Podcasts about 3X

You've built the capital. You know how to make money. And you've been doing everything you think you should be doing to build wealth. But have you ever stopped to ask: am I driving a Honda Civic or a Lamborghini? Most women measure their portfolio by how much gasoline they keep putting into the tank - $20K here, $50K there, without ever stopping to ask what kind of car they're actually driving. And putting premium gas into a '92 Honda Civic does not turn it into a Lamborghini. Tune in to learn: The scoreboard most women are measuring vs. the one that actually dictates the speed of your wealth. The anatomy of a Lamborghini portfolio and why more is not better. How a Lamborghini portfolio is very different from a Honda portfolio. How to think about outsourcing your wealth in a way that completely flips everything you've been taught on its head.

  If your resume isn't getting the attention you want, then the solution may not be adding more keywords or squeezing another accomplishment onto the page. A winning resume starts with understanding your value, knowing where you want to go, and building a clear record of achievement that shows employers a consistent pattern of excellence. In this episode, three-time certified master resume writer and career strategist Emily Kapit shares how to craft a resume that reflects not only what you've done, but the impact you've made and the strengths that differentiate you. Whether you're an individual contributor, manager, or executive, you'll learn how to turn your career experience into a focused, compelling story that supports your next move.    You'll learn: ✔ How to build a powerful record of achievement that demonstrates your impact and pattern of success ✔ Why effective resume writing starts with career strategy and clarity, not simply keywords, templates, or formulas ✔ How to identify and communicate the accomplishments, strengths, and experiences that matter most for your target role ✔ How resume strategy differs for individual contributors, managers, and executives, including how to showcase leadership and cross-functional impact ✔ Why understanding your value and learning to communicate it clearly strengthens your resume, interviews, networking, and overall job search strategy   About Emily Kapit: Emily Kapit is a 3X-certified Master Resume Writer as well as an industry leading career strategist and career resilience expert. She is also the Founder of ReFresh Your Step, LLC, a career advisory firm with clients located nationally and internationally. She and her team collaborate extensively with clients on The Kapitalize Process, an innovative methodology that addresses all facets of one's career progression (internal & external) and resilience, including tactical career guidance, job search strategies, mock interviews, negotiation tactics, written professional assets, and more. Emily's insights and guidance have been published in Forbes, The Atlanta Journal-Constitution, Medium, HuffPost, and MindBodyGreen, among others.    More from Emily Kapit Website: refreshyourstep.com Facebook, Instagram, LinkedIn (Emily Kapit / Refresh Your Step) Email: emily@refreshyourstep.com   Connect with Me on LinkedIn Patricia Ortega  

Run a business that takes appointments? Use code 'CEO' at https://glossgenius.com/cubicletoceo for 50% off your first two months of a premium plan. This is a free preview of a paid episode (50 min), exclusively available on our subscriber-only premium feed. Become a premium subscriber to tune into the full episode: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cubicletoceo.co/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Questions about our premium podcast subscription? Send us a DM ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo Most acquisition stories only give you one side of the deal. Today's case study shares the POV of both buyer and seller. Julie Ball built Sparkle Hustle Grow, a subscription box for women entrepreneurs, and sold it in a 90-day deal. Carol Gavhane bought SHG in 2022 and eventually rebranded as Arrivée this year, a quarterly box built on the belief that rest is a strategy, not a reward. In this kickoff to our acquisition series, Julie shares how her business wasn't built to sell, so she spent months trimming the fat and building SOPs before listing with a business broker. The valuation ran 2 to 3X annual profit, and Carol bought at list price plus an inventory addendum, financed through a traditional bank loan rather than an SBA loan. Julie and Carol share how they worked together to create a win-win deal and what the other side of the sale looks like, four years later. Connect with Julie: https://mrsjulieball.com https://www.linkedin.com/in/julieball https://www.instagram.com/mrsjulieball Connect with Carol: https://arriveebox.com/ https://www.instagram.com/arriveebox https://www.facebook.com/arriveebox If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. ⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠our premium feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for case-study style interviews every Monday.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

https://youtu.be/jPTlkjF8M-c Tanner Taddeo, CEO and Co-Founder of Stable Sea, is driven by a mission to bring Wall Street-grade financial services to Main Street while embodying the principle Stay Put in Your Convictions. By combining blockchain technology, stablecoins, tokenized capital markets, and AI advisory services, Tanner helps businesses access investment opportunities, put idle cash to work, and move money globally with greater speed, transparency, and capital efficiency. In this conversation, Tanner introduces The Lionel Messi Startup Framework—Develop a High-Level Thesis, Talk With and Learn From the Market, Run 30-Day A/B Tests, Iterate Your Offering, and Stay Resolute With Your Convictions. He explains why founders should observe patiently, validate their ideas with customers, and act decisively when market opportunities emerge. Tanner also discusses balancing long-term conviction with continuous experimentation, unlocking 24/7 liquidity through tokenized capital markets, reducing friction in cross-border payments, and finding urgent “morphine” problems that customers cannot afford to leave unsolved. — Stay Put in Your Convictions with Tanner Taddeo  Hello everyone. Steve Preda here, and my guest today is Tanner Taddeo, the CEO and Co-Founder at Stable Sea, an autonomous treasury management platform that helps finance teams and global businesses access capital market products and move money around the globe to 40 currencies with the cheapest FX rates. Tanner, welcome to the show.  Steve, thanks for having me. Excited for the conversation today.  It’s very interesting that this is how you position your business because most businesses in your industry, as I see them, position themselves with low transaction fees, but really their money is made on the FX. So if you do preferential FX rates or cheap FX rates, that can be a very transparent way of getting business. So I don’t know if that connects to your personal why, but I’d love to learn about your personal why and how you manifest it in your business.  Yeah, definitely. At Stable Sea, we’re very mission-driven in terms of everything that we do. The team itself comes from Block, which was formerly known as Square. Yeah. And everyone on the team has been focused on building products for the real economy, for consumer use cases, for business use cases, et cetera, over the course of everyone’s career.  And so when we started at Stable Sea, our primary thesis was, with blockchain, with stablecoins, with some of the tokenized capital markets products like money market funds, bonds, equities, et cetera, that are coming on-chain, how can you really take Wall Street-grade financial services and provision them out to Main Street for businesses that need them the most? And so the why for Stable Sea, for myself, for the team, is really around helping businesses drive greater capital efficiency in their operations. And we service businesses in the real economy that typically make widgets or some sort of physical hardware devices, and they need to send them around the world.  We help them because we give them access to different types of capital markets products, so money markets and private credit and fixed-income products, et cetera. And then we help them move their money around the globe a little bit more efficiently than they could with either their state bank or their credit union or some third-party cross-border payments provider. Because our firm thesis has always been, if you and I ran Coca-Cola or a large organization, we would have the best-in-class transaction banks helping us put our idle capital to work at every point in time during the day.  If you and I ran a steel manufacturing company in Missouri, you typically have a checking account and QuickBooks, and that’s about it. And so for us, it was always about helping businesses grow, save more money, and then operate more efficiently with some of the new technologies that are out there today.Share on X  So that means, presumably, that what you focus on is more about the investment side of the business rather than crypto and blockchain, and helping people access financial products through the blockchain. Help me understand a little bit what you do and how it is different from what people can get from banks?  Yeah. So everything that we do, all the technology that we build and provision, is on-chain. So all of the capital markets products are tokenized. So tokenized bonds, tokenized equities, tokenized fixed income, tokenized money markets. All of the payment services and settlement services that we offer are through the use of stablecoins, and we can send that around the globe, settle it instantly, and then have low FX rates off the back of that. And then we have some of our AI advisory services.  But from a broad paintbrush perspective, at Stable Sea, you’ve got three products that hang off of our platform. You’ve got capital markets, you’ve got global settlement, and you’ve got advisory services. And then with all of that, we share a common architecture, and that architecture is built across many different blockchains. And then we utilize stablecoins and we utilize RWA tokens, or real-world asset tokens, to provision those use cases.  So everything that we do is stablecoin-native, but we don’t lead with that from a messaging perspective. And the reason we don’t lead with that from a messaging perspective is that if you and I ran a bakery here in Brooklyn, New York, and we had a point-of-sale terminal that just got offered RTP access from the Fed for instant settlement, the bakery owner doesn’t really care about the technology underneath it.  They just care, “Do I trust it? Is it going to get me my money quicker, and is it going to be cheaper than my current alternative?” How it happens, not very many people care unless you’re in the industry and you’re a builder, product manager, et cetera, and you want to nerd out on the actual mechanical nature of how the product works. But for us, it’s always been leading with the narrative of, what is the value proposition and how can we drive greater value to the businesses? So that’s how we lead. But to your point on what the difference is, with any new technological paradigm that occurs, rarely is it so disruptive in nature that folks can’t recognize it.  Everything that happens in terms of the innovation paradigm is typically you stand on the shoulders of giants and you make things incrementally better. And so for us, what we do with capital markets is, the first value proposition is that many businesses in the United States just don’t have access to a diverse array of capital markets products. So the first thing that we have done is just provision access, which is an innovation in and of itself because in the traditional markets, if you want to access a money market fund or a fixed-income product, you typically have high hurdle rates, meaning that as a business, you need to invest at least $10 million at the asset manager in question.  You need to hold that there so then you can get access to all these products. With us, you don’t. There’s only a $1 minimum to clear, so I think most folks can handle a $1 minimum. And then secondly, as things go on-chain, the value proposition there is that you have 24/7, 365 liquidity and tradability. And so what that means is that, just from a money market fund perspective, the interest accrues daily and it pays out daily.  So you get this interest that is dripped into your account daily as opposed to waiting for a month. You also have the ability—so let’s say that you and I run this bakery in Brooklyn. Let’s say that we close our business on Friday, and we’ve got $100,000 sitting in our checking account, and we’re closed on Saturday, Sunday because it’s the July 4th holiday. So we know $100,000 is just going to be sitting in our checking account Saturday, Sunday, not being put to work. With Stable Sea, you can put that to work in a tokenized money market fund because it operates 24/7, 365.  So what we see is businesses now that close their books on Friday can just do an auto-sweep into a money market fund, generate yield Saturday, Sunday, get back to U.S. dollars for their open of business. And again, it’s one of those things where it might not sound like the most revolutionary concept in the world, but if you can help businesses, especially in the mid-market, lower mid-market, operate a little bit more efficiently, I mean, saving an additional $20,000, $30,000, $40,000 a year is a big value-add to them in the real economy, right? If you’re a large Fortune 100 company, you probably don’t care, or it’s not as valuable. But for us, the companies that run on us, these small increments, standing on the shoulders of giants, a small derivation in innovation is actually really valuable for the end user.Share on X  Well, I think it is because, looking at the inverse of it, I used to be in banking, and I know that one of the biggest moneymakers for banks is float. Yeah. So it’s basically the money that doesn’t earn interest, which they have access to just because they cash the check a day later or make the wire two days instead of one day. And essentially, what you’re doing is you’re taking this money from the bank and you’re giving it to the company that actually should have it in the first place, right? Yep.  Then the question is, how are the banks going to survive if you take away their bread?  Yeah. That is the debate that’s happening right now. I think if you’re one of your G-SIBs, your major banks, you’re going to be okay. So the top 25 banks in the U.S. are going to be just fine, and they make money in tons of different ways, and you’re not going to disrupt that trust ultimately. In the long tail is where I worry because a lot of credit unions and a lot of state banks, they just don’t offer—they’re smaller banks, right?  So they’re not managing—they don’t have a ton of money by virtue of assets under management. So with the deposits that they receive, they need to turn around and recycle that because it’s fractional depository lending, meaning that if I have a checking account, I put 10 grand into it, the bank is then turning around with that 10 grand, making money on it somehow. And you have to think, how does the bank actually make money on that? Well, they typically make it through debt facilities, so mortgages, auto loans, student loans, cards, et cetera.  They’re putting it to work in high-margin financial products back into the economy. They’re not taking that and then buying some money market fund from an asset manager where they make 10 basis points and provisioning that out to the businesses, right? There, I think that we’re seeing a lot of companies move off. They’re taking their money from their checking account, moving it to Stable Sea because we can put it in these capital markets products.  I think that overall, that’s a net positive for the business because the business now has a higher degree of operating capital on hand that they can make money with. But by the same token, if the state banks and the credit unions don’t wake up and respond to this, their depository base will be, if not fully eroded, tarnished and diminished. And what that means for local community health, I’m not sure because banks do play a very important role, especially credit unions and local banks.  You know your local community the best, and so you lend back into that community with the deposits that you receive from that community. So there’s a cyclicality to it which has some poetry in it. And so it’s not apparently clear to me that some of this stuff is going to be a net positive. But at the same time, living in one of the most capitalistic countries and markets in the world, there’s a clear demand for this, and if the banks aren’t going to wake up and serve it, we’ll be there to help businesses do what’s best for them.  Yeah. It’s the invisible hand, right? You increase the efficiency, which will force the banks to also increase their efficiency. And yeah, the smaller banks might have to be more innovative. But they are more nimble, so maybe there are other ways that they can serve the community.  So I’d like to switch gears here and talk a little bit about frameworks. So this is a podcast of frameworks, and 350 episodes in, I’m always looking for some kind of a framework, shortcut, a mental model that you have come across or developed yourself that helps you make more sense of the world around you, get something done. It can be explained in three to five steps, something like that, which the listeners might get some ideas out of and be able to improve their businesses. So what comes to mind for you?  Yeah, two things. I’ll start with a high-level analogy and then go a little deeper. It’s the World Cup right now, so I don’t know if you or any of your listeners are following the World Cup. But if you watch Messi play, his playing style is a great analogy for startups. And whether that be a startup externally where you raise venture capital, or even just intrapreneurship if you’re inside of a big company and you’re on an innovation team, et cetera.  From the outside, it looks like startups are always building things and they’re always moving fast, et cetera. But in reality, if you watch Messi play, Messi really doesn’t move that much on the pitch. He just sits around, he observes, he watches, and then when a hole opens up and some opportunity opens up, he breaks for it, and then he goes and executes. But he spends the vast majority of time just sitting there, tinkering, observing, watching. And then if you’re watching him, you’re like, “He’s not working that hard. He’s just sitting around.”  And then he goes and executes. But he’s always observing, he’s always watching, and there’s a real learning in that. I feel like Silicon Valley, as it relates to startups, there’s this pressure that you always have to be building, you always have to be shipping, you always have to be constantly grinding. I think that wisdom is actually counterintuitive because you want to have a thesis in the market, and then you want to be able to test that thesis quickly. So in some respects, you do want to be shipping all the time.  But you don’t want to be working for the sake of work. You want to have a thesis in the market. You want to be building towards that thesis that will happen in the next six months, 12 months, two years. And then you always want to be learning and talking to the market because when that hole does open up, you’ll have the right product at the right time to go and execute on. So I think that's something that we have learned: being patient and staying resolute in your conviction that what you're building is right.Share on X And it can’t just be a gut feeling. It has to be validated by the market.  So we do a bunch of A/B tests every 30 days where we have an idea about a feature or a product or a direction we want to take it. And the thing is, if you can’t get five CEOs on the phone in 30 days to validate if a product is going to be interesting or not, then that’s a signal in and of itself, right? So for anything that we do, we always have a thesis on the market, and then we spend 30 days testing it. And at the end of those 30 days, we get some feedback.  The reason why we do these A/B tests, just to drill down into one level further, is that the idea of a startup or a product that you have in your head, it’s a living entity. It’s always evolving on the basis of who you talk to, what your team is thinking, what you’re reading in the market, et cetera.  And then you’re trying to take that living concept and plug it into a market. But the market itself is also living, right?  You’ve got regulations, you’ve got different macroeconomic cycles, you’ve got companies that have budget, don’t have budget, people getting laid off in different organizations. The market itself is living and evolving. So you have this idea that is living and evolving, and you have a market that is living and evolving, and you need those two things to stick together. And so for us, we’re always wedded to this concept that product at time A is not going to be product at time Z. You need to constantly be doing A/B tests to figure out what that right fit is.  And then when you have that fit, you need to double down on it and grow it into a line of business. But you also need to recognize that there are very few businesses in this world that have been around for more than 200 years, if at all. So whatever your original product idea is, or whatever the feature that gave you product-market fit is today, you have to consciously be aware that, “Hey, that’s not going to be the thing that gets us to IPO in five years’ time.” So you can’t be lulled into this false sense of security. You always have to be waiting, observing, testing, experimenting, growing, and then if you see opportunity, you strike.  Yeah, this is fascinating. Especially now, things are moving very fast with AI creating capabilities all the time for people to test products or to create capabilities that then get disrupted in a couple of months. So it’s interesting that you say that you have to stay resolute in your conviction. So there is a tension there. You build a thesis and you stay resolute, but then you’re testing and the market might tell you not to be resolute.  And then you also told me that companies don’t live forever. So how do you resolve this tension of being stable with your thesis and not letting your conviction be upended, but also being nimble in the changing market dynamics and everything to respond to? So how do you manage the tension?  Yeah, it’s a good question. There has to be a high-level thesis, right? So for us at Stable Sea, it is as simple as: In 10 years from now, will more finance teams and businesses be on-chain or off-chain than today? And so our high-level conviction is, in 10 years’ time, more businesses will be running their treasury stack on-chain. So that’s our conviction. We know, come hell or high water, that is going to be where the puck is going to be in the future, and we’re going to skate to that future.  So if you start with this high-level conviction that more companies are coming on-chain, that is what we’re building for. Now, how they come on-chain is a matter of debate, which is where the A/B test comes in, right? We originally thought it was going to be for payments. So we built all the stablecoin infrastructure to do global payments in 40 different markets.  Turned out to be not the case, actually. And then we started tinkering as we saw the data coming in and were like, “Okay, some companies are using stablecoins for payments, but there’s a bunch of inefficiencies. That world’s still going to take two or three years to wake up. Where is the wedge in the market today?” And so when we started experimenting with capital markets products, we found that there was this massive opportunity that businesses just didn’t have access to a diverse array of yield-bearing strategies, and they wanted that.  And so that was where we were like, okay, let’s get businesses into the on-chain economy through capital markets. And then what we’re finding is, as folks come onto the platform, everyone uses us today for capital markets, and then 20, 30% of our companies say, “Actually, I do have a cross-border payment need, and I already hold money with you. Can you facilitate that payment or that settlement to Mexico, Colombia, Brazil, South Africa, et cetera?”  So for us, when I say you need to stay resolute in your conviction, our why is always: We want to take Wall Street-grade financial services and provision them out to Main Street.Share on X The conviction behind that is that you can do that through on-chain technology. And then in 10 years from now, more businesses will be on-chain than off-chain. How we get to that future in 10 years, who knows, right? And that’s where the fun of the startup is.  You’re always testing. And so for us, we’ve waxed and waned on different product strategies, primarily because the market has changed. And as people start to educate themselves on what the value props are, you see where folks find value, and then you build to that value. And in theory, in three, five, seven years, we should be living in a world where more companies are operating on-chain, and then they might use that full product suite.  But out of the gate, it’s kind of like, where is that value, that wedge? You charge as hard as you can into that wedge, and then you continue to expand your product set over time. All with that high-level conviction of, in 10 years from now, we believe that more businesses will be on-chain than off-chain.  So basically, you want to find the point where you can penetrate that market opportunity, and then it’s a land-and-expand kind of thing. And then you expand from there as the market opportunities evolve over time. But you already have a customer, you’re already building trust with them, and now they’re going to be more disposed to buying from you.  Yeah, that’s right. And I think it’s interesting from a mental place being a startup because you’re forced to think so short-term because you just need to generate revenue, get to the next capital round, et cetera. So you’re always building for the moment. But what we try to do at Stable Sea is we try to think as if we were already a Vanguard and a large company, to the extent that we have the luxury of planning for 10 years.  If you think about it in that regard, it takes a lot of the day-to-day anxiety away. It’s a little bit like, if you listen to Warren Buffett, any time that there’s volatility in the market, he’s like, “Well, it doesn’t really bother me because I’m investing for 50 years.” So, is it up 20%, down 20%? Who cares? In 50 years, it’s going to be up 200%, so that’s all I’m worried about, right? And there’s a real luxury when you come and think about it that way. So that’s why I think if you’re founding anything, or if you’re starting something inside of a company as an intrapreneur, you need to have a strong conviction on where the market’s headed in five or 10 years, and then you need to test towards that future. But that also makes the day-to-day operations of the business a little bit more palatable.  So often, you can get caught up in this whipsaw of, “Big Company A launched this product. Regulation came down, wiped out this company. This competitor raised a Series C, and they have way more money in the bank than we do.” And so you can get caught up in all this minutiae, but it doesn’t really matter if you sit back and you say, “I know that I’m going to find a way to make this business exist for the next 10 years.” In 10 years’ time, what does the future look like? Do I feel strongly that that’s going to be the case? Cool. I’m going to build towards that future. And then whatever the headwinds are in the interim, they’re just short-term temporal problems that kind of come and go along.  Yeah. I mean, I totally agree with you. And interestingly, 20 years ago, or 25 years ago, I didn’t feel like I had enough time to think that long term. But now that I’m older, I actually am more patient to have the long view, which is very counterintuitive.  And Dan Sullivan, who is a coach and the founder of Strategic Coach, he is now, I think, north of 80, and he has this thesis that even at his age, he has a 25-year plan, and that allows him to actually create more value. So that’s fascinating. So switching gears here, what drives growth in your business right now?  Yeah. So we govern the business with an assets under management model. So we have USDC, we’ve got money market funds, we’ve got fixed-income products, we’ve got Bitcoin on platform. So we just look at overarching platform balance. And so that’s the primary, very simple heuristic for how we define success: Is that thing growing month over month, quarter over quarter? That’s how we define growth and measure our growth.  But again, the value prop in terms of what drives that, why do companies actually sign up to Stable Sea? Primarily because they just don’t have access. Almost every business that we have talked to so far, and honestly every business that I’ve interacted with, has idle cash sitting in a checking account someplace. Full stop. And that idle cash could sit there for the weekend, i.e., two days, or it could sit for a quarter. If you’re gearing up for quarterly bonuses in Q1, you will escrow a million, $2 million in Q4 so you can pay out in Q1. Not just the U.S. economy, but every economy, there’s just cash sitting around at a bank, and it’s being underutilized.  And so for us, when we go and finally chat to businesses in the mid-market, lower mid-market, even SMBs, we have a customer on platform that invests $2,500 every week. It almost looks like a checking account, or almost looks like retail behavior in some ways. But they do it because they say, “Hey, I don’t make a lot of money with my business, but if I can eke an additional two, three grand at the end of the year, that’s valuable to me.” And there’s a real poetry to that because they’ve never had access to it. They’ve always wanted it.  But banks, large and small, won’t go build for the long tail of the economy. And so finally, we show up and we say, “Hey, here’s your menu of investment options. Here’s the risk profiles. Here’s how you should think of it. Based on the seasonality of your business, we can get you into the right products.” There’s real utility there, and that’s what kind of drives the value proposition and the growth of the business and the business’s assets under management overall.  So you’re looking for opportunities where you can be additive to customers, where there’s a situation where maybe there’s a gap in the market or there’s friction that they are experiencing with investing their money, and you can be the wedge in that situation and offer them a 3X better solution.  Yeah. Correct. Correct. And again, our tagline internally is, “Keep your bank, upgrade your capital.” Because we really don’t want to compete with the checking account. Where you run payroll, where your invoices land if someone pays you, your day-to-day spend, keep your banking relationships because it’s very difficult to usurp that. And also, we don’t want to get into that. That puts us squarely in this neobank realm where you’ve got great companies like Mercury and Rho and Ramp and Brex and a thousand other companies there.  We don’t really want to go compete with that. We’re more of, if you had the privilege of working with some of the largest transaction banks in the world, that’s what we’re trying to be and essentially provision those services out to the real economy, which is typically access to capital markets, access to global foreign exchange for payments and settlement, and then advisory services, tax reporting, et cetera.  Almost like a democratized private banking service.  Yeah. Yeah. All of us at Stable Sea, we’re trying really hard to steer away from the banking narrative, but yes, in the future, if you take that 10-year perspective, yeah, we will most likely be a private banking solution, a democratized version of that.  Yeah. Fascinating. So what’s one thing that you’re actively trying to figure out right now in your business?  Yeah, it’s a great question. I mean, the one thing that we’re actively trying to figure out is two things, really. One is, so we build directly into ERP systems like QuickBooks or NetSuite or Oracle or SAP, and we have advisory services. So we take a lot of that data, we build our own model weights on top of it, and then we offer that out to our customers so that they can essentially query their own transaction data and use it for different services.  Now, we’ve got strong signal on the first value proposition for that, but I’m curious mostly for owner-operators in the real economy: What are their biggest back-office pain points? And that’s something that we’re trying to figure out because we hear a lot, “Yes, we don’t have access to savings products.” Okay, we can solve that today. “Yes, cross-border payments are frustrating, slow, and expensive.” Yes, we solve that today.  So we’re looking for that third pillar. One of our VCs always talks to us about morphine versus vitamins, where it’s kind of a crude analogy, but if you go to the hospital and you’re in dire pain, you don’t want to be sold vitamins. You want some morphine, and that’s what you’re going there for, right? And when you’re in a startup and you create products, you’re really looking for that morphine of, people just cannot live without this product. And then you can sell all the value-added services around it, which are essentially the vitamins.  And so for us, we’ve found two morphine-like products where there’s a real pain point for accessing capital markets. Primarily, there is no ability to access that today. And then second, cross-border payments: slow, difficult, expensive, opaque, all the things. Solved that. So the third one that we’re trying to figure out now is: How do we A/B test quickly enough to figure out—we have a treasure trove of data building into ERP systems—what is the highest signal-to-noise product that we can build using a diverse data set to help owners operate their back office a little more efficiently?  So you say highest signal-to-noise. Is it the ratio of signal to noise? So what is the product value which you can detect as being a need in the market? Is this what you mean by that? Yeah, yeah. It’s like, what is that one pain point that is so resolute that people are like, “I would do anything to have this thing solved”? There’s all these value-adds like cash flow reporting and automating some of your tax stuff at the end of the year, which are all nice-to-haves. We’re curious. We’re trying to figure out what it is that folks will say, “I’ve got all this data in my ERP system. I would love to know one, two, three things and have A, B, C automated so my back office can run a little bit more efficiently and my accountant doesn’t have to ask me every quarter-end, ‘Where is X, Y, and Z statement?'”  Yeah. I mean, I’ve got some ideas, but I’m sure that you’ve already thought about most of it, so I’m not going to share them. So if someone is listening to this who is a small business or medium-sized business, and they’ve got some cash just sitting around, or they’d like to invest, but they don’t have big enough balances or the transaction costs are prohibitive for their size of investment, whatever the reason, but they are curious about exploring how to have access to better FX rates, more investment products, where can they learn more, and how can they connect with you?  Of course. Well, connect with me on LinkedIn, Tanner Taddeo, pretty easy to find. And then the platform is stablesea.com. So, free to sign up, no cost whatsoever. Also, no cost to use the platform at all. So feel free to sign up right online, and then, yeah, typically it takes us two days to run through the KYB document requests, and then you’re up and running. So, pretty simple. Stablesea.com, free to sign up and start putting your capital to work. Awesome. We try and make it as seamless as possible.  So I’m just wondering, the name of the company, is it something to do with stablecoin? Is it a sea of opportunities for stablecoin?  It was stablecoin for sure. So we started with the word “stable” and then “sea” because we wanted to provide a sea of liquidity. Both for FX, because we do B2B settlements, which are typically large transactions, low volume. You’re not doing twenty $10 million transactions a day. You’re typically doing one $10 million transaction a week or every other week. But you need a deep pool of liquidity to service that.  And then also, from a capital markets perspective, we wanted to be able to provide a sea of liquidity there for different investment options that companies could access based on the seasonality of their cash flow or the risk tolerance that they have as a business. So stable meets sea, so Stable Sea.  Okay. Well, if you want to keep your bank but upgrade your capital, then reach out to Tanner Taddeo, the CEO and Co-Founder of Stable Sea. He’ll get you more investment opportunities that maybe you have not had access to. And if you enjoyed this episode, make sure you subscribe and follow us on Apple Podcasts. Do not miss any episode with exciting entrepreneurs like Tanner. So thanks, Tanner, for coming, and thank you for listening.  Thank you, Steve. Important Links: Tanner's LinkedIn Tanner's website

Have over six figures in the bank… but still sometimes feel kind of broke? This episode is for my high earners who have a bunch of cash sitting there, investments and assets already—but still feel little threads of scarcity.  One minute everything is amazing and you're flying high, and the next it's,  is this actually okay? Can I repeat this? Tune in to learn: What actually causes the oscillation between “everything is amazing” and “ is this actually okay?” Why you can have plenty of cash, investments and assets—and still feel little threads of scarcity. What you think the problem is vs. what it actually is. The three very simple solutions to solve this for good.

These political ads are getting nasty these days, too nasty maybe Hey Fat Boy, can you fit in this 3X costume? Something's wrong if you can't, fatty Headlines

How long does it actually take to turn $300K into $1M? It sounds like the question everyone wants answered, but it's the completely wrong place to focus. In this episode, I break down what real market returns say, why most people underestimate the power of compounding, and the one "secret accelerator" that can dramatically speed up your wealth without taking on more risk. Tune in to learn: How long it really takes to turn $300k into $1M using actual market returns. Why this is actually the wrong question to be asking. The "secret accelerator" that nobody realizes can 5-10x your investment growth. How one client used this to grow her net worth from $92K to $700K in just 3.5 years.

Are you the kind of woman who likes to swing big? The exact mindset that helps you build a successful business could be the very thing holding you back as an investor. In this episode, I unpack the subtle—but ultimately HUGE—difference between thinking like an entrepreneur and thinking like an investor, and why mastering both could completely change your wealth-building journey. Tune in to learn: The subtle difference between an entrepreneurial mindset and an investor mindset. How, where, and why to leverage both. Why women, on average, get 1.8% better investment returns than men. The expensive lesson I learned after making a risky investment bet.

Are you still struggling to get quality sleep—despite buying the best mattress, using sleep gadgets, or trying “quick fixes”? You're not alone. In this episode, Mark Kinsley sits down with Shimin Ooi, founder and CEO of Sleep Reset, to expose why 1 in 3 Americans are misdiagnosed and underserved when it comes to real sleep care.From jaw-dropping stats—like sleep deprivation doubling your risk for Alzheimer's and accounting for 1 in 5 car accidents—to the hidden dangers of sleeping pills (3X higher risk of dementia!), this episode uncovers what your doctor never told you about sleep. Shimin reveals her personal battle with both insomnia and sleep apnea, and how traditional treatments failed her—before she created the nation's leading virtual sleep clinic.Curious how a simple at-home sleep test can reveal if you're a “rotisserie sleeper,” side sleeper, or back sleeper (and why your pillow might be making things worse)? Want to know why most family doctors can't help—and what to do instead? This conversation is packed with science-backed strategies, real patient stories, and hope for anyone desperate for deeper, more restorative sleep.Timestamps:00:45 - The technology paradox: Self-driving cars, but no sleep health access 02:10 - Sleep deprivation: The silent epidemic damaging your health 03:40 - Why doctors get only 2 hours of sleep training 06:00 - The shocking shortage of sleep specialists in America 08:20 - Shimin's personal insomnia & apnea journey (and what went wrong) 11:05 - How at-home sleep tests work (and the data that blew her mind) 14:00 - Are you sleeping wrong? The pillow mistake most people make 17:20 - Real patient results: How one veteran finally ditched his sleeping pills 20:30 - The Sleep Reset program: What happens after diagnosis 25:30 - The science: 85 minutes more sleep per night, 50% fewer awakenings 28:10 - Pills vs. CBTI: Why drugs aren't the answer for real sleep healthConnect with The FAM Podcast:

Election Integrity is the greatest challenge of our generation.   China stole 220 million American voter files then created large numbers of fraudulent driver's licenses to allow non-citizens to vote. US intelligence agencies knew about this yet did nothing and hid the info from the President and the American people.   The Department of Homeland Security reviewed public data files of 4 states and found 278,000 non-citizens registered to vote. It is likely millions of non-citizens are registered to vote nationwide.   Michigan police raided a large-scale voter registration fraud operation involving 44 people in 6 counties. One person alone submitted over 8000 votes with the same signature. They seized weapons, computer files, and significant evidence of voter fraud.  The police investigation also found the Biden campaign paid the operation $11 million. The Biden FBI took over the investigation then did nothing. No one was charged.   The actual damage was not that Donald Trump lost the 2020 election. The real damage is the ballot is more than a counting exercise. It is how "We the People" exercise authority over those we chose to represent us.   Election fraud diminishes the legitimate voter's voice. Continued unabated, we will eventually lose our power and the freedoms we enjoy.   Ferenc shares the 3 primary reasons index annuities suffer from poor returns. 1. Low interest rate environment from annuities purchased before 2023. 2. Investing in indexes with poor index performance. 3. Caps limiting index performance.   You can increase potential index annuity returns 2-3X: 1. Transfer/rollover to new index annuity product to increase returns. 2. Choose indexes with strong return history (9-15% average annual returns past 10-20 years). 3. Eliminate caps (unlimited upside).   Contact Ferenc at ferenc@yourpersonalbank.com or 866-268-4422 for more info.

Matt Sigala, Director of Asset Management at SkySpecs, joins to discuss blade inspection data, repair vendor management, and carbon fiber repairs. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! Allen Hall 2025: Matt, welcome to the program. Greatly appreciate it. So Matt Sagala has not been on the Uptime Wind Energy podcast. Although he’s been asked for the last five or six years to be on, he has had other commitments. So now that he’s available to be on the podcast, we love having him here. Uh, if you don’t know Matt Sagala, Matt Sagala is a, a real special talent in wind. Very knowledgeable about repairs. He’s a composites person, but he, you know, it’s one thing to know composites and understand what that looks like, but also to run organizations that repair blades and manage blades and take care of large quantities of blades and do it very efficiently, where the assets are actually working and operating efficiently is hard to do. So, uh, [00:01:00] Matt is now with SkySpecs in a recent change from a, a large global wind operator, and he’s come over to SkySpecs as Director of Asset Management. So Matt, congratulations first. Appreciate  Matt Sigala: it. Appreciate it.  Allen Hall 2025: So that’s a, that’s a big title there. What does that all mean, Director of Asset Management at SkySpecs?  Matt Sigala: basically, it’s just the overview of your entire asset from the start of the inspections to the reviewing of, of the inspections, to creating the RFP, going out to blade budgets and repairs, uh, and then having the actual repair teams on site and us being able to help execute those repairs in a systematic way, um, without having to overload or, or burden your, your internal, uh, systems in-house. Allen Hall 2025: Because as an operator, there’s a lot on your plate.  Matt Sigala: Yes.  Allen Hall 2025: And a lot of operators don’t necessarily have blade teams internally. You came from an organization- Yeah … that did have a really good, still does have a really good blade organization.  Matt Sigala: Oh, amazing, yeah.  Allen Hall 2025: Yeah. Uh, that was unique, but a lot of operators in the United States or globally just don’t have [00:02:00] that resource. SkySpecs has developed that resource over the last couple of years of we’re blade experts, we have all the data coming in, but we can also help you downstream when it comes to maintaining and repairing blades, which is, is sort of a new feature for- Yeah … SkySpecs. Now that you’re there and you’re seeing all the data, all the, the,  the- the, data center, so to speak, of w- and you have access to blades globally, and you can put your fingers on it. What are you seeing out there in terms of blade health and, and going forward?  Matt Sigala: There’s a lot of work. There’s definitely a lot of work upcoming and into the future. Um, and you know, I think a lot of it could be risk-based with, with inspections, annual inspections, semi-an-annual inspections. I think that’s always the first line of defense on any blade management c- campaign. Um, and then, you know, coming behind that, I think that’s where our preferred vendor lists and, uh, you know, being comfortable with working with certain suppliers on certain type of repairs. Um, we feel that, you know, we have an edge on the industry, [00:03:00] uh, with the data set that we have in hand, plus being able to build a relationship with ISPs. And not only build a relationship with them, but be able to continuously give them mindful insight to their repairs from a year now to two years now. Because we’re the only ones really seeing those inspections and the repairs after they’ve been in operation for more than a year. It’s very rare that a, an ISP, uh, even on my side of the house when I was working with EDF, of being able to see a repair from year to year. Um, I think that’s, that’s, that’s pretty massive and- Yeah … a lot of value within that, so.  Allen Hall 2025: Oh, sure. Uh, you were one of the first ones when I met you years ago now, uh, that was a big proponent of more inspection. Yeah. That there are some blades in which you must inspect more.  Matt Sigala: Yes.  Allen Hall 2025: And here’s the reason why. Matt Sigala: Yeah.  Allen Hall 2025: Because you had thought through it a little bit and you’d come up with a plan. So you always had a plan. That’s one thing about Sagales, he always has a plan. You can ask him any question, he’s got a plan in relationship to blades. And you were the, you were the one that has said, “Hey, uh, there are certain blade types out there that we have seen that, well, you need to do a [00:04:00] little more inspection, and there are some others that it’s totally fine.” Yeah. A, a yearly inspection is, is, is fine. Well enough. And that SkySpecs data, now that you have access to it, is that also f- feeding back into your- Definitely … logic of that?  Matt Sigala: Yeah, yeah. How do you, how do you think about it? No, it’s, it’s, it’s opened my mind a lot kinda getting me out of just being in, like, the trenches of certain decisions and being able to see this whole data set as a whole now. Uh, and holistically, it’s like, all right, m- there’s just certain things that I kinda need to adjust on my end. Um, definitely letting a lot of things just play out for, uh, this repair season and, and how things are running, and then kinda looking to make some changes into, into ’27. Um, but the data set, it’s, it’s amazing. It’s, it’s almost over- overwhelming. Um, so just kinda going after- the low-hanging fruit as far as, like, the 62 twos, the 145s, and really understanding what those look like, uh, how we can help our customers  Allen Hall 2025: that’s a large part of the fleet in the States, but globally too. SkySpecs has made a lot of, uh, recent advancements into, uh, certain marketplaces outside the US. Mm-hmm. I won’t go into the specifics there, [00:05:00] but e- essentially, like, SkySpecs is becoming definitely more of a global company than a US-based company. Uh, and seeing turbines from outside the US, so you see a, a GE or a Vestas turbine operating in Germany or in the UK, and you see the same turbine in the States. They’re not- No … performing the same, are they? No. It’s a completely different- Same turbine.  Matt Sigala: Yeah, different wind regimes, erosion characteristics, crack propagation rates, everything. Even we were seeing major, you know, differences from the West Coast to, to central Iowa with the same type of platform. So you can only imagine, you know, start going from a, a larger scale on, on the globe,  Allen Hall 2025: So you’re ac- because you have access to the data now, does that change the way you think about Blade management. Matt Sigala: Yes. I-  Allen Hall 2025: in terms of when to, when to inspect, when to repair, or just leave it. Are you able to have clear definition of the variables that go into that equation?  Matt Sigala: Definitely so. and I think that’s the key to it. It’s, it’s, we- we’re really stepping away from that blanket approach of inspections where you [00:06:00] do have your baseline inspection, but after that you start getting into the granulars of, okay, you know, this site has X amount of the 622Ps or whatever they are, uh, we need to inspect more on, on a biannual or semi-annual inspection. Um, and then we have, you know, certain turbines, like you said, that we, we touch once a year and it’s kind of just, just let it go. But, um, no, it’s, it’s very site specific, um, on- Allen Hall 2025: That’s what I’m wondering … on- Is it how, how site specific is it? Very, very,  Matt Sigala: very site specific.  Allen Hall 2025: Really? Yeah. It’s- So like, uh, is Central Iowa is different than Central Kansas-  Matt Sigala: Eh Allen Hall 2025: in a sense, or is it more broader spread than that? It can  Matt Sigala: get a little bit broader spread, but then we start looking into s- serial numbers for manufacturers, issues. Okay, are we seeing a certain batch that was released out and it’s in, you know, the northern part of Iowa or half the park? And so that’s what we’re really getting down to now is like serial batch issues and, and trying to track that across the region. Allen Hall 2025: SkySpecs has been trying to use more AI over the last- Yes … six months to a year. Is that helping to sort through some of that data?  Matt Sigala: Yeah, it’s accelerating it. Uh, definitely it’s not like the, uh, [00:07:00] all end answer, but it’s definitely, it’s, it’s-  Allen Hall 2025: So you’re not just thumbing through Excel spreadsheets- Yeah, no and looking at them one by one, you can actually use some, a little bit of  Matt Sigala: AI to- A little bit … to sort it. Yeah, Yeah, sort it out, get a high, high res summary, and then being able to kind of like pinpoint where we wanna go from there on it and, and dive in. But still, you know, AI hallucinates and, and does its thing. Oh, sure. And so we, we just, we wanna tread carefully with it, but making sure it’s clean,  Allen Hall 2025: a sanity check, right? Yeah, exactly. While you’re there, a sanity check, like does that make sense? Exactly. Oh, okay. Exactly. Let’s, let’s scrape it again. Okay. So that’s a huge advantage, and I, I know on the repair vendor management side- Yeah which has been a, an effort over the last year or two from SkySpecs, is to, uh, work with the ISPs and make sure that they’re doing the repairs properly and they’re vetted and they’re trained. Yes. That’s been a big effort in- internally in SkySpecs for a little while. Bringing you on really ramps that up in terms of the, the horsepower that SkySpecs can apply to that. Yeah. Where are you going on that, uh, repair vendor management and the ISPs and the data that comes from, from [00:08:00] all of that side of the business, you know, opposite of the inspection side?  Matt Sigala: Yeah, so with RVM, you know, my end goal is, is to have a preferred vendor list of contractors within SkySpecs. And I’m more thinking of them as like a toolbox of not just it being a crescent wrench, it’s more of, okay, this ISP is good for bulk LEP installation. This ISP is good for Vestas wrinkles, you know, within the max cord. And, and so I think that’s where what I’m trying to, to map out now is, is kind of put everyone within their right socket place of, uh, where they belong in the toolbox- Sh- sh- sh- … and how I can be able to utilize them. And then actually from there, um, seeing what the bandwidth is. And I think that’s like the real catch is being able to get- The right teams on site quickly, you know, when, when you run into those situations, and safely.  Allen Hall 2025: Yeah, because it’s hard. If you call up an ISP and say, “Can you come fix my leading edge problem?” No. Pretty much the answer’s always yes. Yeah, yeah. Right? But you need a little bit of a sanity check there. Can they really do it when they got twel- 12 crews out right now? They only have 13, [00:09:00] so probably can’t do it right now. Yeah,  Matt Sigala: exactly.  Allen Hall 2025: That’s where SkySpecs can help sort that out a bit.  Matt Sigala: Yeah, you know, on the QAQC side of things with, like, LEP where you- do your 10 meters or 12 meters of, uh, LEP installation, and you’re trying to take a picture of 12 meters or, or 10 meters of, of LEP installation both, on both sides. And so the reports are subpar. I think that they’re good enough, but what I’d like to start implementing is being able to have a, a post-installation inspection after the turbines have been running for three days to a week. Let’s refly, you know, the leading edges and get an idea of how the actual installation quality was. Uh, ’cause I- in my opinion, you know, anything within the LEP that there’s a defect, it’s gonna pop up within that first two weeks of operation. Yeah. I think that’s something where we can capitalize on making the ISPs get back on that blade, fix it before they get offsite, and have prevent remob and, and such.  Allen Hall 2025: Ooh, that’s a good idea. Yeah. Because a lot of times they’re demobed, they’re down at the next wind farm- Yep … or maybe in another state, and it’s, like, too late to get them back there to, to touch up. To touch  Matt Sigala: up.  Allen Hall 2025: Exactly. To do [00:10:00] minor work usually. Yeah. Uh, it’s usually m- not major stuff. It tends to be minor stuff, but to catch it- Yeah is really important. So the Horizon system that, uh, an existing SkySpecs, uh, customer uses is, there’s a lot to it, right? Yeah, yeah. So there’s, there’s many branches to this tree. One of them is repair vendor management. Uh, obviously another one’s inspection and the, and one of those growth branches is solar. Matt Sigala: Yes.  Allen Hall 2025: Uh, what is the movement on solar within SkySpecs and repair vendor management? Is that something you guys are working on? Uh, and what, what is the plan for solar? Yes.  Matt Sigala: It’s the, the same approach as RVM, um, where, you know, solar-wise, we, we still wanna be able to, you know, step in and then be that middleman of being able to inspect, be able to get your asset back up and running with, our preferred vendors, you know, and, uh, just have a more smoother, systematic approach to, to the, the maintenance side of the solar s- side of things. I think [00:11:00] we’re, the blades, we got an early start on it from 2016, 2017 timeframe, so we’re, you know, well 10 years into this. Uh, and I think we’re at the point where, like, solar starts n- need to catch up, and I think SkySpecs has a, a big headstart on that.  Allen Hall 2025: Yeah. Just even on the inspection side, although, uh, solar inspections have been happening for quite a while- Yeah the, the quality has varied quite a bit.  Matt Sigala: Yeah. The, the amount of data, uh, that I’ve, I’ve been learning is it’s, it’s- … 2, 3X compared to, to, you know, what we’re pulling off off blades. Um, and so- Oh,  Allen Hall 2025: sure …  Matt Sigala: there’s t- tons more, you know, solar data that needs to be captured and, uh, processed.  Allen Hall 2025: Thermal imaging.  Matt Sigala: Thermal imaging. A bunch of  Allen Hall 2025: that, right,  Matt Sigala: inverters. Top of the panel, bottom of the panel. Right. Yeah. Um, so that’s where I’m seeing a lot more, uh, data management is needed on that side too. And, and  Allen Hall 2025: the, the vendor management of, of that tends to be a little more of l- the Wild West, in my opinion. Yes. ‘Cause the ISPs and wind, there’s a competency to it, and there’s a lot of training- Yeah to do those things. To be a composite repair technician, you generally have to take- Some training, be out in, in the real world working for a couple of years- Yep … before you become competent at it. Solar doesn’t tend to be that way.  Matt Sigala: No, [00:12:00] no. They’re very, they’re very John Wayne, I guess, like you said, the Wild West- Yeah of, of, of, of it. But, um- Yeah, it has to  Allen Hall 2025: move fast.  Matt Sigala: It does, and I think that’s where, you know, SkySpecs can really help step in, uh, and be that technical bridge between the financials and the technical, and being able to safely execute, you know, uh, replacements, repairs, et cetera on, uh, on the, the solar side of things.  Allen Hall 2025: Let me ask you a couple questions- Okay … about carbon fiber. Okay. Because I would be remiss to, to let you go without talking- … about carbon fiber, because it comes up a lot in discussions we have at Weather Guard- Yeah, definitely … with operators, be like, “I’ve got these carbon fiber blades. I don’t really have a good track record of repairing them.” Matt Sigala: Yes.  Allen Hall 2025: Or, the repair is complex and I really can’t find an ISP that knows what to do there. What are some of those repair inspection issues with carbon blades that may differ from your standard fiberglass blades that we’re all used to?  Matt Sigala: Uh, it really depends on where the carbon’s at. So if, you know, we’re talking about a spar cap, um, you know, with unidirectional fibers being- A pultrusion Pultrusion. [00:13:00] Um, you know, the, the repairs are, are becoming more and more trickier, uh, mostly when you start in- introducing oil ingestion to a lot of these turbines that have carbon. you know, we’re, we’re having to take a lot more steps in, in the repair process, in making sure that we’re executing the repair properly. And then another thing that w- you know, with the carbon that will– seems to be an issue, uh, on the procurement side is being able to order, uh, you know, the right GSM UD directional prepreg carbon and, and being able to get that in the, into the field, um, just because it requires freezers and, and everything else. There’s, there’s a couple more steps to, to the prepregs. But, Carbon loves lightning.  Allen Hall 2025: It does.  Matt Sigala: It’s, it’s unfortunate. Yeah. But, you know, it’s, it’s, it’s, uh, a, a whole different repair process, to be honest.  Allen Hall 2025: Well, that’s what I’m hearing- Yeah … is that a lot of operators don’t want to touch it, especially if it’s in a pultrusion form. Yes. If it is a hand layup carbon fiber structure, uh, from the OEM, that’s a little different than if I had this preformed, uh, all unidirectional-[00:14:00] Plank … y- Yeah, this kind of brick- Yeah … uh, of, of carbon. That’s hard to kinda grind into and get the layers back like you want to. Is it really repairable? I- and, and it’s in a sense, like is it repairable uptower or is it a downtower thing? Matt Sigala: Um, no. The majority of the repairs… So I like to think of it if you got your… You break your blade into three sections. You got your max chord, your midspan, and your tip. Yeah. Uh, midspan tip, we, we can get away with uptower carbon fiber repairs.  Allen Hall 2025: Okay.  Matt Sigala: they do require aviation skillset as far as- Yeah … um, hot bonders being able- Okay to pull your vacuums. And, and it’s… The big thing with the carbon prepreg is that you have to get above 80 C, and you’re more into the 140 C, 160 C, and you’re letting it heat soak for, for quite some time. Yeah. And that’s where you need those aviation style hot bonders and being able to get up there because alternately, it’s, it’s you’re having to soak the carbon at 80 C for six hours or eight hours, a little bit longer to, to get that full, full cook. Um, and so that’s why right now I think there’s only a [00:15:00] very few qualified vendors out there, um, to do the carbon fiber repairs. it’s, it’s something that’s trainable. It’s not black magic. Um- No … it’s, it just takes time. It’s a different technician skillset. You go from reading layers and seeing your biaxials and UDs when you’re, when you’re grinding, to the carbon fiber, it’s all one layer. It’s all black. Uh, so you, you’re, you’re more using y- uh, micrometer, and you’re, you’re taking your GSM of what your glass you’re gonna replace it with. You’re micing it. Okay, this is four thousandths or whatever, and then you ki- okay, now I’m like at 16 thousandths, X amount of layers, and now let’s go back. And so it’s, it’s, it just takes time. It’s a process. It takes  Allen Hall 2025: a lot more time-  Matt Sigala: Yeah …  Allen Hall 2025: for sure. A lot. It- does that then lend itself to more training and qualification verification on, on the skillsets that’s out on site? Which is one of the things that repair vendor management at SkySpecs does, right? Definitely. You, you’re, you’re- clocking each technician of what their skill set is. So if you see a guy out there that only has fiberglass repair, but they’re [00:16:00] working on a pultrusion repair, that’s sort of a red flag- Red flag,  Matt Sigala: yeah …  Allen Hall 2025: in SkySpecs,  Matt Sigala: right? Definitely. Yeah, definitely. Or not try- Well, understand the process, where they’re coming from. Did it, was it an approved re- repair plan? Um, and a lot of these sites too, like I said, where, you know, they can’t get prepregded carbon, so we’re, they’re using, you know, GSM 600 UD fiberglass on- Right … some of these repairs.  Allen Hall 2025: Yeah.  Matt Sigala: Um, which is not ideal. Not perfect. Yeah. Um, but, uh, if, if you gotta get the turbine up in operation, it’s understandable.  Allen Hall 2025: Oh, sure. Yeah. So what are the other big things that you’re seeing out there today? ‘Cause there’s a lot of work going on. There’s a lot of repower work going. A  Matt Sigala: lot of repower work. the whole 80/20, uh, right now, that’s kinda what I’m trying to understand is, uh- which companies are out there actually, uh, replacing blades, or is it just a gearbox generator, uh, repower, you know, where, where is the money need to be spent. Um, and then trying to understand, too, like the, uh, LEP, um, installations, VD- VG installations, uh, being able to get those on top of, uh, the repowers I think is, is a massive win.  Allen Hall 2025: [00:17:00] Yeah. I, I, we have seen a lot more, uh, leading edge repair over the last two years, uh, mostly c- because of the, the changes in the law. Also, VG’s going on. Mm-hmm. Which you didn’t necessarily see, especially like three or four years ago. Yeah. You would occasionally see it because operators know they get some more power. Matt Sigala: Yeah.  Allen Hall 2025: Are, you’re seeing more of that just to get to that 80 percentile threshold- Threshold … on, on, on the starting the tax credits over again Are you guys involved in, on some of the advice, uh- Yes … how to go do that? Because I know a lot of operators, like VGs make sense to me, but I don’t know anything about them. I’m not an aerodynamicist. Yeah. Just, Matt, does this make sense to go do? Is, is that some of the conversations you’ve been involved with?  Matt Sigala: Yeah, we’re getting there. Like I said, I’ve only been here for a month now, but, but- Oh, come  Allen Hall 2025: on …  Matt Sigala: yeah, the con- 30  Allen Hall 2025: days is plenty.  Matt Sigala: The, uh, the conversations are definitely there. and that’s something that we’re actually looking at in- in house and how we can partner up with, you know, s- certain assets out there that, that can, you know, feed a little bit more data into us. It’s creating like a, an aero packet of being able to- Mm … [00:18:00] install leading edge protection and then apply a VG, and then get yourself out of that neutral area and get you actually making the additional 1.4% energy or, you know- It’s a lot of money. Yeah, it is. In the- end, it’s, you know, times these massive fleets, it can add up pretty quickly.  Allen Hall 2025: What’s your feeling on instrumentation of blades today? Are, are there blades that you, yes, you must be putting some sort of instrumentation on it. I’m thinking about, uh, root inserts is a big problem. Yeah. There’s some cracks on certain blades that seem to be almost ubiquitous. And then, uh, there’s, there’s some blades that, you know, just seem to keep turning. Are, are you thinking about how SkySpecs gets data into the system? Are you starting to recommend, like, “Hey, uh, we definitely need to put some sensors out there to monitor this crack and just to watch it grow instead of yearly may not be enough”? Or, or is the drone inspection enough? Or you’re, are, are you thinking about vibration sensors? How, what are you thinking about in terms of blades? Yeah, there’s  Matt Sigala: definitely, definitely a need for, for sensors on certain [00:19:00]turbines. Um, I think at some point the visual inspections aren’t, aren’t enough, even on, uh, you know, quarterly. Um, I’d still feel that a, a visual inspection, uh, you know, 30, 40% of the story. Uh, and then after that, you know, you’re kinda having to either internal inspections or getting hands-on inspection type situation. But, um, it’s more the financials of going out and having to reinspect the blade. If you’re continuously inspecting the blade, it’s, it’s almost easier to have the sensors on. Uh, but it’s- The lack of data to put those sensors on to actually have, you know, good feedback is, it’s-  Allen Hall 2025: Well, that- that’s one of the things I was thinking about SkySpecs not long ago is because you touch so many blades- Yeah … it, it may make sense that SkySpecs maybe runs a couple of test sites. Like, we’re gonna put sensors on some of these blades to see how this crack progresses, because I’ve seen it in Illinois, in Kansas, in Oklahoma. If I, me, SkySpecs, have a data set that says, “This is how it progresses,” that could make sense. Yeah. Because you, what you would hate to see is, like, every [00:20:00] operator be doing the same thing over and over and over again. Exactly. Trying to learn the same lesson, where SkySpecs can be a focal point in that. Yeah. Matt Sigala: No, I think that’s, that’s, uh, something that we, we could be working towards. Um, it’s definitely, you know, not in, in the making right now, but, um, some of this, you know, data keeps coming towards us. It’s, it’s something that we wanna, you know, stay sticky with, so.  Allen Hall 2025: Yeah. And, uh, let’s, let’s go back to the, the repair vendor management side. Mm-hmm. Uh, I know talking to you before the move to SkySpecs that you had tracked Every technician in terms of their efficiency, the quality of the work, how they… And beyond that, like- Yeah … how they work with others. Do they show up on time?  Matt Sigala: Yeah.  Allen Hall 2025: Is that part of the thought process coming into the larger scale Horizon SkySpecs system is we need to be measuring things than just did they finish the turbine and move on? Matt Sigala: Exactly.  Allen Hall 2025: Is, is, is that gonna be, you see more of that, you think-  Sigala: Yeah …  Allen Hall 2025: over the next couple of  Matt Sigala: years? I think it’s, it’s gonna be very, you know, ad hoc with each individual customer on, on what type of, you know, data they wanna track, but it’s literally [00:21:00] just a switch within Horizon to turn that on if, if, uh-  Allen Hall 2025: Wow, I, I, if I’m an operator, I’m 100% turning that on. Matt Sigala: Yeah. No, and I think it’s more of, uh, it helps the ISPs because the technicians know that their names are actually tied to it rather than them just going in there and doing a report, and we kinda get to see who they are at the end of it, so.  Allen Hall 2025: Yeah.  Matt Sigala: Um- ‘ Allen Hall 2025: Cause there’s a big boon to technicians. Oh, massive. If you’re a good technician, man, you can get a lot of street credibility because you’ve demonstrated it time and time again, and you have a- Yeah a, a whole data set that says, “Hey, I know what I’m doing.” Mm-hmm. “You should be hiring me.”  Matt Sigala: Yeah.  Allen Hall 2025: That’s extremely valuable.  Matt Sigala: That’s something I, I push to the technicians even when I was on the other side of the house where, you know, doing interviews for hiring technicians. W- we’d ask, like, “Do you have a, a, a portfolio? Like, you’re asking for X amount of money, like, you should have something to show for.” Some pictures. Pictures, previous repairs, you know. Start, s- definitely recommending to the technicians to-  Allen Hall 2025: Yeah …  Matt Sigala: you know, build a portfolio for yourself ’cause it’s, it speaks more than a resume at times. It’s a  Allen Hall 2025: profession. Matt Sigala: It is, yeah. You  Allen Hall 2025: need to treat it as a profession. Yeah. It’s a  Matt Sigala: skill- It’s not  Allen Hall 2025: just a job …  Matt Sigala: yeah, a skilled trade, so.  Allen Hall 2025: It, [00:22:00] it, it really is, especially now as- Yeah … as we get into more carbon and complex blade designs, and everything’s just getting more advanced than ever. Yeah. You’d have to have that skill set. Matt Sigala: Yeah. And I think it takes at least a minimum of three years to become a, a good blade repair technician or any type of technician in general. Like, you know, first year you’re learning. Second year is imposter syndrome, and third year you’re finally kinda getting into the groove of things and, and making some decisions. So, um, and mostly, you know, hanging on a 5/16 cable, you know, 180 feet off the ground. Um, it, it takes a lotta, lotta training and development with those technicians, and just finding the right mindset right off the bat. It’s, like, the first thing that we look for.  Allen Hall 2025: So what are the things that operators should know going into this repair season and in towards, you know, inspection season, which will start in a couple of months? What should they be thinking about going forward here based on what you know now, now you’ve been on the data side of it?  Matt Sigala: There’s a lot of work coming. There’s a lot of work to be distributed out there, uh, across all of our, our customers. Um, [00:23:00] but there’s a, a massive lack of quality, uh, within the ISPs. Um, and like, like I said, I think it’s not due to the It’s like, I think majority of it’s due to the rapid expansion of, you know, the volume needed for, for repair teams, and it’s constantly growing each year. And, um, you know, these owners are being pushed a little bit harder to, to spin up these teams to, to get out there. Um, biggest thing is just, you know, taking care of the little steps, you know, making sure all your lines are drawn out on the blade. Like, that’s the stuff that I really see- … our engineers, you know, on, on the q- uh, quality side two or three. Um, marking is just, you know, minimal stuff to where it doesn’t paint the full picture of the repair on the blade report, and so that’s why we’re raising the flags. Um, it’s not that they’re just going out generally and doing bad repairs. It’s just, like, the little steps in between. I think that’s what we’re kinda, like, focusing on. other than that, just being safe. You know, these, these guys are, are, are, uh, like I said, hanging up on the, on those ropes or cables and, um, you know, making sure that, you know, they get home safe is, is w- our [00:24:00] biggest thing at the end of the day, too. It’s not only just getting the repairs done, but having the ROI, but it’s making sure that those technicians can, can have a, a safe job to come and go to and, uh, you know, be there, so. Allen Hall 2025: Well, it’s, I’m sure SkySpecs is thrilled to have you. At least everybody I’ve talked to at SkySpecs is thrilled to have you there, and it’s like y- you’re plugging in this really knowledgeable person into this massive data set. And when you combine those two, you know, it’s, it’s squared. It’s not double, you know? Yeah. It, it’s, it’s gonna really help SkySpecs out a lot, and I’m super happy for you. I think this is the right s- position for you to be, and eventually, like, you just gain so much knowledge. You-  Matt Sigala: Definitely.  Allen Hall 2025: You’re just one of those guys that you, you just think, “Man, Matt knows so much.” And if you haven’t talked to Matt Sagala, or you haven’t talked to SkySpecs, or maybe you are in SkySpecs, you’re in the Horizon system, and you just haven’t turned on the repair vendor management, now is the time to do that. Matt Sigala: Definitely.  Allen Hall 2025: Matt is a powerhouse here. He can help you, and the, and the whole team at SkySpecs. There’s a lot of people behind the scenes- Oh, [00:25:00] tons … that are- Yeah … are making this thing go. How do they get ahold of you, Matt? Do they go to LinkedIn or-  Matt Sigala: LinkedIn, yeah. Um, or I can, you know, drop my, my email address with you, and you can put it up there. But, uh, yeah, don’t hesitate. Reach out, or if you see me around- … um, you know, give me a call. Grab  Allen Hall 2025: him.  Matt Sigala: Yeah. Grab  Allen Hall 2025: me. If you see Matt, grab him. Yes, Matt, it’s so great to have you on the podcast. We’ve been trying so long to do this, so it’s, it’s great to have you here.  Matt Sigala: Likewise. No, this was fun. Greatly appreciate it.

There are only 2 numbers that define the speed of your wealth. Dive into the episode to get the goods.  You'll discover why not all dollars are created equal. And the secret to financial freedom 10X faster than anyone else. Inside you'll find: The two numbers that define the speed of your wealth and why your income isn't one of them Why some dollars are worth nearly 200X more than others--and which ones are more important How to collapse your financial freedom timeline from 30 years to as little as 3 Why your portfolio, not your business revenue, is the real measure of your wealth And the danger of celebrating cash flow (what you're missing)

https://youtu.be/RI_6ZvdjVuE Matt Andersen, CEO of Westlake Securities, LLC, is driven by a mission to create value that changes lives by helping business owners follow the 4 Steps to Creating Equity Value, intentionally grow their companies, maximize enterprise value, and achieve successful liquidity events. Through strategic planning, disciplined execution, and a purpose-driven approach, Matt has helped companies achieve significant growth while empowering entrepreneurs to build businesses that create lasting financial and personal impact. We explore Matt Andersen’s Reverse Engineer Your Outcomes Framework — Define Your Financial Goal and Timeframe, Design a First 100-Day Plan, Build an Annual Plan, and Adjust and Reset Quarterly. Matt explains why business owners should reverse-engineer their desired financial outcome before creating a growth strategy, how a focused 100-day plan builds early momentum and accountability, and why quarterly adjustments keep organizations on track toward long-term goals. He also discusses how thought leadership, educational content, internship programs, and AI-powered client experiences have fueled Westlake Securities’ growth while helping entrepreneurs achieve private equity-like results without giving up ownership of their businesses. — 4 Steps to Creating Equity Value with Matt Andersen  Good day. Steve Preda here with the Management Blueprint Podcast, and my guest today is Matt Andersen, the CEO of Westlake Securities, LLC, the number one lower middle-market investment bank in Central Texas, focused on advising companies seeking to intentionally grow or obtain liquidity. He’s also the author of Intentional Growth, as you can see behind him on the screen. Matt, welcome to the show.  Hey, Steve. Thanks so much for having me. I’m super excited to be joining you on today’s show.  Yeah. I love the title of the book and the cover. This is exactly what you want to do with companies, right? You intentionally want to grow them, and then you want to grow their value and create great exits, which I’m sure you have a lot to tell us about. Yeah, that’s exactly right. Our business model… Taking a quick step back, I’m CEO of Westlake Securities, as you mentioned, a lower middle-market investment bank. A lot of the companies we work with, we’re really helping them grow. That’s about half our business. The other half of our business is folks who, once they’ve grown and achieved a certain position or value in the organization and have gotten to a certain point in their career, might want to start thinking about liquidity, or maybe an ultimate exit plan for liquidity—not just for their financial tie-up in the business, but also for their time. So that’s the other half of what we do. We help people think through that next step.  Yeah, because you need both, right? If you have a lot of money but no time to enjoy it, that’s not really good. If you have a lot of time but no money, that’s not good either. So you need both.  That’s right. So yeah, the business fits really, really well. For a lot of our folks, we’re with them on very long-term journeys. In some instances, it’s been six, seven, eight, nine, even 10 years for them to grow the organization to a value that’s truly exciting for them, and then help them think about how best to monetize that once the organization has hit a goal based on size and time. Okay. That’s fascinating. So let me take a step back and ask you: what is your personal why, and how are you manifesting it in this business?  Yeah, that’s a great question. I think about it this way. A lot of companies have mission and vision statements. We actually do something a little different. We have a purpose statement. That purpose statement is: We create value that changes lives.Share on X At this point in my career, if you define careers as you would maybe a sporting event, I’m probably in the third quarter of my career.  One of the things that gets me excited every day is a transaction, for instance, that we had about two weeks ago. There were about eight people who had a truly life-changing experience in a positive way. That’s really neat. In addition to those eight people, there was a group of four people who became shareholders for the first time in this organization. It was really neat. Those sorts of conversations are really fun to have. So creating value that changes lives is really important. We tend to think about that holistically too. For our team, we've been fairly blessed with growth.Share on X  Then, if you think about the full cycle back to the community, we typically pick one charitable organization each year, and we try to make an impactful donation to that one charitable organization. So I think, from client to team to community, that holistic vision is what gets me skipping into work every day.  Yeah. I mean, if you can change your clients’ lives and you change your team members’ lives for the better, that’s very powerful. That’s very empowering. Yeah. And then to see that roll through the community is even… Yeah, it’s pretty neat. It’s pretty neat to see.  So that’s the third leg of the stool: the clients, the team, and your community.  That’s right. You’re really embedded in there. My question is, how do you do that? Do you have a framework for changing these lives? Obviously, you wrote a book, so maybe it’s the spine of the book that you might share with us, or maybe another framework. This podcast is all about frameworks.  So what is a three- to five-step process, or maybe three or four ways to look at something, that informs you or your clients? Or it can be anything that helps you streamline things in your business and make things simpler, which our listeners might benefit from and interpret in their own way.  Yeah. I’m a big framework fan, which is part of the reason I was excited to join the podcast, because I think about things that way. Especially if you figure out what works over time, the goal is to replicate that. Just like a manufacturing facility figures out how to make everything from a microchip to a pair of shoes, and they keep doing the same thing repetitively, I think frameworks in business, if they’re given enough flexibility, can be hugely powerful.  I’ve written two books. Completing the Deal is my first book. “Intentional Growth” is my second book. Intentional Growth is really about organizational growth, and the book is full of great frameworks.Share on X But if I were to share the one I believe is the most impactful—and it’s also fairly simple—it would be this: Reverse-engineer your desired outcome upfront.  So often, businesses we come into contact with know they want to grow. They know they want to achieve certain things. But oftentimes, they haven’t done a great job of defining two things: The timeframe they want to do it in, and the level of achievement they want to get to. One of the things we tend to see in business is that people will make a budget, for instance. They’re going to pull in a sales backlog and a CRM report. A customer did X last year, so we’ll just add 4%, and they’ll do Y this year.  We’ll hire a couple of people. That can be a way to budget. But I think the better way to approach budgeting is, once you’ve reverse-engineered the course, to say, “Over the next five years, we’re going to get from here to here.” Then really think about that as a stair-step process, almost like the path behind me. If we need to go from here to here, year over year, how do we actually grab that growth out of the marketplace? How do we make sure that we’re on the right path?  One of the things we spend a lot of time on with companies we're helping grow is this reverse engineering.Share on X It’s a great framework. There’s a lot about it in the book. A couple of really important takeaways, probably the most important one I can share is the timeframe. What we’ve found is that three to seven years is the best timeframe. Anything less than three years starts to feel like there’s not enough time to actually see the seeds you’ve planted bear fruit. Anything longer than seven years…  Well, Steve, seven years is just a long time. It’s hard to predict cycles and things of that nature. By default, absent another driving force, we tend to think in five-year increments. Kind of split the difference. Five years. The other framework we really focus on is picking a financial destination that’s truly impactful. A lot of times, when people think about the stress of business growth, part of the reason it’s stressful instead of exciting is because they’re worried about growing 8% to 10%, or maybe 12%. That’s good growth. It’s nice.  But it’s not exciting. To me, that feels more like a burden than excitement. If you went into your business planning thinking, “Over the next five years, we’re really going to 3X the size of the business, 4X the size of the business, maybe even 5X the size of the business…” Then, in order to achieve that, we need to hit Y growth over the next 12 months.  That really reshapes what might otherwise be a stressful scenario based on anecdotes into something much more exciting and engaging. Those are the two main frameworks: Time and a financial outcome that would truly be exciting. That’s the premise the book starts with, and it’s something we use all the time, every day.  So that’s interesting. If I were to translate it into a three- to five-step framework or process, what’s step number one? Is it defining the financial destination, or is it the timeframe?  So, number one, those two things are probably going to go together. Timeframe and financial outcome. From a framework perspective, first we’re going to set that destination. Then we’re going to move into the other pieces. Step two is likely going to be creating a 100-day plan. Why do we want a 100-day plan?  Because we want to make sure tomorrow is going to be different from today. Again, it’s one of those things where a 30-day plan is too short, and a six-month plan is too long. A 100-day plan is a way to jump-start a growth plan, and we really want to see a few things from it. One is some early wins, because we’re all wired that way. The more we win, the more we want to play the game, right? Yeah. So you do want to have some early wins.  You want to have some visibility. Organizationally, we plan to communicate the goals and objectives of our destination and outcome, what our 100-day plan is, and then accountability. Accountability to outcomes. Those are the three main things we want to see from that 100-day plan, even though there are a lot of details. Step three would be a one-year plan because we really want to say, “Okay, we’ve got this timeframe. We’ve got this destination we want to get to. We’ve got a 100-day plan to jump-start it.  Now we have a one-year check-in.” From that one-year point, in addition to things like KPIs or Rocks—or whatever an organization uses to manage accountability to outcomes—we want to reset the sails every quarter to six months going forward. But the 100-day and one-year plans are really important to making sure we’re off to a good start on our journey to get where we want to be in five years.  Love it. So that’s interesting. It’s more of a bottom-up approach. Some people preach a top-down approach. You do have a top as well because you have a financial destination three to seven years out. That’s fascinating. You also follow the private equity idea of a 100-day plan, so it aligns with that approach too. One of the things I like to talk about with clients is, how can we create private equity without private equity? How can we get private equity results without having to give up a chunk of the pie? So that is fascinating.  Yeah. And that’s a big part of it. Anyone who’s looking for that message is really going to gravitate to this book. What I do tell people is, you don’t have to sell to grow, but you do have to plan. This is a great framework for doing that, based on 27 years of personal experience and 23 years of firm experience. I’ve personally helped 40 companies achieve seven-, eight-, and nine-figure growth in enterprise value, and we’ve closed $5.7 billion in transactions. All of that feeds into this book, which I think people can use to find a better path—and a proven guide—toward growth without having to give up control.  Yeah. I love it. So tell me, Matt, what drives growth in your business at Westlake Securities?  I think there’s a few things that have been helpful to our growth. Number one, we’ve been fortunate to be in markets that are robust. So we do have a bit of a perfect storm going on right now. There’s a lot of capital available. There are a lot of tools available. And we’ve got an aging demographic of business owners. All of those things are creating this perfect storm of either growth or liquidity.  These conversations are happening more now than they ever have in the last 27 years of my career. It’s unbelievable. These conversations went from things people talked about maybe once a year to, for some organizations, getting outreach every week from somebody who wants to talk to them about a growth investment or buying their business. These topics are coming up more and more, and I think in a much more impactful way.  So number one, there are a lot of favorable market dynamics. Number two, we have the history and track record that’s helpful when a business owner is asking, “Can this company really help me grow?” or “Can this company really help me sell?” We’ve got a great track record for that. That track record is built on, number three, our team.  A lot of our people have spent time with Fortune 1000 companies. They’ve worked for major banking organizations, run brands for Fortune 1000 companies, worked in private equity, or worked for other investment banks. So they bring tremendous experience. And then, last, is our process. Part of the reason for creating the two books is to be very transparent about what our processes are and to lead our advisory work by example.Share on X  We want to be transparent in how we think about helping companies either grow or obtain liquidity. I think those four legs of the stool are the reason we’ve been able to grow so much over the last few years.  You say the market is good because of the Silver Tsunami, as some people call it. Yeah. It’s kind of a cliché. And also the abundance of capital. Private equity has a lot of money to spend, as do strategic buyers. So I get that part. I also understand that you have great assets inside the company—your track record, your team, your processes, all of that. Then what happens? Do those people just find you, or do you actually have to intentionally do something to drive the growth?  Well, that’s well said. Just like we preach, we have to practice. Some of the ways we’ve been able to attract companies to our organization are through our digital presence. If you check us out on LinkedIn, we post a lot of great content there. We provide a lot of data. We do a quarterly deep dive by industry on where transactions have been. We share growth tips very openly. We provide downloadable resources.  The books have been helpful. The books have led to speaking opportunities. I speak internationally on the topics of capital raising, growth, and M&A. Lastly, joining awesome podcasts like yours has become one of our 2026 initiatives, and it’s been a lot of fun. It’s been amazing to see the response. Inevitably, somebody emails and says, “Hey, I saw your conversation with Steve. I thought it was pretty cool. Here’s something about my business.  How can you help, or what do you think?” For everyone, we’ve got something. For our ideal client, we obviously have our core services. For folks who are a little smaller, we’ve got a whole suite of workshops that range in cost and time commitment. Then, all the way down to a $17 or $25 book, which we feel is within everyone’s reach.  Part of this—and I’m sure you’re wired the same way—is just a pure passion for helping others find their own form of success. Whether it’s a $17 book, a multimillion-dollar capital raise, or a $300 million sale of a business, everywhere in between, we can provide someone with some element of value if they’re interested in engaging with us in a conversation. So that’s been helpful too.  Yeah, I love it. It’s very smart. You basically have a long-term view and a long funnel. You can connect with people at any stage of where they are and then support them through increasingly intensive ways.  Can I share with you the funniest one that I ever saw coming? Of course. We’ve always been big believers in giving back through university talks and internship programs. That’s been going on for some time, and it really took the next step in 2020 when all the internships were shut down. We were one of the early firms to launch a virtual internship program.  Now we’ve had over 1,000 interns go through our various internship programs, completing them from five different continents. Now those people have graduated. Several of them have been out of school for many years and are building their own careers. It’s been amazing to see that an experience they had when they were 19, 20, or 21 is now paying dividends five to ten years later. That’s one I never saw coming. We always did it as a way to give back. But it's been interesting to see it become a long-term brand-building exercise and a positive way of giving back to the community that has honestly created more opportunities than I ever would have thought.Share on X That’s amazing. So you created all these ambassadors, then, that I think will bring you clients.  You know, that wasn’t probably the intention when we started. But we’ve had people come back and tell us, “Hey, that internship changed the course of my career.” We’ve had parents whose kids got their first job out of school after doing an internship with us say, “Hey, I can’t guarantee you’re going to get the project, but I at least want to offer you the opportunity to participate because I appreciate what you did for my son or daughter during that internship.” So that’s been really cool. Again, it’s this kind of karma, give-back mindset.  Yeah, I love it. That is very valuable. These days, internships are really challenging to come by, so they can be a really valuable building block for young people. So let me switch gears here and ask you another question. What’s one thing that you’re trying to figure out in your business right now?  That’s a great question. We’re laser-focused on a couple of things. I would say one that a lot of businesses are going to share in common is AI and implementing what I’m calling the light side of AI. I feel like there are really three views of AI in the marketplace. One is a group of people who are still asking, “What does AI stand for?” We’ll put them off to the side for a second. Then there’s the light side and the dark side conversation going on.  The dark side is more about automation leading to job elimination. The light side is really about how we elevate the customer experience or the client experience. How do we elevate what our people are doing and delivering every day? That’s really the area we’re focused on. We have a strategy inside our company as it relates to AI, but the simplest way I can describe it is that we're going to be customer-centric—client-centric—in what we do with AI.Share on X  We want to create the best experience for those who engage with us by using better technology to do it. That’s really a major focus for us in 2026. The other focus is making sure that Intentional Growth gets off to a great start. It’s available for pre-order right now. It’s debut week for pre-orders. It hit number one in four categories. It officially launches in October. The book, speaking, workshops—the whole growth initiative—is really important for our firm, but also for the people we come into contact with.  Who wouldn’t want to grow their business and increase its value by $5 million, $10 million, or $50 million over a reasonable period of time? I think most people who decided to go down the entrepreneurial path did so with the hope of creating abundance. The only way to create that abundance for themselves, their customers, their employees, their vendors, and all their key stakeholders is to grow the organization. So AI and Intentional Growth are our two main business challenges and opportunities for the year.  Yeah. That’s great. And hitting number one in four Amazon categories on pre-order, that is actually very rare. So you must be doing something right there. Either you have an amazing PR machine, or the book is just very, very good. Well, I’m hoping it’s the latter—that the book is going to be that good. I do think the first book created a nice foundation. There are thousands of copies in print. It got a lot of great feedback on Amazon. It’s been used by universities, industry groups, and others. So I think there’s a nice nucleus of potential readers for book number two.  I’m really excited because Intentional Growth is going to be much more interactive than the first book. It’s going to include downloadable forms and AI-powered interactive tools at the end of each chapter, so readers can take what they’ve learned in that chapter and immediately translate it into practical tools for their business.  My hope is that it gets into the hands of any business owner or organizational leader—from someone at an early-stage company to someone running part of a large publicly traded company. If they have a real desire to grow and are looking for a better path to do it, my hope is this book ultimately finds its way into their hands. Yeah, definitely. So if people would like to connect with you, obviously they can go to Amazon and buy Intentional Growth by Matt Andersen.  Yeah.  Definitely do that. And where else can they find you?  There are a few places. Book-wise, Amazon first, then all the major retailers—Barnes & Noble, Porchlight, and others. Both books are available now, and Intentional Growth will ship in October. I would encourage people to find us first and foremost on LinkedIn. I do a lot of personal posts there. We also host events. Westlake Securities has a strong presence on LinkedIn as well. Again, we share a lot of events, free content, and free data.  We spend six figures a year purchasing proprietary data and organizing it in a way that’s useful for business owners to understand trends, valuations, what’s happening in the capital markets, the cost of debt, how much equity was invested in private companies last quarter and last year. There’s a lot of great free information available through those two resources. I also do quite a bit of speaking. If you’d like to attend a talk, I speak internationally on capital raising, growth, and M&A.  That’s amazing. So definitely check it out. Check out Matt’s LinkedIn, especially the quarterly market reports. Those are going to be very interesting. I’m sure you’re using your six-figure database to produce some great charts. So check that out. Buy Intentional Growth, and see how it can help your business. I love your framework—the reverse-engineering idea. You really have to know where you want to get to, how much time you have, and then figure out what it takes to get there.  What’s going to be that above-10% exciting growth rate that’s going to 3X or 5X your business? So thank you, Matt, for coming and sharing your wisdom. And if you’re listening out there, make sure you follow us on LinkedIn, subscribe on YouTube and Apple Podcasts, and leave us a review, because every week I bring you an exciting entrepreneur who’s growing their business. So thanks for coming, Matt, and thanks for listening. Thank you, Steve. I appreciate you having me. To everyone listening out there, best of luck until we interact next. Let’s grow. Important Links: Matt's LinkedIn Matt's  website

One of the biggest mistakes women make with investing is believing that waiting a few more months won't make much of a difference.   In this throwback episode, I break down why waiting is one of the most expensive financial decisions you'll ever make. We unpack the hidden cost of delaying your investments, the power of compound growth, and why every month you put off optimizing your portfolio could be costing you tens or even hundreds of thousands of dollars in future wealth.   Tune in to learn: Why waiting to optimize your investments is one of the most expensive financial decisions you'll ever make How compound interest means you're not losing today's growth, you're cutting off future growth Why every month you delay investing could cost you tens or even hundreds of thousands in future wealth The hidden opportunity cost of leaving an underperforming portfolio untouched Why optimizing your current investments is often the easiest money you'll ever make - without another launch, sales call, or new client

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

Microsoft's July 2026 Patch Tuesday just shattered records with hundreds of bug fixes, and AI is the force behind the surge. Are we witnessing the beginning of a safer Windows, or is this flood of vulnerabilities the new normal? Plus, Tony Redmond's epic book has a new name (was Office 365 for IT Pros) and is now a bundle of four books. Windows Patch Tuesday is here! Point in Time Restore, quieter Widgets, Windows Update improvements, Screen tint, and more The biggest Patch Tuesday in history, by far: a record 570 fixes for security flaws, and a huge 3X increase from the then-record flaws fixed last month. (Some say the number is 622. Math is hard.) And this is on top of 468 Microsoft Edge/Chromium flaws that were fixed by Google this month too. Yikes. Microsoft discusses how it's improving Windows security with AI Windows Insider Program: Improved Windows Search is next on the docket, heading out to Experimental this week. Question: When do these things hit stable? Microsoft releases Snapdragon X2 versions of its Surface for Business Pro and Laptop models AI Apple sues OpenAI for stealing trade secrets Surprised there was no talk of "thermonuclear war" OpenAI's response is hilarious, and it is already prepping its first hardware device OpenAI just announced the rumored super app, which is a combination of ChatGPT, Work, Codex, and an in-app web browser, which replaces the standalone Atlas web browser. Also, GPT-5.6. In keeping with recent history, Anthropic announced its in-app web browser for Claude less than 24 hours later Reminder that Microsoft acknowledged that it, too, is working on an AI super app at Build Apple releases public betas of its OS 27 releases and, shocker, Siri is really good Now Spotify has an AI chatbot so I can tell it how much I hate Spotify Xbox and gaming Obsidian is working on a new Fallout game, duh. A quiet time after last week's terribleness Tips and picks Tip of the week: Microsoft 365 for IT Pros (2027 edition) is here! App pick of the week: MusicBee RunAs Radio this week: Finding Security Vulnerabilities using AI with Sami Laiho Brown liquor pick of the week: Sanctuary Single Malt Whisky Reserve Edition Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: blackhat.com/us-26 and use code TWIT helixsleep.com/windows

This week on Autonomy Signals presented by KPMG Grayson Brulte and Rob Grant discuss Tesla's Unsupervised Robotaxi launch in Miami, Waymo's July 4th stumble in San Francisco, and Momenta's oversubscribed IPO on the Hong Kong Stock Exchange.On July 5, 2026, Tesla launched Unsupervised Robotaxi service in Miami, its first unsupervised market outside of Texas, with retrofitted Model Ys operating through heavy rain and flooded roadways during the heart of hurricane season.Grayson was on the ground for launch day, riding through South Florida's mini lakes without a single hesitation from the vehicle, and uncovered a Cybercab staging lot near Miami International Airport with dozens of vehicles ready to deploy. The Miami launch is a deliberate stress test of Tesla's camera-only system against the exact adverse weather conditions currently under NHTSA engineering analysis, and the receipts reveal a premium pricing experiment running 3X to 4X the base fare of Tesla's Texas markets.Then there is Waymo, whose vehicles bricked across San Francisco on the 4th of July as fireworks, road closures, dense crowds, and connectivity failures overwhelmed the fleet. Vehicles idled until their batteries depleted and had to be towed, one Waymo burned, and San Francisco officials have launched inquiries into the incident.The July 4th stumble potentially exposed a remote assistance bottleneck that makes Waymo's lean human supervision model the critical scaling constraint in burst demand emergencies, threatening the path to one million weekly rides as regulators eye special event requirements and remote operator staffing ratios.Closing out the show, Grayson and Rob discuss Momenta's listing on the Hong Kong Stock Exchange as the market's first physical AI stock, with the retail tranche oversubscribed 414 times and 14 cornerstone investors including BlackRock, Fidelity International, GIC, Mercedes-Benz, and BYD.With its software running in over 900,000 vehicles and licensing revenue growing 42-fold over three years, Momenta's IPO signals that institutional investors are shifting their preference away from speculative capital-intensive deployments towards proven physical AI providers.Episode Chapters00:00 KPMG Sponsor Introduction01:16 Signal 1: Tesla Launches Unsupervised Robotaxi in Miami38:38 Signal 2: Waymo's July 4th Stumble in San Francisco1:11:27 Signal 3: Momenta IPOs on the Hong Kong Stock ExchangeFollow The Road to Autonomy Indices--------About The Road to AutonomyThe Road to Autonomy is the leading applied intelligence platform covering the convergence of automation, autonomy, and the Autonomy Economy.™.Through our podcasts, newsletter, and proprietary applied intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next.Sign up for This Week in The Autonomy Economy newsletterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The biggest mistake women make when thinking about optimizing their investments is believing they have to pay for it out of their monthly cash flow. In this episode, I share why that isn't the real comparison you should be making. We unpack the hidden cost of an underperforming portfolio, why invisible losses are often far greater than visible expenses, and how using your investment money strategically can actually put you years ahead on your path to financial freedom.   Tune in to learn Why you can use your investment money to optimize your portfolio instead of pulling from your monthly cash flow The mindset shift around invisible costs and why a leaky portfolio is often far more expensive than you realize How to create a plan if you're drawing down from your investments after a divorce, business sale, or other transition Why optimizing your portfolio is like reinvesting in your business not creating another expense How having a clear long-term investment plan allows you to spend with confidence while staying on track for financial freedom  

This broadcast aired live: Sunday July 5th 2026 With Your Race Time Radio Host: Joe Chisholm Watch This Episode:  https://www.youtube.com/watch?v=ZmEd7XBR_PM  Featuring: - Ryan Messer No.1 won the Super Late Model Series event at Speedway 660 - Nic Ramsay No.07 wins Super Stock event at Delaware Speedway - Treyten Lapcevich No.16 wins the Super Late Model Gold Rush at Flamboro Speedway - Matt Young No.7 Pure stock wins gold rush event at Famboro - Cory McAllister races on dirt at Ohsweken, 3X team owner of OSS Cars, Two Speed Motorsports - We'll talk Ontario Sportsman Series - Plus More This broadcast will air on REV TV Canada Tuesday 4pm ET. #GoldRush #CanadianSports #Motorsports #AutoRacing #SuperLateModels  Join Us Weekly at RTR: https://www.youtube.com/@racetimeradiotv/streams X: https://x.com/Racetimeradio Web: https://racetimeradio.com/  Contact: joe@racetimeradio.com

Back in Part 1, Jason Zook left us on a cliffhanger — week one of vibe coding his first app felt like "we're going to be millionaires this year," week two was "this is hell." This week, Jason picks up exactly where we left off and walks Claire through everything that happened next: the rescue that came from inside his old Wandering Aimfully community, the pricing experiment Claude mapped in fifteen minutes, the first launch that taught him the hard math of credit-based products, and the pivot to a second app that did over 3X the revenue in the same window. Plus: Jason gets honest about the marketing knives he's let go dull, why he keeps resisting webinars even though he knows they'd work, and the discount offer he extended to Claire's listeners on the spot during this recording. A quick note from Claire: the long gap between Part 1 and Part 2 wasn't strategic! We genuinely lost the second half of the original conversation and had to bring Jason back to re-record. The cliffhanger was an accident. Thank you to everyone who DM'd asking where the rest was — this one's for you. :)  This Week on the Get Paid Podcast: The pricing mechanic Claude coined in fifteen minutes — and the math behind why Jason would absolutely use it again What Jason's first vibe-coded app actually earned in two weeks — and the brutal customer-volume reality check it gave him The pivot to his second app, Solo Content Studio — and the cohort launch that came right after The marketing pattern Jason and Caroline are leaning into now (and the one tactic he STILL resists, even though he knows it would work) Why Jason says his "knives have gotten dull" — and what he's doing about it The exclusive discount Jason offered Claire's listeners live on the show About Jason Zook: Jason Zook has been building businesses online for nearly 20 years. He's the co-founder of Wandering Aimfully (a retired coaching program that brought in $2.5M in total revenue) and Teachery, a course platform that's done $1.5M as a side project while helping creators earn over $30 million. Jason and his wife Caroline are now full-time on two vibe-coded apps — SceneRoll and Solo Content Studio — and live in Portugal with their daughter Leon. Want to work with Claire?

Most women say they want "more money" but that's not a financial goal. In this episode, I break down the six levels of FU Money so you can identify exactly where you are on your wealth journey, what each stage looks like, and the specific shifts you need to make to move to the next level.  When you know where you're going, building wealth becomes a whole lot simpler ;)   Tune in to learn The six levels of FU Money—and how to identify exactly where you are today What keeps women stuck at each stage, from survival through to financial sovereignty The specific mindset shifts and financial skills required to move to the next level Why simply wanting "more money" isn't enough to build real wealth How to create a portfolio that pays for your lifestyle and gives you true financial freedom

Tiffany High breaks down her SCALE framework for reverse engineering a revenue goal into the exact leads, calls, and contracts needed to hit it. She walks through the real math behind a direct mail campaign, showing how the same monthly spend produced a 3X return for one investor and an 8.5X return for another, just by converting leads better. If you're pouring money into marketing without tracking your success rate, this episode will change how you think about your next dollar.   KEY TALKING POINTS: 0:00 - The SCALE Framework Overview 0:59 - Reverse Engineering Revenue Goals 3:02 - The Oil Trader Analogy 5:19 - Cash Conversion Cycle Explained 7:35 - Direct Mail Timeline 9:41 - Investor 1: Average Performer 10:47 - Investor 2: Mastering Acquisitions 12:14 - Investor 3: Multiple Exit Strategies 13:39 - Building a Real Business 14:41 - Outro LINKS: Instagram: Tiffany High https://www.instagram.com/tiffanyhighofficial/   Links: Tiffany High https://linktr.ee/tiffanyhighofficial   Instagram: David Lecko https://www.instagram.com/dlecko   Website: DealMachine https://www.dealmachine.com/pod   Instagram: Ryan Haywood https://www.instagram.com/heritage_home_investments   Website: Heritage Home Investments https://www.heritagehomeinvestments.com/ 

We are less than 24 hours away from the start of NHL Free Agency and the Penguins are reportedly in on one of the biggest fish in the pond – Jason Robertson. Poni wants them to do everything they can in order to acquire his talents. Robertson is a 3X 40-goal scorer and is only 27. Due to Robertson being a restricted free agent, it could require the Penguins to send 4 1st round picks to the Stars if they make him an offer he agrees to (and the team doesn't match). Poni noted that Robertson has turned down a few other teams already, but the Penguins are still in-play. BREAKING: The Penguins have made a trade with the Golden Knights – acquiring Kaedan Korczak (D) for Parker Wotherspoon (D). / PM Team Sports Court w/ our friends from Edgar Snyder & Associates. Should the Penguins go all-in for Jason Robertson? How many home runs can Esmerlyn Valdez hit as a rookie? Is Braxton Ashcraft a better pitcher than Paul Skenes right now? Penguins reporter Dan Kingerski joined the show. Dan had a hard time understanding the D-for-D trade the Penguins just made sending Parker Wotherspoon to the Golden Knights. What will their third defense pairing look like? Dan believes Ryan Shea will get more money on the open market than what he will get from the Penguins. Dan isn't in love with the Darnell Nurse idea, describing it as a project that will last at least 4 years. Dan questioned if a massive move like Jason Robertson makes sense for where the Penguins are at right now. He gives it about a 20% chance of happening. Dan pointed out a few names people should have their eyes on going into free agency tomorrow afternoon. He said they need to fortify the blueline.

We are less than 24 hours away from the start of NHL Free Agency and the Penguins are reportedly in on one of the biggest fish in the pond – Jason Robertson. Poni wants them to do everything they can in order to acquire his talents. Robertson is a 3X 40-goal scorer and is only 27. Due to Robertson being a restricted free agent, it could require the Penguins to send 4 1st round picks to the Stars if they make him an offer he agrees to (and the team doesn't match). Poni noted that Robertson has turned down a few other teams already, but the Penguins are still in-play.

Lenders cut to the bone. Volume stalled. And now the next cycle is coming — are you operationally ready for it? In this episode of Connect, California MBA CEO Paul Gigliotti sits down with Mike Brown of Gateless, a company helping lenders rethink how work gets done across the entire mortgage loan lifecycle. Mike brings deep operational expertise — from Black Knight's loan origination group to leading Gateless — and he's here to talk about what lenders need to do right now, not when volume comes back. From a 2-3X increase in capacity to a nearly 50% reduction in turn times, the results Gateless clients are seeing are hard to ignore. And the strategy behind them is more practical than you might think. In this episode: - Why the industry is split between lenders who are preparing for the next cycle and those still in wait-and-see mode - The "lights out" integration model — how Gateless works entirely behind the scenes inside the LOS with zero end-user friction - Why Gateless focuses exclusively on credit, income, and assets — and why being an inch wide and a mile deep beats trying to do everything - How moving verification work to the front of the process creates cleaner files, faster closings, and a better borrower experience - The stat that changes the conversation: 1 in 4 loans gets a full credit, income, and asset certification in 5 minutes or less - Why 24/7 availability is a competitive advantage loan officers and borrowers are actually counting on - How one Gateless client reported a 12-day savings compared to their other channel — and another cut resubmission rates by 50% - Why technology on top of a bad process makes things worse — and what to fix before you implement - What the best operators are doing right now to be ready when the market moves Connect is the California MBA's podcast where strategy, innovation, and leadership come together to shape the future of mortgage finance. Subscribe for new episodes featuring the voices driving the industry forward.

The biggest misconception about building wealth is that you simply need to make more money. The truth is that high net worth wealth is built through mastering a specific set of skills, many of which have nothing to do with your income. In this episode, I break down the four skills every wealthy woman must develop, what it looks like when they're missing, how to know when you've nailed them, and the results that become possible when all four are working together. Tune in to learn: The four skills you must master if you want to create a very high net worth How to create and communicate value in a way that allows you to make significantly more money What it actually means to manage money well and why many high earners still struggle with this How understanding risk and return helps you multiply your wealth with confidence What each skill looks like when it's missing, how to know when you've nailed it, and the results you'll create once they're in place

The SpaceX IPO has generated a huge amount of excitement, but before you rush to invest, it's important to understand how IPOs actually work and what most headlines aren't telling you.   In this episode, I break down the full lifecycle of an IPO, the risks and opportunities that come with investing in newly public companies, and how I'm personally thinking about SpaceX. You'll learn the key dates to be aware of, what typically happens after a company goes public, and the framework I use to evaluate whether an IPO deserves a place in my portfolio.Tune in to learn: How IPOs actually work and what happens before a company becomes publicly available The key dates and considerations to know if you're thinking about investing in SpaceX Why early investors and public investors are taking on very different levels of risk What the headlines about SpaceX aren't telling you Whether I've added SpaceX to my portfolio and how I think about opportunities like this

“Do the right thing, not the easy thing.”  on the Daily Grind ☕️, your weekly goal-driven podcast. This episode features Kelly Johnson @kellyfastruns and special guest Gene Gerovich @nyc_hvac_heroes. Gene is a sales leader, operator, and entrepreneur with over 15 years of experience scaling businesses with a relentless focus on process, discipline, and people.He's helped grow multiple companies 3X to 10X in under five years, and today he leads B&M Mechanical in New York City—an HVAC and refrigeration company serving the hospitality industry and major brands like Macy's, McDonald's, Burger King, Dunkin', and more.S9 Episode 23: 6/16/2026Featuring Kelly Johnson with Special Guest Gene GerovichFollow Our Podcast:Instagram: @dailygrindpod https://www.instagram.com/dailygrindpod/  X: @dailygrindpod https://x.com/dailygrindpod Facebook: https://www.facebook.com/dailygrindpodTikTok: https://www.tiktok.com/@dailygrindpodPodcast Website: https://direct.me/dailygrindpod   Follow Our Special Guest:Website: https://bmmechanical.nyc/Instagram: @nyc_hvac_heroes

Franchise consultant Giuseppe Grammatico tells his complete story from working in his family's restaurant as a kid, to grinding through a 5-hour daily commute on Wall Street, to buying his first franchise in 2007, scaling it to a manager-run operation, and ultimately selling the business for approximately a 3X multiple in 2020.In this deeply personal solo episode of the Franchise Freedom Podcast, Giuseppe breaks down:Whether you're a corporate executive exploring a career change, curious about semi passive franchise ownership, or ready to invest in a franchise, this episode gives you the unfiltered, real-world blueprint from someone who's been in your shoes.

Get your free travel insurance quote with Faye! https://milestomemories.com/go/faye-travel-insurance/ Chase just refreshed the Sapphire Preferred and buried a bombshell in the fine print. On this episode of MTM Travel Shawn and Mark break down everything Chase changed: the $95 fee stays, you get new 3X categories on gas, EV charging and vacation rentals, plus a doubled $100 hotel credit. The catch? The Sapphire Preferred and Ink Business Preferred lose 1:1 Hyatt transfers and drop to 4:3 on October 1. We cover whether the refresh is still worth it, why the $795 Reserve is now the only way to keep 1:1 Hyatt, why Bilt just won, and what you should actually do before the changes hit Monday. Mark's full breakdown is linked below. Let us know where Chase ranks in your points lineup now. Episode Guide: 0:00 – Chase drops a Hyatt bombshell 0:22 – Shawn in Casablanca + airport travel tips 3:33 – Inside the new Sapphire Preferred (and the 4:3 Hyatt cut) 6:35 – Bonus categories & why Chase is devaluing points 8:40 – The $795 Reserve push, Mark's article & the Oct 1 timeline 12:27 – Will this finally hurt Hyatt? 16:18 – Chase's fault or Hyatt's? Plus why Bilt won 19:44 – Shawn's points strategy going forward 22:48 – Mourning the old Hyatt & should you apply before Monday? ✈️ Track your travel credit cards for free

If investing has ever felt confusing, overwhelming, or like everyone else got a manual you somehow missed, this episode is for you. In this episode, I break down how investing actually works from the ground up. We cover what an investment really is, how compound interest creates wealth, why diversification matters, and the biggest mistakes that cause people to lose money. Most importantly, I want you to see that investing isn't complicated. It's simply a skill that nobody taught us. When you understand the foundations, investing stops feeling intimidating and starts feeling empowering. Tune in to learn: What an investment actually is (+ why things like cars, boats, and even some houses aren't necessarily investments) How compound interest really works using a simple apple orchard analogy Why the second decade of investing is exponentially more valuable than the first The biggest investing mistakes people make, from stock picking and crypto concentration to relying on underperforming advisors How to set up investments properly, know your financial freedom numbers, and build a portfolio that grows wealth predictably over time

20,000 Dollars, 4 Cards, 400,000 Points. Spencer Reese of the Military Money Manual podcast sits down with Taryn from The Military Travelers to break down how military families can turn PCS moving expenses into free travel — without spending a single extra dollar. From sign-up bonuses to Hyatt Globalist status, this episode is packed with practical strategies for the upcoming PCS season. Topics Covered PCS Season Spending Strategy — Why PCS moves generate $10,000–$20,000+ in spendable expenses and how to redirect that spend to hit credit card sign-up bonuses GTC vs. Personal Cards — The frustrating reality of the Government Travel Card and why (for most branches) personal cards make more sense Branch-Specific Rules — Important caveats for Navy families and other branches regarding on-post lodging forms and card usage policies The Math of Points — Why putting PCS spend on one existing card (like the Amex Platinum at 1X) leaves massive value on the table compared to opening new cards Business Cards for Military Families — How a PPM qualifies you as a sole proprietor, why business cards don't hit your personal credit report, and how the Chase 5/24 rule makes them essential for bigger families Current Elevated Offers — Hot cards highlighted: Chase Sapphire Reserve (150K points), Atmos Summit (100K points + 3X on foreign transactions), United Club, Marriott Brilliant, Hilton Aspire, and Delta Reserve TLE Maximization — Using all 21 days of Temporary Lodging Expense, loyalty numbers, and stacking hotel promos during your move Hyatt Globalist Corporate Challenge — How a .mil email address unlocks Globalist status after 20 nights in 90 days (valid through February 2028) Multiple Cards Strategy — Holding multiple Hilton Aspires and Chase Sapphire Reserves, and the tip to align annual free night certificate expiration dates Military Spouse Eligibility — A reminder that spouses are fully eligible for annual fee waivers under MLA/SCRA Resources Mentioned The Military Travelers — themilitarytravelers.com | Facebook Group: "The Military Travelers" | Instagram: @themilitarytravelers Travel Freely (travelfreely.net) — Zach's beginner's guide to business cards and sole proprietor applications IRS EIN Application — Free Employer Identification Number at irs.gov (2-minute online form) Hyatt Globalist Corporate Challenge — Search "Hyatt Globalist Corporate Challenge" and enroll with a .mil email Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Jason Valentino is Head of Software Engineering Strategy at BNY, where he oversees developer tooling, DevEx, platform workflows, and software delivery governance across more than 8,000 engineers.In this session from DX Annual, Jason shares how BNY moved beyond AI coding assistants to rethink the entire software delivery lifecycle. He explains how his team identified bottlenecks across the SDLC, prioritized automation opportunities, and applied AI to planning, peer review, testing, change management, and compliance workflows.Jason also discusses what it takes to scale AI inside a highly regulated enterprise, including rewriting policies, partnering closely with risk and audit teams, and building a culture that encourages experimentation and rapid sharing of ideas.Where to find Jason Valentino:• LinkedIn: https://www.linkedin.com/in/jasonvalentinoIn this episode, we cover:(00:00) Intro (01:20) Early results from AI coding tools at BNY(04:08) The 3X stress test: What breaks if engineering throughput triples?(06:56) Three ways to apply AI across the SDLC: IDE and CLI tools(08:07) Using autonomous AI agents for repetitive engineering tasks(09:16) Embedding AI directly into SDLC workflows(12:27) Why leaders should encourage experimentation and “start saying yes”(15:00) Q&A: How platform and productivity teams are evolving to support AI(16:33) Q&A: Rewriting policies and controls for AI-assisted software delivery(17:52) Q&A: How AI is affecting software quality and test ownership(19:00) Q&A: What Jason is most proud of: Practical examples of AI across the SDLC(20:30) Q&A: How BNY handles duplicated work across AI initiatives(22:30) Q&A: How BNY uses AI to support regulatory and compliance work(23:30) Q&A: Automating code reviews and change tickets(25:55) Q&A: How increased AI-driven throughput is affecting on-call and reliability(27:11) Q&A: How BNY works with risk and audit partners to move quickly with AI(29:01) Q&A: How BNY scales successful AI use cases across the organization(30:42) Q&A: What Jason is most proud of after BNY's busiest year with AIReferenced:• AI-assisted engineering: Q4 impact report• Measuring AI code assistants and agents• Measuring developer productivity with the DX Core 4• Windsurf• Claude Code by Anthropic | AI Coding Agent, Terminal, IDE• Codex | AI Coding Agent

Why can two women learn the exact same business strategy, the exact same investing strategy, and still create wildly different results? In this episode, I take you deeper than tactics, habits, beliefs, and even traditional identity work to uncover the invisible forces that are quietly driving your relationship with money, wealth, and success. I'm sharing what I've observed from women with 8 and 9 figure net worths, why high-net-worth women operate in an entirely different way, and the hidden patterns that shape your financial reality without you even realizing it. Tune in to learn: Why two women can learn the exact same strategy and create wildly different financial results The mysterious reason money seems to move effortlessly to some women and feel hard for others What sits deeper than beliefs, habits, energetics, and identity work Eight invisible forces that are driving your entire paradigm with wealth How ultra high-net-worth women view money, time, themselves, and the allocation of capital differently than everyone else

What if the reason you feel stuck with investing has nothing to do with the investments themselves and everything to do with how you're thinking about them? In this episode, I challenge one of the most common stories I hear from women: “I've been burned by a bad investment before.” I share some of my biggest investing losses, including investments that went all the way to zero, and why those experiences never stopped me from continuing to grow my wealth. You'll learn a completely different way to think about investing, risk, losses, and returns that will change how you relate to money forever. Tune in to learn: Why the story “I've been burned by a bad investment” is keeping so many women stuck How I think about making investments in my business and in my portfolio Why I've had investments go to zero and investments that didn't pay off + still grown my money exponentially Some of my biggest investing losses and the lessons they taught me The mindset shift that will completely change how you relate to investing, risk, and wealth building

Partner with Jay: https://www.jayschwedelson.com/contactㅤPre-order Jay Schwedelson's new book, Stupider People Have Done It (out June 9, 2026).All net proceeds are donated to The V Foundation for Cancer Research, let's kick cancer's butt: https://www.amazon.com/Stupider-People-Have-Done-Marketing/dp/1637635206ㅤSubscribe to Jay's newsletter for weekly marketing tips and tactics: https://www.jayschwedelson.com/newsletterㅤRegister for Eventastic (FREE + VIRTUAL!) https://www.eventastic.comㅤRegister for GuruConference (FREE + VIRTUAL!) https://www.guruconference.comㅤConnect with Jay on LinkedIn: https://www.linkedin.com/in/schwedelson/Check out Jay's YouTube channel: https://www.youtube.com/@schwedelsonCheck out Jay's Instagram: https://www.instagram.com/jayschwedelson/Ask Jay anything: https://www.jayschwedelson.com/askㅤLeave a comment and follow the show, it really helps us out!ㅤMASSIVE thank you to our Sponsor, CallRail!CallRail is the AI-powered lead intelligence platform that helps marketers prove exactly what's driving results. With CallRail, you can connect every call, text, chat, and form submission directly to the campaign that generated it so you finally know what's working and where to double down.Plus, with built-in AI conversation intelligence, CallRail analyzes your customer conversations, captures leads 24/7, and gives you deeper insights into what your prospects actually care about.If you're tired of guessing about your marketing ROI and want real data behind your campaigns, CallRail has you covered.Start a Free Trial Here: https://www.callrail.com/dothisㅤMeta just quietly dropped a standalone app built to swipe users straight from Reddit, and that's only the start of what Jay Schwedelson is digging into this week. There's also a new LinkedIn tool that exposes which AI models people are actually using by industry, plus some fresh data showing that one tiny tweak to your promotional emails can triple engagement and seriously boost your inbox placement.ㅤBest Moments:(00:16) Meta launches Forum, a standalone app built to go straight at Reddit(01:36) LinkedIn Cross Check reveals which AI models are dominating by industry(03:30) Why reply-driven promotional emails are pulling 3X the engagement(04:25) The 90-day inbox placement lift B2B brands are seeing from reply CTAs(05:18) Reply rate is now the number one signal for Outlook, Gmail, and Yahoo(06:30) Love Island USA returns June 2nd with ad demand up 73% year over year

If you've ever lost money investing, or felt terrified to start because investing feels “too risky”, this episode is going to completely reframe how you think about risk, wealth, and building a powerful portfolio. In this episode, I break down what uneducated investors are always missing, why all investments are not created equal, and how great investors actually think about taking on risk strategically. I'm also walking you through different asset classes, why diversification matters so much, and how to build a portfolio that creates higher returns without taking on reckless risk. Tune in to learn: The two biggest reasons women lose money investing in the first place What all great investors understand about risk that uneducated investors miss Why all investments and asset classes carry different levels of risk How to build a high-performing portfolio with higher returns and less unnecessary risk Why chasing the highest returns often leads women to take on way more risk than they realize  

Most women think the answer to making more money is working harder, longer, or squeezing more into an already packed schedule. In this episode, I break down why that is one of the biggest wealth traps I see, and how the real game is learning to create more output with the exact same input. I'm sharing the identity shift that helped me turn a $54K cash week into over $1M in long-term wealth, why Tony Robbins earns hundreds of millions in the same 24 hours we all have, and how to stop optimizing for cash… and start optimizing for true wealth. Tune in to learn: The one reason people like Tony Robbins make millions with the exact same hours you have The difference between optimizing for cash versus optimizing for wealth The identity shift that can help you create 20X more wealth with the exact same time and money you have right now What leverage actually is + how to create more output for the same input in your business, money, and life Why working harder is not what creates the biggest financial results + what high-net-worth women do instead

Original Air Date: Jun 30, 2020 Today we discover angels in space* and then we investigate the Red Diamond of Russia! Patreon (Get ad-free episodes, Patreon Discord Access, and more!) https://www.patreon.com/user?u=18482113 PayPal Donation Link https://tinyurl.com/mrxe36ph MERCH STORE!!! https://tinyurl.com/y8zam4o2 Amazon Wish List https://www.amazon.com/hz/wishlist/ls/28CIOGSFRUXAD?ref_=wl_share Dead Rabbit Radio Archive Episodes https://deadrabbitradio.blogspot.com/2025/07/ episode-archive.html https://archive.ph/UELip Dead Rabbit Radio Recommends Master List https://letterboxd.com/dead_rabbit/list/dead-rabbit-radio-recommends/   Help Promote Dead Rabbit! Dual Flyer https://i.imgur.com/OhuoI2v.jpg "As Above" Flyer https://i.imgur.com/yobMtUp.jpg "Alien Flyer" By TVP VT U https://imgur.com/gallery/aPN1Fnw "QR Code Flyer" by Finn https://imgur.com/a/aYYUMAh Links: Ancient Aliens Debunked https://www.youtube.com/watch?v=j9w-i5oZqaQ Astronauts In Space Saw Giant Angels And Other Unexplained Phenomena https://anomalien.com/astronauts-in-space-saw-giant-angels-and-other-unexplained-phenomena/ Space Angels: Aliens or Sign of the Apocalypse? https://mysteriousuniverse.org/2012/04/space-angels-aliens-or-sign-of-the-apocalypse/ Angel at My Door https://books.google.com/books?id=ZSv68EJ9bwUC&pg=PA69&lpg=PA69&dq=weekly+world+news+Oleg+Atkov&source=bl&ots=NQ_SYn82HY&sig=ACfU3U2ZZL0TeC7mrCGfgA2ZHmqZc0p4Mw&hl=en&sa=X&ved=2ahUKEwjuscGe7pPqAhUDNH0KHYQbAhQQ6AEwAHoECAoQAQ#v=onepage&q=weekly%20world%20news%20Oleg%20Atkov&f=false Moments with Angels: Spectacular Encounters with Heavenly Messengers https://books.google.com/books?id=bqQpPWweHR4C&pg=PT32&lpg=PT32&dq=weekly+world+news+Oleg+Atkov&source=bl&ots=YHfCV9Xf7D&sig=ACfU3U2zACJrSyR1Rv_qheAPpqVufHT2TQ&hl=en&sa=X&ved=2ahUKEwjuscGe7pPqAhUDNH0KHYQbAhQQ6AEwAXoECAcQAQ#v=onepage&q=weekly%20world%20news%20Oleg%20Atkov&f=false Angels in space nothing but top secret hallucinations https://www.pravdareport.com/society/118195-angels/ Space Angels: What Did Russian Cosmonauts See Aboard The Saluyt 7? https://www.look4ward.co.uk/x-files/space-angels-what-did-russian-cosmonauts-see-aboard-the-saluyt-7/ Weekly World News https://weeklyworldnews.com/ Ancient Aliens: Angels in Space (Season 11) | History https://www.youtube.com/watch?v=HzLjQ033Ptk Salyut 7 https://en.wikipedia.org/wiki/Salyut_7 Oleg Atkov https://en.wikipedia.org/wiki/Oleg_Atkov The 3X Murders: An Unidentified Assailant Murders Two Men in New York in 1930 and Sends Cryptic Letters Claiming to Be a Special Agent Codenamed "3X" Sent on a Mission from a Secret Russian Organization https://www.reddit.com/r/UnresolvedMysteries/comments/h0aoyl/the_3x_murders_an_unidentified_assailant_murders/ The 3X Murders https://tinyurl.com/k794nc79 The 3X Murders (1930) https://www.reddit.com/r/UnresolvedMysteries/comments/2g2k0w/the_3x_murders_1930/ Insane Man Hunted https://www.nytimes.com/1930/06/18/archives/insane-man-hunted-in-second-killing-queens-shooting-is-linked-to.html Suspect Seized In Queens https://www.nytimes.com/1936/06/02/archives/suspect-seized-in-queens-3x-murders-reported-to-have-confessed.html The Strange Affair of 3X http://www.angelfire.com/journal2/farmville/eidisi/history/3X.html   ------------------------------------------------ Logo Art By Ash Black Opening Song: "Atlantis Attacks" Closing Song: "Bella Royale" Music By Simple Rabbitron 3000 created by Eerbud Thanks to Chris K, Founder Of The Golden Rabbit Brigade Dead Rabbit Archivist Some Weirdo On Twitter AKA Jack YouTube Champ: Stewart Meatball Reddit Champ: TheLast747 The Haunted Mic Arm provided by Chyme Chili Discord Mods: Mason, Rudie Jazz Forever Fluffle: Cantillions, Samson, Gregory Gilbertson, Jenny the Cat http://www.DeadRabbit.com Email: DeadRabbitRadio@gmail.com Facebook: www.Facebook.com/DeadRabbitRadio TikTok: https://www.tiktok.com/@deadrabbitradio Dead Rabbit Radio Subreddit: https://www.reddit.com/r/DeadRabbitRadio/ Paranormal News Subreddit: https://www.reddit.com/r/ParanormalNews/ Mailing Address Jason Carpenter PO Box 1363 Hood River, OR 97031 Paranormal, Conspiracy, and True Crime news as it happens! Jason Carpenter breaks the stories they'll be talking about tomorrow, assuming the world doesn't end today. All Contents Of This Podcast Copyright Jason Carpenter 2018 - 2026

In this episode, we break down a real app growth case study with Michael Durst, Founder of FaithFull AI Nutrition Tracker, focused on helping users improve their health through AI-powered tracking and smart insights.Michael will share the real strategies he used to increase his app's install-to-paid conversion from 2.25% to 6.81% in just 6 months. This is a deep dive into the exact strategies, experiments, and psychology behind that growth, including onboarding, A/B testing, paywalls, and Meta Ads.If you want to increase revenue without increasing installs, this is the playbookYou will discover:✅ The onboarding system that helped 3X conversions✅ A/B testing frameworks that impact real revenue✅ Paywall optimization: pricing, framing & positioning✅ Why small tweaks can lead to massive growth✅ Meta Ads strategies that bring in high-converting users✅ How to align ads → onboarding → paywall for better LTVLearn More :Website: www.faithfull.ai LinkedIn: https://www.linkedin.com/in/michaelkdurst/ Instagram: https://www.instagram.com/mike.k.durstWork with us to grow your apps faster & cheaper:https://www.appmasters.com/You can also watch this video here: https://youtube.com/live/4JtMp7Hkwb8*********************************************SPONSORSWant to know what ads your competitors are running right now?SocialPeta gives you access to real ad creatives and market insights across apps, games, and emerging content formats, so you can stay ahead without endless trial and error.Check it out at https://www.socialpeta.com/*********************************************Ready to take action? Start exploring AppsFlyer's deep linking suite -  coming soon as a standalone solution, independent of their measurement packages → ⁠https://bit.ly/46O7Wgd*********************************************Follow us:YouTube: ⁠AppMasters.com/YouTube⁠Instagram: ⁠@App MastersTwitter: ⁠@App MastersTikTok: ⁠@stevepyoung⁠Facebook: ⁠App Masters⁠*********************************************

Coming into a large sum of money whether through an inheritance or divorce, can feel overwhelming, emotional, and even a little scary. In this episode, I walk you through how to actually think about that money so you don't avoid it, mismanage it, or leave massive growth on the table. The way you handle this moment will determine whether this becomes a missed opportunity… or one of the most powerful wealth-building decisions you ever make. Tune in to learn: Why fear is one of the first things that comes up with a lump sum and why women tend to go “head in the sand” about it Why a large amount of money sitting unoptimized is actually costing you money every single day Why it doesn't matter how investments performed in the past, but whether they're the best place for your money going forward Why holding onto losing investments to avoid capital gains taxes doesn't make logical sense How to simplify and confidently rebuild your portfolio in a way that actually supports your goals

DOJ Goes After Comey. FCC vs Jimmy Kimmel. 1100 TSA Officers Quit Since Shutdown. Kid Rock's Apache Joy Ride with Hegseth. UAE Leaves OPEC. Gov Moore on Open Primaries.  A real king is in Washington this week, and the wannabe king in the Oval Office is making the most of the pomp. Paul Rieckhoff opens with King Charles and Camilla's visit, the Epstein questions nobody at the White House wants to touch, and the through-line that drives this entire briefing: Trump is busting up Congress, the UN, NATO, the World Bank, the EU, and now OPEC — and the institutions that held this country and this world together are being stress-tested in real time. Gas hits $4.18, the UAE bolts from the cartel, 1,100 TSA officers walk off the job, and most Americans have no idea any of it is happening. From there it's a no-BS sweep across the front lines: a $400 million ballroom funded by your tax dollars after Trump promised to pay himself, a no-bid contract inflated 3X, Pete Hegseth taking Kid Rock on Apache joyrides while the chain of command rots, the FCC weaponized against ABC and Jimmy Kimmel, a renewed indictment push against Jim Comey over seashells on a beach, and 185 people killed in 54 unauthorized strikes on so-called narco boats with Cuba telegraphed as next. Then the inspiration: Ukraine killing 30,000 Russian troops a month, Norway co-producing drones for Kyiv, independent veteran Todd Achilles taking on an 83-year-old senator in Idaho, Wes Moore endorsing open primaries, and Horace Grant's goggles. Country over party. People over politics. Light over heat. -WATCH full video of this episode here. -Ditch your expensive carrier and support Independent Americans! Make the switch to Noble Mobile. -Join IVA and stand up to Trump's Forever Wars. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Get some of Maine's finest gear - check out Loyal Citizen. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Raises aren't fixing your team problem. Here's what will.Dr. Dave breaks down the hidden performance state that makes dental employees 3X less likely to quit — the same science studied in elite athletes, surgeons, and Special Forces, applied to your dental practice.Inside: Why your practice feels "off" even when nothing is technically broken, the economic lever hiding in plain sight, and how top practices get more output from the same hours, same chairs, and same patients. If retention, margin, or that vague feeling of drag is eating at you, this one's for you.

Austin shares how you can increase your email response rate by 3X by giving the recipient a way out!Time Stamped Show Notes:[0:25] - Triple your response rate by using an “exit clause”[1:11] - Why typical sign-offs are a bad idea[2:27] - First impressions matter [2:52] - What to do instead - give them an out[5:05] - Try it for yourself and track the outcomesHave questions about how to use an exit clause? Text them to Austin at (201) 479-9511.Exit Clause Mentioned In Today's Episode:“Lastly, I know your time is valuable and I know this is a big ask coming from a stranger. If it's too much right now, that's totally fine! Feel free to say no. I'm grateful for whatever info you're able to share here or over the phone. Either way, have a fantastic week.”Want To Level Up Your Job Search?Click here to learn more about 1:1 career coaching to help you land your dream job without applying online.Check out Austin's courses and, as a thank you for listening to the show, use the code PODCAST to get 5% off any digital course:The Interview Preparation System - Austin's proven, all-in-one process for turning your next job interview into a job offer.Value Validation Project Starter Kit - Everything you need to create a job-winning VVP that will blow hiring managers away and set you apart from the competition.No Experience, No Problem - Austin's proven framework for building the skills and experience you need to break into a new industry (even if you have *zero* experience right now).Try Austin's Job Search ToolsResyBuild.io - Build a beautiful, job-winning resume in minutes.ResyMatch.io - Score your resume vs. your target job description and get feedback.ResyBullet.io - Learn how to write attention grabbing resume bullets.Mailscoop.io - Find anyone's professional email in seconds.Connect with Austin for daily job search content:Cultivated CultureLinkedInTwitterThanks for listening!

In this episode, we're walking through a real case study on how to prepare an e-commerce business for a $10M+ exit. We break down the tax planning strategies, financial recasting, and recurring revenue plays that can double or triple your valuation. Learn more about our cohorts and how you can partner with us at Capitalism.com, head to https://capitalism.com/partners   Timestamps (0:00) Introduction: Positioning a $7M revenue business for a $10M+ exit (2:00) Standard Problem: Most founders settle for 3X multiple, leaving (5:00) Business Valuation Works: Why 3X profit multiple is incomplete (7:00) Hidden Costs: Seller notes and payment structures dramatically reduce actual proceeds (9:00) Ryan's $16M Sale Mistake: Walked away with only $7.2M due (12:00) Tax Hack: Small business exemption can make a $10M exit 100% tax-free (14:00) Strategy #1: Use trailing 12-month numbers to capture growth momentum (18:00) Recasting books from cash to accrual (21:00) Moving Beyond 4X: How to reach 5X, 6X, or even 7X multiples (23:00) Building Recurring Revenue: TikTok Shop and Subscribe & Save create buyer confidence (29:00) Reducing Founder's Risk: Systemize yourself out of the business to increase valuation (34:00) Setting Your Terms: Walk in with your own deal terms (36:00) Negotiation Floor: $10M cash minimum OR 6X EBITDA on a seller note (41:00) Plan Ahead: Start optimizing your business 6-12 months before exit (43:00) Call-to-Action: Learn more about Ryan's coaching program