Podcasts about Backwards

You're Building Your Life Backwards October 21, 2025 | Episode 5207 Host: Scott Smith Episode Description Smart people are doing it backwards right now. Even people who studied this exact thing in college are forgetting the basics. They're chasing respect before they can pay rent. They're demanding acceptance while their life's falling apart. Scott breaks down why 2025 has been so damn hard and what Abraham Maslow figured out in 1954 that still works today. No shortcuts. No hacks. Just the sequential steps you actually need to climb. Spoiler: You can't skip steps just because you're 21 and think the world is different now. Featured Story Scott's been having the same conversation over and over the past few weeks with successful people who've somehow forgotten what they learned in college. They're college-educated. They know Maslow's Hierarchy of Needs. But when Scott reminds them what they studied at university, they go, "Oh yeah, I forgot about it." Here's the thing that keeps coming up: people are trying to build the top floors before they've laid the foundation. They want self-actualization and respect while they can't feed themselves or feel safe. Scott calls it building without a peaceful base. And in a year as hard as 2025 has been—politically, financially, with AI throwing monkey wrenches everywhere—more people are doing this than ever. Even his son-in-law thinks he has to fix his entire hurricane-damaged house by himself when he's surrounded by a church community ready to help. Sometimes the basics are right in front of you. Important Points Your best life is built sequentially, one level at a time—forget the elevator, you've got to climb the steps to the top. If you can't feed yourself, feel safe, or maintain good relationships, you're not ready to help others or reach your full potential yet. Humans figured out how to build this whole world without AI, and things that have worked forever still work today—don't get distracted. Memorable Quotes "What a man can be, he must be. You feel it inside your bones." "I don't think you have to wait to become the person you're meant to be. I think you were put on this planet as that person." "If you can't feed yourself, if you don't have good relationships, if you're not happy, how could you possibly go out and help other people?" Scott's Three-Step Approach Take inventory of where you are in Maslow's five levels—physiological needs, safety, love and belonging, esteem, and self-actualization. Build your peaceful base first by handling the basics like shelter, money, relationships, and feeling safe before chasing bigger goals. Stop demanding respect and acceptance from others until you've mastered the previous levels—what you can be, you must be, but in the right order. Connect With Me Search for The Daily Boost on Apple Podcasts and Spotify. Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

From writing diss tracks in high school to racking up over 150 million streams on Spotify, Chri$tian Gate$ has carved out a lane of his own in the music world—powered by authenticity and a bit of bravado. On this episode of Bringin' it Backwards, Adam and Tera Lisicky take you backstage with Chri$tian as he shares how a childhood surrounded by music transformed into a songwriting obsession, and why building drama in school actually helped get his music heard. Chri$tian gets real about creating viral moments on TikTok, the keys to turning fleeting attention into loyal fans, and the relentless hustle behind breakthrough hits like “Numb” and his remix of “Overwhelmed.” He opens up about navigating the business side of things—including the tough lessons learned from early label deals—and what it means to own your artistry as an independent musician. Listen in for the story behind his upcoming debut album “No Strings Attached,” why he's always chasing growth, and the advice he'd give anyone who wants to make it in music: use YouTube, surround yourself with people who push you, and make music that means something to you first. Subscribe to Bringin' it Backwards and hear the full conversation, plus inspiring stories from more legendary and rising artists! Join this channel to get access to perks: https://www.youtube.com/channel/UC0jmerkZAaeUZYDv0xPIB1A/join We want to hear from you! Please email YT@BringinitBackwards.com. https://www.bringinitbackwards.com/ • Subscribe on YouTube: https://bit.ly/BiBYouTubeSubscribe • TikTok: https://www.tiktok.com/@bringinbackpod • Instagram: https://www.instagram.com/bringinbackpod/ • Twitter: https://twitter.com/BringinBackPOD • Facebook: https://www.facebook.com/BringinItBackwards/ • Facebook Group: https://www.facebook.com/groups/bringinbackpod • Follow our Podcast: https://www.bringinitbackwards.com/follow/ #BringinBackPOD #music #interviews #shorts #zoom

-Storm/Statlander strip off -Widdle Boy Jack Perry -PAC attempted murder -Don's birthday bash -Big Dumper Mark Davis -UltiMone -Rush fakes in injury -Kingston doesn't know the show name either -Just kiss already -Top guy Bandido? -The Andrade situation Subscribe on patreon.com/LingusMafia for ad-free and video versions of the show, exclusive PPV/PLE reviews and bonus shows including every Wrestlemania, SummerSlam, Royal Rumble, Survivor Series, and Saturday Night's Main Event ever. Get access to over 10 years of podcasts! Stay connected: All our social media (@LingusMafia) links can be found here: https://linktr.ee/lingusmafia We have merch! Shirts, hoodies, stickers and more: lingusmafiashop.printify.me/ Drop us an email with comments or questions: lingusmafia@gmail.com Check our YouTube out at Wrestle Lingus Show! Remember to leave a comment and rate the show wherever you get your podcast from, we gotta get the word out there, we aren't too proud to beg, please? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SCIENCE!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From viral TikTok moments at Coachella to a billboard stunt that had the internet talking, IZZA's been turning heads with her creative, bold approach to pop music—and storytelling. In this episode of Bringin' it Backwards, Adam Lisicky sits down with Los Angeles-born IZZA as she shares her journey from growing up in Encino surrounded by music-loving parents, to diving into songwriting at age thirteen and studying music business at USC. IZZA opens up about the challenges of finding her feet as an independent artist, from teaching herself music production so she could make her own demos, to navigating a male-dominated studio world and creating her signature sound. You'll get the behind-the-scenes stories on her Coachella guerrilla performances—where she brought her own MIDI keyboard and filmed herself playing “Gentlemen”—and the infamous revenge billboard she put up outside her ex's apartment to promote her single. IZZA also teases her forthcoming EP, “Because I'm Blonde,” and dishes on her recent “Sweat” single and video, which brings early 2010s pop vibes into the modern era. This episode's loaded with honest advice for aspiring artists about finding your own voice, building your own path, and staying true to your creative vision—even when the industry doesn't make it easy. Tune in to hear how IZZA is reshaping what it means to be a pop artist today, and don't forget to subscribe to Bringin' it Backwards for more inside stories from both legendary and rising artists.

The best product leaders don't start in product—they start in customer success.Nick Mehta, former Gainsight CEO, sits down with PathFactory's CPO & CCO, Venk Chandran, who built his product career from the ground up in CS. Venk reveals why working backwards from renewals changes everything, how CS teams can drive AI adoption with their customers, and why websites are dying in the age of AI agents. Plus: the art of asking better questions, the emotional differences between CS and product roles, and what we owe our customers in the era of AI.WHAT YOU'LL LEARN:- Why starting your career in renewals teaches you to work backwards from value- How customer success is fundamentally a financial business (and why that matters)- Why AI agents are replacing websites as the primary B2B buying experience- How to help customers adopt AI when they're used to manual workflows- The difference between outbound and inbound product managers (and why you need both)- Why is delayed gratification in product harder than the instant wins of CS- How to retrain yourself (and your customers) to ask better questions of AI---Check out the Key Takeaways & Transcripts: https://www.gainsight.com/presents/series/unchurned/---Where to Find Venk:LinkedIn: https://www.linkedin.com/in/venkchandran/Where to Find Nick:LinkedIn: https://www.linkedin.com/in/nickmehta/Where to Find Josh: LinkedIn: https://www.linkedin.com/in/jschachter/--- In this episode, we cover:0:00 - Preview & Introduction 1:10 - Venk's Journey From Radio Waves to Product Leadership 7:37 - How Venk Jumped From HR Tech → Sales → CS → Product (and Made It Work)10:32 - Learning at Salesforce: The Surprising Lesson Venk Learned From Renewals12:05 - Why CS Is a Financial Business First — The Real Definition of Customer Value15:19 - CS to CPO: 3 Game-Changing Skills That Make the Transition Possible17:05 - CS vs. Product: The Emotional Shift No One Talks About19:51 - PathFactory's Big Vision — Connecting Content Directly to Revenue (With AI!)22:28 - Why Websites Are Dying — And What's Replacing Them25:35 - Truth, Transparency & Trust: What We Owe Each Other in the AI Era26:51 - The AI Adoption Problem: Why CS Teams Struggle With Change Management31:35 - The Art of Asking Better Questions ---Referenced:Salesforce - https://www.salesforce.com/Perplexity - https://www.perplexity.ai/ChatGPT - https://chat.openai.com/

If you've ever asked, “How much should we spend on flowers?” or “What's the average cost for a DJ?” — you might be planning your wedding backwards.In this episode, I'm breaking down one of the biggest (and most common) mistakes couples make when planning their wedding — starting with other people's numbers instead of their own. I'll walk you through how to set your budget the right way, what to do before you book your venue, and how to make sure your spending actually aligns with your priorities.Here's what you'll learn:-Why crowdsourcing budget advice from Facebook or Reddit can backfire-The three steps to build a realistic, personalized wedding budget-How to talk with family about financial contributions (without awkwardness)-A real story from a couple who learned the hard wayIf you're ready to stop guessing what's “normal” and start planning with confidence, this one's for you.Learn more about the Wedding Planning Blueprint: https://www.planningcollective.com/membershipFollow me on Instagram: @planningcollectively

What happens when a teenage metalhead from a quiet Swedish suburb grabs a guitar, jumps on a local bus with his friends—and some of the biggest names in Scandinavian metal—and decides to rewrite the soundtrack of modern metal? On today's episode of Bringin' it Backwards, Adam and Tera Lisicky sit down with Mikael Stanne of legendary band Dark Tranquility for a candid, unfiltered look at three-plus decades in the scene, from cassette tape trading and fighting over synth vs. metal in the schoolyard, to accidentally inventing the “Gothenburg Sound” alongside fellow icons At the Gates and In Flames. Mikael shares why forming Dark Tranquility with neighborhood friends was more about escaping the ordinary than chasing fame, how those infamous bus rides into Gothenburg were basically a rolling summit of musical minds, and what it was really like to win a Swedish Grammy during the chaos of 2020 (spoiler: he had to text the band to tell them they'd won). Plus, hear how the band's 13th album, “End Time Signal,” came out of major lineup changes and a band-wide leap into the unknown. Whether you're a die-hard metal fan or just fascinated by artists who never stopped pushing forward, you'll want to catch every minute of this episode. Make sure to subscribe wherever you get your podcasts, follow @BringinBackPOD, and let us know your favorite moments from the interview!

It's hard to believe, but this week we are celebrating 150 episodes!  Thank you for making this journey so special!  We have thousands of listeners from six continents, many of which have been with the podcast for years, all working to find support, collaboration, and better ways to serve our students.  You are superheroes!  This week, we continue with a discussion of the importance of "backwards" design.  The backwards design framework will help you improve your lessons and generate student mastery of content.  

Have you ever gotten something completely backwards? In Romans 4, Paul reminds us that righteousness isn't earned by effort—it's received by faith. Through Abraham and David, we discover that grace comes before works, and faith before reward. In this message, Pastor Rich Shepherd helps us see that being right with God isn't about performance—it's about trust. Faith first. Grace always.

Hour 1 - Curtis sits in for Greg today. How nervous are you for this weekends Patriots game against the Saints. Could this game be a trap game for them.

Tasha Eurich spent 5 years studying resilience - interviewing hundreds of people, reviewing 1,300+ scientific articles, and analysing the 52 most cited resilience studies. What she discovered will change how you think about stress, burnout, and "powering through."In this episode, Tasha reveals why resilience practices help you survive but don't help you thrive, why "what doesn't kill you makes you stronger" is actually backwards, and introduces her 4-step roadmap to becoming truly shatterproof.Tasha Eurich is an organisational psychologist, researcher, and New York Times bestselling author of "Insight" and "Shatterproof: How to Thrive When Bad Things Happen." She's coached CEOs for 20+ years, and her work has been featured in Harvard Business Review, Forbes, and The Today Show.New episodes every ThursdayInstagram: @betteratworkpod#Resilience #Leadership #Burnout #MentalHealth #WorkplaceWellbeing #TashaEurich #OrganizationalPsychology #Shatterproof

Last month, after years of you people begging us, we finally had on the great Russ Roberts—author, educator, and proprietor of the phantasmagorically influential podcast EconTalk. The extremely wide-ranging conversation, whose pre-Pivot-to-Video video is available to Never Fly Coach subscribers, one of the most could you please unpaywall this so I can share it? episodes in recent memory, and so here we are.You SAID you wanted to share this. So share this! Pretty please?* Russ's drinks by the pool with Hitchens* How potato chips are made. And what it tells us about economics* Backwards towards “artisanal”* How will a NatCon economy perform?* It ain't all doom and gloom (surprisingly)* Do academic economists matter?* Russ talks to Milton Friedman* Do long-term economic trends tells us anything??* On moving to Israel* On returning to a (relatively) calm America* Notes from Russ's father* A TikTok war* Was Moneyball wrong? Or do people just not understand Moneyball?* The Close Encounters mashed potato mountain* And much, much more This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.wethefifth.com/subscribe

Tricia Brooks, Research Professor at the Georgetown University Center for Children and Families, joins Megan Lynch with a look at Missouri's Medicaid rules.

One reason most advice doesn't work for us is that it's backwards. It's telling us to do/have the end result, rather than showing us how to get there.In the case of safety or shame, it's pretty clear that we can't just leap to the end of the process (if there even is one with a traumatized body).Mentioned in episode: Toxic Shame: What it is and How to Heal From it (YouTube, Heidi Priebe)AuDHD Flourishing resources:Transcript DocMattia's NewsletterLike Your Brain community space (Patreon/Discord) Hosted on Acast. See acast.com/privacy for more information.

It was about time we real talked skincare. A billion dollar industry that- let's be honest- most of us purchase in to but don't have a strong idea of how it all works. We trust the claims sold to us by marketing propaganda and grab the next milky toner in hopes of the coveted "glassy skin". At 38 I just wasn't willing to play the game anymore and was gifted my first product by the skin mission and the rest is history. Join me in the interview with formulator, chemist and passionate esthetician Rachel Reese who is the founder of my very favorite skincare line: The Skin Mission. You will be informed, empowered and walk away wanting to try some of these products I guarantee it! If you could toss out half your skincare for a few products that actually worked, wouldn't ya? You can check out and purchase here (be sure to use my code LECIAFOX15 for savings at checkout) : www.theskinmission.comConnect with Rachel, plan your own "peel party" or ask away any questions you may have on IG @Theskinmission

The Costume Makes the Man***Written by: Ashley Hill & Adam Wright and Narrated by: Owen McCuen***He Walks Me Backwards***https://creativecommons.org/licenses/by-nc/2.0/***Guest appearances by: Tanja Milojevic and Adam Peacock***Support the show at patreon.com/creepypod***Sound design by: Pacific Obadiah***Title music by: Alex Aldea Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this episode of Bringin' it Backwards, Adam Lisicky sits down with Henry Cox, frontman of Boston Manor, for an honest, no-frills conversation about how a kid from Blackpool, England went from drumming in jazz band and playing school musicals to leading one of modern rock's most dynamic acts. Henry opens up about his unlikely entry into music—being the kid without a musical family, drawn into the world of drums and early 2000s hip hop via grainy basketball highlight reels. From there, he shares stories of forming Boston Manor, roughing it on early UK tours, and that surreal moment when a record deal with Pure Noise Records opened the door to international touring—including America's legendary Warped Tour. Henry dives deep into the making of Boston Manor's new album, explaining the personal growth (and even parenthood) that shaped the ambitious double album, with themes that travel from emotional darkness into the hope of new beginnings. He also offers invaluable advice for aspiring artists—stressing the importance of taking time to find your sound, not rushing to release music for the sake of the internet, and focusing on what truly moves you. You'll hear why Boston Manor's music has evolved from teenage experiments to arena-ready anthems and why authenticity, experimentation, and resilience have been at the heart of Henry's journey. If you're looking for an honest peek behind the scenes of a band making it work—triumphs, setbacks, and all—this episode's for you. So grab your headphones, hit subscribe, and hear what it really means to bring it backwards with Boston Manor's Henry Cox.

GS#1,019 In this engaging conversation, David Buck shares his journey from a young golfer to a teacher, emphasizing the importance of enjoying the game and overcoming mental hurdles. He discusses memorable triumphs, the mental aspects of golf, and unconventional approaches to teaching and playing. David also offers insights on making golf fun again, simplifying the game, and even his experience learning to play left-handed. The conversation is filled with humor, personal anecdotes, and practical advice for golfers of all levels. Find out about taking lessons with David at https://skillest.com/coach/bigswingkingsThis episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls!  Use GOLFSMARTER at checkout for 20% off your order!This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com

Guest: Michael Slater, a coach at CEO Coaching International.  Michael is a longtime YPO member who co-founded and served as the CEO of Nik Software, an international software startup in digital photography that he co-founded and led to a $200M+ valuation before ultimately selling to Google. Quick Background:  Every great company begins with a dream. But turning that dream into a reality requires more than just vision. It requires a defined process and an inspired team that rallies the whole company around the leader's BIG goals.  On today's show, Michael Slater explains how his process of "Dreaming Backwards" can establish the principles and strategy CEOs need to Make BIG Happen.

✨ New Episode Alert ✨Sometimes you can't see what's ahead

Hosts: TJ, Brett, & Krissy This week on the show: Segment One (0:00:00): (0:03:26) Brett mows his lawn, gets some Goat Guns…..oh and marries off a son! Wedding bells are ringing for The Carlsons and Brett and Krissy regale tales of rehearsal dinners, nuptials, and potty training with bidets. (0:15:26) Krissy then tells TJ a tale directly from the official Quad M niece and TJ's Uncle Sense goes off the charts! (0:26:40) TJ recaps his POV of the wedding gala and provides a health update. Segment Two (0:59:01): (1:02:14) FGS presents escorts, silly string, and the greatest tag line EVER! (1:08:39) HOT TAKES kicks off with a look back at four passed celebs in THE GRIM REAPER ROUND UP. Plus, two celeb passings that snuck pat us (and the Dead Pool gets shook up!). (1:36:18) The gang gives a spoiler filled review of the new film The Long Walk. Segment Three (2:14:07): (2:15:58) TJ takes over KRISSY'S KRAZY KORNER for another edition of Name That Backwards Tune! (2:34:58) PICKS O' THE WEEK It's THE QUAD M SHOW!

What if you could design your week the same way top companies design their best products? That's the question I dive into with my guest, Howard Steinman. Howard is an executive coach with over 25 years of leadership experience, including time as a technology executive at Amazon, and he brings a treasure trove of wisdom about how the “working backwards” approach can change not just business, but also the way we plan our time and live our lives. In this episode, Howard and I talk about starting with a clear vision for how you want your week to feel—whether that's light, accomplished, connected, or something else—and then reverse engineering the steps to get there. We get into how this process can bring clarity in both work and home life, why not all decisions deserve the same amount of weight, and how to find purpose even when life feels messy or uncertain. I loved this conversation so much because it's not just about productivity, it's about living more intentionally, giving yourself grace when plans shift, and creating space for what really matters. If you've ever wanted your days to feel more aligned and joyful, I think you'll find Howard's insights both practical and inspiring.  Links & resources: Plan Goal Plan Planners! https://www.navigatingnextcoaching.com/ LinkedIn:https://www.linkedin.com/in/howardsteinman/ Connect with Danielle: Email: support@plangoalplan.com Facebook Group: Join Here Website: PlanGoalPlan.com LinkedIn: (I post most here!) www.linkedin.com/in/danielle-mcgeough-phd-

This week we're lollygagging around a MLB/NFL Rapid Fire, the Guardians historic comeback, are Miami and Florida State back, the “Backwards K”, and more! Do you have any questions or comments about Lollygagging Sports? Reach out to us on Bluesky: Bo Reed (@boreed009.bsky.social), Samantha Bunten (@samanthabunten.bsky.social‬), Lollygagging Sports (@lollygaggingpod.bsky.social). And on Twitter/X: Samantha Bunten (@samanthabunten), Matthew Irby (@IrbyStatMan), Lollygagging Sports (@LollygaggingPod).

Mongomery County has cancelled its 2nd Hispanic Heritage festival. Toys for Tots Montgomery Country is looking for a warehouse to gather all the toys. When do we have to turn are clocks back not that fall has started.    Make sure to also keep up to date with ALL our podcasts we do below that have new episodes every week:The Thought ShowerLet's Get WeirdCrisis on Infinite Podcasts

BREAK UP WITH BROKE: amyvanmeijl.com/breakupwithbrokeThe audio journey designed to release worry, reframe debt and recalibrate your thinking to welcome in expansion and wealth into your life.Get on the INSIGHTS email list:  amyvanmeijl.com/insights--Ever said, "I just feel like I'm going backwards." as you hang your head in your hands?I have (oh so many times).If you ever wanted ABSOLUTE PROOF that you're:- not doing it wrong- not falling behind- not going backwardsI got you.  Today I will show you unequivocally that you aren't going backwards, and that it's literally NOT POSSIBLE.Press play babe.P.S. Just dropped a fab new resource for you if you're an ovary-bearing human about to (or already in) the menopause transition (hello perimenopause).  Grab the guide today:The Peri-Person's Guide To Manifestation: amyvanmeijl.com/theperiguide--WORK WITH ME 1:1:90 Mins 1:1: amyvanmeijl.com/coaching3 month Next Level Intensive Mentorship: amyvanmeijl.com/nextlevel> Want to book a quick chat to see if we'd be a fit?  Click the link on the Next Level booking page.--GO DEEPER:Freebies, coaching & money programs: amyvanmeijl.com -- SUBMIT A QUESTION: Submit a question to the podcast: amyvanmeijl.com/podcastquestions -- SOCIALS & SHARE A REVIEW: 

In this episode of Stuff About Money They Didn't Teach You in School, hosts Erik Garcia, CFP®, BFA™, ChFC®, and Xavier Angel, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a story about driving his daughter to college, where the destination was clear but the journey allowed for meaningful detours that still aligned with their ultimate goal. This idea of starting with the end in mind sets the stage for a conversation about how clarity in your future direction influences the decisions you make today. Together, Erik and Xavier explore why envisioning your future, whether that is retirement, your personal life, or your career, matters so much. They highlight fascinating research showing that people who see an older version of themselves are more likely to save for the future, underscoring the power of visualization in financial planning. Tune in to learn how backwards planning can help you make intentional choices now that lead to the life you want later. If you enjoy this episode, follow the show and share it with someone who could use a clearer vision for their future. Episode Highlights: Erik explains backwards planning as starting with the destination and mapping the steps backward to determine the best route. (03:07) Erik challenges traditional retirement assumptions, encouraging a customized definition of what retirement really looks like. (08:01) Erik cites a study showing that people are more likely to save when they can visualize their older selves. (10:58) Xavier encourages listeners to clearly define their destination and work backward to create an effective roadmap. (13:01) Erik explains how knowing your destination allows for flexibility, adaptability, and detours in your financial plan. (16:15) Erik advocates for directional goal settingcasting a vision that provides long-term guidance, even if you never fully reach it. (17:14) Xavier describes how he used backwards planning to pay off debt and delay buying a new car. (22:45) Erik emphasizes the importance of aligning financial goals with personal values, not societal pressures or outside expectations. (26:01) Erik and Xavier conclude that vision, values, and direction are foundational to any financial plan. (28:00) Key Quotes: “ Think about what is your destination, what is your goal, what are you trying to attain? And then plan for it.” - Xavier Angel, CFP®, ChFC®, CLTC “We need to be intentional about the direction that we're going in when it comes to our finances.” - Erik Garcia, CFP®, BFA “The best goal setting is directional. You may never reach the goal, but it's constantly pointing you in a particular direction.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode... - We mess around with some new AI - Then we play an AMAZING new game - And lastly we review some new stuff we watched   Fiends Watch Podcast - https://podcasts.apple.com/us/podcast/fiends-watch/id1459470576  

In this episode of Stuff About Money They Didn't Teach You in School, hosts ⁠Erik Garcia⁠, CFP®, BFA™, ChFC®, and ⁠Xavier Angel⁠, CFP®, ChFC®, CLTC, dive into what they call “backwards planning.” Erik shares a story about driving his daughter to college, where the destination was clear but the journey allowed for meaningful detours that still aligned with their ultimate goal. This idea of starting with the end in mind sets the stage for a conversation about how clarity in your future direction influences the decisions you make today. Together, Erik and Xavier explore why envisioning your future, whether that is retirement, your personal life, or your career, matters so much. They highlight fascinating research showing that people who see an older version of themselves are more likely to save for the future, underscoring the power of visualization in financial planning. Tune in to learn how backwards planning can help you make intentional choices now that lead to the life you want later. If you enjoy this episode, follow the show and share it with someone who could use a clearer vision for their future. Episode Highlights: Erik explains backwards planning as starting with the destination and mapping the steps backward to determine the best route. (03:07) Erik challenges traditional retirement assumptions, encouraging a customized definition of what retirement really looks like. (08:01) Erik cites a study showing that people are more likely to save when they can visualize their older selves. (10:58) Xavier encourages listeners to clearly define their destination and work backward to create an effective roadmap. (13:01) Erik explains how knowing your destination allows for flexibility, adaptability, and detours in your financial plan. (16:15) Erik advocates for directional goal settingcasting a vision that provides long-term guidance, even if you never fully reach it. (17:14) Xavier describes how he used backwards planning to pay off debt and delay buying a new car. (22:45) Erik emphasizes the importance of aligning financial goals with personal values, not societal pressures or outside expectations. (26:01) Erik and Xavier conclude that vision, values, and direction are foundational to any financial plan. (28:00) Key Quotes: “ Think about what is your destination, what is your goal, what are you trying to attain? And then plan for it.” - Xavier Angel, CFP®, ChFC®, CLTC “We need to be intentional about the direction that we're going in when it comes to our finances.” - Erik Garcia, CFP®, BFA “The best goal setting is directional. You may never reach the goal, but it's constantly pointing you in a particular direction.” - Erik Garcia, CFP®, BFA Resources Mentioned: ⁠Erik Garcia, CFP®, BFA⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

Like the ancient texts in The Mummy, God's “backwards” truths become the key to real victory and transformation. 1. The Bible is not Boring — It's a Living Adventure The Bible is alive and powerful: “For the word of God is living and active…” (Hebrews 4:12). Features real stories of adventure and faith, such as David vs. Goliath, Paul's shipwreck, and the Resurrection. These are eyewitness accounts, not legends (2 Peter 1:16). 2. The Bible is not Bigoted — It's Radically Inclusive God's love is extended to every nation and people group. Women are empowered: Deborah, Mary Magdalene, Priscilla. Outsiders are welcomed: The Ethiopian eunuch receives the gospel (Acts 8). Scriptures: Galatians 3:28, John 3:16, Revelation 7:9 highlight inclusivity. 3. The Bible is not Backwards — But it is Backwards to the World God's wisdom often challenges worldly values. True success means honoring God above all else, as modeled by Jesus. “Backwards” actions: forgiving enemies, generosity, sacrificial living. Scriptures: Matthew 6:33, 1 Corinthians 1:18 demonstrate the power and purpose in “backwards” living. Psalm 1:1–3: Those who delight in God's law are deeply rooted and blessed. The post Who Told You That? The Bible is Boring, Bigoted, & Backwards first appeared on Living Hope.

Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From April 2025. Today's 2 topics: - Greg Leonard was observing with our team's 60 inch telescope on Mt. Lemmon in Arizona when he discovered a relatively large space rock, 2017 FD157, which can theoretically come closer to the Earth's surface than the communications satellites! - Dr. Paul Wiegert of Western University in Canada, led a team of astronomers who have determined that 2015 BZ509, a 2 mile diameter object, bucks the solar system traffic by traveling in a direction backwards to all of the planets!   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

The world says climb higher, chase more, grab the crown. But Jesus flips it all upside down: the way up is down, the way to live is to surrender, and the crown only comes through the cross. In this final week of True North, Pastor Randy challenges us to stop drifting with the world and courageously live the Kingdom way — even when it costs us.

No more backwards thinking, time for thinking aheadhttps://lifemotivationdaily.blogspot.com/

After spending nearly 2 decades in this industry being mentored by some of the greats and observing thousands more, I've noticed some common patterns and trends among them. What I see newer coaches do is get these 4 traits I'm about to share with you backwards and I don't want you to be one of them. In today's episode, I'll share the 4 traits, why they are being done backwards, share my thoughts on the confidence problem, and more. Topics include: - What Most Coaches Do Backwards- I'm Not A Spring Chicken- The 4 Traits- The Backwards Part- Honoring The Commitment To Ourselves- The Confidence Problem- The 5 Currencies- My Podcast Journey Example- Progressive Sense of Commitment- Working With Me and My Team Live---------- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My Live Program for Coaches: The Functional Nutrition and Metabolism Specialization ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.metabolismschool.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- [Free] Metabolism School 101: The Video Series⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.metabolismschool.com/metabolism-101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------Subscribe to My Youtube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@sammillerscience?si=s1jcR6Im4GDHbw_1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grab a Copy of My New Book - Metabolism Made Simple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- Stay Connected: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube: SamMillerScience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: The Nutrition Coaching Collaborative Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------“This Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast and the show notes or the reliance on the information provided is to be done at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment and is for educational purposes only. Always consult your physician before beginning any exercise program and users should not disregard, or delay in obtaining, medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. By accessing this Podcast, the listener acknowledges that the entire contents and design of this Podcast, are the property of Oracle Athletic Science LLC, or used by Oracle Athletic Science LLC with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this Podcast may save and use information contained in the Podcast only for personal or other non-commercial, educational purposes. No other use, including, without limitation, reproduction, retransmission or editing, of this Podcast may be made without the prior written permission of Oracle Athletic Science LLC, which may be requested by contacting the Oracle Athletic Science LLC by email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠operations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@sammillerscience.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. By accessing this Podcast, the listener acknowledges that Oracle Athletic Science LLC makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast."

(00:00-28:07) The pistol and the wildcat. Doug's helping John Vaughn move. Focker-In-Law. Freelance wildcard takes. Cardinals lose again. The art of the apology. Ken Rosenthal apologized for mean mugging the photographer. Movie Boi seems a little distant this morning. Warrants vs. Bench Warrants. Cards still have a puncher's chance. Caller Ellen checks in with us with a little Cardinal thought experiment on the Cardinals. What could this organization do to get interest back?(28:15-50:08) Apology songs. Timbaland. Robert Redford has passed away. Jackson hasn't seen Indecent Proposal. The Natural. Breezy panache and high tech lingo. The George Washington of cuckold films. WWE highlights on the morning SportsCenter. Larry Nickel calls in despite Jackson's efforts to keep him away. Jorts vs. Jeans. Breaking down Raw and Wrestlepalooza.(50:18-1:02:36) Audio of Ken Rosenthal's apology to the reporter in his viral video from over the weekend. Is tying your own bow tie an ego thing? Doug defends clip-on ties. Audio of AJ Pierzynski saying it's time to move on. Backwards hats.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This podcast is a production of the Morbid Forest.  Episode 3 , Season 6: The Backwards Man Trigger Warnings: Mature content, death, and strong language.  Author: Naomi Richards  Featured Talent:  Sheldon: Sean Conkling-Methot  Lisa: Naomi Richards Dana: Cathay Tran Mark: Matthew Trevino  Story Editing and Audio Production: Naomi Richards Theme Music created by Blakmoth  Music: https://blakmoth.bandcamp.com https://music.apple.com/us/artist/blakmoth/1272300964 Socials:  https://instagram.com/blakmoth https://youtube/blakmoth Music & SFX provided by Epidemic sound  Don't forget to check out: Hear it in Horror https://www.patreon.com/c/HearItInHorrorPodcast https://www.instagram.com/hearitinhorrorpodcast/   Follow us on Twitter (X), Instagram, and Discord to stay up to date on all happenings within the forest: https://linktr.ee/themorbidforest   Interested in more morsels of the Forest? Then join our patreon! As a faithful Traveler, you'll receive exclusive access to early episode releases, access to all bonus content, and deals on merch for only $3 a month! https://www.patreon.com/themorbidforest.   Can you spare a moment to help other Travelers in need? For just one review or 5-stars, you could help a fellow Traveler in desperate need of a horror podcast. Ratings and reviews are the best way to find lost Travelers out there. So head to your favorite podcast platform today to assist a fellow Traveler in finding their path to the Morbid Forest.   See you soon, Travelers!  

When and how were Telescopes invented? What do Telescopes allow us to see? Can a Telescope see the origin of the Universe? Have you started your FREE TRIAL of Who Smarted?+ for AD FREE listening, an EXTRA episode every week & bonus content? Sign up right in the Apple app, or directly at WhoSmarted.com and find out why more than 1,000 families are LOVING their subscription! Get official Who Smarted? Merch: tee-shirts, mugs, hoodies and more, at Who Smarted?

Mads is a Principal Product Manager on the Visual Studio team at Microsoft, where he champions developer productivity, performance, and extensibility. With a deep passion for streamlining the development experience, Mads has created dozens of widely used Visual Studio extensions — including Web Essentials, File Nesting, and Markdown Editor v2 — and maintains the Extensibility Essentials toolkit to empower other developers to build better tools. Mads brings over a decade of experience in web development on the Microsoft platform. He is also the founder of SchemaStore.org and a home automation enthusiast. Known for his engaging presentations and hands-on insights, Mads is a frequent speaker at developer conferences worldwide. He lives in the Pacific Northwest and his mission is simple: to make Visual Studio the most delightful development environment on the planet.   Topics of Discussion: [2:38] More about Mads' career journey at Microsoft. [5:14] The new and improved Visual Studio. [7:44] Backwards compatibility is a key feature — .NET solutions will still work across different Visual Studio versions. [8:55] How Microsoft's strategy differentiates between Visual Studio and VS Code. [10:42] Visual Studio is the premier development environment for .NET and C# on Windows, offering the most comprehensive and optimized experience. While VS Code can handle .NET development, it's not as feature-rich or performant as the full Visual Studio. [12:58] Visual Studio has moved to a monthly release cadence to be more competitive with VS Code's frequent updates. [13:48] Deep AI integration in Visual Studio allows for context-aware assistance, including a new profiler agent that can help optimize code performance. [23:53] Compilation performance is improved in Visual Studio 2026. [26:35] The new profiler agent can be invoked through Copilot chat, running benchmarks and suggesting performance improvements scientifically. [30:30] Developers can create custom MCP servers to integrate private systems and databases with AI tools using a project template. [35:39] The AI coding agent in Visual Studio can work autonomously or with developer supervision, creating pull requests or working alongside the developer. [39:11] Visual Studio's Copilot can be used as a companion to bounce ideas off, helping with architectural decisions and new feature explorations.   Mentioned in this Episode: Clear Measure Way Architect Forum Software Engineer Forum Mads Kristensen on LinkedIn @mkristensen on X Mads Kristensen JSON Schema Store Visual Studio   Want to Learn More? Visit AzureDevOps.Show for show notes and additional episodes.

This is a free preview of a paid episode. To hear more, visit www.wethefifth.com* See below for the video version of this episode!* Russ's drinks by the pool with Hitchens * How potato chips are made. And what it tells us about economics* Backwards towards “artisanal” * How will a NatCon economy perform?* It ain't all doom and gloom (surprisingly) * Do academic economists matter?* Russ talks to Milton Friedman* Do long-term economic trends tells us …

On this episode of Bringin' it Backwards, Sean Ulbs of The Eiffels sits down with Michael Fitzpatrick—better known as Fitz, frontman of the chart-topping band Fitz and the Tantrums. Fitz gets real about his long and winding road through the music industry, from years of rejection and heartbreak to risking it all—both emotionally and financially—on one more shot at his dream. He shares how a vintage organ and a single inspired rehearsal launched the band that would eventually bring us hits like “HandClap,” “The Walker,” and “Out of My League.” Fitz opens up about the creative process behind their latest album Man on the Moon, what it's like performing new songs for fans after years of making music, and why licensing and syncs were crucial for the band's rise in a changing industry. The conversation takes a candid turn into the realities of breaking through later in life, the pressures of social media on aspiring artists, and how to build a dedicated fanbase that will stick around long after the viral moment fades. There are stories about tough gigs, major risks, and a Tom Petty studio mishap you don't want to miss. Whether you're a longtime fan, an up-and-coming musician, or just need a dose of inspiration, this is a conversation packed with advice and powerful reminders about passion, perseverance, and making your own path. Stick around for Fitz's heartfelt advice to aspiring artists, and make sure to check out the full episode on your favorite podcast platform.

Join the DARKNESS SYNDICATE for the ad-free version: https://weirddarkness.com/syndicateA man repeatedly meets a woman at different stages of life as he changes jobs – and the woman appears to grow younger and younger each time he meets her. It's “The Unborn” from CBS Radio Mystery Theater! | #RetroRadio EP0505CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:01:30.028 = CBS Radio Mystery Theater, “The Unborn” (October 29, 1976)00:45:17.589 = Dark Venture, “Coverup” (February 24, 1947)01:15:04.471 = Weird Circle, “Rappaccini's Daughter” (November 26,1944)01:42:40.426 = The Whistler, “Not If I Kill You First” (October 02, 1944)02:12:09.203 = Witch's Tale, “Puzzle” (September 07, 1934)02:37:27.949 = X-Minus One, “If You Was a Moklin” (June 12, 1956)03:00:34.428 = ABC Mystery Time, “No One Will Ever Know” (1956) ***WD03:24:35.316 = Strange Adventure, “Spirit Tiger” (1945) ***WD03:27:57.032 = Appointment With Fear, “Pit And The Pendulum” (September 18, 1943) ***WD03:55:04.465 = BBC Ghost Story, “The Tower” (January 02, 1987)04:08:44.464 = Beyond The Green Door, “Hampton Expedition to Africa” (1966) ***WD04:11:40.827 = The Man In Black/The Black Book, “The Price of the Head” (February 02, 1952) ***WD04:26:25.573 = Blackstone The Magician Detective, “The Ghost That Wasn't” (November 28, 1948) ***WD04:39:08.021 = Box 13, “Archimedes and the Roman” (July 31, 1949) 05:05:38.094 = Show Close(ADU) = Air Date Unknown(LQ) = Low Quality***WD = Remastered, edited, or cleaned up by Weird Darkness to make the episode more listenable. Audio may not be pristine, but it will be better than the original file which may have been unusable or more difficult to hear without editing.Weird Darkness theme by Alibi Music LibraryABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.= = = = =#ParanormalRadio #ScienceFiction #OldTimeRadio #OTR #OTRHorror #ClassicRadioShows #HorrorRadioShows #VintageRadioDramasCUSTOM WEBPAGE: https://weirddarkness.com/WDRR0505

Title: How to Quit Your W-2 and Never Look Back with Jamie Bateman Summary: In this episode of Raise the Bar Radio, Seth Bradley welcomes Jamie, a military veteran turned real estate and mortgage note investor, who shares his story of transitioning from a W-2 career into entrepreneurship and financial freedom. Jamie discusses the phases of his life, including collegiate sports, military service, and a long stint at the Department of Defense before pivoting to real estate and eventually mortgage note investing. He emphasizes how discipline shaped his journey and how shifting mindset, focusing on strengths, and leveraging his network were key to taking ownership of his life and finances. Jamie also dives deep into the mortgage note investing space, explaining how performing and non-performing notes work, the active nature of the business, and how he now offers passive investment opportunities for accredited investors. He closes by highlighting the importance of planning with intention, overcoming perfectionism, and using passive income to create margin and freedom in life. Links to Watch and Subscribe:  https://youtu.be/nRyX8_YA9YI Bullet Point Highlights: Discipline builds freedom - Sports, military, and entrepreneurship all instilled the value of discipline, which Jamie says is critical for success and freedom. W-2 life wasn't the path - Jamie recognized through his commute and stagnant career trajectory that he didn't want to follow the traditional path, sparking his exit plan. Mindset shift was essential - He stopped consuming negative news and started focusing on education and his strengths to shift into entrepreneurship. Mortgage note investing explained - Performing notes offer cash flow while non-performing notes offer the chance to add value, akin to fix and flips. However, both are active businesses, not passive. Passive income fuels risk-taking - Creating passive income streams allowed Jamie to take entrepreneurial risks while maintaining financial security. Action beats perfection - As an entrepreneur, chasing perfection isn't practical. Done is better than perfect. Reverse planning drives clarity - Backwards planning from a vivid vision 3-5 years into the future increases urgency and helps set clear, intentional actions. Final advice - Start by investing passively to learn, and later you can decide whether to become active. Don't underestimate the transferable skills you already possess. Transcript: (Seth Bradley) (00:02.062) What's up, builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm Seth Bradley, securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Jamie, what's going on, brother? Welcome to the show.   Thanks Seth, is awesome. I'm excited to be here and I'm hoping to add some value.   Absolutely, man. Third time's a charm. We've been trying to get this scheduled after I was on your show, which was fantastic. Had a really good time on that show and I think it turned out pretty good. I know we're going to deliver on this one as well.   Yeah, we're gonna try to try to I'll try to do as good a job as you did. So yeah, was that was a yeah, no, I that was a very, very good episode from adversity to abundance. highly recommend your your listeners check that one out to your episode on that show. So thanks for thanks for doing that.   (Seth Bradley) (01:20.086) Absolutely, man. You're an incredible interviewer. I've net, that's the only, I've been on dozens of podcasts and, you know, you pulled out a lot of things for me that I've, I've never talked about on the air. So it's pretty, pretty awesome. Pretty awesome show, man.   Appreciate that.   Cool man, well let's just jump right into your background man. What's your story? Take it back as far as you'd like to brother.   Yeah. Man, I'd like to think that life has phases. So I've had a few different phases in my life. I come from a large family. I'm the oldest of seven kids and we always had a competitive background as far as team sports and things like that. So I played lacrosse in college. That was always a foundational piece of my life and just kind of   think from there learned how to be a part of something bigger than myself and how to work toward a common goal with a with a team. So that's been something that's been a kind of a thread through my life and then got married and joined the military and actually joined the military technically before I got married, but seemed like I got married and then ran off and ran away from my wife. But it's not exactly what happened. But   (Jamie Bateman) (02:36.02) I joined the military, was an officer in the US Army. I did miss my first three wedding anniversaries through deployment and things like that. And again, it was a matter of trying to be plugged into something, you know, to serve and be a part of something bigger than myself and trying to add value like I think we all want to do. I've obviously glossed over a lot of details, but those were a couple of inflection points, I guess, if you will, like you like to talk about, I know.   And so my military career transitioned into a career with the Department of Defense as a civilian, and did 14 years as a civilian with DoD at Fort Meade. And the first half, so the first seven, for all you math wizards out there, was full time. And then the second half, the second seven years was part time. And that   seven years is when I was really building my businesses, which are largely real estate investing and mortgage note investing focus. So we can get into the details there. And then in 2022, I ended up quitting my job and now I have a few different small businesses that I run. And like you, Seth, I've got a lot of different things that I'm juggling and   You know, so, but yeah, I love talking about taking ownership of your financial situation and taking ownership of your life really. And I know that you and I have that in common. So yeah, that's a high level overview of my background.   Awesome, man. I appreciate that. There's a lot to unpack there. You know, going back to playing sports all the way up to the collegiate level, that's incredible. I always like to think even playing like popcorn or football back in the day, you need a way to instill discipline in yourself. And that's kind of the oldest memory I can think of where it was hard, right? Like it was like you've got a coach screaming at you.   (Seth Bradley) (04:38.134) Like back in the day, it's like, you know, they wouldn't give you water unless you like, you know, for like an hour, which I don't think they do that anymore now. But, you you had to earn that drink of water and all those sorts of things. But you you really learned what it's like to work hard and you really learned what discipline was all about. And I would say that and you can you can expand on this. But I would say that, you know, being in the military yourself, that takes it to a whole new level.   Right. It's like you got that from sports. You got that from the military.   Yeah, definitely. I mean, obviously, they're very different in a lot of ways. But that is certainly a common theme is being disciplined. And people, people shy away from that word, because it just sounds like work or no fun and no flexibility. But I found that having discipline in your life ends up adding more freedom in a sense, because you kind of have your foundational pieces set in stone, you don't have to think about those. And so, yeah, regarding   team sports, it's really a matter of, you know, everyone doing their part, right. And so there's a level of individual discipline and, and then just, and then also just kind of putting the putting the group ahead of yourself. Obviously, you know, you want individual, there's nothing wrong with individual accolades. And I was certainly chasing, you know, those individual accolades. It's not something I shied away from, I was definitely was wrapped up in   trying to be an All-American and that kind of thing. And did get that a couple of times, you know, but at the end of the day, nobody really cares about that. And the way I viewed it was if I was doing my part, and I got those, you if I was scoring goals in lacrosse, as an example, that means I'm contributing to, you know, to the team, right. And so there's obviously a fine line there, but of going too far, either way. But yeah, that discipline is critical.   (Jamie Bateman) (06:36.73) you know, even it's certain I played at a high level in college and there was year round your training your your your into it. It was a division three school but it but the reality was we worked just as hard as any any D one program and yeah, it's it's a these are skills that have paid off and are absolutely transferable to the rest of life.   For sure. Yeah, I think you've got to get those intangible things. You've got to develop them somewhere along the way, whatever that is, if that's sports or the military or from your parents. mean, you can get it from different places, but you definitely need it. I mean, we're in different stages of our life at this point. talking about a lot. We talk about freedom and flexibility and fun to try to get away from kind of the W-2 mindset.   But in order to achieve freedom, flexibility and fun in a successful way, have to be disciplined to be able to get there. You had to have done something successfully to be able to get there or maybe what separates you from the guy living in a van down by the river. That guy has freedom and flexibility. I don't know about fun, maybe fun, but it's a different, obviously it's a different outcome.   Yeah, and I, I think I still need, you I still use a lot of discipline today. It's still, still required, but it's, I guess it's self imposed. And, you know, I just love, love having that flexibility and that freedom that comes along with being an entrepreneur. So yeah, it's been a central piece to my success for sure. But I still, I don't think it ever, you know, goes away. I just get to pick and choose what, you know, what discipline I want to   kind of enforce on myself, I guess. So yeah, absolutely. And as you said, the military was a huge part of that for me as well. I mean, that's a different kind of, different kind of discipline and different kind of teamwork and different, you know, if you lose the lacrosse game, okay, you lost the lacrosse game, but military the stakes are a little higher. So maybe certain things are more important attention to detail or critic is critical and   (Jamie Bateman) (08:53.73) But at the end of the day, it's, the same principles apply across both, I guess, sectors, if you will.   For sure. So let's dive into that transition. You started working kind of part-time there for seven years, so that seems like a transitional period. How were you able to progress from that W2? And what I've heard you say is call yourself a W2 quitter. I love that. How were you able to progress from a W2 person to a W2 quitter? What enabled you to do that and what that transition looked like?   I mean, you know, I do remember in 2015, probably a little bit maybe maybe say 2014. But I just you get, you know, I had a wife and two kids and I had the commute the long commute that I know a lot of people can identify with. So it just was Groundhog Day was the same thing over and over and over. And that's not me sitting here complaining about my family or having having the opportunity to work.   But after a while, it gets old. Let's just be real, right? So it's like you're sitting in traffic and I just, you start looking at, you know, I worked for the government and you look around and you say, who, okay, who's sort of ahead of me on this? Like you, like I think you probably mentioned on our, on your, your show and my, show, your episode, you look around to the people who are more kind of further along the path than you. You say, do you want to be that person? Is that the life you want? And man, I did not want that.   And it just just having that just super long term just you know, pot at the end of the rainbow, I guess, nothing driving me in the interim, man, it was it was just it was brutal. So I probably did a little woes me for a little bit there a little victim mentality for a bit. But then you start to realize, like, okay, if you don't take ownership of your own life, no one's going to right. So   (Jamie Bateman) (10:54.934) No one's going to come in and do this for you. So I'm not sure what truly, you know, created the change in my mindset, but my mindset absolutely started to change and it just made a shift. And I, and I stopped watching cable news. I stopped, just, you know, stop paying attention to all the things that I can't control. And I couldn't control back then and, and started saying, no, what do I have? What are my strengths? Who is in my, who's back to the team thing.   who's on my team, who's in my network that I can add value to and who can add value to me. So I started looking around and my father was a realtor for many years. My brother was a loan officer. We had one rental property at the time. I had worked at, I didn't mention, I worked at a title company and I worked for a mortgage broker before as well briefly. So I had this experience that a lot of people don't have and that's   you know, that doesn't mean I'm better than anyone. It just means these are my strengths. So let's point to that. And let's use that. So I started really being intentional about focusing on my strengths and my assets that I had in my life, right. And then another asset that I used to see as a liability was the time in the car. So I started listening to podcasts. you know, and then it turned into wait, I don't even want to go into work yet. Because this this podcast episode is amazing. And I'm learning so much.   know, bigger pockets and all the other real estate podcasts and different investing podcasts and started using that mental bandwidth instead of focusing on national media stories that I have zero influence over. Here's something that I can actually take action on. And so in mid 2015, I went part time and it just so happens that at   DoD is one of the few agencies in the in federal government where you can go part time and still keep your benefits. So I still had health insurance for my family. You know, most people don't have that option necessarily, but well, I did. So that's what I did. And, and, you know, that's, again, decided to decide to start building my my other streams of income outside of my W two.   (Jamie Bateman) (13:15.752) my circumstances been different if I was single, I probably would have just quit the whole thing, right? But I was able to have that kind of laddered approach, I guess, or tiered approach to kind of ripping off the bandaid.   Yeah, yeah, no, that's awesome. I love just the idea of taking ownership of your life, right? Like everybody has those moments where they're feeling sorry for themselves. But the successful people, they don't sit there and stay in that mindset. They move on. You're going to be there sometimes where you've got to get out of it. You got to say, OK, what can I control? What can I change? And you don't say you don't give other people the power to control.   you and your mindset and how you feel about your life. Right. Like that's that's that's the thing. Like if you you're constantly blaming someone else or saying this happened to me rather than what can I do to get myself out of it, then you're going to be stuck there forever. You're going to be absolutely going to be spinning your wheels forever. And a lot of that, I think, helps because you said you don't listen. You don't watch the news. I don't either. No, it's a waste of time. What control? What does that do for us? If I do watch it.   I literally do it for entertainment and you look at it as an entertain. I look at it like I'm watching. I look at it like this is funny. Like I can, you know what I mean? You kind of analyze it like, this is funny. This guy's saying this in a debate. Right. This guy's saying that it's not taking it as a news and this is how I should live my life because of what they're saying.   sports almost.   (Jamie Bateman) (14:43.341) Fact.   (Jamie Bateman) (14:48.078) Absolutely. And it's not to say that none of these topics are important, mean, global war, politics, poverty, global warming, whatever, it's all very important, but I have zero control over it, almost zero, right? And then the other thing is fear sells and that's what they're selling. And so it doesn't mean that every story is invented and it's all fake news, but it's   it just doesn't serve me. And so I'd rather focus on, you know, go ground up and kind of just, I see it in people, maybe older people in my own life now who maybe are retired and they watch the news all day. And it's like, they won't travel because they saw a news story that the airports are packed or something. And, you know, it's, I'm sure that story was, was accurate, right. But it, but the, but the news can filter out and you end up only focusing on   the negative really, and it just didn't serve me. yeah, during that lot, the second seven years, I was able to build out my wife and I were doing single family real estate investing and doing a lot of the BRRRR method that maybe some of your audience is familiar with. And so kind of putting that capital back into the rental property machine and expanding our portfolio. And then eventually last year, well, and   2018, made the pivot, I kept the rental properties, but made a pivot to also add on mortgage note investing. And that's been my primary focus as of late. And if you want, can tell the story quickly about how I actually quit my job in 2022. I think it's kind of a funny one.   Absolutely, let's do it.   (Jamie Bateman) (16:38.318) All right. So, I, so I, two years ago, I was playing badminton and, I'd been doing now, mind you, I used to be like tough, you know, athlete. And like I did, you know, did jujitsu for three years right up before this. And, know, I used to lift weights a lot and still do it here and there, but, you know, I think I'm tough. Right. And,   ruptured my Achilles playing badminton. So that's an ego blow to add on to the physical pain that you know, especially with the recovery. So rupture my Achilles a little over two years ago today and I was out of work, it was my right right foot. And the reason I bring this up is not for sympathy, but to say, you know, I couldn't drive for three months. So I actually, yeah, and I had tons of leave from from work and   By this time, I was tired, really tired of my, I was pretty much checked out. Like I think you, might've been at your, your big law job, but I was, I was checked out. mean, I wasn't the best employee at this point. And so I took as much leave as I, as I could, you know, reasonably right. And so, but couldn't drive. And so I was out for three months and I come back. So come back into work and I'd had discussions with my wife about, about leaving. was just a matter of, of when, not if.   That's right   (Jamie Bateman) (18:04.43) I can tell you truthfully, I had no idea that I was going to quit this day, but I came back in from having been out for three months. Mind you, no one gave me a call. No one from work, no one from my management gave me a call the entire three months I was out, other than to say, to ask me, are you vaccinated? Because you have to be vaccinated to be, to get inside the building. Now, I don't want this to turn into some controversial vaccine discussion.   or get your podcast banned from something but yes, I'd been vaccinated to answer the question. But no one asked me how's your how's your recovery going? Like how you what do you you know, how's your life? You know, what's it's just are you vaccinated, you need to get that shot before you come in? Okay, great. Thanks. I really feel welcome here. So I'm already just, you know, you know what, screw this place, right? Come back in and just   go to my desk, and this is this is an office space kind of thing where I go to my desk and there's some there's an Air Force kid at my desk and long story short, they kind of moved me somewhere else without telling me I can't find my desk, I finally find it, it's got a box with my name on it with, you know, monitors sideways and all and clearly not a functioning desk and, you know, office space. So I literally quit that day. And I just say that it's just like,   I knew 100 % I was done. My wife didn't know I quit, but I quit that day. Still worked for another month or two, but there was no question, zero question in my mind, I'm done with this place. So that was March of 2022. And ever since then, I've just focused on building out my businesses and having look back.   That's awesome. Sometimes you just know, right? Like sometimes it's done. You just knew. I love that story, man. For me, it was a little bit. You already know the story, but for me, it was a little bit more of someone else's decision. I got fired. mean, and you mentioned that, you you weren't the best employee at that point. Correct. I knew the same thing. And it's great to have awareness and perspective and kind of looking back now, you're like, I would have done the same thing. Like this guy doesn't want to be here.   (Seth Bradley) (20:21.292) His output isn't what it should be. Like, he's got to go. mean, he's not the best employee. And as a business owner now, I have really good perspective of that and seeing that. And they were doing me a favor by being like, hey, your heart's not in it, it? And I'm like, no, it's not.   It's not. Yeah. The reality is for me, it's really hard to work. know, once you go part time, I mean, I knew I was casting a vote against my career progression there. So as soon as I went part time in 2015, I wasn't saying I'm in this for the long haul guys. This is this is my focus. You know, it's the writing's somewhat on the wall. Looking back, it's almost surprising. I lasted as long as I did. But so, yeah, haven't looked back and just loved love the entrepreneurial   you know, day to day and freedom that you alluded to and just the multiple streams of income and certainly has its challenges. I probably work harder now than ever than I ever have. But it's by choice. So I love it.   Exactly. Same here, man. mean, it's, you my days are long. I mean, I get up way before I used to get up when I had a 95. I worked past when I would have worked a 95 and definitely more hours. But when you're doing it for yourself and you're doing it because you're working towards something that you believe in, it doesn't feel like you're putting that much time in.   Definitely. I wake up early. A lot of days not on purpose is because I'm just excited to get cracking.   (Seth Bradley) (21:55.886) So, yeah. absolutely. Yeah. Well, let's kind of get into your current business. I know you mentioned that you focused on your strengths and your assets. Yeah. And, you know, I think it's important. just say it's important to take an inventory of what your strengths are when you're kind of considering going into something else, because a lot of our listeners are attorneys, they're doctors, folks like that. They kind of feel like maybe they're pigeonholed, right? Like, well, if I'm not an attorney, what the hell else can I do?   Right. And like, I don't know anything about real estate investing or node investing or starting a business or anything like that. But if you really take a step back, you probably have a lot of skills that you've learned and honed in your career that you can use for something else moving forward. And that was that's what you were able to   to do. Definitely. And one thing I'd say is that, you know, one thing that's always comforting for me is nobody knows everything, right? So you can always find somebody who knows more than you in a certain area. You know, there's one quote about every man is my superior in something, right? So basically, it gives me a lot of comfort to know, like, just because an attorney listening to your show knows a   way more than I do about a particular topic and probably many, many other topics. That doesn't mean I'm less of a person or you know, I don't know more than that attorney does in another area. So it's okay, I'm never going to know everything. There are other people who've already figured it out. So you know, that's, that's always comforting to me is to when I say look to your strengths, it's also looking to the people in your network who know, it can help you get to where you want to go. So yeah, I mean,   So many things we take for granted that we do know. you know, example, when I started working at a title company, fresh out of college, because it was my first real job, and it paid, you know, a salary. I realized quickly how little I knew about title insurance settlements, you know, just just basic stuff. Now looking back, pretty basic stuff. But you don't know that unless you work for a title company, or you're heavily involved in this, you don't you're not.   (Jamie Bateman) (24:10.03) trained in that in school typically, right? So, you know, you forget and so your your listener out there, the attorney, the doctor, guarantee they have a lot of life experience, not just from their professional world, but just life experience that they shouldn't take for granted. And the fact that you can go through law school and then be, you know, be an effective attorney, or go through medical school and be an effective doctor, that that means you you can learn things, right? And so   Again, I'll go back to life as seasons. I mean, you've shown that in your own story, Seth, like, you know, it's a, doesn't mean just because I started a certain business doesn't mean that's going to be what I'm going to be doing for the next 20 years, or just because I'm an attorney now, it doesn't mean that's what I have to do for the rest of my life. So we always have options. mean, you might look back and wish you'd done something differently or something, but you only have one chance at this. And so,   you know, just make the most of it and just keep, think, keep learning constantly is critical. I just hired a business coach, we've had one call. But one of his mottos is, you know, one of his sayings is that he's always he's in permanent beta. So he's always changing, always improving, he's always growing. So I'm trying to trying to implement that as well.   (Seth Bradley) (25:40.64) the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Yeah, I love that permanent beta. I haven't heard that before, but I like that. I like that phrase. like that phrase. So tell me about your current business. Tell me about MortgageNode Investing. Start with the basics. What is it?   Yeah, so and, and I'll try to keep it, there's so much to it. But again, none of it is difficult. It's just a lot of moving parts and you've got to, you know, takes time to learn. We buy debt, so we buy a mortgage note, and that could be performing or non performing. The real high level version is, is a performing note is kind of like a long term buy and hold rental property.   but you're buying the debt and becoming the lender, becoming the bank, if you will. And so you're buying that performing note for cashflow. So I buy a performing note, the borrower now pays me through a loan servicer and I get monthly payments. So that's a great way to go. The problem with that is you can't really add value to that asset very well. You're kind of, it is what it is. And in fact, with mortgage notes, the value actually goes down over time, generally speaking, because   principal balance goes down. So it's just, it's worth less than, you know, then, you know, then it would then it was when you bought it. Then on the other side, the non performing side of things, we buy those as well. And those are more like a fix and flip property. So although we're still buying the debt, we're not buying the property. But there's a chance to add value, there's an opportunity to buy distressed asset and add value to that asset and then sell that that non performing note, either well,   (Jamie Bateman) (27:49.826) I should say sell that asset, whether that's as a re performing note, or as through the the real estate itself, there are a few different ways you can exit a non performing note deal. And but, but back to your kind of one of the themes thus far, one of the reasons I got into specifically that space was that I understood the real estate space. So I understood the single family, residential real estate space. So it wasn't a huge leap for me to go from   owning the property to now owning the debt on that property. Whereas it would have been a lot bigger leap for me to say, I to start buying distressed, you know, multifamily debt, which I know you could probably help me understand better. But at that, you know, it's like, incremental progress and change isn't that scary. So I kind of expanded my, you know, toolbox, if you will.   and got into the mortgage note space. So we have a couple of note funds. One is open currently and they're all for accredited investors. the income fund that's open pays a monthly, aims to pay a monthly preferred return. I know you and a lot of your listeners are attorneys, so I gotta hold the line here. And...   So the fund is structured to pay, to aim to pay a monthly return of 8%. It's not a, there's no growth in that fund. It's literally a cashflow play and diversification play. You're putting your capital in. We buy assets across the country. We've bought notes in probably 25 states at this point. And so the investment is diversified across geographic areas, across borrower types.   And we buy for a certain yield, we take a small management fee, and then we ideally pay the preferred return that we're aiming for to our investors.   (Seth Bradley) (29:56.686) Yeah, nice. 506c, you're able to talk about it. It's a credit investors only. Just want to that out there. yeah, I mean, so just going back to the basics a little bit and we'll get back into the fun. Like, how do you, how do you even find these things? mean, yeah, that's, how do you get started? How do you find these things?   So I mean, that is an ongoing challenge. I'm not going to lie to you. That's one of the things that truthfully a passive investor who doesn't have time to develop the network to go find these assets, they're just not going to have success. They might here and there, but it takes time. It's a word of mouth industry, just like real estate itself is. so we've built out a network of sellers and that could be   quite honestly, I've never had luck buying directly from banks. It's really either a larger Mortgage Note fund that's closing. So it might be a three year fund and then they've got to, they've got to liquidate, they've got to figure out how to sell off what to do with these assets. And so that's a great opportunity to buy is just a fund that's closing or somebody a note investor who's getting out of note investing or they've had a life change or something, you know, where   they just, there's an opportunity to buy from them as well. And so there are other, you know, I guess we buy from hedge funds, note investors, other note funds. There are also note brokers as well out there. There are also some online exchanges like paper stack and a couple of others that you can go and I've bought and sold on paper stack and other exchanges as well.   And you can find assets there. But at the end of the day, have our list of people that we work with regularly. And I would say one thing is that doing due diligence on a note seller is just as important as due diligence on the assets that they're selling. And so it's taken some work and it's a work in progress always. But it is the million dollar question is where do find these assets?   (Seth Bradley) (32:12.598) Yeah. So that's the hard part, right? Finding these assets is the hard part. Have you ever had to foreclose on any of these notes and actually acquire the property? And I guess a follow-up question is, do you ever look at a non-performing note like, hey, I actually want to own that property?   So, great questions. Yeah, great questions. To be clear, we're not trying to kick people, you know, grandma out on onto the street or anything like that. You know, that's not our goal typically. Well, that's never our goal. But we're never trying to kick someone out of their home. But the reality is, some people honestly need a little bit of a kick in the pants. And oftentimes, that's not really the best them staying in the house is not often   the best scenario for them. know that might sound harsh, but at end of the day, if someone can't afford to live somewhere, sometimes these people are living in squalor and they really need a change of environment. To answer your question about do we target the property? Yes, sometimes we do. In fact, we just closed on to, they're called heckum loans or reverse mortgages, where the borrowers are deceased. The property is underwater, meaning, you know,   the loan amount is higher, than the property value. And it should be a quick exit through the property. So HUD will sell off these big pools of reverse mortgages. And we were able to purchase two of them very recently. It's a vacant property, you're not doing an eviction, borrower is deceased, you've got to work through the heirs or foreclosure and exit the property that way.   If your listener wants to go to my website, I've got a really good Jacksonville blog post, I've got a couple of blog posts about this deal. I still hold this rental today. And it was a non performing note that we purchased a few years ago. And I had no intention of exiting through the property or holding, holding the property as a rental property, but running the numbers, it just was too good to, to let go. so long story, but we, we   (Jamie Bateman) (34:22.51) ended up doing a deed in lieu of foreclosure actually in this case and got the property back and now it's a long-term buy and hold property for my own rental portfolio.   Yeah, that makes sense. It makes sense. There's always multiple ways to look at an investment, right? But it does sound, you know, it's not something that I've executed on myself, but it sounds like this is an active business, right? And that's why you've put together an income fund for people that want to get involved passively. as everybody knows, there's active investments, there's passive investments. If you're to do something active.   Maybe your returns are going to be a little bit better, but you're going to give up a lot of time and effort to get those returns. So if you want to go the passive side, if you're still full-time in your career, you're a full-time doctor or lawyer or whatever you are, these passive investments are the way to go without having to know every single detail about a new business.   Yeah, and I don't know if you can see this, but I wear this specifically for your for this   There it is. There it is.   (Jamie Bateman) (35:29.272) Passive income. You're absolutely right. You know, these gurus, some of the some of the note investing gurus out there will try to sell, you know, notes as passive. We have another blog post that talks about just the it's a spectrum, there's active and passive on either end. But at end of the day, if you're going to note investing in my world is very, very active. And we have a non performing note fund that's considerably more active than the performing note fund. So   You're dealing with foreclosures, bankruptcies, deed and loo, tracking delinquent property taxes. Do I have to physically go anywhere? No, but it is not passive. But that's why we offer the passive investment for people who, like you said, have maybe more capital than time or energy, and they want to put that capital to work.   That's right. There are certain gurus out there that, know, whatever it is that they are pitching, they tend to always pitch it as passive, even though it is an active business, that's money. Whether that's a mortgage note or I mean, people will pitch Airbnb short term rentals as passive. They're like, well, you can delegate this and you can, you know, you can automate that and there's software for all these things. But you still got to put all that stuff together.   Mm-mm.   (Seth Bradley) (36:48.396) You've still got to monitor all those things. still got to oversee all these different aspects of a business. And that's what it is. It's a business that you're running and it's not passive. Like, it's not, it's not. And it is on a spectrum. Some things are more passive than others, but when you're investing in, you know, as a passive investor into some sort of a fund or syndication, that's really leaning really far into the passive side.   Absolutely, 100%. And I'm, as you are, Seth, I'm, I assume you are, I know you're an active investor, but I do have passive investments myself in other, other funds, other note funds, and, and my own, my own note funds as well. And so nothing wrong with doing both, but I would say you need to be careful about, you know, you got to make a decision at some point, do you want to scale this thing and make this really a business? Or do you do you are you satisfied with?   potentially a little bit lower return and you are giving up some control but much, you know, much fewer headaches and just a lot less work.   Right. Yeah. And a lot of, you know, lot of the listeners are high income earning professionals. So they've already dedicated, put a lot of time and effort into being able to earn this much money from their W2. And that's probably your best bet, to be honest with you. I've been there. I was in those shoes. You're probably better off putting your head down and like, let's grind for a few years. Let's not spend every single dollar that we make on all the new stuff on a new car every two years or every year.   in a bigger house that you don't need. Like, let's set aside some of that and invest it passively. And then maybe one of those will stick. Maybe one of those passive investments will be a mortgage no fund where you're like, man, I kind of like this business. I like the sound of it. I've learned about it. And then you start maybe progressing on the active side and maybe that takes over. And you want to get into that as a business, as an entrepreneur. But a great way to kind of dip your toe in the water is to become a passive investor. That's the way that I did it in the,   (Seth Bradley) (38:53.186) multifamily syndications. invested passively in a number of deals first and kind of learned about it, learned the ropes and I'm like, I can do this. And then that's when I made the transition.   Yeah, definitely. It really comes down to what your goals are and what your situation is, for sure. I'll say I was too passive initially when I went into notes, because personally, just don't... You were probably a little better student, Seth. Not that I was a bad student, I invest... Unless I'm actively investing, I'm just not going to learn a lot. So the reality is, yeah, it's fine to learn about the asset class. You definitely should learn about the operator for sure.   you're putting capital with them, but you're not going to once you're getting your checks and your disbursements, you're not going to probably learn a whole lot about how to do that on the active side. And so that's what we're here for.   Yeah, yeah, it's more of like a spark of an interest, right? Like maybe you already have that spark and then you invest passively. Then you're like, OK, well, now I'm invested. Like, let me learn about this. And you have to have to actively go out there and educate yourself and network and talk to people that are in the business.   Definitely, 100%.   (Seth Bradley) (40:01.71) Alright man, before we jump into the Freedom Four, you have one last golden nugget for our listeners.   Oh, I would say within when it comes to investing, you know, take the long term view. Don't chase immediate returns. You know, I do think just, yeah, it's certainly we all want to make a million dollars tomorrow. But I think it's it's a play the long game when it comes to investing. I think that's critical.   Love that man. All right, let's jump into the freedom form. What's the best thing you do to keep your mind and body healthy?   Yeah, I mean, one thing that I instituted this year, actually, is breathwork. And it's, you know, it's so it takes 10 minutes. And per day for me, at least. And it's been phenomenal. And it's something that quite honestly, as a, as a, you know, athlete back in the day, or even in the military, I would have scoffed at something like this, to be honest with you, because it's just, you know, it's not manly or whatever. And it's like, it is phenomenal. So breathwork,   I mean, I do other things for sure. But that's certainly this year, it's been a game changer for me. I just feel like it resets my central nervous system. It just gets me focused. And I know there are other physiological benefits that you can ask Dr. Andrew Huberman or somebody else about.   (Seth Bradley) (41:26.153) Cool. I'll have to look into that. actually have it. mean, obviously everybody talks about it's a hot topic. Yeah. I haven't gotten into it. I haven't gotten into that plus like the cold plunges and that sort of thing. Yeah. But I really want to want to   So I don't know how much you can cut this out if we don't have time, but I had a, I'm just going to be, be open about this. I just had a, you know, in late December, I got a viral infection, like a neurovirus. And then I had, I had a, what I think was a pretty severe panic attack and it was super scary. And so that's why I started doing this. And somebody on my team actually sent me a, I guess we'll call it an implement or a tool that   I use for the breath work. It's blue. There's a Bluetooth connection to your phone and it's pretty cool. So it's structured and back to that discipline, right? But yeah, so it's, there was a reason I started doing it and it's, it's so accessible in five to 10 minutes a day. You can start doing it. So I recommend. Cool.   Thanks for sharing that man. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it?   I think just, you know, being afraid to, you know, that you have to be perfect, right? So I used to be an editor back in the day. And so many things would just not get done or not get completed within our team, our organization, because it had to be perfect. And it's like, I think as I've progressed into more of the entrepreneurial lifestyle and   (Jamie Bateman) (43:02.35) is just it's not a it's not an option anymore. So yeah, I think just taking action has kind of overcome that limiting belief of chasing perfection.   Yeah, I can agree with you there. Done not perfect. Yes. My background as an attorney, mean, we're paid to be perfect. We can't make mistakes, especially in contracts and the way that we write things. But when you make that transition over to being an entrepreneur, there's too much to do to be perfect. You just got to get it done. Good enough.   Absolutely. Good enough. You have to be willing to accept that for sure.   What's one actionable step our listeners can do right now to start creating more freedom?   I'll use the military here, which is where I learned kind of reverse backwards planning, reverse planning. literally just, and I'm not going to tell you I'm perfect at this, but, you know, think about what, create a vivid vision for your life in the next three to five years, pick it, pick three years out from today. And what do you want your life to look like? And then backwards plan. And now I'm not saying you need to plan every minute of every day, but   (Jamie Bateman) (44:20.876) you can be that will that will increase the urgency, sense of urgency in your life and the intentionality of every every hour and every day because you realize this is doable, but I got to take ownership of my current situation if I want this to be the reality in three years. So I would say, create a vivid vision and and kind of reverse or backwards plan to get there.   Perfect, perfect. Last but not least, House Passive Income made your life better.   Yeah, I mean, I think in multiple ways, but a big one that stands out is giving me, I guess we'll call it margin to take some more risks on the entrepreneurial side. And because I do have alternative sources of income, passive income, it's allowed me that kind of mental and financial bandwidth or margin to maybe invest in a company that even if it   doesn't go perfectly, or doesn't go well, it's not profitable, that's okay. I still have that cushion for me and my family. that's, yeah, it's a huge, it's been a huge factor in that regard.   Yeah, absolutely. Game changer, man. It just changes your mindset, changes your life in so many ways. Jamie, this has been incredible, dude. You've got so much great content to share in your brain, man. You got to get out there. know you've got an awesome podcast that I was on, Adversity to Abundance. Everybody should check that out. Other than that, Jamie, where else can people find out more about you? Yeah.   (Jamie Bateman) (45:54.924) Just two things I'll mention very quickly. Literally got my book delivered today, like an hour before I hopped on here. It's from adversity to abundance. It is based on the podcast. So I encourage your listener to check that out from adversity to abundance is the book that's out. then labradorlending.com, L A B R A D O R.com is where you can check us out.   All right, man. Awesome. I'll drop all that in the show notes. Thanks again for coming on, brother.   Thanks for having me, Seth. This has been great.   (Seth Bradley) (46:26.978) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Jamie Bateman's Links: https://x.com/batemanjames https://www.facebook.com/batemanjames https://www.threads.com/@batemanjames11?xmt=AQF0nwaIL6JD_GK94lbTvHphHOmWwlUyt3TkeHLav-vXU_E https://www.instagram.com/batemanjames11/ https://www.linkedin.com/in/jamie-bateman-5359a811/ https://labradorlending.com/about/ https://podcasts.apple.com/us/podcast/from-adversity-to-abundance/id1618672867 https://open.spotify.com/show/7JjGWsKVzzEI8UwXP9GONZ https://www.youtube.com/@FromAdversity2AbundancePodcast

Learning how to be present with an un-agitated heart. Meditation teaches us to be wiser with what's difficult. Embodying our meditative practice by learning how to stop and see clearly. Meditation Facilitation Training, Vancouver, 1hr.

Cardinal Cupich Says Traditionalists Are ‘Backwards’—Online Trads React

Can you wear your hat backwards at any age? The average price of a date. The Good Stuff, That Awkward Moment and more!Leave a rating and review wherever you listen, it helps us out a lot! Also follow us on social @joeyandlaurenshow Hosted on Acast. See acast.com/privacy for more information.

Tommy Tuchs and his merry men are back in action against the mighty Andorra on Saturday. Isn't it bloomin' marvellous to have international football back on the old telly box!Marcus and Luke are here to answer all of your questions in this England Mailbag special. Is getting the 2018 World Cup band back together really the right approach? Any room for Vards on that plane, Thomas?Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Find us on Bluesky, X, Instagram, TikTok and YouTube, and email us here: show@footballramble.com.Sign up to the Football Ramble Patreon for ad-free shows for just $5 per month: https://www.patreon.com/footballramble.***Please take the time to rate us on your podcast app. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.

 Kaya and Mani Co-Host this adhd coded episode from Karen Hubers release to the movie that won't let you leave if you stop walking to Alex Cooper's split. DONATE AND SHARE KAYA'S ANNUAL SICKLE CELL FUNDRAISER WHERE FUNDS WILL GO DIRECTLY BACK TO SICKLE CELL WARRIORS WITH NO HASSLE: https://www.gofundme.com/f/donate-to-empower-sickle-cell-fighters/cl/s?utm_campaign=fp_sharesheet&utm_content=amp13_t1&utm_medium=customer&utm_source=copy_link&lang=en_US&attribution_id=sl%3Aa591ed54-f72d-41df-90fc-e6cd7f356677&ts=1756881097 ► Merch |   ► Instagram |   ► Follow Kaya |   ► Follow Aaron |   ► Twitter |  A Hurrdat Media Production. Hurrdat Media is a digital media and commercial video production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network and learn more about our other services today on HurrdatMedia.com. Check out other shows on the Hurrdat Media Network: https://hurrdatmedia.com/network/ Learn more about your ad choices. Visit megaphone.fm/adchoices

You're not old. You're out of alignmentIf you've ever looked in the mirror and didn't recognize your own damn face, this one's for you.It's not about Ozempic. It's not about Botox. It's not even about the weight. It's about your field. Your energy. Your radiance. And the ritual it takes to remember your power.I gained 60 pounds. I lost my glow. And then I turned it all the way the fuck on.This episode is your invitation to do the same. No gatekeeping. No shame. Just the six-step protocol I use to manifest beauty you can measure in the mirror.What You'll Hear in This Episode:Why I said yes to a GLP-1 and how I made it a manifestation toolThe exact glow-up protocol I use to age backwards on purposeHow to regulate your nervous system and project beauty from your fieldMy favorite Friday ritual to work with Venus and Archangel JophielThe mirror spell that turns heads and shifts timelinesWhy beauty responds to state, not desperationHow to enchant your skincare and turn your products into portals____________________________________________✨ SECRET SOCIETY OF MANIFESTORS NOW OPEN✨Your Gateway to Manifesting Wealth, Love, Joy, and Freedom.Join now: www.manifestingmiracles.thinkific.com/pages/memberships⬆️ Try it out for free for one month!____________________________________________Looking for more ways to connect and work with Michelle?GET STARTED FOR FREE:

Robbie Mustoe and Robbie Earle break down what could prove to be a telling Matchweek 2 in the Premier League01:14 - Spurs' Thomas Frank era starts off strong after they secure a 2-nil away win against a poor Manchester City20:02 - Arsenal smash 5 past Leeds United on the day they unveil Eberechi Eze, but face major concerns after Martin Odegaard and Bukayo Saka suffer injuries. Viktor Gyokeres opens up his Premier League goal account33:51 - Manchester United are unable to capitalize on their strong opening weekend performance, and sputter in a 1-1 draw at Fulham. Analyzing the balance of Man United's squad48:08 - Everton begin life in their brand new ground with a massive 2-nil win over Brighton. New beginning for Jack Grealish as a toffee56:08 - A round up of other results from the weekend: West Ham 1-5 Chelsea, Crystal Palace 1-1 Nottingham Forest, Burnley 2-0 Sunderland, Brentford 1-0 Aston Villa, and Bournemouth 1-0 Wolves