Podcast appearances and mentions of Chris Bates

This is an edit of a live discussion as I explore with Chris Bates the pressure to get onto the property ladder, and how people manage to stay on, in the light of the current election campaigns, and expected market dynamics ahead. We will also explore the role of a broker and future of property … Continue reading "DFA Live Q&A HD Replay: Getting And Staying On The Property Ladder With Chris Bates"

Today Caleb Stevens sits down with Chris Bates from Agora Eversole for a wide-ranging conversation on bank marketing. DOWNLOAD OUR FREE LOAN PRICING VIDEO SERIES HERE The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. – Member FDIC

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through all the big property news from this week. If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. First homebuyers as election focal point Development alleged to have $123m of defects National prices rise 39% in 5 years Listener Q&A Resources for this episode Election policies Developer collapses Mega-development defect claims Housing values rise 39% in 5 years Pros and Cons of DHA property Why are house prices in Australia so high? Markets pricing cuts Dwelling commencements fell in Q4 – only 65,000 attached dwellings were built last year (Cameron Kusher) Dwelling commencements drop anew (Pete Wargent) Arrivals hit all-time high in February Ross Gittins – At least one side gets the housing problem – but housing polices are mainly for show SMH: Home truths – housing policies are for show, but one side at least gets the problem Sydney house prices pass $2 million Asking rents on the rise again Luxury market to weather the storm Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – HUGE shifts in financial markets 2 – Apartment prices soar for new builds (Urbis) 3 – Changes to HELP debts treatment Resources for this episode RBA to launch emergency rate cuts (NAB) HELP on its way for borrowers Unit prices leap (Urbis) Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk you through all the latest property market news.  Topics covered today: In this week's episode, Chris and Pete cover: 1 – Property investors guide to the election 2 – Average wealth passes $1.5m per household 3 – Population growth returns to capital cities Resources for this episode: 1 – Investors guide to the election - ALP: Help to Buy scheme expanded, and Build to Rent - Coalition: Super for housing, fuel excise cut, and 25% cut to immigration - Lending assessment buffer would be cut to 2.5% - Also cuts to public sector jobs and size if Coalition wins - Not much new for supply measures – just relying on the cycle to pick up generally - Both sides of politics stimulating with demand-side measures - Historically, elections haven't made that much difference (CoreLogic report) - Maybe unit prices rose a bit more when ALP won – unions and FHOG - Stock markets are under pressure – it seems this time around Trump is bullish for bonds, and bearish for stocks (opposite of 2016)? Which parties offer best policies for investors on pensions, super, housing this election Politicians light match under Aussie house prices 2 – Average wealth passes $1.5 per household - Average household wealth is $618,000 per person - Equates to $1.5m per household - Yes some disparity - Partly speaks to the success of the superannuation system - Aus aggregate wealth is huge at $17 trillion…HUGE - What comes next? Average wealth passes $1.5m per household 3 – Population growth reverse to capital cities? - After pandemic 'race for space', cap cities now attractive bulk of population growth - ATH +520,900 in FY2023, Australia's cap city pop grew by +427,800 in FY2024. - Return to office is a driver, some COVID refugees returning to the city - Population growth across regional Australia was +113,800 or +1.3% - Biggest Melbourne (+142,600) & Sydney (+107,500) - Brisbane & Perth recorded extremely fast population growth of +2.7% & +3.1% - What next? Impacts for property? Capital city and regional market update Population growth blazes back to capital cities Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists discuss the Federal Budget, how COVID-19 impact property over the past 5 years, and also how the 2032 Olympics announcements will impact property markets in Brisbane and across Queensland.  Topics covered today: 1 – Help to Buy scheme expanded 2 – How COVID impacted property in 7 charts 3 – Brisbane announces Olympic venues for 2032 Resources for this episode 1 – Help to Buy Scheme expanded Changes in Help to Buy housing scheme will make most first home buyers eligible, Labor says Labor to make 'Help to Buy' housing scheme open to higher incomes and pricier properties Sharing home ownership with the government will be popular but hardly risk-free 2 – The impact of COVID on property in 7 charts Charts show how Australia's housing market has changed since COVID 3 – Brisbane Olympics venues announced Brisbane 2032 Olympic Games masterplan unveiled Brisbane rates to skyrocket after land values soar Brisbane 2032 can launch state's future if we work together 3 listener questions Your Binge Guide to the Foundations of Property, Finance and Money Management Episodes - The Property Couch Planning, personalised advice on superannuation Other news of interest Budget news Budget night delivers no major surprises Federal Budget 25 March 2025 with Westpac Chief Economist Luci Ellis Households to get $150 power bill rebate as Albanese extends relief Inflation keeps falling: lowest since 2020 Do elections really impact the property market? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) https://www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris is the Co-Founder and Owner at alcove. He and James discuss alcove's evolution from financial advice to strategic property decision support, as well as market trends, client engagement strategies, and the importance of trust-building through content and partnerships. Chris Bates LinkedIn: https://www.linkedin.com/in/christopherbates/ alcove Website: https://www.alcove.com.au/ To learn more about LivePreso, view our Solutions Showcase within the AdviceTech space of Ensombl: https://ensombl.com/go/20250320 Recognise real-world learning as CPD: https://ensombl.com/cpd/ General Disclaimer – https://www.ensombl.com/disclaimer/

In this Australian Property Podcast episode, your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove mortgage specialists talk through Melbourne's property market switching into gear, the first signs of FOMO in Sydney property this year, and 15% of Kiwis now living in Australia. Pete and Chris also tackle some more of your listener questions. Enjoy! Topics covered today: 1 – Bargain hunters move in for Melbourne 2 – Sydney market flirting with FOMO 3 – Kiwis flee NZ in record numbers  Resources for this episode Melbourne's Home Buyers Turn Bullish After Rate Cut​ Bargain Hunters Descend on Melbourne Property​ I/O Lending Headwind No Longer​ Recession-Burned Kiwis Flee to Australia Other news of interest CKC apartment supply report – Sydney hit 14 year lows for unit supply in 2024 Record high student arrivals in February at over 200,000 Who are Australia's migrants (Simon Kuestenmacher) Housing supply falls further behind target Average household size increasing, but only gradually now IO loans picking up finally? What are you seeing, Chris? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove mortgages talk about the impacts of ex-tropical cyclone Alfred, where the apartment market will turn a corner, and the bounce in sentiment for Melbourne property. Topics covered today: 1 – Floods impact insurance 2 – How Australia's property market spun out of control - and what we can do to fix it 3 – Apartment cycle turns the corner Resources for this episode How to Build a Future Property prices, investors, first-home buyers and affordability Building approvals at 25-month high The development tide has turned on apartments Council Housing Targets - Report Homebuyers can lift their budget & slash their budget – but here's why they shouldn't Sydney's most advantaged suburb – it's not where you think Risk of Trump-cession rising – stock markets fall as public sector spending is cut, painfully period of detox ahead for US, plus tariffs uncertainty Trumpcession narrative catches bid Storm floods some parts of Brisbane and Gold Coast Melbourne is a renter's oasis Oil price at a 3-year low Why did inflation surge? Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In episode 109, Ste is joined by Chris Bates to discuss all things dating in 2025. Chris breaks through the doom and gloom to offer valuable lessons on how to approach women, what makes the best first date, and how to navigate the challenges of online and in-person dating.  Ste and Chris also take a deep dive into how your health impacts your dating life, how to embrace uncertainty, and the key to building meaningful relationships in a digital world.  Radical Health Radio is produced by Heart & Soil, a beef organ supplements company helping hundreds of thousands of people achieve radical health. Heart & Soil was founded by Dr. Paul Saladino, a double board-certified MD and founder of the animal-based eating philosophy. Visit heartandsoil.co to reclaim your birthright to radical health with the most nutrient-dense foods on the planet.

Phones Show Chat 844 - Show Notes Steve Litchfield and Ted Salmon with Chris Kelly MeWe Groups Join Links PSC - PSC Photos - PSC Classifieds - Steve - Ted Discussion and News Pixel March Feature Drop - Changes Pixel Camera 9.8 Android 15 QPR2 - Changes Nothing Phone (3a) and Phone (3a) Pro go Official Device Week Apple iPhone 15 Pro Max Google Pixel 7 Peak Design Phone Cases Nothing Phone (2a) Plus - Steve's YouTube Shorts Ted's Softer, thinner TPU CMF Phone 1 vs Nothing Phone (2a) Plus Noreve Pixel Fold Saffiano Leather Cover 'Second Skin' in Black - Ted's Review Noreve Pixel 9 'Smooth' Luxury Leather Wallet Case in Ocean Blue 15 Most Useful iPhone Dynamic Island Features You Didn't Know! Apple iPhone 16e Steve's Top Tip on Fingerprint use on Phones for Elders! A 3MP Photo from 2007 on the Nokia E90 is still perfectly usable! App of the Week Pocket Casts Apple Notes Photo of the Week from MeWe PSC Photos Group Betta, Chris Bates, Xiaomi 15 Ultra: Links of Interest PodHubUK - Steve on Bluesky - Ted on BlueSky - Ted on Mastodon - MeWe PSC Group - PSC Photos - PSC Videos - WhateverWorks - Camera Creations - Tech Talk UK - TechAddictsUK - Chewing Gum for the Ears - Projector Room - Coffee Time - Ted's Salmagundi - Steve's Rants, Raves, and Reviews - Steve's YouTube Shorts - Thank Steve on PayPal - Thank Ted on PayPal

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss Australia housing market super-cycle, Cyclone risks for Queensland, and answer a few of your listener questions!  Topics covered today: 1 – Australia's housing market super-cycle 2 – The rise and rise of mortgage brokers 3 – Coalition to mandate 5 days in the office for public servants  Resources: The heads of some of Australia's top home builders demand urgent action to solve the housing crisis Australia is entering a housing super cycle, Qualitas says Australia in the grip of a housing super cycle Australia is entering a housing super cycle, Qualitas says Australia's housing super cycle: What agents need to know now The house price supercycle is just getting going Three reasons the housing supercycle is just getting going Housing market supercycle tipped to surge values by 30% CBA, NAB grapple with the rise and rise of mortgage brokers Coalition to force public servants to return to the office Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Owen Rask, Chief Investment of Rask, and Chris Bates, founder of Alcove, take you through 5 easy steps to secure your mortgage. If you like this Australian Property Podcast episode on getting into a property, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Understanding your borrowing capacity Choosing the right loan Getting pre-approved for a mortgage The mortgage application process Post-approval - what do you after you secure the mortgage Resources for this episode Work with Chris: https://www.raskmedia.com.au/services/mortgage-broking/  Free property course: https://education.rask.com.au/courses/free-property-course/  Ask a question (select the property podcast): https://bit.ly/R-quest  Rask Resources - these are included by default Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove talk about the rebound in home prices, inheritance taxes, and what the election might been for lending rules.  Topics covered today: 30-year mortgages for Australia? Coalition to force APRA lending changes? Sydney rezoning for more apartments  30-year mortgages for Australia? Resources for this episode Perfect opportunity: BlackRock CEO calls for 30-year mortgages in Australia Red tape slashed for home loans, markets, and insurance under Coalition NSW developers in Sydney suburbs rezoning for train metro housing Inheritances are destroying the fair go Revealed: 171 Sydney spots getting more apartment blocks in pared-down density reforms Warren Hogan: Rate cut will fuel inflation and cost of living crisis More rate cuts are on the way? Berkshire releases latest shareholder letter Surging construction insolvencies bankrupt housing targets A Coalition government would rocket house prices Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Drummer and composer Emma Garau is performing on Monday, March 3 at Berlin in Minneapolis with Bryan Nichols (piano) and Chris Bates (bass). Garau recently moved to town from North Carolina and she discussed how she is enjoying the Twin Cities so far. She also explained her approach to making music and connecting her love of classic jazz to her more avant-garde side.

Drummer and composer Emma Garau is performing on Monday, March 3 at Berlin in Minneapolis with Bryan Nichols (piano) and Chris Bates (bass). Garau recently moved to town from North Carolina and she discussed how she is enjoying the Twin Cities so far. She also explained her approach to making music and connecting her love of classic jazz to her more avant-garde side.

Chris Bates, founder and CEO of Alcove, speaks with Owen Rask, Chief Investment Officer of Rask, about the lessons learned growing Alcove, the role of a broker and future of property advice. Topics: Chris' journey from financial planning The partnership with Rask Name & brand changes Lessons learned working in an unsuccessful business partnership The future of mortgage broking ~~ Episode resources ~~ Mortgage broking: https://bit.ly/R-services ~~ Rask Resources ~~ All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Bates, cofounder of Alcove, is the mortgage broker that helped both of us getting into our homes. Today on the podcast, we speak to Chris about everything happening in the property market, including the age old question: should I save for property or invest in stocks? If you would like to speak to Chris and his team, fill out the form on our website and we'll put you in touch. —------Want to get involved in the podcast? Record a voice note or send us a message on our website and we'll play it on the podcast.—------Keep up with the news moving markets with the Equity Mates daily email and podcast:Sign up to our daily email to get the news delivered to your inbox at 6am every weekday morningPrefer to hear the news? We've turned our email into a podcast using AI - listen on Apple or Spotify—------Want more Equity Mates?Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok, & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

In this Australian Property Podcast episode, your hosts Pete Wragent from Allen Wargent Property Buyers and Chris Bates from Alcove discuss the Reserve Bank cutting interest rates for the first time in this cycle, and what it means for the property market ahead.  If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: RBA makes its first move for 2025 Average loan size hits a record high Foreign buyer ban for two years put in place  Resources for this episode RBA makes its first move for 2025 Average loan size hits record high Ban on foreign buyers buying established homes for 2 years Labor matches Coalition policy banning foreign investors from buying existing homes Labor to replicate Coalition's policy on banning foreign buyers Other news of interest: Sydney auctions picking up He achieved the Australian Dream then he found something better Housing construction productivity – how can we fix it? Some brighter news on the housing supply front NZ citizens leaving NZ for the past two years – over half are coming to Aus for better employment options Westpac reduces variable rate to 6.44% Wages growth disappoints lower again Tide is turning against working from home Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the recent turn to the right in global politics, the softer outlook for headline inflation, and the markets expected to benefit from falling interest rates.  If you like this Australian Property Podcast episode on boosting your retirement, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Property as politics takes a right turn Headline inflation forecast to fall below target Which markets will benefit from rate cuts? Resources for this episode 1 – Property as politics takes a right turn Population Update 2025 2 – Westpac predicts headline inflation below target Westpac Economics Report: Bull Inflation Deeper IS Gareth Aird LinkedIn Post: RBA Feb 2025 Activity 3 – Housing markets set to benefit from rate cuts (CoreLogic, Eliza Owen) Which housing markets could get the biggest boost from rate cuts Revealed: The housing markets set to get the biggest jolt from interest rate cuts Other news of interest Another major bank has announced new fixed rates Westpac cuts fixed rates ahead of RBA HIA calls for lending changes as… Home ownership gets even further out of reach for first home buyers in NSW Lending restrictions should be eased Australian housing finance rises 14% in… Westpac Economics Report: Bull Housing Finance Key priority: Woolies orders workers to return to office The baffling and little-known WFH statistic Woolworths orders staff back to the office Vacancy rates fall again as housing… Two-bedroom home jumps reserve by more than 1M as auctions pick up Next week's rate cut has already hit the housing market Toorak mansion becomes the nation's most expensive home FOMO to hit commercial market Victorian property investors still jumping ship more than 12 months since land tax hike exacerbating rent crisis Ask a question (select the Property podcast): https://bit.ly/R-quest  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Bates is the founder of mortgage brokerage, Wealthful. Originally from Melbourne, Bates has lived what he describes as a ‘nomad' life. At a young age, he and his family moved to Newcastle for a job opportunity. From there, he attended university in Sydney but after deciding that further study was not for him, he picked up his life and went to London before eventually settling again in Australia.In this episode, Bates will share the travelling stories that shaped his worldview, including exploring the beauty of countries such as India and Egypt. As well as this, learn how to find success without a university degree, and a common investing mistake involving supply and demand issues. Hosted on Acast. See acast.com/privacy for more information.

Chris Bates is the founder of mortgage brokerage, Wealthful. Originally from Melbourne, Bates has lived what he describes as a ‘nomad' life. At a young age, he and his family moved to Newcastle for a job opportunity. From there, he attended university in Sydney but after deciding that further study was not for him, he picked up his life and went to London before eventually settling again in Australia.In this episode, Bates will share the travelling stories that shaped his worldview, including exploring the beauty of countries such as India and Egypt. As well as this, learn how to find success without a university degree, and a common investing mistake involving supply and demand issues. Hosted on Acast. See acast.com/privacy for more information.

In this Australian Property Podcast episode, your hosts Pete Wargent and Chris Bates discuss the bullish property markets from Chris Joye of Coolabah Capital and from KPMG. They also discuss whether regional housing markets are getting a second wind from buyers seeking affordability, and the Coalition's proposed foreign buyer ban, and its potential impacts on the property market.  If you like this Australian Property Podcast episode on property markets, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today: Housing to benefit from rate cuts Dutton propose foreign buyer ban Second wind for regional property?  Resources for this episode: 1 – Housing market to welcome rate cuts (Joye) House and Unit Prices to Rise in 2025 KPMG Residential Property Market Outlook January 2025 Housing Market Will Welcome RBA Rate Cuts 2 – Dutton proposes ban on foreign buyers (but may bring back Significant Investor Visa) Real Estate Agents Face Costs to Meet New Money Laundering Rules Peter Dutton's Housing TikTok Dutton's Pledge to Curb Foreign Buyers Australia's Biggest Cities Built with Chinese Cash Dutton's Two-Year Foreign Investor Ban and Migrant Intake Slash Peter Dutton's "Golden Ticket" Visa for Wealthy Foreigners 3 – Second wind for regional exodus? Second Wind for Regional Housing Markets Other news of interest: Listings Off to a Strong Start in 2025 Melbourne CBD Office Vacancy Rate Stuck at 18% Support Surging for Higher Density Development Building Approvals Rise to 15,000 Bensons Property Possibly Insolvent in 2023 CBA to Offer Loans for Prefab Homes NIMBYs Oppose Highgate Hill Apartment Development Inflation for Essentials Eases, Allowing RBA to Cut Has the RBA Got Any Choice but to Cut in February? Ask a question (select the Property podcast): https://bit.ly/R-quest  Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textDom L'Amour speaks with Friend of the show aka best friend of the show Chris Bate AKA @chriselb_88.What if the key to understanding global politics lies in our own living rooms, wrapped in family traditions and heartfelt conversations? Join us on the Black Man Talking Emotions podcast as we navigate through the intricate world of politics and personal growth. Together with my close friend Chris Bates, we untangle the complexities surrounding President Biden's current challenges, the economic landscape shaped by corporate influence, and the political drama involving his son. As the Israel and Hamas conflict intensifies, we advocate for empathy and informed discussions, acknowledging the importance of creating new traditions and fostering personal growth amidst international tensions.Amidst a backdrop of shifting global alliances, we tackle pressing political and social issues, from the ongoing war in Ukraine to Donald Trump's recent election and its impact on public sentiment. Our conversation with Chris sheds light on Puerto Rico's enduring struggles with natural disasters and inadequate U.S. support, highlighting systemic inequalities. We also examine the intricacies of political maneuvering, especially in the context of Joe Biden's controversial decision regarding his son, adding a lighter yet insightful twist to our discussions.Turning to personal narratives, we explore the evolution of holiday traditions and family dynamics, from cherished childhood memories to the creation of new customs that resonate with us today. Reflecting on past performances and holiday celebrations, I share how the loss of my father reshaped my approach to festivities, emphasizing the importance of meaningful gifts and balancing old and new traditions. Through intimate stories, we underscore the profound value of family connections, fostering an atmosphere of love and gratitude, and creating lasting memories that carry us through the challenges of life.Opening quote: Carl BardOpening and Closing Theme song: Produced by Dom L'AmourTransition Music from Mad Chops Vol. 1 and Mad Chops Vol. 2 by Mad Keysand from Piano Soul Vol.1(Loop Pack) by The Modern Producers TeamFeatured song: "Fever" Covered by Dom L'Amour and The Andrews at Lemon Bar in Chicago.Cover art by Studio Mania: Custom Art @studiomania99Please subscribe to the podcast, and give us a good rating. 5 stars please and thank you. Follow me on @dom_lamour on Instagram. Or at domlamour.comSupport the show

In this episode Pete and Chris discussed the latest inflation figures, and whether we'll see lower interest rates…and if so, what does this mean for property in 2025? Topics covered today: 1 – Wrap of the latest inflation figures 2 – Airbnb impact on Australia's rental market 3 – Are high interest rates to blame for the rental crisis? Episode Resources: 1 – Wrap of the latest inflation figures: RBA Set to Cut in February What Lower Inflation Means for Property Australian Q4 CPI - 02.24yy Inflation Q4 CPI 2024 - Westpac Economics 2 – Impact of Airbnb on Australia's property markets: Australian Airbnb Markets to Invest Taking Stock: How Has 10 Years of Airbnb Changed Australia? 10 Goldmine Destinations for Airbnb Investors Not Us: Airbnb Hits Back 3 – Are high interest rates to blame for the rental crisis? Do Housing Investors Pass-through Changes in Their Interest Costs to Rents? | Bulletin – October 2024 | RBA Rask Resources  Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

Jazz88's Peter Solomon visited an adult jazz combo in their first rehearsal directed by bassist/educator Chris Bates at Jazz Central. The combo is one of eleven groups that got started in January through North Star Jazz Workshops.

Jazz88's Peter Solomon visited an adult jazz combo in their first rehearsal directed by bassist/educator Chris Bates at Jazz Central. The combo is one of eleven groups that got started in January through North Star Jazz Workshops.

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Mortgage arrears are down, what about hardship provisions? 2 – Trump takes the reins again 3 – Aussie public sector jobs growth unsustainable  Resources 1 – Mortgage arrears are down, what about hardship provisions? 4 reasons mortgage arrears rates are down - Pete Wargent Blog Westpac says number of customers on hardship payments is falling - News.com.au CBA says customer focus responsible for solid results - Proactive Investors Inflation remains persistent, CBA announces 132,000 hardship payments - News.com.au 2 – Trump takes the reins again How to Prepare for Tariff Day - The Macro Compass Trump orders federal workers back to the office full-time - Reuters Trump hauls millions back to the office - Pete Wargent Blog Return to In-Person Work - The White House 3 – Aussie jobs growth unsustainable? Public sector is strangling economy to death - AFR More than half a million workers earn income from NDIS, Shorten says in parting shot at critics - SMH Australia's economy is unsustainable - MacroBusiness Podcast Resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Latest polling for 2025 election Article 1 Article 2 Article 3 2 – Aussie dollar hovering around post-GFC lows Article 1 Article 2 Article 3 3 – What will happen to listings in the new year? Article 1 Other news and resources of interest: Bond sell-off. US unemployment rate falls to 4.1% Household spending a bit slower, despite Black Friday Job vacancies hold the line Building approvals hold the line JP Morgan ends remote work for 316,000 workers Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

In this episode Pete and Chris discussed their 2025 outlook for business and property. In this 2 Sense episode of The Australian Property Podcast, 7-time author Pete Wargent and Alcove mortgages founder Chris Bates are BACK! Every week, Chris Bates and Pete Wargent jump on the Australian Property Podcast airwaves to answer your questions or cover the top 3 property news stories of the news. Don't forget to send Chris and Pete your questions! In this week's episode, Chris and Pete cover: 1 – Birth rate hits record low. What comes next for population growth? 2 – Major developer sinks into administration. Supply shortages ahead! 3 – Inflation to fall in the December quarter Resources for this episode 1 – Birth rate falls to record low and the 2024 Population Statement Australia's birth rate hits record low – here's why it matters to you 2024 Population Statement Population statement and future trends Unis expect near-record foreign student numbers despite policy chaos Australia's Indian summer 2 – Major developer sinks into administration Highrise apartment developer Bensons Property Group placed in voluntary administration Major Australian property group Bensons Property Group goes into voluntary administration Major developer Bensons Property Group in voluntary administration Bensons Property Group's voluntary administration leaves uncertain future for Elias Jreissati's Chevron One penthouse 3 – Inflation to fall to 0.2%? NAB NAB Economy Watch Westpac Monthly CPI Indicator – November November Monthly CPI Preview Q4 inflation to fall to 0.2pc? Rask Resources  Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

What happens when your dream of buying your first home collides with the realities of changing jobs, working overseas, or stretching your budget? In this episode, we’re joined by Chris Bates, one of Australia’s top mortgage brokers and co-founder at Blusk, to tackle these challenges head-on with practical advice and real-world examples to guide you through some of the common challenges of first-home buying. We start by addressing a common concern: how job changes impact your loan eligibility. Chris explains how banks assess different employment situations, including probation periods, career shifts, and even casual or part-time roles. Next, we dive into expat lending, a topic many Australians working abroad grapple with. We then explore the trade-offs between using first-home buyer grants and maximising borrowing power by purchasing an investment property. Finally, we talk about budget-stretching tips, including buying unrenovated properties, considering nearby suburbs, and keeping financial buffers. Chris also dives into the benefits of lender’s mortgage insurance, showing how it can be a valuable tool for first-home buyers when used strategically. Tune in to get clear, practical answers and build the knowledge you need to approach your first home purchase with peace of mind! Episode Highlights: 00:00 - Introduction 01:21 - How long should I work at my new job to qualify for a first-time home loan? 05:58 - How much of a disadvantage is it to apply for a mortgage as an expat? 10:51 - What’s the smarter choice: higher borrowing power or first-home incentives? 16:09 - Does renting out spare rooms help increase loan capacity? 22:32 - Is it better to buy a house now or after finishing my career change? 36:42 - Chris Bates’ first home buyer property dumbo Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

Topics covered today: 1 – Turn yourself into a property pro Went to a live event, Modern Wisdom with Chris Williamson. While it mostly targets creatives and artists, some of the messaging hit home. Property investment is a business, in effect, and you should aim to treat it accordingly. Different personality types. But, should still take a professional approach to mapping out your investment strategy for the decade ahead at least. What does this mean in practice: A 10-year property plan with balance sheet and P&L  Some of my most successful clients over the past decade have included those who take massive action, and those who are really across their strategy and the cashflows etc. 2 – Book and call with a broker or lending professional Property is a game of finance with houses in the middle. We've been through a very unusual period for lending. Interest rates fell to unprecedented lows and have now rebounded to contractionary settings. Many borrowers are paying more than they need to as banks aim to claw back returns. Lending assessment buffers are tight but this doesn't always apply to refinancing. Think a decade ahead and get buffers/offsets in place. Need to have a strategy which makes you unbreakable. 3 – Think in decade chunks Media commentary is now daily, focus is on clicks.  But a full property cycle might take 7 to 10 years to play through. What happens over the course of a week probably has very little bearing on the prospects for a property investment over a decade time horizon. Our key investing years might be, for most people, between the ages of 25 and 65, so about 3 or decades.  Could be 4 to 6 full property cycles, if not more if you invest in different cities, states, or countries.  If you aim to invest for 20, 30, 40 years or longer, then there will be summer and winter seasons. High and low interest inflation, high and low interest rates, undersupply and overbuilding, high and low vacancy rates.  So you need to think about long-term fundamentals.  4 – Wrap It's an interesting time for property investment. In 2025 we will have high population growth, a chronic housing shortage and falling interest rates. All good fundamentals for property. Yet, as with every decade, there will be those who succeed and those who fail to progress as they hoped. The best way to ensure you're in the former group and not the latter is by taking a more professional approach to your investing to managing risk, and take a sensible approach for the decade ahead, with the appropriate buffers in place. Episode resources Pete: Read Turning Pro book Modern Wisdom podcast Rask Resources Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

Topics covered today: In this episode Pete and Chris discussed their 2024 highlights Some of the major trends we observed in the Aussie property market in 2024 included: Perth and Adelaide have boomed, and Brisbane listings were so low all year. How did interest rate movements impact the market throughout the year? Not as much as we thought. It was a complex web of trends, overall, and not as simple as people thought at the beginning of the year. 1. What Pete and Chris learned in 2024, and some challenges faced by the property market A key lesson for us – don't get too stuck on Level 1 thinking. It's a complicated market sometimes The most significant challenges the property market faced last year: Construction costs were very high, and developer insolvencies hit 3,000. Housing supply struggled all year. 2. 2025 outlook and insights from Pete and Chris Looking forward to 2025, our main predictions for the Australian property market: Slower price growth, but solid performance, overall. Melbourne is set to rebound due to relative affordability versus other capital cities. How we see the interest rate environment evolving, and how this will impact the market: Interest rates to fall to around 3.5%, APRA change to ease lending assessment buffers, and more bank competition for customers. This should boost buyer activity into an undersupplied market. Particular areas or regions in Australia that might offer the best investment opportunities in 2025: Melbourne, Newcastle, Brisbane, Central Coast, and Sunshine Coast. Key trends to shape 2025: Election year could see some changes to population policy, and property market policy. Superannuation for housing (Coalition) and Build to Rent (Labor). Slower population growth overall, as visa issuance for international students slows down. 3. Our advice for homebuyers and investors in 2025 Risks we believe homebuyers and investors should be cautious of in 2025: Construction and off the plan risks. Keep a buffer in case interest rates don't fall. 4. Closing reflections from Pete and Chris Summing up in 2024: Resilience! An interesting year of lessons. Intergenerational wealth and a struggle for developers. A complex market. Other advice for listeners as they plan their property investment strategies for the coming year: Get a property plan done! Episode resources: Pete: Read Turning Pro book Modern Wisdom podcast Chris: Manage technology addiction better, and draw more defined boundaries between work and leisure. Rask Resources: Property Planning – Pete Wargent from Allen Wargent Property Buyers Mortgage broking – Chris Bates from Flint Group Podcast resources Access Show Notes Invest with Owen Mortgage Broking Financial Planning Property Coaching 100-point property checklist (PDF) Accounting with Grey Space Business Coaching Rask Core 

Continuing with our junior college podcast series, Chris Bates sits down with Coach Brooks Buffington, the newly crowned 2024 National Women's Junior College Coach of the Year at Jones College in Mississippi, to uncover the truth behind the often misunderstood junior college sporting landscape. As he shares his insights, particularly for Australian students unfamiliar with the U.S. system, we promise you'll gain another great perspective on the unique opportunities junior colleges can offer both academically and athletically.Coach Buffington takes us on a journey through the world of junior college tennis, debunking myths and highlighting the supportive environment these institutions can provide. Contrary to the dramatised portrayals in shows like "Last Chance U," junior colleges can serve as nurturing spaces for personal growth and academic success, featuring smaller class sizes and a more intimate learning experience. We explore the financial and competitive advantages for international student-athletes, showcasing success stories from Argentina and Australia that demonstrate how junior colleges can be a wonderful fit.Throughout their conversation, Chris and Coach Buffington also dive into the rewarding yet challenging dynamics of coaching multicultural teams and building a family-like atmosphere that integrates players from diverse backgrounds.

Ever wondered if changing jobs or working overseas could throw a wrench in your plans to buy a home? In this episode, we dive into some of the most common questions we hear from homebuyers. How long do you need to stay in a new job before applying for a loan? What's the deal with borrowing as an expat? And does timing your property purchase around a career change make sense? There's a lot to unpack here, and the answers might surprise you. We also dig into a tricky one: Should you push your borrowing capacity to get a better-quality property but miss out on the first-home buyer grants? Or is it better to take advantage of those grants and settle for a slightly lower-tier asset? It's not always an easy decision, but we break down the pros and cons to help you weigh it up. If you've ever thought about renting out rooms to help you afford a better property or buying an investment property you plan to live in later, this episode will get you thinking. These ideas can work, but they come with their own set of challenges—like tax headaches and cash flow risks—that you'll want to understand before jumping in. We also talk about the importance of buffers and why lenders' mortgage insurance can sometimes be a good thing, even if it feels counterintuitive. For first-home buyers especially, having a bit of breathing room in your finances can make all the difference. This episode is packed with real-world advice and examples, so if you're in the thick of buying your first home or even your next one, you'll want to tune in for this one. Episode Highlights: 00:00 - Introduction 01:57 - How long should I work at my new job to qualify for a first-time home loan? 06:28 - How much of a disadvantage is it to apply for a mortgage as an expat? 11:21 - What's the smarter choice: higher borrowing power or first-home incentives? 16:39 - Does renting out spare rooms help increase loan capacity? 23:55 - Is it better to buy a house now or after finishing my career change? 37:59 - Chris Bates' property dumbo Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765  See omnystudio.com/listener for privacy information.

Chris Bates is the cofounder of Flint and the mortgage broker who helped both of us buy our first homes. We asked you on Instagram and the Facebook Discussion Group what questions you had about property. In this episode we ask Chris:What first home buyers should do once they buyWhen you should revalue your homeTips to boost borrowing capacity Chris' thoughts on the First Home Super Saver Scheme What trends he's seeing in young buyers Whether buyers agents are worth it?—------Want to speak to Chris or another of our hand-picked advisers? Fill out the form on our website and we'll put you in touch.—------Want to get involved in the podcast? Record a voice note or send us a message on our website and we'll play it on the podcast.—------Sign up to our daily news email to get the news moving markets delivered to your inbox at 6am every weekday morning. Short, sharp, to the point, it'll get you up to speed in less than 5 minutes.—------Want more Equity Mates?Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok, & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

This is an edited version of a live discussion in which I discuss the US election results, and then I am joined by award winning mortgage broker Chris Bates as we answer some important questions about mortgage applications and underwriting. How do we get the best results, and are all mortgage brokers the same? Chris … Continue reading "DFA Live Q&A: The Art Of Mortgage Underwriting: With Chris Bates"

In this episode, Chris Bates, head coach of the PLL champion Utah Archers, reflects on the journey to winning the championship. He discusses the emotional and physical toll of the 16-week season, especially with the choppy rhythm caused by bye weeks and the All-Star break. Bates highlights the sacrifices made by both players and their families to stay committed throughout the summer. Despite the challenges, he expresses immense pride in his team's collective effort and the satisfaction of reaching the pinnacle once again. The episode offers insights into the demanding nature of professional lacrosse and the resilience required to achieve success.

TODAY'S SPONSORSBEAM Minerals: Head to beamminerals.com and use the code DANIHEALTH to get 20% offVivarays: Visit vivarays.com & use the code DANIHEALTH for 15% offKION: Check out getkion.com & use the code DANIHEALTH to get 10%TODAY'S GUESTBates is an adamant advocate of learning by doing. After several years of voracious experimenting and working with thousands of individuals on holistic health under Dr. Paul Saladino, he is now focused on helping men who are perpetually single, divorced, or have recently gone through a tough breakup.  He ardently believes that physiological health is crucial in supporting mental and interpersonal health.Website: batesdates.comIG: @batesdatesON TODAY'S EPISODEHow do relationships impact our overall health and well-being?What are the dangers of being overly nice and people-pleasing in relationships?In what ways can stress act as a silent killer in our lives?Why is it essential to have tough conversations and set boundaries with loved ones?How can prioritizing self-care contribute to emotional regulation?What strategies can be used to address health concerns with partners effectively?What are the key components of creating a three-year vision for relationship decisions?How can individuals reflect and heal after a breakup or divorce?What role does toxic masculinity play in relationships, and how can it be addressed?What activities can help individuals meet like-minded people in the dating world?STAY IN TOUCH WITH ME:You can find me:On Instagram @daniellehamiltonhealth On Facebook at Danielle Hamilton HealthMy website is daniellehamiltonhealth.comOn my YouTube Channel (make sure you subscribe!)Sign up for my Wellness Wednesday Newsletter: https://www.daniellehamiltonhealth.com/newsletter

Chris Rosenthall and Kevin Brown bring on PLL stats analyst Joe Keegan to preview the 2024 title game matchup between the fourth-seeded Maryland Whipsnakes against the second-seeded Utah Archers (0:00-40:58). Then, Rosie and Kevin travel up to Philadelphia for the PLL Championship Media Day for interviews with Archers captain Ryan Ambler (40:59-48:16), coach Chris Bates (48:16-1:01:02), goalie Brett Dobson (1:01:03-1:04:29), Whipsnakes head coach Jim Stagnitta (1:04:29-1:23:22), Maryland midfielder Colin Heacock (1:23:23-1:28:21),  captain defenseman Matt Dunn (1:28:23-1:35:03) and lastly LSM Colin Squires (1:35:08-1:39:25).

Send us a Text Message.Chris Bates has over 14 years of dedicated exploration immersing himself in the realms of diet, lifestyle, and mindset to achieve the maximum impact on the quality of life. Bates meticulously analyzes his results, employing recovery statistics, intake trackers, output trackers, DEXA scans, bloodwork, and more. He seeks to discover the optimal balance of efforts that sustain motivation and equilibrium. A true scientist in the purest sense, Chris thrives on learning from the unknown while consistently taking action through experimentation. Previously, he spent three years working alongside Dr. Paul Saladino as the Lead Health Coach for Heart & Soil. Today, Bates works closely with individuals, particularly men, guiding them on a 1-on-1 basis to pursue optimal physiological, psychological, and interpersonal health. His clients, often aspiring to be the most capable partners and businessmen, benefit from his expertise in designing custom-tailored lifestyles that align with their goals and address their unique challenges. Central to Bates' approach is the encouragement of self-sustainability, typically achieved through individual experimentation and discovery. Find Chris at-IG- @batesdatesYT- @bates_dateshttps://www.batesdates.com/Find Boundless Body at- myboundlessbody.com Book a session with us here!

Meet Chris Bates - the mortgage broker who helped both of us (Bryce and Ren) get into our first homes. We have been getting so many questions about buying a first home, recycling equity and moving into property investment that we've asked Chris to join us on the show to help answer these questions. In today's episode we cover: Our own property stories (and how Bryce almost made a huge mistake)Trends in the property market and where to next How inflation is impacting property pricesSome of the common mistakes first home buyers make Why Chris thinks debt-recycling is overhyped (but also how we can do it)Chris' thoughts on rentvesting Whether buying land to subdivide it is a good strategy If a buyer's agent is worth it Wherever you are with property, we think this episode will give you plenty to go away and think about applying to your own finances.—------Want to see Bryce's property checklist? Make sure you're in the Facebook Discussion Group(If you're off Meta, hit us up on our website and we'll send it to you)—------Want to speak to Chris or another hand-picked financial advisor? Let us know a little about you by filling out this form and we'll put you in touch—------Want more Equity Mates?Sign up to our email to keep up with business news Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just Invest—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Send us a Text Message.Dom L'Amour speaks with Friend of the show and my best friend Chris Bate  AKA @chriselb_88. They have a mental check in and also speak about having babies.Imagine wanting to start a family but being faced with the complex world of male infertility and fertility treatments. We promise that by the end of this episode, you'll have a deeper understanding of the emotional, financial, and logistical hurdles that come with this journey. Join me, Dom L'Amour, and my friend Chris Bates as we share our personal stories about navigating the healthcare system, dealing with insurance challenges, and the differences between IVF and IUI treatments. Chris also opens up about his experiences with urologists and the potential role of medications like Clomid. This candid conversation sheds light on the importance of understanding your partner's perspective and desires as you embark on the path to parenthood.Shifting gears, I take a moment to reflect on my current mental state and what I've been up to lately. With Adrian out of town, I've embraced the opportunity to attend jam sessions and open mics, which has been invigorating. Balancing this newfound freedom with the responsibility of caring for our dog, I've also been networking with new musicians and even had a blast at our recent Juneteenth barbecue. Wedding season is in full swing, and I share some insights on the unpredictable nature of outdoor weddings and how we managed our own wedding logistics. Feeling positive and connected, I emphasize the significance of strong communication in maintaining a healthy relationship, even amidst minor family issues.Finally, Chris and I delve into the rollercoaster of fatherhood and family life. We explore the emotional and practical challenges of new parenthood, the rapid development of a five-month-old baby, and the importance of flexibility and perseverance in the fertility process. From key milestones like sitting up and teething to the joy of social interactions, we celebrate the simple pleasures and express our gratitude for every moment. Wrapping things up, I reflect on the joy of reconnecting with friends and the excitement for what the future holds. This episode is a heartfelt tribute to the trials, triumphs, and simple joys of family life.Opening quote: Nelson MandelaOpening and Closing Theme song: Produced by Dom L'AmourTransition Music from Mad Chops Vol. 1 and Mad Chops Vol. 2 by Mad Keysand from Piano Soul Vol.1(Loop Pack) by The Modern Producers TeamCover art by Studio Mania: Custom Art @studiomania99Please subscribe to the podcast, and give us a good rating. 5 stars please and thank you. Follow me on @doml_amour on Instagram. Or at domlamour.comSupport the Show.

This is an edited version of a live discussion about the state of the Australian Property Market, with Sydney based Mortgage Broker, Chris Bates from Flint. Chris started as a Financial Adviser back in 2007 and sold his Financial Advice business in 2020. Over the past 9 years, Chris has grown into one of Australia's … Continue reading "DFA Live Q&A Replay: Property Snakes And Ladders: With Chris Bates"

Send us a Text Message.Ever wondered how a painful past can fuel a transformative career? Today, we're honored to have Chris Bates, a dedicated lifestyle and wellness coach. His path from self-doubt to self-respect is nothing short of inspiring and lays the foundation for a rich discussion on mental resilience and the realistic pursuit of self-improvement.In a thought-provoking conversation, Chris sheds light on the trifecta of true wealth—physical health, psychological well-being, and interpersonal relationships. We delve into his career transition from Heart and Soil to full-time coaching, driven by a profound belief in holistic health. Tune in for a rich tapestry of experiences, wisdom, and actionable insights designed to help you thrive in every aspect of life.Connect with Chris - IG: @animalbates YouTube: https://www.youtube.com/@animalbates Website: https://www.animalbates.com/Support the Show.PRIMAL FOUNDATIONS PODCAST-Instagram: @Tony_PrimalFoundationsWebsite: Primalfoundations.com The Strength Kollective: Download Kettlebell Programs (Click Here)Book a free 30 minutes consultation (Click Here)

John talks with Chris Bates about one of Taiwan's greatest ever martial artists, Hong Yixiang 洪懿祥 (1925–1993). Hong was Taiwan's foremost master of the Chinese internal martial arts (which consist of baguazhang 八卦掌, xingyiquan 形意拳 and taijiquan 太極拳.) The Hong family learnt these fighting forms from exiled Mainlanders who fled the communists in the late 1940s. These skills were put to good use in dealing with local gangsters in the turbulent post-WWII years in Taipei. Chris, who trained with Hong and his sons, translated his biography “Blurred Boundaries,” written by son Hong Ze-han, into English. Like the book, this Formosa Files episode is not just a conversation about kung fu, but a rich cultural dive down little-known alleys.   (Chris previously spoke with John about his own martial arts odyssey in Taiwan: “Bonus Episode: Way of the Warrior - Martial Arts Master Chris Bates,” May 25, 2023. )

Jazz88's Peter Solomon spoke with Kansas City- based saxophonist Adam Larson, who will be playing May 17th and May 18th at Jazz Central. Larson will be playing with Twin Cities musicians Abinnet Berhanu, and bassists Chris Bates and Ted Olsen.

Dating coach and entrepreneur Chris Bates joins us for a slightly different episode this week focused on finding the love of your life. Chris shares his unique experience of getting cheated on (and staying in that relationship for 2 more years), the importance of going on a lot of dates, how dating is intertwined with business and health, being true to yourself, and the biggest problems with men in today's world.   TIKTOK/INSTAGRAM @squidtalkpod Hosts - Lukas Pakter Lukaspakter (IG) @SquidPakter (TikTok) Guest - Chris Bates @animalbates (IG, Youtube) https://linktr.ee/animalbates?lt_utm_source=lt_share_link#348347604 Access this and all future podcasts ONE DAY EARLY, and read excellent profiles and case studies on our future guests by subscribing to our weekly newsletter. For more info, visit: https://lukaspakter.com/newsletter

CONNECT WITH US: "Grow or Die" Instagram: @growordiepodcast Justin Mihaly Instagram: @jmihaly_ Chris Bates: @animalbates Join The "Grow or Die" FaceBook Group: https://www.facebook.com/GrowOrDiepod?mibextid=DlZzXU

Definition of an underserved community, barriers to care that patients face, and tools for the AT working with underserved communities. Timestamps 15:18- What is an underserved community? 22:50- Barriers to care that patients' face 32:00- Consequences of these barriers 38:48- How can the ATs support underserved communities 43:02- What can ATs do to promote an equitable environment 46:00- How to talk to admin about diversity Action Item:  What do you want ATs to know about working with underserved populations? AT CORNER FACEBOOK GROUP: ⁠⁠⁠https://www.facebook.com/groups/atcornerpodcast⁠⁠⁠ Instagram, Website, YouTube, and other links: ⁠⁠⁠atcornerds.wixsite.com/home/links⁠⁠⁠ EMAIL US: atcornerds@gmail.com SAVE on ⁠⁠⁠Medbridge⁠⁠⁠: Use code ATCORNER to get $150 off your subscription Music: Jahzzar (betterwithmusic.com) CC BY-SA -- -Sandy & Randy