Podcasts about benchmark mortgage

Today's guest for the bigJOEL Community Call is Jennifer Gile of Benchmark Mortgage in Overland Park, Kansas. Tune in to learn what this 26 year industry veteran does to get ahead of the competition and dominate the market.

We had low interest rates for years, and it was easy to sell homes. Then suddenly, you had this spike in inflation, and so many people were sitting in a house that they couldn't wait to get rid of. But now, the fed may start easing here shortly, and I think that will unleash a lot of pent-up demand. Somebody who agrees with me is my next guest, Tom Sherman, Branch Manager at Benchmark Mortgage.

Join the Queens of The DMV in this illuminating episode as they delve into the fascinating world of interest rates with special guest Aimee Minnis, a seasoned loan officer with Benchmark Mortgage.  In this highly informative discussion, the Queens explore the ins and outs of interest rates, breaking down the complex terminology and shedding light on the factors that influence these rates. Aimee Minnis, known for her expertise in the mortgage industry, shares her wealth of knowledge and provides valuable insights to help listeners navigate the world of borrowing and lending. Together, the Queens and Aimee Minnis demystify the intricacies of interest rates, answering common questions such as: What determines the fluctuation of interest rates? How can borrowers secure the best interest rates for their loans? And what are the implications of interest rates on the economy as a whole? Throughout the episode, Aimee imparts practical tips and advice on how to approach interest rates strategically, whether you're considering a mortgage, a personal loan, or any other form of borrowing. The conversation also touches on the current economic climate and its potential impact on interest rates, providing listeners with an up-to-date understanding of the financial landscape. As always, the Queens bring their unique perspectives and engaging banter to the table, making this episode an enjoyable and educational experience for listeners of all backgrounds. Whether you're a first-time homebuyer, a seasoned investor, or simply someone curious about the intricacies of interest rates, this episode of "Queens of The DMV" is a must-listen.  Get ready to reign supreme over your finances as the Queens and Aimee guide you through the fascinating world of interest rates.

Episode 73 - Brad Stinson enlisted in the Marine Corps in 2004 and stationed at Camp Pendleton, California. Brad made multiple deployments in support of Operation Iraqi Freedom. In 2005, he deployed with the 13th M.E.U (Marine Expeditionary Unit) B.L.T. 2/1 (Battalion Landing Team 2/1) S.O.C. (Special Operations Capable). And again in 2007 to Al Taqaddum, Iraq. He left active duty in 2008. Currently, Brad serves as a VA Home Loan Specialist with The Veterans Home Front by Benchmark Mortgage. He lives in Grand Rapids, MI with his wife and two daughters (Ava & Claire). https://www.rossmortgage.com/brad-stinson/https://www.92for22.org/The cookbook that saves lives is now availableCooking with Squidly presents "From Sailor To Backyard Cook"https://a.co/d/03qzw6oPlease like and subscribe to our YouTube channelhttps://www.youtube.com/@thescuttlebuttpodcastAlso you can support us at our Patreon https://www.patreon.com/TheScuttlebuttpodcastSaving lives 1 episode at a timeAnother way to support us is by the following links linktr.ee/thescuttlebuttpodcast#Veterans #Army #Navy #AirForce #Marines #CoastGuard #22aday #pilots #aviation #suicideawareness #22 #22veterans #specialforcesSupport the show

On this episode, Dan Munford Branch Manager of Benchmark Mortgage, joins Shane Kidwell and Kellen Vaughan to talk about how to add value to your database. Dan discusses how to categorize your database into 5-star groups to determine what you can do to provide value for them.2:08 – Dan Munford's Background3:28 – Database4:36 – Meet with Your Database9:46 – Affinity Network13:18 – Static and Dynamic Takeaways:Owning your database and the real estate partnerships are the fundamentals that a lot of us forget to nourish and master in order to grow and sustain our business.Helping your past clients add value in their profession will help them to be more likely to refer you more business.Creating this personal network and brand of five-star services helps bring more continuous business to each party within the network.The more people you know and hang out with the more your business starts to grow.It's great to be able to do business with people you already know and have a relationship with.Adding value to your database will create referrals. Quotes:“Instead of calling your database, you're going to meet with your database.”“The goal here is: let's use all of the tools that we have that are free.”“Because we are bringing them business no one needs a coupon because we are bringing value.”“Adding value creates referrals.”“The goal is to add value.”“We got to get creative and use the free tools we have at our disposal.”“The more people you hang out with the more your business starts to grow.”“Think about the compound effect the compound could be huge.” “Don't we want to do business with the people that we love and care about?” Show Links:Community Platform: www.BecomeNL.com Podcast Partner: https://leadpops.com/mortgage/partners/nextlevel/ Social Media:Facebook - https://www.facebook.com/NextLevelLoanOfficers/ YouTube - https://www.youtube.com/channel/UCwSyHzkvBri1YWJSH7df1CQ LinkedIn – https://www.linkedin.com/company/next-level-loan-officers/about/    

TO LEARN MORE:       www.CrossFitEdwardsville.com       www.Facebook.com/CrossFitEdwardsville      TikTok: @crossfitedwardsville      Instagram: @crossfitedwardsville        Twitter: @cfedwardsville        YouTube: CrossFit Edwardsville TO GET STARTED AT CFE:     Book a No-Sweat Conversation with a coach, using this scheduler:        https://go.oncehub.com/conversationwithcoach       You can also find the link to schedule on our website. While this show is educational & entertaining in nature, it does not replace or supplant professional medical guidance from your own physician. Before beginning any exercise or nutrition program, please first consult with your doctor. 

Join Tricia as she talks with Chris Wesson, Mortgage Loan Originator with Benchmark Mortgage. Known as the Marine Lender because of his time spent in the Marines, Chris shares stories about his time in the military, how he approached the transition after and found his way into a career he truly loves. --- Send in a voice message: https://anchor.fm/lifetakesshape/message

The Minot Business Podcast is Presented by Bennett Creative Media. Episode 012 of The Minot Business Podcast we chat with Sarah Burckhard and Steve Fennewald, co-owners of Benchmark Mortgage. Sarah and Steve discuss branching off to start their own company, hiring employees and dealing with office space. Tune in next week for episode 013 of The Minot Business Podcast Presented by Bennett Creative Media https://www.bennettcreativemedia.com/

Joe Sheehan, Benchmark Mortgage, joins Jason Spiess to discuss the recent actions from the Federal Reserve and how they impact the average American.  Sheehan also comments on what loans are favorable right now, while other traditional avenues are not what they once were. The two discuss “bank deposit” loans and [...]

In this episode Meredith Pope is a realtor with Inhabit Real Estate. And Christina Jasper is a mortgage lender and the branch manager at Benchmark Mortgage. They both specialize in helping people going through divorce and separation work and helping people decide what they're gonna do with their house? Who's gonna keep it, and how are we gonna finance it? A lot of times, the house is the biggest asset or cash asset. They may have some retirement or something, but that's all people many going through divorce have to divide. Christina and Meredith explain that it is possible for you to make a stable financial plan when you've had to take care of the kids for five years or have a lower-paying job.   Rental prices are going up. This is the best time for those folks actually because the market is cooling off a little bit, and there are more opportunities now than there were even a couple of months ago. They explain that communication should be separate because there are so many opportunities to disagree. Meredith, and people like her, can serve as that much-needed mediation. Christina and Meredith recommend resolving the financial issues, contract, and separation agreement first and THEN putting custody or custody and child support in a court order because you can modify those in the future. One reason they love their job is seeing their clients making individual decisions when they're used to making joint decisions. They go from not knowing which end is up to empowered individuals capable of making it on their own.  Help your friends who may be going through a divorce go from victim to victorious and bitter to better.If you like The Ex-it Strategy, visit our website to subscribe free, and you'll never miss an episode. And if you really like the Ex-it Strategy, We'd appreciate you telling a friend (maybe even two). 

TO LEARN MORE:        www.CrossFitEdwardsville.com       www.Facebook.com/CrossFitEdwardsville     TikTok: @crossfitedwardsville      Instagram: @crossfitedwardsville        Twitter: @cfedwardsville        YouTube: CrossFit Edwardsville TO GET STARTED AT CFE:     Book a No-Sweat Conversation with a coach, using this scheduler:        https://go.oncehub.com/conversationwithcoach       You can also find the link to schedule on our website. While this show is educational & entertaining in nature, it does not replace or supplant professional medical guidance from your own physician. Before beginning any exercise or nutrition program, please first consult with your doctor. 

Are you FABULOUS? Of course you are! This week on The Krista Escamilla Show we sit down with my friend, amazing business woman and founder of The Fabulous Women of Midland/Odessa/Granburry Shonna Garcia.  She will let us know how you and our community benefits from this free networking group and how to join.  She also shares three public speaking tips that have helped her overcome her fear of talking in front of a live audience.   Today's quote of the day is a good reminder that we all have the choice to be happy, regardless of what life throws at us. Plus we highlight a non-profit that recently changed it's name and is making a huge difference in our community.   Thank you to those who are subscribing and sharing our show with friends/family. Those FIVE star reviews are amazing, keep them coming!  Please connect with me @Kristaescamilla on Instagram, Facebook and LInkedin or visit our website www.Kristaescamilla.com   Remember to DREAM BIG, BELIEVE and NEVER GIVE UP! I believe in you, I hope you do too. YOU make it a great day 

Episode 83 is brought to you by Keller's Garden Center/Keller’s Lawn Care And Landscaping Services LLC , located near Blue Ribbon in Exeter, PA and Ionic Development In episode 83 of The Popko Project Podcast I’m joined by Shaun M. Daney, business development officer at Benchmark Mortgage – NEPA. Shaun, along with Benchmark Mortgage, have […]

Mortgage interest rates are going up.What does this mean for house flippers, wholesalers, and other real estate investors?What effect will this have on the market?Today I'm sitting down with mortgage expert Alex Jimenez to dig into these questions and more. Alex has been working in the residential lending space for 17 years and has seen many market changes in that time.So if you're buying houses, flipping, or doing anything else in real estate right now……here's what you need to know as interest rates climb.Listen in now!This is the #1 thing on everyone's minds right now…And Alex's take on this might surprise you.Catch you on the flip side!Links & ResourcesWant to connect with Alex Jimenez? Looking for a loan in Tennessee, Kentucky, or Alabama? Alex is a Branch Manager for Benchmark Mortgage in Spring Hill. You can find more info and reach out to him at AJNashville.com!Subscribe: Join the 7 Figure Flipping email list to get the latest house flipping and wholesaling secrets, plus insider access to real estate investing tips, training, and more! Click Here: https://7figureflipping.com/subscribe7 Figure Flipping Podcast: Subscribe and get more episodes like this one delivered to you every week! Click Here: https://7figureflipping.com/listenFacebook Group: We've built a community of serious investors who are learning and growing their businesses together. Join the Group on Facebook: https://www.facebook.com/groups/fliphacking/ See acast.com/privacy for privacy and opt-out information.

Jen and Tom Sherman have been friends of ours for many years.  In fact, Jen was one of our first guests on The Wonder Podcast.  Her love of books and reading culminated recently in her newest venture, and love, BOOKISH, a nonprofit bookstore in Malakoff, Texas.  Tom has been in the residential mortgage lending business for 30 years and is currently branch owner at Benchmark Mortgage.   They have two grown children, Meghan and Thomas.    When we were brainstorming about this topic, Jen and Tom immediately came to mind.  And WOW did they deliver!   Did you know money is talked about A LOT in the Bible! More than almost any other topic.  So, it's a big deal.  And we need to be talking about it with our children.    Jen and Tom share how they have consistently set aside time in their marriage annually to “get on the same page” financially.  The look at the past, the present and future and plan accordingly.  Then they let their children in on their vision.  This is how they modeled financial responsibility.  They were real and authentic about highs and lows, budgets, giving and the big picture.   Should your teen have a credit card? What about student loans? Stewardship? Budgets? Is it okay to say NO? YES!   “Our kids need to know that NOTHING IS FREE,” Tom Sherman.  Boom.   Want to get in touch with Tom? Ask him some questions? Tom.Sherman@Benchmark.us   And checkout BOOKISH! Instagram: @bookish     We hope you enjoy and are encouraged by this episode of Raising Sinners! God bless you!   Lisa and Chrissie   Hit subscribe, and please tell your friends! Help us share the word! And we'd love to hear from you.  If you LOVE what you hear, please throw us some stars!!! *****   Instagram - @talkwithchrissieandlisa www.lisaclarkspeaks.com www.chrissiedunham.org “Raising Sinners” available on Amazon and barnesandnoble.com   (Lisa Clark and Chrissie Dunham host Raising Sinners, a podcast launched September 2021 on Christian Parenting's Podcast Network.  Lisa is the author of the book, “Raising Sinners” and she and Chrissie co-host The Wonder Podcast, as well. Check it out!)

Susan Pryor has been investing in Real Estate for 30 years and after a career in the software industry, she now runs the Georgia branch of Benchmark Mortgage.Her company has a heart for veterans and they go out of there way to make sure their veteran clients realize their dream of home ownership.Listen in has Susan shares her mortgage lending experience and gives priceless advice to veteran and civilian real estate investors and entrepreneurs.benchmark.us

Courtney Barstad Logan, Kimberly Efta and Rachael Madden talk with Scott Meyer of Benchmark Mortgage about First Time Homebuyers. 

Episode 85: #OnTheStacks in the blu door studio with Shaun Daney, Business Development Manager at Benchmark Mortgage - McCabe Mortgage Group. In this episode, Shaun shares his experience of changing careers after 22 years, pivoting and reinventing yourself, leveraging your network, and not being afraid to ask for help. Shaun also talks about Benchmark's commitment to supporting and improving the lives of veterans through various fundraising events. Please enjoy! This episode is brought to you by blu door Financial and the Lackawanna College Venture Lab. Engage with us on social media: Instagram, Facebook, LinkedIn, or visit us at www.OnTheStacks.com.

Are you a future homebuyer thinking about purchasing a flipped property? If so, listen in to our latest episode of Mortgage Matters on The Talk of Connecticut. We've got a special guest, Dana Flanagan of Flanagan Realty Group and Renovation Creations, LLC here to talk all about home foreclosures and home flipping. Dana will be giving us her insight on: -The Do's and Don'ts of buying a flipped property or foreclosure. -What to look for when touring a flipped property (you'll want to make your own assessment in areas that you probably wouldn't normally when touring a non-flipped home). -And so much more! To contact Dana for all of your Real Estate needs you can check out her website: https://flanaganrealtygroup.com/ Follow her on social media @danaflanaganofficial or give her a call! 860-796-0562. For all of your mortgage pre-approval needs you can reach our office, Benchmark Mortgage at 860-413-3938.

Get your ticket for Todd Duncan's Irrefutable live stream! toddduncan.com/irrefutable-livestream/ In this week's podcast, Todd Duncan speaks with RJ Crosby, a producing Branch Manager for a top performing branch with Benchmark Mortgage around scaling success. For 14 consecutive years, RJ has been recognized by ‘Mortgage Originator Magazine' and the ‘Scotsman Guide' as being in the top 1% of Loan Originators in the Nation. Having a desire to help people keeps RJ in this industry, he talks about how in his mind, it's more than just selling homes, it's finding a place for people to create memories. As a branch manager RJ Crosby loves creating culture though helping his team win by teaching best practices. Listen to this podcast to learn about the power of observation, being a leader by helping people, and how to create a winning team by helping your team win.

One of the core principles of Thinking Like a Bank is to invest in real estate. No doubt, this is a lucrative route to take and sometimes does not require all of your money. One of tools used in real estate investing is a mortgage, which is of course a secured loan against a property. Although mortgages are helpful and widely used, not everyone can qualify for a mortgage. There are certain requirements you have to meet to qualify which is what today's show is about. With us today, Robert Weinberg of Benchmark Mortgage, who will share his expertise with us on what you need to know before applying for a mortgage. To learn more about what we do, please visit: https://finassetprotection.com/ To connect with Rob, please visit; http://robgw.com/

On this episode, Eric interviews John Seville, local Branch Manager at Benchmark Mortgage, on what he’s seeing the housing market. John discusses how the interest rates are historically low while appreciation rates are high, both of which drive the market. Learn the terms of home buying and how you can start saving up for your dream home in this educational podcast! Benchmark Mortgage is an Eastbrook Preferred Lender, specializing in VA and first-responder loans. Learn more about preferred lenders here: https://eastbrookhomes.com/financing/

If you are a first-time home buyer in North Carolina or a military veteran buying a home in North Carolina then you may be eligible for $8,000 in downpayment assistance with the North Carolina First Home Advantage Downpayment Program offered by the (a.k.a. NCHFA) with loan originated by the Martini Mortgage Group at Benchmark Mortgage which is based in Raleigh, North Carolina however serving all 100 counties in North Carolina.   This very unique program does NOT require a minimum investment from the homebuyer nor does this unique home loan offering put asset limitations on the homebuyer.  For more information about the North Carolina First Home Advantage Downpayment Program listen to this special episode of the Martini Mortgage podcast which is hosted by Chief Mortgage Strategist, Kevin Martini.   Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

If you are a first-time homebuyer, a repeat homebuyer or work in the real estate arena this podcast episode is for you.   Chief Mortgage Strategist Kevin Martini curated this Martini Mortgage Podcast episode to simply explain the housing market and the process of getting a mortgage and to introduce a free resource which is referred to as  The Winter 2021 edition of the Martini Buyer Guide (a.k.a. Things to Consider when Buying a Home). The Martini Buyer Guide has 10 informative articles that discusses refinancing a home or  buying a home and getting mortgage not just Raleigh, North Carolina market but in any market. In the pages of the Martini Buyer Guide there is national housing data from industry icons like; Fannie Mae, Freddie Mac, Zillow, CoreLogic, Mortgage Bankers Associations (MBA) and National Association of Realtors (NAR).   In episode 115 of the Martini Mortgage Podcast not everything that is discussed in that is shared in the Winter 2021 Martini Buyer Guide, just a glimpse of some key articles.  The full homebuyer guide has 10 key topics and they are: Why you should’t wait until Spring to Buy a Home A New Meaning for Homeownership The Expert Winter Housing Market Forecast Home Price Appreciation is on the Rise Knowing the Lingo Steps to take if you Want to Buy a Home You NEED an Expert Kind of Guide  How Downpayment Assistance opens the door to Homeownership  4 Tips for making a Successful Offer Things to avoid after Applying for a Mortgage There is no question that getting a home and buying a home in Raleigh, anywhere in North Carolina or in the U.S. for that matter, is a process…it is not an event.  Since there is never a substitute for education, the home buying process needs to start with education regardless of the experience level of the homebuyer.  This is especially true since COVID-19 has impacted mortgage guidelines and how real estate transactions are done.  With the Martini Mortgage Podcast and the Martini Buyer Guide is curated to provided factual information based on reliable sources and provides relevant information that go beyond the headlines.   Of course, the Winter 2021 Edition of the Martini Buyer Guide will address many of your questions and concerns however it may prompt additional questions or you may need  more clarity about what you read.  Chief Mortgage Strategist Kevin Martini and Mortgage Strategist Logan Martini with the Martini Mortgage Group at Benchmark Mortgage are dedicated to make sure you have your questions answered and concerns addressed.  Towards that end, if you have any questions about what you read, they are here to help, just call either Kevin Martini or Logan Martini by calling: (919) 238-4934.  

In this episode of the Proud American podcast, Marine Corps Veteran and host Johnny Joey Jones introduces us to Stewart Hunter, a founding and managing partner of Benchmark Mortgage and organizer of the annual Boot Shoot fundraiser, and Chad Fleming, a career Army Ranger who went on to deploy five times after losing a leg in combat. Stewart and Chad now work together at Benchmark, organize the annual Boot Shoot designed to raise money and provide a positive experience for veterans returning and recovering from war, and through Chad's Third Option Foundation reach veterans wherever they are and bring them into the fold. Stewart and Chad know investing in and expecting from veterans is one way Proud Americans continue our legacy of patriotism and freedom.

Is owning a home right for everyone - NO IT IS NOT! Is owning a home right for you?  I do not know, but I do know there are financial benefits to owning a home and this episode of the Martini Mortgage Podcast will highlight the 5 Kevin Martini Financial Reasons for Homeownership.   Buying a home as a first-time homebuyer or as a repeat homebuyer is a process, not an event.  Since there is never a substitute for education…the home buying process starts start with education regardless of you experience level with real estate.  They're intangible benefits to owning a home but there are also financial benefits too. The Martini Mortgage Podcast is curated and hosted by Raleigh Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage and this is episode 108 called: 5 financial Reasons of Homeownership in Raleigh or anywhere in North Carolina or any city and state in the U.S. for that matter. Kevin Martini | NMLS ID 143962 | Chief Mortgage Strategist and Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

There are times that people talk about the ‘Good Old Days’…what they were able to do way back when.  There are few moments in life that you are able to live in the ‘Good Old Days’ and right now is one of those rare occasions.  Right now is the ‘Good Old Days’ for real estate and home loan rates and potentially a once in a life-time opportunity.   Kevin Martini is the Branch Manager and Chief Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage and in this special episode of the Martini Mortgage Podcast, Kevin Martini goes beyond the headlines to highlight the facts about buying home and getting a mortgage.   To highlight this sentiment, at the time of broadcast…mortgage rates fell below 3% for the first time in 50-years.  Episode 107 of the Martini Mortgage Podcast is called: The Good Old Days are Right Now   KEVIN MARTINI | NMLS ID 143962 | CHIEF Mortgage Strategist AND BRANCH MANAGER | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N BLOUNT ST RALEIGH, NC 27604 | (919) 238-4934 | www.KEVINMartini.com | KEVIN@KevinMartini.com |Equal Housing Opportunity

June is National Homeownership Month – even though the official celebration for National Homeownership Month is in June, every month and every day in any year is truly a time to celebrate homeownership.  Obviously there are economic benefits to homeownership but the reality is that homeownership also provides other benefits to you and your family and host Kevin Martini will highlight them in this episode, episode 102 of the Martini Mortgage Podcast. Raleigh Mortgage Strategists, Kevin Martini, with the Martini Mortgage Group at Benchmark Mortgage created his “Top 8 Reason to Own Your Home in Raleigh, North Carolina”.  To be frank, these reasons are applicable for any city in the Triangle of NC or any city in North Carolina or and city in the U.S.A. too!  On the Martini list, not in order or importance is:  Privacy, Family, Comfort, Personal Expression, Accomplishment, Community, Stability, Financial Investment Enjoy this episode and know that right now is a great time to explore your benefits and your options to own a home and secure a mortgage.  I invite you to connect with either me, Kevin Martini to determine oof homeownership is the right next step for you and your family. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Credit score 101 is the name of the 101st episode of the Martini Mortgage Podcast which is hosted by Raleigh Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage.    FACT: You need a credit to secure a mortgage.    FACT: Many people overestimate what their credit score needs to be in order to secure a mortgage.  In addition, many people overestimate the amount of money that is needed for down payment to buy a home and secure a mortgage.   FACT: Your credit score does NOT define who you are.   FACT: Poor credit can become exceptional credit   Credit Score…what is considered poor, what is considered exceptional.   Credit score for the purpose of mortgage ranges from 300 to 850.  The higher the score the better!  There are several bracket of credit score: the highest bracket is ‘exceptional’ and the lowest bracket is ‘poor’.  If your credit is at 800 or north of 800 it is considered to be exceptional.  If your credit score is between 799 to 740 it is considered to be very good.  If your credit score is between 739 to 670 it is considered good.  If your credit score is between 669 to 580 it is considered fair and if it is at 570 or below, it is considered to be poor.    “Bad things happen to good people, your credit score does not define whop you are.” Kevin Martini     Where you get your credit score matter! There are 3 credit repositories (a.k.a. credit bureaus or credit agencies) and they are: Equifax, Experian and TransUnion.  They have literally thousands of models and every industry uses a different model so the score secured by a credit card company will be different than one by a car dealership…the score to get a mortgage will be materially different than a free consumer credit score site.   Free consumer credit reports.   Free consumer credit score site and services offered by credit card companies only offer generic score.  The objective of this score is helpful to give you a feeling where your credit is on the aggregate.   “Let me use the weather as an analogy. The free consumer sites are going to tell you if it is hot outside or if it is cold outside, they might even tell you it is chilly or warm but they are not going to tell you the exact temperature nor will they be able to tell you if it going to rain.” Kevin Martini Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity  

The 100th episode of the Martini Mortgage Podcast with Kevin Martini is called: “What is going on that you need to know!” Kevin Martini is not just the host of the Martini Mortgager Podcast, he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina and helps families in North Carolina, South Carolina and Virginia. So many are out of work right now!  At the end of February 2020, the jobless rate was 3.5% with 5.8 million people out-of-work..  At the end of April 2020, the jobless rate was 14.7%  with 23.1 million people out-or work. What is the impact of this high unemployment on housing values and mortgage rates? Is the unemployment picture getting better? “Here is my take based on data and it is critical that I share the numbers are not pretty but they do show me that the worse may be in the rearview mirror.” Kevin Martini According to data from the Bureau of Labor Statistic thing are getting better.  Not minimizing the unprecedented level of people that are out-of-work but the number of new claims is down week-over week. When will the economy recover? “…4 major financial institutions are calling for a ‘V’ shaped recovery and I truly believe they are correct.” Kevin Martini The major financial institutions (e.g. Goldman Sachs, JP Morgan, Morgan Stanley, Wells Fargo) are expecting a ‘V’ shaped 2nd half  of 2020 recover. Are people still looking at homes? “Covid-19 is accelerating the future in real estate and also in the mortgage business too!” Kevin Martini This is the video edition of the Martini Mortgage Podcast, episode 100.  The audio only portion is available on all streaming services and fresh episodes are curated every Tuesday.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Welcome to Top Producer Hacks for Getting It All Done! This is Episode #1. Today, we're sitting down with Susan Pryor, branch manager at Benchmark Mortgage, and Mike Gulitz, CEO of Jungo. Susan is a $59 million producer, and she will be sharing her best practices for seamless team processes, what it takes to hire your first assistant, and which tech tools she can't live without.

Welcome to Top Producer Hacks for Getting It All Done! This is Episode #1. Today, we're sitting down with Susan Pryor, branch manager at Benchmark Mortgage, and Mike Gulitz, CEO of Jungo. Susan is a $59 million producer, and she will be sharing her best practices for seamless team processes, what it takes to hire your first assistant, and which tech tools she can't live without.

This week as we talk with Joe Sheehan, Branch Manager of Benchmark Mortgage. Joe's goal is to provide a world-class personal experience when buying a home and he shares how Silver Ranch Subdivision has helped him provide just that.

5 questions a homebuyer, a homeowner or a Realtor need to know right now by Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage. The 5 questions I will be answering are: When will the economy recover? How will unemployment impact housing? Are we going into a recession? It is spring-time…should you buy a home now? I love my home and it is going to be my home for a long time…should I refinance? A video edition is available by going to: www.MartiniMortgagePodcast.com If you have questions about what you hear, just give Kevin Martini  a jingle at (919) 238-4934.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 507 N Blount St Raleigh, NC 27604 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

CEO Insider host Sandy McIlree talks with Brian Mckinney, the CEO of Benchmark Mortgage. Brian discusses his outlook on corporate relocation, mortgage rates and the Texas housing market.

2020 is here and how will mortgage rates react in this new decade?  Will home sales remain the same, slow down or accelerate in 2020?  Will home values continue to rise or will they slide in 2020?  It is not my narrative that one should consider but the narrative of the what the industries most trusted entities have to say (e.g. CoreLogic, Fannie Mae, Freddie Mac, National Association of Realtors {NAR}, Mortgage Bankers Association {MBA}). This episode of the Martini Mortgage Podcast was curated to share what the experts think is going to happen in 2020 as it relates to mortgage rates, home sales and Home values. Kevin Martini is not just the host of the Martini Mortgage Podcast…he is also the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Kevin Martini provides the families he works with trusted advice with a frictionless loan process — if you have questions about what you hear on the Martini Mortgage Podcast or questions about the current home loan rate environment or the unique home loan programs offered by Kevin Martini and Logan Martini with the Martini Mortgage Group at Benchmark Mortgage than simply call: (919) 238-4934. For more information about buying a home check out the Winter 2020 Edition of: Things to Consider When Buying a Home by Kevin Martini and Logan Martini   Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

So you have been thinking of buying a home however it is now winter…let me share a Kevin Martini fact with you…buying a home for the first time or as a repeat homebuyer in the winter is smart.  In fact there are several advantages to buying a home during the winter and in this episode of the Martini Mortgage Podcast, I am going to share the 4 reason to buy a home this winter. SPOLIER ALERT: Kevin Martini is not just the host of the Martini Mortgage Podcast...he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina.  In this episode, Kevin will go into detail on price, home loan rates and more.   4 Reasons to Buy a Home in Winter 2020 is based on an article in the Winter Edition of the Martini Buyer Guide called: Things to Consider when Buying a Home -- this is a free publication that simply explains what is going on in the market and what you need to know before you buy and what to expect when you buy a home. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Buying a home is a process not an event. Whenever you are buying a home, the home should always be second NOT first — the first step is always the loan and even before the loan is education.  There is never a substitute for education especially when you are buying such a big asset and creating such a large debt.  This episode of the Martini Mortgage Podcast is called: Things to Consider when Buying a home - the Winter 2020 edition of the Martini Buyer Guide that is co-authored by Kevin Martini and Logan Martini.    The host of the Martini Mortgage Podcast is Kevin Martini and he is also a Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which has its headquarters in Raleigh, North Carolina.  The Winter 2020 Edition of the Martini Buyer Guide is curated to simply and effectively communicate the current ground floor opportunity for first-time and repeat homebuyers.  This opportunity is not limited to Raleigh or the Triangle or North Carolina -- this is happening in every city in every state. This episode is an audio synopsis of things to consider when buying a home. Once can get free access to this priceless homebuyer guide by going to www.MartiniBuyerGuide.com -- yes, it is free and no email is even required to download however the information is priceless. OH BY THE WAY: the Martini Mortgage Podcast is available on all streaming services & fresh episodes every Tuesday that simply and effective communicate the current opportunity.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Kevin Martini is the host of the Martini Mortgage Podcast and on Episode 083 shares the #KevinMartiniLive ‘Skip the Coffee’ concept.  Skip the Coffee is a concept that Kevin Martini developed based on the premise that one should look at small purchases the same way they look at large purchases. “If one took a serious look at the small things they spent money and said no to that latte and allocated those monies towards their home loan principal, they could make a huge difference in getting your mortgage paid off faster”. - Kevin Martini Carving out of you daily budget just $5.00 a day (e.g. $150) a month could save years off your mortgage.. WHAT IF… you could just add $5.00 dollars a day to your principal. Would it matter? Listen and find out. If you or someone you know has questions about the Kevin Martini Skip the Coffee concept or questions about the Raleigh mortgage rate environment or questions about the unique mortgage products the Martini Mortgage Group at Benchmark Mortgage offers, just reach out to us at (919) 238-4934. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity Related: http://martinimortgagegroup.com/skip-the-coffee-by-kevin-martini/

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast.  Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina however serving families all over the great state of North Carolina. Every Season Kevin Martini publishes a homebuyer guide that simply and effectively communicates the current housing opportunity…the Fall 2019 edition was recently released and was the subject of the 73rd episode of the Martini Mortgage Podcast.  In this homebuyer guide that is called the Martini Buyer Guide & that is available for free by going to www.MartiniBuyerGuide.com the marque article is titled ‘4 Reasons to Buy a Home This Fall’ — this article and this episode shares the 4 reasons. ENJOY :) Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it’s all about the cost of the home NOT the price.  What is important to a homebuyer is very different from what is important to one that is selling a house.  When you are a seller of a house you need to most concerned with the price or the short term price pressures, in other words where are home values headed over the short-term HOWEVER if you are a homebuyer of a home, you should NOT be concerned about the price.  Homebuyers  MUST NOT BE concerned about the price but instead of the long-term cost of the home. Episode 71 of the Martini Mortgage Podcast is called: ‘it’s about the cost…’ and is hosted by Raleigh mortgage lender Kevin Martini.  Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC however helps families all over the great state of North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.  Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Episode 46 | Five Financial Reasons to Buy a Home The Martini Mortgage Podcast is curated by Kevin Martini with the mission to simply and effectively communicate the current market opportunity for someone that is thinking of buying a home and getting a mortgage. Kevin Martini is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.  Fresh content is released every Tuesday and available on all streaming services or by the website: www.MartiniMortgagePodcast.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

Our very own Ed and Kristi Roberts sit down with Hero Tom Stearns, who is an amazing father to his nine-year-old daughter, Brenna, who suffers from Rett Syndrome, a neurological disorder that debilitates her movement. Tom explains the disorder, talks about what he does to take care of his daughter, he and his wife's amazing spirit and positive outlook on life, and how he is honored to serve veterans as a Benchmark Mortgage lender.To help Brenna and find out more about Rett Syndrome, please visit http://www.teambrennaboo.com.

In this episode, I get to sit down with Nick Carpenter, Founder of The Legion of Loan Officers. Nick is a veteran from Colorado who left the AirForce in 2005. Nick has been a Realtor®, worked with Keller Williams doing onboarding, and with Benchmark Mortgage teaching agents sales and marketing technique. In 2017, he launched The Legion of Loan officers to create a ripple effect in teaching mortgage professionals skills they could apply in their business to generate and convert leads, as well as get high-quality partners. Love the show? Subscribe, rate, review, and share! Here’s How » Join the Mortgage Lending Mastery Community today: jenduplessis.com Become a MLM Gold Member! MLM Membership

In this episode, I get to sit down with Nick Carpenter, Founder of The Legion of Loan Officers. Nick is a veteran from Colorado who left the AirForce in 2005. Nick has been a Realtor®, worked with Keller Williams doing onboarding, and with Benchmark Mortgage teaching agents sales and marketing technique. In 2017, he launched […]

Just because something is right it does not mean that it is right for you!  This episode of the Martini Mortgage Podcast was curated to help determine if renting is right for you…yes, there is a time to rent however that time is not now.  Again, just because something is right it does not mean it is right for you. BONUS CONTENT: There are 5 reasons why Kevin Martini does not like renting and they are shared these in episode 66 of this Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast he is the Branch Manger and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina and serves all families all over North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity

Today we live in a digital world that we can get anything at anytime we want however that is not the case in a hot real estate market.  In real estate the 3 most important words are location, location, location.  When securing a mortgage the 3 most important words are local, local, local.  Right now real estate is hot and there are no signs that it will be cooling anytime soon.  This hot real estate market is very competitive and Kevin Martini with the Martini Mortgage Group shares his secret strategies on how to get your offer accepted in a host real estate market in episode 065 of the Martini Mortgage Podcast. Kevin Martini is not just the host of the Martini Mortgage Podcast.  Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage which has its headquarters in Raleigh, North Carolina and serves families all over the great state of North Carolina, Kentucky and Virginia.  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity 

A closed door meeting will start on July 30th and it will end on July 31st with a press conference led by the Fed Chairman, Jerome Powell.  The implications to consumers on the aggregate may be monumental however the impact to mortgage rates may be insignificant.  There is no question the Fed is going to make a move…the question is when.  If they move, the cost to borrow money will be less, should you wait for the lower rates? Kevin Martini is the Senior Mortgage Strategist and Branch Manager of the Martini Mortgage Group at Benchmark Mortgage. In addition, Kevin Martini is the host of the Martini Mortgage Podcast and episode 64 is called: “Waiting For The Lower Rates” Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist & Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity