Podcasts about legal considerations

When your corporate job feels "secure" until it suddenly isn't, real estate can become the Plan B that turns into your best move…  In this episode of the #DoorGrowShow, DoorGrow founder Jason Hull sits down with John Casmon (multifamily syndicator, host of Multifamily Insights, and co-creator of the Midwest Real Estate Networking Summit) to break down how corporate professionals can transition into multifamily investing without becoming a stressed-out landlord. They dive into how John went from corporate bankruptcies to building a multifamily portfolio, what passive investors actually need to know before putting money into a deal, and why trust + clear expectations matter just as much as the numbers.  Jason and John also unpack what this means for property managers: how to align with investor goals, why the best operators project calm control (even in chaos), where syndicators hang out, and how PMs can position themselves to win more multifamily doors.    You'll Learn (00:00) Transforming Property Management: An Introduction  (00:59) John Casmon's Entrepreneurial Journey  (02:56) Transitioning to Multifamily Investing  (04:33) Understanding Investor Types and Property Management  (05:48) The Role of Property Managers  (07:49) Investor Control vs. Trust in Management  (09:33) Challenges in Property Management  (11:17) Aligning Goals with Property Managers  (14:19) The Real Product of Property Management  (17:14) Managing Investor Expectations  (19:50) Syndication: A New Avenue for Property Managers  (23:44) Legal Considerations in Syndication  (26:41) Calmness in Chaos: The Key to Success  (31:40) Partnering with Syndications  (33:54 The Role of Property Management in Syndication  (38:29) Finding Syndicators and Building Relationships  (42:24) Understanding Passive Investment in Syndication  (47:45) Identifying Your Investment Goals  (51:54) Assessing Risk in Real Estate Investments  (55:15) Choosing the Right Market for Investment  (01:00:12) The Three C's of Raising Capital Quotables "The first C is confidence. Confidence comes from preparation." "The investment itself, we got to go out there and execute. But that investor psyche is a completely different game."  "It is not your job to hope. Your job is to analyze the information in front of you and make an informed decision." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Jason Hull (00:01) All right, five, four, three, two, one. All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. And for over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we are on a mission to transform property management business owners and their businesses.   We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market and help the best property management entrepreneurs win. Now let's get into the show. So my guest today, I'm hanging out here with John Casman, a multifamily syndicator, host of the multifamily insights podcast and the co-creator of the Midwest real estate networking summit. And in today's episode, John's going to break down how corporate professionals can transition.   into multifamily investing, how to find the best markets, how to raise capital effectively, and what separates successful operators from everyone else. John, welcome to the DoorGrowth Show.   John Casmon (01:10) Yeah, Jason, thank you for having me. I'm really excited to be here. Love the intro, your intro, not my intro, ⁓ but excited to be here and share as much as we can on our journey to help all of your listeners reach their goals.   Jason Hull (01:22) Cool. So John, ⁓ it's great to have you. I would love for people to hear about your entrepreneurial journey. How did you get to where you are now? And then we can get into your business.   John Casmon (01:34) Well, the short answer is bankruptcy, right? I worked for a couple of different companies that went through bankruptcy and that really made me consider my other options. You know, I was at General Motors back in 2007, 2008, 2009 when we went through bankruptcy and I was there and I watched what that did to a lot of my peers. I one day in particular when we were going to have a lot of layoffs, I went to work as late as I could. But when I got there, I had a red message, a little red dial on your phone.   for anybody who's worked in corporate and remember voicemails. So I had a red dot on my phone, picked it up, pushed the play button and my heart skipped a beat because I thought maybe I was getting to the can, right? And it was actually a colleague of mine who sat kind of kitty corner in front of me and he had been let go. He, you know, was diabetic. He didn't know I was going to pay for his medication. He just was venting in his voicemail. And I just remember feeling empathy for him, but also   a sense of I just never wanted to be in that situation. So it made me really start to think about Plan B. Eventually I moved to Chicago, realized real estate was going to be that path and learned everything I could about investing. So it kind of took me down that pathway to say, you know what, I need a Plan B because no matter what you do, when you work in corporate America, you do not control your future. You know, there's politics, there's policy, there's a lot of different things involved that you do not control.   And sometimes it does just come down to someone not liking you for whatever reason, or they think you're a threat. And I didn't want to spend the rest of my career navigating those issues. So I figured I had to take more into my own hands.   Jason Hull (03:16) got it. And so you start taking things in your own hands and what was the result?   John Casmon (03:20) Yes. So we landed on multifamily investing, started with small multifamily. My first investment was a two unit building. We house hacked it, which is a common popular phrase now. But back then it wasn't quite as common. But we lived upstairs. We rented out the first floor unit and it worked great. You know, it worked so great that we went to refinance and we had created enough equity in that first investment to pull out a six figure line of credit and go out and buy another property. So.   Jason Hull (03:45) Nice.   John Casmon (03:47) That really got the ball rolling. bought a three unit building, we bought an eight unit building, and at this time I'm still working in advertising, still working in corporate America, and I enjoyed what I was doing, and I just had my second child, but the agency I was working for also went through bankruptcy right at this time. We had expanded, we were growing, and we had kind of combined with a few other agencies and kind of became this little conglomerate, and it just eroded just as quickly as it grew.   I remember again, just sitting there and I've got some real estate. I've got a little bit of cashflow, but not enough to pay all my bills. New baby. And I just realized this real estate thing is working, but the exact strategy I'm employing doesn't allow me to insulate myself from these economic changes and shifts. So I had to change my strategy and that led me to syndication. Since then, we've acquired over $150 million worth of apartments.   We've partnered with busy professionals to buy these properties and give them some passive income. And that's what we've been doing ever since.   Jason Hull (04:50) Got it. So your area of genius really is helping these people that were similar to you, they're in the corporate environment transition into being an investor in real estate.   John Casmon (05:01) Yeah, exactly. And I would say too, it doesn't have to be you're going to quit your job and do this full time. And in fact, most people don't, you know, but most people do want a little bit more control over their life. You want a little bit more flexibility. You want to earn and start building up, you know, your net worth. You want to have a little bit more liquidity. You have to look at your investments to say, what should you be doing? I think most people know that their 401k, their, you know, company issued life insurance.   probably not enough to really get you on the fast track to retirement. So what else could you do? Certainly you can invest in the stock market. Lots of folks do that. But real estate is a proven vehicle. The challenge is, I don't know anyone who really wants to be a landlord, right? ⁓ Certainly you want the benefits of real estate investing, but very few of us want to get those 2 a.m. phone calls. So the shortcut there is, ⁓ hire a property manager. Great solution. But now you have to be able to manage   property managers, right, which is this whole other business. And if you don't have enough scale, then it's hard to get that person really focused on your business. So we offer an alternative, right? You get all the benefits of real estate investing, all the ownership perks without any of the headaches of being the landlord yourself. So it really is a great marriage of being in real estate without having to do the heavy lifting yourself.   Jason Hull (06:15) Okay.   Okay, so ⁓ the target audience of this show are property managers. So if they're not gonna use property managers, then what's the alternative? How does this work?   John Casmon (06:29) Well,   first of all, what we do is not always for that individual. So I think that's the key, right? You've got to understand who you are from a psychological standpoint. So when it comes to investors, there's two types of investors. One wants control, right? They're not willing to be passive. And some people think they want to be passive until they're in a passive situation and then they're calling and they want to know why you did this and why you did that and how come you did do that. That's not a passive investor. And that's fun.   Jason Hull (06:45) Yeah.   Yeah, they're anxious. Yeah. Yeah.   John Casmon (06:58) And   if that's you, you should be active, right? And you should work with a property manager, but you also want to work with the property manager who is going to be right for you, right? Because sometimes that is not how they operate. So you want to understand that. And that's a process to understand who you are as an investor, what kind of investment strategy fits you and what's going to be right there. When it comes to property managers, though, I think there are a couple of things. And as a matter of fact, we just left out of meeting with   property management company yesterday. They have 2000 units. We talked about some other services that we offer. And one of things that stood out to me was just understanding some of the challenges that property managers face. And one of them is property managers are really in a position to think like everyone. They're supposed to think like an investor. They're supposed to understand maintenance and kind of the construction arm enough to understand what needs to happen at a property. But they are really little CEOs, right? Because for   Our stuff, the large apartment stuff, those are typically million dollar annual revenue businesses. And this person is in charge of that asset of that business. They are making the day to day decisions. They are the face for the residents, aka the customers of that business. They are the face and their experience with that individual is how they view that business. So it really is an important role. And if you're working with property managers, it's really important to understand how to find the right people.   to connect with them and have them represent your business, your brand, company in the right light.   Jason Hull (08:30) So now you left an open loop that I want to close. So you said there's two types of investors, those that want control and maybe should go find a property manager, you said. And then what's the other type?   John Casmon (08:34) Yeah.   The other type is those who don't want control and they trust someone else to handle that. And for them, there are a couple of different ways of investing. One is investing passively with a group like ours. The other is turnkey investing where again, you hire a property manager, but you really entrust them to manage the property. The only thing I would say for either one of those groups, myself included, is you want to trust but verify. Okay. You've got to do a lot of your due diligence upfront. You want to understand how they operate. You want to talk to   some of their other clients, some of their other investors, because you need to get a really good sense of what to expect. And a lot of people are great at selling themselves upfront, right? I can tell you everything you want to hear upfront. You want to know what is it like once you sign the paperwork? How often are we going to talk? How frequently am I going to get updates? And at what point am I able to weigh in and make decisions? Because if, if you are someone who wants to be more active or be heard, or you've got thoughts and opinions,   Jason Hull (09:18) yeah.   John Casmon (09:35) You want to make sure you have a voice in your investment. Otherwise you may get really disappointed or you may bring on someone who has a different perspective of what that relationship looks like and that never is going to work out.   Jason Hull (09:47) Yeah, there's a big challenge in the industry and that's that most property management companies suck. so most investors that have dealt with property management to some degree are they have some scar tissue, they've been burned a little bit. They've a lot of property managers that started their businesses that come to me for help to grow their business. They started because they were investor and they couldn't find anyone else to manage the property good enough. And that's why they started their business, but it can be a difficult business to run. so none of them start their business saying, I want to suck.   But that's kind of the default unless they get some really good support or figure some things out through a lot of trial and error. And so that's where DoorGrow comes in. We help them with that. But one of the things I coach my clients on a lot is that they need to shift into being daddy over these rental properties. They need to like tell the owner, hey, you need to trust me. And they need to be able to have a really effective business so that they can lean into that trust.   because a lot of people are anxious. They'll come to them with concerns, but generally if a property manager is good, they're much better at this investing stuff than most investors. And they're much better at coordinating maintenance. They're much better at handling leasing. And so when an owner tries to micromanage a property manager, it kind of doesn't make sense to hire somebody to manage your asset just so you can manage them to do the job. And so I think the secret is finding a really good property manager that you can   let go of control because you can trust them. And but yes, you need to verify that they can do the job that you need them to do. And so a good property manager will take ownership of it and they'll take control and they will, they'll display a lot of certainty and confidence in how they communicate and they won't allow you to micromanage them is what I've seen. So.   John Casmon (11:37) Yeah, Jason, and I'll add to it. There's a two way street there. And I think it's easy for people to say, ⁓ most property managers suck or they're not good or whatever. And listen, there's certainly a lot of challenges there. A lot of folks who are not living up to par to the standards. But I will go back to this. We ask property managers to do the work of generally like a CEO. Right. I mean, again, they're managing million dollar businesses in many cases, yet they don't have that training. They don't have that experience. They don't have the ability to navigate.   all of these various things. So part of what owners and investors need to also understand is that you play the role of asset manager. And that means giving clear direction of what success looks like so that that property manager has a framework to make decisions. It's not to micromanage those decisions, but to help them understand how their decisions impact the greater good. And part of that is like, again, just sitting down with annual goals. What are revenue goals? What are our goals on?   Occupancy, what are our goals on in a lot? And this may seem simple, but I promise you a lot of folks don't do this. And if you don't do that, then that property manager is going to default to, for instance, I'll give you a great example. I've got a property manager. She's awesome rock star. But she always gets nervous when occupancy is not at like 96 or 97 percent of this property. So she is, you she starts apologizing profusely and all I did this or done that and like.   Jason Hull (12:58) Yeah.   John Casmon (13:04) Occupancy is one of our KPIs for sure. It's important, but that is not the KPI. I am focused on my net operating income. And if we're going to push rents, the impact of that is you're going to have higher vacancy and she is not comfortable with that. And that's probably because she's used to working with owners who want that thing fully rented and they are comfortable having 100 % occupancy.   Jason Hull (13:13) Yeah.   Hmm.   Yeah.   John Casmon (13:33) if they're leaving 50 bucks, 75 bucks, whatever it is of rent on the table. And that's the part where you've got to really align with your vision versus their vision, because what they have in the back of their mind may not completely align with what you have. Or they have residents in their face who are coming into the office. They want something fixed. They want it done quickly. They want it done right. They want it done yesterday.   Jason Hull (13:49) Right.   .   John Casmon (13:59) So they've got that pressure of this person in their face. So they may go out there and spend the money or authorize the money to get spent. And maybe they're not picking the most cost effective measure. So you have that. And I'll give you one third one. A lot of times when you run into the flip side of that is maybe occupancy is low. They say, hey, we need to increase our marketing spend, right? We got to increase our marketing budget. know, ox is down to 88 or 90%. We got to spend more money. And we're not necessarily.   really zeroing in on what the specific issue or challenge is at that property. So for an owner, your job as an asset manager is to partner with them and to help them see what the options are, help them work through with some of those challenges and solutions are and partner with them to find success. It's not to micromanage them and tell them what to do, but it's really to understand the situation better and give them that perspective.   Jason Hull (14:49) Yeah, that makes a lot of sense. think, you know, one of the things I've seen is that I've noticed a lot of property managers, they make the mistake of thinking that the goal or the product that people want to buy from them is property management. But investors don't wake up in the morning and go, man, I'm so excited to get property management today. The thing that they want. And so the way I describe it to them as they say, property management is like the flight to Hawaii. It's not Hawaii.   and you're trying to sell the flight. That's not the exciting part. You need to figure out what the investor wants, what their goal is. Where do they want to go? What's Hawaii for them, right? What's paradise? And then how do we optimize for that? And how do we help them create a path for that? Because the actual product that a property manager is selling is not what they do. It's not property management. The actual product is them. It's them and their values and their belief system and how they create trust and the team they build and the system and mechanism they build around them.   That's the actual product the property manager is selling. so a lot of property managers make that mistake. They sit there and talk to you about maintenance coordination and leasing and inspections. And meanwhile, you're just wondering as an investor, can I even trust this person? Like do our values align? Yeah. So I don't know what your thoughts are on that, but.   John Casmon (16:11) I think you're spot on, right? Because, I mean, ultimately, as an investor, you are only as good as the team you can build. And that property manager is in charge of the day-to-day aspects of the business. especially when you, you know, I've heard horror stories of folks who have done like turnkey investing, right? Where the property manager, someone owns it, they buy it, they fix it up, and then they rent it back to...   an investor. And I've heard horror stories where that property was not being well managed. And that's the fear. If you're not in that marketing, you can't come and see it. So if you got an out of town investor, you really are trusting that property manager. So that is the most important thing, right? Everything else are tactical, daily situational things that can change. But it comes down to do I have the right people, people that I can trust, people who are going to make the right decision based on the information they have.   because they may not know what I know or maybe something shifted and changed where they would have made a different decision. We can't, you know, ache on that. It really comes down to are they doing their best? Are they making good decisions? If they're not making good decisions, is it because they didn't have the correct information, which again, could fall back on you as the investor to say, hey, are they aware of what your goals are? Are they aware of maybe this situation, these tools, these resources, whatever it is? And that's on you to sit and collaborate.   But trust is absolutely paramount because at end of the day, the thing that I think most of us are concerned with is who we partner with. And there's a great book I'm reading right now. And it gets into decision making and the fear of decision making for most of us and why deals stall. Why didn't you hire somebody? Why didn't you, you know, go with the vendor or go with the contractor or with the company? And the biggest thing is we are scared of making the wrong choice. All of us in decision and no action.   Jason Hull (17:43) Absolutely.   John Casmon (18:04) is better than the wrong action for many people because they once they take action. Well, now they're blaming themselves because you didn't pick the right person. Why did you hire that guy? You should have like now this starts to go on in their head versus doing nothing. Well, at least it's you know, it's not going to get worse, you know, it will in lot of cases get worse. So for a lot of people, that is the scariest thing. So if you can take that fear off the table as far as being the right person or being someone who is trustworthy.   Jason Hull (18:07) Right, yeah.   John Casmon (18:32) everything else gets easier. So if you can do that, that's, you know, the best thing you can do as an investor or as a property manager.   Jason Hull (18:38) Yeah, I agree. think one of things that I talk about a lot is that clarity has to come before action because if you don't have clarity and you start taking a bunch of action, doing stuff, every action you take is a little bit wrong. Sometimes it's a lot wrong. so, yeah, we need to get that clarity first before we start ⁓ making moves. And you talked about, I love the example of your property manager that is trying to   optimize maybe for the wrong thing. They're like, want to optimize to the, making sure their vacancy is super low. But that might not be the goal. That's not the primary goal. The goal is money, you know, and there's a really good book is by Elihu Goldratt. It's a good book for operations people, but it's called The Goal. And spoiler alert, the guy's trying to figure out the goal through this whole book, the story and it's money. That's the secret. The goal is the of the business, should be making making money.   And what happens in this book is that people are over optimizing individual pieces in this flow at this warehouse. And it's actually not helping to make money. It's causing more constraint. And so if we over optimize at one stage, it actually creates waste, bloat, inventory, additional work for the next stage. And so sometimes the best thing certain departments can do is slow down and do less in order to get the outcome to be maximized outcome.   And there's some really great examples in that that I think are really powerful. But I think the if you're optimizing for the wrong thing, then you're not making it effective. So you want to make sure you're optimizing for the right thing. Otherwise. ensues. You get mad at somebody, but nobody understood what the goal was. And so I think, yeah, getting a greed upon set of criteria of what what the outcome is and asking the property manager, can you help me achieve this?   And they know, they know if they know what the problem is, usually they can, they know how to help you get whatever goal that you have. And they know whether your goal is probably realistic or not, because they've helped probably a lot of people do this similarly. And so, but yeah, I think it's very important. Make sure you know, where's Hawaii and maybe property management is the vehicle. Now you had mentioned like, I'm really curious about this idea of, you know, maybe creating syndications.   Some property managers are now starting to think, maybe I should create a syndication. What's your criteria for, what's a good syndication and what are some of the, I'd be really curious to get into if some of the property managers listening were wanting to do kind of a little bit of what you do, how they might be able to get started in that. Like what are the beginning steps to make sure they don't make the mistakes you probably already figured out in the beginning?   John Casmon (21:27) Well, I think the first thing is, you really want to get into it? Right. Because for a lot of people, you got to understand it's a different business. Now you're not talking about real estate investing. You're not talking about property management. You're really talking more about, you know, investment management. You're talking about bringing on private investors who are looking for a return. That is communication skills. That's building up a network and a database of   Jason Hull (21:35) Mm-hmm.   Right, returns.   John Casmon (21:54) prospective investors, it's understanding the return projections that they're looking for. And it's really kind of managing the investor expectations, not necessarily the investment. And to give you a great example here, I had a deal where the investment went great, but it was slightly lower than what we initially projected. And I had an investor who was upset.   Jason Hull (22:07) Yeah.   Yeah.   John Casmon (22:23) about that. And we had communicated all throughout the entire process where things sat and he wasn't too upset, but he still made it a point to let me know, hey, well, this is less than what you initially thought. And that's challenging because the market shifts, right? Anybody who's bought properties in 2022 and beyond knows the market has shifted drastically over the last three or four years. So those projections made in a 2021-22 environment   Have a hard time standing up in a 25 26 environment We still make good money on that deals double-digit returns for investors ⁓ But you know there was that that was that feedback I got from one of the investors conversely We just exited deal a couple months ago, and we completely exceeded our return projections You know we delivered on a almost a 2.7 equity multiple Hit all you know mid 20s on the IRR completely unheard of stuff in this environment   And I have one investor call me and say, hey, John, I just checked my account. Is this right? And I'm like, yeah, it's it's right, man. He's like, my gosh, you guys killed it, man. my. Like, this is amazing. And it's great to hear. But again, that is separate from the investment. Right. Happy to manage the investor expectations and concerns. But that was an up and down investment where we had, you know, a moment where we actually had to put some of our general partner capital into the deal to keep it going.   Jason Hull (23:27) Yeah.   Yeah.   John Casmon (23:48) We have floating rate debt. had to refinance out of that. And we had to kind of rush to do that before rates started to go crazy. We had moments where our construction or renovation costs were much higher than we anticipated. So there are a lot of things that we had to navigate. And I think what happens for a lot of operators, a lot of people who get into syndication, they know the real estate and want to do the real estate, but they do not understand the perspective of the investor. And when you don't communicate to investors on a frequent basis and a clear, transparent nature,   Jason Hull (24:19) Yeah. Yeah.   John Casmon (24:19) They fill in the blanks and   the first concern every investor has and they won't say it. Most of time they don't say it, but I promise you they're thinking it after they make that investment. my gosh, did I make a mistake? Am I going to lose money? Is this person going to run off? Is this going to be some sort of fraudulent thing? Is this deal going to fail? These are all that we're wired like that. This is caveman stuff, right? We're wired to protect ourselves.   Jason Hull (24:36) Hmm.   Right.   John Casmon (24:45) And when you make an investment, and by the way, our investments are typically $50,000 and up, right? So these are not small investments. So when you make that investment, people start to second guess that decision. So my job when it comes to this side of the business is to keep them grounded that, hey, you've done your research, you've made an informed decision, you've picked a good partner, we've done this before. ⁓   Jason Hull (24:50) Yeah. Right.   John Casmon (25:13) And it's really to make sure that they feel comfortable with that decision. It has nothing to do with the investment, right? The investment itself, we got to go out there and execute. But that investor psyche is a completely different game. So first thing I would tell any of your property managers when they get into this business is understand, do you actually like people? Do you want to manage investors? Are you comfortable managing people's money? ⁓ And then beyond that, you have to do it the legal way. There are a lot of regulations around accepting capital from other people.   Jason Hull (25:31) you   John Casmon (25:42) So you can do it as a joint venture. The more common way of doing it, the more accepted way of doing this is by doing a formal syndication, which requires you to file SEC documentations. ⁓ know, there's regulation D and regulation A and there's some couple others, but typically it's going to be reg D 506 B or 506 C filing, which basically is the the structure that allows you to offer ⁓ passive investment opportunity or a security to investors. So again, for some people,   It's overwhelming. they're like, nope, never mind. But for some people, they love it. They want to get into it and they can learn more about that process.   Jason Hull (26:19) Got it. Yeah. I think I love your idea that it's more about managing expectations rather than the investments. And I think, I think that's good advice for all the property managers listing. This is something we spend a lot of time coaching clients on because they think their job is to manage properties. But really, if they're not strong in managing expectations and managing the relationship, it's 10 times to 100 times harder to manage the properties.   their operational costs go through the roof because owners are getting anxious. They're asking more questions. They're getting all these interruptions and calls, tenants, owners constantly. And if they had just managed the relationship and expectations and set strong boundaries at the outset, everybody would feel calmer. And I think really for business owners, I think the thing that really stood out to me that I've been focused on, and this is I've done some personal coaching and this is just nervous system regulation.   If you can, and John, seem like you're pretty chill and pretty calm and I'm sure the investor feel safe with you, which is why you've had success. If you are a person that is anxious and you're running around like a chicken with your head cut off, you're going to have, you're going to struggle in leading anybody, especially in relationships to your spouse and like everybody else. so having a calm, regulated nervous system allows your investors.   to entrain to your nervous system and to feel safer and to calm down. And that's not something you can pretend or you can just fake. You have to be that and they can sense and they can feel that it'll come across in your tone and in your body language and how you communicate. But if you can make sure that you're in that space and that you're able to regulate your own system, you're able to stay calm when other people are coming at you.   and other people are angry and other people are emotionally heightened. And you recognize this isn't really you. It's just that's them. And you can maintain that calm. You will be able to create a lot more safety. And that's really what people want to buy. Most people out there, their primary basic need is safety and security. Most people. That's why they aren't entrepreneurs. That's why they don't go start jobs. That's why they aren't like you and me. And if you're a property management business owner listening to this,   Most people are not like you. They want safety and security. That's why they get a property manager. They want peace of mind. And so, and I'm sure investors in a syndication, they also want some peace of mind because this is a big chunk of change.   John Casmon (28:55) They do. And I will say to most of the property managers I come across thrive in chaos. Right. They're used to stuff getting thrown at them. Right. And when you talk to them and get to know them, you learn very quickly. They like it. They do. They like the fact that they don't know what the day is going to bring. It could be a. Yeah, yeah. Could be a tenant coming with some crazy issue. It could be something from it's never boring and they thrive in it. However.   Jason Hull (29:00) Yeah.   Yeah.   They like the variety and unique challenges that property management brings, for sure.   It's never boring.   John Casmon (29:25) What happens then if you if they're going to look to work with investors and particularly raise capital and kind of do their own syndications, they have to understand that while they may thrive in chaos and uncertainty, most other people want organization. You want everything you said right. You want to have the calmness. You are looking for a captain to steer the ship. And for that part of the personality, they're going to have to tap into a different side of it to demonstrate how they handle chaos.   Jason Hull (29:37) Hmm.   Yeah.   Yeah.   John Casmon (29:54) not that they are chaotic. And I think what happens a lot of times when you're working with property managers is that they don't project that level of control. It just feels like they're reacting. So part of it is that, and they're really, really good ones. The ones who make it to that next level who are the regional managers and get those promotions, well, that's what they do. They manage the chaos and they manage up. They do a great job of telling the owners,   Jason Hull (30:06) Yeah.   Mm.   John Casmon (30:23) the leadership, whoever they need to talk to, they're telling them, hey, here's how here's our process. Here's how we're managing the situation. Here's what's going on. Here's what we're into. Hey, we had a water main burst here. Here's we bought. call three companies. We've got three quotes, but it's calm, right? It can be the worst. I'll give you a real example, right? At a fire, one of my properties and I was going to meet a property manager and I just happened to have a meeting with her that day at the property. She called me.   I was literally about to get in the car. She called me and said, Hey, I just want to let you know we've got a fire going on at the property. I'm not sure if you still want to meet. You're happy to come. We already have, you know, the fire department's here. They're they're putting the fire out right now. We already have another company that's coming in. They're going to walk through the damages once this is kind of settled. And I've already talked to the residents. Residents are good. We've got them hotels for the evening. We've checked with insurance. This is covered in your policy. So they're good to go. So you're happy to come down and talk and all of that if you want to.   Or we can let things settle down and maybe we can meet next week. This is a fire, right? This is like a scary situation. She called me.   Jason Hull (31:26) Right. A literal fire. Yeah. And there's plenty of fires   in managing properties. The literal ones.   John Casmon (31:33) Her calmness, she was so calm. Not only was   she calm, she had handled 90 % of it, right? It was the stuff you could handle in the moment. She handled it. So was like, hey, I don't think it makes sense for me to because I'm probably just going to add more anxiety to the situation at this point, right? It seems like you've got it under control. Why don't we let things settle, literally let the dust settle? And then once it's there, I'll come down. We can assess the damages, figure out what else needs to happen, what other next steps need to take place, right?   Jason Hull (31:41) Yeah? huh.   question. Yeah.   John Casmon (32:03) but had it handled like a rock star. Now, a lot of other folks would have saw the flames, called immediately, my God, there's a fire. ⁓ my God, what are we gonna do? So now you freaking out, everyone's freaking out, no one's controlling the situation, right? So now everyone's mind is just spinning and going. it does really take, kind of go back to where we started the conversation, that mindset of someone who was the boss, who was leading.   Jason Hull (32:05) Yeah, I love that.   Yeah. Freaking out. Yeah.   Hmm. Yeah.   John Casmon (32:32) who is going to take charge, even though it's not their property, they're going to take charge. Here's what needs to happen next. Maybe you have an emergency response plan already put in place, but you have these things already scheduled and ready to go. So when they happen, you're not shocked. You're not surprised. You're not asking questions that maybe you should have figured out upfront. And that's what a great property manager does. And if you convey that to owners, you're going to stand out above and beyond your competition because most people cannot convey that level of control, the level of   planning and the level of expertise that it takes to truly and effectively manage properties from the front, being proactive as opposed to just reacting to whatever the issue of the day is.   Jason Hull (33:13) Got it, okay. So ⁓ I'm reading, I just read, well, I didn't just read. I read in the past a really great book called Extreme Ownership. Really good book. Yeah, phenomenal book. ⁓ I'm going through their newer book, which I think is even better, called The Dichotomy of Leadership. leadership is what we're talking about right now, is that that,   John Casmon (33:23) Yeah, I think I got it like right here. It is right there.   Absolutely.   Jason Hull (33:38) creates a huge impact and there's a lot of misunderstandings of what leadership is, like it's control or it's being aggressive or, but yeah, it's really that calm presence of letting people know I've got it. Like we can take care of this. We've got a plan and staying regulated and calm. So I love that. ⁓ have a, so another question I have is how can the property managers listen to this? How could they maybe target or partner   with, if possible, syndications like you, like people that are doing what you're doing. Is there a chance that they could be a resource or do most syndications just in-house and do, they are a property management business?   John Casmon (34:19) No, no, most ⁓ most that I know work with third party manager companies. So I would say first and foremost, if you and syndications, I mean, it sounds like a big, huge, fancy word. But I mean, honestly, anytime you work with passive investors is technically a syndication. So it really comes down to figuring out who is looking for third party management and whether or not it's technically a syndication or not is really irrelevant. You want someone who is going to be managing or owning the property.   Jason Hull (34:24) Okay.   Yeah.   John Casmon (34:49) They want third party, but you have to understand their plan, going back to understanding the goals, right? Most syndications are looking to sell in a three to seven year timeframe, typically five to seven years. Most buy and hold owners have not decided or have not identified their exit strategy. So that's probably the biggest difference is when you have, let's just call it an individual investor or maybe it's a   Jason Hull (35:01) Okay.   Right.   John Casmon (35:17) a family or whatever that's buying and they want a third party manager, they don't know the exit. They haven't predetermined that they're going to sell in five years. So they are buying and holding it. And that goes back to the the I think the separation of understanding the objective, because for that person, having a full property is great. It means they're maximizing the revenue potential today. When you are syndicating.   most syndicators already assume 5 % vacancy. That's that's in everyone's underwriting. So you being at 100, they won't even give you credit banks don't even give you credit for it. So all of these things are already assumed. So for us to be above that is actually a miss, because it means we're not being as aggressive on the rent. So just understanding the mindset of a syndicator, which is they are looking to sell typically they're looking to double their money over a five or six year period. So how can you create value?   And that's something most property managers don't fully understand. But I would sit and I would talk to that syndicator. And if you want to be a syndicator or partners, not just be a third party vendor, but you actually want a partner, which we have seen a lot of folks look to do. You want to figure out how you can bring value to the table, because now we are aligning your interest with that syndicators interest. And now you've got a great partnership.   because every syndicator is going to need property management and they're going to need construction management to drive value. So if they can bring those people in as partners, that's a great opportunity for you. And if you're a property manager, you may have phenomenal relationships. You may already have contractor or the vendor partners that you trust in that marketplace. And if you could then take that and get a slice of the equity, that makes you very valuable for both sides.   Jason Hull (37:08) Do syndications, do they also need investors in capital or do most of them have that, are they really good at that? Okay.   John Casmon (37:15) Absolutely. Yeah. Yeah. Yeah.   mean, I mean, syndication at its core really just comes down to the need of capital. If someone had the capital themselves, they would probably just buy it directly and not go through the process of syndication. Because the syndication is literally just raising the money from passive investors. And in that scenario, again, being able to manage that, manage the communication, ⁓ that's really what a syndication truly is.   Jason Hull (37:42) So a really good property management partner could bring property management, some of the construction elements and investors and capital to the table. So it could be a nice little.   John Casmon (37:51) That would be amazing.   I'll be honest, man. That's because I don't want your listeners sitting here like, oh, I don't have one of those. I don't know if I've ever met one that had all of those. If you do have all of them, yes, you should consider syndicating yourself because you got all the pieces to the puzzle. Typically, what happens is a property manager has the property managers. I'll give you a great example. I got a 54 unit down in North Carolina. OK, so I came in as a key principal. I've got a.   Jason Hull (38:03) Okay.   Okay.   John Casmon (38:20) to my coaching clients. It's his property that he found. He asked me to come help him with the loan, which I did. One of the members, one of the partners is the property manager. So that's kind of their role to the table is they're managing the property. That's what they kind of came on. They had a couple of relationships, but their main role is the asset and property management side of it. So that's a great way to come to the table. But. Just like anything else in business.   Jason Hull (38:33) Mm-hmm.   John Casmon (38:49) It's very hard to find someone who checks every single box. I mean, that's like finding the marketer who's a CMO, who's also the CFO, who's also the COO, who's also the chief of human resource. very like no one, people don't really have like top notch excellent skills at every single one of those, right? Like you might be great at business, great at sales, great at marketing. You're probably terrible at finance, right? Like you just, you just forget to do your expense report type person, right? So it's hard to find someone who's   checks all those boxes. And I think typically when comes to property management, you want someone who's great with people, can resolve issues, but also has to be somewhat, you know, sufficient when it comes to the numbers, tracking all the data, tracking all the, you know, the rent roll, the leases, the income and expense statements, things like that. So usually they're not going to do every single box. But again, if you can find someone or that's where partnerships make sense.   Jason Hull (39:24) Mm-hmm.   John Casmon (39:43) If you've got that awesome. And again, I'm not saying a company doesn't have that. I'm just saying a single individual doesn't, which is why it's great to partner. If you can find someone who maybe brings a set of skills that you don't have, whether they're joining you in your property management business or they're partnering up where you're bringing your property management skills to the table with their investing or their networking skills, that makes for a good partnership.   Jason Hull (39:43) Mm-hmm.   Yeah, I got it. Well, we've got several clients, you know, all over the U S that are really good at property management. They're really good at handling the maintenance stuff and they obviously have a pool of investors as clients and, and, know, and they know that they can't do everything. So we coach them in making sure that they would do time studies. They figure out which, what their purpose is. We start to align them towards more fulfillment, more freedom, more contribution and more support in their business.   John Casmon (40:32) Yeah.   Jason Hull (40:38) And they start to build the right team. So they're getting operators, they're getting BDMs, they're getting the things they're not like strong in. And so we just make healthier businesses. So for those of maybe my clients listening that have healthy property management companies. And, but they don't want to do syndication. They're just like, man, that's a whole nother business. If I stay in my lane, I can grow that faster. How do they find syndicates? Like, how do they find people like you? Cause you've got a lot of properties connected to you.   and they would probably love to chat with somebody like you. Where do you syndicate people hang out? What's the title? Who runs a syndicate? What are they called? Do they have a specific title?   John Casmon (41:15) You   Yeah.   Yeah, great. Great question. Multifamily syndicator is is kind of the name just syndicator. We're all over. So I've got a podcast called Multifamily Insights. I interview like minded individuals. I've been doing that for a long time. We've done our seven hundred and seventy plus episode. So lots of people, lots of syndicators there. Definitely conferences. So if you look up any multifamily conference in your city.   Jason Hull (41:25) Okay.   Nice.   Okay.   John Casmon (41:46) meetups, lot of meetups in different cities as well. Those are great places to find syndicators. I think the biggest thing though is this.   Figure out who your avatar is. Because while we're talking about syndicators, ultimately, if you want to scale your property management business, I presume you're trying to scale with folks who are looking for third party management and the best option for that. OK, and let me back up. had one of the guests out of a podcast some years back, ⁓ Ashley Wilson. Love Ashley. As you said, something really changed when I thought about the business.   And she said the best way to find any vendor, any vendor is to figure out who relies on that vendor next and ask them for referral. So if you think about it, if you want a great drywall person, ask a painter. A painter is going to know who's great at drywall because they're going to know who makes their job easy and they can come in and just start painting versus a drywall guy who maybe doesn't, you know, you know.   Jason Hull (42:38) I like it.   John Casmon (42:55) mud the drywall properly or doesn't sand it down. So they got to do all this extra work before they start their process. Right. So a painter is going to know a great drywall guy. And in this case, it's really hard on ⁓ the property manager because you guys are the ones who do the work. But if you are looking for syndicators, OK, well syndicators, person who buys the deal. Well, who sells the deal? A broker. Find brokers. Go to a broker, commercial multifamily broker and ask them, hey,   Jason Hull (43:01) I love this.   Yeah.   John Casmon (43:25) Do you know some groups or you have properties that you're going to list? Here are the kind of deals we want to do now on the flip side of that. You got to be good at your job, right? You got to sell yourself and share what you do. So if you've got a great track record, a great resume, showcase that, bring that broker through and let them know, hey, we're looking to scale our property management business here. Here are the kind of assets that we want to manage. If you come across any of these that you're going to list, would you mind keeping our main name out there or referring us or giving us introductions to any of those buyers?   Jason Hull (43:53) Yeah.   John Casmon (43:54) so that we can throw our hat in the running to manage these properties. That's a phenomenal way to do that. And it allows you to shine and expand your relationships in your core networks and in your core markets.   Jason Hull (44:06) Brilliant. think I love the, I love Ashley's idea that you shared, you know, the drywall. Yeah. The painters, like they don't want to be painting over a crappy drywall. They're like, this is a mess. Like this doesn't even look good in my job. Now I'm going to look bad. Yeah. So the brokers know who maybe those best syndicators are. And so they could just go to the brokers and say, Hey, who's, who's doing deals like this? Who who's got things going on? Like who could you connect me with?   And I avoid maybe.   John Casmon (44:36) And on top of that, keep in mind, too, like what   are the times when? Yeah, but think about to like when is a property hiring or bringing on a new property manager? Right. So it's either a current owners firing the existing property manager or the property is being sold. Right. So, I mean, if you can get in during that transition phase, that's going to help you tremendously. And if even if they're firing their existing property manager, you can think through, OK, how do I?   Jason Hull (44:51) Yeah. Yeah.   John Casmon (45:06) work myself and get my name out there. And a lot of times, again, you're going to ask, right? You're going to ask other investors. If I were going through that process, I'm going to call my buddies into space, right? And say, hey, man, having a hard time, my current PM is not working out or we're not hitting our objectives, looking at some other options. Do you have any experience with these guys? What do you know about these guys? Or do you have anybody you could recommend? It's word of mouth, right? So that's what's going to start happening as well. So you kind of have to get out there and network and let folks know who you are, what you do. But you want to be someone who   people can say, yeah, these guys are amazing. You know, they, they only had an eight unit, but they crushed my eight unit for me. I'm sure they kill your 25 unit or your 50 unit. And you've got to start building that rapport and building your reputation in your market.   Jason Hull (45:44) Yeah.   Nice. This is good advice, my friend. So, cool. For those that maybe are investors listening to this show, ⁓ I'd love to hear a little bit about what you do, how you do run your syndication, and how they can ⁓ make things more passive, if that's what they're looking   John Casmon (46:08) Yeah, man. So there are lots of different ways to get in. If you are looking to be more passive, ⁓ high level, here's how it works. OK, so first and foremost, me and my team would go out. We look for the deals. We focus on a really tight radius. So we're in Cincinnati. We like Cincinnati, Columbus, Louisville, Kentucky. Really a two hour radius of the Cincinnati market is where we focus. And right now we actually think there's more opportunities locally. So we're really honed in on Cincinnati right now. But we focus on that once we find a deal.   We reach out to folks in our network. So we have folks in our investor list. ⁓ Once they're on our list, we kind of have a quick vetting process and then we can share opportunities with them. Once they see that opportunity, they get a chance to review it. We like to have a webinar where we answer any questions about the deal. I think for new investors, it's a great way to learn because we have a lot of experienced investors who ask very intelligent, thoughtful questions that   Many first time investors probably would not even think of. And that's a great way to learn, right? And ultimately when it comes to this space, it's really about education. know, it's educating yourself, understanding how you think about risk, how you mitigate risk in your investment choices. And those webinars are a great chance for you to learn about that the first time. Once you've done that, you can go ahead and fill out our official paperwork with our SEC documents.   Jason Hull (47:30) Mm-hmm.   John Casmon (47:30) And then   once you're through there, you can make the investment. But the first thing is just to get on our list, you can have access to the deals. And before you do that, we've actually put together a guide that can help people because I found that when I have these calls, people don't ask great questions. Sometimes they do. But I want to make sure that you are informed and well educated because this is a big investment. You know, this is not a 599 thing. And if it doesn't work out, OK, well, I just wasted six bucks. No.   Jason Hull (47:54) .   John Casmon (47:59) We're asking you to make a pretty large investment, whether it's with us or with others. If that's what you're looking to do, I want to make sure you're well informed. So we put together a guide. It's seven questions you must ask before investing in apartments. You can get that on our website. It's casmancapital.com slash seven questions, but it gets into questions around the market itself, the operating team, what you should be looking for, the deal. What is the story of this property? What's the business plan? And it helps you identify different levels of risk because the reality is   Anything can work, but you want to mitigate risk as much as possible, particularly when you're a passive investor, because you are basically saying, I'm trusting these people to find the right deal and execute. And you want to make sure that you are finding and identifying the right individuals who have a proven track record doing the thing that they are asking to do. When I hear about people losing money in real estate. At least 50, if not 70 % of the time.   Jason Hull (48:35) Hmm.   John Casmon (48:57) It is someone doing something for the first time. It is the first time in the market, first time doing this kind of deal, first time doing this kind of business plan. And. I can't tell you how frustrating it is because it's a big red flag, and it's not to say they can't do it and can't have success. But if it's your first time, I want to see how you're mitigating that right. You want to partner with someone who does have the experience you want. Like there are lot of things that you can do to put the odds in your favor. And when you're a passive investor.   Jason Hull (48:59) Mm, yeah.   John Casmon (49:26) It is not your job to hope. Your job is to analyze the information in front of you and make an informed decision. So this guide can help you do that.   Jason Hull (49:34) Yeah, love it. I'm going to run a quick word from our sponsor real quick. Our sponsor for this episode is Vendero. And many of you tell me that property management maintenance is probably the least enjoyable part of being a property manager and definitely the most time consuming. But what if you could cut that workload by up to 85 percent? That's exactly what Vendero has achieved. So they leverage cutting edge AI technology to handle nearly all your maintenance tasks from initiating work orders.   Troubleshooting, coordinating with vendors and reporting. This AI doesn't just automate, it becomes your ideal employee. Learning your preferences, executing tasks flawlessly and never needing a day off and never quitting. This frees you up to focus on the critical tasks that really move the needle for your business, whether that's refining operations, expanding your portfolio or even just taking a well-deserved break. Don't let maintenance drag you down. Step up your property management game with Vendero. Visit vendero.ai slash door grow today and make this the last maintenance hire you'll ever need.   All right, so John, this is super helpful. love you've got your list. ⁓ You got your webinar, you've got your guide. I would recommend property managers listening to this. If they're curious about the world of syndication, that they start getting into your stuff and seeing how an expert like you is doing this and maybe even get involved in some of the deals with you or something might be a good idea. And they can kind of get a feel for how this works. And then maybe they'll say, I don't want to do what John does.   And I'll just find people that do, but they'll at least understand how they could partner with people like that. then, or they may decide, you know what? John's clever, but I'm clever too. I might be able to figure out how to do this too. And maybe they'll do it too. And, but I think there's a solid opportunity for property managers that want to be in the multifamily space and do multifamily management to find third party people that are doing these syndication deals. They need good property managers and property managers want more doors and they want to grow.   And if you don't, because your business sucks and it's uncomfortable, then reach out to me. I'll help you out. We'll get you dialed in. But ⁓ John, what else would you say to the investors that are maybe they're familiar with this and they've done some real estate investing and they've worked with some syndications ⁓ and they get on your list to do the webinar. What would you say to them next?   John Casmon (51:56) Yeah, I think the biggest thing is understand what you're looking for. You know, I think one of the biggest challenges for investors is when you can't pull the trigger, it's typically because you haven't figured out what you're solving for. Are you looking for passive income? So you're just looking for a cash flow? Are you looking for long term wealth appreciation? Are you looking for tax benefits and to reduce kind of your tax liability? Do just want to diversify? Maybe you got feel like you have too much in a stock market, just like we put something somewhere else. So.   Figure out what you're actually solving for. Understand your risk tolerance, you know, because every deal is different. In our case, we do value add B class deals. That's a fancy way of just saying we like properties that already making money that are solid, solid tenant based. Think of when I say B class, I'm thinking of all stuff that was built maybe 30 years ago, maybe 40, maybe 20 years ago. Stuff that.   your teachers, your firefighters, your police officers, places where they might rent. So desirable locations, not luxury, not super high end, not, you know, super courts, everything. ⁓ But, you know, places that you would want your kid, your kid was in college, places you would be fine with your kid living, right? So you're thinking about that stuff. That's, you know, I don't say affordable stuff. That's not crazy price. So that's kind of what we focus on.   Jason Hull (53:15) So would   that be like, is that how you find the best markets then?   John Casmon (53:21) That's part of it. That's our strategy. There are different strategies that people utilize. I have found for us that is a sweet spot where we can take those kind of assets, modernize them and create value for potential renters. Some people like to focus only on they call it core plus right where they're buying newer stuff, stuff built five years ago or three years ago. And maybe it was, you know, leased up and they're just going to go in and hold it longer. You'll find other ways to add more money through amenities.   Jason Hull (53:35) Okay.   John Casmon (53:50) So some people do that strategy. Some people like older properties where they're buying more distressed or much older properties and are trying to fully renovate them and bring them up. There are strategies out there, something like new construction, stuff that doesn't exist. They want to build from the ground up. So it really comes down to you. Every investing strategy has a different level of risk. This has nothing to with real estate, right? This is investing in general. you're buying, you know, know, value stocks versus growth stocks versus Internet, it's the same stuff, right?   So you just have to figure out your level of risk. We like value at B-class multifamily deals. Once you understand your level of risk and balance that with your return expectations or projections, that's when you can figure out which investments actually make sense. You know, I have some folks who they like to invest in what we call trophy assets. And...   They may not know that right away, but when you send them a couple of deals and they look at the property like, ⁓ it's okay. They want something. They want something they can brag about. They want to drive you by like, see that building over there? That's me. And if that's fine, if that's what you want, understand what comes with that, right? That's going to be a lower term, right? Because these are, there's not much value to create, right? You've got a brand new property. It's A class, rents are $2,500. There's not a whole lot you can do there. And because of that,   Jason Hull (54:49) Yeah, they don't want to show that off. Look what I'm connecting.   OK, right.   Thank   Yeah.   John Casmon (55:13) There's not as much risk. So you're going to get less return because there's less risk. That's fun. Some people want to maximize their return, right? Hey, I don't need this money. I want to let it ride for 20 years. So they might want to do new construction or they might want to do a deep discount, highly distressed vacant property that needs, you know, $50,000 per unit to renovate it and turn around because the upside is there. So it just depends on that investor and your level of risk. Right. And most of us fall somewhere in the middle.   Jason Hull (55:27) Thank   John Casmon (55:43) which is kind of our strategy. figure out your level of risk tolerance, what you're looking for. And sometimes you don't know until you start looking at a Because you might think you're a cashflow person until I show you what cash flows. And you're like, oh, no, I don't want to be in that de

A commercial construction CEO earning mid-six figures asks Loral how to turn income into lasting wealth. His challenge is common: high taxes, a maxed-out 401(k), and strong earnings but no real momentum toward financial freedom.Loral outlines a construction wealth strategy she personally used to build multi-million-dollar wealth: owning not just real estate, but the construction company, distribution channels, and service businesses that support the same clients. Instead of chasing disconnected income streams, she explains how aligned ownership creates leverage, cash flow, and compounding equity.This episode walks through how a construction wealth strategy works whether you keep your W-2 temporarily or make the jump into ownership, how self-directed retirement funds can seed early investments, and why trust-owned entities dramatically improve taxes and asset protection. If you're operationally skilled but capped by salary, this construction wealth strategy shows where the real upside lives.Loral's Takeaways:Exploring Business and Investment Strategies (01:19)Building a Comprehensive Business Structure (03:22)Tax Strategies and Legal Considerations (06:06)Planning and Next Steps (07:57)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store:

"70 million Americans have criminal records." Connect With Our SponsorsGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://www.a-dec.com/orthodonticsSmileSuite - https://getsmilesuite.com/ Summary In this conversation, Jill Allen and David Harris discuss the critical aspects of hiring practices in orthodontic practices, focusing on how to prevent embezzlement and ensure a safe working environment. They delve into the importance of pre-employment screening, criminal background checks, drug testing, and social media scrutiny. The discussion also covers the significance of dividing duties among team members to mitigate risks, the challenges posed by electronic payments, and the necessity of financial oversight. David emphasizes the need for practice owners to be proactive in safeguarding their practices against potential fraud and to maintain clear communication with their teams. Connect With Our Guest Prosperident - https://www.prosperident.com/ Takeaways Hiring practices should focus on preventing the wrong hires.70 million Americans have criminal records, making background checks essential.Drug testing is becoming easier and should be a standard practice.Social media can reveal a lot about a candidate's character.Dividing duties among team members can significantly reduce embezzlement risk.Electronic payments are easier to divert than physical payments.Regularly reconcile collections with bank deposits to catch discrepancies.Practice owners should print their own financial reports for accuracy.Discrepancies should be investigated through documentation, not just staff explanations.Chapters 00:00 Introduction01:47 Reintroducing David Harris and His Work03:00 The Importance of Hiring Right04:41 Pre-Employment Screening Essentials05:20 Criminal Records and Background Checks07:36 Talking to Former Employers09:05 Drug Testing and Social Media Checks13:41 Legal Considerations in Hiring18:57 Dividing Duties to Prevent Embezzlement26:47 Digital Payments and Fraud Risks28:32 Preventing Employee Theft31:16 Reconciling Payments and Deposits34:44 Ensuring Financial Integrity41:39 Final Thoughts and Contact InformationEpisode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett LuceroAre you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice?Reach out to me- www.practiceresults.com.    If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   

Scott and Wes chat with YouTuber and security consultant Matt Brown about breaking into IoT devices, extracting firmware, and decoding the hidden tech inside everyday gadgets. Matt shares his methods, the legal boundaries, and the wild stories behind his most interesting hacks. Show Notes 00:00 Welcome to Syntax! 01:21 Curiosity in Hacking 03:28 Understanding IoT Devices 07:15 Brought to you by Sentry.io. 07:40 Linux vs Microcontrollers 10:11 UART Console Access 13:56 Firmware Extraction Techniques 14:19 Guessing Usernames and Passwords 19:22 Extracting Password Hashes 23:15 Legal Considerations in Hacking 30:06 Where does the inspiration come from? 31:20 Using Logic Analyzers 37:45 CAN Protocol in Automotive 45:42 Influence of Lewis Rossman 54:05 Sick Picks & Shameless Plugs Sick Picks Matt: Key Person of Influence Shameless Plugs Matt:Matt Brown on YouTube, Brown Fine Security Hit us up on Socials! Syntax: X Instagram Tiktok LinkedIn Threads Wes: X Instagram Tiktok LinkedIn Threads Scott: X Instagram Tiktok LinkedIn Threads Randy: X Instagram YouTube Threads

In today's episode of Real Money Talks, Loral answers two powerful questions from listeners about wills, trusts, business structures, and how to organize multiple income streams. She explains why trust planning, not a will, is the foundation of a strong legacy and why trust planning keeps your family out of probate court, reduces taxes, and removes the possibility of your wishes being contested. Whether you're growing a business, expanding revenue streams, or securing your family's future, this is your guide to trust planning that actually protects your wealth.Loral's Takeaways:Understanding the Difference Between Trusts and Wills (00:00)Tax Implications and Estate Planning Strategies (03:40)Expanding Business Revenue Streams (03:58)Tax and Legal Considerations for Business Structures (07:28)Coordinating with Financial Advisors and Legal Experts (10:05)Final Thoughts and Next Steps (10:28)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up:

Collaborating with other nonprofits can be a powerful way to stretch limited resources and amplify impact. By pooling expertise, staff time or funding, partnerships can help organizations do more with less. But successful collaboration doesn't happen by accident. It requires clear expectations and defined roles from the start. In this episode of the PBPA Podcast, attorney Gail Gunnels joins us to discuss how nonprofits can maximize the benefits of collaboration while minimizing the legal risks.

- Amazon and UPS Job Cuts Announced (0:11) - AI Delivery Glasses and Job Replacements (5:56) - Impact of AI on Employment and Society (27:03) - ChatGPT and Mental Health Concerns (27:22) - Positive Uses of AI and Brighteon Platforms (50:09) - Roger Ver's Legal Battle and Support (1:10:47) - Ian Freeman's Case and DOJ's Tactics (1:23:45) - Freedom Forge and Zeno Ecosystem (1:26:09) - Freedom Dollar and Stable Coins (1:33:31) - Real ID and Technocratic Threats (1:46:01) - AI and Decentralization (2:03:31) - Health and Wellness (2:16:16) - Roger Ver's Settlement and Bitcoin (2:26:25) - John Jay Singleton's Legal Efforts (2:28:44) - Health Benefits of Citrus Bioflavonoids (2:31:00) - Installing and Using the AI Engine (2:32:33) - Philosophical Reflections on Freedom (2:35:14) - Introduction to My 575 E.com (2:37:27) - Asset Protection and UNA Benefits (2:41:24) - Financial and Legal Considerations (2:46:18) - Promoting the AI Engine and Self-Custody (2:46:35) - Final Thoughts and Call to Action (2:51:18) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

In this episode of The AI Workplace podcast series, Sam Sedaei (associate, Chicago) is joined by Simone Francis (Office Managing Shareholder, St. Thomas; shareholder, New York) to unpack what AI notetakers are and the legal risks they raise at work, including all‑party consent, privacy and notice obligations, privilege and trade secrets, NLRA considerations, transcript access/retention, and litigation holds. The speakers also discuss vendor due diligence, limits on training data, security controls, and how to craft clear, balanced policies tailored to different use cases and audiences.

In episode 7 of season 4 of the Nursing Strategies for Success Podcast, I had the ABSOLUTE PLEASURE of having another amazing conversation with Maggie Ortiz of advocatesfornurses.com - She was a guest on Season 2 - where we discuss just how little education is being done to prepare Nurses for just how serious it can be if Nurses do not effectively leverage their licenses and the regulations that are placed against them to advocate for safe and effective care - despite the pressures of an increasingly difficult healthcare system. This is a CALL TO ACTION for Nursing Programs of Study to really beef up the education that Nurses need to protect their patients/residents, themselves, their licenses and the organizations in which they work! From the CEO all the way down to the CNA - following scope of practice and ensuring that others are doing the same is EVERYONE's Responsibility, and in today's healthcare industry - it's more important than ever! ⚖️YOU DO NOT WANT TO MISS THIS EPISODE!

Breaking Into Cybersecurity: Insights from Bill Welser of Lotic.aiIn this episode of Breaking Into Cybersecurity, we welcome Bill Welser, CEO/CTO & Co-founder at Lotic.ai. Bill shares his unique journey from starting as an Air Force officer working on advanced laser technology and cybersecurity systems to leading significant research at the Rand Corporation and eventually diving into the startup space. He discusses the importance of understanding system integration, the need for context in both building and managing tech systems, and the essential skill sets for future cybersecurity professionals. Bill also highlights the rapidly evolving landscape of AI, its implications for organizations, and the critical role of human oversight in technology deployment.00:00 Introduction to Bill Vest's Cybersecurity Journey00:34 Bill's Diverse Career Path02:21 Transitioning from Military to Cybersecurity04:15 The Importance of System Integration08:08 Research and Practical Application in Cybersecurity12:18 Emerging Technologies and Skills15:27 AI Implementation Challenges25:34 Ethical and Legal Considerations in AI35:21 Final Thoughts and AdviceSponsored by CPF Coaching LLC - http://cpf-coaching.comThe Breaking into Cybersecurity: It's a conversation about what they did before, why did they pivot into cyber, what the process was they went through Breaking Into Cybersecurity, how they keep up, and advice/tips/tricks along the way.The Breaking into Cybersecurity Leadership Series is an additional series focused on cybersecurity leadership and hearing directly from different leaders in cybersecurity (high and low) on what it takes to be a successful leader. We focus on the skills and competencies associated with cybersecurity leadership and tips/tricks/advice from cybersecurity leaders.Develop Your Cybersecurity Career Path: How to Break into Cybersecurity at Any Level https://www.amazon.com/dp/1955976007/Hack the Cybersecurity Interview: A complete interview preparation guide for jumpstarting your cybersecurity career https://www.amazon.com/Hack-Cybersecurity-Interview-Interviews-Entry-level/dp/1835461298/

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Dana Lennon and Lori Nuckolls, co-chairs of the Subcommittee on Digital Technology Issues for Nonprofits, host an informative discussion on the use of digital assets in nonprofit organizations. Joined by subcommittee members Laura Angel Lalanne and John Bennett, alongside nonprofit leaders Kevin Scally of Doctors Without Borders USA and Zach Bronstein of Endaoment, they delve into different types of digital assets, their benefits for nonprofits, real-world applications, and the associated governance and legal considerations. The discussion includes practical advice on implementing digital asset strategies, addressing risk, ensuring transparency, and complying with emerging regulations and legislation. Want to further explore the latest developments in financial technology and associated regulatory changes? Join us at the City Bar's upcoming FinTech Conference on September 9. (This program will be available on-demand thereafter.) Visit nycbar.org/events to find all of the most up-to-date information about our upcoming programs and events. 01:24 Understanding Digital Assets for Nonprofits 03:31 Kevin Scaly on Doctors Without Borders 05:52 Zach Bronstein on Endaoment 12:16 Implementing Digital Asset Strategies 18:35 Board Approval and Policy Considerations 24:57 Nonprofit Security Measures and Asset Management 29:28 Donor Information and Anonymity 33:07 Governance and Legal Considerations 44:04 Advice for Nonprofits on Digital Assets

This episode features the return of Leiah Golden, who breaks down the practice of tautopathy—using homeopathic remedies made from pharmaceutical drugs. She explains how it can help reduce side effects, support people wanting to come off long-term medications, and even ease issues from past prescriptions. Leiah also shares how she applies these methods in her clinic, from creating step-by-step weaning protocols to working alongside doctors for safe care. We round out the chat with her experience helping cancer patients manage the harsh effects of chemotherapy and radiation. Episode Highlights: 04:07 - What is Tautopathy? 06:36 - Using Tautopathy in Practice 09:52 - Legal Considerations in Practice 11:48 - Statistics on Prescriptions 13:02 - Challenges with Steroids 15:43 - The Simplicity of Tautopathy 18:44 - Post-Cancer Preventative Treatment Causing Severe Itchy Legs 24:11 - Weaning Off Pharmaceuticals 32:12 - Supporting patients undergoing cancer treatment 36:52 - Detox Protocols 41:30 - Understanding the Vital Force Through a Pond Ripple 44:29 - How to Know if a Remedy Is Working 46:42 - Managing aggravations About my Guests: Leiah Golden (B.H.Sc.Hom., Dip.RT) Homeopath | Director, Wholistic Health Macedon Ranges | Lecturer, Australasian College of Hahnemannian Homoeopathy Leiah Golden has been practicing homeopathy since earning her Bachelor of Health Science in Homeopathy from Endeavour College of Natural Health in 2014. During her studies, she gained invaluable experience as the practice manager of her father Dr. Isaac Golden's busy homeopathic clinic, a role she held for over eight years. Shortly after qualifying, she founded Wholistic Health Macedon Ranges, a multidisciplinary clinic that continues to provide homeopathy and allied health services to clients both in Australia and internationally. Deeply committed to continuing her father's pioneering work in Homoeoprophylaxis, vaccine damage treatment, and pre- & post-vaccine support, Leiah also has a strong interest in women's health, hormones, nutrition, herbal medicine, lifestyle therapies, and homeopathic first aid education. She is passionate about empowering parents to use homeopathy safely and effectively at home. In addition to her clinical work, Leiah is a lecturer at the Australasian College of Hahnemannian Homoeopathy, where she contributes to developing and expanding distance education programs in homeopathy and natural medicine—something she hopes to grow well into the future. Find out more about Leiah Website: https://www.whmr.com.au/ Email: info@leiahgolden.com Online Bookings https://wholistic-health-macedon-ranges.au3.cliniko.com/bookings?business_id=1095461707339275563#service If you would like to support the Homeopathy Hangout Podcast, please consider making a donation by visiting www.EugenieKruger.com and click the DONATE button at the top of the site. Every donation about $10 will receive a shout-out on a future episode. Join my Homeopathy Hangout Podcast Facebook community here: https://www.facebook.com/groups/HelloHomies Follow me on Instagram https://www.instagram.com/eugeniekrugerhomeopathy/ Here is the link to my free 30-minute Homeopathy@Home online course: https://www.youtube.com/watch?v=vqBUpxO4pZQ&t=438s Upon completion of the course - and if you live in Australia - you can join my Facebook group for free acute advice (you'll need to answer a couple of questions about the course upon request to join): www.facebook.com/groups/eughom                      

Thinking of expanding your practice or group? — or already have? Join Jamie as she welcomes special guest, Sara Stock, Founder & CEO of Stock Legal, as they navigate the top four legal and business minefields of dental group ownership. From contracts and structure to earned equity and buyouts, Sara gives guidance on the questions dentists wish they asked sooner!Email Sara at: sara.stock@stocklegal.comWebsite: https://www.stocklegal.com/LinkedIn: https://www.linkedin.com/in/sarastock/  LinkedIn: https://www.linkedin.com/company/stock-legal-llc/posts/?feedView=all

Family law attorney and certified divorce financial analyst Lisa Zeiderman joins me to talk about how parents can navigate separation, divorce, and custody decisions with clarity, confidence, and a focus on their child's well-being.   Together we explore:   The different legal pathways for separation and divorce (including mediation, collaborative law, and litigation) and how to determine which may be right for your family. Common dynamics that can make self-advocacy harder, such as power imbalances, high-conflict relationships, or emotional manipulation. What it means to “foster” a relationship between your child and their other parent—and why courts prioritize this. How to set your child up for emotional success, even when the co-parenting relationship is strained. Tangible behaviors that courts (and kids!) recognize as supporting healthy co-parenting. Ways to support your child's sense of voice and agency throughout the process—whether that's through therapy, routines, or even court-appointed advocates. Resources and recommendation of support systems and products that can help parents co-parent more effectively.   Whether you're already in the thick of it or just starting to consider what the future may hold, this conversation offers guidance and grounding for navigating family transitions with thoughtfulness and care.     LEARN MORE ABOUT MY GUEST:

OT reimbursement from traditional models is on the decline, while the need for OT services on the risesThus, entering into private practice is an important avenue for OTs to consider. But, with this comes all kinds of legal considerations. In the first part of this two part series, we talked about choosing a legal entity, working with your full scope of practice as laid out by your licensure laws, and navigating Medicare covered services. Now in part two, we are getting into more considerations from navigating anti-trust, Stark Law, anti-kickback, to monopolization laws. This is truly information that all OTs need to be savvy about (whether or not you run a business.) We'll welcome back two returning podcast guests, Monika Lukasiewicz, OTR/L (who is looking to start her practice) and Alyson Stover, MOT, JD, OTR/L, BCP (a pediatric occupational therapist/private practice owner, who also has a degree in health law.) This is live webinar! So we answer listener questions at the end! Please note, we cannot give legal advice during this time—but, we do want to help equip you to understand these basic legal considerations- so you can run (or at least be part of) a sound, profitable business. Support the show

AI “agents” have been hyped to death—but very few are truly delivering real-world impact. In this episode, we cut through the vaporware with Christian Wiens, co-founder of Loman, an AI voice agent platform transforming how restaurants handle customer calls, orders, and reservations. Christian shares how Loman went from a two-person idea to serving hundreds of restaurants and hitting $1.5M ARR in record time. We dive into why voice is the most natural, context-rich way for humans to communicate—and how AI agents that do real work (not just answer questions) will change how we interact with businesses forever. You'll hear how Loman's restaurant agents integrate directly with POS systems to take orders end-to-end, the surprising reasons Gen Z prefers talking to AI over humans, and why the future of a brand's “front door” may be an AI personality instead of a website. Christian also breaks down Loman's explosive growth playbook—from ditching cold email for native social ads, to filming on-location customer stories that convert like crazy. We cover the realities of AI-generated ads, programmatic SEO, and why outcome-driven automation is the only AI worth paying for.What You'll Learn in This EpisodeWhat really defines an AI agent—and why most products don't qualifyHow voice-based AI can capture richer customer context than any app or formThe operational pain restaurants face with missed calls and how AI solves itWhy customers don't care if it's AI or human—only that it gets the job doneGen Z's surprising comfort with AI calls (and discomfort with human ones)The two make-or-break factors every AI agent needs to succeedHow to create “native feel” ad creatives that crush on socialWhy hyper-specific vertical integration beats horizontal AI every timeThe massive untapped potential for outbound AI voice (and the legal gray areas)Christian's vision for a future where AI agents replace websites as the primary customer touchpointChapters00:00 – Intro & The AI Agent Hype vs. Reality 04:18 – What an AI Agent Really Is 09:02 – Why Voice Is the Ultimate Interface 13:47 – The Restaurant Industry's Missed Call Problem 18:25 – Gen Z's Comfort with AI Calls 22:58 – Vertical vs. Horizontal AI Strategies 27:41 – Loman's Explosive Growth Playbook 32:16 – Ads That Feel Native & Convert 37:08 – Outbound AI Voice & Legal Considerations 42:55 – The Future: AI Agents as the New Websites 47:20 – Closing Thoughts & How to Connect with ChristianConnect with Christian Wiens:LinkedIn – https://www.linkedin.com/in/christianwiens/Website – https://www.loman.ai/

In this Quick Takes episode from Rxpert Solutions, we explore an often-overlooked question: Is it legally safe for healthcare professionals to share their recovery stories?After a healthcare professional in long-term recovery declined to be a guest due to fears of legal repercussions—despite completing their state's recovery process years ago—we take a closer look at the legal landscape of public disclosure.For more information on drug diversion mitigation and resources, visit https://www.rxpert.solutions/

I've known Jason Benedict for over a decade.He's a smart entrepreneur and marketing agency owner who understands the transformative impact of AI on sales and business operations. We get into the evolution of AI tools, the benefits of automation, and how you can implement AI solutions to streamline processes and make mo' money. We touch on the costs associated with setting up AI systems, the importance of multi-channel communication—multi-media, multi-step—and I get him to give a live demonstration of an AI agent in action. Connect With Jason to See This In Action:Text: Agency to 947.777.7332 or call or visit:Automation.AgencyTakeawaysAI is revolutionizing the sales process.Automation can save businesses significant time and money.Voice AI can operate 24/7, enhancing customer service.Understanding your data is crucial for effective AI implementation.AI can outperform traditional sales methods by a large margin.Small businesses can benefit greatly from AI solutions.The setup of AI agents can be quick and efficient.AI can capture customer information in real-time.Multi-channel communication is essential for modern marketing.Businesses should start with simple tasks to integrate AI.Chapters00:00 Introduction to AI in Sales02:41 The Evolution of AI and Its Impact05:26 Utilizing AI for Outbound Strategies08:07 Legal Considerations in AI Communication10:50 Cost-Effectiveness of AI Solutions13:38 Building and Training AI Agents16:14 Subscription Models and Maintenance of AI18:58 Scalability and Suitability of AI for Businesses23:28 Managing AI Updates and Knowledge Bases25:44 The Role of AI in Business Automation29:01 Multi-Channel AI Communication Strategies31:45 Live Demo with AI Agent Ava35:58 Implementing AI for Business GrowthNeed help with sales, marketing, systems, keeping humanity in all of the above?Text or call me: (7 ONE 4) 369-8004 or schedule some time here.Unlock the secrets of sales success by understanding what makes people do the things they do—access your free training: https://wesschaeffer.com/dailyBecome unstoppable in 12 weeks for free, with the 12 Weeks To Peak™ habit tracker: https://wesschaeffer.com/12wConnect with me:X -- https://X.com/saleswhispererInstagram -- https://instagram.com/saleswhispererLinkedIn -- http://www.linkedin.com/in/thesaleswhisperer/#12WeeksToPeak #SalesTraining #GoalSetting #PersonalDevelopment #GrowthMindset

SummaryTexas moves closer to primacy for carbon capture and sequestration projects as legal frameworks evolve and landmen navigate an increasingly complex regulatory landscape. Our expert guests break down the latest developments in CCS permitting, pore space ownership, and the practical challenges of putting these massive projects together in today's market.What You'll LearnCurrent status of Texas primacy for CCS well permitting and expected timelineHow pore space ownership varies between Texas and LouisianaWhy large contiguous properties remain essential for CCS project successThe role of unitization and integration in future CCS developmentPipeline challenges that could make or break project economicsLegal considerations around plume migration and potential tort issuesTime Stamps01:00 - Episode & Guest Introductions03:00 - Primacy in Texas06:00 - Primacy in Other States13:00 - Challenges and Considerations in Louisiana17:00 - CCS in West Virginia and Other States21:00 - Ownership & Legal Issues in Texas31:00 - Understanding Carbon Capture Injection Projects33:00 - Challenges in Securing Agreements for Carbon Capture34:00 - Cost and Timeline of Carbon Capture Projects35:00 - Legal Considerations in Carbon Capture39:00 - Unitization and Integration in Carbon Capture47:00 - Pipeline Challenges in Carbon CaptureSnippets from the Episode"The state agency that's been responsible for administering the rules for oil and gas development and has this huge store of knowledge is now going to administer the rules for carbon capture, which is something of an inverse process to oil and gas development."— Jerry Walrath"One of the biggest things that I find day to day that is consuming my time is you have a lack of regulation, and you have a lot of first-of-kind commercial arrangements because you're joining groups together that have not been joined before into what looks kind of like a traditional oil and gas transaction."— KC McAdam"In Louisiana, you're gonna flip that on its head - the surface owner owns the pore space, but there may be oil and gas activity, you're gonna want to make sure that you're covering yourself from the other angle."— KC McAdam"These projects are expensive. They take a very long time to build. You're talking about basically the same sort of cost and timeline to put together a large pipeline or an offshore platform."— KC McAdam"Every mile of pipe you add, you're adding a huge amount in cost just to build the pipe. And then you're also having to look at getting the agreements in place to actually build that pipe."— KC McAdamKey TakeawaysTexas Primacy Progress - MOA Signed, But Timeline UncertainPore Space Ownership Varies Significantly by StateLarge Contiguous Properties Remain Essential for Early ProjectsUnitization Rules Needed for Future CCS DevelopmentPipeline Economics Can Make or Break Project ViabilityLegal Frameworks Still Evolving Around Plume MigrationFirst-of-Kind Commercial Arrangements Create New ChallengesHelp us improve our podcast! Share your thoughts in our quick survey.ResourcesNeed Help With A Project? ⁠⁠⁠⁠Meet With Dudley⁠⁠⁠⁠Need Help with Staffing? Connect with ⁠⁠⁠⁠Dudley Staffing ⁠⁠⁠⁠Streamline Your Title Process with ⁠⁠⁠⁠Dudley Select Title⁠⁠⁠⁠Watch On ⁠⁠⁠⁠Youtube⁠⁠⁠⁠Follow Dudley Land Co. On⁠⁠⁠⁠ LinkedIn⁠⁠⁠⁠Have Questions? ⁠⁠⁠⁠Email us⁠⁠⁠⁠More from Our GuestJerry Walrath - Partner, KMW Energy LawWebsite: kmwenergylaw.comConnect with Jerry Walrath on LinkedInKC McAdam - CCS Legal and Commercial SpecialistSpecializes in hard-to-abate industries and CCS project developmentConnect with KC McAdam on LinkedInMore from Our HostsConnect with ⁠⁠⁠⁠Brent⁠⁠⁠⁠ on LinkedInConnect with ⁠⁠⁠⁠Khalil ⁠⁠⁠⁠on LinkedIn

Jillian shares how to become the clinical supervisor you needed when you first started your therapy career. Episode Show Notes: kayladas.com/episode128 Jillian's training, Legal Considerations in Consultation and Supervision: kayladas.com/jillianpapineautraining 25% Off with Coupon Code SUPERWISE Jillian's website: culminategroup.ca Free Boosting Business Community: facebook.com/groups/exclusiveprivatepracticecommunity Canadian Clinical Supervision Therapist Directory: canadianclinicalsupervision.ca Credits & Disclaimers Music by ItsWatR from Pixabay The Designer Practice Podcast and Evaspare Inc. has an affiliate and/or sponsorship relationship for advertisements in our podcast episodes. We receive commission or monetary compensation, at no extra cost to you, when you use our promotional codes and/or check out advertisement links.

Navigating Modern Divorce: Technology, Communication, and Moving ForwardIn this listener Q&A episode of How to Split a Toaster, divorce attorney Seth Nelson and host Pete Wright tackle pressing questions about divorce in the digital age. The discussion covers everything from managing electronic communications with ex-partners to the challenges of relocation and new relationships.Digital Age Divorce ChallengesThe hosts explore how technology has transformed divorce and co-parenting, addressing concerns about constant communication through phones and co-parenting apps. Seth provides practical strategies for setting boundaries while maintaining necessary contact, especially regarding court-ordered response times and children's FaceTime calls.Legal Considerations and Personal GrowthThe conversation shifts to critical legal topics like relocation, annulments, and protecting oneself in future relationships. Seth emphasizes the importance of consulting local jurisdiction laws while offering insights on navigating high-conflict situations and managing communication effectively.Mental Health and Moving ForwardA significant portion focuses on the value of mental health support before, during, and after divorce. The hosts discuss how emotional work can positively impact custody arrangements and co-parenting relationships, while emphasizing the importance of setting healthy boundaries.Key Insights:• Set clear communication boundaries through co-parenting apps and scheduled check-ins• Consider mental health support early in the divorce process to improve outcomes• Protect yourself legally and emotionally in future relationships through careful planningThe episode provides practical guidance for managing modern divorce challenges while maintaining focus on healthy relationships and effective co-parenting. Listeners gain valuable insights from both legal and personal growth perspectives, helping them navigate their divorce journey more effectively.For anyone facing divorce in today's interconnected world, this episode offers essential strategies for managing technology, protecting their interests, and maintaining healthy boundaries while prioritizing children's well-being.Links & NotesRead BIFF: Quick Responses to High-Conflict People, Their Personal Attacks, Hostile Email and Social Media Meltdowns by Bill EddyTune in to It's All Your Fault: The Hight Conflict People podcast with Bill Eddy and Megan HunterSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:26) - Question One (06:39) - Question Two (09:27) - Questions Three and Four (16:42) - Question Five (19:12) - Question Six (22:02) - Question Seven (25:07) - Question Eight (25:52) - Question Nine (29:38) - Wrap Up

While many therapists dream of private practice, the risk of hitting a legal landmine holds many back. In this episode, we are going to zoom in on one OT who is looking to partner with a doctor who is providing concierge dementia services. We'll use this as a case example to talk through what legal considerations OTs need to make when starting a practice: from choosing the right legal entity, to partnering with a specific provider, to navigating Medicare, to understanding anti-trust and anti-kick back laws. Yes. We are getting in the weeds. But, this is essential. We'll welcome back two returning podcast guests,  Monika Lukasiewicz, OTR/L (who is looking to start her practice) and Alyson Stover, MOT, JD, OTR/L, BCP (a pediatric occupational therapist/private practice owner, who also has a degree in health law.) You can find more details on this course here:https://otpotential.com/ceu-podcast-courses/legal-considerations-for-otSupport the show

Mackenzie Grate shares her powerful journey from NYC educator to bold property investor in the Hudson Valley. Learn how she used grit, CrossFit, and fix-and-flip strategy to build a thriving life on her terms.See full article: https://www.unitedstatesrealestateinvestor.com/building-a-real-estate-empire-from-nyc-dreams-to-hudson-valley-deals-with-mackenzie-grate/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet the Hosts: Mattias and Erica(00:14) - Weekly Motivation and CrossFit Open Prep(01:01) - Erica's Goal: First Bar Muscle-Up(01:28) - Explaining the CrossFit Open and Mattias' Progress(02:34) - Will Mattias Repeat the Workout?(03:31) - Entering the Pain Cave: A Strategy for Success(04:24) - Monday Deadlines and Workout Strategy(05:07) - Seasonal Motivation and Training Cycles(06:52) - Finding Life Motivation Through Fitness(08:04) - Introducing Today's Guest: Mackenzie Grate(08:21) - Mackenzie Shares Her Real Estate Journey(12:28) - Living Two Hours from Investments(12:52) - Mentorship and Choosing the Right Brokerage(14:42) - Finding Community with McCree Group(15:24) - Legal Considerations and Investing Outside NYC(15:42) - Mackenzie's Bold Move to NYC at 17(17:58) - Embracing Boldness Despite Uncertainty(18:41) - Why Mackenzie Chose Her First Property(19:11) - Age of First Investment and Personal Growth(20:24) - Choosing Broker Support Over Commission Splits(21:39) - Building Your Business with Freedom and Authenticity(22:35) - Creating Daily Structure and Non-Negotiables(23:14) - Joining CrossFit and Rebuilding Routine(24:26) - Mackenzie's CrossFit Strategy and Endorphin High(25:34) - Benefits of CrossFit for Mindset and Business(26:42) - Gaining Business and Community from the Gym(27:17) - CrossFit and Real Estate: Breaking Down Barriers(28:09) - No Regrets: Learning From Bad Deals(28:56) - Building Business Through Relationships(29:44) - Why Fitness Communities Are Great for Leads(30:29) - The Power of Airbnb and the Accidental Launch(33:07) - Lessons from Hosting and Airbnb Burnout(34:01) - Local Laws and Airbnb's Future in New York(36:44) - Mackenzie's Fix-and-Flip Airbnb Strategy(37:35) - Agent-Investor Synergy and Contractor Loyalty(38:28) - Building a Trusted Referral Network(39:11) - Stocking Airbnbs Based on Guest Intentions(41:50) - Designing a Comfortable Yet Sustainable Rental(42:07) - Clients Becoming Friends and Shared Wisdom(43:23) - Synergies Between Sales and Investing(46:06) - Housing Accessibility and Ownership Empowerment(47:36) - Debunking the Myth of the Perfect Property(49:15) - House Hacking and Growing From Your First Home(50:24) - Living With Parents: Accidental House Hacking(50:36) - Book Recommendation: The Year of Yes by Shonda Rhimes(51:50) - Shonda Rhimes' Growth as an Introvert(52:43) - Final Thoughts and Contact Info(53:39) - Where to Find Mackenzie Online(54:12) - Show Wrap-Up and OutroContact Mackenzie Gratemackofalltrades.com--Visit reiagent.com for more amazing content!

Do you know your legal blind spots? Attorney and former collegiate strength coach Reed Wainwright explores how legal expertise reinforces professional standards in strength and conditioning. Wainwright has been instrumental in developing NSCA resources that help professionals mitigate the inherent risks associated with athletics. He highlights key areas — such as facility safety, equipment management, and emergency preparedness — that help coaches effectively advocate for their athletes and protect their careers. Emphasizing professionalism, Wainwright notes, "the more professional we act, the more professional we're perceived.” He underscores why enhancing public perception is crucial for improving compensation, overcoming stereotypes, and supporting long-term field growth. Wainwright also reflects on how his precise, methodical approach as a strength coach has translated seamlessly into his legal practice. Discover actionable strategies to help minimize risk, stay protected, and elevate the strength and conditioning profession. Contact with Reed via email at reed@wainwrightattorney.com and on LinkedIn: @reed-wainwright | Find Eric on Instagram: @ericmcmahoncscs and LinkedIn: @ericmcmahoncscs Review the NSCA Strength and Conditioning Professional Standards and Guidelines (PDF) to identify liability risks, improve safety, and enhance program quality. Watch Wainwright’s session, What's Our Standard of Care?, and its implications on liability from the 2017 NSCA Coaches Conference. Stream Wainwright’s free Legal Considerations series on NSCA TV for guidance spanning participation screening to emergency planning. View Wainwright’s session, Standards in Strength and Conditioning, on the NSCA YouTube channel for more insights, including case examples.Show Notes“You've got to make sure that you are focused on their development based on, number one, what has been scientifically proven and, number two what has your experience showed on a consistent basis.” 4:00 “Another topic along these lines is emergency planning and response, and that's one of the other legal areas we talk a lot about in strength and conditioning. Are you, as a strength and conditioning coach, involved in your institution's emergency action plan? Are you knowledgeable in that area? That's an area that could be a huge liability.” 8:27 “Maybe you do need a alternative licensure to become a teacher to get your foot in the door, but there are institutions that are hiring CSCS strength coaches to come in because they add value.” 17:20

In this episode of the Adoption Roadmap Podcast, Rebecca Gruenspan reflects on the journey of the podcast through 100 episodes, highlighting key themes and insights from various guests. The conversation covers the complexities of adoption, including the importance of community support, financial planning, cultural identity, and the roles of birth parents. Rebecca emphasizes the emotional aspects of adoption, including joy and grief, and the need for open communication and understanding in the adoption process. The episode serves as a comprehensive recap of the valuable lessons learned throughout the podcast's journey.Important LinksDr. Joyce Maguire Pavao Aida Phillips Kerry Hackett 1 Kerry Hackett 2 Mother's DayJulie Brumley Wilson Munsterman Dr. Sara Silvestri Jessie Mattos Mental Health Episode (Anonymous) Gift of Adoption Fund Donna Pope 1 Donna Pope 2 Rachel Patten Becky Fawcett Cam Lee Small Sara Cole Katy Kinirons Mejia Helena Angela Jeff Dunn Simon Benn Ramya Gruneisen Lindsay Bruggeman Jennifer Kelly Laurie Shelton Josie Mi Tarcia Smith Damon Davis IIDamon Davis I Kate Papkin Kelly Ellison Tamika Swint Dan Miller, Ben Greenberg Natalie Bauman Francine Apy Diana Schimmel Matt Joyner Maureen Dykinga Lucrece Bundy Whitney Michael Kate Shanahan Kathryn Russell Allison Olson Linda Sexton Kerry Hackett Amy Imber Sweet Peach TreeOur Chosen ChildRG Adoption ConsultingChapters00:00 Introduction to the Adoption Roadmap Podcast02:53 Reflections on the Journey of Podcasting06:05 Understanding the Home Study Process08:52 Single Motherhood and Adoption12:14 The Importance of Open Adoption14:54 Navigating Power Dynamics in Adoption18:10 Building Resilience and Embracing Diversity21:03 Transitioning from Private to Foster Care Adoption23:53 Financial Planning for Adoption27:08 Legal Considerations in Adoption29:50 Positive Perspectives on Adoption33:07 Exploring Identity and Heritage in Adoption35:58 The Role of Social Media in Adoption Success39:41 The Duality of Joy and Pain in Adoption41:10 Navigating Mental Health in Adoption49:09 Financial Barriers and Support in Adoption52:00 The Role of Birth Mothers in Adoption53:53 Health Concerns and Medical Records in Adoption55:46 Identity and Self-Worth in Adoption57:37 Somatic Healing and Adoption Trauma01:00:51 Celebrating Mother's Day in the Adoption Community01:01:45 Post-Adoption Support and Community01:02:42 Cultural Dynamics in Adoption01:04:06 The Psychology of Adoption and Emotional CareTune in to The Adoption Roadmap Podcast every Wednesday and Friday mornings. If you like what you hear, I'd appreciate a follow and 5-star rating & review! THANK YOU!For questions about adoption, episode suggestions or to appear as a guest on The Adoption Roadmap Podcast, email⁠⁠⁠⁠support@rgadoptionconsulting.com⁠⁠⁠

Ever had a great podcast idea, only to find out someone beat you to the name? This morning, we jumped into a real-world dilemma when DR discovered her client's perfect podcast title was already taken. We outlined practical steps to handle naming conflicts, including checking trademarks, and we brainstormed some creative alternatives. We also shared personal stories about pivoting when plans change. While none of us at PMC are lawyers, and this isn't legal advice, this conversation is rich with insights to help you navigate these tricky naming challenges. To wrap up the week, we shared our wins and challenges and geared up for another week ahead with more tips, tricks, strategies, and insights.Episode Highlights: [02:00] Podcast Name Dilemma[02:57] Discoverability and Naming Strategies[04:29] The Search for Existing Podcasts[07:24] Exploring Alternative Names[10:42] Legal Considerations and Trademarking[29:30] Discussing Legal Fees and Trademarks[35:16] Empowered Podcasting Conference Updates[42:37] Sharing Wins From The WeekLinks & Resources: The Podcasting Morning Chat: www.podpage.com/pmcJoin The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcasting⁠Empowered Podcasting Conference 2: www.empoweredpodcasting.comApply to Speak at Empowered Podcasting Conference 2: www.empoweredpodcasting.com/speakersThe Podcast Lawyer Gordon Firemark:www.gordonfiremark.com/the-podcast-lawyerRemember to rate, follow, share, and review our podcast. Your support helps us grow and bring valuable content to our community.Join us LIVE every weekday morning at 7 am ET (US) on ⁠Clubhouse⁠: ⁠⁠ https://www.clubhouse.com/house/empowered-podcasting-e6nlrk0w⁠Brought to you by⁠ ⁠iRonickMedia.com⁠⁠ and ⁠⁠NextGenPodcaster.com⁠⁠Please note that some links may be affiliate links, which support the hosts of the PMC. Thank you!--- Send in your mailbag question at:⁠ https://www.podpage.com/pmc/contact/⁠ or ⁠marc@ironickmedia.com⁠Want to be a guest on The Podcasting Morning Chat? Send me a message on PodMatch, here: ⁠https://www.podmatch.com/hostdetailpreview/1729879899384520035bad21b⁠

AI is rapidly transforming the global media and entertainment industry, with a market size projected to reach US$99.48 billion by 2030¹. As AI continues to revolutionize creative workflows and enhance productivity, companies are racing to implement AI-powered tools. However, as they embrace this cutting-edge technology, enterprises must navigate the crucial challenges of ethical and safe implementation, as well as robust IP protection.In this episode, our experts explore the transformative impact of AI on the media industry and creatives, all while underscoring the importance of maintaining human creativity.Featured expertsGabe Michael, Vice President, Executive Producer – AI, EdelmanHarry Leshner, Consult Partner, Telecommunications, Media and Technology, Kyndryl 1 Source: “Global AI In Media & Entertainment Market Size, Share & Trends Analysis 2023-2030: Market to Soar at 26% CAGR, Reaching $99.48 Billion by 2030” GlobeNewswire, 2024

How can DTC brands run sweepstakes that actually drive results? In this episode, we break down the full sweepstakes checklist: how to plan, set up, promote, and track a campaign that performs.We've been getting a lot of questions from marketers and DTC founders about sweepstakes, and for good reason - when done right, they can drive serious attention, grow your email list, and create a brand moment that doesn't depend on constant discounting.We walk through everything you need to know to run a sweepstakes for your ecommerce brand: how to time it, what to offer, how to promote it with paid, what legal considerations to keep in mind, and the one element that can make or break your results.If you enjoyed this episode, check out Ep 17 - The Sweepstake Tactics To Create Tentpole Moments for more sweepstakes strategy discussion:Spotify: https://open.spotify.com/episode/5kzE8uNgBBqy9nU3uloppt?si=5586b656d0e045e8YouTube: https://youtu.be/wSgVjuh3i6YIf you have a question for the MOperators Hotline, click the link to be in with a chance of it being discussed on the show: https://forms.gle/1W7nKoNK5Zakm1Xv600:00 Introduction09:05 The Rise of Sweepstakes in Marketing18:02 Strategizing Sweepstakes Offers22:29 Branding and Design Language for Campaigns28:35 Gamification in Sweepstakes39:36 Maximizing Post-Purchase Revenue46:41 Legal Considerations for Sweepstakes50:34 Tracking Entries and Customer Awareness01:03:28 Building Effective Funnels for SweepstakesOperators Exclusive Slack: https://join.slack.com/t/9operators/shared_invite/zt-2tdfu426r-TepSHJP~evAyDfR29U2qUw Powered by:Motion.⁠⁠⁠https://motionapp.com/pricing?utm_source=marketing-operators-podcast&utm_medium=paidsponsor&utm_campaign=march-2024-ad-reads⁠⁠⁠https://motionapp.com/creative-trendsPrescient AI.⁠⁠⁠https://www.prescientai.com/operatorsRichpanel.⁠⁠⁠https://www.richpanel.com/?utm_source=MO&utm_medium=podcast&utm_campaign=ytdescAftersell.https://www.aftersell.com/operatorsRivo.https://www.rivo.io/operatorsSubscribe to the 9 Operators Podcast here:https://www.youtube.com/@Operators9Subscribe to the Finance Operators Podcast here: https://www.youtube.com/@FinanceOperatorsFOPSSign up to the 9 Operators newsletter here: https://9operators.com/

Dr. Narda Robinson dives into the usage of cannabis for dogs with cancer, including:   Anti-inflammatory and pain control benefits  Potential anti-cancer effects  Concerns about long-term usage  The discussion also highlights the importance of product quality, potential herb-drug interactions, environmental considerations, and the legal constraints veterinarians face.   Dr. Narda Robinson shares her insights on when and how to use cannabis products effectively, including the importance of combining them with other integrative modalities for the well-being of the dog.  Your Voice Matters!   If you have a question for our team, or if you want to share your own hopeful dog cancer story, we want to hear from you! Go to https://www.dogcancer.com/ask to submit your question or story, or call our Listener Line at +1 808-868-3200 to leave a question.  Related Links:  Our CBD article: https://www.dogcancer.com/articles/supplements/cbd-for-dogs-with-cancer/   Check out our knowledgebase of supplements! https://www.dogcancer.com/supplements/  Chapters:  00:00 Introduction  00:13 Welcome to Dog Cancer Answers  00:38 Cannabis and Cancer: Anti-Inflammatory Benefits  02:48 Environmental Impact of Cannabis Cultivation  08:04 Using Cannabis for Dogs with Cancer  10:37 CBD and Drug Interactions  16:07 Non-Pharmacological Approaches to Healing  29:02 Legal Considerations for Veterinarians  35:55 Conclusion and Final Thoughts    Get to know Dr. Narda Robinson: https://www.dogcancer.com/people/narda-g-robinson-do-dvm-ms-faama/   For more details, articles, podcast episodes, and quality education, go to the episode page: https://www.dogcancer.com/podcast/   Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us on this episode of Living Off Rentals is an award-winning attorney, entrepreneur, and mom of three who owns seven businesses—including her own law firm. Diana Khan, named one of the Top 40 Young Lawyers in the country, simplifies the legal side of real estate investing and shares how to structure your business to protect your assets and scale with confidence.  From LLCs to holding companies to personal trusts, she walks through what each one is and what every rental property owner needs to know to grow the right way. Whether you're buying your first rental or rapidly scaling your portfolio, this episode is packed with legal insight that could save you a lot of money (and headaches) down the line. Enjoy the show! Key Takeaways: [00:00] Introducing Diana Khan and her background [01:45] Her time management as a business owner, attorney, and mom of three children [03:13] Operating her businesses independently [07:04] Best entity set up for rental property owners [14:35] Diana's simple explanation about LLC and personal trust  [17:48] Setting up a trust [20:22] Biggest mistakes for rental property owners [24:51] The process of failure to pay rent [28:26] How do you get a rental license? [37:40] What is an umbrella policy in real estate investing? [43:59] Connect with Diana Khan Guest Links: Website: https://www.dklawmd.com/  Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals  Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast  Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals  Living Off Rentals Website – https://www.livingoffrentals.com/  Living Off Rentals Instagram – instagram.com/livingoffrentals  Living Off Rentals TikTok – tiktok.com/@livingoffrentals   

**Dr. Lisa Faast shares an important update on the current status of Semaglutide Compounding as of April 23** **Show Notes:** 1. **Semaglutide Compounding Update for 503A Pharmacies** [0:00] 2. **Tirzepatide Compounding and Legal Considerations** [3:38] 3. **Practical Advice for Pharmacies** [6:36] 4. **Final Thoughts and Contact Information** [7:39] **Links mentioned in this episode:** [FDA's decision on Semaglutide] (https://www.fda.gov/drugs/drug-safety-and-availability/fda-clarifies-policies-compounders-national-glp-1-supply-begins-stabilize) [OFA-Outsourcing Facilities Association] (https://www.503bs.org/) Websites Mentioned: https://www.olympiapharmacy.com/ https://www.drlisafaast.com/ ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be Apart of the Pharmacy Podcast Network**

In this episode, Jaeden and Jamie explore Amazon's growing investments in AI, focusing on Nova, its new video generation technology. They explore Nova's capabilities, potential real-world applications, and the legal protections Amazon provides for users. The conversation also underscores the value of consistency in video production and the advantage Amazon holds through its vast proprietary data. The episode wraps with a call for community engagement and shared insights.Chapters00:00 Amazon's AI Ambitions02:55 Exploring Nova: Amazon's Video Generation Tool06:09 The Future of Video Creation with AI9:40 Legal Considerations in AI-Generated ContentAI Hustle YouTube Channel: https://www.youtube.com/@AI-Hustle-PodcastOur Skool Community: https://www.skool.com/aihustle/aboutTry AI Box: ⁠⁠https://AIBox.ai/⁠⁠

In this episode of Legacy Listens, host Rob Wermuth sits down with Chad Cowan, a Member at Cozen O'Connor, to discuss the essential steps for a successful business transition. Drawing on his experience as a transactional attorney, Chad shares practical insights on preparing to sell a business — whether to a strategic buyer or a private equity firm. From assembling the right team of advisors to navigating legal complexities and due diligence, Chad outlines the key elements of a smooth and profitable exit. Whether you're considering a sale now or planning for the future, this episode provides actionable guidance to help business owners succeed. ​​______________​​______________​​ Legacy Planning- 3440 Hamilton Blvd Allentown, PA 18103 and 228 W Gay Street West Chester, PA 19380  610-719-8600 www.legacy-online.com Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser.  

Congratulations on your remarriage! How do you ensure that your finances are in order as you step into this next phase of your life?   Our hosts Stephanie McCullough and Kevin Gaines explore the vital legal and financial considerations of remarriage, from beneficiary designations to tax implications, with guidance from fellow Financial Planner at Sofia Financial, Janice Guinn!   There are legal considerations aplenty when deciding between cohabitation and remarriage. Money talks can often be the elephant in the room, but they're essential for maintaining harmony in marriage. A partner's reluctance to engage in these conversations could be a red flag. Financial transparency is key to building a healthy and lasting partnership.   Our hosts also get into the nitty-gritty on taxes and retirement plans, trusts and long-term care, as well as pre and post-nuptial agreements!   Key Topics: The Most Important Step: Discussing Your Goals and Expectations (04:10) Financial Obligations to Children and Parents When Remarrying (08:39) Joint or Separate Bank Accounts? (16:16) Long-Term Care as You Age (20:00) Estate Planning and Pre/Post-Nuptial Agreements (23:02) How Remarriage Impacts Your Taxes (31:12) “If You Are Under 60, Think Twice About Getting Remarried.” (41:06) Retirement Plans and Beneficiaries (45:00) To Marry or Cohabit? (55:55) What About Trusts? (1:00:22)   Resources: Take Back Retirement Episode 66: Transform Your Relationship with Money: Lessons from Bari Tessler Take Back Retirement Episode 43: The Psychology of Money and Marriage with Special Guest Ed Coambs Take Back Retirement Episode 31: What the Heck is a Trust, and Why Might I Need One?     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

In today's episode of the EUVC podcast, Andreas Munk Holm is joined by Victoria Palatnik, Managing Partner at Raw Ventures, Peter Effenberg, Founder & CEO of Jay, and Severin Zugmayer, Founder of New Renaissance Ventures.The discussion starts by exploring why consumers are returning to trusted, branded media for quality journalism, even as the digital world bombards us with endless information streams. It also tackles the challenges posed by regulatory frameworks like GDPR, the rapid pace of technological change, and emerging opportunities in areas such as shoppable content and digital twin technology—painting an engaging picture of the media tech future.Chapters:01:07 The Rise of Legacy Media02:41 Victoria's Perspective on Media Tech03:47 Peter's Journey in Media Tech05:43 Severin's Focus on Creative Industries07:32 Mapping Media Tech Hubs in Europe12:02 The Shift in Media Branding17:31 Challenges in Monetizing Media Content19:13 Debate on Legacy Media's Future28:44 Media Bias in the US vs Europe29:43 The Role of Journalists in Europe 31:06 The Impact of Technology on Journalism31:50 The Rise of Independent News Platforms32:15 Challenges in Modern Journalism33:15 The Flourishing Creator Economy35:27 AI's Role in Media Tech39:36 Generative AI and Media Production46:59 Ethical and Legal Considerations in AI52:24 Future of Media Tech and AI

In this episode of the Bringing the Human Back to Human Resources podcast, Traci Chernoff and Bryan Driscoll introduce the Policy Pulse segment, focusing on current policies impacting businesses in the US. They discuss economic uncertainty, fears of recession, shifts in corporate culture, labor relations, and the implications of legal changes on businesses. The conversation emphasizes the importance of being proactive in navigating these challenges and the evolving dynamics of remote work and employee empowerment.Connect with Bryan here:Website: https://bryanjdriscoll.com/LinkedIn: https://www.linkedin.com/in/bryanjohndriscoll/Chapters00:00 Introduction to Policy Pulse Segment02:45 Economic Uncertainty and Recession Fears14:12 Shifts in Corporate Culture and Labor Relations26:01 Legal Considerations and Future OutlookIf you found our discussion insightful, we'd like you to take a moment to rate our podcast. Your feedback helps us grow and reach more listeners who are passionate about these topics. You can also leave a review and tell us what you loved or what you'd like to hear more of - we're all ears!Don't forget to subscribe, leave a comment, and a 5-star review!Connect with Traci here:⁠https://linktr.ee/HRTraci⁠Visit our website: ⁠⁠⁠⁠⁠⁠HRTraci.com⁠⁠⁠⁠Disclaimer: Thoughts, opinions, and statements made on this podcast are not a reflection of the thoughts, opinions, and statements of the Company by whom Traci Chernoff is actively employed.

Episode 291 hosts Dr Mobin Master, a Radiologist and Cosmetic Doctor from Gold Coast, Australia. We hosted Mobin way back in episode 93 where we first discussed the use of ultrasound in aesthetics. So we re-visit the topic, 4 years on to dicuss Mobin's research and experience in managing patients with filler complications.   We discuss the evolution of ultrasound and the pros and cons of injectors trying to learn this technology. Mobin explains the relevance of facial MRI scans in his practice to identify chronic filler issues, including conditions like post-septal filler placement and malar edema. He emphasizes the importance of precision and low doses when using hyalase and discusses his approach to managing complications like vascular occlusions and delayed onset nodules.    The conversation also touches upon the need for better training and patient management with complications, with practical advice for both novice and experienced injectors. We highlight the nuances in filler longevity and the realities of its impacts over time.   00:00 Introduction 00:15 Our Guest: Dr. Mobin Master 01:05 Journey into Aesthetic Ultrasound 05:40 Ultrasound in Aesthetic Practices 10:00 Challenges and Solutions in Ultrasound Training 15:02 Complications and Case Studies 31:52 Filler Longevity and MRI Studies 46:28 Dose and Dilution for Nodules 48:06 Advice for Non-Ultrasound Practitioners 48:43 Pricing and Consultation Process 49:39 Challenges and Frustrations in the Field 50:02 Insurance and Legal Considerations 51:33 MRI and Ultrasound in Practice 56:51 Understanding Vascular Occlusions 01:01:15 Training and Upskilling Injectors 01:10:33 Hyalase Safety and Myths 01:21:50 Avoiding Vascular Occlusions 01:24:19 Final Thoughts and Future Directions   CLICK HERE TO JOIN OUR PATREON FOR ON DEMAND EDUCATION & SUPPORT CLICK HERE TO BROWSE OUR IA OFFERS FOR DISCOUNTS & SPECIALS CLICK HERE IF YOU'RE A BRAND OR COMPANY & WANT TO WORK WITH US CLICK HERE TO APPLY TO BE A GUEST ON OUR PODCAST JOIN OUR LISTENER WHATSAPP GROUP & SEND US YOUR COMMENTS, SUGGESTIONS OR JUST SAY HI! CONTACT US

Ep295: Finding Your Path in Psychedelic Spaces In this special episode, host Kole Whitty brings you highlights from a recent Condor live event. Although some parts are edited for privacy, it retains valuable insights on integrating psychedelics into various wellness professions. The panel features life-changing stories and practical advice from practitioners like Dawn Ellinwood, Mandy Witters, and Sincere Seven. They discuss their unique journeys, the importance of integration, and the challenges they faced. This episode also dives into the legal and procedural aspects of facilitating psychedelic experiences and highlights the critical role of community and personal integrity. 00:00 Introduction to a Special Episode  00:28 The Importance of Reviews and Feedback 00:40 Setting the Stage for Psychedelic Coaching 01:25 Panel Introductions and Backgrounds 02:21 Dawn Ellenwood's Journey 10:07 Sincere Seven's Transformation 18:17 Mandy's Path to Holistic Wellness 20:20 Struggles with Psychedelics 21:06 Ayahuasca Experience 21:53 Integration Challenges 22:08 Finding a Plant Medicine Church 22:22 Life Coaching and Transformation 24:25 The Condor Approach 32:12 Navigating Guilt and Integrity 36:50 Starting a Retreat Business 39:57 Legal Considerations and Community Support

One of the most challenging responsibilities of a business leader is knowing when to invest in coaching an employee and when it's time to make the difficult decision to part ways. In this episode of Millions Were Made, Jessica Marx and Brooke Dumas take a strategic approach to this crucial leadership dilemma, providing practical insights for business owners and managers navigating team performance issues.They explore the key indicators that determine whether an employee can grow with the company or if keeping them is holding the business back. From hiring missteps and ineffective onboarding to performance improvement plans (PIPs) and legal considerations, Jessica and Brooke share their expertise on how to build a high-performing team while protecting the integrity and efficiency of the organization.Tune in to gain clarity on how to balance coaching and termination decisions for the benefit of both your employees and your company's growth!Highlights:(01:10) How Your Hiring Process May Be Setting You Up for Failure(03:46) The Unteachable Traits That Distinguish "Coachable" from "Unrecoverable"(06:50) How Long Should You Coach Before Making the Decision to Let Go?(08:15) Debunking the Myth: "It's Easier to Retain Than Replace"(15:42) The Legal Considerations of Termination: Key Documentation to Protect Your Business(21:06) How to Professionally Handle Terminations: What to Say—and What to Avoid(24:30) The Time Management Crisis: Why Employees Struggle and How to Address ItConnect with Jessica:Instagram: @millionsweremade and @thejessicamarx   Website: Million Were MadeWork with Jessica: Tailored Premier

Manufacturing employers are facing more uncertainty than ever as the threats of reciprocal tariffs and supply shortages loom. Reductions in force may appear to be the most expedient solution but competing federal and state regulations may challenge that notion.  Chapters 00:00 Navigating Workforce Challenges in Manufacturing 03:04 Understanding Reductions in Force and WARN Act Compliance 05:49 Lessons Learned from the Pandemic 09:08 Planning for Future Workforce Disruptions 12:02 Alternatives to Reductions in Force 15:06 Voluntary Separation Programs and Their Impact 17:52 Legal Considerations in Group Terminations 20:47 The WARN Act: Key Requirements and Exceptions 24:05 Recent Developments in WARN Act Enforcement 26:57 Conclusion and Future Considerations for Employers

This episode originally aired in February 2024 and quickly became one of the most popular episodes of The Journey. Whether you're tuning in for the first time or revisiting this conversation, this episode will help you make informed decisions in your business!   Ever thought about raising venture capital for your business? In this episode, Morgan DeBaun breaks down everything a founder should know before diving into the venture fundraising process, sharing her invaluable insights from the perspective of both a fundraiser and an investor.   In this episode: 00:00 Introduction to Venture Funding 00:10 Should You Raise Money? 00:48 Understanding Angel Investors 02:55 The Importance of Traction 05:23 Navigating the Seed Round 06:44 Legal Considerations and Mistakes 08:29 Painting a Big Vision 10:57 Executing Your Plan 11:48 Hitting Milestones and Fundraising Timelines 12:31 The Importance of Momentum 13:31 Series Seed and Extensions 15:16 Navigating Series A 17:29 Series B and Beyond 19:19 Balancing Operations and Fundraising 20:56 Final Tips and Resources   First up, Morgan dives into a crucial question: Should you even raise venture capital for your business? Spoiler alert: More often than not, the answer is no. But for those who do opt for the fundraising path, Morgan warns that the venture capital journey won't be easy.   Through the episode, Morgan breaks down the phases of venture funding, from the Friends and Family and Angel Round to the critical Seed Round, all the way to the Series A, B, and C Rounds and beyond. She shares the benefits and challenges of each round and highlights what founders should pay attention to as they navigate the process. Morgan shares what she looks for in the entrepreneurs she chooses to support as an angel investor: resilience and grit. It's these qualities that often make the difference between success and failure in the cutthroat world of startups. Not sure if venture funding is the right choice for your business? After you listen to the episode, check out Morgan's workshop [link below] which will help you decide if fundraising is the appropriate next step for your startup. Make sure to subscribe to the podcast and leave a rating and review!   Pre-order Rewrite Your Rules: https://worksmartprogram.com/book/   Make sure you are following Morgan on TikTok to follow along with her beauty and wellness journey! https://www.tiktok.com/@morgandebaun?_ Join the Newsletter for More Exclusive Content: https://worksmartprogram.ac-page.com/thejourneypodcast Visit Mormatcha.com to make a purchase. Follow us on Instagram: https://instagram.com/thejourneybymdb Produced by MicMoguls.

In this episode of Casual Cattle Conversations, host Shaye Koester-Wanner engages with Ryan and James from Earth Optics to explore the intricacies of carbon markets in ranching. They discuss the basics of carbon markets, how they function, and the opportunities and risks for ranchers. The conversation highlights the role of Earth Optics in measuring soil health and carbon sequestration, the current trends in carbon markets, and the legal considerations ranchers should be aware of. Takeaways • Carbon markets provide additional revenue streams for ranchers. • Sustainable practices are key to participating in carbon markets. • Earth Optics uses advanced technology for soil measurement. • Legal counsel is crucial when entering carbon agreements. • Ranchers must consider the long-term commitment of contracts. • Communication with project developers is essential. • Drought and environmental changes are accounted for in contracts. • Renters can negotiate terms for carbon participation. • Understanding the additionality requirement is important. Chapters 00:00 Introduction to Carbon Markets in Ranching 05:40 Understanding Carbon Markets: Basics and Functionality 11:14 The Role of Earth Optics in Carbon Measurement 13:40 Current Trends and Opportunities in Carbon Markets 18:21 Risks and Considerations for Ranchers 24:01 Navigating Carbon Programs for Renters 27:41 Challenges and Reasons for Non-Participation 30:59 Legal Considerations in Carbon Agreements 34:51 Flexibility in Management Practices 38:11 Working with Producers: The Earth Optics Experience 41:28 Final Thoughts and Encouragement for Ranchers Resources Learn more about Earth Optics: https://bit.ly/40Y0nQk Learn more about HerdDogg: https://bit.ly/3EjuUAm Move Your Ranch Forward Today: https://www.casualcattleconversations.com/ranchermind-events/p/move-the-ranch-forward-2025 #CasualCattleConversations #Ranching #CarbonMarkets #RegenerativeAg #SustainableFarming #SoilHealth #EarthOptics #CarbonFarming #CattleBusiness #AgTech #BeefIndustry #RancherLife #CarbonSequestration #AgricultureInnovation #CattleProfitability

Text a pool service question HERE!Talking Pools Thursdays with Steve and WayneEpisode Date: February 5, 2025Introduction and Current EventsWayne welcomes listeners and hopes they've had a good week.Discussion on the improving weather in the Mid-Atlantic area.Update on the fire situation in Steve's area, with people starting to return to fire zones to collect belongings.Rants on Pool Shows and MisconceptionsWayne starts off with a rant.Discussion on various home and garden TV shows that Wayne and his wife enjoy.Mention of "Building Outside the Lines" on Magnolia Network.Pool Construction and Maintenance ChallengesDiscussion on common challenges faced in pool construction and maintenance.Steve shares insights on dealing with these challenges effectively.Startup Procedures and Common IssuesExplanation of startup procedures for new pools.Common issues faced during pool startup and how to address them.Contractor Responsibilities and Client ExpectationsDiscussion on the responsibilities of pool contractors.Managing client expectations and ensuring satisfaction.Legal Considerations in Pool ConstructionOverview of legal considerations in pool construction.Importance of adhering to regulations and guidelines.Insurance and Liability in the Pool IndustryDiscussion on insurance and liability issues in the pool industry.Tips for managing risk and ensuring proper coverage.Conclusion and Future TopicsWrap-up of the episode.Teasers for future topics and episodes. Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

Every day we answer questions from nonprofits about how they can be the most effective advocates they can be while staying legal. On this edition, we answer some of your questions as we get ready for a big year of advocacy!   Attorneys for this Episode Brittany Hacker Monika Graham Tim Mooney   How can a grantmaking organization effectively fund advocacy efforts while adhering to IRS regulations and maximizing impact?      •           Transformative Impact of Advocacy Funding:              •   Supports movements that change policies and empower communities.              •   Advances social justice, environmental protection, and human rights.      •           Key Grant Types for Advocacy Support:              •   General Support Grants:                     •              Not earmarked for specific purposes, providing grantees flexibility.                     •              Can indirectly support lobbying without triggering taxable expenditures, provided no explicit agreement ties the funds to lobbying activities.                     •              Past lobbying by a grantee does not disqualify funding unless explicitly linked to lobbying in the grant agreement.              •   Specific Project Grants:                     •              Designated for specific projects and can include lobbying within the project's scope.                     •              Total grants for the same project must not exceed the non-lobbying portion of the grantee's budget.      •           Legal Considerations for Grantmakers:              •   Private foundations must ensure grants avoid taxable expenditures by following IRS rules for general and specific project grants.              •   Public foundations and charities have more flexibility in funding lobbying but must adhere to lobbying limits under the “insubstantial part test” or “501(h) expenditure test.”              •   Earmarked lobbying funds count toward lobbying limits for both grantmaker and grantee, effectively “double-counting” expenses.      •           Maximizing Advocacy Support:              •   Utilize safe harbor rules like specific project grants to contribute meaningfully without violating IRS regulations.              •   Take a look at AFJ's Project Grant Rule Hub and more for additional resources.   Our organization (we're a (c)(3)) works to combat climate change and we have some deep concerns about the nominee for EPA. Our board isn't sure if we can oppose the nomination or not – is this like the election where we can't support or oppose the candidate? ·      Bad news… the EPA Admin nominee has super questionable takes on climate change. ·      Good news… you can oppose his nomination if you choose ·      This is different than elections where you can't, because the law views the vote on his nomination is a legislative act ·      Counts as lobbying depending on how you do it ·      Check out episode 45 where we talk about nomination advocacy from the perspective of SCOTUS, but the rules are the same   We've heard a lot about the new administration coming after non-profits that may oppose their policy plans. What can we do to prepare and should we be worried?   ·      This is a valid fear for activists in the progressive movement ·      HR 9495 and threats from legislation ·      Rep. Billy Long as nominee for Commissioner of the IRS ·      Lobby for or against pending legislation, confirmations of cabinet positions ·      Plan for personal attacks: train volunteers and staff, know the law, have a communications plan to respond, take care of your staff     Resources   Rules of the Game #45 – Supreme Court Nomination Advocacy Revisited Rules of the Game #109 – Politically Motivated Attacks  

In this episode of Modern Chiropractic Mastery, hosted by Dr. Kevin Christie, special guest Michael Silverman, an attorney from Florida, shares valuable insights on establishing integrated chiropractic practices. The discussion covers various aspects, including different levels of integration, legal requirements, compliance, and misclassification of employees. Michael emphasizes the importance of written agreements, compliance programs, and understanding both state and federal regulations. Additionally, the episode highlights the benefits of integrated practices, such as improved patient outcomes and increased revenue, while also addressing key considerations for implementing and maintaining such practices successfully. Whether you're considering integrating your practice or simply want to understand the legal landscape better, this episode provides a wealth of information to guide you through the process successfully.

For aesthetic experts and most entrepreneurs, the legal side of business immediately makes shoulders rise and muscles tighten. We get it. If all is well and good, the legal stuff is supposed to be boring, and that's how we want to keep it by ensuring that you've got all your legal ducks in a row as we kick off a new year!  Keren de Zwart is here to help us sift through it. She is the founder and CEO of Not Your Father's Lawyer, her law firm, which was born from a desire to serve the needs of entrepreneurs and small businesses by replacing the outdated billable hour model with flat-fee pricing.  With fifteen years of experience in corporate transactions, Keren has worked with every type of business, from side hustlers to raising millions of dollars and taking companies public. In this episode, she's helping us fill in the gaps on everything we need to know from a legal perspective, especially at the start of the year.  In this episode, we discuss: Your go-to resources for finding legal information specific to your state and why it's beneficial to have a go-to lawyer or legal resource to ask questions more specific to your business  How to protect your aesthetic practice's intellectual property (IP) without a non-compete and the legalities around non-competes Keren's insight on business entity elections and some key questions to consider when deciding what's right for your business  The importance of having an internal advisory team and who should be on it, plus insights on BOI reporting and other annual reports  RSVP for the Addo Professional Association webinar with Keren on January 28, 2025 at 12 p.m. EST all about “Employees vs. Contractors — What You Need to Know as a Spa Owner” To read the full show notes for this episode, visit: https://www.addoaesthetics.com/podcast/ep415 Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here.

When you're planning to get married, the legal side of the process can be potentially intimidating and uncomfortable to discuss with your partner. After all, you never want to go into a marriage thinking that it's going to end. At the same time, it's important to know what happens on the legal side when you sign those papers, to read the fine print just like you would for any other contract. So today, we've brought on family law attorney Alex Payne to answer as many questions as we could think of, so you can get a jump start on your research. Is it best to keep your finances joint or separate? How does social media play a role in divorce proceedings? And the big question everyone always wonders - should you get a prenup??