Podcasts about Reductions

Northfield Superintendent Dr. Matt Hillmann and School Board Chair Claudia Gonzalez-George talk about the budget reductions approved by the School Board at its April 28 meeting.

Idaho potato acres are projected to decrease by 15,000 acres this year compared with last year.

In this episode of Passing Judgment, Jessica talks with USA Today reporter Erin Mansfield about the Trump administration's efforts to overhaul and reduce the federal workforce. They discuss the administration's push for greater executive power, the agencies hit hardest by job cuts, and the impact on public services like education and food safety. Erin also explains the legal battles unfolding over these changes, including the significance of the landmark Supreme Court case Humphrey's Executor and the future independence of federal agencies. Here are three key takeaways you don't want to miss:The Federal Workforce Under the Trump Administration: Trump's administration is undertaking dramatic efforts to reshape--and notably reduce--the federal workforce, prompting widespread job insecurity, potential displacements, and structural overhauls throughout the government.Who is Affected by Federal Workforce Reductions: Erin outlines which agencies are most impacted. Socially-oriented agencies—like the Department of Education, Health and Human Services, USDA, and the Environmental Protection Agency—face the brunt of the cutbacks, while national security, law enforcement, and immigration agencies are largely exempt. She clarifies that massive cuts are not equally distributed across all departments. Real-Life Impacts of Workforce Reduction: Jessica and Erin discuss how these changes might touch everyday Americans. Reductions in the workforce could affect everything from food safety inspections and educational grant administration to public health services and climate research—potentially making certain public services less effective or slower.Follow Our Host and Guest: @LevinsonJessica@_erinmansfield

Join Derek and Karli for an incredible investigation into the What, Why, Who, When, Where, and How of AP fee reductions. Press Play now for fantastic findings to fee focused FAQs on this episode of…Coordinated.Get all the info on AP Exam Fee Reductions.Learn more about Federal and State AP Exam Fee Assistance Policies.Watch the Indicating Fee Reductions video on the AP Coordinator Experience YouTube Channel.-----Watch the Coordinated podcast on YouTube.Subscribe to the AP Coordinator Experience YouTube Channel.Register now for the 2025-26 AP Coordinator: Back-to-School WorkshopCatch two all new videos… The Proctor Training Overview and Proctor Training Highlights.View the videos on AP Art and Design, AP Music Theory – Exam Administration, and AP Music Theory – Room Configurations and Best Practices.Be sure to check out videos about Students Accounts (for AP coordinators) and Student Accounts (to share with your AP students).Bookmark the AP Coordinator Experience webpage.Watch this video series on how to use AP Registration and Ordering.Learn more about digital testing, including a series of helpful webinars.Join the AP Coordinator Community. Read up at the AP Coordinator Resource Library. Podcast theme song, “Good as Gold,” courtesy of former AP Music Theory student, Jackie Rae.

Listen to the top News of 19/04/2025 from Australia in Hindi.

Pfizer ends danuglipron clinical program for obesity; FDA warns about counterfeit Ozempic; daily pill shows promise in reducing HbA1c; mavacamten misses in nonobstructive HCM trial and the FDA clears smart belt device reduce fall injury.

President Donald Trump this week temporarily paused country-specific reciprocal tariffs while those applied to China increased to 125%. We asked Rep. Dan Newhouse, R-Wash., how the move could change the U.S.' ag trading relationship with China and his thoughts on staff reductions at the Agriculture Department.Then, Tim Lust from the National Sorghum Producers and Ken Barbic with Invariant discuss the tariffs, including how long producers can wait for government payments for market loss.Want to receive Newsmakers in your inbox every week? Sign up! http://eepurl.com/hTgSAD

Averted lung cancer deaths due to reductions in cigarette smoking in the United States, 1970–2022  Cancer Smoking prevalence peaked in the 50s and 60s but has declined following the US Surgeon General's report in 1964 on its health risk. As 85% of lung cancer is attributable to smoking, the authors evaluated this impact by assessing lung cancer deaths averted, and person-years of life (PYL) gained between 1970 and 2022 using cancer mortality data from the CDC. The authors estimated 3,856,240 lung cancer deaths were averted and 76,275,550 PYL were gained during the study period (average of 19.8 PYL gained per death averted). The deaths averted were higher in men (2,246,610), but average PYL gained per death averted was higher in women (22.4 years). Lung cancer deaths averted accounted for 51.4% of the estimated decrease in overall cancer deaths.  The findings highlight the importance of tobacco controls and interventions and need for ongoing efforts to decrease tobacco use.    Read this issue of the ASAM Weekly Subscribe to the ASAM Weekly Visit ASAM

KYMN’s News Director Logan Wells discusses the public forum that the Northfield Public Schools held regarding the proposed $6 million in budget reductions. Additional Stories and Resources:

KYMN's News Director Logan Wells discusses the public forum that the Northfield Public Schools held regarding the proposed $6 million in budget reductions. Additional Stories and Resources: The proposed budget reductions. Listen To More: An In-Depth Look At the Northfield Public Schools Budget Reductions3/10/2025: Northfield Public Schools Publishes Budget Reduction Proposals; Public Forum Rescheduled to April 3rd 3/24/2025: With the Northfield Schools Budget Cuts, Why is the District Continuing High School Construction Project?3/25/2025: What Happens To The Ice Arena Agreement With the School District Budget Reductions?3/26/2026: What is being proposed in the Elementary Schools Budget Reductions 3/27/2025: What is Being Proposed for Budget Reductions at the Middle School, High School, and ALC3/28/2025: Fee Increases are the Primary Item in the Activities Package of Budget Reductions 4/1/2025: What is Being Proposed for the Budget Reductions for the District Services

The Northfield Public Schools will be hosting a public forum on Thursday at 6pm  at the Northfield Middle School regarding the proposed budget reductions. On March 18th, KYMN aired a show that goes in-depth on the issue, reviewing how we got here and what is inside the proposal. We will be airing the special again on Thursday at 12pm. We also wanted to republish this episode in your podcast feeds, so that you can find it easily to listen again. In January, Northfield Public Schools released their annual financial forecast, which called for $6 million in spending cuts in the next year. In the last two weeks, the district has since released its recommendations for the reductions.KYMN's Logan Wells, talks with Superintendent of Schools Dr. Matt Hillmann, Director of Finance Val Mertesdorf, and School Board member & Treasurer Ben Miller. The first quarter of the show focuses on how we got here, and the rest of the show focuses on the budget recommendations.Additional Resources:You can read the message and view the priority budget reduction recommendations here.The district has also published an FAQ. 

Georgetown professor Amy O’Hara  discusses the deletions and modifications of massive amounts of data from US federal government websites on orders from President Trump since his second inauguration, 2025-01-20, and […] The post Trump ordered reductions in public data appeared first on KKFI.

Send us a textTax Notes IRS reporter Benjamin Valdez provides an update on the IRS's recent staffing developments and how they may affect filing season.  Check out our most recent episode on the IRS, "Trump's Hiring Freeze and the IRS."For more coverage, read the following in Tax Notes:IRS Rollout of In-Person Work Faces ObstaclesTreasury, IRS Still Finalizing Next Staff Reductions, Krause SaysIRS to Pause Technology Modernization WorkTrump Replaces Acting IRS Chief CounselOusted IRS Human Capital Officer Pushed Back on Firings, DOGEFormer IRS Officials Warn of Consequences to Staff CutsFollow us on X:Ben Valdez: @BenMValdezDavid Stewart: @TaxStewTax Notes: @TaxNotes**This episode is sponsored by the University of California Irvine School of Law Graduate Tax Program. For more information, visit law.uci.edu/gradtax.***CreditsHost: David D. StewartExecutive Producers: Jasper B. Smith, Paige JonesProducers: Jordan Parrish, Peyton RhodesAudio Engineers: Jordan Parrish, Peyton Rhodes

The Plumas Unified School District board passed a resolution this week authorizing the layoff of 22 employees. Also, a credit will be automatically added to the bills of PG&E customers for the month of April, and burlesque matron Hurricane Fran discusses performing with The Stardust Revue in Chico while balancing life and mentoring the next era of performers.

In January, Northfield Public Schools released their annual financial forecast which called for $6 million in spending cuts in the next year. In the last two weeks, the district has since released its recommendations for the reductions.KYMN's Logan Wells, talks with Superintendent of Schools Dr. Matt Hillmann, Director of Finance Val Mertesdorf, and School Board member & Treasurer Ben Miller. The first quarter of the show focuses on how we got here, and the rest of the show focuses on the budget recommendations.Additional Resources: You can read the message and view the priority budget reduction recommendations here.The district has also published an FAQ. 

In this week's podcast, our hosts reflect on the recent statistics - which show that the average social worker caseload in the UK has fallen to the lowest in recorded history - considering frontline reactions to the news, and the credibility of the figures reported. Do these statistics align with the experiences of frontline social workers? Is a decline in agency social workers a cause for optimism, or concern? And both Vince and Cara share their strategies for improving conditions and reducing burnout and vacancies. What do YOU think? Join the conversation, every Friday morning. Created by social workers, for social workers.

Northfield Superintendent Dr. Matt Hillmann recognizes several student honorees, discusses Day at the Capitol, and reviews potential budget reduction recommendations determined by several representative budget committees.

 Northfield Superintendent Dr. Matt Hillmann recognizes several student honorees, discusses Day at the Capitol, and reviews potential budget reduction recommendations determined by several representative budget committees. 

Manufacturing employers are facing more uncertainty than ever as the threats of reciprocal tariffs and supply shortages loom. Reductions in force may appear to be the most expedient solution but competing federal and state regulations may challenge that notion.  Chapters 00:00 Navigating Workforce Challenges in Manufacturing 03:04 Understanding Reductions in Force and WARN Act Compliance 05:49 Lessons Learned from the Pandemic 09:08 Planning for Future Workforce Disruptions 12:02 Alternatives to Reductions in Force 15:06 Voluntary Separation Programs and Their Impact 17:52 Legal Considerations in Group Terminations 20:47 The WARN Act: Key Requirements and Exceptions 24:05 Recent Developments in WARN Act Enforcement 26:57 Conclusion and Future Considerations for Employers

In this episode of Big Butts No Lies, Mavi sits down with Dr. Ryan Rebowe, a board-certified plastic surgeon, to discuss the transformative journey of a mommy makeover. From breast reductions to tummy tucks, Dr. Rebowe explains what these procedures involve, how they enhance body contouring, and how to determine if they are right for you. Dr. Rebowe shares key information on breast reduction surgery and average surgery times. He discusses the significance of board certification, the importance of feeling comfortable with your surgeon, and preparing for a consultation, including the critical questions every patient should ask to ensure they are making the best possible choice for their goals.This episode also explores the benefits of the InMode Ignite RF platform, an advanced technology for skin tightening and body sculpting. Dr. Rebowe explains what makes a boutique plastic surgery practice unique, the advantages of personalized care, and the differences between a breast lift vs. breast implants and a tummy tuck vs. liposuction.Key Topics Covered:Components of a mommy makeover: breast reductions and tummy tucksImportance of board certification and choosing the right surgeonWhat makes a boutique plastic surgery practice and its benefitsThe InMode Ignite RF platform for skin tightening and body contouringDifferences between breast lifts vs. implants and tummy tucks vs. liposuctionWhether you're looking for breast augmentation, body sculpting, or post-pregnancy cosmetic procedures, this episode will help you make the best decision for your goals.Follow Dr. Rebowe on Instagram @drryanrebowe Follow Park Rebowe Plastic Surgery on Instagram @pr_plasticsurgery, on Tiktok @pr_plasticsurgery (BamaBoobdocs), and YouTube at Park and Rebowe Clinic for Plastic Surgery and MedSpaLearn more about Park Rebowe Plastic Surgery www.parkrebowe.comFirst in the region with AAAHC-certified operating rooms & the InMode Ignite RF platform.Do you want help planning your surgery? Book a discovery call with Mavi Rodriguez. Join our online community! Visit our website www.bigbuttsnolies.com Plastic Surgery Podcast (@bigbuttsnoliespodcast) • Instagram photos and videosWatch the episodes on YouTube

Oklahoma is feeling the impact of federal workforce cuts.Federal funding freezes are impacting a pollinator farm in the state.An OKC air traffic control center could get more trainees.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Blue Sky and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.

Reductions in Force at the US Government - NGWS grant recipients told to stop work - NAB calls for ATSC-3 transition dates - Carr inquires iHeart about payola - Starks blasts Carr letter to Verizon on DEI - FCC Open Meeting actions - OET considering Part 15 waiver requests - FCC fines two Florida pirates - FCCxtra: Brendy climbs a tower!

The Rod and Greg Show Daily Rundown – Tuesday, February 25, 20254:20 pm: Craig Shirley, Author, Historian and Chairman of Citizens for the Republic on the results of a recent poll showing a majority of American voters are opposed to subsidies for profitable nuclear energy companies.4:38 pm: Bill Duncan, Director of the Center for Family and Society at the Sutherland Institute joins the program for a conversation about the results of a recent survey showing how Utah voters feel about the App Store Age Verification bill currently being considered by Utah lawmakers.6:05 pm: Senator Mike Lee joins Rod and Greg for their weekly conversation about what's happening in Washington, D.C., and today they'll discuss Dan Bongino's move to become Deputy Director of the FBI, the mood in D.C. following the federal job cuts, and his bill limiting judges from blocking President Trump's executive orders.6:38 pm: Justin Haskins, Director of the Socialism Research Center at the Heartland Institute joins the program to discuss the Fair Access to Banking Act and how it will stop discrimination against conservatives.

Jake Fuss, director of fiscal studies at Fraser Institute For more of the Shaye Ganam Show, subscribe to the podcast. https://globalnews.ca/calgary/program/shaye-ganam/ Learn more about your ad choices. Visit megaphone.fm/adchoices

If you listened last week, you were set up for the big news this week. The mayor is flexing his muscles. We’ll explain the difference between eliminating a position and firing someone and what happened to the now former top bureaucrat at the city. And the parents guide is coming out. Jakob and Andrea here have been working hard on it. We’ll talk. SHOW NOTES INTRO 00:00:00 Intro What our supporters have to say. SEGMENT 1 00:03:00 The Reader and Alt Weeklies KPBS: San Diego Reader ends print edition after 52 years The Union-Tribune: A cultural shift you can’t deny’: San Diego Reader ceases printing and goes fully digital The Times of San Diego: San Diego Reader Ends 52-Year Print Run, But Will Keep the Alt-Press Faith Online The Reader Instagram account: Not ended, but changed. The San Diego Reader is now SanDiegoReader.com! SEGMENT 2 00:13:15 The Chula Vista School Board Drama VOSD: Why a Chula Vista School Board Member Ran for a Seat He Already Held Chula Vista Elementary School District trustees Francisco Tamayo and Lucy Ugarte allegedly ‘conspired’ to take control of the district’s school board by ousting a Democratic board member they disliked and replacing her with an ally. The maneuver resulted in a Republican being appointed to the board. Now, Tamayo and Ugarte face a possible censure from their political party. by Jim Hinch SEGMENT 3 00:19:12 Strong Mayor Gloria YouTube: Mayor Gloria to Announce Operational Efficiencies, Reductions for City Budget 2/18/2025 VOSD:Mayor Gloria Tries to Save the Strong Mayor by Scott Lewis VOSD: Mayor Dismisses Embattled COO and Takes Reins of City Management Chief Operating Officer Eric Dargan is out and department executives will now report directly to the mayor. by Will Huntsberry YouTube: “Bueller?” SEGMENT 4 00:40:09 The 2025 edition of A Parent’s Guide to San Diego Schools (7th Edition) VOSD: The Learning Curve: The Schools Guide Has Arrived The 2025 edition of A Parent’s Guide to San Diego Schools comes packed with all of the data you’ve come to rely on, plus two new exclusive metrics to help parents make sense of local schools. VOSD: A Parent’s Guide to San Diego Schools (download or order a hardcopy) Voice of San Diego’s 2025 Parent’s Guide to San Diego Schools helps families make informed decisions for their child’s education. The Guide explains school choice opportunities and enrollment deadlines, what’s available for after-school care, school performance data in an easy-to-use format and much more. The Guide is generously supported by The Girard Foundation, David and Annie Malcolm, Girl Scouts San Diego, Nordson Corporation, Brian Connelly & Associates, Carmel Valley Test Prep, and all of our members. TRT 00:50:57 Scott Lewis, CEO and editor in chief at Voice of San Diego. Andrea Lopez-Villafaña, managing editor Bella Ross, social media producer Jakob McWhinney, education reporter and theme music composer. Xavier Vasquez, podcast producer Journalism is integral to a healthy democracy: Support independent, investigative journalism in San Diego County. Become a Member: Voice Member BenefitsJoin today and receive insider access.See omnystudio.com/listener for privacy information.

California's energy agency and regulator has put out recommendations for how we could see lower electric bills. For more, KCBS Radio news anchors Margie Shafer and Eric Thomas joined with KCBS Insider Phil Matier.

Breast reduction is fast becoming one of the most sought-after plastic surgery procedures in Ireland.But, just how safe is it, and what is involved?For this week's Ask the Expert, Andrea is joined by Éilís Fitzgerald - Consultant Plastic Reconstructive & Aesthetic Surgeon at Beacon Hospital to answer any of your questions!

Send us a textCould the 9-5 workday soon become obsolete? Explore the potential upheaval in government operations as the Trump administration pushes for a significant reduction in the federal workforce, with buyout offers on the table and layoffs looming. Despite aims to cut 5% to 10% of positions, only a fraction of federal workers have accepted buyouts, leading to legal confusion and union lawsuits. We dissect the implications for government efficiency and the precarious position of federal employees as uncertainty around federal funding deadlines intensifies. Is this a bold step towards streamlined governance, or a chaotic disruption waiting to unfold?Shifting focus, the conversation takes a critical look at the economic blowback from President Trump's tariffs on Canada, Mexico, and China. Federal Reserve officials voice alarm over potential inflationary impacts, which could complicate interest rate decisions and raise borrowing costs. Discover how these tariffs are poised to elevate prices across supply chains, affecting everything from construction materials to consumer goods, and squeezing profit margins for investors and entrepreneurs. This episode provides essential insights and strategies to navigate these turbulent economic waters, highlighting the delicate balance between short-term sacrifices and long-term financial freedom.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyAF.aiUse the Coupon Code: WEALTHYAF for 20% off!

Many rural roads will see to speed limit sign changes from today as the first wave of speed limits changes as part of the ‘Slower Speeds, Safer Roads' campaign are enforced. This change will see speed limits reduce from 80 to 60 kilometres per hour. Speaking to Newstalk Breakfast was Dr. Suzanne Meade, Transport Infrastructure Ireland Senior Engineer in Road Safety.

In this episode, we catch up with Sayona Mining's CEO, Lucas Dow, for an in-depth discussion on the company's latest developments. Topics include the recent merger announcement with Piedmont Lithium, quarterly results, stellar drill outcomes at North American Lithium and Moblon, operational updates, future production targets, and the broader impact on the lithium industry. Get insights on market trends, cost management, future plans, and more. CHAPTERS

Northfield Superintendent of Schools Dr. Matt Hillmann comes in for an extra interview this month to discuss the budget reductions coming up, the causes, and the steps forward for the district. 

In this episode of the Pronunciation Pro Podcast, Annie dives into one of the most challenging aspects of speaking English fluently: understanding and using common reductions. Many non-native speakers struggle with understanding native speakers because English speakers often drop sounds or blend words together. Annie explains why these reductions are so common in natural speech and breaks down several key reductions every learner should know. Tune in to learn how to incorporate these into your own speech and sound more like a native speaker in everyday conversations. If you've ever felt lost in a conversation with a native English speaker, this episode is a must-listen! Make sure to sign up for our email list and keep an eye out for our incredible promotions here: https://pronunciationpro.com/ Don't forget to subscribe so you never miss an episode of helpful insights and expert advice from the Pronunciation Pro team. If you are interested in more pronunciation training, join the Pronunciation Pro trial here: https://pronunciationpro.com/trial/ Watch this podcast episode on YouTube here: https://www.youtube.com/@pronunciationpro You can follow us on -  Instagram: https://www.instagram.com/pronunciationpro/ Facebook: https://www.facebook.com/PronunciationPro LinkedIn:https://www.linkedin.com/company/pronunciation-pro/YouTube: https://www.youtube.com/pronunciationpro

A Clare MEP is fearful that an impending reduction in the county's speed limits will be ‘impossible to adhere to' and result in greater numbers of people disregarding speed restrictions. From February 7th many of the roads across the county will see a reduction in speed limit with national roads changing from 100km/h to 80km/h, local and rural roads from 80km/h to 60km/h, while built-up areas would be limited to 30KM/H. It follows a review carried out by Transport Infrastructure Ireland and the Road Safety Authority in 2023, which sought to protect vulnerable road users and reduce the number of fatalities seen on Irish roads. Scariff Independent MEP, Michael McNamara, claims existing speed limits are already not being respected and that the proposed changes will be counterproductive.

On this week's tillage podcast we report from the Teagasc National Tillage Conference and chat to Steven Kildea on pesticide reductions. We hear from the EU Commissioner for Agriculture and Food and Ciarán Collins chats through spring varieties and diesel use.We have all the latest tillage news, the grain trends and weather reports.The Tillage Podcast is supported by Bayer Crop Science. Hosted on Acast. See acast.com/privacy for more information.

Blanket speed limit reductions introduced by Labour will start changing, beginning with State Highway Two in the Wairarapa. A total of 38 sections of state highways will revert to their previous higher speed limit by July 1st. Another 49 stretches of road will out to public consultation. The former chief science advisor to Ministry of Transport Professor Simon Kingham spoke to Lisa Owen.  

Drivers wanting to travel faster on State Highways around the country will soon get their wish. 38 sections of the roading network will be reversed back to their previous higher speed limits by NZTA over the next five months. It brings an end to speed reductions brought in under the last Labour Government. There are concerns that faster speeds could lead to more crashes on our roads, but the government insists the changes are safe. Nick James reports.

In this episode, Brattleboro's Town Manager John Potter summarizes the Selectboard meeting held on December 17, 2024, and previews the next regular meeting scheduled for January 7, 2025. SHOW NOTES — Dec 17: Meeting Materials, Watch Visit the FY26 Budget page here. Candidate petitions are now available for the March 4 elections & RTM 2025 Reach out at townmatters@brattleboro.gov

Research shows that Tobacco 21 (T21) policies with a minimum legal age to purchase tobacco products of 21 years reduce youth smoking, yet their potential long-term impact varies across US states. Jamie Tam, MPH, PhD, of the Yale University School of Public Health discusses these findings with JAMA Health Forum Editor John Ayanian, MD, MPP, and Deputy Editor Melinda Buntin, PhD. Related Content: US Tobacco 21 Policies and Potential Mortality Reductions by State

AP Washington correspondent Sagar Meghani reports the Federal Reserve is signaling fewer rate cuts next year as it lowers its key rate again for now.

In this week's pod, host Bree Mills is joined by co-host and Adult Time Ambassador Siri Dahl to interview certified Edge Master Codi Vore! These industry vets come together for a candid exploration of kink & sexuality within the adult industry. From scent play & breeding kinks to Siri & Codi's dream dong size, these three giggle their way through the hour. Tune in to hear all about backlash from fans, life-changing surgeries, Vorarephilia, and SO MUCH MORE! Codi Vore: https://www.instagram.com/officialcodivore/ Siri Dahl: https://www.instagram.com/thesiridahlagain/ Bree Mills: https://www.instagram.com/thebreemills/ The ADULT TIME Podcast: ⁠https://linktr.ee/TheADULTTIMEPodcast ABOUT ADULT TIME: Adult Time is a digital subscription platform for a new era of adult entertainment. We are a brand built by people who believe in a future where mature audiences can safely, securely, and proudly have a place in their lineup for premium adult content. In addition to our addictive programming, Adult Time is dedicated to creating a personalized content experience for all our viewers with 400+ channels, 60,000 episodes, and VR and interactive toy integration.

The ASMFC Striped Bass Management Board must take action to fulfill their obligation to rebuild our striped bass fishery. We believe the Board needs to prioritize the long-term health of this shared resource and equitable contributions to conservation by all sectors. Reductions should balance impacts across jurisdictions. Law enforcement has deemed no-targeting closures unenforceable. Despite the fact that they are a large portion of the proposed management options, ASGA remains adamant that no-targeting should not be considered. “No action” is no longer an option.ASGA submitted a full scope of management requests in an Official Letter at the Fall meeting. The Board voted to reconvene in December to consider new actions for 2025. Now that new management options have been proposed, the following letter represents our management goals for the meeting on December 16, 2024. Please complete the form to sign the letter by clicking here.

The FHA Mutual Mortgage Insurance Fund's strong financial health, with a capital ratio well above the statutory minimum, prompts calls for premium reductions and policy changes to enhance housing affordability and borrower relief.-------------------------------------------------------------Adam DeSanctis, Director of Public Affairs at Mortgage Bankers AssociationAs a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

Let's dive into the critical statistics and strategies affecting real estate pricing and days on market. Discover the key data points that indicate when a property might hit the 'point of no return' and the necessary actions after an initial price reduction to capture market attention effectively. Ben discusses the profound impact of days on market on property perception and the percentage range for price reductions that statistically leads to a sale. This episode is rich with actionable advice, providing real estate professionals with the tools to navigate market fluctuations and optimize listing strategies for better sales outcomes. Learn how to leverage the auction method as a superior alternative to traditional price reductions, aiming to enhance negotiation leverage and seller returns. Whether you're refining your approach to meet market demands or exploring innovative sales techniques, this episode is your guide to mastering the art of pricing in today's complex real estate landscape. Timestamps & Key Topics: 00:00:00] - Overview of Today's Discussion on Market Statistics[00:00:18] - Statistical Analysis of Days on Market and Price Reductions[00:01:11] - Comparing Auction and Traditional Real Estate Processes[00:01:54] - Importance of Time on Market and Initial Price Reductions[00:02:33] - Discussing Leverage in Price Negotiations[00:03:19] - Impact of Hitting 30 Days on Market[00:04:01] - Statistics on Necessary Price Reductions for Market Attention[00:05:31] - Trends in Price Reduction Timing Post-Covid[00:06:05] - Correlation Between Price Reductions and Market Days[00:07:12] - Auction Versus Traditional Selling in Achieving Better Outcomes

Before December, the United Nations aims to have a global treaty in place covering efforts to limit global plastic production and pollution. In a paper in the journal Science, a team of scientists have used machine learning to estimate what happens by 2050 if we do nothing. But they have also found that the problem is solvable, with the right political will, and as marine ecologist Neil Nathan of UCSB points out, with surprisingly little new rules, waste could be reduced by 91%.Machine learning this week has also helped in the creation of Evo, a tool that has created a sort of chat-GPT for the language of life, DNA. Patrick Hsu, of the University of California at Berkeley is very optimistic that the power of this tool both to predict function and one day even design whole organisms is a foundational new approach. Migratory birds navigate vast distances without GPS. It's long been strongly suspected that they use the earth's magnetic field to find their way, but Richard Holland of Bangor University and colleagues have found nuance in the way they do, and publish their findings in Proceedings of the Royal Society B this week. Using electromagnetic cages they have fooled individual warblers into acting as if they were in Russia, whilst actually still being in Austria.Meanwhile, Daniele Sorini, a cosmologist at Durham University has been thinking about dark energy and the possibility of our existence. In a thought experiment wondering what changing the density of dark energy would do to the likelihood of our being here to even think about it. Slightly contrary to what many reason is the fine-tuning of universal constants to allow us, as intelligent observers, to exist, Daniele and colleagues calculate that actually our observed density of dark energy is not the most likely to allow intelligent life. If there are other universes in the multiverse, most observers would think there was much more dark energy than we do. You can read up about it in the Monthly Notices of the Royal Astronomical Society, if you are an intelligent observer yourself.Presenter: Roland Pease Producer: Alex Mansfield with Eliane Glaser Production Coordinator: Jana Bennett-Holesworth (Image: Plastic waste issues in Philippines. Credit: Daniel Ceng/Anadolu via Getty Images)

Recently, New York Times reported a 64-percent surge in elective breast-reduction surgeries among women since 2019. New York Times correspondent Lisa Miller wrote the piece, titled "The Power of a Smaller Breast," and joins us to discuss her insights.

In this episode, I answer questions from you, my most excellent listeners.Q. Do you regret having your breast reduction?Q. Has your androgenic alopecia worsened or stabilised since starting the hair drops?Q. How do you start to become the version of the person you want to become?Q. If you could give a piece of advice to women in their 20s (or to your 20-year-old self) what would it be? Podcast with Jonathan Haidt.Q. What would you say to yourself now at the beginning of your weight loss journey?Any questions from this show or anything you'd like to ask me, email office@emmaguns.com and join the chat on my Substack. Subscribe to my Substack. Hosted on Acast. See acast.com/privacy for more information.