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The World Cup is fast approaching...and in part 1 of our two part USMNT international window preview, Rog and Vamos' Herc Gomez join forces to break down the upcoming US friendly against Ecuador, including analyzing Christian Pulisic's incredible form in Serie A and how he can translate that to the national team, understanding Joe Scally's surprising omission from the squad, and parsing Mauricio Pochettino's motivational tactics. Plus, Herc reveals why a photo of Kyle Beckerman caused a stir prior to 2010 World Cup...Football is better with friends. Join our Discord community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHEVamos Youtube https://www.youtube.com/@VamosNetworkVamos Instagraminstagram.com/vamosmibSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and Rory break down another weekend of drama-soaked Premier League action, including Liverpool's heartbreak at Stamford Bridge: is it Mo Salah, not Arne Slot, that is to blame? Then, with Arsenal top of the table once again, Rog and Rory explain why a nonchalant win over West Ham may be more important than their thriller over Newcastle. Finally, Estêvão's winner has vaulted him into Chelsea fan lore...just how good is the teenage phenom?KATIE NOLAN joins Becky Sauerbrunn on Teaming Up: https://www.youtube.com/watch?v=yXHaJF1aUjMSubscribe to Vamos on YouTube: https://www.youtube.com/@VamosNetworkFollow Vamos on Instagram: https://www.instagram.com/vamosmib/?hl=enSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo sobre um listão das 30 melhores aberturas da história do cinema! Os começos dos filmes sempre tiveram um papel fundamental no cinema: elas não apenas apresentam créditos ou estabelecem o tom inicial, mas funcionam como a primeira conexão entre o espectador e a obra. Uma abertura bem construída é capaz de mergulhar o público na atmosfera do filme, antecipar temas, criar tensão, emocionar ou até mesmo surpreender, antes mesmo que a narrativa de fato comece. Ela pode ser uma declaração estética, um manifesto narrativo ou simplesmente um espetáculo visual que fica gravado na memória coletiva.Ao longo da história do cinema, algumas aberturas se tornaram lendárias, redefinindo como os filmes poderiam começar. Ou seja, falamos sobre "Watchmen", "Matrix", "2001: Uma Odisséia no Espaço", "O Senhor das Armas", "O Senhor dos Anéis: A Sociedade do Anel", "Up: Altas Aventuras", "Os Caçadores da Arca Perdida", "Mad Max: A Estrada da Fúria", "Era Uma Vez no Oeste", "O Rei Leão" e muito mais.|| ASSINE O SALA VIP DO RAPADURACAST- Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast
Rog is back to answer your questions and break down all of the weekend's upcoming Premier League action in this week's Big Weekend Preview Presented by PrizePicks. Are Liverpool suddenly vulnerable? Will Arsenal's title push hold? What should Crystal Palace fans do with all of this hope? Plus, Rog is joined by the Manchester United Hair Guy himself, Frank Ilett, to preview Man U's clash with Sunderland and to answer the question on everybody's mind...will he ever get to cut his hair again?Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyBig Weekend Preview, presented by PrizePicks. It's always a good time of year to play PrizePicks, America's number one fantasy sports app. Download the app today and play $5 and get $50 instantly when you use code MIB.Football is better with friends. Join our Discord community for conversation with fellow GFOPs, live matchday chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Depois de duas vitórias seguidas, Galo fica no empate sem gols contra o Juventude. Qual a realidade do time no campeonato? Briga no G6 ou por vaga na Sul-Americana ou será luta contra o Z4? Por que o ataque não está funcionando? Hulk fez muita falta? Quais jogadores já podem ser considerados titulares de Sampaoli? Contra o Fluminense, já vale testar o time que jogará a semifinal da Sul-americana contra o Del Valle? Com André Ribas, Henrique Fernandes, Carol Leandro e Rogério Corrêa. A edição é de Leticia Araújo.
Timestamps: 0:00 does this make any sense 0:19 EA acquired in $55B deal 1:21 Snapdragon X2 Elite Extreme benchmarks 2:42 ChatGPT parental controls, Instant Checkout 4:08 Proton! 5:05 QUICK BITS INTRO 5:17 RTX 50 Super series 5:56 ASUS starts to fix ROG laptop stuttering 6:39 Apple's internal Siri chatbot app 7:19 Microsoft introduces 'vibe working' 8:09 Skyrim Grandma retires NEWS SOURCES: https://lmg.gg/yo6Or Learn more about your ad choices. Visit megaphone.fm/adchoices
Rog and Rory return to break down a wild weekend of Premier League action, including Crystal Palace's incredible win over Liverpool, Arsenal's gutsy performance against Newcastle, and Manchester United's flop against Brentford. Plus, why is the Premier League suddenly the league of parity, and does anyone know what a handball is anymore?Follow The Women's Game on YouTube (https://www.youtube.com/@WomensGameMiB) and Instagram (https://www.instagram.com/womensgamemib) We want to hear from you. Our 2025 survey is LIVE, and your feedback will help shape the future of Men in Blazers. Lend us a few minutes and share your thoughts: https://mibcourage.co/41REEL3See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Mauro Cezar, Arnaldo Ribeiro, Eduardo Tironi, José Trajano, Juca Kfouri e Danilo Lavieri analisam a virada do Flamengo sobre o Corinthians, a polêmica entre Rogério Ceni e Abel Ferreira pelo gramado após o Bahia derrotar o Palmeiras na Fonte Nova. E ainda as homenagens a Paulo Soares, o Amigão
It's an XBOX-centric edition of the #MikeJonesMinuteCon today with news about the new handheld and Costco.
Depois de duas vitórias seguidas, o Galo engrenou? Qual jogador é o destaque depois da volta de Sampaoli? Hulk está sendo perseguido? Duelo com Juventude é jogo de seis pontos? Qual é o peso das ausências? Com Laura Rezende, Henrique Fernandes, Carol Leandro e Rogério Corrêa. A edição é de Lavínia Aguiar.
Rog, Mel, Ryan and Mitch join you for todays podcast intro chatting about the worst thing Mel has ever done and Rog getting caught red handed.
O jogo de quinta, contra o Flamengo, virou decisão? O que deu errado contra o Vasco? É absurdo mexer na escalação do Cruzeiro? O que há com Sinesterra? Arroyo será titular? Com Henrique Fernandes, Danny Paiva, Fernanda Hermsdorff e Rogério Corrêa. A edição é de Lavínia Aguiar.
Rog, Bryce, Mulls, Mel, Mitch and Ryan join you for today's podcast chatting the Rock 2000 Live Event and how our weekends went.
Rog is back to answer all of your questions and forecast the weekend's upcoming Premier League action in this week's Big Weekend Preview Presented by Prize Picks. First, Arsenal take on Newcastle at St. James' Park where they've lost three straight matches. Is it already a must-win game for Mikel Arteta's squad? Plus, Rog previews a clash of titans as Liverpool square up against....Crystal Palace? Finally, how have Aston Villa fallen so far, so fast?Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyBig Weekend Preview, presented by PrizePicks. It's always a good time of year to play PrizePicks, America's number one fantasy sports app. Download the app today and play $5 and get $50 instantly when you use code MIB. Football is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A night of celebration with basketball stars Karl-Anthony Towns and Josh Hart joining Men in Blazers to revel in the magical kingdom that is New York sports and its singular football culture. Rog also sits down with NYCFC's Matt Freese and Justin Haak, as well as New York Red Bulls captain Emil Forsberg and former USMNT midfielder Michael Bradley. Come and raise a glass to celebrate what makes this football community so special.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Atlético ainda vai rir por último na temporada? Alexsander voltará para a semifinal da Sul-Americana? Mesmo perto de um título internacional, Galo está proibido de poupar titulares no Brasileirão? Bernard, herói da classificação, acertou ao reclamar da relação com Cuca? Com Laura Rezende, Ricardo Gonzalez, Carol Leandro e Rogério Corrêa. Edição: Raquel Vieira e Paulo Vitor Ferreira.
Rog, Bryce, Mulls, Ryan and Mitch join you for today's podcast intro chatting about the final day of the Rock 2000, League v Union & the Ranfurly Shield
Rog, Bryce, Mulls, Ryan and Mitch join you on today's podcast talking about stuff we can't talk about.
Rogério Anitablian - O papel da Rússia é positivo ou negativo? - Programa 20 Minutos
PRGN Presents: News & Views from the Public Relations Global Network
In our final episode on PRGN's 2025 Influence Insights research, Rogério Artoni discusses the significance of cultural and social values in public relations, especially in the Latin American context, with a sharp focus on Brazil. Download PRGN's whitepaper on insights from the 2025 global survey on Brand Influence. Rogério highlights that understanding these values is crucial for effective communication and relationship-building in the region. He points out that the Brazilian market, which represents a staggering 40% of Latin America's GDP, requires a tailored approach in public relations strategies that resonate with local customs. The conversation also touches on the dual importance of digital presence and traditional media trust among Brazilian audiences, underscoring a unique blend of modern and legacy communication methods. Overall, the episode emphasizes the need for brands to adapt their messaging to fit local cultures, ensuring they forge genuine connections with their target audiences. Influência que Move SUMMIT | SÃO PAULO – 02 de outubro de 2025No dia 2 de outubro, o Influência Que Move Summit reunirá grandes nomes do mercado para debater reputação corporativa, influência institucional e os desafios da comunicação em um cenário que muda diariamente. Com realização da Race Comunicação e parceria da Faculdade Presbiteriana Mackenzie, o evento acontecerá às 9h, em São Paulo, na Unidade de Higienópolis do Mackenzie, e é a oportunidade certa para quem deseja se atualizar e se fortalecer na área. Evento Gratuito – Vagas Limitadas! Inscreva-se e garanta sua presença »About the GuestsRogério Artoni is Founding Partner and CEO of Race Communications in São Paulo, Brazil. Rogério is a journalist with an MBA in Corporate Communication. His experience includes areas ranging from education to finance, sports, tourism, and manufacturing. Rogério has extensive international experience and was named one of the world's most influential PR professionals by PRWeek magazine in its 2016 and 2017 Global Power Book. Bill Southard is founder and CEO of Southard Communications in New York. He also serves as Marketing Committee Chair for PRGN. Bill launched Southard Communications in 1994 and has since experienced consistent and considerable growth and today represents a broad range of clients across a myriad of industries. In his day-to-day role at the agency, Bill drives the creative process, provides ongoing strategic counsel and manages all crisis communications on behalf of agency clients. With more than 35 years of communications experience, Bill has counseled some of the country's leading Fortune 500 firms. Prior to founding Southard Communications, he was president of Earle Palmer Brown Public Relations and previous to that General Manager with Dorf & Stanton Communications. About the Host Dr. Adrian McIntyre is a cultural anthropologist, media personality, speaker, and...
Neste episódio do Conversa de CEO, Rogério e Roberta discutem a importância da previsibilidade no faturamento e mostram, com exemplos práticos, como empresários podem sair do achismo e tomar decisões com base em dados concretos. Um papo direto para quem quer liderar sem truques e construir uma cultura forte de verdade.
This week, we have questions about planning property purchases together as a soon-to-be-married couple, investing an inheritance, balancing an age gap between spouses and much more besides! Shownotes: https://meaningfulmoney.tv/QA27 00:52 Question 1 Hi Pete and Rog, I've been listening to the show since 2020, and I absolutely love it. It keeps me grounded in a generation that frivolously spends for the sake of Instagram. Thank you for offering such helpful advice for free. I'm in my early 30s, I have no bad debt, regularly contribute to my workplace pension, and have been saving for a 2–3 bedroom house over the past three years. In 2 months I'll have the 10% deposit (the minimum I want to put down) saved in my LISA. I'm currently renting a really affordable flat with a great landlord. I started saving when I was single, but I met my lovely boyfriend almost two years ago. We're serious and are planning to get married and move in together in the next 12 to 18 months. Here's my question: Should I delay buying a house for a year or so until I'm married, or should I buy now and plan to keep it for at least five years—even if, during that time, my boyfriend and I buy a different house and I end up renting this one out? Many thanks, Leah 07:50 Question 2 Love the Podcast guys My Question is about what to do with an unexpected inheritance (likely to be around £150,000 from the sale of my late parents' house) a year before remortgaging. For context; both my Wife and I have recently become Additional Rate tax payers with a defined benefit NHS pension. We can max out ISA contributions for a few years (including LISA for the next 6yrs) but with no personal saving allowance and only being able to effectively get savings rates of
Rog, Mel, Ryan and Mitch join you for today's podcast intro chatting Tattoos, what we have, what we have seen, and what we might get.
No novo episódio do Café com Comprador, o entrevistador Douglas Ferreira recebeu dois especialistas de peso: Bruno Santos, sócio da Bernhoeft, e Rogério Cantarino, sócio-diretor da Atlas Inovações.A pauta não poderia ser mais relevante: como a gestão de terceiros pode se tornar uma verdadeira estratégia competitiva para as empresas.Durante a conversa, abordamos:Implementação eficiente: como estruturar um processo de gestão de terceiros sólido desde o início.Boas práticas de governança: compliance, mitigação de riscos e monitoramento contínuo.Benefícios estratégicos: redução de custos, ganho de performance e maior segurança para a organização.O papel da tecnologia: ferramentas que apoiam a gestão e trazem mais transparência.Cultura organizacional: como engajar áreas internas e fornecedores nesse processo.A mensagem central foi clara: gestão de terceiros não é apenas controle, é estratégia.Quando bem aplicada, fortalece a marca, protege o negócio e abre espaço para inovação.Um conteúdo essencial para líderes, compradores e profissionais que querem elevar o nível de maturidade de suas organizações.
Rog and Rory are back to break down a wild weekend of Premier League action, including Mikel Arteta's Arsenal squeezing a draw out of Pep Guardiola's very defensive Manchester City, Liverpool keeping their perfect record and with a win over Everton in the Merseyside Derby, and Manchester United providing a glimmer of hope for Ruben Amorim's job prospects. Plus, should Chelsea fans start to panic?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Por Pr. Rogério Luiz. | Mateus 16:24-25 | https://bbcst.net/R9395N
Rog, Mel & Producer Ryan breakdown the stone skimming world champs and does Rog get Whistle redemption?
Por Pr. Rogério Luiz. | Mateus 16:24-25 | https://bbcst.net/R9395N
Champions League is back, and the Premier League delivers HUGE matchups: Liverpool host Everton in the Merseyside Derby at Anfield, Arsenal face Manchester City in a title-race clash, and Manchester United take on Chelsea in a must-watch battle. Rog breaks it all down from Mo Salah's return to form, Erling Haaland's unstoppable scoring streak, and United's crisis. Plus his bold predictions for the weekend!Want to be featured on our next episode? Submit your questions here: https://mibcourage.co/BWPyBig Weekend Preview, presented by PrizePicks. It's always a good time of year to play PrizePicks, America's number one fantasy sports app. Download the app today and play $5 and get $50 instantly when you use code MIB.Football is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and James Horncastle went live after Wednesday's Champions League action to discuss Liverpool's inevitable late winner against Atletico Madrid, Bayern Munich downing Chelsea and how PSG are back to their winning ways. Plus, Rog and James talk Arteta implementing rugby tactics, before taking listener calls to debate whether Liverpool are using dark magic to win games in stoppage time or if they're just good at scoring goals. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Jurandir Filho, Thiago Siqueira, Rogério Montanare e Fernanda Schmölz batem um papo sobre "Gladiador" (2000), dirigido por Ridley Scott. Ele é considerado um dos filmes mais importantes da virada do milênio. Mais do que um sucesso de bilheteria e de crítica, a obra trouxe de volta ao grande público o gênero épico histórico, que estava praticamente esquecido em Hollywood desde os anos 60. A jornada de Maximus, interpretado magistralmente por Russell Crowe, mistura ação, drama e grandiosidade visual, mas também entrega uma narrativa emocionante sobre honra, vingança e resistência.Vamos celebrar os 25 anos desse clássico!!!- ASSINE O SALA VIP DO RAPADURACAST- Um podcast EXCLUSIVO do RapaduraCast toda semana! http://patreon.com/rapaduracast
Jair Bolsonaro foi condenado a pagar indenização de 1 milhão de reais por proferir "declarações públicas de preconceito, discriminação e intolerância contra pessoas negras" em 2021. A decisão, unânime, é da Terceira Turma do Tribunal Regional Federal da 4ª Região (TRF-4), em Porto Alegre. O relator do caso no TRF-4 foi Rogério Favreto, desembargador filiado ao PT por 19 anos que tentou tirar Lula da cadeia com uma decisão monocrática em 8 de julho de 2018.Além da multa, a Corte determinou que Bolsonaro faça uma retratação pública e retire os vídeos das declarações consideradas discriminatórias de suas redes sociais.Felipe Moura Brasil, Duda Teixeira e Dennys Xavier comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores. Apresentado por Felipe Moura Brasil, o programa traz contexto e opinião sobre os temas mais quentes da atualidade. Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade. Ao vivo de segunda a sexta-feira às 18h. Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista https://bit.ly/papoantagonista Siga O Antagonista no X: https://x.com/o_antagonista Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais. https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344 Leia mais em www.oantagonista.com.br | www.crusoe.com.br
Rog and Rory preview the new Champions League season, Napoli's desire for European glory with a team full of ex-Premier League players and why Bayer Leverkusen parted ways with Erik ten Hag. Plus, the gents make Champions League predictions. The Correspondent w/ Rory Smith newsletter. Making sense of a simple game in a complicated world - every Thursday, 100% free. Subscribe: https://the-correspondent-rory-smith-newsletter.beehiiv.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In episode 1931, Jack and Miles are joined by comedian, Mary Houlihan, to discuss… Racist Policies Bad For Investment? Fox and Friends Host Apologizes For Suggesting That The Government Should Straight-Up Murder Unhoused People, Gov. Kathy Hochul Endorses Zohran Mamdani and more! Racist Policies Bad For Investment? Fox and Friends Host Apologizes For Suggesting That The Government Should Straight-Up Murder Unhoused People Suspect in stabbing of Ukrainian woman in North Carolina charged with federal crime Charlie Kirk's killing sparks firings and outrage as reactions expose deep divides Kathy Hochul backs Zohran Mamdani in race for New York City mayor Kathy Hochul: Why I Am Endorsing Zohran Mamdani New York Gov. Kathy Hochul apologizes for using Canada-Hamas analogy in defending Israel Cringe Cuomo Attack on Mamdani LISTEN: Mágica by El Michels Affair & RogêSee omnystudio.com/listener for privacy information.
Rog and Rory are back to break down all of the weekend's Premier League action, including Manchester City's beatdown of Manchester United, Arsenal's thrashing of Ange Postecoglou's Nottingham Forest, and Liverpool's cheeky, yet inevitable, victory over Burnley. Plus, Rog and Rory pay tribute to the voice of football in America, Ray Hudson.Take our 2025 GFOP Fan Survey here: https://mibcourage.co/3IoqA50See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Manchester City striker Erling Haaland sits down with Rog to discuss Jack Grealish's success at Everton, what losing Kevin De Bruyne means to this City squad, and which of his 88 Premier League goals is his favorite. Plus, Erling details building connections with new City players Rayan Cherki and Tijjani Reijnders.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On the latest episode of Running the Game, Rog sits down with Architect Dan Meis to discuss his design of Hill Dickinson Stadium, Everton's new home. Dan breaks down how he channelled Goodison Park into his design, the influence of NFL stadiums on their European counterparts, and the relationship between players and the arenas they play in. Plus, Dan reveals how Hill Dickinson Stadium with give Everton an edge over their opponents.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In the second episode of Switch the Play, Cleveland Cavaliers forward Larry Nance Jr. and Roger Bennett are joined by Indiana Pacers guard TJ McConnell to discuss all things Leeds United, his love for retro kits, going over to watch Leeds take on Everton and how he fell in love with the Premier League. Plus, Rog and Larry discuss the best father-son duo in NBA history, whether Leeds should play a pre-season game in Cleveland and their favorite meal before a football match.Football is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and Clint Dempsey went live with their instant reactions following the USMNT's thrilling Dos A Cero win over Japan on their return to Columbus, OH. They cover Alejandro Zendejas returning back into the squad, what Folarin Balogun brings to the team at striker, Matt Freese's big time saves and they discuss the team looking more balanced in a different formation. Plus, Rog and Clint take listener calls.Football is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's another packed and mixed bag of questions here on Meaningful Money. Today we deal with Seafarer's pension contributions, tax-free cash on DB pension schemes and annual allowance calculations. Plus we give some thought to the evolution of the show… Shownotes: https://meaningfulmoney.tv/QA25 01:10 Question 1 Hi Pete and Roger Many thanks for all that you do. I am a long time podcast listener and happy client of Jacksons. I am currently playing catch up on the current series and have a couple of thoughts on points raised in two episodes. In episode 3 - there was a question on pensions and the answer included the point that when making contributions to a scheme they are generally paid net and the scheme reclaims basic rate tax from HMRC. Just to say that this is not always the case. My employer recently moved its scheme to an Aviva master trust. I wanted to make a lump sum co tribute. Ahead of the tax year end. However I found that the scheme could only accept gross contributions and I would have to reclaim the tax myself. As it was quite a decent sum and I preferred not to wait for the tax I made the contribution into a different scheme. In episode 7 you had a question about moving abroad. The point we made that you can't continue to contribute to UK tax favoured schemes when abroad which is correct. However there is another watch out in that ISAs in particular may be subject to income tax in the new country of residence - as they were when j lived in the US. It is therefore critical to get advice so you can make the right choices when moving abroad All the best, Richard 05:06 Question 2 I have been listening to your podcast for the last 5 or 6 months. Like so many of your listeners, I have spent many hours catching up on your early episodes, no longer do I watch movies or drama series or wildlife programmes. I listen to Pete. Your advice has been priceless. However, I do have a question that I seemingly cannot find the answer to. Perhaps, I already know the answer, but am putting my head in the sand because I do not like it. I know that the pension tax free lump sum is limited to £268,275 and I believe that this applies to the total taken from multiple pensions. I retired from the police in 2013 as a chief inspector. I took the maximum lump sum available at the time which was £206,000. I started a new job with the NHS and am paying into the NHS 2015 scheme. My projection on retirement from the NHS at age 67 suggests that I can expect a lump sum that combined with my police pension lump sum will take me well beyond £268,275. I have seen some articles on line about lump sum protected allowances, but do not know if this is something I can access. Clearly, if all I can take from my NHS pension is £62,275 I will be paying 40% on a greater proportion of my pension in payment. I suspect there may be others like me that maxed our their lump sum when first retiring and have gone on to further employment and have built up a tidy pension that has the potential to pay out another handsome lump sum. Your advice is gratefully appreciated. Kind regards, John 11:25 Question 3 Hi Pete and Rog Always a delight when a new episode comes out – I hope Rog is getting fairly compensated for his efforts! I have been a keen listener for a number of years though until recently had lived outside of the UK, so while not everything was applicable (ISAs or pension contribution limits etc), the podcast has always been a valuable tool as I improve my personal finances I have a question I was hoping you could clarify for me which relates to questions you answered on previous podcast Q&A. Trying to keep it short but failing: On a couple of occasions when talking about pensions there seems to be an assumption that your income will fall in retirement and so income tax on the way out of the pension is less relevant. You recently had a question around moving money from a Lifetime ISA to a SIPP for a higher rate tax payer who was moving abroad and the calculation / discussion went something like: Invested 4k, got the extra 1k but have to take a 25% penalty when taking the money out so down to 3.75k. Then when investing that back into a SIPP you get tax relief so back up to 4.7k or even 6.25 with higher rate relief. Then the discussion seemed to suggest in such a case you might even be better off than if you had left it in the LISA. However, doesn't this depend on what your tax rate is on retirement / withdrawal? Now on to my question: Similarly, you had someone who had maxed out their annual pension contribution limit and they were trying to decide whether to pay more in to their pension (foregoing the tax relief) or to put it in to a GIA. This is a situation I find myself in and the Q&A discussion seemed to suggest it doesn't make much difference. There were comments that an ISA would be better than a GIA but assuming the ISA allowance was already fully used then there was little difference. This confused me and brings me to my question. If I overpay into a pension and so get no tax relief, don't I still pay income tax when I withdraw the money from the pension? So for any contribution above the annual limit I receive no tax relief initially (ie I have effectively paid tax) but then future withdraws from a pension are taxable so I pay tax again when I retire. Is this the case or is there some way the pension knows what proportion of the pot received tax relief and what proportion didn't? If no such split exists then surely a GIA is a far better option where I will only pay CGT on any growth in the investment (or income tax on dividends). Imagine a situation where there is no growth or dividends then in a GIA I take the initial money back out with no tax to pay, in the pension I still pay income tax on the withdrawal. What am I missing here? Kind regards, Matt 17:02 Question 4 Hi - love the podcast and really enjoying the Q&A series! Keep up the great work! I was hoping you can assist me. I have a pretty simple salary structure and lucky to earn annually (salary and bonus) around 190k. I'm looking at what I can add to my pension and very aware of the 60k limit and also the 200k income threshold. Is it as a simple as if my only income stream is from employment, that by definition in the above scenario I'm below the £200k. Or am I missing anything else that feeds into this as a consideration? Thanks, Steve 20:20 Question 5 Thank you Pete & Roger for an amazingly insightful informative podcast. This has given me a giant springboard to the next level of financial literacy. My question is: I am a seafarer and all of my income from it is subject to seafarers earnings deductions (SED). My annual salary is £79,000. How much can I pay into a SIPP claiming the full amount of tax relief given that all of my income is subjected to SED? Thanks very much for everything you do. Kind regards, Benjamin 24:00 Question 6 Absolutely love the podcast - always look forward to driving home on a Wednesday so I can listen to it. I'm 47 and my husband is 55 and we have 2 fabulous children aged 13 & 11. I am an additional rate taxpayer and have a good DB pension for the future (NHS consultant). My husband did the tougher job of being a full time Dad so only has a small SIPP at present worth about £50,000 which we add £2880 to each year. I am hoping to retire early so we are building our Stocks & Shares ISAs each year to bridge the gaps between my retirement and state pension etc although we don't use the full allowance at present although may do in the future as my pay increases. We just wanted advice about the best way to extract the money from my husbands SIPP. He works a few hours now making approximately £5000 per year so is a non-taxpayer (and all our emergency cash is in his name!). We had planned to start drawing down his pension in a few years once fully retired to try to get it all tax free before his state pension kicks in but we don't actually need the cash and thus it would be reinvested into his ISA. Is there any reason not just to start that process now so we put the money in the ISA gradually over the next few years (bearing in mind that we may be able to fill our ISAs in the future)? Can we still top up with £2880 each year one this process has started? Maybe this sounds like an obvious thing to do but just can't work out if its the correct path? Thanks so much, Ciara Mulligan 30:10 Podcast and Video plans.
Rog sits down with USMNT stars Clint Dempsey and Herculez Gomez live in Columbus, OH to preview the USMNT-Japan friendly, team selection and they discuss their thoughts on the current state of the squad heading into next year's World Cup. Then Rog is joined by a few special guests from the Columbus Crew, Wilfried Nancy and Frankie Hedjuk, as they salute the USMNT's return to their Magical Kingdom and marking the unique role Columbus and its fans have played in US Soccer history.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and Clint Dempsey went live with their instant reactions following USMNT 0-2 South Korea friendly match in Harrison, NJ. The gents discuss yet another disappointing performance leading up to next year's World Cup, including if Mauricio Pochettino knows who his best team is, why South Korea found attacking success in the first half and if automatically qualifying for the World Cup hurts the USMNT's competitiveness.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Captain presented by Verizon, Rog sits down with Bournemouth and USMNT midfielder Tyler Adams to talk about the USMNT's upcoming matches against Japan and South Korea, how he handles media criticism and what it means to have familiar faces like Christian Pulisic, Josh Sargent and Sergiño Dest back in the squad.He also delves into Bournemouth's strong start to the Premier League season, reveals what it was like to be at Anfield on Matchday 1, and explains the complexities of the Cherries' aggressive pressing style. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and Herc preview the upcoming USMNT Friendlies between South Korea and Japan and answer the 10 biggest questions surrounding the national team right now. How will Christian Pulisic integrate back into the team after missing out on the Gold Cup? Who will Pochettino play in the midfield? What do these friendlies' rosters and call-ups tell us about World Cup 2026? Herc answers all these and more before giving us his predictions for the matches.COLUMBUS, OHIO, we're coming to you! Come join Rog, Herc, & Clint Demsey Monday, Sept. 8, for USA Matchday Eve presented by the GFOPs at Purina. Tickets available here: https://mibcourage.co/4mFZjK3See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
USMNT and PSV defender Sergino Dest joins Rog to discuss finally feeling fit after a lengthy rehab process, his first impressions of USMNT practices under Mauricio Pochettino, and PSV's nightmare draw in the UEFA Champions League.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog and Rory break down this past weekend's Premier League action and the epic battle between title hopefuls Liverpool and Arsenal, including why Dominik Szoboszlai's wonder goal may have been inevitable for Liverpool, and what major doubt is starting to creep in about Mikel Arteta. Plus, Rog and Rory envision how Arne Slot will play Alexander Isak alongside Liverpool's other new signings, deep dive into how football chants are created, and debate the question on everyone's mind... are Everton winning the league??Football is better with Friends. Join our Discord Community for conversation with fellow GFOPs, live match day chat, and to speak with Rog directly: https://discord.gg/DDDUcNWFHESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog chats with Liverpool star Mo Salah on his emotional response following Liverpool's season-opening win over Bournemouth, his advice to 17-year-old wonderkid Rio Ngumoha and why he still needs to figure out new signing Hugo Ekitike.Salah also talks about how he visualized all of Liverpool's success last season, and why he gave his 2025 PFA Players' Player of the Year trophy to his daughter. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog sits down with Los Angeles Rams head coach Sean McVay to talk leadership, his bond with Mikel Arteta, and how soccer sharpened his coaching eye. McVay shares what he learned from Arsenal about competitive stamina, how he metabolized a Super Bowl loss on the way to a ring, and the coaching mantra Mikel Arteta wrote on his board: “Make it happen.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Rog is joined by Ludonautics founder and CEO Dr. Ian Graham to discuss the analytics and spending strategies behind the summer's transfer window; what the stats say about Mo Salah's age; why a Premier League goal is worth twice as much as one scored in MLS (analytically); and the story behind Son almost joining Liverpool.“Running the Game” is a series from Men in Blazers where we speak to the brightest minds working behind-the-scenes at some of the biggest clubs in the world. We go deep on the business of football, boardroom strategy and culture to learn all it takes to run an elite football club today.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.