Podcasts about delta airlines

On this week's Good Morning Hospitality, A Skift Podcast: Hotels Edition, Sarah Dandashy and Steve Turk unpack Hyatt's push into non-luxury brands and smaller markets as the company works to expand beyond its traditional luxury footprint. They also explore how United Airlines and Marriott Hotels are turning planes and hotel rooms into advertising platforms, why Delta Air Lines says travel demand remains strong despite rising jet fuel costs, and what FAA-ordered flight reductions at Chicago O'Hare could mean for airline schedules and travelers. Finally, in the Unhinged Story of the Week, two viral airplane moments take over the internet: one passenger repeatedly shoving the seat in front of them after it reclines, and another traveler attempting to run the equivalent of a 5K inside an airplane bathroom — proving that sometimes the real turbulence comes from fellow passengers.

Just when you think you have a handle on how a company will react to rising oil prices, Delta Airlines goes and flips the idea on its head. Even though the industry could be facing significant increases in fuel prices, the carrier gave shocking rosy earnings projections at a recent industry event. Plus, Mastercard's foray into stablecoins and a sample of stories we're watching Tyler Crowe, Matt Frankel, and Lou Whiteman discuss: - Delta's rosy outlook - The changes in the airline industry - Mastercard's bet to become a crypto payments company - The wall between fintech and traditional finance crumbling - Bye bye, quarterly filings - NVIDIA's $1 trillion projection - Who's gonna insure that data center? Companies discussed: DAL, AAL, LUV, UAL, BA, MA, V, COF, SOFI, JPM, BAC, TFC, RFC, PNC, NVDA, META, GOOG, AMZN Host: Tyler Crowe Guests: Matt Frankel, Lou Whiteman Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Wang reacts to the new guidance from Delta Airlines (DAL), emphasizing strong demand even after the beginning of the U.S./Iran war. He notes that they have pricing power due to the loyal, premium customer pool they've built. There could be some pulled forward demand as consumers see rising oil prices, but he attributes it more to the wealthier customers. He notes they also own a refinery, helping shelter them to some extent.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The best decision-makers aren't better at deciding. They're better at controlling when, where, and how they decide. It took me twenty years to figure that out. Most people spend that time trying harder: more discipline, more willpower, more resolve to think clearly under pressure. It doesn't work. That's when mindjacking wins. Not through force. Through the door you left unguarded. The answer isn't trying harder. It's building systems that protect your thinking before the pressure hits. By the end of this episode, you'll have four concrete strategies for doing exactly that, and a one-page system you'll build before we're done. And I have something else to share at the end. Something I've been working toward for twenty years. Let's get into it. Why Willpower Fails and Design Works Ulysses knew his ship would pass the island of the Sirens. He also knew the song was irresistible. Sailors who heard it became incapacitated and drove straight into the rocks. He didn't try to be stronger than it. He had his crew fill their ears with wax and tie him to the mast, with strict orders not to release him, no matter what he said when the music reached him. His calm self setting rules for his compromised self. That's the core of everything in this episode. These are called commitment devices. The decision gets made early, when your thinking is clear, before you're tempted to take the wrong path. Studies tracking self-imposed contracts found that when people added meaningful stakes to their commitments, their follow-through nearly doubled. Not because they became more virtuous, but because they'd taken the choice off the table at the moment they were most likely to get it wrong. Stop asking "How do I resist?" Start asking, "What can I decide now, so I don't have to decide under pressure?" Before you can build the right commitments, you need to know exactly where your thinking breaks down. Not decision-making in general. Yours. Finding Your Personal Vulnerability Think back across the last few months. Where did your thinking most clearly cost you? Some people stall. They keep researching past the point of useful information, using "I need more data" as cover for avoiding a commitment they know they need to make. Others make their worst calls at the end of long days. Saying yes when they mean no, because no requires energy they've already spent. Some get caught by urgency. A deadline appears, the pressure closes off their thinking, and they move fast. Only later do they discover the deadline was manufactured to do exactly that. Others walk into a room with a clear position and walk out agreeing with the loudest voice, unable to explain exactly when they shifted. And some defend decisions past the point where the evidence says stop, because stopping would mean admitting something about themselves they're not ready to face. Identify yours. Write it down before we go further. Your primary vulnerability is a design target, not a character flaw. You can't build around something you haven't named. Four Strategies for Protecting Your Judgment Strategy 1: Control When You Decide Every morning I put on the same thing: a black golf shirt, blue jeans, and cowboy boots. Same brands, same routine, no decisions. My wife tolerates it. I've stopped apologizing for it. It's not a fashion choice. It's a cognitive load choice. Your brain has a finite amount of decision-making capacity each day. Every trivial choice draws from the same reserve you need for the decisions that actually matter. What to wear, what to eat, which route to take. Eliminating those choices doesn't just save time. It protects the mental fuel you'll need later. Decision-making capacity isn't flat across the day. It peaks early, when you're rested and fresh. It degrades, measurably, as conditions erode. The same call made at 8 a.m. and at the end of your seventh consecutive meeting aren't equivalent. Same person, different machine. Pull up your calendar from the last two weeks. Look at when your biggest decisions actually happened. For most people, it's not in a calm moment with a clear head. It's in the hallway, on a rushed call, in the last fifteen minutes of a meeting that ran over. That's not bad luck. That's the default you haven't changed yet. Write a standing rule: no significant, hard-to-reverse commitments after a certain hour or after a certain number of back-to-back meetings without a mandatory pause. Hold it like a policy, not a preference. Because preferences are exactly what disappear under the conditions where you need them most. Strategy 2: Build Your Kitchen Cabinet One of the things I credit most for whatever success I've had in my career isn't a framework or a methodology. It's four people. I call them my kitchen cabinet. They've seen my best decisions and my worst ones. They know when I'm rationalizing. They know when I'm avoiding. And they are not afraid to call me out when I'm off the tracks. Here's what surprises people when I describe them. They're not senior executives. They're not peers from inside my industry. They don't work in any organization I've ever worked for. They're a deliberate mix: different backgrounds, different areas of expertise, different ways of seeing the world. One of them has been in my cabinet for nearly thirty years. I trust them completely, and everything we discuss stays between us. That independence is the whole point. The people inside your organization have something at stake in your decisions. Your peers have their own agendas, even when they don't mean to. Your boss has a preferred outcome. None of that makes them bad advisors. It just means they can't give you the one thing you need most when a decision gets hard: a perspective with no skin in the game. Your kitchen cabinet can. Because they have nothing to gain or lose from what you decide, they can ask the question everyone else in the room is avoiding. They can tell you what you don't want to hear. And they'll do it before you've committed, when it still matters, not after the fact, when all they can do is watch. Build yours deliberately. Four to six people is enough. Prioritize independence over seniority. Look for people who will push back, not people who will reassure. And make the relationship reciprocal. You show up for their decisions too. The cabinet only works if the trust runs both ways and the conversations stay private. You don't need them for every decision. You need them for the ones where you're most at risk of fooling yourself. Strategy 3: Write Your Position Before the Room Fills Up I've sat in enough rooms where I walked in with a clear position and walked out having said almost none of it. Not because I was wrong. Because by the time the senior voice spoke and the heads started nodding, my own analysis felt less certain than it did twenty minutes earlier. The brain doesn't just nudge your answer when social pressure arrives. It rewrites your perception. What you saw before entering the room changes to match what the room already believes, before you've consciously registered the pressure. Before any consequential group decision, write down where you stand. Three sentences. What you believe. What evidence supports it. What would genuinely change your mind. A note on your phone is enough. It doesn't need to be formal. It needs to be external, because your memory will quietly revise itself once the social pressure arrives. Those three sentences are a record of what you actually concluded before the room had a chance to work on you. When the discussion moves toward a position, you can then distinguish between "I'm updating because I heard something new" and "I'm caving because the silence is uncomfortable." Without that record, those two experiences feel identical in the moment, and one of them will reliably win. Strategy 4: Assume the Failure Before You Commit In August 2016, Delta Air Lines ran a routine scheduled test of the backup generator at their Atlanta data center. A transformer caught fire. Three hundred of Delta's 7,000 servers, improperly connected to a single power source, went dark. They couldn't fail over to backups. The servers that stayed online couldn't communicate with the ones that hadn't. The entire system collapsed: passenger check-in, baggage, websites, kiosks, and airport displays. Gone. Delta cancelled 2,100 flights over three days. $150 million in losses. Thousands of passengers slept on airport floors. The system had redundancy designed in. The backup had been tested. The specific failure mode, servers with no alternate power connection, was a known vulnerability that nobody had ever stopped to question. A year before the fire, cognitive psychologist Gary Klein, the researcher who developed the pre-mortem, had written a thought experiment describing almost this exact scenario. Imagine, he wrote, that an airline CEO gathered top management and asked: "Every one of our flights around the world has been cancelled for two straight days. Why?" People would think terrorism first. The real progress, Klein said, would come from mundane answers: a reservation system down, a backup that didn't activate, a cascade nobody had traced in advance. Delta built what Klein described. Without running the question that would have found it. The pre-mortem is that question. Before you commit to a significant decision, assume it's six months later, and the decision failed. Not possibly, but definitely. Then ask: What went wrong? What did you know but not say? What did someone sense but find too awkward to raise in the room? "What could go wrong?" produces hedged answers. People soften concerns to preserve harmony. "It failed. What happened?" changes the psychology entirely. You're not being negative. You're being forensic. The things that surface, the concerns that felt impolitic, the risks that seemed too small to mention, are frequently the ones that end up mattering most. Each of these four strategies is a designed defense against the same thing: the systematic capture of your judgment before you notice it happening. That's mindjacking. And now you have four ways to make it harder. But strategies only work if you remember to use them. And you won't remember. Not when you're depleted at 7pm, not when the room is staring at you, not when your identity is on the line. That's not a character flaw. That's just how it works. So we're going to take everything you just learned and put it on one page. A page you'll sign. A page you'll keep somewhere you'll actually see it. Your calm self, right now, is building the system your future self will thank you for. The people who shape outcomes consistently aren't necessarily the sharpest thinkers in the room. They're the ones whose judgment is still intact when everyone else's has degraded. That's a practice, not a talent. The full video and written deep-dive on mindjacking are linked below at philmckinney.com/mindjacking. Your Decision Constitution Remember the Ulysses insight from the beginning of this episode. Your calm self setting rules for your compromised self. That's exactly what this is. A Decision Constitution is one page. Five commitments. Written when your thinking is clear, so the version of you under pressure has something to stand on. Not a to-do list. Not a productivity hack. A contract with yourself. Here's what goes in it. Your Timing Rule. You already know that your judgment degrades as the day runs long. So name it. What are the specific conditions (time of day, number of back-to-back meetings, hours of sleep) that disqualify you from making a high-stakes, hard-to-reverse call without a mandatory pause first? Write that line. Hold it like a policy. Your Pre-Decision List. Think of the situations where you consistently make choices you later regret. The late-day request you said yes to when you meant no. The urgency that overrode your better judgment. Pick three. Write a standing rule for each, specific enough that you can invoke it without having to think. "I don't make new commitments without sleeping on it." That's a rule. "I'll try to be more careful" is not. Your Pre-Meeting Anchor. Before any meeting where a significant decision will be made, you write down where you stand. Three sentences. What you believe, what evidence supports it, and what would genuinely change your mind. Not in the car on the way. Before. That record is what protects your thinking from the room. Your Pre-Mortem Trigger. Name the threshold that makes a decision significant enough to require a pre-mortem. A dollar amount. An impact on more than a certain number of people. A commitment lasting longer than six months. Whatever your threshold is, write it down. Once a decision crosses it, the pre-mortem is non-negotiable. Your Kitchen Cabinet Trigger. Your cabinet is only useful if you engage them before you've decided, not after. So name the conditions that require you to bring a decision to them first. A decision that's hard to reverse. A situation where you have significant personal stakes in the outcome. A moment where you notice everyone around you wants you to decide a certain way. A decision you find yourself avoiding thinking about clearly. Any one of those is enough. Two or more is non-negotiable. Now print out your decision constitution. Sign it. Put it somewhere you'll actually see it before the moments that count. This is your Ulysses contract. Your clear-headed self, right now, is setting the terms your compromised self will have to honor when the pressure is real, and the easy path is pointing the wrong way. Closing That's Part 2 of the Thinking 101 series. Fifteen episodes. If you've been here from the beginning, you've built something real. The series has been running for 21 weeks. The show behind it has been running for 20 years. And how we got here traces back to a single conversation. Twenty years ago, a mentor of mine, Bob Davis, gave me a challenge I couldn't shake. I'd asked him how I could ever repay him for what he'd done for my career. He laughed and said I couldn't. The only option, he said, was to pay it forward. That's why this show exists. That's why it has always existed. The show was called Killer Innovations because that's what felt right in 2005. Bold, a little provocative, built for a moment when podcasting was brand new, and nobody knew what it was supposed to be. Tens of millions of downloads later, we're still here. We have regular listeners in more than 50 countries. Some of you are younger than the podcast itself. But somewhere along the way, the show became something more specific. It stopped being about innovation tips and started being about the innovation decisions that actually shape outcomes. About the patterns underneath the decisions. About the skills that matter most when the pressure is real. On March 23rd, the show's 20th anniversary, we're making major changes. The podcast. The YouTube channel. All of it. And if you have thoughts about where we've been or where we're going, I want to hear them. There's a contact form at philmckinney.com. Send me a note. I'll see you on the 23rd.   Endnotes  "their follow-through nearly doubled": Gharad Bryan, Dean S. Karlan, and Scott Nelson, "Commitment Contracts," Yale Economics Department Working Paper No. 73 / Yale University Economic Growth Center Discussion Paper No. 980 (October 23, 2009). https://ssrn.com/abstract=1493378. The research draws on Karlan and co-founders' development of StickK.com, a commitment contract platform launched in 2008 at Yale. Platform data consistently shows that users who add meaningful stakes — financial or reputational — to their commitments achieve their goals at roughly double the rate of those who don't. The underlying mechanism was established in Karlan's earlier field research in the Philippines: Nava Ashraf, Dean Karlan, and Wesley Yin, "Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines," Quarterly Journal of Economics 121, no. 2 (May 2006): 635–672. doi:10.1162/qjec.2006.121.2.635. https://academic.oup.com/qje/article-abstract/121/2/635/1884028. Pre-commitment works not by increasing virtue but by removing the decision from the moment of temptation. For accessible application, see Ian Ayres, Carrots and Sticks: Unlock the Power of Incentives to Get Things Done (New York: Bantam, 2010), ISBN 978-0-553-80763-9. https://www.penguinrandomhouse.com/books/6794/carrots-and-sticks-by-ian-ayres/.   "a finite amount of decision-making capacity each day": Roy F. Baumeister, Ellen Bratslavsky, Mark Muraven, and Dianne M. Tice, "Ego Depletion: Is the Active Self a Limited Resource?" Journal of Personality and Social Psychology 74, no. 5 (1998): 1252–1265. doi:10.1037/0022-3514.74.5.1252. https://roybaumeister.com/1998/03/16/ego-depletion-is-the-active-self-a-limited-resource/. Also see Roy F. Baumeister and John Tierney, Willpower: Rediscovering the Greatest Human Strength (New York: Penguin, 2011). Baumeister's strength model of self-control proposes that willpower, decision-making, and self-regulation all draw from a single, depletable resource — what he termed "ego depletion." Subsequent work has debated the precise mechanism, with some researchers arguing the effect is motivational rather than metabolic. The practical implication, however, is consistent across studies: decision quality degrades as the day progresses, and the effect is most pronounced for complex, high-stakes choices. For a summary of the current scientific debate on the mechanism, see Michael Inzlicht and Brandon J. Schmeichel, "What Is Ego Depletion? Toward a Mechanistic Revision of the Resource Model of Self-Control," Perspectives on Psychological Science 7, no. 5 (2012): 450–463. doi:10.1177/1745691612454134. https://pubmed.ncbi.nlm.nih.gov/26168503/.   "It rewrites your perception": Gregory S. Berns, Jonathan Chappelow, Caroline F. Zink, Giuseppe Pagnoni, Megan E. Martin-Skurski, and Jim Richards, "Neurobiological Correlates of Social Conformity and Independence During Mental Rotation," Biological Psychiatry 58, no. 3 (August 1, 2005): 245–253. doi:10.1016/j.biopsych.2005.04.012. https://pubmed.ncbi.nlm.nih.gov/15978553/.  This fMRI study at Emory University extended Solomon Asch's classic conformity experiments by imaging participants' brains as they conformed to or resisted incorrect group answers. The key finding: when participants went along with the group, the activity appeared not in the prefrontal cortex — the seat of conscious decision-making — but in the occipital-parietal network responsible for visual and spatial perception. In other words, participants who conformed weren't consciously deciding to lie; the group had altered what they actually perceived. Standing alone, by contrast, activated the amygdala, a region associated with emotional distress — consistent with the experience of social dissent as genuinely uncomfortable rather than merely inconvenient.   "Three hundred of Delta's 7,000 servers": Yevgeniy Sverdlik, "Delta: Data Center Outage Cost Us $150M," Data Center Knowledge, September 8, 2016. https://www.datacenterknowledge.com/outages/delta-data-center-outage-cost-us-150m.  Also see W. H. Highleyman, "Delta Air Lines Cancels 2,100 Flights Due to Power Outage," Availability Digest (September 2016). https://availabilitydigest.com/public_articles/1109/delta.pdf. On the morning of August 8, 2016, a fire triggered during a routine backup generator test at Delta's Atlanta data center caused a transformer failure. Approximately 300 of Delta's 7,000 servers were improperly connected to a single power source with no alternate feed, and when that feed failed, those servers went dark. Because those servers couldn't communicate with the rest of the system, the entire network collapsed. Delta cancelled roughly 2,100 flights over three days, leaving an estimated 250,000 passengers stranded. Total losses reached $150 million.   "cognitive psychologist Gary Klein, the researcher who developed the pre-mortem": Gary Klein, "Performing a Project Premortem," Harvard Business Review 85, no. 9 (September 2007): 18–19. https://hbr.org/2007/09/performing-a-project-premortem.  Klein developed the pre-mortem method over several decades of applied research in naturalistic decision-making. The technique asks teams to assume, before committing to a plan, that the plan has already failed — definitively, not possibly — and then work backward to identify causes. Klein's research found that this reframing dramatically increases the willingness of team members to surface concerns they would otherwise suppress to preserve group harmony. The method has since been endorsed by Nobel laureates Daniel Kahneman and Richard Thaler as a practical tool for reducing overconfidence in planning. For Klein's broader framework of naturalistic decision-making, see Gary Klein, Sources of Power: How People Make Decisions (Cambridge: MIT Press, 1998). https://mitpress.mit.edu/9780262343251/sources-of-power/. 

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Holger Zschäpitz über einen völlig verrückten Wochenstart an den Märkten, einen durchwachsenen Börsengang in Frankfurt und einen deutschen Maschinenbauer mit Zoll-Resilienz. Außerdem geht es um Alphabet, Amazon, American Airlines, Amgen, Apple, Barrick Gold, Biontech, Caterpillar, Chevron, Cisco, Coherent, ConocoPhillips, Corteva, CSG, Deere, Delta Air Lines, Echostar, Eli Lilly, ExxonMobil, Freeport-McMoRan, Gabler Group, Gea, HP Enterprise, Intuitive Surgical, Johnson & Johnson, Live Nation Entertainment, Lumentum, Meta, Microsoft, Mosaic, Newmont, Nordisk, Novo Nordisk, Nuccor, Nvidia, Occidental, Oracle, Pfizer, Powerus, Southern Copper, Southwest, T-Mobile, ThyssenKrupp, TKMS, United Airlines, Verizon, Vertiv, VW, Walmart. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Keith is joined by housing market intelligence authority Rick Sharga—a frequent guest on outlets like CNBC and Bloomberg who "quietly gets it right" rather than chasing clickbait crashes. Together, they dig into whether America really has a housing shortage and how that lines up with what you're seeing in prices and inventory.  They explore why entry-level homes are so constrained and what that means for both investors and homebuyers.  They also examine how mortgage rates, builder behavior, and demographic shifts could shape housing demand and investment opportunities over the next several years. Episode Page: GetRichEducation.com/596 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE I'm your host. Keith Weinhold, does America really have a housing shortage? And if so, how long will it last? Those answers and more, with an expert guest and I today on get rich education.   Speaker 1  0:19   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:03   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:36   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:46   Welcome to GRE from Nantucket, Massachusetts to Pawtucket, Rhode Island and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack jawed act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education. I'm still not wearing a pair of knockers, and I've returned here to bring you more value than your HOA dues. It's kind of crazy that America First put a man on the moon, and we're the first nation to put a man on the moon in 1969 and yet today, we have trouble housing our own people here on Earth. Shortly, we're going deep on does America really have a housing shortage first? Sometimes real estate investors can learn lessons from the stock market about the future direction of housing prices and demand and just simply what assets people have demand for, how AI is disrupting some stock sectors. Has been rather germane lately. One CEO made this perfect example. It's about how two different stocks travel search engine Expedia and Delta Airlines, those two stocks were once closely tied together. Their share prices used to be correlated, but they've gone in separate directions. See, Expedia offers you a service that can be replicated by bots, but delta has actual planes that take you somewhere, and it's hard for AI to replace that. This is why there's been a recent push toward more tangible stocks and tangible assets, a divergence, an attraction to assets that give you a share of either a tangible good, or, in the case of something like an airline, a service that's directly tied to something tangible. And similarly, commodities like gold, silver and copper cannot be replaced by AI. Neither can real estate. There is a growing sense to own things that can't be disrupted, dematerialized and demonetized by AI, like so much software can. In fact, as overall stock market valuations are lofty. You know, some people have become rather wary of an AI speculative bubble that perceptive to this demand. Just a few weeks ago, Goldman Sachs introduced an everything but AI index, yeah, where you can invest in a basket of companies that are sheltered from Ai disruption, this everything but AI index that's attracting investors. In fact, there's another trend that interfaces with real estate that just launched recently too today, you can wager on future homes. Prices through the platform, poly market, yes, place bets for profit or loss on the future direction of the median home price. In fact, one recent college graduate joked, I was born too late to afford a house, and born just in time to gamble on people who can buy a house? Yeah, you're probably familiar with poly market by now. It's the prediction market that lets you speculate on things like elections and Fed rate decisions and various geopolitical events and other real world outcomes. Well, they have launched a set of real estate markets that allow users to bet on future home values. The way it works is that you can wager on future home values in New York, Los Angeles, Miami, San Francisco and Austin, Texas, as well as US national home values. So that's six different markets. Now I haven't gambled on Poly market, I had checked it at times to get an idea of where people really think markets are headed or what's going to happen next. Because, rather than major media, where sometimes as a hype machine, they create headlines that scare you in order to try to get clicks, well, instead of all that, regular people are placing their money on polymarket, and you can look at what that action is like, because that can be a more reliable harbinger of future price direction at last check with a national median home price of about 420k with the numbers, poly market is using one month from now, 66% of people think that home prices will rise. And it's more nuanced than that. You can bet on just what price range you believe home prices will fall into one month from now. And this is nothing that I recommend wagering on, but besides an interesting trend, yeah, you can get that idea of where real people actually believe markets are headed. As we're about to talk to national housing expert Rick sharga on whether or not we really have a housing shortage, we've got new data about the level of housing permits. Of course, housing permits are a gage of the level of future housing inventory, because after a permit is issued, it's typically six to 12 months until a single family home is built. But I'll share that with you near the end of the show, because it makes sense to cover this with you in chronological order. We'll discuss housing supply first, and then I'll tell you about the future supply direction based on housing permits. Now, you know from the inception of this show in 2014 I talked about the why of real estate investing before the how with anything in life, it's only when you truly know why you're doing something that you'll profoundly care about the how and you'll want to do it well. In fact, when I do an in person real estate presentation, one of the modules that I teach most often is simply called Why real estate. The biggest Why is not altruistic, although that matters, and that's part of it. But instead it's that real estate pays five ways. That's the biggest why any GRE devotee knows that the five ways are simultaneously paid, are appreciation, cash flow, ROA tax benefits, and not inflation hedging. But specifically inflation profiting. Yet I have found multi decade real estate investors that don't understand this, the most valuable hour that you can spend is knowing all the ways that you're paid and seeing and believing how your total rate of return of 20% 30% or even 40% is not far fetched or risky, but it's actually common and even estimated conservatively. If you're initiated on this, you already know, but if you aren't, it can sound a little hard to believe what I just said right there, I recently reshot the entire real estate pays five ways video course, and it's the most valuable hour of investing video content that you're likely ever to see. It's premium, masterclass level content. I'm just giving it away for free because people need to know this. And actually, on the newest shoot, I've condensed it down into just 40 minutes of content across the five videos, one instructional video for each of the five ways you're paid. The videos average eight minutes. So that's about 40 minutes total, and they build on. Each other. So at the end of each one, you get to see your cumulative rate of return. It just keeps adding up, and you know exactly where all of the numbers come from. That's why it's more conducive to video form than audio form. I know that many of you have seen it, but if not, it is foundational, and I cannot recommend it enough. It's free and available to you now. At get richeducation.com/course, get that now, while it's on your mind. At get rich education.com/course, more next, I'm Keith Weinhold, this is get rich education.   Keith Weinhold  10:39   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.   Keith Weinhold  11:16   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Kathy Fettke  12:27   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold. You   Keith Weinhold  12:46   Is America really short millions of homes? If so, that doesn't mean every market is undersupplied, and prices can only go up because of it. If there's a housing shortage, why are prices falling in some cities? So the shortage? Is that something that's real, or is it just misunderstood, and you're gonna learn what it means to you? I'm get rich education's Keith Weinhold along with an intelligence authority today that usually gets it right. In fact, I found an old clip of him on Bloomberg where he suggested home prices bottoming in 2011 and as it turns out, they sure did today, together, we're answering the question, does America really have a housing shortage? And my guest has often appeared in major media, CNBC, Fox NPR. He's the founder of the CJ Patrick company. Hey, welcome back to the show. Rick sharga,   Rick Sharga  13:39   good to see you again. Keith, thanks for inviting me.   Keith Weinhold  13:41   You know, it's funny. Four years ago, Rick and I found each other, and we sort of checked each other out. I found him to be an authority that just doesn't go on saying this bombastic and absurd stuff just to get attention. Instead, he quietly gets it right, and when he knew I had a real estate YouTube channel, similarly, I resonated, because I'm not one of these people that's constantly saying that housing prices are going to crash just to get views and then those crash. People never follow up when they're wrong, and they've been wrong for about 14 years now. But Rick, rather than prices, we're here to understand if there's really a housing shortage today, most agencies believe we have a shortage. Moody's will tell you 2 million. Zillow, four to 5 million. Congressional Republicans have gone on to say 20 million. I sure don't know about that. And then yet, Rick sometimes at the same time, you do see these conflicting stats, where it says that sellers outnumber buyers today, which sort of flies in the face of a housing shortage. So what is your take amidst all this?   Rick Sharga  14:46   Well, Keith, I think what we're seeing is a fairly obvious example that if you torture data enough, you can make it say anything in the right you wanted to say. And there is a lot of confusion about how much. A housing shortage we really do have. It's not like we have 20% of the population unable to find anywhere to live. Most people still prefer to live indoors, and they've been able to do so, but the fact of the matter is that all of the math suggests that we are underserved in terms of the number of housing units available across the country, and we can go through some of the math. The big question, of course, is, how many houses are we short? How many housing units are we short? And the reason the numbers are all over the place, and as you suggested, let's set aside the Republican estimate of 20 million, because there's, there's certainly something political going on there, but the estimates range from around a million to as high as five or 6 million. And the reality is all of those estimates are counting something different. Some are counting housing growth versus population growth. Some are counting vacancy rates compared to historic levels, some are counting inventory available for sale today versus inventory available to sale in prior years. So each of these organizations, and they're all pretty reliable organizations, Moody's is certainly good. Zillow's research team is top notch. Fannie Mae and Freddie Mac the National Association of Realtors. None of these people are hiring dime store economists. They're all good folks, but they're all measuring something slightly different, which is why these numbers come out all over the place, and the one of the fundamental challenges is trying to figure out housing shortages compared to what, or compared to when. All of these estimates assume that there was some point in history when we had exactly the right number of housing units to suit the needs of the population. So they start with some point in time, and I think if you did enough research, you find they all start at slightly different points in time, and then kind of work their way forward from that and come to very different conclusions, again, based on where they started and where they ended up, and what they count. The one thing I would push back on a little bit from some of your comments in the intro is that I am highly, highly skeptical, extraordinarily skeptical of the reports that talk about how many more sellers we have than buyers, because that makes some wild assumptions about the number of people that are actually interested in buying a house. And I've never seen any research methodology that's really nailed that number accurately. Because nobody knows if you're thinking about buying a house right now, until you go to an open house until you do a search on on Zillow, or realtor.com or homes.com until you actually are applying for a loan or making a deposit. So the notion of being able to mind read three 40 million Americans to figure out how many of them are interested in buying, I think, is a neat trick, but I do think it's at least in part one of those methods that people use to get a lot of clicks to their website   Keith Weinhold  18:05   right? This whole thing of and I think when we talk about sellers versus buyers, that's shorthand. What we really mean are, there are some stats out there that show that prospective sellers outnumber prospective buyers, in some cases, which, yeah, I think I agree with you there. I doubt that as well. And yeah, of course, I think you're getting on some of the nuance here. We're trying to predict how some people would behave. For example, how much pent up demand is there when we're talking about sellers versus buyers, and we're talking about a shortage, for example, say, the 28 year old living with their parents that could move out and afford to buy a home if mortgage rates hit 5% like for example, how do you count that? Or, how would you even know to   Rick Sharga  18:53   it's a valid point. Keith, and I think that fundamentally, is my question. With that particular report, you really can't count that person. We do have some metrics that we follow, and it's funny, you mentioned that 5% mortgage, because as we record this, mortgages have broken that 6% threshold for the first time in a number of years. And just about every kind of mortgage you could buy right now is below 6% so that's a good thing. And every time we've gotten close to that 6% mark. In recent years, since mortgage rates doubled back in 2022 we've seen a huge influx of people applying for purchase loans, for those mortgage loans to buy a house, those numbers are up somewhere between 13 and 15% year over year right now, and that's before we've really had these mortgage rates dip below 6% so to me, that suggests there really is pent up demand out there, and I judge that just based on what I see in terms of a number of people actively applying for a loan.   Keith Weinhold  19:54   Yeah, there's a lot of nuance here. HUD tells us that we have more. Homeless people than we've ever had in this nation. So that's sort of an extreme affordability problem. To your point earlier about how most people want to live indoors, and I'm sure not making light of homelessness. It's a sad situation, but we're always going to have homeless people regardless of whether we have excess housing or a housing shortage. We have about 146 million housing units in the United States. The census shows and suggests that 8 million of those 146 million are housing units where people have doubled up and are sharing space with non relatives. That's one way to think about the level of pent up demand within the shortage,   Rick Sharga  20:44   I don't know if that's a result of shortage necessarily, or if that's a result of having the weakest affordability for people looking to buy homes that we've had in over 40 years. The last time affordability was as bad was the 1980s and the reason affordability was bad back then was because mortgage rates were at 1819, 20% and it made it very difficult for people to afford homes. But we're coming out of a very unusual cycle, and this is a little bit off topic from our inventory question, but it's the only time in US history when two conditions have hit the housing market back to back, if you go back to covid, coming out of covid, we saw home prices go up nationally by over 50% in about 18 months. It was a huge, huge, unprecedented increase. Yeah, and right on the heels of that, as inflation started to get out of control, the Federal Reserve had to take pretty extreme measures to get that back down. So they started playing with the Fed funds rate, and we saw mortgage rates double in 2022 in the history of the country, according to Freddie Mac we've never seen mortgage rates double in a calendar year. And in 2022 They not only doubled in a calendar year, they doubled in the space of a few weeks. So we're coming out of a period where home prices went up by over 50% and then mortgage rates doubled, and it just crushed affordability. So the people that have been looking to buy a $400,000 house suddenly realized they could only afford a $200,000 house, and there were none of those around. It's really why home sales have gone down as rapidly as they had volume of sales. In 2021 we sold 6 million existing homes. In 2022 it dropped to 5 million. And for the last three years, we've been sitting at around about 4 million annual sales of existing homes. And again, that doesn't suggest a lack of inventory, a lack of homes, because there are fewer people buying, and there's more properties staying on the market longer. But the underlying numbers, the underlying metrics we would look at, are where we can start to kind of deduce that there aren't enough homes. For example, you mentioned that there are about 146 million housing units across the country. Most recent census data I have from the end of 2024 says it's about 140 748, 40 748 million. So it's up just slightly from your number. That represents a growth of about 6.7% in housing units between 2010 and 2024 during the same period of time, the population went from about 309 million to about 340 1 million, and that represents a growth rate of about 7.4% so if everything else stayed equal, your population grew at a faster rate than your housing units did. And that suggests that even if the number of housing units was ideal back in 2000 it's somewhere less than ideal by the time we got to the end of last year,    Keith Weinhold  23:42   we're talking with Rick sharga. He's the founder and owner of the housing market intelligence firm, the CJ Patrick company. We're answering the question, does America really have a housing shortage? We're getting a yes there. And before we're done, we're going to talk about, how long could the shortage persist? But Rick, you spoke to affordability, and I think that has a lot to do with the nuances within the shortage, and that brings up shortages within the luxury tier versus shortages in the entry tier. And the entry tier is really what a lot of our listeners and viewers are interested in, because we're used to buying those as rental properties. So can you tell us about that?   Rick Sharga  24:23   It's a great point, Keith. And what we've been talking about so far is kind of a structural shortage in the overall number of housing units that could be purchased, could be owner occupied, could be rented. And one of the culprits there, and I will answer your question, I promise, one of the culprits there is that builders simply haven't built that much. If you look at the long term average, like 2025 years, the average number of housing starts was somewhere between 1.3 and 1.4 million a year coming out of the Great Recession in 2010 so you look at that last 15 year period or so, 12. Of those years, they've started less homes than that long term average. So builders simply haven't been keeping pace, not only with population growth, but also with just the ability to create enough homes in general, to offset the number of homes that are obsoleted every year, that get bulldozed every year. So there is a structural shortage. To your point, if you look at inventory available for sale, we are up about 9% year over year, but we're still down about 15% from where we were prior to the pandemic. So there are fewer homes for sale than there were back when the market was functioning more efficiently. The most drastic shortage is at the entry level builders simply have not been making a lot of entry level properties. There's a reason for that. There's some independent research out there, including some research from Fannie Mae that suggests that the pre construction cost a builder has to absorb before they break ground is over $100,000 across the country, on average, higher than that, where I'm calling you from today, in California, it's about 120,000 there. If your table stakes are 100,000 $120,000 it's really difficult to make a profit on an entry level property. So the builders, I think understandably, have been focusing on higher dollar, higher value properties and not replenishing that supply that we need for first time buyers and the kind of properties that real estate investors tend to like. The other problem we've had, Keith, is that when those mortgage rates doubled, the people who had purchased those entry level homes refinanced into a two and a half 3% mortgage and are now sitting on a $300,000 property, let's say or $250,000 property with a two and a half percent mortgage. And if they wanted to trade up, they'd be trading up to a four or $500,000 house with a 6% mortgage. And they simply can't afford to do that. So the combination of entry level owners staying put at much larger numbers and builders creating new entry level homes at much smaller numbers has really created kind of a crisis of inventory at the entry level segment of the housing market.    Keith Weinhold  27:18   Yeah, when we talk about that crisis of inventory in what's available. I'm not talking about shortage numbers now. I'm talking about the active listing count. This means more or less available homes to buy. This includes single family homes and condos. We have an active listing count of around 1 million today. The historic average is around 2.2 million, and that peaked near 4 million during the global financial crisis. So today, only about one quarter as many active listings, available homes as at the peak,    Rick Sharga  27:54   yeah, only about half as many as, let's call it a normal market, and that's one of the reasons. I think the first time you and I spoke on your podcast, we were talking about all the online snake oil salesmen who were predicting a home price crash. But that's one of the reasons why home prices haven't crashed, and why they've kind of continued to grow, at least at a modest pace, and in some cases now are starting to decline a little bit. But that lack of inventory on the market. When you don't have enough inventory to meet demand, or just barely enough to meet demand, that means that seller doesn't really have to negotiate all that much. That means that buyers are kind of at a disadvantage, and so as long as that's the case, you'll see home price stability. That doesn't mean that every market is going to see prices go up. But if you look across the country right now, if you look at markets where home prices are down even marginally year over year, you're looking at the Gulf Coast states, you're looking at some other southern markets, Las Vegas, Phoenix, you're looking at some outlying markets like Boise, Florida, certainly, and Texas. And those are markets where inventory is actually considerably higher than it was a year ago, and in some cases, considerably higher than it was back in 2019, if you look at markets where prices are still going up a lot, Midwest, Northeast, those are still markets where there's not enough inventory to meet demand. So that relationship between available inventory for sale and demand is really what drives pricing    Keith Weinhold  29:23   this whole discussion, which is really about the supply, just in the economics one on one. Adam Smith of supply versus demand. A lot of people, just like including my dad, when I was telling him about housing, something he doesn't follow. And I told him that prices are up the most in the Northeast and Midwest. That surprised him. He was like, No, well, population growth is lower here and lower than Pennsylvania, where he lives. And that's when I brought up, well, they're under building there. So in parsing this by geography, Rick, I think another way that we can do it is parsing the housing shortage by the single family homes versus apartments, because it's. Pretty well documented that nationally, apartments could be seen as overbuilt, and single family is under built. Do you have any details with respect to that?    Rick Sharga  30:08   We talk a little bit about that, and quick shout out to both of our home state, Pennsylvania, yeah, Phil, Philadelphia actually had some of the highest annual price increases right in their home sales last year. But part of that isn't just because they haven't been building a lot in Philadelphia or the suburbs. It's because we see people moving from higher priced markets into lower priced markets. So we have people actually commuting to New York who have bought homes in Philadelphia or the Philadelphia area. They can get much more house for their money there. They're not subject to some of the wage taxes that happen in New York State. They just get on that Amtrak and train into the city every day. So there is some of that going on across the country too, as we still see net migration of people moving out of states like California, New York and Illinois into nearby states where the cost of living is much lower. That slowed down since covid, since a lot of companies have been requiring people to come work back at the office. But it is still happening. It is still happening in generally the same direction you raise the issue of inventory for rental units versus inventory for, let's say, owner occupied properties, we have seen a plateau in the number of single family rental homes. So the stuff you're hearing out of DC, that you're seeing the media about the really important ban on institutional investor buying is really much more sizzle than substance. Oh, right. Institutional investors are owned and are buying a fraction, but we've seen over a million apartment units come online in the last 18 months. It's about the largest number of apartments that have that have sprung up and in that shorter period of time on record. And we've gotten to a point where in some markets, there's actually a little bit of an oversupply of those apartment units now that will balance itself out over the next couple of years, because multifamily building starts are way down too so we're not seeing a lot of activity there as builders hold off, waiting for this new inventory to get absorbed. But to put it in perspective, vacancy rates went from near zero back during covid in those apartments to over 6% last year. Rental rates have gone down from 15% year over year, increases back in 2020, 2021, to negative numbers nationally in the last year, just talking apartments, just apartments. So we have a short term mini glut, if you will, of apartments. It will be absorbed rapidly. We have 92 million people between the ages of 26 and 54 who are have either formed households or are about to a lot of them would like to be homebuyers can't afford today's prices, so they're renting instead. And about 5 million people a year are turning 35 which is when, you know, we parents start literally kicking them out of the house. So I think that rental overage will resolve itself, really, in the next 12 to 18 months. And if the builders don't start building new inventory by that point, we'll wind up with another shortage on the housing front, I'm of the opinion that we're at least a million homes short compared to what demand should be. I think the number is probably somewhere between one and 2 million. And again, I'm doing that simply based on a slight decrease in vacancy rates, population growth and the aging of the population. What could throw all of our numbers off? Keith is one of the X factors in demographics and population, which is immigration. Population growth, if it's organic, if it's by birth, does have an effect on housing, to an extent, but it's it's more nuanced, and it takes longer to really show itself if you're dealing with adult immigrants coming into the country, particularly immigrants who are coming in for jobs and have income that they can spend on housing, your housing demand goes up quickly, and that can have some local market repercussions depending on where the immigrants are going.   Keith Weinhold  34:18   In Philadelphia is not a coastal city. Its cost of housing is surprisingly low to a lot of people, but it's not on a coast. Just look at a map. Well, Rick, as we're winding down here, how long could the housing shortage persist overall?   Rick Sharga  34:33   I think we're in a period of time right now where builders are reluctant to overbuild. They got caught in the great recession with about a 13 month supply of homes available for sale, and then as home prices crashed, they were competing with their own inventory from the prior year, and many of them took a real beating financially during that period of time. So I don't expect we'll see builders overbuild anytime soon. And that tells me that we're probably looking at at least another three to five years before we can have a rational conversation about housing numbers kind of leveling off to be where they should be. We mentioned immigration. That is an X factor that could extend the housing shortage. If we start to see more immigration coming into the country, it could mean that we don't need as many houses as I suspect, if we have fewer people coming into the country. And the other x factor here is the boomers, the baby boomers of any generational cohort, probably have the highest home ownership rates right now and ultimately will age out of their properties. They've stayed there longer than any prior generation has, and that's also contributed to the inventory shortage, as opposed to the housing shortage. But as a friend of mine said, and it's a little macabre, but as he says, boomers will eventually leave their homes, either vertically or horizontally, so that will bring some inventory back to the market as well   Keith Weinhold  35:58   housing supply. It is rather inelastic, and we're probably going to be in this shortage for a number of years. Well, Rick, tell us how and why people consult with you and then just how they can do that.   Rick Sharga  36:12   Yeah, I work with mostly companies that are in the real estate or mortgage industries. Keith, I typically prepare a lot of market intelligence reports to them. It's real estate data, economic data, mortgage data. For some clients, I do foreclosure reports. They know what's going on in terms of delinquencies and defaults. For others, I do research on investor purchase activity, what they're buying, what they're selling, what they're paying, where they're doing all this. So anything that's data related to real estate data, mortgage data, economic data, I'm kind of neck deep in and I'm very easy to find on either LinkedIn or x. So if anybody's listening today and wants to connect on those platforms, just reach out and tell me you saw me on the GRE podcast, and I'll know you're legit.   Keith Weinhold  36:56   Housing supply is coming up short, but Rick never does. It's been great having you back on the show.   Rick Sharga  37:02   We'll do it again soon, Keith, It's great talking to you.   Keith Weinhold  37:10   Do we really have a housing shortage? The answer is yes, and the number of units short is one to 2 million. The shortage is worst in the entry level home segment, which matters so much to us as investors, we are owning an asset that's going to have sustainable demand for quite a while into the future. Rick indicated that it could take perhaps three to five years just to get back into balance. Now, we recently learned that there were fewer housing permits issued last year than there were in any year since 2019 and housing permits are an indicator of the future home supply. They had their recent peak five years ago with 1.7 5 million, and last year, there were just about 1.4 million. So home permits issued are 19% lower today than they were back in 2021 this is a harbinger of supply, because from the time that a permit is issued, it takes six to 12 months to complete a single family home. It's about six months to build a tract home, and closer to 12 months for a custom home. For apartments, it can take in excess of 24 months to deliver that period of time from permitting to completion. So nationally, we should continue to see scarce supply in the one to four unit space, keeping upward pressure on prices again for the most valuable 40 minutes of educational real estate investing material around you can access my premium real estate pays five ways, master class of five videos, totally free. And you know how I operate. I don't try to upsell you to some paid course. Either. It's just truly free. I'll send it to you. You can access it at get rich education.com/course coming up on future episodes here on the get rich education podcast, we're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished guests. Next week, the youngest guest to ever appear on the show is going to be with us. He's a 19 year old college student with a real estate investing related major. How does he see Gen Z's financial world? Is there any hope at all? The following week, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy when it's all done, when it's time for you to retire from real estate, rather than a 1031, Exchange, which would just keep you in the real estate game and with more of it, do a seven. 21 exchange into a real estate fund. Have no more assets to manage, no more property managers to manage total capital gains tax deferral and still get financial upside. And then just four weeks from now, it's get rich education podcast episode number 600 debt is the American dream. So if you're serious about building wealth, be sure to follow or subscribe to the show. If you've already done that, I would really appreciate it if you told a friend about this show until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:39   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.    Keith Weinhold  40:58   The preceding program was brought to you by your home for wealth, building, get richeducation.com

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Lea Oetjen über einen Kursrutsch bei Renk, neue Exportregeln für KI-Chips und die Erholung der Online-Reiseplattformen. Außerdem geht es um Phillips 66, Valero Energy, American Airlines, United Airlines, Delta Air Lines, Nvidia, AMD, DHL Group, Merck KGaA, Hensoldt, Rheinmetall, Adidas, Puma, Berkshire Hathaway, Gaxos.ai, Expedia, Booking Holdings, VanEck Gold Miners (WKN: A12CCL), VanEck Junior Gold Miners (WKN: A12CCM), Apple, Xiaomi, Samsung Electronics, SK Hynix und Micron Technology. Hier zur Newsletter-Anmeldung: https://www.businessinsider.de/informationen/newsletter/alles-auf-aktien/ Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Zach Mercurio, Ph.D., is a researcher, author, and speaker who specializes in purposeful leadership, mattering, meaningful work, and positive organizational psychology.He wrote "The Invisible Leader: Transform Your Life, Work, and Organization with the Power of Authentic Purpose." His forthcoming book, "The Power of Mattering: How Leaders Can Create a Culture of Significance," will be released by Harvard Business Review Press in 2025.Zach works with hundreds of organizations worldwide to forge purposeful leaders who enable mattering, motivation, well-being, and performance. Some of his clients include the U.S. Army, USA Wrestling, J.P. Morgan Chase, Delta Airlines, Marriott International, The Government of Canada, and The National Park Service.He also serves as one of author Simon Sinek's “Optimist Instructors.”Zach earned his Ph.D. in organizational development from Colorado State University where he serves as a Research and Teaching Fellow in the Department of Psychology's Center for Meaning and Purpose and as an Instructor in the Organizational Learning, Performance, and Change program.His research on meaningful work has been awarded by The Association for Talent Development, The Academy of Management, and The Academy of Human Resource Development.Zach lives in Fort Collins, CO with his wife, two sons, and two adopted dogs.Link to claim CME credit: https://www.surveymonkey.com/r/3DXCFW3CME credit is available for up to 3 years after the stated release dateContact CEOD@bmhcc.org if you have any questions about claiming credit.

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Lea Oetjen über einen überraschenden Kurssprung bei Reedereien, einen Coup von Nvidia und eine Erholung beim Bitcoin. Außerdem geht es um Tui, Lufthansa, United Airlines, Delta Air Lines, American Airlines, Hensoldt, Renk, TKMS, Rheinmetall, Lockheed Martin, RTX Corporation, Northrop Grumman, Hapag-Lloyd, Maersk, Novo Nordisk, Coherent, Lumentum, BYD, Deutsche Telekom, Beiersdorf, Strategy, Coinbase, iShares MSCI World Energy Sector ausschüttend (WKN: A2PHCF), SPDR MSCI World Energy ETF thesaurierend (WKN: A2AGZ1), Euwax Gold 2 (WKN: EWG2LD) und Xetra-Gold (WKN: A0S9GB). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Today's guest is a father to some, but daddy to Delta. It is the actor, dancer, and high quality romancer himself, Cheyenne Jackson.Cheyenne stops by to chat about fatherhood, his time on Broadway, and yes, his appreciation for feet. The two dive into why it is so important, especially in this day and age, to have conversations that not everyone is comfortable having. They also get into first crushes, making wishes, and ask the hard hitting question: does Popeye do it for you too, baby?Plus, Delta goes off on Delta Airlines priority tags. Why are you putting a priority tag on my luggage when there is clearly nothing priority happening? Do not gaslight my suitcase. Fake ass.⁠Send us an e-mail at readmedelta@gmail.com⁠ FOLLOW DELTA⁠@deltawork⁠ ⁠VERY DELTA IS A FOREVER DOG AND MOGULS OF MEDIA (M.O.M.) PODCASTSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Episode 161 of the Award Travel 101 podcast, Angie Sparks welcomes Justin Walter to share details from his recent family trip to Punta Cana. The episode kicks off with a highlight from member Megan, who creatively paid an $11,000 hospital bill using $200 Visa gift cards purchased at office supply stores—earning a stash of Ultimate Rewards points in the process. In news, Angie covers a 15% transfer bonus from American Express Membership Rewards to Avianca LifeMiles, while Justin shares that Emirates Skywards will no longer award miles on Condor-operated flights starting May 1, 2026 (though redemptions remain). Angie also highlights a 40% transfer bonus from Chase Ultimate Rewards to Virgin Atlantic Flying Club, and Justin reminds listeners that dozens of limited-time promos across major loyalty programs are ending soon.On the credit card front, Angie shares that her Barclays Aviator card will convert to a Citi Strata card, prompting her to apply early to secure a sign-up bonus—ultimately receiving an unusually generous credit line offer. She also grabbed a no-lifetime-language Hilton Surpass offer that includes a free night certificate, planning to leverage upcoming pool renovation expenses to meet spending requirements. Justin, meanwhile, is working through Amex Business Gold and Delta Business Reserve bonuses for status, while his Player 2 was denied for a Citi AA Platinum Select and is considering a Hilton card with elevated offers. They also preview a packed year of travel, including Phoenix, Morocco, Ireland, Australia, New Zealand, Puerto Vallarta, Vegas, Rome, and Japan.The main topic centers on Justin's family trip to Punta Cana, where they stayed at Dreams Macao Beach Punta Cana, booked directly through Hyatt for 29,000 points per night plus $60 per child. They flew nonstop on Delta Air Lines, paying a premium for the convenience. Justin notes this wasn't their first full-family trip, as grandparents joined them previously. The episode wraps with a practical tip of the week: don't believe every travel rumor you read online—especially when it comes to loyalty program changes.Episode Links:Amex to Avianca transfer bonusCondor drops Emirates EarningChase to Virgin transfer bonusPromos Ending soonWhere to Find Us The Award Travel 101 Facebook Community. To book time with our team, check out Award Travel 1-on-1. You can also email us at 101@award.travel Buy your Award Travel 101 Merch here Reserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026 Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card! Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.

A new Emerson College poll shows Trump stuck at 43% approval while disapproval climbs to 55%, driven by a sharp drop among Hispanic voters. In early 2028 primary matchups, JD Vance dominates the GOP field and Gavin Newsom leads Democrats, while Democrats hold an 8‑point edge on the generic midterm ballot. Svetlana Dali, who previously was convicted in Brooklyn federal court of being a stowaway on a Delta Air Lines flight out of New York's JFK Airport to Paris, allegedly snuck onto a United flight at New Jersey's Newark airport on Wednesday night. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

A new Emerson College poll shows Trump stuck at 43% approval while disapproval climbs to 55%, driven by a sharp drop among Hispanic voters. In early 2028 primary matchups, JD Vance dominates the GOP field and Gavin Newsom leads Democrats, while Democrats hold an 8‑point edge on the generic midterm ballot. Svetlana Dali, who previously was convicted in Brooklyn federal court of being a stowaway on a Delta Air Lines flight out of New York's JFK Airport to Paris, allegedly snuck onto a United flight at New Jersey's Newark airport on Wednesday night. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.

Heidi Porch is a retired Delta Air Lines pilot whose 35-year career took her from the flight deck of DC-9s, through the Airbus family of jets and even commanding the iconic Boeing 747-400. However, her pursuit of the flight levels began the scrappy way, ferrying single-engine Cessnas from the factory in Wichita to California, and then across the Pacific Ocean to Australia and New Zealand. While ferrying a Cessna 182 across the pacific, her engine failed while still 540 miles east of Hawaii, forcing her to ditch in the vast Pacific Ocean. Her story is a lesson of skill, determination and survival, documented in detail in her book, "Ditching the Sky". https://a.co/d/3Jed78h“SocialFlight Live!” is a live broadcast dedicated to supporting General Aviation pilots and enthusiasts during these challenging times. Register at SocialFlightLive.com to join the live broadcast every Tuesday evening at 8pm ET (be sure to join early because attendance is limited for the live broadcasts).SocialFlight Partners: Avemco Insurance www.avemco.com/socialflight Aspen Avionics www.aspenavionics.com Avidyne www.avidyne.com Continental Aerospace Technologies www.continental.aero EarthX Batteries www.earthxbatteries.com Hartzell Engine Technology www.hartzell.aero Hartzell Propellers https://hartzellprop.com/ Lightspeed Aviation www.lightspeedaviation.com Michelin Aircraft https://aircraft.michelin.com/ Phillips 66 Lubricants https://phillips66lubricants.com/industries/aviation/ Tempest Aero www.tempestaero.com Trio Avionics www.trioavionics.com uAvionix www.uavionix.com Wipaire www.wipaire.com

A Knee Recovery Nightmare! Right Total Knee Replacement My Physical and Emotional Fight Against Pain Hypersensitivity and Protective Muscle Guarding – written by Cathy Banovac – interview by Lisa Pelley and Mary Elliott – Cathy was coached by Erin Rempher, PTA My name is Cathy and I reside in Arizona. I am 57 years old, a homemaker, and have had a genetic history of chronic osteoarthritis.  From a very young age, I have always had a very low pain threshold.  Prior to the commencement of pain in my knee, I considered myself a fairly fit and active person…loved gardening, entertaining family and friends, cooking, crafting, playing golf, traveling with my husband, walking our dogs, and playing with our grandchildren. Life was good! Early Summer In addition to the normal aches and pains that come with aging, I began to experience more than usual pain in my right knee.  I was experiencing daily occurrences of popping/clicking, giving out when walking at times, difficulty negotiating steps or stairs, and nightly interrupted sleep due to pain.  Over the counter medications, icing, heat, etc. was no longer managing my symptoms.  Upon visiting an orthopedic surgeon for examination and subsequent imaging, I learned I was over 70% bone on bone in my right knee joint.  I was told I was looking at a total knee replacement.  I was preparing to head to Michigan for a family vacation on the lake with my kiddos in August, so was not happy to hear this news.  I convinced my doctor to give me a steroid injection just to buy me the time I needed to take my vacation.  He was reluctant and told me that he predicted it would do nothing to help my condition at the very least or, at the very most, last for a brief time.  I made it through the trip, yet 3 weeks post-injection the symptoms had returned. No More Injections My surgeon declined my request for another injection, instead reiterating my need for the TKR.  Over previous years, I had witnessed my mother, father, husband and a few friends have knee replacement surgeries.  All came through their surgeries with what appeared to me to be a fairly pain controlled, timely recovery and successful return to their regular daily activities.  I was told I was on the younger side for this type of procedure, nevertheless, would greatly benefit from extended quality of life and return to desired activity, given my current quality of life and daily activity was becoming more diminished by the day. My Knee Replacement I underwent RTKR on September 25.  All went well and as expected with the surgery.  I was up and walking, began some light physical therapy exercises, and maintained post-op range and motion through use of a CPM while in hospital.  I was discharged to home on the third day post-op, with a couple of narcotic pain medications (initially Percocet/Oxycodone and Morphine) and directions to commence in-home physical therapy the following day.  My follow-up visit with the surgeon was scheduled for 6 weeks post-op.  Day one at home began my challenging journey of recovery, both physically and emotionally.  I experienced difficulty managing my pain even with narcotics and over the counter medications.  My swelling was as expected and able to be kept in check with anti-inflammatory meds and icing.  I experienced annoying side effects from the narcotics, i.e., headaches, nausea, constipation, and thus was bounced from one medication and dosage to another, none of which seemed to be the right combination or solution to my pain.  Out of complete desperation and in uncontrollable pain, I went to the emergency room after being home for four days post-op, hoping to get some relief. A Problem with the Surgery? I thought surely there must be something wrong.  A few hours later, together with a lecture from the hospital PT and some morphine, I was discharged back to home.  Back on more medication, I failed to again find relief from pain.  I was averaging about 2-3 hours of sleep per night and little sleep during the day.  My home physical therapist had her work cut out for her.  Over the next 4 weeks (twelve 45 min. sessions of in-home PT), I had yet to reach better than 85 degrees flexion and 10 degrees extension.  My in-home therapist said she spent most of those 4 weeks strengthening my calves, hamstrings, and quad muscles, all which were extremely weak.  Therefore, already I was approximately 4 weeks behind in range and motion advancement.  My pain was still very much out of control, all while I feared becoming more and more dependent on the narcotics prescribed. At the first follow-up appointment (six weeks post-op), my flexion was below 90 degrees and extension still not at the zero degree mark.  I was informed by my surgeon that I needed a Manipulation Under Anesthesia (MUA).  My knee felt very stiff, pain was still unmanageable, and I was stuck without advancement in physical therapy. Manipulation Under Anesthesia He took x-rays and made sure the appliance was not loose or slipping out of placement.  All was found to be in proper order and an examination found no infection that could be causing pain or other symptoms.  My surgeon had done his job.  I was told however, that he believed I was stuck due to scar tissue build-up and thus was in need of the MUA to break up the scar tissue.  This would also permit the ability to continue physical therapy, working towards achievement of the desirable degree of range and motion outcomes.  I underwent the MUA six weeks and one day post-op and immediately resumed PT the following day.  I was told not to worry about a reduction in my flexion and extension after having the MUA.  An MUA tends to put patients back about 3-4 weeks, so it is almost like starting all over again.  However, the idea is that advancement in range and motion should become easier now that the scar tissue has been broken up by the procedure.  I went to PT for 5 days in a row the first week following the MUA, did my home exercises faithfully on my own twice a day, then returned to PT three times a week for the next several weeks. After the MUA At the two week follow-up appointment post the MUA, I was still in unmanageable pain, still getting only 2-3 hours of uninterrupted sleep per night, and running every gamut of emotion and temperament.  My poor husband was beside himself and wondering whatever became of the woman he married 27 years ago.  My flexion was still only reaching in the low 90's and my extension was no better either.  I was still experiencing great sensitivity to the touch anywhere on or around my surgical knee.  I couldn't stand wearing pants or having any sheet or blanket covering my knee.  My pain was the worst at night, just when I was settling in for some restful moments on the couch watching TV with my husband.  I would suddenly be lifted off my seat with either pain that mimicked touching a lit match to my knee, or the stabbing of a knife, or the shock of a taser. Dealing with the Pain This pain varied and sometimes was relentless for several minutes.  I was in tears most evenings and headed to bed to ice or apply heat, which calmed the nerve pain somewhat.  I would take meds (Hydrocodone/Norco, Extra-Strength Tylenol, Ibuprofen,  Zofran (for nausea) Vitamins, a stool softener (due to Hydrocodone) and Gabapentin aka Neurontin.  I was soooo sick of taking medications.  I think my surgeon was beside himself as to how to control my pain and sensitivity, therefore, he recommended I seek help at a Pain Management Clinic for possible sympathetic blocks, as well as my medicinal pain management.  Both he and my physical therapist told me I was forecasting pain neurologically before any exerted physical effort on their part was made to cause any pain.  My intolerance for any amount of pain was prohibiting any measurable progress in my range and motion, thus scar tissue was building at a rapid pace.  Physical therapy continued to be a challenge as I protective muscle guarded any force applied by my therapist to get better R&M.  I cried through most of my sessions. Pain Management At my first appointment with the Pain Management Clinic, I met with the doctor.  Most people have sympathetic blocks in their back to relieve nerve pain, but the doctor I was referred to chose to recommend a Genicular Neurotomy, accomplished through a procedure called Coolief Cooled Radiofrequency Ablation.  I first underwent a test which involved Lidocaine injections in four areas surrounding my new knee.  The patient then logs their pain and activities over the following 72 hours.  A follow-up appointment with a Nurse Practitioner then reviews the log and determines eligibility for the ablation procedure.  At this appointment she chose to cut my medication cold-turkey for a couple of days as she deemed I was dependent on them, even though I was getting little pain control.  I experienced severe withdrawal symptoms for two days. A Change in Medication I thought I was going to go out of my mind.  A change in my medication increased the Gabapentin I was taking, and I was found to be eligible for the ablation.  I underwent that procedure approximately 6 weeks post my first MUA, just before the Thanksgiving holiday.  I was told that I would still be experiencing pain for approximately 4-6 weeks, due to the fact that the ablation was going to make my nerves “angry” as they fought their temporary death.  I was also informed that this procedure is temporary as nerve endings most often regenerate themselves over a 6 month to 2 year period.  Some patients must undergo two or three of these procedures to get lasting relief. Unhappy News This was not happy news to my ears, yet I was still desperate for relief and reaching out for anything, and I mean anything, that would control my pain.  I returned to the pain clinic for a follow-up to the ablation procedure only to report pain still very bad and that I was still taking a boatload of medication, icing, heat to quad muscles to relieve cramping, and poor results in physical therapy sessions.  I was told to give it more time and come back in a few more weeks.   At my next follow-up approximately 3 weeks later, I discharged myself from the Pain Management Clinic.  I felt that their treatment plan was not successful for me and they had no other plan to offer other than continued reliance on prescription medication and time. When recovery goes wrong – Read More A Desparate Time After barely getting through the Christmas holidays, persisting in physical therapy and weaning myself down on prescription medications (since they didn't seem to be having any great effect on my pain), I began to explore the possibility of medical marijuana as a solution to my pain control.  I have never tried marijuana and had little desire to smoke or vape it, but was interested in edibles they have out now.  I was desperate and finding myself sinking into anxiety, panic attacks and, at times, depression.  My family and my husband were becoming very concerned as I was changing into a person they did not know and they were at a loss as how to help me through my circumstances. Medical Marijuana Since medical marijuana is legal in the State of Arizona, I sought out a doctor with whom I met and applied for a patient card.  This process took approximately 3 weeks, including approval of my application through the Arizona Department of Health and Human Services.  Upon receiving my card, I met with a licensed nurse at a dispensary to become educated about the various products and my specific needs.  She was recommended by the doctor who signed off on my patient eligibility and works with a number of cancer patients to help control their symptoms.  We met for over an hour.  She was extremely patient with me, educating me about cannabis (which I knew little of) and gave me recommendations to try.  I purchased three of her recommendations.  I also decided to try getting a light massage once per week.  The massages lasted for approximately three weeks before I decided to suspend them, as I found them not helpful enough to warrant the expense. Little if Any Improvement Having done everything I was asked to do in my recovery and still making little if any gains, I found myself in a very dark place emotionally, desperate to end my pain, and I was done!!  One day, I was occupying my time, in between home therapy and out-patient therapy sessions, searching the Internet for anything that might literally save me.  When in answer to my prayer, I came across several website postings about a therapy called X10.  I shared some of it with my husband, my parents and my kids.  They encouraged me to explore it more.  After reading some of the patient blogs and watching a few of the videos that I could access, I made my first contact with PJ Ewing by emailing him.  PJ responded very quickly telling me that the X10 Therapy and machine was not yet available in the State of Arizona, but he provided me with some other resources.  I was initially devastated by this news, but I almost immediately decided that I was not going to accept that response.  I instantly thought to myself, “Well, if it is not available in AZ, then maybe I can travel to wherever it is available. Not Taking ‘No’ for an Answer This time, I placed a phone call to PJ and we talked for over an hour.  As it so happened, in our conversation I discovered that the X10 headquarters is in Franklin, MI, and I had family who lived in Rochester, MI.  PJ was more than gracious in discussing all the parameters and specifics of the possibility of travel to Michigan to undergo the X10 program.  To say the least, after completion of my discussion with PJ, I heard God say “Not yet, Cathy, I still have a plan for you on this earth.”  I discussed the possibilities with my husband and shared them also with my son and daughter-in-law, exploring their permission to have me as a houseguest for 2-3 weeks.  Of course, they couldn't have been more gracious and welcoming. Pain Still a Big Problem My pain was still out of control, I continued out patient PT three times a week with slow or little advancement in my R&M, had my six week MUA follow-up with my surgeon only to be told I was facing a second MUA.  I told my surgeon and my physical therapist about the X10 Therapy website I had discovered, and PJ sent me the clinical data to share with them.  Each of them, I am grateful to say, told me they had looked at the data and were “intrigued” by the therapy plan.  Both encouraged me to pursue it as an option for me, yet both also strongly indicated that enough time had passed between my first MUA and the ablation, therefore, still recommended I have the second MUA before commencing X10 Therapy. Turning to X10 Therapy after a Second MUA Once my husband and I had made the decision to pursue this plan, the wheels began to roll quickly.  Initially, I scheduled the 2nd MUA and a flight out from Phoenix to Detroit by myself the next day following the MUA.  I notified PJ of my  plans and he began to put things in motion by placing me in contact with Mary Elliott, Melissa, Mike, a therapy Coach, Erin a Physical Therapist, and Marty, a technician for machine home delivery and set-up.  The X10 Therapy approach is really a “team” approach to wellness, in addition to the machine itself and the technological programs it delivers to the patient. The Second MUA Was Coming Up As the days approached the 2nd MUA, I became extremely anxious and experienced a couple of panic attacks.  I began to stress about the MUA pain, having gone through one already.  The thought of flying alone, even though my son would be there to meet me at the other end of my flight, and having to get through a 4 hour flight plus 1 hour car ride to his home in pain, had me scared beyond belief.  I was consumed with thinking about how I would manage my pain.  Should I just knock myself out to sleep on the plane?  What if that didn't work?  What meds could I then take if in pain?  What about my leg position – straightening and bending?  How would I get help from curb, through security, to gate, onto plane and the same again when arriving including a stop at baggage claim?  How am I going to sleep at night?  Is this therapy going to put me back in unmanageable pain again, even though the X10 Therapy information says I am in control?  What if it doesn't work?  Can this end my knee recovery nightmare? And on and on and on…! Making Plans After talking it over with my husband and doctor, it was decided that I would delay my trip to Michigan for one week following the 2nd MUA.  I would continue outpatient PT immediately following the MUA, but have some time to consult with a psychologist concerning my sleep depravation, fears, anxiety/depression and develop a plan to manage my pain, as well as talk to the airline for special assistance to help solve my transportation needs.  My husband decided to make the trip with me for a couple of days, just to get me settled and started with X10 Therapy.  Armed with a revised medication and travel plan, I notified the X10 Team of my change in start date and all were extremely understanding and accommodating.  I had the 2nd MUA  on January 18.  I continued outpatient PT for three more sessions, in addition to my own home exercises twice per day.  My daily sleep and pain control was managed better and I was counting the days until our departure date.  It simply could not arrive fast enough! Friday, January 19 This will remain a very important and pivotable day in my life.  My journey towards healing, life anew and well-being would begin that very day.  Having endured a comfortable flight and having managed all the transportation arrangements with ease (kudos to Delta Airlines), we arrived at my son's home ready to commence what I can now claim as my own personal miracle.  Within an hour, Marty arrived with a smile, this technological marvel known as the X10 machine, and a thorough first orientation/training session filled with words of encouragement and confidence.  I was on my way, although until I began to see results (which were really displayed within that first session), I Had Hope I was still cautiously optimistic about where I was headed.  Could I really achieve the flexion and extension goals I was unable to achieve thus far with any of my existing recovery methods?  Would this therapy really enable me to manage my pain comfortably with mild medications?  Could I trust my X10 therapist and her plan for me?  Would the X10 team really be there for me when I needed them?  Was the X10 therapy the answer to my prayers?  Would I really be returning home in as little as  just over 2 weeks time to see my surgeon's and physical therapist's jaws drop as they witnessed my flexion and extension reach what we all thought would be skeptical results, but instead blow them away with incredible success?  It would not be long before I could actually acknowledge to myself that the answers to each of those questions would be a resounding YES! 110º Flexion Once I was able to reach the 110 degree mark for flexion, it was decided that I would add 5 min a day on the stationery bike. As I felt comfortable, I was able to increase that time in small increments and add another bike session in the evening.  While my progress was measurable daily, I did experience some cramping in my right thigh and calf, dealt with some bursitis in my right hip for about two weeks, and waking with some right leg pain some nights. Taking Care of Myself I found icing and elevating regularly after each exercise session, icing my hip, heat on my upper thigh at night, Tramadol 50 mg. only twice a day with Ibuprofen and Acetaminophen alternated during the day, and Theraworx Relief foam massaged in the cramping areas once or twice a day helped keep my discomfort manageable.  In addition, I spent some resting time researching dietary recommendations for inflammation and pain.  I incorporated tumeric, magnesium, Osteo Bi-flex, 100% Cherry or Pineapple Juice, Vitamin B6 & B12, Vitamin C, Vitamin D3, Zinc, fresh berries and decaffeinated tea with ginger, lemon and honey in my daily diet.  I also decided to limit carbohydrates and sugar intake in an effort to keep my inflammatory response in check. One Week In After one week on the X10 and with constant reassurance and communication from all of my X10 team, I could actually begin to call this journey and the X10 Therapy my miracle.  I had breached the 100's for flexion after starting at 55 degrees, and reached 0 degrees at the end of the first session on my extension, previously at 8 degrees.  My fears, anxiety and uncertainty soon gave way to renewed love for life, joy at gaining confidence in doing daily activities again, sharing my daily success by telephone with family and friends, and hope for the future.  The almost daily contact from one or more of my X10 team members answered any questions that arose, provided authentic cheerleading for my cause, and motivated me to press on for better and better results. Working with My Coach Mary called often to check in with me and was my calm and steady encourager.  My conversations with her were uplifting and kind of like talking to an old friend, casual and comforting.  My PT, Erin, made a home visit to discuss my history and offered varied strategies for increasing my flexion degrees, as well as made adjustments in my therapy plan due to some bursitis that I had recently developed in my right hip.  She was careful to make the appropriate adjustments to my therapy plan.  She and Mike (my strengthening coach and with whom I also met in person to go over exercises), together modified my plan by delaying some of the exercises, while still permitting three sessions a day for range and motion growth. Conclusions As I approach my last day of sessions on the X10 Therapy machine and a return home to Arizona tomorrow, I write my story to encourage anyone who has experienced one or more of the circumstances that I experienced subsequent to a total knee replacement.  I am happy to report that I was successful in breaking through some of my scar tissue, reaching 0 degrees for my extension and 117 degrees flexion.  My gait is much improved and, as I have returned to walking without a limp or dragging my surgical leg, the pain in my hip and lower back has also improved greatly. My knee recovery nightmare has finally come to an end. Some Rehab Insurance I will continue outpatient therapy immediately upon my return home in order to solidify my current range and motion, and even further improve my flexion as I am able.  I write this also as a means of paying it forward to future patients of the X10 and in grateful appreciation to my X10 Team, my family and my friends who affirmed, guided, encouraged, and yes, celebrated, my X10 Therapy journey of success.  The proof, as they say, is in the pudding, which is said to mean that you can only judge the quality of something after you have tried, used, or experienced it.  I absolutely cannot wait to share my experience and demonstrate my range and motion achievement in person to my surgeon and PT Team back home in Arizona. Thanks be to my God, to all of my support team and to X10 Therapy… life is good once again! To read about total knee replacement for a younger population, click here. The X10 Meta-Blog We call it a “Meta-Blog” because we step back and give you a broad perspective on all aspects of knee health, surgery and recovery. In this one-of-a-kind blog we gather together great thinkers, doers, writers related to Knee Surgery, Recovery, Preparation, Care, Success and Failure. Meet physical therapists, coaches, surgeons, patients, and as many smart people as we can gather to create useful articles for you. Whether you have a surgery upcoming, in the rear-view mirror, or just want to take care of your knees to avoid surgery, you should find some value here. #mc_embed_signup{background:#fff; clear:left; font:14px Helvetica,Arial,sans-serif; }/* Add your own MailChimp form style overrides in your site stylesheet or in this style block.We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. */ Subscribe to the Blog Here * indicates required Email Address * First Name Last Name

A Delta Air Lines flight from Houston to Atlanta is forced back to William P. Hobby Airport after an unruly passenger causes chaos midair. Back on the ground, crews battle a two-alarm commercial building fire in Montebello, while a mall evacuation in Culver City adds to the day’s drama. Plus, a Beverly Hills woman who filed property liens ends up evicted from her own home, and in brighter news—In-N-Out Burger officially announces a new location at The Canopy at Great Park in Irvine.See omnystudio.com/listener for privacy information.

Great creative does not fail because of ideas. It fails because of operations.In this episode of the OnBase podcast, Chris Moody sits down with Michael Miller, founder and head of creative at Consigliere, to explore why modern CMOs must think like architects of complex marketing systems. They unpack the hidden operational bottlenecks that sabotage performance, why agencies often get blamed unfairly, and how outdated marketing models are slowing teams down.Michael also shares a pragmatic view on AI: use it to buy back time, streamline process, and visualize ideas, not to replace creativity. If you are leading marketing in a performance-driven environment and trying to protect brand and creative quality, this episode offers a blueprint for doing both.About Michael MillerMichael Miller has built an impressive track record over his 20+ year career, developing award winning creative and digital experiences for some of the world's top companies including Delta Airlines, Jeep, Citi, Adobe, Southwest Airlines, Apple, Lucasfilm, AT&T, Nike and Etihad Airways.Prior to founding Consiglieri, Miller was the Vice President of Marketing at T-Mobile where he founded their internal agency & TMO studios, and led the modernization of the brand's marketing, creative and digital operation. Miller also architected T-Mobile's industry leading social organization.Miller was the SVP Executive Creative Director at Publicis | Razorfish for 12 years prior, leading global, digital transformation for some of the largest brands in the world.Connect with Michael.

The founder and CEO of Savvy Aviation explains the need for on-condition maintenance for GA, the proper roles of aircraft owners and mechanics, his Inspection Authorization training course, and his new Aviation Masters podcast. In the news, American Airlines is under fire from pilots and flight attendants, AA's financial performance, the departure of AOPA’s CEO, a United Airlines lawsuit, and the Inspector General audit of air traffic controller training. Also, an Airplane Geeks host announces his new aviation podcast. Guest Mike Busch is the founder and CEO of Savvy Aviation, which provides aircraft owners, operators, and maintenance professionals with expert guidance grounded in data-driven, reliability-centered maintenance principles. Through maintenance management, education, and advocacy, Savvy helps the General Aviation community improve safety, reliability, and cost control. Mike Busch, Savvy Aviation founder and CEO. Mike argues that general aviation aircraft are often over-maintained, wasting both owners' time and money while straining already limited mechanic capacity. He believes the industry should shift its focus toward on-condition, or reliability-centered, maintenance. Mechanics, he says, need to be trained to think critically—not just follow the manufacturer's book. By applying reliability-centered maintenance and working on-condition, our existing mechanics could be more efficient. Mike also outlines what a healthy, collaborative relationship between owners and mechanics should look like. SavvyAviation has introduced the free, FAA-accepted SavvyCertified training course designed for mechanics studying for Inspection Authorization renewal. Mike reports that many aircraft owners signed up for the course and find it valuable. He also has a new podcast called Aviation Masters. Mike is a well-known aviation writer, teacher, aviation type club tech rep, aircraft-owner advocate, and entrepreneur. He assists aircraft owners with their maintenance problems through his lectures, articles, and books. Mike is a National Aviation Maintenance Technician of the Year and has previously appeared in Episode 446 (April 5, 2017) and in Episode 667 (August 25, 2021). Aviation News Allied Pilots Association Delivers Scathing Ultimatum to American Management In a letter to the American Airlines Group Board of Directors, the Allied Pilots Association (APA) Board of Directors says, “Our airline is on an underperforming path and has failed to define an identity or a strategy to correct course” and “…it is the result of persistent patterns of operational, cultural, and strategic shortcomings.” “For more than a year, APA has voiced concerns regarding management's ability to turn the corner. Management has been given repeated opportunities to articulate a credible strategy and demonstrate measurable improvement. Those opportunities have passed without meaningful change. Despite repeated assurances, the operation continues to struggle under predictable stressors, exposing systemic weaknesses in preparation, execution, and decision making. These consequences are shouldered by our customers and employees every day. “ “These failures have negatively impacted the financial performance of our company and frustrated all stakeholders, to include shareholders, for far too long.” “American is no longer best in class financially, operationally, or in customer service. The pilots of American want our company to win and dominate the competition, not just survive and compete. Our careers are intrinsically tied to the fate and performance of this once-great airline.” The Allied Pilots Association (APA) is the collective bargaining agent for American Airlines (AA)  pilots. Founded in 1963 and representing more than 16,000 pilots, the APA says it is the world’s largest independent pilots' union. “Shame On You”: American Airlines Flight Attendants Call for Shareholder Coup to Oust CEO Unlike the APA, the Association of Professional Flight Attendants (APFA) is calling for American Airlines’ chief executive, Robert Isom, to step down. In an internal memo addressed to Isom, APFA Chicago O'Hare base president Justin Patterson says, “I would like to say, sleeping on floors is NOT normal. Shame on you for trying to normalize this inhumane treatment. Doing the same thing on repeat and expecting different results [is] the definition of insanity.”  Patterson asks, “Do you intend on running this airline with piss poor planning and posting minuscule profits again in 2026?” And “This company failed more than just the Flight Attendants… they failed everyone who works here. American Airlines failed our shareholders. They were derelict in their duties to our shareholders.” APFA is the official crew union that represents more than 28,000 AA flight attendants. Passengers Left Stunned By Miniature Tray Tables on American Airlines New Long-Haul A321XLR American Airlines flight attendant Heather Poole has posted on X photos of the new Economy cabin tray tables. Table depth is half what you'd normally expect from a tray table. A standard laptop will overhang the smaller tables, and the standard AA long-haul meal tray will as well. The table does not fold out or extend. Pressure mounts on American Airlines CEO as carrier lags rivals In 2025, Delta Air Lines posted $5 billion in net income with a 7.9% profit margin. United Airlines posted $3.3 billion in net income with a 5.7% margin. American Airlines made $111 million last year with a 0.2% margin. AOPA's Hiring a Crisis Communications Firm AOPA's board has reportedly hired a crisis‑management firm on a $250,000 retainer to handle intense backlash over the abrupt departure of CEO Darren Pleasance on February 4, 2026. Off-Duty FAA Inspector Claims He Got Lifetime Ban from United After He Pointed Out Alleged Safety Concerns Paul Asmus said that after a May 2022 flight where he pointed out his safety concerns, United removed him from the flight and gave him a lifetime travel ban. Asmus is suing United for $12.75 million in damages. The civil suit claims loss of wages, emotional distress, and punitive damages. Asmus, an FAA Inspector but off-duty, claims that he noticed a “torn seat-back pocket at his assigned seat,” which “impaired the ability to secure and access the emergency briefing card” and a passenger standing in the aisle while the aircraft pushed back from the gate. Asmus believed that he had an obligation to report the violations he observed and took photographs for an FAA report. Audit Initiated of Air Traffic Controller Training at the FAA Academy The U.S. Department of Transportation, Office of Inspector General announced the initiation of an audit. The Memorandum, Audit Announcement | Air Traffic Controller Training at the FAA Academy [PDF] (Project ID 26A3002A000), dated February 5, 2025, states that: “…the Academy is facing considerable challenges with training, including a shortage of qualified instructors, training capacity limitations, an outdated curriculum, and high training failure rates. Given the importance of increasing the number of certified controllers to safely manage the NAS, we are initiating this audit. The audit objectives will be to assess (1) FAA's efforts to address the Academy instructor shortages, training limitations, and trainee failure rates and (2) the Academy's progress with updating the air traffic controller training program curriculum.” The OIG plans to begin the audit “in the coming weeks.” The Office of Inspector General (OIG) works within the Department of Transportation (DOT) to promote the efficiency and effectiveness of DOT programs and operations and to detect and prevent waste, fraud, and abuse.  See the OIG Active Audits list. Mentioned Stories About Flying podcast from Rob Mark. Aviation is an industry brimming with adventure and discovery at every turn. Award‑winning aviation journalist and Airplane Geeks co‑host Rob Mark invites listeners to enjoy captivating stories from a lifetime of aviation. Drawing on more than 50 years of experience flying for airlines, corporate and charter operations, and teaching as a flight instructor, Rob also reflects on his early days as an FAA and U.S. Air Force tower and radar controller. Along the way, he'll share remarkable stories from fellow aviators and respected podcasters who bring their own perspectives to the fascinating world of flight. Hosts this Episode Max Flight, our Main(e) Man Micah, and Rob Mark.

Chico author and retired US Navy Captain Gary Carter writes stories of his life as a pilot on aircraft carriers, then as a pilot for Delta Airlines

Ken Shreve and Ed Carson walk through Wednesday's market action and discuss key stocks to watch in Stock Market Today. Learn more about your ad choices. Visit megaphone.fm/adchoices

In der heutigen Folge sprechen die Finanzjournalisten Lea Oetjen und Holger Zschäpitz über einen fast unbemerkten Rekord für die Geschichtsbücher, eine 300-Millionen-Wette gegen Silber und was sonst noch wichtig wird in dieser Woche. Außerdem geht es um United Airlines, Delta Air Lines, Southwest Airlines, Old Dominion Freight Lines, Goldman Sachs, RTL Group, PepsiCo, Kellogg's, Uber, Hims & Hers Health, Microsoft, Meta Platforms, Amazon, Alphabet, Nvidia, Broadcom, Unimicron, Ibiden, Vertiv, Eaton, Delta Electronics, Jabil, Celestica, Flex, Arista Networks, Coherent, Lumentum, Fabrinet, Amphenol, iShares Edge MSCI USA Value Factor ETF (WKN: A2AP35) und Invesco EQQQ Nasdaq-100 ETF (WKN: 801498). https://www.welt.de/wargame/ Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Do we undervalue Delta card welcome offers? How do you guys maximize SkyTeam? We answered these and many other questions on the Ask Us Anything hosted live on February 4th of 2026.(00:39) - Given the amount of travel and exposure to different cultures that the whole frequent miler team has had over the years, what experiences have changed how you live day to day back home? For example, after a trip to Italy, I became very interested in espresso to the point where I bought myself an espresso machine that I now use every morning. Has something similar happened for you all?(07:42) - Greg and Nick laugh at the idea of “things we do to keep the banks happy,” but only after they spent the Main Event discussing how they spend extraordinary amounts on credit cards – which surely keeps the banks happy! I appreciate Nick mentioning that his habit of keeping Amex cards >1 year might make Amex happy, but it'd be nice to keep some perspective given that most listeners/readers/watchers aren't spending nearly the same amount as you two. So it's logical that we might think more about “keeping the bank happy”.(13:23) - Should I open frequent flyer accounts at EVERY possible airline? Is there any downside?(14:57) - Has anyone here applied for the Disney Inspire card?(19:08) - What would you pay for a subscription to a benefit? How do you value the Alaska Atmos 100K companion fare?(23:06) - For issuers other than Amex, are there any pitfalls to be aware of when buying merchant-branded gift cards online to hit minimum spend for SUBs, from obvious gift card websites like DoorDash Gift Cards?(27:13) - I'm overwhelmed. Do you use a flowchart on how to make decisions on how something is booked? For Loyalty points, using points, using cash, using a portal, which portal...(32:55) - ​​Do you think we undervalue Delta card welcome offers? The 15% discount gives you more award flight buying power. 90k miles gives you the buying power of 103,500. Is that a bad way to frame it?(35:20) - Do you think of Citi transfers to AA as the best transfer option, similar to Chase and Hyatt?(40:26) - ​What are your thoughts about the revised BofA Air France/KLM Visa card? I have thought that that card is a acutally better for SkyTeam than any Delta Airlines related card. AF/KLM vs. Delta cards?(42:25) - ​​Is it possible to change which airline is credited to a flight after your bags are checked but before the flight departs? I'd like to get my free AA bags but have the flight credited to Alaska(46:13) - Best use of Wyndham now that Vacasa is gone and no Caesar match in Vegas? Any other options like Vacasa?(48:40) - ​​My friend wants to transfer 100,000 Citi points to me. I know that's the yearly limit, and they expire in 90 days. My question is, if I get them then transfer them, do my ThankYou Points transfer first or the gifted ThankYou points(49:30) - ​Since Delta is crazily underwhelming, how do you guys maximize SkyTeam?(51:55) - Do any of the FM team ever get denied for credit cards? Has anyone ever been in pop-up prison? How do you avoid denials?Visit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “swappin' back n' forth” by up @ night

Some days, leadership doesn't feel inspiring. It feels heavy. You're carrying decisions that affect other people, trying to stay calm when everything feels urgent, and quietly wondering if you're doing enough or doing it right. If that's where you are right now, this conversation is for you. In this episode, we slow leadership down and return to what actually works when the pressure is real, the stakes are high, and people are counting on you.Our guest, Mark Fava, brings a rare perspective shaped by environments where mistakes cost lives, not just profits. A U.S. Navy veteran, former naval aviator, and author of Lessons from the Admiral, Mark has served at the highest levels of military and corporate leadership, including senior roles at Delta Airlines and Boeing, and as an aide to a U.S. Navy Admiral. His experience cuts through noise and ego to reveal what truly builds trust, clarity, and resilience.This isn't a conversation about theory. It's about how leaders actually think, decide, and show up when things don't go as planned. Especially now, when expectations are high, attention is fractured, and teams are tired, these lessons matter. This episode is a reminder that leadership isn't about having all the answers. It's about creating clarity, staying human, and choosing to learn again and again. Wherever you are in your career, you still have agency. You can slow down, ask better questions, and lead with intention.Actionable Takeaway: How thinking five years ahead can calm today's chaos and give your decisions directionWhy clear roles, standards, and debriefs reduce overwhelm and build confidenceHow small acts of respect— like saying thank you can create loyalty far beyond titlesWhat the military gets right about time, preparation, and accountabilityWhy asking for help is a strength and how great leaders do it without losing credibilityConnect with Mark FavaLearn more about Mark FavaMark on LinkedInCheck Mark's BookConnect with Christian "Boo" Boucousis:Learn more about Christian BoucousisBoo on LinkedInBoo on InstagramBoo on YouTube

Recorded at the American Film Market (AFM) in November 2025 An estranged father and daughter embark on a road trip — each hiding secret motives — but as unexpected detours and the dad's quirky caretaker draw them closer, they rediscover what it means to be a family. Sari Earl - Writer Born and raised in Brooklyn, New York, Sari was a tax attorney who worked for Delta Air Lines before a passion for writing inspired her to shift careers. She is a published author of ten books, seven under the pen name Sari Robins and three under her own name. She also wrote and helped create a documentary short. Now Sari is focused on her most personal story yet, making a film inspired by her father who lived with ALS for over twenty years. The screenplay, Do Over, is a comedy that reflects her dad's indomitable spirit, his humor, and his love of family. Do Over is the Grand Prize Winner of the Table Read My Screenplay Competition Hollywood 2025 and won Best Comedy Screenplay at the Atlanta Women's Film Festival 2025, among others. Motivated by her father's ALS, Sari helped create and co-chairs the accessibility and inclusivity committee at her Temple where she also served as Vice President of Community, led the leadership program and served on the board. Sari also served as President of the Atlanta Jewish Film Festival, the largest Jewish film festival in the world, and is a founding board member. Sari served as Vice President of Film, and Vice President of Leadership at American Jewish Committee, Atlanta, where she continues to serve on the board and is part of the Black-Jewish Coalition and community engagement efforts. Sari served on the board of a mental health non-profit and on the advisory board for an interfaith disability organization. Check out www.sariearl.com Drew Ann Rosenberg - Director Drew began her career in the arts, working in off-Broadway theatre in New York City and as a classically trained singer. She was Assistant Director on 6 Academy Award-winning films and has worked alongside such acclaimed directors as Sidney Lumet, Arthur Penn, Woody Allen, Paul Newman, Jonathan Demme, Rob Reiner, and Abel Ferrara. She's also First ADed 7 movies for HBO and multiple TV series and limited series. Drew's directorial debut, SEX AND A GIRL, aired on Showtime and Lifetime Networks. FOLLOW THE PROPHET was released theatrically. She directed second unit on THE RETURNED, STARKID, and NOW AND THEN. Drew wrote and directed the short film DAYBREAK, which received an LA Emmy. Her short film, AMY'S GIFT, won 5 awards at festivals. DADDY'S EYES, her latest short, won Best in Fest and Best Narrative Short at The Lake Placid Film Festival and the Rome Film Festival. Drew co-produced the feature NINE BULLETS, for Writer/Director Gigi Gaston, starring Lena Headey, Sam Worthington, and Barbara Hershey. Recently, Drew stepped up to direct on the limited series, American Sports Story, Gladiator for FX networks. She's currently in development on two independent features, KINGS ROAD and OUR CLASS, as well as a series derived from her short, DADDY'S EYES. www.drewrosenberg.com Cast: Rob Morrow - https://www.imdb.com/name/nm0001555/ Tu Morrow - https://www.imdb.com/name/nm2358754/ RJ Hatanaka - https://www.imdb.com/name/nm4082552/ Siena Goines - https://www.imdb.com/name/nm0324788/ Dean Cameron - https://www.imdb.com/name/nm0131541/ Maiara Walsh - https://www.imdb.com/name/nm2118666/ Oliver Blank - https://www.imdb.com/name/nm14028470/ Eric Keitel - https://www.imdb.com/name/nm3318078/ JK Anderson - Narrator

The boys are back, but with a global twist as "Euro Chad" finally settles into his new life overseas, proving that moving a household might actually be more harrowing than a literal firefight. On this episode, they mix up a spicy cocktail of underdog victories and light geopolitical roasting, questioning if "nostalgia" is a strategy or just a slow death. Between celebrating Delta Air Lines and their massive commitment to people-first models and analyzing a "rupture" in the global order, the hosts explore why being at the table is the only way to avoid being on the menu. The global tech giants are sneezing and it makes us wonder if HR tech players will catch a cold as a result. From OpenAI's potential pivot toward ads and "Head of Preparedness" roles to the quiet death of Meta's Horizon Workrooms, no one is safe from the roast. They dive deep into whether Phenom's acquisition of Included AI is a stroke of "agentic" genius or a "spaghetti at the wall" tuck-in, while casting a skeptical eye on Jeff Taylor's latest venture, BoomBand. Whether it's the future of ChatGPT's job search ambitions or industry legends attempting to recapture lightning in a bottle, this episode is a masterclass in why you can't look away from the train wreck of innovation. Chapters 00:00 - Introduction and Personal Updates 02:57 - College Football and Indiana's Success 06:00 - OpenAI's New Developments and Challenges 18:56 - Geopolitical Commentary and Industry Predictions 26:41 - Acquisition Insights: Phenom and Included 34:01 - Delta Airlines: Profit Sharing and Economic Concerns 40:26 - The Metaverse: Meta's Retreat from Virtual Reality 50:00 - Boom Band: Jeff Taylor's New Venture

The Shred is a weekly roundup of what's making headlines in the world of employment. The Shred is brought to you today by Jobcase.

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Philipp Vetter über Donald Trumps Auftritt in Davos, Zoff bei Lululemon, Optimismus bei US-Airlines und neue Nukelar-Euphorie. Außerdem geht es um United Airlines, Delta Airlines, American Airlines, Johnson&Johnson, Kraft Heinz, Berkshire Hathaway, NuScale Power, Nano Nuclear Energy, Oklo, enCore Energy, Uranium Energy, Nvidia, Siemens, ABB, Schneider Electric, Siemens Energy, Legrand, Prysmian, Safran, Rolls-Royce, Rheinmetall, NextEra Energy, Union Pacific, Enbridge, Duke Energy, SAP, Mastercard, Visa, Bank of America, Lockheed Martin, Boeing, Pfizer, Merck, Eli Lilly, iShares Stoxx Europe 600 Industrials ETF (WKN: A0H08J), L&G Robotics and Automation ETF (WKN: A12DB1) und iShares Global Infrastructure ETF (WKN: A0LEW9). Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

On this episode of GMH Hotels with Sarah Dandashy and Steve Turk, as they break down four major developments shaping where lodging and travel are headed in 2026. They start with Outsite's new private-equity backing, a big vote of confidence in social extended stays and flexible work-travel lifestyles. Then they explore Google's latest push into AI-powered travel planning and how big tech continues to encroach on discovery and booking channels. From luxury pipeline news, they look at The Leela Palaces, Hotels and Resorts' third hotel addition since its IPO, signaling strength in high-end hospitality. Finally, they discuss the Sphere Entertainment Co. National Harbor's impact on meetings, events, and destination demand. And of course, it wouldn't be GMH without this week's Unhinged Story: a Delta Air Lines passenger who literally plugged in a curling iron mid-flight and proceeded to style her hair section by section. Connect with Skift LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/skift/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ WhatsApp: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://facebook.com/skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/skiftnews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@skiftnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bluesky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/skiftnews.bsky.social⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/skift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SkiftNews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and never miss an update from the travel industry.

United Airlines (UAL) saw turbulence ahead of its quarterly results, but a closer look at the data reveals a nuanced picture. LikeFolio's Landon Swan talks about how the airline is benefiting from a "K-shaped" economic recovery, with premium and international travel soaring while economy travel struggles. However, high expectations and a recent sell-off following Delta Airlines' (DAL) earnings temper enthusiasm.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

INTRO (00:24): Kathleen opens the show drinking an Iron City Light Lager from Pittsburgh Brewing Company. She has just returned from NYC, doing podcasts with friends Mark Normand and Sam Morril and meeting up with comedian pals at her favorite Irish pub in NYC.    TOUR NEWS: See Kathleen live on her “Day Drinking Tour.”   COURT NEWS (16:31): Kathleen shares news of Taylor Swift's accidental inventory issues involving her favorite Sancerre, and Snoop Dogg is prepping for his Winter Olympic Ambassador role in Italy.    TASTING MENU (1:16): Kathleen samples Chick-Fil-A Sauce Flavored Waffle Chips, Hello Kitty Chocolate Puffs, and Majestic Picklery Hot Sauce Kosher Baby Dills.    UPDATES (24:25): Kathleen shares updates on another near-fatality involving a Waymo, the Louvre hikes fares for non-European tourists, the Meta Quest series future looks bleak,    FRONT PAGE PUB NEWS (36:55): Kathleen shares articles on the four monkeys on the loose in north St. Louis, Mary J. Blige announces a Las Vegas residency, a Florida man has a new defense strategy for a DUI arrest, the world's oldest living cat turns 26 years old, Malibu residents are outraged after Australian billionaire brothers buy 16 burned out lots, Sprinkles cupcake shops close all stores, the world's oldest living land animal turns 191, Delta Airlines' employees are getting $1.3B in profit sharing, a major change is coming to a decades-old TSA rule, LA Rams owner Stan Kroenke becomes the largest private landowner in the US, and the world's first slotharium is opening in Orlando.    HOLY SHIT THEY FOUND IT (32:28): Kathleen reads about the Baltinglass Hill fort cluster recently discovered in the Wicklow Mountains of Ireland, and a giant green anaconda species has been found in the Amazon.    WHAT ARE WE WATCHING (20 ish): Kathleen recommends watching “Heated Rivalry” on HBO Max.    SAINT OF THE WEEK (1:08:46): Kathleen reads about St. Bede the Venerable, patron saint of scholars.    FEEL GOOD STORY (1:06:34): Kathleen shares a story about a cat lost during Hurricane Helene who returns home after missing for 443 days. 

1 - The Delta Air Lines' CEO not happy with President Trump's credit card interest rate cap stance 2 - Louisville plane crash update from the NTSB: Boeing was aware of a possible part defect that led to the crash 3 - An Air Canada flight is delayed after flight crew discovers an employee is locked in the cargo compartment 4 - Allegiant to buy Sun Country for $1.5 Billion 5 - The TSA increases the number of airports with biometric Precheck scanning 6 - Hub DelaysSee omnystudio.com/listener for privacy information.

Czabe welcomes PAUL CHARCHIAN to the pod. Rodgers ends his career on a long pick-6. Mike Tomlin "steps down," but is he eager to get back in the saddle? Charch is bad luck when visiting Minnesota. Where does Rodger rank all-time among SB Era QB's? Charch has a big problem at his little airport in Utah. Delta Airlines is raking in the bucks. MORE....Our Sponsors:* Check out Aura.com: https://aura.com/remove* Check out Goldbelly and use my code CZABE for a great deal: https://www.goldbelly.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In der heutigen Folge sprechen die Finanzjournalisten Daniel Eckert und Lea Oetjen über die Giganten-Attacke auf Adobe, eine Kündigungswelle bei Meta und die irre Rekordjagd der Edelmetallen. Außerdem geht es um Nvidia, J.P. Morgan, Apple, Delta Air Lines, Boeing, Intel, AMD, TSMC, Alibaba, Tencent, Baidu, iShares MSCI China (WKN: A2PGQN), iShares MSCI China Tech (WKN: A3CU00), Reliance Industries, Titan Company, Bajaj Auto, iShares MSCI India (WKN: A2AFCY), Franklin FTSE India (WKN: A2PB5W), Krka, PZU, Bank Pekao, Ignitis Group und OMV Petrom. Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Der Börsen-Podcast Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

On the Tuesday January 13th edition of Georgia Today: Atlanta's Morris Brown College fires its president; high school students in Forsyth County try their hand at gene-editing therapy; and Delta Air Lines says it expects a significant boost in revenue in the coming year...but remains cautious.

Jarrett Bilous and Andy Wang break down Delta Airlines (DAL) earnings. Andy calls the report solid and highlights that unit revenue was flat despite the government shutdown. “The market reaction is really about guidance,” he says as the stock has fallen around 3%. Jarrett sees encouraging signs in the report, including premium demand. However, he contrasts capacity and demand, and notes that fuel costs are a wild card.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Today we're breaking down what WallStreetBets is actually paying attention to right now, not based on hype, but based on real price action, trend structure, and objective signals. This video walks through the most talked-about stocks over the last 24 hours and filters them through a professional, rules-based lens instead of vibes, stories, or internet narratives.The goal here is simple. Strip away bias. Strip away opinions. Look at what price is doing and what the market is confirming. That's it.You'll see why stocks like SoFi, Meta, Delta Airlines, and CME Group can stay heavily discussed while still being objectively weak setups. Popular does not mean profitable. Attention does not equal opportunity. If price is trending down, no amount of belief or community conviction changes that.On the flip side, you'll also see why names like CoreWeave, Poet Technologies, PL, and INBS rise to the top. These stocks are not winning because of headlines or hype. They're winning because trend, sector strength, market conditions, and order flow are aligned. That alignment is what creates repeatable edges.Throughout the breakdown, the focus stays on a few core principles. Trends are defined mathematically, not emotionally. Order blocks represent trapped buyers and sellers, not magic lines. Fear and greed data helps contextualize behavior, not predict the future. And most importantly, professional investors do not forecast. They react.Here's what you'll learn in this video:✅ How to objectively rank WallStreetBets stocks by 24-hour momentum✅ Why sell signals matter even when a stock is popular✅ How bullish and bearish trends are defined using the 10, 20, and 50✅ What order blocks actually represent in real market psychology✅ Why buying strength beats buying dips over the long runThere's also a bigger lesson running underneath the entire discussion. You do not need to understand a company's story to trade it effectively. You do not need to love a stock to make money from it. All that matters is whether price is moving up or down and whether the market is confirming that move.This approach is about removing noise and focusing on what actually pays. Fundamentals, narratives, and news can be interesting, but they do not put money in your account. Price does.Everything shown in this video is evaluated the same way, with the same rules, and without favoritism. That's how consistency is built. Not by guessing. Not by predicting. But by letting the market tell you what's working right now.If you're tired of chasing hype and want a clearer way to think about stocks, trends, and risk, this breakdown will sharpen how you look at charts and decision-making going forward.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

From property taxes to birth control, state lawmakers are busy making the legislative sausage. We break down a few of the proposals; the head of an Atlanta HBCU says he was ousted without notice; and the skies were especially friendly for Atlanta-based Delta Air Lines in 2025.See omnystudio.com/listener for privacy information.

Wij zijn blij, want het cijferseizoen is begonnen! JP Morgan Chase is de bank die het spits afbijt. En die verbaast eigenlijk met alle cijfers, behalve dat ene cijfer waarmee ze juist groots hadden moeten scoren. Ze weten de verwachting niet waar te maken als het draait om fusies en overnames. Wat belooft dat voor de rest van de banken? En een goed begin is het halve werk, dus wat kunnen we van de rest van de kwartaalcijfers verwachten? Dat hoor je in deze aflevering. De AEX kreeg het niet voor elkaar om voorbij de magische grens te gaan. Maar Alphabet doet het even voor. Het was gisteren nog even spannend nadat ze de 4 biljoen dollar aan beurswaarde hadden aangetikt. Maar nu stoomt het moederbedrijf van Google die grens klakkeloos voorbij. Ze zijn het vierde bedrijf dat het voor elkaar krijgt, al zijn 2 van hun recordgenoten alweer afgezakt. Kan Alphabet het dan wél vasthouden? Verder hoor je hoe Trump de handelsoorlog nieuw leven inblaast, met een dreigement richting Iran. We vertellen je of de bijval die Jerome Powell krijgt van andere centrale banken helpt. En je hoort meer over de 'scam van de eeuw' op het Damrak. Te gast: Corné van ZeijlSee omnystudio.com/listener for privacy information.

Send us a textWelcome to the What's Up in Business Travel  podcast for Week 2 of 2026.  This weekly podcast is great for those who need to know what's happening in the world of business travel - in under 15 minutes.On this week's podcast, we cover the following stories:Aeromexico tops 2025 On-Time performanceHawaiian Airlines to invest $600MAvelo will downsizeREAL ID deadline nearsHilton cuts ties with Minnesota hotelBCD Travel & Delta Air Lines forge strategic partnershipLufthansa & Amadeus partnerEtraveli Group acquires WenrixAir India & AirBaltic enter codeshare agreementTSA expanding PreCheck touchless ID to 50 new airportsAlaska Airlines places its largest aircraft orderAir India expands its European footprintAmerican launches Free Wi-FiYou can subscribe to this podcast by searching 'BusinessTravel360' on your favorite podcast player or visiting BusinessTravel360.comThis podcast was created, edited and distributed by BusinessTravel360.  Be sure to sign up for regular updates at BusinessTravel360.com - Enjoy!Support the show

This episode: The first real-world activation of the Garmin Autoland system, the E‑7 Wedgetail networked airborne early warning and control (AEW&C) platform, the flu season impact on crews, an airline captain stands up for exhausted flight attendants, and airlines with the largest fleets. Additionally, airport modernization and the Dulles people movers, the infrastructure needed to support the growth of personal air vehicles, and containment systems for lithium battery thermal runaway. Aviation News Autoland Saves King Air, Everyone Safe, FAA, NTSB Launch Probes On December 20, 2025, a Super King Air (N479BR) operated by Buffalo River Aviation experienced an in-flight emergency after departing from Aspen, Colorado (KASE) on a FAR Part 91 reposition flight. No passengers were on board. Climbing through 23,000ft MSL, the aircraft experienced a rapid, uncommanded loss of pressurization. The aircraft was equipped with Garmin Aviation’s latest Emergency Descent Mode (EDM) and Autoland systems, automatically engaged when the cabin altitude exceeded the prescribed safe levels. The system selected a suitable airport per Garmin criteria (KBJC, Rocky Mountain Metropolitan Airport), navigated to it, and landed safely. See: NTSB News Talk Episode 20: Garmin Autoland Emergency Landing: First King Air Save Buffalo River Aviation Statement Regarding Colorado Emergency Landing Image courtesy Garmin. Boeing's $724 million radar plane lives on, despite Pentagon efforts to kill it The E‑7 Wedgetail program is designed to replace the legacy E‑3 Sentry/AWACS-type aircraft (Airborne Warning And Control System) with a modern, networked airborne early warning and control (AEW&C) platform. The E-7 is designed to provide long-range, 360° air and maritime surveillance using an electronically scanned array radar mounted on a Boeing 737 airframe. It's intended to serve as an airborne battle management node, coordinating fighters, surface units, and ground-based air defenses. The Pentagon wants to cancel the purchase of two prototype E-7 Wedgetail jets, but Congress refuses to do so. In fact, Congress provided $847 million in additional funding for the two prototypes. Major Radio Failure Paralyzes Greek Airspace A major failure of aviation radio communications across Greece led to a temporary shutdown of Greek airspace, grounding or diverting flights nationwide for several hours and causing knock-on disruption across Europe. The collapse of radio frequencies in the Athens Flight Information Region (FIR) forced authorities to halt departures and arrivals until communications were partially restored. Travelers stranded in Caribbean as US military operation sends airlines scrambling to add flights A US military operation to capture Venezuelan President Nicolás Maduro led to a temporary FAA closure of Caribbean airspace, causing more than 425 flight cancellations and stranding thousands of travelers across islands including Puerto Rico, Anguilla, St. Maarten, and Aruba. Airlines are now restoring service and adding extra capacity, with most commercial restrictions lifted and operations gradually normalizing. Alaska Airlines Captain Sues Boeing Over 737Max Door Plug Incident Alaska Airlines captain Brandon Fisher has filed a $10 million lawsuit against Boeing and subcontractor Spirit AeroSystems, alleging they tried to make him a scapegoat for the January 5, 2024, mid‑air door plug blowout on Flight 1282. He claims Boeing falsely suggested the incident was due to maintenance or crew error, despite later NTSB findings that pointed to Boeing's inadequate training, guidance, and oversight in its manufacturing processes. Fisher says he has suffered “profound physical and mental repercussions” since the blowout, describing ongoing deterioration linked to emotional injury. Alaska Airlines Hits New All Time Record of 540+ Flight Attendants Going Sick With Carrier Struggling to Operate Full Schedule Flight attendants and pilots are calling out sick in great numbers as the flu season takes hold. Alaska Airlines reports that 540 flight attendants are out. Meanwhile, Frontier, JetBlue, and Spirit have activated contingency plans. In an internal memo, Spirit Airlines said, “Our reserve levels are virtually the same as they have been since 2023, but during this holiday, our sick calls have exceeded previous periods by nearly 250% on some days.” Weather delays and ATC shortages have compounded the problem. A memo reviewed by PYOK explained that nearly 20% of the airline's flight attendants called out sick just before the New Year. My Crew Is Done: United Airlines Captain Refuses to Push Tired Flight Attendants And One Passenger Thanks Him For The Delay FAA regulations generally limit a flight attendant's maximum scheduled duty day to 14 hours on domestic flights. With an augmented crew (adding additional flight attendants), duty can be scheduled beyond 14 hours but is capped at 20 hours. This PYOK article relates the observations of a passenger who saw a United Airlines Captain refuse the attempts of the ground crew to keep the timed-out flight attendants on the boarded plane while another cabin crew could be found. With the FAs exiting the plane, the passengers would have to deplane. Top 10 airlines with the biggest fleets in 2026 United Airlines has the largest fleet with 1,050 single-aisle and widebody aircraft. American Airlines follows with 1,023 aircraft, then Delta Airlines (989), Southwest Airlines (810), China Southern Airlines (708), China Eastern Airlines (679), Skywest Airlines (600), Air China (531), Turkish Airlines (399), and Ryanair (349). The data comes from Planespotters.net and individual airlines. It is current as of December 2025. Mentioned Micah was a guest on WBZ, AM Radio 1030 in Boston with Bradley Jay. He spent an hour talking about all sorts of different aviation and travel things: Ready for Take Off! Dulles Airport Modernization: Dulles mobile lounges could last another two decades, airport officials say 18 people sent to the hospital after mobile lounge crashes at Washington D.C.-area airport Trump's Transportation Secretary Sean P. Duffy Launches New Initiative to Revitalize Dulles Airport into The International Gateway Our Nation's Capital Deserves Plane Mate mobile lounge. Newer model. Jetson ONE Jetson ONE. Lithium-ion battery containment: Lithium Fire Guard Lithium Battery Air Safety Advisory Committee FAA testing videos: Competitor 1, Competitor 2, Competitor 3, Competitor 4, and PG100. Hosts this Episode Max Flight, Rob Mark, and our Main(e) Man Micah.

Likefolio's Andy Swan agrees with analysts raising their prices targets on Delta Airlines (DAL), calling it the “clear leader in the space.” Delta's web visits are up 7% year-over-year, and Andy notes their success with premium upgrades and profitability. Southwest Airlines (LUV) and American Airlines (AAL) need to catch up, he adds.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

On the Friday January 2nd edition of Georgia Today: The state sets a record for blue collar job losses; Delta Air Lines is once again North America's most on-time airline; And officials in Social Circle say their city can't handle the Trump administration's planned federal immigration center.

You can also find the video version of this episode on our YouTube channel here: "What's Going on in Morocco Right Now: Travel Updates from Marrakech"Learn about the latest goings-on in Morocco, direct from the source: Azdean shares with us what tourism is like right now in Marrakech and beyond, as he calls in direct from the red city. Our conversation today includes a summary of a group tour from Casablanca to Fez, driving down to Merzouga desert, through Dadès Valley and over the mountains to Marrakech. Along the way, the group stopped at a unique and secret cave dwelling, still inhabited, although at least a little modernized! And a look at how to make dietary requests and come prepared when you travel here. Remember, on a tour your tour director will help make sure that ingredients and special supplies are accounted for, since Merzouga and the villages along the way are certainly quite isolated. Which is of course part of the attraction!Azdean is there, on the ground as the African Cup completes its setup: there are football fans everywhere, and media from around the world there to cover the event. As we enter 2026, we look at how busy the country expects to be, and why it may in fact be the best time to visit, because it's only going to get busier as the football World Cup approaches, and even more attention is focused on Morocco. Things are busy, but you can still get in before the crowds get even heavier.Azdean even took a direct flight from Atlanta to Marrakech, thanks to the new service from Delta Airlines. With multiple options from the US and Canada to Casablanca and/or Marrakech, travel to Morocco is becoming even easier.This is a special episode for us: although we've done some extra bonus episodes and live q&a replays, we consider this one to be our official 100th episode! Thank you to our wonderful listeners and viewers who have been there on this nearly four year journey, we're proud to be the trailblazing podcast for travel in Morocco, and are excited for more great topics and guests to come in the new year!Do you dream of exploring the enchanting land of Morocco?Destination Morocco is your ultimate travel experience for those seeking luxury and adventure. We specialize in crafting bespoke itineraries tailored to your unique tastes and desires.If you're a discerning traveler who values an immersive, curated adventure, visit www.destinationsmorocco.com, and let us bring your dream Moroccan vacation to life.Learn more about Azdean and Destination Morocco.Explore our Private Tours and Small Group Tours!

Let's take a look back at February 2025 when... $3 million dollar suites at the Super Bowl, found money, Marco Rubio fires 13,700 employees from USAID, Delta Airlines wants to be more gender inclusive, fun meltdowns, sad public proposals, and more....

On Today's Menu on Marsha's Plate This week we talk about Delta Airlines foolishness, this Trans Man vs Trans Women debate On this episode we have the powerhouse Aaryn Lang ...we discuss her gender journey, her Trans Aunite, and her passion about gatekeeping the trans identity Aaryn's IG https://www.instagram.com/aarynnlang/ Listen on all streaming Platforms https://pod.link/1293033444 Here we talk about cultural events, entertainment news, and gender politics from a Black Trans feminist lens. This is Diamond Stylz archival work that preserves the histories, experiences, and contributions of a marginalized community that has been historically erased, overlooked, or misrepresented. We focus on people who identitfy as Black, trans, gay, or woman...or any combination of all of them. We have merch as well if you wanna support Marsha's Plate https://teespring.com/stores/marshasplate Reading Recommendations https://bookshop.org/shop/DiamondStylz #marshasplate #girlslikeus #boyslikeus #transgender #podcast #podsincolor #podernfamily #transisbeautiful #houston #lgbt #transmen #transwomen #blackfeminism #trans101 #trans #blacktranswomen #blacktransmen #houstonpride #indiepodcast #blacktranslivesmatter #lgbtqia #lgbtq #genderidentity #pride #blackgirlmagic #blackboyjoy #podcast

We look at the Air India Boeing 787 crash and the friction between investigators, Boom Supersonic's plan for stationary power generation, Spirit Airlines' new labor agreements, the canceled TSA labor contract, DHS purchase of Boeing 737s, ethics and the FAA Administrator, the V-22 Osprey accident rate, A-10 retirement postponement, return of PanAm, and fumes in the cabin. Aviation News Air India Boeing 787 Crash Probe Leads to Tussle Between Investigators India's Aircraft Accident Investigation Bureau (AAIB) and U.S. agencies, such as the NTSB and FAA, investigating the Air India crash have clashed over where and how to read out the flight recorders, access to evidence, and the overall pace and transparency of the investigation. U.S. officials reportedly feared a lack of openness, while Indian officials pushed back strongly against what they saw as outside interference and challenges to their competence. Boeing 787, courtesy Air India. Preliminary technical findings point toward the 787's fuel control switches being moved from “RUN” to “CUTOFF,” starving both engines of fuel shortly after takeoff. Some U.S. sources suspect deliberate pilot action, while Indian authorities have downplayed pilot culpability in public. Source article in the Wall Street Journal: Officials Clash in Investigation of Deadly Air India Crash Air India Admits Compliance Culture Needs Overhaul After Flying Airbus Without Permit, Document Shows An Air India investigation found that one of its Airbus planes conducted eight commercial flights without an airworthiness permit. “Systemic failures” were cited, and the airline admitted it needed to make compliance improvements. Boom Supersonic Secures Breakthrough AI Engine Deal Boom Supersonic is developing the Symphony propulsion system to power its Overture supersonic airliner. At the same time, AI data centers require enormous compute power, and they need energy to do that. Boom says that it will develop the land-based Superpower 42-megawatt natural gas turbine, based on the Symphony engine. If successful, the Superpower would generate a revenue stream and provide operating data. Crusoe Energy has 29 Superpower units on order, with delivery expected in 2027. Major aero‑derivative OEMs offering ground power generation​ include: General Electric, Siemens Energy, Mitsubishi Power, Rolls‑Royce, and Kawasaki Heavy Industries. AvWeek reports that Boom has closed a $300 million funding round, which the company says, together with the AI gas turbine deal, will be sufficient to complete development of the Symphony and initial Overture aircraft. Video: Introducing Superpower: The Supersonic Tech Powering AI Data Centers https://youtu.be/krweC0gvbhM?si=5F4EO-yBlbsjE196 JetBlue A320 narrowly avoids mid-air collision with USAF tanker over Caribbean On December 12, 2025, a JetBlue Airways A320-232 (Flight B61112) left Curaçao bound for JFK airport. Shortly after takeoff, the plane narrowly avoided a collision with a US Air Force refueling tanker. Spirit Airlines Reaches Another Milestone in its Restructuring as Pilots and Flight Attendants Ratify Agreements Spirit Airlines announced the ratification of labor agreements with pilots (represented by the Air Line Pilots Association) and flight attendants (represented by the Association of Flight Attendants-CWA). The two agreements are subject to court approval. 82% of the pilots voted in favor of the contract, which allows temporary reductions in pay rates and retirement contributions effective January 1, 2026. Pay rates are restored through guaranteed increases on August 1, 2028, and January 1, 2029. Company-funded retirement contributions will be fully restored by July 1, 2029. See ALPA Press Release: Spirit Airlines Pilots Ratify Restructuring Agreement. US invalidates union contract covering 47,000 TSA officers, AFGE vows to challenge The American Federation of Government Employees represents airport screening officers and plans to file a lawsuit after Homeland Security Secretary Kristi Noem terminated the collective bargaining agreement. DHS plans to implement a new labor framework on January 11, 2026, when the collection of union dues from TSA officers’ paychecks will cease. TSA said the new labor framework “will return the agency back into a security-focused framework that prioritizes workforce readiness, resource allocation and mission focus with an effective stewardship of taxpayer dollars.” US signs nearly $140m deal to purchase six Boeing 737s for use in deportations The Department of Homeland Security signed a contract with Arlington, Virginia-based Daedalus Aviation Corporation to purchase six Boeing 737 planes for deportation operations. DHS spokesperson Tricia McLaughlin said: “This new initiative will save $279m in taxpayer dollars by allowing ICE to operate more effectively, including by using more efficient flight patterns.” Daedalus Aviation Corporation focuses on turnkey flight operations and specialized charter services for government and high‑stakes commercial clients. They emphasize contingency, evacuation, and other critical missions. Senator says FAA administrator failed to sell multimillion-dollar airline stake as promised Sen. Maria Cantwell (D-Washington) says FAA Administrator Bryan Bedford promised to sell his multimillion-dollar stake in Republic Airways under his ethics agreement, but he has failed to do so. Bedford agreed to sell all his shares within 90 days of his confirmation, but 150 days have now passed. In a letter to Bedford, Sen. Cantwell writes, “It appears you continue to retain significant equity in this conflicting asset months past the deadline set to fully divest from Republic, which constitutes a clear violation of your ethics agreement. This is unacceptable and demands a full accounting.” New V-22 Mishap Reviews Find Material Issues with Osprey, Poor Communication Between Services Two new reports point to faulty parts, poorly understood maintenance procedures, and a lack of communication across the services. The result was a lack of safety and reliability across the Navy, Air Force, and Marine Corps. One report was from the Naval Air Systems Command, and the other was from the Government Accountability Office. Both had been in the works for two years. Twenty people were killed in V-22 Osprey accidents from 2022 to 2024. Congress Postpones A-10 Retirement The A-10 Thunderbolt II (the Warthog) close support aircraft has been on the verge of retirement for years. The National Defense Appropriations Act (NDAA) directs the Air Force to keep at least 103 A-10 aircraft in its inventory until a phaseout in 2029. The NDAA limits retirement plans for other aircraft: KC-10 tankers, the F-15E Strike Eagle, and the E-3 Sentry surveillance plane. Delays in supplying replacements are cited as the reason. Pan Am plans future Airbus A320neo operations as part of Miami launch The “new Pan Am” is a startup effort to revive the Pan American World Airways brand as a U.S. Part 121 scheduled airline. Pan American Global Holdings acquired the rights to the Pan Am brand in 2023. Pan Am intends to deploy Airbus A320neo aircraft as part of its future operations in Miami. There are few details about the executive team, but Ed Wegel is described as a Pan Am co-founder. He is also the founder of AVi8 Air Capital, a niche aviation-focused investment and advisory firm with headquarters in the Miami, Florida area. The company is active in the relaunch of Pan Am, and this year (2025), they completed a comprehensive Pan Am business plan. Boeing Sued By Law Professor After Allegedly Inhaling Toxic Fumes On Cross-Country Flight A law professor who flew on a Boeing 737 aircraft operated by Delta Air Lines last year is suing Boeing, alleging that he suffered serious health issues after being exposed to toxic fumes in the cabin. Mentioned The 10 Best Airports for AvGeeks: Rare Aircraft, Unique Routes, and Niche Airlines Hosts this Episode Max Flight, Rob Mark, and our Main(e) Man Micah, with Erin Applebaum.

Delta Air Lines is marking 100 years of flight while charting a bold course for the future of travel. CEO Ed Bastian goes Inside the ICE House to share how the airline is expanding its global reach and redefining the passenger experience. He discusses innovations that personalize every step of the journey, strategies to enhance connectivity, and Delta's vision for the next century of aviation.

On Today's Menu on Marsha's Plate This week we talk about Delta Airlines foolishness, this Trans Man vs Trans Women debate Listen on all streaming Platforms https://pod.link/1293033444 Here we talk about cultural events, entertainment news, and gender politics from a Black Trans feminist lens. This is Diamond Stylz archival work that preserves the histories, experiences, and contributions of a marginalized community that has been historically erased, overlooked, or misrepresented. We focus on people who identitfy as Black, trans, gay, or woman...or any combination of all of them. We have merch as well if you wanna support Marsha's Plate https://teespring.com/stores/marshasplate Reading Recommendations https://bookshop.org/shop/DiamondStylz #marshasplate #girlslikeus #boyslikeus #transgender #podcast #podsincolor #podernfamily #transisbeautiful #houston #lgbt #transmen #transwomen #blackfeminism #trans101 #trans #blacktranswomen #blacktransmen #houstonpride #indiepodcast #blacktranslivesmatter #lgbtqia #lgbtq #genderidentity #pride #blackgirlmagic #blackboyjoy #podcast

What's Wrong with the profound loss of losing your favorite sunglasses? Is Orny's brain playing tricks on him? Mick Jagger can't get no satisfaction getting others to carry out his dream too. Orny gaslights his parents as well. Delta Airlines customer service home run. And What's Wrong with people doing speak to text in public!