Podcasts about BNB

Today's blockchain and crypto news Bitcoin is up slightly at $62,676 Ethereum is up slightly at $1,671 BNB is down slightly at $597 SBI Shinsei Bank plans crypto rewards program SBF files for presidential pardon Humanity Protocol exploit Morpho raises $175M Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's blockchain and crypto news Bitcoin is up slightly at $63,310 Ethereum is up half a percent at $1,687 BNB is up slightly at $597 Strategy buys another 1,550 bitcoin UK FCA advocates for ETN access U.S. spot bitcoin ETFs see outflows New York Supreme Court pauses contentious lawsuit Learn more about your ad choices. Visit megaphone.fm/adchoices

Dragonfly's Haseeb Qureshi breaks down why Bitcoin is not an honest macro asset, why domestic perps will disappoint compared to offshore, and why BNB has been outearning Hyperliquid for years yet nobody wants to talk about it. The most contrarian read on digital assets you'll hear this week.Haseeb Qureshi is Managing Partner at Dragonfly, a leading digital assets venture capital firm.The Rollup is where the leaders of digital assets and finance converge. Live from the financial capital of the world.Timestamps00:00 Bloody Day Market Recap02:21 Bitcoin Not Honest Macro03:39 Retail Left The Market04:56 Revenue Beats Crypto Beta07:00 HL Regulatory Risk Explained09:34 Domestic Perps Different Product12:07 Why Perps Were Invented15:42 HL Lighter Most Investable?17:56 BNB Beats Hyperliquid Revenue19:36 Markets Are Forward Looking23:03 L1 Fee Paradox Explained27:34 OpenAI Enterprise Fee Model29:14 Fundamentals Great Prices LaggingGuest Socials:Haseeb X: https://x.com/hosseebDragonfly X: https://x.com/dragonfly_xyzDragonfly Website: https://www.dragonfly.xyz/Partners:Better than Banks. Transparent capital efficiency earning the highest yields in DeFi. Learn more here: https://infinifi.xyz/---APYX - Enhanced Digital Credit Yield, Onchain | On Track to Become the Largest Holder of STRC. https://apyx.fi/---Dinari - Over 230 1:1 backed tokenized stocks, ETFs & more with dividends. US-based SEC transfer agent. Available on 5+ chains & via API. https://dinari.com/---Relay is the fastest and most reliable way to swap any token on any chain. Learn more here: https://relay.link/bridge---Zama is an open source cryptography company that builds state-of-the-art Fully Homomorphic Encryption (FHE) solutions for blockchain.Learn more here: https://www.zama.org/---Trezor is the creator of the first-ever hardware wallet. Securing crypto for 2M+ users worldwide. 100% open source. Learn more here: https://affil.trezor.io/aff_c?offer_id=133&aff_id=36664---

Conciergerie Airbnb vue par des enfants de 6 ans : on a posé le micro devant Lior et Samuel pour leur demander ce qu'ils pensent de nos métiers en location courte durée. Leurs réponses sont à la fois hilarantes et étonnamment lucides.Pour Lior (fils d'Anaïs), la conciergerie c'est simple : « louer des maisons ». Et c'est facile. Il sait définir un Airbnb (« un petit appartement pour passer des moments ensemble ») et il veut même devenir concierge plus tard. Samuel (fils de Sammy) résume le métier de son père en un mot : « tout ». Il connaît les travaux du logement thématique pirate, et surtout il sait que « maman veut pas qu'il fasse d'autres logements ».C'est un épisode bonus, court et sans filtre, avec les aléas du direct : interruptions, fous rires et pétage dans le micro inclus. Un moment authentique qui montre l'envers du décor familial quand on vit de la location courte durée.

Today's blockchain and crypto news Bitcoin is up slightly at $62,464 Ethereum is down slightly at $1,748 BNB is down 1% at $594 Coinbase has launched pre-IPO perpetual futures Arthur Hayes faces criticism after he said he sold his entire positions in HYPE and NEAR. Cynthia Lummis criticized Jamie Dimon for his recent attacks on Brian Armstrong EdgeX says it will reimburse users Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's blockchain and crypto news Bitcoin is up slightly at $66,981 Ethereum is down slightly at $1,875 BNB is down slightly at $637 Binance is shutting down its centralized NFT service UK's Financial Conduct Authority warns clubs over crypto sponsors TapTools is winding down Learn more about your ad choices. Visit megaphone.fm/adchoices

Bitcoin is down slightly at $69,378 Ethereum is down slightly at $1,976 BNB is down slightly at $677 Learn more about your ad choices. Visit megaphone.fm/adchoices

Premier épisode de la Radio Libre du Triplex ! En direct avec vous, on parle love rooms surestimées (les fameuses « atyproutes »), on débriefe notre mois de mai chiffres à l'appui, et Charles nous raconte LA mésaventure de l'année : des clients « aspirés » par un jacuzzi… avec avocat et mise en demeure à la clé. Coaching live, reportage M6, AirCover : on déroule.Bienvenue dans la Radio Libre #1 du Triplex

Today's blockchain and crypto news Bitcoin is down slightly at $72,374 Ethereum is down slightly at $1,979 BNB is down slightly at $696 Saylor sells some BTC Learn more about your ad choices. Visit megaphone.fm/adchoices

EPISODE DESCRIPTIONIn this episode, I sit down with Vaibhav from Astranova, the AI-driven entertainment IP studio that has been quietly building one of the most ambitious ecosystems in Web3. Vaibhav walks me through everything from their half a million ecosystem users, their high-profile partnerships with brands like Shiba Inu, Simon's Cat, and Mansory, to how they have raised $48.6 million and what they are doing with it. We dig into the RVV token buybacks, the real utility being built across gaming, comics, and social platforms, and why Vaibhav believes the market is massively underestimating this project. He also drops a teaser about a major RVV utility announcement coming very soon, so you will want to tune in and follow their socials closely after this one. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/CONNECTAstranova Website:https://astranova.world/Twitter/X - Astranova: https://twitter.com/AstranovalPTelegram - : https://t.me/AstraNovaPortalWeb3 with Sam Kamani: https://www.web3pod.xyz/KEY POINTS WITH TIMESTAMPS• [00:00] Sam introduces Vaibhav from Astranova and outlines what the episode will cover• [01:08] Vaibhav shares his background in crypto, including time at CoinStore, Unix Gaming, and two years building Astranova• [02:35] Astranova explained: an AI-driven entertainment IP studio with comics, gaming, UGC, and community platforms• [04:39] Adoption metrics revealed: close to half a million ecosystem users, over 250K on their social platform• [06:21] The reasoning behind $6-7 million in on-chain RVV token buybacks and what it signals to the community• [08:02] High-profile partnerships with Shiba Inu, Simon's Cat, Mansory, and Imaginary Ones and how they were built• [10:40] Why Vaibhav believes the market is undervaluing Astranova by a huge margin• [12:02] RVV utility today and where it is heading: hotels, flights, gift cards, staking, and more• [13:45] Why the intersection of AI, entertainment, gaming, and community is such a powerful long-term position• [15:04] $48.6 million raised and how it is being deployed across the ecosystem• [16:14] What is coming in Phase 3: eSports with RVV prize pools, Creator Economy, NovaToonz IP expansion, and Blacklist Season 3• [17:25] A teaser dropped: a major RVV utility and adoption announcement is coming soon• [19:45] Future vision: RVV as the connective layer of the whole ecosystem, BNB integration, and massive growth ahead

VanEck's Kyle DaCruz breaks down the launch of the VanEck BNB ETF (VBNB) — the first U.S. spot exchange-traded product for the BNB blockchain — and why it marks a turning point for traditional investors accessing one of the largest digital asset ecosystems. He also points to legislative tailwinds like the CLARITY Act as the institutional green light accelerating the convergence of artificial intelligence and decentralized finance.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Neste episódio, Hudson Mendonça, CEO do Energy Summit e VP de Energia e Sustentabilidade da MIT Technology Review Brasil, conversa com Pedro Guerra, chefe de gabinete da Vice-Presidência da República, sobre o Plano Nacional de Desenvolvimento da Bioeconomia e o papel do Brasil na construção de uma nova economia verde. A conversa mostra como o plano busca estruturar uma estratégia de longo prazo para transformar a biodiversidade brasileira em ativos capazes de gerar desenvolvimento econômico, inclusão produtiva e preservação ambiental. Pedro destaca que a agenda da bioeconomia nasce da combinação entre uma necessidade interna, especialmente em regiões de alta biodiversidade e menor acesso a oportunidades, e uma oportunidade externa, ligada à crescente demanda global por soluções sustentáveis. Ao longo do episódio, são apresentados os três grandes eixos do plano: sociobioeconomia, bioindustrialização e produção sustentável de biomassa. A discussão aborda como esses pilares podem fortalecer comunidades locais, ampliar o uso sustentável do patrimônio genético brasileiro, estimular novos mercados e transformar resíduos e biomassa em insumos para produtos de maior valor agregado. Outro ponto central é o papel do financiamento e das compras públicas na viabilização dessa nova economia. A conversa destaca a importância de instituições como FINEP, BNDES, Banco do Brasil, Caixa Econômica Federal, BASA e BNB no apoio à inovação, à bioindustrialização e à transição para uma indústria mais verde. Por fim, a conversa reforça que a bioeconomia depende da integração entre governo, empresas, universidades, centros de pesquisa, startups e comunidades locais. Mais do que preservar a natureza, o desafio é construir um modelo de desenvolvimento capaz de gerar renda, inovação e competitividade sem comprometer os recursos naturais que sustentam essa nova economia. O podcast é um oferecimento do Energy Summit. 

Le salon de la location saisonnière 2026 vient de fermer ses portes à Paris et le constat est clair : le métier de la LCD se professionnalise à une vitesse qui surprend même ceux qui sont dedans depuis des années. Avec Anaïs (Ivona Airbnb), on vous fait le débrief complet de ces trois jours intenses.Entre les tables rondes sur la réservation en direct, les rencontres avec des conciergeries de 40 à 80 logements et la découverte de nouveaux outils, cette édition a montré à quel point l'écosystème de la location courte durée évolue. On a compté 150 channel managers répertoriés en France, on a discuté assurance et couverture des dégâts matériels avec des assureurs spécialisés, et on a découvert des conciergeries qui créent leurs propres blanchisseries pour maîtriser les coûts.On parle aussi de la V2 de Superhote, du channel manager à 5 euros par mois, de Kokooner qui a racheté 11 conciergeries en croissance externe, et de pourquoi la carte G change la valeur d'une conciergerie à la revente. Côté Airbnb, un chiffre marquant : 100 000 annonces ont été supprimées en 2024 pour manque de qualité. La diversification sur Booking et en réservation directe n'a jamais été aussi urgente.Que tu sois propriétaire en location meublée de tourisme, sous-locataire professionnel ou conciergerie, cet épisode te donne une vision complète de l'état du marché LCD en 2026 et des tendances à suivre pour rester dans la course.

On a posé un micro au milieu de 5 pros de la location courte durée au Salon de la location saisonnière 2026. Yanis et Fred gèrent 80 sous-locations en Alsace, Audrey a créé Mister Sherlock (IA pour automatiser la communication voyageur), et Thibault est responsable marketing chez PriceLabs. Ce qui sort de cette discussion, c'est du brut, du concret et du vécu.Yanis et Fred détaillent leur modèle hybride : capter des artisans et professionnels via Booking, puis les passer en direct avec un tarif négocié à l'année pour remplir les périodes creuses. Ils ont même créé une coopérative de blanchisserie avec d'autres acteurs de leur secteur pour internaliser le linge à plus de 300 logements. Leur stratégie : diversifier les secteurs (Strasbourg, Colmar, Europa-Park, Vosges du Nord) et ne jamais dépendre d'un seul type de voyageur.Audrey présente Mister Sherlock, une IA qui gère la communication voyageur à l'écrit et au téléphone, avec une fonctionnalité d'upsell intégrée dans la conversation (kit bébé, early check-in, etc.) et un paiement Stripe automatisé. Thibault de PriceLabs explique comment l'algorithme génère les prix dynamiques sur 700 jours et présente Owner Analytics, un rapport PDF automatisé pour rassurer les propriétaires avec les données du marché. La discussion dérive aussi sur l'investissement à l'étranger (Guadeloupe, Bali), les sites de réservation directe, et pourquoi décrocher le téléphone reste le meilleur outil commercial en LCD.

Nick Valdez looks at Hyperliquid, BNB and Ethereum for one reason… their tokenomics! All 3 of these coins have/had deflationary supply and the market loves when they aren't being dumped on by early investors. These tokens also have some pretty interesting charts as well…

Building multiple income streams as a traveling therapist isn't just a financial strategy; it's how some clinicians make the whole lifestyle actually work. In this episode of The Traveling Therapist Podcast, I sit down with Lisa Bodenstein, a therapist, coach, and clinical supervisor who has been doing this since 2012, long before online therapy was even a thing. Based in Italy, originally from South Africa, trained in the UK, she has figured out how to keep practicing across borders while building a life that genuinely fits her.Lisa shares how she navigated international licensing across three countries, why having multiple income streams took the financial pressure off her client work, and what it looks like to build offerings that come from real lived experience. From a supervision community to an ADHD book in progress to a creative retreat space in rural Italy, she's a great example of what's possible when you stop waiting for permission to do things differently.In This Episode, We Explore…How Lisa has practiced across South Africa, the UK, and Italy since 2012, and what she learned about navigating licensing along the way.Why building multiple income streams gives traveling therapists more flexibility and less pressure around client work.Her clinical specialty in womb twin survivors, and how an ultra-specific niche can attract clients without heavy marketing.The Brew and Do Supervision Crew, her community for therapists to get accountable and get things done together.Her book in progress, You, Me, and This Thing Called ADHD, and how her own ADHD diagnosis shapes how she works and travels.Using TrustedHouseSitters as a low-cost way to explore new destinations while keeping a home base.Connect with Lisa Bodenstein:https://www.lisabodenstein.online/https://www.skool.com/brew-and-do-supervision-crew-9236/abouthttps://forbodymindandsoul.com/https://wombtwinsurvivor.com/https://www.instagram.com/forbodymindandsoul/BnB: https://www.booking.com/hotel/it/sonic-alchemy.it.html?utm_source=copilot.comRecording studio: https://sonicalchemy.it https://www.lisabodenstein.online/Are you ready to take the plunge and become a Traveling Therapist? Whether you want to be a full-time digital nomad or just want the flexibility to bring your practice with you while you travel a couple of times a year, the Portable Practice Method will give you the framework to be protected! ➡️ JOIN NOW: www.portablepracticemethod.com/Connect with me:www.instagram.com/thetravelingtherapist_kymwww.facebook.com/groups/onlineandtraveling/www.thetravelingtherapist.comThe Traveling Therapist Podcast is Sponsored by:Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! www.heyberries.com/therapistsAlma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians www.helloalma.com/kym

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどWeb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ーーーーー 【番組スポンサー】 この番組は、暗号資産取引におけるフルラインナップサービスを提供する「SBI VCトレード」のスポンサーでお届けします。 ーーーーー SBI VCトレードは、「暗号資産もSBI」のスローガンのもと、国内最大級のインターネット総合金融グループであるSBIグループの総合力を生かし、暗号資産取引におけるフルラインナップサービスを提供しております。暗号資産交換業者・第一種金融商品取引業者・電子決済手段等取引業者として高いセキュリティ体制のもと、暗号資産の売買にとどまらない暗号資産運用サービスや法人向けサービスの展開、さらにステーブルコインのユーエスディーシー（USDC）を国内で初めて取り扱っております。 ーーーーー SBI VCトレード公式サイト：https://account.sbivc.co.jp/signup?hc_ak=1RNML.3.M06AS ーーーーー 【紹介したニュース】 ・要件満たす外国信託型ステーブルコイン、「電子決済手段」として規定 ・ビットトレードに「ジパングコインシルバー（ZPGAG）」と「ジパングコインプラチナ（ZPGPT）」上場へ ・電算システムとフィナンシェが資本業務提携、地域創生プラットフォーム共同展開へ ・英中銀、ステーブルコイン保有上限の代替策を検討。6月に規則草案公表へ ・ポリマーケット、未上場企業イベント連動の予測市場を開始、Nasdaq Private Marketのデータ活用で ・エコープロトコルのMonadデプロイメントでインシデント、管理者キー侵害が原因 ・ビットワイズの最高投資責任者、ハイパーリキッドを高評価。HYPEを「第2世代トークン」と説明 ・トランプ大統領関連ブランド、ビットコインとイーサリアム関連ETF2本の届出を取下げ請求 ・米政府、「戦略的ビットコイン準備金」を近日に正式発表か＝報道 ・暗号資産・ステーブルコインインフラ「ゼロハッシュ」、オランダ中銀からEMIライセンス取得 ・ゴールドマン、XRPとSOL関連ETFポジション売却か。前期保有もQ1報告書で開示せず ・BNBチェーン、BSCのポスト量子暗号移行を検証。署名サイズ37倍に 【あたらしい経済関連リンク】 ニュースの詳細や、アーカイブやその他の記事はこちらから https://www.neweconomy.jp/

Galères Airbnb du mois : locataires qui partent au bout de 20 minutes, voisin ivre mort avec la télé à fond, bonbonnes de protoxyde d'azote et dossier d'assurance en urgence. Sammy et Anaïs (Ivona Airbnb) se racontent tout, sans filtre.ASSURANCE DÉGRADATION (Assurez votre airbnb contre les dégradations de vos voyageurs) : https://triplex.short.gy/az6MGmC'est la loi des séries en location courte durée. Quand les problèmes arrivent, ils arrivent tous en même temps. Anaïs raconte comment un couple est parti de sa love room après 20 minutes parce qu'une LED ne marchait pas, avant de réclamer un remboursement complet. Sammy, lui, a dû appeler les pompiers à minuit parce que son voisin s'était endormi ivre mort devant sa télé à fond, empêchant ses voyageurs de dormir. Le pompier sur place l'a reconnu : « T'es Samy ? Tu fais le Triplex ? Mais je te suis ! »On parle aussi d'un appartement saccagé avec des bonbonnes de protoxyde d'azote, du propriétaire gendarme qui débarque sur place, et de l'assurance dégradation Cover qui sauve la mise sur une location en direct. Anaïs explique comment les conciergeries peuvent proposer cette assurance à leurs propriétaires et même faire une marge dessus (à partir de 160€/an). Un épisode Podcast Stories brut, drôle et terriblement utile pour tous ceux qui gèrent des logements en location courte durée.

CZ explains how Binance went from launch to hundreds of BTC in revenue within months, with BNB jumping 29x in a single week and profits hitting 1 billion dollars in about a year. He breaks down their ultra‑low fee strategy, why competitors' smear campaigns actually helped Binance grow, and what his insane first‑year schedule looked like as the exchange became the largest centralized crypto platform in the world.

Prix d'été en location courte durée : comment savoir si tes tarifs sont au bon niveau ? Valentin de PriceLabs rejoint Sammy pour décrypter les données de marché sur 4 zones clés et t'aider à ne pas laisser d'argent sur la table cet été.OFFRE : -15% sur Pricelabs avec le code TRIPLEX15 sur les 3 prochains mois après l'essai de 30 jours gratuit (offre valable jusqu'au 30 juin)PriceLabs synchronise plus de 600 000 annonces dans le monde et entre 30 000 et 40 000 sur le marché francophone. Dans cet épisode, Valentin analyse les indicateurs clés de 4 marchés français pour juillet-août 2026 : Biarritz (balnéaire, 89 % d'occupation, ADR 183 €, fenêtre de réservation 62 jours), la Dordogne (campagne, 83 %, ADR 140 €, 70 jours), Tignes (montagne, 61 %, ADR 104 €, 18 jours) et Bordeaux (urbain, 72 %, ADR 110 €, 20 jours). Chaque marché a ses propres courbes de réservation et ses stratégies tarifaires.Sammy partage aussi ses résultats concrets : ses studios sont passés de 16 000 € à 26 000 € de chiffre d'affaires annuel depuis qu'il utilise la tarification dynamique, avec des nuits vendues à 120 € qu'il n'aurait jamais osé afficher manuellement. L'épisode couvre le fonctionnement de l'algorithme Hyperlocal Pulse (prix de base, saisonnalité, demande, occupation), les profils saisonniers, la gestion des nuits orphènes, et les stratégies pour les logements atypiques (gîtes, love rooms). Un épisode indispensable pour ne pas rater ta saison estivale en LCD.

In dieser Folge von "Bauherr werden" spricht Maxim Winkler mit Nachhaltigkeitsexperte Lars Krauss über die Zukunft des nachhaltigen Bauens, energetische Modernisierung und die Herausforderungen beim Einfamilienhaus. Erfahre alles über Gebäudebilanzierung, Kreislaufwirtschaft, Energieberatung, smarte Heizsysteme und ihre Bedeutung für zukunftssichere Gebäude. Die beiden diskutieren aktuelle Entwicklungen wie KI, Robotik auf Baustellen, Infrarotheizungen und Photovoltaik und geben praktische Tipps für Bauherren, wie du dein Haus effizient, gesund und klimaresilient planst. Das spannende Gespräch liefert Inspiration und Wissen für alle, die nachhaltige Bauprojekte umsetzen möchten. Jetzt reinhören und Expertenwissen für dein Bauvorhaben sichern!

J'ai sorti une formation gratuite de 1h30 sur le sujet. Tout est sur macom.immo/resa. Si t'es sérieux sur la résa directe, c'est là → https://triplex.short.gy/resaRéservation directe en location courte durée : Airbnb a supprimé 100 000 annonces en 2024. Booking te pousse à augmenter tes commissions pour rester visible. L'IA remplace les humains pour gérer les litiges. Ta visibilité sur les OTA peut disparaître du jour au lendemain. Il est temps de reprendre le contrôle.Dans cet épisode, Sammy partage ses astuces concrètes pour développer la réservation en direct quand on est loueur en LCD. L'effet Billboard (donner un nom unique à tes logements pour que les voyageurs te trouvent sur Google), l'optimisation de tes pages avec les points d'intérêt locaux, la fiche Google My Business par logement, le Bon Coin comme source gratuite de demandes, et pourquoi ton site doit inspirer confiance pour convertir.L'objectif n'est pas de supprimer les OTA mais d'atteindre 10 à 30% de réservations en direct pour sécuriser ton activité de location courte durée. Ces astuces sont extraites de la formation gratuite de Sammy (1h30 de contenu) disponible sur macom.imo/resa. Que tu aies un studio ou dix logements, il y a des actions applicables immédiatement.

Joe's an interesting guy who wears many crowns. He started the whole FXR show thing that has swept the country, and he's also the only person to ever claim the world famous Buffalo Chip as his residence. He's a metal fabricator and bike builder and owns a tool company called Snap Fabrications, where he's innovated so much in the metal fabrication world. This is a long one, so get ready to hear about all this and more!@sodakbigjoe@snapfabrication@fxrshow@sturgiscustomcycles@wangotangotourSUPPORThttps://www.patreon.com/TheCrazyGentlemanYou can find the TCGP team online atwww.thecrazygentlemanpodcast.com, and on IG.Voiced by: @thecrazygentlemanProduced by: @WhiskyEyewww.BareKnucklePerformance.com@bareknuckleperformanceThe best American made parts for your Harley Davidson

幻冬舎の暗号資産（仮想通貨）/ブロックチェーンなどWeb3領域の専門メディア「あたらしい経済 https://www.neweconomy.jp/ 」がおくる、Podcast番組です。 ーーーーー 【番組スポンサー】 この番組は、暗号資産取引におけるフルラインナップサービスを提供する「SBI VCトレード」のスポンサーでお届けします。 ーーーーー SBI VCトレードは、「暗号資産もSBI」のスローガンのもと、国内最大級のインターネット総合金融グループであるSBIグループの総合力を生かし、暗号資産取引におけるフルラインナップサービスを提供しております。暗号資産交換業者・第一種金融商品取引業者・電子決済手段等取引業者として高いセキュリティ体制のもと、暗号資産の売買にとどまらない暗号資産運用サービスや法人向けサービスの展開、さらにステーブルコインのユーエスディーシー（USDC）を国内で初めて取り扱っております。 ーーーーー SBI VCトレード公式サイト：https://account.sbivc.co.jp/signup?hc_ak=1RNML.3.M06AS ーーーーー 【紹介したニュース】 ・ゼータチェーン、クロスチェーン取引を一時停止。ゲートウェイEVMへの攻撃で ・リミックスポイントが2.5億円でビットコイン追加購入、保有数は約1,471BTCに ・ビットマインのイーサリアム総保有数、500万ETH超に。全供給量の4.21% ・ストラテジーが約2.5億ドルでビットコイン追加購入、総保有数は81万8334BTCに ・ビットコイン支援の非営利団体「MARA財団」設立 ・BNBチェーン、「Osaka/Mendel」ハードフォーク実施へ。ガス制御やファイナリティ改善 ・ジェミナイ、AI自動取引機能「エージェンティックトレーディング」提供開始 ・ソラナ上でアーベ（AAVE）が利用可能に、サンライズ経由で ・ソラナ共同創設者、管理者キー不要DEX「パーコレーター」公開。脆弱性検証を外部開放 ・ハイパーブリッジ、任意返還期間で初の資金返還を確認 ・ウエスタンユニオン、ソラナ基盤の米ドルステーブルコイン「USDPT」を来月展開へ ・メガイーサ、「MEGA」のTGEを4/30実施へ、10アプリのKPI達成で ・ビットコイン開発者、ハードフォーク「eCash」提案 ・WBTC、クロスチェーン検証体制を見直し。レイヤーゼロのDVN構成をアップグレード ・OKX、米機関投資家向けにビットゴーのオフエクスチェンジ決済統合へ 【あたらしい経済関連リンク】 ニュースの詳細や、アーカイブやその他の記事はこちらから https://www.neweconomy.jp/

Fiscalité conciergerie Airbnb : dans cet épisode marathon, Maître Julien Causse, avocat fiscaliste spécialisé en immobilier, répond à toutes les questions que les conciergeries se posent (ou devraient se poser). Anaïs, alias IVONA, concierge et coach conciergerie, apporte ses cas concrets du terrain. On part de zéro et on va loin.On commence par la création d'entreprise : quel statut choisir quand on est au chômage, comment cumuler ARE et conciergerie, pourquoi la micro-entreprise est rarement le bon choix pour une conciergerie qui refacture ses prestataires de ménage. Julien démonte aussi le dispositif démission-reconversion que beaucoup ignorent pour créer sa structure.Ensuite, la TVA. Le seuil de franchise à 37 500€ que la majorité des conciergeries ne prévoient pas. La para-hôtellerie et ses 3 critères sur 4 qui font basculer à la TVA. Le piège des contrats rédigés « TTC » sans le savoir. Puis les contrats de conciergerie : ce qu'il faut y mettre, la jurisprudence récente sur la carte G qui change la donne, et le risque de salariat déguisé avec les prestataires de ménage en auto-entreprise. On termine par l'association et la revente d'une conciergerie : valorisation, fonds de commerce, plus-value.Que tu sois concierge en création ou établi depuis plusieurs années, cet épisode est une masterclass de fiscalité appliquée à la location courte durée.

What if the secret to a high-performing short-term rental isn't adding more amenities or dropping your prices, but simply designing with more intention? In this episode, I'm joined by designer and investor Sarah Glidewell. Sarah shares her fascinating transition from architecture to Airbnb arbitrage and ownership, eventually building a business so successful she was able to bring her husband out of the insurance world and into real estate full-time.We talk about:Why a "pretty" space can still fail if it lacks functionality (and how to fix the disconnect)How small details, like towel hooks by the hot tub or adequate dining seating, communicate to guests that they are seen and valuedInspired by luxury travel, Sarah shares her favorite touches, from spa slippers to take-home linen spraysWhy "loud," over-the-top interiors often fail to convert and how to use refinement to win in a saturated marketHow Sarah's team uses 3D renders and a strict "Do's and Don'ts" list to design 100% remotely without losing qualityBut this isn't just about decor. It's about operational excellence. Sarah pulls back the curtain on the "unsexy" side of design, choosing fabrics with high rub counts, avoiding light-colored rugs, and checking dining chair weight limits. You'll hear why your off-season design strategy is just as important as your peak-season look, and how smart material choices reduce management headaches rather than creating them.If you're ready to move past "surface-level" hosting and build a property that is truly guest-obsessed and high-performing, this conversation is your playbook. Get ready to stop decorating and start designing for the five-star experience.HIGHLIGHTS AND KEY POINTS:[01:08] A short introduction about our guests Sarah Glidewell, and shares how her design and architecture background led her into Airbnb investing[03:32] Sarah Glidewell explains the difference between designing a beautiful space and designing a profitable short-term rental [06:54] Sarah shares how she spoils guests with thoughtful luxury-inspired details [10:59] Why overly flashy designs may look good online but underperform on Airbnb[15:30] Sarah outlines how she would allocate a $5,000 upgrade budget for a short-term rental to increase their nightly rate [18:22] What are the the top design mistakes Sarah sees in short-term rental properties and how they impact guest experience and ROI[22:11] Sarah addresses the challenge of standing out in markets where multiple properties share the same layout, amenities, and building, like high-rise condos in Myrtle Beach[26:47] How understanding the emotional concerns and fears of guests is critical for designing short-term rentals that truly delight[31:02] Sarah shares her approach to selecting materials and furniture that withstand the high traffic and unpredictability of short-term rental guests[36:26] Sarah Glidewell recommends using realistic room renders to guide online furniture and material purchases[38:57] Sarah's words of wisdom for nervous first-time investors worried about the cost of hiring a designer[44:03] The lightning round Golden Nuggets:“When I'm guiding anyone through where to spend their money on their BnB, I'm always prioritizing the things that I think are going to get the most traffic for their guest avatar.”“One thing that a lot of people do wrong when it comes to design is they don't necessarily think through splurge like where they need to splurge and where they need to reel back.”“When you put higher quality items in your property, and you attract higher quality guests, they absolutely take better care of your property.”Let's Connect:Instagram : https://www.instagram.com/studiohost.co/Website : https://www.studiohost.co/TikTok : https://www.tiktok.com/@studiohost.coEnjoyed the show? Subscribe, Rate, Review, Like, and Share!

What does it actually take to keep a community's most vulnerable families from falling through the cracks? In this episode, Greg sits down with Molly Koivumaki, the first Executive Director of Beyond New Beginnings — a supportive housing program in Chaska that provides safe, stable homes for young moms and their children as they work toward independence.Molly brings nearly 25 years of Chaska roots, a background in municipal government and affordable housing, and a front-row seat to one of Carver County's best grassroots stories. It started with a Rotary meeting in 2019, when local businessman Russ St. John heard a presentation by New Beginnings High School teacher Sue Schmidt about the housing struggles facing young moms after graduation — and decided to do something about it. A few years later, that conversation has become a thriving program serving families in a beautifully rehabbed historic building in downtown Chaska, with a brand new fourplex on the way thanks to developer Dave Pokorney and Community Asset Group.Greg and Molly talk about what it actually looks like when a young mom walks through the door at BNB, why this program earns support across every political line, and what the community's response has revealed about the character of Carver County. Spoiler: it's not what Molly expected — and her answer might surprise you too.If you caught Greg's earlier episode with Sue Schmidt about the New Beginnings High School program, this is the next chapter. And if you haven't, this one stands completely on its own.Beyond New Beginnings is community-funded, volunteer-supported, and always looking for people who want to get involved — whether that's teaching a class, bringing a Monday night meal, or making a financial contribution.Learn more at beyondnewbeginnings.org

Send a textIn this episode, Ball and Banter members recall their favourite players from the FA Barclays & Barclaycard era of the Premier League from 2004 - 2010! They cannot choose any players from the top 4 clubs of that era (Arsenal, Man Utd, Liverpool & Chelsea!) In true BnB style there will be a quiz to determine the order that the members get to go in. This week we recall our favourite attackers!Support the showBall And Banter Website:https://ballandbanter.buzzsprout.comBall And Banter Instagram Page:https://Instagram.com/ball_and_banterBall And Banter YouTube channel:https://youtube.com/channel/UC_d9jnnTdxAoReNZUkW8xDw

This week, I talk with Bill Rogers, who has a very diverse legal career: civilian practice, Air Force, Air Force Reserve, government servant, general counsel, advisor, BnB owner/operator, back to private practice, and farmer. In light of that, the title of this podcast is a hat tip to the Grateful Dead.

I recorded this episode live at ConsenSys in Hong Kong with Sukdeep Bhogal, Founder of Veera.We dive deep into how Veera is building a full-service Web3 neobank. Their goal is simple. Make crypto easy enough for anyone to use. Even your mom.Sukdeep shares how they raised over $10M. How they plan to onboard the next 100 million users. And why user experience matters more than flashy infrastructure.We talk about tokenized equities, gold and silver on-chain, credit scores in crypto, and why community beats paid marketing.If you are building in fintech, DeFi, or thinking about banking the unbanked, this episode is for you.Key Learnings 00:00 – Live from ConsenSys Hong Kong Why Veera is focused on banking the unbanked.The Problem with Crypto UX Why fragmented wallets, seed phrases, and complex bridges stop adoption.30-Second Onboarding How Veera simplifies account setup using passkeys.Lessons from Web2 Neobanks What projects like Revolut and Nubank got right about user experience.Tokenized Equities & Accessibility How anyone globally could buy fractional US equities on-chain.The Four Pillars of Veera Spend. Earn. Invest. Borrow.Multi-Chain Yield Vaults 40+ yield aggregators across Ethereum, Solana, Base, and BNB.Gold, Silver & US Equities On-Chain Real-world assets made accessible through tokenization.Financial Identity Score (FIS) Building credit scores for crypto users.Biggest Challenges Ahead Credibility and regulation.Go-To-Market Strategy Why community and partnerships beat marketing spend.Retention in Web3 Why rewards alone don't keep users. Experience does.What Sukdeep Would Do Differently Community first. Launch faster. Iterate sooner.Connect with Veerahttps://veera.com/https://discord.com/invite/veerahttps://x.com/On_Veera https://t.me/Veera_Browser_chathttps://www.linkedin.com/company/onveera/ DisclaimerNothing mentioned in this podcast is investment advice and please do your own research.It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

ICE Futures US President Jennifer Ilkiw joins Sam Ewen and Dave LaValle at Consensus Hong Kong to launch new crypto futures and multi-token indices. Jennifer Ilkiw, President of ICE Futures US, joined Sam Ewen and Dave LaValle at Consensus Hong Kong 2026 to announce a major expansion into regulated crypto derivatives. ICE is returning to the digital asset market with futures for Bitcoin, Ether, Solana, XRP, and BNB, alongside the CoinDesk 5 and CoinDesk 20 multi-token indices. - This episode was hosted live by Sam Ewen and Dave LaValle at Consensus Hong Kong 2026, presented by Hex Trust.

Send a textIn this episode of WTRSmall-Cap Spotlight, Patrick Horsman Chief Investment Officer and Josh Kruger Founder of BNB Plus (Nasdaq ticker symbol BNBX), joins host Tim Gerdeman, Vice Chair, Co-Founder, and CMO of Water Tower Research, along with Dr. John Roy, WTR's Technology Research Analyst. The conversation explores the digital asset treasury company and its focuse on the Binance ecosystem and its native BNB token. The team explains that they chose BNB for its unique status as a deflationary asset tied to the world's largest crypto exchange, offering investors indirect exposure to Binance's earnings through token burns and "launch pool" air drops. Utilizing their hedge fund backgrounds, the leadership employs four non-directional yield strategies—including staking and automated market making—to target a 9% to 12% annual return for shareholders while mitigating downside risk.

Gregg Lunceford, Managing Director at Mesirow Wealth Management and a retirement transition researcher, joins Lesley Logan to explore why retirement is about more than financial planning. He introduces the concept of the “third age”—a longer, undefined stage of life where identity, purpose, and structure matter just as much as money. Together, they discuss why work identity is so hard to release and how shaping your retirement identity early can make your next chapter feel intentional instead of uncertain. If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:Why modern retirees now face a long “third age” requiring purpose beyond leisure.How work identity provides recognition, social connection, and daily structure.The difference between living as your “ought self” versus your “ideal self.”Why failing to plan identity often leads retirees to burn through money.Why creating a shared retirement vision helps guide future decisions together.Episode References/Links:Mesirow Wealth Management - https://www.mesirow.comGregg Lunceford on LinkedIn - https://beitpod.com/greggluncefordExit From Work by Gregg Lunceford - https://a.co/d/c84euxXThe Psychology of Money by Morgan Housel - https://a.co/d/feJq9lhGuest Bio:Gregg Lunceford has 32 years of experience in financial services. He is a Managing Director, Wealth Advisor in Mesirow Wealth Management and Vice Chair of the Mesirow DEI Council. He creates comprehensive financial planning strategies for individuals, families, organizations, athletes and business owners. He is the Investment Committee Chair for the American Heart Association, on the Board of Directors for the Juvenile Protective Association, an Advisory Board Member for the Nathan Manilow Sculpture Park at Governors State University and is an Advisory Board Member for the Quinlan School of Business at Loyola University. Gregg is also a frequent speaker on WGN radio's “Your Money Matters.” Gregg earned a B.A. from Loyola University, an MBA from Washington University, and a PhD from Case Western Reserve University where he conducted research on retirement. He is a CERTIFIED FINANCIAL PLANNER® professional and holds a Certificate in Financial Planning Studies from Northwestern University. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Gregg Lunceford 0:00  What we all need to start to focus on right now is just like we had that career guidance counselor helping us and coaching us and to that next thing, we need to start taking time to figure out that action plan for that next thing. And once you start to figure out, I need to form a retirement identity and understand my ideal self. You start to self motivate and become excited about it.Lesley Logan 0:27  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 1:10  Okay, Be It babe. This conversation is really cool. It's really, really cool. It might you I'm going to introduce it in just a second, I'm going to introduce the guest, and it might be somebody like when you think about this, you yes, you do. Yes, you do. And I actually am really excited once I hit in on this, because Brad and I have already talked about this topic with each other, but I we've actually not dove into what retirement looks like, right? Like? What does it look like? Who are we, you know. And I think especially if you're an elder like me, you're like, I'm still trying to figure that out for my work stuff, but, but there's, there's an even bigger reason for us to think about it now, and Gregg Lunceford is going to explain that to us, and it's going to give you so much inspiration and a joy and excitement and possibility. And I can't think of a better be it till you see it, thing that be working on than what Greg is going to offer us up today. So here he is. Lesley Logan 2:04  All right, Be It babe, I'm really excited, because when I met this guest, I was like, hold on, this is very different. This is a whole different attitude to have about. Fine, we're going to talk money. And I know some of you want to, like, put your head in the sand and ostrich out, but we're gonna talk retirement. We're gonna talk about some really cool things, also just thought processes to have. We have an amazing guest, the first person ever make me think of this in a different way. Gregg Lunceford from Mesirow, is here to rock our world today. So Greg, tell everyone who you are and what you do.Gregg Lunceford 2:34  Hello, Lesley, thank you so much for the opportunity to be on your show. My name is Gregg Lunceford. I am a career professional in financial services. I work for a firm called Mesirow Financial in Chicago. We have locations across the country and some overseas. I am a wealth advisor. In addition to that, I am also an academic researcher, and my field of study is retirement transition. And so what I work with clients on is getting them, not only do you understand the financial part of retirement, but also the social, emotional components of making the transition and how it is unique to them, because the 21st Century retiree retirement transition is much different and way more dynamic than most people think, having watched others do it in the 20th century.Lesley Logan 3:21  This is so cool, because you're not, like, our, you know, our grandfather or father is like, like, financial planner, you are actually thinking, like, deep about the person. And that I find, I don't think I've known anyone who does that. Like, usually it's like, here are the numbers, here's your sheet. Let's put this in. How much money do you want to have and like, that's it, but you you've brought more personality to it and also more emotions to it. How did you get started in that? Gregg Lunceford 3:47  So I'll give you a little bit of a backstory. So as I mentioned, I've been in financial services for 33 years, and when the real estate bust occurred in 2008 I was working for another organization, and we were having people come in and very successful people, and they were set for life. They were being offered an exit package from their from their employer. They were leaving a lot of C suite roles, or maybe a little role below the C suite. And we were having meetings with them to prepare for retirement, and we would go through all the financial numbers and something still wasn't right. And what I was noticing was they were hesitant to make the retirement decision, even though the company was saying, look, we, giving you this excellent opportunity to exit early create cost savings for us. It'll create great financial opportunity for you, especially because we were in this period of time like unemployment was going above 11%, and so here's the opportunity to take this nest egg and be good, which was counter to what we were taught in our industry when I came in the industry that, you know exiting out was an economic choice, that once you hit a certain number, then you would go look for activit ies of leisure, because work can be depressing and daunting and stressful and all those kinds of things. And even when I was watching, you know, commercial ads from people in the industry and competitors, you know, you'll see something that goes, and I won't call the company, but they had a very successful campaign that said what's your retirement number? Yes. And this number will follow you down the street. Is this? You know, you walk from the door, do you remember that? And you look at your balance, it's like, if today's the day you just tell your boss, I can't stand you, and it's over with, right? And so this was very counter to what I was experiencing. And so I started to talk to some of the senior level people in my organization. I said, there's something going on here and and they said, well, it's probably because they're talking to us, and they're also shopping with other people to see who they which which company they want to work with. So go offer them a great discount, because it's probably all things equal, and it's just they're being sensitive about numbers, once again, making this an economic choice, so we would do that. And what I recognize is the sales cycle got even longer. And so I would go back to them. But I said, have you been looking at the trends for our sales cycle? And you would think that these would be quick, easy, easy sales, you know, because people supposed to be running out of the door, and they took longer. And so I said, there's something we don't understand about someone who is at this stage, and the feedback I got was, if it's something social emotional, there's nothing we can do about it. You know, if someone's afraid about running out of money, you can create an annuity product to take care of them for life. Somebody's worried about interest rates going up, you can create a product that deals with interest rate sensitivity, but nothing can deal with how a person feels. And I didn't accept that as an answer. I thought that was wrong, because the way I view it is, clients hire us, and they trust us, and we can do a better job the more we understand the client beyond just their finances, right? And I felt like there was a big problem here. So I basically said, you know, I want to go back to school and study this. And I negotiated for time to be in class, and I got it. And so I went to Case Western Reserve University. I got into a PhD program there, and I did four years of PhD study and lots of studies trying to figure out what are the social, emotional factors, as well as the financial factors that a person considers when making the retirement decision. And there were just tons of things that I learned in that process that I used to help my clients. Were happy to talk to you about that journey.Lesley Logan 7:37  Yeah, I'm excited to get in with that, because it's really funny as you talk about this, I like, my my family, right? My mom is two years from retirement, and she's got two homes, you know, in California that it, honestly, I was trying to get her to sell few years back because it would have been a great idea. And like, get a condo, be set for life. And we're like, showing her the numbers. We're like, look at this. This is a you, you can set yourself up to just be chill, and she is like, not listening, and I think it's because of the emotional attachment to these properties versus, like, the numbers. And so I can I get that right? Like, I get my my in laws could have retired years ago. I don't think that they know what to do if they don't have work things. And I don't even know that they love their work. I think they like what the what the work represents that they do during their day. So I do want to dive into this, because in being it till you see it like I'm hoping that every listener here gets to live to the age that they desire, like and we all are, as you mentioned, like that, the time that we're in people are living a much longer time, like retired at 65 and dying at 90. It's a long time to not have a J-O-B, right? So it would be really cool to chat with you, because like being it till we see it means including what we want to be. How do we want to be when we're older and not doing the thing we're doing? How do we want to be in retirement? So let's dive into that a little bit.Gregg Lunceford 9:06  Sure, so a couple things I want to cover off on. It was like one, how did we get here? And I think you've already touched on that. The fact is, we're living longer. And so if you are looking at a retirement maybe 50 years ago, when people really started to expire in their late 60s and their 70s. What occurred was you got to 65 and the system told you 65 is the number. Why does this arbitrary number was picked one day when they were trying to figure out Social Security, they said it was 65 is the number, right? And so you come out at that period of time, and you only have just a few healthy years in front of you, or at least you anticipate you only have a few healthy years. So what came out was this concept of a bucket list. So I am going to use these healthy years to travel, play all the golf I can, and have all this leisure that I can before I am too physically unable to do this or mentally unable to do this. And so couple things were wrong there, as it relates to our retirement 21st century. One, we're living longer, so you're going to be physically and mentally able to do something for a long period of time. So if you don't sort of set goals for yourself and see what you can be in the futurem you're going to get bored really, really quickly, and you're going to start to decline very quickly, simply because you're absent of certain things, purpose and drive and and goals and accomplishment. You know, it's more than just a couple rounds of golf that are going to make you happy. And so what I think people don't understand is we are now living in a period of time where it used to be you went from your youth to middle age and to old age. And so this transition from middle age to old age was about that 60 mark, right? And so people just basically said, I have no more control. The system is going to do what it does to me. I'm going to be booted out of my job. I'm going to be sent off to do leisure. I guess that means I play with my grandchildren or volunteer, and I'll just follow suit. And what happened is a lot of people found themselves doing things that weren't rewarding to them. Now we're in a new era, because we live longer. And what is present now is what is called, in academic terms, the Third Age. So you now go from early age to middle age to this Third Age, which is this undefined period, and today's retirees are the first people to go on this, and then you go on the old age, and the Third Age is this 20 year life bonus, where you get to define who and what you want to be. And think about it, you're wiser than you ever been. For most people, you have more financial resources than you ever had. You don't have a commitment to other people, meaning you've raised your children so you don't have to worry about them. Hopefully you're in a position where you don't have to care for aging loved ones, right? So this is a period of time where you can do anything and everything you always wanted to do. And people go, well, what didn't I have the opportunity to do whatever I wanted to do? Not quite, because remember when we were growing up, and those before us were growing up, we were kind of encouraged to do things that were socially acceptable. Rght? Lesley Logan 11:02  I agree. Gregg Lunceford 9:07  It wasn't until recent decades where someone says, I'm going to start a computer company out of my garage. I'm going to drop out of college and do something that's undefined and pioneer so the current generations, entering into into retirement, have never developed this proactive protein behavior the way maybe millennials and Generation Z has.Lesley Logan 12:54  I completely agree. Because, like, I, I mean, I feel very lucky that even though I was raised very much by, like, almost a Boomer and and a hippie like, I do have a career where I am doing whatever I want. I'm an elder millennial, so I have that, but I have friends who are just a few years older than me, and I don't think that they have a they don't have hobbies. If they have a hobby, it's going to the gym. You know what I mean? Like, it's like they don't really have things so outside of their work, it's like, what do you do for fun? Are you kidding? Like there's no and so I feel like what you're getting at is, like, no one has actually spent time thinking like, but what do I actually want? How can I dream about that, right? How can I make that so exciting that that I want to take a retirement package or that I'm excited to I have this I'm not just like, oh, let me go play golf three times a week. Like, what else? I have no purpose. I think it's really fascinating that that there is a good chunk of, like, I would say, probably over 45 who don't really, they're exploring it, but don't know. And how do you figure that out?Gregg Lunceford 13:59  So let me ask you a question. Lesley, what is your earliest memory? Or how about how old do you think you were when someone first asked you what you wanted to be when you grow up?Lesley Logan 14:09  I remember being in elementary school, and I'm sure it was asked of me earlier, because people have told me that I said something different earlier. But I remember in fourth grade, I had to, like, write a poem about who I was and what like, what did it feel like, and what did it sound like, and what did it look like. And I said, a judge, you guys, that should shock everyone.Gregg Lunceford 14:36  My point is so since age 10, someone has been helping you develop your work identity. So people were asking you at home or in your neighborhood or a church or wherever you socialize, what you're going to be then you're going to go to a middle school and you're at the high school and they're going to assign a counselor, going to start telling you to think about college or trade school or whatever it is. Is then you got to get into career. And then whatever career you get in, maybe you're assigned a mentor that's helping you understand or think about how to advance in that career. And then you get to this point where maybe you're like late 40s or 50s. And does anybody help you figure out what your identity will be after work. Lesley Logan 15:22  No, as you're saying this. Gregg Lunceford 15:24  You're on your own. You're on your own. And the only thing that was different here is when they put you into that position where you were felt forced into retirement, right? And then there was also a safety net there in the form of a pension that doesn't exist the way it once did, and there were other government safety nets that may not exist the way they once did before, when they put you there, you just said, okay, I'll accept it, because I'm only going to be around five years anyway. So let me work on this bucket list, but you never really thought about and I think people don't really dig into thinking about what the value of work is, beyond the financial resources it provides. So they get to the tail end of their career, and some people may not even think about it anyway, either. So career, because you've spent all this time having these conversations, you start developing this identity because your work, you become what your work is, right? And so, so a lot of people look at the economic resources it provides, but work also provides for us ways to get psychological success. Who doesn't like completing a task and getting recognition, and if you're in a good working environment, right? Everyone says, Let's applaud Lesley because she did this for the team which created this opportunity for the company, which created this value that she should be recognized for, right? So that that's very important, that gives you a reason to get out of bed, that gives you a reason to thrive, and that has some value when you walk out of the work environment. How do you replace that when you go into this third age? The second thing is, work provides socialization. No matter what you think about your work colleagues, if you like them, that's great. They give you somebody that you want to see every day, that you become personal friends with, that you grow with, that you learn to care about. If you hate them, they give you something to laugh about at the end of the day. You know what that idiot Bob did today again, right? That gives that gives you more than you think, right? And so work provides socialization. And then the third thing that work provides that we often overlook is structure in your day. What to do with your time, right? And so for a lot of people, when they don't have somewhere to go, something to do that makes them feel accomplished, and people to be around that they enjoy or either get some form of comical satisfaction from, they're lost when you put them out there on their own. And so what I learned and through my research is this transition for a lot of people, is the first career transition that they've made independently, and it is scary. Lesley Logan 18:08  Yeah. I mean, when you put all that together and I'm just like, going, wow, you know, people aren't it, one of the questions we've got on the pod is like, how do you make friends as a note when you move to a new place? It's like, I mean, for us, we work for ourselves. So, like, we didn't have a place to go to make, you know, so I, my husband and I have a different experience in, like, how to find socialization and structure to our day. And, you know, like we've had to make it happen. But for so many you know, my dad, he quit his he quit his security job. Yes, guys, my 72 year old father was a security guard, but he quit it because he got frustrated. Anyways, he is back working as a crosswalk guard because he's like, I'm bored. I have nothing to do, and I'm like, but dad, we could get a hobby. We could play these game like, all this stuff. And it's because he never, ever, ever in his whole life, did anyone ever encourage developing the skills outside of work.Gregg Lunceford 19:06  Developing a retirement identity, right, developing a retirement identity. And what also makes it hard is, you know, when you are developing a retirement identity, like I said, this is your first shot at personal freedom in life. Okay, when you're growing up, you had to do what your parents told you to do. Then you became an adult, and then you had all these set of responsibilities. And so you were doing what people told you you ought to do. You were really working on your art self. So if you're going to have a family, you ought to find a job that produces enough income, you know. So you didn't really think about ideally what you wanted to do. And what is really amazing to me is I've interviewed some highly successful people that do amazing things, and when I start talking to them about forming their ideal self, the stuff they come up with is so counter to what what and who they are. It is. Is amazing to me. So I get cancer surgery or successful attorneys or engineers to say I want to learn how to write mystery novels, or I want to start a rock band. And so what it points to me, and what it what comes out to me is these are probably things that they wanted to do in the 10, in their teens, in their early 20s, all along, but they couldn't do that because society told them these are not the things a person ought to do. You know, if they want stability in terms of income, if they want respect in their community, if they want you know, the structure that around it allows them to have a family and not have to worry about things. And so now you get to this third age, and I saw all off the table. You're wiser than you've ever been. You have more financial resources than you've ever had. You know, you have more personal freedom. Now you get to, really, for the first time, work on who your ideal self, not your ought self, who you want to be. And if you get it right, you're the only person you have to hold accountable. If you get it wrong, you're the only person you have to hold accountable. And so some people go, well, Greg, what does it have to do with money? I think people who don't take time to find this identity burn through a lot of money trying to find themselves. Right? And so, when I first started this journey, I was trying to find a cohort of individuals that had finished their career, achieved financial success and had 30 years ahead of them. And what were their behaviors, and where you consistently see this is with professional athletes, right? You're out of the game early. Right? You're in your 30s, and you're Tom Brady, you're 40, but that's the long game. But you're really out in your late 20s, your early 30s, you don't have financial concerns, right? And what is the behavior? And sometimes we demonize athletes for dysfunctional behavior after Hey, but all they're showing us is who we are going to be if we don't develop a retirement identity.Lesley Logan 22:09  Yes, Greg, you are 100% correct there. I think most people, think most people will say they don't know how to manage their money and and to your research and what we've been talking about here, it's not about managing money it's about they don't know who they are without their sport because they spent, for those people, they spent, literally, since they were a child in that sport and getting so many accolades, and then all of a sudden, no one cares. No one pays attention to them. For the most part, they're not going to be on TV like, that's it. And so I think it, I think you're spot on. It's not about the money responsibility, although they might need to learn some. It's about who, who are they now that they're not playing.Gregg Lunceford 22:50  Right and so then you go, well, this athlete just went broke because they put all this money in his business. Well, they're trying to get the same accolades in business they got in sports, right? They're trying to replace that identity that made them feel good, made them feel accomplished and some people are very successful at it. Those aren't. But my point is, there has to be a road map to get that yes, and it doesn't always have to be in business. It could be in your civic activities. It could be you learning to act, or you become in sport, but you have to first of all imagine who your ideal self is. And just like you were coached and you read and you trained to build that ought self, hopefully, for some people, a lot of people, the ought self is their ideal self, and they're usually entrepreneurs like you, where you that you know what, I'm not going to go to normal path. I'm going to carve a path for myself, and entrepreneurship gives me that freedom. But for a lot of people, they have to figure out now that I've satisfied all these obligations to other people and other things, who do I ideally want to be and then work at how do I get there? Because if you go in there blindly, you're just the same as that person out of that was in sports or any other industry, you're just trying to find this quick hit to replace all of these accolades or psychological successes you got. And you can blow up a lot of money doing that. So the well being comes from getting all of these components right, not just as we were taught in the 20th century, just making sure you don't run out of money. Lesley Logan 24:26  Gregg, this is insane. So okay, so I love all of this. And it's, it's, it's like, so aligned, because I'm always like, can't be you're not gonna get right the first time. Like, we have to ditch perfection, which, of course, in workplace, it's very honed. Like, check the box. Do it right. Do it right. So you have to talk to the boss about how you did it wrong. Like, get it right. Like, so of course, when you, when you retire, if you haven't been working on these things, you're you're going to be hard on you're going to take your ought self into your retirement. So I guess, like, first of all, I don't think that most financial retirement planners do any of these questions. So when, if, when people come to you talk retirement, are you like pulling are you like asking them what their ideal, what they want their ideal self to be? Do they even know how to find it? What questions do they have to ask themselves? Gregg Lunceford 25:13  Well, we do have. We have. We have a lot of conversation about, you know, not only can you financially afford it, we can put some numbers of software and come up with that answer pretty quickly, right? But we also have a conversation about, what do you think your lifestyle will be, and why do you think this is right for you? And what do you want to accomplish? And you know, some folks will come in and say, hey, I think I want to start a small business, right? And so we might talk about them, and they don't want they don't want work again in the way they want it, but they want something to do that is work on their own terms. So a lot of this is you changing the terms of what you're doing and because when we go, especially if we go to work for a corporation or some that's usually a unilateral contract, right? The person the institution is telling you, I'll give you X amount of dollars if you do this. And you say, but what if I did a little different? No, you don't get a choice in that. This is what you got to do, right? And what we're recognizing is we do have some power in that. We do have some power. I've seen a lot of people be successful in going back to their places of work and negotiating consulting contracts. And they basically said, you know, I don't want to do nine to five, but if you have a special project that you bring on, let's say you bring you on new software, whatever, and this is going to be a nine-month project, or it's going to be something you need few hours, you know, out of the week and but I get the summers off. I'm your person for doing that. And that's how they're able to get from their ought self into their ideal self, because the time that they're not there, they now start to figure out what their personal freedom, what they really like to do. So I think of one person now, he was very successful at this, but he also was confident enough talking to his employer, because he was the head of HR, so he knew he was a little bit more comfortable. But basically what he did was he got to this point, and he was ready to make this transition now, but he didn't know what he wanted to do. So he went to and he said, look, I'm the head of HR, I got 70 people reporting to me. I'm willing to give all of my direct reports to my successor. If you help me, let me help you identify my successor, and help me groom your successor. So his role became more of coach, manager, mentor, in this last couple of years, and that was three days a week. He said the other day a week. These are institutions, nonprofit institutions, that we, as an organization, support. I want one day to volunteer with one of them, and so now they get a free executive for one day a week. That was great for the company. Worked out well. He said, then the fifth day of the week, I just want a day off. I want to see if I really enjoy leisure. Everyone tells me I'm supposed to play all these rounds of golf and lay back and relax. Let me make sure that that's the right thing for me. So he has three days a week that he is engaging in what he traditionally knows in terms of what his identity is. He has one day a week to see if he wants to change his identity in his community through his volunteerism, and he has one day a week to figure out if I just want to exit all together. And the answer is, you can do one of the three of those. You can continue doing all of the three of those. What we have now is, if you shape them correctly, is we have what are called boundary-less careers. And so this is where I think, you know, we give Millennials a bad rap. We give millennials a bad rap because we always say, well, they like to do a gig economy. They don't stay anywhere 30 years. But what they're really engaging in is today's boundary-less career, where they define success for themselves, versus going down the traditional path, which says you can only be successful by going up the pyramid. For them is, you know what? I can be equally financially successful. I can gig here, gig there, and add it all together, or I can and get this personal freedom and know how to negotiate so that I'm spending more time, just as much time developing my ideal self as I'm developing my ought self.Lesley Logan 29:21  Oh my gosh, Gregg, you just like, I think you're the first person to ever give the millennials a compliment. But thank you. Constantly find myself defending, like, I'm like, what are we talking about? Like, we're not bad, we're we're a group that's how to really fight, like, figure things out. Because when we came into the world where we got a job, like, everything was so uncertain. You know, between 911 and between, that's when I went to college, and then I got out of college, and it was like the recession, like, there's not, there's not been an opportunity to have a certainty of a 30-year career. But I think what you're, what I'm, what I love about what your saying is, like, we've actually been spending our careers figuring out who we are, and like, spending time doing that. And I am obsessed with what the example of the guy you gave, because I think so many people can start playing with that right now. So many companies are looking to go to a four day work week, you know, like, so many places are looking to have like, Okay, you're in office for some days and you're at home for other days. Like, we can look at those opportunities as ways to figure out our retirement identity. Gregg Lunceford 30:22  Right. And a lot of us get stuck in this, oh, well, I work for this large corporation. They aren't flexible. There are a lot of small, medium sized companies that are in growth mode that that model works very well. That's what they can afford. And they need the institutional knowledge and the wisdom you got to be able to and this is where we go back to talking about boundary list careers. You got to think about all of the universe and parts of it you don't even know exist. This is where your personal curiosity has to kick in to get what you want. Lesley Logan 30:53  Yeah. Yeah. Okay, Gregg, so I feel like you are a unicorn though. Like, I really do feel like, because, I mean, obviously, what a cool company, that they're like, yeah, go, take four years to figure out this idea you have, and then, like.Gregg Lunceford 31:09  Well no, they weren't that cool. That's why I'm here. Lesley Logan 31:14  Okay, that's cool. Gregg Lunceford 31:15  I kind of, I took a lot of flack as I was doing this, and because people were going, we don't understand why you're doing thi, right, and you know, we don't really understand your need to do it. And there were a few key executives that said, you know, they were really supportive of me, but overall, it was, you know, I was sort of like I was trailblazing, and people were going, you you have a very good set of responsibilities here, that you could be highly successful. Why do you want to tinker with the mouse trap? And I said, I think this would make me a better advisor to my clients, if I, if I came to understand this now, back then, and, you know, there was no one talking about psychology. I'm a certified financial planner now, the CFP exam as of I think, like two, three years ago, 11% of the exam is psychology now. But I was, I was in a very uncomfortable space, but I believed I was right. So when you start talking about, you know, be it till you see it, right, I'd be, I was in a very uncomfortable space. And this is my book, Exit From Work, I write about it in my book, but I am glad I had the journey, because I feel as though I'm a better professional, and my clients appreciate it.Lesley Logan 32:21  Yeah. I mean, like, you know, years ago, I read the book Psychology of Money, right? I think that's what it's called, or maybe it's called profit, but I think that's money. And, like, I said, like, the type of person you have to be to get money is very different than the type of person you'd be to keep the money. And I was like, like, that's, by the way, that's, like, the thing I remember from the whole book, it's, but at any rate, I remember that sticking going, hold on a second. Like, we as people have to evolve, like, one on the getting, two on the keeping, and that goes kind of along with what you're saying. Like, you know, you have to understand the emotion psychology behind all of this. Because, yes, spreadsheets are great, but with AI, like, we don't need a bunch of people do a spreadsheet anymore. So there's that we need someone to help guide us to like, well, who is it like, where is this money going? What do you want to do with it? What like was also, what if, instead of like, okay, here comes our retirement age, what if it's like, oh my gosh, like, I can't even wait, or, actually, I'm going part time now, and my retirement is part time, and I'm doing all these other things. Like, that's so cool that you, I mean, you do that, it's not easy to be a trailblazer. It's not easy to be the only person talking about it, though. Gregg Lunceford 33:27  Right. It's rewarding in the end, and so, and I think a lot of people find it liberating, because if you got 20 years, you just really want to do what people tell you you ought to do. I mean, especially when you spent the first 60 doing that. And so really, what this third age is supposed to be. It's supposed to be the most dynamic part of your life, right? It is a way to course correct or either enhance something that's already gone well for you, versus a lot of people going to retirement, because that's what retirement was when it first started off, it was really this negotiation between management and labor, where, especially, we were in an industrial society. So labor was more physical, right now we're in a service economy, so it was really more cerebral. But back then, you know, they wanted a management wanted employees who could swing a hammer so many times a minute, and that was usually somebody under age 40, and this is where we start getting age protection laws, right. And anyone over 40 they wanted out of the workforce. So, you know, retirement didn't start off as this, oh, this is this great thing, and they're going to write me checks for the rest of my life. It didn't start off as that. It really started off as you were really making someone feel devalued because you you didn't have any and so we've gone along with this model. It wasn't until maybe, like the 19 late 70s or 1980s when we went into this global recession where people started getting offered these early retirement packages to come out of companies because globally, a lot of people, a lot of companies, had financial issues to deal with. And what they weren't expecting when they let this 55 year old go is that life expectancy was starting to go up, and so now this 55 year old is now living to 80, and they got the best end of the deal. And what is happening financially right now is people are looking at their parents and grandparents who got that deal, and they're going, I can never afford to do what they did, and not realizing that that was an anomaly. And so a lot of people, socially, emotionally, feel like they're failing, and they don't want to talk about retirement because they feel as though I'll never be able to do what the person did before me and therefore there must be something wrong with what I'm doing or what me and the reality is the game is changing, and so you actually have more personal freedom than they have. And just like they walked into a unique situation, you have to craft a unique situation for you that works.Lesley Logan 36:04  Yes, that, Gregg, this is, you're a historian. You're like a life coach and like the person we all need to be thinking about when it comes to like, because it doesn't matter how I mean, obviously we're told, like, the earlier you can start thinking about retirement, the better. But people don't want to do that, like I said the beginning of this. They want to put their head in the sand, like, I can't be my grandparents, so I'm just going to keep doing what I ought to do, and just and like, we'll deal with that later. We'll figure out the number later. But I think if we can, like, start thinking about it now, it really does allow us to curate the experience we have with work, but then also set ourselves up for that third age where we can have a really good time getting to know ourselves even deeper, and not not losing money along the way.Gregg Lunceford 36:51  That's correct, because in that third age, you may convert a hobby. So I have a friend who was in banking with me. He would always go take a week or two off every year and just go to Europe and backpack. He would stay at, you know, two three star hotels. He was like, I'm not there every day. And he would just go take the most amazing pictures he bring them back to the office. And we would go, Jim, you know, you should have an art show. And he was like, Nah, they're just hobbies or whatever. And he had a hard shell, and people started buying his art. And so, you know, now in retirement, you know his joy also produces income. And so he has defined work on his own terms. It doesn't even feel like work to him. And so what a lot of people who are looking at their parents and grandparents and then going, you know, they got this pension for life, and they don't offer pensions anymore, and they didn't get sandwiched. So they didn't have the burden, financial burden of raising kids and having to take care of parents. I'm stuck. I'll never be able to do that. There's something wrong you don't understand. You now have this 20 year life bonus, where you can learn to gig, you can learn to I often point to the show The Golden Girls. I don't know if the creators of the show knew what they were doing or they intentionally did this, but look at that model. I think that's the model a lot of people are going to have to go to. And I think you touched on this a little bit earlier. You start talking about your father and your in laws. And you know, we don't have kinship the way we once did, once small, we have smaller families, right? Two, geographically we disperse, right? And so what in this planning process of your ideal self, what you also have to learn how to do is to replace kinships with friendships. So that's what was going on in that in that Golden Girls house, you had Dorothy and her mother, Sophia, that had a kinship, but where they didn't have kinship, they replaced it with their roommates with Blanche and Betty (inaudible). And so now that you have this replacement of family that you trust and you get along with, now you got four people to split your rent with, so that makes the money go longer, right? Yeah, then you start talking about what went on every day. Well, sometimes they were doing volunteer work, and then they had to spin off where they bought a hotel. So they basically were doing their own version of a gig economy, right? They were engaging as much as they wanted to or not. Then they had socialization from each other. There was always something going on in that house, right? Yes. And so, right? And then they had things to create psychological success. So I don't know if the creators of the show recognized at the time, but to me, I looked at it as sort of foreshadowing what people have to create for themselves on their own with this life bonus, and it will help them both financially, as well as their mental and their mental well being. Lesley Logan 40:00  Gregg, yes. I mean, I joke with my friends who have kids. I'm like, I just want you to know that your kid is gonna have to take care of me because I don't have kids. But really, actually, I just need to find my Golden Girls, my husband. I just need to find a co op, a little commune of all of our friend all of our friends who don't have kids, we actually like what we're being with. And we could have a great little retirement home, maybe make it a BnB. This what I what I just I'm obsessed with, and why I got excited to have you on is, you know, oftentimes the Be It Till You See It podcast really talks about, like, what we can do right now, like, for right now, what we can do to be it till we see it tomorrow, or for the thing we want next year. Or there might be some stuff I have never thought of it as like, what can we be doing right now to be it till we see it for retirement in a way that we can choose, like we get the life is literally what we want, and the research you've done, the education you've had, and how you've literally seen it implemented in unique ways, because of all this work, is so cool. It makes me excited to actually, like, look into that future. Because, like, I'm like, I'm like, I'm not gonna look past 50, because I got things to do with my job, with the job that I created for myself. It's like, oh, hold on a second. What, like, what can I be playing with right now so that I know what I'm gonna do past 50, so that I have something to look forward to. So I'm excited about it. So, Gregg, what are you most excited about right now?Gregg Lunceford 41:20  I'm excited about I'm writing and researching and learning about the person I'm becoming. So and so I often joke with my clients, but I'm really not joking. They'll come back and they'll tell me some amazing experience they had, and I always tell them, leave me a list of notes so I know where to start when it comes to my time, and I say that jokingly, but it's something it is serious. What we all need to start to focus on right now is just like we had that career guidance counselor helping us and coaching us. And to that next thing, we need to start taking time to figure out that action plan for that next thing. And once you start to figure out I need to form a retirement identity and understand my ideal self, you start to self motivate and become excited about it. So what I really enjoy about what I've done through my work, whether it be here as an advisor or through my research, is that I'm helping people understand that they have a lot to be encouraged by, right? You're going to get 20 years to do whatever it is you want to do. And what I also want people to be understanding of. You don't have to leave the workforce if you're doing something awesome already. Just keep doing it. And if you want to modify that in some kind of way, figure out a plan, or figure out your terms and how to negotiate those terms. Say you can do that. Lesley Logan 42:51  Oh, I just like each answer. I just get more excited for people. I'm excited for myself. Like, I'm like, wow, this is so fun. We're gonna take a brief break and then find out where people can find you, follow you, work with you and your Be It Action Items. Lesley Logan 43:00  Okay, Gregg, where can they connect with you? You have a book, Exit From Work, but where, where can they go to chat with you, work with you like, get more ideas about their retirement identity?Gregg Lunceford 43:14  Sure, so I can be reached at mesirow.com so our website, M-E-S-I-R-O-W dot com, on that, if you put in my name in our search engine, Gregg Lunceford, you'll come up with my team web page. We'll have my bio, my contact information, also a list of all my publications. Also, if you're interested in my book, Exit From Work. This can be found on amazon.com, and I'm always encouraged by people who take time to drop me a note, or we didn't even go into I talked about the Golden Girls situation. We didn't even go into their academically based retirement communities. Now, basically, instead of dormitory you lived in when you were in your late teens and 20s, now people are going back to retire near where they went to school. So they now have, because we don't have these kinships, they're now bracing building friendships based on the fact that they're alumni, or they love the school and and so it's sort of like this, you were living in the Golden Girls subdivision, maybe. Lesley Logan 44:15  Oh, my God. Gregg Lunceford 44:15  So there are all kinds of things that are going on right now, and I just, I write about it in my book too. I just want people to learn about that so they don't feel as though they're confined to what they saw their parents do. Lesley Logan 44:27  Yeah, yeah. Oh my gosh, Brad, when you listen to this, we'll choose your school, because he went to music school, so we'll choose that one.Gregg Lunceford 44:37  He could, he could probably teach all the people I know they want to start a rock band. Lesley Logan 44:41  Yeah, yeah, yeah, him and his buddies. That could be their whole little they would love it. Okay, you've given us a lot, but I do want to dive into the bold, executable, intrinsic or targeted steps people can take to be it till they see it. What do you have for us?Gregg Lunceford 44:56  Okay, so what you first have to do is you have to create a vision. And if you have a partner, it is very important that that be a shared vision. The last thing we want to do is get to the end of our career and then have conflict with our partner. And a lot of that happens because most couples do not talk about retirement. They don't even know if the other partners is saving for retirement. Like 40% couples don't even talk about this. Don't even do the calculation to get past them. So so if you haven't even done the basics on that end, talking about this thing you aspire to be is very difficult because And so last thing you want to do is you both jump in it, and then you you're stuck and you're unhappy. So create a vision. If you have a partner, make sure that's a shared vision. And then start talking about goals. Engage someone like myself, who's a financial planning professional, to help you see how you can align your financial wherewithal with those goals. And then think differently. Think about being your best self at this stage, not being someone who society just said it's time for you to leave, because that's not the case. You have more value to offer a lot of people than you think.Lesley Logan 46:07  I do, I love that. This is an episode I really hope my in-laws actually listen to. I really am. I'm actually just really excited for even our our listeners who who are like, you know, they might be in there. They might be, like, 15, 20 years away from retirement, but, or even 10, but, like, we have a bunch of them, and I hope this helps them rethink that, because I think sometimes there's a fear to, oh, my God, you know. And you just said it like being the system has told them that they're done, but you're not done. And so I just you've given, like, so much excitement around this topic, and joy and possibility. So Gregg, thank you for being you. You all, how are you going to use these tips in your life? We want to know. Make sure you tell Gregg Lunceford your takeaways. I'm sure it will make his day. Share this with friend who needs to hear it, that friend who's like, so worried all the time, like, absolutely needs this. And you know what to do until next time, Be It Till You See It. Lesley Logan 47:01  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 47:44  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 47:49  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 47:54  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 48:01  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 48:04  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this Crypto Town Hall episode, Scott and guests discuss U.S. crypto legislation delays (Clarity Act, market structure bills), optimistic spring timelines, and token value accrual (hype vs. fundamentals, e.g., HYPE, BNB). They cover Bitcoin quantum risks (10–20 years away, not existential), Coinbase's advisory board, potential Fed Chair picks (Rick Rieder bullish on BTC), rising institutional adoption via ETFs/wirehouses, silver's frothy technicals, and the need for better marketing/education to attract new money amid current low inflows and market realism.

Crypto News: Binance Founder CZ predicts Bitcoin will enter a supercycle this year.. UBS weighing crypto trading for private banking clients.Brought to you by

BrownTown on BrownTown. The podcast's audio engineers Kiera Battles and Kassandra Borah, and for the first time Jamie Price, assistant producer, step to the mics to talk all things BnB 2025! Last year we dropped our first show trailer; had our first live event since 2018; started our new "Wrap Up" series discussing/promoting SoapBox films; continued our Palestinian Liberation and Whiskey & Watching series; talked public transit, housing protections for working people, and how ICE ain't shit; and throughout the year analyzed Trump's billionaire, tech bro, Christian Nationalist fascist takeover and how we fight back. For better or worse, here's to 2026!With 12 total full episodes, 2025 brought 10 guest episodes (4 repeat, 7 new; 8 with 2+ guests) and 8 series-type episodes. In addition to the yearly breakdown, the full team discusses shared leadership, reflects heavily on the in-person BnB Live event the previous night, the making of the BnB trailer, and how SoapBox's 2025 trajectory and overall political moment compares to 2017-2019. Originally recorded December 9, 2025.Listen to all the episodes on your chosen podcast application or right here! GUESTSKiera Battles ecently received her MA in music business from Berklee College of Music. There, she created When The Show Is Over, a non-profit dedicated to empowering individuals in the music industry, helping them develop the skills and confidence needed to make a significant impact in the field. As she continues to develop the organization, Kiera plans to continue pursuing her diverse passions — whether that's through audio, venue work, making waves in the music industry, or being an absolute menace.Kassandra Borah is a 2025 graduate of Columbia College Chicago. With her bachelor's degree in Sound Design, she tackles a wide variety of projects. From podcasts to films to advertisements, Kassandra makes cool sounds—sounds that elevate and uplift. Her skill set also includes writing, producing, music composition, and vocal performance. A lifelong artist, she is committed to community and creation.Jamie Price is a visual artist and data conversion specialist. She grew up in the suburbs of Chicago and obtained her BFA in Photography at Northern Illinois University. Her work focuses on documentation and reflections of queer life and finding meaning in critical thought and analysis. CREDITS: Intro soundbite from the current SoapBox reel; outro music Haters by Slim Thug x Paul Wall x BigXthaPlug. Audio engineered by Kiera Battles. Episode photo by Aidan Kranz.--Bourbon 'n BrownTownFacebook | Twitter | Instagram | Site | Linktree | PatreonSoapBox Productions and Organizing, 501(c)3Facebook | Twitter | Instagram | Site | Linktree | Support

In his words, French citizen Francois Moyet is a chef, a lover, a Christian and a Freemason. He's also the owner of Henderson Castle, a haunted BNB in Kalamazoo, Michigan. Come for the murder mystery dinners, leave knowing a little more about the fate of little Christine, one of several ghosts known to roam the halls - or dance all night - inside Henderson Castle. Cheers to our final story of 2025. See you in the new year! Suport us on Patreon! Follow us on Instagram. Artwork by @Vonmuren Send us your story at youcanseemeinthedark@gmail.com       all music by Universal Production Music

For those who might be newer to the space, Digital Asset Treasuries, or 'DATs' for short, can be a good way to start investing in crypto. Not all of these treasuries do a great job of creating value for users, but today's company uses an innovative model that includes several different strategies for yield generation.Patrick Horseman is the Chief Investment Officer at BNB Plus, a digital asset treasury company that trades under the symbol BNBX. The company unlocks institutional-grade access to the Binance ecosystem through non-directional yield strategies and long BNB exposure. Patrick has been the founder or co-founder of several hedge funds and businesses operating in the world of decentralized finance, including Coral Capital, Esoteric Strategies, and Innovation Shares. He's also the founder of Verified Organics, an Ethereum based blockchain application designed to bring transparency and accountability to the organic food production process from farm to table.Today, we get into BNB Plus' different yield generation strategies, what makes the Binance ecosystem unique, and the general state of the DAT market now that some of the initial euphoria seems to have waned.Highlights:Patrick's path into DeFi (2:15)The BNB Plus Mission (5:48)DeFi Explained (8:34)What makes Binance unique? (10:24)Patrick's BNB Optimism (14:35)BNB Plus' Yield Generation Strategies (16:14)The BNB Plus Team (22:11)Binance's potential impact in the US (24:48)The state of the DAT market (25:34)BNB Plus' approach to risk (29:15)Links:Patrick Horsman LinkedInBNB Plus LinkedInBNB Plus WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

It's been a bit of a disappointing year for the Vikes, but they remain talented and dangerous. On the BNB show today, we'll breakdown this matchup and the keys to the Seahawks getting the win. Use promo code NEST on Sleeper and get 100% match up to $100! https://Sleeper.com/promo/NEST. Terms and conditions apply. #Sleeper Link to my YouTube Channel. Live on Wed and Sunday, 5PM PST...https://www.youtube.com/@TheHawksNest12thman?sub_confirmation=1 Link to my Patreon....https://www.patreon.com/thehawksnest Twitter...@SeahawksNester Twitch...@TheSeahawksNest Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When CJ Hetherington revealed the token listing terms Binance allegedly offered his startup, the crypto world exploded. In this episode, CJ, founder of prediction market app Limitless, and his investor Nick Tomaino of 1confirmation join Laura to discuss why he went public, how Binance responded, and what the incident reveals about the power dynamics between exchanges and builders. The conversation tackles how retail gets dumped on, why transparency is the next frontier for crypto, and why both guests agree that the “revolution won't be centralized.” Guests: CJ Hetherington, CEO/CO-Founder at Limitless Labs Nick Tomaino, Founder and General Partner at 1confirmation Links: CJ's tweet  Unchained:  Coinbase Adds Rival Binance's BNB to Listing Roadmap Binance Claims It Does Not Profit From Token Listings Timestamps:

Today's blockchain and cryptocurrency news  China Renaissance in talks to raise $600 million for US-listed BNB treasury vehicle Crypto investment products log $3.17 billion in weekly inflows despite historic liquidation event Hyperliquid founder criticizes CEXs for underreporting liquidation data after market wipeout Strategy spends $27 million buying the dip Hacker-linked wallets dumped and rebought ETH during market wipeout, losing $5.5 million ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Polymarket scales with Wall Street's blessing, Kalshi fires up KOLs, and BNB chain melts down as fast as it ran. We dissect Aster's data drama, the new privacy wave lifting Zcash, and Galaxy One's glossy yields—what's smart strategy vs. old mistakes in new clothes? Welcome to The Chopping Block — where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week, we unpack Polymarket's jaw-dropper: a $2B raise at a $9B valuation led by ICE (parent of the NYSE), the token tease, and whether prediction markets will eat sportsbooks. We get into the KOL wars (Kalshi vs. Polymarket), the line between paid shilling and product marketing, and what “parlays” look like on prediction platforms. Then: Aster vs. Hyperliquid and DeFiLlama's delist sparks transparency questions, while BNB Chain's 72-hour meme-coin supercycle goes boom→bust. Privacy takes center stage as Zcash rips and the “privacy meta” returns. We close with Galaxy One's 8% yield pitch — BlockFi déjà vu or smarter risk management in a post-CeFi world? Show highlights

Gold shatters $4,000, Bitcoin quietly hits new all-time highs, and Wall Street just made its biggest bet yet on prediction markets. In this week's Weekly Rollup, we break down why the debasement trade is heating up, how the AI bubble is shaping markets, and what it all means for crypto's next move. We cover BNB's explosive run to the #3 spot, ICE's $2B investment in Polymarket, and ETH staking ETFs officially going live. Plus, Solana ETF approval looks imminent, Asian capital rotates onchain, and Galaxy steps back into retail with a familiar face at the helm. ------

Inside the leaked Senate document outlining plans for DeFi regulation. A leaked Senate document outlines a major plan to regulate DeFi, forcing front-end service providers to register as brokers; BNB is down 2.5%, continuing its slide from its new all time high earlier this week and Metaplanet halts the sale of common stock. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: ⁠⁠⁠⁠⁠https://hubs.ly/Q03KGbRK0⁠⁠⁠⁠⁠ - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

Bitcoin is hitting new all-time highs—but is this real euphoria, or just a prelude to it? In this double-header episode, we bring you a Bits + Bips roundtable and an in-depth interview on the five companies best positioned to bring crypto onchain. First, the Bits + Bips crew, Lumida's Ram Ahluwalia, FalconX's Joshua Lim, and NYU professor Austin Campbell, break down what's really driving this crypto rally. Is it dollar debasement, asset revaluation, or just pure animal spirits?  They debate how close we are to a true blow-off top, how to spot a real market peak, and what shocks could shelve bitcoin in an instant. Plus, their takes on Zcash, Japan, Coinbase's banking ambitions, and more. Then, Unchained's Steven Ehrlich sits down with Ryan Yi, author of the Onchain 5 series, to discuss the five companies that are leading crypto's push into real-world adoption.  From Coinbase's Base app and token plans, to Robinhood's play for tokenized assets, Stripe's all-in crypto tech stack, Telegram's TON-powered mini-app ecosystem, and Binance's BNB-based loyalty empire, this is the playbook for what going onchain really looks like. Thank you to our sponsor, Aptos! Hosts: Steve Ehrlich, Executive Editor at Unchained Ram Ahluwalia, CFA, CEO and Founder of Lumida Guests: Joshua Lim, Co-Head of Markets at FalconX Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Ryan Yi, Ex Coinbase, Coinbase Ventures, and CoinFund For links to all the amazing articles, visit https://unchainedcrypto.com/bits-bips/bits-bips-whats-really-driving-bitcoin-and-whos-driving-crypto-onchain/ Timestamps:  0:00 Intro  4:38 What Josh learned at Token2049 about what's really moving the market  10:12 How the options market is quietly driving bitcoin's price  13:25 Why Ram says this isn't a “debasement trade,” despite what everyone thinks  20:29 Whether we've hit peak euphoria—or not even close  23:54 Why Zcash suddenly exploded in price  26:45 How political changes in Japan are shaping markets  30:30 How to spot the real market top—and why Austin challenges Ram's call on stocks beating gold  35:41 How CME's 24/7 futures could change crypto trading  39:20 The signs Ram thinks would signal when the top is in  43:43 How bitcoin, altcoins, and tech stocks trade together and how they don't  47:59 What kind of shock could finally take bitcoin down  51:34 What to make of Coinbase applying for a banking license  53:34 Whether Galaxy is trying to become the next crypto super app  57:59 Why this cycle might play out completely differently  1:02:04 Why Ram believes banks are about to crush earnings  1:03:03 The biggest risks investors still aren't paying attention to  1:07:56 Meet 5 The Firms Poised to Drive the Next Wave of Crypto Adoption  1:08:53 Why distribution is the key battleground for the next wave of crypto adoption  1:12:24 How Coinbase is rearchitecting its platform around Base  1:15:42 What the upcoming Base token and Base app could unlock for users  1:19:13 How Robinhood is competing in crypto—and why it might have an edge  1:25:56 What the tokenization trend means for Robinhood's future  1:27:52 Why Stripe is building a crypto tech stack of its own  1:35:02 Why Telegram's TON token is central to its survival and growth  1:41:40 What's behind TON's lagging price performance  1:45:13 How Binance uses the BNB token as a cornerstone of its entire ecosystem  1:52:43 Why going fully onchain could be the defining strategy for the next generation of companies Learn more about your ad choices. Visit megaphone.fm/adchoices

In this must-watch episode of Holistic Investments, host Constantin Kogan sits down with crypto veteran David J. Namdar, CEO of BNB Network Company! With over 10 years in the game, David shares his wild journey: from pitching Bitcoin to Millennium hedge fund in 2013 (and getting rejected for lacking shorts!), co-founding Galaxy Digital with Mike Novogratz during the 2017 bull run, launching the 2nd Bitcoin ETF attempt (right after the Winklevoss twins), and now leading the charge in digital asset treasuries as CEO of BNB Network Company (NASDAQ: BNC).Why BNB? David breaks down why BNB is the "digital equity infrastructure" powering Binance's 290M users and 40% of global crypto trading volume – outpacing Coinbase's market share 8x! Backed by CZ's Easy Labs (largest investor) and Tangem Capital, CA Industries holds the biggest BNB treasury on the planet. Learn how this MicroStrategy-inspired strategy (but for BNB) could 10x your exposure without direct access to Binance in the US. David predicts BNB surpassing XRP by end of 2025 – and why tokenized stocks, 24/7 markets, and AI agents will supercharge BNB Chain over Ethereum.Key Highlights: