Podcasts about redemptions

Steve Baffico, Executive Vice President and head of listed products at Bluerock, which runs the Bluerock Private Real Estate fund, expects the real estate market to benefit as money moves from private credit , business-development companies and direct-lending strategies in pursuit of something with "hard assets and low obsolescence." That HALO trade should drive growth moving forward; Baffico discusses what the fund is focused on as it continues its transition from an interval fund to being a closed-end fund. That journey has included four hikes in distributions over the last four months, and Baffico says he explains what the firm is doing to quickly reach its target distribution rate of 8 to 8.5 percent.

Private credit has hit a speed bump in the US, where the market is rapidly pivoting from growth to stricter risk discipline.   At our flagship “Credit Frontiers” event, we sat down with Moody's leaders to discuss what's behind these “bad vibes” about private credit and what they're hearing from market participants about the trajectory of the asset class.   Host: Giulia Calcabrini, Assistant Vice President, Analyst, Moody's Ratings   Guests:  Marc Pinto, Managing Director, Global Head of Private Credit, Moody's Ratings David Hamilton, Managing Director, Head of Asset Management Research, Moody's Analytics   Related Research:  Private Credit – Global – Volatility will intensify focus on liquidity, transparency 22 April 2026 Private Credit – Global – Seven key ways private credit is changing 14 May 2026 Private Credit – US – Asset quality indicators point to emerging risk in private credit direct lending 28 April 2026 Moody's Private Credit Insights © 2026 Moody's Corporation and/or its licensors and affiliates. All rights reserved. Go to www.moodys.com/pages/globaldisclaimer.aspx for complete legal terms and conditions governing use of Moody's information made available in this video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Private credit is suddenly everywhere in the headlines. Redemption requests are rising. Retail investors are panicking. And many people who don't even understand private credit are suddenly convinced something is "breaking." So what's actually happening? In this special episode of Financial Detox, Jason and Alex sit down with Phil Huber, Managing Director & Head of Portfolio Solutions at Cliffwater, one of the leading firms in the private credit space, to unpack what private credit really is, how it works, the risks investors should understand, and why today's headlines may not tell the full story. What we cover today:

Episode 171 of the Award Travel 101 podcast, hosted by Angie Sparks and Cameron Laufer, opens with a practical community highlight: a traveler facing a broken in-flight entertainment system on a United Premium Plus flight. The discussion reinforces that while compensation isn't guaranteed, notifying a flight attendant can often result in goodwill gestures like bonus points. The hosts then run through a packed news segment, including Chase transfer bonuses to Flying Blue and Marriott, an elevated 150,000-point sign-up bonus for the Sapphire Reserve, and new restrictions around Sapphire card eligibility. They also cover new IHG credit card offers, Flying Blue Promo Rewards for discounted domestic routes, and a standout Amex-to-Hilton transfer bonus of 20%, setting the stage for the episode's main focus.Angie and Cameron share personal updates on credit card strategies and upcoming travel, highlighting the constant balancing act of hitting minimum spend, maximizing free night certificates, and navigating issuer rules like Chase's 5/24. Angie details several trips in progress—including Morocco, Ireland, and domestic travel—while optimizing points, credits, and cash savings (like rebooking a rental car for significant savings). Cameron notes upcoming plans to Aruba and possibly Everest Base Camp, alongside ongoing points-earning strategies.The main topic dives into the best Hilton redemptions, with a focus on maximizing value through free night certificates, transfer bonuses, and strategic point usage. Angie highlights outsized value at luxury properties, including SLH hotels charging upwards of $2,000 per night, while Cameron breaks down real-world redemption comparisons showing how transferring Amex points (especially with bonuses) or even buying Hilton points can yield strong value—often 2–3 cents per point equivalent. The episode wraps with a tip of the week encouraging listeners to take advantage of transfer bonuses for programs they regularly use and a simple troubleshooting trick: switching browsers can resolve common issues like errors when transferring Avios between accounts.Episode Links:Chase to Flying Blue Transfer BonusChase to Marriott Transfer BonusNew Sapphire Reserve BonusElevated IHG Card BonusesFlying Blue May Promo AwardsAmex to Hilton Transfer BonusWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Spring 2026 Meetup in Phoenix now. award.travel/phx2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.  

The private credit market has morphed into a powerhouse, deriving its allure from low volatility, stable and high predictable returns.   But less than a year after the so-called “golden age” of private credit, the asset class is now grappling with a period of uncertainty following its astronomical growth.    That volatility includes a wave of redemptions – when investors go to credit funds and ask for their money back — on top of disruption from AI and calls for more transparency. The wildcard of retail investors also raises the stakes.   In this episode, we discuss the negative outlook for perpetual non-traded BDCs (Business Development Companies), the impact from the Middle East conflict, exposure for the software sector, and what regulators might do next.   Host: Gabriel Agostini, Assistant Vice President, Credit Strategy and Research, Moody's Ratings   Guests: Marc Pinto, Global Head of Private Credit, Moody's Ratings; Atsi Sheth, Chief Credit Officer, Moody's Ratings    Related Research:  Private Credit – Global Volatility will intensify focus on liquidity, transparency 22 April 2026 Business Development Companies – US – Outlook changes to negative on increased redemption pressures, higher leverage 7 April 2026 Private Credit – North America – Credit Estimates point to eroding credit quality among middle-market borrowers 13 April 2026 Banks – US – Aggregate loan exposure to non-depository financial institutions rises to $1.4 trillion 31 March 2026 Moody's Private Credit Insights © 2026 Moody's Corporation and/or its licensors and affiliates. All rights reserved. Go to www.moodys.com/pages/globaldisclaimer.aspx for complete legal terms and conditions governing use of Moody's information made available in this video. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

KelpDAO suffers a $290 million exploit on its LayerZero bridge. Aave freezes ETH and LST markets amid the exploit. Fluid launches the aWETH redemption protocol. And LayerZero attributes the hack to a RPC-poisoning attack by the Lazarus Group. Read more: https://ethdaily.io/929 Sponsor: Lido Earn lets you deploy stablecoins into curated DeFi strategies for optimised yield. Two vaults, daily rewards, automatic compounding, and first-loss protection. Get started on stake.lido.fi/earn. Notice - April 20, 2026: EarnETH has direct exposure to rsETH. Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/HiltonMegasodeMaster the Hilton Honors program with our complete guide to earning points, maximizing redemptions, and unlocking elite status benefits. We break down the best ways to use Hilton points, share our favorite properties, and show you how to get the most value from Hilton.Thank you to Laurence from http://www.youtube.com/@WIN.Travels for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:08 The Hilton Honors Program5:40 Earning Hilton Points34:22 Hilton Status41:37 Redeeming Hilton Points51:52 Hoard ‘Em or Burn ‘EmLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Welcome 00:38 Getting Started With Points01:51 Maximizing Transfer Partners03:36 Award Search Tools Compared05:04 Booking USA to Vietnam07:05 Bilt vs Rove Strategy09:26 American Airlines Sweet Spots10:57 Finding Low Mileage Deals11:47 Europe Connections on Points12:26 Stopovers and Long Layovers13:12 Seoul Flights and Upgrades14:27 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Some relationships don't end because we didn't love hard enough, they end because we ignored what God was trying to show us.In this episode, we're talking about the difference between red flags and redemptions and why, as Christians, we have to stop trying to turn unhealthy patterns into spiritual assignments. Through Scripture like Matthew 7:16, we're reminded that people are revealed by their fruit, not their potential.If you've ever stayed too long, made excuses, or tried to see the good in someone who wasn't consistent, this conversation is for you.Send us Fan Mail Support the showThank you for listening. New episodes weekly.From Grief to Grace — available now on Amazon.

On the final day of a holiday-shortened trading week, Carl Quintanilla, Jim Cramer and David Faber discussed stocks tumbling and crude oil prices surging in reaction to President Trump's primetime address about the Iran war. The anchors also reacted to Tesla's Q1 deliveries missing analyst forecasts. Private credit pain: Shares of Blue Owl and other alternative asset managers extended this year's steep losses, after the company said it would limit withdrawals from two of its funds. Also in focus: Elon Musk's SpaceX files for a massive IPO, AI and the backlash against data center, semiconductors rally and travel stocks slide, gasoline and diesel prices keep spiking and adding more pain at the pump. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jim Cramer and David Faber discussed stocks falling and crude oil prices rebounding — one day after President Trump's comments on Iran sparked the biggest daily gain for the major indices since early February. Another rough day for shares of alternative asset managers: Apollo Global Management and Ares Management became the latest firms to limit private credit fund withdrawals. Also in focus: OpenAI on Microsoft, sources tell David that Jefferies is not interested in selling itself, Chevron CEO Mike Wirth on Iran war impact, Nvidia's AI dominance, "Faber Report" on Nelson Peltz's Trian and General Catalyst raising their offer to acquire Janus Henderson.   Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Booking Business Class On Points00:04 Air France Flying Blue Sweet Spots01:03 Air France Calendar Search Tips02:15 Free Points Course Break02:28 Cathay Pacific Workaround Search04:41 Cathay Transfers And Tools05:30 ANA Award Calendar Reality Check09:17 Earning Points And Transfers09:35 Singapore Airlines Saver Space12:12 Patreon And Coaching Options12:51 Qatar Qsuites 2026 Strategy13:47 JetBlue And Avios Booking Steps16:09 ConclusionYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

On episode 454 of Animal Spirits, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ discuss the geopolitical impact on markets, inflationary risk, when risk goes off, concentration risk, AI vs. white collar workers, the optimistic case for AI, falling and rising bond yields, inheriting a house from your parents, the private credit crisis of confidence, the loneliness epidemic and more. This episode is sponsored by Nuveen and Janus Hendersen Investors. Learn more about Nuveen by visiting: http://Nuveen.com Learn more about Janus Henderson Investors by visiting: https://www.janushenderson.com/ Sign up for The Compound newsletter and never miss out: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecompoundnews.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Find complete show notes on our blogs: Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation.   Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrew, Ben, and Tom discuss Iran, bonds selling off, and Blackstone private credit fund redemptions. Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Watch on YouTube: https://youtu.be/rMpGqlHP6ng Lately, Covered Call ETFs have been under fire. Critics call them "yield traps," point to capped upside, and claim they are a mathematical mistake for Canadian investors. But is the "Total Return" argument the only one that matters? In this exclusive interview, we sit down with the CEO, President and Fund Managers at Harvest ETFs to get The Full Story. We didn't shy away from the tough questions. We asked about underperformance, the cost of capped upside, and why, even in the face of all the push back, billions are flowing into these strategies. The reality is simple: You can't eat "Total Return." For many investors, especially those nearing or in retirement, consistent, monthly cash flow is a strategic tool, not a mistake. We dive deep into why the "Index or Bust" mentality might be failing a large segment of the market and how these managers build products for real-life needs, not just spreadsheet models. In this video, we discuss:

Credit Crisis Stage 2 has been observed. Stage 1 is when money flows out of a bubble but is roughly still balanced meaning some uncomfortable fund managers but no big consequences like forced selling. Stage 2 is when that balance unbalances leading to bigger problems like forced selling. Today, we got confirmation of forced selling for the first time...and a LOT more. --------------------------------------------------------------------------This is the kinds of material we've been covering - at length and in depth - at Eurodollar University in our Deep Dive Analysis and memberships. It's the background, the core concepts, the unique insight that allows us to not just stay on top of everything, but actually understanding what's going on and why to then anticipate roughly where the markets, the economy, the entire world is heading. EDU's Memberships and Subscriptions. Go from getting blindsided by the markets to reading the eurodollar signals weeks before they hit. Try it all risk-free for 14 days.https://web.eurodollar-university.com/eurodollar-vsl-page-a--------------------------------------------------------------------------Blue Owl Halts Redemptions on Private Credit Retail Fundhttps://www.bloomberg.com/news/articles/2026-02-18/blue-owl-loan-sale-raises-1-4-billion-for-investor-payoutsBlue Owl permanently halts redemptions at private credit fund aimed at retail investorshttps://www.ft.com/content/b2f299f6-2a82-4a43-bcbf-86cac3937550Blue Owl BDC Allows 17% Redemptions as Investors Storm Exithttps://www.bloomberg.com/news/articles/2026-01-07/blue-owl-bdc-allows-for-17-redemptions-as-investors-storm-exit

In episode 33 of Miles Ahead: The Canadian Points Podcast, Daniel, Jeff, and Josh from FrugalFlyer.ca share practical ways to get strong value from small leftover points balances through unique flight and hotel redemptions. They cover Flying Blue Promo Rewards (often costing 18,750 miles to Europe in economy class), Virgin Atlantic's 6,000-mile East Coast–London option (with high fees), and Atmos Rewards partner sweet spots for short-haul Porter/American flights (costing 4,500–7,500 miles). They also discuss American Airlines and Aeroplan dynamic pricing (including occasional ~6,000-point deals), booking WestJet via SkyMiles or Flying Blue with favorable change and cancellation policies. Plus, Iberia's seasonal Toronto–Madrid service offers excellent value (available for 16,000 Avios economy or 34,000 points in business off-peak) in addition to several frequent flyer programs that offer free or almost free stopovers to help you visit additional destinations for minimal cost. For hotels, they recommend using Marriott points in cheaper regions like Southeast Asia/Middle East, topping up small balances via Amex-to-Marriott transfers, leveraging World of Hyatt's fixed award chart (from 3,500 points), transferring or sharing hotel loyalty program points with others, and niche Wyndham uses, including cash+points quirks and Wyndham Experiences.

Think You Know Silver? Test Your IQ and get resources here: https://linktube.com/rtdBlue Owl Capital has permanently halted redemptions in its $1.7 billion OBDC II retail private credit fund due to a liquidity mismatch caused by rising withdrawal requests, signaling broader stress across the $3 trillion private credit market.Warning signs are mounting, including 40% of direct lenders generating negative free cash flow, 30% of companies with debt maturing before 2027 reporting negative EBITDA, middle market default rates climbing to 4.55%, and downgrades outpacing upgrades for seven consecutive quarters.If pressure continues, small businesses could face tighter funding, refinancing costs may rise, and defaults could accelerate into a self reinforcing cycle. Although the Fed injected $18 billion in overnight liquidity, it may not be enough to prevent further cracks unless policy turns more dovish.

In this episode, host Friederike Ernst is joined by Michael Svoboda, CEO of Liquid AG, to discuss Liquity V2 and the launch of the BOLD stablecoin. Michael explains how Liquity maintains a governance-free, immutable architecture to provide "sovereign dollars" that are not dependent on human committees or centralized backstops. He introduces user-set interest rates, a novel DeFi primitive where borrowers determine their own rates to balance their cost of capital against the risk of being redeemed by stablecoin holders. They explore the technical mechanics of the BOLD stablecoin, its multi-collateral backing of ETH and LSTs, and why the protocol funnels 100% of fees directly to users rather than extracting rent. Michael also shares his analogy of crypto-native stablecoins as "electric engines" that offer a fundamentally different risk profile from traditional banking rails. Finally, the conversation dives into the impact of global regulations like MiCA and why the future of finance belongs to peer-to-peer credit markets.Topics00:00 Intro & Context04:15 Why Banking is Under Pressure09:30 From V1 to Liquity V215:00 User-Set Rates Explained21:45 Redemptions & Peg Stability27:10 Collateral Risk: ETH & LSTs35:20 Cefi vs. Defi Risk Spectrum42:15 Is Immutability Dogmatic?49:00 Revenue Distribution & Self-Sustainability55:30 Non-USD Stables & Global ShiftsLinksMichael on X: https://x.com/svobodamichaelLiquity: https://www.liquity.org/Bluechip: https://bluechip.org/Lido: https://lido.fi/stvaults?mtm_campaign=epicenterSponsors: Lido V3 introduces stVaults: modular staking infrastructure that lets builders and institutions deploy custom staking vaults, while staying anchored to stETH as a shared liquidity layer. Get started building with Lido V3 today: https://lido.fi/stvaults?mtm_campaign=epicenter

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/SQGuideIn this complete guide to the Singapore Airlines KrisFlyer program, we break down how to earn and redeem KrisFlyer miles, elite status benefits, and what makes Singapore Airlines one of the world's best premium carriers. Learn about award availability, partner redemptions, Book the Cook, and the A350 Ultra Long Range aircraft. Whether you're new to KrisFlyer or optimizing points for business and first class, this episode covers everything you need to know.Thank you to Aaron from https://milelion.com/ for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:41 Singapore KrisFlyer Program Complete Guide7:34 The Singapore Airlines Experience15:45 Singapore Airlines Book the Cook20:16 Singapore Airlines A350 Ultra Long Range ULR Aircraft22:50 Best Ways to Earn Singapore KrisFlyer Miles30:10 Best Ways to Redeem Singapore KrisFlyer Miles48:32 Singapore Airlines Elite Status55:13 Singapore Airlines' New Business Class SeatSupport this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Points accelerators, helicopter rides, dining credits, and much more with BILT atop the fantastic 2x everywhere with the BILT Palladium card! In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula is joined by James from the Churn & Burn podcast to explain what BILT Cash actually is, how redemptions work, and what the new Points Accelerator could mean for earning and using rewards. We cover the best use cases, potential downsides (including redemption value and complexity), and how BILT's evolving ecosystem might impact points and miles strategies going forward. We also talk travel plans, credit card strategy, and future collaboration ideas. If you're into credit card rewards, points and miles, and staying on top of program changes, this one's for you. Topics Covered What BILT Cash is and why it matters Points Accelerator: how it works and who benefits BILT Cash redemption options and value considerations Dining & grocery-related perks/credits Travel and transportation benefits Credit card strategy + upcoming plans BILT release (BILT Cash redemptions, 1/21/26) https://www.reddit.com/r/biltrewards/comments/1qjddrq/a_note_from_me_ankur_jain_your_2026_bilt_cash/ Timestamps: 00:00 Introduction: Hurdy Gurdy Travel Podcast 00:13 What is BILT Cash? (initial details) 01:18 Guest Intro — James from Churn & Burn 02:32 Breaking news: BILT CEO update 04:39 BILT Cash redemptions explained 06:52 Points Accelerator + key benefits 15:05 Dining & grocery credits/perks 19:55 Travel & transportation perks 22:59 Announcements + upcoming plans 24:10 CardPointers tool for card optimization 26:17 More on BILT Cash redemption strategies 28:39 BILT's strategy + market positioning 41:08 The future of credit cards + travel plans 43:25 Closing thoughts + where to find the show —

Blue Owl, a name we've gotten to know for all the wrong reasons, has been forced to come clean after getting sued by pretty much every class action securities lawyer in America, not only into admitting there was a wave of withdrawals but also promising to accommodate them over and above what it normally would. Not only does that further confirm the First stage of the credit cycle reverse, it actually sets up the second stage. In this video, we're going to cover where everything in the credit cycle stands and and more importantly what it all means. Eurodollar University's Money & Macro Analysis------------------------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------Bloomberg Publicly Traded Private-Credit Funds Set for Worst Year Since 2020https://www.bloomberg.com/news/articles/2025-12-29/publicly-traded-private-credit-funds-set-for-worst-year-since-2020Bloomberg Blue Owl BDC Allows 17% Redemptions as Investors Storm Exithttps://www.bloomberg.com/news/articles/2026-01-07/blue-owl-bdc-allows-for-17-redemptions-as-investors-storm-exithttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

In this shortened honeymoon edition of Quick Hits, DeAndre shares a major update impacting Chase Sapphire Reserve cardholders alongside highlights from the first half of his and Taryn's month-long honeymoon through Hong Kong and Fiji.On the points-and-miles front, the most significant development is Chase quietly rolling back what many travelers believed was a guaranteed 2¢ per point redemption on The Edit hotel bookings. Chase now states that all Point Boost hotel redemptions are dynamically priced, introducing uncertainty for travelers who had been planning high-value stays through the program.The episode also recaps standout moments from the honeymoon so far, including a four-night stay at the Grand Hyatt Hong Kong with Globalist upgrades, seamless concierge-arranged medical care, and the transition to Fiji's Nanuku Resort, an SLH property booked with Hilton points. DeAndre reflects on the cultural warmth of Fiji, the value of elite hotel status, and the importance of travel insurance when unexpected delays or medical issues arise.Key takeaways: Chase Edit rollback: Point Boost redemptions are now dynamically priced, removing the implied 2¢ per point floor.Impact on planners: Travelers relying on Edit redemptions may need to reassess future bookings.Hyatt Globalist value: Club lounge access, room upgrades, and concierge support proved invaluable in Hong Kong.Fiji on points: Nanuku Resort delivered a high-end, culturally immersive experience using Hilton points.Elite status matters: Hilton Diamond status enhanced the SLH stay experience.Travel insurance pays off: Separate travel insurance adds protection beyond credit card coverage.Cultural immersion: Fiji's hospitality and traditions stood out from other luxury destinations.Honeymoon Quick Hits format: Episodes remain brief, focusing on major updates and real-world travel insights.Interested in Financial Planning?Truicity Wealth ManagementResources:Mesa Workaround for Missing Points Transfer OptionsBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travel

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Hyatt Points Sale00:20 Calculating the Value of Hyatt Points00:50 Using Rooms Arrow for Redemption Planning02:12 Booking and Verifying Hyatt Redemptions03:35 Maximizing Value with Suite Upgrades07:00 Advanced Strategies for Stretching Points10:15 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

The 1969 World Series saw the Baltimore Orioles humbled by the Miracle Mets. The team carried that burden through the 1970 season, using it not to fall, but to rise. After 108 wins in the regular season, they stormed back to the World Series.Facing them were Cincinnati's "Big Red Machine." While the Orioles' offence delivered the runs, it's widely regarded that the defence won the World Series in 1970. And if the defence won the series, the MVP holding back the Reds was Brooks Robinson.For five games, Robinson put on a defensive clinic that has never been equalled. He repeatedly dove to his left and right, backhanded rockets down the line, and made seemingly impossible throws from foul territory to rob Johnny Bench and Lee May of base hits.And he hit.429 into the bargain.Today's broadcast is Game 5 of the series. The Orioles won two on the road and have split the first two games in Memorial Stadium. Can they seal the win, wipe away 1969, and lift the trophy?Jim Simpson calls the game.You can find the boxscore here: https://www.baseball-reference.com/boxes/BAL/BAL197010150.shtml This game was played on October 15, 1970.

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/Halloween2025In this Halloween-themed episode, we reveal some scary good redemptions that will make your jaw drop from luxury hotels and business-class flights to unforgettable experiences you can book with points and miles. Discover eerie-amazing deals, hidden sweet spots, and redemption tricks that deliver first-class travel without the frightful price tag.Thank you to https://www.instagram.com/findflightsforme for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: https://www.letsgettothepoints.com/Sign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers Halloween Sale: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:15 Scary Good Redemptions6:34 Credit Card Chargeback Stories12:50 Scary Good Hotel Redemptions25:05 Scary Good Flight Redemptions47:50 A Scary Good Cruise Redemption49:20 Scary Good Experience RedemptionsLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Want to work with us? Reach out! inquiries at milestomemories dot com Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description On this episode of MTM Travel Mark recaps some more travel woes he has encountered including a partner award issue that you need to know about and why National's customer service delivers again. On the theme park side we briefly discuss the new Universal Kids park opening in 2026 plus the tallest/fastest/longest coaster opening in Saudi Arabia. We also discuss how Alaska devalued a popular benefit, how Bilt will finally allow you to earn points on mortgages and why miles & points are great to take some stress out of family emergencies. 0:00 Welcome to MTM Travel 1:05 Using miles & points for the important things 7:42 Universal's new theme park opening in 2026 10:00 World's tallest/fastest/longest coaster opening in Saudi Arabia 15:10 Alaska devalues companion benefit 19:28 You can finally earn points for paying your mortgage 29:27 Rental car overcharge & National's amazing customer service 35:16 Partner award nightmare again - Canceled for schedule change? Links Melio Offer (affiliate link) - https://affiliates.meliopayments.com/travelonpointsteam Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Spanish Bank Bitcoin Adoption, Kimoto's to Bitcoin, Africa Enters the Conversation, BTC price predictions!Largest Spanish Bank Launches Bitcoin and Ether Trading Paper Bitcoin Summer Updates (MSTR,SQNS, Marusho Hotta, Africa Bitcoin Corporation)Hopium Predictions (JPM,BTC Difficulty Bullishness, Cycle Theories) ✔️ Sources: ► https://finance.yahoo.com/news/bbva-becomes-first-major-spanish-163828579.html► https://x.com/btctreasuries/status/1973426261675684113?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinmagazine/status/1973496893943718267?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://bitbo.io/news/jpmorgan-bitcoin-165k-forecast/► https://x.com/mononautical/status/1973740980777201935?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/btc_archive/status/1973724617698058303?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/w_s_bitcoin/status/1973736960234795404?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://violationtracker.goodjobsfirst.org/parent/jpmorgan-chase► https://sequans.com/sequans-announces-launch-of-american-depositary-share-buyback-program/► bitcoininsider.org/article/288293/historic-kimono-brand-changes-name-bitcoin-japan-rebranding-move► https://x.com/btctreasuries/status/1973509945292361885?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/btctreasuries/status/1973653588649058318?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://www.namibiansun.com/mw-main/africa-bitcoin-corporation-secures-nsx-listing2025-10-02172332►TABCONF TICKETS HERE: https://7.tabconf.com/✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

The duo of Bryan Anthony Davis and K.T. Smith breaks down the Steelers like no one else does on the Steel Curtain Network. Listen in as Coach Smith and BAD talk about the big win in Ireland and more. HWG is a proud production of the Fans First Sports Network. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Revolutionizing Your Journey podcast, host DeAndre Coke welcomes Robin Frankel, a seasoned journalist specializing in points and miles. Robin shares her journey into the world of travel rewards, breaking down complex strategies into beginner-friendly insights. The conversation delves into the benefits of the Hilton Aspire card, including its built-in Diamond status, and examines why Hilton points are often misunderstood. Robin also highlights her unforgettable trip to Kalala Island, where she discovered the value of unplugging at a luxury all-inclusive resort. This episode combines practical travel hacking strategies with inspiring stories, demonstrating how to elevate every journey through points, miles, and savvy credit card use.Key Highlights:Robin's journey: She transitioned from journalism to specializing in points and miles.Points as currency: Understanding transfer partners is crucial for maximizing value.Hilton Aspire card: Offers exclusive perks, including Diamond status and statement credits.Kalala Island: Offers outstanding redemption value for Hilton points.Unplugging matters: Disconnecting during travel enhances relaxation and experience.Hilton points value: Can be powerful for high-end stays when used strategically.Buying vs. transferring: In some cases, buying Hilton points is more cost-effective.Credit card benefits: Fully understanding all perks unlocks hidden value.Family travel perks: The right card benefits make group travel smoother.Travel mindset: Combining strategy with intentional planning leads to richer experiences.Resources:Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler PremiumLTH Online Points & Miles In Depth Course: Use coupon code "BOLDYGO" for a 50%...

What does it really look like to transform your travel with credit card points? In this special episode, you'll hear directly from Dr. Faryal Michaud, a past Points Made Easy student who went from feeling confused and frustrated by points to booking over $150,000 worth of award travel. From Qsuites to the Maldives, South Africa, Tahiti, and beyond, she shares the exact turning points that changed how she approached earning and redeeming points. You'll hear how she overcame the frustrations so many people face in the beginning, the first redemptions that boosted her confidence, and how points have since emboldened her to experience life-changing trips she never thought possible. Faryal's story is proof of how powerful this skillset can be—not just for one trip, but for a lifetime of travel. Turn your expenses into points and save tens of thousands of dollars a year on your wishlist travel. Don't miss out! Click here http://www.pointmetofirstclass.com/pointsmadeeasy to know more about my comprehensive online program, Points Made Easy. Enrollment opens on September 20, 2025 to September 27, 2025.  

✔️ Sources: ► https://www.govexec.com/workforce/2025/08/irs-canceling-its-layoff-plans-will-ask-some-it-fired-or-pushed-out-return/407620/► https://x.com/tftc21/status/1959377610099835376?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/skot9000/status/1958556619676995972?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/saylor/status/1959949666482561098?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► For Tickets to TABCONF https://7.tabconf.com/✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/PlebUnderGroundChat #Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

The crew sits down and reviews the latest release from Redemption, their 18 yr Bourbon. MSRP $399.00, this Indiana distilled product brings a new dynamic to Redemptions typical rye line up. It was carefully blended by Alan and offers a unique spin on their traditional product set. 

✔️ Sources: ► https://x.com/w_s_bitcoin/status/1950538000737165513?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/hodl15capital/status/1950331539503644697?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/strategy/status/1950286403985649722?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/bitcoinmagazine/status/1950291806433726820?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://www.theblock.co/post/363856/bitcoin-and-ethereum-etf-issuers-file-amendments-for-in-kind-redemptions-signaling-positive-movement-with-sec► https://www.youtube.com/live/05KnHPBv-uQ?si=WPsV9XINMTO9BbJI► https://x.com/cjkonstantinos?s=11&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/countbitcoin/status/1950314298875555992?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://tokensale.peoplesreserve.com/► https://news.bitcoin.com/us-senator-pushes-bill-to-include-crypto-in-mortgage-eligibility/► https://x.com/theragetech/status/1950254857002082603► https://x.com/l0lal33tz/status/1950193118545916409?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/peterktodd/status/1950266002706481499?s=52&t=CKH2brGypO5fEYTgQ-EFhQ✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/PlebUnderGroundChat #Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

✔️ Sources: ► https://x.com/bitcoinmagazine/status/1948063480113705107?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://quantisnow.com/insight/sec-form-fwp-filed-by-microstrategy-incorporated-6069008► https://x.com/saylor/status/1947991610840543641?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/tftc21/status/1948120199301079041?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://www.theblock.co/post/363856/bitcoin-and-ethereum-etf-issuers-file-amendments-for-in-kind-redemptions-signaling-positive-movement-with-sec► https://x.com/btc_archive/status/1948053789149171977?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/btc_archive/status/1948022865707635167?s=52&t=CKH2brGypO5fEYTgQ-EFhQ✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/PlebUnderGroundChat #Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

Crypto Week in Washington is heating up and so is the market! On today's episode I, RA George, break down everything you need to know:✅ U.S. House Voting – Crypto Bills: 3 key acts in play — GENIUS Act (stablecoin rules), CLARITY Act (defining SEC vs. CFTC), and the Anti‑CBDC Act to stop a Federal Reserve surveillance coin. The drama? 210 Democrats voted NO on Anti‑CBDC while only three — Mary Peltola, Marie Perez, and Jared Golden — backed it. After a messy Tuesday vote, Trump pressure flipped GOP votes on Wednesday and now the GENIUS Act is heading for a full vote with the others to follow.

Send us a textSo you've met your minimum spends, earned those bonuses, and are sitting on a hoard of credit card points. But now you don't know what to do with them. Or maybe, you're stuck in the cash back purchase eraser stage of travel hacking, and you want to take it to the next level. You want to score one of those crazy redemptions you see on social media, but you don't know where to start and are starting to wonder if it is even possible. Today, we break down three ways to find the best redemptions and explain why it isn't just possible, but actually easy to get an instagrammable deal.In Today's Episode, we cover: Strategies that you can use to search for credit card point and miles redemptionsThe best way to learn the ins and outs of searching for point and miles redemptions Free and paid services that can help you search for point and miles redemptions if you have a specific trip coming up or your sort on time.Points PathPointhoundSupport the showSubscribe to our Newsletter for a bi-weekly points and miles tip, an update on the best current travel deals, points and miles transfer bonuses and interesting places we've found in our travels. Join our Travel Community on Facebook to connect with other like minded travelers, share stories, tips, tricks and travel hack wins- Travel More Insiders Visit our Website https://travelmorepodcast.com/ Join Going (Scott's Cheap Flights) Use code: MAGIC20 for 20% off your first year! Check out our travels in real time and get additional tips on Instagram: https://www.instagram.com/travelmorepodcast/ Get in touch with us at contact@travelmorepodcast.com Disclosure: We only recommend products we would or do use ourselves and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, we may earn a small commission.

Our analysts Andrew Sheets and Aron Becker explain why European credit markets' performance for the rest of 2025 could be tied to U.S. growth. Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley.Aron Becker: And I'm Aron Becker, Head of European Credit Strategy.Andrew Sheets: And today on the program, we're continuing a series of conversations covering the outlook for credit around the world. Morgan Stanley has recently updated its forecast for the next 12 months, and here we're going to bring you the latest views on what matters for European credit.It's Thursday, June 12th at 2pm in London.So, Aron, it's great to have this conversation with you. Today we're going to be talking about the European credit outlook. We talked with our colleague Vishwas in the other week about the U.S. credit outlook. But let's really dive into Europe and how that looks from the perspective of a credit investor.And maybe the place to start is, from your perspective, how do you see the economic backdrop in Europe, and what do you think that means for credit?Aron Becker: Right. So, on the European side, our growth expectations remain somewhat more challenging. Our economists are expecting growth after a fairly strong start to slow down in the back half of this year. The German fiscal package that was announced earlier this year will take time to lift growth further out in 2026. So, in the near term, we see a softening backdrop for the domestic economy.But I think what's important to emphasize here is that U.S. growth, as Vishwas and you have talked about last time around, is also set to decelerate on our economists forecast more meaningfully. And that matters for Europe.Two reasons why I think the U.S. growth outlook matters for European credit. One, nearly a quarter of European companies' revenues are generated in the U.S. And two, U.S. companies themselves have been very actively tapping the European corporate bond markets. And in fact, if you look at the outstanding notion of bonds in the euro benchmarks, the largest country by far is U.S. issuers. And so, I do think that we need to think about the outlook on the macro side, more in a global perspective, when we think about the outlook for European credit. And if we look at history, what we can deduct from the simple correlation between growth and credit spreads is current credit valuations imply growth would be around 3 percent. And that's a stark contrast to our economists' forecast where both Europe and U.S. is decelerating to below 1 percent over the next 12 months.Andrew Sheets: But Aron, you know, you talked about the slow growth, here in Europe. You talked about a slower growth picture in the U.S. You talked about, you know, pretty extensive exposure of European companies into the U.S. story. All of which sound like pretty challenging things. And yet, if one looks at your forecasts for credit spreads, we think they remain relatively tight, especially in investment grade.So, how does one square that? What's driving what might look like, kind of, a more optimistic forecast picture despite those macro challenges?Aron Becker: Right. That's a very important question. I think that it's not all about the growth, and there are a number of factors that I think can alleviate the pressures from the macro side. The first is that unlike in the U.S., in Europe we are expecting inflation to decelerate more meaningfully over the coming year. And we do think that the ECB and the Bank of England will continue to ease policy. That's good for the economy and the eventual rebound. And we also think that it's good for demand for credit products. For yield buyers where the cash alternative is getting less and less compelling, I think they will see yields on corporate credit much more attractive. And I do think that credit yields right now in Europe are actually quite attractive.Andrew Sheets: So, Aron, you know, another question I had is, if you think about some of those dynamics. The fact that interest rates are above where they've been over the last 10 years. You think about a growth environment in Europe, which is; it's not a recession, but growth is, kind of, 1 percent or a little bit below.I mean, some ways this is very similar to the dynamic we had last year. So, what do you think is similar and what do you think is different, in terms of how investors should think about, say, the next 12 months – versus where we've been?Aron Becker: Right. So, what's really similar is, for example, the yield, like I just mentioned. I think the yield is attractive. That hasn't really changed over the past 12 months. If you just think about credit as a carry product, you're still getting around between 3-3.5 percent on an IG corporate bond today.What's really different is that over the same period, the ECB has already lowered front-end rates by 200 basis points. And at the same time, if you think about the fiscal developments in Germany or broader rates dynamics, we've seen a sharp steepening of yield curves; and curves are actually at the steepest levels in two years now. And what this leaves us with is not only high carry from the yield on corporate bonds, but also investors are now rolling down on a much steeper curve if they buy bonds today, especially further out the curve.So, by our estimate, if you aggregate the two figures in terms of your expected total return, credit offers actually total returns much higher than over the past 12 months, and closer to where we were in the LDI crisis in 2022.Andrew Sheets: So, Aron, another development I wanted to ask you about is, if you look at our forecast for the year ahead, our global forecast. One theme is that on the government side there's projected to be a lot more borrowing. There's more borrowing in Germany, and then there's more borrowing in the U.S., especially under certain versions of the current budget proposals being debated. So, you know, it does seem like you have this contrast between more borrowing and kind of a worsening fiscal picture in governments, a better fiscal picture among corporates. We talk about the spread. The spread is the difference between that corporate and government borrowing.So, I guess looking forward first, do you think European companies are going to be borrowing more money? And certainly more money on a relative, incremental basis at these yield levels, which are higher than what they're used to in the past. And, secondly, how do you think about the relative valuation of European credit versus some of the sovereign issuers in Europe, which is often a debate that we'll have with investors?Aron Becker: Big picture? We have seen companies be very active in tapping the corporate bond markets this year. We had a record issuance in May in terms of supply. Now I would push back on the view that that's negative for investors, and expectations for spreads to widen as a result for a number of reasons. One is a lot of gross issuance tends to be good for investors who want to pick up some new issue premiums – as these new bonds do come a little bit cheap to what's out there in terms of available secondary bonds.And second, it creates a lot of liquidity for investors to actually deploy capital, when they do want to enter the bond market to invest. And what we really need to remember here is all this strong issuance activity is coming against very high maturing, volumes of bonds. Redemptions this year are rising by close to 20 percent versus last year. And so, even though we are projecting this year to be a record year for growth issuance from investment grade companies, we think net supply will be lower year-on-year as a result of those elevated, maturities.So overall, I think that's going to be a fairly positive technical backdrop. And as you alluded to it, that's a stark contrast to what the sovereign market is facing at the moment.Andrew Sheets: So, on that net basis, on the amount that they're issuing relative to what they're paying back, that actually is probably looking lower than last year, on your numbers.Aron Becker: Exactly.Andrew Sheets: And finally, Aron, you know, so we've talked a bit about the market dynamics, we've talked about the economic backdrop, we've talked about the issuance backdrop. Where does this leave your thoughts for investors? What do you think looks, kind of, most attractive for those who are looking at the European credit space?Aron Becker: Opportunities are abound, but I think you need to be quite selective of where to actually increase your risk exposure, in my view. One part which we are quite out of consensus on here at Morgan Stanley is our recommendation in European credit to extend duration further out the curve.This goes back to the point I made earlier, that curves are very steep and a lot of that carry and roll down that I think look particularly attractive; you do need to extend duration for that. But there are a number of reasons why I think that that type of trade can work in this backdrop.For one, like I said, valuations are attractive. Two, I also think that from an issuer perspective, it is expensive to tap very long dated bonds now because of that yield dynamic, and I don't necessarily see a lot of supply coming through further out the curve. Three, our rates team do expect curves to bull steepen on the rate side and historically that has tended to favor excess returns further out the curve.And fourth is, a word we love to throw around – convexity. Cash prices further out the curve are very low in investment grade credit. That tends to be actually quite attractive because then even if you get the name wrong, for example, and there are some credit challenges down the line for some of these issuers, your loss given default may be more muted if you entered the bond at a lower cash price.Andrew Sheets: Aron, thanks for taking the time to talk.Aron Becker: Thanks, Andrew. Andrew Sheets: And to our listeners, thank you for sharing a few minutes of your day with us. If you enjoy the show, leave us a review wherever you listen to this podcast and share Thoughts on the Market with a friend or colleague today.

On this week's episode Mac and Stock discuss:News out of the Topps Industry ConferenceRed Rookie RedemptionsProduct Announcements from the Topps Industry Conference (Disney, SpongeBob, Marvel, etc.)Update on Panini license and recent athlete announcementsOptic Football releaseLeaf Pop CenturyVeeFriendsTopps Chrome BlackFollow Mac and Stock on InstagramMac_cardcollectionStockn_trade Hosted on Acast. See acast.com/privacy for more information.

Send us a textOur Patreon - https://www.patreon.com/HockeyCardsGongshowOn this episode of the Hockey Cards Gongshow podcast we start with Get To Know Your Hockey Hall of Famers, this time looking at the life, hockey career and hobby market for hockey Hall of Famer; Cy Denneny (9:16).  Next we continue with our Hobby Deep Dive: Under-25 series, and based on your votes, we profile Aliaksei Protas from the Washington Capitals (16:24).  In hobby news, PSA adjusts to increased submission volume, and a number of spring NHL debuts could end up as 2025-26 Series One Young Guns (35:24).  After breaking Wayne Gretzky's goals record, the hobby has been swept away by Ovi-mania, we update some of the....unique collectibles for sale and his hobby market (44:14).  We continue our Hobby Tiers quest and today we tackle Tier 2...T2 Judgement Day (1:15:35). 2024-25 SPx was released today, and we have our instant reactions, as well as the top early pulls, then review the Upper Deck Spring Expo wrapper redemption program (1:35:44).  As always, we end the show with personal pickups (1:44:29).Partners & SponsorsHockeyChecklists.com - https://www.hockeychecklists.comSlab Sharks Canadian Consignment - https://www.slabsharks.comMINTINK - https://www.mintink.caPSA - https://www.psacard.comGP Sports Cards - https://gpsportcards.com/Sign up for Card Ladder - https://app.cardladder.com/signup?via=HCGongshoFollow Hockey Cards Gongshow on social mediaInstagram - https://www.instagram.com/hockey_cards_gongshow/TikTok - https://www.tiktok.com/@hockey_cards_gongshowFacebook - https://www.facebook.com/HockeyCardsGongshowTwitter - https://twitter.com/HCGongshowThe Hockey Cards Gongshow podcast is a production of Dollar Box Ventures LLC

Have you ever felt the weight of unseen battles? Patterns of fear, torment, or unfulfilled dreams seem to haunt your life no matter how hard you try to break free. What if these struggles are tied to spiritual gifts, generational callings, or even demonic forces that have been at work since childhood? The Bible promises that the truth brings freedom. By surrendering to Christ, we can overcome the enemy's schemes and step into the fullness of God's purpose. This episode of the Revelations Podcast uncovers a story of redemption, spiritual warfare, and the anointing of worship that's reaching the nations. Reagan Kramer welcomes Quintavius Johnson, a worship and gospel singer as well as American Idol finalist. Quintavius shares how intimacy with the Holy Spirit has guided him through every season. This isn't a conversation about music, —it's a deep dive into faith, obedience, and the supernatural work of God.This episode is for anyone longing to see how God moves in their life. Whether you're a believer wrestling with spiritual attacks, a believer yet adrift in your calling, or someone hungry for the Lord.Here are three reasons why you should listen to this episode:Uncover the connection between spiritual gifts and personal struggles.Learn practical ways to deepen your intimacy with the Holy Spirit through prayer, fasting, and obedience.Explore how God uses unexpected platforms to spread the Gospel.Become Part of Our Mission! Support The Revelations Podcast:Your support fuels our mission to share transformative messages of hope and faith. Click here to learn how you can contribute and be part of this growing community!ResourcesMore from the Revelations Podcast hosted by Reagan Kramer: Website | Instagram | Apple Podcast | YoutubeQuintavious Johnson - Facebook | X | | Tiktok | InstagramBible Verses1 Corinthians 6:12Proverbs 3:5-6James 2:17James 4:6Hosea 4:61 Corinthians 4:20Proverbs 11:14 This Episode is brought to you by Advanced Medicine AlternativesGet back to the active life you love through natural & regenerative musculoskeletal healing: https://www.georgekramermd.com/Episode Highlights[0:50] Meeting Quintavius JohnsonQuintavius Johnson is a skilled worship and gospel singer.Quintavius traces his musical beginnings to his family and church, where he sang in the choir, and later joined Team NCM under Nicole C. Mullen's mentorship.He shares his pivotal moment at 11, choosing America's Got Talent over a Belize trip, becoming a finalist and facing the lure of secular success.Despite giving glory to God on the show, he admits to running from his calling, wanting freedom to chase his own desires while still loving Jesus.[05:41] God Redeems Quintavius's Childhood ExperiencesQuintavius reveals how international fame from America's Got Talent was misused for self-interest, a pattern God is now redeeming for His glory.[5:41] Quintavious: “After I fully submitted to Him, got saved, filled the Holy Ghost again, He now has allowed me to redeem that he is redeemed again. Now I was on the national, international stage, and I am making his name great, and it's for the purpose of God.”He opens up about misunderstood spiritual gifts—like seeing visions—initially confusing them for demonic or medium-like experiences due to lack of guidance.A turning point came when he surrendered fully to Christ, allowing God to refine these gifts for prophetic ministry and deliverance of others.Reagan connects this to listeners, noting how God's protection kept Quintavius from darker paths, now using his platform to win souls.[20:50] Demonic Torment During Early YearsQuintavius claims to have had chilling encounters with demons in elementary and middle school, like beds shaking and hearing hoof-like footsteps, fueling a spirit of fear.The enemy exploited his ignorance, tormenting him with nightmares and voices urging harm, aiming to silence his future calling.Quintavius credits the Holy Spirit for guiding him to fast and pray—sometimes for weeks—leading to physical deliverance, like vomiting out demonic influences.He mentions influential figures like Alexander Pagani and his pastor Shelley Morrison, whose teachings and hugs broke spiritual chains.Dreams once filled with torment became tools of deliverance as he rejected demonic offers in sleep, waking up free by God's power.[32:54] Bringing His Spiritual Gifts to the World StageQuintavius reluctantly joined American Idol after receiving persistent invitations. He sang “Alabaster Box” for judges Katy Perry, Lionel Richie, and Luke Bryan.He felt the song was a powerful movement—Katy cried, Lionel claimed he felt God's presence, and Luke likened it to a baptism—shifting the show's atmosphere.Behind the scenes, revival broke out: crew members and contestants got saved, atheists turned to Christ, and the theme changed from gladiators to classmates.[37:38] Quintavious: “They literally started calling it revival. It was such a revival of the love of God and of the power of the Holy Ghost that people want to get more.”Quintavious' performances are on his Instagram, demonstrating how his worship visibly carried the Holy Spirit to impact thousands.[42:28] God's Permission, or God's Plan?Quintavius reflects on a misstep during American Idol; he chose a song God permitted but didn't ordain, learning that lawful actions aren't always in line with God's wishes.Despite the permission, not following God's exact plan halted his progression. He learned to prioritize precise obedience over rationalized choices.[49:19] Reagan: “God's opening doors, well, why? Because you've been faithful, you've screwed up. He's the God of second chances.”He shares how God still redeemed this, as a viral “12 Days of Christmas” video in December 2024 brought greater reach than the show, saving lives and opening doors.[52:53] Staying Faithful to God's Call TodayQuintavius stresses prayer, fasting, and staying rooted in Scripture to balance his dual presence in gospel and secular spheres, keeping his focus on God's assignment.He credits his local church community for grounding him, offering safety in counsel and keeping pride at bay as his influence grows.[53:31] Quintavious: “I stay faithful to my church community. Having a community around you is important, you know, the multitude of counsel, there is safety.”His mission bridges worlds, bringing salvation to both gospel artists who don't live it and secular folks unaware of Jesus, acting as a “secret agent” for the Kingdom.Quintavius envisions God deepening his intimacy with the Spirit and expanding his ministry globally, not just in industry fame but in soul-winning across nations.He sees himself growing as a leader in the body of Christ, shaped by ongoing lessons in manhood and stewardship of his gifts.His local church remains vital, providing covering and training—like casting out demons in outreach—keeping him humble and accountable.[1:00:49] Encouraging the LonelyQuintavius encourages trusting God over self, rejecting the lie of isolation. God has a community for everyone.He advises praying for revelation of that community, warning against the enemy's tactic to isolate and confuse through lack of guidance.The body of Christ is collective, not solitary, and finding a church or group stirs gifts and offers support.Reagan prays for Quintavius, asking for strategic discernment, protection, and boldness to spread the gospel worldwide through his voice.Quintavius requests prayer to steward his transition well, avoiding procrastination and aligning with God's will as his influence rises.About QuintaviousQuintavius Johnson is a worship and gospel singer, prophetic minister, and dynamic voice for God's Kingdom, celebrated for his powerful testimony and anointed performances. Rising to fame as a finalist on America's Got Talent at age 12, he later captivated audiences on American Idol in 2024, where his singing sparked revival and led souls to Christ. With a background rooted in church choirs and a family of singers, Quintavius discovered his spiritual gifts early, navigating demonic torment and prophetic visions that God has since redeemed for deliverance and global ministry.Now 23, Quintavius bridges the secular and gospel worlds, using platforms like his viral “12 Days of Christmas” video to spread hope and salvation. A faithful servant in his local church, he ministers through worship, intercession, and outreach, drawing from years of intimacy with the Holy Spirit to cast out demons and ignite faith. Passionate about obedience and humility, Quintavius's journey equips believers to surrender fully, embrace their callings, and experience the transformative power of God's love.Connect with Quintavious through his social media platforms Facebook, X, Youtube, Tiktok and Instagram. Enjoyed this Episode?If you did, subscribe and share it with your friends!Post a review and share it! If you enjoyed tuning in about generational curses and how to break them, leave us a review. You can also share this with your friends and family. Discover how spiritual gifts and unseen battles might be shaping your life's struggles today. Learn how to surrender fully and step into God's purpose through the power of the Holy Spirit.Have any questions? You can connect with me on Instagram.Thank you for tuning in! For more updates, tune in on Apple Podcasts. 

Tune in to this episode of the Security Token Show where this week Herwig Konings, Kyle Sonlin, and special guest Brian Anderson from Raze cover the industry leading headlines and market movements, including Sky Grand Prix winners, Cathie Wood on tokenization, another RWA L1 & more weekly news! TokenizeThis 2025: https://summit.stm.co/ STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9  More STM.co Reports: https://reports.stm.co/ Join the RWA Foundation and Read the Whitepaper: RWAF.xyz Company of the Week - Herwig: Hamilton Lane Company of the Week - Kyle: Manifest  = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/  Herwig: https://www.linkedin.com/in/herwigkonings/ Opinion articles, interviews, and more: https://medium.com/security-token-group  Find the video version of this episode on our Youtube Channel: https://www.youtube.com/@stmtvofficial  The Market Movements 1. Raze To Host Ferrox Holdings's Financing Token on Monday: https://raze.finance/  2. Cathie Wood Aims to Tokenize Ark Invest Funds https://www.coindesk.com/markets/2025/03/18/ark-invest-s-cathie-wood-says-she-wants-to-bring-ark-invest-funds-on-chain?ref=onepagecrypto.com  3. Backed Brings Tokenized $COIN and S&P 500 to Avalanche https://www.koreaittimes.com/news/articleView.html?idxno=139438  4. Access Hamilton Lane PE Fund for As Little As $500 on Republic https://www.crowdfundinsider.com/2025/03/237547-republic-partners-with-hamilton-lane-with-tokenized-private-equity-fund/  5. Securitize and Ethena to Launch Own Blockchain, Converge, for DeFi https://securitize.io/learn/press/ethena-and-securitize-announce-upcoming-launch-of-converge-blockchain  The Token Debrief 1. Spark Announces $1B in Treasury Allocations for BlackRock, Superstate, and Centrifuge https://www.coindesk.com/business/2025/03/18/blackrock-s-buidl-superstate-and-centrifuge-win-spark-s-usd1b-tokenized-asset-windfall-report   2. VanEck Ventures Co-Leads Manifest's Pre-Seed, Focus on Tokenized RE ETF  https://www.cryptopolitan.com/vaneck-ventures-invested-in-manifest/  3. DTCC Joins ERC-3643 Association for Permissioned Tokenized Securities  https://cointelegraph.com/news/dtcc-vows-to-promote-erc3643-token-standard  4. Bitfinex Enables Monthly Subscriptions and Redemptions for NexBridge's USTBL  https://www.bitfinex.com/securities/posts/1108/  5. UK Government to Tokenize Gilts via DIGIT Token, Seeks Partners https://www.ccn.com/news/technology/uk-blockchain-tokenized-gilts-digit/  6. FalconX Launches Structured Credit Facility RWA Offering https://www.marketsmedia.com/falconx-offers-the-first-tokenized-structured-credit-facility/  7. Brickken Expands Tokenization Platform to Polygon https://cointelegraph.com/press-releases/rwa-tokenization-platform-brickken-deploys-on-polygon  8. Korea to Test Tokenized Deposits with 100K People and 7 Banks https://www.ledgerinsights.com/koreas-tokenized-deposit-cbdc-trials-to-start-with-100000-people-in-april/  9. Uranium Digital Raises $6.1M for Platform on Solana, Led by Framework Ventures https://thedefiant.io/news/blockchains/uranium-digital-raises-6-1m-tokenized-yellowcake-trading-platform-on-solana-amid-26a87b1d  10. Australia Proposes Regulatory Structure, with Focus on RWAs and CBDCs https://www.coindesk.com/policy/2025/03/21/australia-proposes-new-crypto-regulation-structure-plans-to-integrate-digital-asset-into-the-economy  11. Particula Assigns AA- Rating to BMN2 Issuance https://www.linkedin.com/feed/update/urn:li:activity:7307738239698628609/  12. Nomura Research Institute Tests Tokenized Bonds via Onchain Deposits https://www.ledgerinsights.com/nomura-tests-digital-bond-issuance-settled-using-tokenized-deposits/  13. Dubai Land Department Kicks off Real Estate Tokenization Pilot, Predicts $16B by 2033 https://www.coindesk.com/business/2025/03/19/dubai-starts-real-estate-tokenization-pilot-forecasts-usd16b-market-by-2033  14. tZERO Completes Full TZROP Tokenization https://www.crowdfundinsider.com/2025/03/237501-tzero-announces-full-tokenization-of-tzrop-now-complete/  15. Oro Closes $1.5M Pre-Seed for Gold Tokenization on Solana, Led by 468 Capital https://x.com/theusmansal/status/1901670145400926585  = Check out our Companies = Security Token Group: http://securitytokengroup.com/   Security Token Advisors: http://www.securitytokenadvisors.com/   Security Token Market: https://stm.co  InvestReady: https://www.investready.com ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 2:18 Market Movements 26:53 RWA Foundation Update 29:42 Token Debrief 44:18 Companies of The Week

Do you feel confident in your points redemption skills, or do you suspect you might be missing out on better deals? With a little knowledge and practice, you can learn to stack the key skills needed to get incredible value from your points, and I'm showing you how this week.    Tune in as I break down the six key levels of points redemption skill stacking. I explain how to know which level you're at currently, the specific skills to focus on building, and how to reach the next level so you can unlock incredible travel opportunities!   Get full show notes and transcript: https://points.pointmetofirstclass.com/blog/skill-stacking-better-points-redemption   Get your copy of the Award Booking Calendars: Your Airline-by-Airline Guide here!   Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

We all love talking about luxurious, over-the-top award redemptions—think first-class flights, overwater villas, and five-star resorts. But let's be real—some of the best uses of points and miles are not Instagram-worthy. In this episode, we break down the difference between sexy and unsexy redemptions, why both are important, and how they each play a role in maximizing your points strategy. What Makes a Redemption “Sexy”? Pam kicks things off with her signature philosophy: “A sexy redemption is a Pam redemption.” For her, that means business-class flights on international routes and stays at luxury hotels. But she also reminds us that sexy is subjective—a Southwest flight to Hawaii can absolutely be a dream-worthy redemption for a family! Jess adds that she aspires to make every redemption as “Pam-level” as possible, but admits that her first year of points and miles was entirely unsexy. Unsexy Redemptions: The Unsung Heroes of Travel Not every redemption is flashy, but that doesn't mean it's not valuable. Alex shares how some of her best redemptions have been for things like: Flying last-minute for a wedding, funeral, or family emergency Booking budget-friendly Hyatt Place stays for soccer tournaments Using airport hotels for positioning flights to avoid travel disruptions Staying in hotels during home renovations or natural disasters While they may not be glamorous, these redemptions save real money and make everyday travel easier. As Pam puts it, “If you can cover an ‘unsexy' expense with points and it costs you nothing, that's actually pretty sexy.” Our Favorite Sexy and Unsexy Redemptions Each of us shares a mix of redemptions that stand out: Jess: Emirates first class with an onboard shower and champagne (sexy!) vs. Hyatt stays during a Houston freeze and power outage (unsexy but a lifesaver). Alex: A Maldives overwater villa + Qatar Qsuite flights (sexy!) vs. a last-minute flight to care for her sister after surgery (not glamorous, but necessary). Pam: Business class Singapore Airlines flights to Thailand + Ritz-Carlton stays (sexy!) vs. booking a flight to London during COVID for a hospitalized grandchild (priceless). Why Every Redemption Has Value At the end of the day, points and miles are a tool for travel freedom—whether that means luxury vacations, practical family trips, or unexpected emergencies. As Jess reminds us, “No redemption is a bad redemption if it saves you money and makes your life easier.” Whether you're dreaming of first-class flights or just want to avoid paying cash for a last-minute family trip, this episode will help you make the most of your points—sexy or not!  Links: Links For All Things Travel Mom Squad: stan.store/travelmomsquad Jess's Emirates first class reel: https://www.instagram.com/reel/CtPGqi2gKvI/?igsh=dzZrOXp2NnA1djhw Episode Minute By Minute: 00:30 – What is a “sexy” vs. “unsexy” award redemption? 01:40 – Pam's philosophy: Why luxury redemptions are her go-to 07:00 – Alex's take: Why family travel means balancing both 15:30 – Unsexy redemptions: Why they're just as valuable 22:45 – Our best (and worst) redemption stories 30:00 – Why no redemption is a bad redemption

Join MTM Diamond before the price goes up. Limited slots have opened up, but membership will be closing soon. More info here: https://www.patreon.com/c/milestomemories Episode Description On this episode of MTM Travel Mark debriefs his recent trip to Rio for Carnival. We go over the logistics of the trip including hotel and flight redemptions to discuss where to stay and where to avoid. Plus what are the best things to do in Rio, how is it to experience Carnival, is it safe and should you put Rio on your places to visit? Episode Guide 0:00 Welcome to MTM Travel 0:20 Last minute changes, bad Canadian pizza & our altered schedule next week 12:56 Afraid to fly - Should we be apprehensive about flying with all of these crashes? 21:55 The buddy battle - Traveling with friends & our “advanced” techniques 25:15 Fake travel influencer happiness? 27:10 Self upgrading to First Class - A success story?! 30:45 Shutdowns galore - AA and Amex give the axe 37:15 Is all of it worth it? Subscribe to MTM Travel & 20 Minute Travel in the same feed! Youtube Podcast Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Melio Offer Terms: This is a business to business payment platform - no personal bills / payments. The offer is for new accounts only. If you sign up using the 20 Minute Travel link new members will get $200 cash back after making a $2000+ in payments via Melio pay. Gal from Melio will reach out to finalize the details of your payment. That is $60 in processing fees for a $200 bonus! After signing up and making your first payment with a vendor you will want to upload your bank info to your Melio account. Do it as the receiving method so you have a checking account set up to receive payments. You will then receive an email from (Gal) Melio saying you are eligible for the $200 bonus and it will tell you to set up your receiving method, or you can share your bank information if you prefer that. Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License  

Our show is best experienced on YouTube here: https://go.www.letsgettothepoints.com/2026_trips That's not a typo. We're already planning for 2026! Looking to make the most of your points and miles for 2026 travel? We'll share the best strategies for redeeming your points for travel to destinations like the Philippines, an African Safari, and even cruises. Start planning ahead now for an amazing 2026 travel year! Credit Card Links: https://www.letsgettothepoints.com/ Sign up for our newsletter: https://go.www.letsgettothepoints.com/JoinOurEmail Join the waitlist for our Elevate community: https://letsgettothepoints.com/elevate/ Website: https://www.letsgettothepoints.com/ Email: letsgettothepoints@gmail.com IG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepoints EXCLUSIVE TRAVEL DISCOUNT CODES: https://letsgettothepoints.com/tools/ Seats.aero: Award Flight Search Engine Use Code: LETSGETPRO for $20 off the first year https://seats.aero/ Sign up for Award Email Notifications from Straight To The Points Use Code: LGTTP20 for 20% off the annual plan https://go.www.letsgettothepoints.com/StToThePoints Travel Freely: The FREE site we use to stay organized and track our 5/24 status https://my.travelfreely.com/signup?bref=lgw CardPointers: Save Money and Maximize Your Spend Bonuses https://go.www.letsgettothepoints.com/CardPointers MaxMyPoint: Hotel Rewards Checker Use Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.com ON TODAY'S SHOW: 0:00 Opening 3:08 The Philippines with Points and Miles 9:09 Vietnam with Points and Miles 10:31 Cruises with Points and Miles 20:40 Australian Open with Points and Miles 21:45 Great Barrier Island with Points and Miles 24:36 Thailand with Points and Miles 29:23 Japan with Points and Miles 30:11 African Safari with Points and Miles 31:59 New Zealand with Points and Miles 33:43 ASK US: Credit Card Strategy with a Low Monthly Spend LISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcast Spotify:https://go.www.letsgettothepoints.com/Spotify Thank you for supporting our Channel! See you every Friday with a new episode! Support this podcast: https://go.www.letsgettothepoints.com/SupportUs Disclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Advertiser Disclosure: This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it. Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

On this podcast episode, Miss H and Mr O discuss Season 7 episode 22 of 90 Day Fiancé: Before the 90 Days, The Tell All Part 3. In this episode, everyone thinks Veah's choice to bring her ex to South Africa is stupid, Loren and Faith work out the terms of their Thailand trip, Vanja exposes Josko's bad decision to film them, and Niles butts into everyone's business. We will be back by next week to cover Season 7 90 Day Fiance: Before the 90 Days, The Tell All Part 4.  If you watch Love After Lockup, check out our other podcast channel Love After Lockup Haha, mmkay, where we are covering the current season of Life After Lockup: https://lalmmkay.podbean.com/ If you like what you hear, please support us by subscribing and give us a rating.

Mike and Jesse are back, and Mike starts the show with a rant on the value of football playoff sports cards (02:55). Later, they are joined by Upper Deck president Jason Masherah to ask him about what's coming to Upper Deck, why it's difficult to be a breaker with Upper Deck, licenses for players, and much more (22:06). After, Mike and Jesse discuss their recent rips (53:00), talk about their upcoming show, and answer your mailbag questions (68:54) Hosts: Jesse Gibson and Mike Gioseffi Guest: Jason Masherah Producer: Olivia Crerie Learn more about your ad choices. Visit podcastchoices.com/adchoices

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free LIVE training to maximize your points https://geobreezetravel.com/webinar   ➤ Free points 101 course (includes hotel upgrade email template) https://geobreezetravel.com/freecourse   ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515   ➤ Seats.Aero: https://geobreezetravel.com/seatsaero   ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations! Timestamps: 00:00 Introduction / Get to know Brian 00:26 Understanding ANA Around the World Redemption 00:51 Credit Card Recommendations 01:43 Brian's Journey into Points and Miles 03:04 Booking ANA Round the World Tickets 07:31 Tips for Successful Bookings 08:56 Challenges and Flexibility in Planning 17:05 Common Carriers and Routes 19:30 Booking for Families and Large Groups 23:46 Client Booking Process and Security Measures 24:29 Challenges with ANA Around the World Tickets 26:24 Time and Effort Required for Booking 28:29 Dealing with Flight Segment Availability 31:52 Handling Client Information and Airline Security 35:18 Tips for Booking ANA Around the World Tickets 42:37 Flexibility and Advanced Planning 43:03 Conclusion You can find Julia at:  ➤ Website: https://geobreezetravel.com/  ➤ Instagram: https://www.instagram.com/geobreezetravel/  ➤ Credit card links: https://www.geobreezetravel.com/cards  ➤ Patreon: https://www.patreon.com/geobreezetravel   Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

In this episode, I dive deep into the implications of the Alaska-Hawaiian merger and explore how you can now effectively transfer your Amex points to Alaska Airlines via Hawaiian Airlines. This is a game-changer for anyone looking to book high-value award flights on Alaska and its partner airlines.   Discover the three partner award flights that I'm most excited about booking with my newly acquired Alaska miles, as well as some honorable mentions that you won't want to miss. I reveal exactly how many Amex points I transferred to Alaska via Hawaiian Airlines and discuss why doing the same might be a terrible idea for you.   Get full show notes, transcript, and more information here: https://points.pointmetofirstclass.com/blog/amex-to-alaska-3-business-class-award-redemptions   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy