Wealth, Taxes, and Finances with John Cindia

In this final episode, John and the gang present the winner of the contest their $50 gift card! They also discuss some of the main key topics from the podcast and invite you to continue listening (and watching) through YouTube as they will continue to post directly on to YouTube. This has been a great ride and they hope everyone has been able to learn and change something in their financial lives rather to better your future or better your present. Thanks for joining for all of the laughs and goofs along the way, hope to see you again soon!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, the gang discusses the basics of pension plans and why these are very common and widely used pension plans. In the past we have discussed pension plans such as 401Ks and how certain employers may match your investment. These pension plans are commonly used for retirement but certain ones allow for early withdrawal at either a penalty or a payback. It is best to get into a pension plan at an early age to help the onset of compounding interest!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John discusses the top 10 search terms that are used by investors. These terms are then used to help run finances for a business, help out come tax season, and for CPAs to better formulate decisions with investments. These are great terms for common folk interested in finances to help get a leg up on others!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John and the gang do their final mini episode on taxes and insurance! Taxation works through tax brackets based on income and capital gains work through holding mutual funds, stock, and other types of investment vehicles. On the insurance side John talks about getting the best deals with insurance companies and the importance of shopping around! 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John and the gang discuss the basics of credit and how building from an early age is extremely important once you become of age to purchase a car, buy a house, or get a business loan. Credit can be a very helpful tool to help build wealth, and achieve some of the things you never thought were possible. In addition, the higher the credit score, you commonly get better interest rates on loans, auto financing, and your mortgage. 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode the gang discusses debt and net worth and different types of debt and how they can help your as well as hurt you. Typically a younger person will have a negative net worth while someone closer to retirement age would typically have a positive net worth. After building a good nest egg for retirement in-line with paying off big mortgages and being ready to dig into a Roth IRA or a 401K this will result in a positive net worth.

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode John and the gang discuss the differences between savings and investing. Where should you begin and what is the best way to tackle savings and then getting into investing. Many like to put risk into their money before having a nest egg setup first. Emergency funds are a very solid base to have prior to investing. Once you have the emergency fund setup you can then begin the investing aspect of it all. 

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John and the gang touch on the basics of budgeting. Building a budget is the ground basis to financial independence. The gang discusses the envelope system, 70/20/10, 50/30/20, Zero-budget, and pay-yourself first. Each of these budget types has it's own pro's and con's and even creating a hybrid system across each budget type can be a smart idea!  

In this first of 6 mini episodes John and the team touch on the basics of financing with quick stats and math behind each subject. Tune in for a quick touch base on the basics of Wealth Taxes and Finances!We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.comSend us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode, John and the gang discuss tax changes that may be coming up in the new year. Gifting tax can be changing as well as how life insurance will be changed by these new tax laws. Tune in to learn more about these possible coming tax changes!  

We want to hear from you! We are giving away Three $50 Visa Gift cards for the top three submissions!The rules are as follows:Email us your name and address at jcindia@lifestagesadvisory.com Send us your episode suggestion, why you listen to WTF and what's the best thing you have learned from the podcast!We are excited to hear from everyone and do a little giveaway prior to our 100th episode!In this episode the gang discusses how remote work has changed and defined our growing economy. During COVID-19 last year 69% of the work force was working from home during the pandemic. Work from home life has changed in a lot of companies from being a privilege to an expectation. 

In this episode, the gang discusses what equals the peace of mind for your finances. Is the real estate market keeping you up? What about the job market and the current economy? How about retirement, are you ever planning to retire? These are some of the topics we go over. Shoot us over an email on what keeps you up!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the basics of long-term care. John focuses on the differences between qualified and non-qualified policies and how these can affect your taxes come tax season. There are tons of different types of long-term care and many different ways to prepare for this in the future. It is always best to be ahead of your future than with it!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the newly coming tax bills and how they may affect your taxes as well as your paychecks. John lays down the groundwork of how tax bills function and how the government is able to continue to push these tax bills. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses what is going on with the current market. The craze behind the all-time highs is making people prep for a big drop in the market. As always, remember to keep your head straight and stay out of your investments in an emotional manner. If nothing in your life has changed then that means you are on the correct course to ride out your investments until your next life change. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss how compounding interest functions. John also drops hints of how the DRiP plan functions along with Compounding interest and how you can use this type of investing style to really boost your gains over a long period of time. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the wild west of cryptocurrencies and NFT's (Non-Fungible Tokens). Several scams are out there that can really put a hurting on your accounts and livelihood. Be careful out there when you are investing to ensure that you are getting the best bang for your buck and ensuring that your money is not going to something illegal or into a scam. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses the differences of higher education and where some schools really are to good to be true. Make sure you are paying attention to some of the simple statistics such as graduation rate, acceptance rate and average annual tuition. Just because a school is costs an arm and a leg does not mean its the best school for your specific situation. 

In this episode, the gang discusses the importance of money at a young age and how teaching financial literacy as young as possible is very important. Seemingly more often young folk do not understand the importance of money and basic economics until they are out of college and on their own. The future of our country and world is in the hands of the younger generation and its in our best interest to provide knowledge the best we can!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show! 

In this episode, the gang discusses the importance and possibilities behind education and the options you have. The current market and schooling pushes towards students going into a state college for a more advanced degree. Everyone should always consider that certifications, trade schools, and experience can play a big part in getting your monthly income to a satisfactory position.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show! 

In this episode, John and the gang discuss the importance of a Personal Financial Statement and how having one of these can benefit you greatly when making expensive purchases. You can also use one of these to track your spending monthly or annually to help make adjustments where you see fit.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show! 

In this episode, the gang discusses payday loans and how they are legalized loan sharking. These are something that are best to avoid at all costs as they typically have very high interest rates or insane payback policies. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show! 

In this episode, John and the gang discuss what has happened over time with market inflation compared to market value. The importance of getting a core value of an investment process that fits your base.  We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show! 

In this episode, John and the gang discuss the ins and outs of buying your first home. Our current real estate market is showing that it may be best to wait to get the best bang for your buck. In other cases for those who cannot wait, they may be getting into bidding wars with other buyers. We would hate to see someone run into buyers remorse just trying to get out of their current apartment/situation. Always do your homework prior to make sure you are never making a mistake!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode the gang discusses how and why millions of Americans end up living paycheck to paycheck. They also talk about what it takes to get out of the rut, you certainly just have to stick to your plan and you can end up in a much better place than you are now!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss the current investing strategies and why you should still care about long term investing. What is your common strategy, are you in both? are you a long term hodler?We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss discuss the current situation with the IRS and why the tax refunds are so far behind. John also discusses why we do taxes in the United States comparative to other countries. 

In this episode, John and the gang discuss the importance of debt consolidation. Where should you be consolidating debt into? Should this be into real estate, investing, credit cards? John also explains how to consolidate credit card debt to help you save money on interest rates.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John discusses the importance of building an investment strategy around dividend stocks. He touches on the importance of putting dividends back into your portfolio and how you can re-invest and build your nest!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss the current shortages that are plaguing the technology sector as well as other sectors that involve the chip-shortages. They also discuss how you can keep your investments sound during these wild times.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 70, John and the gang revisit how 401ks operate and when to take distributions. They also discuss when to take distributions, and how to move your investments between jobs, and other investment vehicles when necessary. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang discuss precious metals and their importance across many different sectors including copper, gold, and silver. John explains the importance of copper from solar energy through technology and even automobiles.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 68, the gang discusses the current economy with meme stocks, supply and demand issues, and how real estate is looking in tourism areas. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, the gang discusses good credit options and bad credit options. Inevitably, everyone will eventually end up with a bit of debt against themselves. Not in every situation does debt need to a bad thing. Find the importance of having some good debt owed to help build a business, education or your future!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 66, the gang discusses the tax changes that came over during the tax season. In addition, John shares ideas you can use with setting up your taxable income and sharing out with benefices in the event something happens to a loved one.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode the gang talks about investment strategies that involve evaluating a company prior to investing. John points out important pieces that you should keep in mind prior to investing. The ultimate investing goal should be to have a rich investment portfolio that is diversified across several industries!

John spends some time explaining the differences between puts and calls. He also touches on why this trading type can be useful to use in a portfolio. Check out this episode to learn more on how Options can diversify your portfolio and change you style of investing!We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John and the gang discuss the current stock market, housing market and investment side of things. Where should your money and your head be at this time?We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John and the gang get into Non-fungible tokens (NFT) to explain what these are and if they are sound investments

In this episode John talks more about what the brokerages are like. Some specific financial brokerages may offer services for a charge while others may offer their services for almost free. What type of broker fits your needs?We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

John and the gang come back from their visit with the doctor to explain what all of the new acronyms coming are all about. Part of a good financial health is being aware of the changing markets and evolving as the market evolves. 

John and the gang come back from their visit with the doctor to explain what all of the new acronyms coming are all about. Part of a good financial health is being aware of the changing markets and evolving as the market evolves.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode John is joined by Doctor Tracy Price to discuss the importance of your microbiomes in your body. John brings this around to show the importance of a healthy well-being in connection with proper financial literacy and health. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

John is joined with Doctor Tracy Price on the show to talk about how you can keep your body safe and healthy. The importance of this information is a healthy body and mind help you utilize your savings, investments, and other financial vehicles well into a healthy future.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

John is joined with Doctor Tracy Price on the show to talk about how you can keep your body safe and healthy. The importance of this information is a healthy body and mind help you utilize your savings, investments, and other financial vehicles well into a healthy future. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In this episode, John goes over the 101s on financing. How saving your money and utilizing OPM (Other people's money) can help you build compounding interest over time. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 57, John and the gang discuss  the ins and outs of financing. When should you finance, how much should you finance and in what cases may it be more efficient to use your own money. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 56, John explains how the "Super-Roth" works and how this investment strategy can help fuel your portfolio into the future. John provides specific examples on how this functions and how it can help you build and sustain your wealth. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In a shortened episode 55, John and the gang discuss what a pump and dump is. With the market coming up to all time highs it is important to understand this concept. Additionally, with the reddit stock craze in the news the past few weeks, how can you keep yourself  and your investments safe in a volatile market.We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 54, John and the gang discuss long-term and short-term capital gains along with more information about incoming tax laws. With the new craze in investing understanding capital gains is very important, Uncle Sam gets his cut on short-term gains but not on all long-term gains. We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!

In episode 53, John and the gang talk about tax season scams. With the current tax season how will hackers be coming for your money? Stay vigilant from tax theft and be fully aware that the IRS will NEVER call you directly and will NEVER ask for money over the phone. Be aware and be safe out there when filing taxes! We want to know more about your situations so we can create better tailored content. John and the team can be reached at jcindia@lifestagesadvisory.com. Reach out to us so we can get you or your segment featured on the show!