questions about how monetary policy could change—and what it means for markets. What would a Warsh-led Fed mean for interest rates, inflation expectations, and market stability? Lance Roberts & Michael Lebowitz break down the implications. Key topics include: 0:00 - INTRO 1:04 - Kevin Warsh & Fed Reform; Technology at All-time High 5:47 - If You Missed the Rally... 10:32 - Temps in God's Country 11:39 - Odds are Kevin Warsh Will Be Confirmed 12:22 - Misnomer: The Fed is Trying to Bail Out the Dollar 16:02 - All Money is Lent Into Existence 18:29 - Money Supply is Not a Gauge of Inflation 22:09 - Misunderstanding Leads to Poor Investing Decisions 23:19 - When Kevin Warsh Replaces Jerome Powell 24:44 - QE is Reverse-Robinhood 26:40 - Fed Switch from Trimmed PCE for Inflation Metric 28:22 - Fed Communication & Forward Guidance 31:20 - Markets No Longer Pay Attention to Fundamentals 34:39 - Will Warsh Be Able to Make Substantive Changes? 36:17 - Fed Crises & New Chairmen 39:18 - Passive Investing Does a Disservice to Economy 41:05 - The Value Names Don't Have a Lot of Value 43:06 - Passive Investing Creates Mis-allocation of Capital ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MKQ5YTaUNh8 ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Q&A Wednesday - Ask Us Anything " https://youtube.com/live/yFe9x3vjJn0 ------- The latest installment of our new feature, Before the Bell, "Wait for the Setup" is here: https://youtu.be/0PkDug9qEys ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InvestingStrategy #MarketOutlook #TechnicalAnalysis #FederalReserve #KevinWarsh #InterestRates #Inflation #MonetaryPolicy

Kevin Warsh's nomination hearing put Federal Reserve reform front and center. His vision challenges long-standing norms, raising key questions about how monetary policy could change—and what it means for markets. What would a Warsh-led Fed mean for interest rates, inflation expectations, and market stability? Lance Roberts & Michael Lebowitz break down the implications. Key topics include: 0:00 - INTRO 1:04 - Kevin Warsh & Fed Reform; Technology at All-time High 5:47 - If You Missed the Rally... 10:32 - Temps in God's Country 11:39 - Odds are Kevin Warsh Will Be Confirmed 12:22 - Misnomer: The Fed is Trying to Bail Out the Dollar 16:02 - All Money is Lent Into Existence 18:29 - Money Supply is Not a Gauge of Inflation 22:09 - Misunderstanding Leads to Poor Investing Decisions 23:19 - When Kevin Warsh Replaces Jerome Powell 24:44 - QE is Reverse-Robinhood 26:40 - Fed Switch from Trimmed PCE for Inflation Metric 28:22 - Fed Communication & Forward Guidance 31:20 - Markets No Longer Pay Attention to Fundamentals 34:39 - Will Warsh Be Able to Make Substantive Changes? 36:17 - Fed Crises & New Chairmen 39:18 - Passive Investing Does a Disservice to Economy 41:05 - The Value Names Don't Have a Lot of Value 43:06 - Passive Investing Creates Mis-allocation of Capital ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/MKQ5YTaUNh8 ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Q&A Wednesday - Ask Us Anything " https://youtube.com/live/yFe9x3vjJn0 ------- The latest installment of our new feature, Before the Bell, "Wait for the Setup" is here: https://youtu.be/0PkDug9qEys ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InvestingStrategy #MarketOutlook #TechnicalAnalysis #FederalReserve #KevinWarsh #InterestRates #Inflation #MonetaryPolicy

It's Q&A Wednesday, and we're tackling the questions that matter most right now—markets at all-time highs despite geopolitical tension, whether this rally can hold, and where investors should be positioned if volatility returns. Lance Roberts & Danny Ratliff also dive into real-world portfolio decisions: how to think about inflation hedges like I-Bonds and TIPS, strategies around QLACs and RMDs, tax considerations in ETFs, and where to park cash in today's environment. Along the way, we break down emerging risks and opportunities, from private credit exposure and national debt concerns to IPO dynamics and structural market changes. If you're trying to make sense of a market that seems disconnected from headlines while still planning for long-term outcomes, this episode connects the dots. Key topics include: 0:00 - INTRO 0:58 - Kevin Warsh & Iran Blockade 5:03 - Can Markets' Rally Be Maintained? 9:45 - I-Bonds & Tips 12:45 - QLAC's & RMD's 15:30 - What Would You Have Done Differently in Last Downturn? 17:35 - What Tax Benefits are Provided with SPYI ETF? 18:49 - NASDAQ-100 Fast Entry Rule Change 20:22 - Private Investment IPO's 22:05 - When Markets Pull Back, to what sectors will money rotate? 23:34 - What is the Private Credit Risk to Insurance Companies? 25:25 - What is the future impact of the National Debt? 28:40 - Space-X IPO 29:35 - Auto-callable Growth ETF's 36:01 - What Vehicles are Used for Cash Positions? 38:14 - Why is S&P at All-time Highs w Hormuz Strait Still Closed? ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/yFe9x3vjJn0 ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Financial Illiteracy: Too Big to Ignore" https://youtube.com/live/jAHYTG9JFDg ------- The latest installment of our new feature, Before the Bell, "Buy the Dip or Wait?" is here: https://youtu.be/70nOJWV4YDI ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BuyTheDip #MarketOutlook #TradingStrategy #Investing #FinancialPlanning #Retirement #MarketAnalysis

Financial illiteracy is no longer just a personal challenge—it's a growing national risk. With U.S. household debt exceeding $18 trillion and nearly 40% of Americans unable to cover a $400 emergency, the consequences are becoming impossible to ignore. Lance Roberts & Jon Penn break down how a lack of basic financial education is driving poor decision-making, rising debt levels, and long-term economic instability. From budgeting and credit to investing and risk management, millions are navigating an increasingly complex financial system without the tools they need. Key topics include: 0:00 - INTRO 1:18 - Market Pull Back No Surprise 7:28 - Leg Day & Italy Prep 9:45 - Financial Literacy Dearth in America 14:44 - Subscriptions & Memberships - The KISS Army 16:13 - High School & College "Stock Picking" classes 19:05 - National vs Personal Debt 20:55 - The Credit Card - Credit Score Myth 23:09 - Manifestation Practices to Better Financial Health 25:17 - Family Discussions: Money & Goals 28:07 - The Perils of Buy Now - Pay Later vs Lay-Away 30:29 - Don't Let Market Moves Scare You 31:36 - First Houses, Inspections, Mortgages, & Escrows 34:27 - The Big Push for Home Ownership - Beware! 37:22 - Trade Skills & Economics in High School 39:04 - How Banks Make Money (on You) 41:55 - how to Properly React to Markets - Rules vs Me ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/jAHYTG9JFDg ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Chase or Fade the Rally? " https://youtube.com/live/Uz93eoE43pc ------- The latest installment of our new feature, Before the Bell, "Overbought Market: Wait for the Pullback" is here: https://youtu.be/hSb-tdMdmWc ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InvestingStrategy #MarketOutlook #RiskManagement #TechnicalAnalysis #FinancialIlliteracy #PersonalFinance #DebtCrisis #MoneyManagement #EconomicRisk