Podcasts about professional accounting

GUEST 1 OVERVIEW: Fr Jason Charron is Pastor, Holy Trinity Ukrainian Catholic Church in Carnegie, Pennsylvania. On the day of the attempted assassination of former President Donald Trump, Fr Charron met briefly with Trump and gave a benediction during former president Donald Trump's rally before Trump spoke and then, on his way out that same afternoon remarked to a group of rally goers that they should also pray for Trump QUOTE "because there are people who want to kill him". Just a few minutes later a gunman opened fire on Trump.    https://www.youtube.com/watch?v=-QcGRzLiuKg   GUEST 2 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. X: @DrIlyushina

GUEST 1 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. X: @DrIlyushina GUEST 2 OVERVIEW: Steve Bastoni is an Italian-born Australian actor, writer and producer with three Australian Academy Award nominations and over 40 years' experience in all facets of showbiz. He became a household name in Australia for his role as Constable Yannis 'Angel' Angelopoulos in Police Rescue and as Steve Parker in Neighbours. His memorable performance in 15 Amore garnered him a nomination for the AACTA Award for Best Actor in a Leading Role. X: @stevebastoni https://dontdiejuly.com/  

ஊதிய திருட்டில் ஆஸ்திரேலிய தொழிலாளர்கள் ஆண்டுக்கு 850 மில்லியன் டாலர்களை இழக்கின்றனர் என்று புதிய தகவல் தெரிவிகிறது. இந்த பின்னணியில் ஊதிய திருட்டு என்றால் என்ன, சம்பளம் வாங்கும் ஒருவர் எந்த வகையில் கவனமாக இருந்து ஊதிய திருட்டிலிருந்து தப்பிப்பது என்று சில ஆலோசனைகளை முன்வைக்கிறார் பிரிஸ்பன் நகரில் வாழும் சங்கர் ஜெயபாண்டியன் அவர்கள். அவர் Master of Professional Accounting with Master of Business Administration பட்டம் பெற்றவர்; "Ethics and Governance" கல்வியை CPAயில் பயின்றவர். நிகழ்ச்சி தயாரிப்பு: றைசெல்.

On today's show, Dr Nataliya Ilyushina discusses the state of the Australian economy. Later, Laurence Pace discusses the 4MySay platform. GUEST 1 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. X: @DrIlyushina GUEST 2 OVERVIEW: Laurence Pace is founder of 4MySay, a platform dedicated to representing and empowering communities. From a modest upbringing, Laurence took on the responsibility of managing Delis by the time he was 13, laying the foundation for a career in business and entrepreneurial journey by the age of 17. He ventured into various sectors including Food Distribution, Food Agencies, and the management of both state and national companies concurrently. https://www.4mysay.online/        

Rich Lavinski Interview with Rich Lavinski: Rich discusses what consultants and their clients can do about the professional accounting shortage.

Rich Lavinski Interview with Rich Lavinski: Rich and Tony continue discussing what consultants and their clients can do about the professional accounting shortage.

Welcome to Small Business School! I'm thrilled that you're here and investing time in your business growth journey. In today's episode, we're diving into the crucial role of financial stability for your small businesses and tackling the idea of doing less to make more. Is this strategy right for your business? Let's get into it!Topics Covered:The benefits and risks of a do less to make more strategy.The importance of leveraging financial data to drive business growth.Establishing a foundation of financial stability to support you and your team.Overcoming common misconceptions about the cost of professional accounting services.Tailored solutions for businesses of all sizes.This episode was brought to you by Thrive Accounting, where we're passionate about helping entrepreneurs move from surviving to thriving!Have questions from this episode or want to get to the next level in your business, please reach out, our mission is to help Small Business owners like you!Staci's Links:Instagram. Website.The School for Small Business Podcast is a proud member of the Female Alliance Media. To learn more about Female Alliance Media and how they are elevating female voices or how they can support your show, visit femalealliancemedia.ca.Head over to my website https://www.stacimillard.com/ to grab your FREE copy of my Profit Playbook and receive 30 innovative ways you can add more profit to your business AND the first step towards implementing these ideas in your business!

On today's show, Senator Hollie Hughes discusses the latest stories in Australian politics. Later, Dr Nataliya Ilyushina discusses the state of the Australian economy.   GUEST 1 OVERVIEW: Hollie Hughes was elected to the Senate for New South Wales in 2019 following a successful career in communications, government affairs, consultancy and advocacy for rural and regional Australians. Now based in Sydney, Senator Hughes spent almost 20 years living in the country – mainly at Moree in northwestern NSW. In recent years Senator Hughes has also been a passionate advocate for autistic children and their families after her son was diagnosed in 2012.   GUEST 2 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. Follow her on Twitter/X: @DrIlyushina       

On today's show, Prue MacSween will discuss the latest stories in Australian politics. Later, Alex Zaharov-Reutt will discuss the latest technology news. Also, Dr. Nataliya Ilyushina will discuss AI. GUEST 1 OVERVIEW: Prue MacSween is an Australian television and radio personality, journalist, social commentator, and public relations director. She's the public relations director of Verve Communications, and as a media commentator, has made a number of comments considered to be controversial. Prue's extensive career in the media began at Eastern Suburbs Newspapers as a cadet journalist, during which time she studied at the Sydney Technical College and completed an Advertising Certificate in 1972. GUEST 2 OVERVIEW: Alex Zaharov-Reutt is TechAdvice.Life Editor. He's one of Australia's best-known technology journalists and consumer tech experts. Alex has appeared in his capacity as a technology expert on all of Australia's free-to-air and pay-TV networks on all the major news and current affairs programs, on commercial and public radio, and technology, lifestyle, and Reality TV shows. https://techadvice.life/ Twitter/X: @alexonline888 GUEST 3 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University.  Twitter/X: @DrIlyushina

On today's show, Dr. Nataliya Ilyushina discusses US bank collapses, inflation, and the Australian PM's warning for supermarkets to lower prices. Later, Senator Hollie Hughes discusses the latest stories in Australian politics. Also, Alex Zaharov-Reutt discusses the latest technology news. GUEST 1 OVERVIEW: Dr. Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She holds a PhD in Economics from RMIT University, along with other qualifications, including a Master of Economics from Melbourne University, a double degree in Master of Professional Accounting and Master of Commerce from RMIT University, and a Bachelor of Economics from Moscow State University. Follow her on Twitter/X: @DrIlyushina  GUEST 2 OVERVIEW: Hollie Hughes was elected to the Senate for New South Wales in 2019, and she has had a successful career in communications, government affairs, consultancy, and advocacy for rural and regional Australians. She has also been a passionate advocate for autistic children and their families after her son was diagnosed in 2012. GUEST 3 OVERVIEW: Alex Zaharov-Reutt is the TechAdvice.Life Editor and is one of Australia's well-known technology journalists and consumer tech experts. He has appeared as a technology expert on various Australian TV networks, radio, and technology-related shows. You can find more about him at https://techadvice.life/. Follow him on Twitter/X: @alexonline888 

On today's show, Senator Hollie Hughes discusses the latest stories in Australian politics. Later, Dr Nataliya Ilyushina discusses Australia's interest rates and the economy. GUEST 1 OVERVIEW: Hollie Hughes was elected to the Senate for New South Wales in 2019 following a successful career in communications, government affairs, consultancy and advocacy for rural and regional Australians. Now based in Sydney, Senator Hughes spent almost 20 years living in the country – mainly at Moree in northwestern NSW. In recent years Senator Hughes has also been a passionate advocate for autistic children and their families after her son was diagnosed in 2012. GUEST 2 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. X: @DrIlyushina

GUEST 1 OVERVIEW: Hollie Hughes was elected to the Senate for New South Wales in 2019 following a successful career in communications, government affairs, consultancy and advocacy for rural and regional Australians. Now based in Sydney, Senator Hughes spent almost 20 years living in the country – mainly at Moree in northwestern NSW. In recent years Senator Hughes has also been a passionate advocate for autistic children and their families after her son was diagnosed in 2012. GUEST 2 OVERVIEW: Ethelyn King is the Libertarian Party candidate for the 18 November 2023 Mulgrave by-election in the State of Victoria. She was the Liberal Democrat candidate for Chisholm at the 2022 Federal election and was on the party's South East Metropolitan ticket at the November 2022 state election. X: @libertymiss22 GUEST 3 OVERVIEW: Dr Nataliya Ilyushina is a Research Fellow (Advanced) at the RMIT Blockchain Innovation Hub. She received her PhD in Economics from RMIT University. Her other qualifications include Master of Economics from Melbourne University, double degree Master of Professional Accounting, Master of Commerce from RMIT University and Bachelor of Economics from Moscow State University. X: @DrIlyushina

The Lighting And Darkness Foundation is taking on its first project! With your donations (please donate at https://restoringdarkness.com/save-the-night-in-wasatch-back-utah) we can help Shawn and Lisa and the other concerned residents, preserve their Wasatch Back night sky in Utah. Find out what the story is in this podcast. Lisa and Shawn are co-founders of Save Wasatch Back Dark Skies along with several other passionate Wasatch County residents. You can find more information at Savewasatchbackdarkskies.org. Lisa Bahash is an experienced and successful business leader with over 30 years in the automotive industry. While her business acumen has allowed for a successful career, more important to Lisa is her approach to leadership. People and relationships are to be cherished; leadership is a privilege given to those you lead. Outside of her industry, Lisa was on the Board of Friends for Animals of Metro Detroit for several years. She is very passionate about the humane care and treatment of animals and believes that the companionship offered is nature's sacred gift to humans. Originally from Michigan, Lisa moved to Utah in 2021 as she values the great outdoors and abundant wildlife. Lisa holds a Master of Engineering Management degree from Wayne State University and a Bachelor of Science degree in Mechanical Engineering from the University of Michigan. While currently retired from her professional career, Shawn Savarino has immersed herself in volunteer opportunities and family. She balances her time between Utah and Texas, her schedule often decided by the football schedule for her alma mater, The University of Texas at Austin. After earning her Master in Professional Accounting degree, Shawn began her career at KPMG as a CPA focused on corporate taxation. That role took her to Prague in the Czech Republic where she undertook many fascinating opportunities, including assisting the Ministry of Finance draft and improve its tax regulations. After spending a decade in the public arm of the profession, Shawn took a position as the CFO for a children's clothing manufacturer, a role she held for close to ten years before moving with her family to live in Singapore. Beyond her professional career, Shawn has volunteered in various roles including participating on several school boards, chairing multiple large annual fund raisers, and serving as a Child Advocate in the court system. Shawn enjoys seeking new outdoor adventures such as running the Ocean to Ocean race in Thailand, climbing Mount Kinabalu in Malaysia and sleeping under the stars in Utah. Travel, tennis, and time with family and friends are Shawn's personal passions. 

In this episode, Troy interviews Robert Gauvreau, the Founder, and CEO of Gauvreau Accounting Tax Law Advisory based in Peterborough, Canada. Robert has set up his own professional accounting firm to provide proactive accounting, advisory, and taxation services to businesses, practicing professionals, and individuals to create a public accounting firm focusing on 3 fundamental principles. From working at a global firm as someone who's gone through a public accounting background, now running a professional accounting firm that provides the highest quality proactive accounting, taxation planning, and client services. Gauvreau was established in 2008 and has been in operation for over 15 years. Became an award-winning licensed public accounting firm with over 10 million dollars in annual revenue and has 84 people that are all across Canada.  Robert mentioned that resilience needs to be something that every business owner can deal with and cope with because it's not easy to handle and it can also affect the workflow of business. So he added, “The reason that so many businesses fail, number one is they run out of cash, 82% of businesses that fail. They run out of cash flow, not because they're not the smartest people, but they don't have the best business plan.”  This Cast Covers: Sharing his journey from working at a global firm to starting his own gig by managing a public accounting firm. Specializes in providing proactive accounting, advisory, and taxation services to businesses, practicing professionals, and individuals. Growing from $200k in revenue in the first year up to cracking the $10 million number this year with 84 people that are all across Canada. Offers a MILLIcoaching program that helps business owners grow and scale and earn their first million dollars a year. States how spending time with business owners in the proactive space and connecting with people regularly can enhance the understanding and unity on making the business succeed. Admitted into fellowship with CPA Canada at the young age of 26. A lifetime achievement award for being a professional. Takes ethics, integrity, and professional competence very seriously. Focusing on making relationships that have a huge network of business coaches, and starting to test value add opportunities to contribute to those markets. With a Net Promoter score of 73.2 in his 100% of commitment. Gives practical pieces of advice on how to make a good partnership works. Links:  Bob's Linkedin Bob's Facebook Bob's Instagram Additional Resources: Gauvreau Accounting Tax Law Advisory  The Wealthy Entrepreneur by Robert Gauvreau The Infinite Game by Simon Sinek     Quotes: “Change is hard for people, then merging two cultures together is tenfold harder.” —Robert Gauvreau “You can actually go to your competitors, and tell them exactly what you're going to do. Share with them your best tactics, and none of them will do it.” —Robert Gauvreau   “If you want to grow as a business owner, you've got to be committed to getting yourself uncomfortable.” —Robert Gauvreau  “If you're looking at a partnership and money gets involved, make sure you outline how the partnership works.” —Robert Gauvreau  “When challenging times happen, find a way that works for you to get yourself back to positive momentum.” —Robert Gauvreau

Yammaadi aathaadi அரைச்ச மாவ அரைப்போமா .B.com ( Hons, A and F, Cs ,ISM, Professional accounting )

Feargal O'Rourke is Managing Partner of PwC Ireland. He has served in various leadership roles in PwC EMEA and PwC Ireland since his admission as a partner in 1996. He has been appointed by several Irish Governments to various roles. He served for 7 years on the board of Forfás, the Irish State body responsible for the development of Industrial policy and of science and technology in Ireland. Feargal was appointed in 2008 to the Commission on Taxation. From 2014 to 2020, Feargal was a member of the board of the American Chamber of Commerce in Ireland, the leading representative body at both the Government and Industry levels for the 700 US companies based in Ireland. Feargal holds a First-Class Honours Bachelor of Commerce degree and a Diploma in Professional Accounting, both from University College Dublin. He is a Fellow of the Institute of Chartered Accountants in Ireland and an Associate of the Irish Taxation Institute, having obtained 1st place nationally in the final exam. He has lectured and written extensively on taxation and business and is regularly sought after by Irish politicians and officials on a wide variety of commercial matters. Today, Feargal joins me to talk about leadership, resilience, agile work practices, and the power of culture in the workplace. He talks about the effects of COVID-19 on his leadership style, and he notes the importance of honesty, transparency, and humility.  He highlights the power of commonly held values and of a willingness to admit your mistakes. We discuss the relationship between physical and mental health and note the importance of health in general. We discuss the hybrid work model and its potential success once it suits team-mates, suits clients, and suits the business. We look forward to hybrid work models resulting in happier employees, attracting people back to the workforce, and geographic location ceasing to be important. As a leader, Feargal knows that physicality is the bedrock for mental & emotional resilience. He advises on the importance of staying active, fit & supple. He notes the power of staying grounded and explains why he believes you shouldn't look back and ask, “what if?” “Culture is what gets you there. Culture is the glue that binds. Culture is what differentiates one organisation from another.”– Feargal O'Rourke This week on In the Doctor's Chair The meaning and power of culture The power of transparency Why you should recognise and admit your mistakes The pricelessness of physical and mental health Why even the wrong decisions have a purpose In the Doctor's Chair Thanks for listening to In the Doctor's Chair, the show where you'll hear conversations that share life lessons, health habits, and leadership practices that focus on positive psychology, lifestyle medicine, and ways for you to live with more vitality. If you enjoyed this episode, please subscribe to the show and leave a comment wherever you listen to your podcasts. For more resources to help you to live with more vitality, please visit my website. Apple Podcasts I TuneIn I Google Play I Stitcher I Spotify The post Feargal O'Rourke: Culture with a Sense of Belonging is a Powerful Force appeared first on Mark Rowe.

Feargal O'Rourke is Managing Partner of PwC Ireland. He has served in various leadership roles in PwC EMEA and PwC Ireland since his admission as a partner in 1996. He has been appointed by several Irish Governments to various roles. He served for 7 years on the board of Forfás, the Irish State body responsible for the development of Industrial policy and of science and technology in Ireland. Feargal was appointed in 2008 to the Commission on Taxation. From 2014 to 2020, Feargal was a member of the board of the American Chamber of Commerce in Ireland, the leading representative body at both the Government and Industry levels for the 700 US companies based in Ireland. Feargal holds a First-Class Honours Bachelor of Commerce degree and a Diploma in Professional Accounting, both from University College Dublin. He is a Fellow of the Institute of Chartered Accountants in Ireland and an Associate of the Irish Taxation Institute, having obtained 1st place nationally in the final exam. He has lectured and written extensively on taxation and business and is regularly sought after by Irish politicians and officials on a wide variety of commercial matters. Today, Feargal joins me to talk about leadership, resilience, agile work practices, and the power of culture in the workplace. He talks about the effects of COVID-19 on his leadership style, and he notes the importance of honesty, transparency, and humility.  He highlights the power of commonly held values and of a willingness to admit your mistakes. We discuss the relationship between physical and mental health and note the importance of health in general. We discuss the hybrid work model and its potential success once it suits team-mates, suits clients, and suits the business. We look forward to hybrid work models resulting in happier employees, attracting people back to the workforce, and geographic location ceasing to be important. As a leader, Feargal knows that physicality is the bedrock for mental & emotional resilience. He advises on the importance of staying active, fit & supple. He notes the power of staying grounded and explains why he believes you shouldn't look back and ask, “what if?” “Culture is what gets you there. Culture is the glue that binds. Culture is what differentiates one organisation from another.”– Feargal O'Rourke This week on In the Doctor's Chair The meaning and power of culture The power of transparency Why you should recognise and admit your mistakes The pricelessness of physical and mental health Why even the wrong decisions have a purpose In the Doctor's Chair Thanks for listening to In the Doctor's Chair, the show where you'll hear conversations that share life lessons, health habits, and leadership practices that focus on positive psychology, lifestyle medicine, and ways for you to live with more vitality. If you enjoyed this episode, please subscribe to the show and leave a comment wherever you listen to your podcasts. For more resources to help you to live with more vitality, please visit my website. Apple Podcasts I TuneIn I Google Play I Stitcher I Spotify The post Feargal O'Rourke: Culture with a Sense of Belonging is a Powerful Force appeared first on Mark Rowe.

Feargal O'Rourke is Managing Partner of PwC Ireland. He has served in various leadership roles in PwC EMEA and PwC Ireland since his admission as a partner in 1996. He has been appointed by several Irish Governments to various roles. He served for 7 years on the board of Forfás, the Irish State body responsible for the development of Industrial policy and of science and technology in Ireland. Feargal was appointed in 2008 to the Commission on Taxation. From 2014 to 2020, Feargal was a member of the board of the American Chamber of Commerce in Ireland, the leading representative body at both Government and Industry level for the 700 US companies based in Ireland. Feargal holds a First-Class Honours Bachelor of Commerce degree and a Diploma in Professional Accounting, both from University College Dublin. He is a Fellow of the Institute of Chartered Accountants in Ireland and an Associate of the Irish Taxation Institute, having obtained 1st place nationally in the final exam. He has lectured and written extensively on taxation and business  and is regularly sought after  by Irish politicians and officials on a wide variety of commercial matters. Today, Feargal joins me to talk about leadership, resilience, agile work practices and the power of culture in the workplace. He talks about the effects of COVID-19 on his leadership style, and he notes the importance of honesty, transparency, and humility.  He highlights the power of commonly held values and of a willingness to admit your mistakes. We discuss the relationship between physical and mental health and note the importance of health in general. We discuss the hybrid work model and its potential success once it suits team-mates, suits clients and suits the business. We look forward to hybrid work models resulting in happier employees, attracting people back to the workforce, and geographic location ceasing to be important. As a leader, Feargal knows that physicality is the bedrock for mental & emotional resilience. He advises on the importance of staying active, fit & supple. He notes the power of staying grounded and explains why he believes you shouldn't look back and ask, “what if?” “Culture is what gets you there. Culture is the glue that binds. Culture is what differentiates one organisation from another.” - Feargal O'Rourke This week on In the Doctor's Chair The meaning and power of culture The power of transparency Why you should recognise and admit your mistakes The pricelessness of physical and mental health Why even the wrong decisions have a purpose In the Doctor's Chair Thanks for listening to In the Doctor's Chair, the show where you'll hear conversations that share life lessons, health habits, and leadership practices that focus on positive psychology, lifestyle medicine, and ways for you to live with more vitality. If you enjoyed this episode, please subscribe to the show and leave a comment wherever you listen to your podcasts. For more resources to help you to live with more vitality, please visit my website. Apple Podcasts I TuneIn I Google Play I Stitcher I Spotify

This week, it's an honor to welcome QBE's Chief Risk Officer John Langione to The FourBlock Podcast. In conversation with co-host and FourBlock Founder Mike Abrams, John shares insights from his incredible career, beginning with his work in the public sector at the New Jersey Office of the Attorney General's Division of Criminal Justice through his transition to the private sector and the insurance industry, to his role today as the Chief Risk Officer for QBE's North American and Bermuda Operations. In this episode, John and Mike discuss some of the cultural changes that John had to navigate when making the switch from the public to the private sector and some of the similarities between that career transition and the military to civilian transition. They then dive into the insurance business, with John providing perspective on the industry, what people need to do to be successful in it, and some good places to start for veterans looking to break into the insurance industry. John also shares his advice for operating within a larger company and starting something new within it. To close out the episode, Mike asks John to talk about his role as executive sponsor for QBE's Valor Business Resource Group, which supports various veteran-related causes and helps to provide an organized means for employees to participate in a broad array of veteran's related supporting activities and events. John joined QBE in 2010 and was named Chief Risk Officer in 2012. In his role at QBE, John is responsible for overseeing that an effective risk management framework is in place to support all dimensions of QBE's operations including strategic and business planning processes. He is also one of the executive sponsors for QBE's Valor Business Resource Group, whose mission is to foster a respectful and inclusive environment that welcomes QBE's veteran and military-affiliated employees and provide opportunities for their support and networking. Previously, John served as Senior Vice President, Internal Audit. John has nearly 30 years of experience in insurance, finance and risk roles. Prior to joining QBE, John was the Deputy Comptroller, Financial Controls with AIG International and the Senior Vice President, Financial Controls at ACE Insurance. He has served as a partner in Ernst & Young's Advisory Services Group providing risk, controls and internal audit support for various financial services organizations. He also held positions with State Farm Insurance, Prudential Insurance and the New Jersey Office of the Attorney General, Division of Criminal Justice, where he led criminal investigations within the organized crime and racketeering bureau as well as the major frauds unit. John received his MBA in Professional Accounting from Rutgers Graduate School of Business.   ABOUT US Welcome to the FourBlock Podcast, a show that examines veteran career transition and the military-civilian divide in the workplace. General Charles Krulak coined the term "Three Block War" to describe the nature of 21st-century military service defined by peace-keeping, humanitarian aid, and full combat. But what happens next? Veterans are often unprepared to return home and begin new careers. We call this the Fourth Block.  FourBlock is a national non-profit that has supported thousands of transitioning service members across the nation in beginning new and meaningful careers.  Mike Abrams (@fourblock) is an Afghanistan veteran, founder of FourBlock, and author of two military transition books. He represents the military transition perspective. Lindsey Pollak (@lindsaypollak) is a career and workplace expert and New York Times bestselling author of three career advice books. Lindsey represents the civilian perspective of this issue.  Veterans, explore new industries and make the right connections. Find a career that fits your calling. Join us at fourblock.org/ Sponsor our program or host a class to equip more of our veterans at fourblock.org/donate. Follow FourBlock on Social Media  LinkedIn Facebook Instagram Twitter Podcast episodes are produced and edited by the Columbia University Center for Veteran Transition and Integration.  

Heading up Ovolo Australia Operations, Dave brings with him over 15 years' experience within the hospitality industry. An exemplary hospitality executive who creates strategic alliances with organisation leaders, Dave is driven by a consistent goal for effectively aligning with and supporting key business initiatives across a company's portfolio. He builds and retains high performance teams by hiring, developing and motivating skilled professionals. With a proven experience in operations, strategic finance, corporate treasury, project management, distribution, IT, audit, financial analysis, sales and marketing within hospitality industry. Dave joined Ovolo Group's Australian team with a goal of driving the Hong Kong-based brand's further expansion into the Australian market. Dave is an effective communicator, and a member of CPA Australia. With a Masters in Professional Accounting and Masters in International Tourism and Hospitality from Griffith University in Gold Coast in addition to Bachelor in Hotel Management, Dave brings a wealth of knowledge and experience to lead the Ovolo Australia Team.

Join the discussion on Facebook!Jonathan:Welcome to the Tooth & Coin Podcast, where we talk about your adventure of being a dental practice owner. In these episodes, we're going to be talking about problems that you will likely face as a practice owner, as well as give an idea about actionable solutions that you can take so that you can get past this problem in your practice. Some of these concepts are really big ones, some of them are very specific, but we hope that these episodes help you along with your journey.Jonathan:Now, a very important piece for you to understand is that this is not paid financial advice. This is not paid tax or legal advice. We are not your financial advisors, we are not your CPAs. This is two CPAs talking about informational and educational content to help you along with your journey. It's a very important piece for you to understand.Jonathan:Another thing that you need to know is if you enjoy today's content, join us on the Facebook group. So, we've got a Facebook group that is active with Dennis that is going to have content talking about what we're talking about today, to continue the discussion. Agree with us, don't agree with us, have a story to tell, have something to share? Join us in the Facebook group. If you go to Facebook and you search for Tooth & Coin Podcast, click on it to join it, and be able to join us there.Jonathan:Finally, if you need some more help, we're developing a list of resources that are going to be centering in and around our topics of discussion, to be able to help you a little bit more than what the content is doing. So, if you'd like access to that whenever it becomes ready, all you have to do is text the word "toothandcoin," T-O-O-T-H-A-N-D-C-O-I-N, to 33444. And that's "toothandcoin," all one word, no spaces, to 33444. Reply with your email address, and we'll email you instructions on how to get into the Facebook group, as well as add you to lists to be able to send you those resources when they're available. And if they're available, we'll go ahead and send them to you, as well. So onto today's episode, hope you enjoy it.Jonathan:Hello, ambitious dentists. So it is the Tooth & Coin podcast, episode number one, and we are here to discuss this new podcast learning experience that we're going to be creating and developing, and to be honest with you, learning a little bit more about the business of dentistry with everyone that is listening in. I have with myself, Mr. Joseph Rugger, who is a team member with Tooth & Coin, a long time friend of mine as well. Joseph, why don't you tell everybody about yourself, about your experience in the accounting and the dental world, the medical world?Joseph:Yeah, sure, absolutely. So, I always get a chance to tell my story and I get a chance to tell some funny parts of it and some fun sections of it, so hopefully that's of interest to your group. So, I grew up playing competitive baseball and ended up getting a chance to play college baseball at a small school in Batesville, Arkansas called Lyon College.Joseph:Ended up finishing three majors at Lyon: accounting, economics and finance. So, members and money are born and bred into me and formally educated. My first job out of college, I got a chance to go work for my collegiate fraternity, so my job for a year was to travel the country and hang out with college kids. It was a rough job, but somebody had to do it. I ended up doing that for about a year. I always tell people that my salary at the time was $17,000 a year, and I figured out that I was too smart to not make any money.Joseph:So, I went to grad school at IU Indianapolis and did a Master's of Professional Accounting there. Spent about two years working in public accounting in the Indianapolis, Indiana area. Worked for a top 50 CPA firm out of Carmel Indiana, and it was May... I think it was May. And I was still getting up, going to work, and I'd parked my car outside and I was scraping ice off my windshield, well into May living in Indiana, and a buddy of mine called me, and my friends of course, back home in Arkansas were all going to the lake in May and doing things outdoors and hiking, and here I was, scraping ice off my windshield well into May.Joseph:Anyways, so, buddy of mine, his parents owned a prosthetics company and he called me in the middle of the end of busy season in the accounting world. And he said, "Hey, our controller just left. Do you have any interest in coming to work for us in the prosthetics business?" And I said, "Absolutely, would love to come visit with you." And I got a chance to work in the prosthetics business for a company in northeast Arkansas for about 12 years, spent a couple of years as the controller and spent the bulk of my time there as the director of finance and administration, which is a fancy way of saying the CFO and the COO.Joseph:We got a chance to do all kinds of crazy fun stuff. We had four locations when I started there. After I'd been there for a little while, we divested two of our locations, so we went from four locations in two states to two locations, and then over the course of the next 10 years, we opened up a number of new branches, expanded into another state, and by the time I left, we had eight locations across two states, had about 75 employees. Did a whole bunch of work for folks. We ended up seeing about 10,000 patients a year as far as delivered services.Joseph:So, we got a chance to really head up the finance arm, got a chance to really understand the medical billing side. We used HCPCS codes in the prosthetics business, and got a chance to see and learn ICD-9, and then that became ICD-10, and everything in between, and got a chance to understand the difference between a usual and customary fee, or a UCR fee and allowed fee. I was having a conversation the other day with somebody about how to measure your revenue, but got a chance to spend 12 years in the prosthetics business.Joseph:And then, actually, just got reminded on LinkedIn the other day that it's my three-year anniversary at Tooth & Coin. I had all these people say, "Hey, congrats on your work anniversary." And I'm like, "What in the world are they talking about?" Sure enough, February was my three-year anniversary at Tooth & Coin.Jonathan:My wife can tell you that dates are the things that I forget the most. So, I was not one of the people that congratulated you. So that's on mem though. So it's a little dirty laundry for the listeners there. So, cool. So you were in the medical industry. For the listeners, what would be the equivalent of a small to mid-size DSO pro office, somewhere that had eight to 10 locations doing somewhere in the eight figure range of revenue? Is that about accurate?Joseph:I'd say that's pretty close. Yeah. Yeah.Jonathan:Yeah. So, that's what you did in terms of a CFO type role. By the way, one of the episodes that we're definitely going to record is, what is a CFO and what do they do? Because I get a lot of calls about that and I try to explain it, and I'd love to hear what a CFO actually does compared to what I think that they do, since I've never actually been the CFO of somewhere.Joseph:Sure.Jonathan:So, cool. So you're a CFO and you've been at Tooth & Coin for three years now. What else is relevant in terms of your accounting, CPA, financial background?Joseph:Well, I think it's always interesting for me to tell people how I ended up working for you at Tooth & Coin. I think that's always an interesting story. So, I moved to the Dallas, Fort Worth area a couple of years ago, and I was interviewing for a couple of different jobs and working with recruiters. And I ended up getting a call from a recruiter to talk to them about being the CFO for a big dental services organization, or DSO, here in the metroplex.Joseph:I think they had about 80 or 90 offices across Dallas and throughout north Texas. And anyways, Jonathan, you and I have been friends for a number of years, randomly sat next to each other at a continuing education in Little Rock, and struck up a conversation and became friends. That was what? 15 years ago, I think.Jonathan:Yeah.Joseph:But anyways, we'd stayed in touch and stayed friends over the years. So, I had this interview coming up with this DSO and I thought to myself, "Who do I know that I can pick their brain about the different stuff that I need to study and prepare for this interview?" So I called you and reached out to you and said, "Hey, I've got this interview coming up. Would you be willing to share some stuff?" Anyways, and we started talking and you told me... a couple of days later you were like, "Man, if he's interested in making a move, maybe he should come to work for us."Joseph:So that started that conversation. So, been with you at Tooth & Coin for the last three years. Got a chance to do all kinds of really, really cool stuff inside the CPA profession on both the professional level and also on the volunteer level. Education is something that is near and dear to my heart, so I've done continuing professional education and taught continuing education across the country for both the AICPA, and I think I'm up to 16 different states across the U.S. that I've taught in.Joseph:I've taught in two foreign countries. I got a call from the AICPA and they said, "Hey, do you have time on your calendar to come teach in the Caymans?" And I said, "You know what? Something just opened up. I do have time to do that."Jonathan:"I think I can make that work."Joseph:Yeah. Yeah. I got another call to say, "Would you like to come speak at The Bahamas Institute of Chartered Accountants?" And I said, "Absolutely. I think that would be good." So, I've gotten the chance to teach and coach at the CPA level and certainly with lots of other entrepreneurs across the dental industry and across a number of other industries, and I really, really enjoy the educational part of what we do, because... Warren Buffett, I think, said it best, that accounting is the language of business and it's up to us to figure out what the story is.Joseph:The numbers do tell a story, and we've got to figure out, number one, make sure the numbers are right, but number two is to figure out what story that's telling. And one of the things that I'm passionate about is I really, really want to help small businesses grow and succeed. That's something that I figured out early on in my education, is that as an accountant, we're going to have that ability, and I'm trying to simplify that even more, Jonathan. And what I really want to tell them is, "I want to help you win with money," which I think is near and dear to our hearts as CPAs.Joseph:So, I've gotten a chance to travel quite a bit. I've been to, I think, 30 countries or something like that, been to all 50 states, hope to come visit your state, whoever you guys are that are out listening, and come hang out, teach some stuff, and that kind of thing. So I think that's all certainly relevant to our discussion here. At this juncture, I'm getting ready to become the chair-elect of the Arkansas Society of CPAs.Joseph:It's a volunteer organization that I've been a part of since I became a licensed CPA, and we're doing lots of great stuff inside the Arkansas Society, and to get a chance to share that's an honor. I was telling you this the other day, I'll be the youngest chair in the history of the Arkansas CPA Society, which is a really, really great honor for me to have.Jonathan:Another honor that you had recently bestowed upon you was the AICPA Young CPA Leader of the Year Award? Did I get the title right of that?Joseph:Yeah, so that was really cool. It's funny. My wife was kidding with me the other day. She was like, "Are we still young?" I was like, "Yes, we are still considered young." But it's the AICPA Young CPA of the Year in honor of a guy named [Maximum McColloughby 00:11:20], and it was named in his honor. And it's an award that sets out to recognize volunteerism in the profession, who's helping capital markets and who's helping the profession move forward from every angle, both from a professionalism standpoint to a volunteer to, what kind of impact are we making inside of our communities?Joseph:So, I was awarded that in the middle of a global pandemic and we were supposed to go to Las Vegas for this big convention. And of course, all that got canceled, and we ended up having... the AICPA did a great job, and we ended up having a really cool virtual ceremony that went out on Facebook live that you could go check out where I got a chance to come talk about volunteerism and what it means to me and hear some of my friends talk about the profession and the awards and all that stuff. But yeah, that was a big honor that I got from the AICPA.Jonathan:Really was. And just for people that are listening, that's the equivalent of the ADA giving out a Young Dentist Leader Award, and they only give it out to one person a year. It's not like the thing that you get in high school where you get to sign up for the who's who-Joseph:Who's who.Jonathan:and pay some money to be a part of it. It's a big deal, and we're really proud of you for it for be able to do that. So, cool. So, for anyone who has not listened to Start Your Dental Practice or is not aware of Tooth & Coin, my name is Jonathan van Horn. I am the CPA and the owner of Tooth & Coin, which is a CPA firm. We are located in Arkansas, but we help dentists everywhere in the country in the United States. We have clients in just about every state. We have around 250 offices we help out.Jonathan:And our mission is to help bridge the gap between you being a successful dentist and you being a successful entrepreneur. We do that in ways that we can help. We try to not venture outside of the realms of the things that we don't know how to do. We find that a lot of people make the mistake of trying to get their hands in too many cookie jars. We've learned through experience that the best way to help our clients is to give them the advice that we know the most about, and that is the accounting, tax, and business financial world, so to speak.Jonathan:And from a numbers perspective, that does mean a lot of things. And what we hope to do on this podcast is talk about a little bit about those things and help solve some of the problems that are out there in the industry that seems to stem from the fact that most dentists spend about 15,000 hours learning how to become a dentist and almost zero hours learning how to be a business owner.Jonathan:So, this podcast is hopefully going to be informative and help a bit with that problem. So, a little bit more about me. I was driven to the CPA world from a young age. I was from a small business family. My parents owned a small business, my grandparents owned a small business. My parents owned a furniture store, my grandparents owned a manufacturing company. And whenever I was in the eighth grade, my parents sat us down in the living room.Jonathan:My dad sat down on the fireplace, and he said to us, "Jonathan," and my sister and my mom. "The business had failed. We are going through bankruptcy. We're going to have to sell the house. We're going to have to move away from our family home that we lived in since I was born, and leave the place that I had known and grown up and loved."Jonathan:And so we had to move halfway across the state from one Arkansas town to a more rural Arkansas town, and if you think that you live in a rural place, I went from a town of about 25,000 people to about 8,000 people, and moved out of a four bedroom, two bath house that was in a pretty nice area to a two bedroom, one bath apartment that was in an area that wasn't the best. And it was a really rough time for my family.Jonathan:And my dad always said, "Jonathan, the reason that the business failed wasn't because the business wasn't working. It was because I didn't keep up with the numbers. I didn't know about the business side." My dad was the sales and marketing person. He was not the business guy. He was the person that made the sales happen, made the revenue come in, but he didn't ever keep up with the business side of things, the financial side of things.Jonathan:He'd actually relied a lot on my grandfather, the one who owned the manufacturing company, to do those things. But unfortunately, my grandfather died about... I guess it was at this point almost 35 years ago. So, he wasn't around very long to help out with that furniture store. And my dad always said if he had had somebody there that could have kept an eye on the numbers, could have kept an eye on how the business was doing from a business standpoint, that we would have been okay, the business would have survived.Jonathan:It went through a bit of a hard time, but we would have made it out of there if he just had a better eye on the numbers and a better eye on the business side of things. So, he always said that. He even says that today still. Actually, we had a discussion about this about a month ago, and he's still saying the same thing about coulda, woulda, shoulda stuff.Jonathan:So, I grew up thinking that that's what CPAs did, because that was what my dad said CPAs did. And I went into school and I got real close to becoming a math professor. So, a big fan of numbers. Always enjoyed math as a subject and had way too much nerdy fun with it, but did end up going the route of CPA, much like Joseph said. He wanted to make some money in the world. So I figured being a teacher was probably not the best way to make money in the world. So I thought, "Let's go with the CPA route," and also I could also be able to help a lot more people. When I got out into the CPO world, very quickly found out that's not actually what CPAs do, as I find a lot of people are surprised about.Jonathan:CPAs don't typically really help with businesses. The CPA industry was created around compliance. It was created around making sure that you filed and paid your taxes so that you don't pay penalties and interest or go to jail. We call that compliance in our industry, and I didn't want to do just compliance. I wanted to do more. So, after working for five or 10 years in the public space, helping out people with compliance, I said, "Enough is enough. I'm going to go and start this new business." And that is how Tooth & Coin was born, and our mission statement of helping dentist bridge that gap of being a successful clinician with being a successful entrepreneur was born.Jonathan:So, that's the story of Tooth & Coin, my personal story of how I became a CPA, why I became a CPA, and just a little bit more into the mind of who it is that's talking to you through these things. There is a podcast out there that you can go and listen to. It's called Start Your Dental Practice. Our CPA firm does specialize in new practice owners, so we have about 250 offices we help out with as of today, which is the beginning of 2021, and over 200 of those were new practice owners whenever they came on with us and our firm.Jonathan:So if you're a new practice owner, someone who's within five years of ownership, we'd love to be able to talk to you about how we can help you out with your dental practice as well. But to this podcast, the Tooth & Coin podcast, what are we here for? Why are we doing this? Why are we talking today? The purpose is fairly simple. I discussed it briefly before I went with my intro is that there are a lot of problems that need to be faced inside of the dental industry and a lot of the lessons that need to be taught to people in terms of what business is and how to approach it.Jonathan:There's a lot of confusion around a lot of different subject matter, and who better to talk to you guys about those things than a couple of guys that have experience running a CPA firm that helps out 250 offices around the country, someone who acted as a CFO for 12 years for a very big medical organization, and has helped lots of our clients right now that are dentists, help get their way through the business of dentistry and be able to talk about the things that we know how to talk about?Jonathan:So, the purpose of the podcast is that. We're going to be highlighting problems, we're going to be talking about the solutions to those problems, and we're going to be trying to give you resources around ways to be able to solve those problems. I think one thing that Joseph and I do not want this podcast to turn into, just for full expectations for you so that you guys can hold us accountable is, we don't want this podcast to just be informational only.Jonathan:We want this podcast to be actionable. We want it to be something that you can execute based off of. We want it to actually solve problems, not just highlight them. Anytime you do any type of content, it's hard to sometimes bridge the gap between educational, entertainment, and action. And we're going to do our best to focus on highlighting the problems, and then giving you the solutions and giving you the resources to be able to take action on those solutions. So to me, that's the reason for the podcast. Joseph, what are some of the things you're wanting to solve with this podcast, as well?Joseph:I think at a high level, Jonathan, you and I, we've got just such varied and similar experience of the business of healthcare here, and as we sit back and think... I'm as guilty as anybody else. I think everybody knows the stuff that's in my head, and as we have new team members come on, as we have new dentists come on, I find that there's a whole lot of stuff that's inside my head that not everybody knows, that everybody's not read all the books that I've read.Joseph:They haven't listened to all the same stuff that I have. And I forget that. So, I look forward to getting a chance to just really share some insights and some things that we see, and some things that each individual listener can take home with them and can digest and see how does it apply to their individual practice, their individual situation? So we've got all this knowledge and expertise. We want to put it out into the world. We want to help you build a better business, a better practice, a better life, eventually. That's really what we're trying to do, here. We're trying to help you reach your entrepreneurial dreams and goals and help you with all those things.Jonathan:Yeah, exactly. And another important piece of all of it is, I find a lot of the times, when a client asks us a question, there is the book answer, and then there's the contextual answer. And I feel like we're in a unique position to be able to give a lot of context around some of these, about how to approach the book solution versus the real life solution of what we've seen happen. Other things that we're going to be looking to do with this podcast...Jonathan:So, we're going to be looking to have this be an engagement platform with other dentists that are out there in terms of ways that you guys have solved the problems we're talking about. So, this isn't only about us sharing what we know. It's also about you sharing what you know` with the rest of the people that are out there so that we can all have a prosperous and full lives, so that we can all do better.Jonathan:We all can live a life of abundance, and there's always information that can be shared. And so, we're going to be having ability to grow a community out of this podcast, and we're also going to be using real life questions from real life dentists that are having these real life problems, and talk about ways that could potentially have solutions, things that could be answered. We're going to be literally pulling questions from clients of ours, of course, with permission from the client, or have it be anonymous.Jonathan:We'll be pulling real questions that clients are having so that we can answer those things, because if our clients are asking those questions of us, I know that the people that are listening are probably having those same questions. They need to be answered by somebody. And hopefully, we can give that answer and be a resource to the industry. So, that's the problem that we're trying to solve. That's how we're going to try and solve it. Is there anything that else you wanted to add, Joseph, in terms of what we're trying to do here with the podcast?Joseph:I'm looking forward to going on this journey with you, Jonathan. You and I have been friends for a long time, and we both have two things that are inherent in us: we want to serve and help other people, and we want to educate. I'm looking forward to doing both of that to our audience, with our audience.Jonathan:Absolutely. So, to give some of our audience members some ideas of the different topics we're going to be approaching whenever we come down in these episodes, some of the topics that we've already highlighted that we want to talk about. Understanding the business model of dentistry. We want you to know how much cash do you really need to have in your business. How to pay less in taxes while your net worth is more important than you think and why it matters. What's a dental practice's true value?Jonathan:Fixed versus variable expenses and your breakeven point. Analyzing your overhead. Staffing percentages, personal finance. Recurring charges, and do you actually use them? The purpose of continuing education. How to understand your financial statements, and why it's also a total waste of time. How to manage expectations whenever it comes to leadership. How to lead people. How to handle turnover in your office. Training protocols. Crucial conversations. Understanding what your sales and production actually mean in your office. Understanding how to handle new patients and how to measure your growth and how to measure your marketing expenses and calculate your ROIs.Jonathan:And just tons of more things that we're going to try and talk about. Those are the ones that we've literally just brainstormed off the top of our heads over the course of a few conversations that we could give full and really good information on, as between Joseph and myself. For areas where we are not expert subject matters... or subject matter experts, rather, we plan on reaching out to the industry and finding the best people to be able to talk to you about those subjects.Jonathan:So for example, we will not be talking to you about how to increase your hygiene revenue. That's not something that we're going to be talking about because neither Joseph or I has ever had to talk to a hygienist and tell them how to do their job. Now, we could have a conversation about how to talk to an employee and how to manage an expectation, but we're not going to talk to you and say, "Hey, this person needs to be doing... 30% of their patients need to be receiving fluoride treatment, because that's an industry standard."Jonathan:Now, I can tell you that may be an industry standard, but how you go from where you are today to that standard is anyone's guess for Joseph and I. And so we're going to have somebody on that's going to be able to actually answer that question and give you some guidance and help you with those things. So, that is what we'll be doing in terms of the episode breakdown. Again, the current format that we're we're working with is, highlight the problem, talk about the solution, and then give resources.Jonathan:That's what our content's going to be about. We're going to try and keep our episodes somewhere in the 20-to-30 minute range. We don't want you to have to devote a full hour of your day just to listen to our podcast. That is giving us some accountability to keep the episodes on point and not to go down too many rabbit trails in terms of conversation, and so that we can really make the time that you're giving to us and putting us in your ears to be as high-value as possible.Jonathan:So, that is our plans with Tooth & Coin podcast. We hope to have you guys on the journey with us, and if you would, make sure to follow us on all the social media, and we will see you on the next episode.Jonathan:That's it for today, guys. I hope you enjoyed this episode of the Tooth & Coin podcast. If you are going to be a practice owner or a new practice owner, and you're interested in CPA services, head on over to toothandcoin.com, where you can check out more about our CPA services. We help out around 250 offices around the country. I would love to be able to have the discussion about how we could help your new practice.Jonathan:We do specialize in new practice owners, so people that are about to be an owner of a practice they're acquiring, about to be an owner of a practice they are starting up, or has become an owner in the past five years. That is our specialty. We'd love to be able to talk to you about how we could help you in your services with your tax and accounting services.Jonathan:And if you enjoyed today's episode, again, go to the Facebook group, talk to us about what we've talked about, join in on the discussion, and let's create an environment where we can talk about some of these things so that we can all help each other get through these things together so that this adventure of business ownership is more fun, more productive, and better in the longterm.Jonathan:Lastly, if you want access to those resources that we are currently building, just text the word "toothandcoin" to 33444, that's "toothandcoin," no spaces, T-O-O-T-H-A-N-D-C-O-I-N to 33444. Reply with your email address, and we'll send you the instructions on the Facebook group. We'll send you the resources when they're available, and we will see you next week.

Lord Carmine Villani is the World Champion in Endurance. Professionally, he is the Executive Board Member of Saudi Crown Holding. He is the former advisor to Blackstone Group and has a Masters in Professional Accounting and Bachelor of Arts in Business Administration with Highest Honors from the University of Texas at Austin. We speak about the Acclarity Conference for Economic Recovery that we recently met at, his road to World Champion,  the applications of endurance in finance, worldwide investments from the Saudi office, investment evaluation methods and more.

Julian is a 2016 KBS graduate in the Master of Professional Accounting from the Sydney campus.  He offers practical suggestions on career advancement and lifelong learning with the CPA, Certified Practising Accountant, in Australia. Leveraging his auditing experience from France, Julian began working  with an Australian accounting practice.  In addition, his entrepreneurial spirit sees him building his own tax planning business. TIMESTAMPS00:30   About Julian01:13   Julian's current work in accounting and tax planning02:07   Building a client base for his own business02:59   Julian's job at a professional accounting firm05:16   How do get started as an entrepreneur?07:21   How Julian found his first job in Australia?12:44   What are the accounting specialisations available to you?17:06   Selecting the most interesting career path in accounting22:02   Benefits of joining the CPA (Certified Practising Accountant)27:13   What's next for essential skills and employability?30:30   Microcredential in Digital Finance with the CPA31:32   Staying on top of your game with lifelong learning32:24   Julian's professional goals for the future

Today, I am so excited to welcome Tom Wheelwright! Tom is known as a tax and wealth expert, he is a CPA, and the CEO of WealthAbility®. He is the Best-Selling Author of Tax-Free Wealth (part of the Rich Dad Advisors Series). Tom is a speaker, entrepreneur, and host of two popular podcasts: The WealthAbility™ Show and The WealthAbility® for CPAs Show. He is a contributor to Entrepreneur magazine, and his work has been seen in Forbes, The Wall Street Journal, The Washington Post, FOX and Friends, and many other media outlets. We begin this episode, as we often do, with Tom's background. Tom began his career doing bookkeeping for his father's company. After getting his master's of Professional Accounting degree from the University of Texas, he managed and led the professional training for thousands of CPAs at Ernst & Young's National Tax Department in Washington, D.C. He was an in-house tax advisor for Pinnacle West Capital Corporation, at the time a Fortune 1000 company and he also served as an adjunct professor in the Masters of Tax program at Arizona State University for 14 years, where he created the course for teaching multi-state tax planning techniques. Tom now teaches the Rich Dad Education Advanced Tax and Asset Protection class and he is also currently building a network of CPA firms around the world in order to serve more people. We then talk about the importance of planning and thinking ahead when it comes to taxes. Having these discussions with your CPA early on in the tax year helps you to prepare properly. As a successful business owner, you need to know your numbers every single day. And when you know where you stand, it is much easier to plan out your taxes. We briefly touch on the differences between bookkeepers and CPAs. According to Tom, your bookkeeper is there to provide accurate records that help you make right decisions. Your CPA is there to analyze those records. The role of your bookkeeper is to keep you accountable, and it is that accountability that creates profitability. Tom then talks about buying and selling CPA firms, as well as creating them from scratch. He walks us through the process of turning around a CPA firm after the purchase. For Tom, it was all about building appropriate systems. For example, very few CPAs have a system for meeting with clients: when, how often, what is the goal, etc. Tom believes that systems are what creates value in a business, that they are the primary asset of the business. We then move on to talking about Tom's partnership with Robert Kiyosaki. The two met when Tom bought a CPA firm that had Robert as one of the clients. This just proves that you never know where your contacts can lead you. Tom goes into detail explaining how all the pieces came together at the right time and led to him becoming Robert's tax advisor. We then discuss the current political situation. We talk about how political changes affect us and what should we know from a small-business standpoint. Tom's estimate is that the taxes will probably go up in the next four years. The incentives will probably shift to clean, renewable energy. From a real-estate point of view, if you have a real estate with solar production or hydroelectric production, that will be a great source of cash-flow. These changes will require an adjustment to how we think when it comes to real estate. Lastly, we dive into the stimulus bill. Tom takes us through some of the most important parts of the bill as far as taxes are concerned: restaurant business meals (both takeout and dine-in) are 100% deductible for the next two years, extending the universal charitable deduction through 2021, and qualifying for PPP loans. Tom then goes on to explain PPP loans even further in regards to the new act. You do not want to miss this amazing and advice-packed episode of the Just Start Real Estate Podcast with the legendary tax expert, Tom Wheelwright! Notable Quotes: “One of the mistakes that new entrepreneurs, new investors get into is that they are catching up on their taxes, instead of staying ahead.” Tom Wheelwright “Good tax records and good tax practices are also good business practices.” Tom Wheelwright “If you are running a good, tight business and you know your numbers, tax season won't be so stressful because you will have the information available.” Mike Simmons “Your bookkeeper is there to create accuracy, accurate records that you can make good decisions from and your CPA should be there to analyze those records.” Tom Wheelwright “If you don't have the documentation, you don't get to deduct that expense.” Tom Wheelwright “What a system does is actually create value. Because if you don't have a system, really all you are doing is constantly selling. If you constantly have to sell, you don't really have a business, you have a job as a salesman. ” Tom Wheelwright “You can sell a business, but a business has to have assets and primary assets are going to be the systems of the business” Tom Wheelwright “A sellable business is also a well-run business.” Mike Simmons “Once you find the formula that you can repeat over and over again, all of a sudden business is easy. When you are making a new decision every day, that makes business hard.” Tom Wheelwright “I happen to believe that business produces income; workers are necessary but they are not the reason that business survives. The business survives because of the assets in the business.” Tom Wheelwright “Never turn down free money.” Tom Wheelwright “A tax strategy should be a long-term tax strategy.” Tom Wheelwright Links: Tom's Website Tom on Facebook Tom on LinkedIn WealthAbility Website WealthAbility on Facebook WealthAbility on Twitter WealthAbility on Instagram WealthAbility on LinkedIn Mike's FREE Coaching 7 Figure Flipping Return on Investments Just Start Real Estate JSRE on Facebook Mike on Facebook Mike on Instagram Mike on LinkedIn Mike on Twitter Level Jumping: How I Grew My Business to Over $1 Million in Profits in 12 Months

Today, I am so excited to welcome Tom Wheelwright! Tom is known as a tax and wealth expert, he is a CPA, and the CEO of WealthAbility®. He is the Best-Selling Author of Tax-Free Wealth (part of the Rich Dad Advisors Series). Tom is a speaker, entrepreneur, and host of two popular podcasts: The WealthAbility™ Show and The WealthAbility® for CPAs Show. He is a contributor to Entrepreneur magazine, and his work has been seen in Forbes, The Wall Street Journal, The Washington Post, FOX and Friends, and many other media outlets.  We begin this episode, as we often do, with Tom’s background. Tom began his career doing bookkeeping for his father’s company. After getting his master's of Professional Accounting degree from the University of Texas, he managed and led the professional training for thousands of CPAs at Ernst & Young’s National Tax Department in Washington, D.C. He was an in-house tax advisor for Pinnacle West Capital Corporation, at the time a Fortune 1000 company and he also served as an adjunct professor in the Masters of Tax program at Arizona State University for 14 years, where he created the course for teaching multi-state tax planning techniques. Tom now teaches the Rich Dad Education Advanced Tax and Asset Protection class and he is also currently building a network of CPA firms around the world in order to serve more people.  We then talk about the importance of planning and thinking ahead when it comes to taxes. Having these discussions with your CPA early on in the tax year helps you to prepare properly. As a successful business owner, you need to know your numbers every single day. And when you know where you stand, it is much easier to plan out your taxes.  We briefly touch on the differences between bookkeepers and CPAs. According to Tom, your bookkeeper is there to provide accurate records that help you make right decisions. Your CPA is there to analyze those records. The role of your bookkeeper is to keep you accountable, and it is that accountability that creates profitability.  Tom then talks about buying and selling CPA firms, as well as creating them from scratch. He walks us through the process of turning around a CPA firm after the purchase. For Tom, it was all about building appropriate systems. For example, very few CPAs have a system for meeting with clients: when, how often, what is the goal, etc. Tom believes that systems are what creates value in a business, that they are the primary asset of the business.  We then move on to talking about Tom's partnership with Robert Kiyosaki. The two met when Tom bought a CPA firm that had Robert as one of the clients. This just proves that you never know where your contacts can lead you. Tom goes into detail explaining how all the pieces came together at the right time and led to him becoming Robert’s tax advisor.   We then discuss the current political situation. We talk about how political changes affect us and what should we know from a small-business standpoint. Tom’s estimate is that the taxes will probably go up in the next four years. The incentives will probably shift to clean, renewable energy. From a real-estate point of view, if you have a real estate with solar production or hydroelectric production, that will be a great source of cash-flow. These changes will require an adjustment to how we think when it comes to real estate.  Lastly, we dive into the stimulus bill. Tom takes us through some of the most important parts of the bill as far as taxes are concerned: restaurant business meals (both takeout and dine-in) are 100% deductible for the next two years, extending the universal charitable deduction through 2021, and qualifying for PPP loans. Tom then goes on to explain PPP loans even further in regards to the new act. You do not want to miss this amazing and advice-packed episode of the Just Start Real Estate Podcast with the legendary tax expert, Tom Wheelwright! Notable Quotes:    “One of the mistakes that new entrepreneurs, new investors get into is that they are catching up on their taxes, instead of staying ahead.”  Tom Wheelwright   “Good tax records and good tax practices are also good business practices.” Tom Wheelwright    “If you are running a good, tight business and you know your numbers, tax season won’t be so stressful because you will have the information available.”  Mike Simmons    “Your bookkeeper is there to create accuracy, accurate records that you can make good decisions from and your CPA should be there to analyze those records.”  Tom Wheelwright    “If you don't have the documentation, you don’t get to deduct that expense.” Tom Wheelwright    “What a system does is actually create value. Because if you don’t have a system, really all you are doing is constantly selling. If you constantly have to sell, you don’t really have a business, you have a job as a salesman. ”  Tom Wheelwright    “You can sell a business, but a business has to have assets and primary assets are going to be the systems of the business”  Tom Wheelwright   “A sellable business is also a well-run business.”  Mike Simmons    “Once you find the formula that you can repeat over and over again, all of a sudden business is easy. When you are making a new decision every day, that makes business hard.” Tom Wheelwright    “I happen to believe that business produces income; workers are necessary but they are not the reason that business survives. The business survives because of the assets in the business.”  Tom Wheelwright    “Never turn down free money.”  Tom Wheelwright   “A tax strategy should be a long-term tax strategy.”  Tom Wheelwright  Links:  Tom’s Website  Tom on Facebook  Tom on LinkedIn  WealthAbility Website  WealthAbility on Facebook  WealthAbility on Twitter  WealthAbility on Instagram  WealthAbility on LinkedIn  Mike’s FREE Coaching 7 Figure Flipping Return on Investments Just Start Real Estate JSRE on Facebook Mike on Facebook Mike on Instagram Mike on LinkedIn Mike on Twitter Level Jumping: How I Grew My Business to Over $1 Million in Profits in 12 Months

MCALLEN, Texas – Three topics will be featured during an international trade webinar being hosted next Thursday by the McAllen Economic Development Corporation.The topics are: an update on how USMCA is working, the impact of COVID-19 on cross-border commerce, and the agenda the Biden Administration might follow for international trade.“This webinar is free. It is a service to our companies or our community,” said Keith Patridge, president and CEO of McAllen EDC.Keynote speaker will be Jorge Torres, president of Interlink Trade Services, a customs brokerage based in McAllen, Pharr and Brownsville, Texas. “Jorge does an excellent job,” Patridge said. “I consider him to be a resident expert here in the Rio Grande Valley on the USMCA, on trade policy, and trade regulations, including the 301 tariffs that exist with China still.”Torres has been a licensed customs broker for 25 years and has worked with maquiladoras and in customs brokerage operations for 30 years. He holds a Bachelor’s Degree in Business Administration and Accounting from Texas A&M University and a Master of Professional Accounting from Texas A&M International University.Torres was keynote speaker on a similar webinar McAllen EDC hosted last June. Then, the United States-Mexico-Canada Agreement was just about to start.“The feedback we got from our first webinar was excellent. Everyone felt like it was extremely helpful for them,” Patridge said.“Jorge provides information that is really useful on a day to day basis for our companies. Because of that first one, the reaction we got, we wanted to do an update. Hopefully, those that tuned in last time will watch this one and we will get many more people to join us.”Editor's Note: Click here to read the full story in The Rio Grande Guardian.

Heading up Ovolo Australia Operations, Dave brings with him over 15 years’ experience within the hospitality industry. An exemplary hospitality executive who creates strategic alliances with organisation leaders, Dave is driven by a consistent goal for effectively aligning with and supporting key business initiatives across a company’s portfolio. He builds and retains high performance teams by hiring, developing and motivating skilled professionals. With a proven experience in operations, strategic finance, corporate treasury, project management, distribution, IT, audit, financial analysis, sales and marketing within hospitality industry. Dave joined Ovolo Group’s Australian team with a goal of driving the Hong Kong-based brand’s further expansion into the Australian market. Dave is an effective communicator, and a member of CPA Australia. With a Masters in Professional Accounting and Masters in International Tourism and Hospitality from Griffith University in Gold Coast in addition to Bachelor in Hotel Management, Dave brings a wealth of knowledge and experience to lead the Ovolo Australia Team.

Peters’ passion for the outdoors led him to work at a sporting goods store, where he decided he had a larger interest in business. As he studied business, Gary decided to pursue accounting and went on to teach at the University of Georgia. In 2003, he left Georgia to come back to his home state of Arkansas and the Walton College. Gary Peters is now the William Dillard Accounting Department Chair and S. Robson Walton Endowed Professor at the University of Arkansas Sam M. Walton College of Business.

Hi teman-teman LLA, membawa bayi ataupun balita bukan menjadi halangan bagi kalian semua yang ingin kuliah di Australia. Di episode kali ini kami mengundang kak Atrina, ibu dari twins toddler Agatha dan Gwyneth sekaligus mahasiswi Master of Professional Accounting di University of Canberra. Kita akan berbagi cerita seru mengenai childcare atau tempat penitipan anak di Australia. Jangan sampai ketinggalan ya!

MCALLEN, Texas - Jorge Torres, president of Interlink Trade Services, gave his analysis of the new USMCA trade agreement recently, via a webinar hosted by the McAllen Economic Development Corporation.Torres has been a licensed customs broker for 25 years and has worked with maquiladora and customs brokerage operations for 30 years.The United States-Mexico-Canada Agreement took effect July 1, replacing the North American Free Trade Agreement. Topics covered by Torres during the webinar included:Key Aspects of the Transition from NAFTA to USMCAGeneral Overview of the USMCA Rules of Origin for Automotive and Textile ProductsCertification of Origin RequirementsGeneral Overview of USMCA Origin Verifications and Record keeping.More than 200 people signed up to watch the webinar. Keith Patridge, president and CEO of McAllen EDC, said his organization has been getting a plaudits for putting on the event.Patridge said a counterpart in another economic development corporation in the Rio Grande Valley told him it was the best webinar on USMCA he has heard.“Interlink and MEDC believe it is essential to help educate the members of our trade community and clients on the benefits of conducting business within our region under the new USMCA,” Patridge said. Interlink Trade Services has offices in McAllen/Pharr and Brownsville, Texas. Its founder Torres holds a Bachelor in Business Administration in Accounting from Texas A&M University and a Master of Professional Accounting from Texas A&M International University.

Jonathan Quinlan is a Staff Sergeant in the Marine Corp, currently serving in a reserve capacity after completing time on active duty. SSgt Quinlan is pursuing his Master's of Professional Accounting at Syracuse University and will graduate in May 2022.

Chris Smeed is the CEO and Founder of Cubiko, a business report and analyst tool made especially for general practices, and they are making a bit of noise here in Australia.   Chris has extensive experience in healthcare, cloud based solutions and accounting services.   He holds a Masters of Business Administration and a Masters of Professional Accounting, and he's also an accredited BAS agent and certified Xero partner, so he has a lot of first hand experience about every facet of running a clinic - from balancing the books of a medical practice on a day to day, right up to reporting on performance to management and owners. In this episode, learn all about Cubiko how it came together, and the problems it solves for GP practices around Australia, big and small.   Chris speaks about the importance of integrations and API feeds to breakdown silos in healthcare performance measurement, and their ethos towards benchmarking nd keeping clinic data secure. 

As business owners, tracking our money is one of the most critical exercises we need to do. Tracking finances with our bank accounts isn’t enough for us to get the information that helps us make better decisions, so we need a P&L. How does knowing and understanding our numbers increase our profitability? How do we use our P&L to profit expenses and to plan for things like taxes? On this episode, Coach Christy Horne shares the importance of keeping track of your profit and loss on a monthly basis.   A lot of us only look at our P&L when we’re giving it to the CPA to do our taxes, but we need to look at it daily, weekly, monthly so we can make business decisions with it. -Christy Horne    Three Things We Learned From This Episode Good P&L data comes from having the right categories When it comes to creating categories in our P&L, it’s important not to make them too broad. Instead of having generic buckets, have specific, granular categories showing every expense and every income type. Every item between $250 and up should be its own line item, so we can get a clear representation on how we’re spending our money. Run your real estate job like a businessThink of your business as a brick and mortar business. We need to operate it out of our business accounts. Have a checking, savings and credit account for business, and keep that on its own. Have a brick wall between business and personal finances.  Plan ahead for your spending When we take a closer look at our P&L, we’re able to actually forecast our spending. Think about your future expenses, events you’re going to attend, and subscriptions you’re going to pay so we can create a benchmark of profitability.   Guest Bio - Christy is a Tier 1 coach at Club Wealth. She received her Bachelor of Business Administration degree and Master’s in Professional Accounting from the University of Texas in Austin. She began her career as a CPA at Ernst & Young before transitioning into the Real Estate Industry in 2013. To access Coach Christy Horne’s resources, visit http://clubwealth.com/PNL/.

Kris Allee is an Associate Professor & Doyle Z. Williams Chair in Professional Accounting at the Sam M. Walton College of Business. After receiving his Master of Accountancy from BYU, Kris received his Ph.D. in Accounting from Indiana University. Kris specializes in Firm Disclosure Policies, Financial Statement Analysis and Valuation, Banking, and Taxation. His research has been published in many accounting journals.

Kristin MacKelvey is the CFO of a Houston private equity firm.  She has spent the last 7 years in private equity, following almost 8 years in public accounting.  Mrs. MacKelvey is a CPA and holds a Masters in Professional Accounting and BBA in Business Honors and Accounting from The University of Texas. This is the wrap up to our personal financial series in 2017.  One of the things we keep hearing about in the media is private equity and women’s access to venture capital.  While investing in private equities and seeking venture capital is way beyond investing in the stock market I think it good for all of us to understand this a bit better.  Kristin is here to help us understand this concept at a high level. As a disclaimer this is not tax or financial advice, our lawyers make us say this and you should not count on us or this podcast for helping in making personal financial decisions. 

オーストラリアに16年 今日はメルボルンより、浅野浩治さんにきて頂きました。 コウジさんもポッドキャスとしておられるということですので、IchibanTalkでも、そして 彼の Just Globalの番組でも、同時に録音という形になりました。 私もゲスト、あなたもゲスト、番組の最後にはお互いの質問コーナーも設けました。 メルボルンといえば？ オーストラリア、メルボルン。住みよい町ランキングで4年連続一位です オーストラリアって？ 日本に比べたらおおらか。電車、バスで時間通りに来ないのは当たり前。 仕事は定時で帰るのが当たり前。 有給休暇は使わないとむしろ人事部に怒られる。 奥さんの出産に立ち会わないと離婚の危機の可能性あり。出産後、奥さんは一年休める 家族優先、仕事二の次。 現在は、ファイナンス会社の会社員＋吹き替え・ナレーション提供ビジネスを自分でやっているのと、ポッドキャスト配信、ミュージシャン。 失敗談は、英語でのヒアリング、メキシコ、インドネシアバリ、スペインで起こったことなど。 路上で弾き語りをしていた時に高額な チップをいただきました。 東京都大田区出身。父は建築士、母は栄養士、裁縫などもしていて多趣味。 2歳上の、兄が一人、IT関連で、文系・アート系の僕とはぜんぜん違った兄 小さな時はどのような子供さんでしたか？ 大学院は、メルボルン、4年前にMaster of Professional Accountingを卒業しました。仕事して子育てしながらの勉強はしんどかったです。 今の家族構成は？日本人妻と子供男子2人。 お互いポッドキャストをしてる、共通点から、この際、お互いの番組で同時録音、そして2人でl質問会。 ーなぜPodcastを始めたのか？ ー自身が好きで聞いているPodcast番組は？ ー元々、なぜアメリカ、オーストラリアに来ようと思ったのか？ ーそれぞれアメリカ、オーストラリアに長年いて、一番大変だったこと。逆に一番うれしかったこと。 コウジさんの情報は 吹き替え・ナレーションサービス “Just Global Media” https://www.justglobal.jp Just Global Podcast https://soundcloud.com/justglobal https://itunes.apple.com/jp/podcast/just-australia-shi-jiede-huo/id1009280052?mt=2 バンド　The Wellingtons www.thewellingtonsmusic.com

If someone were to ask where Joseph Rugger was right now, you’re best guess would be one of our glorious National Parks. He’s been to almost all of them, from Acadia in Maine to the White Sands in New Mexico –driving his Prius all over the country. He created a bucket list of places he’d like to visit all over the world and is quickly checking them off as he does his CFO work virtually. In this episode, we talked about how we get most of our enjoyment from non-work time, so talking about those things in the office only enhances our jobs. We also talked about how leaders should take the time to genuinely get to know their staff. Using forced programs as the only time to do so is not authentic and doesn’t develop any connections. A good rule Joseph uses is to double the question to statement ratio to open a dialogue and build those relationships. Joseph Rugger is the CFO of Jonesboro Prosthetic and Orthotic Laboratory and a Continuing Education Instructor with the AICPA. He was the 2011 Arkansas Outstanding Emerging CPA Award Winner and a member of the 2013 AICPA Leadership Academy. He graduated from Lyon College with a BS Accounting, BS Finance, and BA Economics while being an active member of the baseball team. He later received his Master’s of Professional Accounting from IUPUI.

Amy Cooper loves Auburn football. And she loves teaching accounting at the University of Alaska Fairbanks. Combining the two has let her give the most important lesson — professionals can be successful while also sharing their passions at work. There isn’t a student in her Fall Semester classes that doesn’t know who Auburn is playing the next weekend. In this episode, we talk about the public perception of accounting versus reality and how that skews people’s behavior, including that of accountants. When Amy sees these college students, they are all unique with different hobbies and passions. Amy is working hard to encourage this from her students even after they begin working full-time and “professionalism” creeps in. Amy Cooper is an Accounting Instructor at the Universit of Alaska Fairbanks. Prior to that, she worked at a few public accounting firms in Washington and Alaska. She has a BS in Accounting & French from Birmingham-Southern College and a Master of Professional Accounting in Taxation from the University of Washington.