Podcasts about household finance

Buy Tickets for the Stand Up PodJam Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 700 awesome, curious, kind, funny, brilliant, generous souls Dr. Duffy is a highly sought-after clinical psychologist, best-selling author, certified life coach, parenting and relationship expert, and proud husband and father. He has been working with individuals, couples, teens, and families for nearly twenty years. Dr. Duffy's refreshing and unique approach has provided the critical intervention and support needed to help thousands of individuals and families find their footing. Along with his clinical work, Dr. Duffy is the author of the number-one best-selling The Available Parent (Viva Editions, second edition released 2014) as well as a frequent media presence. He is the regular parenting and relationship expert on Steve Harvey. He also appears frequently on other national and local television and radio outlets, and is cited frequently in national print and online publications. These include the Today show, Fox News, Fox Good Day Chicago, WGN-TV, NPR, WGN Radio, the Huffington Post, the Wall Street Journal, Redbook, Time, Good Housekeeping, Men's Health, Chicago Parent, Cosmopolitan, Teen Vogue, Wired, Parenting, Your Teen, Parents, Family Circle, Chicago Tribune, Chicago Sun-Times, and Real Simple magazine. Dr. Duffy is a nationally-recognized expert in self-awareness, relationships, and parenting. He speaks extensively on Availability in both public and corporate forums, presenting with great clarity, compassion and humor. His clients have included Sears Roebuck, Allstate, General Electric, Household Finance, Exxon Mobil, Accenture, KPMG, PLS Financial Services, Bank of America, and Hewitt Associates. He has also developed a three-part seminar on Availability in the Workplace. He blogs on Availability and related issues for the Huffington Post, and communicates regularly through Facebook and Twitter. Dr. Duffy lives outside Chicago with his wife Julie and son George. Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll 

Women & Finance | My Interview With Kate Daniels, WARM106.9 Introduction: In this informative conversation, Kate Daniels welcomes Jae Oh, a certified financial planner and chartered financial consultant, to discuss the complexities of retirement, Medicare, and the role of women in managing these aspects within families. Jae Oh is the author of the best-selling book “Maximize Your Medicare,” which provides valuable insights and guidance on navigating the ever-shifting Medicare landscape. The discussion highlights the importance of early planning, especially for women who often shoulder the responsibility of caring for senior family members and face the challenges of deciphering the intricate world of Medicare. Description: In this engaging conversation, Kate Daniels sits down with Jae Oh, a renowned expert in retirement planning and Medicare. As the author of the best-selling book “Maximize Your Medicare,” Jae provides valuable insights into the ever-changing Medicare landscape and shares practical advice on navigating the complexities of this vital healthcare program. The discussion revolves around the role women play in managing Medicare and retirement planning within their families, emphasizing the need for early preparation and understanding. Jae underscores the overwhelming responsibilities faced by women as caregivers for senior family members and highlights the importance of addressing healthcare cost planning well in advance. He stresses the significance of distinguishing between health insurance and healthcare, explaining that while Medicare serves as a solid foundation, additional considerations and choices need to be made. Jae also emphasizes the need for comprehensive financial planning, including protected lifetime income, to ensure a secure and fulfilling retirement. With a commitment to educating and empowering everyday individuals, Jae offers practical resources and guidance through his book and website, “Maximize Your Medicare.” He encourages readers to proactively seek information and ask questions to make informed decisions. By understanding the intricacies of Medicare and healthcare cost planning, individuals can confidently shape their financial future and lead the lives they desire. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

You may have used Household Finance for home repairs.  If you had one of these accounts that went delinquent--you may also be someone that was contacted by a collection agency AFTER settlement was made.   THIS IS A SCAM.  The details are in today's podcast.   #credit, #credittips,#finance, #financialfreedom, #debtcollector, #lasVegas, #newpodcast, #creditrepair, #experian, #equifax, #transunion  

Our focus for this episode is the real utility of financial advisors, and Ben shares a host of research and findings about the supposed and actual value that advisors can offer investors. This segment continues our exploration of investment basics, a fundamental theme for this show and our work at PWL Capital. One of the biggest and clearest lessons that becomes apparent through this discussion is the need for financial literacy independent of advice and so-called expertise from the outside. With that said, we do find time to share some of the positives investors can accrue from dealing with a trustworthy advisor and the conditions necessary for this. Later in the episode, our colleague Lukas Fleck joins us to share his review of The Obstacle Is the Way by Ryan Holiday and some of his own reading habits and tips. We finish the episode with lighter content about hot sauces, TV shows, and Ben's latest home improvement.   Key Points From This Episode:   •    Introducing today's question about the usefulness of financial advisors. (0:03:35) •    Common financial mistakes made by households. (0:11:13) •    Some of the research and findings grounding today's discussion. (0:18:13) •    Investing and self-control; what we can learn from data about smokers. (0:22:49) •    Looking at some of the potential benefits of hiring an advisor for investors. (0:28:40) •    A quick review of Episode 43 with Dave Butler from 2019. (0:34:07) •    Today's book review of The Obstacle Is the Way, with Lukas Fleck, and some of the biggest takeaways. (0:36:43) •    A look at Lukas' reading habits, favourite recent books, and his increased focus on getting through books. (0:44:59) •    Advice for starting a book club and Lukas' reading hacks. (0:50:49) •    The after-show; Ben tells us about his basketball hoop, last week's episode of Succession, and the hot sauce debate. (0:54:44) •    Upcoming events, audience reviews, and future guests on the podcast. (0:58:31)     Ad mentioned by Ben: Video: https://www.reddit.com/user/AMF_Quebec/comments/11rzoc9/les_risques_de_fraude_avec_les_cryptos_sont_bien/?utm_source=share&utm_medium=ios_app&utm_name=iossmf&utm_content=1&utm_term=15 Text: https://lautorite.qc.ca/en/general-public/investments/crypto?utm_campaign=crypto-phase2-1017340&utm_content=image-amf_crypto2023_1x1_6sec_02_fr-fr&utm_medium=social&utm_source=reddit   Participate in our Community Discussion about this Episode: https://community.rationalreminder.ca/t/episode-249-what-are-financial-advisors-measurably-useful-for-discussion-thread/23120   Books From Today's Episode: The Obstacle Is the Way: The Timeless Art of Turning Trials into Triumph — https://amzn.to/3MXh1dl The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money — https://amzn.to/3UM8KLb Deep Work: Rules for Focused Success in a Distracted World — https://amzn.to/3AuSXqZ Making Numbers Count: The Art and Science of Communicating Numbers — https://amzn.to/41HXnWK   Links From Today's Episode: Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder Website — https://rationalreminder.ca/ Shop Merch — https://shop.rationalreminder.ca/ Join the Community — https://community.rationalreminder.ca/ Follow us on Twitter — https://twitter.com/RationalRemind Follow us on Instagram — @rationalreminder Benjamin on Twitter — https://twitter.com/benjaminwfelix Cameron on Twitter — https://twitter.com/CameronPassmore Lukas Fleck — https://www.pwlcapital.com/profile/lukas-fleck/ 'Restoring Rational Choice: The Challenge of Consumer Financial Regulation' — https://www.aeaweb.org/articles?id=10.1257/aer.p20161127 'Financial literacy and financial resilience: Evidence from around the world' — https://onlinelibrary.wiley.com/doi/abs/10.1111/fima.12283 'Strategic price complexity in retail financial markets' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X08002092 'Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets' — https://academic.oup.com/qje/article-abstract/121/2/505/1884013?redirectedFrom=fulltext 'The Role of Time Preferences and Exponential-Growth Bias in Retirement Savings' — https://www.nber.org/papers/w21482 'Contract Design and Self-Control: Theory and Evidence' — https://www.jstor.org/stable/25098689 'Restoring Rational Choice: The Challenge of Consumer Financial Regulation' — https://www.aeaweb.org/articles?id=10.1257/aer.p20161127 'Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds' — https://dash.harvard.edu/bitstream/handle/1/4686775/Laibson_OnePriceFail.pdf 'Failure to refinance' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X16301507 'Down or Out: Assessing the Welfare Costs of Household Investment Mistakes' — https://www.jstor.org/stable/10.1086/524204 'Financial literacy and stock market participation' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X11000717 'Attention Induced Trading and Returns: Evidence from Robinhood Users' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3715077 'Excessive Extrapolation and the Allocation of 401(k) Accounts to Company Stock' — https://www.jstor.org/stable/2697737 '$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans' — https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3158583/ 'Save More Tomorrow: Using Behavioral Economics to Increase Employee Saving' — https://www.journals.uchicago.edu/doi/10.1086/380085 'Annuitization Puzzles' — https://www.aeaweb.org/articles?id=10.1257/jep.25.4.143 'The Market for Financial Advice: An Audit Study' — https://www.nber.org/papers/w17929 'Understanding the Advice of Commissions-Motivated Agents: Evidence from the Indian Life Insurance Market' — https://www.hbs.edu/ris/Publication%20Files/12-055_13c23c02-e57f-4aea-9630-316aa4b772ce.pdf 'Fiduciary Duty and the Market for Financial Advice' — https://www.nber.org/papers/w25861 'Conflicting Interests and the Effect of Fiduciary Duty: Evidence from Variable Annuities' — https://academic.oup.com/rfs/article-abstract/35/12/5334/6674521 'How (not) to pay for advice: A framework for consumer financial protection' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X12000074 'Financial Advice and Bank Profits' — https://academic.oup.com/rfs/article-abstract/31/11/4447/4985213?redirectedFrom=fulltext 'The Misguided Beliefs of Financial Advisors' — https://onlinelibrary.wiley.com/doi/abs/10.1111/jofi.12995 'Retail Financial Advice: Does One Size Fit All?' — https://onlinelibrary.wiley.com/doi/abs/10.1111/jofi.12514 'The Ulysses option: Smoking and delegation in individual investor decisions' — https://www.sciencedirect.com/science/article/abs/pii/S1544612321003962 'Smoking hot portfolios? Trading behavior, investment biases, and self-control failure' — https://www.sciencedirect.com/science/article/abs/pii/S0927539821000463 'Exponential Growth Bias and Household Finance' — https://www.jstor.org/stable/27735191 'Money Doctors' — https://scholar.harvard.edu/files/shleifer/files/moneydoctors_journaloffinance.pdf 'The Costs and Benefits of Financial Advice' — https://www.hbs.edu/faculty/Shared%20Documents/conferences/2013-household-behavior-risky-asset-mkts/Costs-and-Benefits-of-Financial-Advice_Foerster-Linnainmaa-Melzer-Previtero.pdf 'Time is money: Rational life cycle inertia and the delegation of investment management' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X16300472 'Passing the buck: Delegating choices to others to avoid responsibility and blame' — https://www.sciencedirect.com/science/article/abs/pii/S0749597815300108#:~:text=One%20simple%20way%20to%20avoid,outcome%20on%20the%20other%20person. 'Expert financial advice neurobiologically "Offloads" financial decision-making under risk' — https://pubmed.ncbi.nlm.nih.gov/19308261/ 'Impact of inflated perceptions of financial literacy on financial decision making' — https://www.sciencedirect.com/science/article/abs/pii/S0167487020300672 'Precautionary savings, retirement planning and misperceptions of financial literacy' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X17301551 'Behavioral and wealth considerations for seeking professional financial planning help' — https://fpcanadaresearchfoundation.ca/media/khyfoso3/financial-services-reveiw-publication.pdf 'Financial literacy and the demand for financial advice' — https://www.sciencedirect.com/science/article/abs/pii/S037842661400096X 'Does financial literacy affect the value of financial advice? A contingent valuation approach' — https://www.researchgate.net/publication/338669648_Does_financial_literacy_affect_the_value_of_financial_advice_A_contingent_valuation_approach 'How financial literacy shapes the demand for financial advice at older ages' — https://www.sciencedirect.com/science/article/pii/S2212828X21000220 'Depression Babies: Do Macroeconomic Experiences Affect Risk Taking?' — https://academic.oup.com/qje/article-abstract/126/1/373/1901343?redirectedFrom=fulltext '(Over)insuring Modest Risks' — https://www.jstor.org/stable/25760237 'The Mismatch Between Life Insurance Holdings and Financial Vulnerabilities: Evidence from the Health and Retirement Study' — https://www.aeaweb.org/articles?id=10.1257/000282803321455340 'Saving and Life Insurance Holdings at Boston University - A Unique Case Study' — https://www.jstor.org/stable/23877728 'Who is internationally diversified? Evidence from the 401(k) plans of 296 firms' — https://www.sciencedirect.com/science/article/abs/pii/S0304405X16302483?via%3Dihub 'Is conflicted investment advice better than no advice?' —  https://www.sciencedirect.com/science/article/abs/pii/S0304405X20301537 'How Does Household Portfolio Diversification Vary with Financial Literacy and Financial Advice?' — https://onlinelibrary.wiley.com/doi/abs/10.1111/jofi.12231 'Financial Advice and Individual Investor Portfolio Performance' — https://www.jstor.org/stable/41493871 'Financial advisors: A case of babysitters?' — https://www.sciencedirect.com/science/article/abs/pii/S0378426611002548 'Professional financial advice, self-control and saving behavior' — https://onlinelibrary.wiley.com/doi/10.1111/ijcs.12480 'Do contracts influence comprehensive financial advice?' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1429807 'The Value of Financial Advice' — https://www.forbes.com/sites/wadepfau/2015/07/21/the-value-of-financial-advice/?sh=6b13feda1333

ARISTEiA in 30 min: Michael Haliassos, Professor of Macroeconomics and Finance, Goethe University, Frankfurt, Germany and Director of the Pan-European Network for Research on Household Finance, and Elias Papaioannou, Professor of Economics, London Business School and Co-Director of the Wheeler Institute for Business and Development, discuss about macroeconomics and household finance: Navigating the economy through the pandemic and recession.

In this episode, Marieke Bos, researcher at Swedish House of Finance, moderates a panel discussion Prof Ramadorai (Imperial College London), Erik Thedéen (Finanspektionen), and Sara Öhrvall (Axel Johnson) on algorithmic discrimination in credit markets and the distributional consequences of new machine learning technologies applied in credit screening.

A round-up of the main headlines in Sweden on November 29th, 2022. You can hear more reports on our homepage www.radiosweden.se, or in our app Sveriges Radio Play. Presenter: Michael WalshProducer: Kris Boswell

Women's Role In Household Finance | Suzanne Norman, CIMA Suzanne Norman, (CIMA®) CIMA (Certified Investment Management Analyst®, has a wealth of professional experience in the male-dominated world of finance. Now, she has turned her energy into educating both enterprises and individuals. She brings her unique perspective as a woman who face the multi-layered challenges of women as they juggle work, the goals, and extended family responsibilities. Suzanne can be reached here: https://suzannenorman.com What a great guest (there will be more from Suzanne soon)! PLEASE LEAVE YOUR COMMENTS AND ASK QUESTIONS! CONNECT:

Associate Professor Damon Jones from the Harris School of Public Policy conducts research in economics on inequality, tax policy, and household finance, as well as the impact of government policy in those areas. In this episode, he talks about his journey to becoming a University of Chicago professor and how the support of his family and mentors made a difference in his trajectory. Professor Jones also highlights the pros and cons, joys and challenges of being a faculty member. 

EMERGENCY SUPPORT REQUEST: Sew Hope Community Sewing Room, a Black woman led nonprofit sewing studio was recently damaged by severe flooding: 16 inches of water saturated the newly opened venue. Please donate to the Go Fund Me or directly to the project.  CashApp$SewHopeSTL If financial support is not possible, Sew Hope is accepting donations of machines and fabric. About the episode:Lisa Woolfork is an associate professor of African American Literature and Culture. Her teaching and research explore Black women writers, the fiction of Black identity, trauma theory, and American slavery. She is the convener and founder of Black Women Stitch, the sewing group where Black Lives Matter. She is also the host/producer of Stitch Please, a weekly audio podcast that centers on Black women, girls, and femmes in sewing. In the summer of 2017, she became a founding member of Black Lives Matter Charlottesville. She is active in a variety of university and community initiatives, including the College Fellows Program to reshape the undergraduate general education curriculum.Angela FranklinWith a BA in Art from Xavier University in Cincinnati and her MFA from Bradley University, Angela Franklin-Faye has exhibited her works both throughout the US and internationally.She has lived abroad since 1997 and, since 2007, has divided her time between Senegal and the United Arab Emirates. This international experience has resulted in a body of work that has encouraged her to chronicle the experiences of people from the diaspora worldwide. Her works are presently featured in the national exhibition of Contemporary African Art for the 13th DAK'Art Biennale, along with the Dialogue in Black and White Exhibition at the Charleston City Gallery.  In addition, Paris Sorbonne University Abu Dhabi, The Art Hub-Abu Dhabi, The Renwick Gallery - Smithsonian Institution, Ohio Craft Museum, and Musee Boribana - Dakar are just a few spaces that featured her work. Works by Franklin-Faye are in the corporate collections of Atlanta Life Insurance Company, The NationsBank, Arco Chemical, and Household Finance. In 2013, she earned a second Master's Degree in Online Education and Leadership Management and credits this with having an even greater impact on her artwork. She is the owner of Chez Alpha Books - a bookstore and academic resource center in Dakar, Senegal.Insights from this episode:Angela's beginning of her sewing journeyAngela's adaptability to the fashion and fabric worldHow she has been able to thrive as an artist based on her geographyInsights into her study of art at Xavier UniversityInsights into slavery and black history in regards to Ohio/Kentucky borderInsights into the stained glass initiativeQuotes from the show:“I made a rule that if I am going to be here, let me find a fabric that is found here, let me not rely on African fabric in the Pacific Island, or if I am in the Middle East, let me rely on the fabric that I find there” -Angela Franklin in “Stitch Please”“It's really incredible because what that [adaptability] allows you to do is to both grow as an artist and to be connected to the community in which you are living” -Lisa Woolfork in “Stitch Please”“I used to enamel a lot, do a lot of couple enameling and glass fusing, and my whole passion right now is to go back to it” -Angela Franklin in “Stitch Please”“When I do this series of work, I said to everyone that it's not about the trauma of slavery, it's about the contributions that they made, economically because they would build the prairie” -Angela Franklin in “Stitch Please”“Slavery is not black people's shame. Black people should not be ashamed of having been enslaved. The shame is in white people. The shame is in those folks who could compromise so much of their own beliefs to enact the greatest crime against humanity” -Lisa Woolfork in “Stitch Please”“The stain glass initiative seeks to acknowledge and perpetuate the diversity of experience and reflection that is needed to envision a better common good” -Angela Franklin in “Stitch Please”Stay Connected:Lisa WoolforkInstagram: Lisa WoolforkTwitter: Lisa WoolforkAngela FranklinInstagram: Angela Franklin Facebook: Angela Franklin 

Episode 177 aired on CBS WEST Network October 15, 1945. Marvin Miller is host. The Whistler is an American radio mystery drama which ran from May 16, 1942, until September 22, 1955, on the west-coast regional CBS radio network. The show was also broadcast in Chicago and over Armed Forces Radio. On the west coast, it was sponsored by the Signal Oil Company: "That whistle is your signal for the Signal Oil program, The Whistler." There were also two short-lived attempts to form east-coast broadcast spurs: July 3 to September 25, 1946, sponsored by the Campbell Soup Company; and March 26, 1947, to September 29, 1948, sponsored by Household Finance. The program was also adapted into a film noir series by Columbia Pictures in 1944.

This is Part II of “Personal Household Merger – Communicate and Conquer!”  There's not a “one right way” to do this: it doesn't matter who pays what; but there's certainly a “wrong way” to do this: not communicating your financial decisions or hiding your spending.  As Tim said, regardless of you wanting to combine your finances or not, sometimes it might be a good idea to have one person take the lead and pay closer attention to your household finances.  The keyword is “lead”, not “control”, not “takeover”, but “lead”.  Because what you don't want is to go to the other extreme: one partner completely takes over the finances, and that person, unfortunately, passes away first, leaving the other partner unaware of their finances.  On top of losing a loved one, they have to face the unbelievable stress of learning and sorting out their household finances. For our team, Dan and Carey choose to keep their finances independent, and Nathaniel and Ying choose to combine their household - they each shared what their tricks for teamwork are.  Finance is often an emotional topic, but please communicate with your partner, see the big picture, don't miss the small details, and enjoy your life together!

This is Part I of Household Finance Merger: To Combine, or not to Combine.  We have been asked quite frequently whether people should combine their finances if they get married, or commit to a long-term relationship.  You can go either way really, there's no wrong answer.  But what really matters is to truly understand what it means and what it takes to combine (or not) finances.  Dan and Tim talked about the rights and responsibilities from an estate planning perspective.  What FDIC insurance can do for you, and how Community property (aka Marital property) states and Common law property states affect your decisions.  In the second part of the episode, we will talk about the importance of communication and the emotional impact of your decisions.For more information, visit us at WWW.LBW-WEALTH.COM

The Agenda

The COVID-19 pandemic left even the most financially secure Americans feeling vulnerable. As many scrambled to create estate plans or fortify their emergency savings, the importance of having a solid financial plan in place was underscored. In this episode of Regions Wealth Podcast, Senior Wealth Strategist Julia Weaver joins us to discuss financial lessons learned during the COVID-19 pandemic, how individuals can incorporate those lessons as they plan for the future, and why now is an important time to update your financial plan.  

In this final episode of the Household Finance podcast series, Anastasia Girshina and Paolo Sodini, discuss how we should - and should not - react to market fluctuations. They introduce the concept of rebalancing, argue against market timing and talk about different ways to diversify your portfolio. Listen to their research based insights in episode 4.

Chris Wheat is the Co-President for the JPMorgan Chase Institute. Prior to joining JPMCI, he served as the Director of Analytics at a financial technology startup, where he led the development of advanced analytics algorithms. He previously was an Assistant Professor at the MIT Sloan School of Management and at the Center for Urban Entrepreneurship and Economic Development at Rutgers Business School. As a faculty member, he taught and researched topics in strategy, entrepreneurship, global microfinance, economic sociology, and social network analysis. At JPMCI, he leads research on small businesses and local economic development. The COVID crisis clearly slowed the growth of the small businesses in all contexts, particularly those owned by racial minority groups. Mr. Wheat’s research during the COVID crisis quantifies the harm done to small businesses early in the pandemic and later on towards the end of 2020, via three business research reports that we engage in discussion with. His report titled “Small Business Financial Outcomes during the Onset of COVID-19” shows that cities such as Atlanta, Las Vegas, Orlando seem to report slower economic recovery than cities such as Chicago, Seattle. Cash balances are an important metric of financial health, but the unemployment rate in Chicago is much higher compared to Atlanta. How should we reconcile the differences between these financial metrics in the context of economic recovery? JPMCI’s report “Small Business Owner Race, Liquidity, and Survival” discusses the importance of developing a holistic understanding of financial health: including cash liquidity, revenues, and expenses. However, we usually hear about unemployment in the economy as the main metric, because that information is more readily available to policymakers and the public. How should we think the availability bias of information regarding small businesses affects government policy? How can we combat the asymmetry of information between policymakers and their constituents? What metric should policymakers look at when deciding how to implement financial stimulus? What is the most efficient way to supply businesses with exactly what they need? JPMCI also found that the industry downturns during the beginning of COVID were felt equally across different owner races. As business started to pick up, cash balances of White-owned restaurants doubled while those of Black-owned restaurants increased by 38%. However, cash balances of Black-owned personal service firms increased by over 60% compared to those of White- and Hispanic-owned firms, which increased by less than 25%. How can we explain these different recovery rates? What do they tell us about the relationship between race and financial stability in different industries? More broadly, we discuss the relationship between research and business, expanding into academia and industry. JPMCI holds a unique position that allows Mr. Wheat to conduct research that fits the description of neither scholarly academic nor finance professional. The question of data sourcing comes into play, along with a weighing of interests between private sector firms and public research groups. Furthermore, we explore the impact of business research in public policy. How is business research utilized in the public sphere, and what shape does that take? For students navigating career paths in finance, tech or entrepreneurship and choosing between academia and business, Mr. Wheat offers insight into how to think about these different sectors from the perspective of an individual who has navigated all of them. His work into the COVID pandemic utilizes methodologies from every sector combined, and our conversation with him tackles the intricacies of COVID impacts on small businesses and the nature of business research in the big picture.

Join us for a lively discussion on household finance tips!

Join Paolo Sodini and Anastasia Girshina from the Swedish House of Finance in a series of podcasts about household finance, the field of financial economics that studies how households save, invest and borrow, and, more generally, how they use financial markets to plan for their future. In this episode Anastasia and Paolo elaborate on the relationship between saving, borrowing and consumption.

This is an edited version of our latest live stream event.   The original edition, with live chat replay is also available here:   https://youtu.be/wKL1KHLy6V0?t=1943

Investor Response to Extreme Language in Earnings Conference Calls, Business Cycle and Industry Returns, Pension Overhang and Corporate Investment, Impact of E-Commerce on Employees at Brick-and-Mortar Retailers, and Investment Consultants’ Search Behavior Prof. Sudheer Chava is a Professor of Finance at Scheller College of Business at Georgia Institute of Technology and leads the Financial Services Innovation Lab. Sudheer’s research interests are in Credit Risk, Banking, FinTech, Household Finance, Empirical Asset Pricing, and Corporate Finance. --- Send in a voice message: https://anchor.fm/scientificsense/message Support this podcast: https://anchor.fm/scientificsense/support

Join Paolo Sodini and Anastasia Girshina from the Swedish House of Finance in a series of podcasts about household finance, the field of financial economics that studies how households save, invest, and borrow, and, more generally, how they use financial markets to plan for their future. In this episode, we learn about financial literacy and its importance for the decisions households take about their finances.

On today’s episode I am joined by Dr. Reamonn Lydon of the Central Bank of Ireland to discuss the wealth of Irish households. Rea has been poring over the Household Finance and Consumption Survey which is one of the primary data sources used to understand Irish household wealth – something which is notoriously difficult to get a handle on. We go through the role of inheritance in household wealth, the role of home ownership in Irish wealth and Rea gives some advice to researchers interested in using the data.As you know, I have a patreon site at pateron.com/IrishEconPod. Patreon is a way to support the Podcast according to whatever value you place on the content. If you'd like to chip in, have a gander at the patreon site. Thanks and hope you enjoy this conversation! See acast.com/privacy for privacy and opt-out information.

Maybe you’re one of the more than 10 million people who’ve set up an account on Robinhood, the highest-profile example of apps that say they’re increasing access to the stock market by making trades free. Critics say they’re “gamifying” trading, with psychological nudges and push notifications that encourage frequent, and potentially risky, trades. There are few controls or limits for users who may be inexperienced. Jack Stewart speaks with Vicki Bogan, founder of Cornell University’s Institute for Behavioral and Household Finance.

Maybe you’re one of the more than 10 million people who’ve set up an account on Robinhood, the highest-profile example of apps that say they’re increasing access to the stock market by making trades free. Critics say they’re “gamifying” trading, with psychological nudges and push notifications that encourage frequent, and potentially risky, trades. There are few controls or limits for users who may be inexperienced. Jack Stewart speaks with Vicki Bogan, founder of Cornell University’s Institute for Behavioral and Household Finance.

Quando si azzereranno i contagi? Luigi Guiso - docente di Household Finance dell'Eief, Einaudi Institute for Economics and Finance.

Quando si azzereranno i contagi? Luigi Guiso - docente di Household Finance dell’Eief, Einaudi Institute for Economics and Finance. (prima parte)

Quando si azzereranno i contagi? Luigi Guiso - docente di Household Finance dell’Eief, Einaudi Institute for Economics and Finance. (prima parte)

A discussion about a backfired tweet from Chase bank, which seemed to blame people’s economic problems on irresponsible spending.  The Tweet was picked up by Democratic Presidential candidate Elizabeth Warren, whose earlier academic findings are among the strongest refutation of the views underlying Chase’s tweet. Discussants Michelle Silver is an Assistant Professor of Sociology and […]

Brigitte Madrian of Harvard Univ looks back on the financial crisis ten years later. Robert Dillon, University City School District, discusses good classroom design. BYU's John Kauwe figures out why Shawn Bradley is so tall. The Apple Seed host Sam Payne share a Mark Twain story. Lorraine Johnson of LymeDisease.org explains why Lyme Disease still lacks a vaccine. Tufts Univ's Nick Seaver explains how tech companies battle for our attention.

Today’s program is really special, because my guest is Brigitte Madrian. Brigitte is the Aetna Professor of Public Policy and Corporate Management at the Harvard Kennedy School, and also co-director of the Household Finance working group at the National Bureau of Economic Research. She is a leading expert in behavioral economics and consumer decision-making regarding both health and finance, and in finance,especially savings and retirement. Importantly to me, she is also my faculty advisor for the book I’m writing. Regular listeners know I’m spending two years as a Senior Fellow at the Center for Business and Government in the Kennedy School.  As I started into my fellowship last year, I had the great fortune of linking with Brigitte as my faculty advisor for the book.  She is part of the movement in economics that’s rethinking the classical theory that assumes that everyone behaves rationally. That work goes to the very heart of the condundrum in consumer finance, where both policymakers and industry have to grapple with the fact that consumers don’t always make the choices that are best for them. Understanding the many reasons why that happens, and how to elicit better decisions, is one of the keys to improving consumer financial health. For this podcast, I met with Brigitte in her office on a lovely summer day. The Kennedy school is a complex of brick buildings clustered on the bank of the Charles River – it’s located about halfway between the Harvard Business School, on the other side of the river, and the old Harvard Yard, which is the traditional heart of the college (Harvard was founded in 1636). The Kennedy School has been undergoing construction ever since I got here – I get a fascinating display of cranes and I-beams and such from my little office space in the Belfer building – but Brigitte and I had a quiet talk during summer semester, with most of the students away. She came to Harvard about 10 years ago, and in our talk, she quoted someone once saying that professional schools tend to be run very much like the professions they represent. It’s certainly true of the Kennedy School, which is all about gathering together a multiplicity of voices to grapple with public policy challenges. And it’s especially true for my center, which is the Mossavar-Rahmani Center for Business and Government. All of our fellows are working on finding practical solutions at the nexus of public policy and the private sector. That’s what Brigitte has done in her research. She started out by looking at data on retirement plans (her first paper was about automatic enrollment), and she found the results so compelling that she didn’t even need to do statistical analysis to see that automatic enrollment led to dramatic increase in savings plan participation, especially among the groups least likely to participate -- employees who were younger, lower-paid employees, newly-hired, black and latino. The automatic enrollment caused an amazing 50-60% increase in plan participation. That paper got a lot of attention and led her to a 20 year research agenda trying to understand financial decisions. I think you’ll be very interested in her views about the track record for policies like financial literacy education and financial incentives to save. She pinpoints complexity as a critical problem, and she’s not a fan of disclosure as the solution. Our talk was especially timely because we met shortly after release of an important study she helped produce, by the Retirement Security and Personal Savings Commission of the Bipartisan Policy Center in Washington.   The report is titled Securing Our Financial Future, and makes recommendations for policymakers on how to increase income security for older individuals. She’ll describe some of the highlights. I’m excited about behavioral economics because when these insights are combined with new technology, it becomes possible to create vastly better financial products. You may remember my discussion with Ethan Bloch of Digit, which incorporates these same principles of letting people save automatically instead of through daily effort, and in trying to bring financial decision-making time to zero. Easy and sound financial management is suddenly becoming possible. Brigitte’s biography: Brigitte Madrian is the Aetna Professor of Public Policy and Corporate Management at the Harvard Kennedy School.  Before coming to Harvard in 2006, she was on the Faculty at the University of Pennsylvania Wharton School (2003-2006), the University of Chicago Graduate School of Business (1995-2003) and the Harvard University Economics Department (1993-1995).  She is also a research associate and co-director of the Household Finance working group at the National Bureau of Economic Research. Dr. Madrian’s current research focuses on behavioral economics and household finance, with a particular focus on household saving and investment behavior.  Her work in this area has impacted the design of employer-sponsored savings plans in the U.S. and has influenced pension reform legislation both in the U.S. and abroad. She is also engaged in research on health, using the lens of behavioral economics to understand health behaviors and improve health outcomes; in the past she has also examined the impact of health insurance on the job choice and retirement decisions of employees and the hiring decisions of firms. Dr. Madrian received her Ph.D. in economics from the Massachusetts Institute of Technology and studied economics as an undergraduate at Brigham Young University.  She is the recipient of the National Academy of Social Insurance Dissertation Prize (first place, 1994) and a two-time recipient of the TIAA-CREF Paul A. Samuelson Award for Scholarly Research on Lifelong Financial Security (2002 and 2011). Also…. Please sign up for our mailing list, which includes our newly-launched newsletter highlighting events of the month and my thoughts about them. I have some big news coming up – I’m co-founding a Reg-Tech venture, so don’t miss hearing about it! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you! Also, please send in your “buck a show” to support Barefoot Innovation. Have you ever noticed that we often have long lapses of time between when we record a podcast and when we post it? That’s because the show is free, but takes huge amounts of time to produce. And we produce it on a shoestring – I work with my little cadre of young part-timers. If we can develop more revenue, we want to get onto a more frequent and regular schedule. You won’t belive the amazing episodes I have already recorded, but haven’t yet been able to share. So if you love the show – and I hear constantly that people do, and we have thousands of people listening around the world – it would be great for you to send in a little bit of support. Support our Podcast Remember, follow me on twitter at @joannbarefoot, and please review us on iTunes. And come to my new Facebook fan page HERE Last but not least, come back next time for an exciting conversation with Colin Walsh, right around the time he is launching his new fintech venture….Varo. See you then!

Wed, 14 May 2014 12:00:00 +0100 https://edoc.ub.uni-muenchen.de/16942/ https://edoc.ub.uni-muenchen.de/16942/1/Schlafmann_Kathrin.pdf Schlafmann, Kathrin ddc:330, ddc:300, Volkswirtschaftliche Fakultät 0

Michelle Clower is the president and CEO of Konsults Business Solutions, formed in 2009. She has over 15 years of experience helping corporations and individuals identify their areas of opportunity and implementing strategies to ensure maximum success. Throughout her dynamic career, Michele has extablished herself as a decisive learner with clearly defined goals and objectives. As a former On SIte Operations Manager for leading staffing organizations, her client list has included: Ford Motor Credit, Black and Decker, Beneficial National Bank, (now Household Finance),  Home Depot, New York Life and Zhone Technologies. Konsults Business Solutions was built on Michelle's innate "desire to inspire" and firm belief  that companies are only as great as their employees. Her expertise in various Human Resources functions and superb ability to relate to diverse groups of people is evident both professionally and personally. Konsults Business Solutions offers professional consulting services in Career & Executive Coaching, Resume Rewriting, Direct Hire Placement, and Strategic Planning, to both Businesses and Individuals. Born in New York City, Michelle has resided in Florida for over 25 years. Her commitment to making a positive difference extends to her community where she gives of her time to many non-profit organizations. Michelle is also co-owner of Sassy Shirtz and hosts an Internet Radio Show geared toward empowering women. To learn more about Michelle Clower visit the Konsults Business Solutions website at: www.konsults.com and the Sassy Shirtz website at: www.sassyshirtz.com To contact Michelle directly, email her at: mclower@konsults.com