Podcasts about Rog

Big Weekend Preview returns as Rog and Rory Smith look ahead to the Premier League weekend. They start at Elland Road, where league leading Arsenal face Leeds amid mounting pressure after missed chances to pull clear in the title race. Then it's off to Anfield, where defending champions Liverpool host Newcastle with Arne Slot under scrutiny. Finally, Manchester United welcome Fulham in Michael Carrick's first match as a clear favorite. Can Carrick keep the magic going after stunning upsets of Manchester City and Arsenal? Plus, score predictions and one more big thing to watch across the weekend.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHECome see us LIVE in Houston! Tickets available here: https://mibcourage.co/467DD3yPre-order Rog's new book "We Are the World (Cup)" now!: https://mibcourage.co/4brQpgGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

European Nights returns as Rog and Rory Smith take stock of the final matchday of the Champions League league phase. Weston McKennie's scoring surge puts Juventus and his own future under the spotlight. Napoli face a defining night against Chelsea, with Antonio Conte once again wrestling with his uneasy relationship with Europe. Plus, predictions, dark horse contenders, and what this reimagined Champions League gets right (and wrong) about modern football.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jan Val Ellam é o pseudônimo de Rogério de Almeida Freitas, um ex-executivo da Caixa Econômica Federal que viveu uma vida comum até que algo inexplicável aconteceu. No auge de sua carreira, ele começou a ter contatos espirituais forçados que resultaram em três infartos e na obrigação de psicografar dezenas de livros contra a sua vontade.Neste episódio, Jan Val Ellam traz uma visão cósmica e perturbadora sobre a realidade. Ele defende a tese de que a humanidade é fruto de um experimento biológico, critica a ideia de Deus como um "transtorno cognitivo" criado pela carência humana e revela detalhes sobre a agenda oculta que controla a Terra.Uma conversa que mistura ufologia, filosofia, espiritualidade e uma crítica ácida às religiões, desafiando tudo o que você aprendeu sobre a origem do homem e o Criador.Disponível no Youtube:Link: https://youtu.be/YUXeUEyNVQwPatrocinador:Espaço Volpi - Saúde, bem-estar e superação Mencione o Excepcionais para ter uma condição especial. https://bit.ly/excepcionais-espacovolpi00:00:00 - Introdução: Quem é Jan Val Ellam e o "aquário" da humanidade00:02:30 - De executivo cético a contatado: A história dos 3 infartos00:15:00 - "Eles me obrigaram": A pressão dos seres extrafísicos para escrever00:35:40 - A Profecia: O encontro bizarro na loja de peixes em Niterói00:55:20 - "Crer em Deus é um transtorno": A polêmica visão sobre religião01:10:00 - Somos a "podridão organizada"? A tese sobre a origem biológica do homem01:25:30 - Jardim do Éden: Laboratório genético ou paraíso?01:40:00 - Mentalma: O método para dominar a mente e o espírito01:50:15 - A lenda do Rio Ganges: O poder do "Ato de Verdade"01:58:00 - Encerramento e reflexão finalSiga o Jan no Instagram:⁠https://www.instagram.com/janvalellam/Nos Siga:Marcelo Toledo: ⁠https://www.instagram.com/marcelotoledoInstagram: ⁠https://www.instagram.com/excepcionaispodcastTikTok: ⁠https://www.tiktok.com/@excepcionaispodcast

Rog and Rory are back to break down another wild weekend of Premier League action, including another shock Manchester United victory...this time over Mikel Arteta's Arsenal. Are the Gunners still title favorites? Plus, Pep gets Manchester City back on track, Liam Rosenior's Chelsea win again, and Liverpool look lost....is it only a matter of time before Xabi Alonso replaces Arne Slot?Pre-Order Rog's new book We Are the World (Cup today!: https://mibcourage.co/4brQpgGOrder multiple copies for a chance to win great prizes: https://mibcourage.co/45uRgJSWatch our interview with Antoine Semenyo here: https://www.youtube.com/watch?v=aA-urbkImX8Enter a chance to win World Cup tickets, brought to you by Coca-Cola: https://www.coca-cola.com/us/en/offerings/fifa-world-cup-26/most-valuable-fan/build-a-cardSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Como o Galo construiu a vitória sobre o Cruzeiro? Qual é o Hulk mais impressionante: o de 2021 ou dos clássicos? Está tudo em paz entre ídolo, diretoria e treinador? Sampaoli já tem um time na cabeça? Jogadores contratados estão agradando? Biel, Rony e Júnior Santos estão mesmo de saída? Qual é a meta no Brasileirão? Com Henrique Fernandes, Carol Leandro, André Ribas e Rogério Corrêa.

Confira os destaques do Jornal da Manhã desta segunda-feira (26): Aliados do ex-presidente Jair Bolsonaro afirmam que a mobilização em defesa de uma possível prisão domiciliar está apenas no começo. Após uma caminhada organizada pelo deputado Nikolas Ferreira, lideranças da direita dizem que o movimento deve ganhar força com a retomada dos trabalhos no Congresso Nacional e no Supremo Tribunal Federal. A recente dobradinha entre o governador de São Paulo, Tarcísio de Freitas (Republicanos) e a ex-primeira dama, Michelle Bolsonaro (PL), tem causado burburinho entre os aliados. E o responsável pela ponte tem sido Diego Torres, irmão de Michelle, que visitará também o ex-presidente Jair Bolsonaro nesta semana. Na quarta-feira (28), Torres irá até a Papudinha, local em que está preso Bolsonaro, após autorização do ministro Alexandre de Moraes, do Supremo Tribunal Federal (STF). No dia seguinte, quinta-feira (29), será a vez de Tarcísio, após remarcação da data Partidos de oposição no Distrito Federal protocolaram um pedido de impeachment contra o governador Ibaneis Rocha após ele ser citado pelo banqueiro Daniel Vorcaro, dono do Banco Master, nas investigações que apuram a tentativa de venda da instituição ao Banco de Brasília (BRB). A oposição aponta possíveis crimes de responsabilidade ligados à atuação do governo local em operações envolvendo o banco público. Em resposta, Ibaneis afirmou que as tratativas da compra foram conduzidas diretamente pelo então presidente do BRB, Paulo Henrique Costa, e não por ele. Dezenas de pessoas se reuniram em Minneapolis para uma vigília em homenagem a Alex Pretti, enfermeiro de 37 anos morto por agentes federais do Serviço de Imigração e Alfândega dos Estados Unidos (ICE) durante uma operação no último sábado (24). A Polícia Federal começa a ouvir, a partir desta segunda-feira (26), investigados na Operação Compliance Zero, em meio às especulações sobre uma possível mudança de instância no Caso Master. As oitivas são consideradas decisivas para esclarecer irregularidades na tentativa de compra do Banco Master pelo Banco de Brasília (BRB) e para o andamento das investigações. A Rússia lançou um novo ataque de grande escala contra o sistema de energia da Ucrânia nas primeiras horas do último sábado (24), provocando explosões durante toda a noite em Kiev e em outras regiões do país. A ofensiva atingiu a infraestrutura elétrica e deixou cerca de 1,2 milhão de propriedades sem fornecimento de energia, ampliando os impactos da guerra sobre a população civil. O presidente Luiz Inácio Lula da Silva viaja ao Panamá nesta semana para participar do Fórum Econômico Internacional da América Latina. Organizado pelo Banco de Desenvolvimento da América Latina e Caribe (CAF) em parceria com o governo panamenho, o encontro reúne lideranças políticas, empresariais e econômicas para debater os principais desafios da região. A Corregedoria da Polícia Militar afastou preventivamente o capitão Alessander Ribeiro Estrella Rosa, que atuava no batalhão de Belford Roxo, na Baixada Fluminense. A decisão foi tomada após a circulação de um áudio nas redes sociais, atribuído ao oficial, no qual ele supostamente negocia com traficantes do Comando Vermelho a retirada de barricadas no município. O senador Rogério Marinho afirmou que a oposição está unida em torno de um projeto político comum e destacou a importância do governador de São Paulo, Tarcísio de Freitas, nesse processo. Ao declarar que “estamos todos juntos”, Marinho reforçou a necessidade de coesão das forças de direita para derrotar o PT nas próximas eleições. Essas e outras notícias você acompanha no Jornal da Manhã. Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Weekend Preview returns as Rog is joined by Rory Smith to look ahead to the Premier League weekend. They start at the Emirates, where Michael Carrick's newly simplified Manchester United face league leading Arsenal after back to back goalless draws, with debate around low blocks, counterattacks, and Arteta's attacking choices. Then it's Manchester City's humbling stretch, with Rodri's return, Pep's adaptation struggles, and whether bottom-placed Wolves can ask questions at the Etihad. Finally, Crystal Palace welcome Chelsea amid mounting instability, with Oliver Glasner's future uncertain and Jean-Philippe Mateta agitating to leave, as Liam Rosenior's Chelsea look to continue their momentum. Plus, predictions for the full weekend slate.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEWin a mystery shirt signed by Rog! More info here: https://mibcourage.co/3NH9FgnPre-order Rog's new book "We Are the World (Cup)" now!: https://mibcourage.co/4brQpgGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This Week in Wrexham returns as Rog sits down with Wrexham goalkeeper Arthur Okonkwo to break down what it's like getting pre-game dap ups from owner Ryan Reynolds, what was going through his mind during his penalty-save heroics versus Nottingham Forest in the FA Cup, and how manager Phil Parkinson uses the club's history as a motivational tactic. Plus, Arthur explains why he rarely celebrates, and what tactics he uses to always stay so calm, cool, and collected. This Week in Wrexham is presented by our great friends of the pod STōK Cold Brew Coffee.Pre-order Rog's new book We are the World (Cup) now: https://mibcourage.co/4brQpgGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Confira os destaques de Os Pingos nos Is desta quinta-feira (22):O ex-deputado federal Eduardo Bolsonaro (PL-SP) subiu o tom contra o governador Tarcísio de Freitas e afirmou que ele não tem a opção de ir contra a candidatura de Flávio Bolsonaro à Presidência. Em entrevista a um podcast, o ex-deputado disse que Tarcísio só ganhou projeção nacional após integrar o governo Bolsonaro e avaliou que a eleição será polarizada entre Flávio e Lula. O ministro Alexandre de Moraes, do STF, autorizou a visita do governador Tarcísio de Freitas a Jair Bolsonaro. Também foram liberados encontros com o ministro do TCU Jorge Antônio de Oliveira Francisco e com o senador Rogério Marinho, em datas e horários definidos pelo Supremo. A decisão reacende o debate sobre o controle das visitas ao ex-presidente. Após os ataques recentes, o governador Tarcísio de Freitas afirmou que é candidato à reeleição em São Paulo e negou qualquer especulação sobre disputa presidencial. Tarcísio disse trabalhar por uma direita unida para derrotar a esquerda, reafirmou lealdade a Jair Bolsonaro e confirmou que fará uma visita ao ex-presidente nos próximos dias. O presidente do STF, Edson Fachin, afirmou que a discussão sobre um código de ética e conduta para os ministros não partiu da Corte, mas de uma demanda da sociedade. Segundo ele, a proposta busca enfrentar o desgaste da imagem do tribunal e será construída por consenso, apesar da resistência de parte dos magistrados. O governo Lula (PT) bateu recorde de arrecadação em 2025, somando R$ 2,9 trilhões em impostos - alta real de 3,65% em relação ao ano anterior. Segundo a Receita Federal, o crescimento foi impulsionado por aumentos em IOF, Cofins e tributos sobre o comércio exterior, reacendendo críticas sobre a carga tributária que pesa sobre o trabalhador brasileiro. O Tribunal de Contas da União identificou falhas e indícios de superfaturamento em licitações da COP30, realizada em Belém. Segundo o relator Bruno Dantas, foram encontradas diferenças de até 1000% entre preços contratados e valores de mercado, com possível violação aos princípios da economicidade e da moralidade administrativa. Pesquisa Futura Apex indica que Flávio Bolsonaro (PL-RJ) venceria Lula (PT) em um eventual segundo turno, com 48,1% contra 41,9% das intenções de voto - vantagem de 6,2 pontos percentuais. O levantamento também aponta derrotas de Lula em cenários contra Tarcísio de Freitas (Republicanos), Ratinho Júnior (PSD) e Ronaldo Caiado (União Brasil). A pesquisa ouviu 2 mil eleitores entre 15 e 19 de janeiro de 2026.O pastor Silas Malafaia afirmou que a candidatura de Flávio Bolsonaro não empolga a direita e que ele seria o nome preferido da esquerda. Para Malafaia, só uma união ampla do campo conservador em torno de Tarcísio de Freitas teria chances reais de derrotar Lula nas eleições. Você confere essas e outras notícias em Os Pingos nos Is.

European Nights is back as Rog and Rory Smith break down this week's slate of games. Pep Guardiola heads into the Arctic Circle as Manchester City take on Bodø/Glimt. Real Madrid implode after the sacking of Xabi Alonso, raising bigger questions about whether any modern manager can survive at the Bernabéu. Plus, Chelsea confront their past as David Luiz returns to Stamford Bridge, prompting a deeper look at what the old Chelsea got right... and what the new Chelsea are still searching for.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Neste episódio André, Rogério e Tupá conversam sobre coisas que fizeram em 2025 que podem ser interessante para vocês. Temos indicação de Séries, Filmes, Livros, Música, etc. Ajude o Pirulla! pix para: ​pirula1408@gmail.com Links do episódio Séries Rogério – Pssica – Netflix Confira Pssica | Site oficial da Netflix André – Desalma – GloboPlay – […]

Rog and Rory are back to break down another wild weekend of Premier League action, including Manchester United's quite shocking victory over cross-town rivals Manchester City. Are Manchester United finally turning a new page? And what's going wrong at Manchester City? Plus, Arsenal squander a chance to pounce on City's loss, Chelsea impress under Liam Rosenior, and Everton....yes, that Everton...topple Aston Villa.Pre-Order Rog's new book We Are the World (Cup today!: https://mibcourage.co/4brQpgGWatch our interview with Tommy Fleetwood here: https://www.youtube.com/watch?v=Gd8ofxR7wV4Enter a chance to win World Cup tickets, brought to you by Coca-Cola: https://www.coca-cola.com/us/en/offerings/fifa-world-cup-26/most-valuable-fan/build-a-cardCome see us LIVE in San Francisco! Tickets available here: https://mibcourage.co/4qpx44ISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Como andam as negociações com Torreira e Cassierra? Situação do Galo no Estadual preocupa? Como foram as estreias de Maycon e Renan Lodi? Hulk ainda é a referência? Com André Ribas, Henrique Fernandes, Carol Leandro e Rogério Corrêa. Edição: Lavínia Aguiar.

Jurandir Filho, Felipe Mesquita, Rogério Montanare, Evandro de Freitas e Bruno Carvalho batem um papo sobre "Death Stranding 2: On the Beach", continuação direta de uma das obras mais autorais e divisivas da história recente dos videogames. Hideo Kojima retorna ao seu universo pós-apocalíptico com ainda mais ambição, aprofundando ideias sobre conexão humana, isolamento e o preço de tentar “salvar” o mundo quando talvez ele não queira ser salvo.A história se passa anos após os eventos do primeiro jogo e acompanha novamente Sam Porter Bridges, interpretado por Norman Reedus, agora em um mundo que mudou, mas não necessariamente para melhor. A pergunta central que guia a narrativa é provocadora: deveríamos mesmo ter nos conectado? A sequência coloca em xeque o ideal de união apresentado no título original, explorando as consequências dessa ligação forçada entre pessoas, territórios e sistemas.Melhorou a narrativa do jogo? Ficou mais fácil? Kojima se superou novamente?=- MAIS DESCONTO NA ALURA | Estude na Alura, a maior escola de tecnologia on-line do Brasil! Acesse o nosso link e ganhe 26% de desconto na matrícula! https://alura.com.br/99vidas

On a very special episode of Men in Blazers, Golden Globe winning actor Wagner Moura sits down with Rog to discuss his film The Secret Agent, including why being a football fan gives him an advantage as an actor and the national pride he feels in representing Brazil. Plus, Wagner reveals the role football plays in his life, his ultimate Brazil five-a-side team, and dives deep on the "Sad Escobar" meme.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Weekend Preview returns as Rog is joined by Rory Smith to answer your questions ahead of the Premier League weekend. They dig into the 198th Manchester derby, with Michael Carrick stepping in as interim at Manchester United and Manchester City trying to stay within touching distance in the title race. Then Chelsea face their first real league test under Liam Rosenior against an in-form Brentford, while Spurs host West Ham in what some are calling the misery derby. Lastly, Arsenal head to Nottingham Forest looking to keep their title charge on track after last season's stumble there.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEWatch our interview with Bukayo Saka here: https://www.youtube.com/watch?v=ZhTPh6IPn-4Watch our interview with Phil Foden here: https://www.youtube.com/watch?v=ls4MUhyufFIWatch our interview with Wagner Moura here: https://www.youtube.com/watch?v=ficAULXdxZ8Come see us LIVE in San Francisco! Tickets available here: https://mibcourage.co/4qpx44IPre-order Rog's new book "We Are the World (Cup)" now!: https://mibcourage.co/4brQpgGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The lads are on form after a massive round of Champions Cup action, breaking down everything from Saracens win over Toulouse, to Glasgow looking like genuine contenders, Leinster surviving La Rochelle in a bruising classic, and Quins blowing the Stormers away at the Stoop. There's chat on Henry Pollock being public enemy number one in Bordeaux, Bath's European march, and why Pool 2 is absolute chaos with everyone still alive. Jim gives the inside line on crisis meetings, second rows and dodgy penalty calls, while we also get stuck into AI coaches and ROG rumours. Plus, the boys announce their first London Six Nations live show at the 12th Knot rooftop at Sea Containers – free for Pod listeners – so it's one you don't want to miss. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rog and Rory are back to recap a frantic weekend of FA Cup football, including defending champions Crystal Palace shocking upset at the hands of Macclesfield FC, Liam Rosenior's opening salvo at Chelsea as his Blues beat down on Charlton, and Wrexham's win over Sean Dyche's Nottingham Forest. Plus, Arsenal advance, Everton do not, and is Thomas Frank's Tottenham tenure about to come to an end?Come see us LIVE in San Francisco! Tickets available here: https://mibcourage.co/4qpx44IPre-order Rog's new book "We Are the World (Cup)" now!: https://mibcourage.co/4brQpgG See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Big Weekend Preview is back! Rog is joined by Rory Smith to answer your questions after a chaotic mid-week slate of matches, including Liverpool and Arsenal's 0–0 draw...is Arsenal starting to crack under pressure? And are Liverpool quietly making a run at the title? Plus, what to make of Chelsea's appointment of head coach Liam Rosenior, and why Manchester United still look unprepared as Darren Fletcher takes charge. Plus, a look ahead to an FA Cup weekend, including Crystal Palace's trip to sixth-tier Macclesfield FC.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEWatch our Vamos interview with Jesse Marsch here: https://www.youtube.com/watch?v=cncWyTUI3QQShop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the first podcast of 2026 where Roger and Pete answer more of your varied and interesting questions, covering everything from what to do when you've maxed out your pension and ISA, to whether you should borrow on your mortgage to invest! Shownotes: https://meaningfulmoney.tv/QA37   01:30  Question 1 Hello to Roger and his trusty sidekick Pete, Only kidding Pete, but it will make Roger feel good briefly. I must credit the pair of you for your continued dedication and commitment to educating the wider population on all things financial.  I have gone from strength to strength in planning my retirement with the guidance and abundance of free information you have provided, the books you have written Pete, as well as signing up to the Meaningful Academy Retirement Planning and now planning to retire several years earlier than originally intended. Using the information provided and learnt, I have got my finances in order but more importantly, that decision is to align my future life (and that of my wife) to the finances we need and when our needs are likely to be met, hence the realisation retirement is not as far away as we had originally perceived, so I really appreciate what you have done for me and my family. My question maybe very simple, but it was sparked during a previous Q&A session Listener Question – episode 20 - 30th July – Question 2 – The question surrounded company Shares. I am employed by BAE and I purchase company shares each month, partially as a sensible Tax saving being a higher rate tax payer (purchase them pre Tax) but also for the first £75 worth each month I buy each month, the company will match, so effectively £150 worth of shares which technically costs less than £50 in real money each month.  Now whilst I do sell some shares along the way (after the 5-year maturity to avoid tax payment), I continue to have a reasonable amount invested (£35k subject to tax relief period on some). A statement you made during the above session was "as a sideline issue we tend to say to people that investing in shares for the company you work for is a bad idea at any scale, thus to avoid backing one horse and it's not a good idea to hold onto shares for a company you work for." Now I thought I was onto a winner and being tax efficient and building an amount of money which I tap into on an occasional basis as well as additional source of income once retired, but are you implying, as you did to that listener, I might consider cashing some in and transferring the money else where? Perhaps in this instance it is suffice leaving it there, as the examples you gave were for smaller companies (in comparison) that folded, whereas BAE one of the larger Defence industry companies, doesn't appear to be going anywhere soon?  I do have a Royal Naval DB pension already paying out, as well as a part DB and part DC pension with BAE (continuing to build), so I'm not reliant upon the money, which is another factor why I've not considered moving them away or am I doing myself a bad deal, id value your opinions (not advice ha ha)? Thank you for your time Regards, John 08:02  Question 2 I'm 39, a basic rate taxpayer and I have a Lifetime ISA and a SIPP with HL. Can I save for retirement in my Lifetime ISA and invest in the same funds as my Pension after receiving the 25% bonus to achieve similar growth. Then at age 60, withdraw all that money tax free and pay it into my pension (up to my allowances and possibly using previous years) to gain the 20% tax relief just before I draw the pension? I would also save some money on platform fees as the LISA is 0.25% vs the SIPP at 0.45%. I know I can get cheaper platforms elsewhere but I find HL easy, intuitive, and feel like I can trust them with my money, which really encourages me to save in the first place. Thanks, Robert 13:40  Question 3 Hi Pete and Roger, Longtime fan and listener, thanks for all the great work you do! I'm 40 years old and a member of the LGPS DB pension scheme, which I've been paying into since my early 20s. My partner is also in a DB scheme (Central Government). We have no debt other than our mortgage. We currently live in a modest home we bought for £89k, but are thinking about upgrading to a bigger property for more space and comfort (no plans to have children). That said, we've enjoyed the low cost of living here. We've built up around £160k in savings, split roughly 40% in a Stocks & Shares ISA and 60% in Premium Bonds and cash. I've tried to keep the ISA intact as a form of flexibility/security around retirement, potentially to retire early or reduce hours in the future. The dilemma is: 1. Do we spend most of the savings on a better house and accept working longer? 2. Or do we stay where we are, keep our financial flexibility, and potentially one of us works less or retires earlier? 3. Or is there a sensible middle ground, spending some of the cash to improve our living situation while still preserving part of our financial cushion for future flexibility? We're just trying to balance quality of life now with freedom and options later, and would love to hear your take on it. Is there anything else we haven't thought about? Thanks so much for your thoughts! Gez   19:25  Question 4 Hi Pete and Rog, big fan of the show and I appreciate the helpful topics you cover. I am currently going through a remortgage and am extracting equity from our house to invest. The new mortgage rate is around 4% and our LTV will be around 80%. The additional monthly costs are within our budget too. My strategy is to invest the extracted amount in a stocks and shares ISA with my wife, utilising the £20k allowance each per tax year. This will be invested into globally diversified index funds. I have ran calculations on how much I will be paying in additional interest vs how much is probable from stock market returns. Over 25 years, the additional interest paid on £50k extracted at 4% is £29k Over 25 years, having invested £50k, I would need to return 1.84% to break even from this deal. This is due to the way mortgages are amortised via repayment vs the investments compounding positively. With conservative returns of 7% used, this will net £236k of interest. Am I missing anything here? Keep up the great work and I'm very interested to hear whether you have done this in the past. Stephen 26:40  Question 5 Hi Pete and Roger, Recent discoverer and now big fan of the show here - I have now caught up on all the Q&A episodes and am continuing to work my way through the back catalogue: a lot of material! My questions centre on tax-efficient options once ISAs and pensions are maxed out, and how to "bridge" savings if retiring before pension-age. I am 36, married and have 2 young daughters who are the apple of my eye. We have a very manageable mortgage and I benefit from a very well paid job. However, an extremely stressful period last year sent me on the track of better understanding personal finance (and ultimately finding you) in order to achieve financial independence and not need to tolerate that kind of situation ever again, as well as be free to dedicate my time and energy to things without worrying about how much money they pay. 1) I am trying to get to functional financial independence (i.e. paid work is entirely optional) as soon as possible - I now max out my annual pension and ISA allowance each year and am likely to continue to in the future. Are there any other normal vehicles I can use for additional saving and investing? Giving money to my wife to use her ISA allowance? Anything else? I don't want to overpay the mortgage for the next several years as we managed to get a fixed rate that is below the current rate of inflation. 2) I have a good understanding of our essential and discretionary spending, and with a conservative annualised rate of return I could theoretically stop contributing to my pension pot in the next 7ish years and compounding would mean it would be big enough to fully support us once we can access it. My question is - is there a good rule of thumb or approach for working out how much I need to save outside the pension if I wanted to stop working for money before 57? Is it just a case of working out # years x expenses or is there anything more sophisticated to it? 3) bonus question - feel free to cut if it doesn't fit: I'm familiar with the idea of asset allocation and rebalancing to "smooth the ride" for my portfolio. Most things I've read or listened to have focused on equities vs. bonds. When I was looking at a number of bond indexes recently the returns have been pretty flat, often 4% from a cash ISA, what's the point of the bonds? Am I missing something? Thanks so much for all the knowledge you put into the world, giving people the tools to look after themselves. The chat is pretty great too! Kind regards, Martin 37:18  Question 6 Hello Pete & Roger Thank you for your fantastic materials, so well explained. We're 62. We already have a standard pension pot Annuity and we have around £300,000 in savings in building society accounts. (We value peace of mind over the potential for big gains, so we're not really considering stocks and shares). We're wondering whether, rather than rely entirely on savings accounts, it would make sense to use a Purchase Life Annuity. With current annuity rates, it looks like that's a Yes, so we're curious what your expert view is on this. We're aware of the downside: that it leaves us without much of a savings pot for any unexpected very large need. Have watched the Annuities: Back from the dead? video - https://www.youtube.com/watch?v=alTTzrd2NbY -  which talked about buying an annuity with pension, but in our case it would be Purchase Life Annuity, so does that make a difference when purchasing an annuity? Thank you again! Moira  

Rog and Rory are back to break down another wild week in the Premier League, including the sacking of Enzo Maresca at Chelsea and Ruben Amorim at Manchester United. Will Thomas Tuchel or Oliver Glasner be next up at Old Trafford? And is Liam Rosenoir out of his depth at Chelsea? Plus, Arsenal keep apace atop the table ahead of Manchester City. Is this Mikel Arteta's best shot yet at Premier League glory?BRENDEN AARONSON ON WHY HE WAS DETERMINED TO RETURN TO LEEDS UNITED & WHERE HE FITS IN WITH USMNT: https://www.youtube.com/watch?v=OY2l2bPYnxMARSENAL'S MARTIN ØDEGAARD on adapting to Gyökeres and Zubimendi & his best advice to Max Dowman: https://www.youtube.com/watch?v=6tMXxsiTSgAShop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Swap Meet Radio, we're moving through some favorites from the collection - Michał Urbaniak (RIP), the Visioneers, Lucas Arruda, and a couple from the new Nas and Preemo, and the current fave from ELIZA. Throw in some Turkish funk with Nese Karaböcek, Brazilian vibes from El Michels Affair and Rogê, and that DNA version of "Tom's Diner" tucked in there too. Kirk drifts into some boogie and soul with France Joli, the Ritchie Family, and Rockie Robbins, plus summer tracks from the McCrays and Ben & The Tight Squeeze Band. A little bit of everything - Paul Hardcastle, Freeez, Str4ta. Good music!

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Rog and Clint Dempsey look back on a defining year for the USMNT. From early chaos and crushing exits to Mauricio Pochettino's culture change and surge of optimism. Dempsey dives into emerging stars, Christian Pulisic's career defining form at AC Milan, and the mentality shift required to make a run in the 2026 World Cup. Plus, Clint explains why getting out of the group is the floor, and inspiring the nation is the true goal.Shop the Men in Blazers Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo sobre "Avatar: Fogo e Cinzas", o terceiro filme da saga de Pandora. Após a devastadora guerra contra a RDA e a perda do seu filho mais velho, Jake Sully e Neytiri devem enfrentar uma nova ameaça: o Povo das Cinzas, uma nova e agressiva tribo Na'vi, conhecida por sua violência extrema e sede de poder. O misterioso clã é composto por guerreiros que controlam o fogo e cuja lealdade pode desequilibrar o destino do planeta.Por que esse terceiro filme parece o segundo? É uma história preguiçosa? O que aconteceu com James Cameron? A franquia vai ter futuro se continuar desse jeito?|| ASSINE O SALA VIP!- Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Fabrizio Romano is back for the final installment of our January Transfer Window Special, presented by Verizon. And this time, Fab sits down with Rog to remember the year that was and review the biggest transfers of 2025. Fab relives the memories of how Liverpool's three massive signings...Huge Ekitike, Florian Wirtz, and Alexander Isak...all came together. Fab also reveals what went on behind the scenes of Eberechi Eze's snubbing of Tottenham to join Mikel Arteta and rival Arsenal. Plus, much, much more!Shop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

European Nights is back with very special End of Year review show, presented by Verizon, and Rog and Rory are here to re-litigate, rehash, and reexamine the biggest trends from the Champions League, Europa League, and Conference League that this year had to offer, including: why are Premier League clubs dominating this year's Champions League? And why haven't they won more Champions League trophies of yore? What has led clubs like Bayern Munich and Barcelona to sign more English players? Plus, why is Qarabag thriving and Ajax…isn't? And who could make PSG-esque run to the Champions League trophy this year?Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

The Rumble looks back at some of the best bits from the last year with a few CHRISTMAS CRACKERS. The Morning Rumble will return with the big dog Rog back in the saddle, January 19th 2026.

Jurandir Filho, Thiago Siqueira e Rogério Montanare batem um papo sobre Netflix estar adquirindo a Warner Bros., um marco histórico que vai redefinir Hollywood! Em dezembro de 2025, a Netflix anunciou um acordo histórico para adquirir a Warner Bros., incluindo seus estúdios de cinema e televisão, o serviço de streaming HBO Max e os conteúdos associados, em um negócio avaliado em cerca de US$ 82,7 bilhões no total (incluindo dívida). Essa negociação une duas potências do entretenimento: a plataforma global de streaming que revolucionou a forma como o público consome séries e filmes, e um estúdio centenário responsável por franquias e títulos que marcaram gerações. Isso vai ser bom? Quais os benefícios e malefícios desse negócio? É o fim da Warner? A HBO acabou? O preço da Netflix vai subir?O acordo também atrai questionamentos regulatórios e preocupações antitruste, tanto nos Estados Unidos quanto em outras jurisdições, já que a concentração de tanto conteúdo e poder de distribuição nas mãos de uma única empresa pode afetar a concorrência e influenciar preços e opções para consumidores. A Paramount vai conseguir embarreirar essa negociação?Entenda toda essa novela!

John Oliver, the biggest friend of the pod and host of Last Week Tonight, returns for his annual holiday visit to the Men in Blazers podcast, and this time, John sits down with Rog to discuss Liverpool's up and down season, including how he still hasn't gotten over the pain of Jurgen Klopp's departure, why he wants Mo Salah to be a Liverpool player forever, and how the saga of Trent Alexander-Arnold's departure to Real Madrid explains why Liverpool football is a religious experience. Plus, John shares what his expectations are for England in the 2026 World Cup, and why the only thing that can compete with the joy of football is a French jewelry heist.Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In part two of our three part January Transfer Window Special, presented by Verizon, the Transfer Guru himself Fabrizio Romano sits down with Rog to answer questions from our very own listeners, including....will Tottenham sign Savinho from Manchester City? Will Lucas Paqueta be on the move from West Ham? And who is the next big name player to join Messi and Thomas Muller in MLS? Plus, much, much more!Shop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back with a very special episode to look back at the highs, lows, and trends that made up the past year of football in the Premier League, including: how Mikel Arteta and Arsenal's set piece obsession has taken over the league, why Chelsea's ballooning squad-size has been copied by the likes of Manchester City, and why the Premier League's "Big 6" may be expanding to include teams like Aston Villa, Newcastle, and Crystal Palace. Plus, Rory and Rog review their Premier League table predictions from the start of the season.Shop the MiB Store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The hardest working man in Football, Fabrizio Romano, sits down with Rog to preview what could be a wild January transfer window, including if Mo Salah will be on the move from Liverpool, and if Christian Pulisic will be headed back to the Premier League amid interest from Aston Villa and Manchester United, plus much, much more. Presented by Verizon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Fabrizio Romano, sits down with Rog to preview what could be a wild January transfer window, including if Mo Salah will be on the move from Liverpool, and if Christian Pulisic will be headed back to the Premier League amid interest from Aston Villa and Manchester United, plus much, much more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back to break down this weekend's Premier League action, including if Arsenal's desperate survival of Wolves was a good thing or a bad thing, if we just witnessed one of Mo Salah's final Liverpool appearances, and why Sunderland's petty scoreboard antics makes their win over Newcastle all the sweeter. Plus, Everton are bad again, Manchester City are really, really good again, and Tottenham are...Tottenham.Check out our Football Feelings collection at the Men in Blazers shop: http://mibcourage.co/44rksRtWatch our interview with Mo Salah: https://www.youtube.com/watch?v=vqXV4lVXGu8See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo nostálgico sobre o ano de 1995 nos cinemas!! Esse podcast é mais uma edição da série We Have to Go Back, onde voltamos no tempo e revisitamos os grandes filmes de um ano específico. Além disso, é um programa nostálgico, pois relembramos os acontecimentos desse ano, as músicas, as evoluções tecnológicas, as curiosidades, os costumes e muito mais!!Falamos sobre "Seven - Os Sete Crimes Capitais", "Coração Valente", "Toy Story", "Os Suspeitos", "Fogo Contra Fogo", "007 Contra GoldenEye", "Cassino", "Antes do Amanhecer", "Duro de Matar 3: A Vingança", "Jumanji", "As Patricinhas de Beverly Hills", "Apollo 13: Do Desastre ao Triunfo" e mais.===- ASSINE O SALA VIP! Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast

Rog is back to answer your questions and preview this weekend's Premier League action in the latest episode of Big Weekend Preview. First, Liverpool host Brighton with the drama surrounding Mo Salah looming large. Next, Arsenal welcome last-place Wolves as the Gunners look to keep their title-charge on track. Then, Everton head to Stamford Bridge chasing an away win at Chelsea they have not managed since 1994. Finally, we finish with the Tyne–Wear Derby returning as Sunderland face Newcastle in one of English football's fiercest rivalries.Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyFootball is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEVote now on America's Best Soccer Bar: https://mibcourage.co/4iVtk7YFind our interview with Tyler Adams here: https://www.youtube.com/watch?v=Y_Sj81j_HQIFind the new Men In Blazers Store here: https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1990 World Cup winner and former USMNT head coach Jürgen Klinsmann joins Rog to break down the USMNT's World Cup draw, explain how tournament football differs from friendlies, and defines what success should look like for the USMNT this summer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog went live following Wednesday's Champions League Matchday 6 to discuss Pep Guardiola's Man City getting the best of Real Madrid at the Bernabeu: are Xabi Alonso's days numbered? Plus, Arsenal stay top of the table with a win in Belgium, Liverpool get back on track after defeating Inter Milan, and Tottenham's European unbeaten streak continues versus Slavia Prague. Then, Rog takes listener calls and debates whether Arsenal's depth can help them weather their busy upcoming fixture list despite mounting injuries.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Professional golfer and Ryder Cup winner Tommy Fleetwood joins Rog to relive his first PGA tour victory, digs into the raucous Ryder Cup, his love of Everton Football Club, and shares the golf tips he gave Pep Guardiola and the lesson Pep gave back that sharpened his process. Plus, Tommy receives a special cameo question from Everton and England's No.1 Jordan Pickford.This podcast episode is presented by Verizon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back to break down another wild week of Premier League action, including a surging Aston Villa taking down league-leading Arsenal at Villa Park. Are Mikel Arteta's men cracking under pressure again atop the table? Plus, Mo Salah's bombshell interview after Liverpool's draw with Leeds has the internet in a frenzy. Is Mo gone? Is Arne Slot out? Or can Liverpool still reverse their downward spiral?Shop the "Soccer's Coming Home" Collection: mibcourage.co/4pQPLgHSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog is LIVE from Boston for a very special Path to World Cup Glory show presented by Bank of America. Rog is joined by Grammy nominated artist and New England native Noah Kahan to discuss his obsessive love of Moises Caicedo, Cole Palmer, and the rest of Chelsea Football Club, as well as his legendary live show at Fenway Park. Rog also sits down with USMNT legends Clint Dempsey, Herc Gomez, and Matt Turner to discuss what it will mean to play a World Cup on home soil and just how far this US Men's team can go in 2026. Plus, James Horncastle and Rory Smith talk dark horse World Cup teams, The Women's Team editor-in-chief Sam Mewis breaks down her love of Boston, and Boston Bruins all-time great Zdeno Chara explains what it means to embody Boston grit.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the fourth episode of Switch the Play, Cleveland Cavaliers forward Larry Nance Jr. and Roger Bennett are joined by San Antonio Spurs forward Jeremy Sochan to break down Jeremy's upbringing in England, playing youth basketball in the UK, and his path towards Arsenal fandom. Plus, Jeremy compares playing NBA defenses versus football defenses, gives his opinion on if this could be Arsenal's dream season, and discusses what it's like playing for a team with the name Spurs in it. Plus, Larry and Roger talk through Leeds United's tricky fixture list and which football celebrations could best be adapted to the NBA.Football is better with friends. Join our Discord community for conversation with fellow GFOPs, live matchday chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back to break down all of this week's Premier League action, including a wild 1-1 draw between Arsenal and Chelsea at Stamford Bridge that was more boxing match than football game. Are Chelsea the biggest threat to stop Arsenal's title charge? And is it a positive or a negative that Mikel Arteta's men walked away with a point against 10-man Chelsea? Plus, Liverpool got a much-needed victory over West Ham United...but with one of their biggest stars on the bench. Rog and Rory discuss Arne Slot's decision to drop Mo Salah, and what it could mean for both Salah and Liverpool for the remainder of the season.Watch our full interview with Sunderland manager Regis Le Bris here: https://www.youtube.com/watch?v=HyhjABSfqSQCheck out all of our Cyber Monday deals at the Men in Blazers shop: https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and James Horncastle went live following Wednesday's Champions League Matchday 5 to discuss Arsenal's dismantling of Bayern Munich, Liverpool's continued misery against PSV, Manchester City over thinking Bayer Leverkusen, and Paris Saint-Germain's wild win versus Tottenham. Plus, Rog and James take listener calls and apply an American lens to Set Piece FC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rog and Rory are back ahead of this week's Champions League, Europa League, and Conference League action and in the latest episode of European Nights, they're deep diving into Bayern Munich's transformation from a German national team surrogate into the dynamic, international club of ex-Premier Leaguers like Michael Olise, Luis Diaz, and Harry Kane that they've become under Vincent Kompany. Then, Rog and Rory turn their attention to Barcelona's Marcus Rashford: what went wrong at Manchester United, how Barcelona has revived his career, and what's next for England's former next-big-thing. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What a weekend of Premier League football we've just witnessed, and Rog and Rory are back to break it all down including: Eberechi Eze's hat-trick of wonder in the North London Derby, Arsenal's grip on the top of the table grows stronger, and the unsung heroics of Leandro Trossard. Plus, Liverpool's collapse reaches new lows against Sean Dyche and Nottingham Forest...is it officially too late for Arne Slot to right the ship? Then, Eddie Howe's Newcastle finally slay that Manchester City sized dragon, and Pep Guardiola's frustration reveals itself post-match.Fill out your answers to our World Cup City Guide here: https://mibcourage.co/cityguidesWatch out recent interview with Sunderland manager Regis Le Bris: https://www.youtube.com/watch?v=HyhjABSfqSQGrab the latest MiB merch at https://shop.meninblazers.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.