Podcasts about smi

Smiřování Izraele a arabského či muslimského světa zpomalilo, nebo se i zastavilo. Něco se ale přece jen děje, jak je patrné na případu Kazachstánu, ale i dalších zemí širšího regionu.

Carmen Tomás analiza toda la actualidad económica centrada en el informe sobre el SMI con Susana Burgos y Manuel Llamas.

Der Personalvermittlungs­konzern Adecco ist erstmals seit eineinhalb Jahren wieder gewachsen. Die Unsicherheit in der Wirtschaft habe zu einer grossen Nachfrage nach temporären Mitarbeitenden geführt, erklärt Konzernchef Denis Machuel. Davon profitiere das Unternehmen. SMI -0.5%

On this episode of On Location, hosts Tim Lightner (eWorldEnterprise Solutions) and Barbara Lacina continue to discuss the topic of transition from public service to the private sector. Guests Tanguler Gray (Executive VP of Operations, SMI); Laura Roth (recently retired as the Child Support Practice Lead and Director, CGI Technologies and Solutions Inc.), and Matt Lyons(Director of Public Sector Partnerships, SteadyIQ), all of whom have experience making this career shift, continue to share their personal transition summaries and advice. Key topics include identifying transferable skills, adapting to newroles, and job searching tips for the private sector, in this second part of a two-part series. Let's listen in and rejoin as Barbara asks about adaptability and actual examples of relating experiences in government to what privateorganizations may be looking for.  Resources that are available to those seeking/needing tomake this transition:  o  NCSEA 5/29/25 NCSEA Helps May 2025Webinar: Navigating Change: Polished Resumes and Confident Interviewso NCSEA 7/31/25 NCSEA Helps July 2025 Webinar:  Transitioning Public Service Experience intoPrivate Sector Impacto HSITAG Talent Bank:  https://hsitag.org/news/talent-bank/o APHSA:  APHSACareer Center Account Benefits:  AmericanPublic Human Services Association (APHSA), APHSA Career Center|Find Your CareerHereo  NCSEA Job Board: https://www.ncsea.org/resources-info/job-board/

Der Schweizer Wirtschaft geht es trotz US-Zöllen, Krieg und starkem Franken besser als noch im Sommer, wie das KOF Institut der ETH Zürich meldet. Die Unternehmen seien auch im aktuellen Umfeld fähig, ihre Produkte zu verkaufen und ihre Ertragslage zu halten, sagt KOF-Direktor Jan-Egbert Sturm. SMI +0.5%

Die Industriefirmen Burckhardt Compression, Georg Fischer und Oerlikon geben trotz US-Zöllen und starkem Schweizer Franken ein robustes Bild ab. Laut Andrea Bally, Anlagespezialistin der Migros Bank, repräsentieren sie aber nicht die ganze Schweizer Industrie. SMI +0.6%

Nach monatelangem Anstieg ist der Kakaopreis wieder deutlich gesunken. Im Handel bleibt Schokolade allerdings teuer. Laut Nico Rieben, Leiter Kakaobohnen bei Pronatec, ist der Konsument nicht bereit die hohen Preise zu bezahlen. Die Migros möchte darum eine Preissenkung für Lindt Schokolade. SMI ±0.0%

WhoBarry Owens, General Manager of Treetops, MichiganRecorded onJune 13, 2025About TreetopsClick here for a mountain stats overviewOwned by: Treetops Acquisition Company LLCLocated in: Gaylord, MichiganYear founded: 1954Pass affiliations: Indy Pass, Indy+ Pass – 2 daysClosest neighboring ski areas: Otsego (:07), Boyne Mountain (:34), Hanson Hills (:39), Shanty Creek (:51), The Highlands (:58), Nub's Nob (1:00)Base elevation: 1,110 feetSummit elevation: 1,333 feetVertical drop: 223 feetSkiable acres: 80Average annual snowfall: 140 inchesTrail count: 25 (30% beginner, 40% intermediate, 30% advanced)Lift count: 5 (3 triples, 2 carpets – view Lift Blog's inventory of Treetops' lift fleet)Why I interviewed himThe first 10 ski areas I ever skied, in order, were:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, MichiganAnd here are the first 10 ski areas I ever skied that are still open, with anything that didn't make it crossed out:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, Michigan* Shanty Creek – Summit, Michigan* Boyne Mountain, Michigan* Searchmont, Ontario* Nebraski, Nebraska* Copper Mountain, Colorado* Keystone, ColoradoSix of my first 16. Poof. That's a failure rate of 37.5 percent. I'm no statistician, but I'd categorize that as “not good.”Now, there's some nuance to this list. I skied all of these between 1992 and 1995. Most had faded officially or functionally by 2000, around the time that America's Great Ski Area Die-Off concluded (Summit lasted until around Covid, and could still re-open, resort officials tell me). Their causes of death are varied, some combination, usually, of incompetence, indifference, and failure to adapt. To climate change, yes, but more of the cultural kind of adaptation than the environmental sort.The first dozen ski areas on this list are tightly bunched, geographically, in the upper half of Michigan's Lower Peninsula. They draw from the same general population centers and suffer from the same stunted Midwest verticals. None are naturally or automatically great ski areas. None are or were particularly remote or tricky to access, and most sit alongside or near a major state or federal highway. And they (mostly) all benefit from the same Lake Michigan lake-effect snow machine, the output of which appears to be increasing as the Great Lakes freeze more slowly and less often (cold air flowing over warm water = lake-effect snow).Had you presented this list of a dozen Michigan ski areas to me in 1995 and said, “five of these will drop dead in the next 30 years,” I would not have chosen those five, necessarily, to fail. These weren't ropetow backwaters. All but Apple had chairlifts (and they soon installed one), and most sat close to cities or were attached to a larger resort. Sugar Loaf, in particular, was one of Michigan's better ski areas, with five chairlifts and the largest in-state vertical drop on this list.My guess for most-likely-to-die probably would have been Treetops, especially if you'd told me that then-private Otsego ski area, right next door and with twice its neighbor's skiable acreage, vertical drop, and number of chairlifts, would eventually open to the public. Especially if you'd told me that Boyne Mountain, the monster down the road, would continue to expand its lodging and village, and would add a Treetops-sized cluster of greens to its ferocious ridge of blacks. Especially if you'd told me that Treetops' trail footprint, never substantial, would remain more or less the same size 30 years later. In fact, just about every surviving Michigan ski area on that list - Crystal, Nub's, Caberfae, Shanty Schuss - greatly expanded its terrain footprint. Except Treetops.But here we are, in the future, and I just skied Treetops 10 months ago with my 8-year-old son. It was, in some ways, more or less as I'd left it on my last visit, in 1995: small vert, small trail network, a slightly confusing parking situation, no chairlift restraint bars. A few improvements were obvious: the beginner ropetows had made way for a carpet, the last double chair had been upgraded to a triple, terrain park features dotted the east side, and a dozen or so glades and short steep shots had been hacked from the woods of the legacy trail footprint.That's all nice. But what was not obvious to me was this: why, and how, does Treetops the ski area still exist? Sugar Loaf was a better ski area. Apple Mountain was closer to large population centers. Summit was attached to ski-in-ski-out accommodations and shared a lift ticket with the larger Schuss mountain a couple miles away. Was modern Treetops some sort of money-losing ski area hobby horse for whomever owned the larger resort, which is better known for its five golf courses? Was it just an amenity to keep the second homeowners who mostly lived in Southeast Michigan invested year-round? Had the ski area cemented itself as the kind of high-volume schoolkids training ground that explained the resilience of ski areas in metro Detroit, Minneapolis, and Milwaukee?There is never, or rarely, one easy or obvious explanation for why similar businesses thrive or fail. This is why I resist pinning the numerical decline in America's ski area inventory solely to climate change. We may have fewer ski areas in America than we had in 1995, but we have a lot more good ski areas now than we did 30 years ago (and, as I wrote in March, a lot more overall ski terrain). Yes, Skyline, 40 minutes south of Treetops, failed because it never installed snowmaking, but that is only part of the sentence. Skyline failed because it never installed snowmaking while its competitors aggressively expanded and continually updated their snowmaking systems, raising the floor on the minimal ski experience acceptable to consumers. That takes us back to culture. What do you reckon has changed more over the past 30 to 40 years: America's weather patterns, or its culture? For anyone who remembers ashtrays at McDonald's or who rode in the bed of a pickup truck from Michigan to Illinois or who ran feral and unsupervised outdoors from toddlerhood or who somehow fumbled through this vast world without the internet or a Pet Rectangle or their evil offspring social media, the answer seems obvious. The weather feels a little different. Our culture feels airlifted from another planet. Americans accepted things 30 years ago that would seem outrageous today – like smoking adjacent to a children's play area ornamented with a demented smiling clown. But this applies to skiing as well. My Treetops day in 1995 was memorably horrible, the snow groomed but fossilized, unturnable. A few weeks earlier, I'd skied Skyline on perhaps a three-inch base, grass poking through the trails. Modern skiers, armed with the internet and its Hubble connection to every ski area on the planet, would not accept either set of conditions today. But one of those ski areas adapted and the other did not. That's the “why” of Treetops survival. It was the “how” that I needed Barry Owens to help me understand.What we talked aboutLast winter's ice storm – “it provides great insight into human character when you go through that stuff”; record snowfall (204 inches!) to chase the worst winter ever; the Lake Michigan snowbelt; a golf resort with a ski area attached; building a ski culture when “we didn't have enough people dedicated to ski… and it showed”; competing with nearby ski areas many times Treetops' size “we don't shy away from… who we are and what we are”; what happened when next-door-neighbor Otsego Resort switched from a private to a public model in 2017 – “neither one of us is going to get rich seeing who can get the most $15 lift tickets on a Wednesday”; I attempt to talk about golf and why Michigan is a golf mecca; moving on from something you've spent decades building; Treetops' rough financial period and why Owens initially turned down the GM job; how Owens convinced ownership not to close the ski area; fixing a “can't-do staff” by “doing things that created the freedom to be able to act”; Treetops' strange 2014 bankruptcy and rebuilding from there; “right now we're happy” with the lift fleet; how much it would cost to retrofit Treetops' lifts with restraint bars; timeline for potential ski expansion at Treetops; bargain season passes (as low as $125); and Indy Pass' network power.What I got wrong* I said “Gaylord County,” but the city of Gaylord is in Otsego County.* I said that Boyne Resorts, operator of 11 ski areas, also runs “10 or 11 golf resorts.” The company operates 14 golf courses.* I said that Michigan had a “very good” road network and that there was “not a lot of traffic,” and if you live there, you're reaction is probably, “you're dumb.” What I meant by “very good road network” is this: compared to most ski regions, which have, um, mountains, Michigan's bumplets sit more or less directly alongside the state's straight, flat, almost perfectly gridded highway network. Also, the “not a lot of traffic” thing does not apply to special situations like, say, northbound I-75 on a July Friday evening.* I said that Crystal, Nub's, Caberfae, and Shanty Creek were “close” – while they're not necessarily all close to one another, they are all roughly equidistant for folks coming to them from downstate.* I said that Treetops was “the fifth or sixth place I ever skied at,” but upon further review, it was number eight (which is reflected in the list above).Podcast NotesOn the ice stormAn ice storm hammered Northern Michigan in late March of this year:On the lightning strike on Treetops' golf courseOn the Midwest's terrible 2023-24 ski seasonSkier visits cratered in the Midwest during the 2023-24 ski season, the region's worst on record from a snowfall point of view. Weather - and skier visits - settled back into normal ranges last winter:This is a bit hard to see with any sort of precision, but this 10-year chart gives a nice sense of just how abnormal 2023-24 was for the Midwest:On Michigan's ski areasMichigan is home to 44 active ski areas - more than any state other than New York. Many of them are quite small, operate sporadically, and run only surface lifts, but Treetops is close to a bunch of the better lift-served outfits, including Boyne Mountain, Nub's Nob, and The Highlands (the UP ski areas may as well be in another state). It helps Treetops that so many of the state's ski areas have also joined Indy Pass:On Otsego ResortFor decades - I'm not certain how long, exactly - Otsego Resort, right next door to Treetops and with roughly double the vertical drop and skiable acreage, was private. In 2017, the bump opened to the public, considerably amping up competition. Complicating the matter further, Otsego sits a bit closer to Michigan's Main Street - I-75 - than Treetops.On Snow OperatingOwens mentioned working with “TBL” – he was referring to Terrain Based Learning, Snow Partners' learn-to-ski program. That company also runs the Snow Cloud operating system that Owens refers to at the end.On Treetops' rough period I quoted this Detroit Business News article at length in the interview. It goes deep on Treetops' precarious early 2000s history and the resort's broken employee culture at the time.On people being nice at ski areasYeah I'm super into this:On the hedgehog conceptOwens mentions “the hedgehog concept,” which I wasn't familiar with. It sounded like a business-book thing, and it is, adapted by author Jim Collins for his book Good to Great and described in this way on his website:The Hedgehog Concept is developed in the book Good to Great. A simple, crystalline concept that flows from deep understanding about the intersection of three circles: 1) what you are deeply passionate about, 2) what you can be the best in the world at, and 3) what best drives your economic or resource engine. Transformations from good to great come about by a series of good decisions made consistently with a Hedgehog Concept, supremely well executed, accumulating one upon another, over a long period of time.More:On safety-bar requirements in New York and New EnglandThis is kind of funny…That's my 8-year-old son, who's skied in a dozen states, taking his first ride on a lift with no safety bar, at Treetops last December. Why such machines still exist in 2025, I have no idea - this lift rises about 30 feet off the ground. In the East, all chairlifts are equipped with bars, and state law mandates their use in New York, Massachusetts, and Vermont (and perhaps elsewhere). I don't advocate for rider mandates, but I do think all chairlifts ought to have bars available for those who want them. Owens and I discuss the resort's plans to retrofit Treetops' three chairlifts - CTEC machines installed between 1984 and 1995 - with bars. The cost would be roughly $250,000. That's a significant number, but probably a lot less than the figure if, say, someone has a heart attack or seizure on the lift, falls off, then sues the resort. Besides, as Owens points out, chairlifts must be equipped with restraint bars for summer use, which would open new revenue streams. Why are bars required for summer activities, but not winter? It's a strange anachronism, unique among the ski world to America.On “Joe from SMI”I mentioned “Joe from SMI” offhand. I was referring to SMI Snowmakers President Joe VanderKelen, who appeared on the podcast back in 2022:On potential expansion Owens discusses a potential expansion looker's left of Chair 1, which would restore lost terrain and built upon that. This 1988 trailmap shows a couple of the trails that Treetops eliminated to make way for its current top-to-bottom access road (trails 1 through 4):The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

Die SNB macht in den ersten neun Monaten dank steigender Gold- und Aktienkurse einen Gewinn von 12.6 Milliarden Franken. Die tiefe Inflation fordert die Notenbanker. Negativzinsen seien derzeit aber nicht nötig, so SNB-Direktorin Petra Tschudin – dafür bräuchte es einen langfristig wirkenden Schock. SMI -0.6%

Die Quartalszahlen der US-Techkonzerne Alphabet, Meta und Microsoft sind positiv ausgefallen. Weitere hohe Investitionen in KI sorgen aber für gemischte Reaktionen. Investoren sehen bereits eine Blase – wann diese platzen könnte, lasse sich aber schwer sagen, so SRF-Börsenkorrespondent Jens Korte. SMI ±0.0%

On this episode of On Location, hosts Tim Lightner (eWorldEnterprise Solutions) and Barbara Lacina discuss the topic of transition from public service to the private sector. The conversation was prompted by recent reduction in force (RIF) events within the federal government and is of value to others who are considering making the shift to private sector employment . Guests Tanguler Gray (Executive VP of Operations, SMI); Laura Roth (recently retired as the Child Support Practice Lead and Director, CGI Technologies andSolutions Inc.), and Matt Lyons (Director of Public Sector Partnerships, SteadyIQ), all of whom have experience making this career shift, share their personal transition summaries and advice. Key topics include identifying transferable skills, adapting to new roles, and job searching tips for the private sector. This is part-one of a two-part series.Resources that are available to those seeking/needing to make this transition:  o  NCSEA 5/29/25 NCSEA Helps May 2025 Webinar: Navigating Change: Polished Resumes and Confident Interviewso  NCSEA 7/31/25 NCSEA Helps July 2025 Webinar:  Transitioning Public Service Experience into Private Sector Impacto  HSITAG Talent Bank:  https://hsitag.org/news/talent-bank/o  APHSA:  APHSA Career Center Account Benefits:  AmericanPublic Human Services Association (APHSA), APHSA Career Center|Find Your CareerHereo  NCSEA Job Board: https://www.ncsea.org/resources-info/job-board/

Die UBS beantragt eine nationale Banklizenz in den USA. Diese würde es erlauben, der Kundschaft die gesamte Dienstleistungs-Palette anzubieten. Das US-Geschäft sei für die UBS bedeutend und somit das Potenzial gross, sagt Andreas Venditti, Analyst bei der Bank Vontobel. SMI -0.4%

Die Aktie des Verpackungsherstellers SIG hat seit Anfang Jahr die Hälfte des Werts eingebüsst. Laut Manuel Lang, Aktienanalyst bei der Bank Vontobel, hatte die Firma in der Vergangenheit zu hohe Ziele. Diese müssen nun überprüft werden. SMI -1.3%

Der Pharmakonzern Novartis will für rund 12 Milliarden US-Dollar das US-Unternehmen «Avidity Biosciences» kaufen. Novartis erhält dadurch Zugriff auf die sogenannte RNA-Technologie. Laut Stefan Schneider, Pharma-Analyst bei Vontobel, könnte durch den Zukauf eine effizientere Anwendung dazukommen. SMI -0.3%

Der Bauchemiehersteller Sika macht in den ersten neuen Monaten rund vier Prozent weniger Umsatz. Grund ist vor allem der stillstehende Immobilienmarkt in China. Nebst China läuft aber die Region Asien-Pazifik ziemlich gut, sagt Yannik Ryf, Analyst der Zürcher Kantonalbank. SMI +0.1%

Der Logistiker Kühne + Nagel macht im dritten Quartal fast 40% weniger Gewinn. Laut Gian Marco Werro, Aktienanalyst der Zürcher Kantonalbank, drücken Überkapazitäten die Erträge, da Reedereien nach zwei starken Jahren mehr Schiffe einsetzen. SMI -0.5%

Der deutschen Automobilindustrie droht ein Chipmangel. Hintergrund ist ein politischer Machtkampf zwischen den USA und China. Laut Automobilexperte Ferdinand Dudenhöffer kann man diese Chipkrise aber nicht mit der Chipkrise während Corona vergleichen. SMI -0.1%

Huber+Suhner profitiert vom KI-Boom. Das Industrieunternehmen hat einen Auftrag von rund 100 Millionen für die Lieferung von optischen Schaltern erhalten, wie das 9-Monats-Ergebnis zeigt. Sollte die KI-Blase platzen, sei der Konzern gut diversifiziert, so Reto Huber, Analyst bei Research Partners. SMI -0.1%

Chinas Immobiliensektor schwächelt, vielerorts stehen Wohnungen leer. Auch die Investitionen stagnieren. Offizielle Zahlen zeigen zwar für das dritte Quartal ein BIP-Wachstum von 4.8 Prozent, doch laut Finanzmarktberaterin Christa Janjic-Marti liegt das Wachstum seit Jahren nur bei 1 bis 2 Prozent. SMI -0.1%

Hunter Keegan interviews “Lump,” a 37-year-old woman who recently became involved with mental health advocacy and outreach in Massachusetts. Lump discusses her personal journey with bipolar disorder and other serious mental illness (SMI) and how it has informed her advocacy work. This conversation emphasizes psychosis recovery, psychiatric hospitalization experiences, Moog Theremins, music therapy, art therapy, and the importance of mental health peer support communities. Follow Lump's writing on Substack! Direct link: lump.substack.com Moog Theremin Demonstration Clip: https://www.youtube.com/watch?v=0CyGl2BMKn0 Bipolar Recorder Mini-Documentary Link: https://www.youtube.com/watch?v=Cw5WnwlSuHQ Happy Valleys: A Bipolar Journey (HUNTER'S NEW BOOK!) Amazon link: https://www.amazon.com/Happy-Valleys-Bipolar-Hunter-Keegan/dp/B0DVGV7MKF Follow Bipolar Recorder on Twitter/X @BipolarRecorder Follow Bipolar Recorder on Instagram @BipolarRecorder Follow Hunter Keegan on Twitter/X @HHKeegan Email: hunterhkeegan@gmail.com Donate and/or buy Bipolar Recorder merch at www.bipolarrecorder.com/shop Thanks for listening!

Finanzaktien wie die von Partners Group, UBS und Julius Bär schliessen im Minus. Grund sind hohe Kredit-Verluste bei US-Regionalbanken. Fraglich sei, laut SRF-Börsenkorrespondent Jens Korte, ob hier systemische Probleme auftauchen, da Unternehmen sich in den letzten Jahren viel Geld geliehen hätten. SMI -0.5%

Gold has been surging this year—but what's behind the rise, and what should investors keep in mind before buying in?Precious metals, such as gold and silver, have long fascinated investors, particularly in times of economic uncertainty. But are they wise investments for today? If so, how should we approach them? Mark Biller joins us today to talk about investing in precious metals.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. The Surge in Gold and SilverGold's remarkable rise has captured headlines again, now up over $4,000 an ounce—up from about $2,600 at the start of 2025. That's a 50% gain this year on top of last year's 26% surge. Silver has jumped even higher, up roughly 60%, while gold mining stocks have more than doubled.What's behind this stunning rally? Several key forces are at play. Global central banks have been buying gold aggressively, a trend that accelerated after the U.S. froze Russia's dollar reserves in 2022. This event shook confidence in the U.S. dollar as a neutral reserve currency. Add in fears of currency debasement stemming from massive government spending since the COVID pandemic, and gold suddenly looks like a safer store of value.As investors around the world look for stability, gold—the “4,000-year-old alternative currency”—is once again shining.To understand today's prices, it helps to look at history. Adjusted for inflation, gold recently surpassed its all-time high from January 1980. Silver, meanwhile, is nearing $50 an ounce—the peak it hit in both 1980 and 2011—but still lags behind those highs when adjusted for inflation.These cycles remind investors that precious metals often move in waves—soaring during manias, then enduring long pullbacks. After its 1980 peak, silver prices dropped nearly 90%; after 2011, they fell by about 70%. Understanding those cycles helps set realistic expectations and temper “gold rush” enthusiasm.Gold as a Store of ValueUnlike stocks or bonds, gold doesn't produce income or dividends. That makes it tricky to value—but also unique. It's not a productive asset; it's a preservative one.For centuries, an ounce of gold could buy a fine men's suit. The same holds true today, illustrating its enduring purchasing power. Gold's real role isn't to generate profit—it's to store value when currencies lose theirs.Viewed this way, gold functions as an alternative currency to the world's paper money systems. As inflation rises and confidence in traditional currencies wavers, gold's relative stability stands out.Gold's appeal intensifies during uncertainty. Whether it's inflation, war, or financial instability, investors turn to gold as a hedge. While Americans rarely consider regime changes, history is filled with nations where financial systems collapsed, and gold helped preserve wealth across transitions.Even in less dramatic times, when governments respond to crises by printing more money, gold tends to perform well. As fear increases, so does the appetite for precious metals.Gold, Silver, and Mining Stocks: Knowing the DifferenceEach part of the precious metals market serves a different role:Gold is the foundation—a global monetary metal and store of value. It's what central banks buy, and it tends to be more stable.Silver is both a monetary and an industrial metal. Its demand fluctuates more with the economy, primarily due to uses in electronics and solar panels. That makes it more volatile—but also more accessible to smaller investors.Mining Stocks are speculative. While they can surge when gold prices rise, they're also risky. Over the long term, mining stocks have underperformed, so investors should approach them with caution.How to Invest Wisely in Precious MetalsWe recommend a balanced approach: Physical gold and silver provide direct ownership and long-term stability. However, storage and security are concerns, so it's best to keep this allocation small—around 5% of your portfolio.ETFs (Exchange-Traded Funds) offer convenience and liquidity. They're ideal for active management and diversification.Combining both approaches provides flexibility and peace of mind—anchoring part of your wealth in tangible assets while keeping another portion readily accessible for use.As with any investment, precious metals should be approached with discipline and perspective. They're best viewed as part of a long-term diversification strategy—not a get-rich-quick play.To learn more about investing wisely in gold and silver, Sound Mind Investing has released a free special report for Faith & Finance listeners. Download your copy at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I own a 100-year-old building where I live and also rent out a couple of units. It's well built but always needs work. Thankfully, I can handle many of the repairs myself, as I come from a family of electricians and real estate professionals. The issue is, I can't seem to deduct much of what I do on my taxes, even though I spend a lot of time maintaining the property. I also sometimes barter with family and friends, helping them with projects in exchange for their help. Is there a legal way for me to charge for some of my time or count this work toward deductions?I've got about $7,000 to $8,000 in credit card debt, and I'll be leaving my job soon. I have a 401(k) with a balance similar to mine, and I know that taking it out early means incurring taxes and penalties. Would it make sense to cash out my 401(k) to pay off my credit cards, or would you recommend an alternative approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Inflation History: The Rise and Fall of the U.S. Dollar (Free Report by Sound Mind Investing)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

US President Trump said they are in a trade war with China, and if the US don't have tariffs, they don't have national security, while he stated that tariffs are a very important tool for defence.European bourses are mostly higher, SMI bid post-Nestle results and NQ outperforms after strong Q3 TSMC earnings.USD mixed vs. peers, GBP leads whilst AUD was pressured by a weak jobs report.USTs are firmer, fleeting upside in OATs after PM Lecornu survives the 1st no confidence vote; now awaiting the 2nd vote.Crude benchmarks trade rangebound despite rising geopolitical tensions, XAU forms another new ATH.Looking ahead, highlights include Philly Fed (Oct), Atlanta Fed GDP, Comments from Fedʼs Waller, Barkin, Barr, Miran, Bowman & Kashkari, ECBʼs Lane & Lagarde, BoCʼs Macklem, BoEʼs Greene & Mann.Earnings from Bank of New York Mellon, KeyCorp, Charles Schwab, United Airlines, ABB & Bankinter.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Die Nestlé-Aktie steigt um acht Prozent. Der neue Konzernchef Philipp Navratil will an der Dividendenpolitik festhalten. Seit fast 70 Jahren habe Nestlé die Dividende nie gekürzt, und das sei ein wichtiges Argument für Anleger, so Patrik Schwendimann, Analyst bei der Zürcher Kantonalbank. SMI +1.4%

Die Gewinne der grossen US-Banken sprudeln – angetrieben von den boomenden Finanzmärkten. Ob Gold, Aktienindizes wie der S&P 500 oder globale Anleihen: Alles legt zu. Es sei eine knifflige Phase, denn auch Banker wüssten, dass der Bogen wohl überspannt sei, sagt SRF-Börsenkorrespondent Jens Korte. SMI +0.8%

Der Weltwirtschaft geht es besser. Neu rechnet der IWF mit 3.2 Prozent Wachstum, etwas mehr als noch vor drei Monaten. Gleichzeitig wüchsen Risiken, wie das Platzen der KI-Blase. Momentan stecke die USA in einem von KI getriebenen Investitionsschub, so Chefökonom des IWF, Pierre-Olivier Gourinchas. SMI -0.4%

It's World Space Week and in this episode of the All Things Sustainable podcast, we're looking at sustainability on the final frontier in an interview with Spire Global CEO Theresa Condor. Spire Global uses satellites the size of wine bottles to collect data in space that helps solve problems on Earth, ranging from climate to weather forecasting to global security. Theresa says use cases for the company's technology are expanding rapidly as satellite technology advances “at an exponential pace.” "We're seeing something like 10x improvements in technology every five years,” she says. This rapid growth means the need for good governance and sustainability strategies is rising. Spire Global is a member of the Sustainable Markets Initiative (SMI) and Theresa explains how the group is focused on sustainability in space through its Astra Carta initiative, which aims to shape a future of responsible and sustainable space exploration, development and cooperation. “People are trying to figure out what is the right level of regulation that continues to protect the space environment,” she says, while also allowing innovation to flourish. This episode is the latest in our Terra Carta Series of the All Things Sustainable podcast in collaboration with the SMI. The SMI is a network of over 250 global CEOs across finance and industry, including S&P Global. SMI facilitates private sector diplomacy with the ambition of making sustainability the driving force of global markets and value creation. Throughout 2025, we're interviewing SMI member CEOs from around the world and across industries about how they're approaching sustainability challenges and opportunities. Listen to all the episodes in the Terra Carta Series of the All Things Sustainable podcast: Terra Carta Series | S&P Global  This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.  Copyright ©2025 by S&P Global  DISCLAIMER    By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.  Any unauthorized use, facilitation or encouragement of a third party's unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global's prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights). This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.      S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

En Capital Intereconomía, la tertulia capital ha contado con David Henche, profesor de estrategia en ICEMD/ESIC; José Ramón Álvarez, profesor de la Escuela Técnica Superior de Ingenieros Industriales; y Agustín Baeza, consultor de asuntos públicos, para analizar la intensa actualidad económica y política de la jornada. El debate ha girado en torno a la OPA de BBVA sobre Sabadell, después de que Carlos Torres descartara una segunda oferta si el “precio equitativo” exigido por la CNMV supera el actual. Los tertulianos también han abordado la crisis política en Francia, con la dimisión de Lecornu y la amenaza de Macron de convocar elecciones, así como los nuevos anuncios del Gobierno español, entre ellos la ampliación del permiso por fallecimiento a 10 días y la posible revisión semestral del SMI para ajustarlo a la inflación. Además, se ha comentado la advertencia de Red Eléctrica sobre un riesgo inminente de apagón y la tregua temporal entre Israel y Hamás, que da un respiro a los mercados energéticos. En la Entrevista Capital, Miguel Ángel Ortiz, profesor en CUNEF e investigador especializado en economía francesa y mercados financieros, ha analizado la situación política de Francia y las implicaciones económicas que podría tener el inminente nombramiento de un nuevo primer ministro. Ortiz ha destacado que “Francia se enfrenta a una prueba de estabilidad clave en un momento de desaceleración económica y creciente tensión social”. La hora ha concluido con el análisis de preapertura de los mercados a cargo de Jesús Sánchez Quiñones, director general de Renta 4 Banco, quien ha señalado que las bolsas europeas apuntan a una apertura cautelosa, pendientes de los movimientos en el mercado energético y de los próximos datos macro en EE.UU.

Das Biotech-Unternehmen Idorsia sorgt mit seinem Schlafmedikament «Quviviq» für Bewegung an der Schweizer Börse. Nach der US-Zulassung 2022 blieb der Erfolg aus, doch in anderen Märkten wächst das Geschäft – Idorsia arbeite nun an der Profitabilität, so Stefan Schneider, Pharma-Analyst bei Vontobel. SMI -1.0%

José García Domínguez, Cristina Losada y Eugenia Gayo analizan los últimos datos sobre la extensión del Ingreso Mínimo Vital, que el Gobierno ha celebrado como un logro.

Der «Shanghai Composite Index» erreicht ein neues 10-Jahres-Hoch. Laut Karsten-Dirk Steffens, Geschäftsführer von Aberdeen Investments Schweiz, stammen über 90 Prozent der Investitionen am chinesischen Aktienmarkt von heimischen Anlegern. Die Investitionen fliessen vor allem in Technologiekonzerne. SMI -0.3%

ABB verkauft ihre Robotik-Sparte für 5,4 Milliarden US-Dollar an die japanische Softbank. Der Industriekonzern will sich auf die Kerngeschäfte der Automatisierung und Elektrifizierung konzentrieren. Der Preis sei attraktiv, sagt Thomas Rühl, Anlagechef der Schwyzer Kantonalbank. SMI +1.0%

Bestimmte Industrietitel wie Caterpillar, ABB, Belimo oder Siemens Energy sind dank Einsatz in Datencenter seit Anfang Jahr im Hoch. Doch der KI-Hype birgt Gefahren. Gegenseitige Abhängigkeiten könnten viele Firmen treffen, wenn ein Rädchen ins Stocken gerät, so SRF-Börsenkorrespondent Jens Korte. SMI -0.2%

Kaffistofa Samhjálpar mun flytja á Grensásveginn og opna þar í desember en á meðan á framkvæmdum þar stendur verður kaffistofan opin í Hvítasunnukirkjunni við Hátún. Samhjálp hefur undanfarin ár leitað logandi ljósi að nýjum stað fyrir kaffistofuna sem hefur verið í Borgartúni í Reykjavík frá 2007. Fyrirkomulagið á nýja staðnum mun breytast þannig að þjónusta við skjólstæðinga verður aðskilin eldhúsinu. Það veitir aukin tækifæri segir framkvæmdastýra samtakanna Guðrún Ágústa Guðmundsdóttir sem kom í þáttinn í dag. Gleðismiðjan hefur starfað í fimm ár við að skapa gleði, eins og nafnið segir. Smiðjan býður upp á hópeflisæfingar, hláturjóga og fleira fyrir fyrirtæki og allar gerðir hópa. Í staðinn fyrir að halda afmælisveislu í tilefni fimm ára afmælisins ætlar Gleðismiðjan að láta gott af sér leiða með því að ýta úr vör verkefninu Hlæjum fyrir milljón þar sem allar tekjur renna óskiptar til Geðhjálpar. Finnbogi Þorkell Jónsson og Þorsteinn Gunnar Bjarnason, eigendur Gleðismiðjunnar, sögðu okkur betur frá þessu í þættinum í dag. Svo kom Valdimar Þór Svavarsson til okkar að ræða mannleg samskipti, sem geta verið talsvert snúin eins og hefur komið fram í spjalli okkar við hann undanfarna fimmtudaga. Í dag sagði hann okkur frá hlutverkum sem fjölskyldumeðlimir gjarnan raðast í, sérstaklega ef einhvers konar vanvirkni er til staðar. Tónlist í þættinum í dag: Landleguvalsinn / Haukur Morthens (Jónatan Ólafsson, texti Númi Þorbergsson) Megi dagur hver fegurð þér færa / Ragnar Bjarnason (Green & Wile, texti Jóhanna G. Erlingsson) Yummy Yummy Yummy / Ohio Express (Arthur Resnick & Joe Levine) Massachusetts / Bee Gees (Barry, Robin, Maurice Gibb) UMSJÓN: GUNNAR HANSSON OG GUÐRÚN GUNNARSDÓTTIR

El Gobierno de EEUU entra en un cierre parcial tras la falta de acuerdo en el Congreso. Todavía no se sabe cuánto durará el cierre de operaciones de agencias federales, aunque no afecta a los servicios básicos del país. La vicepresidenta segunda, Yolanda Díaz, ha convocado hoy a la Comisión de Expertos del SMI para establecer la subida en 2026

Show NotesOrigin story: From pharma to inpatient BH—witnessing 7–10 day transformations.Definition reset: BH includes SUD, PTSD, SMI, and cognitive issues (e.g., dementia).Stigma & seniors: “Toughen up” culture vs. the art + science of psychiatry.By the numbers: Many struggle; only about half receive treatment; rural access gaps.SC lens: A significant share of South Carolinians live with BH conditions; access differs by geography.Double burden for seniors: Depression/anxiety + chronic disease = worse outcomes if untreated.Integration works: More check-ins, coordinated teams, better adherence, fewer ER visits/hospitalizations.Your Health approach: Prevention, integration, outcomes—BH as part of every care plan.Personal reflection: Normalizing conversations reduces shame and opens doors to help.Set-up for Part 2: Social media's role, early intervention, and the provider playbook. www.YourHealth.Org

EA Sports wird für 55 Milliarden Dollar aufgekauft und von der Börse genommen. Beteiligt ist die Firma von Trump-Schwiegersohn Jared Kushner und Saudi-Arabiens Staatsfonds. Das sei ein hoher Preis und zeige, dass die Käufer den Gaming-Konzern unbedingt wollten, sagt SRF-Digitalredaktor Guido Berger. SMI +0.9%

Amerikaner stecken fast die Hälfte ihres Vermögens in Aktien, so viel wie noch nie. Sie profitieren von den aktuell hohen Kursgewinnen der US-Unternehmen. Es gebe aber auch Warnzeichen. Das Geld fliesse vor allem in wenige grosse Technologie-Konzerne, sagt SRF-Börsenkorrespondent Jens Korte. SMI +0.6%

Die TX Group startet einen Aktienrückkauf von rund 6% über die nächsten drei Jahre – trotz Sparprogramm und Stellenabbau. Dass man einerseits Aktionäre bevorzuge und andererseits Mitarbeiter entlassen würden, hinterlasse einen fahlen Beigeschmack, sagt Raiffeisen-Anlagechef Matthias Geissbühler. SMI +0.5%

Die SNB belässt den Leitzins bei null Prozent. Negativzinsen kämen mit Herausforderungen, sagt Martin Schlegel, Präsident der Schweizerischen Nationalbank, er schliesst sie aber weiterhin nicht aus. Die Inflation ist wieder im Zielbereich und bleibt dort gemäss SNB-Prognose bis 2027. SMI -0.9%

Bundespräsidentin Karin Keller-Sutter eröffnet am Mittwoch die US-Börse. An dieser steigen die Aktienkurse weiter. Tech-Aktien wie Broadcom, Nvidia und Alphabet zählen dieses Jahr zu den grossen Zugpferden. US-Aktien seien aktuell "recht hoch bewertet", sagt Jerome Powell, Chef der US-Notenbank Fed. SMI -1.0%

Der Bau von KI-Infrastruktur gehört zu den grössten Investitionsbooms der neueren Geschichte. Datencenter von Meta, Amazon oder OpenAI können dabei leicht Kosten von 100 Milliarden US-Dollar erreichen. Investoren seien übermässig begeistert von KI, sagt sogar OpenAI-Konzernchef Sam Altman. SMI -0.2 %

Nach einer Gewinnwarnung und der Ankündigung einer neuen Strategie verliert die Porsche Aktie massiv an Wert. Statt wie bisher auf eine elektrische Zukunft zu setzen, will Porsche wieder mehr Verbrenner-Autos verkaufen.  Das sei eine 180 Grad Wende, sagt Automobilexperte Jürgen Pieper. SMI +0.1%

In this episode of the All Things Sustainable podcast, we're unpacking the role the legal industry plays in driving sustainability and energy transition strategies in an interview with Shane Gleghorn, the head of global law firm Taylor Wessing.  The law firm is a member of the Sustainable Markets Initiative (SMI), and this episode is the latest in our Terra Carta Series of the All Things Sustainable podcast in collaboration with the SMI. The SMI is a network of over 250 global CEOs across finance and industry, including S&P Global. SMI facilitates private sector diplomacy with the ambition of making sustainability the driving force of global markets and value creation. Throughout 2025, we're interviewing SMI member CEOs from around the world and across industries about how they're approaching sustainability challenges and opportunities.   In the episode, Shane explains how the legal industry works with clients on sustainability goals and how policy and regulation can drive sustainable financing and investment.  “In many respects, the greatest agency that the legal services firms have is to work with their clients to assist them with their transition process,” Shane says. “To give you an example, at least 50% of our clients have net-zero targets, and we're working with them to achieve those."  Listen to previous episodes in the Terra Carta Series here: Terra Carta Series | S&P Global  Read research from S&P Global Sustainable on the European Commission's Omnibus Simplification Package here.   Listen to our episode on proposals to simplify the EU's sustainable finance reporting framework here.   You can learn more about the event S&P Global will host at Climate Week NYC on Wednesday, Sept. 24, here: Climate Week NYC | S&P Global  The All Things Sustainable podcast from S&P Global will be an official media partner of The Nest Climate Campus during Climate Week NYC. Register free to attend here.  This piece was published by S&P Global Sustainable1 and not by S&P Global Ratings, which is a separately managed division of S&P Global.     Copyright ©2025 by S&P Global   DISCLAIMER     By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.  Any unauthorized use, facilitation or encouragement of a third party's unauthorized use (including without limitation copy, distribution, transmission or modification, use as part of generative artificial intelligence or for training any artificial intelligence models) of this Podcast or any related information is not permitted without S&P Global's prior consent subject to appropriate licensing and shall be deemed an infringement, violation, breach or contravention of the rights of S&P Global or any applicable third-party (including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights).      This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.      S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST. 

Die Swiss Marketplace Group (SMG) geht an die Zürcher Börse SIX Swiss Exchange. Angeboten werden bestehende Aktien von den bisherigen Eigentümern Mobiliar und Ringier. Für die Aktionärin TX Group sei es noch zu früh Aktien zu veräussern, sagt SMG-Konzernchef Christoph Tonini. SMI +0.5%

China verbietet ab sofort ihren Tech-Firmen den Kauf von Chips der amerikanischen Marke Nvidia. Jensen Huang, CEO von Nvidia, bleibt dennoch optimistisch. Auch Michael Foeth, Analyst der Bank Vontobel, bezweifelt, dass die chinesischen Hersteller bereits auf dem Niveau von Nvidia sind. SMI +0.4%

Die Nestlé Aktie bleibt im Abwärtstrend. Nach zwei CEO-Wechseln tritt auch Verwaltungsrats-Präsident Paul Bulcke ab. Laut Patrik Schwendimann, Analyst der Zürcher Kantonalbank, muss Nestlés neues Führungsduo wieder mehr PS auf den Boden bringen und Marketing sowie Produkte stärken. SMI -0.2%

Während der US-Aktienmarkt weiter steigt, verliert der US-Dollar an Wert. Dies führt dazu, das sämtliche Aktienkurs-Gewinne aus Sicht eines Schweizer Anlegers wegfallen. Der Dollar erleide durch Donald Trump einen Vertrauensverlust, sagt Angela Truniger, Finanzanalystin St. Galler Kantonalbank. SMI -1.0%

Der US-Verlag Penske Media verklagt Google. Grund ist die KI-Zusammenfassung, die Google bei Suchanfragen zeigt. Der Verlag befürchtet, dass Nutzer alle wichtigen Informationen bei Google erhalten und seltener auf Artikel klicken, was Werbeeinnahmen schmälert, sagt SRF-Digitalredaktor Guido Berger. SMI -0.4%

Una semana vital para el inicio del curso político en España arranca con varios frentes. Continúa el análisis de la caída del gobierno francés tras la moción de confianza perdida por François Bayrou. Este es el sexto primer ministro que Macron ve dimitir, y el tercer gobierno que cae en un año. La economía francesa se enfrenta a una elevada deuda pública (114% del PIB) y un crecimiento anémico, reflejo de un cambio social con el auge de la extrema derecha e izquierda. En España, los costes laborales aumentan un 5.4% en el segundo trimestre, impulsados por el SMI y las cotizaciones. Más de 14.500 empresas, principalmente PYMES, han desaparecido este año. Esquerra Republicana no negociará los presupuestos generales hasta que se les reconozca el 100% del IRPF catalán, convocando movilizaciones junto a UGT y CCOO. China impone aranceles del 62% al porcino europeo, un sector vital para España, siendo el primer proveedor a China. El sector automovilístico español busca oportunidades ante ...