Podcasts about sorry state

We're back and talking hardcore. Zack & Kev talk the national anthem of Europe's origins and then go through October releases and gigs they attended. Daniel from Sorry State joins us for round 2 of the Best Euro HC 7" 1981-1985 tournament. Lennon from Scarab joins us to talk our top 5 Florida punk/hardcore bands.Check the website for playlists, our links, and SMASH that Patreon button:https://www.185milessouth.com/We are on Substack writing about punk and hardcore:https://185milessouth.substack.com/Kev's band FALSE SALVATION just put out a new EP. Listen to it here: https://rebirthrecordsphl.bandcamp.com/album/false-salvation-through-shards-of-glassBuy it here: https://rebirthrecords.bigcartel.com/product/false-salvation-through-shards-of-glassCheck out Zack's band, SUBVERSIVE INTENT: https://rebirthrecordsphl.bandcamp.com/album/subversive-intent-demoGet at me: 185milessouth@gmail.comIntro track: Step By StepOutro track: False SalvationSupport the show

Victor Davis Hanson and host Jack Fowler cover the decline of late-night comedy, the rise of the thought police in the Anglosphere, some favorite Clint Eastwood movies, VDH's personal Mount Rushmore of Political Awfulness, and more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Praises or critics can be send here! Also if there's anything you wish to hear about please send your requests here!The matchmaking rating system in World of Warcraft PvP has become a frustrating obstacle for players who genuinely love competitive gameplay. As ratings have deflated by nearly 1,000 points since Shadowlands, achievements that were once attainable now feel impossibly distant for many dedicated players. The current system essentially punishes early-season participation, creating a barren landscape where queue times grow longer and matchmaking becomes increasingly unbalanced.Why struggle against multi-gladiator opponents at 2200 rating when waiting until season's end means facing less skilled opponents at the same rating? This perverse incentive structure has created a vicious cycle: fewer players participate during most of the season, leading to worse matchmaking, which further discourages participation. Even as someone who climbed to Gladiator in Shadowlands, I find myself facing significantly more challenging competition at lower ratings in the current environment.What's particularly disheartening is the stark contrast between PvE and PvP development. Each patch brings new raids, dungeon rotations, and features like Delves, while PvP receives minimal attention. When new patches are announced, competitive play often merits mere seconds of discussion before moving on to PvE content. Even community resources like Wowhead provide extensive class guides that completely omit PvP considerations.The solution could be as simple as adopting systems that have proven successful in other competitive games. An Overwatch-style rating structure with clear thresholds for achievements would encourage consistent participation throughout the season and make alt play more appealing. But more than any specific change, what the PvP community truly desires is communication – some acknowledgment that our concerns are being heard and considered.Hope you all enjoy and hope you relate to any of these stories. And I will speak to you all in the next episode!Want some 3D printed Merch, find it here!https://pigandwhistletales.etsy.comSupport the show here:https://www.buzzsprout.com/1196870/supportpatreon.com/Pigandwhistlehttps://www.buymeacoffee.com/PigandWhistleSocials :Twitch : https://www.twitch.tv/pigandwhistletalesYoutube : https://www.youtube.com/channel/UCAOi6rHO3x90lOmmb82Jv1wWebsite : https://www.pigandwhistletales.com/Instagram : https://www.instagram.com/pigandwhistletales/Facebook : https://www.facebook.com/PigAndWhistleTalesTry out Buzzsprout yourself! https://www.buzzsprout.com/?referrer_id=1154066Listen to the podcast on other platforms:https://www.listennotes.com/podcasts/pig-whistle-tales-from-azeroth-gabriel-nsa902LrQVw/https://www.podchaser.com/podcasts/pig-whistle-tales-from-azeroth-1315927https://open.spotify.com/show/5ZTkLtQvRSm4PStUfZquWkhttps://podcastaddict.com/podcast/3032607ThSupport the showSupport the show here: https://www.buzzsprout.com/1196870/support patreon.com/Pigandwhistle https://www.buymeacoffee.com/PigandWhistle

Today's Talmud pages, Makkot 12 and 13, take up the thorny question of why, precisely, courts do not absolve those who are truly repentant. Rabbi Dovid Bashevkin joins us to explain why we may be forgiven for our sins in shul on Yom Kippur but not before an earthly judge. What was the most famous Talmudic discussion ever held in America, and how does it relate to the question at hand? Listen and find out.

First, let me quote my previous ancient post on the topic:Effective Strategies for Changing Public OpinionThe titular paper is very relevant here. I'll summarize a few points. The main two forms of intervention are persuasion and framing.Persuasion is, to wit, an attempt to change someone's set of beliefs, either by introducing new ones or by changing existing ones.Framing is a more subtle form: an attempt to change the relative weights of someone's beliefs, by empathizing different aspects of the situation, recontextualizing it.There's a dichotomy between the two. Persuasion is found to be very ineffective if used on someone with high domain knowledge. Framing-style arguments, on the other hand, are more effective the more the recipient knows about the topic.Thus, persuasion is better used on non-specialists, and it's most advantageous the first time it's used. If someone tries it and fails, they raise [...] ---Outline:(02:23) Persuasion(04:17) A Better Target Demographic(08:10) Extant Projects in This Space?(10:03) FramingThe original text contained 3 footnotes which were omitted from this narration. --- First published: February 21st, 2025 Source: https://www.lesswrong.com/posts/6dgCf92YAMFLM655S/the-sorry-state-of-ai-x-risk-advocacy-and-thoughts-on-doing --- Narrated by TYPE III AUDIO.

Preview: PRC: Conversation with colleague Andrew Collier of Orient Capital Research regarding the possibility that Xi is receiving bad information as to the sorry state of the PRC economy and its prospects. More tonight. 1920 Hong Kong

When a large drinking water pipe burst in Calgary last month, city residents were subject to water usage restrictions that lasted for weeks. Living in big cities, people tend to take it for granted that they can turn on a tap and clean, drinkable water will come out. But losing that ability calls into question how reliable our drinking water infrastructure really is.Globe reporters Tu Thanh Ha and Oliver Moore investigated the state of drinking water systems in Canada's 10 biggest cities. Oliver joins the show to talk about what they found, and why cities have such a hard time keeping such an essential service in a state of good repair.Questions? Comments? Ideas? E-mail us at thedecibel@globeandmail.com

On this episode we discuss The tremendous undercard at Saudi Arabia that included tremendous performances by Ismail Madrimov & Joseph Parker A war of attrition between Rey Vargas & Nick Ball on that same card Another heated #ASKROBSILVA Q&A session My analysis on today's STATE OF BOXING. A no holds barred look at the buffoonery poisoning the Sweet Science FOLLOW ME ON TWITTER @HITMANCHRO60580 ALL QUESTIONS FOR THE SHOW SUBMIT ON TWITTER TO #ASKROBSILVA ALL VOICE NOTES & COMMENTS EMAIL ME ROBERTSILVA57@HOTMAIL.COM --- Send in a voice message: https://podcasters.spotify.com/pod/show/robert-silva5/message

Order and disorder, a freeform haze of garbage guitars, shorted electronics, found detritus, collage, linear songs, sounds from strange lands. Contact me at btradio85@gmail.com.NOBBY - Unknown - 7" (NL, 1982)PINK FLAMINGOS - Oh Isn't It Wild - Split 7" w/Mike Malignant & the Parasites ( Pàrà-Mingo, 1979)A GIANT DOG - Angst In My Pants - Toy (Merge, 2017)NDOX ELECTRIQUE - Lëk Ndau Mbay - Tëdd ak Mame Coumba Lamba ak Mame Coumba Mbang (Bongo Joe, 2023)CHEWLIE FT. LI - Breakwell - V/A: This Is How We Break Your Toxic Positivity (cs, Attraction Corp, 2023)ED NASTY & THE DOPEDS - I'm Gonna Be Everything - 7" (Sexo, 1978)MEAT HOUSE - Punk Star - Meat House 12" (Sorry State, 2023)STEVE MARTIN MEMORIAL SERVICE - Third World Factory - Second Demo (Iowa Basement Tape Archives, 2012)FLOATING DI MOREL - China Rough - Summer Has Become Cold (Play Loud, 2020)BARBARA MANNING - I'm Running - Charm of Yesterday…Convenience of Tomorrow (Ba Da Bing, 2023)LAME DRIVER - Too Late To Calm Me Down - Live at Antidote Outpost Apothecary for Earth Day/RSD 4/22/23BOB SOUL & THE UNITED STARS - Message From the Congo - 7" (Gemini, 1975)MATMOS - Why? - Return To Archive (Smithsonian Folkways, 2023)MARIJA KOVAČEVIĆ - 5 - Music for Broken Violins Vol.3: Sun Tunnels (BC, 2023)LEXIE MOUNTAIN - A Lamb Shank For the Stooge - I Am Here To Win One MIllion Dollars (cs, BC, 2023)GORDON RAMSAY WING IMPLOSION  - UntitledEVOL - Phil Swill - Stump Tax (Superpang, 2023)DISCIPLINA KIČME - Nimoj - Viđa Mi Se Da Ti Ne Bude Prijatno (Helidon, 1983)SZAMBO - Oficery - Bat Na Ciebie (cs, Syf, 2023)HAOSSAA - Alüminyum Amonyak - Haossaa (Peyote Müzik, 2011)MAGI RAZZO - Star - V/A: 6 Richtige Songs (Intoleranz!, 1982)DESMOND LESLIE - Esoteric Sound Poem (1960) - V/A: Under the Island: Experimental Music in Ireland 1960-1994 (Nyaah, 2023)ROVA SAXOPHONE QUARTET w/ HENRY KAISER - Mal Qué Arroz (Metalanguage, 1979)MARIO LINO STANCATI - Foce Sola - Revision (Unexplained Sounds Group, 2023)DOPE PURPLE & BEI SAN Q NAN - C Chord/C.R.I.N.D. - Psychedelic Scum Freaks (Riot Season, 2023)DOROTHY CARTER - Tree Of Life - Waillee Waillee (1978, re: Palto Flats, 2023)

In this episode, we dive into the Matilda Djerf controversy, which I refer to as "DjerfGate." We explore the nuances of intellectual property in fashion, influencer branding, and the challenges small creators face. While the situation is complex, it raises questions about protecting originality in the digital age and the blurred lines of inspiration. --- Support this podcast: https://podcasters.spotify.com/pod/show/karina-chan4/support

Rev. John Bothof - Scripture: Matthew 22:37-40 Text: Matthew 22:37-40

On today's show, Mike Slater explores the failures of the woke education system and how it's placing ideology above actually teaching American children. How bad are things and is there any hope for a fix? Listen to find out!Following that, Liz Wheeler (Of the popular The Liz Wheeler Show podcast) stops by to talk about the issue and promote her new book: Hide Your Children: Exposing the Marxists Behind the Attack on America's Kids.

DAVID HEURTEL, Former Quebec liberal cabinet minister, Council at Fasken and political analyst

In this week's episode of the Coin Stories News Block, we cover the week's major headlines related to Bitcoin, the economy and global finance: FASB Accounting Rules Changing - A Bullish Sign for Bitcoin The Impact of Surging Oil Prices on Inflation  The Sorry State of American Savings  Will FTX Sell $500+ Million Worth of Bitcoin Soon?  Ripple's Acquisition of Fortress After Breach -- References Mentioned In This Episode: FASB Approves Favorable Bitcoin Rule Change World Oil Demand Surges to Pre-Pandemic Levels Oil Inventories at Lowest Level since 1985 Excess Savings Close to Being Drained Bloomberg Survey Sees Slowing Consumption  Credit Card Debt Sits at an All-time High  FTX Potential Bitcoin Liquidation  Ripple Acquires Fortress after Breach -- This podcast is for educational purposes and should not be construed as official investment advice. -- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories BTC wallet bc1ql8dqjp46s4eq9k3lxt0lxzh6f2wcu35cl6944d #money #Bitcoin #investing

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comLots of exciting things coming up on this Substack in the next couple of weeks. If you missed them last week, be sure to check out:* Dr John's special report on North American oil and gas plays. A real opportunity setting up here. * Another opportunity also seems to be setting up in uranium: read about the coming supply squeeze and how to play this (almost)…

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comLots of exciting things coming up on this Substack in the next couple of weeks. If you missed them last week, be sure to check out:* Dr John's special report on North American oil and gas plays. A real opportunity setting up here. * Another opportunity also seems to be setting up in uranium: read about the coming supply squeeze and how to play this (almost)…

Former Wallabies coach John Connolly says it's a very sorry state of affairs for the national team at the moment with a haphazard coaching staff and some questionable decisions from management. Learn more about your ad choices. Visit megaphone.fm/adchoices

The most common type of antisemitism these days comes in the form of anti-Zionism. This particular type of Jew-hatred is not just manifested online, within certain political parties, during anti-Israel marches and protests, but most increasingly on college campuses. And it does not remain on college campuses; it then spirals out of hand when college kids enter post-college life. These lies then spread into the media, into the halls of Congress, in popular culture, and is passed down to the next generation. Are Jewish groups who claim they are pro-Israel equipped to handle the necessary education needed to push back against the antisemitic lies? Unfortunately, that is not the case. Join me as I have a very no holds barred conversation with Marlene Artov, a former Director of Young Professionals & Campus Coordinator at ZOA. Together we traverse the root issues, diagnose the stumbling blocks, and at the end, offer concrete solutions. 

In the run up to the local elections, and following his recent piece on the care crisis, James Butler joins Tom to discuss some of the other problems facing the UK, and what the two major parties are promising to do to alleviate (or exacerbate) them.Find further reading on the episode page: lrb.me/sorrystateSubscribe to Close Readings Plus: lrb.me/closereadings Hosted on Acast. See acast.com/privacy for more information.

Ki11erSix, our biggest creator to date, joins us to talk about his passion for Borderlands, potential burnouts, widespread scams in charities, how Twitch has lost ALL hope, problems with Mr. Beast, breaking his back, and sharing a room with R. Kelly!►Connect with Ki11er Sixhttps://www.youtube.com/c/ki11ersixhttps://www.twitch.tv/ki11ersixhttps://twitter.com/Ki11ersix►Connect with our hosthttps://twitter.com/XavConstantin►Join our Discord serverhttps://discord.gg/Streamforge►We're on Twitterhttp://www.twitter.com/Streamforge►Visit our websitehttp://www.streamforge.com

Anushay Hossain, best-selling author, women's healthcare expert and host of the Spilling Chai podcast joins Marissa to discuss the latest politics, women's health and race in the United States after the release of a study this week that shows childbirth is deadlier for Black women and babies, whether rich or poor. Hint: It's about racism, not race. Also: Anushay and Marissa do a little therapeutic baking to self-soothe. Learn more about your ad choices. Visit megaphone.fm/adchoices

Showdate:  2/9/23 Share the shows!  Share the links to the Bills at -- WriteYourLaws.com Contributors:  "Give Send Go" -- GiveSendGo.com/ActionRadio ***** Action Radio Show Notes:  Greg Penglis - Creator and Host. 0:00 - This is What Happens When the Gov't Chooses the Gov't. 1:17:00 - WEBY Action Radio Classic Interview.  Robert Weissert, Florida Tax Watch, 3/23/17. 2:00:00 - "CJ's" Wellness Watch!  What an incredible and far reaching discussion on health and nutrition.  We started with a healthy Valentine's and the dangers of suger, then went full circle and ended up there at the end of the show! ***** Our Discount Code is - WYL - and applies to all products on the slideshow and below! MyPillow Products!  Discounts up to 66%!  https://www.mypillow.com/wyl Graith Care Affiliates! 10% Discount! https://graithcare.vitafyhealth.com/code/WYL Strike Force Energy Drinks!  20% Discount Code - WYL. www.strikeforceenergy.com. ***** Live show 7-10 am Central time most weekdays, 6-9 am Fridays, then podcast. Use the "Keyword Search" window at the top to find previous shows! International Skype online call in - Skype name - live:.cid.fddbac53a2909de1   Sponsors:  www.paypal.com/paypalme/actionradio Bill writing site:  www.WriteYourLaws.com Email:  Greg@WriteYourLaws.com

ESG investing, also known as environmental, social, and governance, has been renowned as a perfect way of utilizing investment resources aligned with personal values. However, in the last couple of years, the quality of ESG investing has gone down. In this week's episode on Grow Money Business, we discuss the ESG fund, the three big issues of ESG, ESG versus non-ESG, overall transparency, and more. [02.37] ESG – Grant begins the conversation with a general overview of ESG investing. [04.10] Three big issues – Greenwashing, nepotism, and performance are the three big issues related to ESG investing recently. [06.15] Greenwashing – Grant dives into what greenwashing is and how it happens at both the fund and company levels. [11.22] Drawing up an ESG fund – Grant explains how weight and elimination are the two primary ways to build a portfolio that aligns with a specific ESG ideology. [15.35] ESG vs. Non-ESG – Grant shares how research revealed that most companies under ESG fund in the USA had the worst record in 2021. [19.45] Nepotism – Grant dives into the concept of nepotism in the ESG field. [27.24] Transparency – Grant dives into the importance of transparency when it comes to ESG funds in your organization. [28.05] Performance – Grant shares what investors should want to know regarding performance related to ESG investing.   Resources An Inconvenient Truth About ESG Investing https://hbr.org/2022/03/an-inconvenient-truth-about-esg-investing   Greenwashing And ESG: What You Need To Know – https://www.forbes.com/advisor/investing/greenwashing-esg/

On Wedenesday, October 26th, we will be launching a new podcast called Not Even Mad, featuring Gist host Mike Pesca (heard of him?), Wired contributor and self-proclaimed liberal Virginia Heffernan, and author of the bestselling Secret City: The Hidden History of Gay Washington, Jamie Kirchick, who holds many conservative positions on the issues. So, as a preview of the new podcast, we've invited Virginia and Jamie on The Gist to discuss the brokenness of our current political discourse, and also to debate how the Democrats lost the post-Dobbs polling momentum. Is it really just about gas prices? Also, an analysis of “talking your book,” or as Mike describes it “a prediction based on predilection.” Produced by Joel Patterson and Corey Wara Email us at thegist@mikepesca.com To advertise on the show, visit: https://advertisecast.com/TheGist Learn more about your ad choices. Visit megaphone.fm/adchoices

What's in an apology? Bloomberg's Therese Raphael discusses the value of Liz Truss saying sorry with hosts Caroline Hepker and Stephen Carroll. Plus Grayling's Joey Jones, a former spokesperson for Theresa May, tells us he wouldn't like to be advising Truss now. Also in the show: Bloomberg UK economics reporter David Goodman on the prospect of austerity and how Jeremy Hunt's new council of economic advisors shows no trace of Trussonomics.See omnystudio.com/listener for privacy information.

Chad Wolf, Former Acting Secretary, United States Department of Homeland Security, provides an overview of Biden's failure to protect the homeland.   In this exclusive Schilling Show Unleashed Podcast interview, Wolf explores the role of the DHS, the sorry state of Trump's Border Wall, and the risks to America if Biden's policies remain in place.   Recorded live at the Federation for American Immigration Reform "Feet to the Fire" Radio Row, in Washington, D.C.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about new home sales, purchase apps, housing permits and inventory.HW Media articles related to this episode:The new home sales recession continuesHomebuilders are done until mortgage rates fallEnjoy the episode!Join us for HousingWire Annual October 3rd - 5th, 2022 in beautiful Scottsdale, Arizona. Register here and use code "podcast20" for 20% off tickets!HousingWire Daily examines the most compelling articles reported across HW Media. Each afternoon, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

Sorry State of KZN Mortuaries by Radio Islam

Whit Merrifield, Andrew Benintendi, Hunter Dozier, Cam Gallagher, MJ Melendez, Brady Singer, Brad Keller, Kyle Isbel, Michael A. Taylor and Dylan Coleman. The Royals have 10 players who are willingly absent from the upcoming four games in Toronto.  You can have your opinion on what people can or should do I guess, but the point is, we've lost almost half of our roster and that's a problem. IDK what else to put in the description.  I'm just not in the mood anymore. @royaldeluxpod royaldeluxpodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Marion Terrill is the Program Director of Transport and Cities at the Grattan Institute, said cash wasn't the issue.See omnystudio.com/listener for privacy information.

On this week's Hockey Cards Gongshow podcast, Josh and Troy start by giving their final predictions for the 2022 NHL draft; including the potential hobby impact of Shane Wright being selected #1 by the Montreal Canadiens (4:28).  Next, the boys cover what they feel is the sorry state of hockey card inserts and what Upper Deck can do to add more exciting chases into multiple product releases (10:58).  Then, Josh and Troy take turns stating the changes they would make if each were appointed to run Upper Deck and tasked to improve collecting and grow the hobby (27:45).  Next, they give their reactions to week 1 of SP Authentic including some observed QC issues and values for key players (1:01:53).  In Hobby News, Josh gives an update on the newly announced NHL NFT platform (1:07:49).  The boys then cover this week's new product releases (1:12:08), and finish (as always) with personal pickups (1:15:18).

Dr. Marcus Crede has been threatened, legally and physically. His crime? Pointing out problems in published research. Lack of pre-registration, lack of power analysis, obvious calculation errors, impossible statistical results...authors, editors, peer-reviewers and readers are not doing so well. What is happening and what can we do about it? Check out the episode page here.

Welcome along to another episode of GAA Late Night - the Championship phone-in show from OTB on Twitter Spaces, brought to you by Guinness 0.0 #YoursForTheTaking. This week, host Michael McCarthy is joined by an All-Star cast, Daithi Regan, Michael Quinlivan and Sarah O'Donovan, as well as our callers to set the agenda after the GAA weekend. Enjoy! We want you to tune live and call in with your thoughts, it's your chance to have your say - live every Sunday from 8:30pm on Twitter Spaces. Join the space next Sunday! GAA Late Night is brought to you in partnership with Guinness 0.0; 100% Guinness, 0% Alcohol, more social occasions off the GAA pitch are yours for the taking

Each Wednesday, Jeffrey will be discussing topics in the technology, Service Management, or Business Continuity areas. Stay tuned as next week's show is one you will not want to miss. Jeffrey is the founder of Service Management Leadership, an IT consulting firm specializing in Service Management, CIO Advisory, and Business Continuity services. The firm's website is www.servicemanagement.us. Jeffrey is an accomplished author with seven acclaimed books in the subject area and a popular YouTube channel with approximately 1,300 videos on various topics. Also, please follow the Service Management Leadership LinkedIn page. Thank you to Balaji at Sky10 for the graphics

CRITICAL, CURRENT ARTICLES RATATAT! Democrats blame GOP lawmakers for inflation Coalition of taxpayer-funded transgender orgs reveal deeper motives, demand reparations: ‘Pay that money now' JUST IN: CDC Quietly Changes Their Monkeypox Mask Guidelines Twice Within Hours ‘After Consideration' ‘Unprecedented', ‘Remarkable': Cancer Study Leaves Every Patient Cancer-Free World Health Organization Gives […] The post The History of US Foreign Policy–Part One…US Foreign Policy Today–A Disaster…Gun Control On The March–The Left's Hyper Drool…Stability Ranking of 194 Nations–A Sorry State Of Affairs appeared first on On the Right Side Radio.

What up #CrewMembers!!! This week we finally have the information for the free/new games for the month of June. Unfortunately we had to do it a week late because the information was just released. In addition to that we also discuss the recent Sony State of Play and give our thoughts on what was shown. We hope you enjoy, and as always, #GameOnCGC #BossRushNetwork #BeBetter #BossRush

The Aussie Calcio Panel is back once again in dire spirits (well most of them) as the Azzurri fail to make the FIFA World Cup for a second consecutive session. How does Italian Football come back from this with the issues and problems so enriched in the grassroots?

There's no shortage of an alphabet soup of government agencies but the same exists within the nebulous public-private sphere of medical education and credentialing. These non-profit organizations were created to ensure a baseline within medical education institutions across the entire country for medical students, foreign medical graduates and residencies. However old and established these institutions are, they are still staffed by people who make decisions and are charged with maintaining the organizations financial stability. But, since they don't have any real competition, they can make financial decisions that are not always the best for the long term viability of the organization which can lead to problems in the future. Sometimes those futures become the present and people paying for their services, ie, medical students, residents, and foreign medical graduates take the brunt of their poor fiduciary planning. The real financial risk to many of these organizations is similar to what threatens governments at the local, state, and federal level: pensions. The Sorry State of NBME's Pension ProgramCharles Kroll is a forensic accountant which means he is adept at parsing financial reports and determining where money is flowing and where the inherent financial risks are to organizations. With the help of analyst Elizabeth Tremblay, they have analyzed the financial data from the National Board of Medical Examiners (NBME) - which conducts the testing for medical students - and have found troubling signs. Foremost is that the NBME has a retirement fund that is worth almost $300 million which is twice the value of the organization. On top of this, the retirement fund is still underfunded which means it is at some risk for default with an organization that clearly could not meet those extra payments since it is dwarfed by the size of the retirement fund. Of course, the great risk is to medical students which would probably be on the hook to make up for the financial offset if the retirement fund becomes grossly underfunded. The only real source of revenue for the NBME is its examination fees. And for medical students, they are forced to pay whatever fee the NBME comes up with since there is no competition and alternative testing organization in the United States. The financial mismanagement of this and other organizations will fall hardest on those with no choice and the least ability to pay. Defined Benefits are the ProblemRetirement benefits are usually of two main types, defined benefits and define contributions. It effectively shifts the risk either on the employer or the employee. In the private sector, defined benefits (guaranteed payouts over the length of your retirement) haven't really existed for 35 to 40 years. Nowadays, private companies and most non-profit organizations offer 401Ks which are specified contributions but do not guarantee your future payouts - they are whatever they returns are. What is so unusual is that all of these medical education boards use defined benefits as their retirement structure which puts their organizations and, by definition, their clients at risk for covering the gap of underfunding their benefits. According to Kroll, unless the organizations kill their defined benefits plans they will be at increasing risk for insolvency or at a minimum, jacking up fees to students.

On this week's episode, we discuss some of the top headlines from the week of September 26th, including:Annamie paul says goodbye and likely good riddance to The GreensCanada's first National Day of Reconciliation, and Trudeau's TravelAlberta's sorry state of affairsBig Brother gets its first Black winnerParty infighting takes a toll on the U.S. DemocratsFood prices are too damn high… And plenty more.Tap here to access our script with links to the articles we discussed in each segment. Remember, if you like what you hear, subscribe and share.Support us on Patreon See acast.com/privacy for privacy and opt-out information.

In Episode 7 of Series 5, Todd is joined by John Gathergood, Professor of Economics at the University of Nottingham, and Genevieve LeBaron, Professor of Politics at the University of Sheffield. John's research focuses on understanding consumer behaviour in financial markets, and more recently the impact of the COVID19 pandemic on households. Genevieve's work is at the forefront of the emerging evidence base on forced labour, human trafficking, and slavery in the global economy.   In this episode, the discussion focusses on the interaction between the broader goals of SDG 8 and target SDG 8.7, which focuses on ending modern slavery by 2030. 0.00– 05.06 Todd begins the discussion by asking John to give an overview on the drivers of economic growth and the benefits of trade.  Growth is seen as the result of a combination of technological evolution and the development of skills leading to increasingly efficient production processes However, the benefits of growth are not evenly distributed This leads to the creation of winners (the owners of capital and the organisers of production) and losers (those not in control of production processes) In John's view the current COVID pandemic has brought this inequality more sharply into focus, along with the need to ensure that economic growth does not come at the expense of exploitation of certain labour groups. 05.00 – 07.33 Todd asks John about the role of trade and John say it is fundamental in generating growth. He points out that: One of the foundations of the capitalist system is trade and specialisation. Trade facilitates specialisation and growth There have been waves of globalisation throughout history (often associated with pandemics) The last 30 years have seen the largest international movement of capital affecting the location of production and the development of increasingly complex supply chains, which has been good for growth However, he adds that the fragmentation of production has exacerbated inequality, made complex supply chains very difficult to monitor, and susceptible to labour exploitation. 07.33 – 10.36 In Genevieve's view, discussions on growth often overlook the business models at the centre of the mass production, fast turnover retail sector producing cheap disposable goods.  Her research suggests the business models are “hard wired” to produce inequality and labour exploitation. Problems in supply chains are longstanding. Throughout history, capitalism has relied heavily on the exploitation of vulnerable groups for forced labour and slavery. 10.36 – 16.33 Genevieve's research, covering retail supply chains in China, tea and cocoa supply chains in India and Ghana, and garment supply chains in Southern India, has yielded several insights. Labour exploitation is not unusual. Common patterns emerge  Why certain businesses have an endemic demand for forced labour How and why supply chains are set up to facilitate labour exploitation, in terms of how businesses make money from forced labour, and the business models they use There are clear and discernable patterns regarding both the supply and demand drivers of forced labour in global supply chains. She argues that: Although the geography of exploitation and the people involved has changed over time, some form of forced labour is a constant factor in the capitalist model of production throughout history Solutions to issues of labour exploitation need to go beyond looking just at supply chains and confront the structures which have given rise to these problems John adds that a key factor in supply chains is lack of accountability (anonymity) in the upper levels of supply chains, which is useful for efficient production, but can lead to labour exploitation lower down the chain. 16.33 – 19.50 The discussion moves on to the persistence of unfree labour globally.The current organisation of production encourages companies in countries with strong institutions often source their production from countries with weak institutions where the exploitation of the work force is easier. The prevalence of unfree labour in those countries may be low but the effective prevalence of induced slavery is high.  Lack of accountability within supply chains is a major problem. John argues that forced labour should be treated as an “externality” and the cost should be borne by both producers and consumers, or governments should intervene.  However, given the scale and complexity of supply chains enforcing compliance would be very difficult. 19.50 – 25.25   Todd asks Genevieve to summarise the effectiveness of constraints and regulation in the operation of supply chains.  Three main mechanisms are reviewed. Corporate Social Responsibility Initiatives Public Regulation, including labour laws, sub-contracting, and regulation of businesses International agreements and conventions She identifies an increasing reliance on voluntary industry initiatives due in part to the failure of governments to produce effective regulation of labour standards in global supply chains. Her new book, Combatting Modern Slavery, shows that corporate social responsibility initiatives have not been effective. She cites a number of factors: Wealth and economic power are concentrated at the top of the chain with increasingly tighter profit margins further down to allow suppliers to cover their costs Lack of regulation of supply chains by governments facilitates power imbalances in favour of the businesses at the top of the supply chain, and between owners and workers Governments have been “the architects' of globalisation and helped to set up supply chains in a way that has facilitated these imbalances and the conditions which lead to labour exploitation 25.25 – 30.50 The example of the fast fashion industry and the recent reports of exploitation of the local labour force in Leicester, United Kingdom, is discussed. The very low cost of garments for sale should be a warning to consumers that labour is being unfairly exploited Garments are being sourced at prices below the cost of production Labour exploitation is a sector wide problem and is the result of the business model.  The situation in Leicester is well known and has been extensively reported by  Sarah Connor of the Financial Times (see recent story) Although companies have made commitments to address the situation very little has happened to redress labour exploitation, and to alter the business model There is a need for new business models which don't rely on labour exploitation 30.50 – 36.46In the absence of effective measures to redress the situation Todd asks whether there are economic incentives which could be brought to bear. Raising consumer awareness is discussed. Genevieve highlights some issues. Finding products which do not have some connection to forced labour, given the limited effectiveness and credibility of ethical labelling systems.  Evidence exists of labour exploitation in ethical and fair-trade products  A crisis of credibility around ethical brands Instead, she argues for regulation which controls the activities of businesses at the head of the supply chain, a redistribution of profits down through the supply chain, businesses taking greater responsibility for what goes on in the supply chain and a greater role for the employed labour force in generating solutions. John argues for an increased criminal corporate liability placed upon people and businesses.  36.46 - end The discussion ends with John reflecting on the way forward. He believes consumer led approaches are unlikely to work and neither is it likely that companies reliant on manual labour can, or will, act to change the system. Regulation is, therefore, the main option available. Additional Links exploitation and sweatshops are at the core of fast fashion: it's time to dismantle the system   Inside the sweatshops accused of modern slavery UK: Coronavirus exposes Leicester's sweatshops and government hypocrisy Genevieve LeBaron, Jessica Pliley & David W. Blight (eds)(2021) Fighting Modern Slavery and Human Trafficking: History and Contemporary Policy. Cambridge University Press [in press]. Genevieve LeBaron (2020) Combatting Modern Slavery: Why Labour Governance is Failing and What We Can Do About It. Polity. Robert Caruana, Andrew Crane, Stefan Gold & Genevieve LeBaron (2020) ‘Modern Slavery in Business: The Sad and Sorry State of a Non-Field.' Business & Society. Andrew Crane, Vivek Soundararajan, Michael Bloomfield, Laura Spence & Genevieve LeBaron (2019) Decent Work and Economic Growth in the South Indian Garment Industry.  Genevieve LeBaron (2018) The Global Business of Forced Labour: Report of Findings.  Nicola Phillips, Genevieve LeBaron & Sara Wallin (2018) Mapping and Measuring the Effectiveness of Labour-Related Disclosure Requirements for Global Supply Chains. International Labour Organization Working Paper No 32. Genevieve LeBaron, Neil Howard, Cameron Thibos & Penelope Kyritsis (2018) Confronting Root Causes: Forced Labour in Global Supply Chains. 

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