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In this episode, Mark recaps his recent lecture at Iowa State University, reflecting on the growing problem of political tribalism in America and calling Christians to a distinctly different posture: rooted in conviction, civility, and faithful presence.Episode Highlights00:00 — Introduction and context: Recapping the Iowa State University lecture01:52 — A flyover of the talk: Anxiety, anger, and political tribalism02:06 — The central appeal: Learning how to disagree without dehumanizing02:58 — A disturbing example: Political violence and the celebration of hatred04:02 — Diagnosing the moment: Living in an “age of anxiety”04:15 — Mark Sayers and the “gray zone”: Cultural transition and moral confusion05:15 — The clash between post-Christian culture and the values of the Kingdom of God13:01 — The university as a training ground for citizenship and civility13:20 — The absence of viewpoint diversity and the danger of intellectual tribalism21:00 — The call to Christian faithfulness: Being loyal first to Christ our KingResources:We Need to Disagree: The Importance of Honesty and Debate in an Age of Political Tribalism (Please note: This recording will remain live until March 2, 2026)Cornerstone Church Sermons: Listen onlineAsk Mark a Question! Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!

Send a text“Take riskier paths earlier.”-Sri KazaExclusive Insights from This Week's EpisodesWhat if the business rules you've sworn by are the chains holding you back? In this powerhouse episode, Sri Kaza, former McKinsey Partner and exited CEO, rips apart conventional wisdom to arm you with strategies that let small businesses outmaneuver giants. You'll gain razor-sharp insights on positioning for loyalty, leveraging proximity to rally customers, and aligning purpose for unbreakable resilience—tools to skyrocket profits, survive crises, and crush exits. No fluff, just game-changing tactics for entrepreneurs who demand real impact. Listen now and transform how you build wealth.EPISODE HIGHLIGHTS00:04 The COVID failure that changed Sri's view on business forever05:15 Why the Paycheck Protection Program exposed how small businesses get ignored10:30 What actually kept small businesses alive during lockdowns16:05 Why chasing scale is a trap for most founders21:30 How AI levels the playing field for small businesses27:10 The three principles every founder must internalize33:20 What makes Sri run toward or away from an investment42:10 The question every entrepreneur must answer about their purposeFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/520The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Send a text“Trust your instinct and do it anyway.”-Kendra DahlstromExclusive Insights from This Week's EpisodesWhat if your company's culture is the silent killer sabotaging your biggest deals and draining millions? In this explosive episode, Kendra Dahlstrom, Fortune 50 M&A leader, delivers hard-hitting truths on why 80% of mergers fail due to cultural mismatches—and how to fix it. You'll learn to spot emotional intelligence gaps, de-risk your leadership team, and build a culture that accelerates growth without burning out. Transform doubt into dominance, align ambition with self-trust, and create sustainable success that feels human. Don't miss these game-changing strategies—listen now and secure your edge.EPISODE HIGHLIGHTS00:06:00 Why 80% of mergers fail after the deal closes00:10:00 The three leadership mistakes that quietly destroy culture00:18:00 How command and control leadership kills psychological safety00:21:00 Why emotional intelligence can be measured and improved00:32:00 The 3 daily decisions that separate effective leaders from overwhelmed founders00:43:00 Why emotional intelligence will outperform AI in leadershipFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/519The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Some property rules sound responsible. Sensible, even. Never buy at auction. Never stretch your budget. Always buy the worst house on the best street. But when first home buyers follow these rules without understanding the context, they can quietly limit their options—or worse, lock themselves into the wrong decision.In part two of our two-part series, we unpack the quieter property rules that don't get questioned enough. These are the ones buyers follow to avoid mistakes, judgement, or risk—but often at the cost of opportunity. We explain why fear-based advice creates analysis paralysis, and why real confidence doesn't come from copying rules, but from understanding how decisions actually fit together.We break down common advice like avoiding auctions, steering clear of strata, never stretching your budget, and buying anything just to “get on the ladder.” You'll learn when these rules make sense, when they don't, and which ones should never be broken. We also share real buyer examples that show how small, informed shifts in thinking can lead to much better outcomes.If you're feeling stuck between “playing it safe” and moving forward, this episode will help you see property advice through a clearer lens. Because smart buying isn't about following rules blindly—it's about knowing why you're doing what you're doing.Episode Highlights00:00 — Introduction to Sensible Property Rules00:13 — Unpacking Fear-Based Advice02:06 — Rule 6: Worst House on the Best Street03:42 — Rule 7: Avoiding Body Corporate or Strata05:27 — Rule 8: The Auction Dilemma09:05 — Rule 9: Budget Stretching Myths13:50 — Rule 10: The Ladder Fallacy16:12 — Conclusion and Final ThoughtsCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

Granny flats are being sold as the answer to everything—housing affordability, rental yield, multigenerational living, even retirement planning. But once you get past the glossy numbers and council checklists, the reality is far more nuanced.In this episode, we sit down with Wally Gebrael, Co-Director at Granny Flat Solutions, to unpack what actually determines whether a granny flat works — and why so many builds quietly underperform. We break down the planning pathways (CDC vs DA), site constraints that kill feasibility, design mistakes that slash rental appeal, and the hidden costs investors rarely factor in.We also explore the bigger picture: how granny flats fit into Australia's housing crisis, why quality and layout directly impact yield, and when a granny flat can genuinely improve cash flow, versus when it simply ties up capital. Wally shares real-world examples from thousands of builds, including what separates high-performing granny flats from regret purchases.If you're considering building one — whether for family, flexibility, or investment — this episode will help you decide with clarity, not hype.Episode Highlights00:20 — Meet the Expert: Wally Gebrael03:12 — Financial Considerations and Value Addition06:18 — Challenges in Building Granny Flats08:44 — Council Regulations and Approval Process12:56 — Cost and Budgeting for Granny Flats23:59 — Designing Functional Spaces with a Wow Factor24:22 — Balancing Cost and Value for Investors and Homeowners25:37 — Optimal Granny Flat Designs29:52 — Impact of Interest Rates on Investments32:03 — Financial Considerations and Tax Implications37:57 — Common Mistakes in Granny Flat Projects43:43 — Final Thoughts and Listener QuestionsAbout the GuestWally Gebrael is the Co-Director at Granny Flat Solutions, one of Australia's leading specialists in secondary dwellings. Since establishing the business in 2011, Wally and his team have delivered more than 2,500 granny flats across NSW, navigating everything from straightforward CDC approvals to complex council applications involving flood zones, heritage overlays, and high-constraint sites.With over a decade at the coalface of design, approvals, and construction, Wally brings a grounded, practical perspective to the granny flat conversation. His insights aren't theoretical—they're based on real budgets, real rental outcomes, and the recurring mistakes homeowners and investors make when chasing “easy yield.”In a market saturated with oversimplified advice, Wally focuses on feasibility, function, and long-term performance—not sales-driven optimism.Connect with WallyWally's LinkedInGranny Flat Solutions' LinkedInGranny Flat Solutions' WebsiteGranny Flat Solutions' InstagramGranny Flat Solutions' Facebook

AI isn't about productivity. It's about presence.In this special episode, the tables turn and I'm interviewed by Sham Colegado about my new book, Artificial Organizations. We explore why 95% of AI projects fail, why executives don't want more tools — they want their life back — and how the real competitive edge isn't automation, but judgment at speed.If you've been overwhelmed by the explosion of AI tools or unsure where to start, this episode will help you reframe the conversation. This isn't about doing more. It's about deciding better — faster, with clarity and confidence — by combining human instinct with machine intelligence.Key TakeawaysAI Used Only for Productivity Fails: When AI is treated as a cost-cutting tool instead of a transformation system, it rarely creates lasting value.Presence Is the Real Advantage: The goal isn't more output. It's showing up calmer, clearer, and better prepared — so decisions improve.Decision Velocity + Decision Advantage Wins: Make decisions faster and with better information. Speed without clarity is noise. Clarity without speed is stagnation.The Future Belongs to Human + Machine Judgment: Executives who combine instinct with machine intelligence will outperform those relying on either alone.Additional InsightsExecutives Don't Want More Tools — They Want Their Life Back: Leaders aren't overwhelmed by lack of tools. They're overwhelmed by fragmented workflows, constant context switching, and decision fatigue. AI must reduce cognitive load, not add to it.Presence Drives Performance: When AI handles capture and synthesis, leaders show up calmer, more prepared, and more focused. Productivity improves — but performance and clarity are the real unlock.The Identity Threat of AI: Many executives privately fear incompetence. They don't want to look behind or uninformed. That hesitation often shows up as skepticism or avoidance.Decision Velocity Is the New Differentiator: Artificial organizations move faster because they reduce decision latency. Meetings become focused. Context is pre-loaded. Choices are made with confidence.Traits + Tasks + Tools (T3 Model): Start with how you naturally work best. Then amplify your highest-leverage tasks with the right tools.Capture, Transcribe, Synthesize, Act: A simple workflow that turns every conversation into a reusable data asset. This loop compounds judgment and accelerates learning over time.Episode Highlights00:00 – Episode RecapBarry explains why AI used purely for productivity fails — and why the real advantage comes from transforming how leaders make decisions.02:58 – Guest Introduction: Sham ColegadoBarry welcomes Sham Colegado, a key member of the Artificial Organizations team, who interviews Barry about the book and its core ideas.03:32 – “Executives Don't Want More AI Tools”Barry shares the personal burnout moment that sparked a shift from productivity chasing to rethinking how he works.06:02 – AI's Real Promise: Presence Over ProductivityWhy performance and clarity matter more than output — and how AI can make leaders calmer and more focused.09:30 – The Identity Threat of AIExecutives reveal a hidden fear of incompetence and why one-on-one learning environments matter.12:26 – Decision Velocity & Decision AdvantageThe two engines of artificial organizations and how reducing decision latency compounds competitive advantage.15:15 – The Traits, Tasks, Tools FlywheelHow aligning natural strengths with high-leverage work determines which AI tools actually create impact.19:01 – What the Best AI...

Our guest on the podcast today is Jim O'Shaughnessy. Jim founded O'Shaughnessy Asset Management, a quantitative investment management firm in 1993. Franklin Templeton acquired the firm in 2021. Jim is also an author of several books, including Invest Like the Best and What Works on Wall Street. His latest book, Two Thoughts: A Timeless Collection of Infinite Wisdom, is a compilation of quotations from famous artists, writers and thinkers. Jim also hosts his own podcast called Infinite Loops. In addition, Jim is the founder and CEO of O'Shaughnessy Ventures, which provides financial backing and other support to individuals and projects.Episode Highlights00:00:00 Building a New Way to Analyze the Stock Market00:07:18 How Stock Brokers Sold Stories Before Quants00:12:19 Stock Price vs. Narrative and How Quants Avoid Stock Investing Pitfalls00:20:05 Long-Term Investing, Bonds, and Keeping Emotions Out of Your Portfolio00:29:50 Pre-Seed Investments, Finding the Right Founders, and Valuations Today00:40:08 The Making of Two Thoughts: A Timeless Collection of Infinite Wisdom00:47:29 Voices on the Infinite Loops Podcast00:53:12 “Statis is Death” and Lifelong LearningMore From The Long ViewNick Maggiulli: Climbing the Wealth LadderLawrence Lam: ‘The Types of Companies That Attract Me Are Founder-Led and Profitable'More From MorningstarHow to Determine What a Stock Is WorthHow to Build a Portfolio to Reach Your Financial Goals5 Ways Emotions Sabotage Your Investment SuccessFOMO Can Lead to Lower Returns. Don't Fall For ItIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send a text“The younger you start with insurance the better off you are.”-Alan PorterExclusive Insights from This Week's EpisodesEver wonder why your business booms but your wealth evaporates? In this powerhouse episode, wealth expert Alan Porter exposes the brutal gaps that trap entrepreneurs—tax pitfalls, unprotected assets, and retirement risks that turn wins into wipeouts. You'll learn ruthless strategies to slash taxes, eliminate debt faster, safeguard against health crises, and create tax-free legacies that protect your family and fuel true freedom. No more leaving money on the table or risking everything on outdated advice. This is your wake-up call to keep what you earn and dominate wealth like never before.EPISODE HIGHLIGHTS00:02:10 Why “what you keep” matters more than what you make00:05:30 The real cost of ignoring tax strategy before an exit00:09:45 How one dentist reclaimed over $2 million in past taxes00:14:20 The long-term care crisis entrepreneurs refuse to face00:23:10 Why 70 percent of Americans will need long-term care00:31:00 Retirement risk most fiduciaries never explain00:35:40 The concept of effective interest cost and hidden debt traps00:41:00 The one decision Alan wishes he made decades earlierFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/517The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

If you're a first home buyer, you've probably heard the same advice over and over again: never buy on a main road, never buy a one-bedroom, never buy off the plan.These “rules” get passed down by parents, friends, forums, and social media—usually with good intentions, but almost never with proper explanation. And that's where the trouble starts.In Part One of this two-part series, Meighan and Veronica break down the most common “never do this” property rules and explain where they actually come from. They unpack what these rules are trying to protect you from, why they exist, and—most importantly—what happens when you follow them blindly. Because rules without context don't create confidence. They create fear, hesitation, and second-guessing.You'll hear a practical, honest discussion on buying on main roads (and why not all roads are created equal), the real risks of one-bedroom apartments, why off-the-plan purchases can quietly lock buyers out of the market, and the truth about house and land packages in large developments. They also tackle buying with friends or family—and why this rule isn't a “never”, but a “never without the right structure”.This episode is designed to help you replace confusion with clarity. By the end, you'll understand how to think critically about property advice, how to spot when a rule applies to you—and when it doesn't—and why strategy always matters more than soundbites.Episode Highlights00:00 — Introduction: Common Property Buying Rules00:06 — Understanding the Rules and Their Origins03:05 — Rule 1: Never Buy on a Main Road05:02 — Rule 2: Never Buy a One-Bedroom Apartment08:13 — Rule 3: Never Buy Off the Plan10:50 — Rule 4: Never Buy a House and Land Package13:19 — Rule 5: Never Buy with Someone Else15:17 — Conclusion and Next StepsMentionsEpisode 256: Mortgage Strategy for First Home BuyersCourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

 Lent isn't about giving something up, but about cultivating something deeper.In this episode, Mark casts vision for the Lenten season and explains why fasting is a historic and biblical rhythm for followers of Jesus. From churning up the soil of the heart to aligning ourselves with the ancient church, Mark walks through both the theology behind Lent and the plan Cornerstone will follow together.Episode Highlights00:27 — Introducing Lent and the vision for this season 01:14 — Jesus assumes his followers will fast 02:08 — “Break up the fallow ground” (Hosea 10:12) 02:48 — Lent connects us to the ancient church03:21 — The 40-day rhythm of fasting & feasting06:26 — Introducing the Lent Bookmark and weekly plan 08:00 — Overview of the seven weekly fasts 08:34 — Weekly communion throughout Lent13:31 — Scripture memory: Philippians 2 14:51 — Final encouragement: Now is the time to seek the LordResourcesText 'LENT' to 515-329-3343 to sign up for weekly reminders plus daily Holy Week readings and videos to guide you through this season.Cornerstone Church Lent ResourcesLent Bookmark & Weekly PlanCornerstone Church Sermons: Listen onlineAsk Mark a Question! Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!

NSW has moved fast to reform its planning system, promising to unlock housing supply through sweeping state-led controls. But zoning uplift alone doesn't build homes. In this episode, we ask the harder question many in property are thinking but few say out loud: is the system genuinely delivering housing, or quietly choking supply through feasibility constraints, delays, and unintended consequences?Joining us is James Oldknow, Special Counsel at Mills Oakley, who works daily at the sharp end of planning approvals, appeals, and the NSW Land & Environment Court. James breaks down why Transport Oriented Development (TOD) has produced little real-world uptake, while the Low-to-Mid Rise (LMR) policy is driving a surge of applications—particularly in Sydney's most expensive, tightly held suburbs.We unpack how affordable housing incentives are being used to make projects stack up, why premium locations like Mosman, Waverley, and Woollahra are seeing the most change, and how the new Housing Delivery Authority is fast-tracking large projects while sidelining local controls. Along the way, we tackle design quality, heritage, infrastructure strain, and the emotional toll these changes are having on established communities.For investors, homeowners, and anyone exposed to property in NSW, this episode is a reality check. And if you're wondering what could be coming in other states, this could be the canary in the coalmine. The reforms aren't a silver bullet—but they are already reshaping values, neighbourhoods, and long-term decisions for those paying attention.Episode Highlights00:00 — Introduction to NSW Planning System01:33 — Meet the Expert: James Oldknow04:41 — Challenges in TOD Applications08:33 — LMR Policy and Its Impact10:52 — Affordable Housing and Feasibility16:42 — Community Concerns and Planning Rigors26:53 — Development Typologies Across New South Wales28:59 — Concerns About Centralized Authority30:43 — Affordable Housing and Contribution Funds32:17 — Infrastructure and Traffic Concerns34:33 — Heritage and Environmental Considerations43:29 — Navigating Development Consents and Modifications45:29 — Final Thoughts and AdviceAbout the GuestJames Oldknow is Special Counsel in Mills Oakley's Planning and Environment team, specialising in planning and development law across New South Wales. He advises landowners and developers on projects of all sizes and regularly appears before councils, planning panels, and the NSW Land & Environment Court.Working daily within the approvals and appeals system, James sees firsthand where projects stall, why others succeed, and how state policies like LMR, TOD, and the Housing Delivery Authority operate in practice—not theory. His perspective is grounded in real projects, real constraints, and real outcomes, making him uniquely placed to cut through the policy noise and explain what NSW's planning reforms are actually delivering on the ground.Connect with JamesJames' LinkedIn Mills Oakley Website Mills Oakley LinkedIn ResourcesVisit our website:

Send a text“The most dangerous position for any founder is not failure. It's being too important.”-Jeffrey FeldbergExclusive Insights from This Week's EpisodesYou are not stuck because profits are too low (or too high). You are stuck because success quietly turned you into the operating system. This episode exposes the silent trap that hits respected, profitable founders: the harder you work, the more indispensable you become, and the more fragile the business gets. You will learn how to spot the hidden single point of failure, how to shift from reaction to intention, and how to build a company that delivers profit, control, and choice at the same time. If growth feels heavier than it should, this is your wake up call. Listen now and redesign the way you operate.Episode Highlights00:01:00 Profits rise, freedom drops, and the business depends on you00:03:00 The most dangerous position is being too important00:04:00 The Deep Wealth Operating System and the shift from reaction to intention00:11:00 Step 2 X Factors and how elite businesses become fundamentally different00:16:00 Step 3 Future Buyer and seeing risk through outside eyes00:20:00 Step 8 Skeletons and Rembrandts and removing fragility while amplifying value00:25:00 Step 7 Timing and Execution and why power comes from not needing anything to happen00:30:00 Step 9 Deep Wealth and the real goal: calm and choice00:38:00 The core question: are you creating choice or quietly losing it00:47:00 Email call to action with subject word ChoicesFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/516The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

In this episode of Entrepreneur | Authorities, Joe Pardavila sits down with Charles Sims, founder of SkaFld Studio and “Hurricane CTO,” to break down why nearly 80 percent of every business is built on repeatable systems and how leaders who master that foundation scale faster with less chaos.Charles introduces the SkaFld Anywhere methodology, a framework designed to systemize the core operations behind growth across any industry. From turning a single indoor pickleball venue into a franchise ready operation, to guiding school districts through AI adoption with clarity and trust, Charles shows why strong infrastructure matters more than flashy ideas.The conversation explores why smart leaders resist standardization, how perfectionism stalls momentum, and what usually breaks first when companies try to grow without clear systems in place. Charles shares real examples from startups, local businesses, and public sector organizations, explaining how modular thinking removes decision fatigue and builds consistency without killing culture.Joe and Charles also dive into the human side of scaling, including how trust lowers risk, why empathy drives adoption of new initiatives, and how leaders separate personal identity from the systems their organizations need to thrive.The episode closes with a clear takeaway: when you systemize the repeatable 80 percent of your business, the remaining 20 percent becomes your competitive edge.

In this episode of Architecture Business Club, Jon Clayton introduces Joshua Ayettey, a chartered architect and founder of JADC Studio and Scattered Hub, a mentorship community for aspiring architects. Joshua discusses his personal struggles through architectural training, leading to his passion for mentoring and creating Scattered Hub. The group focuses on providing support, confidence boosts, and guidance to new graduates navigating the architectural field. The conversation covers the group's organic growth, its impact on members, and Joshua's inspiration and future aspirations for Scattered Hub. This episode also highlights practical advice for building community groups and the importance of tackling failures positively.Today's GuestJoshua Ayettey is a chartered architect and creative problem solver who is passionate about improving the way people live through good design and mentoring the next generation of problem solving designers. He's also the founder of JADC Studio and Scattered Hub.—Episode Highlights00:00 Introduction00:31 Our Guest: Joshua Ayettey01:07 Joshua's Background and Scattered Hub01:45 Organic Growth of Scattered Hub02:02 Mentoring Journey and Early Struggles03:09 Helping Others and Building Confidence04:54 Founding JADC Studio05:45 Formalising Scattered Hub06:08 Personal Struggles and Mental Health07:37 Failures as Catalysts for Growth08:27 Jon's Struggles That Led To This Show09:20 Setting Up the Group and Formal Arrangements10:13 Creating a Peer-to-Peer Platform11:38 Expanding Beyond Architecture13:01 Community and Collaboration14:12 Wins and Success Stories14:22 Building Confidence and Self-Esteem17:16 Personal Motivation and Influences20:09 Future Vision for Scattered Hub20:49 Collaborative Projects and Ecosystem24:17 Encouragement to Test Ideas26:14 Final Thoughts and Takeaways27:25 Encouraging Young People in Architecture28:56 Resource Recommendations and Learning29:40 AI and Future of Architecture31:39 Connecting with Joshua Online—Key TakeawaysDon't Be Afraid to FailYou can learn a lot from your failures, even if you can't see it at the time. Joshua failed his final year and had to repeat it. He also failed his part three exam the first time. But these failures taught him important lessons that helped him later. When you fail, it doesn't mean you should give up. It means you're learning something that will help you in the future.Help Others Along Your JourneyWhen you're struggling with something, you can still help other people who are facing similar problems. Joshua struggled during his training, but he still helped other students with their work. By helping others, you build confidence in yourself and create a positive effect that spreads to more people. You don't need to wait until you're perfect to start helping others.Surround Yourself with the Right PeopleWhen you're going through tough times, you need people around you who can support you and remind you of your strengths. Joshua almost quit everything, but people around him helped him see that he was being too hard on himself. Find people who reflect where you want to be and who can help you see things clearly when you're struggling.—Subscribe on YouTube (for upcoming video episodes!)

Today's guest on The Long View is Sara Devereaux. Sara is the Chief Investment Officer of Vanguard Capital Management and Global Head of Fixed Income. She oversees the investment professionals responsible for portfolio management, trading, and research for Vanguard's internally managed fixed-income funds and ETFs, including actively managed bond and money market portfolios and bond index portfolios. Before joining Vanguard in 2019, Sara was a partner at Goldman Sachs, where she spent over 20 years in mortgage-backed securities and structured products trading and sales. Earlier in her career, she worked at HSBC, in risk management advisory and interest rate derivative structuring. She started her career as an actuary at AXA Equitable Life Insurance. Barron has named Sara to its annual list of the 100 Most Influential Women in US Finance every year since 2022.Episode Highlights00:00:00 Vanguard's Investing Philosophy and New Innovations00:06:20 Active Fixed-Income Strategy and the Alpha Waterfall00:13:34 ETF's Explosion, Active Management, and Private Credit Risk00:23:10 How Technology Is Reshaping the Bond Market00:29:51 Bond Market Performance 2025, Bonds as Ballasts, and Term Premiums00:37:27 Bond Market Risks in 202600:42:51 Shifting Policy Crosswinds, Cracks in Credit, and AI Capex Risks00:50:18 Technical Signals to Watch in 2026Books MentionedStay the Course: The Story of Vanguard and the Index RevolutionMore From MorningstarVanguard's Sara Devereux: Why It's a ‘Terrific Environment' for Bond IncomeSalim Ramji: The Industry Uses Complexity As a Mask to Charge MoreMorningstar's Guide to Fixed-Income InvestingIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send a text“Do what's right and not what's easy.”-Mark DiniExclusive Insights from This Week's EpisodesYour health is quietly sabotaging your empire, and most founders don't see it until performance tanks. Founder and health expert Mark Dini pulls back the curtain on why high performers decline and delivers the exact signals and timing protocols top founders use to reverse decline, restore biological resilience, and compound results in both body and business. You'll discover how to cut through lab lies, optimize cellular signaling, harness light and peptides correctly, and build a body that sustains explosive growth. Stop accepting "normal" health that quietly erodes profits. Listen now and reclaim your sovereign wealth.Episode Highlights00:05 Why “normal” blood work is quietly misleading high performers00:12 The hidden cost of antibiotics, stress, and ignored inflammation00:18 Why peptides fail without proper cellular signaling00:23 How light and timing control energy, focus, and recovery00:30 Why burnout is a biological problem, not a mindset issue00:38 The minimum effective dose for elite health performance00:43 The single daily habit that resets your biology fastFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/515The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Most Australians assume they'll deal with retirement living and aged care when the time comes. The problem? By the time it does, the system has already made many of the decisions for you. In this episode, we unpack why delaying retirement and home care planning is one of the most expensive mistakes people make—not just financially, but emotionally and structurally.Veronica Morgan and Chris Bates are joined by Mitch Hiam, COO of Balance Financial Group, to explain how Australia's aged care and home care systems really work—and why recent reforms are quietly changing the rules. They explore how “Support at Home,” means testing, maintenance costs, and wait times are pushing retirees into decisions earlier than expected, often under crisis conditions.The conversation challenges deeply held assumptions about staying in the family home, downsizing, retirement villages, and intergenerational living. Mitch breaks down when home care works, when it doesn't, and why time—not money—is the real currency in preserving choice and independence later in life.This episode is essential listening for Gen X, older Millennials, investors, and anyone with ageing parents, offering a clear warning: if you don't plan your retirement living early, the system will plan it for you.Episode Highlights00:00 — Introduction to Retirement Living Decisions01:08 — Guest Introduction: Mitch Home from Balance Financial Group01:48 — Challenges Faced by Retired Homeowners04:05 — Importance of Early Planning for Home Care09:07 — Government Policy Changes and Their Impact16:00 — Financial Trade-offs and Family Dynamics24:21 — Granny Flat Agreements and Multigenerational Living26:31 — Inheritance and Financial Planning for Retirees29:52 — Planning for Future Care Needs30:29 — Making Better Property Decisions31:37 — Understanding Retirement Villages40:10 — Costs and Contracts in Retirement Villages52:26 — Final Thoughts and AdviceAbout the GuestMitch Hiam is the Chief Operating Officer of Balance Financial Group, a specialist advisory firm focused on retirement planning, aged care strategy, and later-life financial decision-making. His work sits at the intersection of pensions, home care funding, residential aged care, downsizing, retirement villages, and intergenerational arrangements.Mitch works closely with individuals and families navigating some of the most complex—and emotionally charged—decisions they will ever face. From proactive planning to crisis-driven aged care transitions, he brings frontline insight into how Australia's systems actually operate, where people get caught out, and which decisions permanently limit future options.Known for his plain-spoken, practical approach, Mitch helps Australians understand the financial reality behind retirement living—so they can make informed decisions early, rather than forced ones later.Connect with MitchMitch's LinkedInBalance Retirement & Aged Care Specialists' LinkedInBalance Retirement & Aged Care Specialists' WebsiteResourcesVisit our website:

How should Christians think about the ethical limits of artificial intelligence, and where should wisdom, restraint, and responsibility come into play? In Part 2 of this series, Mark Vance and Emily Jensen move from foundations to application, exploring the moral, ethical, and spiritual questions AI raises for individuals, churches, and society.This episode focuses on discernment: how Christians can engage emerging technology without fear, cynicism, or blind optimism. Mark and Emily discuss limits, unintended consequences, and why Christian wisdom must be shaped by Scripture.Episode Highlights00:00 — Why Christians need more than excitement or fear when talking about AI 01:04 — Recap of Part 1 and why ethics must follow theology 02:28 — The difference between technological capability and moral permission 04:11 — Why “we can” doesn't mean “we should” 06:02 — Human limits as a gift, not a flaw 07:46 — How AI subtly reshapes our understanding of work, creativity, and value 10:03 — Convenience, automation, and the danger of moral laziness 12:21 — Loving your neighbor in an age of powerful technology 15:04 — Why wisdom requires slowing down rather than keeping up 17:36 — The church's role in forming people, not just reacting to tools 20:11 — Discernment as a spiritual discipline, not a personality trait 22:48 — Where Christians should draw lines 25:14 — Hope rooted in Christ, not technological progressResourcesCornerstone Church Sermons: Listen onlineAsk Mark a Question! Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!

Send us a text“Don't sweat the small stuff as life works out over time. Focus on your passion.”-Ravi IyerExclusive Insights from This Week's EpisodesWhat if the ambition fueling your biggest wins is silently destroying your body, energy, and future? Dr. Ravi Iyer, a physician, former hospital chairman, and longevity expert, reveals the hidden success killer most founders ignore and the proven system to stay sharp, strong, and functional into your 90s. You'll discover how to realign resources, eliminate inflammation, master your circadian rhythm, and build a "Body for Life" that refuses to fail—without burning everything down.EPISODE HIGHLIGHTS00:01 Why elite performers feel exhausted even when they are winning00:06 The creator versus consumer mindset that determines health outcomes00:11 Why fatigue is not normal and what actually causes it00:16 The 60-year decline most people mistakenly accept00:22 The real role inflammation plays in aging and performance collapse00:28 Three non-negotiable habits that restore energy without hacks00:33 Why eating patterns quietly destroy metabolism and focus00:41 How founders trade health for success without realizing it00:44 The Body for Life framework for long-term performanceFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/514The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

What if success isn't about scaling faster, shipping more, or chasing perfection — but about building something so honest it can last for generations?In this episode, I sit down with Gerry Khouri, Founder & Managing Director of Bufori, one of the world's longest-running handcrafted automobile companies. For nearly 40 years, Gerry has gone against almost every rule of modern business — choosing craftsmanship over scale, long-term thinking over short-term returns, and integrity over imitation.We explore what Gerry had to unlearn to stay in the game for decades: the myth of perfection, the pressure of shareholder expectations, and the idea that success must look a certain way. This conversation is a masterclass in leadership, product thinking, and building businesses that endure.Key TakeawaysPerfection is a fantasy — luxury is honesty. Products that last are built on integrity, not impossible standards.Success starts with finishing, not selling. The real win is building something real — everything else is a bonus.Craftsmanship scales through capability, not volume. Deep skills create optionality and diversification.The real competition isn't the market — it's yourself. Long-term builders focus on self-mastery, not rivals.Great businesses are built by people who challenge you, not agree with you.Additional InsightsGerry built his first car in a garage behind his house — bigger than the house itself — with no external funding.Bufori operates debt-free after nearly 40 years, an extreme outlier in modern manufacturing.The company makes more parts in-house than most car manufacturers, turning necessity into innovation.What started as survival-driven resourcefulness became multiple profit centers through engineering services.Leadership longevity comes from unlearning ego, listening deeply, and leading by example.Episode Highlights00:00 – Episode RecapGerry Khouri reflects on a pivotal realization: perfection doesn't build lasting products — honesty, craftsmanship, and long-term thinking do. This mindset reshaped how he built cars, teams, and a business designed to outlive him.02:15 – Guest Introduction: Gerry KhouriBarry introduces Gerry Khouri, founder of Bufori, a handcrafted automobile company that has spent nearly four decades defying the rules of modern manufacturing.04:14 – Building the First Car Against All OddsGerry shares how a backyard hobby, relentless passion, and going against everyone's advice led him to build his first car from nothing.07:10 – Redefining What Success Really MeansSuccess wasn't about money or validation — it was about starting something and finishing it, no matter the odds.11:54 – Leading Without ResourcesWith no books, no mentors, and no capital, Gerry explains how necessity forced invention and deep mastery of craft.19:50 – Unlearning Perfectionism in a Luxury BusinessWhy perfection is an illusion, and how focusing on luxury, durability, and intention keeps products moving forward.23:12 – What Craftsmanship Actually Looks LikeGerry breaks down what it means to truly “make” a product — from designing for repairability to building for generations.27:29 – Competing With Yourself, Not the MarketThe most dangerous competitor isn't another company — it's complacency and losing the hunger to improve.31:10 – Unlearning Shareholder-First ThinkingWhy prioritizing...

Do you find yourself constantly craving sugar or empty carbs? Maybe it hits late at night after dinner… during that mid-afternoon energy crash… or when you walk in the door from work feeling exhausted and starving.Sugar cravings can completely derail your best intentions to get healthy and leave you feeling frustrated, out of control, and stuck in a cycle of cravings, guilt, and self-blame.But sugar cravings have nothing to do with willpower! In this episode, I'm breaking down the real reasons women in midlife struggle so much with sugar cravings and, more importantly, what you can do to finally break free from the cycle.Episode Highlights00:00 Why sugar cravings ramp up in midlife03:07 How hormone and insulin shifts drive cravings04:48 Why meal timing and balance matter06:54 Stress, cortisol, and the cravings connection08:17 Emotional eating and breaking the cycleReady to ditch those cravings? 

Our guest on the podcast today is Sally Balch Hurme. Sally is the author of Checklist for My Family: A Guide to My History, Financial Plans and Final Wishes, as well as several other books. She worked at AARP for 23 years and has written more than 20 law review articles on topics related to elder law. She has also served on the boards of the National Guardianship Association and the Center for Guardianship Certification, where she helped develop standards for guardians and reform guardianship policies and procedures. Before moving to AARP, she was a partner in a private law firm and held several other legal roles. She also served as an adjunct professor at the George Washington University Law School, teaching elder law for eight years. She received her BA from Tulane University and her JD cum laude from the Washington College of Law at American University.Episode Highlights00:00:00 Working at the American Bar Association, AARP, and as a Caregiver00:06:15 How to Get Started in Eldercare Planning00:08:15 Final Wishes, Finding Your Roots, and Key Documents00:26:31 Designated Beneficiaries and Medication Tracking00:33:38 Home Deeds and The Power in Power of Attorney00:39:48 Cleaning Up Digital Assets Sally Hurme BooksChecklist for My Family: A Guide to My History, Financial Plans and Final WishesThe ABA/AARP Checklist for Family Caregivers: A Guide to Making It ManageableMore From MorningstarBeth Pinsker: Lessons From ‘My Mother's Money'Inherited IRAs: What to Know About Taxes, RMDs, and MoreHow to Tackle Estate-Planning Basics in 7 StepsIf you have a comment or a guest idea, please email us at TheLongView@Morningstar.com.Follow Christine Benz (@christine_benz), Amy Arnott (@AmyCArnott1), and Ben Johnson (@MstarBenJohnson) on X. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances.If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a text“Have no emotional attachment to the outcome.”-Benjamin DennehyExclusive Insights from This Week's EpisodesWhat if the very moment you want the deal is the moment you give all your power away? In this blunt, high-impact episode, Benjamin Dennehy dismantles the polite lies, false confidence, and outdated sales behaviors that keep entrepreneurs stuck chasing prospects who never buy. Known as the UK's most hated sales trainer, Benjamin explains why most people are not failing at sales because they are unethical, but because they are emotionally attached, approval seeking, and afraid to take control. This conversation exposes how prospects manipulate the sales process, why free demos destroy authority, and how confidence without attachment instantly changes outcomes. If you sell anything high stakes and want results without selling your soul, this episode is mandatory listening.Episode Highlights00:06:30 Why most salespeople are in sales by default, not by design00:10:45 The hiring test that instantly exposes fake salespeople00:17:10 Why prospects lie, steal ideas, and ghost you00:23:40 How “free demos” quietly destroy leverage00:28:50 The mindset shift that makes buyers respect you00:33:20 Why needing the deal guarantees you lose it00:46:10 Detaching emotionally and winning more consistentlyFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/513BONUS: DM Benjamin and say DEEP WEALTH for access to a free course.The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Send us a textPrompt Engineer: The New-Age Career That Teaches AI How to ThinkA few years ago, no one imagined that talking to AI could become a serious career.Today, companies across the world are hiring professionals whose job is not just to use AI—but to communicate with AI intelligently, ethically, and creatively.Welcome to the world of Prompt Engineering.In this episode of The Kapeel Gupta Career PodShow, we explore one of the fastest-emerging, future-proof careers of the AI age—a role that sits at the intersection of language, logic, creativity, and technology.If you enjoy: ✔ Asking the right questions ✔ Structuring thoughts clearly ✔ Experimenting and refining ideas ✔ Working with AI tools like ChatGPT, Gemini, Claude, or Midjourney ✔ Thinking deeply rather than coding endlessly—this episode might introduce you to a career you didn't know existed, but one that may suit you perfectly.In this episode, you'll discover:

Productivity is often seen as the holy grail of business success. Though organizations obsess over productivity gains, often they miss the fact that these gains come with a hidden cost.In this episode, Thom explores why healthy mission, creativity, and inner stillness are not distractions from productivity, but its deepest source.When work feels meaningful, participation becomes voluntary, effort becomes effortless, and productivity takes care of itself.Episode Highlights00:45 Productivity is an Illusion04:01 Making Participation Attractive06:23 Great Output Comes from Healthy Process10:17 The Four Aspects of Organizational Mission14:15 Make Everybody a Believer of the Mission18:48 The Role of Vedic Meditation in Organizational Productivity23:02 Q: Are Corporate Missions Manipulative?23:23 A: Use Your Discrimination Capability25:07 Q: How do we reconcile ease with being productive?25:23 A: Frictionless Flow Feels Effortless26:03 Q: Can we trade off being productive for stillness?26:46 A: Get corporate support or choose personal control31:26 Q: How can we remove the pressure to feel productive in life?32:01 A: I Get To...You can also watch this episode on YouTube here: https://youtu.be/plvJKA1k_zkUseful Linksinfo@thomknoles.com  https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

How should Christians think about artificial intelligence—and what does faithfulness look like in a rapidly changing technological world? Mark Vance is joined by Emily Jensen to begin a thoughtful, theological conversation about artificial intelligence. Rather than reacting with fear or hype, they explore how Christians can approach AI with wisdom, discernment, and confidence in God's design for humanity.Mark and Emily discuss why AI raises deeper questions about personhood, creativity, work, and trust, and why technology should be evaluated through a biblical lens rather than cultural panic. This first episode lays the groundwork for understanding AI as a tool—one that can shape society for good or ill depending on how it's formed, governed, and used—and prepares listeners for a deeper ethical and theological discussion in Part 2.Episode Highlights00:29 — Introduction to the conversation on artificial intelligence 01:11 — Why AI raises big questions for Christians 02:20 — Why the AI conversation isn't just about technology, but about humanity 03:37 — Cultural anxiety around AI and where that fear comes from 04:38 — The theological heart of the issue: what makes humans unique 05:50 — Why the world AI is shaping isn't the world Scripture describes 06:51 — Tracing where modern AI ideas come from historically 08:02 — Pulling back the curtain: what AI is (and isn't) actually doing 21:42 — Everyday examples of AI already shaping our lives 22:54 — The real question AI forces us to ask about meaning and value 24:00 — Convenience, automation, and the tradeoffs we rarely notice 25:56 — Why efficiency alone can't define what's good 26:54 — Where Christians should anchor their hope amid technological changeResourcesCornerstone Church Sermons: Listen onlineAsk Mark a Question! Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!

In this bonus episode, Mark steps into a timely and emotionally charged topic surrounding immigration and ICE, not to offer political commentary, but to pastorally apply biblical truth to a complex cultural moment.Episode Highlights00:39 — Referencing the Minneapolis clashes and ICE-related tensions 00:53 — Equip's purpose: not political commentary, but pastoral discipleship 02:07 — Why the church must speak truth when culture fills the silence 03:10 — Applying biblical truth to emotionally charged public issues 04:32 — The danger of reacting purely from media narratives 06:05 — Government authority: what Scripture teaches about law and order 08:18 — Holding justice and compassion together biblically 10:44 — Why immigration conversations often oversimplify complex realities 13:27 — How Christians should think about protests, tensions, and public response 16:52 — Guarding our tone and witness in political conversations 19:34 — Loving neighbors without abandoning truth 22:11 — Avoiding partisan capture while remaining biblically faithful 24:58 — The church's unique role: formation, prayer, and gospel clarity 27:40 — Final pastoral encouragement for humility and faithfulness31:24 — A prayer for leaders and witnessesResourcesCornerstone Church Sermons: Listen onlineThe Briefing with Albert MohlerAsk Mark a Question! Suggest a topic or question for Mark to discuss on a future episode of the Equip Podcast!

Send us a text“Discover your gift and begin serving it now.”-Israel DuranExclusive Insights from This Week's EpisodesYou can work harder, stay disciplined, and still feel like your business refuses to move. That is not a motivation issue. It is a bottleneck. Visionary Israel Duran explains why smart entrepreneurs get stuck at the same level and how one hidden constraint quietly blocks growth, momentum, and scale. You will hear how blind spots form, why most leaders stay trapped in resistance, and what actually creates breakthroughs when you are ready for the next level.EPISODE HIGHLIGHTS00:10 The four missing pillars identity purpose vision voice and a custom plan00:13 Why most entrepreneurs get stuck under the million dollar mark00:21 The partnership principle and the Coca Cola growth story00:26 How past pain makes you sabotage your next opportunity00:34 The law of breakthrough obscurity resistance visibility acceleration00:38 How to reach out to successful people without sounding needy00:41 The biggest mistake leaders make staying blind to blind spots00:45 The four step path education systems influence monetizationFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/511The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

Delayed gratification is often touted as one of the secrets to a fulfilling life. The famous marshmallow experiment concluded that children who were able to delay the reward of a marshmallow for a larger reward of more marshmallows had better outcomes later in life.But is this really the case? Are we actually better off favoring long-term good over short-term pleasure?In this episode, Thom explains that this is more than just a philosophical question, it's actually a question that has implications for evolution of the species.And the answer might surprise you…Episode Highlights00:45 It's All About Knowledge03:26 Evolution is Not a Straight Line07:41 We Have to Have a Blend12:07 There's No Such Thing as Perfection in the Relative World14:19 Disruption Causes Adaptation to Occur17:46 Q: What can you tell us about freeze reactivity?17:58 A: Catatonia is the Extreme20:38 Practice Vedic Meditation to Remove Irrelevant NeurochemistryYou can also watch this episode on YouTube here: https://youtu.be/B3a7BvY50TwUseful Linksinfo@thomknoles.com  https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

What if our homes did more than just provide shelter? What if they could actually contribute to the health of the planet and the people living within them? In this episode, we sit down with Caroline Pidcock, a visionary architect and champion of regenerative design, to explore why Australia's current approach to housing is falling short—and how we can change it.Caroline shares her deep expertise on the "Circular Economy" and why we must transition from merely being "less bad" to being "positively good" for our environment. We dive into the hidden health risks of poorly designed homes, the reality of building for extreme weather, and why the "bigger is better" mindset in Australian property is a trap.What we explore in this conversation:Regenerative vs. Sustainable: Why doing "zero harm" isn't enough anymore.The Circular Economy: How to treat buildings as material banks for the future.Health and Architecture: The impact of light, air quality, and materials on your daily well-being.Building Standards: A look at why Australian regulations are trailing behind global leaders.Retrofitting for Resilience: Practical ways to improve existing homes for a changing climate.Whether you are a homeowner, an investor, or simply curious about the future of our cities, this conversation will challenge you to think differently about the spaces we inhabit. Hit play to learn how we can build a future that thrives!Episode Highlights00:00 — Welcome: Rethinking How We Build01:13 — Caroline Pidcock: Beyond Sustainability04:18 — Fixing the Flaws in Modern Design07:06 — Regenerative Design in Action17:17 — Policy Shifts for a Livable Future20:47 — Growth vs. the Environment23:23 — Hard Lessons from Failed Developments26:08 — How Our Cities are Evolving27:47 — The Reality of Melbourne's Planning31:43 — Regional Living & Staying Connected33:08 — Leading the Charge for Urban Change35:49 — Simple Tools for Sustainable Living37:20 — The Hidden Hurdles of Rezoning40:54 — How Density Affects Our Communities48:23 — Final Thoughts: A Legacy for the FutureAbout the GuestCaroline Pidcock is a renowned Australian architect and advocate who has dedicated her career to sustainable and regenerative design. With decades of experience across residential and commercial projects, she is a past President of the Australian Institute of Architects (NSW Chapter) and the Australian Sustainable Built Environment Council (ASBEC).Caroline is a leading voice in the "Living Building Challenge" and is deeply committed to the principles of the circular economy. Her work focuses on creating spaces that are not only carbon-neutral but also enhance the biological and social systems they inhabit. Recognized for her leadership in climate action within the property industry, she continues to influence policy and practice to ensure a resilient and healthy built environment for future generations.Connect with CarolineCaroline Pidcock's LinkedIn

Send us a text“Do it because it's the right thing for you.”- Dale AtkinsonExclusive Insights from This Week's EpisodesDale Atkinson was given months to live. And instead of accepting the script, he did what high performers do when everything is on the line: he went to work. In this episode, Dale breaks down the entrepreneur mindset that helped him challenge assumptions, research relentlessly, and build a radical health playbook designed to protect energy, extend capacity, and create true wealth that lasts. This conversation is a wake up call for every founder running on adrenaline and denial. If you want to build a bigger business, you better build a stronger body first.Episode Highlights00:04:10 The moment he heard “terminal” and why he refused to accept it00:06:20 The research rabbit hole and the experts he contacted worldwide00:08:10 How he built a personalized protocol instead of following a template00:12:10 Why quality of life mattered more than “extra months”00:14:30 The truth about the system, off label options, and why patients must self advocate00:17:10 What he removed from his home first to reduce toxic load00:20:40 The exercise mistake most people make when their body is under stress00:22:50 The power of testing, bloodwork, and ruthless iterationFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/510The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

From graduate engineer to CTO, Andrew Phillips' 16-year journey at Skyscanner is a story of continuous reinvention. He didn't chase titles—he chased growth, deliberately stepping out of his comfort zone and unlearning the habits that no longer served him. What's kept him at the company for over a decade isn't status, but challenge: new teams, unfamiliar problems, and the chance to stay close to the work, even as his scope of leadership expanded.In this episode, we explore how Andrew is now applying that same mindset to leading in the AI era—personally and professionally. He shares how he's built a personal AI stack to stay more present, how Skyscanner is blurring traditional team roles to unlock speed, and why “directed autonomy” is more important than ever. For leaders navigating scale, technology, and the desire to make meaningful impact without burning out, Andrew offers a powerful perspective.Key TakeawaysGrowth through discomfort: Andrew's biggest accelerations came from switching roles and leaving his comfort zone—not climbing a predefined ladder.AI as a leadership enabler: He uses AI tools to be more present, thoughtful, and effective—especially during high-stakes meetings.From feature factory to outcome focus: Leaders must reconnect people to impact, not just output.Directed autonomy: Empowering teams with AI means giving clear goals—not micromanaging the execution.Unlearning process overreach: Traditional roles, ticketing systems, and rigid handoffs are ripe for reinvention in AI-native organizations.Additional InsightsThe personal AI stack Andrew uses includes ChatGPT, Otter, Cursor, and SpecKit—enabling him to ideate on walks, build apps during board meetings, and maintain strategic presence.Skyscanner's senior engineers are back coding, using AI to close the gap between architectural thinking and execution.AI-driven productivity unlocks don't just mean faster work—they mean better work-life balance, deeper engagement, and more human leadership.Episode Highlights00:00 – Episode RecapAndrew Phillips shares how stepping into uncertainty—and building his own AI stack—transformed his leadership at Skyscanner. From personal growth to organizational reinvention, he's leading the charge on what modern technology leadership looks like.01:35 – Guest Introduction: Andrew PhillipsBarry introduces Andrew Phillips, CTO of Skyscanner, reflecting on their 15-year relationship and Andrew's rise from graduate engineer to technology leader.05:45 – The One Trick Pony MomentAndrew recalls the pivotal moment when a CEO challenged him to move teams and stop playing it safe—triggering his real leadership evolution.12:33 – Starting with Yourself in AIBefore transforming your company with AI, Andrew urges leaders to start by experimenting personally and learning from the ground up.15:15 – Writing Better Prompts, Building Better SpecsAI tools thrive on clear direction. Andrew realized that better prompting and crisp product requirements accelerated his results dramatically.20:01 – Directed Autonomy in the AI EraGiving AI tools (and people) the “why” rather than micromanaging the “how” builds trust, speed, and better outcomes.24:56 – Parallel Productivity and Boardroom AppsHow Andrew built an entire app—during a board meeting—by offloading work to AI and staying fully present in the room.27:13 – Reclaiming Work-Life BalanceAI allows Andrew to unload his mental backlog—using...

What does the founder of a chiropractic enterprise at the center of a nine-figure exit know about buying and selling practices?  A lot. The difference between a profitable exit and walking away with nothing is not timing - it's planning. When you plan your exit early, every decision in your practice starts to work differently.  Building a practice to sell - with “the end in mind” - is a cultural thing that shapes and improves everything.   Production, delivery, systems, team, collections and profit all go up; but so does impact, fulfillment and fun. Dr. Stephen sits down with Dr. Stuart Bernsen to break down what real exit planning looks like for chiropractic practices today. They unpack the difference between owning a job and building a business, why most practices never sell, and how private equity and rollups are already reshaping chiropractic. You'll hear how Dr. Stuart scaled Chiro One from a single practice to a multi-state platform, what investors actually look for, and why exit readiness creates freedom long before you ever sell. This conversation reframes exit planning as a growth strategy, not a finish line. Interested in learning more about corporate roll-ups?  Would you like to make a bigger income today - and a sexier exit tomorrow?  Want to know how to engineer your own Remarkable Exit?  This episode is for you.In this episode you will• Understand why most chiropractic practices never sell and what creates real value• Learn the difference between a Main Street exit and a Wall Street exit• See how exit readiness improves profit, freedom, and options today• Discover what investors look for when buying chiropractic businesses• Learn how to shift from owner-operator to true business owner Episode Highlights00:54 – Why exit planning needs to start while you are still actively growing your practice02:30 – How moving from clinician to CEO is an unavoidable shift as a practice scales05:12 – Why many chiropractors reach a point where their practice becomes too large to sell06:36 – How building standardized systems creates leverage beyond the owner09:17 – Why business breakpoints are a normal part of growth, not a sign of failure10:55 – How speed of response matters more than avoiding mistakes during breakdowns12:48 – Why most chiropractors do not realize they already function as shareholders15:37 – How understanding the three ways owners get paid changes business decisions19:07 – Why waiting until you feel ready to exit often destroys long-term value21:21 – How key person risk becomes the biggest concern for buyers23:59 – Why preparing a practice for sale mirrors preparing a house for market27:45 – How exit readiness creates flexibility even if you never plan to sell30:12 – Why optionality becomes the real reward of building a true business33:39 – What private equity actually looks for in healthcare businesses37:37 – Why standardization across providers directly increases valuation40:41 – How consolidation has reshaped other healthcare professions47:23 – Why chiropractic is still early in the exit and rollup cycle Resources MentionedTo learn more about the REM CEO Program, please visit:  http://www.theremarkablepractice.com/rem-ceoBook a Strategy Session with Dr. Pete - https://go.oncehub.com/PodcastPCPrefer to watch? Catch the podcast on YouTube at: https://www.youtube.com/@TheRemarkablePractice1To listen to more episodes, visit https://theremarkablepractice.com/podcast or follow on your favorite podcast app.

Consciousness is spoken of in many different ways and contexts. Usually when we speak of consciousness, we know the meaning that's being conveyed. But what exactly is consciousness?It's both a philosophical and scientific question at the same time. In this episode, Thom cuts through the philosophy to give us a pragmatic answer to the question. It's an answer that lets us get on with the business of being conscious with ever-increasing capacity. Episode Highlights00:45 Consciousness is That Which Makes Existence Relevant 04:15 Is-ness, Am-ness, I-ness, My-ness 07:38 Repertoires of Consciousness 11:24 Everything is a Response to Observation 14:57 Maximizing Capability 19:49 Q: Where was the one thing before it became many? 20:04 A: Everywhereness Inside of It 23:36 Once Upon a Time 26:26 The Variety that Creates Storyline 29:17 Lesha Avidya: The Faint Remains of Ignorance 32:09 A Blend of Ignorance and Consciousness 34:42 Q - Is more consciousness better? 35:13 A: The Animal Kingdom is More Violent Than the Human Kingdom 37:32 Content vs Context 42:15 The Ability of EnlightenmentYou can also watch this episode on YouTube here: https://youtu.be/Hj3SxekBMOMUseful Linksinfo@thomknoles.com  https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

Australia's housing debate is crowded with loud opinions — but very little demographic reality.In this episode, we unpack what Australia's population shifts are actually telling us about housing demand, cities, and economic pressure points, and why many of today's dominant narratives fall apart when viewed through data.Demographer Simon Kuestenmacher joins Veronica and Chris to challenge the assumptions shaping housing policy, migration debates, and affordability discussions. From international students and skilled migration to household formation and labour shortages, Simon explains how population forces — not headlines — are driving long-term outcomes across property and the broader economy.The conversation explores why cutting migration won't automatically ease housing stress, why median house prices are a misleading metric in a structurally unequal market, and why Australia's system is quietly designed to support rising asset prices. Along the way, Simon reframes inflation, workforce shortages, and urban planning through a demographic lens that most investors and policymakers ignore.This episode is essential listening for anyone who wants to understand underlying demand, not just surface-level market movements. If you're a property investor, owner, or decision-maker trying to make sense of housing, cities, and economic pressure in Australia, this conversation will sharpen how you think about the next decade.Episode Highlights00:00 – What Demographics Say About Housing Demand01:12 – Why Population Data Beats Property Headlines01:51 – The Migration Debate: Benefits and Misunderstandings02:47 – International Students: Cash Cows or Future Workforce?06:32 – Why Australia's Skills Shortage Is Structural13:44 – The Fiscal Reality Behind High Migration Numbers17:36 – How Migration Policy Could Actually Be Fixed22:03 – Why Migration Isn't the Real Cause of High Prices28:57 – The Integration Challenge for International Students31:25 – Why Australia's Economic Model Still Works33:43 – Density, Sprawl, and the Real Cost of Bad Planning45:01 – AI Will Push Workers Back Into Offices48:34 – Why Demographics Point to Stickier Inflation50:04 – Why Median House Prices Are a Misleading Metric52:11 – The Big Demographic Blind Spots Investors MissAbout the GuestSimon Kuestenmacher is a demographer and co-founder of The Demographics Group, where he specialises in population change, migration, generational trends, and how these forces shape housing, infrastructure, and economic outcomes. His work is widely used by governments, planners, and businesses grappling with long-term structural change rather than short-term noise.Simon is a regular media commentator, a columnist for The Australian and The New Daily, and host of the Demographics Decoded podcast. He is also the author of several books on maps and data and runs one of the world's largest social media platforms dedicated to demographic insights, reaching millions each month.Known for translating complex population data into practical insight, Simon brings clarity to some of Australia's most emotionally charged debates — including housing affordability, migration policy, and the future of work.Connect with SimonThe Demographics Group (website)LinkedIn

Send us a text“Always know that everything will work out and have faith in yourself.”- Jason ShurkaExclusive Insights from This Week's EpisodesWhat if your daily energy isn't just about feeling good—it's the hidden force exploding your business wealth and freedom? In this eye-opening episode, visionary founder Jason Shurka reveals how prioritizing health through light therapy, mindset shifts, and purpose unlocks unstoppable growth, sharper decisions, and a fulfilling empire. You'll gain actionable insights to ditch sickness, boost vitality, and align your mission for massive ROI in profits and life satisfaction. Listen now and transform your health into your ultimate business weapon.EPISODE HIGHLIGHTS00:07 The health wake up call through injuries, surgeries, and a near amputation moment00:10 The scalability advantage of non invasive light based healing modalities00:13 The brutal stats: heart disease, cancer, and medical errors as top killers00:14 Why doctors are not trained in nutrition and the system is built for symptom management00:16 Jason's encounter with a network focused on disclosure, awareness, and healing00:19 The language of energy and how words shape outcomes in business and life00:22 The law of reflection and why your team mirrors your leadership00:25 Why celebrating small wins builds momentum faster than chasing massive goals00:30 The science: increased cellular electrical conductivity and why it matters00:32 The real threats to health: dirty water, dirty food, dirty thoughts, dirty electricity00:35 The hard business lesson: trust people, but protect yourself with boundariesFull show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/508The Deep Wealth Podcast Most entrepreneurs do not fail.They just carry too much for too long. The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit. The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

What if machines could truly see and understand how we move? In this episode, I sit down with Sherry Shang, CEO and co-founder of Neural Lab, a company reimagining how we interact with technology through visual intelligence AI and gesture-based interfaces. Sherry's journey from Intel technologist to startup founder began with a pivotal moment during the pandemic. What started as a side project in her living room became Neural Lab—a platform that turns basic webcams into powerful tools for gesture recognition, with no specialized hardware required.Now, Neural Lab is unlocking new ways to deliver care, boost performance, and support human potential. From sterile surgery rooms to personalized rehab and coaching, touchless interaction is creating fresh possibilities for how we live and work with AI.Key TakeawaysComputer vision is gaining eyes: Sherry frames visual intelligence as the “missing sense” in AI—complementing language models with sight.Entrepreneurship is about timing: Sherry waited until her kids were older to build Neural Lab, choosing to innovate on her own terms.Gesture recognition is real—and ready: Neural Lab's technology translates hand motions into universal commands with no need for specialized hardware.Human-centered design is essential: From recognizing intentional gestures to modeling real-world physicality, their design is inspired by how humans naturally interact.Healthcare leads the way: Use cases like sterile surgical environments are proving to be strong early markets for gesture control.Additional InsightsVisual intelligence is the missing sense in AI: Sherry describes computer vision as adding "eyes" to AI, enabling machines to interpret physical space just as large language models allow them to process language.Entrepreneurship is about timing: Sherry chose to start Neural Lab once her children were older, aligning her professional ambitions with personal priorities.Gesture recognition is real—and ready: Their product works with any basic camera and translates 15 customizable gestures into commands for existing applications—no new hardware required.Designing for human nuance matters: Neural Lab focuses on distinguishing intentional from unintentional gestures using cues like eye gaze and body motion—mimicking how humans communicate.Healthcare is an urgent use case: Environments like surgery rooms benefit immediately from touchless interaction, helping maintain sterility and reduce unnecessary patient radiation.The interface is evolving beyond the mouse: Sherry sees gesture-based interaction as a more natural, immersive input method—moving us beyond traditional tools like keyboards and mice.Customer feedback drives innovation: From live demos to direct use-case discovery, Neural Lab adapts based on what real users need and how they react in context.AI can coach, not just compute: Sherry envisions AI-enabled coaching in sports, physical therapy, and even surgery—delivering expert guidance in real time, at scale.Episode Highlights00:00 – Episode RecapSherry Chang shares how her journey from Intel technologist to founder of Neural Lab began with a desire to create immersive, meaningful technology—and a pivotal moment during the pandemic when gesture-based interaction suddenly became essential.02:14 – Guest Introduction: Sherry ChangBarry...

Property investing has rarely looked more seductive—or more dangerous. In this episode, Veronica and Chris unpack the growing gap between how property portfolios are being sold and how risk is quietly stacking up beneath the surface. As regulators tighten lending rules and banks pull back, the question isn't whether the rules are changing—it's whether investors are paying attention.The conversation dives deep into aggressive lending practices now under scrutiny: trust lending, SMSF borrowing, equity extraction, and the promise of “instant equity” through optimistic bank valuations. Veronica and Chris challenge the idea that buying multiple properties fast is a strategy, exposing how many portfolios are built on valuation certificates rather than fundamentals—and what happens when interest rates rise, rents soften, or lending conditions tighten.They also examine the uncomfortable incentives driving this behaviour: buyer's agents rewarded for volume, brokers pushed to maximise borrowing capacity, and everyday Australians—often in their late 40s and 50s—being sold complex structures they don't fully understand. From regional markets distorted by borderless buying to SMSFs loaded with illiquid property, the risks are not theoretical—they're already unfolding.This episode is a warning shot. If your strategy relies on constant refinancing, rising valuations, or ever-looser lending, this conversation will force you to rethink it. Because when the cycle turns, the consequences won't be shared evenly—and paper equity won't save you.Episode Highlights00:00 — Introduction to Property Investing Risks01:11 — Regulatory Crackdown on Risky Lending01:46 — The Role of Buyer's Agents and Brokers03:19 — Trust Lending and Self-Managed Super Funds12:19 — Instant Equity and Market Manipulation18:40 — The Pitfalls of Following Bad Advice24:28 — Questionable Advice from Buyer's Agents25:32 — Judging Awards and Industry Practices26:16 — Vulnerable Investors and Risky Promises27:13 — APRA's Role and Investor Lending Trends29:31 — Superannuation and Property Investments35:32 — Private Lending and Market Risks42:53 — Cross Collateralization and Loan Structuring48:54 — Conclusion and Final WarningsAbout the HostChris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.Veronica Morgan is a buyer's agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.Together, they bring a practical, evidence-based lens to Australia's property market — challenging assumptions and unpacking what actually matters.ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers

What's the difference between true revival and revivalism, and how should Christians respond when God seems to be stirring something fresh? Mark reflects on the Salt Company Conference and the broader signs of spiritual hunger he's seeing among Gen Z. He explains why this moment is deeply encouraging, while also offering a needed distinction between revival and revivalism.Mark draws from Iain Murray's Revival and Revivalism and echoes a helpful framework often attributed to Tim Keller: in true revival, dead Christians come alive, sleepy Christians wake up, and non-Christians are converted. As he looks ahead, Mark shares both a fear and a hope: that momentum could drift toward big event “mountaintop moments,” or instead fuel a lasting renewal centered on the local church, discipleship, and church planting.Episode Highlights00:04 — What does it look like to be deeply rooted in Christ in a world of cultural chaos? 00:32 — Reflecting on Salt Company Conference and what God is doing through it02:29 — Introducing the key question: revival vs. revivalism 05:03 — Defining revival: God's Spirit igniting ordinary means of grace 06:06 — Defining revivalism: using human methods to produce extraordinary results 06:57 — Mark's fear: momentum gets centered on big events and emotional moments 07:29 — Mark's hope: a renewal movement that strengthens the local church 10:13 — The main point: God's plan is the local church (not revival events) 15:43 — Luke 10:2: pray for laborers and for lasting fruit through church plantingResourcesCornerstone Church Sermons: Listen onlineSalt Company Conference: Listen to Sessions & BreakoutsRevival and Revivalism — Iain MurrayThe Gospel Coalition — "It's Here: Gen-Z Revival Hits Campuses This Fall"

Welcome to Inside Talent – Special Edition powered by Match2, hosted by Craig Fisher with co-host Doug Berg. In this debut episode, we sit down with one of the sharpest, most outspoken, and most respected minds in recruiting and HR tech media — Matt Charney.Matt has built and shaped global recruiting conversations for more than a decade. From leadership roles at Recruitment Marketing platforms and global RPOs, to his latest work disrupting talent media strategy, Matt brings an unmatched blend of humor, honesty, and clarity about what really matters in hiring today.This is a candid, long-form conversation the industry rarely gets to hear — no hype, no buzzword bingo, just the truth about:The real state of HR tech (beyond vendor hype)What employers are still getting wrong about hiringWhy recruiting storytelling matters more than everHow media is reshaping the talent landscapeWhere the talent industry is headed next…and plenty of smart commentary and fun along the way.

Australian property prices are often treated as a national scoreboard—up means success, down means failure.But what if that assumption is wrong? In this episode, we interrogate one of the most polarising ideas in housing today: that Australia's obsession with ever-rising property prices is doing more harm than good.Joining Veronica and Chris is Adam Schwab, founder of Luxury Escapes and a sharp, outspoken commentator on economics, inflation, and corporate behaviour. Coming from outside the property industry, Adam brings a contrarian lens to housing—questioning whether property has become an unproductive asset, how easy credit and government incentives have distorted prices, and why policies like 5% deposit schemes may be helping vendors more than buyers.The conversation digs deep into rental yields versus capital growth, the role of the RBA in inflating asset prices, and why high house prices don't actually benefit most owner-occupiers. Adam challenges the idea that owning property equals success, arguing that Australia's fixation on housing is crowding out productive investment, innovation, and long-term economic resilience.This is a robust, sometimes uncomfortable discussion about incentives, risk, and who really wins when property prices keep climbing. If you care about affordability, fairness, and the future of Australia's economy — not just short-term price movements—this episode will force you to rethink what “good” housing policy actually looks like.Episode Highlights00:00 — Introduction to the Episode and Guest00:56 — Adam Schwab's Contrarian Views on Property01:37 — Debating Property Prices and Investment02:49 — Renting vs. Buying: A Financial Analysis05:43 — The Impact of High Property Prices on Society19:02 — Monetary Policy and Housing Market26:50 — Reverse Mortgages and Their Implications27:32 — The 40-50 Year Loan Debate28:31 — Government Policies and Housing Market29:09 — Economic Logic vs. Political Motives29:33 — Risks of New Property Incentives31:22 — Banking System and Housing Bubble33:41 — Immigration and Housing Affordability35:28 — Leveraging and Property Investment42:20 — Comparing Property to Other Investments47:53 — Global Talent and Property Prices49:51 — Concluding Thoughts on Property MarketAbout the GuestAdam Schwab is the co-founder of Luxury Escapes, one of Australia's most successful global travel businesses, which he helped scale into a billion-dollar brand. Beyond entrepreneurship, Adam has built a parallel career as a respected financial journalist and commentator, known for his sharp critiques of corporate behaviour, economic policy, and market incentives.He is also the co-host of The Contrarians podcast, where he regularly challenges mainstream narratives on markets, inflation, and government intervention. Unafraid to question sacred cows — including Australian property — Adam brings an outsider's perspective grounded in economic fundamentals rather than industry orthodoxy.In this episode, Adam applies that contrarian mindset to housing, offering candid insights into why Australia's property system rewards asset inflation over productivity, how easy credit fuels bubbles, and why policy settings may be entrenching inequality rather than solving it.Connect with AdamAdam's LinkedIn

If you're feeling even a tiny bit of pressure to have this new year figured out already, I just want you to know you're not alone.This episode is a gentle pause before you decide what you're aiming for. It's about listening to your own voice first. Really listening. Especially to the quieter parts of you that tend to get rushed or talked over.Once you get aligned with that voice, then it's time to set some goals (or intentions if you're not a goal person). Goals are helpful and I'm all for it, but let's just make sure they're the right goals for you and where you're at.In this episode I share how I'm approaching this year, why goals sometimes start to feel heavy, and a simple question I asked my Growth Studio community that opened up way more than I expected.You don't need all the answers yet. You just need a little room to hear yourself so that you can start. Episode Highlights00:00 — That weird January pressureYou know the feeling. Everyone's in a hurry and you're not sure what you're hurrying toward yet.04:05 — The voice that keeps getting interruptedNot the loud obnoxious ones. The quieter “eh… I don't know about this” that usually gets ignored.08:40 — When goals start feeling heavyThis is where things get tricky (it's not because you're doing anything wrong).13:25 — A quick gut-check before you commit to anythingSomething simple I use to tell if I'm stretching myself… or setting myself up to shut down.18:35 — The permission question I can't stop thinking aboutIt has nothing to do with adding more — and it might change how you approach this year.Support the showAnd hey - if this episode hit home, do me a favor, leave a review on Apple Podcast or come say hi on Instagram: @savvypainterpodcastI'd love to hear this episode resonated you. ❤️

As a new year approaches, how should Christians think about goals, habits, and productivity—without slipping into hustle culture or empty self-improvement?In this episode, Mark offers a pastoral framework for goal setting that prioritizes faithfulness over frenzy. Rather than chasing vague resolutions or cultural pressure, he encourages listeners to think carefully about how they steward their time, energy, and attention as followers of Jesus. Drawing on biblical wisdom and pastoral experience, Mark contrasts surface-level goal setting with intentional rhythms that shape who we are becoming.Mark also introduces the Spiritual Workout Plan (SWP) as a practical tool to help believers grow in grace through daily and weekly practices like Scripture reading, prayer, silence, and intentional rest. This episode invites listeners to move from pressure-driven productivity to Spirit-formed faithfulness as they plan for the year ahead.Episode Highlights00:00 — Why goal setting matters—and why most approaches fall short 02:12 — Faithfulness vs. hustle: rethinking success as a Christian 04:35 — Time, energy, and attention as spiritual stewardship 07:18 — The danger of vague resolutions and cultural pressure 09:50 — Forming rhythms instead of chasing outcomes 12:40 — Introducing the Spiritual Workout Plan (SWP): what it is and how it helps 15:22 — Daily and weekly practices that shape long-term faithfulness 18:10 — From discipline to delight: how habits form loves 21:05 — Planning your year with wisdom, margin, and dependence on graceResourcesCornerstone Church Sermons: Listen onlineThe Spring Spiritual Workout PlanJames Clear, Atomic HabitsJustin Whitmel Earley, Habits of the HouseholdDavid Mathis, Habits of Grace

Today's guest is someone I first came across on the Irish People in VC list—and I'm really glad I reached out. Because it turns out Maureen Haverty has one of the most fascinating jobs you can imagine: helping build the future of space. As a Principal at Seraphim Space, the world's leading space-focused VC firm, she invests globally in technologies pushing the boundaries of what's possible —and shaping the future of space startup investment.Maureen began her career in nuclear engineering, earning a PhD from the University of Manchester before making the leap into startups. At Apollo Fusion, she survived a hard pivot into space, ultimately becoming COO and steering the company through a $150M acquisition by Astra. That experience—what she calls a startup “baptism by fire”—now informs how she backs early-stage founders as both investor and board director. Her insights have been featured in The Times, and she'll soon take the stage at Web Summit to speak on “Space as a Strategic Frontier.”Key Takeaways“Build just enough”: Space startups win by testing early and often, not waiting for perfection.Kill fewer dreams: Rigor matters—but so does nurturing half-formed ideas.Get to space ASAP: In-orbit validation creates trust and unlocks massive growth.From Gantt charts to fast loops: High-performing teams test weekly, not quarterly.Customer conversations still matter: Even in space, talking to users beats assumptions.Additional InsightsWhy VC funding in space is shifting toward earlier MVPs.The hidden costs of acquisition for startup culture and speed.How Starship may reshape what's possible—size, cost, and assembly in orbit.The role of government contracts in fostering a competitive space ecosystem.Episode Highlights00:00 – Episode RecapMaureen Haverty shares how balancing rigor with creativity helped her evolve from nuclear engineer to space startup COO to VC. The key? Learning when to test, when to build, and when to let wild ideas breathe.01:35 – Guest Introduction: Maureen HavertyBarry introduces Maureen Haverty, Principal at Seraphim Space and advocate for grounded rigor in an industry literally aiming for the stars.03:35 – Learning When Not to Kill IdeasMaureen reflects on being labeled a “dream killer” and how she transformed that mindset to foster innovation with constructive rigor.07:34 – Applying Rigor Without Stifling InnovationHow Apollo used just-enough testing, internal prototyping, and diverse team strengths to build better, faster.13:54 – Rethinking MVPs in Space StartupsWhy even space companies now push to generate early revenue and test hardware pre-launch.18:19 – Customers Want Something They Can SeeBuilding a physical, testable product—even a crude one—outperforms pitch decks every time.20:32 – The $70M Lesson of In-Space TestingHow one flight test flipped customer hesitation into a flood of contracts.26:12 – Surviving the Shift from Prototype to ProductionThe real scaling challenge: maintaining culture and customer trust while redesigning for scale.30:15 – The Hidden Power of Primes and PolicyWhy space remains deeply shaped by government buyers—and how that's changing with new VC-backed players.35:33 – Starship and the Future of SpaceMaureen shares what could shift when larger...

As 2025 comes to a close, property headlines are once again filling with bold predictions about what 2026 will bring. But rather than playing the forecasting game, this episode takes a more grounded approach — examining the forces already in motion and how they're likely to shape buyer, seller, and investor behaviour in the year ahead.Chris Bates and Veronica Morgan unpack what's really driving the market right now: persistently high interest rates, fast-rising lower-quartile prices, tight rental conditions, weak construction pipelines, and a supply side that simply isn't recovering. They explore why listings remain constrained, how first home buyer incentives and investor lending are colliding in the same price brackets, and why borrowing capacity — not confidence — is doing most of the heavy lifting.The conversation also digs into buyer fatigue versus genuine market softening, the growing influence of global uncertainty on local decision-making, and why some cities and sub-markets may actually accelerate rather than cool. Along the way, they challenge the idea that 2026 will somehow be “easier,” especially for buyers waiting for perfect clarity before acting.If you're considering buying, selling, upgrading, or investing in the next 12–24 months, this episode offers a clear-eyed framework for thinking strategically — without hype, predictions, or false reassurance.Episode Highlights00:00 – Introduction: Current State of the Property Market01:04 – Factors Shaping the Market in 202601:48 – Interest Rates and Market Predictions03:59 – Regional Market Variations05:58 – Investor and First Home Buyer Dynamics16:59 – Impact of Development and Zoning Changes22:54 – Work from Home and Regional Market Trends25:15 – Helping You Make Better Property Decisions26:07 – Introduction to Property Moves and Finance26:22 – Regional Markets Post-COVID27:14 – Current Market Sentiment and Interest Rates28:52 – Generational Wealth and Property Ownership32:00 – Bank Lending and Credit Growth36:51 – Auction vs. Private Treaty Markets43:00 – Renovation Trends and Challenges45:35 – Long-Term Property Investment Strategies49:48 – Conclusion and Future EpisodesAbout the HostsChris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.Veronica Morgan is a buyer's agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.Together, they bring a practical, evidence-based lens to Australia's property market — challenging assumptions and unpacking what actually matters.ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au

How should Christians navigate real-life questions about faith, family, dating, and church differences—especially when Catholic and Protestant worlds overlap?In this Q&A episode, Emily joins Mark to wrap up the “Why Protestantism?” series by moving from theology to wisdom. Mark responds to practical questions that surface after discussing Catholic and Protestant differences, particularly for those who grew up Catholic, have Catholic family members, or are navigating close relationships across traditions. Throughout the conversation, he emphasizes starting with the gospel itself—personal faith in Christ—before addressing church affiliation, practices, or tradition.Mark also tackles sensitive topics like honoring Catholic parents, engaging family conversations with humility, dating across theological traditions, and how to approach disagreements with both clarity and charity. He concludes by addressing questions about biblical authority and the Catholic canon, explaining how Protestants understand Scripture, canon formation, and the ongoing need for reform within the church. The episode closes with a hopeful reminder that Christian unity matters deeply, even as real differences remain.Episode Highlights00:00 — Introducing the Q&A: moving from theology to pastoral wisdom 02:00 — The foundational question: what truly saves a person? 03:30 — Can someone be a genuine Christian within the Catholic Church? 05:50 — When gospel clarity matters for spiritual growth and church health 06:45 — Honoring Catholic family members without compromising conviction 08:00 — “Show and tell” vs. “argue and yell”: a wiser approach to family conversations 10:05 — Dating across traditions: when differences become directional conflicts 11:00 — Mark's 0–5 dating framework and why long-term direction matters 15:30 — Why Mark advises against serious dating between Catholics and Protestants 16:45 — Do Catholics have a different Bible? Understanding the Apocrypha 18:30 — How the church recognized Scripture—and why Protestants affirm sola Scriptura 23:40 — Learning from church history: where Protestant churches can drift too 26:00 — Why Protestantism allows for reform and self-correction 28:30 — The danger of trivializing worship and doctrine in modern evangelicalism 30:15 — Charity, clarity, and Christian unity in a secularizing cultureResourcesCornerstone Church Sermons: Listen onlineGavin Ortlund, What It Means to Be Protestant (Truth Unites)Michael J. Kruger, Canon RevisitedMichael J. Kruger, Christianity at the Crossroads

If both Catholics and Protestants believe we're saved by grace through Jesus Christ, why do they still disagree so sharply about the gospel—and how we actually receive it?In this episode, Mark continues the “Why Protestantism?” series by focusing on how grace is applied to the believer. He explains how Roman Catholicism understands grace as being mediated through the Church's sacramental system—especially baptism and the Eucharist—and why the sacraments are seen as the ordinary channels through which God dispenses saving grace. Using a vivid “pop machine” illustration, Mark unpacks how this shapes Catholic views of salvation, assurance, and the Christian life.Mark then contrasts this with the Protestant conviction of sola fide—that we are justified by grace alone through faith alone in Christ alone, with the preached Word at the center. He highlights areas of real agreement with Roman Catholics (salvation by grace, the transforming work of the Spirit) while also showing where the systems diverge, especially on how grace is received. Finally, he explores how these differences show up in Sunday worship and why gospel clarity matters deeply for ordinary Christians.Episode Highlights00:00 — Intro to the Equip Podcast and the “Why Protestantism?” series recap 02:28 — Sacramental system vs sola fide and why gospel clarity is at stake 03:22 — Is the gospel present in Roman Catholicism? Where Protestants and Catholics genuinely agree 06:00 — Grace, transformation, and assurance: why Catholics don't say “saved by works,” and where Protestants often misunderstand 09:37 — The “pop machine” illustration: how Catholic theology sees grace flowing through the Church and its sacraments 11:27 — Walking through the seven sacraments: initiation, healing, and service—and why baptism and Eucharist are central 15:49 — The Protestant response: sola fide, justification by faith alone, and sacraments as signs and seals rather than the source of saving grace 17:22 — Romans 10 and the primacy of the preached Word: faith comes by hearing, not by ritual performance 20:25 — Sunday in the pews: how a Catholic Mass and a Protestant service reveal two different centers—Eucharist vs sermon 21:53 — Why Mark believes the gospel is present but often unclear in Catholicism—and why personal faith in Christ must be emphasized 22:22 — Preview of next week's Q&A with Emily Jensen: dating a Catholic, real-life conversations, and practicing clarity with charityResources:Cornerstone Church Sermons: Listen onlineGavin Ortlund, What It Means to Be Protestant (Truth Unites)Matthew Barrett, The Reformation as RenewalMichael Svigel, RetroChristianity: Reclaiming the Forgotten FaithChad Van Dixhoorn (ed.), Creeds, Confessions, and Catechisms: A Reader's EditionCatechism of the Catholic Church (Vatican)

Nick Bracks on Behaviour Change, Rock Bottom & Rebuilding Your Life One Step at a TimeEpisode IntroductionWhat do you do when life falls apart — and you realise you can't outrun yourself anymore?In this grounded and practical Noise of Life medium episode, Steve sits down with Nick Bracks to unpack one of the most universal crossroads:How do you change your life when you feel stuck, overwhelmed or at rock bottom?Nick openly shares the steps that helped him climb out of severe depression, addiction and self-destruction — steps anyone can apply. From being dragged to a psychologist by his mum, to vomiting before university presentations, to learning that one small step is the true engine of change, Nick breaks behaviour change into simple, doable actions.This episode is your invitation to stop trying to overhaul your whole life… and instead take one honest step forward.About Our GuestNick Bracks is an Australian mental health advocate, speaker and founder of Move Your Mind, a global platform for behaviour change and wellbeing. After overcoming depression and addiction, he now teaches people how to build sustainable habits, lead themselves and create long-term change. He is also the author of Move Your Mind: How to Build a Healthy Mindset for Life.Episode Highlights00:00 – Rock bottom: when everything feels impossible.00:38 – The unexpected gift of struggle: empathy.01:13 – The one thing you must not do: nothing.01:20 – Being dragged to a psychologist and discovering he was severely depressed.01:35 – The tiniest step: just putting one foot forward.01:53 – Re-enrolling in university despite feeling lost and unmotivated.02:12 – Vomiting before presentations and shaking through every talk.02:25 – Why being terrible at something builds real confidence.02:46 – Showing up badly is still showing up.03:07 – Letting go of old dreams and finding gratitude for a different path.03:19 – Awareness: the step most people skip.03:34 – How huge to-do lists sabotage change.04:20 – Behaviour change 101: simplify and pick one habit.04:43 – Why five minutes still counts.05:03 – Building identity through small wins.05:45 – Why tiny steps beat motivation and hacks.06:11 – Awareness as a superpower.06:41 – Speaking to yourself with grace.07:01 – Forgiveness as a behaviour tool.07:38 – Missing a day doesn't matter — quitting does.08:23 – The Move Your Mind approach: sustainable and enjoyable.09:01 – Finding the deeper “why” behind your goals.09:57 – The missing ingredient: self-leadership.10:40 – Australia's reactive approach to mental health.11:07 – Making wellbeing proactive.11:27 – Change must work for you.12:09 – Environment is everything.12:57 – Nick's non-negotiables: exercise, meditation, curated circle.13:21 – Removing yourself from toxic environments.14:25 – Why he keeps a small, trusted circle.15:26 – Environments that reinforce the habits you're trying to avoid.16:09 – The power of run clubs and group fitness.17:04 – You become the product of your five closest people.17:21 – Changing your relationship with alcohol.18:05 – Social pressure and discipline.19:02 – Alcohol in celebration and commiseration — and breaking the loop.20:05 – If you're at rock bottom: write down everything weighing you down.20:43 – Then narrow it to one thing.21:09 – Tiny steps only — repeated.21:33 – Simplify.21:45 – The biggest lesson: you are enough.22:41 – Nick's vision: prevention, policy and global impact.24:38 – How to connect with Nick and access his resources.

In Part Two of this high-impact conversation, Dwayne continues his deep dive with global business strategist and Success Story Podcast host Scott Clary, who breaks down exactly why attention is the foundational currency of modern business — and why companies that fail to adapt will be overtaken by those who move quickly with media, content, and AI.Scott unpacks the psychology of why leaders resist content, the identity fear behind “not wanting to suck,” and how legacy businesses risk losing everything because they're still marketing for 2005 while technology is sprinting into 2025.Dwayne and Scott explore real-world examples—from lawn-care companies to B2B manufacturers to billion-dollar firms—and show how even the most “unsexy” industries can dominate simply by capturing attention and building trust at scale.The conversation expands into AI disruption, the collapse of traditional SEO, the rise of generative search, modern buyer behavior, shortening sales cycles through content, and the undeniable compounding power of personal brand.This episode is a wake-up call to business owners everywhere: adapt now, or be replaced by those who do.EPISODE HIGHLIGHTS00:00 – Media equals attention and attention drives every business outcome. 02:00 – The real starting point for content: sucking at first and learning through repetition.04:30 – Scott unpacks why universal business principles apply to content creation. 06:00 – Identity, fear, and why business owners avoid content creation.07:00 – The widening gap between tech adopters and those still resisting digital change. 09:00 – Legacy vs. legitimacy: content won't damage your reputation, but irrelevance will. 11:00 – Content isn't just video - newsletters, audio, and niche education all count. 13:00 – Niche creators winning with “unsexy” businesses. 17:00 – Example content strategies.20:00 – Why Scott studies fast-growing creators - not the biggest creators. 23:00 – The explosive business outcomes possible when you master content (“not a 1x or 2x”). 27:00 – Why even billion-dollar CEOs must build trust through media. 33:00 – How content accelerates B2B sales cycles and increases closing ratios. 37:00 – Generative search is replacing Google.43:00 – Scott breaks down the KPI stack: retention, shares, watch time, and qualified leads. 48:00 – Essential tools: ChatGPT, Claude, Opus Pro, CapCut, etc., and what they're best for. 50:00 – Hiring global talent.56:00 – The coming AI household-assistant revolution.01:02:00 – SEO collapse and the rise of creator-driven education and media networks. 01:08:00 – Entrepreneurs have already done hard things - this is simply the next one. 01:10:00 – Passion is the outcome of mastery, not the prerequisite. 01:11:00 – How older leaders can partner with younger digital natives.KEY TAKEAWAYSAttention is the gateway to trust, and trust drives every buying decision.Content doesn't mean dancing online; it means choosing a medium you can stick with.AI and generative search are rewriting SEO overnight.Content massively increases sales velocity and close rates.Small businesses have the most to gain from adopting a media strategy.Entrepreneurship is staying alive long enough for your strategy to work. QUOTES:"Media is attention. From the beginning of time, attention and...

Why do Catholics look to the Pope and the Magisterium for ultimate authority, while Protestants look to Scripture alone—and what does that mean for everyday faith? Mark continues the “Why Protestantism?” series by examining the heart of the authority debate. He explains how Roman Catholicism understands the Pope, apostolic succession, sacred tradition, and the Magisterium, and why Catholics believe these provide an infallible guide for the Church. Mark then contrasts this with the Protestant conviction that the Bible alone is the final and sufficient authority for faith and life.Mark explores where these two systems diverge, why the Reformers rejected papal infallibility, and how the question of authority shapes everything—from doctrine, to worship, to the clarity of the gospel itself. This episode sets the stage for next week's focus on gospel clarity and why authority matters for every Christian.Episode Highlights00:00 — Framing today's question: who speaks with final authority in the Church? 02:14 — How Catholicism understands authority: Scripture, tradition, and the Magisterium 04:41 — Apostolic succession and why Catholics believe the Pope is Peter's successor 06:58 — What papal infallibility actually means (and what it doesn't) 10:08 — Ex cathedra teaching: when the Pope speaks infallibly 12:15 — Protestant concerns: where is the biblical basis for an infallible papacy? 14:02 — Why the Reformers insisted on sola Scriptura (Scripture alone) 16:40 — The practical implications: how these differences shape the Christian lifeResources:Cornerstone Church Sermons: Listen onlineGavin Ortlund, What It Means to Be Protestant (Truth Unites)Matthew Barrett, The Reformation as RenewalMichael Svigel, RetroChristianity: Reclaiming the Forgotten FaithChad Van Dixhoorn (ed.), Creeds, Confessions, and Catechisms: A Reader's EditionCatechism of the Catholic Church (Vatican)