Podcasts about transferable

When you have multiple family members working together to earn travel rewards, it becomes more important to share and combine points. So which programs are best for this ability to share?(02:07) - Why Transferable Points matter(05:07) - Why transferable point sharing matters(07:20) - Read more about Citi discontinuing points sharing hereAnd read about Wells Fargo's end to combining points here(08:04) - Transferable points ranked from worst to best for points sharingSubscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

In this episode of the Org Design Podcast, Amy Springer talks with Jacob Chase, founder of The Infin, about one of the hardest questions in org design: how do you fairly value what a person actually contributes? Drawing on his background as an investment banker and hedge fund investor — and his experience scaling a 150-person, $30M real estate business — Jacob shares how a single underpaid 'rock star' employee sparked his search for a better way to measure impact. The answer came from an unexpected place: the stock market. Jacob explains how he built an internal 'market' for attributing credit, where every team member's peer feedback aggregates into a live, dynamic picture of contribution. The result is a more credible, less political, and more transparent approach to performance — one that decentralizes accountability, surfaces hidden leadership (and hidden problems), and ultimately connects each person's contribution to fair compensation. 00:00 Welcome & introducing Jacob Chase (The Infin) 00:19 From Wall Street to org design 01:34 Investor vs. operator: why people drive returns 04:10 Transferable skills from Wall Street: thoroughness & rigor 05:29 The underpaid 'rock star' and the problem of measuring contribution 07:07 How a broader impact became visible 08:37 Why the classic HR review model falls short 09:30 Borrowing from stock markets: a market for value 11:26 Decentralizing accountability & removing politics 12:47 Surfacing hidden leadership and underperformance 15:22 Smoothing performance anxiety in an uncertain world 19:42 Connecting contribution to the 'pie' and compensation 21:54 Who brings this to their org (CEO-led) 22:43 Final thoughts: get people the right inputs The Org Design Podcast https://www.functionly.com/org-design-podcasthttps://www.linkedin.com/company/orgdesignpodcast/ Functionly https://www.functionly.com /https://www.linkedin.com/company/functionly/

On this week's episode of the Faculty Factory Podcast, Donna J. Adams, EdD, discusses the noticeable rise in learner concerns over the past five years. Now that we are more than half a decade removed from the peak of the pandemic, managing these issues has become a top priority. With UTMB in Galveston, Texas, Dr. Adams serves as Program Director, Translational Research Education, in the Institute for Translational Sciences Office of Educational Programs. We're excited to welcome Dr. Adams for her first appearance on the show as we explore how faculty leadership can actively step in and help address these challenges. "I always tell students you need to look long term. You need to think about what skills can I pick up now that could be transferable to a postdoc to get into where I really want to go? Sometimes you have to play the long game instead of the short game," Dr. Adams said. Learning about unexpected career paths, opening new doors, and playing the "long game" (since some of the skills you gain will stay with you throughout your career) are all explored in this episode through the lens of Dr. Adams's robust experience. Transferable skills, a sense of curiosity, and relationship building are also covered. As the discussion wraps up, Dr. Adams also addresses getting comfortable with change, one of the few constants in academia, and why providing psychological safety is essential.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Devon Gimbel just booked over $250,000 in travel last year using credit card points—but she's the first to tell you award travel isn't "free." It's a strategy for 10x-ing your existing travel budget by strategically matching your routine spending to the right credit cards. Since ChooseFI's original Travel Rewards 101 in 2017, the landscape has matured: annual fees are higher, issuer rules are stricter, and new players like Bilt have revolutionized the game by letting you earn points on rent and mortgage payments. Yet the fundamentals remain: with deliberate card selection and an understanding of transferable points currencies, it's still entirely possible to unlock one to two meaningful trips per year—whether that's economy flights to national parks or first-class seats to Tokyo. Key Topics Discussed 00:00:00 - Introduction and State of Travel Rewards in 2026 Brad introduces Devon Gimbel and discusses how travel rewards have evolved since ChooseFI's first Travel Rewards 101 episode in 2017. They address whether earning significant travel value is still possible despite higher annual fees and stricter rules. 00:05:30 - The Evolution of Award Travel Community Devon reflects on how the travel rewards community has matured since 2013-2014, moving from a monotone focus on premium cabin travel to showcasing diverse travel styles including domestic trips, family travel, and national park adventures. 00:11:45 - Getting Started: First Steps for Beginners Devon outlines how beginners should approach travel rewards by analyzing their top spending categories and selecting one or two intentionally chosen credit cards with strong bonus categories rather than immediately pursuing dozens of sign-up bonuses. 00:16:20 - Sign-Up Bonuses vs. Everyday Spend Strategy Discussion of the balance between chasing new card welcome bonuses and building a sustainable credit card portfolio with strong category bonuses. Devon explains why a hybrid approach works better for most people than constantly opening new cards. 00:22:15 - Understanding Bonus Categories Deep dive into how credit card bonus categories work, why they matter, and how strategic matching of spending patterns to bonus categories can dramatically increase points earning without changing spending behavior. 00:30:00 - The Power of Flexibility Brad and Devon discuss various dimensions of flexibility in travel rewards including travel dates, destinations, airports, cabin class, and types of points currencies. They share contrasting examples from their recent Japan trips. 00:38:45 - Transferable vs. Fixed Points Currencies Devon explains the critical difference between transferable points programs (Chase, Amex, Capital One, Bilt, Citi) and fixed airline/hotel programs, comparing them to Visa gift cards versus single-merchant gift cards. 00:47:30 - The Rise of Bilt Rewards Discussion of how Bilt has emerged as a major transferable points currency, offering the ability to earn points on rent and mortgage payments while providing strong transfer partners that directly compete with Chase Ultimate Rewards. 00:55:00 - Credit Card Issuer Restrictions in 2026 Devon outlines how credit card eligibility rules have tightened, including Chase's evolving restrictions and once-per-lifetime language similar to American Express, emphasizing the importance of deliberate card selection. 01:02:15 - Calculating Travel Value and Points Redemption Devon shares her methodology for calculating the value of points redemptions using her family's Lufthansa first class trip as an example, discussing the difference between 'free travel' and maximizing travel budget value. 01:12:30 - How Devon Earns 6 Million Points Annually Transparent discussion of Devon's points earning including business expenses, mortgage payments through Bilt, quarterly taxes, shopping portals, and strategic use of bonus categories, with acknowledgment that her situation differs from average users. 01:22:00 - Partnership Strategy for Couples Devon expla…

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Alice Peacock is a Problem Manager at Virgin Media O2, responsible for investigating major network outages and putting permanent fixes in place for millions of customers across mobile, fibre, TV and business services. She started her career at 16 flipping burgers at McDonald's on Streatham High Street. After nearly two decades away from the workplace to raise her family, she returned through O2's Career Returners Programme — and hasn't looked back. Eight years in, her colleagues assume she's always been part of the furniture.Virgin Media O2 is one of the UK's largest and most recognisable connectivity brands, delivering mobile, broadband, TV and business services to millions of customers across the country. Chapters00:00 Introduction & format explainer01:57 Meet Alice03:37 First job: McDonald's at 1605:56 What young people should know about starting work06:50 Alice's career break and the M&S chapter07:52 How to get back into the job market09:14 The O2 Career Returners Programme10:17 Transferable skills from a career break11:08 "Mum, I earn more than you" — the moment that changed everything12:05 Imposter syndrome in tech14:32 Why feedback matters16:09 17 years away — and back like she never left17:00 Getting paid to eat food and drink Prosecco17:52 Why Alice chose Virgin Media O219:41 What a Problem Manager actually does day-to-day21:08 When McDonald's is your client23:18 Why customer trust is everything23:45 Alice's Duvet Flip momentEpisode PartnersThis episode is part of My Duvet Flip's Choose Customer series, produced in partnership with Virgin Media O2. Disclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counselling, financial guidance, legal consultation, or mental health support. Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you're struggling with debt, trusted advice and free support can be found here:https://www.gov.uk/debt-adviceIf you're struggling with mental health of any kind, you can find free support here:https://www.nhs.uk/mental-health/

BIO: Laurie Barkman is a Certified Exit Planner, M&A Advisor, and founder of The Business Transition Sherpa®.STORY: Laurie explains why it's important to start planning your exit plan five to seven years before and what you need to do during that period.LEARNING: Don't wait until you're exiting to plan your exit. "Don't wait to do exit planning when you're exiting, it will be too late. Start five to seven years out. This gives you time to make an impact for change, make the business more attractive and ready, and to also make yourself more ready." Laurie Barkman Guest profileLaurie Barkman is a Certified Exit Planner, M&A Advisor, and founder of The Business Transition Sherpa®. As the former CEO who led a $100 million company through acquisition, she helps business owners build valuable, sellable companies and exit on their terms.Laurie is the Amazon best-selling author of The Business Transition Handbook: How to Avoid Succession Pitfalls and Create Valuable Exit Options and hosts the award-winning podcast Succession Stories, rated in the top 2.5% of podcasts globally.Get a complimentary business assessment. See how an acquirer would evaluate your business, enabling you to focus today on what will be important down the road. Learn what changes could double the value of your business.Return visit: what's changed and what hasn'tThree years ago, Laurie joined Andrew on Ep727: Quit Often Quit Fast to share her own worst investment ever. This time, she's back with something arguably more valuable: a masterclass on the single most common mistake business owners make: waiting too long to plan their exit."I wish I knew this sooner." That phrase, Laurie says, is the number one thing she hears from business owners who've gone through a transition without proper planning. By the time they're ready to sell, it's already too late to improve the business, attract better buyers, or close the wealth gap they've been quietly ignoring.If you haven't heard Episode 727, go back and listen to Laurie's personal story. In this episode, she brings that same honesty, this time pointed squarely at what you, as a business owner, need to be doing right now.Exit planning is not an exit-day activityThe most important insight Laurie delivers in this episode is deceptively simple: exit planning needs to start long before you're planning to exit.If a prospective client tells her they're thinking about selling their business in one to three years, her response is direct: "You're already behind." A well-structured exit takes five to seven years to execute properly. That's not because the paperwork is complicated. It's because building a more attractive, more valuable, more transferable business takes time. And so does getting you personally ready for what comes after.Laurie works with two very different kinds of readiness:Business readiness: Making the business more attractive, more operationally independent, and more valuable to a future buyer.Personal readiness: Preparing the owner emotionally and financially for the life that comes after the company. Too many founders kick this can down the road, only to find the finish line overwhelming when it finally arrives.The exit timeline exerciseOne of Laurie's most practical tools is what she calls the Exit Timeline Exercise. She sits with clients and literally maps out, year by year, what needs to happen (both in the business and in their personal lives) to set them up for a successful transition.This isn't a generic checklist. It's built around the owner's specific situation: their age, their family's ages, their life stage, and what they actually want their next chapter to look like.Understanding the numbers: wealth gap vs. value gapLaurie walks through two key calculations every business owner should understand:The wealth gapThis is the difference between what you need for retirement and what you currently have. Many business owners have most of their net worth tied up in their company, which means selling the business isn't just an exit; it's a financial planning event. The net proceeds (after taxes, transaction fees, and other costs) need to be factored into the nest egg calculation. As Laurie reminds us, it's the net number that counts, not the headline price.The value gapOnce you know your wealth gap, you can figure out what your business needs to be worth—and compare that to what it's actually worth today. The difference is the value gap. Closing that gap is the work of exit planning.What buyers are actually buyingOne of Laurie's most counterintuitive insights: when you're selling your business, stop thinking about your products and services. Start thinking about what problem your company solves for another company.Buyers, particularly strategic buyers, are acquiring capabilities, not catalogs. They might want your customer list, your talent, your geographic footprint, your intellectual property, or your distribution network. A European acquirer once offered Andrew a revenue multiple (not EBITDA) because he didn't care about the coffee margins. He wanted the distribution infrastructure to pour his own volume through.That's a strategic buyer making a strategic bet. Understanding who might want to buy you, and why, should shape how you build and present your business years before any transaction.Transferable assets: do an inventory nowOne of the most actionable practices Laurie recommends is a transferable assets audit. Go through every major asset in your business (contracts, customer relationships, intellectual property, talent, equipment) and rate each on a scale of 1 to 5 for how transferable it is to a new owner.A score of 1 isn't a crisis. It's a to-do item—one you can now address if you start the process early enough.A common example: contracts that aren't transferable. Many business owners have never thought about whether their agreements include a transferability clause. Without one, a sale can be significantly complicated. With a transferability clause added proactively at renewal, the problem simply goes away.Keep your financial records in orderAnother practical piece of advice comes from Andrew's observations of businesses in Thailand, echoed by Laurie's US experience: messy financial records are a serious exit liability.Buyers expect the last three full years of clean financials, current year data, and a credible forecast. If your monthly books aren't closed, your expense categories are inconsistent across years, or your numbers are tied up with personal expenses, you've created friction in the due diligence process. This friction costs you time, trust, and money.Laurie recommends moving toward reviewed financials as an early milestone. For many businesses, it's not a high incremental cost, and it signals credibility to buyers.Lessons learnedDon't wait to plan your exit until you're ready to exit. By that point, it's already too late to make meaningful improvements to the business. Start five to seven years out.Personal readiness matters as much as business readiness. Too many owners focus entirely on the company and are blindsided by the emotional and lifestyle changes that come with stepping back.Know your wealth gap and your value gap. These two numbers are the foundation of any honest exit plan.Buyers buy on their timeline, not yours. When someone comes calling, they're ready. You may not be. The goal of exit planning is to close that readiness gap before the call comes.Recurring revenue commands a premium, but know the difference between recurring and reoccurring. Contracted, predictable cash flows are what buyers pay top dollar for.Take an inventory of your transferable assets. Find the gaps now, while you still have time to close them.Clean, consistent financial records are non-negotiable. Start with reviewed financials and build from there.Andrew's takeawaysProfitability and growth are both required. Profitability without growth isn't particularly valuable, and growth without profitability doesn't justify the premium either. It's the combination that drives multiple expansion.The $25 million revenue threshold is a real inflection point in buyer perception. Businesses that cross it are seen as market-proven in a way that smaller companies, however promising, simply aren't.When a strategic buyer sets a revenue multiple, they may...

Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored)  MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/ Capital One is facing a lawsuit over canceled rewards, and Shawn and Mark get into the bigger problem with banks treating points like real currency when it helps them and funny money when it helps them. They also talk retention offers, when a card is not worth keeping even for free, and rank the major transferable points programs from worst to best. What we cover: Capital One being sued over allegedly canceled rewards after account closures. Why earned points should come with stronger consumer protections. How to compare retention offers against referral offers, credits and annual fees. Why no-fee cards can still be worth checking for retention offers. The Business Platinum changes, Dell frustration and when a credit stops mattering. Shawn and Mark's rankings for Amex, Chase, Bilt, Citi, Capital One and Wells Fargo. Why Chase has slipped, Citi has become more useful and Bilt may have the most interesting upside. Episode Guide: 0:00 Welcome to MTM Travel 0:21 Detroit event details and why in-person networking still matters 2:52 Capital One sued over canceled rewards 7:51 How to think about retention offers 11:16 No-fee cards can still have retention offers 13:25 Dell, Business Platinum credits and the breaking point 14:52 Ranking transferable points programs 16:15 Capital One vs Wells Fargo at the bottom 19:03 Bilt vs Citi and the middle of the rankings 19:45 Why Chase keeps slipping 23:07 Amex makes the case for number one 26:14 Mark's case for Bilt as the best program 29:15 Which programs are essential for most people? Links: Free newsletter Join our free Facebook group Diamond Patreon Gold Membership Subscribe on Apple Podcasts Miles to Memories website Capital One lawsuit - https://mtmdiamond.slack.com/archives/C0ACC849Z3J/p1778758564025649 Retention offers - https://milestomemories.com/american-express-business-platinum-retention-offer/  

Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored)  MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/ Capital One is facing a lawsuit over canceled rewards, and Shawn and Mark get into the bigger problem with banks treating points like real currency when it helps them and funny money when it helps them. They also talk retention offers, when a card is not worth keeping even for free, and rank the major transferable points programs from worst to best. What we cover: Capital One being sued over allegedly canceled rewards after account closures. Why earned points should come with stronger consumer protections. How to compare retention offers against referral offers, credits and annual fees. Why no-fee cards can still be worth checking for retention offers. The Business Platinum changes, Dell frustration and when a credit stops mattering. Shawn and Mark's rankings for Amex, Chase, Bilt, Citi, Capital One and Wells Fargo. Why Chase has slipped, Citi has become more useful and Bilt may have the most interesting upside. Episode Guide: 0:00 Welcome to MTM Travel 0:21 Detroit event details and why in-person networking still matters 2:52 Capital One sued over canceled rewards 7:51 How to think about retention offers 11:16 No-fee cards can still have retention offers 13:25 Dell, Business Platinum credits and the breaking point 14:52 Ranking transferable points programs 16:15 Capital One vs Wells Fargo at the bottom 19:03 Bilt vs Citi and the middle of the rankings 19:45 Why Chase keeps slipping 23:07 Amex makes the case for number one 26:14 Mark's case for Bilt as the best program 29:15 Which programs are essential for most people? Links: Free newsletter Join our free Facebook group Diamond Patreon Gold Membership Subscribe on Apple Podcasts Miles to Memories website Capital One lawsuit - https://mtmdiamond.slack.com/archives/C0ACC849Z3J/p1778758564025649 Retention offers - https://milestomemories.com/american-express-business-platinum-retention-offer/  

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In today's episode, Nick owns up to his mistake: Yes, you can lock in Hyatt prices with Points Advance. Then we'll talk about paying rent with the Alaska Atmos Summit card, and which points programs are trending up or down. Mea culpa(01:23) - Oops: Nick made a mistake about Hyatt Points Advance in the originally published version of our Question of the WeekFind the (now edited) Question of the Week here: https://frequentmiler.com/can-i-save-points-on-a-hyatt-award-with-a-date-change-trick-question-of-the-week-ep2-5-4-26/Learn more about Hyatt Points Advance here: https://frequentmiler.com/hyatt-points-advance/Giant Mailbag(05:44) - Ben discusses paying rent with the Atmos™ Rewards Summit Visa Infinite® CardFind our podcast episode about big bonuses for huge spend here: https://frequentmiler.com/best-bonuses-for-huge-spend-frequent-miler-on-the-air-ep356-5-1-26/Card News(09:10) - Chase Chase Sapphire Preferred® Card/Chase Sapphire Reserve® Card application rule changes(13:32) - Barclays JetBlue Premier MastercardRead more about the Barclays JetBlue Premier Mastercard here: https://frequentmiler.com/JetBluePremier/#GotoAwards, Points, and More(15:20) - Rove adds Aeroplan as transfer partnerRead more about Rove adding Air Canada Aeroplan as its newest transfer partner here: https://frequentmiler.com/rove-miles-adds-air-canada-aeroplan-as-its-newest-transfer-partner/(17:10) - How to combine Citi ThankYou accounts (and what might be getting in your way)Learn more about combining your Citi ThankYou accounts here: https://frequentmiler.com/how-to-combine-citi-thankyou-accounts/(22:43) - Qatar is limiting Avios redemptions in terms of who you can redeem forMain Event: Transferable Points Changing Fortunes(25:36) - "Trending up" doesn't mean it is now a better program than one "trending down". It might be, but it also might just be closing the gap a little.(26:54) - Programs we think are trending down...(41:07) - Programs we think are staying about even(44:32) - Programs we think are trending up...Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

From buying into a mismanaged family business on his mother's advice to selling at an incredibly high multiple to a PE-backed acquirer, Nate Collins shares how he built a transferable licensing company, what the post-exit "liminal period" really looks like, and why personal well-being is a greater predictor of company success than the reverse. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with Nate Collins, a former CEO who managed a successful exit of his international theatrical licensing company to a large PE-backed music licensing company. Nate now works as a financial advisor and certified exit planning advisor at Raymond James, helping business owners, CEOs, and their families navigate exits both financially and emotionally. WHAT YOU'LL LEARN In this episode, you'll discover why switching from cash to accrual-based GAAP accounting early creates enormous buyer confidence, how cloud-based systems reduced licensing time from four weeks to four hours, and what makes a business truly transferable. Nate explains the "liminal period" that researchers have identified in post-exit CEOs, why feelings of worthlessness can persist for years even with significant wealth, and why a Dutch study found that personal well-being is a greater predictor of company success than the reverse. NATE'S JOURNEY Nate's path to business ownership started with a phone call from his mother. A privately held theatrical licensing company owned by about 16 different families had shares available. His mother owned some from her mother, and she told Nate he needed to buy in. By any professional investment standard, it made no sense. No dividends. An overpaid CEO. No reinvestment in the business. But he trusted his mother, the price was low, and he bought in. About eight years later, the existing CEO had to be fired, and Nate stepped into leadership. He had been working in private equity and investment banking on the capital markets side and held an MBA, but none of that fully prepared him for the CEO role. He describes himself as a CEO operator, not a CEO salesperson, someone who looked at the org chart upside down and focused on supporting the rest of the team rather than being the public face. Over eight to nine years, Nate transformed the company. He oversaw roughly a 97% attrition rate while rebuilding the team, switched to accrual-based GAAP accounting on his CFO's advice, and invested in a cloud-based tech stack that made the company fully remote in 2012, two weeks before Superstorm Sandy knocked out power in lower Manhattan. The company reduced licensing time from over four weeks to under four hours. When it came time to sell, the buyer, a music licensing company roughly ten times larger, adopted the entire tech stack for its own future growth. The company sold at what Nate describes as an incredibly high multiple. Then the real challenge began. THE LIMINAL PERIOD Nate references research by South African researchers who identified the "liminal period," the time between leaving one chapter and finding the next, marked by feelings of worthlessness, confusion, and depression. Nate experienced it for three to four years, with stretches where he would sleep only three or four hours a night, flooded with anxiety. He had significant money in the bank, was an expert in financial planning, and was still convinced he would be living out of the back of his car with his family in ten years. He talks about purpose, community, and identity as the elements that collapsed overnight. A business coach later helped him add a fourth dimension, health. Together, these capture what disappears when you sell. The purpose of supporting a team every day. The community of colleagues. The identity of being CEO. And the health foundation that gets undermined when income shifts from a regular paycheck to capital you don't know how to relate to. KEY INSIGHTS Exit readiness and operational excellence are the same pursuit. Nate didn't build cloud systems or switch to GAAP accounting to sell. He did it because he hated putting out fires. Every improvement that made the business better to run also made it dramatically more transferable and valuable. Purpose comes from relevance, not soul-searching. The advice to "go find a purpose" is too abstract. What works is finding where you are relevant to others, where your presence is improving someone's life. Personal well-being predicts company success. A Dutch study found that personal well-being was a greater predictor of company success than the reverse. Business owners who wait until after the exit to invest in their own health are leaving both fulfillment and business performance on the table. Wealth management has three legs, not one. Tax strategy and asset protection are as critical as investment management, especially for business owners whose wealth is concentrated in a single illiquid asset. Build community and purpose outside your business while you still have it. The people in your business will forget you existed the day after you sell. Relationships and meaning outside the company are how you avoid the worst of the liminal period. Perfect for business owners planning exits, entrepreneurs thinking about transferability, and founders who worry about what comes after the sale. FOR MORE ON THIS EPISODE https://www.coreykupfer.com/blog/natecollins FOR MORE ON NATE COLLINS LinkedIn: https://www.linkedin.com/in/nate-collins/ Company: https://www.raymondjames.com/founderwealthstrategies/events FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:03:23] - Introduction and bio [00:07:05] - First deal, buying into a family-owned licensing company on his mother's recommendation[00:09:19] - Transforming the company with 97% attrition and building a dynamic team[00:14:03] - How theatrical licensing works, from school plays to international tours [00:18:52] - Switching to accrual-based GAAP accounting and the impact on buyer confidence [00:20:25] - Cloud systems, surviving Superstorm Sandy, and reducing licensing time from four weeks to four hours [00:25:30] - Written processes and procedures as a transferability driver [00:30:04] - Being a CEO operator versus a CEO salesperson [00:32:12] - The liminal period, post-exit depression, and the smallest violin problem [00:36:08] - Losing purpose, community, and identity overnight after the sale [00:41:04] - Finding purpose through relevance to others [00:45:51] - Dutch study linking personal well-being to company success Guest Bio Nate Collins is a former CEO who managed a successful exit of his international theatrical licensing company to a large PE-backed music licensing company in 2019. The company was a mid-market business with roughly 100 employees and mid-eight figures in revenue. Before becoming CEO, Nate worked in private equity and investment banking. He now works as a financial advisor and certified exit planning advisor at Raymond James, helping business owners, CEOs, and their families with tax mitigation, estate planning, financial planning, and preparation for life after exit. He runs a quarterly business exit planning workshop and is completing a workbook to guide business owners through the exit process. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Dave Hersh: The Psychology Behind Successful Exits (referenced in this episode for the "smallest violin" concept around post-exit struggles) Episode 366 - Jodi Hume: Founder Exits and the Emotional Journey Behind Major Business Decisions Episode 328 - Richard Manders: Post-Exit Transitions and Finding Purpose After Selling Your Company Episode 302 - Laurie Barkman: Preparing for a Successful Exit with Business Transition Insights Episode 330 - Pete Mohr: Building Enterprise Value and Exit Readiness Keywords/Tags post-exit depression, liminal period, exit planning, business transferability, CEO identity crisis, company valuation drivers, personal well-being business success, accrual-based accounting, exit readiness, licensing business model, sell your business preparation, post-sale anxiety, purpose after exit, mid-market exit, roll-up acquisition, business systems documentation, cloud-based operations, wealth management entrepreneurs, tax strategy business owners, certified exit planning advisor

This week, learn why waiting until you feel ready to raise capital is the exact mindset keeping you on the sideline. John Casmon makes the case that you will never feel fully ready, and that confidence comes from preparation. In this episode, John breaks down three practical steps to start raising capital today: building your reps, assembling the right team, and shifting your focus from yourself to the people you are trying to serve.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Confidence comes from preparation. Act first, and the feeling of readiness develops from there Analyze deals, talk to people in the marketplace, and find mentors or coaches to build your reps Build a team that offsets your experience gaps so you do not have to be the expert on everything yourself Overcome imposter syndrome by being resourceful and knowing where to find solutions Raise capital when you are not under pressure, before you have a live deal or after you have already closed Shift your focus from your own fear of rejection to educating and serving potential investors     Topics Why Waiting Until You're Ready Is a Mistake John opens by challenging the belief that you need more experience before raising capital He argues directly that you are never going to feel ready, and that continuing to wait only delays progress The gap is rooted in preparation and reps, and those are things you can act on today Building Confidence Through Reps Confidence comes from putting in the work: analyzing deals, talking to people in the marketplace, and working with mentors or coaches John uses an NFL draft analogy: rookies have never played a professional game, but they draw on their football experience and translate it to the next level Transferable skills count. Experience managing a budget, running a business, or investing in smaller residential properties can all translate meaningfully to multifamily The benchmark is doing enough preparation that you know what you are talking about, and you can build toward that starting today Aligning Yourself with the Right Team Whatever you lack in experience, offset it with team members who have it: property managers, partners, analysts, brokers, coaches John revisits the rookie analogy: no team drafts a first-year player and hands them the franchise. They pair them with veterans who complement their skill set Building a credible, well-rounded team is how you present a compelling picture to potential investors regardless of where you are in your career Coaching and mentoring adds direct value here. Having experienced people on your side removes the pressure of carrying all the expertise yourself Overcoming Imposter Syndrome Imposter syndrome is rooted in being too focused on yourself: your gaps, your fears, and your ego Investors want you to know more than they do and to be resourceful enough to find solutions. That is the standard, and it is achievable John shares a personal story: a former colleague unsubscribed from his investor newsletter early in his capital-raising journey, and he initially took it personally He later recognized the real lesson. He had not conveyed the right message to the right audience. The feedback was about positioning, and it had nothing to do with him personally The practical response to imposter syndrome is sharing your journey openly, letting people learn about you over time, and focusing on being of service Raising Capital When You Don't Need the Money The best time to raise capital is when there is no live deal pressure, either before you have identified a deal or after you have already closed and can share openly what you are working through When you are communicating without a funding deadline looming, you come across with authentic confidence Pressure is detectable. Potential investors will sense desperation, and it undermines trust The goal is to present opportunities and let people decide if it is the right fit Shifting Focus from Yourself to Serving Others John frames the entire challenge of capital raising as a mindset problem. You are too focused on your own feelings and your own fear of rejection When someone does not invest, it is rarely personal. It is usually a messaging or fit issue, and it is feedback worth learning from Your job is to get in front of the right people with the right message and the right opportunity. Finding those people is where your energy belongs When you focus on how you can serve and educate potential investors, the conversation changes entirely    

You can be wildly capable and still feel “not qualified” if you keep calling your strongest skills normal. We take a hard look at the invisible intelligence you've been building for years, the kind that does not show up on a certificate but absolutely shows up in results. Think of transferable skills as portable power: a compounding toolkit you carry from job to job, season to season, and even into your marriage, parenting, and faith. When you learn to name that toolkit clearly, you stop hiding your value and start attracting the opportunities that match it.  We walk through the skills employers quietly pay for: communication that lands with precision, emotional intelligence that reads the room without losing yourself, and time management that is really priority management and energy management. From organization that clears mental clutter to problem solving that avoids drama, we connect each competency to practical workplace outcomes like trust, stability, and execution under pressure. We also talk leadership as nervous system regulation, collaboration without self-erasure, and conflict resolution that transforms tension into solution.  As job titles change and AI reshapes industries, these “soft skills” become the real currency skills that keep you promotable across fields. The turning point is language: stop saying “I'm just helping” when you are coordinating complex systems and doing executive-level functioning daily. Listen, share this with someone who undersells herself, and subscribe and leave a review so more people learn to recognize and claim the value they already carry.I invite you to join The Ummi Collective. It is a weekly coaching program for Muslim mothers raising children on the autism spectrum.Inside, you learn how to support your child's development in a way that builds independence, confidence, and long-term success... without losing yourself in the process.Apply for a Commitment Rate todayhttps://www.islamiclifecoachschool.com/offers/RRn2EBEC/chec

In this episode, I share exactly how I managed my Airbnb business while being away for 10 days with limited internet access— yet everything continued to run smoothly.Worried that your hosting business would stop the moment you step away? This episode will explain how to build systems that keep things running - even when you're off-grid.What You'll LearnHow to step away from your Airbnb without shutting it downThe difference between running a business & having a jobHow to remove yourself as the bottleneck in your operationWhy systems, people, and backups are essentialThe Setup That Made It WorkWhile at a family wedding in Africa with patchy internet, I relied on a simple but effective structure:Live-In HelperA trusted student living in the property in exchange for helping with:Guest arrivals and departures, Cleaning & room preparation, General oversight of the houseChecklists (The Backbone)Daily task listsRoom-by-room setup instructionsDay-specific tasksInspired by The Checklist Manifesto by Atul Gawande—because it's not laziness that causes problems, it's lack of clarity.Managing Bookings Remotely A shared Google Sheet shares bookings with everyone involved in running the house - updated when changes occur (Airbnb & direct bookings)Co-Host SupportA trusted former helper assigned as a co-hostHandles: Guest messaging, Booking updates, Keeping the system aligned when I'm offlinePlanning for What Could Go WrongUsing the concept of “TCUP Scenarios” (Thinking Correctly Under Pressure), Preparation before leaving:Power CutsFuse board clearly identified - QR code linking to a video showing how to reset itWater & Gas EmergenciesLive-in helper shown where to turn off: Mains water (stopcock), Gas supplyEmergenciesClear guidance on contacting emergency services. Real-life scenario planning (e.g. kitchen accident)The Power of RelationshipsStrong relationships with neighbours provide real-world backupExample: Past break-in attempt handled by neighbour while I was awayRecent incident where neighbour supported a medical decisionLesson: Systems are vital—but people are your safety net.Developing People Through HostingIt isn't just about running a property—it's about building capability in others.Training live-in helpers creates: Responsibility, Confidence, Transferable life skillsOne former helper now runs a property independently in BerlinSuperhost SecretIf you want freedom in your Airbnb business:You need systems,  people & backup plans.When those 3 elements work together, your business can run when you're not there.Resources & LinksThe Checklist Manifesto – Atul GawandeJoin my hosting webinar (link in show notes)Follow me on Instagram: @SuperhostNeilLimerick of the WeekIf hosting is running your life, And chaos is becoming too rife, Use systems that scale, And people who'll nail Your checklists to rid you of strife!Enjoyed the Episode?Share it with someone thinking about hostingLeave a review and follow for more Superhost SecretsTill next time — may your rooms be booked, your reviews 5-star, and your systems give you the freedom you want. Register for my next FREE webinar on how to monetize your own home, here - https://us06web.zoom.us/meeting/register/H7fVL879Sn-AO6pr1ib8mQ If you're enjoying the show, hit follow and leave a review — it helps more people find it! 

Want a quick estimate of how much your business is worth?

 With our free valuation calculator, answer a few questions about your business, and you'll get an immediate estimate of the value of your business.

 You might be surprised by how much you can get for it: https://flippa.com/exit 
 
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 In this episode of The Exit, Steve McGarry sits down with Gregory Mohr, a franchise consultant, founder of Franchise Maven, and Wall Street Journal bestselling author. Gregory shares his journey from managing Taco Bells as a teenager to becoming a microelectronic engineer and eventually a master of the franchise space.

 The conversation dives deep into why franchises are "transferable assets" rather than just jobs. Gregory explains how to evaluate a franchise's exit potential, the importance of removing "key man risk," and why the easiest exit might already be sitting in your network. Whether you are looking to buy your first unit or sell an empire, Gregory provides a masterclass on systems, consistency, and realistic valuations.

 Key Takeaways:
 Systems Over Creativity: The value of a franchise lies in replicating a proven model and creating predictability, rather than personal creativity.

 The "Owner-Dependent" Trap: A business that revolves around the owner's daily presence is difficult to sell; you must build a system that runs without you to maximize exit value.

 The Exit Indicator (Item 19): When researching a brand, check the Item 19 financial performance disclosures in the Franchise Disclosure Document (FDD) to ensure consistency across all owners.

 Valuation Reality Check: In Gregory's experience, franchises typically trade at approximately 3x EBITDA plus equipment.

 Avoid the "Baby" Bias: A common mistake is "falling in love" with a franchise and trying to sell it based on future potential rather than current, clean financials.

 The Easiest Exit Path: Often, the most seamless exit is selling to an existing franchisee within the same system who is looking to build an "empire".

 
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 Gregory Mohr is a franchise consultant, entrepreneur, and Wall Street Journal bestselling author who specializes in helping aspiring business owners build wealth through franchising. As the founder of Franchise Maven and a partner with The Perfect Franchise, he has guided hundreds of entrepreneurs in identifying franchise opportunities that align with their goals, lifestyle, and investment strategy. With a background that spans engineering, restaurant management, business ownership, and franchise development, Gregory brings decades of hands-on experience to the world of franchise consulting. He is also the author of Real Freedom, a book focused on using franchising as a path to financial independence and long term business success.

 LinkedIn - https://www.linkedin.com/in/gregorykmohr/ 

 Website - https://www.franchisemaven.com/ 

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 The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You'll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/

Is it too late to become a clinical psychologist?In this episode of Psychology, Actually, I'm joined by trainee clinical psychologist Claire Dunn, who started her journey at 40 and secured a place on the doctorate at 47.Together, we break down what retraining in psychology actually looks like practically, emotionally, and strategically. Using real-life style examples of older applicants navigating career change, family life, and self-doubt.We explore pathways into clinical psychology, including conversion courses, assistant psychologist roles, NHS experience, and how to stay competitive when you feel “behind”.If you're an aspiring psychologist wondering whether you've left it too late - this episode offers a grounded, honest roadmap.⏱️ Timestamps00:00 Is it too late to retrain in psychology?01:13 Claire's journey to training at 4702:23 Case study: Sarah (career change from teaching)04:30 Transferable skills and real-world experience05:41 How much do you need to want this?06:39 Studying later in life (Open University + flexibility)08:56 Balancing study, work and parenting10:35 When is the “right” time to retrain?12:20 Should you focus on study or experience first?14:32 Testing whether psychology is right for you15:25 Making the most of academic support16:19 Case study: Mark (NHS admin to psychology)18:10 Feeling “behind” and imposter syndrome19:05 Does a 2:2 limit your chances?20:31 Strengthening applications with a master's21:51 Assistant psychologist vs further study23:02 Why academic references matter24:06 Staying connected with referees25:27 Avoiding generic references26:35 Gaining relevant clinical experience28:21 Alternative pathways (CAP / PWP roles)30:18 Is it really too late? Final thoughtsLinks:

The Coding-Is-My-Value Trap: For years, we've treated the ability to write code as the flagship skill of software engineering. It's concrete, it's teachable, it's the thing big box stores sell kits for. But conflating "what I enjoy about the job" with "what I'm actually valuable for" is dangerously reductive — and AI is now exposing that gap. The Skills You've Been Discounting: Domain expertise, systems thinking, risk and bottleneck analysis, organizational design, tech-lead-level sequencing of work, relational skills that unblock hard moments in a company's life. These have always been where a lot of your real value lived. You probably just weren't writing them down. The Three-Part Framework — Valuable, Durable, Transferable: A skill worth investing in hits as many of these as possible. Valuable means it meets a clear business need. Durable means it survives industry shifts. Transferable means it applies across domains and scales up as you grow more senior. What "Durable" Actually Means: Ask yourself: what would have to change for this skill to become obsolete? Coding, on its own, has a lower durability answer than it used to. Relationship building, architectural thinking, and the ability to reason about complexity require much bigger shifts before they stop mattering. Transferability Is Vertical, Not Just Lateral: Don't just ask whether a skill moves across industries. Ask whether it keeps paying off as you move into more senior, higher-leverage roles. Soft skills, systems thinking, and mental models like compound interest compound themselves the further up you go. Episode Homework: Make your own list. Which of your skills are valuable, durable, and transferable? Every engineer's list looks different — and the ones you've been quietly discounting are often the ones that matter most going forward.

Send us Fan MailScott Huesing is a retired Marine Infantry Major, combat leader, and bestselling author of Echo in Ramadi. A seasoned speaker and media contributor, he shares hard-earned insights on leadership, human connection, and overcoming adversity forged through 24 years of service and global combat deployments.-Quick Episode Summary:In this episode of Passing The Torch, I sit down with Scott Huesing, a former U.S. Marine Corps officer who led Marines through some of the most demanding environments imaginable.But this conversation isn't just about leadership in extreme conditions.It's about responsibility and the weight that leaders carry long after the moment has passed.-

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Jennifer Gaddis. Interview Summary Show: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Jennifer Gaddis – Senior Quality Assurance Engineer, Educator, Founder of Road to QA 1. Purpose of the Interview The primary purpose of the interview is to inspire and educate everyday people—especially those without college degrees or traditional tech backgrounds—on how to pivot into technology careers, specifically Quality Assurance (QA), and to reframe fear around AI, layoffs, and automation into opportunity. Jennifer’s story is used as proof of concept that: You do not need a college degree to succeed in tech Transferable skills already qualify many people for QA roles AI does not eliminate jobs—it creates new opportunities Strategic career pivots can result in life-changing income and freedom Rushion positions Jennifer not only as a success story, but as a new blueprint for wealth-building through skills, not credentials. [ 2. Interview Overview (High-Level Summary) Jennifer Gaddis shares how she: Pivoted into tech in 2021 with no degree Went from $40K to six figures within 90 days Built a $400K+ remote household income with her husband Created Road to QA, helping 200+ people land tech jobs Accidentally built a multi-million-dollar education business Used personal hardship, COVID, financial stress, and family responsibility as fuel—not limitations She explains what Quality Assurance engineering is, why it is resistant to AI replacement, and how regular users of apps are already doing parts of QA work without realizing it. 3. Key Takeaways A. You’re Already More Qualified Than You Think Jennifer emphasizes that everyday digital behavior translates into QA skills: Using apps Identifying bugs Expecting software to “work correctly” Navigating systems as an end user This insight forms the core of her teaching philosophy. B. The Faster You Add Skills, the Faster You Increase Income Jennifer repeatedly notes: “The difference in your paycheck is your skillset.” By stacking skills (manual QA → automation → AI testing), professionals increase their market value, not just job security. C. AI Is a Career Accelerator, Not a Threat Rather than fearing AI, Jennifer encourages people to: Work alongside AI Become the humans overseeing AI systems Move into hybrid QA + automation + AI roles She stresses that human oversight is still required in tech deployment. D. Entrepreneurship Can Be Accidental—but Scalable Jennifer did not initially plan to build a company. Her business emerged from: Instagram stories A $97 beginner e-book Real student outcomes Her willingness to: Raise prices Build systems Hire specialists Learn financial discipline Allowed Road to QA to grow sustainably. E. Representation and Access Matter Jennifer openly discusses: Being a Black woman in tech Coming from financial insecurity Navigating family obligations Redefining success for future generations Her story challenges stereotypes about who “belongs” in tech careers. [ 4. Notable Quotes from the Interview “I landed my first year in tech within 90 days.” [ “The difference in your paycheck is your skillset.” “You’re already a software tester—you just don’t know it yet.” [ “I didn’t set out to build a company. I said yes to myself.” [ “AI still needs human oversight.” “My journey was already different, so I had to build something different.” 5. Overall Message Jennifer Gaddis’s interview reinforces a central theme of Money Making Conversations: Income growth follows skill alignment, not traditional credentials. Her journey reframes: Fear → strategy Job loss → skill expansion Limited access → self-investment The interview serves as both motivation and roadmap for anyone seeking financial mobility through tech—without gatekeeping. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

SummaryIn this episode I'm joined by Gil Vaisman. He's the founder of GoADU, a construction company focused on building accessory dwelling units.We explore how he went from a 15-year career in film editing to building a construction business that helps homeowners unlock equity and create new living spaces. What started out as a personal project in his own backyard turned into a growing business built through trial, error, and constant iteration.Gil shares how he tested his way into the market, from helping friends navigate permitting to evolving into a guaranteed fixed pricing model. We also dig into how he qualifies customers, avoids costly mistakes, and thinks about what to test next in an industry that's rapidly changing.If you're trying to turn a personal pain point into something scalable, this episode is a great look at how testing can lead to a viable business.Enjoy my conversation with Gil Vaisman.TakeawaysGreat businesses often start as personal pain points - Gil's ADU company emerged from building one in his own backyard and helping friends navigate the same confusing process. Transferable skills matter more than industry experience - His background in film production translated directly into construction, both require coordination, budgeting, timelines, and managing complex teams. Early traction came from education, not selling - In the beginning, most customers didn't even know what an ADU was, growth required teaching the market before capturing it. Trial and error built the real expertise - Navigating difficult permitting processes and making costly mistakes early on became the foundation for a repeatable, refined system. Pre-qualification is critical in complex services - Gil now asks 20–25 upfront questions before taking on a client, ensuring alignment and reducing downstream risk. Competing on price is a starting point, not a strategy - The business initially won work by being the cheapest, but evolved into a premium, top-20% offering focused on quality and service. A strong value proposition can reduce industry fear - Guaranteed fixed pricing became a key differentiator, directly addressing customer anxiety around hidden costs and change orders. Future innovation is constrained by feasibility, not demand - Customers clearly want faster, cheaper builds (prefab, SIPs), but adoption is limited by execution risk, expertise gaps, and inconsistent quality. Guest LinksGoADU: https://www.goadu.com/Vaisman Construction: https://www.vaismanconstruction.com/ If your leadership team is about to make a big strategic bet, the real risk usually isn't the idea, it's the assumptions behind it that haven't been surfaced yet. A Decision Sprint is a focused 6–12 week engagement where we extract, map, and test those risks so leaders can make a clear Commit, Correct, or Cut decision before major capital moves. Learn more or apply at precoil.com.

In this episode of The Brainy Ballerina Podcast, I'm joined by Seth and Sarah Orza - former principal dancers with Pacific Northwest Ballet and the founders of ORZA.Seth and Sarah share their incredible journey from meeting as teenagers at the School of American Ballet to building careers together both on and off-stage. We dive into the realities of dancing through pain, the lack of innovation in ballet footwear, and how their personal injury experiences led to a groundbreaking solution.Seth takes us behind the scenes of developing the first-ever patented shock-absorbing ballet shoe, designed to better support dancers' bodies without sacrificing the aesthetic demands of the art form.We also explore the bigger picture: how dancers are often underserved when it comes to proper equipment, the long-term impact of training on inadequate flooring, and why the “suffering for your art” mindset needs to change.Whether you're a student, professional dancer, or someone navigating life after dance, this episode is full of practical advice and inspiration for what's possible beyond the stage.Key “Pointes” in this Episode: The injuries that sparked the idea for a shock-absorbing ballet shoe Why traditional ballet footwear hasn't kept up with athletic innovation The process of designing and manufacturing a completely new kind of dance shoe What dancers actually feel when wearing shock-absorbing shoes The impact of poor flooring and training environments on dancers' bodies Transferable skills from dance that translate into entrepreneurship What dancers should know as they prepare for life after their performing careersConnect with ORZA:WEBSITE: www.orzabrand.com (use code BRAINYBALLERINA for 10% off your ORZA shoes)INSTAGRAM: instagram.com/orzabrandLinks and Resources:Chronicle StudioAPP: https://chroniclestudio.passion.io/INSTAGRAM: instagram.com/chronicle_cdt_studio/FACEBOOK: facebook.com/chronicleCDTstudioMORE INFO: allongefilms.com/chroniclestudio1-1 Career Mentoring: book your complimentary career callLet's connect!My WEBSITE: thebrainyballerina.comINSTAGRAM: instagram.com/thebrainyballerinaQuestions/comments? Email me at caitlin@thebrainyballerina.com

Gary Mendelson is currently on his seventh career. After working on Broadway, Gary transitioned to retail ownership, before becoming a Massage Therapist and the Founder of The Massage Garage, a full-service massage practice focused on delivering results-driven massages to get you moving again. Sanjay and Gary discuss Gary's theatre background the inspiration for his career, how lessons he learned in the retail space translate into healthcare, and how addiction has molded him into a better person and business owner.   Takeaways: How various backgrounds can inform your current work The importance of wellness in entrepreneurship The importance of education in pain management How a passion for helping others drives work and personal fulfillment   Chapters 00:00 Introduction 9:16 Moving states 12:25 Transferable skills in business 15:49 Advice for other entrepreneurs 17:21 Closing and contact   Learn more about Gary and The Massage Garage at https://themassagegarage.net/    At Hiscox, we believe in supporting entrepreneurs who bring bold ideas and strong communities to life. Explore resources and coverage options to help protect and grow your business at Hiscox.com.    #massagetherapy #entrepreneurship #healthcare

Are your skills transferable to your dream career? Many people don't believe that their skills can apply to the career they are desiring to move into. People tend to put their skills and experience into boxes and can't see how the skills of one box can apply to another box. The truth, though, is that most of your skills and experience CAN transfer, even if you don't yet know what your dream career is.  We've developed an entire process to do this. Want to know how? Listen immediately (press play already) and learn all the things!    To binge-listen to more career happiness success stories (and career hacks), find all the podcasts HERE. Or tell us more about your personal career situation and schedule a conversation with our team to learn how we can best help! 

There is no single right answer as to what points are worth. With most points, the value depends upon how the points are used. It's often possible to get great value or very poor value from the same types of points. But in this podcast episode, we'll talk about how a "reasonable redemption value" can help you assess the value of your miles and points.(01:20) - How can you evaluate credit card welcome offers without an idea of what points are worth?(02:14) - Reasonable Redemption Values (RRVs) are estimates of how much value you can reasonably expect to get from your points. (03:24) - At Frequent Miler, we use RRVs to calculate...(04:40) - Where do our RRVs come from?(07:14) - Transferable points are a little different(10:18) - The RRV Paradox(13:56) - To see our RRVs, go to frequentmiler.com/rrvVisit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – Beach Walk by Unicorn HeadsMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

In today's podcast episode, we see that Marriott tops off their top-offs, Aviator Silver cards become unique collectibles, and we'll talk about the best ways to earn and redeem Rove Miles.Giant Mailbag(01:07) - Diana shares some thoughts regarding a recent podcast episode, Speed up US entry with Mobile Passport Control | Coffee Break Ep96 | 3-10-26See the Coffee Break Ep96 here.Card News(03:34) - Barclays Aviator to Citi transition April 2026Learn more about the Barclays Aviator transition to Citi here(12:44) - Robinhood Platinum Credit CardRead more about this card here(15:39) - Southwest companion pass offers ending March 19th 7am ETMattress Running the Numbers(17:22) - Leading Hotels of the World points sale: Get up to 100% bonusLearn more about the Leading Hotels of the World points sale here(21:42) - Read Nick's post about family-friendly Leading Hotels of the World properties hereAwards, Points, and More(24:18) - Marriott making it possible to redeem up to 25K + FNC (up from 15K).(27:59) - You can now add Marriott gift cards to your Bonvoy account (both in-app & on website)Read more about adding Marriott gift cards to your Bonvoy account here: https://frequentmiler.com/you-can-now-add-marriott-gift-cards-to-your-bonvoy-account-both-in-app-on-website/(30:44) - Amex to fold Tock into Resy in Summer 2026Read more about Amex's plans with Tock here: https://frequentmiler.com/after-purchasing-tock-amex-to-fold-it-into-resy-in-summer-2026/(34:08) - Spirit Airlines paid status upgrade: Higher status from $79Learn more about Spirit Airlines' paid status upgrade here: https://frequentmiler.com/spirit-airlines-paid-status-upgrade-higher-status-from-79/Main Event: Rove Miles: Transferable Points w/out a credit card(39:54) - What is Rove?(42:43) - How to earn Rove MilesLearn more about Rove Miles here: https://frequentmiler.com/rovemiles/(56:22) - How to use Rove Miles(1:00:53) - Rove Miles adds Japan Airlines, launches with 50% transfer bonus through 3/31Read more here: https://frequentmiler.com/rove-miles-adds-japan-airlines-launches-with-50-transfer-bonus-through-3-31/And read Nick's post about JAL opportunities here: https://frequentmiler.com/best-uses-of-japan-airlines-mileage-bank-miles/(1:02:23) - Rove adds SAS as new transfer partner with 20% transfer bonus through 4/8.Read more here: https://frequentmiler.com/rove-adds-sas-as-new-transfer-partner-with-20-transfer-bonus/(1:04:28) - Other good transfer partnersQuestion of the Week(1:14:19) - Why don't you write about the quality of the airline or hotel itself?Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “Ocean Deep” by Annie YoderMentioned in this episode:Visit FrequentMiler.com Did you know that Frequent Miller is also a website? At frequentMiller.com, you'll find all the latest deals, news about points, miles, and rewarding credit cards, the single best, Best Credit Cards page on the web, guides to all popular rewards programs, and many other terrific resources. If you'd like to get our posts sent to your email, go to frequentMiller.com/subscribe and sign up for free. https://frequentmiler.com/subscribe/Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

http://www.CoachMikeD.com Subscribe: Apple Podcasts: https://podcasts.apple.com/us/podcast/impact-and-fulfillment-with-coach-mike-d/id1230596918 Spotify: https://open.spotify.com/show/4oNGxgmdwaTOpWwdf1BGyR#:~:text=Listen%20to%20Impact%20and%20Fulfillment%20with%20Coach%20Mike,practical%20wisdom%20for%20an%20authentic%20life%20of%20purpose. YouTube: https://www.youtube.com/@coachmiked

  In this episode, Dr. Diane Van Staden explores how healthcare professionals often underestimate their value due to habituation and invisibility of their skills. She emphasizes the importance of recognizing transferable skills, understanding one's worth beyond job titles, and embracing the potential for meaningful career pivots. Key  topics Underestimation of professional value Transferable skills of clinicians Reframing job titles and identity Questions to identify personal strengths Confidence and self-worth in career change Takeaways Healthcare professionals often underestimate their skills because they are normalized and invisible. Transferable skills like decision-making, emotional intelligence, and advocacy are highly valuable beyond clinical settings. Your job title is just one expression of your identity; your true value lies in your problem-solving abilities. Asking what problems you naturally solve and what environments bring out your strengths reveals your true worth. Confidence in career pivots comes from knowing your intrinsic value, not just your next step. Join the Pivot Crash Course and start building your career with clarity and confidence

Transferable lessons - how overlooking fundamental security and data trust leads to Generative and Agentic AI failuresSteps for embedding security checkpoints and governance directly into your AI pipelineStrategies to scale AI safely - avoiding costly retrofits - and positioning security as a key competitive advantageThom Langford, Host, teissTalkhttps://www.linkedin.com/in/thomlangford/Tim Roberts, Managing Director, AlixPartnershttps://www.linkedin.com/in/thrrobertsSatyam Rastogi, Director of Information Security & DevOps, BAMKOhttps://www.linkedin.com/in/hackersatyamrastogi/Deryck Mitchelson, Head of Global CISO Team & C-Suite Advisor, Check Pointhttps://www.linkedin.com/in/deryckmitchelson

What if building a career in coaching did not require you to run your own business at all? In this episode, we open up a conversation that we realise we have not explored nearly enough. We often talk about creating a coaching business or becoming a coaching leader, yet there is a growing and exciting landscape of coaching jobs inside organisations that deserves real attention. This discussion was sparked by the noticeable rise in coaching roles appearing across LinkedIn and within our own community. As we began to explore them more closely, we reflect on our own experience of returning to an in-house role where coaching formed the heart of my work. It brought together everything we loved about developing people, with the stability of a regular income and without the constant need to generate clients. That combination created a deep sense of alignment and ease. We share the wide range of ways coaching now shows up in organisations. Some roles are fully dedicated internal coach positions. Others sit within learning and development, people development, leadership, apprenticeships or culture transformation. In many cases, coaching becomes the differentiating skill that allows someone to move from one profession into another and close the experience gap that once felt like a barrier. What becomes clear in this conversation is that there is no single pathway. For some people, the idea of running a business and stepping into a CEO identity is energising. For others, it is not where their passion lies. There is equal value in a role where you are paid to do the work you love every day, making a tangible difference to individuals and teams, without needing to manage marketing, sales and operations. We also reflect on the increasing recognition within organisations that coaching improves performance, supports wellbeing and helps retain talented people. As executive coaching has proven its impact, companies are now asking how to create that same level of support at scale. This is where internal coaching capability and coaching cultures are being built, and it is opening doors to roles that simply did not exist a decade ago. One of the most important themes running through this episode is possibility. Coaching training is not only about becoming a coach in private practice. It is a powerful, transferable professional development that allows you to reshape your current role, step into a new one or design a portfolio career that blends stability with independence. We also talk about timeframes, because the journey is often far more achievable than people imagine. Within a year to eighteen months, it is entirely possible to gain a qualification, apply your existing experience and position yourself as the ideal candidate for roles that previously felt out of reach. At its core, this episode is about contribution. It is about being paid to make a meaningful difference, to work with people in a way that feels purposeful, and to build a career that reflects how you truly want to spend your time.   Timestamps: 00:00 Introduction to coaching jobs in organisations 00:26 Jo's in-house coaching role and the value of income stability 01:48 Searching for coaching roles and surprising results 03:17 Using coaching to bring strengths and passions together 04:17 A success story of moving into an internal coaching role 05:11 New and emerging coaching career pathways 06:05 Coaching qualifications as a bridge into people roles 07:02 The scope and creativity within L&D and development roles 08:27 Portfolio careers and university coaching work 09:24 The rise of in-house coaching in global organisations 10:23 Building coaching capability at scale 11:21 Organisational support for coaching development 12:13 Coaching roles shaped by culture and organisational need 13:10 Business owner versus employed coach pathways 14:04 Part-time roles and blended career models 15:00 Being paid to make a meaningful difference 15:56 How quickly career change can happen through coaching 16:52 Transferable skills from other industries 17:22 First steps to explore coaching opportunities   Key Lessons Learned: A coaching career can exist fully inside an organisation without running a business. Coaching qualifications create powerful bridges into people development and L&D roles. Internal coaching is growing as organisations seek performance, wellbeing and retention at scale. Portfolio careers allow a blend of stability, flexibility and independence. Transferable skills from many industries align naturally with coaching. It is possible to reposition your career within one to eighteen months. Being paid to make a meaningful contribution is a valid and achievable goal.   Keywords: coaching jobs in organisations, internal coach roles UK, learning and development coaching careers coaching qualification career change, people development roles coaching, portfolio coaching career coaching culture in organisations, executive coaching internal capability, transferable skills into coaching, coaching career pathways,   Links & Resources: IG Company website: https://www.igcompany.com Coaching course quiz: https://www.mycoachingcourse.com

In this episode of The IT Experts Podcast, we explore why owner dependency quietly destroys MSP valuations and what you must do now to build real, transferable value in your business.     If you have ever assumed your MSP will sell when the time comes, this conversation may shift your thinking. Stuart and I unpack a hard truth. A business that cannot run and grow without you will always carry risk in the eyes of a buyer. And risk directly impacts MSP valuations.     We were prompted to record this episode after a sobering conversation with an MSP owner who had attempted to sell multiple times over several years. Each time, buyers began the process. Each time, due diligence exposed weaknesses. Each time, the deal collapsed. Not because the business was small. Not because there was no demand. The issue was clarity, structure, and owner dependency. The business worked for him. It did not work without him.     That distinction is critical.     When buyers assess MSP valuations, they are not buying your effort. They are buying sustainable profit. They are buying systems. They are buying a team. They are buying recurring revenue. They are buying predictability. If you are central to sales, delivery, relationships and decision making, the buyer sees fragility. And fragility reduces multiples.     We often explain valuation through simple maths. Imagine a one million pound MSP generating two hundred and fifty thousand pounds of EBITDA. At a modest multiple, you may walk away with half a million pounds. After decades of work, that can feel underwhelming. The opportunity lies in understanding that MSP valuations are influenced by clear, controllable drivers.     Recurring revenue mix is one of them. Many MSPs above two million pounds in turnover still rely heavily on project income. That may feel exciting and profitable. It also introduces volatility. Increasing recurring revenue from fifty percent to seventy five percent can materially improve how buyers view your stability and future cash flow.     Contract length is another lever. Monthly rolling agreements are easy to sell. They also weaken your negotiating position when it comes to MSP valuations. As your confidence grows, building longer term agreements with clients strengthens predictability and reduces perceived risk.     Service gross margin is often overlooked. Buyers want to see not only recurring revenue, but recurring margin. They want to understand the efficiency of your service desk and the return generated per technician. Strong revenue per full time employee signals operational maturity. Clean numbers, transparent reporting, and clear profitability remove doubt during due diligence.     Then there is client concentration. Over-reliance on one or two major clients creates vulnerability. Strengthening account management, spreading revenue more evenly, and improving client retention all contribute positively to MSP valuations.     Yet none of these matter fully if the owner remains the bottleneck.     We refer to this as ONN, owner not needed. This does not mean you disappear tomorrow. It means your business can run and grow without your daily involvement. Holidays without disruption are a starting point. True value is created when growth continues even while you step back from delivery.     Building towards ONN requires leadership development, documented processes, empowered managers, and consistent rhythm in reporting and accountability. It is straightforward in principle. It is demanding in practice. Letting go, hiring stronger people, and shifting your leadership style takes intention.     The encouraging news is that this transformation does not require magic tools or dramatic reinvention. It is disciplined business practice. Clear KPIs. Departmental plans. Regular reviews. Consistent focus on sales, account management, people engagement and margin control. When stitched together, these habits compound.     Improving MSP valuations is rarely about chasing a headline multiple. It is about reducing risk and increasing clarity. Buyers walk away when profit is opaque, when dependency is high, and when systems are weak. They lean in when performance is transparent and transferable.     For established MSPs already above one million pounds in revenue, a focused three-year commitment to strengthening structure can materially change exit outcomes. For others, it may take longer. The timeline is less important than the decision to begin. Planning for exit today gives you options tomorrow, even if you choose to continue building.     There is also a powerful side effect. Businesses that reach a strong ONN position often discover they enjoy the work more. Time increases. Profits rise. Acquisition opportunities become viable. MSP valuations improve not only because you are preparing to sell, but because you are building a stronger company.     At some point, every owner will exit. The question is whether you leave with confidence and control, or whether you accept whatever is offered because options have narrowed.     Owner dependency is fixable. Transferable value is buildable. MSP valuations are influenced by the decisions you make now.     If this episode resonated, start by reviewing your recurring revenue mix, contract structure, service gross margin and leadership depth. Build a plan. Work the plan. Stay consistent.     Strong MSP valuations are not accidental. They are earned through structure, discipline and the courage to let go.   Make sure to check out our Ultimate MSP Growth Guide, a free guide that walks you through a proven process to take your MSP from stuck to scalable, without working even more hours. It's 44 pages rammed with advice, insights and inspiration to help you decide what support is available to you now if you want to grow and scale your business. Click HERE to get your copy.    Connect on LinkedIn HERE with Ian and also with Stuart by clicking this LINK    And when you're ready to take the next step in growing your MSP, come and take the Scale with Confidence MSP Mastery Quiz. In just three minutes, you'll get a 360-degree scan of your MSP and identify the one or two tactics that could help you find more time, engage & align your people and generate more leads.  OR   To join our amazing Facebook Group of over 400 MSPs where we are helping you Scale Up with Confidence, then click HERE  Until next time, look after yourself and I'll catch up with you soon!   

Send a textIn this episode of This Is A Voice (S12 Ep6), Jeremy Fisher and Dr Gillyanne Kayes continue the story from “The Secret Singer” (Ep5) and go deeper into what happens when a singer's path gets interrupted.Gillyanne shares what came after stopping singing in her late 20s, how she rebuilt confidence (slowly and with care), and why her “happy ending” wasn't about chasing the stage again. We talk identity, grief, agency and the surprisingly liberating idea that loving singing doesn't require loving performance.Then we zoom out into the bigger picture, how singing skills transfer into teaching, leadership, presenting, training and research. Plus, we unpack the difference between rehearsal and performance as totally different nervous system tasks, and why connection with the audience can change everything.If you're a singer, teacher, vocal coach, choir leader, or anyone who's ever felt like you need to “prove” your voice, this one's for you.Chapters00:00 “Singer Interrupted”01:14 The happy ending (and the grief)02:45 Returning to singing, rebuilding confidence, technique + agility05:12 Seven years off singing, and why that can still lead somewhere good06:15 “Performing spoils my day/week”, permission to redefine success08:22 Singing identity vs public performance10:45 What would your happy ending be if you didn't have to prove anything?12:19 Teaching, training, presenting, research, performance changes shape16:47 Connection with the audience, social engagement, polyvagal lens18:24 Transferable skills singers forget they have20:04 Rehearsal vs performance, what the audience changes24:09 Starting from your real emotion, plus “it's OK to be crap for 10 minutes”28:37 Nervous system expectations in performance, what helpsMentioned:Melissa Forbes, Stop Chasing Perfection, Start Singing for Connection (This Is A Voice Season 11, Ep13 https://youtu.be/r5-Lq4ithDcSafe Space 2 - Polyvagal Theory for Performance - our new online course with Franka van Essenhttps://vocal-process-hub.teachable.com/p/safe-space-2-polyvagal-theory-for-performance-with-franka-van-essenThe Master-Apprentice survey - please fill in this survey (10-20 mins)https://www.cognitoforms.com/VocalProcess1/Master-Apprentice-Model-In-Singing-Teaching If this episode resonates, drop a comment, what part hit home for you? And tell us, where do you “perform” even when you're not on a stage?Remember to like, subscribe, and hit the bell icon for more insightful episodes. Leave a comment below on what inspired you the most!

Part 2: Prepared to Sell - Why Having the Right Documents Matter Selling a home is about more than great photos and perfect timing it's about preparation. On a recent episode of Talk Real Estate Roundtable, Sharon McNamara, Broker/Owner of Boston Connect Real Estate, and co-host Melissa Wallace continued their conversation on what it truly means to be “prepared to sell.” This second part of the series focused on documentation, transparency, and the details that can make or break a smooth transaction. Whether you plan to sell next month, next year, or far down the road, being informed and organized puts you in control. Preparation Starts Long Before the Listing Goes Live Many sellers don't realize how many questions buyers and buyers' agents will ask once a home hits the market. Sellers often know their homes inside and out, but what feels like second nature to you may not be obvious to someone seeing it for the first time. That's why Sharon created a Master Seller Preparation Checklist a practical guide focused not on staging or decluttering, but on the facts of your property. The checklist helps sellers gather critical information upfront, minimizing surprises later in the process and building buyer confidence. Water, Access, and Easements: Know What You're Selling Homes near water or with shared access bring added questions and responsibilities. Is the water body a pond, lake, or reservoir? Is it fully recreational? Are motors allowed? Is there a dock and if so, is it permanent or seasonal? Misrepresenting water access, even unintentionally, can create liability. Sellers should be prepared to explain what is legally permitted, not just what they've personally enjoyed over the years. The same goes for easements whether for utilities, shared driveways, beach access, or conservation land. Knowing what applies to your property (and having documentation to support it) is key. Rented, Leased, or Contracted Items Matter More Than You Think One of the most overlooked aspects of preparing a home for sale is understanding which items are owned outright and which come with ongoing obligations. Common examples include: Solar panels (owned vs. leased, transferable loans, buyer approval requirements) Water heaters (owned or leased through a utility company) Propane tanks (leased tanks limit supplier choice) Generators and HVAC systems (financing, service contracts, warranties) Water filtration or softener systems Security systems and smart home technology These details can impact a buyer's loan approval and monthly expenses. Addressing them early and in many cases paying them off before listing can prevent delays and lost deals. Maintenance Records Build Buyer Confidence Buyers look for signs that a home has been well cared for. Service tags on furnaces, records of annual maintenance, roof warranties, window warranties, and documentation of any past repairs (including mold remediation) all help tell a positive story. Mold, for example, isn't uncommon in New England homes what matters is that it was properly addressed and that the underlying cause was corrected. Transferable warranties provide reassurance and reduce buyer hesitation. What Stays and What Goes Should Never Be a Surprise Another frequent source of conflict is confusion over fixtures and personal property. Items attached to the home such as curtain rods, mounted brackets, built-in shelving, and lighting fixtures typically stay unless disclosed otherwise. Personal items like curtains, televisions, and decorative mirrors usually go unless negotiated. If there's something meaningful you plan to take with you, replace it before listing the home. Buyers want clarity, not last-minute changes. Leave a Legacy, Not a Burden Beyond selling, this episode touched on a bigger picture: preparation as a gift to your family. Whether due to downsizing, life changes, or an estate situation, having information organized saves loved ones from unnecessary stress during already difficult times. Selling a home especially one tied to family history is emotional. Preparation allows everyone involved to focus on the next chapter, not paperwork chaos. The Value of Working With a Professional Every scenario discussed on the show came back to one key point: working with an experienced real estate professional matters. A knowledgeable agent knows which questions to ask, how to uncover missing information, and how to guide sellers through complex situations from estates and easements to leased systems and legal disclosures. At Boston Connect Real Estate, preparation isn't an afterthought it's the foundation of a successful sale.

Send us a text"I love to do things that will give me temporary comfort, that will make me very uncomfortable somewhere down the road."A woman with 30+ years of sobriety shared this in Steve's Wednesday meeting, and it hit hard. Because that's exactly what drinking was - temporary relief that created long-term pain. But here's the real question: when you quit drinking, what are you actually missing?In this episode, Matt and Steve dig into what happens when you remove alcohol but don't replace it with anything. Matt shares his painful 10-month white-knuckle attempt at sobriety back in 2001 - going to parties, feeling like hell, not drinking but not actually changing anything. It led exactly where you'd expect: relapse.They explore the ritual of drinking - not just the buzz, but the physical act of holding a drink in a social setting, being part of the club, that first moment of "ahh, I got my drink" before things went sideways. And why ordering a tonic water with lime to "look like you're drinking" feels so uncomfortable and wrong.Steve opens up about the difference between his first attempt at sobriety (physically beaten down) and his second (morally, spiritually, emotionally spent). How he realized he couldn't just replace alcohol with running 10 miles or hitting the gym seven days a week. He needed something internal to change - which is where the 12 steps came in.We talk about:Why white-knuckling doesn't work (and what actually does)The ritual you lose when you stop drinking - and what replaces itSteps 4 & 5 as the real game-changers (not just Steps 1-3)Transferable addictions: when is the gym healthy and when does it become destructive?That uncomfortable feeling of being the only one not drinking (and when it finally goes away)The difference between missing alcohol and missing the escape it providedPlus: Why Steve now happily orders his wife a glass of wine without needing to order himself anything, Matt's take on why mocktails feel like "perverted versions of alcohol," and the relief that comes from replacing the bar ritual with the breakfast ritual.If you've ever tried to quit drinking on your own and couldn't make it stick, or if you're wondering what the hell you're supposed to DO when you're not drinking anymore, this episode is for you.Support the show

Being a hands-on business owner is not the humble brag you think it is. To buyers, it signals a red flag: decisions bottlenecked at the owner, undocumented processes, fragile customer relationships, and a business that struggles to function without constant oversight. John Seiffer, founder of CEO Boot Camp and author of Output Thinking, explains why owner dependency drastically limits growth, transferability, and exit value. After decades of coaching founders across industries, he shares how many businesses run well day to day but break down during a transition. He introduces output thinking as a way to define results instead of tasks, replacing intuition-driven execution with repeatable outcomes.   In this episode, you will: Understand why hands-on ownership reduces value and complicates exits Learn how output thinking helps businesses scale and transfer See how systems and defined outcomes make a business more attractive to buyers   Highlights: (00:00) Meet John Seiffer (05:43) Stages of business growth (15:35) Output Thinking: a new approach (17:33) What to look for when hiring employees (19:13) Defining quality and documenting operating procedures (24:48) Building trust and transitioning leadership (29:58) Preparations to make your business exit-ready (33:33) Division of labor in sales (35:18) Evolving business ownership   Resources: For past guests, please visit https://www.defendersofbusinessvalue.com/   Follow John: Connect via email: john@ceobootcamp.comLearn more about CEO Boot Camp: https://ceobootcamp.com/ Learn more about Output Thinking by John Seiffer: https://a.co/d/am77udg Learn about the Exit-Ready Intensive program: https://rgahub.samcart.com/referral/zw7Z7UJK/b23xiwJ0paFyeSlt    Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders

In This Episode Growth doesn't fail because leaders lack ambition—it fails when growth isn't systematized. In this episode, Adi Klevit sits down with George Sandman to unpack what it really takes to build a business that delivers predictable results. George introduces the concept of strategic capacity, explaining how businesses must be designed to consistently generate cash flow, grow sustainably, and create value that is not dependent on the owner. Adi and George explore the three dimensions of business growth: predictable profits and cash flow, predictable sustainable growth, and predictable transferable value. George explains why many businesses grow faster than their systems or cash flow can support, and how intentional design, scorecards, and process-driven execution remove guesswork from success. The conversation reinforces that systems are not about rigidity. Instead, George uses powerful analogies—from Formula One engines to sailing in open water—to show how structure creates discipline, discipline creates freedom, and freedom allows leaders to adapt to changing markets without chaos. Together, Adi and George highlight that businesses with strong systems are easier to run, more resilient, and better positioned to deliver both financial results and owner freedom.  

Today, we're thrilled to welcome Eli Facenda, founder and CEO of Freedom Travel Systems. Known as The Travel Guy, Eli helps entrepreneurs turn everyday spending into first-class travel experiences. Join us as Eli breaks down what to do with the points you earn, how upgrades really work, and how first-class flights and luxury suites around the world are far more attainable than most people think. Eli's Journey Eli's career began in 2015 after graduating with a degree in finance and joining the travel industry through an international sports tour company. A trip to the Dominican Republic when he was 16 sparked his passion for travel and shaped his desire to build a life driven by curiosity rather than convention. Over time, he developed skills in group travel, logistics, and credit card points. That eventually evolved into a business helping entrepreneurs travel better by leveraging the systems they already have in place. Why Uncertainty Matters Eli believes uncertainty is essential for passion and fulfillment. Playing it safe may feel comfortable, but it often limits growth and experience. The willingness to take risks, follow curiosity, and act before everything feels certain has been a consistent driver in both his life and business. Turning Crisis into Opportunity When COVID disrupted the travel industry, it forced Eli's tour business into survival mode. Rather than freezing, he pivoted by launching a points-based consulting business that offered more control and scalability. How Points Unlock Disproportionate Value Eli discovered the power of points when he flew business class on a ticket worth thousands of dollars for only a few dollars in taxes. That experience revealed how strategic point redemptions could create massive leverage, turning ordinary spending into extraordinary travel experiences. Why Loyalty Isn't Always Logical Airline loyalty and elite status often come with high opportunity costs. Transferable bank points typically provide more flexibility, higher redemption value, and better travel outcomes than committing to a single airline, especially for globally mobile travelers. Experience vs. Redemption Strategy The best airline experience does not always align with the best points value. Some airlines offer superior products but poor redemption efficiency. Understanding alliances, partner transfers, and award availability allows travelers to optimize both comfort and value. Redeeming Points the Right Way The biggest mistake most people make is redeeming points through bank travel portals. Transferring points to airline partners can multiply their value several times over, but availability must always be confirmed before transferring, as transfers are irreversible. Cards, Hotels, and Priorities For business owners, Eli recommends prioritizing international premium flights for personal and family travel due to the quality and tax advantages. Hotel points usually offer lower value than airline redemptions, but elite hotel status can still deliver meaningful perks when earned strategically. Base your card selection on spending patterns, travel goals, and location—not card prestige. Experiential Wealth Eli frames success around "experiential wealth"—the memories, relationships, and moments that create fulfillment. Business growth matters, but experiences, not just achievements measure a well-lived life. Eli Facenda: Speaker Bio Eli "The Travel Guy" Facenda is the Founder and CEO of Freedom Travel Systems. He and his team help entrepreneurs maximize the money they are already spending so they can unlock bucket-list travel experiences and an upgraded first-class travel lifestyle entirely on points. Almost every entrepreneur spends money and travels, yet very few know how to do so efficiently. Eli has spent nine years in the travel industry, has traveled to 42 countries, and averages over $100,000 per year in free travel using points. His biggest passion is helping others come alive through travel and adventure while sharing strategies that make first-class travel easily attainable at a fraction of the cost. His team works with hundreds of entrepreneurs across all industries, including world-renowned business leaders such as Dan Martell, Cameron Herold, Karlton Dennis, Amber Spears, Tai Lopez, and others. Eli brings a unique perspective to business speaking engagements and podcasts. As an industry leader in a blue-ocean market, his talks, workshops, and interviews are highly engaging and actionable for entrepreneurial audiences. Connect with Eric Rozenberg On LinkedIn Facebook Instagram Website Listen to The Business of Meetings podcast Subscribe to The Business of Meetings newsletter Connect with Eli Facenda Freedom Travel Systems On Instagram (@ELITRAVELGUY)

Happy New Year, Divas!We're kicking off January with our theme, “One World, One Love — How Do We Get There?” and starting with a necessary question:How do we actually create equity — not just talk about it?This conversation is grounded in a sobering reality.Between February and April of 2025, more than 300,000 Black women lost their jobs or exited the workforce — even as the overall economy continued adding jobs. These losses coincided with federal workforce reductions, budget cuts,and the rollback or rebranding of DEI efforts across sectors.This episode isn't about politics.It's about people, systems, and what leaders and individuals can do right now.We introduce what we call The Equity Equation — the idea that equity isn't a single initiative or department, but the outcome of multiple inputs working together.We focus on three levers that consistently move the needle:Servant LeadershipBuilding CommunityAgency and Skill BuildingEquity work also lives at the individual level. Transferable skills, clear professional narratives, technological fluency, and human-centered strengths are what insulate people from disruption and expand options.We close with lessons from 2025, a practical action item, and a prompt to help you choose one lever to strengthen this week — because small, consistent moves change equations.Next week, we'll continue exploring how equity can be created even when systems resist it.Make sure to share this episode with your friends and colleagues in leadership.Tag us @divasdiamondsdollarsUse #MultipreneurMindset #WomenWhoLead Your C.H.U.N.K.S. goal multiplier:Community Building: Connect with the influencers in your industry, more specifically their followers – respond to the followers; comments on topics relevant to your brand.Build your audience as a thought leader. Health Moves: Take 30 minutes for your specific needs: yoga or tai chi for mobility and anti-aging/ strength training to boost your metabolism/meditation for stress relief and improved blood pressure.Uplift Others: Mentor a new hire or subordinate seeking growth opportunities.Niche Nurturing: Draft your Freemium campaigns for the year, one per quarterKaizen: Learn the principles of investing to get better results in your 401k/retirement planningSuccess Your Way: Break the goals you set for this year into quarters and apply the above boosters to this quarter's main goal.

This episode features DeAndre's guest appearance on GeoBreeze Travel Podcast, hosted by Julia Menez. In this conversation, DeAndre revisits the most impactful lessons from the first year of Revolutionizing Your Journey, highlighting practical points-and-miles strategies pulled directly from the show's most popular episodes. Topics include maximizing everyday spending through shopping portals, choosing the right cards based on real data, avoiding common beginner pitfalls, and using simple tools to decide when to pay cash versus points.The episode also weaves in personal travel experiences and redemptions that shaped the show's early direction, offering a clear snapshot of the podcast's travel philosophy. For newer listeners, this serves as a guided recap of key episodes worth revisiting, all conveniently linked in the show notes. And while new recordings are paused during the honeymoon, behind-the-scenes travel moments continue on Instagram—from lie-flat business-class seats to luxury lounges and unforgettable destinations.Key Highlights:Points with purpose: Strong financial habits create the foundation for sustainable travel rewards.Transferable points matter: Flexibility unlocks better redemptions and more destinations.Shopping portals are a force multiplier: Everyday purchases can dramatically accelerate point balances.Data beats guesswork: Card recommendations backed by real spending patterns outperform generic advice.Family travel requires a different strategy: Status benefits and flexibility matter more with larger groups.Avoid analysis paralysis: Perfect redemptions aren't required to create meaningful trips.Tools simplify decisions: Flight comparison plugins and tracking apps remove friction from planning.Buying points can make sense—strategically: Timing and redemption planning determine real value.Status tracking is critical: Missing bonuses or miscalculating limits can erase months of effort.Action creates memories: Points deliver value only when they're redeemed.Episodes mentioned in this guest appearance:Ep. 8 - Unleashing the Power of Lux Travel Hacks with Andy CantuEp. 25 - How to Use Points & Miles to Plan Around-the-World Travel with the Point Sisters Ep. 32 - Maximizing Points and Miles Travel Rewards and Avoiding Pitfalls with Ryan Horn aka @profitsandpoints Ep. 38 - Points or Cash? How to Choose the Right Travel Strategy with Julian Kheel of Points Path

Episode Highlights: Networking & Power Networking: Dr. Chris Salierno returns for an in-depth conversation on building meaningful professional relationships in dentistry. He offers his insights into "power networking," stressing the importance of showing up, saying yes to opportunities, and making deposits before making withdrawals. Learn how he identifies red flags in networking and why intentional relationship-building leads to lasting success. Clinical Excellence: Andrew and Dr. Salierno discuss the idea that the path to clinical excellence is not always linear. The conversation encourages grabbing knowledge from various sources—networking, colleagues, and even dental influencers—to continually improve patient care. Dr. Salierno talks about taking inspiration from both clinical work and soft skills, emphasizing the ongoing journey toward greatness in dentistry and hygiene. Hiring and Team Values: Dr. Salierno shares his perspective as Chief Dental Officer at Tend and his passion for hiring people who bring personality and technical skill. He discusses why hospitality and a clear mission matter, focusing on how creating a strong employee value proposition attracts the right kind of team members and boosts retention, especially in a competitive dental employment market. Social Media & Professional Comparison: The dangers of social media—especially comparing yourself to peers who only showcase their highlight reels—is a key theme in this episode. Dr. Salierno provides thoughtful advice on maintaining a healthy outlook and keeping professional standards high, both online and offline. Transitions & Career Flexibility: The episode touches on career pivots in dentistry and highlights Dr. Salierno's observations on professionals who successfully transition into various roles—be it technology, teaching, or administration. He shares that the dental field offers incredible flexibility for those willing to say yes, learn, and embrace new challenges. Where to Find More from Dr. Salierno: Dr. Salierno's Substack, "Leaving Healthcare," is packed with posts for anyone interested in non-clinical career options or broadening their horizons in dentistry. You can find him on Instagram as @thecuriousdentist for more content, updates on speaking engagements, and thoughtful discussions. Connect: Dr. Chris Salierno Substack: Leaving Healthcare Instagram: @thecuriousdentist Final Notes: Thanks to Dr. Salierno for sharing his time and wisdom! Make sure to subscribe, check the show notes for resources, and sign up for Andrew's newsletter for more content.

The Bathhouse is a live call-in show from the green room of The Stand one of New York City's best comedy clubsFollow the guests: Doug Uram, Zach Braviette and Andre Kim.Support the show: www.patreon.com/lowvaluemail

Our ancestors thrived on struggle; we wilt from inconvenience. The Comfort Crisis author Michael Easter shows how embracing discomfort builds resilience.Full show notes and resources can be found here: jordanharbinger.com/1186What We Discuss with Michael Easter:Modern comfort crisis: We've engineered physical activity and challenges out of our lives, leading to sedentary diseases and reduced mental resilience — but our bodies and minds still need discomfort to thrive.Discomfort as medicine: Physical effort, hunger, and temperature swings protect against disease by triggering beneficial adaptations — 80 percent of eating today is driven by boredom or stress, not actual hunger.Transferable toughness: Mental resilience built through physical challenges transfers to other life areas — like how overcoming a difficult hike builds confidence to tackle career or relationship obstacles.Nature's measurable benefits: The "25-3 rule" — 20 minutes in city parks three times a week reduces stress; five hours monthly in wilder nature increases happiness; three days yearly off-grid resets priorities.Start with a two percent mindset: Only two percent of people take stairs when escalators exist. Begin building discomfort tolerance with small daily choices — take stairs, walk during calls, sit on the floor while reading.And much more...And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Cayman Jack: Explore uncharted flavor: caymanjack.comHammer Made: $50 off first purchase, $199+: hammermade.com/jordan, code JORDANQuiltmind: Email jordanaudience@quiltmind.com to get started or visit quiltmind.comFactor: 50% off first box: factormeals.com/jordan50off, code JORDAN50OFFAudible: Visit audible.com/jhs or text JHS to 500-500See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.