Podcasts about college planning

College planning usually focuses on admissions, scholarships, housing, and tuition. But there's another question families should be asking: What happens to the money we've invested if something unexpected prevents our student from finishing the semester? In this episode of Parents: Is Your Teen College Ready?, Shellee Howard sits down with John Fees, co-founder of GradGuard, to discuss some of the financial risks families may overlook when sending a student to college. John explains why he helped create GradGuard and how tuition insurance can provide protection when a student has to withdraw for a covered reason. He and Shellee also discuss the realities students can face once they're living independently—from illness and mental health challenges to stolen belongings, dorm damage, accidents, and other unexpected disruptions. In this episode, you'll learn: Why families should understand a college's tuition refund policy before the semester begins How an unexpected withdrawal can create a significant financial loss How tuition insurance may help when a student must leave school for a covered medical or mental health reason Why John believes mental and physical health should be treated with equal importance What parents should know about renters insurance for students living on campus Why FERPA and other important documents deserve attention when a student turns 18 How families can check for potential duplicate health insurance charges Why it may be worth contacting your auto insurer when your student leaves for college How travel insurance can factor into planning when a student attends college far from home Why financial preparedness is part of helping students successfully navigate college life Shellee and John also share an important reminder: preparing for unexpected situations isn't about creating more fear around sending a student to college. It's about understanding the risks, asking better questions, and knowing what protections are available before you need them. The takeaway: College is too significant an investment to understand the financial risks only after something goes wrong. Before your student starts the semester, learn the school's refund policies, review your family's existing insurance coverage, understand what you would be responsible for financially, and determine whether additional protection makes sense for your family.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at whether it is too late to register for college for the Fall 2026 semester. Ford explains Northeast's open-admission process, including how prospective students can apply in person at the Admissions Office in Suite 102 of the T. Jack Ramsey Student Services Building or online at NEMCC.edu. Ford also discusses the next steps after applying, including acceptance, completing the FAFSA and applying for available state aid. He shares key enrollment deadlines, with seated classes beginning Wednesday, August 12, and registration for seated classes remaining open through August 18. The deadline to enroll in online courses is August 25. Additionally, Ford highlights Northeast's short-term course options and the ongoing work of the college's Recruiting Office as it begins connecting with prospective Fall 2027 students. He also previews County Nights at this year's football games, when residents and students from Alcorn, Prentiss, Tippah, Tishomingo and Union counties can receive free admission on their designated night and join the community-wide tailgate on the lawn surrounding the fountain, Ramsey and the Union before kickoff. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Parents often assume their teen's school counselor can handle every part of the college planning process, but the reality is far more collaborative.In this episode, Lisa Marker-Robbins and Stephanie Simpson, CEO of the Independent Educational Consultants Association (IECA), explore how the right team and a foundation of self-awareness can help students make thoughtful college decisions.In this episode, Lisa and Stephanie discuss:How school counselors, independent educational consultants, and families each contribute to college planningWhy self-awareness should guide college and career decisions from the startWhen outside college planning support can benefit students and familiesWhat to consider when choosing an independent educational consultantKey Takeaways: Start career and identity exploration before college applications so students make decisions based on who they are, not deadlines.Independent educational consultants help students present their authentic story and find the right college fit, not improve their admissions odds.Many begin in junior year; starting by sophomore year creates more time for thoughtful course selection, extracurriculars, and summer opportunities.Choose an independent educational consultant whose expertise matches your student's needs and complements the school counselor's support. “Independent means that these counselors do not receive any compensation from a program, school, or university to place or recommend a student, so they really can provide that unbiased advice.” – Stephanie SimpsonAbout Stephanie Simpson: Stephanie Simpson is the Chief Executive Officer of IECA, the leading professional organization for independent educational consultants supporting students and families through college and career planning. Previously, she led the Association for Middle Level Education (AMLE) and held senior leadership roles at the American College of Cardiology and the American Psychiatric Association. She holds a JD from Northwestern University Pritzker School of Law and a BA from DePaul University.Episode References:Learn more about Launch Career Clarity at https://flourishcoachingco.com/courseFind a Private College Counselor: https://www.iecaonline.com/independent-educational-consultant-search/#230 Stop Trying to Impress Colleges: What Admissions Really Want with Susan Knoppow: https://flourishcoachingco.com/230Get Lisa's Free on-demand video: THE CAREER IDENTIFICATION COMPASS: How To Be Certain Your 15 To 25 Year Old is On The Right Path to Launch With Confidence–Not Confusion: flourishcoachingco.com/video Connect with Stephanie:Website: https://www.iecaonline.com/LinkedIn: https://www.linkedin.com/in/stephanie-simpson-49bba72a/Connect with Lisa:Website: https://www.flourishcoachingco.com/YouTube: https://www.youtube.com/@flourishcoachingcoFacebook: https://www.facebook.com/flourishcoachingco/ Instagram: https://www.instagram.com/flourishcoachingco/LinkedIn: https://www.linkedin.com/company/flourish-coaching-co

When should you claim Social Security? Should you pay off your mortgage before retirement? And how do you balance saving for retirement while helping pay for college? Join Wes Moss and Christa DiBiase on this episode of the Retire Sooner Podcast as they tackle listener questions and explore practical perspectives on retirement planning, retirement income, taxes, pensions, and planning for a more fulfilling retirement. planning for a more fulfilling retirement • Compare Social Security claiming approaches and the factors that may influence your decision. • Consider how health, longevity, your spouse, and taxes may shape your retirement plan. • Explore the research behind Core Pursuits and why they may play an important role in retirement satisfaction. • Balance retirement savings and college funding while weighing different education-planning options. • Evaluate pension survivor benefits, cash reserves, and mortgage payoff as part of your broader financial picture. • Access preorder bonus information for The Retire Sooner Method, no matter where you purchase it, including your favorite local bookstore. Listen and subscribe to the Retire Sooner Podcast for more educational conversations about retirement planning, Social Security, retirement income, investing, taxes, and financial independence—and discover new ideas to consider as you prepare for retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the challenges facing Northeast and other community colleges across the state — many of which are not always visible from the outside. Ford discusses the changing landscape of higher education, including declining enrollment, the demographic cliff and budget pressures, as well as the structural and societal challenges affecting today's community colleges. Ford explains how institutions built around a 20th-century model of semester-based education are adapting to meet the needs of 21st-century students, including nontraditional learners seeking flexibility, stackable credentials and rapid skill acquisition. Ford also examines the pressure to move students quickly into the workforce or through short-term programs while ensuring they receive the broader education, guidance and pathways needed to continue their studies, develop as adults and build successful careers. While community colleges remain an affordable option, they face increasing pressure to demonstrate their return on investment in comparison with direct-to-workforce opportunities and short-term certificates. Ford explores how Northeast is responding to these challenges and working to provide meaningful educational opportunities for students and the communities it serves. Plus, get the latest updates on athletics, academics, workforce development and all the incredible things happening at one of the nation's premier community colleges.

In this episode, you'll learn: Why college housing is often one of the largest out-of-pocket expenses for families How buying a property near your student's college may help build equity instead of paying rent The benefits of FHA "Kitty Condo" loans and low down payment financing options How 1031 exchanges can help families preserve and grow their real estate investments Potential tax advantages of owning student housing Whether a condo or single-family home makes the best investment for college students What to do if your student changes schools—or decides not to attend college How real estate can become part of a long-term family wealth strategy Questions parents should ask before investing in college housing College planning considerations that can help families minimize debt and maximize financial flexibility

What if your child could attend their dream college without graduating under a mountain of debt?In this episode of Mindset Mastery Moments, Dr. Alisa Whyte sits down with college admissions strategist and College Ready founder Shellee Howard to expose the myths that keep families stressed, overwhelmed, and financially burdened during the college admissions process.Shellee shares how students have earned more than $80 million in scholarships, why choosing the right college matters more than choosing the most prestigious one, and how purpose-driven students stand out in today's competitive admissions landscape.Together they discuss why college planning is really about identity, leadership, and intentional preparation—not just applications.Whether you're a parent, grandparent, educator, mentor, or student, this conversation will completely change the way you think about preparing for college and building a meaningful future.In this episode you'l discover: Why college debt is not inevitable The biggest admissions myths parents believe How students discover purpose before choosing a career Scholarship strategies that actually work Why "fit" matters more than prestige How parents can guide without controlling What colleges are really looking for Preparation beats panic.Strategy beats stress.Purpose changes everything.Listen now.Exclusive Free Resources & Tools for ListenersEmpower Education Guide: Empower Education Free ResourceCollege Planning Checklist: Download the ChecklistCollege Aid Pro Tool: Register for Financial Aid PlanningConnect with Shellee HowardOfficial Website: College Ready PlanMedia & Portfolio Hub: Shellee Howard PortfolioLinkedIn: Connect with Shellee Howard on LinkedInFacebook: Shellee Howard on FacebookMusic Attribution & LicensingMusic Track: Licensed through SoundstripeLicense Code: ZCRJYN0AIU8N2ARBSend us Fan MailReady to turn your message into a profitable speaking career? Join Dr. Karim Ellis for a FREE live masterclass and discover the proven strategies to get booked, increase your influence, and build a speaking business that creates lasting impact and income. Reserve your seat today: https://thegpsspeakersacademy.com/freeclassSupport the show

Why AI is advancing faster than most people realize The truth about choosing a college major today Which careers may be most vulnerable to AI Why human skills matter more than ever How students can become future-ready The importance of AI literacy for every family Opportunities for students interested in AI research

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the legislative priorities for not only Northeast but all 15 community colleges in the Magnolia State. Ford breaks down the three pillars that the community colleges will be asking the Mississippi Legislature to fund in 2027, including $41.5 million for the Jobs Promise Performance Program to train 5,500 highly skilled workers for high-demand careers, $39 million in general support to improve salaries and retain talented educators, and $100 million for capital improvements and necessary campus repairs. Ford also explains the funding formula used to distribute resources among Mississippi's community colleges and how each of these investments would directly benefit Northeast students, faculty, and facilities. In addition to the three pillars, the colleges are requesting $2 million to support Adult Education programs. Ford highlights the critical role Adult Education plays in workforce development, from helping individuals earn their HiSET to preparing them for employment or continued education at Northeast. Ford discusses the long-term impact these investments could have across the community college system and how strategic funding can strengthen opportunities for students and communities alike. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the Mississippi Community Colleges — all 15 of them — and their proposed Jobs Promise Performance Program (JPPP) as part of the 2027 Legislative agenda for the state. Ford breaks down what is included in the Jobs Promise Performance Program and explains how it could impact community colleges across Mississippi, while highlighting how Northeast is positioning itself to lead the way. Ford also discusses why the JPPP is critical to the state's workforce development efforts, emphasizing the role of community colleges in training skilled workers and collaborating with industry leaders to shape relevant, career-focused curricula. Additionally, the conversation explores how the program may be tied to future funding models, with increased emphasis on tracking graduate outcomes and workforce success after completion. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

In This Episode, You'll Learn: The three questions every teen should be able to answer before leaving for college Why anxiety, peer pressure, and loneliness are often symptoms of deeper issues How to start meaningful conversations with your teen—without making them feel interrogated Why identity, belonging, and purpose are essential for long-term success How parents can reconnect with their teen, even if they feel like they've missed opportunities in the past Ways to help high-achieving students avoid burnout while staying motivated Why college readiness is really about preparing students for adulthood Whether your teen is in middle school, high school, or getting ready to head off to college, this conversation will give you practical tools to build a stronger connection and help them develop the confidence and resilience they'll need for the future.

In This Episode, You'll Learn: • Why meaningful experiences matter more than résumé-building • How students can develop leadership and problem-solving skills before college • What admissions officers value beyond GPA and test scores • Why purpose-driven projects create stronger college essays and interviews • How students gain mentorship from professionals at companies like Google, Bain, McKinsey, Goldman Sachs, and Deloitte • The future-ready skills every student needs in an AI-driven world • What parents can do to help their teen find direction without adding more pressure

AMDG. Kolbe Academy advisors Cecilia Byers and Elyse Williams return to the Kolbecast in a conversation about preparing students for college.   From early preparations to discerning what might be the right field and the right college, Cecilia and Elyse provide great advice on how to navigate this journey and also how our Kolbe families can lean on them as advisors to help them along the way.  Links mentioned and relevant:  Career Guidance and Discernment section of Kolbe's Help Center website  Interest & Ability Tools article  High School Graduation Plan Progress article  College Planning section of Help Center  Related Kolbecast episodes:  313 Preparing for a Stellar School Year  230 A Multi-Pronged Approach to College Prep  296 Tips for Testing Success  241 Renew, Resolve, Reengage with Elyse, which discusses various types of career and aptitude testing  84 The Essence of Catholic Education and 157 Renewal, Revival, Variety, and Unity with Patrick Reilly of the Cardinal Newman Society  Episodes with the College Partners and Life after Kolbe tags on the Kolbe.org/Podcast page  Have questions or suggestions for future episodes or a story of your own experience that you'd like to share? We'd love to hear from you! Send your thoughts to podcast@kolbe.org and be a part of the Kolbecast odyssey.   We'd be grateful for your feedback! Please share your thoughts with us via this Kolbecast survey!  The Kolbecast is available on Apple Podcasts, Spotify, and most podcast apps. By leaving a rating and review in your podcast app of choice, you can help the Kolbecast reach more listeners. The Kolbecast is also on Kolbe's YouTube channel (audio only with subtitles).  Using the filters on our website, you can sort through the episodes to find just what you're looking for. However you listen, spread the word about the Kolbecast! 

In this episode, Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery take a closer look at one of the most impactful - yet often unseen - investments Northeast makes in student success: faculty development and instructional innovation. While new buildings and visible upgrades often draw attention, Dr. Ford highlights the “quiet money” spent behind the scenes on professional development, course redesign, and instructional training. From more than 600 hours of professional development completed by Math and Science faculty in the past academic year to the creation of an Employee Development Center housed in the Eula Dees Memorial Library, Northeast continues to prioritize equipping its faculty with the tools needed to adapt to an ever-changing educational landscape. These efforts have already led to measurable results, with student success rates increasing from 72 percent to 80 percent following enhanced technology integration and instructional strategies. Ford also explores why these investments often go unnoticed by students and the community - and why that is by design. Small changes in teaching methods, curriculum delivery, and faculty support ultimately create a stronger learning environment, even if students only see the outcomes. Additionally, Ford discusses the role of the Student Success Center and Northeast's commitment to doing everything possible to position students for success, while emphasizing the shared responsibility between the institution and its students. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at Northeast.

On this episode of TigerTalk, Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what Northeast -- and colleges across the country -- provide students that cannot be captured on a transcript. Ford shares how the college experience helps students find their voice, build confidence, and develop the courage to speak up. He discusses the importance of perseverance when challenges arise and highlights the personal growth that occurs beyond the classroom, including discipline, friendships, critical thinking, resilience, and a sense of purpose. Ford emphasizes that while these qualities may never appear on a piece of paper, they are ultimately what make a diploma truly valuable. At Northeast, those intangible traits are cultivated every day, shaping students into well-rounded individuals prepared for life beyond college. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

In this episode, we discuss: Aarav's path from a passion for robotics to Cornell Engineering Building a college application around authentic interests instead of trying to impress admissions officers How parents can support their students while encouraging independence The importance of essays, extracurricular activities, leadership, and community service Why starting the college planning process early creates more opportunities and reduces stress How organization and mentorship can simplify the admissions process Lessons Aarav wishes he had known before his senior year Advice from both Aarav and Ritesh for families preparing for college admissions

Coach Tory and Coach Don discuss the NCAA's new Division I “5-for-5” age-based eligibility model (five years to play five seasons, with limited exemptions), including potential recruiting impacts that may favor transfers and junior colleges. City of the Week is Winston-Salem, North Carolina.  A listener prompt compares Oklahoma softball missing the Women's College World Series while Oklahoma baseball won it all, noting baseball's unpredictability versus softball's more predictable contenders. In the main interview, Shellee Howard of College Ready explains planning early (ideally middle school), the importance of GPA, fit (academic/social/athletic/financial), FAFSA timing and errors, scholarship strategies, private vs public cost realities, and negotiating aid; she shares resources, books, and contact info. The Coaching Tip addresses players who excel in practice but struggle in games, emphasizing mental training, confidence, and game-like pressure in practice.Shellee's web site : https://collegereadyplan.com/FastpitchPrep: https://fastpitchprep.com/PatreonSupport the show

Why college planning should begin long before senior year The difference between AP, CLEP, and dual enrollment How students can earn college credit before graduation The hidden college credit program that's been around for over 50 years How to avoid mistakes that could impact scholarships and financial aid Why researching college credit transfer policies is essential How earning early college credit can build confidence and reduce college costs

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how colleges are often judged by their buildings and programs -- and how Northeast is working to go far beyond that standard. As Ford reflects on a decade of leadership, the veteran educator discusses transforming campus culture into one rooted in belonging, support, and opportunity for both students and employees. Ford highlights Northeast's commitment to student-centered learning, professional growth for faculty and staff, and creating an environment where students feel valued, heard, and empowered to succeed. Ford also touches on the importance of extracurricular involvement, leadership development, and helping students build identity, confidence, and lifelong connections. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at some of the big projects that the college has going on on the Booneville campus. Ford highlights the ongoing renovations to the men's residence hall -- White Hall - and the significant improvements taking place to enhance student living spaces. He also discusses the Career Technical Education (CTE) build-out at the former Corinthian building on MS-4, noting the multi-phase approach with the first stage set to begin in late summer or early fall of 2026 to develop new classroom spaces. By relocating a majority of the college's CTE programs to the new facility, additional space will become available on the Booneville campus to expand healthcare programs and increase the number of graduates in high-demand medical fields. Ford also provides an update on the Seth Pounds Auditorium renovation, sharing that contractors are on schedule -- and in some cases ahead -- with completion now anticipated in spring 2027. Ford also discusses the Public Safety Training Center that will make Northeast one of the premier locations for training of public safety officials in the state. In addition, Ford touches on several other campus improvement projects, emphasizing that each carries its own timeline but will ultimately enhance the overall student experience in meaningful ways. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

In this episode, Shelley Howard interviews Rob Heller, founder of The Boost Program and author of The Missing Course. Together, they explore why human skills are becoming one of the most important predictors of future success. Rob shares the 26 skills he teaches students, including communication, confidence, empathy, resilience, character, and mindset. He explains how smartphones, social media, and AI are changing the way students interact and why parents and schools must intentionally help teens develop the people skills that technology cannot replace. Topics discussed include: • The 26 human skills every teen needs to thrive • Why soft skills matter more than ever in an AI-driven world • How technology is affecting communication and relationships • The connection between character, confidence, and career success • What parents can do to help teens become future-ready • Why schools should prioritize life skills alongside academics Guest: Rob Heller, Founder of The Boost Program and author of The Missing Course

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Community Relations Specialist Liz Calvery talk about the impact Northeast has on students.  Ford reflects on the lasting impact of the college experience and what truly matters when students look back on their time at Northeast. Beyond assignments, exams, and late nights of studying, he emphasizes the personal growth that defines a student's journey—finding their voice, building confidence, and discovering strengths they may not have known they possessed. Ford shares how meaningful moments both inside and outside the classroom—from speaking up for the first time to forming friendships and connecting with faculty—shape not only academic success but personal development. He underscores that college is not just about earning a degree, but about learning how to think, adapt, persevere, and grow through challenges, even when that growth is uncomfortable. At its core, Ford explains, the value of a Northeast education lies in preparing students not just for a career, but for life—equipping them with resilience, curiosity, and the ability to keep moving forward when faced with adversity. It is about what students carry with them long after they leave campus: not only knowledge, but character. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at common misconceptions surrounding community colleges and set the record straight on what today's two-year institutions truly offer. Ford addresses the long-standing myth that community colleges are a “second option” for students who cannot attend a four-year university, emphasizing instead the intentional choice many students make for affordability, accessibility, and quality. He also challenges the perception that community college faculty are less qualified, noting that many instructors hold advanced degrees and bring extensive real-world and academic experience -- often comparable to, or exceeding, their counterparts at four-year institutions. The conversation highlights how Northeast delivers the same foundational courses found at universities at a fraction of the cost, without sacrificing academic rigor. Ford explains that while community colleges are often associated with career and technical education, they also play a critical role in preparing students for seamless transfer to four-year institutions, all while helping students enter the workforce with significantly less debt. Student life is another area where misconceptions persist. Ford discusses the wide array of opportunities available at Northeast, from campus events and intramural sports to clubs and student organizations -- sometimes rivaling or even surpassing offerings at larger schools. He also underscores one of the biggest advantages of the community college experience: smaller class sizes and a more personalized learning environment, which continue to attract students seeking stronger faculty engagement and support. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how the challenges facing today's students have evolved dramatically over the past 40 years. With decades of experience in education, Ford reflects on how institutions like Northeast must now prepare students for a world that is constantly changing -- one that looks far different from the stable, predictable career paths of the past. From navigating rapid technological advancement to addressing digital misinformation and emerging social and ethical issues, today's educational landscape requires a broader, more adaptive approach. Ford also highlights the growing importance of teaching students how to live independently and responsibly in a fast-paced, digital-first society -- something that simply was not part of the conversation decades ago. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

In this episode, you'll learn: • How Chase explored different career paths before choosing engineering • Why passion projects helped him gain clarity about his future • The role leadership and service played in his college journey • How internships can help students test potential career interests • What colleges look for beyond grades and test scores • How students can build a meaningful application without trying to impress everyone • Why starting early can create more opportunities and less stress • What Chase would tell his freshman-year self if he could start over • The lessons he learned while preparing for competitive engineering programs • How finding direction helped him approach college admissions with confidence Whether your student is interested in STEM, still exploring their options, or simply trying to figure out what's next, Chase's story is a powerful reminder that success comes from consistent growth, curiosity, and purposeful action.

Together, Shellee and Terry discuss: Why college planning should be approached strategically, not emotionally The connection between retirement planning and college affordability How tax strategies can create additional cash flow for tuition FAFSA misconceptions: families often misunderstand Why scholarships and tax planning should work together Tax-saving opportunities for business owners and entrepreneurs The Augusta Rule and short-term rental strategies How families can start planning even if their student is already in high school

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how Northeast continues to maintain its close-knit, personal feel as higher education evolves. Ford discusses how students at Northeast are more than just a number, highlighting the importance of faculty who know their students by name, advisors who take a vested interest in individual success, and a Student Success Center that supports students through challenges. He explains how the college actively listens to the needs of the community and the workforce, adapting programs and training to meet those demands while still preserving a personalized student experience. The conversation also explores how Northeast tailors workforce training for both new and established employees, ensuring alignment with industry expectations. Inside the classroom, Ford emphasizes the value of traditional instruction, where faculty-led lectures and meaningful engagement help students fully understand their field of study -- so much so that they can confidently explain it to others. Balancing innovation and tradition remains a key focus, as Northeast works to meet workforce needs while maintaining small class sizes, accessible faculty, and a vibrant campus life. Ford underscores that the Northeast experience is built on personal connections -- not a one-size-fits-all approach, but one rooted in individual attention and community. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes back Mackensie Ellis. Mackensie is a student loan professional at Juno. Juno student loans uses collective bargaining power to negotiate better rates on undergraduate, graduate, and refinance student loans. In this episode, Mackensie and Mike talk about loan repayment after graduation. The two get into refinance options, loan deferment, and public service loan forgiveness. This is a great episode for students of any age or students who have recently graduated looking for repayment options. ​For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how Northeast continues to create a lasting ripple effect by transforming lives and strengthening entire communities. Ford highlights the college's mission of blending tradition with innovation, emphasizing how Northeast moves the needle not only for students, but also for employees and the communities it serves. The conversation explores the college's commitment to excellence, creativity and forward-thinking initiatives, including its embrace of technology in the classroom and recognition as an Apple Distinguished institution. Listeners will also hear how strong instruction prepares students for success in today's active digital world, along with Northeast's leadership in workforce training and economic development through continued investment in the Workforce and Impact Center. Additional updates include enhancements like the Seth Pounds Auditorium and ongoing efforts centered on student success, employee success and high-quality instruction. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

This week on "Financial Planning: Explained", host Michael Menninger, CFP welcomes Mackensie Ellis. Mackensie is a student loan professional at Juno. Juno student loans uses collective bargaining power to negotiate better rates on undergraduate, graduate, and refinance student loans. In this episode, Mackensie and Mike discuss what Juno is an how the service works. They also talk about federal vs private student loans, along with the pros and cons of each. Other topics include: Parent PLUS loans and Stafford loans. This is a great episode for students of any age that are looking to negotiate a better student loan rate, or refinance their current loan. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

Why kids form money habits by age 7 How parents can start money conversations early The connection between financial literacy and college success Why students need financial education before college Helping teens understand the true cost of college The importance of academic, social, and financial fit How Dr. Darla completed graduate school debt-free Creative strategies to reduce college expenses Using jobs, housing, and employer benefits to offset tuition costs Teaching kids trade-offs and delayed gratification Money conversations parents should have in the car Understanding your child's “money personality” When to introduce investing, high-yield savings, and the stock market Preparing teens for real-world budgeting before college Helping students become financially independent Why parents should communicate financial realities early How financial literacy strengthens family relationships Dr. Darla's books and resources for families

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the future of Northeast Mississippi Community College and what excites the veteran educator most about where the college is headed. As Ford reflects on a decade of leadership, he highlights how Northeast has moved the needle in key areas while building a culture rooted in purpose, innovation, and a deep commitment to students and the communities it serves. From being named an Apple Distinguished School twice to thoughtfully integrating technology into the classroom, Northeast continues to evolve while maintaining the essential role of faculty-led instruction in an increasingly digital world. Ford also discusses the college's strong emphasis on workforce training and career and technical education, ensuring students are equipped with the skills needed for meaningful employment in today's economy. He underscores the critical importance of programs like Associate Degree Nursing and Practical Nursing in supporting regional healthcare needs, while also sharing plans for enhancing fine arts through the renovation of the Seth Pounds Auditorium. With developments like the CTE Workforce Innovation Center in Corinth, Northeast is honoring its tradition while embracing innovation -- creating new opportunities for students and strengthening the future of the region. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes back Shellee Howard. Shellee is the Founder & CEO of College Ready. College Ready helps students stand out through strategic college planning proven to strengthen applications, increase scholarship offers, and simplify every step of the admissions journey. This is part two of a four-part series on college planning. In this episode, Shellee and Mike discuss the process of Shellee's company and how they guide students to make educated choices when college planning. They also discuss considerations and opportunities post-grad that students should consider when choosing a school. This is a great episode for any student or parent of a student that is gearing up for college. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

College admission doesn't have to be terrifying, unaffordable, or a giant mystery. In this episode, global educational consultant Shellee Howard of College Ready joins Robert Plank to break down how families can navigate college admissions strategically instead of emotionally. Shellee explains why “no one gets into college anymore” and “there's no scholarship money” are myths, how her Class of 2026 students earned $10.3M+ in scholarships with 100% college acceptance, and why there is a “perfect-fit college” for every student (including tuition‑free options). https://www.youtube.com/watch?v=BnwsMD-hagQ You'll hear a candid discussion on the truth about college vs. trade school, why “influencer” is not a career plan without real skills, and how AI is reshaping which majors and careers will still exist in four years. Most importantly, Shellee shares her process for helping students answer the hardest question, “Who are you?” So they can package themselves, stand out beyond GPA and test scores, and use college as a stepping stone to a meaningful future instead of an expensive dead end. Quotes: “Teach your child to love reading and to think for themselves, and they will be able to learn anything they ever want to learn for the rest of their life.” “College is a stepping stone to their future, not the end game. When students know who they are and what they're good at, the path actually gets easier.” “Do what you love and the money will come. I'm not talking about a hobby—I'm talking about a career you deeply enjoy. People ask me when I'm going to retire; why would I ever retire when I love inspiring teenagers?”  Contact Details: Connect with Shellee Howard on FacebookConnect with Shellee Howard on LinkedInShellee Howard Official Website

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what piece of advice that President Ford would give to a student graduating from Northeast. Ford not only shares one piece of advice, but offers multiple insights to help graduates transition into the workforce or continue their education at a four-year college or university. He emphasizes that graduation is not the end of learning, but only the beginning, reminding students that growth continues every single day. Ford encourages graduates to keep showing up, noting that effort is never wasted — even when no one is watching. He highlights the importance of character and integrity as some of the most valuable assets a person can possess, while also stressing the need to remain humble and never forget those who helped along the way. Above all, Ford reminds students that they carry with them their experiences, resilience, and a powerful personal story that declares, “I made it. I am worthy of who I am and where I'm going.” Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

This week on "Financial Planning: Explained", host Michael Menninger, CFP welcomes Shellee Howard. Shellee is the Founder & CEO, College Ready. College Ready helps students stand out through strategic college planning proven to strengthen applications, increase scholarship offers, and simplify every step of the admissions journey. This is part one of a four-part series on college planning. In this episode, Shellee and Mike discuss how students can differentiate themselves beyond grades, how to give students clarity on what they may want to do, and the admissions process. This is a great episode for any student or parent of a student that is gearing up for college. ​ For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what President Ford sees—and what employees and students experience every day—that often goes unnoticed by those outside the college community. From the moment a student enrolls, Ford highlights the countless behind-the-scenes efforts dedicated to guiding them toward success, whether that path leads to a four-year university or directly into the workforce. Ford shares how Northeast takes a personal stake in every student, providing support at every step of the journey. He emphasizes the college's commitment to excellence through instruction by some of the nation's top educators and hands-on preparation led by industry professionals. Beyond the classroom, Ford also sheds light on the daily operations, services, and unseen work that collectively make Northeast one of the top community colleges in the nation. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Welcome to Hot Topics! Host Gabrielle Crichlow and guest Shellee Howard discuss how to tackle college expenses while preparing your child for a successful future. If you're worried about affording college, this episode will guide you in establishing your child's traits, identifying the right schools, and developing a financial strategy that leverages scholarships and grants.Who is Shellee Howard?Shellee Howard is the founder and CEO of College Ready, a college admissions and financial strategy consulting firm that helps families send their students to college without losing their mind or their money. After guiding her oldest son into Harvard as a Biology pre-med major and her second to graduate debt-free from the University of Alabama, she turned her hard-won experience into a proven, purpose-driven system. Over the past 18 years, College Ready students have earned more than $80 million in scholarships through personalized strategies and Passion with a Purpose community-impact projects. A two-time bestselling author, international speaker, and global education advocate, Shellee has been featured on FOX, CBS, NBC, and Inside Success TV's Next Level CEO with Daymond John. She was just named 2026 Global Educational Consultant of the year.You can find Shellee Howard:On the web: https://www.collegereadyplan.com/On Facebook (personal): https://www.facebook.com/shellee.howard1On Facebook (business): https://www.facebook.com/CollegeReadyPlanOn Instagram: https://www.instagram.com/collegereadyplan/On X: https://x.com/GoCollegeReadyOn LinkedIn: https://www.linkedin.com/in/shelleehoward/On YouTube: https://www.youtube.com/channel/UCr_WodPHDfSWEbiPdsRDbyQOn TikTok: https://www.tiktok.com/@collegereadyplanPurchase Shellee's books on Amazon: https://www.amazon.com/s?k=shellee+howard&crid=R6Q34NN4HATZ&sprefix=shellee+ho%2Caps%2C238&ref=nb_sb_ss_p13n-expert-pd-ops-ranker_1_10Free gift # 1: Complementary 30-minute "Are you College Ready meeting": https://www.collegeereadyplan.infoFree Gift # 2: https://drive.google.com/file/d/1cdPLB532DnuwWAXusr7Xk-TuP-Tm7UmG/view?usp=drive_linkWatch this episode on YouTube: https://youtube.com/live/R-wLboGEWzQRate this episode on IMDB: TBA********************************************Follow Gabrielle Crichlow:On Facebook: https://www.facebook.com/gabrielle.crichlowOn Instagram: https://www.instagram.com/gabrielle.crichlowOn LinkedIn: https://www.linkedin.com/in/gabrielle-crichlow-92587a360Follow A Step Ahead Tutoring Services:On Facebook: https://www.facebook.com/astepaheadtutoringservicesOn Instagram: https://www.instagram.com/astepaheadtutoringservicesOn X: https://www.x.com/ASATS2013On LinkedIn: https://www.linkedin.com/company/a-step-ahead-tutoring-services/On YouTube: https://www.youtube.com/@astepaheadtutoringservicesOn TikTok: https://www.tiktok.com/@asats2013On Eventbrite: https://astepaheadtutoringservices.eventbrite.comVisit us on the web: https://www.astepaheadtutoringservices.comSign up for our email list: https://squareup.com/outreach/a41DaE/subscribeSign up for our text list: https://tapit.us/cipPJOCheck out our entire "Hot Topics!" podcast: https://www.astepaheadtutoringservices.com/hottopicspodcastSupport us:Cash App: https://cash.app/$ASATS2013PayPal: https://paypal.me/ASATS2013Venmo: https://venmo.com/u/ASATS2013Zelle: success@astepaheadtutoringservices.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/hot-topics--5600971/supportOriginal date of episode: January 8, 2026

John Frost's journey from athlete to college leadership Why exposure matters when choosing a major or career Helping students who feel lost or unsure about their future The difference between liking many things vs. committing to one path Why community service and purpose-driven work matters for students The true reason college costs what it does—and why it's an investment Real talk: why a college degree pays off long-term The 4 major buckets of college funding: Why families should start planning for scholarships early (not senior year) How colleges decide which students receive the most money The importance of building a strong “student resume” Why students must take initiative—scholarships won't come to them Addressing parent fears about sending kids to college Why college is a “transformational environment” for independence The role of engagement, clubs, and community on campus Final takeaway: students are 13% of the population—but 100% of the future

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how President Ford approaches moments when decisions need to be reconsidered or reversed. Ford shares how new evidence and data play a critical role in shaping his leadership, emphasizing the importance of staying open-minded and responsive. He discusses the value of clear communication when changes occur and highlights how students help inform his perspective on policies, trends, and the evolving needs of today's learners. Ford also reflects on the human side of leadership, noting how prolonged decisions can impact employee morale and why the feelings and concerns of faculty and staff must be considered. He underscores that changing course is not a weakness, but a strength—especially when it leads to better outcomes. By encouraging thoughtful reflection and a willingness to listen, Ford explains why leaders should avoid stubbornness and remain committed to doing what is right, even if it means revisiting past decisions. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at how President Ford listens to the concerns of the students when making decisions for the campus. The veteran educator meets regularly with his student council to understand what students are wanting, needing, or worried about -- and many of those conversations have led directly to changes across campus. Ford discusses how student input has helped shape initiatives like the MakerSpace in the Eula Dees Memorial Library, the college's approach to mental health, textbook affordability, and enhanced campus safety. One major student suggestion, increased access to academic spaces, sparked the creation of a tutorial area in the Student Success Center and additional study rooms in the library. He also explains how student feedback on campus lighting contributed to new safety measures that make everyone feel more secure. Dr. Ford applauds the students for sharing their ideas and helping guide decisions that improve everyday life at Northeast. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

College decisions are in. Financial aid awards are on the table. And right now, inertia is the most expensive thing a family can have. In this episode of College Coffee Talk, Pearl and Andy Lockwood walk through four real cases from their practice — families and students who knew exactly what they needed to do, and didn't do it. The costs ranged from $30,000 in lost financial aid eligibility to zero negotiating leverage at a dream school. What you'll hear: - Pearl's case: 18 months of questions, analysis paralysis, and a strategy that would have repositioned assets to shift financial aid eligibility by $30,000 — never implemented.Why first-year financial aid is the most critical and what happens when you can't unsee what's on the application. - Andy's case: A student who got accepted to her dream school and immediately withdrew all competing applications — before financial aid packages arrived. The "yes ticket" concept: why the moment of acceptance is your peak negotiating leverage, and how she gave it up unconditionally. - College advising case: 9th and 10th graders who say "I've been too busy" every month. Why business school applicants in particular need a track record starting years before applications — and what happens to kids who follow through vs. those who don't. - The presentation attendees who delayed: at least 10% of LCP's current seminar registrants are 2026 seniors — the registration page says grades 9-11. They delayed, they didn't get the results they hoped for, and now they're back for round two. The train doesn't care if you're ready. It pulls out of the station on schedule. Andy and Pearl Lockwood are college admissions and financial aid experts based in Long Island, NY. College Coffee Talk airs every Monday at 10am on Facebook. For more information visit: LockwoodCollegePrep.com

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at some of the decisions President Ford makes that have the greatest impact on the college community -- decisions that often go unseen but shape the daily experiences of students, faculty, and staff alike. Ford reflects on pivotal moments during the COVID-19 pandemic, when real-time decisions were necessary to keep the Northeast family safe, and how those experiences continue to influence his leadership today. Ford also shares insight into the ongoing process of policy development, strategic hiring, and cultivating the right team to keep the college running smoothly. Beyond campus, Ford discusses his growing role in networking and building strong relationships with four-year institutions, local industries, and state leaders -- all with the goal of helping students and employees thrive. Through it all, Ford emphasizes transparency and inclusion, ensuring that even the unseen decisions are made with the best interests of the Northeast community at heart. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what the veteran educator would tell a student who is on the fence about coming to Northeast or debating college in general. Ford highlights what makes Northeast special -- from academics that challenge students in the classroom to experiences that prepare them for life beyond campus. Ford discusses how the college invests not only in students' education but in their personal and professional success. This episode explores the growing impact of the Tiger Apprenticeship Program, which has already helped more than 75 students connect with local businesses and industries - empowering them to gain real-world experience and earn while they learn. Ford also outlines how the Student Success Center serves as a cornerstone for student achievement through its three pillars: academic advising, student support and success, and counseling. Each plays a critical role in guiding students toward their goals, whether that means transferring to a four-year institution, entering the workforce, or completing a specialized certificate program. For Ford, education truly is for everyone. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Send us Fan MailIn this episode of The Different Ability® Podcast, Katey and her mom, Lynn, dive into Chapter 13 of Embracing Your Different Ability®. They explore the pivotal moments that shaped Katey's college decision, including advice from her Great Aunt Lynn, navigating peer influence, and the impact of a tour guide who helped her see the college in a new light. Katey shares how this experience taught her the value of being open to new possibilities, the importance of disability services, and the role of a strong support system in school and work environments. This conversation offers insight and encouragement for students and parents facing major educational decisions.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the legislative priorities for Northeast and community colleges across the state of Mississippi. President Ford emphasizes that his top priority remains improving employee salaries, noting that faculty and staff have not seen raises in 4–5 years, even as the cost of living continues to rise each year. Ford also highlights the importance of workforce funding, explaining how fully supported workforce programs can power Mississippi's economy by preparing highly skilled workers for growing industries. Ford points to the pressing need for infrastructure improvements -- an estimated $100 million investment is required to modernize aging facilities statewide. Additionally, Ford addresses the critical demand for more healthcare professionals, sharing that with adequate funding, Mississippi's community colleges could graduate over 200 additional nurses each year. Currently, only about 60 percent of qualified applicants are accepted into nursing programs due to limited resources. If workforce initiatives were fully funded, another 1,500 skilled workers could enter Mississippi's workforce annually. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at the latest happenings across campus and beyond in this week's episode of TigerTalk. President Ford talks about the recent changes to the requirements for receiving the Presidential Scholarship at Northeast. In previous years, an ACT score of 30 was needed to become a Presidential Scholarship recipient. Now, with the updated criteria, students with an ACT score of 28 can receive full benefits of the scholarship. Valued at nearly $20,000 for two full years at one of the nation's top community colleges, the Presidential Scholarship covers tuition, room and board, and meals during a student's two years at Northeast (excluding summers). This change is part of Northeast's ongoing mission to remove barriers to higher education and expand opportunities for incoming students. Along with the Presidential Scholarship adjustment, the Vice President's Scholarship now requires an ACT score of just 24–27 to cover full tuition — another exciting move to help more students achieve their academic goals. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at some of the big projects that are happening around campus. Dr. Ford shares news about the long-awaited renovations to Seth Pounds Auditorium, which officially began during Spring Break as crews fenced off and marked the area for construction. One of the college's first buildings, Seth Pounds is being transformed into one of the top auditoriums in the region, with an expanded stage designed to accommodate an orchestra and will host cultural events for both the college and the community. Ford also discusses new developments at the Northeast at Corinth campus, including facility expansions that will support the Alcorn County School District with concurrent enrollment opportunities and the creation of an Aerospace Technician lab in partnership with Northrop Grumman. Additional Booneville campus improvements include updated entrance signage to better guide students and visitors while reinforcing the college's community presence. Recreational enhancements are also underway, as the college adds pickleball and volleyball lines to the tennis courts beside the Haney Union, giving students more options for on-campus activities. One of the most impactful projects, according to Ford, is the buildout of the Career Technical Building in the former Corinthian building off Highway 4 -- a development that will significantly expand health science programs, boost enrollment, and provide more space for career-technical training to help prepare local workers for tomorrow's jobs. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

Northeast Mississippi Community College President Dr. Ricky G. Ford and Marketing and Public Relations Specialist Liz Calvery look at what people often assume about community colleges and what President Ford wishes more people understood — that the quality of education at Northeast rivals, and often exceeds, that of a four-year university. Ford breaks down the rigorous standards required of Northeast instructors, noting that every faculty member holds at least a master's degree or higher in their field. The veteran educator shares how Northeast isn't simply a stepping stone, but a launching pad — whether students are preparing to transfer to a four-year university, land their dream job, or sharpen their workforce skills. Ford also highlights the value and affordability of a community college education, emphasizing that Northeast students receive strong academic support, graduate with less debt, and leave with the confidence to succeed. Listeners will hear how Northeast's smaller class sizes — often a 1-to-20 or 1-to-25 ratio — foster personalized instruction and how instructors take a genuine interest in helping students thrive both academically and personally. Ford discusses the extensive support system available to students and employees alike, noting that Northeast is the only community college in Mississippi with a Director of Employee Development. Beyond academics, Ford explains how students can take advantage of numerous extracurricular opportunities designed to build leadership and community engagement. He also touches on Northeast's statewide articulation agreements that simplify the transfer process to four-year colleges and universities. Plus, get the latest updates on athletics, academics, workforce development, and all the incredible things happening at one of the nation's premier community colleges.

On this episode of CFO at Home, Vince and Paul Compeau from Bridgewise Financial Partners discuss applying a ·think like a CFO· mindset to college planning. Paul shares some of his own personal missteps throughout his college planning process, and describes how to take a CFO-style approach to the process; mapping expected costs year-by-year, identifying funding sources, lowering the bill through school selection and financial-aid strategy, and preparing for what can go wrong. They also talk about the importance of choosing the right school, private college discount rates, and what high school counselors and college financial aid offices do and don·t bring to the table when it comes to college planning. For more on Paul and thinking like a CFO throughout the college planning process, go to .bridgewisefinancialpartners.com and click on ·College·. 01:03 Welcome + Why "Think Like a CFO" for College Planning 01:51 Paul's Personal College Mistakes (Late Apps, Transfers, Debt) 04:25 The Real Cost of Extra Years: Tuition + Lost Income 07:03 Defining the CFO Mindset: Love for Kids vs. Clear Financial Planning 12:58 Late-Stage Planning (10th Grade): First Steps & Honest Assessment 15:54 Two-Track Strategy: Student Fit Counseling + Financial Aid Planning 17:35 Maximizing Aid: Pick the Right School + Understand the Formulas 21:27 Why Guidance Counselors & Financial Aid Offices Aren't Your Best Advisors 27:42 Bridgewise College Planning: How They Help + Success Story 29:48 ROI, Selective Client Fit, and Final Takeaways Key Links https://bridgewisecp.bridgewisefinancialpartners.com/ https://www.youtube.com/@bridgewisefinancialpartner2789 https://www.linkedin.com/in/pcompeau/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500