Podcasts about Rog

Big Weekend Preview is back! Rog is joined by Rory Smith to answer your questions after a chaotic mid-week slate of matches, including Liverpool and Arsenal's 0–0 draw...is Arsenal starting to crack under pressure? And are Liverpool quietly making a run at the title? Plus, what to make of Chelsea's appointment of head coach Liam Rosenior, and why Manchester United still look unprepared as Darren Fletcher takes charge. Plus, a look ahead to an FA Cup weekend, including Crystal Palace's trip to sixth-tier Macclesfield FC.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEWatch our Vamos interview with Jesse Marsch here: https://www.youtube.com/watch?v=cncWyTUI3QQShop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the first podcast of 2026 where Roger and Pete answer more of your varied and interesting questions, covering everything from what to do when you've maxed out your pension and ISA, to whether you should borrow on your mortgage to invest! Shownotes: https://meaningfulmoney.tv/QA37   01:30  Question 1 Hello to Roger and his trusty sidekick Pete, Only kidding Pete, but it will make Roger feel good briefly. I must credit the pair of you for your continued dedication and commitment to educating the wider population on all things financial.  I have gone from strength to strength in planning my retirement with the guidance and abundance of free information you have provided, the books you have written Pete, as well as signing up to the Meaningful Academy Retirement Planning and now planning to retire several years earlier than originally intended. Using the information provided and learnt, I have got my finances in order but more importantly, that decision is to align my future life (and that of my wife) to the finances we need and when our needs are likely to be met, hence the realisation retirement is not as far away as we had originally perceived, so I really appreciate what you have done for me and my family. My question maybe very simple, but it was sparked during a previous Q&A session Listener Question – episode 20 - 30th July – Question 2 – The question surrounded company Shares. I am employed by BAE and I purchase company shares each month, partially as a sensible Tax saving being a higher rate tax payer (purchase them pre Tax) but also for the first £75 worth each month I buy each month, the company will match, so effectively £150 worth of shares which technically costs less than £50 in real money each month.  Now whilst I do sell some shares along the way (after the 5-year maturity to avoid tax payment), I continue to have a reasonable amount invested (£35k subject to tax relief period on some). A statement you made during the above session was "as a sideline issue we tend to say to people that investing in shares for the company you work for is a bad idea at any scale, thus to avoid backing one horse and it's not a good idea to hold onto shares for a company you work for." Now I thought I was onto a winner and being tax efficient and building an amount of money which I tap into on an occasional basis as well as additional source of income once retired, but are you implying, as you did to that listener, I might consider cashing some in and transferring the money else where? Perhaps in this instance it is suffice leaving it there, as the examples you gave were for smaller companies (in comparison) that folded, whereas BAE one of the larger Defence industry companies, doesn't appear to be going anywhere soon?  I do have a Royal Naval DB pension already paying out, as well as a part DB and part DC pension with BAE (continuing to build), so I'm not reliant upon the money, which is another factor why I've not considered moving them away or am I doing myself a bad deal, id value your opinions (not advice ha ha)? Thank you for your time Regards, John 08:02  Question 2 I'm 39, a basic rate taxpayer and I have a Lifetime ISA and a SIPP with HL. Can I save for retirement in my Lifetime ISA and invest in the same funds as my Pension after receiving the 25% bonus to achieve similar growth. Then at age 60, withdraw all that money tax free and pay it into my pension (up to my allowances and possibly using previous years) to gain the 20% tax relief just before I draw the pension? I would also save some money on platform fees as the LISA is 0.25% vs the SIPP at 0.45%. I know I can get cheaper platforms elsewhere but I find HL easy, intuitive, and feel like I can trust them with my money, which really encourages me to save in the first place. Thanks, Robert 13:40  Question 3 Hi Pete and Roger, Longtime fan and listener, thanks for all the great work you do! I'm 40 years old and a member of the LGPS DB pension scheme, which I've been paying into since my early 20s. My partner is also in a DB scheme (Central Government). We have no debt other than our mortgage. We currently live in a modest home we bought for £89k, but are thinking about upgrading to a bigger property for more space and comfort (no plans to have children). That said, we've enjoyed the low cost of living here. We've built up around £160k in savings, split roughly 40% in a Stocks & Shares ISA and 60% in Premium Bonds and cash. I've tried to keep the ISA intact as a form of flexibility/security around retirement, potentially to retire early or reduce hours in the future. The dilemma is: 1. Do we spend most of the savings on a better house and accept working longer? 2. Or do we stay where we are, keep our financial flexibility, and potentially one of us works less or retires earlier? 3. Or is there a sensible middle ground, spending some of the cash to improve our living situation while still preserving part of our financial cushion for future flexibility? We're just trying to balance quality of life now with freedom and options later, and would love to hear your take on it. Is there anything else we haven't thought about? Thanks so much for your thoughts! Gez   19:25  Question 4 Hi Pete and Rog, big fan of the show and I appreciate the helpful topics you cover. I am currently going through a remortgage and am extracting equity from our house to invest. The new mortgage rate is around 4% and our LTV will be around 80%. The additional monthly costs are within our budget too. My strategy is to invest the extracted amount in a stocks and shares ISA with my wife, utilising the £20k allowance each per tax year. This will be invested into globally diversified index funds. I have ran calculations on how much I will be paying in additional interest vs how much is probable from stock market returns. Over 25 years, the additional interest paid on £50k extracted at 4% is £29k Over 25 years, having invested £50k, I would need to return 1.84% to break even from this deal. This is due to the way mortgages are amortised via repayment vs the investments compounding positively. With conservative returns of 7% used, this will net £236k of interest. Am I missing anything here? Keep up the great work and I'm very interested to hear whether you have done this in the past. Stephen 26:40  Question 5 Hi Pete and Roger, Recent discoverer and now big fan of the show here - I have now caught up on all the Q&A episodes and am continuing to work my way through the back catalogue: a lot of material! My questions centre on tax-efficient options once ISAs and pensions are maxed out, and how to "bridge" savings if retiring before pension-age. I am 36, married and have 2 young daughters who are the apple of my eye. We have a very manageable mortgage and I benefit from a very well paid job. However, an extremely stressful period last year sent me on the track of better understanding personal finance (and ultimately finding you) in order to achieve financial independence and not need to tolerate that kind of situation ever again, as well as be free to dedicate my time and energy to things without worrying about how much money they pay. 1) I am trying to get to functional financial independence (i.e. paid work is entirely optional) as soon as possible - I now max out my annual pension and ISA allowance each year and am likely to continue to in the future. Are there any other normal vehicles I can use for additional saving and investing? Giving money to my wife to use her ISA allowance? Anything else? I don't want to overpay the mortgage for the next several years as we managed to get a fixed rate that is below the current rate of inflation. 2) I have a good understanding of our essential and discretionary spending, and with a conservative annualised rate of return I could theoretically stop contributing to my pension pot in the next 7ish years and compounding would mean it would be big enough to fully support us once we can access it. My question is - is there a good rule of thumb or approach for working out how much I need to save outside the pension if I wanted to stop working for money before 57? Is it just a case of working out # years x expenses or is there anything more sophisticated to it? 3) bonus question - feel free to cut if it doesn't fit: I'm familiar with the idea of asset allocation and rebalancing to "smooth the ride" for my portfolio. Most things I've read or listened to have focused on equities vs. bonds. When I was looking at a number of bond indexes recently the returns have been pretty flat, often 4% from a cash ISA, what's the point of the bonds? Am I missing something? Thanks so much for all the knowledge you put into the world, giving people the tools to look after themselves. The chat is pretty great too! Kind regards, Martin 37:18  Question 6 Hello Pete & Roger Thank you for your fantastic materials, so well explained. We're 62. We already have a standard pension pot Annuity and we have around £300,000 in savings in building society accounts. (We value peace of mind over the potential for big gains, so we're not really considering stocks and shares). We're wondering whether, rather than rely entirely on savings accounts, it would make sense to use a Purchase Life Annuity. With current annuity rates, it looks like that's a Yes, so we're curious what your expert view is on this. We're aware of the downside: that it leaves us without much of a savings pot for any unexpected very large need. Have watched the Annuities: Back from the dead? video - https://www.youtube.com/watch?v=alTTzrd2NbY -  which talked about buying an annuity with pension, but in our case it would be Purchase Life Annuity, so does that make a difference when purchasing an annuity? Thank you again! Moira  

Rog and Rory are back to break down another wild week in the Premier League, including the sacking of Enzo Maresca at Chelsea and Ruben Amorim at Manchester United. Will Thomas Tuchel or Oliver Glasner be next up at Old Trafford? And is Liam Rosenoir out of his depth at Chelsea? Plus, Arsenal keep apace atop the table ahead of Manchester City. Is this Mikel Arteta's best shot yet at Premier League glory?BRENDEN AARONSON ON WHY HE WAS DETERMINED TO RETURN TO LEEDS UNITED & WHERE HE FITS IN WITH USMNT: https://www.youtube.com/watch?v=OY2l2bPYnxMARSENAL'S MARTIN ØDEGAARD on adapting to Gyökeres and Zubimendi & his best advice to Max Dowman: https://www.youtube.com/watch?v=6tMXxsiTSgAShop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Swap Meet Radio, we're moving through some favorites from the collection - Michał Urbaniak (RIP), the Visioneers, Lucas Arruda, and a couple from the new Nas and Preemo, and the current fave from ELIZA. Throw in some Turkish funk with Nese Karaböcek, Brazilian vibes from El Michels Affair and Rogê, and that DNA version of "Tom's Diner" tucked in there too. Kirk drifts into some boogie and soul with France Joli, the Ritchie Family, and Rockie Robbins, plus summer tracks from the McCrays and Ben & The Tight Squeeze Band. A little bit of everything - Paul Hardcastle, Freeez, Str4ta. Good music!

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Rog and Clint Dempsey look back on a defining year for the USMNT. From early chaos and crushing exits to Mauricio Pochettino's culture change and surge of optimism. Dempsey dives into emerging stars, Christian Pulisic's career defining form at AC Milan, and the mentality shift required to make a run in the 2026 World Cup. Plus, Clint explains why getting out of the group is the floor, and inspiring the nation is the true goal.Shop the Men in Blazers Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo sobre "Avatar: Fogo e Cinzas", o terceiro filme da saga de Pandora. Após a devastadora guerra contra a RDA e a perda do seu filho mais velho, Jake Sully e Neytiri devem enfrentar uma nova ameaça: o Povo das Cinzas, uma nova e agressiva tribo Na'vi, conhecida por sua violência extrema e sede de poder. O misterioso clã é composto por guerreiros que controlam o fogo e cuja lealdade pode desequilibrar o destino do planeta.Por que esse terceiro filme parece o segundo? É uma história preguiçosa? O que aconteceu com James Cameron? A franquia vai ter futuro se continuar desse jeito?|| ASSINE O SALA VIP!- Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Fabrizio Romano is back for the final installment of our January Transfer Window Special, presented by Verizon. And this time, Fab sits down with Rog to remember the year that was and review the biggest transfers of 2025. Fab relives the memories of how Liverpool's three massive signings...Huge Ekitike, Florian Wirtz, and Alexander Isak...all came together. Fab also reveals what went on behind the scenes of Eberechi Eze's snubbing of Tottenham to join Mikel Arteta and rival Arsenal. Plus, much, much more!Shop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

European Nights is back with very special End of Year review show, presented by Verizon, and Rog and Rory are here to re-litigate, rehash, and reexamine the biggest trends from the Champions League, Europa League, and Conference League that this year had to offer, including: why are Premier League clubs dominating this year's Champions League? And why haven't they won more Champions League trophies of yore? What has led clubs like Bayern Munich and Barcelona to sign more English players? Plus, why is Qarabag thriving and Ajax…isn't? And who could make PSG-esque run to the Champions League trophy this year?Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Jurandir Filho, Thiago Siqueira e Rogério Montanare batem um papo sobre Netflix estar adquirindo a Warner Bros., um marco histórico que vai redefinir Hollywood! Em dezembro de 2025, a Netflix anunciou um acordo histórico para adquirir a Warner Bros., incluindo seus estúdios de cinema e televisão, o serviço de streaming HBO Max e os conteúdos associados, em um negócio avaliado em cerca de US$ 82,7 bilhões no total (incluindo dívida). Essa negociação une duas potências do entretenimento: a plataforma global de streaming que revolucionou a forma como o público consome séries e filmes, e um estúdio centenário responsável por franquias e títulos que marcaram gerações. Isso vai ser bom? Quais os benefícios e malefícios desse negócio? É o fim da Warner? A HBO acabou? O preço da Netflix vai subir?O acordo também atrai questionamentos regulatórios e preocupações antitruste, tanto nos Estados Unidos quanto em outras jurisdições, já que a concentração de tanto conteúdo e poder de distribuição nas mãos de uma única empresa pode afetar a concorrência e influenciar preços e opções para consumidores. A Paramount vai conseguir embarreirar essa negociação?Entenda toda essa novela!

John Oliver, the biggest friend of the pod and host of Last Week Tonight, returns for his annual holiday visit to the Men in Blazers podcast, and this time, John sits down with Rog to discuss Liverpool's up and down season, including how he still hasn't gotten over the pain of Jurgen Klopp's departure, why he wants Mo Salah to be a Liverpool player forever, and how the saga of Trent Alexander-Arnold's departure to Real Madrid explains why Liverpool football is a religious experience. Plus, John shares what his expectations are for England in the 2026 World Cup, and why the only thing that can compete with the joy of football is a French jewelry heist.Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

In part two of our three part January Transfer Window Special, presented by Verizon, the Transfer Guru himself Fabrizio Romano sits down with Rog to answer questions from our very own listeners, including....will Tottenham sign Savinho from Manchester City? Will Lucas Paqueta be on the move from West Ham? And who is the next big name player to join Messi and Thomas Muller in MLS? Plus, much, much more!Shop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Rog and Rory are back with a very special episode to look back at the highs, lows, and trends that made up the past year of football in the Premier League, including: how Mikel Arteta and Arsenal's set piece obsession has taken over the league, why Chelsea's ballooning squad-size has been copied by the likes of Manchester City, and why the Premier League's "Big 6" may be expanding to include teams like Aston Villa, Newcastle, and Crystal Palace. Plus, Rory and Rog review their Premier League table predictions from the start of the season.Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Az előfizetők (de csak a Belső kör és Közösség csomagok tulajdonosai!) már szombat hajnalban hozzájutnak legfrissebb epizódunk teljes verziójához. A hétfőn publikált, ingyen meghallgatható verzió tíz perccel rövidebb. Itt írtunk arról, hogy tudod meghallgatni a teljes adást. Ünnepi különszám, kínai bejglireceptmelléklettel! Korrupt sportvezetők karácsonya. Mága és a taó. A Brunello Cuccinelli szennyes titkai. Kézilabda az Antarktiszon. Életveszély a körúti biciklisávban. A magyar állam szétesése az Orczy park vécéjében. 00:24 Üdvözöljük a nehézségeket! Uj Péter és az influenzaoltás. Ahány házirovos, annyi szokás.05:50 Szoboszlai a 38. Végül a Guardian listáját is Dembelé nyerte.11:19 Kínai bejgli.15:30 Aján Tamás 300 000 dollárja. Miért lop, akinek már van elég pénze?21:29 Gyárfás Tamás vityillója. Kétmillió forint semmire sem elég! Nemzetközi Kézilabda-szövetség tisztújító közgyűlése. Kézilabda Naurun és az Antarktiszon. A foci se jobb.26:05 Közlekedési szabályok megszegése két lábon és két keréken. Életveszély a körúti biciklisávon.30:07 Az elektromos turistaquad. Az erősebb kutya a budapesti közlekedésben.33:02 A Mága Zoltán-modell. Mága és a tao. A Fekete Péter-modell. Rogán Loro Pianában.40:19 Alger szósz az Auchanból.43:37 A magyar állam szétesése az Orczy park vécéjében. De vajon mit tennének a Humanisták? Élményvécék az atlétikai stadionnál.See omnystudio.com/listener for privacy information.

The Rumble look back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

A Filmklub podcast új adásában Fábián Tamással, a Telex újságírójával beszélgetünk a Most jövök című video-interjúsorozatáról, illetve a pár hónapja jelent Bravúros mutatványok, amiket senki se látott című első regényéről.Dolgok, amiket említünk az adásban:Az interjú, amiben Rogán Antal véleményezi TamástA videó, amiben Rogán azt mondja Tamásnak, hogy “parasztgyerek vagyok, nem úrizálok”Tamás szóváltása Orbán Viktorral, amiben elhangzik a legendás “ember, most jövök a templomból” szövegGerlóczy Márton később törölt Facebook-posztja Tamás könyvérőlMost jövök-adások: Kepes András, Geszti Péter és Ditz Edit, Sebestyén Balázs, Hajdú Péter, Szentesi Éva, Hadházi RenátaHa tetszett ez az adás és szívesen hallgatnád tovább, akkor támogasd a Filmklub podcastot a Patreonon, ahol még további 25 percig beszélgetünk Fábián Tamással.Készítette: Varga FerencZene: Hegyi OlivérHa a Patreon túl macerás, támogathatod a podcastot a PayPalon (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ferencv1976⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) vagy a Revoluton (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ferenc7drh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) keresztül is. Nagyon köszönöm!

Chegou o episódio escolhido por vocês! Marcela Belleza e Joanne Alves convidam Carol Millon para conversar sobe 6 clinicagens de inibidores de SGLT2, as gliflozinas:Indicações além do DMRisco de CAD euglicêmicaQuando não usar?⁠Cuidados com doença aguda (sick day) e hipovolemia⁠Cuidados pré-operatórioRisco de fratura e amputaçãoReferências:1. Bailey CJ, et al. Dapagliflozin add-on to metformin in type 2 diabetes inadequately controlled with metformin: a randomized, double-blind, placebo-controlled 102-week trial. BMC Med. 2013;11:43. Published 2013 Feb 20. doi:10.1186/1741-7015-11-432. Bersoff-Matcha SJ, et al. Fournier Gangrene Associated With Sodium-Glucose Cotransporter-2 Inhibitors: A Review of Spontaneous Postmarketing Cases. Ann Intern Med. 2019;170(11):764-769. doi:10.7326/M19-00853. Chang HY, et al. Association Between Sodium-Glucose Cotransporter 2 Inhibitors and Lower Extremity Amputation Among Patients With Type 2 Diabetes. JAMA Intern Med. 2018;178(9):1190-1198. doi:10.1001/jamainternmed.2018.3034 4. Clar C, et al. Systematic review of SGLT2 receptor inhibitors in dual or triple therapy in type 2 diabetes. BMJ Open. 2012 Oct 18;2(5):e001007. doi: 10.1136/bmjopen-2012-001007. PMID: 23087012; PMCID: PMC3488745.5. Das SR, et al. 2020 Expert Consensus Decision Pathway on Novel Therapies for Cardiovascular Risk Reduction in Patients With Type 2 Diabetes: A Report of the American College of Cardiology Solution Set Oversight Committee. J Am Coll Cardiol. 2020 Sep 1;76(9):1117-1145. doi: 10.1016/j.jacc.2020.05.037. Epub 2020 Aug 5. PMID: 32771263; PMCID: PMC7545583. 6. Fralick M, et al. Risk of amputation with canagliflozin across categories of age and cardiovascular risk in three US nationwide databases: cohort study. BMJ. 2020;370:m2812. Published 2020 Aug 25. doi:10.1136/bmj.m28127. Li D, et al. Urinary tract and genital infections in patients with type 2 diabetes treated with sodium-glucose co-transporter 2 inhibitors: A meta-analysis of randomized controlled trials. Diabetes Obes Metab. 2017;19(3):348-355. doi:10.1111/dom.128258. Neal B, et al. Rationale, design, and baseline characteristics of the Canagliflozin Cardiovascular Assessment Study (CANVAS)--a randomized placebo-controlled trial. Am Heart J. 2013;166(2):217-223.e11. doi:10.1016/j.ahj.2013.05.0079. Nyirjesy P, et al. Evaluation of vulvovaginal symptoms and Candida colonization in women with type 2 diabetes mellitus treated with canagliflozin, a sodium glucose co-transporter 2 inhibitor. Curr Med Res Opin. 2012;28(7):1173-1178. doi:10.1185/03007995.2012.69705310. Perkovic V, et al. Canagliflozin and Renal Outcomes in Type 2 Diabetes and Nephropathy. N Engl J Med. 2019;380(24):2295-2306. doi:10.1056/NEJMoa181174411. Rosenwasser RF, et al. SGLT-2 inhibitors and their potential in the treatment of diabetes. Diabetes Metab Syndr Obes. 2013 Nov 27;6:453-67. doi: 10.2147/DMSO.S34416. PMID: 24348059; PMCID: PMC3848644.12. Sridharan K, Sivaramakrishnan G. Risk of limb amputation and bone fractures with sodium glucose cotransporter-2 inhibitors: a network meta-analysis and meta-regression. Expert Opin Drug Saf. 2025;24(7):797-804. doi:10.1080/14740338.2024.237775513. Ueda P,  et al. Sodium glucose cotransporter 2 inhibitors and risk of serious adverse events: nationwide register based cohort study. BMJ. 2018;363:k4365. Published 2018 Nov 14. doi:10.1136/bmj.k436514. Watts NB, et al. Effects of Canagliflozin on Fracture Risk in Patients With Type 2 Diabetes Mellitus. J Clin Endocrinol Metab. 2016 Jan;101(1):157-66. doi: 10.1210/jc.2015-3167. Epub 2015 Nov 18. PMID: 26580237; PMCID: PMC4701850.15. Zhuo M, et al. Association of Sodium-Glucose Cotransporter-2 Inhibitors With Fracture Risk in Older Adults With Type 2 Diabetes. JAMA Netw Open. 2021;4(10):e2130762. Published 2021 Oct 1. doi:10.1001/jamanetworkopen.2021.3076216. Emerson Cestari Marino, Leandra Anália Freitas Negretto, Rogério Silicani Ribeiro, Denise Momesso, Alina Coutinho Rodrigues Feitosa, Marcos Tadashi Kakitani Toyoshima, Joaquim Custódio da Silva Junior, Sérgio Vencio, Marcio Weissheimer Lauria, João Roberto de Sá, Domingos A. Malerbi, Fernando Valente, Silmara A. O. Leite, Danillo Ewerton Oliveira Amaral, Gabriel Magalhães Nunes Guimarães, Plínio da Cunha Leal, Maristela Bueno Lopes, Luiz Carlos Bastos Salles, Liana Maria Torres de Araújo Azi, Amanda Gomes Fonseca, Lorena Ibiapina M. Carvalho, Francília Faloni Coelho, Bruno Halpern, Cynthia M. Valerio, Fabio R. Trujilho,  Antonio Carlos Aguiar Brandão, Ruy Lyra e Marcello Bertoluci. Rastreamento e Controle da Hiperglicemia no Perioperatório – Posicionamento Conjunto da Sociedade Brasileira de Diabetes (SBD), Sociedade Brasileira de Anestesiologia (SBA) e Associação Brasileira para o Estudo da Obesidade e Síndrome Metabólica (ABESO). Diretriz Oficial da Sociedade Brasileira de Diabetes (2025). DOI: 10.29327/5660187.2025-10 , ISBN: 978-65-5941-367-6.17. Singh LG, Ntelis S, Siddiqui T, Seliger SL, Sorkin JD, Spanakis EK. Association of Continued Use of SGLT2 Inhibitors From the Ambulatory to Inpatient Setting With Hospital Outcomes in Patients With Diabetes: A Nationwide Cohort Study. Diabetes Care. 2024;47(6):933-940. doi:10.2337/dc23-112918. Mehta PB, Robinson A, Burkhardt D, Rushakoff RJ. Inpatient Perioperative Euglycemic Diabetic Ketoacidosis Due to Sodium-Glucose Cotransporter-2 Inhibitors - Lessons From a Case Series and Strategies to Decrease Incidence. Endocr Pract. 2022;28(9):884-888. doi:10.1016/j.eprac.2022.06.00619. Umapathysivam MM, Morgan B, Inglis JM, et al. SGLT2 Inhibitor-Associated Ketoacidosis vs Type 1 Diabetes-Associated Ketoacidosis. JAMA Netw Open. 2024;7(3):e242744. Published 2024 Mar 4. doi:10.1001/jamanetworkopen.2024.274420. Fleming N, Hamblin PS, Story D, Ekinci EI. Evolving Evidence of Diabetic Ketoacidosis in Patients Taking Sodium-Glucose Cotransporter 2 Inhibitors. J Clin Endocrinol Metab. 2020;105(8):dgaa200. doi:10.1210/clinem/dgaa20021. Neuen BL, Young T, Heerspink HJL, et al. SGLT2 inhibitors for the prevention of kidney failure in patients with type 2 diabetes: a systematic review and meta-analysis. Lancet Diabetes Endocrinol. 2019;7(11):845-854. doi:10.1016/S2213-8587(19)30256-622. Braunwald E. Gliflozins in the Management of Cardiovascular Disease. N Engl J Med. 2022;386(21):2024-2034. doi:10.1056/NEJMra211501123. Zinman B, Wanner C, Lachin JM, et al. Empagliflozin, Cardiovascular Outcomes, and Mortality in Type 2 Diabetes. N Engl J Med. 2015;373(22):2117-2128. doi:10.1056/NEJMoa150472024. Neal B, Perkovic V, Mahaffey KW, et al. Canagliflozin and Cardiovascular and Renal Events in Type 2 Diabetes. N Engl J Med. 2017;377(7):644-657. doi:10.1056/NEJMoa161192525. Wiviott SD, Raz I, Bonaca MP, et al. Dapagliflozin and Cardiovascular Outcomes in Type 2 Diabetes. N Engl J Med. 2019;380(4):347-357. doi:10.1056/NEJMoa181238926. McMurray JJV, Solomon SD, Inzucchi SE, et al. Dapagliflozin in Patients with Heart Failure and Reduced Ejection Fraction. N Engl J Med. 2019;381(21):1995-2008. doi:10.1056/NEJMoa191130327. Packer M, Anker SD, Butler J, et al. Cardiovascular and Renal Outcomes with Empagliflozin in Heart Failure. N Engl J Med. 2020;383(15):1413-1424. doi:10.1056/NEJMoa202219028. Anker SD, Butler J, Filippatos G, et al. Empagliflozin in Heart Failure with a Preserved Ejection Fraction. N Engl J Med. 2021;385(16):1451-1461. doi:10.1056/NEJMoa210703829. Heerspink HJL, Stefánsson BV, Correa-Rotter R, et al. Dapagliflozin in Patients with Chronic Kidney Disease. N Engl J Med. 2020;383(15):1436-1446. doi:10.1056/NEJMoa202481630. The EMPA-KIDNEY Collaborative Group, Herrington WG, Staplin N, et al. Empagliflozin in...

The hardest working man in Football, Fabrizio Romano, sits down with Rog to preview what could be a wild January transfer window, including if Mo Salah will be on the move from Liverpool, and if Christian Pulisic will be headed back to the Premier League amid interest from Aston Villa and Manchester United, plus much, much more. Presented by Verizon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fabrizio Romano, sits down with Rog to preview what could be a wild January transfer window, including if Mo Salah will be on the move from Liverpool, and if Christian Pulisic will be headed back to the Premier League amid interest from Aston Villa and Manchester United, plus much, much more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

“Generosity means that you give of the things that you really can't get back.”   “I was happiest and most fulfilled anytime I was giving or fully engaged with another person.”   “Generally when people hear generosity, they think you're asking them for money. So I specifically wanted to focus on generosity that had nothing to do with money, especially using an ROG.”   Episode summary | In this final episode of the Return on Generosity podcast, hosts Shannon Cassidy and Susan Jin Davis reflect on the journey of the podcast, discussing the importance of generosity in leadership, the insights gained from over 250 episodes, and the impact of generosity on personal and professional growth. They emphasize the need for self-care, the power of listening to diverse voices, and the call to action for listeners to live generously in their own lives.   R.O.G. Takeaway Tips | The importance of being present and listening to others is crucial in leadership. Generosity is often misunderstood and is not just about money. The Return on Generosity concept emphasizes the joy and fulfillment that comes from giving. Leaders set the tone for a culture of generosity within their teams. Listening to diverse voices can amplify underrepresented perspectives. Self-care is a crucial aspect of being able to give generously to others. Generosity can lead to better business results and stronger team dynamics. The podcast has highlighted the importance of mentoring and thoughtful feedback. Gratitude can serve as a gateway to a more generous mindset. The impact of generosity can be profound, changing lives and communities. Living generously can help combat feelings of loneliness and disconnection.    Chapters |  00:00 Farewell to ROG: A Reflective Goodbye 03:04 The Genesis of Generosity: Understanding ROG's Foundation 05:55 Defining Generosity: Beyond Money 08:50 The Impact of Generosity on Leadership and Culture 11:54 Lessons from 250 Episodes: Insights and Reflections 14:38 Diverse Voices: Amplifying Underrepresented Perspectives 17:28 The Transformative Power of Generosity 20:28 Generosity in Today's World: Challenges and Opportunities 23:17 Cultivating an Abundance Mindset: The Path to Generosity 27:44 The Power of Love as an Action 30:18 Generosity and Self-Care: A Holistic Approach 34:12 Leadership Lessons from the Podcast Journey 37:28 Stories of Generosity: Transformative Experiences 40:54 The Impact of Generosity on Listeners 42:39 Reflections on Achievements and Future Aspirations 47:33 Activating Generosity in Personal Life 50:28 A Call to Action: Embracing Generosity   Guest Bio | Shannon Cassidy is the Founder and CEO of Bridge Between, Inc., a Certified Woman-Owned Business celebrating 25 years of helping leaders and teams thrive. A Certified Executive Performance Coach, Keynote Speaker, and High-Performance Team Facilitator, Shannon is an authority on behavioral change and the transformative power of generosity in leadership. As the host of the R.O.G. Return on Generosity podcast, Shannon amplifies the message that generosity isn't just a virtue—it's a competitive advantage. She believes that small, intentional acts of generosity—whether through time, attention, knowledge, or opportunity—can revolutionize workplace culture, drive engagement, and unlock extraordinary business results. Her keynote presentations are designed to equip audiences with actionable wisdom and practical frameworks that make their lives easier, more productive, and more fulfilling. Through compelling storytelling and real-world strategies, Shannon challenges audiences to embrace generosity as a powerful leadership philosophy—one that fosters trust, strengthens collaboration, and accelerates success. With a proven track record of coaching CEOs and senior executives, Shannon helps leaders integrate generosity into their daily practices, empowering them to step up as role models and create environments where teams feel valued, motivated, and inspired to give their best. She is the author of Grounded in Gratitude, V.I.B.E.—an in-depth self-discovery journey—and The 5 Degree Principle, a leadership fable illustrating how small changes lead to extraordinary results. Recognized for her practical, impactful, and authentic approach, Shannon is a sought-after speaker for conferences, leadership summits, and corporate events. Audiences leave her sessions feeling energized, empowered, and equipped to implement strategies that boost their productivity, fulfillment, and overall effectiveness.   Bridge Between Resources: 5 Degree Change Course Free N.D.I. Network Diversity Index  Free Generosity Quiz  Crazy Good Turns Podcast Credits: Guest Host, Susan Jin Davis interviewing R.O.G. Host, Shannon Cassidy, Bridge Between, Inc.

Rog and Rory are back to break down this weekend's Premier League action, including if Arsenal's desperate survival of Wolves was a good thing or a bad thing, if we just witnessed one of Mo Salah's final Liverpool appearances, and why Sunderland's petty scoreboard antics makes their win over Newcastle all the sweeter. Plus, Everton are bad again, Manchester City are really, really good again, and Tottenham are...Tottenham.Check out our Football Feelings collection at the Men in Blazers shop: http://mibcourage.co/44rksRtWatch our interview with Mo Salah: https://www.youtube.com/watch?v=vqXV4lVXGu8See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo nostálgico sobre o ano de 1995 nos cinemas!! Esse podcast é mais uma edição da série We Have to Go Back, onde voltamos no tempo e revisitamos os grandes filmes de um ano específico. Além disso, é um programa nostálgico, pois relembramos os acontecimentos desse ano, as músicas, as evoluções tecnológicas, as curiosidades, os costumes e muito mais!!Falamos sobre "Seven - Os Sete Crimes Capitais", "Coração Valente", "Toy Story", "Os Suspeitos", "Fogo Contra Fogo", "007 Contra GoldenEye", "Cassino", "Antes do Amanhecer", "Duro de Matar 3: A Vingança", "Jumanji", "As Patricinhas de Beverly Hills", "Apollo 13: Do Desastre ao Triunfo" e mais.===- ASSINE O SALA VIP! Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast

2026 vai ser ano de investimento ou de cinto apertado? Como vai funcionar o Conselho da Massa, a novidade anunciada pelo Pedro Daniel, o novo CEO do Galo? Quais negociações estão mais avançadas? Juninho Capixaba vem?O que faz o torcedor crer que 2026 será melhor que 2025? Com Henrique Fernandes, André Ribas, Carol Leandro e Rogério Corrêa.

O que mais surpreendeu na entrevista de despedida do Jardim? O que pesou para o treinador não ficar no Cruzeiro?. Qual perfil de técnico que o Cruzeiro está precisando? Por que o Cruzeiro não avançou na Copa do Brasil? O Cruzeiro fez o máximo que podia na semifinal? Há futuro para Gabigol e Wallace no Cruzeiro? O Cruzeiro pode perder titulares agora? Com Danny Paiva, Henrique Fernandes, Fernanda Hermsdorff e Rogério Corrêa. Dá o play!

Rog is back to answer your questions and preview this weekend's Premier League action in the latest episode of Big Weekend Preview. First, Liverpool host Brighton with the drama surrounding Mo Salah looming large. Next, Arsenal welcome last-place Wolves as the Gunners look to keep their title-charge on track. Then, Everton head to Stamford Bridge chasing an away win at Chelsea they have not managed since 1994. Finally, we finish with the Tyne–Wear Derby returning as Sunderland face Newcastle in one of English football's fiercest rivalries.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEVote now on America's Best Soccer Bar: https://mibcourage.co/4iVtk7YFind our interview with Tyler Adams here: https://www.youtube.com/watch?v=Y_Sj81j_HQIFind the new Men In Blazers Store here: https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1990 World Cup winner and former USMNT head coach Jürgen Klinsmann joins Rog to break down the USMNT's World Cup draw, explain how tournament football differs from friendlies, and defines what success should look like for the USMNT this summer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog went live following Wednesday's Champions League Matchday 6 to discuss Pep Guardiola's Man City getting the best of Real Madrid at the Bernabeu: are Xabi Alonso's days numbered? Plus, Arsenal stay top of the table with a win in Belgium, Liverpool get back on track after defeating Inter Milan, and Tottenham's European unbeaten streak continues versus Slavia Prague. Then, Rog takes listener calls and debates whether Arsenal's depth can help them weather their busy upcoming fixture list despite mounting injuries.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Como duas empresas australianas desconhecidas estão atropelando passos importantes em processos de licenciamento ambiental para lucrar bilhões com a mineração de terras raras no sul de Minas Gerais.Caldas e Poços de Caldas, duas cidades do sul de Minas, se tornaram centrais numa das maiores disputas geopolíticas da atualidade. Isso se deve à alta concentração de minerais de terras raras ali. Especialistas chamam a reserva de "unicórnio da mineração". Ela é tão grande que poderia suprir 20% da demanda mundial.Os minerais de terras raras hoje estão entre os recursos mais valiosos do mundo por serem essenciais na produção de imãs, componentes básicos de dois itens de extrema importância no mundo atual: motores elétricos - vitais na tentativa global de diminuir o uso de combustíveis fósseis - e armas de guerra.O Brasil tem a segunda maior reserva de terras raras do mundo, ficando trás só da China, que está numa guerra tarifária com os EUA. Nesse episódio nos fomos a Minas Gerais para acompanhar as movimentações de um grupo de moradores que resolveu se opor aos projetos de mineração nas cidades onde eles vivem.Mergulhe mais fundoDa objetividade do risco à subjetividade da sua percepção: dimensões do risco socioambiental no Jardim Kennedy em Poços de Caldas, MGEpisódios relacionados#13: Brumadinho em dois atos#108: Salve o planeta, pergunte-me como#147: Um data center incomoda muita genteEntrevistados do episódioDaniel TygelMestre em física, ex-vereador e candidato a prefeito de Caldas pelo Partido dos Trabalhadores (PT).Nathália FranciscoArquiteta e urbanista. Pesquisadora do Núcleo de Pós Graduação em Arquitetura e Urbanismo da Universidade Federal de Minas Gerais (UFMG).Mariano Laio de OliveiraChefe da Divisão de Minerais Críticos e Estratégicos da Agencia Nacional de Mineração (ANM).Wagner FaninEletricista e técnico ambiental.Ademilson Kariri e Cariusa KiririLideranças do povo Kiriri em Caldas.Rogério CorreiaProfessor e deputado federal de Minas Gerais pelo Partido dos Trabalhadores (PT-MG).Ficha técnicaEdição: Matheus Marcolino.Mixagem de som: Vitor Coroa.Trilha sonora tema: Paulo GamaDesign das capas dos aplicativos e do site: Cláudia FurnariDireção, roteiro e apresentação: Tomás Chiaverini 

Professional golfer and Ryder Cup winner Tommy Fleetwood joins Rog to relive his first PGA tour victory, digs into the raucous Ryder Cup, his love of Everton Football Club, and shares the golf tips he gave Pep Guardiola and the lesson Pep gave back that sharpened his process. Plus, Tommy receives a special cameo question from Everton and England's No.1 Jordan Pickford.This podcast episode is presented by Verizon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back to break down another wild week of Premier League action, including a surging Aston Villa taking down league-leading Arsenal at Villa Park. Are Mikel Arteta's men cracking under pressure again atop the table? Plus, Mo Salah's bombshell interview after Liverpool's draw with Leeds has the internet in a frenzy. Is Mo gone? Is Arne Slot out? Or can Liverpool still reverse their downward spiral?Shop the "Soccer's Coming Home" Collection: mibcourage.co/4pQPLgHSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog is LIVE from Boston for a very special Path to World Cup Glory show presented by Bank of America. Rog is joined by Grammy nominated artist and New England native Noah Kahan to discuss his obsessive love of Moises Caicedo, Cole Palmer, and the rest of Chelsea Football Club, as well as his legendary live show at Fenway Park. Rog also sits down with USMNT legends Clint Dempsey, Herc Gomez, and Matt Turner to discuss what it will mean to play a World Cup on home soil and just how far this US Men's team can go in 2026. Plus, James Horncastle and Rory Smith talk dark horse World Cup teams, The Women's Team editor-in-chief Sam Mewis breaks down her love of Boston, and Boston Bruins all-time great Zdeno Chara explains what it means to embody Boston grit.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We're getting into the groove of doing video podcasts now, and today we have another mixed bag of questions. They include the tax implications of moving abroad, whether to start a pension in your 60's, whether it's possible for a pension fund to be too big and lots more besides! Shownotes: https://meaningfulmoney.tv/QA34    01:24  Question 1 Hi Pete and Roger Thanks for the fantastic podcast, YouTube videos (and book) I have learnt so much. My question is essentially about whether to overpay my mortgage or invest. I have watched Pete's videos on this subject but just wanted to check if my situation changes anything. I'm a 41 year old Firefighter and I am in the Firefighters Pension Scheme. I am recently divorced and as such have had to start again with a 25 year mortgage currently fixed for 5 years at 4.1%. Essentially should I focus on overpaying this mortgage so that it is definitely paid off by the time I am 60 (When I can retire from the Fire service) as I already have the DB Firefighters Pension. Or would I still be better to invest this money in a stocks and shares ISA and use it to pay off the mortgage at a later date? My disposable income for whichever option would be around £200 a month. Lastly I will probably continue working past 60 yrs old but it may be in a different profession as by that age I may not feel like dragging hose and climbing ladders anymore! Thanks again, James   05:33  Question 2 Hi Pete and Roger, I've been listening to your brilliant podcast since COVID, so around 5 years now and always look forward to the new episode coming out. I don't really have a financial related question for you, more some advice... I've tried to educate my daughter on personal finance and I think she now has a good grasp and is interested in becoming a financial advisor. She is now 19, has decent A levels and has just completed an Art foundation course. She has University offers for September which she has deferred as she really doesn't want to go! We live in West Kent (nr Tunbridge Wells) and I've been looking for trainee, bottom of the rung, Financial advisor jobs for her but I can't seem to find anything. She could commute to London, if required but would rather stay local if possible. Do either of you have any suggestions about how she might be able to get into the industry? We're happy to pay for courses of that helps her but not sure what would be best. Sorry for the long email, any advice would be very gratefully received. All the best and keep up the great work Matt and Belle Hart   13:23  Question 3 Hello to Pete and Rog, Thanks for the podcast so far, my family is in a much sounder financial footing since I've started putting into action some of the basics you've spoken about previously. ISAs, pensions and insurance all ticking along nicely now - thanks to you! I have a question about my pension, is it possible to add too much? My thoughts are, if my pension pot in today's money is worth £1.25m when I retire, I can take the 250k tax free and £40k a year thereafter, anymore than this and I would be paying 40% tax on my drawings. Are there benefits I'm missing of having a larger pot (say £2m)? Not one I need to worry about yet, if at all, but it's always puzzled me! Many thanks for the content, keep up the good work and enjoy the sunshine this weekend! Adam   18:30  Question 4 Hi Pete & Rog, Have been a long time listener and have loved your double act with the self effacing banter alongside sound, sensible guidance on the minefield that personal finance can often seem to be. Listening whilst walking the dog is like chewing the fat down the pub with a couple of great friends, So my situation is this... 47 years old, married with two kids (11/14). Myself and my wife both have good jobs, own jointly (own names) 8 x BTL properties generating a profit. Equity in Portfolio is about £400k Portfolio was built to provide additional income and to support us in retirement (either the income or by selling) We have our own home (mortgaged) and are in the process of moving to a bigger place as we're growing out of where we are. This will come with a bigger mortgage as we're scaling up so to minimise the increase in monthly payments we're increasing the term back to our state retirement ages (which is a bit depressing!). So our ideal plan is to have the "choice" to semi retire / work as much or little as we want by age 57 - so around 10 years from now but we are not sure whether this is realistic and the best way to set things up to achieve it if it is. We would probably still work part-time beyond 57 but would want to have other sources of income that could support a comfortable lifestyle. To add to the complexity, but in a good way, I'm also in the process of changing jobs and the new job comes with a £20k pa pay rise and a matched pension at 6%. This is obviously lower than my current employers scheme but I plan to at least match what currently goes into my current employer pension one way or the other. So after what must be one of the longest pre-ambles you've ever read here are my question(s): In terms of where we are now do you think getting to a position where we have a choice to retire/semi retire in 10 years is realistic and what are the key things we should be doing now ten years out taking into account our circumstances? How would you approach the pension situation with my change of employer, my thought was to make contributions to my private pension to cover the overall reduction (9% matched to 6% matched) between employers so that I'm still putting in 18% overall. I think I may be able to put as much as I like into my new employers scheme though (but they'll only match 6%) so would this be a better option? In terms of our mortgage in 10 years it will still be around £350k so we would want to reduce this significantly or even pay off in full at that point. My thought was to sell 5-6 of the BTL's over 5 years leading up to age 57 to pay it down however this obviously reduces our passive income from the portfolio and we'd pay a chunk of CGT along the way. Are there any better ways of achieving the same result? I hope I haven't broken any rules around length of email and number of questions, I can only hope you'll treat this with your customary humour and patience! Keep up the great work guys. Best Regards, Nick 25:15  Question 5 Hello Pete and Roger -I'd like to say how your podcast has really helped me to focus on preparing for retirement ,so thank you . My question is I'm in my early 60,s I have 2 x Db pensions which will pay about £22000 Pa immediately if I choose , a full state pension at 67 and I have no mortgage and cash savings of £235000 half of which is in cash ISAs. My DB Pensions and state pension will be enough for my life style . I may move home next year hence the large cash savings and also because I recently divorced and that's how the settlement added to that figure. It was a coercive relationship and I'm so worried now I hold too much cash as I never had my own money to invest in a pension. Prior to the marriage and children I did work and pay into a pension which will provide half of the DB pension as stated earlier but that all stopped when I married. Should I start a personal pension now so close to retirement if I know I'll have spare cash to pay the max £3600 inc tax relief to take advantage of the tax relief and build up a pot not for income necessarily but for care home fees /inheritance tax costs for my two young adult children? Or shouldn't I worry? Many thanks for your help. Charlotte. 30:13  Question 6 Dear Pete and Rog, Thank you so much for your incredibly valuable podcast. I've learned a great deal from it and really appreciate the clarity and insight you bring to complex financial topics. Can't wait for the Youtube version to finally see what Rog looks like!  I had a question that I hope you might be able to shed some light on. My wife is from Slovakia, and we're likely to retire there in the future with our two children. I understand that capital gains tax and inheritance tax are both zero in Slovakia. However, I've read that UK-situs assets remain within the scope of UK inheritance tax even after leaving the UK, and that these would seem to include UK-domiciled OEICs such as the Vanguard LifeStrategy 100% fund, which I currently hold in a general investment account. Would it therefore make sense to consider switching from the LifeStrategy 100% UK domiciled fund to an Ireland-domiciled ETF such as the Vanguard FTSE All-World UCITS ETF (VWRP)? Would doing so resolve the issue of UK IHT exposure on those Situs assets? Or transferring the UK OEICs to a global investment platform, would that work (seems too easy to be true)? Any other tips to look into before making the big move abroad? Thank you very much again for your time, and for all the invaluable information you share! Please keep it going ! Best regards, John  

In the fourth episode of Switch the Play, Cleveland Cavaliers forward Larry Nance Jr. and Roger Bennett are joined by San Antonio Spurs forward Jeremy Sochan to break down Jeremy's upbringing in England, playing youth basketball in the UK, and his path towards Arsenal fandom. Plus, Jeremy compares playing NBA defenses versus football defenses, gives his opinion on if this could be Arsenal's dream season, and discusses what it's like playing for a team with the name Spurs in it. Plus, Larry and Roger talk through Leeds United's tricky fixture list and which football celebrations could best be adapted to the NBA.Football is better with friends. Join our Discord community for conversation with fellow GFOPs, live matchday chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back to break down all of this week's Premier League action, including a wild 1-1 draw between Arsenal and Chelsea at Stamford Bridge that was more boxing match than football game. Are Chelsea the biggest threat to stop Arsenal's title charge? And is it a positive or a negative that Mikel Arteta's men walked away with a point against 10-man Chelsea? Plus, Liverpool got a much-needed victory over West Ham United...but with one of their biggest stars on the bench. Rog and Rory discuss Arne Slot's decision to drop Mo Salah, and what it could mean for both Salah and Liverpool for the remainder of the season.Watch our full interview with Sunderland manager Regis Le Bris here: https://www.youtube.com/watch?v=HyhjABSfqSQCheck out all of our Cyber Monday deals at the Men in Blazers shop: https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and James Horncastle went live following Wednesday's Champions League Matchday 5 to discuss Arsenal's dismantling of Bayern Munich, Liverpool's continued misery against PSV, Manchester City over thinking Bayer Leverkusen, and Paris Saint-Germain's wild win versus Tottenham. Plus, Rog and James take listener calls and apply an American lens to Set Piece FC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back ahead of this week's Champions League, Europa League, and Conference League action and in the latest episode of European Nights, they're deep diving into Bayern Munich's transformation from a German national team surrogate into the dynamic, international club of ex-Premier Leaguers like Michael Olise, Luis Diaz, and Harry Kane that they've become under Vincent Kompany. Then, Rog and Rory turn their attention to Barcelona's Marcus Rashford: what went wrong at Manchester United, how Barcelona has revived his career, and what's next for England's former next-big-thing. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What a weekend of Premier League football we've just witnessed, and Rog and Rory are back to break it all down including: Eberechi Eze's hat-trick of wonder in the North London Derby, Arsenal's grip on the top of the table grows stronger, and the unsung heroics of Leandro Trossard. Plus, Liverpool's collapse reaches new lows against Sean Dyche and Nottingham Forest...is it officially too late for Arne Slot to right the ship? Then, Eddie Howe's Newcastle finally slay that Manchester City sized dragon, and Pep Guardiola's frustration reveals itself post-match.Fill out your answers to our World Cup City Guide here: https://mibcourage.co/cityguidesWatch out recent interview with Sunderland manager Regis Le Bris: https://www.youtube.com/watch?v=HyhjABSfqSQGrab the latest MiB merch at https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog is back to answer your questions and forecast this week's Premier League action in the Big Weekend Preview. First stop, North London, where Arsenal's defense is finally showing some cracks and Spurs fans dare to dream this might be the moment they win at the Emirates. Next, Liverpool host Nottingham Forest, with Arne Slot under pressure to finally steady the ship amid mounting injuries against a Forest team desperate to claw out of the relegation zone. Then Newcastle welcome a terrifying Manchester City side, with fans asking if there's any world they can shock them at St James' Park. Lastly, Rog looks at Fulham, who host a high-flying Sunderland team riding the momentum of that draw with Arsenal.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEFind the new Men In Blazers Store here: https://shop.meninblazers.com/Find our interview with Régis Le Bris here: https://youtu.be/HyhjABSfqSQSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog is joined by Wrexham AFC manager Phil Parkinson to discuss the club's start to life in the EFL Championship division, the squad overhaul needed to compete at the next level, the effect the town of Wrexham has had on his life and whether or not he allows himself to dream of managing the club in the Premier League. This Week in Wrexham is presented by our great friends of the pod STōK Cold Brew Coffee.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Vamos' Herc Gomez breakdown the fever dream of a victory that was USMNT 5-1 Uruguay, including an incredible performance from Alex Freeman, what Sebastian Berhalter's set pieces unlock for this team, the continued resurgence of Gio Reyna, and how this USMNT squad has suddenly gelled under Mauricio Pochettino. Plus, Rog and Herc react to this international window as whole and what it all means as we head into the 2026 World Cup.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.