Podcasts about year retrospective

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 ALPS CEO David Bell discusses navigating the 2020 pandemic, embracing change, fostering a resilient company culture, and exciting future initiatives in an insightful conversation with Rio Laine. This is the first in our new quarterly thought leadership series, ALPS In Brief: The Deep Think.   — Transcript:  Rio Laine:  Hello and welcome. I'm Rio Laine, the Bar Partnership Strategist at ALPS Insurance. And today I have a chance to sit down with our CEO and fearless leader, David Bell, and we'll be talking about what's happening at ALPS, how the last year has gone, our vision moving forward, and also talk about how far we've come since the 2020 pandemic. Hello, David. Welcome.  David Bell:  Thank you, Rio, for having me on.  Rio Laine:  Yeah, thanks for joining me. It's always a pleasure to get a chance to sit down and talk with you.  David Bell:  For me too. I look forward to the conversation.  Rio Laine:  100%. Fabulous. So do you want to take a minute, David, to just tell the audience a bit about yourself, how you came to be at ALPS, a little bit about your background.  David Bell:  Sure. Well, I've been in the insurance industry my entire career since college. I joined Chubb Insurance and was with Chubb for a number of years. And then in the wake of 9/11, Chubb AIG and Goldman Sachs Capital Partners formed a joint venture, and I went with Chubb's Capital to help start at an organization called Allied World, AWAC. And so over the course of a decade living in Bermuda, we built that business up, ultimately took it public.  And then skipping a few chapters of this book, ultimately, my wife and I decided to come back to Montana where we first met three decades ago, where she is originally from and where we both went to college. And coming back to Montana, I had the opportunity to take the helm at ALPS. And it has been a true blessing for a dozen years to work alongside the men and women at ALPS and doing what we're going to talk about today.  Rio Laine:  Yeah, absolutely. Absolutely. And so you've been at the helm of ALPS for about 12 years now. And during that time it seems that you've steered the company through a lot of really exciting changes and transitions and also perhaps some uncertainty, probably most notably like the 2020 pandemic. I think we can all agree that was a very interesting time all around.  So I'd like to start with talking about the years since the pandemic and the last time we sat down with you, which was in 2020. Now, obviously ALPS is still here and thriving, but I'm curious to know what is something that you feel that you could point to that was the most important factor in helping us navigate that time and also what was something that helped our insureds navigate that time as well?  David Bell:  The pandemic time?  Rio Laine:  Yes.  David Bell:  Certainly just solidarity. I think as a country we came together, as a world, in a lot of cases, we came together. And at ALPS, that was particularly true. To be fair, ALPS has employees in a dozen states, but the nucleus of the organization is in the home office in Missoula, Montana. And Montana did not have a number of the challenges that the larger cities had, particularly with population density.  When you have a global pandemic and airborne transmittable viruses, not having the same type of population density did help us. But everybody at ALPS really rose to the occasion. Our technology was ready to allow people to be working remotely. We were also able to bring people back into the office much, much earlier than I think larger cities were able to do.  But most importantly, I think people rose to the occasion. They understood that they had the need to balance the challenges and the opportunities that they had confronted at home, and then also the responsibilities that we continued to have at the office. And I was so proud of everybody. It was week by week.  We were intensely communicative, always together, always talking about what our objectives were, people socializing what some of their challenges were, whether they were uniquely related to the pandemic or just in general. And I think we worked through those, and I think we taught ourselves a lot of valuable lessons during the time of the pandemic that have proven very useful in the months and years that have followed.  Rio Laine:  Yeah, absolutely. What is a lesson that comes to mind that you feel was maybe an important one for you as CEO of ALPS? Was there something that you learned that maybe you didn't expect to learn or that really helped you guide the company through?  David Bell:  Sure. Well, I think one of the most critical ingredients for any organization is for it to evolve and improve. And that requires change. And people, humans are just change resistant. It's in our nature. We love what we're familiar with. And what the pandemic did was it forced all of us into a period of change. And so as we were able to adjust to those changes and in many cases, adopt new technologies and processes, I think it opened people's minds to doing things differently.  And we were able to leverage that in the years that have followed the pandemic to constantly revisit the way we do things, to bring more and more efficiencies, to make the customer experience better, easier, faster, to make the experience of being an employee better and the experience of being an employer from a managerial and overall organizational perspective better as well.  And so the pandemic was incredibly difficult. But like most tragedies, most challenges, there are silver linings. And I think there were a number of silver linings for us coming out of the pandemic that have allowed ALPS to succeed even more than we would have frankly, had we not all endured that challenging time together.  Rio Laine:  Yeah, absolutely. And I think that time really inspired people to become very resilient and push themselves to do things and accept realities that maybe they couldn't have been able to before or were less willing to, particularly with adopting new technologies and things. So do you think that our ability to adjust and adopt that change supported our insureds through that time as well?  David Bell:  I do, yes. I think by committing ourselves to allowing our insureds to keep their policies and keep them timely and seamless, and also our insureds were having a lot of structural changes forced upon them from the pandemic. They were generally not working in the office. And so the exercise that they had historically gone through for years related to their malpractice and other insurance coverages was done in the office and through a certain process in the office.  That needed to be overnight and without warning changed to being done from home. Some of them relocated, some permanently, some of them went on the move and started to become a mobile lawyer. And so we needed to adopt our processes to accommodate all of the various iterations that our policyholders had to undertake. And I think by doing that, it also prepared us to just be more adaptable in general and things unrelated to COVID contingency plans.  Rio Laine:  Yeah, yeah, absolutely. Absolutely. And I feel like that's a really good thing for us to carry forward is that adaptability.  David Bell:  Yes. And as you said, I think resiliency was a critical ingredient. I think a lot of us, and this is probably a general observation as well, the pandemic acquainted us with fear in ways that I think a lot of people had not really been acquainted with before. And it taught us a lot about ourselves, some great and some not so great, but we all learned from the experiences no matter which side of the ledger it rests.  Rio Laine:  Yeah, absolutely. And I think that that was a very shared collective experience, feeling that fear and uncertainty. And despite there being a lot of maybe tension at times, I think we all came through that having experienced something that, I mean, arguably changed us, but also made us stronger as a result.  David Bell:  And when a team endures a challenge together, whether that team is a company or a country or humanity, we do come out the other end of it with a better sense of resiliency and camaraderie. And so there's a lot of things to worry about in the future, but there's also a lot of things to celebrate and take comfort in.  Rio Laine:  Yeah, absolutely. Absolutely. And I mean, I've been at ALPS now for about a year and a half, and I will say that the camaraderie and that kind of team element that I feel at the company, it's very obvious that everybody is really, I guess, happy to be working together and it has maybe come through a difficult thing and are stronger because of it. And so I feel like that really permeates and is very obvious too when I think about working at ALPS and also how our customers see our dynamic and how we approach things now.  David Bell:  Absolutely. I mean, in my role playing a part of the equation of trying to create and help foster a certain type of intentional company culture, making sure that people feel safe and heard is really the only path to give people that will allow them to unleash their own sense of creativity. If they don't feel valued and heard and they don't feel safe as though...  In some organizations, unfortunately, people are constantly not sharing their thoughts and their ideas for fear that they will be rejected or that it will put somebody off or whatever. I think one thing that we've really tried to do, and we're not perfect in this or anything else, but I think we have been largely successful is assuring people that as a company and that for the people around everyone else, we are for you and we want you to participate in helping make us better.  And you're heard. It doesn't mean that we adopt everybody's ideas. That's not realistic. But if people feel they've genuinely been heard and that their idea has been genuinely considered, there's a real sense of teamwork that goes into that.  Rio Laine:  Yeah, absolutely. Absolutely. And that has certainly been my experience. It's quite refreshing actually to be able to be given the space to have an idea and also to be wrong and it's not the end of the world, right? It's like, yeah, because you tried and it could be great, and maybe it's not, but the fact is that there's space to try. It's an important part of culture, I think.  David Bell:  Absolutely. And culturally, we're a risk-taking organization. Any organization should be comfortable permitting people to experiment with ideas, spend time, spend money, and make mistakes. And what we do is try to make our mistakes original and not repetitive, but only through those iterative processes of trying, failing, trying again, improving do we come out with some of the great ideas.  Almost none of the cool things that we have going on at ALPS right now were top-down edicts. They were bottom-up, organically drawn ideas that started out with experiments. They were in the company of a bunch that ended up in the dustbin, but the good ones emerge. And that's I think how an organization thrives and I'm really proud to just be a part of that kind of ecosystem.  Rio Laine:  Yeah, absolutely. So let's shift our focus and talk about some of those cool things that are happening at ALPS. So what are some of the initiatives that are going on that you are excited about personally for the next upcoming year or two?  David Bell:  Sure. Well, we've transitioned our positioning. It's less of a transition of what we do and more of a transition of how we are intentionally portraying ourselves to our customer base. Traditionally, ALPS has been known as the largest direct lawyers malpractice carrier in the country. And we were and are and will remain that. But what we also are is the largest retail broker for solo practitioners and one of the largest retail brokers for law firms in general in the country.  And that makes us a more holistic solution provider, both to place the lawyers malpractice policy many times very often with ALPS, sometimes for various reasons not with ALPS, but we have the capacity to place it with whatever carrier is the best fit for whatever reason, even if that's not ALPS.  And then there are also a lot of other coverages that law firms need, some of which they currently buy and are increasingly interested in buying through us, workers' compensation, general liability, non-owned auto, BOPs, business insurance policies. And so those are all coverage lines that we can help place for them, thereby becoming the holistic solution provider for all risk transfer products for a small firm.  It can seem subtle, but it's not really how we've branded ourselves externally for the more than three decades that we have been a direct carrier. So I think that is a really exciting evolution that makes us much more of a comprehensive partner for our firms. There's a lot of things that I'm excited about, but that's one of the most important structural evolutions that are occurring right now.  Rio Laine:  Right. And can you just tell me a little bit about how being able to be that holistic provider is a good thing for our insureds? How is that really supporting them in running their law firms?  David Bell:  Sure. Well, first and foremost, there are lots of great insurance agents and brokers all around the country. The vast majority of them, they do a whole bunch of different type of industries and a whole myriad of different types of coverages. And a lot of them are jack of all trades and master of none. And that's not a bad thing because they serve a lot of different industry verticals.  This is all we do. All we do is law firms and small ones in particular, but really firms in general. Nobody knows the needs, the challenges, what's on the horizon for law firms like ALPS does. One of the value propositions that we bring is a really deep understanding to what type of risk transfer, risk mitigation tactics and insurance policies they need.  What we find oftentimes is as we discuss with a firm, whether it's a solo practitioner or a five or 10 person firm, when we discuss with them what type of insurance needs they should consider based on the very specific profile of where they are, how large they are, the type of coverages, type of areas of practice that they're engaging in, it's oftentimes revealed that what they have is not ideally what they should have, and it's not what their peer group is generally buying.  And so that helps inform them to make the decision on whether or not or to what extent they want to expand it. And then we bring not just the institutional expertise of this profession, of this industry, but we bring a steadfast commitment to ease. Our mantra is easy. We want to take the unnecessary friction out of the insurance purchasing process.  The operational process of buying an insurance policy has been largely unchanged for a hundred years, save PDF emails that might be a little bit more recent, but those are all deeply in need of evolving. And we've brought some of the most technologically sophisticated processes to our customers that helps them appreciate that we understand that time is literally money for small firms. And any hour spent working on this is one less billable hour they can spend serving their own customers. So we are committed to that approach.  Rio Laine:  And it sounds like we're really well-placed to support particularly solo and small firms because they obviously have limited resources, but that we're really well-placed to be able to advise them on the type of coverage they need so then they can in fact just step away and it's covered. They don't have to worry. If there's an issue, it will be dealt with. But otherwise, they can focus on running their practice.  David Bell:  That's right. I think one mistake that many brokers and agents make is an overgeneralization of solo practitioners. They see a solo as a solo as a solo. And we see if we've met one solo, we've met one solo. They're very different. And with those differences really necessitates different types of approaches to a certain type of insurance and different types of insurance that they should consider.  It doesn't have to be a complicated process, but you really need a partner who understands and can simplify that for you. And that's the value that we bring, which is why we ensure so many thousands, so many tens of thousands of solos all across the country from coast to coast.  Rio Laine:  Yeah, absolutely. And I suspect they all really appreciate that viewing them as unique individuals. I mean, I don't know, I like to say that law firms are kind of like snowflakes. They're all unique. And it's very nuanced. Their needs are all different. So yeah, I think that's a really excellent way that we're able to support them.  David Bell:  Absolutely. And there are profiles of solo practitioners and firms in general that inform the type of risk experiences that other firms from all around the country have had. And when you have a company like ALPS that only does law firms and focuses so steadfastly on solos, we can help a lot of firms see around the corner by sharing experiences that their contemporaries have had locally or in states far away that can help them mitigate the risk that they might have by learning from the experiences that other firms have had in other places. You can only do that if you have a pretty significant portfolio of the same type of risk that can arm us to share that information.  Rio Laine:  Yeah, absolutely. Again, I feel like any leg up is a good thing for a solo. Absolutely. Okay, we've talked about some of the exciting things that have been going on or shift to being more of an agency model. Let's switch it up and talk about some of the challenges that maybe we've had in the past year or so.  David Bell:  Sure. I'd say for us, the biggest challenge that we have is a byproduct of the biggest opportunity that we have. We are America's solo solution. We are America's solo insurance company. There is a other edge of the sword for an insurance company as it relates to solo practitioners, and it's really as follows. If you go to medical school, you're probably going to be a doctor.  And when you end that lengthy expensive experience, you're probably going to employ, probably, that medical degree to become a physician, and that will be your profession for your career. A law degree is much more versatile. It's highly portable into areas that are very different from the private practice of law. And so what we find, and this is particularly true in the solo practitioner community, nowhere else more true than the solo practitioner community, is what we label the leading private practice.  People who are solos and for one reason or another elect to no longer be a private practice solo practitioner. They join a school board. We have lots of our policyholders become judges, interestingly enough. There's a lot of different places that they go. None of them are bad. But for the broader insurance index, you can lose a piece of business because they retire or because a competitor has taken them. Just to put some data behind it, at least on a historical basis, our loss business for a policyholder having left private practice is two and a half times the rate of retirements.  Rio Laine:  Oh, wow!  David Bell:  Now, that has started to compress a little bit over the past year or two as the baby boomer generation moves further and further along. But the transient nature of solo practitioners is a significant operational challenge because these policies are low premium, and so they're very operationally intensive.  And our need to bring ease to the customer experience also is a need for us to bring operational efficiency into the approaches. So that is a significant challenge. We spent a lot of time, we spent a lot of money, we built a lot of technology to try to wrestle with that dynamic in this profession.  Rio Laine:  Yes, absolutely. That's a really interesting challenge because it seems like it's made up of a lot of different factors too that influence that and how much of a challenge it can be.  David Bell:  That's right. Being a solo practitioner is hard, and it's not for everyone. And it's not uncommon for folks to go into the profession and then go out. But what we can also do in having journeyed with so many different solos through that experience, we can help share best practices that will better empower a solo to be successful and to take some of the challenge and risk out of that experience. And if we can help tamp down the transient nature of people leaving the profession even just a little bit, then it's a win for us.  Rio Laine:  Well, absolutely. And if anything, it's also a win for not just the legal profession, but consumers, people needing legal services, because there is a major gap in access to justice and a lot of that has to do with people leaving private practice in rural communities, et cetera. So yeah, I do agree with you. I mean, being able to provide that kind of support, particularly to a solo who we know tend to be quite isolated, they tend to feel quite alone in their struggles and their challenges, I think that's a win for everybody really it seems like.  David Bell:  Absolutely.  Rio Laine:  So we've reflected on the past five years, we've talked about this year what our challenges were, what some of the things we're excited about. So is there anything else in this coming year that you are particularly looking forward to that you feel is going to be an interesting challenge for us to navigate? Tell me what your thoughts are for the next couple of years where you see things going, where you'd like them to go even.  David Bell:  Sure. Well, we have grown the business doing what we've done historically, but doing it better and better each year. It's really been satisfying to be a part of a team as you're refining your skill and you're trying to be better. And in the process of being better, you're becoming more successful. And being more successful, at least as I measure it, is in the terms of the role that I have in the organization and the success measurement for the organization overall.  There are external metrics for that. I mean, we have new endorsements that have come online that are exciting. Because when an endorsement comes, then those endorsements are leveraged for success in the future, whether it's the Federal Bar endorsement, whether it's GIRL ATTORNEY, a 37,000 strong network of female legal practitioners, and those aren't the only ones.  Those are just recent endorsements to add to the repertoire of so many state and regional endorsements that we enjoy from state bars all over the country, regional bars, affiliate bars. So I think those create an exciting environment. And they also double down on external validation of the ALPS value proposition because bars that endorse us generally don't unendorse us.  And they aren't endorsing us for the money, they're endorsing us for the partnership and because we're mutually aligned. Also, one of the external validations that I think is so critical is our Trustpilot reviews. Trustpilot as a disinterested third party that sends a survey inquiring about the experience and is trusted nationwide and not just in this industry, in certainly all industries. And we have at this point, thousands of Trustpilot reviews.  And one of the favorite parts of my job is to see the... It's not just the rating. So many of our policyholders take the time to specifically comment, call out the name of their account manager or their business development representative, and reflect on how easy they made this experience and how refreshing it is, particularly for our new customers to have moved from the experience that they had been having into the ease of the experience and the knowledge and the experience that they're having with us.  That's great. The other side is internal validation because we serve customers, prospects, and we especially serve policyholders, but we also serve employees because we are an employer. In 2024, we won again a statewide employer of choice, Employer of the Year Award, that is not industry specific. It's across all line. We've won those from an industry perspective nationally.  We've won them from a local community perspective, and now we've won it from a state process. Again, those are done through anonymous surveys of staff. They do really provide a pretty accurate metric of how your staff feels and how they feel valued and how much they trust and enjoy the experience that they have working for the company. I think that's validating and it helps prepare us to launch into the success for 2025 as well.  Rio Laine:  Yeah, absolutely. And I feel like it must feel good for you to see that feedback and know that you're on the right track because employees are happy and coming up with good solutions for customers. I feel like that would be a good thing to see.  David Bell:  Absolutely. I mean, culture building, culture maintenance is beyond just ensuring the financial health of the organization, and that we have the financial strength to fulfill the promises that we're making. I mean, that's one of certainly my core responsibilities, but a very... I don't know if I call it close second. It's probably an even because you can't do any of that well unless you have a vibrant, healthy culture.  People ask about corporate culture. It's almost kind of a cliche at this point because it's bantered about so much. And I say to a lot of people, you can have statements about the ethos or the company cultures, values, and those are great, and we have those. And it's important to have them, and it's important to constantly remind yourself and others what they are, but they can lull you into a false sense of security if they're not being practiced.  Rio Laine:  Absolutely.  David Bell:  And so what I tell folks is, if you want to really get a sense of the company culture at ALPS, just walk around the office, observe how people are engaging with one another. You can tell whether two people are talking purely business. You can tell in the inflection in their voice and their way that they're carrying themselves that there's trust between the two people.  You can tell whether they enjoy being around one another. I think you can have a better, more successful professional experience from your employees if you create an environment where they enjoy being around the people who they work with, they trust the people who they work with, and they trust the leadership who they work for and the messages that they're hearing.  If there's one key ingredient to how we've been as successful as we've been, it's that. Because all of the other stuff, including the financial success, flows downriver from that. That is, I think, the headwaters of our success and I think organization success in general.  Rio Laine:  Well said, David. I would agree with you. Well, this has been a fantastic chat. So is there anything as we wrap up that you would like to share you'd like our audience to know? Any parting words of advice you'd like to offer?  David Bell:  I think you asked about solos in particular, and we serve law firms of all shapes and sizes, but we are America's solo solution provider. And I think what's interesting is we really understand solos in what might broadly be called their three stages of life. The dawn of the solo. It's amazing how many calls we field from people who are in a multi-member firm and considering going out on their own or with somebody else to be a one or two person firm, and they just don't know.  They've had an office manager who is taking care of them out practice. They have no idea what it costs. They have no idea some of the basic elements of setting up a law firm, from law practice management software to renting space. We've become very consultative to that group of folks. Because if you don't know how to be a solo, even if you've been an incredibly successful member of a multi-attorney firm, we can help do that. That's kind of like the dawn of the solo.  And then when solo is in its prime, that's where we're providing that expertise and ease to make sure that you have not only your malpractice, but all of your other business insurance coverages in there. And then there is the twilight of a professional life, and we are seeing that more and more as the baby boomers increasingly transition towards retirement. I mean, the demographics of the legal profession is not unlike the broader labor force demographics.  And there are a lot of people who are at and approaching retirement age and how a small firm or solo practitioner winds down their practice is really important. And so we're here for the entire life cycle of a solo practitioner, and I think that's one of the things that makes us so uniquely focused as being America's choice for solo practitioners.  Rio Laine:  Yeah, absolutely. Absolutely. Wonderful. Thanks so much, David. That was really great to sit down and chat with you and get to learn about all the great things we have going on at ALPS. And yeah, I hope that our audience enjoys the rest of their day and enjoyed our conversation.  David Bell:  Thank you, Rio. I appreciate the questions. I appreciate the opportunity to have this conversation. Look forward to another one.  Rio Laine:  Yes, absolutely. Me too.   

In this episode, Dr. Valentin Fuster discusses a 14-year study on the clinical impact of genetic testing for inherited cardiovascular diseases, conducted by Dr. Steffany Grondin at the Montreal Heart Institute. The study found that genetic testing helped diagnose 24% of patients, refine clinical management, and improve variant interpretation, while also highlighting the need for more research and better access to genetic expertise in healthcare.

This morning on The Greg and Dan Show, Angela Weck from the Peoria World Affairs Council came in to share an update on the 3 year anniversary of the still ongoing Russia/Ukraine war.See omnystudio.com/listener for privacy information.

Remember that mountain of baby gear you meticulously researched and added to your registry? This week on the Dad Jokes Podcast, we're taking a hilarious and honest look back at our own baby registries, 3 years down the road.Join Jerry and Brandon as they dissect their past choices, separating the must-haves from the dust-gatherers. They'll share their biggest registry wins, their most regrettable purchases, and the items they wish they'd known about back then.Expect a healthy dose of dad humor, relatable stories of trial-and-error, and valuable insights for expectant parents or anyone navigating the overwhelming world of baby products.

A CLUCKIN' GOOD REWATCH: join your pilots David, Cara, and Robert as they continue their Lost: 20 Year Retrospective discussion with episodes 2x04, 2x05, and 2x06.You can check out some of our older episodes on our YouTube channel: https://www.youtube.com/playlist?list=PL-dpEKWvhcZoQ4PLu1HfUg-KXfWwrtnklYou can also check out more of Long Walk Productions' original content here: https://www.youtube.com/channel/UCVrMG74aomWR_WQs7yYT6_g

Rolando Briseños nearly six-decade career includes showings at major museums, and public art displayed across the country, including in Texas and New York.

It's that time of year again! The boys hand out awards and review our year which felt like at least 2 or 3 years. Did you now we read The Deep Sky THIS year? How about The Honjin Murders? That was also 2024. That feels like at least 2023, maybe 2022. I am blown away by that, it's insane. Also Nate gets drunk and we hand out awards.Support the showDiscord - https://discord.gg/6BaNRtcP8CThreads - https://www.threads.net/@wordsaboutbookspodcastInstagram - https://www.instagram.com/wordsaboutbookspodcastBlog - https://blog.wordsaboutbooks.ninja/Buy the Books - https://bookshop.org/shop/wabpod

This week Tom & Zeus welcome back the host of the Busted Open Podcast, David LaGreca to discuss the 1 year anniversary of the last KISS show on December 2, 2023. The last KISS concert was at Madison Square Garden on December 2, 2023. To say the concert was polarizing would be an understatement. Between the setlist, no montages, no statement about former members and of course the avatars, KISS left many fans disappointed. Both Tom & Zeus and life long KISS fan, David LaGreca were all there and witnessed the whole event. Now one year later, the guys look back and discuss the concert and KISS one year later. A fun and interesting discussion from three passionate KISS fans about the now legendary concert. To Purchase Shout It Out Loudcast's KISS Book “Raise Your Glasses: A Celebration Of 50 Years of KISS Songs By Celebrities, Musicians & Fans Please Click Below:   Raise Your Glasses Book   For all things Shout It Out Loudcast check out our amazing website by clicking below:   www.ShoutItOutLoudcast.com   Interested in more Shout It Out Loudcast content? Care to help us out? Come join us on Patreon by clicking below:   SIOL Patreon   Get all your Shout It Out Loudcast Merchandise by clicking below:   Shout It Out Loudcast Merchandise at AMAZON   Shop At Our Amazon Store by clicking below: Shout It Out Loudcast Amazon Store   Please Email us comments or suggestions by clicking below: ShoutItOutLoudcast@Gmail.com   Please subscribe to us and give us a 5 Star (Child) review on the following places below: iTunes Podchaser Stitcher iHeart Radio Spotify   Please follow us and like our social media pages clicking below: Twitter Facebook Page Facebook Group Page Shout It Out Loudcasters Instagram YouTube   Proud Member of the Pantheon Podcast click below to see the website: Pantheon Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Future Disco Radio, your ultimate soundtrack for any time of the day! This week, we're thrilled to welcome the one and only PBR Streetgang to the show, for a special retrospective mix, to celebrate Future Disco's 15th Anniversary.  Tune in live every Friday at 3pm GMT / 10am EST to catch the freshest beats and vibes from the global house and disco scene. Whether you're kicking off your weekend or simply need some midday motivation, we've got you covered. Featuring the crème de la crème of guests from the world of house and disco, Future Disco Radio is your one-stop destination for musical bliss. For more information, visit lnkfi.re/FutureDiscoRadio Future Disco Radio, where the future of music meets the timeless rhythms of house and disco. Featuring the best guests in house and disco from around the world. #PBRStreetgang #djmix #guestmix #futurediscoradio

Jeffrey Lacker is a senior affiliated scholar at the Mercatus Center, and he previously worked at the Federal Reserve Bank of Richmond, where he served as its president from 2004 to 2017. Jeff is also a returning guest to the podcast, and he rejoins David on Macro Musings to talk about the history of the Federal Reserve's credit policy, as well as a recent Shadow Open Market Committee conference.   Transcript for this week's episode.   Jeffrey's website Jeffrey's Mercatus profile   David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings   Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server!   Join the Macro Musings mailing list! Check out our Macro Musings merch!   Related Links:   *A 50-Year Retrospective on the Shadow Open Market Committee and its Role in Monetary Policy* — A conference hosted by the Hoover Institution   *From the “Lender of Last Resort” to “Too Big to Fail” to “Financial System Savior”: Federal Reserve Credit Policy and the Shadow Open Market Committee* by Jeffrey Lacker   *Last Resort Lending: Classical Thought vs. Modern Federal Reserve Practice* by Jeffrey Lacker   Timestamps:   (00:00:00) – Intro   (00:01:47) – The Shadow Open Market Committee and its Contributions Throughout Time   (00:05:32) – Highlights from the Recent Shadow Open Market Committee Conference   (00:10:17) – From FAIT Back to FIT?   (00:14:07) – *Federal Reserve Credit Policy and the Shadow Open Market Committee*: Motivation and Summary   (00:16:05) – Breaking Down the Difference Between Credit Policy and Monetary Policy   (00:22:10) – The Four Doctrines of Fed Lending: The Monetary Stability Doctrine   (00:28:56) – The Four Doctrines of Fed Lending: The Real Bills Doctrine   (00:34:49) – The Four Doctrines of Fed Lending: Warburg's Mercantilism   (00:39:11) – The Four Doctrines of Fed Lending: Too-big-to-fail and the Reluctant Samaritan   (00:47:45) – Solutions for Improving the System Moving Forward   (00:55:25) – Outro

This week Tom & Zeus welcome back the host of the Busted Open Podcast, David LaGreca to discuss the 1 year anniversary of the last KISS show on December 2, 2023. The last KISS concert was at Madison Square Garden on December 2, 2023. To say the concert was polarizing would be an understatement. Between the setlist, no montages, no statement about former members and of course the avatars, KISS left many fans disappointed. Both Tom & Zeus and life long KISS fan, David LaGreca were all there and witnessed the whole event. Now one year later, the guys look back and discuss the concert and KISS one year later. A fun and interesting discussion from three passionate KISS fans about the now legendary concert. To Purchase Shout It Out Loudcast's KISS Book “Raise Your Glasses: A Celebration Of 50 Years of KISS Songs By Celebrities, Musicians & Fans Please Click Below:   Raise Your Glasses Book   For all things Shout It Out Loudcast check out our amazing website by clicking below:   www.ShoutItOutLoudcast.com   Interested in more Shout It Out Loudcast content? Care to help us out? Come join us on Patreon by clicking below:   SIOL Patreon   Get all your Shout It Out Loudcast Merchandise by clicking below:   Shout It Out Loudcast Merchandise at AMAZON   Shop At Our Amazon Store by clicking below: Shout It Out Loudcast Amazon Store   Please Email us comments or suggestions by clicking below: ShoutItOutLoudcast@Gmail.com   Please subscribe to us and give us a 5 Star (Child) review on the following places below: iTunes Podchaser Stitcher iHeart Radio Spotify   Please follow us and like our social media pages clicking below: Twitter Facebook Page Facebook Group Page Shout It Out Loudcasters Instagram YouTube   Proud Member of the Pantheon Podcast click below to see the website: Pantheon Podcast Network Learn more about your ad choices. Visit megaphone.fm/adchoices

  Boxer IPO Hits the Market Boxer* (JSE code will be BOX) lists on 28 November, debuting at R54/share after a highly oversubscribed IPO. Strategies discussed for trading or investing in Boxer shares, including buying through Pick n Pay shares. Key takeaway: Patience is key; wait for potential pullbacks. Two-Pot Retirement Savings and Market Impact Early evidence of consumer spending from the two-pot retirement system. Stocks like Mr. Price*, Pepkor, and Keith McLachlan's picks (e.g., Afrimat, Netcare) reviewed as beneficiaries. Satrix 40 ETF Turns 24 Launched in 2000, the Satrix 40 has delivered an annualized return of 11.3%. Impact: Introduced passive investing and slashed fees for South African investors. Bitcoin's Psychological Barrier at $100,000 Bitcoin fell short of the $100K milestone, retracing to around $93K. Analysis of big psychological levels in markets and what this means for Bitcoin's momentum. Bitcoin | Weekly | 27 November 2024 Anglo-Platinum Share Sale Anglo-American reduces its stake in Anglo-Platinum, selling at cycle lows. Discussion on PGM market challenges and future outlook. Trump's Proposed Tariffs Announced 10% tariffs on all Chinese imports and 25% on goods from Mexico and Canada. Potential economic implications and geopolitical fallout analysed. Rand, DXY, and Gold The Rand holds surprisingly well despite DXY strength; predictions for 2024 suggest potential recovery. Gold price fluctuations and long-term bullish outlook. US$ Index (DXY) | Weekly | 27 November 2024 Commodity Spotlight: Coffee and Cocoa Coffee prices hit 20-year highs due to Brazilian droughts, impacting consumer costs. Cocoa prices stabilise after a surge, with Nestlé and soft commodity ETFs in focus. Super Group and SG Fleet Deal SG Fleet receives a buyout offer, boosting share prices. Opportunities in second-tier stocks like Invicta and Hudaco highlighted for a potentially improving economic environment. MPC Update South African Reserve Bank increases rates by 0.25%, citing risks from core inflation and external pressures. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order 00:00 Market Overview and Boxer IPO Insights 03:08 Two-Pot Money and Consumer Spending Trends 06:03 Satrix 40: A 24-Year Retrospective 08:51 Bitcoin's Psychological Barriers and Market Sentiment 11:40 Anglo-American's Strategic Moves and Market Reactions 14:58 Commodity Prices: Coffee and Cocoa Trends 17:49 Monetary Policy Committee Decisions and Economic Outlook jj  

In this episode, the JSGC podcast crew return to a topic we've covered multiple times in the past: the infrastructure and adoption of broadband internet within the commonwealth. Since 2020, JSGC has released five broadband reports which have charted Pennsylvania's progress toward widespread and affordable broadband adoption. With 2024 being the final year of this project, we decided to interview project manager Yvonne, as well as staffers Alli and Bryan, on what they've learned from working on this project and to share their thoughts on what is still is left to do going forward. The final report "Delivery of High-Speed Broadband Services in Unserved and Underserved Areas of the Commonwealth - Fifth Annual Report"  was released in August of 2024, a copy of the report and a summary are available here. The broadband reports of previous years can also be found on our website. Music by Joseph McDade. Visit us at http://jsg.legis.state.pa.us/

Film Gate Interactive celebrated their 10-year anniversary in 2023, and I had a chance to get a retrospective recap from founder and curator Diliana Alexander as well as with board members Savannah Niles and James Powderly. Their 11th edition of Film Gate Interactive is happening December 4-8th, 2024 and so be sure to check out their sponsorship deck for more context on the many different partnerships and collaborations that Alexander has set up in this unique regional immersive festival. We talk about the curation process, the unique character of Miami and the various immersive excursions to explore the city, and a retrospective look at the founding and evolution of this cultivation of the immersive community within the unique cauldron and culture of Miami. This is a listener-supported podcast through the Voices of VR Patreon. Music: Fatality

Join us for a compelling episode of Safety Corner powered by S1 and The Construction Life, featuring industry veteran Frank Tancredi, who brings nearly four decades of experience to the table. Frank's career began in his early 20s with a decade of hands-on work in heavy demolition, setting the stage for a lifelong commitment to the construction industry. He then transitioned to an impactful 21-year tenure with the Ministry of Labour, overseeing safety and regulatory compliance across all levels of construction. The past five years saw Frank sharing his wealth of knowledge through private consulting before taking a well-deserved hiatus as he plans his next project.Tune in to hear Frank's reflections on industry evolution, insights into maintaining safety standards, and lessons learned from his extensive career. You're listening to Safety Corner powered by TCL and S1 for workers by workersOnline and In Person Health and SafetyPrograms and TrainingAvailable in 10 plus languagesEnglish French Portuguese Italian Russian Tagalog Turkish Arabic and ChineseReach out to www.mys1.ca and DM then @my_s1 for more information

Jon Hartley is a macroeconomist and affiliated scholar at the Mercatus Center, and he is also the host of a Hoover Institution podcast titled, *Capitalism and Freedom in the 21st Century.* Jon joins David on Macro Musings to talk about the Hoover Institution's recent monetary policy conference, *A 50-Year Retrospective on the Shadow Open Market Committee and its Role in Monetary Policy* as well as some of his own related work. Specifically, Jon and David also discuss the origins, purpose, and influence of the Shadow Open Market Committee, the tension between the fiscal theory of the price level and Fed policy, the significance of government debt management, and more.   DISCLAIMER: The views expressed herein are those of the authors and should not be attributed to the IMF, its Executive Board, or its management.   Transcript for this week's episode.   Register now for Building a Better Fed Framework: The AIER Monetary Conference.   Jon's podcast: Capitalism and Freedom in the 21st Century Jon's Twitter: @Jon_Hartley_ Jon's website   David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings   Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server!   Join the Macro Musings mailing list! Check out our Macro Musings merch!   Related Links:   *A 50-Year Retrospective on the Shadow Open Market Committee and its Role in Monetary Policy* - An event hosted by the Hoover Institution   *The International Public Debt Valuation Puzzle: Testing the Fiscal Theory of the Price Level Across Countries and Time* by Jon Hartley, Matyas Farkas, and J.R. Scott   *Does Government Debt Management Matter? High Frequency Identification from U.S. Treasury Quarterly Refunding Announcements* by Jon Hartley and Lorenzo Rigon   *The U.S. Public Debt Valuation Puzzle* by Hanno Lustig, Zhengyang Jiang, Stijn Van Nieuwerburgh, and Mindy Xiaolan   *The Real Effects of Monetary Expansions: Evidence from a Large-scale Historical Experiment* by Nuno Palma   *Chronicle of a Deflation Unforetold* by Francois Velde   Timestamps:   (00:00:00) – Bumper   (00:00:41) – Intro   (00:04:50) – The Origins, Purpose, and Influence of the Shadow Open Market Committee   (00:13:18) – Why Has Money Fallen Out of Favor?   (00:22:31) – How Well Does the Fiscal Theory of the Price Level Hold Up?   (00:34:58) – The Tension Between the Fiscal Theory of the Price Level and Fed Policy   (00:40:58) – Does Government Debt Management Matter?   (00:51:10) – The Floor System, Quantitative Easing, and the Keys to Economic Growth   (00:59:41) – Outro

I had Dennis Ziemienski on today, and I've known Dennis for a long time, represented him for about 20 years, and we're doing a retrospective for him on December 6th in Tucson. He's going to turn 77 in May, and he's been working on this for over a year. There's a new on Dennis that just came out and we're going to have over 60 paintings in the show. It's a big deal for artists to have their lives celebrated. Dennis definitely needs to be celebrated because he's a remarkable artist. As an illustrator he did some things that were gigantic. The Super Bowl, Academy Awards, Olympics, Kentucky Derby, you name it, he did it. Then after being a successful illustrator, he transitioned into fine art and succeeds in spades. So and he makes it look easy.He loves to create. Every time I talk to him, he's excited and happy to be talking about the art that he's painting and what he's doing. So for me, it's a thrill to have his retrospective at our gallery this year (again, December 6, 2024).To see all that work together is going to be so compelling, I have no doubt. Not only will it be the fine art, but we're doing something in our new Maynard Dixon and Native American Art Museum, which will be a show of illustrations juxtaposed against Maynard Dixon's commercial art. So we just talk about it, right? We just talk about his life and how he got into art in the first place. I really wanted to focus on the paintings in his book and the retrospective, and I think we got it. I think it's a great podcast, and it will be one of those that's noted, when people are doing research is an important one because you can see his life laid out just as you'll see it in his retrospective coming up, Dennis Ziemienski.

In this episode, I'm thrilled to share how AI is helping me breathe new life into my band's old tracks. Using the new Stem Splitter tool in Logic Pro, I'm diving back into tracks from my 2003 album with Rising Decline and remixing to create fresh mixes with modern sound. Imagine taking an old MP3, […]

This week on the podcast, Peter and Jackie reflect on the six years since the podcast started. With over 250 episodes and counting, they have commented on a range of topics and events shaping the energy industry in Canada and beyond.In this episode, Peter and Jackie reflect on the podcasts and events that have stayed with them over the past six years and the topics that keep arising, including divestment and energy security. They also discuss their philosophy of interviewing guests.Special thanks to the loyal ARC Energy Ideas podcast listeners and to Beau Shiminsky at Ear Candy, our sound engineer since day one.Content referenced in this podcast:Energyphile stories on Apple (Audio only)Energyphile stories on the website (written and audio) Ear Candy StudioPlease review our disclaimer at: https://www.arcenergyinstitute.com/disclaimer/  Check us out on social media: X (Twitter): @arcenergyinstLinkedIn: @ARC Energy Research Institute Subscribe to ARC Energy Ideas PodcastApple PodcastsAmazon MusicSpotify 

On this episode of Ghost-Spider Groupies: Abigail and Pax present a ten year retrospective on Spider-Gwen aka Ghost-Spider! We look back on the events that have happened during Gwen-65's first decade of adventures, spanning everything from the comics to multimedia, and see what the future holds for her! Plus: The Week-Gwend Update! E-mail us at ghostspidergroupies@gmail.com or tweet us @GSGroupies with any questions or thoughts on the show. Thanks for listening. Spider-Gwen/Ghost-Spider Reading List and Where to Buy Music: Green Daze by Audionautix http://audionautix.com

Let's turn back the clock to revisit an underrated year in horror movies: 1999. It's certainly a good time to put 1999 in perspective for its silver anniversary. In hindsight, this was a hinge year. Many old horror themes were getting swept away as new genre tropes emerged.

Augie is at work this week, though Aaron and Stevie take a look back at the last Five years of BFYTW.Join us as we reminisce of Podcasts Past and give thanks to you all.Included: Hor-Hay, Kerosene Letter, Mexigun, The List, NFYTW, TaskMaster, and so much more.Thank you all for an amazing 5 years.Promos @EverTrendingPod @BeerInFrontProudly Sponsored by Peace, Love, & Budhttps://www.plbud.com/Shoutouts to our Patrons; Mexi, Justin B, Kristin F ,Jeramey F ,Flaose, Todd, Jim, Flaos, Bridget F., David M., Dave A, Erin S, Donna/Colin Maggs,The GateLeapers, Kacey S., William M., Crunchie, DJ Xanthus, Crystal D.Free Followers on Patreon: Joáo C, Joep, Leonardo, Irsya Cahyo, Teanna Cm Lucho D.Founding Members of @OddPodsMedia https://www.patreon.com/BFYTWShow Music by @KeroseneLetter and @Mexigun Our Merch Available by contacting us.https://www.youtube.com/channel/UCyJG-PDn6su32Et_eSiC6RQwww.BFYTWpod.comhttps://www.facebook.com/profile.php?id=100094350980128TikTok https://www.tiktok.com/@bfytwpod

This week on Marvel-ous Movie Mondays with Kelsey Kilpatrick & Dylan Randazzo, we are doing a commentary track for a film that released in 2014 (ten YEARS ago), as part of the Dyl Pickle Movie Network's 10 Year Retrospective of 2014. This film, CAPTAIN AMERICA: THE WINTER SOLDIER. We will instruct everyone when to hit play on your devices so you can watch along with us and hear our thoughts in real time. Thank you for all the support, and we hope you continue spreading the word if you enjoy this podcast. As always, if you would like to see the video version of this podcast, head to "The Dyl Pickle Movie Network" on YouTube! Twitter: @dylan_randazzo @kelseyakilp Instagram: @thedylanrandazzo @kelseyakilpatrick --- Support this podcast: https://podcasters.spotify.com/pod/show/dylan-randazzo/support

This week on Marvel-ous Movie Mondays with Kelsey Kilpatrick & Dylan Randazzo, we are doing a commentary track for a film that released in 2014 (ten YEARS ago), as part of the Dyl Pickle Movie Network's 10 Year Retrospective of 2014. This film, James Gunn's original GUARDIANS OF THE GALAXY. We will instruct everyone when to hit play on your devices so you can watch along with us and hear our thoughts in real time. Thank you for all the support, and we hope you continue spreading the word if you enjoy this podcast. As always, if you would like to see the video version of this podcast, head to "The Dyl Pickle Movie Network" on YouTube! Twitter: @dylan_randazzo @kelseyakilp Instagram: @thedylanrandazzo @kelseyakilpatrick --- Support this podcast: https://podcasters.spotify.com/pod/show/dylan-randazzo/support

What up everyone! It's a brand-new episode about Vampire! Brendan is joined by podcast luminary Mike from Darker Days Radio and the two get down to brass tacks about what the World of Darkness is, was, and where it's going. Additionally, they take a dive into The Crimson Gutter, the latest Chronicle book release from Renegade Games!  Check out our links: You can find Full Metal RPG through the various links below: https://linktr.ee/fullmetalrpg Also you can support my RPG writing here: Die Dunkelelfen Chroniken: https://flayedmanbooks.itch.io/ Summer of Strange: https://solemn-vale.backerkit.com/hosted_preorders/495558 And check in with our comrades at Darker Days Radio: http://podcast.darker-days.org/

I've been out publicly as trans for four years, and on hormone replacement therapy for just as long! So let's dive in to my annual check-in and see what new developments (ahem) have occurred! We're going to cover body hair, photos, exercise, confidence, voice, clothes, getting married all over again, and multiple new body changes! Photographer, filmmaker, and writer Rachel Kendra joins us to discuss the dying film industry and how it's so L.A. to first meet on a podcast! Let's just see what happens. For fun! RACHEL KENDRA Twitter: @rachelxkendra Threads: @rachelxkendra Insta: @rachelxkendra Bluesky: @rachelxkendra Website: rachelkendra.com FURTHER READING (topics discussed with essays available at http://TillysTransTuesdays.com) One, Two, and Three Year Retrospectives, Transition Setbacks, 2022 US Trans Survey Report, Pandemic Transition, Body Hair, Photos and Reflections, Photos 2: The Selfie Apocalypse, Performative Allyship, Body Hacking, Hair, Hair 2, Bodily Autonomy (and my tattoo), Confidence, Confidence 2 (aka Into the Unknown aka What is Happening aka A Whole New World), A Trans Re-wedding, Trans Voices 1-3, Anecdotal Trans Healthcare, Finding Our Trans Style Special thanks to Daisy and Jane for the use of "Sorry Not Sorry" as our show's theme music. Please stop by and show your support at daisyandjane.bandcamp.com and soundcloud.com/daisyandjane --Please leave us a rating on Apple Podcasts/iTunes!-- Website: pendantaudio.com Twitter: @pendantweb Facebook: facebook.com/pendantaudio Tumblr: pendantaudio.tumblr.com YouTube: youtube.com/pendantproductions

Rick Greene, MD, discusses with Lorenzo Ferri, MD, PhD, the long-term survival outcomes of patients with esophageal and junctional adenocarcinoma treated with neoadjuvant docetaxel-based chemotherapy and en bloc transthoracic esophagectomy. Dr. Ferri is author of, "Docetaxel-Based Neoadjuvant Chemotherapy Followed by En Bloc Resection for Esophageal Adenocarcinoma: A 15-Year Retrospective Analysis from a Regional Upper Gastrointestinal Cancer Network." Dr. Ferri is Professor of Surgery and Oncology, McGill University; David S. Mulder Chair of Surgery Head, Division of Thoracic and Upper Gastrointestinal Surgery, McGill University Health Centre; and, Director, Upper G.I. Cancer Program, McGill University, Montreal, Canada.

Today's Post - https://bahnsen.co/3R7M9Io Reflecting on 50 Years of Market and Personal Milestones In this special edition of the Dividend Cafe weekly market commentary, David reflects on 50 years of market and economic history coinciding with his 50th birthday. This episode dives into significant economic events, market trends, and personal anecdotes, from the S&P 500's journey from 89 points at David's birth to its massive growth over the decades. David shares insights from his personal and professional life, highlighting lessons learned and projecting forward for the next 50 years. Tune in for historical retrospection and wisdom on long-term investing and human ingenuity. 00:00 Introduction to This Week's Dividend Cafe 01:02 Reflecting on 50 Years of Investing 01:29 Personal Milestones and Market Parallels 06:15 Economic Challenges and Lessons from the 1970s 08:18 The Booming 1980s and Financial Innovations 12:05 The Digital Revolution and Market Zeal of the 1990s 14:39 Navigating the 2000s: Personal and Professional Growth 16:06 The Financial Crisis and Its Lasting Impact 17:35 Modern Market Dynamics and Future Outlook 21:24 The Power of Dividends and Long-Term Investing 24:37 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Jacob and Byron are back and today's episode is all about AEW. With the showing of the footage of the backstage fight at Wemby, random call outs and mishaps after mishaps, we ask the question, what is AEW doing?! We dive into the 5 year retrospective of AEW.

On your left... and right earbuds! We're coming at you in stereo with our mega Marvel episode this week. First, hosts Rod and Ben discuss the latest "Deadpool & Wolverine" trailer, including easter eggs and expectations. Then, we assemble our own team to talk about our memories/excitement/love for the epic that is "Avengers: Endgame". Do please enjoy! --- Support this podcast: https://podcasters.spotify.com/pod/show/infinity-bros/support

Jala is joined by Desirée and Dave (Monster Dear Monster) to discuss the breadth of the 2-year runtime of the show, inclusive of chat about general format, mission statement and a run-through of every episode topic to date. Support this show via Ko-fi! Just like Patreon, there are subscription tiers (with bonus content!) in addition to the ability to drop us a one-time donation. Every little bit helps us put out better quality content and keep the lights on, and gets a shout out in a future episode. Check out ko-fi.com/fireheartmedia (https://ko-fi.com/fireheartmedia) for the details! Don't forget to rate & review us on your podcasting platform of choice~ Jala Prendes - Bluesky - @jalachan (https://bsky.app/profile/jalachan.bsky.social), Bluesky - @fireheartmedia (https://bsky.app/profile/fireheartmedia.bsky.social) Twitter (https://twitter.com/jalachan) The Level (https://thelevelpodcast.com/hosts/jala) Desirée - @dneyens (https://twitter.com/dneyens) Dave Cox - Bluesky (https://bsky.app/profile/senplus.bsky.social) Twitter @Sentionaut_Plus (https://twitter.com/Sentionaut_Plus), Twitter @mon_dmonster (https://twitter.com/mon_dmonster) Monster Dear Monster (https://monsterdear.monster) Special Guests: Dave Cox and Desirée Neyens.

We're rapidly approaching the five-year anniversary of the release of AVENGERS: ENDGAME, so AC and Jake wanted to take a look back at the biggest movie in the history of the MCU to discuss how it holds up, how it made us feel, and how it has impacted the culture. To do this, they're joined by the great Rod Morrow, who absolutely watched this and not a Cuba Gooding Jr. movie. Follow Rod: @rodimusprime JOIN OUR PATREON: Patreon.com/mcuniversitypod BUY MERCH: www.teepublic.com/user/marvel-cinematic-university Follow the show: @mcuniversitypod (Twitter/Insta) Follow AC: @anthonycanton_3 Follow Jake: @thejakechristie

Join us as we take a look back on season 2 of the podcast and figure out what the hell happened.

Hello film and specifically MCU fans to the beginning of our Marvel-ous Month of April where we will be celebrating all things MCU. First up, hosts Rod and Ben have a great discussion about the tenth anniversary of a certain sequel within the franchise, "Captain America: The Winter Soldier". You'll want to give a listen to hear our discussion on who we first watched it with, how surprised we were at the twists, our favorite action scenes, and our favorite jokes. Do please enjoy. --- Support this podcast: https://podcasters.spotify.com/pod/show/infinity-bros/support

Join this channel to get access to perks:    / @fulcrumentertainment   SUBSCRIBE || https://rb.gy/aypfdj JOIN OUR DISCORD:   / discord   CHECK OUT OUR MERCH!: http://tee.pub/lic/uyjXrBYIvFU FOLLOW OUR TWITCH:   / fulcrumentpodcast   FOLLOW US ON TWITTER:   / fulcrum_ent   EMAIL US: TheFulcrumReport@gmail.com ______________________________________________________________________________ The Fulcrum Entertainment podcast covers everything Star Wars, Marvel, DC, new film/tv releases and gaming related. Join Gilbert Santillanes & Harrison Bulman for discussion and banter live weekly with their friends and fans. Check out our other videos for more reviews, commentary, reaction videos, audiobooks and comic dubs. ______________________________________________________________________________ Audiobook Playlists Star Wars Allegiance - https://tinyurl.com/SWAllegiance Star Wars: Slave Ship - https://tinyurl.com/SWSlaveShip Star Wars: Red Harvest - https://tinyurl.com/SWRedHarvest Star Wars: Kenobi - https://tinyurl.com/KenobiAudiobook Star Wars: Death Troopers - https://tinyurl.com/52nfytf6 Star Wars: The Mandalorian Armor - https://tinyurl.com/bdhusyca Resident Evil: Caliban Cove - https://tinyurl.com/RECalibanCove Resident Evil: City of the Dead - https://tinyurl.com/ycktb8um Batman Arkham Knight: The Riddler's Gambit - https://tinyurl.com/4c2d7ztd Red Dwarf Book 1 - https://tinyurl.com/RedDwarfBook1 TMNT: The Last Ronin Audio Comic    • TMNT: The Last Ronin (Audio Comic)   --- Support this podcast: https://podcasters.spotify.com/pod/show/fulcrum-entertainment/support

Join this channel to get access to perks:    / @fulcrumentertainment   SUBSCRIBE || https://rb.gy/aypfdj JOIN OUR DISCORD:   / discord   CHECK OUT OUR MERCH!: http://tee.pub/lic/uyjXrBYIvFU FOLLOW OUR TWITCH:   / fulcrumentpodcast   FOLLOW US ON TWITTER:   / fulcrum_ent   EMAIL US: TheFulcrumReport@gmail.com ______________________________________________________________________________ The Fulcrum Entertainment podcast covers everything Star Wars, Marvel, DC, new film/tv releases and gaming related. Join Gilbert Santillanes & Harrison Bulman for discussion and banter live weekly with their friends and fans. Check out our other videos for more reviews, commentary, reaction videos, audiobooks and comic dubs. ______________________________________________________________________________ Audiobook Playlists Star Wars Allegiance - https://tinyurl.com/SWAllegiance Star Wars: Slave Ship - https://tinyurl.com/SWSlaveShip Star Wars: Red Harvest - https://tinyurl.com/SWRedHarvest Star Wars: Kenobi - https://tinyurl.com/KenobiAudiobook Star Wars: Death Troopers - https://tinyurl.com/52nfytf6 Star Wars: The Mandalorian Armor - https://tinyurl.com/bdhusyca Resident Evil: Caliban Cove - https://tinyurl.com/RECalibanCove Resident Evil: City of the Dead - https://tinyurl.com/ycktb8um Batman Arkham Knight: The Riddler's Gambit - https://tinyurl.com/4c2d7ztd Red Dwarf Book 1 - https://tinyurl.com/RedDwarfBook1 TMNT: The Last Ronin Audio Comic    • TMNT: The Last Ronin (Audio Comic)  --- Support this podcast: https://podcasters.spotify.com/pod/show/fulcrum-entertainment/support

Dustin takes the opportunity of Leap Day to look back where we were on the last Leap Pay - February 29, 2020. Observations inlcude both public procurement in general and the changes of Civic Initiatives as a service provider.

Today's returning guest is Alpha Architect's Wes Gray, and he's joined by Bob Elwood, a business lawyer with a focus on investment funds.  Wes and Bob just helped complete a separately managed account to ETF conversion of $770 million, so we had to get them on the show to walk through the process! They walk through the process of doing an SMA to ETF conversion via Section 351 from start to finish. They share some of the more nuances involved in the process and answer some common questions they hear over time. While the most popular ETF story so far this year is the Bitcoin ETF, this is arguably a bigger long-term story and a trend to watch in the next few years. (1:39) - Welcome to our guests, Wes Gray and Robert Elwood; Wes' prior appearances on the show: how to launch an ETF, 2023 Radio Show, 2021 Radio Show (2:11) - Update on Alpha Architect (2:59) - Overview of converting SMAs to ETFs via Section 351 (13:58) - Mutual fund to ETF conversions versus separate account to ETF conversions (19:34) - Weighing the advantages and disadvantages of SMA to ETF conversions (26:01) - Is Your Alpha Big Enough to Cover Its Taxes? A 25 Year Retrospective (26:35) - The case for the tax-free conversion of SMAs into an ETF via Section 351 (34:35) - Alpha Architect's connection to former Presidential candidate Vivek Ramaswamy (36:37) - Esoteric examples of SMA to ETF conversions (38:06) - When does it not make sense to do a conversion? (43:23) - The future of Alpha Architect Learn more about Bob and Wes: ETF Architect; Alpha Architect ----- Follow Meb on Twitter, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Sponsor: Today's episode is sponsored by YCharts. YCharts enables financial advisors to make smarter investment decisions and better communicate with clients. Visit YCharts to start your free trial and be sure to mention "Meb" for 20% off your subscription (new clients only). Sponsor: Today's episode is sponsored by The Idea Farm. The Idea Farm gives you access to over $100,000 worth of investing research, the kind usually read by only the world's largest institutions, funds, and money managers. Subscribe for free here. Follow The Idea Farm: Twitter | LinkedIn | Instagram | Tik Tok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we're interviewing Ron Holt, Founder of Pink Zebra Moving. We're ALSO celebrating 6 years of Pillars of Franchising! That's right, 6 whole years. Ron Holt is the Former CEO & Founder of Two Maids & A Mop. His specialties are franchise development, management, sales & marketing, leadership. Listen in or watch on Thursdays at 5pm EST / 4pm CST / 3pm MST / 2pmPST ~ wherever you listen to podcasts or watch livestreams Interested in buying a franchise? Contact Ray Pillar thru the Pillars of Franchising KPHRED Radio page

This week, we're interviewing Ron Holt, Founder of Pink Zebra Moving. We're ALSO celebrating 6 years of Pillars of Franchising! That's right, 6 whole years. Ron Holt is the Former CEO & Founder of Two Maids & A Mop. His specialties are franchise development, management, sales & marketing, leadership. Listen in or watch on Thursdays at 5pm EST / 4pm CST / 3pm MST / 2pmPST ~ wherever you listen to podcasts or watch livestreams! Interested in buying a franchise? Join our Million Dollar Franchisee Mentor program. Send us a message and we'll fill you in.

Delve into an exclusive interview with Fred Tackett, a distinguished American songwriter and multi-instrumentalist, renowned as a pivotal member of the highly successful band Little Feat, which has sold millions of records. Initially recognized as a versatile session player proficient in guitar, mandolin, and trumpet, Tackett's musical journey expands beyond the realms of Little Feat. His extensive repertoire includes collaborations with prominent artists, counting legends such as Bob Dylan and Jimmy Webb among his musical comrades. https://www.littlefeat.net/Support the showThanks for listening for more information or to listen to other podcasts or watch YouTube videos click on this link >https://thetroutshow.com/

If you want to listen to this episode, join our Patreon (even on a free trial tier) and listen to this episode right now! https://www.patreon.com/posts/end-of-year-95695650 Join Acast+ to enjoy our podcast adfree! https://plus.acast.com/s/sacrilegiousiscourse. Hosted on Acast. See acast.com/privacy for more information.

Nate and Zach (and briefly their good friend Lauren) revisit the cinematic highlights of their middle school years with the latest edition of their annual retrospective awards show, The 2003 LOTTIES! 

It's a special live edition of Caught Offside! The boys share their thoughts on the bug winners and losers from this year group stage in the Champions League. Plus, with 2023 winding down, we discuss some of our biggest takeaways from the year that was and start looking ahead to what excites us about 2024.(Also available as a video podcast on our YouTube page - https://www.youtube.com/watch?v=mvB2qZ_cKc4).---Reminder: We've partnered up with Manscaped during the month of December! Get 20% OFF @manscaped + Free Shipping with promo code caughtoffside at MANSCAPED.com! #ad #manscapedpod---Youtube: https://www.youtube.com/@caughtoffsidepod X: https://twitter.com/COsoccerpodInstagram: https://www.instagram.com/caughtoffsidepod/Email: CaughtOffsidePod@gmail.com Hosted on Acast. See acast.com/privacy for more information.

We're talking with El Toro, a muralist and one of the founders of Philadelphia's hand-drawn sticker scene. We'll learn what it was like moving from the Phillipines to the U.S. as a kid, why he recently came out of anonymity, and hear the origin story of his namesake character. Show Notes El Toro Instagram Feed Streets Dept INTV with El Toro 10 Year Retrospective INTV with Owner's Magazine

Read the stories here. American Public Media / NPR's "Marketplace" discusses what haunts the haunted house industry - featuring the Haunted Attraction Network's own Philip Hernandez; Celebrate a decade of Sir Henry's Haunted Trail with "Sir Henry's Legacy: A 10-Year Retrospective"; Universal Destinations & Experiences announces the name for their year-long horror destination in Las Vegas - "Universal Horror Unleashed"; The first-ever Haunted Mansion Bar comes to the Disney Treasure cruise ship in 2024; Professional pumpkin carver Adam Bierton shares carving tips; Donte your pumpkins after Halloween

We've done a Halloween special each year for the past five years. And each year, and for no particular reason, we've spent a chunk of the show covering a classic horror movie celebrating, specifically, its 40th anniversary. I'm a little sad to say that this year we're breaking the tradition, partly because 1983 was a strikingly barren year for horror movies (notwithstanding, uh, Cujo, I guess? Psycho II?). And partly because, well, one of the greatest horror movies ever made happens to be celebrating its 50th anniversary this year. So. This hour, our take on William Friedkin's 1973 masterpiece, The Exorcist. And a look at filmmaker David Gordon Green's turn away from indie dramas and Hollywood comedies and toward horror legacy requels. His latest is The Exorcist: Believer. Plus: There sure are a lot of those crazy 12-foot skeleton things showing up on people's lawns, aren't there? We investigate the Skelly sensation. GUESTS: Aislinn Clarke: A screenwriter and director and a lecturer in film studies at Queen's University Belfast Bill Curry: Playing the part of Bill Curry playing the part of Standing Concerned Man Jesse Hassenger: Associate editor of Paste Movies and co-host of the New Flesh horror movie podcast Rachel Kurzius: A reporter for The Home You Own at The Washington Post The Colin McEnroe Show is available as a podcast on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, TuneIn, Listen Notes, or wherever you get your podcasts. Subscribe and never miss an episode! Subscribe to The Noseletter, an email compendium of merriment, secrets, and ancient wisdom brought to you by The Colin McEnroe Show. Join the conversation on Facebook and Twitter. Colin McEnroe and Cat Pastor contributed to this show.Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

Be sure to visit the Irregular Warfare Initiative website to see all of the new articles, podcast episodes, and other content the IWI team is producing! In what ways do irregular warfare and counterinsurgency overlap? Is China engaged in irregular warfare against its adversaries? What are some of the failures of the wars and conflicts of the last twenty years and why did they occur? What do IW practitioners need to do to avoid the mistakes and to ensure they learn the hard-won lessons of the last twenty years in IW and COIN? This episode explores these deeply important questions and features a conversation with two of the leading experts on the subject: David Kilcullen and John Nagl. Intro music: "Unsilenced" by Ketsa Outro music: "Launch" by Ketsa CC BY-NC-ND 4.0

A 5 Year Retrospective of Lauren Southern's Documentary on South Africa ‘Farmlands'. Atrocities in South Africa is Globalist Plan For U.S.   How True is Farmlands Today? #SouthAfrica https://youtu.be/d8pXQTi0xAI Lauren Southern 718K subscribers 52,681 views Mar 6, 2023 Many thanks to my Subscribestar supporters who make videos like this possible!