Podcasts about some canadians

Billionaire Elon Musk says he regrets some of his posts about US President Donald Trump. Tradwife debate for grade 9 students in Australia stirs up controversy. New graduates in Canada compete with AI for jobs and suffer high unemployment. Mass arrests at protests against immigration raids, as nightly curfew kicks in for Los Angeles. Right-wing group called Project Ontario calls on Premier Doug Ford to be more conservative. Some Canadians choose to stay and fight fires threatening their properties.

We began today's show by unpacking last night's election results! Were there any surprises at the polls? Some Canadians are calling for Western separation. Is there merit to this? And finally, Mayor Ken Sim joins us in-studio to discuss the fallout from the Lapu Lapu festival tragedy. Is it high time we changed how mental health is treated in BC? Learn more about your ad choices. Visit megaphone.fm/adchoices

As a former prime minister, Justin Trudeau is now eligible for a lifetime of perks including an RCMP security detail and a special pension. The BC NDP has proposed a new bill to grant themselves emergency powers in response to U.S. tariffs. Some Canadians showed up to boo Prime Minister Justin Trudeau on his way out of the Prime Minister's Office. Tune into the Daily Brief with Cosmin Dzsurdzsa and Isaac Lamoureux! Learn more about your ad choices. Visit megaphone.fm/adchoices

Donald Trump's unpredictable, unrelenting tariff announcements and his threats to our sovereignty have turned things upside down. Some Canadians have responded by taking action: boycotting US products or cancelling trips south of the border. But the uncertainty is weighing heavily on lots of Canadians.Our question: What impact is all the Trump turbulence having on your mental health?In the last half hour: tariff retaliation. Our expert answers questions about the Donald Trump's trade war and how aggressive Canada should get.

(Mar 4, 2025) President Donald Trump implemented 25% tariffs on Canadian and Mexican goods today. Some Canadians, who bring big tourism dollars to Vermont, have already reacted to the administration's antagonism by taking their business elsewhere. And, we hear from North Country college students about what they think of how President Trump is doing so far.

Some Canadians might be excited about this season's federal tax break—an initiative that makes certain items GST/HST-free from Dec. 14, 2024, until Feb. 15, 2025. You'll find prepared meals, books, video games and kids' clothing on the list. “Christmas and similar decorative trees” are also included, which includes an unexpected nod to the Jewish community: “Hanukkah trees or bushes”. The tax department's gesture prompted many Jewish Canadians to scratch their heads. What's a Hanukkah bush? Have you ever seen one for sale in a store? Was this a just misguided stab at being inclusive for the holiday season? The CJN tried to find someone who has actually ever bought a Hanukkah bush, but we had no luck. We did, however, find Leah Markovitch, the longtime owner of the Solly's Bagelry chain in Vancouver. Her three bakery and deli locations also sell an array of Hanukkah merchandise each year, including dreidels, socks, candles, cookies and hanukkiyot. Notably, she has never sold an actual Hanukkah bush—because it is not a thing. And it irks her that the festive items she actually _does _sell are not tax-exempt. Markovitch joins Ellin Bessner on _The CJN Daily _to explain why the she feels the government is being ignorant and insulting to Jews, and how she's fighting back: she's going rogue by offering her own tax breaks on some hanukkiyot, which she's decided to call a “Hanukkah bush”. What we talked about See the full list of GST/HST-exempt items on the Government of Canada's website. Learn about quality Hanukkah content for kids, in The CJN archives. Why these Christmas gingerbread houses are kosher and made in Toronto, on The CJN Daily. Check out Solly's Bagelry in Vancouver, B.C. Credits Host and writer: Ellin Bessner (@ebessner) Production team: Zachary Kauffman (producer), Michael Fraiman (executive producer) Music: Dov Beck-Levine Support our show Subscribe to The CJN newsletter Donate to The CJN (+ get a charitable tax receipt) Subscribe to The CJN Daily (Not sure how? Click here)

Some Canadians may now find it easier to be able to get eye care. At least, that 's what federal Bill C-284 is meant to do. Among many things, the new law aims to make give people in rural areas more help with their vision. The Canadian Opthalmological Society is celebrating this as a major step. Dr. Nina Ahuja is an ophthalmologist and a member of the Society's board of directors.

Some Canadians deal with spells of dizziness that can last hours or even days. But experts say there's a lack of understanding about the underlying causes — and millions aren't getting the treatment they need.

Over the last two weeks, Liberal Employment Minister Randy Boissonnault has said he's considering tightening Canada's temporary foreign worker program.This is amid criticism of its growing use and the conditions facing those who are in it.Since the Liberals first loosened the rules in response to the pandemic in 2021, the program has played a bigger part in our labour market, including with staff at large food and retail chains.Some Canadians believe that that's suppressing wages and taking away jobs from young people. So how valid are those fears? And is the program also exploiting the migrant workers themselves, who so often see their rights violated or ignored? Armine Yalnizyan is an economist, a columnist for the Toronto Star, and the Atkinson Fellow on the Future of Workers.For transcripts of Front Burner, please visit:  https://www.cbc.ca/radio/frontburner/transcripts

What to do with your extra cash. Some Canadians invest it in common household consumables which can generate high financial returns. Scott Baker, an associate professor of finance at the Kellogg School, tells us about his latest research.  Then, the power of debate. Chris Luzniak, international math consultant and instructional coach, takes us through the benefits inside and outside the classroom. And, including your mortgage in your financial plan. Alana Riley, head of Mortgage, Insurance and Banking at IG Wealth Management, tells us about her approach. Plus,  we'll speak with money coach Parween Mander about The Wealthy Wolfe. To find out more about the guests check out: Chris Luzniak: luzniak.com | debatemath.com | X | Instagram Parween Mander: thewealthywolfe.ca | Instagram | TikTok Alana Riley: LinkedIn | Instagram | X Scott Baker: northwestern.edu Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

A car was stolen in Canada every five minutes in 2022. Some Canadians are unlucky enough to have it happen to them multiple times — the federal justice minister, for instance. It's a growing problem, and this week The House takes a look at how the Liberals and Conservatives are vying to present the best solution. Then, a year after a major national summit on health care, has the state of the system improved? The head of one of Canada's most important health associations says there's still a lot of work to do. Plus — potential legislation on online harms has long been in the works, and there are certainly plenty of issues to tackle. Two experts break down the dizzying array of digital problems that require attention. This episode features the voices of: - Public Safety Minister Dominic LeBlanc - Joël-Denis Bellavance, LaPresse - Stephanie Taylor, The Canadian Press - Dr. Kathleen Ross, president, Canadian Medical Association - Health Minister Mark Holland - Emily Laidlaw, associate professor, University of Calgary - Matt Hatfield, executive director, OpenMedia

Some Canadians with families trapped in Gaza say the Canadian government has been less than helpful getting them home; more than 100 charges were laid as Peel police busted a gang they say was behind a string of carjackings and violent robberies; and, are Ontario car dealers 'price gouging' customers?

David Heurtel is joined by Jimmy Zoubris, special advisor to the Mayor, and Christina Chough, Spanish teacher and Chair of the modern languages department at Dawson College. Some Canadians are stuck in Israel as flights get cancelled and the embassy closes for Thanksgiving François Legault's X post. Legault looks to be doing anything to rectify the disastrous week he had last week Montreal's property-tax hike will be lower than 5.2%. A promise which has been made by the City Hall

"Phantom Credits" Hosts: Darren Weeks, Vicky Davis Website for the show: https://governamerica.com Vicky's website: https://thetechnocratictyranny.com COMPLETE SHOW NOTES AND CREDITS AT: https://governamerica.com/radio/radio-archives/22519-govern-america-june-3-2023-phantom-credits Listen LIVE every Saturday at 11AM Eastern or 8AM Pacific at http://radio.governamerica.com or on your favorite app. Text GOVERN to 80123 to be notified of live transmissions that occur outside of our regularly-scheduled Saturday broadcasts. These transmissions are moved when/if circumstances warrant. Farmers fighting to save their farms from carbon capture pipeline eminent domain takings. CO2 pipelines planned to be pervasive throughout the country and the world. Democrats seek to blur separation of powers between Congress and SCOTUS. Follow-up on the SCOTUS decision regarding the scope of the EPA's regulation authority of the "Waters of the United States" under the Clean Water Act. Debt ceiling can has been kicked down the road, but has ceiling been temporarily eliminated? Unemployment is on the rise, even though it has been reported that the economy has added jobs. Banks forcing customers to explain why they want to withdraw their own money. Capitol police offended by elementary students singing the National Anthem. The war on food: Livestock is being culled to mitigate "climate change". Technocrats assigning carbon pricing to every organism. School children taking a stand for free speech and against cultural Marxism. The "demise pill" and a Canadian TikTok "influencer". Some Canadians want to euthanize the poor and homeless, and more.

Tens of thousands of young American men went to Canada to avoid being conscripted to fight in Vietnam. Some Canadians welcomed them, while others wanted nothing to do with these "hippies." But many of those who stayed — and half of them did — would go on to be leaders in their communities as politicians, environmental activists and teachers and have a lasting impact on Canada's small towns.

Some Canadians cannot see Canadian news on Google right now. It's because of what Google calls a 'test' that it only admitted when a reporter noticed it happening to them and asked the company. The government, meanwhile, calls it 'bullying' as it prepares to pass Bill C-18, which would force companies like Google to compensate Canadian media companies for serving up their content. If the bill passes, Google could theoretically block all Canadians from finding their news on Google.Will Google's flex work? The government says it won't back down, and that C-18 will pass, so it's preparing to call Google's bluff. What happens when a tech giant goes head-to-head with a government? And what does it say about the state of media that one company could hold such power over audiences?GUEST: Mickey Djuric, Canadian Press reporter

Germany announced on Wednesday that it will send tanks to Ukraine to aid in its fight against Russian invaders. German support for the war in Ukraine marks a big shift in its defense policy. And in Canada, grocery store theft is at an all-time high. Some Canadians blame big grocery store chains for profiteering from inflation. Also, more than 50 people have been killed in Peru in protests that started a month ago, after President Pedro Castillo tried to dissolve the nation's Congress, got arrested and was then removed from office himself. Protests began in Indigenous areas and are are now being held in Lima, the capital. Plus, poet Robert Burns inspires global suppers.

This week on rabble radio, we dive into the world of natural - or green, as it's sometimes called - burials.  For many of us, talking about death isn't easy – let alone talking about what happens to your body once you've passed away.  But what if there was a way to think of your burial as a way to help the environment?  Since the 1990's, the natural burial movement has steadily gained interest as more and more people are exposed to the idea.  With a natural burial, the body is not exposed to any chemical embalming. And instead of a traditional casket, the body is wrapped in a shroud or buried in a biodegradable casket. Rather than rows of tombstones on a manicured lawn, picture a meadow or woodland, restored and protected in its natural ecosystem. In place of tombstones, imagine graves marked with a small stone, a native plant, or a communal dedication.  Some Canadians admire the spiritual connection to the earth that a natural burial grants. Many also find peace of mind knowing that their burial will have a very small ecological footprint.  Yet despite the enthusiasm for the burial alternative, there are shockingly few places in Canada to be buried naturally.  Susan Greer, the executive director of Natural Burial Association, speaks to Doreen Nicoll about the organization's mission to make natural burial more accessible in Canada.    If you like the show please consider subscribing on Apple Podcasts, Spotify, or wherever you find your podcasts. And please, rate, review, share rabble radio with your friends — it takes two seconds to support independent media like rabble. Follow us on social media across channels @rabbleca. Or, if you have feedback for the show, get in touch anytime at editor@rabble.ca.Photo credit: Kristine Cinate on Unsplash https://unsplash.com/photos/QvjL4y7SF9k

For many Canadians, mention of the name Farley Mowat is sure to pique the interest of most. Some Canadians might know Mowat as an environmentalist- a man whose writing and activism helped to change popular attitudes towards nature. His writing on the Canadian North specifically helped to draw much popular attention to occurrences in the...

Canada's debt is now well over the $1 trillion mark. It is at a level never seen in our history, and can be hard to wrap your mind around such a number at all. Some Canadians simply don't even think about it because they don't feel that it actually impacts their lives personally. But it does.More debt leads to increased taxes over time, more interest being paid that can't go to critical services, more inflation which can easily be seen in our current gas prices, as well as the general cost of living as a whole. Franco Terrazzano's mandate as federal director of the Canadian Taxpayers Foundation, is to keep an eye on how taxpayers' money is being spent and inform Canadians on what he finds. He also regularly speaks to our federal leaders on how they can better steward public funds. He joins us today to give an update on what's happening on this issue and his recent debt clock tour, which served to get the important message out in a practical and eye opening way. Thanks for joining with us.Please share, like & follow my Facebook page, and subscribe on YouTube._________________________________Faytene.tv is a listener supported program. To help us produce more interviews on important topics for our nation please click here to donate: https://www.faytene.tv/donate _________________________________If you want to be sure and never miss an episode, sign up for our email list here. We send notices about our most recent shows out weekly, as well as event information when applicable: https://madmimi.com/signups/72187/joinALSO FIND US AT:Main Site: https://www.faytene.tv/YouTube: https://bit.ly/3d7XyTzFacebook: https://www.facebook.com/faytenetvInstagram: https://www.instagram.com/faytene/ Twitter: https://twitter.com/fayteneFlote: https://flote.app/user/FayteneVimeo: https://vimeo.com/channels/faytenetvBitchute: www.bitchute.com/channel/faytenetvRumble: https://rumble.com/user/faytenetvGab: https://gab.com/faytene#Faytene #Canada #Canpoli #politics #primeminister #getinvolved #canadiantaxpayersfederation #debtclock #justinflation #1trillion #inflation

Check our Ultimate Guide on Citizenship by Investment: https://nomadcapitalist.com/citizenship-by-investment/ Subscribe: https://www.youtube.com/c/nomadcapitalist Why people are leaving Canada? Some Canadians say that their country has become tyrannical in the last few years. There can be many reasons. For example, the recent proposal of wealth tax or reducing freedom. Justin Trudeau, prime minister of Canada, even threatened Canadians with a potential loss of travel privileges. Is this freedom of speech? People may even not get a passport if they participated in the protest. This news was just an example that governments started looking for more ways to take away your passport(s) and freedom. That's why you need to prepare for the worst scenario. In this video, Andrew shares nine steps to escape Canada.

Canada is about to have a federal election in September 20th. The election was called during a time when we are entering the 4th wave of a pandemic; major forest fires are happening on the West Coast (and around the world); and, parts of Canada are flooding (also happening around the world). Some Canadians are not happy that Prime Minister Justin Trudeau called for an election, but I am happy.  It gives Canadians a chance to evaluate their current government representation on their Climate Action policies and demand that new candidates make a bigger commitment to Climate change policies.  The election is a chance where Canadian citizens can ask for change. We hold the power and Climate Change should be at the top of the list.  Check out all of our episodes on www.speakupforblue.com Want To Talk Oceans? Join the Speak Up For Blue Facebook Group: http://www.speakupforblue.com/group. Speak Up For Blue Instagram: https://www.instagram.com/speakupforblue/ Speak Up For Blue Twitter: https://twitter.com/SpeakUpforBlue

With two days to go before the July 1st celebration, a new poll is suggesting that Canadians are rating the country as an average one. Some Canadians are sharing their take with us tonight Do you consider Canada to be average? We go to our People's Panel.  Guest - Vern Raincock - Charles Adler Tonight' people panel; and Alberta Party's resident rail expert Guest - Semeeha Anwar - Charles Adler Tonight's people panel   An expert weighs in about Canada being thought of as average country What an expert has to say about why the idea of Canada being average exists  Guest - Dr. Madhav Sarda - Saskatoon Psychiatrist Meet this week's Greatest Canadian. Dr. Lee is doing all within his power to make sure no senior is lonely This week's Greatest Canadian. Guest - Dr. Jacques Lee - Toronto emergency room physician England beats Germany in ongoing Euro 2020 championship A breakdown of the biggest sports story of the day Guest - Adam Laskaris - Toronto Sports writer for Daily Hive  Reaction trails Erin O'Toole's comments on skipping Canada Day More reaction Erin O'Toole's comments on potentially skipping Canada Day  Guest - Max Fawcett - Freelance writer and former editor at Alberta Oil Magazine Dozens in Vancouver die of suspected heat-related issue The professionals say they have never seen anything like this  Guest - Captain Jonathan Gormick - Strategic Health Initiatives, Vancouver Fire Rescue Services Subscribe to the Charles Adler Tonight podcast to hear more: https://curiouscast.ca/podcast/135/charles-adler-tonight/ See omnystudio.com/listener for privacy information.

Some Canadians may be looking at the reopening in the U.K. with some envy but not so fast, says U.K. epidemiologist Dr. Deepti Gurdasani. The delta variant, also known as B1617, first identified in India, is driving a new COVID wave in the U.K. — and it's spreading quickly around the world, including in Canada. Gurdasani has stark advice to Canadian officials: act now to contain this variant or a fourth wave is likely coming.

Some Canadians love the Royals, while others don't. Rumneek (@rumneeek) sat down with Carol (@caroleugenepark) to talk about the relevance of the Royals and whether Canada could sever its ties with them.Thanks to today's guests: Sahil Morar (@SahilMorar1), and Dr. Carolyn Harris (@royalhistorian) from University of Toronto School of Continuing Studies.Psst! We also have a daily newsletter, which you can sign up for at www.decomplicated.com!Follow us on Twitter (@decomplicatedca) & Instagram (@decomplicatednews).

AIRLINE VOUCHERS AND TRAVEL RESTRICTIONS Canada's travel restrictions, airline layoffs and an apparent loophole where Canadians are going through U.S. airline carriers in America to travel to March break destinations. Our panel weighs in on the latest. Libby Znaimer is joined by Air Passenger rights advocate Gabor Lukacs, President of Travel Secure Inc., Marty Firestone, and airline industry analyst and professor at McGill University, Dr. Karl Moore.

Dr Bonnie HENRY writes a new book and refuses to answer the Big question. Former cop describes how Bonnie doges a question from reporter, Ian Bailey. In a press conference Henry and the Health Minister whine that they have only had 6 days off during the pandemic. Some Canadians have had 9 months off and they are complaining about not missing a days pay. This is unbelievable and nobody is talking about it. Dont watch this video. Not my best.

Some Canadians are upset the their courts are allowing the US to seize property in British Columbia - as part of a plea deal in the US. http://www.lehtoslaw.com

The opposition looks for answers on how soon Canadians will see a vaccine, and how it will be distributed; Some Canadians are told they will have to repay everything they received through CERB by the end of the year; And concerns about the lasting impact of the government's pandemic spending.

Some Canadians of European descent find the fact three Indigenous nations claim Cortes Island as their traditional territory confusing, but a member of the Klahoose Nation explained this in a recent interview. Norm Harry's (“Tal-wa-ska“) father was originally xʷɛmaɬkʷu (Homalco) but became ƛohos (Klahoose). Some of Norm's uncles and aunts are ɬəʔamɛn (Tla'amin) and his family also has close relatives among the K'omox. As Norm Harry understands it, these nations were all one people before the Canadian government put them onto reservations.

Some Canadians of European descent find the fact three Indigenous nations claim Cortes Island as their traditional territory confusing, but a member of the Klahoose Nation explained this in a recent interview. Norm Harry's ("Tal-wa-ska") father was originally xʷɛmaɬkʷu (Homalco) but became ƛohos (Klahoose). Some of Norm's uncles and aunts are ɬəʔamɛn (Tla'amin) and his family also has close relatives among the K'omox. As Norm Harry understands it, these nations were all one people before the Canadian government put them onto reservations.

Most of Canada is now adapting to a new life spent almost entirely in their homes. Some Canadians, however, have been locked down, in one way or another, for weeks now. You might remember the Grand Princess cruise ship, which sat off the west coast for a few days, before passengers were allowed to disembark. Some of those passengers were Canadian, and they were flown back to Canada and immediately placed in quarantine. That was a week ago. They had no time to pack their equipment or stock up on their favourite foods. As you adapt to an isolated life, it's worth listening to someone who's been at it for a while, under much harsher conditions. GUEST: Melanie Sibbit, Canadian under quarantine at CFB Trenton

1954 was a good year. Elvis Presley began his musical career. Some Canadians invented Yahtzee (on a Yacht). A new pipeline connecting Alberta to Ontario began to operate. On top of all that our two guests, Don Neufeld and Larry Charter, were born right in the middle of the baby boom. 65 years later they find themselves preparing for retirement. In this episode Larry and Don reflect on the challenges and opportunities of this transition and look back on a lifetime of experience spanning 2 continents and 4 decades.

Instagram threw the world of influencers into tizzy this week when it announced that it may no longer publicly display how many likes each post gets. Some Canadians get to be the guinea pigs, but this initiative has a chance to go systemwide. The real question has become a focus of all influencers and brands and that is what did the likes actually tell us about the content being pushed? Did likes really translate as a measure of value to the creator and the brand they may include in their work? I spoke with many influencers who make money through creating content for their instagram page and they seemed to agree that likes were not an accurate measure of engagement. They preferred comments, tags and shares as better way to measure value. That value score then plays a huge part of the Return on Investment (ROI) which would determine going forward what an influencer should invest into their content and thus what a brand may be willing to pay for it. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Podcast Episode 121: “Subdivision Nightmare.” Across Canada, there is an ongoing discussion about the lack of affordable housing. In some areas, developers won’t build rentals because building condos is more lucrative, because there are rent controls, or perhaps a combination of both situations. Some Canadians are completely priced out of the housing market—especially in the … Continue reading Subdividing Property to Increase Density Can Raise Issues with Mortgages on Titles

Podcast Episode 121: “Subdivision Nightmare.” Across Canada, there is an ongoing discussion about the lack of affordable housing. In some areas, developers won’t build rentals because building condos is more lucrative, because there are rent controls, or perhaps a combination of both situations. Some Canadians are completely priced out of the housing market—especially in the … Continue reading Subdividing Property to Increase Density Can Raise Issues with Mortgages on Titles

Each year, thousands of mothers travel to Canada just to have a baby. They leave a month later, with a passport for their newborn. Some companies in China offer full-service birth tourism services, just like a travel agency. It’s perfectly legal, but should it be? Some Canadians think so-called birth tourism is an abuse of the system. Plus, learn what it means to test someone’s patience. Read the full transcript of this episode at http://www.plainenglish.com/121     Transcripts are always free and available now! ¿Hablas español? Você fala português? Parles-tu français? 你会说中文吗？日本語を話せますか？ The episode transcripts include instant translations from English to Spanish, Portuguese, French, Chinese and Japanese. Hover over or tap a highlighted word for the translation. Connect with Jeff on Twitter (@PlainEnglishPod) and Facebook (PlainEnglishPod). Or e-mail jeff@plainenglish.com If you like the program, please leave a review or rating wherever you listen. It will help others discover the program. Never miss an episode! Sign up to receive updates from Plain English at http://www.plainenglish.com/mail  Subscribers get exclusive links for further reading and additional practice with common English words and phrases. Learn English the fun way: with a podcast in English! Listen to an American English podcast that you enjoy and understand -- all at a slower speed than normal. | Aprende inglés gratis en línea con nuestro curso. Se habla a una velocidad lenta para que todos entiendan. ¡Aprende ingles con nosotros ahora! | Aprenda Inglês online grátis com o Plain English, a uma velocidade menor, para que todos possam entender.

Callers share their thoughts on the Trudeau government's decision. Some Canadians see the purchase of the Trans Mountain pipeline as the right move, others do not. (Photo: THE CANADIAN PRESS/Jonathan Hayward) See omnystudio.com/listener for privacy information.

When it comes to the Build Wealth Canada show, there are 2 questions that I get asked more than any other. The first is how to actually buy ETFs, so how to actually be an index investor, what tools to use, which ETFs are great ones to consider, and how to actually do it step-by-step. So that's why I built the course (to basically answer this question). If you're interested, you can check it out at www.BuildWealthCanada.ca/invest Now the 2nd question that I get most often is from Canadians who are either in their 50 or 60s, are about to retire (or will be retiring in 10 years or less) and are looking learn how to do it properly. So how do you withdraw from your portfolio properly to pay as little tax as possible? What are some best practices and things to look out for so that you don't run out of money during your retirement? Obviously when it comes to retirement planning like this, things gets really complicated, and the risks are ridiculously high since you're basically at a life stage where you're going to start spending the money that you've been saving and investing throughout your whole life. So, the stakes are really high. We're dealing with a lot of real money here, and the terrifying thing is that there are no do-overs. In other words, if you mess this up, you can't just hit the rewind button, get all your money back and try again. Because of this, it's extremely important to get this right as the worse case scenario is basically you running out of money during retirement. Also if you do run out of money, then going back to the workforce may not be an option due to the physical and/or mental health that you may be in at that time. Employers might also have a preference to hiring someone younger that they can pay less money for, and groom to stay with the company long term (unlike you since you'll be back in retirement at the first possible opportunity). Also with all the development in medical technology, now more than ever we are faced with the new challenge of living too long and outliving our money. This makes having a good financial plan that you review with a professional periodically even more important to ensure that you are living the type of lifestyle that you want in retirement, while minimizing the risks of running out of money. Now I'm not trying to instill fear or anything like that, but I say all this just to help anybody out there realize that this is critically important, doing it wrong can be catastrophic to you and your partner's life, and so you have to take accountability and responsibility for your financial situation, and not just hope that everything will turn out okay. So with that said, I'm of the opinion that since the stakes at this stage of life are so high, you need a customized financial plan specific to your particular situations. This is definitely one of those times where you can't just read a blog post about the top 10 retirement tips and assume that you're all set, and that some “general” guidance is good enough for you as well. You simply can't do this because the stakes are too high (i.e. you running out of money in retirement), and there are too many variables in your life that can change the plan drastically. For example: The assets and liabilities you have The income sources you'll have in retirement The dependents you'll have Your health Your goals and ambitions for retirement Inflation and market returns that you've endured in your lifetime The emergency fund you have The lifestyle you want in retirement Family dynamics like marriages, deaths and inheritances Your risk tolerance and the list goes on and on. To address and help you with this, I'd like to introduce you to Sandi Martin who is a professional fee-for-service financial planner here in Canada. Sandi has been requested by listeners of the show, and in this interview I chat with Sandi about the top questions that I've been asked from Build Wealth Canada listeners, especially those in their 50s and 60s that are nearing or at retirement. So enjoy the interview, and thanks for submitting the questions. Now just to give you a bit of a background, Sandi is an expert in helping Canadians answer questions specific to their situation such as: Are you on track to retire? Did you miss something in your analysis? Are you saving enough for retirement? What's the best way to take out income from your portfolio to minimize taxes (based on all your assets and income sources) How much do you need to save so that you can retire comfortably? When can you retire? Can you fully retire or semi-retire now? When should you choose to take your CPP and OAS? What kind of lifestyle can you expect when you retire based on your current savings? How can you help ensure that you don't run out of money in your retirement? Links and Resources Top Tools and Resources for Financial Independence (for Canadians): Sign up anywhere on www.BuildWealthCanada.ca for a free guide on all the top tools and sites that I've personally used to help us achieve financial independence in our early 30s. They're also what we use now to optimize and manage our finances, and ensure that we're paying the lowest fees while getting solid returns on our investments.  Kornel's investing course with free sample lessons at www.BuildWealthCanada.ca/invest Questions Answered: Listener Question: “I would be interested in strategies for withdrawing accumulated assets from RRSPs and TFSAs. Is there an order of preference to save on taxes?” What if a Canadian earns income vs doesn't earn income during their retirement. How does that affect things? Can you talk about converting an RRSP to a RRIF. What is it? How does it work? What is “sequence of returns risk” and how can we protect ourselves from it? What is an RPP? What is a LIRA? Converting to LIF (Life Income Fund): What is it? How does it apply to this? What is a Locked-In Retirement Income Fund (LRIF)? What is a Prescribed Registered Retirement Income Fund (PRRIF)? What about holding money in unregistered accounts. Can you define what that means and how does it apply to this? When it comes to pensions, what are “defined benefit plans” vs “defined contribution plans”. How does this impact everything? What numbers do you like to use when forecasting returns for stocks and bonds? What are real vs nominal returns? Some Canadians consider purchasing annuities for their retirement. Can you define what these are and what are your thoughts on it?

In this episode, we rant about George Lucas retiring, sites shut down after feds shut down megaupload, Burger King testing delivery, Paula Deen to donate endorsement money, woman offers sex favors for McNuggets, man tries to poison wife's Rice Krispies, man hides gun in rectum, woman carries gun onto plane, Marky Mark says he would handle 9/11 flight differently, man blames ghost for hitting wife, making pj's illegal in public, author of SOPA uses art without permission, woman loses arm after injecting bath salts, New Zealand wants sheep shearing in Olympics, porn actors have to wrap it up, new iPad case is pleasing, should this girl be denied a transplant, some Canadians vote to legalize pot, Stallone comments on Expendables 2, Lego line draws criticism, our top 5 and a site of the week!Subscribe / rate / review us on iTunes!Visit us at:salty-language.tumblr.com / facebook.com/saltylanguage@salty_language / saltylanguage@gmail.comhttp://salty.libsyn.com/webpage  / http://www.youtube.com/user/SaltyLanguagePod /On Stitcher search Salty LanguageShare with your friends! 1. George Lucas retiring? http://tinyurl.com/7zc5yre2. Anonymous attack sites after feds shut down site: http://tinyurl.com/7ee6kz5 3. Burger King testing home delivery: http://tinyurl.com/72dwoeo4. Paula Deen to donate some of her endorsement money: http://tinyurl.com/8yklzrl 5. Woman offers sexual favors for McNuggets: http://tinyurl.com/7dompsd6. Man tries to poison his wife's Rice Krispies: http://tinyurl.com/86orxr8 7. Man hides gun in rectum: http://tinyurl.com/7obzxog8. Woman makes it onto plane with gun: http://tinyurl.com/7a36dgt 9. Marky Mark says he would've handle things on 9/11 flight: http://tinyurl.com/872omh410. Man blames ghost for hitting wife: http://tinyurl.com/8222acg 11. Law to make wearing pj's in public illegal: http://tinyurl.com/6ojfoyr12. Man who authored SOPA uses photo without crediting: http://tinyurl.com/7flkb55 13. Woman loses arm after injecting bath salts: http://tinyurl.com/8a7me5214. New Zealand wants sheep shearing as an Olympic sport: http://tinyurl.com/86qxk9f 15. L.A. passes law to make condoms mandatory in porn: http://tinyurl.com/73mgzd516. New iPad case is pleasing: http://tinyurl.com/8x5deok 17. Should this girl be denied a kidney transplant?: http://tinyurl.com/6n5angy18. Some Canadians vote to legalize the sticky icky: http://tinyurl.com/88s2lc5 19. Stallone confirms Expendables 2 to be PG-13 : http://tinyurl.com/87x8yry20. Lego's new line comes under criticism: http://tinyurl.com/8xodcte Site O' The Week: http://www.blackpeopleloveus.com/