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Thanks to LMNT for sponsoring this video! Head to https://DrinkLMNT.com/FLO to get your free sample pack with any purchase. Aaron Kubala is an ultramarathon runner who loves pushing his limits both physically and mentally. Over time, he has built a strong community of runners and inspires people to keep learning, stay tough, and enjoy the journey.   Learn more about the Personal Best Running Coaching Program at https://www.pbprogram.com/   Watch this full video on YouTube: https://youtu.be/5NOh7vRJqtw  Chapters: 0:00 – How to run longer without dying  0:50 – Introduction to Aaron: Background, mindset, and his approaches 2:25 – LMNT Electrolytes  3:33 – What was going through Aaron's mind during his first marathon? 5:36 – How to mentally and physically increase his mileage over time 6:33 – The struggles in early races and how he overcame them 11:47 – How Aaron handles tough moments and advice for others 14:11 – Advice to Younger Self 15:57 – Aaron's “Whys” 18:42 – His Training Approach  20:34 – How he approaches recovery with strength work and mobility 23:04 – Thoughts and recommendations on recovery work 27:18 – His Chile Speed Project experience  32:35 – Nail your mindset during races  34:35 – How Aaron prepares with food and sleep leading into big races 37:11 – Sleep strategy during ultras 41:39 – How the right gear makes a difference on race day 47:25 – Lowest point in Chile and how he pushed through 50:42 – Favorite moment from Chile 54:24 – Next ultrarunning bucket list 55:34 – How to become a stronger, healthier, and happier athlete   FIND AARON KUBALA: ► Instagram: https://www.instagram.com/aaronkubala  ► YouTube: https://www.youtube.com/@UCEKmeIjxZK16fLO7xRa0thQ  ► The Speed Projects Chile - https://www.youtube.com/watch?v=l-Y4PtK8v18  ► The Speed Project Santa Monica to Las Vegas - https://www.youtube.com/watch?v=Y4wBs6aFHqM      LINKS & TOOLS MENTIONED ► Path Projects Apparel: https://www.pathprojects.com/  ► Coros Watch: https://coros.com/products      YOU CAN FIND ME, COACH FLORIS GIERMAN HERE:  ► Our Personal Best Coaching Program: https://www.pbprogram.com/  ► Free Weekly Running Newsletter: https://extramilest.com/subscribe ► YouTube: https://www.youtube.com/florisgierman ► Strava: https://www.strava.com/athletes/1329785  ► Instagram: https://www.instagram.com/florisgierman  ► Extramilest: https://extramilest.com/  ► Path Projects: https://pathprojects.com/flo ► Podcast: https://extramilest.com/podcast/      Affiliate Disclosure: I may earn commissions if you purchase items via my affiliate links. "As an affiliate I earn from qualifying purchases.” Affiliate links do not increase cost to you. Also, you do not need to use these links. You can also search for these same items in Amazon or on any search engine/shopping site of your choice and buy/research them that way.     ABOUT THE EXTRAMILEST SHOW: A podcast and YouTube channel where host Floris Gierman interviews world class athletes, coaches and health experts on the topic of how to become a stronger, healthier and happier athlete.     More info about our Personal Best Running Coaching Program can be found at https://www.pbprogram.com.      SUBSCRIBE and hit the bell to see new videos: https://bit.ly/Flo-YT

Kiera is joined by Mark Rasmussen, CEO of Moolah, to talk about the landscape of credit card fees and how to reduce them, membership discount plans, and other bonus features offered by the dental payment tech company. (Pssst, Mark was last on episode 866, It's Time to Modernize Payment Processing!) Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I am super jazzed because I have a guest here who's going to help us with cashflow leaks, modernizing your practice, figuring out those membership plans, all the things that you need and want. We're going to talk about some case studies. This is one of my absolute favorite guests, Mark Rasmussen, CEO, owner, founder, Moolah. How are you today, Mark? Welcome to the show.   Mark Rasmussen (00:22) Hey, Kara, I'm doing fantastic. I'm doing awesome. So, so, so it's connected with you and your listeners and excited to get into all this juicy good stuff about revenue and payments and modernizing things. Let's do it. I love it.   Kiera Dent (00:31) Yeah.   Let's   do it. So I have a slight crush on Moolah. Like truly you guys like just make credit card processing easy. And so what I want to start off, if you guys don't listen, Mark and I have done other podcasts in the past together. ⁓ But I don't know, Mark, what you guys say on your email subject lines, like on your little, what is it your signature, but I feel like it should be like your new favorite credit card processing company. Like that's what I feel like Moolah's tagline should be because I wanted to do a couple case studies with you since we last chatted.   Mark Rasmussen (00:40) Hahaha   Kiera Dent (01:05) ⁓ Mark knows, like, I do have a crush on Moolah. I try to get them to come and be our processor too.   Mark Rasmussen (01:10) I need to like soundbite clip that,   like I have a crush on Moolah just like everywhere in social. I love that.   Kiera Dent (01:15) I   do. do because I like companies that make things easy, but also are like the cheapest on the market and credit card fees are one of my biggest beefs. Like really truly I get annoyed when I look to see how much credit card fees are charging. And when you guys, ⁓ deadly team listeners, just so you know, I'm going to throw it out there. Like anybody who goes through our link literally saves 10 basis points. ⁓   on it, which is huge to get anywhere in the credit card industry. So you're getting below that 2.99. So you're getting 2.89 on cards not present and 2.39. And I hope that Mark, I'm allowed to say that because I'm just going to be bold and brazen. And if not, we'll cut that out. So don't stress about that.   Mark Rasmussen (01:52) No, no, no, for sure. And   not only that, it's like, that's not just a like teaser rate, like they look, your practices will get that preferred rate forever, right, which is awesome. And, and it's like you and I were talking a little bit earlier, too, of like, a bit of shock and awe of like, I and myself as well, I've been seeing like some statements from potential practices. And I'm like, ⁓ my God, I'm like, I'm seeing like,   Kiera Dent (02:03) which is so big and you don't add extra heat.   Mark Rasmussen (02:19) six, seven, eight percent, like net effective rates. I know you were saying you have been seeing even higher. It's crazy. Yeah, that's crazy. It's almost criminal.   Kiera Dent (02:25) Mm-hmm. Yeah, so it   does feel criminal because like here's the thing like you might get a cheaper rate somewhere else but when you look and dig into the details and this is where it feels annoying and obnoxious to me and doesn't happen right away it happens like when you've stopped looking at it you're like I've checked my credit card company for years they don't do anything and then all of a sudden it starts creeping up and being eerie and that's where I just get annoyed and that's why like I have a crush on Moolah because you guys don't do it and you guys stay consistent for it so   I felt Mark and I, you didn't listen to our last podcast, we'll definitely link it in the show notes for you. But Mark, I felt we should kick today off with some case studies because I have some clients that I've recommended over to Moolah. And I think my favorite one is we were looking and I had a practice and our overhead was high. So like this practice, they don't love to like look at numbers. They have an amazing CPA. Like I will say we do look at numbers, but they're kind of like, yeah, carry it. We'll just like out produce our problems a little bit. And that's fine. Like anybody can have that. But I said, Hey,   Mark Rasmussen (03:17) Alright.   Kiera Dent (03:21) Your credit card fees are really high. think that they were honestly like 10%. And I'm like, is that really true? Like that just seems outlandish. And they said, well, Kiera, we're in a contract. Mark, do you want to throw up with contracts? Tell me about credit card contracts.   Mark Rasmussen (03:33) Oh, I hate contracts. I hate contracts   like really in anything in my life. I don't know. So yeah, but that's, it's just crazy. The industry for the longest time has like felt the need to like lock these business owners and not just Dennis, but business owners in like these typically it's like three year contracts. And then, you know, they'll have like termination fees. And so they take advantage of that. And like you were saying, I talked to so many practices are like, Oh, I'm paying X and you know, they were paying X the first month that they signed up.   And then they didn't look at it, like you said, and then six months later, eight months later, the processor started like nudging it up, nudging it up, nudging it up. And to the point where when you look at what their rates are, you know, two years from when they signed up, it's like almost 180 degrees difference. So yeah, please you guys out there, please make sure you stay on your credit card processing. Look at those month end statements. Look at, you know, what is being nudged up because   Kiera Dent (04:19) Yeah.   Mark Rasmussen (04:28) You know, they'll just slip it in a little statement message. They're not forthcoming about it. I promise you they're not like, shooting you multiple emails or calling you and be like, hey, we're going to increase your rate. No, no, no, no, no. They're going to slip it under the table and hope that you never pay attention to it, which is really what happens because you guys are all busy. You guys are all doing amazing care on patients and you're not paying attention to that. That's the reality.   Kiera Dent (04:49) And it's creepy to me because it's also done on things that don't make sense. Like I feel like reading a credit card statement with what they're charging is like reading very highly processed foods. And I'm like, I have no clue what 90 % of these words are. And I feel like it's the same thing when you come to a credit card statement. And so back to this practice, what we did, there's two case studies I wanted to bring to the table today that are my own personal clients that I've referred over to Moolah that I signed up with Moolah. So this practice, again, overhead, let's out produce our problems.   Mark Rasmussen (05:00) That's a good comparison, I like that.   Kiera Dent (05:18) And it was wild because the first month they switched to Moolah, their CPA sent a letter to all of us and said like, hey, what'd you do? Did you switch credit card companies? Your fees are so much lower. Like that fast first month drop down. So we went from about a 10 % fee on what they're producing and collecting to then dropping it down to this 2.89 to 2.39, depending upon if card was present or not, which is super awesome also because then you can get cards.   Mark Rasmussen (05:28) guys.   Kiera Dent (05:44) on auto renew, like on just processing internally and you don't have to, like you can have cards present or not present within the practice, which is so awesome. ⁓ But I was shocked like that fast. And then another practice that we brought to Moolah, they were locked in with another credit card company. And so I didn't know you couldn't do this, Mark. So this was like rookie mistake on me. Like I was, I'm scrappy and I thought, well, okay, fine. You guys are in a contract. So.   just stop processing through that processor, switch everything over to Moolah. Well, you know this Mark and I was rookie so you know what happens. Do you know what happens with those companies?   Mark Rasmussen (06:21) No,   listen, I said that a lot too because technically, really, if the practice is in a contract, and I've said that before, you probably have these miscellaneous junk fees, these monthly minimums that are gonna hit maybe 20, $30 a month. But even if you're paying that minimum and you saved thousands over here, who cares? Pay that minimum, just write that contract out. What happened here in this scenario? Okay.   Kiera Dent (06:44) That was exactly what I said too. So   that's what, cause I was like, why not? I thought the exact same thing. I'm like, okay, if we're looking at, you're able to save 3%, 4 % like higher amounts and we're processing, even if you're processing a hundred thousand or 200,000, like that extra two, 3 % do the math. Like that's surely going to offset the cost. Well, what happened is we actually did that. So a client signed up with you guys. They did that. And we got a letter from the other processor saying,   Mark Rasmussen (06:54) Yeah.   Kiera Dent (07:11) that, we have a minimum and if we don't hit it, it was going to be substantial and to get out of contract, it was going to cost us a thousand dollars. So we literally said, fine, take the thousand dollars because we'd already saved that much through Moolah's savings to be able to like, we're just like, like it's a done deal. Like they were trying to threaten them with this thousand dollar fee, but we were like, that's so minimal to get us out of this contract based on how much we were saving. Now this practice was processing a decent chunk.   Mark Rasmussen (07:32) Right. Right.   Kiera Dent (07:38) But I think even if you're processing like 70,000, 80,000, that one, 2 % stacks up. Like it's insane how much we pay in credit card fees. So those are like the two that I wanted to bring to the, like I said, this is why I have a crush because I hate credit card fees so much. And that's going to lead into our next topic. But Mark, anything you want to add? Cause these were two cases that I've watched since we last met.   Mark Rasmussen (07:45) yeah.   I love that.   Kiera Dent (08:00) ⁓ I'm constantly on the prowl for cheaper people. I love that you guys don't charge for the terminals. You have it set up the next day. There's no contracts. Like that's where I said, like it's your new favorite, like credit card processing. You don't increase the fees. You give our clients reduced rates. If you have multi locations, you guys also take care of those practices. Like it's amazing what you guys do. So that's my like pitch for Moolah, but if you want to add anything else.   Mark Rasmussen (08:22) I love that. wanted to, because you just   like rang a memory. So what you were referring to in that practice, right, where like, okay, you can't just skate by and just pay the minimum, right? Or they were gonna hit him with his fee. Well, another thing I'm gonna tell your listeners out there is, listen, if you don't go with Moolah, great, do your homework. But one thing to look out that I've seen in contracts, which is crazy, is that sometimes you'll see a contract, all right, if you cancel early, it's like a 350 termination fee. Okay, fine.   but I've seen others out there where the processor says they try to enforce liquidated damages. So the processor will say, oh, we've been making, you're in a three year contract, on average we're making like, whatever, $500 a month on your processing. If you leave us now, it's not early termination fee, we're gonna calculate that $500 for the remaining 16, 17 months and they hit you with this liquidated damages thing, crazy. So just be on the lookout for that. If you're doing anywhere that's a contract,   Kiera Dent (08:57) No.   Mark Rasmussen (09:20) Look out for liquidated damages, that's no bueno, but better yet, find somebody that's just not gonna put you in a contract. Much easier.   Kiera Dent (09:26) Yeah. And   also like, okay, Mark, help me understand. And maybe you don't know because you guys don't do this and that's okay. But to me, it feels really funny that I signed a contract with them and there's got to be something in the fine print because I'm like, how did they go from what they told me to being able to add all these extra surcharges later on and increase it when we're in a contract?   Mark Rasmussen (09:43) for sure it's in the fine print.   yeah. It says that any, it basically says that any time at our discretion with 30 days notice, we can make an adjustment to any of your pre-schedule. And so they'll just do that. And then they'll just put a little message, you know, really small font in whatever kind of notification. And you know, in their minds, right? All right, well, we checked off the box. It's super shady. It sucks, but it's, you know, it's out there. Yeah.   Kiera Dent (10:05) Yeah, it is what it is. And I would say   they'll like look at it because two clients that were in contract, we were able to send over every person that I've sent to you guys have just loved who you are, that it's easy, that it's fast, that it's the cheapest processing. And there's a few other features that I think we should talk about. I feel like I'm on like a Moolah sales pitch right now. Like I'm truly not. I just get giddy. Like if you guys hear me talk about Swell,   Mark Rasmussen (10:27) Ha   Kiera Dent (10:30) was Zeke and Google reviews. I have a crush on Swell. They just do Google reviews better than anyone else. And right now, Moolah for sure, you guys are taking the cake on being able to do credit card processing better than any other company that I've come across, which I think is amazing. And so something else that I think is ratcheting fees on practices when we're looking for some of these cashflow leaks is on membership plans. Now, I'm a huge proponent of membership plans. I also think with the economy, with where insurance is reimbursing, ⁓ people are starting to look at like   should we be going out of network? And my big proposal is, hey, yeah, of course, if you want to do that rock on, membership plans really can help with that. But ⁓ there are some membership companies that actually charge pretty outlandish fees. I never wanted to pay for that. I was scrappy in a practice. So what I did is I just charged the patient an annual fee. Well, that was like eight years ago that I was charging an annual fee. And I think you look at today's world, no one wants an annual fee anymore. They just want like a monthly fee and they want it to be low.   Mark Rasmussen (11:02) for   Right. Right.   Kiera Dent (11:28) But managing that is nonsense on my own paying for it. And Moolah, like I've heard through the grapevine, you guys are doing something with membership fees. Can we talk about the membership plans? Talk about how you guys do this. Is it easier? Is it something we can do? Because I think membership plans have to come into play with the insurance situation that offices are in. And also possibly a cash leak if you're paying for heavy management fees on your membership plans.   Mark Rasmussen (11:37) Yeah, yeah, absolutely.   Yeah. So listen, membership discount plans. I've since I've been, I've only been in the industry, you know, dental industry for about four years now. And every year I feel like it's getting traction. More practices are asking about us. I have practices that are doing demos with us and they're like, Hey, I'm doing this demo is driving it because I heard you guys do, you know, membership, discount plan management. And so yes, the answer is we do. ⁓   And as you were looking to, there's a lot of great vendors in this space that just do that, right? And I'm not going to name any names, but there's a lot of great vendors, but they're not inexpensive. Like, you know, there's some decent SAS fees and then you pay per patient enrollment. ⁓ And so when it's, you know, when you look at the net net and you're like, okay, is this really making sense? So what's nice is that we have complete membership discount plan management built into the platform. You can create all your plans. ⁓ You can easily onboard the patient into the system.   Kiera Dent (12:21) Mm-hmm.   Yeah.   Mark Rasmussen (12:48) whether the patient wants to go monthly or annual, like you said, you were doing annual and a lot of the practices that I run into have historically been doing it annually, right? Because to think about billing it on a monthly basis has you like pulling your hair out. But the reality is that the patients and the consumers in the world that we live in, ⁓ everybody looks at whatever they're gonna bring into their life, whether it's a Netflix subscription or it's a car payment or it's anything else, everybody kind of looks at at a monthly basis.   Kiera Dent (13:02) Too hard.   Mark Rasmussen (13:17) And so that is what you want to be delivering. And so with the Moolah platform, you can absolutely manage an in-house membership discount plan and offer both annual and monthly options and truly set it and forget it. Not have to think about it. The system's going to run. The system's going to automatically post that payment into the ledger. In open dental, we even go a step further where when you enroll the patient into the membership, not only are we handling the billing element of it,   But we're also going into the PMS and we're associating that patient to that membership discount plan and keeping track. You know, that's what's really doing all the heavy lifting of keeping track of whatever the one free cleaning of the 10 % off services. And we keep that in lockstep. So if there was like a billing issue, we automatically disassociate the patient from the plan to really just kind of make it pain free. you know, membership discount plans are phenomenal. It's a win win for patients and practice. First of all, it brings some really great reoccurring   Kiera Dent (13:51) Mm-hmm.   Mm-hmm.   Mark Rasmussen (14:14) like trackable revenue into the practice, right? Number two, it's bringing patients like butts in seats ⁓ as well. ⁓ Because the patient looks like, I'm paying $40 a month. I should use it. I should be in there. ⁓ And it's bringing value to the patient. So it's literally just a win-win all around. I really love that for, you know, when you're looking at out of network patients ⁓ and the absolutely, you know, the platform has it built in. So you guys, please, if you're looking at discount plans, memberships,   I encourage you to look at some of the other great vendors out there and then come take a look at us last and see like the value that you get that's included.   Kiera Dent (14:49) That's awesome. Yeah. And again, like there are so many great people out there that are doing it. I just feel, ⁓ when I heard that you guys were doing membership plans, I was like, well, it kind of makes sense because you're already processing credit cards. Like you're already doing the processing. So now something else that is doing a processing is in my processor, into my software, which I just, that was so incredibly clever. And, ⁓ like again, I had another client who, who scoped you against other companies and they were like, gosh, like there's no fees.   Mark Rasmussen (15:03) Great.   Kiera Dent (15:17) compared to other companies with moolah. So that was something I was really excited about. I'm big on just, it's like my insurance. I've been with State Farm forever. And Jason and I giggled, we're like, we need to go and actually like assess and make sure that we're truly getting the best plans. And so I just think like it's good to periodically go and assess and make sure our credit card fees, what they were when we set up.   our membership plans making sense? Is it time to look to possibly renegotiate some certain things? And again, I'm not here to propose one company over another. Like Mark said, do your homework, figure out what's best because there's so many great companies out there. I just really love when it's simple and easy. And that's something I love about you guys, Mark, you guys have the fact that we can send patient statements and like have payments online and they can pay it all times of the day. Like just that alone boosts offices, collections with Moulin. So Mark, I want to go into a dicey topic with you though.   because this one's hot. We had it in our in-person ⁓ doctor and leadership mastermind when we were in Arizona and I loved it. It was like a hot, hot topic and heads up like this might be awkward for you. I don't think it will because of who you are, but there's the question of, and it was hot, like the room was split of people who were pro and con. So the question is with credit card fees being as much as they were, we talked about at the beginning, like ways that we can reduce it.   Mark Rasmussen (16:10) Let's do it.   I know, I wanna hear what the feedback was, because I know where you're going.   Kiera Dent (16:40) Then we talked about reducing membership plans. Now there's a question of, should we actually charge patients the credit card fees? Like this is becoming really popular and I don't blame businesses because inflation's high, labor is higher. So now we're trying to figure out like where could we cut? And so people are like, well, sweet, we're just gonna pass on the credit card fees to our patients. And the room was spicy. There was like people that were so pro and people that like literally people were bristly and it was a...   Mark Rasmussen (17:05) Yeah.   Kiera Dent (17:06) It was quite interesting. So your credit card company, which is where I feel like it's a little awkward to ask you this question, but I want to know, we pro, are we con? Should we charge the patients from your perspective? We're in 2025. So many companies do this. Should people be charging patients the credit card fee? Should they just raise their fees and bake it in? Like, what are your thoughts on this? Because my room was 50 50 split. And I will tell you some of the feedback if you want to hear it, cause it was quite interesting.   Mark Rasmussen (17:13) Yeah.   Okay, okay.   I do. Okay, so the first   thing I want to point out is I expect you to say that the room is split, right? Like half of them are like, yeah, absolutely. You know, I'm not paying for my patients' reward points. And I think the other half of the room was like, yeah, but I'm worried about the optics. Does it look like we're trying to be cheesy or nickel and diming our patients, right? Those are the two ends that are battling each other. The interesting thing is that this hot topic, ⁓ if you would have asked that just three years ago,   Kiera Dent (17:38) Mm-hmm.   Mm-hmm. No.   Mark Rasmussen (18:01) it wouldn't have been 50 50. It   would have been like 80 90 % saying no way and 10 % made me do it. So the trend is is like it is going right and two or three years from now I have a feeling it's going to be like 80 % are doing it and 20 % are not doing it. So the cat is out of the bag. Let's just get that you know right out there in the open. What do I think about it? I'm to be super Switzerland about this and I'm going to say that I think   Kiera Dent (18:06) Agreed. 100 % agree.   I would agree with you.   Remember he's   a credit card processing company.   Mark Rasmussen (18:31) Well,   no, I'm going to say that I think that as a vendor who delivers credit card processing service, I think that I should enable our practices to make that choice for themselves. I think whatever you think you should do for your practice, I want to support it. So if you don't want to do surcharging, great, we love that. If you do want to do surcharging, great, I love that. I just want to give the tools to the practice so they can make that decision. Now, aside what I think about it,   It's a very interesting topic to talk about. Well, what is the net result? I like, all right, how does it work? What does it save? Let's get into it if I may. Okay, so there's a couple ways. There is absolutely there. There is, and there's a couple flavors to this. There's a couple flavors to this. ⁓ there, the, the, what that we do, let me talk about that first. So what we do is what's referred to as compliance surcharging and with compliance surcharging, what is, what you're doing is that   Kiera Dent (19:06) I agree. Cause like, are there rules around it? Like, you actually have to do anything? Okay. I have no idea. Okay.   Mark Rasmussen (19:28) When a customer's paying you with a credit card, the system, system, I'll just speak to our system, most others are similar, but when a patient is paying you, whether it's in practice on the device or whether you sent a text to pay or it's an online payment, our system automatically, real time, looks at the number that the patient put in or used on the terminal. And within a half a second, we're looking back at the credit card network before we even charge it, and we say, is this a credit or is this a debit? If the patient is paying with a credit card,   We then pop on the screen, either on their mobile device or on the terminal, we say, hey, we see you're using a credit card. We're going to add 2.99 % as a fee to you for using a credit card. If you want to use a debit card, you will avoid that fee. So in Compliance Surcharging, what I really like about that is that you're not charging us fee across debit and credit, right? You're still giving your patient the convenience of being able to pay with plastic.   Kiera Dent (20:19) Mm-hmm. Mm-hmm.   Mark Rasmussen (20:25) and still use a debit card because the reality is if you have a credit card in your wallet, there's probably 99 % chance you've got a Visa debit card in your wallet as well. And so you're not pulling away that convenience of them being able to pay plastic and just saying, hey, if you want to avoid that fee, pay cash or check. That's kind of archaic. So with compliance surcharging, you are going to offload your credit card fees to the patient, only the credit card fees. When they pay with a debit card, you will still pay for that, okay?   Kiera Dent (20:43) I agree.   Mark Rasmussen (20:55) With doing that with Moolah, if you're going to pay the debit fee and not pay the credit card fee, we see that the overall net effective rate for the practice ends up being below 1%. It ends up being like, I'm going to throw out a weird term that people are going, what the heck is that? It's usually going to be around 75 or 80 basis points. About three quarters of 1 % is going to be your net overall cost, which is huge savings, right? Huge savings.   Kiera Dent (21:07) No.   Crazy, like insane. Just do   some math. If you did a million dollars and you were able to basically save, gosh, so much.   Mark Rasmussen (21:28) No, let's just say,   the reality is you're probably saving one and a half percent. So on a million dollar practice, that practice is gonna put about $15,000 back to their bottom line. Like, and that's it, and it was painless. And you're still not really, yeah, exactly.   Kiera Dent (21:37) Exactly.   And that's also for payments you're already collecting. Like this is already   money we're collecting, we just get to keep more of it rather than having the credit card processing fee.   Mark Rasmussen (21:47) Yes.   And it doesn't need to like, you know, break brain cells for you to try and figure it out. Like the system is going to automatically calculate it. We're going to organize it. ⁓ It's just, it's painless. We're handling it in the PMS correctly. listen, the savings cannot be ignored. Like we talked about the cats out of the bag. You're going to see more businesses across more different verticals. ⁓ And the reality is   We've all been around it for a long, long time, right? Who's been doing it forever? Gas stations, right? We've seen it on there. Cash credit, right? That's been there forever. And we're all used to it. And you also typically see a lot when you're dealing with like state or federal agencies, you ever gone on and make an online tax payment, they usually charge a fee there. So it's just now getting more, you know, ⁓ rolling out. Yeah.   Kiera Dent (22:40) Nail salons for the girls out there. We all know the   nail salons. They'll say like, it's a 3 % charge if you use credit card. I'm like, here's your cash. Like it's clever. They push us to what they want.   Mark Rasmussen (22:49) Yeah, yeah. Yeah, yeah.   So it is listen. So I, I believe in delivering the technology to our clients, I don't have an opinion one way or the other, whatever you feel is good. I will tell you though that I think a lot of practices, especially on the on the one half of the room that are like against it. I think what we're finding is that people are not pushing back as much as   you think they are because consumers are just getting used to it. And again, the fact that at least with our practices, you're still giving your patient the ability to have that convenience and pay with a debit card and not have the fee. If they were doing like the model where they call it, know, cash discount, where you're going to hit the debit card and you're going to hit the credit card, I think you get more pushback on that, but you're still giving that convenience. So yeah, I'm a fan of it. We get, like I said, more and more requests of it. ⁓   It's not going anywhere. yeah, we're here to support your practice. If you guys want to try it out, try it out and listen, here's the thing.   Kiera Dent (23:50) Yeah.   How does it work in practice   though? Like, so someone's standing in front of me at a terminal, I'm collecting money in person. How does this work? Because it's not gonna pop up on my like treatment plan that I just gave them or on my ledger. So how do I do that?   Mark Rasmussen (24:00) Yeah. Yeah. Yeah. Yeah.   It'll pop up on the terminal.   so first thing we do, we give the practices, ⁓ you know, some template messaging and they'll just want to put up something by the front desk. And it says something to the effect of that, you know, this office adds a surcharge when using a credit card, ⁓ not beyond, you know, what our costs are, right? This is not a money, additional money revenue is trying to like, you know, make arbitrage between costs and no, I'm only going to pass off. And so.   Kiera Dent (24:32) Great.   Mark Rasmussen (24:35) the patient is aware of it, they've seen it, and then when they go to use it on the terminal, if they're in practice, when they go to run the credit card, it will pop up on the screen and your team can just show it to the patient, they'll see it, that it's adding it because they're using the credit card. And it'll give them an option if they want to accept it or if they want to back out of it and try again with a debit card and avoid the fee, really easy.   Kiera Dent (24:58) Okay, that's actually really helpful. And now I have a question because I don't know this. How does this work? Because technically the practice is collecting more money, right? Like we are taking the fee plus the credit card fee. ⁓   Mark Rasmussen (25:10) Let's say it's $100 and let's just say we're   adding that surcharge so now it's $103. Okay? Yeah. Yeah.   Kiera Dent (25:14) Right, so that's $3 more per $100 transaction. But   does that impact them in tax? I would think no, because credit card companies still charging us the 3%. Like, how does this work? Are you following what I'm saying? how does this impact you?   Mark Rasmussen (25:26) Yeah, I do. So you   don't have anything else to like, you know, break your brain on that. Our system, first of all, will break out the surcharge in the reporting. Okay. So it's really clean. Furthermore, the addition, the $103, right, like the customer got charged, the patient got charged $103. But our system automatically calculates it, that you have a fee of 3 % and that you surcharge the patient 3%. So the practice is still just going to get the full $100.   Kiera Dent (25:36) Mm-hmm.   Mm-hmm.   Mark Rasmussen (25:56) It's as if they took a cash payment. So it's easy for them. They're not getting 10.99 at the $103, so to speak. It's just still truly only taking $100, which is great.   Kiera Dent (25:57) Gotcha. Okay.   Mm-hmm. ⁓   Yeah, because that's what   I was curious like, and like some things have sales tax. So didn't know like surcharges, do they get taxed differently or is it just like accepting cash, same thing for a practice? Okay. Now, so that's really helpful. And that helps me see on the ledger. So are you guys synced into the PMS for it to say, because like if my ledger says a hundred dollars, but I'm now doing 3 % surcharge on it.   Mark Rasmussen (26:18) Exactly, total amount, total amount, yeah.   Yes.   Kiera Dent (26:35) I'm going to be posting $103. How do I make sure that all of my ledgers match up?   Mark Rasmussen (26:40) So   we'll post $100 in the ledger, okay? And then we'll have a procedure code for the surcharge. And then we'll also have an offsetting so that it doesn't mess up your balance. So you can easily run reports based on the procedure code. I can see what my surcharge is, but it's not messing up and showing that, I took in $103 on this $100 transaction. So your ledger is gonna stay nice and clean.   and not be a nightmare, 100%.   Kiera Dent (27:10) Okay,   because that's I was like, Oh, great. Because there was another office that I heard about. And Mark, I'm just curious about your opinion on this. And then we're gonna get back to this like spicy and thanks for walking through this. There was another practice, I've literally never heard of this before. So I'm curious if you have or if you recommend or don't this practice. So let's say a patient, the total is $100, they pay the $100, the practice literally posted on the ledger.   Mark Rasmussen (27:28) Mm-hmm.   Kiera Dent (27:38) instead of being $100 because now they lost $3, they posted $97 on the ledger and they were taking out the surcharge. Have you ever heard of that? Because I had never heard it. I was, do you recommend that? Because I've never recommended that, right? And I think as a patient, I'd feel really angry though. no, I gave you 100 bucks, but you gave me 97. Like I would just.   Mark Rasmussen (27:48) I haven't.   That seems wonky. Yeah.   Right. Or   continue that on. How about now all of a sudden a week later you go to refund it and we're we're refunding you 97. You're like, no, no, no, I paid you 100. It's gonna be messed up in so many levels.   Kiera Dent (28:09) Right. I was just curious.   I was like, I mean, maybe I'm archaic on how I do this. I used to just do it that way and then accept that that would just be a cost on my PNL. But now there's a way for you to actually offset it with the process. So my question is going back to that, that's actually helpful. Thank you. So if you're doing that, definitely recommend not doing that anymore. ⁓ But I was like, Hey, I've never heard of this. Maybe that is the right way to do the accounting on it. But it felt very messy to me. Now,   Do we as the practice need to put in the surcharge as that procedure code when we're charging that out or does Moolah automatically sync it in and put the surcharge of the procedure code?   Mark Rasmussen (28:48) We have, yeah,   automatically done. There's nothing for you to do. Yeah. So during onboarding, we will set up, we will work with the practice, obviously. We'll make sure that we have a procedure code set up for them. And so during the onboarding, we'll have that so that when you do run a surcharge transaction like that, there's nothing you need to do. It'll all be handled in the ledger correctly.   Kiera Dent (28:51) Amazing. I love it. This is why I said I have a preference on you.   and you're in all softwares. What softwares does Moolah sink into?   Mark Rasmussen (29:10) Yes, so ⁓ Open Dental, ⁓ Dentrix, G7, and ⁓ newer server-based, not Ascend. And we're actually going to be ⁓ releasing, finally, this has been a long time coming, we're finally going live with Eagle Soft ⁓ Beta at end of next week. So Open Dental, Dentrix, and Eagle Soft. Yeah.   Kiera Dent (29:28) Awesome.   That's awesome. Okay, very cool. And   then if you're not in one of those and you can just obviously add this in, it wouldn't be automatically synced. And I think like of those ones though, huge win this way. Okay, now we'll go back to the spicy. I will tell you guys how the room was divided. The room was divided, I'll be right. The do it, don't do it. And then the like, there's a middle ground, which I thought the middle ground was kind of convenient. ⁓ There wasn't, but I did see people like it. I did feel like it was like,   Mark Rasmussen (29:45) Yes.   Was there any physical fighting going on? Okay.   Kiera Dent (30:00) like politics and religion status. Like it was like very cut through the room. I do agree with you. And that's what I said. I was like, you guys, this 2025, this is going to take place in the future and it will be very common. just, think our early adopters going to stay or not. It's your choice. Um, I've always been of the opinion like, no, just bake it into your fee. And now I'm like, well, everybody's starting to charge for it. Like, why not? Um, so it was don't charge for it now. Another was like, no, put it in. People are doing it anyway. And the middle ground, which I thought was   Mark Rasmussen (30:02) Right. Right, right, right.   Kiera Dent (30:30) of a good way to do it is in person. They didn't charge a fee, but any of their online statements, they did charge a fee because they said most people who pay online know there's usually a service fee associated with it. So I thought that was kind of a, an easy way. If you guys are looking for a navigation through it. ⁓ but I think like, honestly, it's just like anything else, train your patients if you want to, but don't feel like you have to, I think it'd just be something to consider. So, but again,   Like get the reduction, like if nothing else, like switch to a processor that's going to be reduced fees anyway. So even if you want to continue offering it, you're still saving on that. Mark, I have one last thing that I wanted to dive into. I'm hearing from a lot of like integrated softwares. So like dental Intel and Flex and some of these other ones that literally make practice lives easier. They're having processors in there that are just integrated right into that. They're using it all the time.   Mark Rasmussen (31:20) Yeah.   Kiera Dent (31:25) How does Moolah play in those worlds? Like, do you get the same pricing? Do we not get the same pricing? Are some of those better because they're already bundled in? Again, I'm putting you on like really awkward topics, but I just want to know. I want to know how does this work.   Mark Rasmussen (31:35) No, no, not at all. So listen, you mentioned Flex. We   love Flex, okay? I love Flex, not just because, yes, they're a partner of ours, right? And yes, your Mool account works beautifully and integrated with Flex. But I love Flex just because I think they're like cut from the same cloth that we are. Like we just, at the end of the day, we want to over-deliver, right? We want to over-deliver, whether it's technology, whether it's value, and they have that mindset. And so I love the Flex team. Full disclosure.   ⁓ And so we've been an integrated partner with Flex for, gosh now, I think three years. So yeah, I think they deliver a ton of value to any open dental practice. So anybody out there for sure should check out Flex. They are amazing. Dental Intel. So we used to be, ⁓ not to bore the audience, but like we used to have an integration with Modento and then Dental Intel acquired Modento.   Kiera Dent (32:33) Yep.   Mark Rasmussen (32:33) and   then Dental Intel wanted to roll up their own integrated credit card processing. And so they have now. so, listen, ⁓ we wish Dental Intel the best, wish them well, but yeah, we're no longer integrated with Dental Intel, but yeah, Flex, we love Flex.   Kiera Dent (32:49) Okay, because I was just curious. Now, I feel if it's bundled, is this a time where offices should just be strategic? I'm not saying anyone's doing it. I haven't looked at it. So I'm not here to like cast judge or I just want to make sure offices are being smart. I would think when they're bundled or they're integrated, offices should still check even using MULA. They should still be watching their credit card statements every single month, right? Like no matter what, just to always make sure things are staying clean and also before we sign up with anybody.   Mark Rasmussen (33:08) Mm-hmm.   100%.   Kiera Dent (33:19) Like literally read the fine print and look for it. Yes. No. I from like, let's just go all the way back.   Mark Rasmussen (33:23) Yeah.   And I would always say that, you know, let's just take the Flex example. Flex has, you and I won't name anything, I'll let you guys out there, you go check it out to yourself, but there are three options. I encourage you, especially when we're talking about a vendor that you're looking at, and especially when this vendor that you're looking at revolves around your cashflow, right? Like it's a pretty integral part of a vendor that you're bringing into your ecosystem. call them, talk to them.   Kiera Dent (33:46) Mm-hmm.   Mark Rasmussen (33:54) Call in the middle of the day. Do they pick up the phone? Do they answer? Can you talk to somebody very easily? Like really pop the hood and take a look at who you're going to get in and do business with, especially when it's, you know, that vendor is like controlling your cash flow on a daily basis. So yes, please you guys out there, do your homework, look at the agreements, ask questions, and see what's right for you. Yeah.   Kiera Dent (34:10) Yeah.   That's awesome. just, again,   I wanted to like go into it because these are things I'm hearing. I'm hearing people say like, this seamlessly integrates. I know you seamlessly integrate. I know you guys are constantly working to refine, to get into more and more practice management softwares to make it easier. Just Mark, as we wrap up, like this has been fun. I love the like, thanks for going into some of the spices with me. ⁓ But just as a quick rundown, like what are some of the features that Moola does? We talked about the membership plans. We did talk about that Dental A Team clients get 10 % basis points less for card present or card not present.   Mark Rasmussen (34:33) Always is.   Yep.   Kiera Dent (34:47) Which to me that alone, I would just look into it and see, like I said, two clients literally saved money by like dumping their contracts and moving over, which I think to me, like before I can have a crush on a company, I test them pretty heavily. So to see the proof in the pudding, I was so just elated and it made me even like you guys more. But what else does Moola do? Because I know you guys do a lot of other things that just make life easy.   Mark Rasmussen (35:05) I love that. yeah, yeah. So   at the end of the day, we do a lot, but it's all payment related and will always be payment related, right? So we're focused on being like, we try to be like the end all be all payment solution for dentists. And so when you look at like, what does a dental office need from a payment perspective, ⁓ it's in practice payments, right? So we provide you guys the physical devices. So   No more having to buy rent or lease those terminals. We're going to include them. you know, not only, yeah, they're wireless. Yeah, they're really cool. Aesthetically, they look really good. Yeah. And, and here's the other great part too, that I think it's kind of underrated ⁓ is of course, not only did we include them. the practice didn't need to buy them, but like normally, you know, with our peers, you have to buy these devices and then you buy them and then it's like one year warranty, right? And then like Murphy's law always kicks in.   Kiera Dent (35:37) They're awesome too. They're portable. They can go back to the hygiene operatories. It's amazing. So your hygienist can take it. Like they're awesome. It's so great.   Mark Rasmussen (36:01) like it loves to do. like, okay, month 14, the device just, you know, went out on you. And then you're gonna sorry, you got to buy another five $600 device with mula you guys will literally never have hardware expense ever because we give them to you on the front end. And we will warranty them forever. As long as you're with us. I don't care four or five, six years. If there's new devices that come out and your guys age out, we're going to replace them. Even if you drop it off the counter and crack the screen.   We don't care, we're gonna replace it for you. There's no fear or premium. So, in practice payments, we have you covered there from a technology standpoint as well as a hardware standpoint. Moving on, there's also, have the ability to, like you were talking about earlier, store patient cards securely tokenized. Nothing's ever touching the practices servers. It's all on our servers, but it's giving you the convenience of having those stored cards for the patient. You can have as many stored cards as you want. You can even send a request to the patient.   before their appointment and the patient from easily from home from their mobile device could add their credit card. And so when they come in, it's already stored and it's available to use. So stored cards, yeah, yeah, yeah.   Kiera Dent (37:07) With that, can I ask, do you guys have   the compliance paperwork? Is there anything you have to do to get a patient to have a stored credit card that we can run for future payments? once insurance pays, because I know that's a big thing of storing cards on file, do you have anything with that? Because I know that this is a zone.   Mark Rasmussen (37:23) Yep. What I...   Yeah, no. So it's very obvious as far as the process of the patient adding the card. Like when you send the message, it says, hey, would you like to securely store your card on file? Right? Beyond that, what I've seen some practices do is just they'll just include it in their overall like new patient intake forms and kind of include it in their terms of service of that. Hey, listen, if you want to store a card on file with us, you can. And you allow, once you store a card, you're giving us the authorization to utilize that card.   Kiera Dent (37:35) Mm-hmm.   Mark Rasmussen (37:51) for other future balances. As simple as that, that's all you need to do.   Kiera Dent (37:54) which is so smart you   guys think about it. This is where so many other industries do this. They have a card on file. I mean, I go to the spa, my cards on file, they run that card when I'm gone, like I authorize it to happen. So they never out of money. They're never chasing money down. Like it just to me makes so much more sense of a way to process.   Mark Rasmussen (38:12) Can you imagine if   Netflix or all the other subscriptions, if they had to wait for a payment every month and wait, come on, no. Subscription is the way, 100%. So, okay, so store card on file they get. The other thing they get is the ability to create and manage in-house payment plans. And of course, automatically post those payments to the ledger. We have some great things where if the payment fails, right? They're into the plan for three months and all of sudden the July payment fails.   Kiera Dent (38:18) No. No.   Yeah.   Mark Rasmussen (38:41) our system will automatically notify the practice, notify the patient, and what's cool is that the software will allow the patient to self-administer and fix it. So the software is not telling the patient, your card failed, call the front desk. No, we're gonna save a phone call there. The software will allow the patient to tell the software, okay, either A, try to charge that card again, or B, they can actually upload a new card on file.   So the cool stat on that is that in failed transactions in our payment plans, we see patients solving it between themselves and software within the first 24 hours at a rate of over 80%, which is huge. So payment plans, and then we talked about earlier, you also get the ability to manage any of your in-house membership or discount plans. ⁓ We have the collecting on a balance when the patient is out of practice, ⁓ sending a payment request either   Kiera Dent (39:20) Holy cow, it's amazing.   Mark Rasmussen (39:37) allocated or unallocated payment request can attach a statement. ⁓ We also have the ability to host a payment page on their website. So if you want to put a little navigation, click here to make an online after hours payment, we'll host that page for the practice. ⁓ So yeah, we really kind of just looked at it a full circle of like, where are all the payment touch points that our practice is dealing with, and just trying to deliver these really amazing tools. And again, as you know, our model.   ⁓ There's never any monthly fees. There's never any set up fees. There's never any annual fees ⁓ All there are these two simple flat rates and again, you can cancel it anytime you want never locked in anything   Kiera Dent (40:18) That's awesome. Mark, I appreciate this so much. How do people, like know they just connect with you, schedule a demo. You guys will look at their credit card processing, see how you guys can fix it. How do they connect with you specifically if they're interested? And specifically The Dental A Team, The Dental A Team, perks.   Mark Rasmussen (40:33) I would recommend and maybe we can list this in the podcast, but there will be a specific Moolah URL. It's like forward slash The Dental A Team They should go there and then they can schedule a demo. And then if they go there, then we're going to know it came from you guys. That way we can get them that 10 basis point savings forever. So just schedule a demo with us and no pressure. We're like the most like   the least salesy organization I think that you guys will ever run into. All we wanna do is inform you. We wanna show you what we have. We're not for everybody. ⁓ But assuming that you guys love what you see, we encourage you to try us out and check us out and see if we're gonna be a great fit for your practice.   Kiera Dent (41:13) Yeah, for sure. You guys, honestly, I love Moolah They're incredible. So on our website, we will link it. So the way you get to Moolah, it's on our website, TheDentalATeam.com. And then you can click on the About Partnerships Mulas right there. ⁓ And the actual, like if you guys want our direct link here, it would be TheDentalATeam.com slash partnerships slash Moolah. And that should take you right to Moolah's page. It's also mula.cc slash partners.   So that helps you guys will also link that in the show notes mark. I appreciate you guys so much Things are being on the podcast things are going through the spicy with me. I appreciate you so much   Mark Rasmussen (41:52) Any time, love you guys, you guys are the best and ⁓ have a great rest of day.   Kiera Dent (41:58) Hey, you too, for all of you listening. Thanks for listening and we'll catch you next time on The Dental A Team Podcast.  

Feel like your calendar owns you? Fighter-pilot-turned-leadership scientist Rob Shallenberger hands you a cockpit checklist that yanks you out of overwhelm and shoves you into the elite 2 % of leaders with a written vision—the ones who actually run life on their terms. Join our community of fearless leaders seeking unreasonable outcomes... Want to become a FEARLESS entrepreneur and leader? Visit here: https://www.findingpeak.com Watch on YouTube: https://link.ryanhanley.com/youtube Rob Shallenberger Website: https://www.becomingyourbest.com/ Book: https://amzn.to/3Sp9dmg What's inside the hour: The Vision Gap – why 98 % of high achievers grind without direction and how one page closes it. The 3-Habit System: Vision → Roles & Goals → Pre-Week Planning. Nail all three and you'll rack up 800-1,000 extra high-impact priorities every year—stress down, momentum up. Pre-Week Planning in 4 moves: schedule your priorities before the world schedules you. Pepsi exec redemption arc: one scheduled call ends a seven-year silence and reunites a family—proof intentional planning changes bloodlines. Founder guilt antidote: sprint in seasons, coach the Little League team, and still scale the company. Listen if you're ready to trade chaos for clarity, default for design, and busywork for needle-moving wins. Recommended Tools for Growth OpusClip: #1 AI video clipping and editing tool: https://link.ryanhanley.com/opus Riverside: HD Podcast & Video Software | Free Recording & Editing: https://link.ryanhanley.com/riverside Shortform - The World's Best Book Summaries: https://link.ryanhanley.com/shortform Taplio • Grow Your Personal Brand On LinkedIn: https://link.ryanhanley.com/taplio Kit: Email-First Operating System for Creators (formerly ConvertKit): https://link.ryanhanley.com/kit

All guests join us on the Farm Bureau Insurance guest line, and we are LIVE from the BankPlus Studio! Learn more about your ad choices. Visit megaphone.fm/adchoices

Cathy Quain is a seasoned brand leader with 25+ years driving growth for top lifestyle, luxury, and outdoor brands. She's led DTC, retail, and eCommerce strategies as CEO, President, and VP at companies like Krewe, Manduka, and Burton Snowboards. Now as interim CEO of Compass + Nail, she helps brands build loyalty, scale smartly, and create standout customer experiences.In this episode, Sandra Finkelstein interviews Cathy, who shares her insights on building unforgettable customer experiences, navigating major career pivots, and creating lasting brand loyalty.

Send us a textMost hotels are clean and great experiences. Then some aren't. The guys discuss things they have found and left in hotel rooms. Shoes. Nail clippings. DNA. Weigh in with your thoughts. Should the cousins go back to Las Vegas?Check out RetroLife 4 you on YouTube to see the cousins faces for radio. Support the showThree cousins who share very little in common except for DNA. Want to save money and have a great resort or cruise experience? Contact Erinn Willems 661-706-2819 or erinn.Willems@avoynetwork.com. For great marketing and web design contact Galanova.com Check out 3-cousins.com for merchandise and fun stories. Contact show cousins@3-cousins.com. You can support the show and come on the show to discuss a topic.

Crafting a Brand That Shines: Insights from Brigitte Bojkowszky Ever wondered how to transform your brand into a standout success? In this episode of the Your Creative Mind Podcast, we chat with Brigitte Bojkowszky, a leading expert in brand identity and the author of the bestselling book, Significant Women: Leaders Reveal What Matters Most. Brigitte shares her proven strategies for crafting compelling brand identities, fostering a culture of shared values, and delivering exceptional client experiences. Whether you're building your personal brand, leading a team, or managing a corporate image, Brigitte's insights will help you attract the recognition and clients you deserve. Tune in to gain actionable tips and elevate your brand to new heights! Website BridgetBrands: https://www.bridgetbrands.com * LinkedIn: https://www.linkedin.com/in/bojkowszkyb/ * Book Significant Women: https://www.amazon.com/dp/B0927YG1FH * Facebook: https://www.facebook.com/BridgetBrands * Facebook: https://www.facebook.com/brigitte.bojkowszky * Instagram: https://www.instagram.com/bridgetbrands * Twitter: https://twitter.com/BridgetBrands * YouTube: https://www.youtube.com/@bridgetbrands   Book your 30-minute complimentary brand clarity call: https://calendly.com/bridgetbrands/30-min-brand-clarity-coffee-chat Download Your Entrepreneurial Branding Starter Checklist: https://courses.bridgetbrands.com/f/entrepreneurial-branding-starter-checklist Connect with Izolda Ready to "wow" the people you speak with? Work with me. Flip Your Inner Script to Stop Negative Thoughts From Ruining Your Day. This episode is brought to you by my upcoming book, Get Booked: A Performer's Guide to Working with Booking Agents in the Gig Economy, launching January 2025! If you're ready to succeed as a gig worker, start with my Nailing Holiday Gigs Checklist—your go-to guide for negotiating, prepping, performing, and securing future bookings. Nail your holiday gigs with this checklist.. Don't miss this chance to step up your gig game and own the holiday season! This episode is also brought to you by my favorite productivity and well-being app, Brain.fm*, my book on how to become a stellar communicator, Speak From Within, and this podcast's host, Podbean (Get a one-month free trial of Podbean with this affiliate link. https://www.podbean.com/CreativeSolutions).  Leave me a voice message. Do you like the show? I'd love it if you would buy me a coffee.   Listen on These Channels Apple Podcasts | Spotify | Stitcher | Podbean | MyTuner | iHeart Radio | TuneIn | Deezer | Overcast | PodChaser | Listen Notes | Player FM | Podcast Addict | Podcast Republic |  

Even the most hands-off investors need a plan for staying on track. That's where rebalancing comes in. Markets are always moving and life is always changing- rebalancing is a simple way to keep your portfolio aligned with your goals so that you can reap the maximum benefit.In this episode, we break down this fundamental (and underused) investing habit step by step, and share a mistake we see far too many people make. Are you one of them?We cover:What rebalancing is (and how we apply it to our portfolios)Why it matters (shouldn't you want your winning stocks to run?) How to actually rebalance (two simple methods, with pros & cons)How often to rebalance (and how often we do it)The most common mistake (and how to avoid it)Links Referenced:

Today at 11:11 am CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  Today at 11:11 am CST, on the Flyover Conservatives show we are tackling the most important things going on RIGHT NOW from a Conservative Christian perspective!  TO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONSERVATIVES SHOWS - https://flyover.live/show/flyoverTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTO WATCH ALL FLYOVER CONTENT: www.flyover.liveTo Schedule A Time To Talk To Dr. Dr. Kirk Elliott Go To To Schedule A Time To Talk To Dr. Dr. Kirk Elliott Go To ▶ https://flyovergold.com▶ https://flyovergold.comOr Call 720-605-3900 Or Call 720-605-3900 ► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.com► Receive your FREE 52 Date Night Ideas Playbook to make date night more exciting, go to www.prosperousmarriage.comwww.prosperousmarriage.comClay ClarkClay ClarkWEBSITE: www.thrivetimeshow.comWEBSITE: www.thrivetimeshow.comText FLYOVER to 918-851-0102 to learn moreText FLYOVER to 918-851-0102 to learn more--------------------------------------------------------------------------------------

今日もインタビューの日、ダウンタウンLAまで車を走らせ朝から楽しい収録となりました。こんなことばかり発信してると仕事しないで遊んでるように見られちゃうんだよなぁ。ま、いいかな金曜の板倉です、こんにちは。 「１％の情熱ものがたり」88人目のインタビュー、最終エピソード。 愛知県名古屋市出身。小4から始めたバスケットボール、背の高さを活かして中学では2年連続日本一になるほどのチームでプレイされていたそう。スポーツで活躍する傍ら、野生動物や植物に興味を持って絵を描くのが大好きだった子供の頃、当時の夢は獣医さん。そんな夢も大学受験の失敗という挫折を味わうことで薄れてしまったのかも知れません。アメリカ人である父親と兄弟姉妹の影響もあり渡米を選択。人生とは面白いもので、望む方向に全てが転んでいくわけではないけれど、一つ一つの失敗や経験がその先を明るく照らしてくれたりするんですよね。結果的に母親の助言により歩き出すことになったネイルアーティストとしての道。自然からインスピレーションを得て描くアートと、心を通わす会話を通して伝わる想いや癒しがお客さんへ提供する最大の価値。カラフルでポップ、かわいい印象の裏側に「自分らしさ」とは何かをずっと大切に見つめつづけている真っ直ぐさを感じました。人生というキャンバスを鮮やかに楽しんでいる、そんなノエルさんの情熱ものがたり。 手に職をつけて選択肢を広げること。自分のスタイルを創りコツコツ継続すること。自然からのインスピレーションを創造のヒントにすること。そして、自由に。柔らかくも芯の通ったノエルさんの素敵なエピソードに感謝。 投稿 Vol.352: 大西ノエル（Nail Artist）4/4 は １％の情熱ものがたり に最初に表示されました。

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. *******************

As seen on Gutfeld!, several inmates are still on the run after escaping from a New Orleans jail. Greg shares his thoughts.  Plus, tapes from the Hur report have been released.  Get a preview of the cover-up. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Goods is a new series that delivers wisdom for personal and professional growth. In today's episode, Michael shares a simple tale… about a boy, a fence, and the power of what we leave behind. This episode highlights the importance of your next step because it shapes the path for someone else.Enjoy Episode 19 of The Goods. #BeNEXT

「来たぜ、夏」って感じのカルフォルニア、ビーチに行くとビキニのお姉様方もちらほらと。歩く人、走る人、サイクリングする人、みんな太陽いっぱい浴びてハッピーな時間を・・・と頭の中で想像してこれ書いてる金曜の板倉です、こんにちは。 「１％の情熱ものがたり」88人目のインタビュー、最初のエピソード。 愛知県名古屋市出身。小4から始めたバスケットボール、背の高さを活かして中学では2年連続日本一になるほどのチームでプレイされていたそう。スポーツで活躍する傍ら、野生動物や植物に興味を持って絵を描くのが大好きだった子供の頃、当時の夢は獣医さん。そんな夢も大学受験の失敗という挫折を味わうことで薄れてしまったのかも知れません。アメリカ人である父親と兄弟姉妹の影響もあり渡米を選択。人生とは面白いもので、望む方向に全てが転んでいくわけではないけれど、一つ一つの失敗や経験がその先を明るく照らしてくれたりするんですよね。結果的に母親の助言により歩き出すことになったネイルアーティストとしての道。自然からインスピレーションを得て描くアートと、心を通わす会話を通して伝わる想いや癒しがお客さんへ提供する最大の価値。カラフルでポップ、かわいい印象の裏側に「自分らしさ」とは何かをずっと大切に見つめつづけている真っ直ぐさを感じました。人生というキャンバスを鮮やかに楽しんでいる、そんなノエルさんの情熱ものがたり。 いやー、ほんとそれ。僕自身も営業職を11年やっていた経験から、一番大切なのはなんと言っても”お客さんとの関係性” に尽きると考えます。若くしてそんなこと言えちゃうノエルさんをはじめ、最近の若い子たち凄すぎる！ 投稿 Vol.351: 大西ノエル（Nail Artist）3/4 は １％の情熱ものがたり に最初に表示されました。

Panthers suck the life out of the Building en route to routing the leafs We take a look back at all 6 goals that put that all but put the final Nail in Toronto's Coffin We get back on clock with a quick segment around the Dolphins Schedule We close out with a Marcos Mixed Bag! Devon Achane a leader in the Running Back Room? Donovan Mitchell still in disbelief Paul George plays the game of "What if?"

(HR.1) We find our Joy making fun of Butler's playoff exit Happy Birthday Leroy! Panthers Punch the Raptors in the soul last night as they Demoralize all of Toronto in one game Leroy uses all of his Lent points to Sin at the DMV Jimmy Butler takes his Joy and the Warriors on a first class trip to Cancun We find our Joy by making fun of Butler's playoff exit The Miami Dolphins schedule releases Colts forced to apologize after their insensitive but Funny joke aimed at Tyreek Hill (HR.2) Panthers suck the life out of the Building en route to routing the leafs Panthers suck the life out of the Building en route to routing the leafs We take a look back at all 6 goals that put that all but put the final Nail in Toronto's Coffin We get back on clock with a quick segment around the Dolphins Schedule We close out with a Marcos Mixed Bag! Devon Achane a leader in the Running Back Room? Donovan Mitchell still in disbelief Paul George plays the game of "What if?" (HR.3) The Canes continue to play scapegoat of College Football B-Days, Baby Milk & Interest in Jalen Ramsey growing around the league? Alex Donno has our focus is "Locked On Canes" after this BIG pickup Donno refutes reports that #1 Prospect Jackson Cantwell chose the Canes strictly for Money Donno details the process of acquiring this big time offensive line prospect The guys discuss the Narrative being driven by the Media surrounding the Canes landing prospects with money Donno explains the benefit of an offensive linemen choosing to attend UM Leroy dives into the shift in power throughout College Football with the Growth of NIL We attempt to determine what drove him away from Georgia and into the Arms of Mario Cristobal After dropping 7 spots in one day Donno puts on his tin foil hat to address the Hate surrounding Jackson's decision The Canes continue to play scapegoat of College Football How does this team differ from last years roster? What Key changes to the Defensive roster will be seen this year How will Carson Beck's style of Play differ from Cam Ward's? What Sytlistic changes can we expect to see from the Miami Hurricanes Offense? Goosies or No Goosies! D-Wade calls out Jimmy Butler Udonis Haslem Piles on Butler on behalf of HEAT Nation! Paul Maurice says Bobrovsky has found a groove (Hr.4) Cristobal has Kiper in his Crosshairs Leroy gets giddy when discussing his B-Day Cake We recap Leroy's voyage to the DMV More Canes News as Cristobal has Kiper in his Crosshairs Knicks Fans Cheeks Squeaky at the Moment Tobin issues a "Dont lose" to the Knicks

On this very special episode of Really Weird Stuff: A Twin Peaks Podcast, we team up with independent cinema outlet, Hammer to Nail, to interview Richard Green, director of the new documentary, I Know Catherine, the Log Lady, about the life and death of Catherine Coulson, aka Margaret Lanterman from Twin Peaks. As the film shows, her time on T.P. was just a fraction of the huge, dynamic life of a beloved woman. Lynch fans will also recognize Richard Green as the Magician from Mulholland Dr . ("No Hay Banda!") Baxter spoke to Green about his indelible time working with David, the challenges of reducing hundreds of hours of content into a digestible feature, the importance of the theatrical experience, and how David's death may have been a boon to art-house cinema. Plus MUCH MORE! Check iknowcatherine.com for more information and to see if the film is coming to your city!Hammer to Nailhttps://www.reallyweirdstuffpod.cominsta: @reallyweirdstuffpodbluesky: @reallyweirdstuff.bsky.social youtube: @reallyweirdstuffpod facebook: @reallyweirdstuffpodcast email: reallyweirdstuffpod@gmail.com

Winning vibes! Thursday vibes! Nail vibes! Akilah vibes! Shunda vibes! Rebecca vibes! Tara vibes! Ty vibes! Adrienne vibes!

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This week on the RV Podcast: We have black tank revelations for you, busting some myths and learning the best way to maintain, empty and clean them The changing tariff landscape has the RV industry in state of confusion, but consumers are hoping it's now a buyer's market In Mike and Jen's storytime, the tale of our white-knuckled Ten-Mile-an-Hour Journey All this plus RV ideas and your questions coming up in Episode 547 of the RV Podcast.

In this week's episode of The Bones Booth, Taryn, Andrew and Maggie discuss season nine episode twenty two of Bones, "The Nail in the Coffin."

This episode we share our thoughts about nail trimming and we also share a bit of the Les Pooches history and where they are today. 

Jones and Keefe kicked off the show discussing the Boston Celtics, last night's Game 4 loss to the New York Knicks, and how Jayson Tatum's leg injury will impact the C's playoff run.

In this episode of the Rainmaker Podcast, host Gui Costin sits down with Joe Grogan, Head of Distribution for the Americas at WisdomTree, for an energizing conversation on leadership, sales strategy, culture, and the power of treating people like owners. With over 25 years of experience at firms like Fidelity and State Street, Joe shares how his humble beginnings and early exposure to sales instilled a relentless drive that continues to shape his leadership style.Joe's journey to WisdomTree began with a cold call from a recruiter and evolved into a long-standing leadership role at one of the most innovative ETF providers in the industry. He fell in love with WisdomTree's entrepreneurial culture and commitment to transparency, client outcomes, and constant innovation. Today, he leads a 50-person distribution team across the U.S. and Latin America, focused on providing consultative value to financial advisors rather than just pushing products.Grogan walks listeners through his approach to team structure and culture, emphasizing the importance of clear expectations, open communication, and professional development. His team spans national accounts, wires, RIAs, and enterprise channels, with a strong emphasis on career pathing from analyst roles to field sales. Weekly calls, one-on-ones, and a highly transparent performance tracking system help drive accountability while fostering healthy competition.Joe also discusses how CRM and AI tools have transformed his team's efficiency. From automated meeting notes to engagement-based compensation tracking, WisdomTree leverages data to reduce administrative burden and keep salespeople focused on high-impact client interactions. He views CRM entries not as micromanagement but as “gold bars” that unlock insights and create better investor experiences.Leadership, for Joe, is about servant mindset, vulnerability, and long-term retention. He believes in empowering his team, maintaining low turnover through trust and autonomy, and treating teammates like the professionals they are. Rather than managing activity for its own sake, Joe rewards outcomes and teaches his team to think like owners of their own territory.His advice to young professionals? Nail your current role. Master the fundamentals. Don't worry about the next job—it will come if you focus on being excellent where you are. This episode is packed with tactical insight, cultural wisdom, and authentic leadership takeaways from one of the most respected distribution leaders in the business.Tired of chasing outdated leads? Book a demo to see how Dakota Marketplace simplifies your fundraising process with accurate, up-to-date investor data. 

In this scenario, Donald Trump is the hammer and Xi Jinping is the nail! It's episode #762 of The ANEZ SEZ podcast...

The League of Legends Betting Podcast  Tuesday, May 13th, 2025 - LPL, Album of the Day Recorded on: Monday, May 12th at 4:50pm Eastern   Intro/Recap  Album of the Day: "Tooth and Nail" by Dormant Ordeal LPL Slate (7:39) You can find more, exclusive content to go along with this show on My Patreon. My Twitter/X is @GelatiLOL P&L Sheet for 2025 can be found here and pinned to the top of my Twitter.

In this episode, I share how closely I stick to my nutrition targets—spoiler: I hit my calories pretty much every day, but I'm a bit more relaxed when it comes to macros. I'll explain why I prioritise calories first, when I pay more attention to macros, and how this flexible approach helps me stay consistent long term. Simplifying better health. For more FREE straightforward, no-nonsense advice

Choosing the wrong digital marketing company doesn't just waste money - it can set your business back months. In this episode, you'll learn how to avoid the most common (and costly) mistakes business owners make when hiring their first agency. We'll walk you through what to watch for, what questions to ask, and how to tell if a company is truly invested in your growth - not just their retainer. Before you sign anything, listen to this. It will save you thousands!About Adam Duran, Local SEO Expert⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Local SEO in 10⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ is helmed by Local SEO expert Adam Duran, director of Magnified Media. With offices in San Francisco, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Los Angeles⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & Walnut Creek, California, Magnified Media is a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠digital marketing agency⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ focused on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠local SEO for businesses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, marketing strategy, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠national SEO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, website design ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠and qualified customer lead generation for companies of all sizes.Magnified Media helps companies take control of their marketing by:• getting their website seen at the top of Google rankings,• getting them more online reviews, and• creating media content that immediately engages with their audience.Adam enjoys volunteering with several community-based non-profits, hiking and BJJ in his spare time.About Jamie Duran, host of Local SEO in 10Local business owner Jamie Duran is the owner of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Solar Harmonics⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Northern California⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠'s top-rated solar company, which invites its customers to “Own Their Energy” by purchasing a solar panel system for their home, business, or farm.  You can check out the website for the⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ top solar energy equipment installer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, Solar Harmonics, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Jamie also is the creator and panel expert of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Straight-Talk Solar Cast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, the world's first podcast focused on answering the questions faced by anyone considering going solar.Thanks for joining us this week! Want to subscribe to Local SEO in 10? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on iTunes and leave us a review.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a question about Local SEO? Chances are we've covered it! Go to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast website and check out our search feature⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

朝の目覚めの時、ブラインド越しに太陽の光が差してるいるだけでハッピーな気分になるんだよなぁ。スマホの画面は見ないようにしてコーヒーメーカーのスイッチを入れたらいい香りがまたハッピーを誘うぜ。そんな金曜の板倉です、こんにちは。 「１％の情熱ものがたり」88人目のインタビュー、最初のエピソード。 愛知県名古屋市出身。小4から始めたバスケットボール、背の高さを活かして中学では2年連続日本一になるほどのチームでプレイされていたそう。スポーツで活躍する傍ら、野生動物や植物に興味を持って絵を描くのが大好きだった子供の頃、当時の夢は獣医さん。そんな夢も大学受験の失敗という挫折を味わうことで薄れてしまったのかも知れません。アメリカ人である父親と兄弟姉妹の影響もあり渡米を選択。人生とは面白いもので、望む方向に全てが転んでいくわけではないけれど、一つ一つの失敗や経験がその先を明るく照らしてくれたりするんですよね。結果的に母親の助言により歩き出すことになったネイルアーティストとしての道。自然からインスピレーションを得て描くアートと、心を通わす会話を通して伝わる想いや癒しがお客さんへ提供する最大の価値。カラフルでポップ、かわいい印象の裏側に「自分らしさ」とは何かをずっと大切に見つめつづけている真っ直ぐさを感じました。人生というキャンバスを鮮やかに楽しんでいる、そんなノエルさんの情熱ものがたり。 人生は面白い！と改めて思わせてくれるようなお話。大学受験・センター試験での失敗談、その時はショックではあったと思うけど後で振り返ったらいい転機になったと感じたりするんですよね。そして天職とも言えるようなお仕事に出会えた素敵なエピソード。 投稿 Vol.350: 大西ノエル（Nail Artist）2/4 は １％の情熱ものがたり に最初に表示されました。

The 80/20 Rule for a Better Life is what Tim and Steve discuss on this podcast episode. It's a new spin on the 80/20 Principle, also known as the Pareto Principle: Health: 80% eating, 20% exercise Wealth: 80% habits, 20% math Talking: 80% listening, 20% speaking Learning: 80% understanding, 20% reading Achieving: 80% doing and taking action, 20% vision and dreaming Happiness: 80% purpose, 20% pleasure and fun Relationships: 80% giving, 20% receiving Self-Improvement: 80% persistence, 20% ideas Focus on the vital 80% — and the rest will take care of itself!

Join my Beautiful Community Membership here: https://www.solin.stream/pernilla

Join Tony Robbins, Dean Graziosi, and a powerhouse group of experts for a FREE 3-day immersive online event that could become the catalyst to your next (and BEST) chapter.

 This week's episode of Win The Hour, Win The Day Podcast interviews, Megan Vaughan. Are you tired of feeling like your business blends in with everyone else's?Join us as Megan Vaughan shows you how to stand out by making your offers crystal clear and winning your ideal clients. In this powerful talk, you'll learn:-Why being a specialist helps you build trust and charge more.-How clear offers make it easier for people to say "yes" to you.-The real reason why clients push back on price (and how to fix it).-Why you must talk about your offers more often to get sales.-How niching down makes you easier to find, refer, and trust. Get ready for smart, simple changes that will make a big difference!You won't want to miss this if you're serious about growing your business with less stress. Win The Hour, Win The Day! www.winthehourwintheday.com  Podcast: Win The Hour, Win The Day Podcast  Facebook: https://www.facebook.com/winthehourwintheday/LinkedIn: https://www.linkedin.com/company/win-the-hour-win-the-day-podcast You can find Megan Vaughan at:LinkedIn:  https://www.linkedin.com/in/megvaughan/TikTok:   https://www.tiktok.com/@prolificbananaWebsite:  http://prolificbanana.com/ #OfferPositioning#NichingStrategy#KrisWard 

Robots are taking fast food jobs, leaving us with less hair in our food. Nail salon employee pleads guilty after holding 13 remote IT jobs. Men are shaving off their eyelashes cuz it's masculine to do so. // SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones

Let's break down exactly how to nail your short form videos without feeling overwhelmed, whether you're creating Reels, YouTube Shorts, or TikTok videos. In this episode, I'm sharing real examples of reels that have exploded with engagement and how the three S's apply every single time.. We'll discuss why certain words work so well to make your videos relatable and actionable and the importance of specificity in your hooks to truly connect with your audience and increase shares. We even cover how to benchmark what viral really means for you, average engagement rates, and leveraging trends that make your content instantly relatable.In this episode we'll be covering:Quickly creating reels that focus on simplicity, specificity, and shareability - the three S'sWhat going viral could look like for your account and typical engagement rates you can expect..Importance of using relatable and specific hooks to increase engagement.Why showing the desired end result first in short form video grabs attention quicklyUsing intentional word choices to create easy, actionable contentLeveraging specificity in video hooks such as locations, occasions, and brands.Links to reels in this episode:Reel #1: Design and Delights Stamp vs WallpaperReel #2: All Inclusive ResortReel #3: Mental Load Kids Clothing SwapReel #4: Jaws TrendOther episodes you might have missed:Episode 005: Create Shareable Content to Increase Your Reach with the 3 S'sEpisode 021: Getting Your Audience to Care About Your ContentEpisode 042: Your Simple B-Roll Can Become Easy Reels That Actually ConvertEpisode 055: We Love B-Roll Because Simple, Shareable Content Never Goes Out of StyleSend a message!Sign up for Reels Lab Join the Social Squad Society Love this conversation? Tap the follow button so you never miss an episode. Connect with me over on Instagram!

Want more GallowgateShots content? Then why not become a member of the channel for as little as £2.99 per month; you'll gain early access to videos; extra member only perks along with a link which will allow you to join our very own NUFC community via our telegram messenger group. Sign up below https://www.youtube.com/channel/UCWLHhMdZOBv6BGYU9aWVNjQ/join Follow our other social media platforms by clicking the link https://linktr.ee/gallowgateshots Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mike, Shaq, and AndyMike discuss the Knicks, who will be the NYK Villain in TD Garden, post-draft Patriots thoughts, Belichick and Jordon, a Daisuke Matsuzaka documentary (?!?!), and thoughts on the conclusion of Celtics City.

This week, Scheana is back in the studio solo answering all of your burning questions!Why wasn't she at Kristen's baby shower? How did she react to LVP's phone call with Ally? What's different about filming “The Valley” vs VPR? Was Janet indeed a fan? And is Summer more like Scheana or Brock? Plus, what does Scheana have to say about Tom Sandoval claiming that they are closer than she claims? Tune in to find out! Follow us: @scheana @scheananigans BUY MY BOOK!!!MY GOOD SIDE is available for Pre-Order now at www.mygoodsidebook.com The video version of this episode will be available on Scheana's YouTube page on Friday, May 2nd. Episode Sponsors:Visit ryleeandcru.com/Scheananigans and use code GOODASGOLD for 20% off your first order and code FAMOUS for 20% off orders of first time customers.Sip on the juicy side of life. Find out where you can try Simply Pop at cokeurl.com/simplyPOP.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textEver posted something you thought was going to bring in a ton of leads, only to hear... crickets? (me too!)If you're tired of posting content that no one seems to see or care about, and never generates conversations and leads... this episode is your remedy to fix it once and for all.Most agents struggle with effective marketing not because they suck at content, but because they miss two tiny pieces of the formula that make all the difference.Two little tweaks to make to your social media content that can literally 10x your results from social... immediately.In this episode, Dustin Brohm breaks down exactly why your real estate marketing is falling flat, and how you can fix it fast. Nail just two specific things in your content, and you'll go from crickets to conversations... from lukewarm to leads... from ghosted to booked.Here's what you'll learn:How to get 5-10 new leads per week by fixing the way your videos start and endThe one reason why great videos get ignored (and how to fix it in 2 seconds)A dead-simple framework to make your videos actually sell without being pushyWhy strong visuals matter more than your script (and what to show instead)The most common view-crushing mistakes agents make in their first 3 seconds6 strong hook examples you can steal todayThe real reason your listing videos get views, but never any DMs (and how to fix it overnight)What to say instead of "Contact me for more info" so people actually willHow to create frictionless calls to action that generate leads without even tryingStop letting weak hooks and no direction kill your real estate marketing content. Fix these two parts of your videos and you'll finally get results that turn into revenue.Links mentioned:Get Dustin's free 100+ hook ideas: Click here - Dustin's InstagramClick Here to book Dustin to speak at your next agent event ***********************RESOURCES :Massive Agent Business Accelerator: 12 Week Program to go from stressed out solo agent, to thriving business owner making more, and working less. Repurpose Social Media Automation Tool: The FREE tool I personally use to automate and streamline posting content on social media. Even removes the watermarks! - CLICK HERE Referral Network: Claim your market *exclusively* in the new Massive Agent Referral Network - CLICK HERE REAL Broker - Learn how we can be business partners and build a business together @ ΓEA⅃ Broker- CLICK HERE PLEASE LEAVE A REVIEW on APPLE PODCASTS or SPOTIFY

You've got the skills. You've got the offer. But if your leads are ghosting after you introduce it—we have a problem. In today's episode, we're digging into one of the most critical (but often overlooked) parts of your client experience: the offer introduction. It's not just about rattling off prices or services — it's about creating clarity, building trust, and making the next step a no-brainer for your leads. Whether you're hopping on a live sales call, recording a walkthrough video, or using tools to guide your leads, this episode will show you how to prep, present, and close with confidence.Your offer deserves a powerful introduction — let's make sure it gets one.Find it Quickly:00:28 - The Importance of Offer Introduction02:05 - Preparing for Your Offer Introduction04:42 - Effective Communication During Sales Calls05:30 - Using Video Ask for Client Engagement13:59 - Final Tips and Strategy CallsMentioned in this Episode:VideoAsk

In this week's episode of The Outspoken Review I'm recommending the most incredible hand and nail cream that I discovered in Paris. I also have an incredibly modern and surprising lavender themed fragrance, the perfect green eyeliner and a fake tan that ticks all the boxes.

On the Wednesday episode of the North Shore Drive podcast, presented by Edgar Snyder & Associates, Post-Gazette Steelers insiders Christopher Carter and Ray Fittipaldo analyze the offense's backfield following the NFL draft. Is third-round pick Kaleb Johnson a better fit at running back than Najee Harris was? How do their styles compare and contrast? And how will he pair with new teammates Kenneth Gainwell and Jaylen Warren within OC Arthur Smith's system? Our duo tackles those questions. Then later, they offer thoughts on the interesting strategy GM Omar Khan and coach Mike Tomlin used in making middle-round selections including Jack Sawyer, Yahya Black and Will Howard. And in the third segment, they analyze the smokescreens the front office used in bringing prospects including Shedeur Sanders and Jaxson Dart in for visits despite choosing not to take either in the end.

Seth Keysor and Joshua Brisco give their thoughts on the Kansas City Chiefs 2025 NFL Draft class and discuss their favorite picks from the draft. —

Scott Anthony Barlow: Happen to Your Career Scott Anthony Barlow is CEO of Happen To Your Career and host of the Happen to Your Career podcast. His team and him are focused on helping people find the work they love. He's also the author of the book, Happen to Your Career: An Unconventional Approach to Career Change and Meaningful Work*. You've been laid off, or someone close to you is navigating that reality right now. A lot of the first things we think to do after a layoff are wrong. In this episode, Scott and I explore what to avoid…and more importantly, where to begin anew. Key Points Most people underestimate the time it takes to mean a transition to the next, right position. Submitting tons of applications, networking everywhere, and telling everyone that you're looking feels productive, but is often either incomplete or a waste of time. Give yourself the space to grieve. Spend time with the people who care about you. This didn't happen to you, it happened for you. Whether objectively true or not, this mindset will help you be intentional about next actions. Hyperfocus your targeting by creating a master resume and also considering backdoors to opportunities. Decide when to hire help by using math – how much will expertise help speed up the process and/or help you land a higher salary? Resources Mentioned Happen to Your Career: An Unconventional Approach to Career Change and Meaningful Work* by Scott Anthony Barlow If Love Is a Game, These Are the Rules: 10 Rules for Finding Love and Creating Long-Lasting, Authentic Relationships by Chérie Carter-Scott Interview Notes Download my interview notes in PDF format (free membership required). Related Episodes Craft a Career to Fit Your Strengths, with Scott Anthony Barlow (episode 424) How to Nail a Job Transition, with Sukhinder Singh Cassidy (episode 555) How to Respond When You Get Triggered, with Sally Helgesen (episode 620) Expert Partner In this midst of a layoff? Feeling stagnant in your current role? Scott Barlow and his team may be able to help as official partners of Coaching for Leaders. To discover more about how his team can support you, get in touch on our expert partners page. Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

ACTIONABLE TAKEAWAYS: Get Permission to Reframe: Before turning a perceived weakness into a strength, ask for permission to tell the story. This keeps the approach authentic and avoids sounding overly salesy. Anchor High for Multithreading: When requesting additional stakeholders, ask for more than you need. If they say no to six but yes to two, you've still gained ground. Reframe Intentional Limitations: When faced with an objection or missing feature, consider if it's intentional by design. Reframe it as a benefit aligned with the prospect's goals. Prep for Large Meetings: Divide the room strategically. Prep with your champion, pre-call each stakeholder, then personalize questions in the meeting to tailor the conversation. DAVID'S PATH TO PRESIDENTS CLUB: Senior Account Executive MM @ LinkedIn Account Executive SMB @ LinkedIn Sales Development Representative @ LinkedIn Creator Manager @ LinkedIn RESOURCES DISCUSSED: ⁠Join our weekly newsletter⁠ ⁠Things you can steal⁠

0:00 Intro 0:08 How it feels 3:17 Sick 7:52 Nail salon 10:22 Pop ups 12:17 Dance 14:24 Comment 14:42 Smile more 15:36 Comments Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Purple Patch Podcast! On this episode, IRONMAN Master Coach Matt Dixon, host of the Purple Patch Podcast, discusses the Win Cycle program, designed to help leaders and teams achieve consistent performance. He emphasizes the importance of "nailing the basics" for high performance, drawing from his experience coaching elite triathletes. Dixon highlights key habits, such as the "Sunday Special" for reflection and planning, consistent fueling after training, adequate sleep, and regular strength training. He criticizes performance trends lacking a scientific basis, such as blood type diets and bioresonance devices, and warns against the OMAD diet for its nutrient gaps and energy instability. Dixon advocates for a simple, science-backed approach to build a performance-based layer for sustained high performance.   Resources Purple Patch and Episode Resources Learn more about Gwendolyn Bounds and her book, “Not Too Late: The Power of Pushing Limits at Any Age” at: www.gwendolynbounds.com Check out our world-class coaching and training options: Tri Squad: https://www.purplepatchfitness.com/squad 1:1 Coaching: https://www.purplepatchfitness.com/11-coached Run Squad: https://www.purplepatchfitness/com/run-squad Strength Squad: https://www.purplepatchfitness.com/strength-1 Live & On-Demand Bike Sessions: https://www.purplepatchfitness.com/bike Explore our training options in detail: https://bit.ly/3XBo1Pi Live in San Francisco? Explore the Purple Patch Performance Center: https://center.purplepatchfitness.com Everything you need to know about our methodology: https://www.purplepatchfitness.com/our-methodology Amplify your approach to nutrition with Purple Patch + Fuelin https://www.fuelin.com/purplepatch Get access to our free training resources, insight-packed newsletter and more at purplepatchfitness.com  

Our book How to Giggle is out now!!! order it here Hosted on Acast. See acast.com/privacy for more information.